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Is self-managing your rental properties a smart move—or a fast track to burnout? In this episode, we dive into the pros and cons of being your own property manager. Some real estate investors thrive on the hands-on approach, even from thousands of miles away. Others prefer to delegate and focus on growing their portfolio. Join us and special guest Steve White as we discuss what it really takes to self-manage successfully, when it might make sense to outsource, and how to figure out what's right for you. Whether you're a hands-on landlord or an investor looking to scale, this conversation might just help you decide where to draw the line. Throwback Thursday Episode (The episode originally took place in the year 2021) This episode is part of our Throwback Series and may include references to older content such as webclasses, events, promotions, or links that are no longer active or available. While the conversation and insights still hold value, please note that some information may be outdated. Click Here for the Show Notes If you missed our last episode, be sure to listen to Millionaire Mindset Shifts: Sam Dogen on Wealth, Legacy & Early Retirement Download your FREE copy of: The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties.
Use Financial SOAP Framework ACTION To Supersize Your Business Today! Check in here every day for a dose of different business building perspective: https://facebook.com/supersizebusiness #supersizeyourbusiness #financial #prosandconssheet #SOAPframework #action #actnow #decisionmakingtool
What's SHE Up To Now Day 2657? Financial SOAP Action, Pros, Cons, Supersize, And Be A Better You! Drop in to get the real scoop--the good, the bad, the ugly, the truth (well my truth anyway). https://facebook.com/beme2thrive #beabetteryouannualchallenge #supersizebusiness #financialchallenge #SOAPframework #prosandcons #action
Be A Better You Annual Challenge Day 128! Financial SOAP Framework Step 3: Action! Do one thing every day to be a better you! Join us every day in 2025 for a quick challenge that is all about you improving and creating the life you want! https://www.facebook.com/ThrivingSharon Ask your questions and share your wisdom! #beabetteryouannualchallenge #financialaction #SOAPframework #prosandcons #action #actnow
Kevin and Cory react to the breaking news of the Cowboys trading for Steelers WR George Pickens and discuss what his game will look like in the Dallas offense
Your Travel Friend Anna joins us to chat about the pros and cons of being a solo travelling digital nomad, including how she manages her budget, how she balances work and travelling, and how she plans her adventures! If you're curious about solo travelling, meeting friends while exploring, or working from anywhere, this episode is for you!Episode Resources:Anna's InstagramYour Travel Friend Anna on YouTubeYour Travel Friend Anna WebsiteSupport the Travel Mug Podcast by buying us a coffee! You'll make our day & you'll get access to fun stuff like bloopers and extra content.We have Merch! Shop the Travel Mug Podcast Store Check out our fav items here: Our Favourite Travel ProductsGRAB OUR MASTER PACKING LIST HERE*****************************************We are travel enthusiasts who do not claim to be professionals! Instead, we are two Halifax, NS natives with travel blogs who somehow found one another on the internet, and now, we have a podcast!!Join us every week as we talk about our favourite destinations, travel tips, travel fails, and all things travel!We have a big passion for travelling and talking about travel so we hope you will listen and join the conversation.You can find us here:Our WebsiteFacebookInstagramJenn's Travel Blog Jenn's YouTube channelMeggan and husband Peter's YouTubeDisclaimer - all episodes are our opinions/experiences, always do your research and make travel plans based on your budget and comfort levels.Travel Trends with Dan Christian #1 B2B Travel Podcast. Execs, Start-Ups, Major TrendsListen on: Apple Podcasts SpotifySupport the show
What do the St. Louis Rams and Prince have in common? Their stories illustrate the pros and cons of an ILIT—or, more accurately, what happens when estate planning tools like an ILIT aren't used at all. https://www.youtube.com/live/ni7KgQ_ZTLI They both became cautionary tales of what happens when estate planning falls short. When Georgia Frontiere passed away, her heirs were forced to sell the Rams to cover estate taxes. Prince's estate? Still tied up in probate years after his death. These aren't stories of neglect or ignorance. These are stories of high-capacity individuals who didn't have the right tools in place. And that's why today's conversation matters. Because we're diving into a financial strategy that could mean the difference between your family being forced to sell a cherished asset—or preserving it for generations. We're talking about ILITs: Irrevocable Life Insurance Trusts. Why ILITs Matter More Than You Might ThinkWhat Is an ILIT and How Does It Work?Estate Taxes: Why the Exemption Threshold MattersThe Pros and Cons of an ILITThe Pros of Using an ILITThe Cons of Using an ILITWhen Does an ILIT Make Sense?Strategic Flexibility: You Don't Have to Choose All or NothingThe Generational Impact of Strategic PlanningIs an ILIT Right for You?Book A Strategy Call Why ILITs Matter More Than You Might Think Whether you're familiar with ILITs or hearing the term for the first time, this strategy could hold the key to protecting your estate, reducing tax liability, and setting up your heirs for success. But it's not a one-size-fits-all solution. In fact, it may not be the right move for everyone—but for some, it can be one of the most powerful wealth-preserving tools available. This blog will unpack what an ILIT is, how