Mortgage Advice Podcast

Appraisal Gap | Dealing With Low Appraisals. What happens if you are dealing with a low appraisal? We use the Appraisal Gap Strategy using mortgage insurance to help bridge that appraisal gap.

How Does The Appraisal Process Work ? In this video we do a step by step process of the appraisal and what an appraiser looks for in the appraisal.

Mortgage Escrow Explained - How does your escrow account work? Should you escrow at all? This video explains it.

Financing your first Airbnb Property is not as hard as you think. There are a few ways that you can acquire investment property and obtain your first Airbnb property. SHOW LESS

Our Mortgage Process - Step By Step. Here are the mortgage process steps you will follow in your home loan journey from first contact until client for life.

What Is PMI? Why is PMI a Good Thing? In this video we will talk about PMI or private mortgage insurance, the history and different types of PMI and a real world example of how PMI can work for you!

Who Pays Closings Costs? Buyer or Seller? Watch this video to find out more!

What are the 7 Mistakes That First Time Home Buyers Make? In this webinar will discuss those as well as WHY its a great time to buy a house!

What Happens On Closing Day? Walk in and get keys right? Not so fast. Watch to learn more about what happens on closing day!

Winterlakes Park in the Torino Area of Port St Lucie. Here is a tour of the park and behind the scenes look at my family enjoying the park!

SHOW LESSThis video talks about How Mortgage Rates Are Determined. Mortgage rates can be a big mystery. However this video talks about how they are determined.

Why Did My Mortgage Increase? Well most likely it didn't; but your property taxes did! The Increase in your Mortgage can be startling, but this video helps to explain why.

What is the Mortgage Rate Forecast for 2021? Here are my thoughts for the direction of mortgage interest rates for 2021.

Fannie Mae and Freddie Mac Loan Limits have been increased by the FHFA for 2021! How does that help you as a mortgage borrower? It can help a great deal depending on your situation. Watch to find out more! Thank you so much for watching and don't forget to subscribe!

What Credit Score Is Needed To Buy A House these days? Well the answer it it depends. Credit score is a very important component of your loan application. After COVID 19, credit score has become more important. Watch to learn more about credit score to buy a house.

What Makes Up The FICO Credit Score? There are 5 factors of the FICO Credit Score : -Payment History -Amounts Owed -Length of Credit History -New Credit -Types of Credit Watch to learn more about how these factor into your FICO credit score and buying a home.

What Credit Score Is Needed To Buy A House these days? Well the answer it it depends. Credit score is a very important component of your loan application. After COVID 19, credit score has become more important. Watch to learn more about credit score to buy a house.

The VA IRRRL is a great loan for veterans. The VA IRRRL allows those who have a VA loan to lower their interest rate without any income/asset documentation or not. However, you need to make sure you know the VA IRRRL rules. This video helps to explain them.

Understanding The Closing Disclosure - Mortgage Settlement Statement Explained! The Closing Disclosure or CD is part of the TILA/RESPA Integrated Disclosure rule or TRID. It is the companion to the Loan Estimate or LE and shows your final charges. In this video I will go into detail as to what each section means to match back to the LE to ensure you know what you are signing and explain the 3 day rule.

Two VA Loans At The Same Time - Yes Its possible to get a second VA loan. All you have to do it a little math and you can have two VA loans at the same time. Key Terms -VA Entitlement -$144,001 minimum loan -$36,000 base entitlement -Secondary entitlement based on county loan limit

Rent Or Buy A House 2020? Should you rent or buy a house in 2020? Want to 46X your wealth? In this video I do a deep dive into the numbers about renting vs buying a home. I do some in-depth screen shares with actual local rental stats and why buying a house is a good idea.

What are the closing costs on a refinance of your home mortgage? Well that depends of course. A refinance does have closing costs but with rates this low...all time lows....the juice of the closing costs is worth it to refinance.

Mortgage Paper Work is probably the most unpleasant part of the process. But there is a reason we need all that paper work to make sure your mortgage is processed properly.

