Podcasts about compliant

The views and opinions expressed on this podcast are for entertainment and informational purposes only. They do not constitute legal, financial, or professional advice. Any characters, stories, or references to public figures are presented in a satirical or opinion-based context. Listeners are encouraged to do their own research and consult with qualified professionals before making decisions based on the content. The hosts and guests disclaim any liability for actions taken or not taken based on what is discussed.The Wildcats beat the Sun Devils. The Irish May Get left out of the CFP Jezuz tells the audience in Spanish to call us if they have been represented by Rafi Law Group. They may be entitled to compensation. Rafi has held the time of possession for almost the entire game and haven't scored. Wait until we go on the offensive. Bill Kelhoffer's Compliant was rated a Zero out of 10. Yikes!Ben Himmelstein decided he hadn't had enough of us. So welcome back Ben to the Call Gil Show. Stay tuned for more.

The Transportation Security Administration announced earlier this week that passengers without a REAL ID or other acceptable documents (like a passport or tribal ID) will have to pay a $45 fee for the extra screening required to get through security. We'll hear more. Plus, as part of our continued lunar economy series, we'll learn about what developing infrastructure or communications systems on the moon might look like.

The Transportation Security Administration announced earlier this week that passengers without a REAL ID or other acceptable documents (like a passport or tribal ID) will have to pay a $45 fee for the extra screening required to get through security. We'll hear more. Plus, as part of our continued lunar economy series, we'll learn about what developing infrastructure or communications systems on the moon might look like.

Marketing is a vital part of any business. But when it comes to marketing your services as an agent selling Medicare, there are specific rules and regulations. To help you out, we've compiled a list of FAQs around compliant Medicare marketing. Press play to get started!   Read the text version  

Building a Compliant and Scalable FinTech Ecosystem

Learn more about how the Telephone Consumer Protection Act applies to insurance agents. ⚠️ Spoiler Alert: the TCPA also applies to text messages.   Read the text version  

Get ready to host a Medicare educational event with help from the Agent Survival Guide! We highlight what agents need to know to stay compliant with your carriers and CMS Rules. Read the text version  

Sales events are a great way to generate Medicare leads. Learn best practices and how to stay CMS compliant while hosting a Medicare sales event in this episode!   Read the text version  

Hello and welcome to the second draft of our return episode, featuring a fully-compliant ending! Yes, we had to remove the closing number and sing it ourselves. We'll probably win an award for it. ————————ORIGINAL EPISODE NOTES:Guess who's back!

AI-Powered Client Onboarding (Keychain)Automate fact-finds, document checks, and medical questionnaires.

When it comes to selling or buying a law firm, numbers and contracts often steal the spotlight, but ethics are what make or break the deal. In this episode, host Victoria Collier goes into the ethical framework that governs law firm sales and explains how to navigate compliance without sacrificing client trust. From competence and confidentiality to client notifications and handling trust accounts, Victoria walks through the key ABA rules every lawyer must understand, especially Rule 1.17, and shares practical insights for keeping your transaction ethical, professional, and smooth from start to finish. What You'll Learn •⁠  ⁠Why Rule 1.17 is the backbone of ethical law firm sales •⁠  ⁠How to protect client confidentiality during due diligence and negotiations •⁠  ⁠What to include in a client notice letter (and when to send it) •⁠  ⁠The right way to handle conflict checks without breaching privacy •⁠  ⁠Best practices for transferring client files and trust funds safely •⁠  ⁠How to ethically market a law firm for sale under Rule 7.1 •⁠  ⁠Why ethics and profitability go hand in hand in successful law firm transitions Victoria Collier is a seasoned attorney, entrepreneur, and expert in law firm sales and valuations. With a background in law and accounting, including her prior military service and CPA training, she brings a unique perspective on the financial intricacies of business valuations. Victoria helps transform law firms into more valuable and sellable businesses, guiding attorneys through life after law.   We want to hear from you! You can leave us a rating and review in Apple Podcasts. Click here and then scroll down the page to the rating and review section. You can also leave us a rating in Spotify by clicking here. Connect with Victoria Collier https://quidproquolaw.com/ Private Facebook Group https://www.facebook.com/groups/1284225722042602 LinkedIn https://www.linkedin.com/company/victoria-collier-coaching/      

SEO can feel vague, but for financial firms it's one of the most reliable ways to grow beyond referrals while staying compliant.    In this guest convo, Beth Chernes from Beth Chernes & Co breaks down practical, video-first SEO, keyword research that starts with client language, and simple website fixes that build trust and convert.   In this episode, I sit down with Beth, to chat about: What “search everything” SEO really means for financial firms in 2025  How to use video-first SEO to get your content found and drive qualified leads Simple keyword strategies that start with your clients' language, not just data How long it actually takes to see results  The biggest website mistakes costing firms leads and how to fix them Grab your free resource from Beth:   Million Dollar SEO Playbook:  https://bethchernes.co/million-dollar-seo-playbook About the Guest:   Beth Chernes, J.D., is an SEO strategist and digital marketer who started her boutique agency, Beth Chernes & Co., in 2020 with a mission to help financial firms, B2B companies, and nonprofits achieve measurable results from their websites. She's known for her approachable style, clear communication, and results that speak for themselves: helping clients generate millions in revenue through organic search. When she's not deep in data, Beth is recognized as an award-winning volunteer and is happiest spending time with her family which is often at Disney or planning their next getaway. Connect with Beth below:   LinkedIn: https://www.linkedin.com/in/bethchernes/ Facebook: https://www.facebook.com/BethCWrites Instagram: https://www.instagram.com/bethcwrites/

The Government's been warned substandard windows and doors are being sold to unsuspecting consumers - and no one's policing the issue. 

Thinking about expanding into China in 2026? Unlock the secrets to choosing the right business structure that ensures speedy market entry, legal compliance, and long-term success. In this episode of Hong Kong and China Compliance Essentials, we break down proven strategies—from WFOEs to EOR solutions—and show you how to navigate China's complex landscape with confidence. Whether you're just testing the waters or ready for full-scale growth, discover how to plan your next move wisely.Connect with Us:For more insights and updates, subscribe to China & Hong Kong Compliance Essentials.We are happy to take any questions you may have. How to reach Kristina Koehler-Coluccia, Head of Business Advisory:Schedule a call here: https://meetings.hubspot.com/kristina12Email: kristina@woodburnglobal.comConnect on WeChat with ID: kncolucciaThank you for tuning in!

On this new episode of THE POLITICRAT daily podcast Omar Moore examines the money behind the caving moderate Democrats. Also: Complete audio of Dr. Martin Luther King Jr's speech "The Other America", given at Stanford University in Palo Alto, California on April 14, 1967. Recorded November 10, 2025.RECOMMENDED READ"Where Do We Go From Here: Chaos Or Community?", by Dr. Martin Luther King Jr.SUBSCRIBE: https://mooreo.substack.comSUBSCRIBE: https://youtube.com/@thepoliticratpodSUBSCRIBE: https://politicrat.substack.comBUY MERCH FROM THE POLITICRAT STORE: https://the-politicrat.myshopify.comPLEASE READ: "Some Ways To Improve Your Mental Health..." (Written on August 24, 2025) : https://open.substack.com/pub/mooreo/p/here-are-some-of-the-ways-you-can?r=275tyr&utm_medium=iosBUY BLACK!Patronize Black-owned businesses on Roland Martin's Black Star Network: https://shopblackstarnetwork.comBLACK-OWNED MEDIA MATTERS: (Watch Roland Martin Unfiltered daily M-F 6-8pm Eastern)https://youtube.com/rolandsmartinDownload the Black Star Network app

Can you tell me whether the data contained in your business systems is compliant with the US Cloud Act, Canada's law Personal Information Protection and Electronic Documents Act, or the European Union GDPR?I expect that most people would claim complete ignorance of the rules, let alone have any idea whether they are in compliance or not. There is no way you are going to check whether a cloud hosted software application is compliant if you don't even know to ask the question.The problem is that when you sign up for a particular service online, do you have any idea where that data is hosted? Where is the data centre that is processing your request? What other applications might be integrated with this application, and where are they hosted? Let me give you a simple example. If you are using Spotify for your podcast, is the podcast hosted in Sweden where the company is headquartered or in the US where you live? If you are using an AI tool like Mistral, which privacy and data sovereignty laws must you comply with? If you are using Deepseek for an AI search, is the data being sent to China? -----------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