it works, and most importantly, the pros and cons of an ILIT. We'll also explore the real-life application of ILITs, share client insights, and equip you with actionable steps you can take. By the end, you'll know if this tool aligns with your multigenerational vision and the legacy you want to leave. And if it does, you'll be empowered to act decisively. What Is an ILIT and How Does It Work? An ILIT—short for Irrevocable Life Insurance Trust—is exactly what it sounds like: a trust that holds life insurance outside of your estate. It has its own tax ID, its own trustee (not you), and its own beneficiaries. This separation means that when you pass, the death benefit doesn't get added to your estate total—which could potentially save your heirs from paying up to 40% in federal estate tax on that benefit. At the state level, those percentages could be even more aggressive depending on where you live. That's the power of an ILIT: separation equals protection. It turns your life insurance policy into a strategic asset that bypasses probate and keeps your wealth intact. Estate Taxes: Why the Exemption Threshold Matters Right now, the estate tax exemption for a couple is over $26 million. That means if your estate is worth less than that, you won't owe federal estate taxes. But here's the catch: that number is a moving target. It's not static, and it's not guaranteed. Congress has changed it before and will likely do so again. Under previous administrations, the exemption was as low as $2 million. And with $36 trillion in national debt and rising, the likelihood of Congress lowering that threshold is very real. It's not a matter of if the rules will change—it's a matter of when. And if you wait until after they do, it may be too late to put the right tools in place. That means even if your estate is valued at $10 or $15 million today, you could face estate taxes tomorrow—unless you plan proactively. The Pros and Cons of an ILIT The Pros of Using an ILIT Reduces Estate Taxes: The biggest benefit. By keeping the death benefit outside your estate, you prevent your estate from ballooning in value and triggering taxes.
5.2.25, DC Council Chairman Phil Mendelson joins the Kevin Sheehan Show to break down the good and bad of the new RFK Stadium deal.
5.2.25 Hour 3, DC Council Chairman Phil Mendelson joins the Kevin Sheehan Show to break down the good and bad of the new RFK Stadium deal. Kevin Sheehan discusses the obstacles blocking the RFK Stadium deal from passing. Kevin Sheehan reacts to the news of the Spurs head coach Gregg Popovich stepping down from the role to work in the front office.
Send us a textProfessors Joshua Blank and Leigh Osofsky, authors of Automated Agencies: The Transformation of Government Guidance, discuss the IRS and other federal agencies' use of artificial intelligence and chatbots in providing legal guidance to the public. For more coverage, read the following in Tax Notes:State Tax Administrators Are Studying the Use of Generative AIIRS to Pause Technology Modernization WorkATO Urged to Integrate Ethical, Legal Safeguards Into AI ModelsIRS Artificial Intelligence Policy Could See Changes Under TrumpFollow us on X:David Stewart: @TaxStewTax Notes: @TaxNotes**Join the Tax Notes Talk team for our upcoming live recording at the ABA May Tax Meeting on Friday, May 9! ***CreditsHost: David D. StewartExecutive Producers: Jasper B. Smith, Paige JonesProducers: Jordan Parrish, Peyton RhodesAudio Engineers: Jordan Parrish, Peyton Rhodes
The coalition is pushing for more public-private partnerships (PPPs) in an effort to boost infrastructure investment. Political reporter Anneke Smith takes a closer look at the government's plan and asks one expert about the pros and cons of PPPs. Go to this episode on rnz.co.nz for more details
The Kentucky Derby is Saturday and Anna and Raven read some of the horses names and play a game to decide if certain names are a horse name or a band that is preforming at Bonnaroo?” Raven's wife took him to a candle store at 10:30 AM on a Sunday last week. He has a list of the top worst places to drag your husband! There is one phrase that you shouldn't write in an email! Anna and Raven both use this phrase; Anna shares what she can't stand that people use in an email! Are you up to date on this week's biggest news story? Raven and Anna will get you caught up on the trending news stories including something falling from the sky soon, a new ocean forming in Africa, and the oldest person in the world, Sister Inah Canabarro Lucas has passed! 70% of people say the secret to a long, happy marriage is kissing every day. Anna and Raven talk about a viral video that Anna saw; the secret to a happy marriage might be vacations! The kid who prank called Sheduer Sanders is fined $250,000! Anna and Raven get a lot of prank calls, they share the ones they have received! Anna lists three news stories that seem almost out of this world, and Raven can only pick and hear about one! Sure, there's a lot of benefits of working from home but what's the worst part of WFH? Raven's wife just started working from home, he asks her about it! A co-worker on Stacy's team keeps using her ideas at work and passing it off as his own. When they are in presentations, he will quote her findings and research. She has been complaining a lot about it to her husband, Erik, and he's had enough. He wants her to report him to their boss and to HR but she says she feels uncomfortable doing it. They're supposed to be on a team, so maybe this is just how to share work. She's only been working with them for six weeks, so she wants to give it more time. He says it's not fair and she needs to speak up now. What do you think? Michele has a chance to win $2700! All she has to do is answer more pop culture questions than Raven in Can't Beat Raven!
