Podcasts about va loans

In this episode of the Real Estate Pros podcast, host Michael Stansbury interviews Bri Newkirk, a seasoned real estate investor and lender. Bri shares her journey into real estate, starting from her early days in lending during the 2008 financial crisis to her current strategies for investing in properties. She discusses the importance of turning primary residences into investment homes, the benefits of assumable loans, and her focus on landlord-friendly states. Bri also touches on her family life, personal interests, and the significance of networking in the real estate industry.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Apply for The War Room Mastermind, the only mastermind exclusively for service members and veterans striving to achieve financial freedom: https://www.frommilitarytomillionaire.com/mastermind-application Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire.com/free-book A Beginner's Guide to VA Loans 2025. This is everything you need to know in order to jump into real estate with your VA Loan. Click here, if you'd like an introduction to one of our recommended real estate agents and/or VA lenders: https://www.frommilitarytomillionaire.com/va-realtor #militarymillionaire #valoan #vahomeloan - 70k+ Facebook Group: https://www.facebook.com/groups/militarymillionaire/ Follow on Insta: https://www.instagram.com/frommilitarytomillionaire/ Website: https://www.frommilitarytomillionaire.com/ - My name is David Pere. I am a 13-year Marine Corps Veteran and father, a seven-figure business owner, real estate investor, author, and podcaster. At From Military to Millionaire, we help service members and veterans achieve financial freedom. For more information, book a call with our team, here: https://www.frommilitarytomillionaire.com/mastermind-application 

In this episode, Stephen S. interviews Greg Hamby, a mortgage lender with a diverse background in real estate and the oil and gas industry. They discuss Greg's journey into the mortgage space, the evolution of lending practices, and the unique benefits available to veterans through VA loans. Greg shares insights on common mistakes borrowers make, the importance of down payments, and how he differentiates himself in the competitive mortgage market. The conversation provides valuable tips for first-time home buyers and highlights the significance of understanding loan eligibility and the mortgage process.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Are you making the most of VA loans or missing out due to misinformation? In this episode, we feature one of the Real Estate Rockstars 2025 Mastermind speakers, David Pere, as he dives deep into the truth about VA loans, breaking down common myths and misconceptions, and revealing powerful strategies for veterans, agents, and lenders. From navigating lender red tape to building a referral-rich network and using content marketing to amplify your impact, David shares actionable tips backed by real experience. Don't miss this high-value conversation that could transform how you approach VA loans. Listen now and learn the tools to serve more clients and grow your business! Links: Follow David Pere on Instagram Follow Sara Denig on Instagram Follow Christina Leavenworth on Instagram Follow Aaron Amuchastegui on Instagram Get Hundreds of FREE Real Estate Tools From the Toolbox Join the 2026 Mastermind: Get your tickets HERE!

What happens when you mix discipline, precision, and deep empathy into a real estate business? In this episode of the Real Estate Excellence Podcast, Tracy Hayes welcomes Cindy James. Cindy is a licensed REALTOR, & Broker Associate, public speaker, and co-owner of Island Construction & Remodeling in Jacksonville, FL. With over 30 years in the corporate world and a background in real estate investing, Cindy blends business savvy, local expertise, and construction knowledge to help clients buy, sell, and transform homes with confidence. She's built a standout brand by leading with heart, hustle, and an unwavering commitment to helping clients turn houses into homes—and investments into opportunities. From flipping homes and streamlining renovation projects to guiding emotional first-time buyers, Cindy emphasizes the power of listening, empathy, and having a process. She doesn't just help clients buy and sell homes—she helps them achieve life goals with clarity and confidence. Whether she's organizing a move, catching missed home defects, or coordinating cleanouts, Cindy shows that elite real estate agents are much more than transaction managers—they're life facilitators. If you're a real estate professional looking to elevate your client service or a buyer who wants a seamless and empathetic experience, follow Cindy James and stay connected!   Highlights: 00:00 - 05:12 Military Discipline & Early Influences Life with a drill sergeant father Spanish at home, English at school Friday night inspections and household order Lessons from growing up in a military family How discipline shaped her professional habits 05:13 - 12:34 Corporate to Real Estate Evolution 30-year corporate tenure at Florida Blue First home at 22: love for new construction Real estate investment beginnings Applying Six Sigma to her business transition Passion for process and continuous improvement 12:35 - 21:45 Making Chaos Seamless for Clients Problem-solving in real estate transactions The unexpected moving day challenge Leveraging contractors for fast turnarounds Protecting clients from behind-the-scenes stress The goal: smooth closings and stress-free clients 21:46 - 33:59 Relationships, Referrals & Reputation Creating client advocates through service Going beyond the transaction Building trust through action, not just words Referrals from people she's never even sold to Consistency and care over commissions 34:00 - 46:02 Listening, Empathy & Emotional Sales Reading the room: listening with eyes and ears Understanding the story behind the sale Helping clients through trauma-driven moves The art of conversation and natural empathy Counseling clients while closing deals 46:03 - 01:10:01 Construction, Data & Dual Expertise How she became co-owner of a renovation firm Business structure meets on-site grit Seeing potential in properties others pass on Pricing renovations and value-add upgrades Targeted marketing using data and strategy Conclusion   Quotes: "Everything is a process—we just don't stop long enough to actually see it and map it out." – Cindy James "My clients don't need to know about the chaos behind the scenes. They need to feel like it was simple." – Cindy James "I will talk you out of buying a house if it's not the right thing to do." – Cindy James "I don't pretend to be perfect. I'm here to help people achieve a goal—that's what drives me." – Cindy James   To contact Cindy James, learn more about her business, and make her a part of your network, make sure to follow her on her Website, Instagram, Facebook, and LinkedIn.   Connect with Cindy James! Website: https://RealEstateWithCindyJames.com Instagram: https://www.instagram.com/cindy.james.realtor/ Facebook: https://www.facebook.com/profile.php?id=100063589868070 LinkedIn: https://www.linkedin.com/in/cindy-james-realtor%C2%AE-broker-associate-3907a01a3/   Connect with me! Website: toprealtorjacksonville.com   Website: toprealtorstaugustine.com    If you want to build your business and become more discoverable online, Streamlined Media has you covered. Check out how they can help you build an evergreen revenue generator all powered by content creation!   SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best.   #RealEstateExcellence #CindyJames #JacksonvilleHomes #RealEstatePodcast #EmpathyInBusiness #WomenInRealEstate #HomeFlipping #RenovationExpert #SixSigma #TopAgent #RealEstateTips #HomeBuyers #RealEstateStrategy #LeadershipInRealEstate #ClientFirst #ConstructionToClosing #BilingualAgent #VAHomeLoans #ProcessImprovement #TrustedAdvisor #RealEstateJourney

From Military to Millionaire: Vincent Gethings Journey. Join Clark and David as they sit down with with Vincent Gethings who shares his remarkable journey from humble beginnings to building a $100 million real estate portfolio. This episode dives deep into his proven strategies, including the strategic use of VA loans and his successful shift into multifamily real estate syndication. Vincent emphasizes the critical role of real estate mentorship and the necessity of adapting to changing real estate markets. Gain invaluable advice for new real estate investors and learn Vincent's expert approach to vetting real estate syndicators. Tune in for practical tips on real estate wealth building and insights into scaling your investment portfolio.TakeawaysVincent's journey from military to real estate showcases resilience.Utilizing VA loans can be a game-changer for veterans.Building a scalable framework is essential for real estate success.Mentorship played a crucial role in Vincent's growth.Investing in education and systems is key to scaling operations.Navigating market challenges requires adaptability and strategic planning.Communication with investors is vital during uncertain times.AI is becoming increasingly important in real estate investing.Understanding your market deeply can lead to better investment decisions.Building relationships and trust is essential for raising capital.Sound Bites"I had to burn the boats moment.""You have to bet on yourself.""Failure is not an option."Chapters00:00 Introduction to Vincent Gethings02:38 Vincent's Journey: From Military to Real Estate05:40 Transitioning from Military to Civilian Life08:47 Burning the Boats: Taking Risks for Success13:01 Building a Real Estate Portfolio: Lessons Learned24:38 The Buy Right, Manage Right, Finance Right Framework31:22 Negotiation Tactics and Market Insights37:43 Narrowing Focus for Efficiency39:11 Navigating Challenges in Multifamily Operations41:20 Strategic Debt Management in Real Estate44:08 The Importance of Quality Over Quantity in Investments47:06 Transitioning to Capital Raising51:33 Advice for Young Investors55:14 Vetting Syndicators and Operators58:31 Current Market Insights and Strategies01:01:09 Introduction and Call to Action01:01:41 New Chapterkeywordsreal estate, military, investment, entrepreneurship, capital raising, mentorship, AI, syndication, property management, financial freedom, real estate investor, wealth creation, financial freedom, underwriting, young investors, VA Loans, fix and flip, investor mindset, burn your boats wealth podcast, clark lunt, david shaw, vincent gethings#RealEstate #Military #Investment #Entrepreneurship #CapitalRaising #Mentorship #AI #Syndication #PropertyManagement #FinancialFreedom #RealEstateInvestor #WealthCreation #Underwriting #YoungInvestors #VALoans #FixAndFlip #InvestorMindset #BurnYourBoatsWealthPodcast #ClarkLunt #DavidShaw #VincentGethings Hosted on Acast. See acast.com/privacy for more information.