At the final day of the Crexendo UGM, Thomas McCarthy-Howe, Chief Technology Officer at VCONIC, spoke with Technology Reseller News Publisher Doug Green about how VCONIC is redefining communications data with the introduction of the vCon — a new IETF-standard file format that turns conversations into actionable, privacy-protected digital assets. “A vCon makes a conversation a first-class citizen,” McCarthy-Howe explained. “It contains everything that conversation means — who said it, who consented to it, and the context around it — so AI can learn from it responsibly.” Unlike traditional recordings, a vCon combines audio, video, participants, consent, and metadata into a single secure container. This enables service providers, enterprises, and MSPs to use conversations for analytics, automation, and AI training while staying compliant with data privacy laws like GDPR and U.S. consumer-protection standards. McCarthy-Howe emphasized that this new format also delivers a major business advantage: it transforms ordinary SIP trunks into “smart trunks.” Because each vCon is a unique, regulated record, it becomes a differentiating asset — one that's difficult for competitors to replicate or for customers to migrate away from. “Once a service provider starts hosting conversations as vCons, they own a unique and irreplaceable data relationship with their customers,” he noted. Adoption is growing quickly. At this year's event, McCarthy-Howe said roughly one-fifth of attendees were already familiar with vCons and eager to learn how to integrate them. Use cases span UCaaS, contact centers, healthcare, finance, and even industrial settings — anywhere valuable insights are locked inside spoken interactions. “We're helping the industry move from dumb pipes to smart trunks,” he said. “vCons let the good guys do the right thing — and prove it.” VCONIC's technology is already deployed in production environments, processing over 30 million calls per month and supporting hundreds of thousands of active conversations. The company is now scaling partnerships with service providers, helping them turn customer conversations into high-value, AI-ready data streams. To learn more about the vCon standard and how VCONIC is enabling compliant AI-driven communications, visit vconic.com.

H4 - Seg 2 - Heidi Harris in for TCJS - Fri Oct 31 2025 - "The Gov't wants you to be compliant with any drugs"

H4 - Heidi Harris in for TCJS - Fri Oct 31 2025 - "there is some consternation when it comes to Halloween ", "The Gov't wants you to be compliant with any drugs", "The FBI in Dearborn Michigan thwarted a Isis-inspired attack planned for today ", "you think tomorrow is going to be crazy in stores over SNAP expiring "

Connect to John Gilroy on LinkedIn   https://www.linkedin.com/in/john-gilroy/ Want to listen to other episodes? www.Federaltechpodcast.com MongoDB has spent years earning a formidable reputation in the developer world; today, we will unpack some of its capabilities for project managers and federal leaders so they can understand where MongoDB may fit in their stack. Conventional wisdom is that MongoDB is a flexible open-source database. Although that is true, this does not do justice to some characteristics that will appeal to the federal audience. ONE: An agency may have restrictions on where the cloud is not suitable for storage. Because of its ability to use flexible, JSON-like documents, MongoDB has listened to those needs and can have storage in many varying regions.   In fact, we have seen a movement to move cloud applications back on premises. MongoDB provides flexibility for working in both hybrid and on-premises environments. TWO:  Most readers have studied encryption and think of it primarily as data at rest. Cloud storage transitions have forced a method where data is encrypted during transit. MongoDB can take encrypted data and search while it remains encrypted. Some will describe encryption at rest, in transit, and now, data in use.  THREE   MongoDB has listened to the federal community and is offering something called MongoDB Atlas for Government. It is a secure, fully managed cloud database service for U.S. Government agencies to modernize applications and oversee sensitive data. During the interview, Ben Cephalo revealed the effort MongoDB is making to serve federal agencies that require FedRAMP high capabilities.  

Before we dive in: Most of our work at Enneagram MBA is rooted in the Awareness to Action model developed by Mario Sikora and team. But from time to time, we like to explore other Enneagram approaches and insights that come up in the workplace and coaching conversations. This is one of those episodes, so you may hear some differences from the ATA model we typically use.In this week's episode, D and I wrap up our three-part conversation on the Enneagram's movement strategies: the compliant, assertive, and withdrawn ways we move through the world. These patterns influence how we lead, collaborate, and connect under stress and in safety, whether we lean toward others for belonging, push against for control, or pull away for clarity.Together, we explore how each movement shows up at work, what it looks like in meetings, and how it impacts team relationships. You'll hear us break down:The core logic of each strategy: If I align, I'm safe. If I take charge, I'm safe. If I retreat, I'm safe.What leadership strengths each brings, from empathy and reliability to bold vision and deep insight.The blind spots that can trip us up, like over-pleasing, control, or disconnection.How to apply this awareness in real life, using self-checks and reflection prompts to flex between all three strategies instead of staying stuck in one.We also talk about the power of awareness in managing our instincts when “life gets loud,” how to communicate what you need before others misread it, and even how a “pineapple” code word or LED light system can help you hit pause before you hit conflict.If you've ever wondered why some coworkers want to talk everything out while others disappear to think, or why your team clashes when deadlines hit, this episode can help you see those dynamics with more clarity, compassion, and choice.Key TakeawaysEach movement strategy serves a purpose. Compliant types seek connection, assertives create motion, and withdrawns bring meaning. We need all three for healthy collaboration.Awareness creates choice. Once you know your instinctive movement (toward, against, or away), you can flex as needed.Communicate your coping strategy. “I'm taking a day to think” can go a long way toward preventing misunderstandings.Reflection practice: Think of a recent workplace conflict. How did you move...toward, against, or away? What might a different movement have looked like?Listener ChallengeReflect on your go-to strategy this week.Where do you naturally thrive: connection, courage, or clarity?Which situations call for the opposite?How can you intentionally lead with one of the others when the moment calls for it?Resources & Next StepsBring this to your team: We're already booking year-end closers and 2026 kickoffs. Explore workshop options at EnneagramMBA.com and invite us in to blend theory with your team's real dynamics.Say hello / suggest a topic: enneagrammba.com/contact... I'd love to hear your 4/5/9 stories or questions fHave a request for a future episode? Drop a text here!

Federal agencies and departments face strict compliance and security standards. As collaboration technology advances, those rules continue to change.In this episode of The Collaboration Space, AVI-SPL's Mathew DeFreitas sits down with Chuck Fiorentino, AVI-SPL Federal Engineering Manager, and Bruce Wyrwitzke, Philips Director of Professional Displays. They discuss how Philips and AVI-SPL help agencies stay compliant, secure, and prepared for what's next.Key conversation takeaways:Agencies can meet security and compliance standards without slowing deploymentSecure, TAA-compliant displays give agencies confidence and flexibilityPhilips' portfolio ensures consistent quality, reliability, and simplified procurementPartnering with AVI-SPL and Philips streamlines planning and deploymentContact AVI-SPL today to learn more about: How Philips' secure and TAA-compliant displays can be incorporated into your larger federal government needsAVI-SPL's federal solutions and capabilitiesFollow AVI-SPL on YouTube.Catch The Collaboration Space on your favorite podcast app.Get AV and unified communications news delivered to your inbox.Follow AVI-SPL: Linkedin X YouTube