Mortgage Forbearance Pros And Cons Coronavirus - Should you go into Mortgage Forbearance because of the Coronavirus? What are the pros and cons? Well we talk all about that from a Mortgage professional perspective.

Loan Estimate Explained - What is the Loan Estimate or LE for short? It is an important document that provides an estimate on your interest rate and closing costs. The loan estimate is a very important part of your initial disclosure package and we do a deep dive into every section in this video.

How To Get Preapproved For A Home Loan Thank you so much for watching and don't forget to subscribe!

How Much Mortgage Can I Afford? When looking at a house, you want to know you can afford the mortgage payment right? Well we will look at answering how much mortgage can i afford?

How Much Home Can I Afford In Florida - This is one of the biggest questions my clients ask me. Knowing how much home you can afford BEFORE you make offers is very important. You can look at a home with certainty that you can afford it and that the payment something you can afford in your budget. I will give some examples in this video on what to look for.

Today we talk about the FHA Vs Conventional Loan question. Which mortgage loan is right for you. Both the FHA and Conventional Loan are great, but it depends on your situation. This video helps spell out the difference between each loan.

Disney World Reopening 2020 and a Dempsey Family Trip. As usual, we went to Walt Disney World and experienced the Reopening for 2020. It was a unique experience as a Pass Holder. We never went during the summer, but the lines were so short for the best rides. Here is a few video shots of our family trip.

Fannie Mae and Freddie Mac Loan Limits have been increased by the FHFA for 2021! How does that help you as a mortgage borrower? It can help a great deal depending on your situation. Watch to find out more! Thank you so much for watching and don't forget to subscribe!

Port St Lucie Homes For Sale - Why Buy Before 2020? Homestead. It is a very important tax savings that you could miss out on for 2020 if you wait. My friend Ashley Kane from Branca Realty Helps explain. ❤ Enjoying this video? Be sure to L I K E and S H A R E the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida. I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo. I love helping families with their home loan needs. Want to know your mortgage options? Visit my site for your free evaluation: https://dempseymortgage.com B L O G ➳ https://dempseymortgage.com/blog P O D C A S T ➳https://anchor.fm/emmett-dempsey F A C E B O O K ➳ https://www.facebook.com/emmettmortgage I N S T A G R A M ➳ https://www.instagram.com/emmettmortgage L I N K E D I N ➳ https://www.linkedin.com/in/mortgageloansflorida T W I T T E R ➳ https://twitter.com/emmettmortgage W E B S I T E ➳ https://dempseymortgage.com V I D E O ➳ https://youtu.be/joohpVPuhaY I am very grateful for all of my subscribers and folks that watch my videos. I hope I can help answer some questions about home buying and the purchase/refinance process. I look forward to hearing from you soon! Emmett Dempsey Mortgage Advisor / Branch Manager NMLS 208522 emmett@genevafi.com https://www.dempseymortgage.com (772) 618-5058 - Call / Text Geneva Financial, LLC NMLS 42056 1850 SW Fountainview Blvd #210 Port Saint Lucie, FL 34986 --- Support this podcast: https://anchor.fm/emmett-dempsey/support

Cosigning A Mortgage - How does it work? How can it help you qualify? ❤ Enjoying this video? Be sure to L I K E and S H A R E the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida. I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo. I love helping families with their home loan needs. Want to know your mortgage options? Visit my site for your free evaluation: https://dempseymortgage.com B L O G ➳ https://dempseymortgage.com/blog P O D C A S T ➳https://anchor.fm/emmett-dempsey F A C E B O O K ➳ https://www.facebook.com/emmettmortgage I N S T A G R A M ➳ https://www.instagram.com/emmettmortgage L I N K E D I N ➳ https://www.linkedin.com/in/mortgageloansflorida T W I T T E R ➳ https://twitter.com/emmettmortgage W E B S I T E ➳ https://dempseymortgage.com V I D E O ➳ https://youtu.be/h94_RcrPBpE I am very grateful for all of my subscribers and folks that watch my videos. I hope I can help answer some questions about home buying and the purchase/refinance process. I look forward to hearing from you soon! Emmett Dempsey Mortgage Advisor / Branch Manager NMLS 208522 emmett@genevafi.com https://www.dempseymortgage.com (772) 618-5058 - Call / Text Geneva Financial, LLC NMLS 42056 1850 SW Fountainview Blvd #210 Port Saint Lucie, FL 34986 --- Support this podcast: https://anchor.fm/emmett-dempsey/support