Is your brokerage truly giving you freedom, flexibility, and financial growth? In this episode of the Real Estate Excellence Podcast, Tracy Hayes welcomes with Kimberly L. Waterhouse, Veteran USMC. Kimberly shares how her journey from the United States Marine Corps to Jacksonville real estate has been a masterclass in reinvention. With a rich background in media, marketing, and business leadership, Kimberly brings more than just property expertise—she brings people-first values, military grit, and a deep understanding of Jacksonville's evolving communities. Kimberly dives deep into the nuances of VA loans, new construction challenges, and the power of truly knowing your client. From advocating for veteran homebuyers to spearheading relocation success stories, Kimberly's authenticity and dedication shine. Whether you're a new agent, seasoned pro, or simply passionate about purpose-driven business, this episode will leave you energized and informed. Loved Kimberly's story? Share this episode with a veteran, aspiring agent, or someone relocating to Jacksonville!   Highlights: 00:00 – 13:59 Starting Strong: Military Roots and Real Estate Beginnings Kimberly's Marine Corps experience and discipline Transition from military to business world Lessons from Camp Pendleton Embracing military values in real estate Starting with Berkshire Hathaway 14:00 – 25:59 VA Loans Demystified Why many veterans don't use their VA benefits Key misconceptions about VA loans How VA loans compare to other options Educating sellers about VA buyers Leveraging VA loan assumptions 26:00 – 38:59 The Power of Pre-Listing Inspections Importance in today's insurance market Real examples of inspection deal-breakers How it builds trust with buyers Avoiding renegotiation pitfalls Saving time and money upfront 39:00 – 50:59 Homeownership Journeys: Personal and Professional Kimberly's first-time homebuyer story Budgeting, planning, and long-term vision Unexpected life changes and real estate impact The rise of single women homeowners Using her journey to guide clients 51:00 – 1:04:59 New Construction: Expect the Unexpected Why new builds still need inspections Issues with builders during high-demand years Being a client advocate during construction Virtual check-ins and milestone walkthroughs Learning to speak up for the buyer 1:05:00 – 1:22:31 Market Trends and Local Expertise Navigating Florida's competitive housing market The impact of interest rates and inventory shifts Balancing seller concessions and buyer needs Strategic marketing and community presence Staying ahead with local knowledge Conclusion   Quotes:  “You learn so much about yourself when you're out in the field, digging your own latrine and pitching your own shelter.” – Kimberly L. Waterhouse, Veteran USMC  “Just because you're a veteran doesn't mean you can't still benefit—VA loans are powerful and underutilized.” – Kimberly L. Waterhouse, Veteran USMC “I shine in openness and conversation—there's no substitute for showing up and listening.” – Kimberly L. Waterhouse, Veteran USMC  “It's not about the technology; it's about using it to give you more time for the human connection." – Kimberly L. Waterhouse, Veteran USMC   To contact Kimberly L. Waterhouse, learn more about their business, and make them a part of your network, make sure to follow them on Website, Twitter, Instagram, and Facebook.   Connect with Kimberly L. Waterhouse, Veteran USMC! Website: https://www.realestatenefl.com Twitter (X): https://twitter.com/@reconnectornefl Instagram: https://www.instagram.com/realestatenorthflorida/ Facebook: https://www.facebook.com/klwaterhouse   Connect with me! Website: toprealtorjacksonville.com   Website: toprealtorstaugustine.com    If you want to build your business and become more discoverable online, Streamlined Media has you covered. Check out how they can help you build an evergreen revenue generator all powered by content creation!   SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best.   #RealEstateExcellence #VeteranRealtor #MarineCorpsToRealtor #VALoanExpert #JacksonvilleRealEstate #MilitaryRelocation #WomenInRealEstate #NewConstructionTips #HomeBuyingJourney #AIInRealEstate #KimberlyWaterhouse #BHHSFloridaNetwork #RelocationSpecialist #RealEstateTraining #RealtorLife #LeadershipInRealEstate #SpringfieldLiving #SupportOurVets #RealEstatePodcast #DigitalMarketingForAgents

In this conversation, John Harcar and Emmett Dempsey explore alternative ways to invest in real estate beyond traditional methods. Emmett shares his journey in the mortgage industry, the challenges he faces, and insights into leveraging VA loans for investment properties. They discuss the importance of understanding different financing options and the significance of educating clients about the mortgage process. Emmett emphasizes the need for structure and intentionality in business practices, as well as the value of maintaining strong client relationships.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

This week on The Session with Londa and David, appraisals and why they could be taking a while to get back to you. Mothers Day Brunch at Bob's Burgers and Brew and the CEO screaming about working from home.Want more of Londa and David?Follow us on social media!https://linktr.ee/sherwoodautinhomes

In this conversation, Dylan Silver interviews Tina Lombard, a seasoned mortgage loan officer with over 33 years of experience. Tina shares her journey from being a stockbroker to a mortgage loan officer, discussing the challenges and rewards of her career. She highlights the evolution of the mortgage industry, particularly the impact of the 2008 financial crisis and the innovations that have emerged since then, including various loan types that cater to different needs. Tina emphasizes the importance of financial literacy and the role of competent loan officers in helping clients navigate the complexities of home buying.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Investing with Purpose podcast Colonel Anne Martin, USMC (Ret.) shares her remarkable journey from military service to organic farming and now to real estate. She discusses her investment strategies, the importance of aligning investments with personal values, and the legacy she hopes to leave for her children. Anne emphasizes the significance of community support in real estate and the benefits of being a real estate professional. The conversation concludes with rapid-fire questions that highlight her insights and aspirations.Chapters00:00 Introduction to Anne Martin's Journey03:16 Military Service and Transition to Real Estate05:51 Investing Strategies and Lessons Learned08:47 The Power of VA Loans and TSP11:19 Investing with Purpose and Community Impact14:09 Aligning Investments with Values17:01 Legacy and Teaching Financial Responsibility20:32 Mindset Shift on Wealth and Materialism23:31 Building Relationships and Community in Investing25:42 Understanding Real Estate Professional Status29:05 Creating an Investor Group for Beginners32:52 Advice for Aspiring Faith-Driven InvestorsResources Mentioned28:02 ⁠www.youtube.com/@InvestingwithPurpose⁠32:46 The Millionaire Real Estate Investor by Jay PapasanAbout Anne MartinAnne Martin is a licensed Realtor® with Keller Williams in Carmel, CA, bringing decades of leadership and organizational excellence from her 27-year career in the U.S. Marine Corps. Retiring as a Colonel in 2016, she led major initiatives, including the integration of women into ground combat roles as Branch Head of Manpower, Plans & Policy.A Vancouver, WA native and Stanford University graduate in Human Biology, Anne also holds associate degrees in Korean and Japanese from the Defense Language Institute and is a graduate of Japan's National Institute for Defense Studies. Her military career spanned deployments to Somalia, Iraq, and Afghanistan, where she played a critical role in advancing surveillance capabilities. Her service earned her honors including the Defense Superior Service Medal, Legion of Merit, and Bronze Star.After the military, Anne founded an organic farm business and launched a veteran farming program still active across New England. In California, she established the state chapter of the Farmer Veteran Coalition. Anne is also deeply rooted in her community—she co-hosts the Monterey Bay Investor Network, serves as a Court-Appointed Special Advocate (CASA) for foster children, sits on the Toys for Tots Foundation board, and is active in the Rotary Club of Pacific Grove.Now based in Carmel, Anne combines her strategic mindset, passion for service, and real estate expertise to help clients navigate the market with precision and integrity.Connect with Anne Martin Anne Martin, Realtor®Keller Williams Coastal EstatesCarmel, CA831-204-2189anne.martin@kw.comDRE#02248356Connect with UsAre you interested in joining a community of like-minded individuals who aspire to build true wealth through real estate passive investing? Go to IHG Investor Club to learn more!