In this episode of the Crypto 101 podcast, hosts Bryce and Brendan engage with Satraj Bambra, a prominent figure in the crypto space, discussing the current market dynamics, the evolution of decentralized exchanges, and the importance of compliance and regulation. Satraj shares his journey into crypto, the development of his hybrid exchange model, and insights on market predictions for Bitcoin and altcoins. The conversation also touches on the impact of monetary policy on Bitcoin valuation and the future of altcoins in a fragmented market.Efani Sim Swap Protection: Get $99 Off: http://efani.com/crypto101Check out Plus500: https://plus500.comCheck out Gemini Exchange: https://gemini.com/cardThe Gemini Credit Card is issued by WebBank. In order to qualify for the $200 crypto intro bonus, you must spend $3,000 in your first 90 days. Terms Apply. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. This content is not investment advice and trading crypto involves risk. For more details on rates, fees, and other cost information, see Rates & Fees. The Gemini Credit Card may not be used to make gambling-related purchases.Get immediate access to my entire crypto portfolio for just $1.00 today! https://www.crypto101insider.com/cryptnation-directm6pypcy1?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=DescriptionGet your FREE copy of "Crypto Revolution" and start making big profits from buying, selling, and trading cryptocurrency today: http://www.cryptorevolution.com/free?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=DescriptionChapters00:00 Introduction to the Crypto Market Dynamics02:44 Satraj's Journey into Crypto and Building Rails05:08 The Evolution of Exchange Models: Centralized vs Decentralized07:53 Building a Compliant and Regulated Exchange10:34 Navigating Regulatory Challenges in the Crypto Space13:16 The Impact of the Clarity Act on the Crypto Market16:11 Future Plans and Innovations for Rails24:05 Mr. Beast and Crypto Trends25:15 Bitcoin's Future Price Predictions27:07 The Role of Altcoins in a Bitcoin-Dominated Market30:41 The Myth of Altcoin Seasons34:11 Market Fragmentation and Its Impact on Altcoins37:13 Potential Market Corrections and Bearish Sentiment39:02 Identifying Promising Altcoin ProjectsMERCH STOREhttps://cryptorevolutionmerch.com/Subscribe to YouTube for Exclusive Content:https://www.youtube.com/@crypto101podcast?sub_confirmation=1Follow us on social media for leading-edge crypto updates and trade alerts:https://twitter.com/Crypto101Podhttps://instagram.com/crypto_101Guest Linkhttps://rails.xyz/team/*This is NOT financial, tax, or legal advice*Boardwalk Flock LLC. All Rights Reserved  ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Fog by DIZARO https://soundcloud.com/dizarofrCreative Commons — Attribution-NoDerivs 3.0 Unported — CC BY-ND 3.0 Free Download / Stream: http://bit.ly/Fog-DIZAROMusic promoted by Audio Library https://youtu.be/lAfbjt_rmE8▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Our Sponsors:* Check out Gemini Exchange: https://gemini.com/card* Check out Plus500: https://plus500.com* Check out Plus500: https://plus500.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

This week, we explore the latest changes in state-level family and medical leave laws and how employers can stay compliant. How to Stay Compliant with 2026 State Family and Medical Leave Laws A wave of changes to state-level family and medical leave laws, set to take effect in 2026 and beyond—along with recent expansions—is adding to the already-complex patchwork of family and medical leave regulations across the country. In this episode of Employment Law This Week®, Epstein Becker Green attorney Eric I. Emanuelson, Jr., breaks down what's changing and how employers can prepare. What Employers Need to Know: New Programs: Delaware, Minnesota, and Maine are rolling out benefits in 2026, while Maryland's program is delayed until 2028. Expanded Coverage: States such as Washington and Colorado are broadening definitions of “family member” and adding new qualifying reasons for leave. Employer To-Dos: Review policies, update notices, and coordinate with payroll teams to ensure compliance. - Visit our site for this week's Other Highlights and links: https://www.ebglaw.com/eltw408 Download our Wage & Hour Guide for Employers app: https://www.ebglaw.com/wage-hour-guide-for-employers-app. Subscribe to #WorkforceWednesday: https://www.ebglaw.com/eltw-subscribe Visit http://www.EmploymentLawThisWeek.com This podcast is presented by Epstein Becker & Green, P.C. All rights are reserved. This audio recording includes information about legal issues and legal developments. Such materials are for informational purposes only and may not reflect the most current legal developments. These informational materials are not intended, and should not be taken, as legal advice on any particular set of facts or circumstances, and these materials are not a substitute for the advice of competent counsel. The content reflects the personal views and opinions of the participants. No attorney-client relationship has been created by this audio recording. This audio recording may be considered attorney advertising in some jurisdictions under the applicable law and ethical rules. The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.

In this conversation, Rory Rubin discusses the challenges and opportunities in the real estate and construction industry, particularly focusing on affordable housing solutions using shipping containers. He emphasizes the importance of networking, collaboration, and understanding zoning regulations while sharing personal experiences and advice for aspiring entrepreneurs.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Radhika Das, IFN Journalist, interviews Irfan Salim, Co-Founder, The Gulf-ASEAN Exchange, on investor appetite for Shariah compliant products in GCC and ASEAN markets and barriers to deeper cross-border collaboration.

Radhika Das, IFN Journalist, interviews Adam Knight and Nancy Chien from Bedell Cristin, on the Jersey jurisdiction's Shariah compliant structuring appeal, its role in Sukuk and SPV innovation and rising demand from Islamic private wealth clients

Francis Nantha, IFN Investor Editor, interviews Arif Izhan Shuhaimi, Private Wealth Manager, Crewstone International on why the firm plans to offer a Shariah compliant version of its existing conventional fund

Radhika Das, IFN Journalist, interviews Jessica Tan, Principal, Fixed Income Indices, S&P Dow Jones Indices, on Sukuk index methodology and screening criteria, and future trends in integrating ESG factors with Shariah compliant fixed income benchmarks

Francis Nantha, IFN Investor Editor, interviews Rex Fong, Chief Investment Officer, VCorp Capital on the firm's first Shariah compliant fund offering to help SMEs bridge financing gaps

QFF: Quick Fire Friday – Your 20-Minute Growth Powerhouse!   Welcome to Quick Fire Friday, the Grow A Small Business podcast series that is designed to deliver simple, focused and actionable insights and key takeaways in less than 20 minutes a week.   Every Friday, we bring you business owners and experts who share their top strategies for growing yourself, your team and your small business. Get ready for a dose of inspiration, one action you can implement and quotable quotes that will stick with you long after the episode ends!   In this episode of Quick Fire Friday, host Rob Cameron interviews Nic McGrue, founder of Polymath Legal, reveals how he helps real estate investors and business owners legally raise capital while protecting their interests under U.S. securities laws. He shares insights on common mistakes to avoid, the importance of proper legal documentation, and how strategic compliance can unlock growth opportunities. Nic also highlights inspiring success stories, including turning around a family-owned winery and helping a client expand from 30 single-family homes to over 800 multifamily units. This episode is packed with practical, real-world advice for anyone serious about raising funds the right way and building lasting generational wealth. Key Takeaways for Small Business Owners: Organize your finances early – Clean, accurate financials make you more credible and attractive to investors.   Start networking before you need capital – Build relationships and trust so investors are ready when opportunities arise.   Understand securities laws – Know the legal side of raising funds to avoid costly compliance mistakes. Our hero crafts outstanding reviews following the experience of listening to our special guests. Are you the one we've been waiting for? Assemble a strong support team – Partner with skilled legal, financial, and underwriting professionals for smoother deals.   Disclose risks honestly – Transparent communication builds investor confidence and protects you legally. Plan for growth, not just funding – Focus on long-term strategy, scalability, and creating generational wealth through smart investments. One action small business owners can take: According to Nic McGrue, one action small business owners can take is to get their financials in order — by maintaining clean, accurate records and proper documentation, they can build investor confidence and be fully prepared when it's time to raise capital. Do you have 2 minutes every Friday? Sign up to the Weekly Leadership Email. It's free and we can help you to maximize your time. Enjoyed the podcast? Please leave a review on iTunes or your preferred platform. Your feedback helps more small business owners discover our podcast and embark on their business growth journey.

What is National Security Presidential Memorandum‑7 (NSPM‑7)? And why is it causing major law firms to prepare their clients for possible politically motivated governmental probes? Our guest Ken Klippenstein explains the national security directive on “domestic terrorism” and how it serves to chill speech, harass Trump's political opponents, and broaden the justifications for federal investigations. Plus we unpack Trump promoting medbeds, Kash Patel's new challenge coin, and the Q Shaman's multi trillion dollar lawsuit in which he declares himself the “first legal President of the New Constitutional Republic of the United States Of America.” Subscribe for $5 a month to get all the premium episodes: patreon.com/qaa Ken Klippenstein https://x.com/kenklippenstein Subscribe to Ken's Newsletter https://www.kenklippenstein.com/ Trump's NSPM-7 Labels Common Beliefs As Terrorism “Indicators” https://www.kenklippenstein.com/p/trumps-nspm-7-labels-common-beliefs Check out our new podcast series network Cursed Media and binge the entirety of our new show Science in Transition by Liv Agar and Spencer Barrows: https://cursedmedia.net Editing by Corey Klotz. Theme by Nick Sena. Additional music by Pontus Berghe. Theme Vocals by THEY/LIVE (https://instagram.com/theyylivve / https://sptfy.com/QrDm). Cover Art by Pedro Correa: (https://pedrocorrea.com) https://qaapodcast.com QAA was known as the QAnon Anonymous podcast.