Flying Panda Port St Lucie Florida is a great place to bring the kids. Here is a little video of me jumping with my 3 younger kids on a typical Dempsey Saturday. For more info go to: https://www.flyingpanda.info/ ❤ Enjoying this video? Be sure to L I K E and S H A R E the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida. I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo. I love helping families with their home loan needs. Want to know your mortgage options? Visit my site for your free evaluation: https://dempseymortgage.com B L O G ➳ https://dempseymortgage.com/blog P O D C A S T ➳https://anchor.fm/emmett-dempsey F A C E B O O K ➳ https://www.facebook.com/emmettmortgage I N S T A G R A M ➳ https://www.instagram.com/emmettmortgage L I N K E D I N ➳ https://www.linkedin.com/in/mortgageloansflorida T W I T T E R ➳ https://twitter.com/emmettmortgage W E B S I T E ➳ https://dempseymortgage.com V I D E O ➳ https://youtu.be/KphjMJES0oM I am very grateful for all of my subscribers and folks that watch my videos. I hope I can help answer some questions about home buying and the purchase/refinance process. I look forward to hearing from you soon! Emmett Dempsey Mortgage Advisor / Branch Manager NMLS 208522 emmett@genevafi.com https://www.dempseymortgage.com (772) 618-5058 - Call / Text Geneva Financial, LLC NMLS 42056 1850 SW Fountainview Blvd #210 Port Saint Lucie, FL 34986 --- Support this podcast: https://anchor.fm/emmett-dempsey/support

What is the Home Appraisal Process? What does an appraiser do? What do they look for? Watch this video to find out. Please comment, subscribe, and share! ❤ Enjoying this video? Be sure to L I K E and S H A R E the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida. I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo. I love helping families with their home loan needs. Want to know your mortgage options? Visit my site for your free evaluation: https://dempseymortgage.com B L O G ➳ https://dempseymortgage.com/blog P O D C A S T ➳https://anchor.fm/emmett-dempsey F A C E B O O K ➳ https://www.facebook.com/emmettmortgage I N S T A G R A M ➳ https://www.instagram.com/emmettmortgage L I N K E D I N ➳ https://www.linkedin.com/in/mortgageloansflorida T W I T T E R ➳ https://twitter.com/emmettmortgage W E B S I T E ➳ https://dempseymortgage.com I am very grateful for all of my subscribers and folks that watch my videos. I hope I can help answer some questions about home buying and the purchase/refinance process. I look forward to hearing from you soon! Emmett Dempsey Mortgage Advisor / Branch Manager NMLS 208522 emmett@genevafi.com https://www.dempseymortgage.com (772) 618-5058 - Call / Text Geneva Financial, LLC NMLS 42056 1850 SW Fountainview Blvd #210 Port Saint Lucie, FL 34986 --- Support this podcast: https://anchor.fm/emmett-dempsey/support

Title Insurance Explained - What Is It and Why Do You Need It? Watch to find out more! ❤ Enjoying this podcast? Be sure to L I K E and S H A R E the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida. I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo. I love helping families with their home loan needs. Want to know your mortgage options? Visit my site for your free evaluation: https://dempseymortgage.com B L O G ➳ https://dempseymortgage.com/blog P O D C A S T ➳https://anchor.fm/emmett-dempsey F A C E B O O K ➳ https://www.facebook.com/emmettmortgage I N S T A G R A M ➳ https://www.instagram.com/emmettmortgage L I N K E D I N ➳ https://www.linkedin.com/in/mortgageloansflorida T W I T T E R ➳ https://twitter.com/emmettmortgage W E B S I T E ➳ https://dempseymortgage.com I am very grateful for all of my subscribers and folks that watch my videos. I hope I can help answer some questions about home buying and the purchase/refinance process. I look forward to hearing from you soon! Emmett Dempsey Mortgage Advisor / Branch Manager NMLS 208522 emmett@genevafi.com https://www.dempseymortgage.com (772) 618-5058 - Call / Text Geneva Financial, LLC NMLS 42056 1850 SW Fountainview Blvd #210 Port Saint Lucie, FL 34986 --- Support this podcast: https://anchor.fm/emmett-dempsey/support