Description:Join us for an insightful discussion on America's Heroes Show with Yvette Jones Swanson, U.S. Army Veteran and Founder of Vet Mentors LLC, as she is joined by Riccardo Wardlow, Branch Manager at Loan Depot.In this episode, we explore the journey from homelessness to homeownership for veterans using VA Loans. Many veterans qualify for homeownership but remain unaware of their benefits, including no money down, no real estate taxes for service-connected disabilities, and multi-unit investment opportunities.Key topics include:✅ Understanding VA loans and eligibility✅ How homeless veterans can become homeowners✅ Tax benefits and grants for service-connected veterans✅ The power of multi-unit ownership for generational wealth✅ Common myths and misconceptions about VA loansIf you or someone you know is a veteran struggling with housing, this episode is a must-watch! Learn about the resources available to help veterans transition from instability to financial independence.  #Veterans #VALoans #HomeOwnership #HomelessToHomeowner #MilitaryHousing #VeteranBenefits #MortgageLoans #VeteransSupport #HousingForVeterans #NoMoneyDown #FinancialFreedom

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, your host, Carl White sits down with VA loan expert Mr. Michael Fischer to dive deep into the world of VA loans and debunk some common misconceptions. Michael highlighted the phrase "don't FHA my VA," which refers to the tendency of some loan officers to apply FHA guidelines to VA loans unnecessarily, potentially hindering veterans' access to homeownership. He explained that VA loans allow veterans to convert their primary residence into a rental without needing extensive documentation, have no flip rule, and do not require a minimum distance for relocation. He also noted that anyone can gift funds for a VA loan without stringent sourcing requirements, and there are no age restrictions on the roof's life. Whether you're a seasoned professional or new to the industry, this episode will equip you with the knowledge to stand out in the market. If you enjoyed this episode, please leave us an honest review at 5starcarl.com. Your feedback helps us improve and reach more listeners! Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

Welcome to a new episode of Get Creative! Your host, Justin Tuminowski, is joined by Dustin Geroski and Jill Barkley, two experienced real estate investors who have leveraged creative finance strategies to achieve success. In this episode, they dive into Dustin's journey of using an infinite banking policy to finance a Subto deal, navigating VA loan challenges, and exploring the exciting world of co-living opportunities.   Highlights: "I love that stuff. And so, yeah, I just started, you know, watching the videos that pace is doing, but also reading the books that he suggested."   "We're looking forward to that. These properties that we're looking at are very good deals. It's hard to cash flow because properties are so expensive, expensive in Broward and Dade County."   "Ultimately we got the lease option, like an addendum, just as a safety mechanism originally, like everyone's always afraid to do on sale."   "It's really cool though, because the seller was ecstatic, like he thought he was trapped. He thought he's gonna have to write a big check, and instead he got, we got like 10 grand or something."   Timestamps: 00:00 - Introduction  01:48 - Jill Barkley's Background and Introduction 02:30 - Dustin Geroski's Background and Introduction 06:16 - Details of the Subto Deal 09:34 - Addressing Missing Appliances 12:27 - Lease Option Addendum and VA Loan Challenges 14:31 - Wiping Away the Debt-to-Income Ratio 17:19 - Successful Outcome for the Seller 20:09 - Co-Living Opportunities and Future Plans 25:32 - Contact Information and Final Thoughts   ► Join The Subto Community & Learn Creative Finance Directly from Pace:  https://paceapproves.com/subto-gc?utm_source=Apple&utm_medium=video&utm_campaign=getcreativepodcast  ► Want to Become a Private Money Lender? Join Us For The Upcoming LIVE Training this Saturday to Learn How to Lend Money on Real Estate Deals: https://pacejmorby.com/exclusive-training-new?el=yt&htrafficsource=desc&utm_medium=video&utm_source=Apple&utm_campaign=getcreativepodcast&utm_content=    ► Join Our Free Facebook Group to Connect with Pace and his Students: http://paceapproves.com/freefb-yt?utm_source=Apple&utm_medium=video&utm_campaign=getcreativepodcast    ► Become a Top Tier Transaction Coordinator and Make Money Doing The Paperwork For Real Estate Transactions: https://paceapproves.com/tttc-gc?utm_source=Apple&utm_medium=video&utm_campaign=getcreativepodcast    ► Listen To Pace and His Students Share Insider Secrets To Real Estate Investor Success: https://getcreativepodcast.com/    PLUG IN & SUBSCRIBE Instagram: https://www.instagram.com/pacemorby/  TikTok: https://www.tiktok.com/@pacemorby 

In this episode of Loan Officer Training, we focus on the essential steps to successfully structure VA loans. Tailored for loan officers, this episode covers everything from understanding the unique features of VA loans to creating strategies that cater to the needs of veteran clients. Discover how to navigate eligibility requirements, maximize loan benefits, and provide exceptional service to those who have served our country. Whether you're just starting out or refining your expertise, this episode is a must-listen for any loan officer looking to excel in VA lending.Join The Mortgage Calculator at https://themortgagecalculator.com/joinAbout The Mortgage Calculator:The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes!Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!Our Mortgage Loan Originators are trained to be loan consultants to guide borrowers throughout the entire loan process. A licensed Loan Officer is only a phone call or zoom meeting away and always available tCatch all the episodes of the Loan Officer Training Podcast at https://themortgagecalculator.com/Page/Loan-Officer-Training-Series-Podcast Catch all the episodes of the Loan Officer Training Podcast at https://themortgagecalculator.com/Page/Loan-Officer-Training-Series-PodcastLoan Officers for Unlimited Free Non-QM Leads & Trainings Join The Mortgage Calculator at https://themortgagecalculator.com/joinThe Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as acc...

In this episode of The AZREIA Show, host Marcus Maloney and executive director Mike Del Prete welcome Andrew Augustyniak from Neighborhood Loans. Andrew discusses his journey in the lending industry, highlighting the shift from an easy market to one that requires genuine effort and hard work. The conversation covers a variety of topics including the challenges and opportunities in the current real estate lending landscape, the importance of taking risks, and the benefits of real estate investment. Andrew also shares insights on investment strategies such as assuming VA loans and leveraging AI HELOCs. Listeners are encouraged to reach out to Andrew for personalized advice and to take proactive steps in their investing journey. Key Takeaways: 01:36 Introducing Andrew Augustyniak from Neighborhood Loans 02:18 The Real Estate Market's Evolution 04:39 Navigating the Lending Landscape 08:18 Investor Strategies and Opportunities 13:21 Innovative Lending Solutions 22:59 Advice for New Investors 36:20 Understanding the Importance of Knowing Your Numbers 37:10 The Fear and Regret in Real Estate Investing 38:51 Building Wealth Through Real Estate 39:51 The Journey of Real Estate Investment 41:57 Overcoming Fear and Taking Risks 56:39 The Concept of Assumable Loans 01:04:12 Final Thoughts and Key Takeaways Connect with Andrew Augustyniak https://www.instagram.com/andrewaugustyniak/ ---- The Arizona Real Estate Investors Association provides its members the education, market information, support, and networking opportunities that will further the member's ability to successfully invest in Real Estate. Join AZREIA here. Is a Career in Real Estate Right For You? Take AZREIA's Real Estate Investing Entrepreneurial Self-Assessment at  

In this episode of Your Next Mission® video podcast, SMA Tilley sits down with Jennifer Beeston, Branch Manager and Senior Vice President of Guaranteed Rate Mortgage. Jennifer, who is the #1 VA Loan Officer in America, shares her expert insights on how to secure the best rates when our Veterans and Servicemembers are buying a home using a VA Loan. She also highlights common pitfalls to avoid navigating through the process.  