Live from Amazon Accelerate, Joe and Adobe's David Devisser unpack the new Adobe Express integration with Amazon Ads. You will see how to discover policy-ready templates, connect your Creative Asset Library, run real-time checks, and export to the right specs in one flow. Key takeawaysYou can start from Amazon Ads templates inside Express, then customize quickly. Real-time policy checks and safe-zone guidance catch issues before export. Export automates spec fitting for video, including bitrate and frame rate, then saves back to your library.

The MENA region presents a massive opportunity for growth: The High Earners, Not Rich Yet (HENRY's).In this episode, I speak with Ziad Mabsout, Co-Founder & CEO at Vennre, about building investment platforms specifically for the Henry segment in MENA and why Sharia-compliant solutions are an unlock. Ziad shares his journey from getting rejected for a $50K investment to building a fintech that solves exactly the problem he had back then: Accessibility. We explore how the lack of pension systems in MENA creates urgent demand for investment solutions, and why Sharia-compliant products attract non-Muslim customers seeking ethical investing options.We dive deep into the unique challenges of building for emerging markets, the importance of customer protection in investment platforms, and practical strategies for serving high earners who lack access to private banking. Ziad also shares invaluable insights on startup team building, the importance of conviction in your mission, and why being humble while staying persistent is crucial for FinTech founders.Follow for more discussions on building FinTech products with customer and commercial impact and to stay updated on the latest episodes!

Through a series of short, punchy presentations we examine the merits of various asset classes from an investor's viewpoint. With each asset class presented by a recognized market practitioner, we offer a critical assessment of Islamic investment opportunities, from private capital, to carbon credits, to Sukuk, to equities, to real estate. Which asset class will prevail?Facilitator: Vineeta Tan, Managing Editor and Director, Islamic Finance newsJessica Tan, Principal, Fixed Income Indices, S&P Dow Jones IndicesMax Freeman, Founder and CEO, Epicenter LabsZahid Siddique, Senior Investment Analyst and Portfolio Manager, Saturna Malaysia

What are the value propositions of Islamic investment management, and what is driving the strategic development of the Islamic wealth economy? What trends are influencing the development of Islamic investment products in Southeast Asia? Has Islamic asset management been strategically positioned and promoted effectively, and what more could be done? We ask an experienced panel.Moderator:Ismitz Matthew De Alwis, Executive Director and CEO, Kenanga InvestorsPanelists:Mohamad Safri Shahul Hamid, CEO, International Islamic Liquidity Management CorporationMohammad Ashraf Md Radzi, Chief Executive, Lembaga Tabung Angkatan TenteraOliver Agha, Managing Partner, Agha & Co and Columnist, IFN (The Islamic Legal Opinion)Shahariah Shaharudin, President, Saturna MalaysiaSharifatul Hanizah Said Ali, Executive Director, Islamic Capital Market Development, Securities Commission Malaysia

Kate Taylor, Associate Principal, ECG Management Consultants, speaks with Bruce Toppin, Chief Legal Officer, North Mississippi Health Services, about how to recruit providers in a very competitive market while following strict guidelines that are frequently changing. They discuss the market backdrop; issues related to fair market value, commercial reasonableness, and recruitment incentives; and strategies for bridging the gap between competitive offers and compliance. Sponsored by ECG Management Consultants.Watch this episode: https://www.youtube.com/watch?v=r4Ac7Qp2m9MLearn more about ECG Management Consultants: https://www.ecgmc.com/ Essential Legal Updates, Now in Audio AHLA's popular Health Law Daily email newsletter is now a daily podcast, exclusively for AHLA Premium members. Get all your health law news from the major media outlets on this podcast! To subscribe and add this private podcast feed to your podcast app, go to americanhealthlaw.org/dailypodcast. Stay At the Forefront of Health Legal Education Learn more about AHLA and the educational resources available to the health law community at https://www.americanhealthlaw.org/.

The DISCy Chicks kick off season 8 with a session on dealing with conflict. Hey, conflict is a normal in the workplace, so we thought we'd address it head on!Cindy and Martha started with a quick review of what DISC is for those listeners new to our favorite assessment.  We dive into styles that are basically opposite of one another, like a high Dominant and a high Steady. First of all pace is very different for that high dominant (fast paced) and the high Steady (slower paced). A high steady can feel very overwhelmed by how aggressive a Dominant can show up! The truth be known, a dominant typically does not adapt their style do the employees that are different from their own way of showing up! The high steady is very relationship oriented, while the dominant is not so much. We then go to the high Influencer and the high Compliant, again two opposites styles. The high influencer is trying to get an employee to their point of view, talking and persuading. The high Compliant is looking for details, which is not a strong suit for an influencer. So basically they are not giving each other what they are wanting and needing. This definitely can become contentious! Next, we discuss a high Influencer  and a high Steady. The good news is the are both relationship oriented; however their approaches are quite different. As you listen to our discussion,you will understand that the high Influencer energy can be too much for the high Steady pace and energy, resulting in conflict, which the Steady is not comfortable with.Next up is about how a high Dominant and a high Influencer communicate. The high Dominant is all about the results, and sees people as a means to an end for those results. The Influencer is more sensitive and wants to make sure the people are on board and have what they need to accomplish those results. These two styles have very different approaches to how they lead their team. Lastly, we address the High Steady and the High Compliant. Their pace is very similar, and their approach to communication is different. The Compliant is looking for accuracy and perfection, and typically may not communicate their needs to others, as the tend to be more self-reliant. The high Steady is gentle and can be as though row as the high Compliant, and the differentiator is they really care about their employees. https://DISCyChicks.comhttps://www.facebook.com/DISCyChicksPodcast

Storing hazardous materials comes with strict EPA compliance requirements that can be costly and complex. But what if there was a way to meet all secondary containment regulations using modified shipping containers at a fraction of traditional costs?More information is available at https://www.conexwest.com/. Conexwest City: Lathrop Address: 17100 S Harlan Rd Website: https://www.conexwest.com/

What motivates issuers and investors to choose Shariah compliant structures over conventional? We explore the strategic, commercial, regulatory, and ethical factors that shape this decision—ranging from market demand and investor preferences to regulatory incentives and reputational considerations. We examine what these choices reveal about evolving market dynamics and the future development of Islamic financial services.Moderator:Mohsin Shaik Sehu Mohamed, Head of Investment Banking and Capital Markets, Dhofar IslamicPanelist:Ahmed Tabook, Head of Treasury, Tax and Insurance, OQ Base Industries

Many therapists in private practice want to run a solid, ethical business—but the idea of “compliance” can feel confusing, overwhelming, or even downright scary. Between HIPAA requirements, proper documentation, and ever-changing policies, it's tough to know what you don't know… and easy to put it off for another day. In this episode of the Private Practice Elevation Podcast, Daniel Fava sits down with Dr. Tiana Kelly to demystify compliance and make it feel manageable—even if you're just getting started. Tiana shares how she built the compliance program at Move Forward Counseling (with over 60 therapists!) and now helps other private practices do the same through her consulting business, Private Practice By Design. You'll learn why compliance is not a one-time checklist but an ongoing process—and how to prioritize the most important changes without overwhelming your team. Tiana also explains: Why “go slow” is key when rolling out compliance updates The biggest mistakes she sees practices make (and how to avoid them) What therapists really need to be trained on from day one How to build a culture of learning, accountability, and ethical care Whether you're a solo therapist or running a growing group practice, this episode will help you think more clearly about compliance—and feel more confident taking your next step.