What is the Mortgage Rate Forecast for 2019 and beyond? The Fed cut the rates! How does that affect mortgage rates?? Watch to find out! ❤ Enjoying this video? Be sure to L I K E and S H A R E the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida. I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo. I love helping families with their home loan needs. Want to know your mortgage options? Visit my site for your free evaluation: https://dempseymortgage.com B L O G ➳ https://dempseymortgage.com/blog P O D C A S T ➳https://anchor.fm/emmett-dempsey F A C E B O O K ➳ https://www.facebook.com/emmettmortgage I N S T A G R A M ➳ https://www.instagram.com/emmettmortgage L I N K E D I N ➳ https://www.linkedin.com/in/mortgageloansflorida T W I T T E R ➳ https://twitter.com/emmettmortgage W E B S I T E ➳ https://dempseymortgage.com I am very grateful for all of my subscribers and folks that listen. I hope I can help answer some questions about home buying and the purchase/refinance process. I look forward to hearing from you soon! Emmett Dempsey Mortgage Advisor / Branch Manager NMLS 208522 emmett@genevafi.com https://www.dempseymortgage.com (772) 618-5058 - Call / Text Geneva Financial, LLC NMLS 42056 1850 SW Fountainview Blvd #210 Port Saint Lucie, FL 34986 --- Support this podcast: https://anchor.fm/emmett-dempsey/support

Living in Port St Lucie or anywhere in Florida, preparing for a Hurricane is a fact of life. Here is my own personal journey getting ready for Hurricane Dorian in 2019. ❤ Enjoying this episode? Be sure to L I K E and S H A R E the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida. I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo. I love helping families with their home loan needs. Want to know your mortgage options? Visit my site for your free evaluation: https://dempseymortgage.com B L O G ➳ https://dempseymortgage.com/blog P O D C A S T ➳https://anchor.fm/emmett-dempsey F A C E B O O K ➳ https://www.facebook.com/emmettmortgage I N S T A G R A M ➳ https://www.instagram.com/emmettmortgage L I N K E D I N ➳ https://www.linkedin.com/in/mortgageloansflorida T W I T T E R ➳ https://twitter.com/emmettmortgage W E B S I T E ➳ https://dempseymortgage.com I am very grateful for all of my subscribers and folks that listen to my podcast. I hope I can help answer some questions about home buying and the purchase/refinance process. I look forward to hearing from you soon! Emmett Dempsey Mortgage Advisor / Branch Manager NMLS 208522 emmett@genevafi.com https://www.dempseymortgage.com (772) 618-5058 - Call / Text Geneva Financial, LLC NMLS 42056 1850 SW Fountainview Blvd #210 Port Saint Lucie, FL 34986 --- Support this podcast: https://anchor.fm/emmett-dempsey/support

What is a VA IRRRL Refinance? It is a way for veterans to lower their interest rate with a simple streamline loan. Watch this video to find out more about the pros and cons! ❤ Enjoying this episode? Be sure to L I K E and S H A R E the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida. I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo. I love helping families with their home loan needs. Want to know your mortgage options? Visit my site for your free evaluation: https://dempseymortgage.com B L O G ➳ https://dempseymortgage.com/blog P O D C A S T ➳https://anchor.fm/emmett-dempsey F A C E B O O K ➳ https://www.facebook.com/emmettmortgage I N S T A G R A M ➳ https://www.instagram.com/emmettmortgage L I N K E D I N ➳ https://www.linkedin.com/in/mortgageloansflorida T W I T T E R ➳ https://twitter.com/emmettmortgage W E B S I T E ➳ https://dempseymortgage.com I am very grateful for all of my subscribers and folks that watch my videos. I hope I can help answer some questions about home buying and the purchase/refinance process. I look forward to hearing from you soon! Emmett Dempsey Mortgage Advisor / Branch Manager NMLS 208522 emmett@genevafi.com https://www.dempseymortgage.com (772) 618-5058 - Call / Text Geneva Financial, LLC NMLS 42056 1850 SW Fountainview Blvd #210 Port Saint Lucie, FL 34986 Equal Housing Lender --- Support this podcast: https://anchor.fm/emmett-dempsey/support