In this episode of The Mortgage Show, Randy and Chris mix business with a little fun, diving into fantasy football banter before settling in for some serious mortgage talk. The duo shares insights on new appraisal waiver rules, non-QM loan options for self-employed borrowers, and changes to Maine State Housing income limits. They also discuss VA loans with high debt-to-income ratios and a resurgence of 203(k) rehab loans. The highlight of the episode is a guest appearance by "Uncle Tony," a seasoned finance pro who breaks down the connections between inflation, the Fed funds rate, and mortgage rates. He also explores the current state of the economy and housing market trends. Packed with technical insights and practical advice, this episode is both informative and entertaining for borrowers, realtors, and anyone curious about mortgages. 00:00 Welcome Back to the Mortgage Show 00:20 Fantasy Football Banter 01:28 Mortgage Industry Updates 02:57 Appraisal Waivers Explained 06:53 Non-QM Loans and Success Stories 10:15 Maine State Housing Loan Changes 15:18 VA Loans and High DTI Scenarios 18:19 FHA Loan Challenges and Solutions 20:53 Navigating FHA Loans and Credit Scores 22:06 Understanding Mortgage Payments: Taxes and Insurance 24:25 Introducing Uncle Tony 24:58 Economic Insights with Uncle Tony 26:37 The Impact of Interest Rates on Mortgages 39:34 Real Estate Market Trends and Predictions 44:25 Concluding Thoughts and Future Conversations Randy Forcier Loan Officer I NMLS 322749 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-590-0337 l rforcier@cmghomeloans.com Chris Bedard Loan Officer l NMLS 323290 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-229-4731 l cbedard@cmghomeloans.com THE MORTGAGE SHOW

Mortgage Gumbo Salutes Our Veterans! Today's show is all about VA Loans. Who's Eligible. What's Entitlement? What are the Benefits of VA Loans. What are the Pros and Cons? Finally, what about Taxes for Veterans on VA Loans. All that and more on Mortgage Gumbo w/ Dwayne Stein 11/9/24

In honor of Veterans Day, we're thrilled to welcome Mark Alexander, DFW Mortgage Business Development Officer for Navy Federal Credit Union, to a special episode of Welcome to the Top. Mark brings a wealth of knowledge on VA loans, and he's here to answer some of the most frequently asked questions about how these loans can open doors to homeownership for veterans and their families.Join us as Mark breaks down the essentials of VA loans, from how they differ from conventional loans to the unique benefits they offer veterans. Are VA loans harder to close? Can they be assumed by another buyer? And how might the NAR Settlement impact VA buyers? Mark also shares what real estate agents need to know to best serve their veteran clients, ensuring that those who served our country can smoothly transition into homeownership.Whether you're an agent, a veteran, or just someone interested in understanding how VA loans work, this episode is packed with insights. Tune in to learn how the VA loan program can help make homeownership a reality for our nation's heroes.

Everything You Need to Know about the VA Loan! Unlock the secret to homeownership with VA Loans! In this video, we break down everything you need to know about VA loans, including eligibility requirements, benefits, and the application process. Whether you're a veteran, active-duty service member, or eligible spouse, this comprehensive guide will help you navigate the VA loan process and maximize your benefits. Learn how to save money, avoid common pitfalls, and secure the home of your dreams. Don't miss out on this essential information that could change your financial future. Subscribe now and join our community of savvy veterans! - Get introduced to one of our recommended VA Loan professionals: https://www.frommilitarytomillionaire.com/va-realtor  - Apply for the War Room Mastermind group today: https://www.frommilitarytomillionaire.com/mastermind-application/  - Download a free copy of my best-selling book: https://www.frommilitarytomillionaire.com/free-book  - Gain free access to receive our investment opportunities directly in your inbox: https://www.frommilitarytomillionaire.com/investor/ - SUBSCRIBE: https://bit.ly/2Q3EvfE - Website: https://www.frommilitarytomillionaire.com/start-here/ Facebook Group (70k+ members): https://www.facebook.com/groups/militarymillionaire/  Instagram: https://www.instagram.com/frommilitarytomillionaire/ - My name is David Pere, I am an active duty Marine, and have realized that service members and the working class use the phrase "I don't get paid enough" entirely too often. The reality is that most often our financial situation is self-inflicted. After having success with real estate investing, I started From Military to Millionaire to teach personal finance and real estate investing to service members and the working class. As a result, I have helped many of my readers increase their savings gap, and increase their chances of achieving financial freedom! - Click here to SUBSCRIBE: https://bit.ly/2Q3EvfE to the channel for more awesome videos! THIS SITE IS INDEPENDENTLY OWNED AND OPERATED. ALL OPINIONS EXPRESSED HEREIN ARE MY OWN. THE VIEWS EXPRESSED ON THIS SITE ARE THOSE OF THE AUTHOR OR THE AUTHOR'S INVITED GUEST POSTERS, AND MAY NOT REFLECT THE VIEWS OF THE US GOVERNMENT, THE DEPARTMENT OF DEFENSE, OR THE UNITED STATES MARINE CORPS.  

Janet & Karen's podcast starts with Alex Ramirez in studio to invite veterans to Vets & Valor, a seminar that helps vets with VA Loans and veteran services listen up to hear what programs are available with the experts at this seminar.  Derek from Smart Home Mortgage gives a lot of insight on how elections, unemployment reports along with the feds can affect your home loan.  Seth Doherty of Latitude Surveying has a fascinating conversation with Karen & Janet about how important it is to have your land surveyed for selling, adding an ADU and more.  The Girl's favorite Moving Company comes on board with Aaron Stanton who started with Meathead Movers as a mover and now is a territory manager this family owned company. Find out why Meathead Movers is the best! We wrap-up the podcast with Bob Davis talking about the next First Wednesday event at Rocks & Drams this Wednesday.  another great podcast with Karen & Janet!

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Join Timothy P. Pope, CFP®, in a special crossover episode from his appearance on the "Ready 4 Pushback" podcast, hosted by Nik Fialka, recorded on March 18, 2024. In this episode, Tim shares financial advice for pilots, particularly focusing on veterans transitioning to civilian aviation careers. Tim delves into the nuances of managing finances in such transitions, emphasizing the importance of understanding and maximizing military benefits for a secure financial future.What You'll learn from this episode:Securing Financial Stability in Transition: Strategies for maintaining financial health during the shift from a military to a civilian flying career.Maximizing Military Benefits: How to leverage benefits like the Thrift Savings Plan and military pensions to secure your financial future.Home Buying Advice for Pilots: Considerations for pilots looking to purchase their next home, taking into account year 1 pay, military retirement, interest rates and VA loan benefits. Healthcare Planning Across Airlines: Tips for navigating healthcare options and planning for varying coverage for your post military career.Financial Planning Tools: Introduction to financial planning tools that can aid pilots in making informed financial decisions throughout their careers.This episode provides a rich discussion that blends expert financial planning advice with practical tips tailored specifically for pilots at various stages of their careers, from active military service to commercial aviation.Resources:Ready for Pushback - Spotify | Apple PodcastsSchedule An Appointment Our Practice's WebsiteSend Us Your Questions: pilotmoneypodcast@ceterainvestors.comDisclosure:Timothy Pope is a Certified Financial Planner™ offering securities and insurance products offered through Cetera Investment Services LLC, member FINRA, SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Tim's Branch Office is located at 5200 77 Center Drive, Suite 330, Charlotte, NC 28217. The branch phone number is 704-717-8900. The views depicted in this material are for information purposes only and are not necessarily those of Cetera Investment Advisers.This Podcast is designed to provide accurate and authoritative information on the subjects covered. It is not, however, intended to provide specific legal, tax, or other professional advice. For specific professional assistance, the services of an appropriate professional should be sought.