With a large, underserved demographic, what is the potential for Shariah compliant pension solutions in the UK? We explore innovative approaches to annuities and income drawdowns through Takaful and other structures. We highlight untapped market segments, discuss scalable models, and examine how providers can meet demand while navigating regulatory and operational challenges.Moderator:Olga De Tapia, Global Head of ETFs and Indexing Sales and Global Head of Portfolio Advisory Solutions and OCIO Sales, HSBC Asset ManagementPanelists:Fazeel Siddiqui, Senior Relationship Manager, WahedFurqan Sheikh, Wealth Director, RBC Brewin DolphinDr Samir Alamad, Chief Adviser Islamic Banking and Finance, Ihsan Islamic Finance Solutions

Amid shifting geopolitics and increased interest from sovereign wealth funds, we explore emerging opportunities for bilateral Shariah-compliant investment into the UK and other global markets. Discussions will focus on direct and private equity investment, along with growing demand for Shariah-compliant alternative assets, including asset-backed credit, venture funds, real estate, real assets, and Islamic debt funds.Moderator:Richard Thomas, Managing Director, Sustainable EconomyPanelists:Adeel Khan, Managing Partner, PotentiaMahdi Yazdizadeh, CEO, Ereele CapitalMike Rainey, Partner, King & SpaldingMohammed Saifullah Khan, CEO, Ebdaa Islamic Finance Consultancy

Studies have shown that there are three times as many strong-willed children as compliant. What type of child is in your home? To support this ministry financially, visit: https://www.oneplace.com/donate/779/29

Rancho Mesa's Alyssa Burley and Client Technology Specialist, Brenda Khalil, talk about the importance of staying compliant by updating your company policies.Show Notes: RM365 HRAdvantage™ portal, California Civil Rights Department model notice, ⁠⁠⁠⁠Subscribe to Rancho Mesa's Newsletter⁠⁠⁠⁠Host: ⁠⁠⁠⁠Alyssa BurleyGuest: ⁠⁠⁠⁠Brenda Khalil⁠⁠Editor: Jadyn BrandtMusic: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2025. Rancho Mesa Insurance Services, Inc. All rights reserved.

As infection control regulations become more rigorous and patients grow more aware of clinical standards, it's essential for dental teams to stay ahead—and that's where technology and automation are making a real difference. We're joined by Amanda Hill, a nationally recognized expert in infection control, who shares the latest advancements in sterilization and compliance tools. From preventing waterline contamination to ensuring every sterilization cycle is accurately documented, Amanda explains how the right technology can help your team maintain high standards, avoid costly errors, and deliver safer care across the board.

Today's Topics:1. Sound Signature Review 6.197 – Combat Application Technologies CAT KK on the 10.3 5.56 MK18. Small silencer with performance that was a little surprising. Hybrid design advanced silencers continue to push the envelope. Technical discussion for the whitepaper published last week.a. Intro and physical characteristics. (00:08:26)b. Design, system performance, and mount considerations. (00:17:11)c. Performance extrapolation. Possible? (00:45:31)2. The SIG MCX, or “LVAW” and its variants. 6.75” Rattler LT recreational use has been underway. Some interesting findings to share from a recent range outing. Approximately 1000 rounds of various ammo brands, subs and supers, fired from the system with the SIG SD handguard. Practical? Absolutely not, if you shoot a lot. Here are some thoughts. (00:54:08)Sponsored by - Silencer Shop, Top Gun Range Houston, Legion Athletics, Capitol Armory, and the PEW Science Laboratory!Legion Athletics: use code pewscience for BOGO off your entire first order and 20% cash back always!Magpul: Use code PSTEN to receive $10 off your order of $100 or more at Magpul

Episode Summary:Craig joins this week's episode to discuss his convention CE, AI, ChatGPT, & Real Estate, the Law & the Code of Ethics and what you can expect from the class.Full Description / Show Notes:Craig's background and career historyHis opinion of AI and real estateHow to get started with using AIApplications for REALTORSWhat you can expect from his presentationAI Compliance and the Code of EthicsWill AI be regulated on a national scale? 

What should pilots know about NDAA compliance for LiDAR systems. Today's podcast is brought to you by Drone U's In-Person training. This is our five-day boot camp that includes a one-day Flight Mastery + Videography Training, followed by 4 days of Desktop and Cloud Based Mapping training. In this unique training event, we cover desktop and cloud based mapping techniques. Our Desktop-Based Mapping Class is designed for drone professionals looking to gain expert-level skills in processing, analyzing, and manipulating mapping data. This intensive course utilizes Pix4DMapper, Pix4DReact, and Pix4DMatic, providing a comprehensive hands-on experience in advanced drone mapping techniques. Cloud-Based Mapping Class is designed to give you a complete, hands-on experience with modern drone mapping techniques using Site Scan by Esri. Over the course of 1.5 intensive days, you'll learn how to create high-quality 2D maps, orthomosaics, and geo-referenced models while mastering the essential principles of data acquisition and processing We have classes in August and September and last few slots avalable, Click HERE to book your seat today !! Not many pilots speak about the sensor side of drone flying. Our question for today, from Jimmy, is all about knowing LiDAR and its NDAA compliance requirements. Thank you Jimmy for the question, there is a lot of discussions surrounding approvals from NDAA compliant devices. We went through the rabbit hole for understanding compliance and regulations surrounding sensor use and discuss the regulations surrounding the LiDAR tech and system compliance and what it means for contracting federal projects. Tune in today on this short information packed episode !! 5-Day Free Course: Thriving Drone Real Estate Business Transform your drone operations into a thriving real estate-focused business. Learn client management, pricing for profit, and creating high-value deliverables. Grow My Drone Business Get your questions answered: https://thedroneu.com/. If you enjoy the show, the #1 thing you can do to help us out is to subscribe to it on iTunes. Can we ask you to do that for us real quick? While you're there, leave us a 5-star review, if you're inclined to do so. Thanks! https://itunes.apple.com/us/podcast/ask-drone-u/id967352832. Click here for access to Skywatch for all your drone insurance purposes ! Become a Drone U Member. Access to over 30 courses, great resources, and our incredible community. Follow Us Site – https://thedroneu.com/ Facebook – https://www.facebook.com/droneuADU 1382: Build my own drone to do photogrammetry work? Instagram – https://instagram.com/thedroneu/ Twitter – https://twitter.com/thedroneu YouTube – https://www.youtube.com/c/droneu Timestamps: [02:15] Learn more about Drone U mapping class and bootcamps [04:55] Today's question on LiDAR and NDAA compliance [07:11] What the regulations speak about the use of LiDAR tech [14:22] Cost implications of using American and non-American LiDAR tech