What Is Mortgage Underwriting? Its a crucial part of the process. Watch to find out more! Please like, share and subscribe! ❤ Enjoying this episode? Be sure to L I K E and S H A R E the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida. I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo. I love helping families with their home loan needs. Want to know your mortgage options? Visit my site for your free evaluation: https://dempseymortgage.com B L O G ➳ https://dempseymortgage.com/blog P O D C A S T ➳https://anchor.fm/emmett-dempsey F A C E B O O K ➳ https://www.facebook.com/emmettmortgage I N S T A G R A M ➳ https://www.instagram.com/emmettmortgage L I N K E D I N ➳ https://www.linkedin.com/in/mortgageloansflorida T W I T T E R ➳ https://twitter.com/emmettmortgage W E B S I T E ➳ https://dempseymortgage.com I am very grateful for all of my subscribers and folks that watch my videos. I hope I can help answer some questions about home buying and the purchase/refinance process. I look forward to hearing from you soon! Emmett Dempsey Mortgage Advisor / Branch Manager NMLS 208522 emmett@genevafi.com https://www.dempseymortgage.com (772) 618-5058 - Call / Text Geneva Financial, LLC NMLS 42056 1850 SW Fountainview Blvd #210 Port Saint Lucie, FL 34986 Equal Housing Lender --- Support this podcast: https://anchor.fm/emmett-dempsey/support

If you are a getting a mortgage you may be at the Processing stage. So what does a Mortgage Processor do? A LOT! Watch this video to find out more about the Mortgage Processor! ❤ Enjoying this episode? Be sure to L I K E and S H A R E the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida. I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo. I love helping families with their home loan needs. Want to know your mortgage options? Visit my site for your free evaluation: https://dempseymortgage.com B L O G ➳ https://dempseymortgage.com/blog P O D C A S T ➳https://anchor.fm/emmett-dempsey F A C E B O O K ➳ https://www.facebook.com/emmettmortgage I N S T A G R A M ➳ https://www.instagram.com/emmettmortgage L I N K E D I N ➳ https://www.linkedin.com/in/mortgagel... T W I T T E R ➳ https://twitter.com/emmettmortgage W E B S I T E ➳ https://dempseymortgage.com I am very grateful for all of my subscribers and folks that listen to my podcast. I hope I can help answer some questions about home buying and the purchase/refinance process. I look forward to hearing from you soon! Emmett Dempsey Mortgage Advisor / Branch Manager NMLS 208522 emmett@genevafi.com https://www.dempseymortgage.com (772) 618-5058 - Call / Text Geneva Financial, LLC NMLS 42056 1850 SW Fountainview Blvd #210 Port Saint Lucie, FL 34986 --- Support this podcast: https://anchor.fm/emmett-dempsey/support

Mortgage Disclosures. What are they? What is all that paper work anyway? Essentially they acknowledge that you applied for a mortgage. They are NOT the final figures! You do that ❤ Enjoying this episode? Be sure to L I K E and S H A R E the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida. I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo. I love helping families with their home loan needs. Want to know your mortgage options? Visit my site for your free evaluation: https://dempseymortgage.com B L O G ➳ https://dempseymortgage.com/blog P O D C A S T ➳https://anchor.fm/emmett-dempsey F A C E B O O K ➳ https://www.facebook.com/emmettmortgage I N S T A G R A M ➳ https://www.instagram.com/emmettmortgage L I N K E D I N ➳ https://www.linkedin.com/in/mortgagel... T W I T T E R ➳ https://twitter.com/emmettmortgage W E B S I T E ➳ https://dempseymortgage.com I am very grateful for all of my subscribers and folks that watch my videos. I hope I can help answer some questions about home buying and the purchase/refinance process. I look forward to hearing from you soon! Emmett Dempsey Mortgage Advisor / Branch Manager NMLS 208522 emmett@genevafi.com https://www.dempseymortgage.com (772) 618-5058 - Call / Text Geneva Financial, LLC NMLS 42056 1850 SW Fountainview Blvd #210 Port Saint Lucie, FL 34986 --- Support this podcast: https://anchor.fm/emmett-dempsey/support