Join us this week as we rewind to an insightful conversation where Kevin sits down with ADPI's new Mortgage Branch Manager and Retired Army Veteran, Brad Osterman! Brad dives into his journey from real estate investing to a thriving lending career and shares expert tips on how to maximize the VA loan for servicemembers looking to build wealth through real estate. If you're a military member aiming for investing success, this episode is a must-listen! Don't miss out—get the inside scoop now!"I just advise people to make sure you're making smart decisions when it comes to what your plans are – and consult with a professional lender. The ADPI lenders – we understand residency – we understand across all lending platforms – and we will advise you under the proper legal, moral, and ethical way to get you where you want to be and to get you the right product."-Brad OstermanHere are 5 Key Takeaways from this episode:Brad's Real Estate BeginningsShort Term Rental FinancingWhy Use Your VA Loan?Understanding VA Loan EligibilityThe Importance of Having Knowledgeable Lending ExpertsConnect with BradWebsiteDo you want to join a community of like-minded Military Real Estate Investors offering real estate education that actually works while celebrating camaraderie, and competition, and fostering a spirit of support? Introducing ADPI Campus™ - the premiere platform and online space for Military Real Estate Investors worldwide! Podcast listeners can JOIN ADPI CAMPUS FOR FREE now and get in on the action! Helpful ResourcesConnect with the ADPI: Facebook |  Instagram | YouTubePlease Subscribe, Rate, & Review on Apple PodcastsThanks for tuning in to this week's episode of the Active Duty Passive Income Podcast! If the information shared in these weekly interviews has inspired you to pursue your dreams of financial independence, please do me a personal favor and head over to Apple Podcasts, subscribe to our show, and leave us a 5-star review.Support the Show.

This week's GOTA Podcast starts with Karen & Janet highlighted purchase, rental and investment opportunities in Ventura County.  Their first gues is a GOTA favorite, Shelly Wells "The Queen of Reverse Mortgages" Shelly will tell you all the advantages of a revers mortgage, how they have changed over the years and the many myths surrounding reverse mortgages.  The podcast continues with 2 guests who are Veterans, Jeff Wyttenbach & Mike Robb served our country and are now helping fellow veterans to get the right VA Loans.  Every Veteran needs to listen to Jeff & Mike, vital info for all of those who served!  Karen & Janet wrap up the podcast with a few wonderful cruise opportunities, at a fantastic price Dee Koger of Relaxacations will get you on the best vacation at a fabulous price.  A must-hear podcast from Janet & Karen!

Alex is a badass and has his own podcast, loan hustle, and other awesome stuff going on at ajnashville.com In this episode of the On the Edge Podcast, host Scott Groves sits down with Alex Jimenez, a highly successful loan officer specializing in VA loans. Alex shares his journey into the mortgage industry, his deep commitment to serving veterans, and how he built his brand as a VA loan expert. The conversation takes a heartfelt turn as Alex opens up about his traumatic childhood, battles with alcoholism, and the transformative power of fatherhood. They also discuss current market trends, economic predictions, and valuable advice for realtors and loan officers navigating today's challenging landscape. ------------ Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Blue Belt in Brazilian Jiu-Jitsu. I gave up boxing, where I was 5-0 in amateur fights, when I turned 40. BJJ is safer for old men than getting punched in the head :-) You can find out everything about me HERE: www.LinkTr.ee/ScottLGroves This podcast is paid for and brought to you by.... by me, Scott Groves :-) Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket. This channel is FAR from monetization and because of the subject matter, may never be monetized. I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at Scott@ScottGrovesTeam.com or find all my links to connect HERE: www.LinkTr.ee/ScottLGroves I can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!! New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!! ------------- Thank you for checking out the Podcast. We're building our community AS WE SPEAK and would love it if you checked us out in one of our communities: On The Edge Podcast Community & Facebook Group on Facebook: https://www.facebook.com/groups/ontheedgepodcast/ On The Edge Podcast Page on Facebook: https://www.facebook.com/MeetScottGroves On The Edge Podcast on Locals: https://reddotbluestate.locals.com/ Instagram: www.Instagram.com/ScottLGroves ------------ www.OnTheEdgePodcast.com ------------ Don't care for YouTube and prefer listening instead? We got you covered wherever podcasts are found: Apple Podcasts: www.bit.ly/oteapple Google Podcasts: www.bit.ly/otegoogle Spotify: www.bit.ly/otespotify Breaker: www.bit.ly/otebreaker Radio Public: www.bit.ly/oteradio Pocket Casts: www.bit.ly/otepocket Anchor: www.bit.ly/oteanchor ----------- Do YOU or SOMEBODY YOU KNOW want to be featured in the podcast? Questions, inquiries, booking a show? Any topics or people you'd like us to cover? Send us an email: scott@ontheedgepodcast.com ----------- Spread the word and help us out! It doesn't cost a thing to hit that Like Button, Subscribe, and turn on the notification bell. Comments are appreciated and will be responded to! Doing any of these things tells the YouTube Algorithm that you like what you see and helps others find us as well! -----------

The following guest sits down with host Justin White:•   Evan Kaufman – Military Loan Originator, WeVett Home LoansDetermining a Loan Product or Demographic to Focus on as a Strategy for Mortgage BrokersThe beauty of the wholesale channel is that mortgage brokers can offer a variety of loan products to fit their borrowers' needs. That said, some brokers choose to narrow their focus to a specific loan type or demographic. How can brokers determine their niche and dominate it? Listen to Episode #78 of Good. Better. Broker. as we talk with a real estate agent turned broker whose “super niche” is serving active-duty military members.In this episode of the Good. Better. Broker. podcast, you'll learn why finding a niche loan product or demographic can be a driver of success.In this episode, we discuss ...•   1:29 – how Evan went from real estate broker to mortgage broker•   2:46 – why Evan chose the broker channel when he became an LO•   4:00 – why Evan chose to focus on helping active-duty military members•   4:56 – how Evan decided a niche was going to be the majority of his business•   6:03 – Evan's approach to working with borrowers•   7:33 – what's required to help military families going through the loan process•   8:37 – timing recommendations on buying and selling•   11:17 – Evan's goal for all his clients•   13:15 – why Evan focuses on direct-to-consumer business•   16:24 – Evan's marketing content strategy•   18:26 – targeting a demographic niche vs. a geographic niche•   21:19 – how loan originators can identify their nicheShow Contributor:Evan KaufmanConnect on LinkedInConnect on FacebookConnect on InstagramJustin White is UWM's in-house brand journalist and the host of the daily news video, Inside Pass. He creates engaging content across multiple platforms to promote the benefits of the wholesale channel and partnering with UWM. A seven-time Emmy-award winner, Justin is a graduate of the S.I. Newhouse School of Public Communications at Syracuse University.Connect with Justin on LinkedIn, Instagram or TwitterConnect with UWM on Social Media:•   Facebook•   LinkedIn•   Instagram•   Twitter•   YouTubeHead to uwm.com to see the latest news and updates.

In today's episode, we talk about VA loans with special guest Sarah Pierce, our Omaha NE teacher! Featuring your host Jessica Randolph, President of The How To Buy A House Class™, a women-owned business providing free home-buying classes for all.Learn more and sign up for an-in person class in your city at https://www.howtobuyahouseclass.com/. Follow us at https://www.instagram.com/thehowtobuyahouseclass/.#1 Home Buying Class in the US | Accessible Home-Buying Education

The conversation between Jason Wood and Billy Alt focuses on the importance of supporting the military and veteran community, particularly in the realm of real estate. They discuss the need for education and resources to help military members and veterans navigate the homebuying process and achieve sustainable homeownership. They also highlight the benefits of the VA loan program, including the ability to purchase multifamily properties with zero down payment. The conversation emphasizes the importance of financial literacy and the impact it can have on the lives of military members and their families. The conversation covers various topics related to VA loans, including the flexibility of credit requirements, the ability to pay off other debts with a VA loan, seller concessions, VA appraisals, and the benefits of homeownership and real estate investment. The hosts emphasize the importance of communication, professionalism, and education in the homebuying process. They also discuss the potential impact of the upcoming election on the housing market and offer advice for making informed financial decisions.

What does the American dream really mean? For many, homeownership is a key part of it. REALTOR® and broker Greg Herb joins to talk about the strong, historic connection between the United States and homeownership. Then, Chris Birk from Veterans Home United talks about VA loans. Plus, CEO of the Outdoor Power Equipment Institute Kris Kiser discusses how to turn your yard into a sanctuary for bees, birds, and butterflies. Finally, Melissa Dittmann Tracey weighs in on the latest home design trends.