Title: How to Stay Compliant While Raising Millions with Bronson Hill Summary: In this episode of the Mailbox Money Show, host Bronson Hill interviews Seth Bradley, an accomplished attorney and entrepreneur known for his efforts in passive and active investing. The discussion revolves around the significant shifts in the real estate market post-COVID-19, including rising interest rates and the challenges passive investors face with underperforming deals. Seth shares his experiences with multifamily investments and the importance of selecting the right financial structures, highlighting how his focus on fixed-rate loans has insulated his deals from the volatility that adjustable-rate loans often endure.   As they explore other investment avenues, Seth discusses their ventures into various businesses, including gyms, e-commerce, and oil and gas projects. Both entrepreneurs illustrate how innovation and technology, particularly artificial intelligence, can significantly improve investment decision-making and operational efficiency. Their combined expertise offers valuable insights into the world of multifamily syndications, risk management, and leveraging technology for investment insights. The episode concludes with Seth's perspectives on effective communication between investors and sponsors and the importance of due diligence documents in passive investing. Links to listen and subscribe: https://podcasts.apple.com/us/podcast/seth-bradley-what-can-i-do-if-a-deal-goes-bad/id1580397502?i=1000698697087 https://open.spotify.com/episode/4pogVHik6rHwh0k5yFLs1U Links to watch and subscribe: https://www.youtube.com/watch?v=2xrvBhGtS5w&t=396s Bullet Point Highlights: Diverse Entrepreneurial Background: Seth Bradley is not only an attorney but also a successful entrepreneur with experience in gyms and startups, adding depth to the authenticity of his investment strategies. Impact of Rising Interest Rates: The podcast discusses how increasing interest rates have shifted the landscape of real estate investments, influencing cash flow and project viability. Importance of Fixed-Rate Loans: Seth emphasizes the protective benefits of using fixed-rate loans in investments to buffer against economic shifts and rising rates. Shifting Investment Focus: As traditional multifamily deals become tough, both Bronson and Seth explore alternative assets, including oil and gas, debt funds, and smaller multifamily properties. Gym Ventures: Seth shares insights from operating gyms, illustrating how franchise businesses can provide a structured path to entrepreneurship with community support. Navigating Passive Investing Challenges: The episode highlights the key steps passive investors should take when deals aren't performing as expected, including reviewing existing legal agreements. Leveraging Technology and AI: The discussion underscores the growing role of AI in analyzing investments and legal documents, showcasing how technology can enhance investment efficiency and accuracy. Transcript: hey guys this is Ken mroy and you are listening to the mailbox money show with Bronson Hill hello hello and thank you for joining the mailbox money show my name is Bronson Hill I'm very excited for this episode with Seth Bradley you're gonna really like him he's done a lot of things he's like the renaissance man like he has done uh passive investing he's done active investing he owns a couple gyms he's starting another one he's got a couple startups he does he's got all kinds of things speaking   very intelligently to a lot of different topics he also has a show called The passive income attorney actually also an attorney as well and puts together syndication paperwork so he does a lot of different things and so I always love talking to people that are doing many things because first of all inspires me that I'm not doing enough and then secondly um you know they'll speak very intelligently on kind of trends that are happening so he's talks about what what we're going to talk in this interview   about what happened over the last few years he's doing less real estate looking at some other things and just what do you do if a deal does not go well what are the steps you can take as an investor so I think you're really going to enjoy this we also get into Ai and some awesome other topics so let's jump in Seth welcome to the mailbox money show Bronson what's going on buddy good to see you again hey man we're both in Southern California I know we're not that far apart but you're in like the better part especially lately with all   the fires up in La recently uh you're in San Diego man I don't know anybody that says they don't love San Diego yeah man I mean there's no better place in the United States that's for sure I mean I've seen some some beautiful places around the world and I don't know San Diego still might beat it um I get a little bit used to it because I've been here for quite some time now but San Diego is really tough to beat yeah awesome man well I'm excited to have you here today I know you're an attorney you have your podcast called   the passive income attorney podcast and you also work with tri vest which helps investors and you have a lot you to say around uh diligence around deals going bad we've seen deals uh We've we've had a couple deals that have really struggled uh I've been an investor passively in deals some deals that have struggled people don't really talk about this as much and I think it's really important to talk about um but let's let's talk about kind of what's changed the last couple years interest rates have risen um obviously if you're a   multif family investor the deals maybe aren't as juicy as they were the projections are a little lower a a little little far between as far as you know deals that actually cash flow or deals that make as much sense but uh what have you seen the last couple years and how have you kind of shifted a little bit of your business and your investing for sure I mean it's been um it's been an experience right I think a lot of the past investors out there that are listening or if you're an operator or lead sponsor out there the same thing   I mean we've we've gone through a period of time starting I think back when Co hit in 2020 that was kind of the first dip in the market that we've we've seen in this kind of generation right like the jobs act well I I should say the previous dip was in you know 2008 2009 that was one cycle but that was before the jobs Act of 2012 so the jobs Act of 2012 is where some of these private Investments started being opened up to more people and more people like ourselves were able to get involved and start raising capital and and do deals   and you've just seen that market kind of exponentially grow since 2012 um so we haven't seen a downturn until Co hit in 20120 and that one was kind of weird right because it was just kind of a blip it wasn't because of the economy it was because of something that just you know nobody's going to be able to predict um but that's the first uh crack in the armor that we saw and then after that then we saw the interest rates go up in in 2020 towards the end of 2022 and the beginning of 2023 and that's what really   started um you know giving us this experience that I'll say that we're we're still kind of going through because the interest rates are still a little bit higher than what we've we've seen over the past years and we're we're seeing more deals go go bad right or or at least you know there maybe a capital call or or two or perhaps um you know some of your distributions if you're a passive investor might be on pause and these are things that we're just not used to seeing because we're just used to seeing over the past you know 10   years up till 2022 all the deals have just gone really really well so it's a surprise to us and it shouldn't be because you know it's it's cyclic but we we'll figure it out and you know you're just seeing these things that we've all been warned about and they're now coming to fruition yeah yeah it's interesting you know I think if you between 2010 and 2020 you know 2021 even if you just owned a multif family apartment you were a genius right because things were just only going up and to the right and and   then sudden like there's that quote by Warren Buffett says you can only tell who's been swimming naked when the tide goes out kind of thing the tide interest Rising the tide goes out it's like oh my gosh this isn't work in the way we planned it um and now you in your portfolio you guys have done very well you've had some some great you haven't done as many deals more recently but um your deals have done well is that because you did kind of fix interest rate or is just the markets you chose or I'd love to hear a little more about   that that's right I mean fixed interest rates to be honest were a huge thing um that that's one thing that we really pushed for in our deals and that's and that saved us a little bit when these interest rates started to r that protected us um you know you saw that those were the deals that got in trouble those those adjustable rates got people in trouble and you know there towards the end like let say 2021 22 it was really hard to make the deals start to like continue to work and get those returns that we promised those passive   investors without taking those adjustable rate loans so you know those folks that got in in 2021 2022 maybe the beginning of 2023 those deals had adjustable rate loans and that's where they got into some trouble yeah yeah it's interesting kind of how things have changed now it's interesting too there was um a time not even that you know just a few years ago that that real estate was Cash flowing pretty well especially multif family real estate and now it's pretty tough because you know you got rates are   higher uh cost you know the price maybe have come down a little bit but you got higher Insurance you got higher other costs other inflation things you know there's not a lot of cash flow so a lot of you know syndicators or multif family investors have kind of just stepped out or maybe they got pitched on a deal here and there so we we've shifted a little bit to do we still do some multif family in in specific situations but um we' switched to go really focus on oil and gas we're doing uh other types of   businesses like I mentioned we're buying this business that's a e-commerce business High cash flow and then there's also debt funds you know debt these days there are debt funds paying like Equity was paying with less risk than it was a few years ago right so if you can get not debt funds are the same there's some that are first position that are low leverage and things like that uh what are are there anything else that you're finding for cashow or that you're finding attractive right now as an   investor yeah I mean I think you got to just look a little bit deeper I mean there's still some decent multif family deals out there too and that's always going to be to me kind of like bread and butter right like that's something that we're always going to need it's always going to be um it's always going to be something that people are interested in um because we've all lived in apartments at some point in our lives and I think it's an easy thing to grasp mentally okay like I'm going to invest in a   multif family or apartment building because I've lived in one I know what it's like I know how they work people pay rent you collect you you know expenses that sort of thing um but it's it's a lot tougher to find those deals um so people have looked at other things so I've seen a lot of um you know debt funds like you said a lot of people pivoting to um you know even smaller multif Family Properties um you know before we were looking at like 100 200 250 unit properties um now I've seen a lot of people kind of Ratchet that down   a little bit and look for some better deals in in some smaller properties maybe in the 25 to 75 unit range range that sort of thing um I've seen people like get into mobile home parks and RV parks after cuz we saw that go quite up quite a bit during CO as well and then came