Ready to learn about the best bedding for your backyard chickens? This episode of the Mother Earth News and Friends podcast dives into "The Pros and Cons of Chicken Coop Bedding," an article by Kenny Coogan originally featured in Backyard Poultry Magazine. Join the conversation as they explore the various options available to keep your feathered friends happy and healthy. Plus, don't miss out on a special offer from Home Fresh Poultry Feeds to give your flock the superior nutrition they deserve! More from Mother Earth News and Friends
Today's episode is from Mobile Home Park #128 that originally aired on March 4, 2021. The pros and cons of working with Lonnie Dealers in your park. Now, if you've been in the park business for sometime then you've you probably dealt with a Lonnie dealer in some capacity or another, but if you're just getting started, this show will help you navigate these potentially murky waters. Recommended Resources: Accredited Investors, you're invited to Join the Cashflow Investor Club to learn how you can partner with Kevin Bupp on current and upcoming opportunities to create passive cash flow and build wealth. Join the Club! If you're a high net worth investor with capital to deploy in the next 12 months and you want to build passive income and wealth with a trusted partner, go to InvestWithKB.com for opportunities to invest in real estate projects alongside Kevin and his team. Looking for the ultimate guide to passive investing? Grab a copy of my latest book, The Cash Flow Investor at KevinBupp.com. Tap into a wealth of free information on Commercial Real Estate Investing by listening to past podcast episodes at KevinBupp.com/Podcast.
AFL round eight launches into action with Essendon's danger game against North Melbourne. Andrew Wu and Peter Ryan run the rule over all nine matches, including an in-depth preview of the 28th Brisbane-Gold Coast showdown, otherwise known as the 'Q Clash'. They ask a key question, too: Should clubs execute their substitution earlier in matches?Support the show: https://subscribe.theage.com.au/See omnystudio.com/listener for privacy information.
In this week's episode of The Future of Security Operations podcast, Thomas is joined by Josh Lemos, CISO at GitLab. Throughout his 15-year career in security, Josh has led teams at ServiceNow, Cylance, and Square. Known for his expertise in AI-driven security strategies, Josh is also a board member with HiddenLayer. He drives innovation at GitLab with a relentless focus on offensive security, identity management, and automation. In this episode: [02:05] His early career path from mechanic to electrical engineer to security leader [03:35] Josh's philosophy on hiring and mentoring, plus his tips for creating networking opportunities [05:30] How he applies technical foundations from his practitioner days to his work as CISO [07:40] Building product security at ServiceNow from the ground up [10:40] “Down and in” versus “up and out” - adopting a new leadership style as CISO at Square [12:17] Josh's experience as an early AI and security researcher at Cylance [16:15] What's surprised Josh most about the evolution of AI [18:50] Why Josh calls today's models “AI version 1.0” - and what he thinks it will take to upgrade to version 2.0 [22:45] The LLM security threats Josh is most worried about, as a board member with Hidden Layer [26:30] “Expressing exponential value” - what excited Josh most about becoming CISO at GitLab [27:45] Why GitLab prioritizes “intentional transparency” [32:45] How GitLab automates and orchestrates its Tier 1 and Tier 2 security processes [34:10] How GitLab's security team uses GitLab internally [37:35] The secret to recruiting, hiring, and managing a remote, global team [39:45] The importance of in-person collaboration for building trust and connection [41:45] Downsizing, bootstrapping, and problem-solving: Josh's predictions for the future of SecOps [46:10] Connect with Josh Where to find Josh: LinkedIn GitLab Where to find Thomas Kinsella: LinkedIn Tines Resources mentioned: GitLab's Security Handbook GitLab's GUARD Framework Netskope's security blog Jobs at GitLab Haroon Meer
Seth and Sean break down their positives and negatives of the Texans' 2025 draft class.