How can real estate agents effectively cater to the unique needs of military clients and navigate the challenges of sight-unseen home purchases?   This episode is sponsored by Remi Graphics!:   Owned by Dunya Taylor, Remi Graphics offers stunning, personalized mugs perfect for closing gifts or client appreciation. With no minimum order and quick turnaround, it's easy to add a personal touch. Contact Dunya through Instagram or Facebook, or visit her website and make a lasting impression today!   In this episode, Tracy Hayes interviews Julianne Grant-Johnson, a top-producing agent specializing in military clients. Julianne shares strategies for success, including building relationships, providing detailed information, and accommodating clients purchasing homes sight unseen. She also discusses VA loan benefits, video content marketing, and maintaining consistency in the real estate business.   Julianne, a top-performing Jacksonville realtor with roots in Pensacola, combines her finance degree and passion for serving military families. As a military spouse herself, she specializes in helping military buyers and sellers navigate the housing market, consistently ranking among the top 5% of Berkshire Hathaway HomeServices realtors globally.   (00:00:00 - 00:10:59) Mastering the Art of High-Volume Real Estate Julianne's record-breaking month with 7 closings and 2 referral closings The importance of having a supportive team, including a transaction coordinator and showing assistance Balancing work and family life as a successful real estate agent and mother of three   (00:11:00 - 00:22:59) Leveraging Video Content for Authentic Client Connections The power of incorporating the agent in listing videos to build trust and Soft staging homes for optimal presentation in photos and videos Finding the balance between showcasing a home's best features and maintaining realism   (00:23:00 - 00:33:59) Navigating the Challenges of Real Estate as a Military Spouse Julianne's journey from finance major to successful real estate agent The importance of investing in training and finding the right mentor Overcoming the misconception that real estate is an easy, flexible career   (00:34:00 - 00:44:59) Crafting a Seamless Sight-Unseen Home Buying Experience Providing detailed information and video content to help clients visualize the home and neighborhood Addressing fair housing laws while showcasing properties remotely Building trust and credibility through referrals and consistent communication   (00:45:00 - 00:79:59) Maximizing the Benefits of VA Loans for Military Clients Educating clients on the advantages of VA loans and dispelling common misconceptions Collaborating with lenders to ensure a smooth transaction process Exploring the potential of VA loan assumptions in the current market   Quotes:   "I am selling my service. I am not selling a house. I mean, sure, that's what's on paper and what's on MLS, but I am selling my expertise and my service of helping you through the transaction." - Julianne Grant-Johnson   "Be consistent, be consistent on your content, whether it's sharing your family, sharing your struggles with the business, sharing your wins with the business, be consistent, be consistent on communicating with your clients, have those check-ins, whether it's a year after closing or a week after consult." - Julianne Grant-Johnson   Connect with Julianne:   Website: https://www.jaxwithjules.com Instagram: https://www.instagram.com/jaxwithjules/?next=%2F Facebook: https://www.facebook.com/jaxwithjules   If you want to build your business and become more discoverable online, Streamlined Media has you covered. Check out how they can help you build an evergreen revenue generator all  powered by content creation!   SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best.  

Exciting news from the VA about buyer agency compensation to ensure veterans aren't disadvantaged post-NAR settlement.

Are you a member of the military or a veteran looking to buy or sell a home? REALTOR® and broker Candice Skinner shares why military members are determined to own their own homes even when they can live on base for free. Then, Executive Director of Loan Guaranty Service (LGY) Veterans Benefits Administration at the U.S. Department of Veterans Affairs John Bell walks us through the VA loan. Plus, REALTOR® and Navy veteran Mark Solomon shares how Veterans Community Project, the nonprofit he cofounded, helps veterans return to their communities by providing housing, benefits and more. Then, Melissa Dittmann Tracey weighs in on if outdoor electric grills are hot or not before Dustin Green from Weber shares the best techniques for grilling a tasty burger or steak. Finally, Chief Economist of NAR Lawrence Yun shares the latest update on the Existing Home Sales Report.

Sharon McNamara & Melissa Wallace were joined by Jazmine Glasgow from Maritime Mortgage for a special episode to honor our veterans by helping them achieve the dream of homeownership. This episode will guide you through the benefits of VA loans and share valuable tips for veteran homebuyers! Podcast & Live Radio Show on WATD 95.9 The McNamara Horton Group Boston Connect Real Estate Sharon McNamara | Melissa Wallace Facebook Live every Tuesday at 6:15 pm & Saturday at 8AM @ facebook.com/McNamaraBrokerTeam Follow our team on Instagram @TheMcNamaraHortonGroup

On today's bigJOEL Community Call, Joel will be joined by Pete Griffin of Movement Mortgage. Joel and Pete will discuss all things VA Loans and how you can grow your business with the military community even if you don't have a base in your market.

Andrew Dorazion is a former Army officer and accomplished real estate broker, investor, and property manager! Andrew jumps right in with a cool story involving a funeral home turned short term rental! He shares tips on finding partners and structuring partnerships to help scale more quickly. Andrew drops valuable nuggets on pumping a building's NOI through reconfigured floor plans and adding ADUs. He does a deep dive on the Zoning Change Process in Chicago! Throughout the show, Andrew emphasizes the importance of taking action to propel your growth in real estate and any other endeavor! If you enjoy today's episode, please leave us a review and share with someone who may also find value in this content! Connect with Mark and Tom: StraightUpChicagoInvestor.com Email the Show: StraightUpChicagoInvestor@gmail.com Guest: Andrew Dorazio, Dorazio Real Estate Link: BCG Real Estate Group Link: Andrew's ADU Blog Link: My First Million (Podcast Recommendation) Link: Buy Then Build (Book Recommendation) Link: SUCI Ep 245 - JD Modrak Link: SUCI Ep 224 - Jason Wagner ----------------- Guest Questions 02:00 Housing Provider Tip - Maintain AC units as the weather gets warmer! 03:15 Intro to our guest, Andrew Dorazio! 03:45 Andrew's “killer” deal! 07:28 Andrew's start in real estate. 12:11 How to find partners to scale faster? 17:00 Early mistakes on Short Term Rentals. 24:04 Ways to reposition an asset. 35:05 The Process of a Zoning Change! 44:56 Building Department for requirements for ADUs! 50:25 What's next for Andrew and his team? 53:14 What is your competitive advantage? 54:03 One piece of advice for new investors. 55:34 What do you do for fun? 56:17 Good book, podcast, or self development activity that you would recommend? 57:48 Local Network Recommendation? 58:38 How can the listeners learn more about you and provide value to you? ----------------- Production House: Flint Stone Media Copyright of Straight Up Chicago Investor 2024.

6.5 years in real estate as a small team of 3 who has sold over 600 homes by referral [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.

The following guest sits down with host Justin White:•   Patton Gade – National Director of Military Lending, UMortgageHow to Serve Veteran Borrowers in a Way Befitting their Service to the CountryWith a name like Patton, you could say that Patton Gade was born to serve in the military. Patton's love for his country is matched only by his passion for helping veterans achieve homeownership. How can mortgage brokers better educate themselves on VA loans? Listen to Episode 67 of Good. Better. Broker. as we sit down with the top VA loan originator in the country to find out why the VA loan is still so misunderstood and how mortgage brokers can help change that narrative.In this episode of the Good. Better. Broker. podcast, you'll learn how to better serve the unique needs of military veterans when it comes to homeownership.In this episode, we discuss ...•   1:49 – why VA loans are personal and not just professional for Patton•   2:39 – the importance of having a team of originators who are military veterans•   5:05 – why so few military veterans have used their VA loan•   6:41 – why Patton believes the VA loan is the best loan product•   7:40 – the vision of what Patton is building with his team•   9:20 – the educational void that exists when it comes to VA loans•   10:36 – the nuances of originating a VA loan•   11:45 – the common traits of the originators on Patton's team•   12:54 – why the best VA originators have a true passion to help veterans•   14:42 – the story of Patton's first personal home loan experience•   15:28 – Patton's plan to help educate people about the VA loan•   17:30 – Patton's advice to loan originators on how they can become better at VA loansResources mentioned in this episode:VA websiteShow Contributor:Connect on LinkedInConnect on FacebookConnect on InstagramJustin White is UWM's in-house brand journalist and the host of the daily news video, Inside Pass. He creates engaging content across multiple platforms to promote the benefits of the wholesale channel and partnering with UWM. A seven-time Emmy-award winner, Justin is a graduate of the S.I. Newhouse School of Public Communications at Syracuse University.Connect with Justin on LinkedIn, Instagram or TwitterConnect with UWM on Social Media:•   Facebook•   LinkedIn•   Instagram•   Twitter•   YouTubeHead to uwm.com to see the latest news and updates.