rocketing back down um but now you can kind of see like where where it really sits like now you can see like what the value of that asset is so you can see that the you know what those what they really are without like that big spike for covid and those are   turning out to be some pretty good Investments to get involved in too yeah and I know um you know we talked about this before we started recording um you and your wife you guys also operate a business or you guys have a a gym a couple gyms that you operate tell us about that and it's that um I know you're sounds like you're spanning so it sounds like it's going well I need to pop into a gym I'm probably get my butt kicked if I pop in there and you g through the Seth Bradley workout there right so yeah man we have a we have a   couple of gyms right now we have one open in Oceanside this is in San Diego uh San Diego County one in Oceanside one in Poway getting ready to open up a third one in anas it's under the burn boot camp franchise fly FL so it's a franchise um and I got uh really interested in franchises for that and then I ended up buying into another franchise I ended up buying into a water restoration franchise called Al dry so we've got a few businesses going um but those gyms are great right like once we battled through again I hate to keep   bringing up Co but it keeps coming up um but we battled through Co we opened up right before that hit uh actually one week before it hit so then we had to shut it down and work out outside workout inside we had to do um on online workouts those sorts of things um had our lead trainer in our apartment recording videos and me and my wife were in the background doing the exercises um pretty insane what we had to go through but they're they're doing really well now and luckily my wife has taking over that business and she runs   the whole thing so I don't do anything she doesn't even want me involved anymore so it's fantastic it it's actually turned into passive income for me for you it's passive income right for her it's right it's it's Fitness income right but that's you know really a lot of people like um lifestyle businesses you know where you're like it's just I think it's just a cool thing to say I own a gym or own a restaurant or I own this thing I mean a lot of like really wealthy people be like oh yeah I own a   Vineyard or I own a I own a horse racing thing or something like that but is it is it I mean you don't have to get into specific numbers but is it pretty it's you're opening another one so it's pretty lucrative to do it it sounds like it's working out well the it's a boutique gy that does kind of boot camp type stuff and you have certain classes you go in and those have become super popular all over the us but especially in big metros like Southern California for sure and look I don't want to say   that it's easy because it's it's definitely not you have to have the right mindset you've got to be an entrepreneur you've got to be able to fight through the hard times but you know these these types of businesses they're they're kind of done for you to a certain extent they give you the marketing plan they give you the business plan they give you kind of the proforma that you should be aiming for um especially with a franchise there's there's dozens if not hundreds of other franchisees that are doing the exact   same thing you are so you any qu any question or any problem that you're going through they have already went through it or they're going through it so you can bounce ideas off of you know kind of similar to like a mastermind right something like that where you get involved with a few people and it's like oh how can I get around people that have the same problems as me in a franchise there's that's already built in and it's even more it's even more dialed in because these are very specific like   brand specific industry specific questions and problems that you can balance those ideas and have those questions answered by your your fellow franchisees um but as far as like profitability again it's great because you can you can predict it like the idea behind it you buy one you figure it out then you buy more and then you keep going you stack and stack and stack and that's how you really make a lot of money in franchises you hear people that own dozens or you know hundreds of Papa John and things like that like you need   to be able to stack them um but they're definitely profitable um and they're fun they're it's a fun business like you said it's fun to be able to say that you own a gym it's fun to like walk into your own place if it's a gym or a restaurant or whatever it is and you're the owner it just feels good right it's a little bit more um you know rewarding I should say than some of the other businesses that that we're involved in for me it's you know a law firm and um buying real estate and it's this is just   a little bit more rewarding just like being there just the presence and having a um you know having a a brick and mortar space it's pretty cool yeah know I love that it's really interesting you guys I didn't realize you guys are are really Ser serial entrepreneurs I you guys are really both as a couple um is that like tell me a little bit about that dynamic as a couple that you and your wife do that like how is that something you've more LED is it something she's done is it kind of like you just kind of stay in your lanes and   like because a lot of times one one spouse or partner will be really risk you know averse or one would be much more risk tolerant and so has that been just like a really you guys are both kind of willing to take risk and kind of move forward in that yeah I think we we both have a really good temperament for it as far as risk tolerance and for me personally that's that's interesting because I'm an attorney so typically attorneys are not risk tolerant um but I I am I have that trait and and she does too um we have certain   trust in each other to be able to handle and stay in our lanes um she especially for the gyms you know she's operations right now I handle finance and and Prof formas and those sorts of things and obviously the legal stuff that comes up and I'm the maintenance guy too of course but um but everything else like operations she does that and then when she knows that she needs me for these certain things she'll bring me in um we've explored trying to figure out some other businesses uh that we might be   able to get involved in together and I think you know having that experience in the gyms gives us a good idea of how it would work out with some others yeah as she ever teaching the class like if you're in the dogh house you got to take a boot camp with her and she'll be extra tough on you or something ah she's she's not a trainer luckily I would I would I would avoid those camps for sure I think that'd be pretty funny no I think it's great man I love how you've created that you know for yourself that you guys and of course   you know I think I've noticed this too a lot of uh there's a lot of people they'll have they'll be really excited about real estate they'll be really excited about investing and then you get one that's one spouse is very risk averse what what do you say to someone who guess their spouse is pretty risk averse and you know maybe they're concerned whether they're a passive investor or they're interested in doing business things are like this like how do how do they kind of get that person on board or what have you seen is kind   of work to kind of help them to kind of work forward with that move forward yeah I mean it's tough it's tough right like you have to you have to choose your significant other wisely and it's probably the biggest decision that you'll make in your life not only for personally but also in business because if you have someone that just can't get on board with what you're doing or doesn't understand what you're trying to do um and you don't mesh very well on that side of things it it makes things a lot more a lot more difficult right and   you see that all the time you see couples fighting about business and somebody's working too much and the other person's not working enough or those sorts of Dynamics um but I think a lot of it can be solved with education you know a lot of it is just kind of this other person doesn't know enough about the business or the investment or whatever it might be and they just need some education so they're not the person they're not like us every single day just immersed in this and getting on podcasts and you know   listening to podcasts and reading books and all this stuff about these Assets in these businesses so you have to keep that in mind like they need to they need to understand to a certain extent so they can get comfortable with it I mean that's you know when people are scared to make moves it's usually because they're just not educated enough to be able to to assess the risk and move forward or not now if they are educated enough and they do know enough about the asset and they still say look this is a   bad deal well then maybe maybe you should look at it again and make sure that it's not a not a bad deal but there there's definitely some you know give take there with personality types and how much risk that each person's comfortable with or not comfortable with yeah absolutely I think that's definitely I just I love when I see couples that are like really on the same page and are like yeah we're in this and you're you know you're doing it which is great and be both be active which is awesome um so let's talk a little bit   about um I guess you know kind of circle back to you know investing in deals you know as a passive investor um you know if if someone invests in a deal that doesn't go well um how to you know how should a passive investor respond to that or what are the things that you know someone can do if they're not getting the communication that they need I mean I know there's some legal things you can do but then it starts expensive and like what I guess what are some options as a passive investor let's say   your sponsor is having struggles or they're just not communicating is there some like what are the what are the what what can you do to try to get that to change yeah I mean this is why paperwork is so important like people don't want to deal with that and you know I'm an attorney so I'm on the front end all the time like telling you telling everybody hey like make sure we hash this out now like let's be have a a really transparent conversation let's figure out exactly what each part is getting   into and let's not like hold back at all you know a lot and some of this applies to passive investing some of it doesn't because you you know you have certain things that you can ask for certain things that you can't but be as transparent as possible upfront and with the paperwork and pay attention to what you sign and what you sign up for because at the end of the day when things start to go wrong that's what the fallback is the fallback is okay this person isn't communicating any longer or they're not doing the things that they   said vocally they're going to do what can I do and at that point that's when you have to look at the paperwork so if you have a contract and in this case it would be an operating agreement or a limited partnership agreement that you've signed or subscription agreement to you have to go back to that paperwork and look and sometimes they may have put in that paperwork for instance that they do agree to give you a quarterly report or maybe they agree to give you a an annual financial statement or maybe they   didn't I don't know it depends on what the paperwork says but that's the first step see what your rights are contractually and that's a good place to start because if you do have a contractual right that they have to give you a quarterly report or they have to give you annual financial statements or if you request it they have to give you certain Financial reports then that's the place to start and you say look I know things aren't going as well as they should be going I