Hour 1: Josh Harris and Mayor Bowser announce deal to build a stadium at RFK site / New stadium will have PSL tickets, how much of a problem is that? / Will 8,000 parking spots be enough for a 65,000 seat stadium? / There's excitement for the new stadium but we gotta look at the numbers too
In this episode, I'm diving into one of the most common debates in overlanding: Should you build out an older vehicle or invest in a newer rig? Having experienced both ends of the spectrum myself, I'll break down the real-world pros and cons of choosing an older, proven vehicle versus a newer, tech-packed option. We'll cover everything from reliability, cost, and maintenance, to comfort, safety, and capability. By the end of this video, you'll have a clearer picture of which choice might suit your adventure style best.Have you owned both older and newer rigs? I'd love to hear your experiences in the comments below!A huge thanks to my featured partners:Nitto (my Terra Grappler G3 tires are great for midwestern winters, wet weather, and all terrain use): https://bit.ly/41EJhbQICECO Fridges (the best fridges for the money, hands down-Use code ALLTHINGSOVERLANDING for 12% off your order): https://icecofreezer.com/ALLTHINGSOVERLANDINGOpenroad 4x4 (my favorite roof top tent and winches. Great quality for a budget price!): https://openroad4wd.com?aff=47Moon Fab Awning (super flexible, non-permanently mounted awnings for all kinds of applications. This link will take you to more info on how I have it set up on my 3rd gen Frontier): https://moonfab.com/pages/experts/jason-fletcherClick here to join the Patreon community for exclusive content and access to the Discord channel: https://www.patreon.com/allthingsoverlandingClick here to get a patches or stickers: https://allthingsoverlanding.com/shop/For a full list of my gear, check out this page for quick reference links: https://allthingsoverlanding.com/gear/Looking for budget light bars, rock lights, and LED strips for your rig? Check out Nilight and use code ATO for 5% off! https://bit.ly/3vuhN8FFor more great content and info, you can follow me on Facebook, Instagram, or search for All Things Overlanding on all the major podcast channels!Facebook: https://bit.ly/34pYsXvInstagram: https://bit.ly/34pYS01TikTok: https://bit.ly/3BWJbzJYouTube: https://bit.ly/3cV5ZBbNewbie Overlander Facebook Group: https://bit.ly/3b7RNos
It's a strange time for Manchester United and it's confusing the mood of our podcasters, so much so that Laurie seems to want to get Andy talking about trains... We're so excited about Matheus Cunha that we are comparing him to both Cantona and Messi, but we're also nervous about his recent tendency to fly off the handle. The Athletic's Steve Madeley provides expert insight. Meanwhile, we're very energised by the prospect of a Europa League semi-final against Athletic Club, but we are deeply concerned about the ability of that same squad to get a result at Bournemouth. Learn more about your ad choices. Visit megaphone.fm/adchoices
It's a strange time for Manchester United and it's confusing the mood of our podcasters, so much so that Laurie seems to want to get Andy talking about trains...We're so excited about Matheus Cunha that we are comparing him to both Cantona and Messi, but we're also nervous about his recent tendency to fly off the handle. The Athletic's Steve Madeley provides expert insight.Meanwhile, we're very energised by the prospect of a Europa League semi-final against Athletic Club, but we are deeply concerned about the ability of that same squad to get a result at Bournemouth. Hosted on Acast. See acast.com/privacy for more information.
It's everything we want it to be and everything we don't want it to be. Is AI the answer for the foreseable future of mankind or is it an accident waiting to happen? Those questions and more on this evergrowing topic. Are you reaady? Let's talk! Connect with the Podcast Crew Tsombawi "TèKà" Knibye, Jr.: Facebook @tknibyejr Twitter @tknibyejr, Instagram @tknibyejr Omar "O" Williams: Instagram @odw1980 Denise "D-Nice" Obi: Facebook @denise.obi Instagram @iamdniceeeee Frame of Mind Ink Podcast Website: frameofmindink.com Email: fofmpodcast@frameofmindink.com Phone: (302) 689-3499
The 8am hour of Wednesday's Mac & Cube kept on with the draftability of potential NFL QBs like Jalen Milroe & Tyler Shough; then, Connor O'Gara, senior national columnist for Saturday Down South, tells us in the Morning why Tennessee's expectations should no longer include the Playoff, why LSU can play for a national championship, and where expectations should be for the Auburn Tigers; later, listeners chime in with their thoughts on QBs in the NFL Draft; and finally, Cole & Greg like what Connor O'Gara had to say about Alabama's and Auburn's spring ball. "McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!See omnystudio.com/listener for privacy information.