In this video we explore the Top Five Parks in Port St Lucie Florida. I am a father of 4 kids, and finding good parks to keep them entertained is a MUST! Here are five of our favorites around the city. ❤ Enjoying this episode? Be sure to L I K E and S H A R E the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida. I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo. I love helping families with their home loan needs. Want to know your mortgage options? Visit my site for your free evaluation: https://dempseymortgage.com B L O G ➳ https://dempseymortgage.com/blog P O D C A S T ➳https://anchor.fm/emmett-dempsey F A C E B O O K ➳ https://www.facebook.com/emmettmortgage I N S T A G R A M ➳ https://www.instagram.com/emmettmortgage L I N K E D I N ➳ https://www.linkedin.com/in/mortgagel... T W I T T E R ➳ https://twitter.com/emmettmortgage W E B S I T E ➳ https://dempseymortgage.com I am very grateful for all of my subscribers and folks that listen to my podcast. I hope I can help answer some questions about home buying and the purchase/refinance process. I look forward to hearing from you soon! Emmett Dempsey Mortgage Advisor / Branch Manager NMLS 208522 emmett@genevafi.com https://www.dempseymortgage.com (772) 618-5058 - Call / Text Geneva Financial, LLC NMLS 42056 1850 SW Fountainview Blvd #210 Port Saint Lucie, FL 34986 Equal Housing Lender --- Support this podcast: https://anchor.fm/emmett-dempsey/support

Are you looking to refinance your mortgage? Are you curious about the mortgage refinance process? Well this video lays out the key steps you need to do to make sure your mortgage refinance goes smoothly. Also included is a Mortgage Coach comparison showing the benefits of cash out and payment savings. I also show what would happen when you reinvest the difference. Its a HUGE savings and wealth building tool! Check it out! ❤ Enjoying this episode? Be sure to L I K E and S H A R E the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida. I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo. I love helping families with their home loan needs. Want to know your mortgage options? Visit my site for your free evaluation: https://dempseymortgage.com B L O G ➳ https://dempseymortgage.com/blog P O D C A S T ➳https://anchor.fm/emmett-dempsey F A C E B O O K ➳ https://www.facebook.com/emmettmortgage I N S T A G R A M ➳ https://www.instagram.com/emmettmortgage L I N K E D I N ➳ https://www.linkedin.com/in/mortgagel... T W I T T E R ➳ https://twitter.com/emmettmortgage W E B S I T E ➳ https://dempseymortgage.com I am very grateful for all of my subscribers and folks that listen to my podcast. I hope I can help answer some questions about home buying and the purchase/refinance process. I look forward to hearing from you soon! Emmett Dempsey Mortgage Advisor / Branch Manager NMLS 208522 emmett@genevafi.com https://www.dempseymortgage.com (772) 618-5058 - Call / Text Geneva Financial, LLC NMLS 42056 1850 SW Fountainview Blvd #210 Port Saint Lucie, FL 34986 --- Support this podcast: https://anchor.fm/emmett-dempsey/support