really want to get this thing back on track let's let's   start communicating but you know pursuing to the operating agreement I I need to see a quarterly report or I need to see this financial report um and put that in writing and writing can be just as simple as an email or text but get it in writing make sure that that communication is documented um not just verbally because if something does go wrong if if there is some sort of and this is unlikely but if there is some sort of fraud or gross negligence or anything like that going on at least you have that uh that written communication   between the parties that down the line you can be like look I asked for this five times I still haven't received it they said they would do this and then you can start saying okay at this point maybe we're not just talking about somebody not doing a great job or maybe we're not talking about the investment not going well as well as anticipated maybe now we're talking about some sort of negligence maybe now we're talking about somebody misrepresenting what they said they were going to do versus what   they do um but you need to have that in writing so that at the end of the day you can put that together um and and show it to whoever it might be your lawyer their lawyer or maybe a court yeah yeah it's interesting you know there's some new tools out there as well a lot of times these documents sometimes are 80 to 200 pages and there's a lot lot of you know legal Le and boilerplate stuff and just a lot of fine print and I found that one and I'd actually love to know your opinion on this but i' I've done this occasionally   where I'll take uh I'll take some some documents or ppms or marketing whatever I'll put them in chat GPT I'll just be like hey you know I'll start asking questions Hey what how does this work how does that work whatever and it'll kind of like go through and pull that out of there which is just kind of like a timesaver I just find for a lot of investors it's like I don't want to spend two hours reading this really you know thick language and I know you're an attorney so that's what you do and um   but I mean is that something that you've uh seen some people do or is it I know obviously things can be missed but it's it can kind of help you get to give you the gist of in this situation this happens or in this situation is that something that you kind of seen a little bit 100% and maybe not all attorneys would agree with this but I I encourage that I think it's perfectly fine like you've got to leverage technology and that technology is unbelievable it's unbelievable and it gets better every   single day like you just see a new iteration every couple of weeks now it's absolutely insane what it can do and you can certainly upload your PPM your operating agreement your subscription agreement into it and ask it questions now if it's something very nuanced it it won't it won't get to it if there's kind of like a lot of times there's like different Provisions that layer on top of each other it doesn't understand that yet it will at some point it'll be there and probably very very soon but a lot of   the questions you ask if they're nuanced um it won't understand it um so what I recommend is do that get a good high level overview you can also ask questions and then I would verify so like once it once it gives you an answer and it's something that's very important like you're like this is the answer that I was looking for ask it be like well what section did you pull this from and then get the section and then look it up yourself that particular section and verify that what it told you is actually   the answer yeah it's amazing the uh the tools we have I mean we really are in an an age where there's so much information everywhere but it's being able to access it quickly and it's like AI and some of these things can help with it and I don't think you know just a side note on AI I don't think it's that AI is going to be robots that's going to take over and kill us all or we're going to lose our jobs just to an AI bot or something but it's people using AI right that are are able to become a super employee or a   super business owner or super investor and really be able to get more information so I think it can be really powerful um what are uh what are some trends that you're kind of watching um I know actually I want you to talk about this too you're involved with a group called tribe vest which helps uh basically syndicators they have a portal and they can kind of have ways to be able to access uh certain deals and and and pass that information but what are what are also some Trends in relation what are some trends that you're seeing   as far as investing uh for Passive investors that are just things that can are good to watch or things that are helpful yeah I mean I think one really good thing is is what you you talked about already it's it's using Ai and and using software to make you a better investor so you can you like before you get this 200 Page PPM and you're like what what in the world do with this and maybe one out of a 100 investors will read that line for line if that and even if they could read it they probably don't understand it unless they they   happen to be a Securities attorney or some sort of transactional attorney they're not even going to get it um fun fact a PPM is actually supposed to be in non-legal ease it's supposed to be in in layman's terms that's the whole point of it is so that you can understand your investment in layman's terms but ppms have turned into you know a legal document so yeah even longer um but yeah I mean I think you can start leveraging Ai and software to just be a better investor and not just from you know   reading legal documents like we had mentioned earlier that's a good example of of you know when you're looking into an investment maybe put that PPM into chat gbt ask questions about the investment ask if there's any inconsistencies between the PPM and the operating agreement things like that um but you can also use it for underwriting and due diligence and things like that um I'm actually an adviser for a startup called brixley and we are working on kind of a due diligence type of process process where we're aggregating all the   due diligence documents we're putting them into a software and then you're able to evaluate the deal so you can evaluate that deal based on your buy box and those sorts of things and it's just it and things like that just change the game quickly right like before it just takes a lot of Manpower um a lot of hours and now it just takes minutes but you still have to have somebody skilled enough to prompt and skilled enough to ask the right questions and skilled enough to make sure that you're not believing the AI and it's not   hallucinating um that sort of thing because you've got to make sure that the information gives you is right because right now it does spit out some things that that don't make a lot of sense so you just gota gota be be very careful but people if you aren't leveraging AI in just your everyday life then you're you're getting left behind yeah yeah know you got a fact check on other stories of attorneys like I guess there was an attorney in New York that like just took his whole thing and put it into AI a chat jbt and it wasn't even   right it was like totally wrong and they got disbarred or something for doing that so it's obviously an investor the the risk is not going to be disbarred typically it's more you might lose your shorts or something so it's makeing sure you're doing it the right way yeah for sure yeah you gotta be careful you got to be careful but like I said it's getting better every single day like I I think in you know two years it's going to be unrecognizable in in five years we're going to have a humanoid robot in every home that we   have like yeah yeah it it really is changing so fast and that's where I think it is really important important to pay attention to technology to try new things if people are not like as a listener if you're if you haven't used chat GPT there's an app you can use for free there's the website get familiar with prompting which is just going in and just being commands I literally use it I'm going to Columbia we're recording this I'm going this week to Columbia and I want here's my nine days I'm going to   be here create an itinerary for me like literally created an itinerary based on my values what I want to do and and I can always like go off of that but it's like it's so helpful right it's amazing yeah it's such a time saer it's insane it's insane yeah it is it is uh well Seth I really appreciate you you being here today I just feel like you add so much value both as an investor a business owner an attorney um just love what you're creating with your content and uh can you just share how people can   follow your show and how they can hear about you and and some of the things that you're doing absolutely man best place to go would be Seth paaul bradley.com and that's where I have kind of all my social media links you'll have a link to raay law my Securities Law Firm as well as try best fun of funds in a box and the podcast as well awesome brother thanks for being here man all right thanks Bronson appreciate it all right I hope you enjoyed this interview with Seth I just I love the stuff at the   end there about AI if you you know you want to go back and Rel listen to that just using chat GPT in your life in your business to look at ppms and even as an attorney said yeah some attorneys don't like that because it will miss things but it's really a timesaver we use it all the time we use it all the time in our business I use it all the time in my personal life and it's just so helpful I literally it's kind of replace my Google search now because it's so much better and instead of we used to go spending   time on Google you spend 30 minutes researching something now it just kind of spit out the answer for you which is really great so I use it for health stuff for travel or business topics all kinds of different ideas just find it really really helpful so hopefully you got something out of this interview you enjoyed it if you have not en joined our investment Club you're not hearing about our amazing deals that we're doing right now and that we're really excited about so um if you want to check that out you   can check out the link in the uh show notes or the link below or you can go to Bronson equity.com and hit the join button we'll start a relationship with you set up a call with you and you can start hearing about our awesome upcoming deals so thank thank you for taking the time to educate yourself seriously it humbles me it excites me it gets me fired up because the best investment you make is in your own education we look forward to seeing you on the next episode you've been listening to the mailbox money podcast for more free   resources articles and videos go to Bronson equity.com there you can download your copy of the Special Report the single best investment strategy during and after a pandemic none of the information shared here is an offer to buy a specific investment and this is for education ational purposes only consult your financial legal and tax professionals and use your own Common Sense before making any investment decisions thanks for joining us and be sure to tune next time for more mailbox money [Music] Links from the Show and Guest Info and Links: https://www.youtube.com/watch?v=2xrvBhGtS5w&t=396s https://www.facebook.com/reel/1762572444669041 https://www.linkedin.com/posts/bronsonhill_when-deals-go-wrong-the-fallback-is-the-activity-7321649659108581377-87lt?utm_source=share&utm_medium=member_desktop&rcm=ACoAAFY-6nMBbbX5J6KeuEtIMcA9tcRG4F_1ItE Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en Bronson Hill's Links: https://bronsonequity.com/ https://www.instagram.com/bronsondavidhill/ https://www.instagram.com/bronsonequity/ https://www.linkedin.com/in/bronsonhill/ https://www.facebook.com/bronson.hill.37/ https://www.tiktok.com/@bronsonequity2020 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