Enjoyed the episode? Don't forget to rate and review us. Thank you so much for listening!You can reach us on our The Real Deal Trio Hotline by dropping a voicemail or text to 407-900-5859For more exclusive content and behind-the-scenes action, follow us on Facebook, Instagram: @therealdealtriopod and for YouTube search The Real Deal Trio Podcast.We would love to be your go to experts for all your real estate needs in Florida. Shoot us an email at realdealtrio@gmail.com. We're all ears and super excited to connect with our awesome listeners.Keep balancing the hustle, the deals, and the moments that make life truly extraordinary. This is The Real Deal Trio!Business Beyond Borders: Impactful Insights for AccountantsEmpowering Accountants: Explore Trends, Strategies, Global Staffing & Impactful Insights!Listen on: Apple Podcasts SpotifyEnjoyed the episode? Don't forget to rate and review us. Thank you so much for listening!You can reach us on our The Real Deal Trio Hotline by dropping a voicemail or text to 407-900-5859 For more exclusive content and behind-the-scenes action, follow us on Facebook, Instagram: @therealdealtriopod and for YouTube search The Real Deal Trio Podcast. We would love to be your go to experts for all your real estate needs in Florida. Shoot us an email at realdealtrio@gmail.com. We're all ears and super excited to connect with our awesome listeners. Keep balancing the hustle, the deals, and the moments that make life truly extraordinary. This is The Real Deal Trio!

Tune in this week for a very special episode of our podcast with host Kate Wright! Our special guest is Tony Glynn, whose incredible journey includes service not only in the military but also as a police officer. Tony shares his remarkable story, shedding light on VA loans and ways to support our veterans. Don't miss this inspiring episode!

Have you ever wondered what it takes to redefine your financial future? Join us as we dive into the hows and whys of financial flexibility with our guest, Ian Hogan. After discovering the stock market wasn't the right fit for him, a Google search landed him on BiggerPockets and introduced him to the world of real estate investing. Ian's unique journey offers valuable insights to inspire both real estate newbies and veterans. Tune in as Ian dives into the technical intricacies of working with contractors, balancing the different kinds of financial loans, and managing a mixed-use property. Ian shares his critical lessons from undertaking a substantial house hacking venture and proves that house hacking can be highly profitable in nearly any market. Gain behind-the-scenes insights into how Ian achieved the 1% rule in real estate and the calculations behind achieving this monumental feat.  With his passion for helping others make data-driven decisions in real estate, Ian's analytical and technical know-how might be just what you need to propel your portfolio forward! As an avid community builder at local meetups, Ian's story is a testament that financial independence is possible for anyone willing to broaden their horizons and learn from others.  PODCAST HIGHLIGHTS: [5:45] Ian's Introduction to Real Estate [14:30] Diving Into His First Real Estate Investment [16:55] Learning How to Work with Contractors [20:50] Behind the Scenes of Ian's Mixed-Use Property Investment  [22:25] On Navigating HUDs and 203K Loans[30:35] Dealing with FHA and VA Loans [37:25] Achieving the 1% Rule in Real Estate [39:10] Understanding Section 8 Housing [44:24] A Glimpse Into Ian's Future Real Estate Plans [47:45] Nuggets of Real Estate Wisdom and His Why HOSTS   Craig Curelop   

Whether you're a Veterans, Active duty service member, civilian or something in between this episode has something for you. We cover the update 2024 VA loan guidelines. Items covered are VA loans limits VA loan credit requirements VA loan residual income requirements VA loan residual income requirements What types of properties you can buy with a VA loan VA funding fees VA appraisals and more   Looking for a home in Dallas? Schedule a call w/ me: https://calendly.com/houserich/dfw Outside of Dallas? Connect w/ a dope Realtor in your local market: https://homeandmoney.com/houserichdave/   This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.  

Discover the world of real estate investment through the eyes of Eric Browning, a former Marine turned specialty lender, in this insightful episode. Eric shares his transition from military service to real estate, sparked by an opportunistic property purchase during the 2007-2008 financial crisis. He delves into the nuances of using VA loans for investment, stressing the importance of aligning with lenders who understand your long-term goals. Learn the art of balancing affordable monthly payments and leveraging VA loans' unique benefits for first-time investors. Eric's approach to using projected rental income for financing larger multi-unit properties is a valuable takeaway for anyone looking to navigate the real estate market smartly. Join us for an episode filled with practical advice, grounded in the disciplined perspective of a former Marine. -

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We are in a market that is now topsy-turvy. We are part of the major movements in the economy of our country and there are benefits and challenges in the flow of economics and of buying a home. Today, we are going to talk about a group of people who have had some tough times buying in recent years. We're talking about our active-duty military and our veterans who use VA Loans to purchase a home. Working with VA borrowers right now could be just what your business needs.  Jimmy Vercellino is our guest today. He's going to educate us about these loans and he is going to show us how we can serve our veterans well in the homebuying process.   [3:01] Jimmy discusses his background. He served in the military and now helps veterans. [6:51] Jimmy, as a Marine veteran, shares a common language with the veteran and active-duty military homebuyers he serves. If you, a REALTOR®, speak that language, you can better serve that client and there's instant trust, differentiating you from competitors.  [9:41] Getting veterans to learn about the benefits of VA Loans is the most important thing. The military doesn't teach this. The VA doesn't advertise it. Mortgage loan originators don't understand it.   [11:22] A veteran can get 100% financing. VA loans today no longer have a cap, as long as the veteran qualifies by income and credit. In addition, there is no PMI (private mortgage insurance).  [13:00] A veteran can use more than one VA Guaranteed Loan at a time, as long as they have enough entitlement. These features can help a veteran create wealth through real estate.  [20:09] A mortgage originator who dabbles in VA Guaranteed Home Loans hasn't been properly trained. They don't understand the nuances of the VA Home Loan Benefit. You want to work with somebody who has an in-depth understanding of VA Home Loan Benefits. [23:15] The only time Jimmy doesn't recommend a veteran consider a VA Loan is when they're paying cash. He always wants veterans to have a VA Loan on the table as an option, so they can make an informed buying decision on what's best.    [24:46] Jimmy wants real estate pros to know that just because their client is putting 20% down does not mean they should use a conventional loan. Make sure that your client is getting all the options.    [26:28] On Jimmy's YouTube channel, linked at the end of these show notes, Jimmy interviewed a VA appraiser. A VA appraiser is not an employee of the VA. The appraiser said no appraiser should ever change the home value based on the loan type.  [34:24] Va Guaranteed Loans are assumable. There is a lot of confusion that exists in this space. Two things have to happen to get a VA Loan assumed. [40:13] Jimmy's philosophy on providing value to military homebuyers is to ask them if they know the benefits of a VA Guaranteed Home Loan, listing them one by one.    [42:00] If your questions have provided value to the military member or veteran, chances are they will answer yes.    [47:35] The way real estate agents get paid is changing. At the same time, under current law, the veteran is not allowed to pay the REALTOR®'s commission. It will take creativity to figure out win-win solutions.   [49:12] The Military Relocation Professional (MRP) Certification Course from NAR never expires. Jimmy Vercellino teaches the all-day course. Agents that have attended it felt like they were more equipped to speak the language of active-duty service members. Tweetables: “[The relief of hearing your language in a foreign land] is the same thing that exists for veterans and active-duty service members when they have a REALTOR® who speaks their language; somebody who understands BAH, BAS, COE, DD-214, EAS, all of these types of things.” — Jimmy Vercellino   “You don't want a mortgage originator who dabbles in VA Loans. … They haven't been properly trained and … we don't want to subject our buyers or veterans to somebody who doesn't understand the VA Home Loan Benefit and, could delay your on-time arrival.” — Jimmy Vercellino   “The only time I don't recommend a veteran consider a VA Loan is when they're putting down 100%.” — Jimmy Vercellino   “I tell my agents to be teachers; to bring the good word of VA Loans to veterans and active-duty military. As I said … VA doesn't teach it, mortgage lenders don't understand it, therefore, veterans don't know it.” — Jimmy Vercellino   Guest Links: Jimmy Vercellino VAloansforvets.com Jimmy Vercellino on YouTube Jimmy interviews Appraiser Jay Josephs on the VA Appraisal Process Jimmy Vercellino on LinkedIn Email Jimmy@VAloansforvets.com   NAR Resource Links NAR.realtor/technology   Additional Links: Microcourses found at Learning.REALTOR. Use the coupon code PODCAST to obtain 15% off the price of any microcourse!   CRD@NAR.REALTOR Crdpodcast.REALTOR Learning.REALTOR — for NAR Online Education Training4RE.com — List of Classroom Courses from NAR and its affiliates CRD.REALTOR — List of all courses offered The MRP Certification Course from NAR   Host Information: Monica Neubauer Speaker/Podcaster/REALTOR® Monica@MonicaNeubauer.com MonicaNeubauer.com FranklinTNBlog.com   Monica's Facebook Page Facebook.com/Monica.Neubauer Instagram Instagram.com/MonicaNeubauerSpeaks   Guest Bio My name is Jimmy Vercellino, and I am a proud veteran of the United States Marine Corps and Operation Iraqi Freedom. I was born and raised in the San Francisco Bay Area, but at the age of 18, I made the decision to defend my country and leave home by enlisting. During my time in the Marine Corps, I traveled across the world visiting countries such as Japan, Korea, Thailand, Australia, and Singapore, and Fallujah, Iraq. I am a veteran of Operation Iraqi Freedom.   I met my beautiful wife Sylvia while stationed in Kaneohe Bay, Hawaii, and we decided to relocate to Arizona in 2005 and get into the mortgage industry. I had a hard time transitioning from military to mortgage. I devoted myself to the Veteran and active-duty home buyers and their families here in the Phoenix area. I went all in, I started educating real estate professionals and veterans about how the VA Home Loan Benefit works. Today, I'm fortunate because I get to serve veterans all across this great nation. I lend in all 50 states. My mission was to serve all veterans and active-duty military as a trusted advisor for all their VA Home Loan financing needs. I have always had great love, respect, and admiration for veterans who have served the United States and I wanted to give back.   Now, I have risen as one of the country's top VA Home Loan mortgage originators. Being a licensed and certified instructor with the Arizona Department of Real Estate, I proudly teach continuing education for real estate professionals in the Valley. It is my passion to partner with servicemen and women every day to help them find the home of their dreams in the country they call home.   I now live in beautiful Phoenix, Arizona, and enjoy spending time with my wife Sylvia, daughter Sylvia Ann, and son Christian.   VAloansforvets.com 602-908-5849