The Bank Statement Mortgage can help the self employed get a mortgage that they would ordinarily be turned down for. Have you been in the same business for at least 2 years? Then a bank statement mortgage loan may be right for you! ❤ Enjoying this episode? Be sure to L I K E and S H A R E the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida. I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo. I love helping families with their home loan needs. Want to know your mortgage options? Visit my site for your free evaluation: https://dempseymortgage.com B L O G ➳ https://dempseymortgage.com/blog P O D C A S T ➳https://anchor.fm/emmett-dempsey F A C E B O O K ➳ https://www.facebook.com/emmettmortgage I N S T A G R A M ➳ https://www.instagram.com/emmettmortgage L I N K E D I N ➳ https://www.linkedin.com/in/mortgagel... T W I T T E R ➳ https://twitter.com/emmettmortgage W E B S I T E ➳ https://dempseymortgage.com I am very grateful for all of my subscribers and folks that listen to my podcast. I hope I can help answer some questions about home buying and the purchase/refinance process. I look forward to hearing from you soon! Emmett Dempsey Mortgage Advisor / Branch Manager NMLS 208522 emmett@genevafi.com https://www.dempseymortgage.com (772) 618-5058 - Call / Text Geneva Financial, LLC NMLS 42056 1850 SW Fountainview Blvd #210 Port Saint Lucie, FL 34986 --- Support this podcast: https://anchor.fm/emmett-dempsey/support

How to Calculate the Debt To Income Ratio For Getting A Mortgage. Your Debt to Income or DTI is a very important metric. It can mean the difference between your loan getting approved or denied. Make sure you know your DTI! ❤ Enjoying this episode? Be sure to L I K E and S H A R E the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida. I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo. I love helping families with their home loan needs. Want to know your mortgage options? Visit my site for your free evaluation: https://dempseymortgage.com B L O G ➳ https://dempseymortgage.com/blog P O D C A S T ➳https://anchor.fm/emmett-dempsey F A C E B O O K ➳ https://www.facebook.com/emmettmortgage I N S T A G R A M ➳ https://www.instagram.com/emmettmortgage L I N K E D I N ➳ https://www.linkedin.com/in/mortgagel... T W I T T E R ➳ https://twitter.com/emmettmortgage W E B S I T E ➳ https://dempseymortgage.com I am very grateful for all of my subscribers and folks that listen to my podcast. I hope I can help answer some questions about home buying and the purchase/refinance process. I look forward to hearing from you soon! Emmett Dempsey Mortgage Advisor / Branch Manager NMLS 208522 emmett@genevafi.com https://www.dempseymortgage.com (772) 618-5058 - Call / Text Geneva Financial, LLC NMLS 42056 1850 SW Fountainview Blvd #210 Port Saint Lucie, FL 34986 --- Support this podcast: https://anchor.fm/emmett-dempsey/support

Can you have two VA loans at the same time? Yes you can! Watch this video to find out more about your secondary entitlement. ❤ Enjoying this episode? Be sure to L I K E and S H A R E the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida. I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo. I love helping families with their home loan needs. Want to know your mortgage options? Visit my site for your free evaluation: https://dempseymortgage.com B L O G ➳ https://dempseymortgage.com/blog P O D C A S T ➳https://anchor.fm/emmett-dempsey F A C E B O O K ➳ https://www.facebook.com/emmettmortgage I N S T A G R A M ➳ https://www.instagram.com/emmettmortgage L I N K E D I N ➳ https://www.linkedin.com/in/mortgagel... T W I T T E R ➳ https://twitter.com/emmettmortgage W E B S I T E ➳ https://dempseymortgage.com I am very grateful for all of my subscribers and folks that listen to my podcast. I hope I can help answer some questions about home buying and the purchase/refinance process. I look forward to hearing from you soon! Emmett Dempsey Mortgage Advisor / Branch Manager NMLS 208522 emmett@genevafi.com https://www.dempseymortgage.com (772) 618-5058 - Call / Text Geneva Financial, LLC NMLS 42056 1850 SW Fountainview Blvd #210 Port Saint Lucie, FL 34986 Equal Housing Lender --- Support this podcast: https://anchor.fm/emmett-dempsey/support

The VA Funding Fee Explained - Know how much you will pay based on your situation as a veteran borrower. ❤ Enjoying this episode? Be sure to L I K E and S H A R E the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida. I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo. I love helping families with their home loan needs. Want to know your mortgage options? Visit my site for your free evaluation: https://dempseymortgage.com B L O G ➳ https://dempseymortgage.com/blog P O D C A S T ➳https://anchor.fm/emmett-dempsey F A C E B O O K ➳ https://www.facebook.com/emmettmortgage I N S T A G R A M ➳ https://www.instagram.com/emmettmortgage L I N K E D I N ➳ https://www.linkedin.com/in/mortgagel... T W I T T E R ➳ https://twitter.com/emmettmortgage W E B S I T E ➳ https://dempseymortgage.com I am very grateful for all of my subscribers and folks that listen to my podcast. I hope I can help answer some questions about home buying and the purchase/refinance process. I look forward to hearing from you soon! Emmett Dempsey Mortgage Advisor / Branch Manager NMLS 208522 emmett@genevafi.com https://www.dempseymortgage.com (772) 618-5058 - Call / Text Geneva Financial, LLC NMLS 42056 1850 SW Fountainview Blvd #210 Port Saint Lucie, FL 34986 Equal Housing Lender --- Support this podcast: https://anchor.fm/emmett-dempsey/support

Buying A Home With A VA Loan? This video walks through the 5 steps of the process. Most importantly talk to a lender like me that is a veteran and can walk you through the process! ❤ Enjoying this episode? Be sure to L I K E and S H A R E the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida. I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo. I love helping families with their home loan needs. Want to know your mortgage options? Visit my site for your free evaluation: https://dempseymortgage.com B L O G ➳ https://dempseymortgage.com/blog P O D C A S T ➳https://anchor.fm/emmett-dempsey F A C E B O O K ➳ https://www.facebook.com/emmettmortgage I N S T A G R A M ➳ https://www.instagram.com/emmettmortgage L I N K E D I N ➳ https://www.linkedin.com/in/mortgagel... T W I T T E R ➳ https://twitter.com/emmettmortgage W E B S I T E ➳ https://dempseymortgage.com I am very grateful for all of my subscribers and folks that listen to my podcast. I hope I can help answer some questions about home buying and the purchase/refinance process. I look forward to hearing from you soon! Emmett Dempsey Mortgage Advisor / Branch Manager NMLS 208522 emmett@genevafi.com https://www.dempseymortgage.com (772) 618-5058 - Call / Text Geneva Financial, LLC NMLS 42056 1850 SW Fountainview Blvd #210 Port Saint Lucie, FL 34986 Equal Housing Lender --- Support this podcast: https://anchor.fm/emmett-dempsey/support

Client Testimonial from Sarah Gerald Bramble and Perry Bramble. They are both Army Veterans, and I love helping my fellow vets buy a home! They bought using their VA loan, and got a great deal and we closed in under 30 days! Honored to have helped them with their VA purchase ❤ Enjoying this podcast? Be sure to L I K E and S H A R E the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida. I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo. I love helping families with their home loan needs. Want to know your mortgage options? Visit my site for your free evaluation: https://dempseymortgage.com B L O G ➳ https://dempseymortgage.com/blog P O D C A S T ➳https://anchor.fm/emmett-dempsey F A C E B O O K ➳ https://www.facebook.com/emmettmortgage I N S T A G R A M ➳ https://www.instagram.com/emmettmortgage L I N K E D I N ➳ https://www.linkedin.com/in/mortgagel... T W I T T E R ➳ https://twitter.com/emmettmortgage W E B S I T E ➳ https://dempseymortgage.com V I D E O ➳ https://youtu.be/s2r-FeTCXsI I am very grateful for all of my subscribers and folks that watch my videos. I hope I can help answer some questions about home buying and the purchase/refinance process. I look forward to hearing from you soon! Emmett Dempsey Mortgage Advisor / Branch Manager NMLS 208522 emmett@genevafi.com https://www.dempseymortgage.com (772) 618-5058 - Call / Text Geneva Financial, LLC NMLS 42056 1850 SW Fountainview Blvd #210 Port Saint Lucie, FL 34986 Equal Housing Lender --- Support this podcast: https://anchor.fm/emmett-dempsey/support