Do you want to break free from financial constraints and achieve true financial freedom? Are you searching for a solution to attain a life of stability and independence? David Pere is here to share the blueprint that will guide you towards financial liberation. Discover the path to achieving lasting financial security and independence as David reveals the key steps to attaining the ultimate financial breakthrough. David Pere is not only the host of the From Military to Millionaire podcast, but he is also an expert in achieving financial freedom. As a former service member himself, David understands the unique challenges and opportunities that veterans and military personnel face when it comes to their finances. With his laid-back and friendly approach, David breaks down complex financial concepts into simple, actionable steps that anyone can follow. Through his own experiences and successes, David has become a trusted resource for service members and veterans looking to take control of their financial futures. Whether it's maximizing retirement contributions, investing in real estate, or building a budget, David provides practical advice and guidance to help others achieve their financial goals. Tune in to From Military to Millionaire to learn from David's expertise and gain the tools you need to create a path to financial freedom. What You'll Learn: Discover the step-by-step blueprint to achieve financial freedom and take control of your future. Maximize your Thrift Savings Plan contributions with expert advice that will supercharge your retirement savings. Uncover the benefits and strategies of Roth IRAs to grow your investments tax-free and secure a comfortable retirement. Understand the advantages and requirements of VA loans, unlocking the path to homeownership and financial stability for service members and veterans. And so much more!   Timestamp: 00:03:02 – TSP Funds 00:04:53 - Roth IRA 00:05:36 - Budget 00:12:50 - House Hacking as a Strategy 00:13:52 - Side Hustles for Faster Financial Freedom 00:14:53 - Developing High-Income Skills 00:16:10 - Find Your Preferred Investment Avenue 00:16:26 - The Benefits of VA Loans 00:25:11 - Tips for Getting Approved for a VA Loan 00:25:49 - Restoring VA Loan Benefits 00:27:01 - Benefits of VA Loans 00:27:46 - Assumption of VA Loans 00:30:18 - Tips for Success in Real Estate Investing Favorite Quote: Start investing in yourself and your financial future as early as possible. - David Pere ----------------------------------------------------------------------------------- Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire.com/free-book Join The War Room Mastermind (no, not Andrew Tate's knockoff), the only mastermind exclusively for service members and veterans striving to achieve financial freedom: https://www.frommilitarytomillionaire.com/mastermind-application #militarymillionaire - Recommended books and tools: https://www.frommilitarytomillionaire.com/kit/ - SUBSCRIBE: https://bit.ly/2Q3EvfE - Website: https://www.frommilitarytomillionaire.com/start-here/ Instagram: https://www.instagram.com/frommilitarytomillionaire/ Facebook: https://www.facebook.com/groups/militarymillionaire/ - My name is David Pere, I am an active duty Marine, and have realized that service members and the working class use the phrase "I don't get paid enough" entirely too often. The reality is that most often our financial situation is self-inflicted. After having success with real estate investing, I started From Military to Millionaire to teach personal finance and real estate investing to service members and the working class. As a result, I have helped many of my readers increase their savings gap and increase their chances of achieving financial freedom! - Click here to SUBSCRIBE: https://bit.ly/2Q3EvfE to the channel for more awesome videos!

Rushion interviews Tanya Blanchard, she founded Madison Chase Capital Advisors—a mortgage brokerage firm with affordable closing costs and tips on upping the value of your home before selling it.  Her firm offers Home Equity Loans, Residential Mortgages, VA Loans, Extensive Education on buying a home, For The First-Time Home Buyer, Residential Mortgages Online, FHA and Jumbo LoansSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Rushion interviews Tanya Blanchard, she founded Madison Chase Capital Advisors—a mortgage brokerage firm with affordable closing costs and tips on upping the value of your home before selling it.  Her firm offers Home Equity Loans, Residential Mortgages, VA Loans, Extensive Education on buying a home, For The First-Time Home Buyer, Residential Mortgages Online, FHA and Jumbo Loans   Rushion interviews Jasmin Brown discussing multiple streams of income with actress starring in Tyler Perry's Zatima, Sistas and House Party, writer, producer, standup comedian with “Rent Due' comedy tour, and social media influencer.  She has created her own alter-ego Toya Turnup which started on social media and is now on the comedy stage. Jasmin has a loyal following on both her Instagram accounts with Toya Turnup having 635K followers and her WatchJazzy page having 1.2 million followers.Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Stephanie and her husband were ready to buy a home, but was told she would need 30% DOWN as a VA buyer and no one was interested in VA loans. Well, she knew her family needed a home, so she did some research, got in touch with a unicorn team, and now she and her family are enjoying a home in North Carolina they bought just before the holidays with 0% DOWN. Here are some topics from today's conversation: Episode Highlights: [01:37] Home By Christmas Stephanie's situation felt daunting at the beginning, but once she got into the process, she was surprised by how doable it actually was. Stephanie is a big researcher and spent nearly two years trying to do things on her own, but found out quickly after connecting with her unicorn realtor that it was not the best use of her time. After conversations with her realtor, she and her husband got to work cleaning up their credit score and then were able to put down ZERO on their house. After their first choice sold the same day they saw it, Colleen took them to see their other choices. At the end of the day, they knew that it was the one and they were able to get in there in time for Christmas. [15:59] Hindsight is 20-20 Looking back on the two years they spent researching, Stephanie wished she had a better understanding of credit and debt. She and her husband spent a lot of time trying to pay off debt, but realized that they were missing the important thing: they could pay off the bigger debts, save, and work on their credit score all at the same time. The conversations they had with Colleen and the lender showed them that they didn't need to wait another two years before they could buy a house - they just needed to know how to navigate it effectively. The unicorn team helped them negotiate successfully with their VA loan to make sure the situation was best for the family and looked attractive to the seller. [25:15] Don't Be Afraid to Drive By They thought they wanted a new build house, but the yards were so small that they didn't feel like they could have enough space for their lifestyle. So, they settled on a resale home that was about 10 years old that had more yard that gave them the space they needed to feel comfortable. She and her husband also did a lot of drive-bys to check out all the neighborhoods and the homes in person to make sure they were really getting what they wanted.