Who is your guy at 21? Dan Orlovsky called Jaxson Dart the potential "steal of the draft." Colin Cowherd thinks Jaxson Dart is Zach Wilson and his best games were against a lot of bad teams. It is so hard to find a quarterback that can take you to the promised land.
Hour 1 with Joe Starkey: Ben Roethlisberger said he was wrong about Kenny Pickett and the sky's the limit for Pickett. Pros and cons from draft analysts on Shedeur Sanders and Jalen Milroe. Tom Pelissero said some scouts think Milroe is the best running quarterback ever. Dan Orlovsky called Jaxson Dart the potential "steal of the draft." Colin Cowherd thinks Jaxson Dart is Zach Wilson.
We've been getting many questions lately on the use of a weight vest as added resistance when going for walks or exercising. This made us think about putting together an episode discussing the pros and cons of this exercise apparatus. If you've never used a weight vest than our discussion could be interesting for you as well as anyone who has used one or is thinking about trying it. In This Episode You Will Learn 1). Our thoughts on why using a weighted vest during walking or exercising has become more popular recently with people of all ages. 2). Some of the different exercises that you can do with a weight vest in addition to walking. 3). How added weight on your body not only helps build muscle strength but bone strength as well. 4). Some of the important things to remember when wearing a weight vest that can help you avoid injury. 5). Why it's important to choose the right weight when wearing the vest so as to not exhaust or cause injury. /// We hope the tips in this podcast episode are helpful to you if you're thinking about trying a weight vest during your walks or regular exercises. Using a vest in the correct way can have additional benefits to your workouts but it can also increase chances of injury if not used properly, much like any other piece of exercise equipment. Team MeredithSee omnystudio.com/listener for privacy information.
Welcome to another episode of the @Monday_mile_series and this week I'm joined by performance coach and physio @rob_opti7se Rob specialising in recovery optimisation and sleep, from training the some of the biggest athletes in the world like Antony Joshua, to entertainment artists like Oasis, Rob has done it all. This week we discuss the pros and cons of wearable tech, from helping to track your sleep to telling you to take it easy in a particular workout, Rob shares his thoughts on what kind of athlete benefits from wearable tech and who should avoid it. We chat about the micro dopamine hits that come from things like vaping and social media and we discuss how to increase our attention spans and create a constant flow of energy. We also chat about what he's learnt from working alongside some of the biggest athletes in the world… trust me you won't want to miss this! Listen now on all podcast platforms or watch on YouTube
Rob Gill explores the three major drawbacks and benefits of life insurance, providing a balanced perspective to help you make informed decisions. Tune in to understand the advantages and potential pitfalls of integrating life insurance into your financial planning.
Our 40 days 40 items challenge is almost complete and thousands of people in our communities have had huge success. Some decluttering way more than the 40 items intended. But is a one item a day strategy sustainable? In this podcast we're going to discuss the pros and cons of using a one item per day decluttering strategy. Membership Episode 326 10 motivational decluttering quotes to take you into 2025 Episode 269 10 ways to keep momentum when decluttering Episode 248 Getting the balance right when decluttering About the Declutter Hub Podcast We're Ingrid and Lesley and are super excited you're here! If you're sick to the back teeth of clutter dictating your home life then we are here to help you get control back and spend your valuable time doing the things you want and not shuffling piles of stuff around 24/7. We have been decluttering and organising homes face to face and online for over 28 years together and have helped thousands of members and clients to regain the home of their dreams. We have a passion for people, practicality, and piles of paper and love nothing better than to carve out solutions for anyone overwhelmed with clutter. If that's you, you're in the right place. Our podcast is packed with actionable tips, inspiration and motivation to get your decluttering done. We believe decluttering is all about emotions first, stuff second. Tune in, subscribe and enjoy! New episodes every Friday. Want more? We have so many ways that you can reach out to us for additional support on your decluttering journey. Free Facebook Group - for community, info and support - The Declutter Hub Community - emotions based decluttering. Instagram - daily reels and posts with decluttering hints and tips - @declutterhub Website - the best place to get access to all our free content - https://declutterhub.com/mp Membership - this is the best place to take your decluttering to the next level https://members.declutterhub.com/mp Book - you can order a copy of Reset Your Home, Unpack your emotions and your clutter, step by step here https://declutterhub.com/book/ Support - if you want signposting in the right direction support@declutterhub.com Can you spare 5 minutes of your day to leave us a review? Your reviews mean the podcast can be found more easily which will mean more people get the benefit of our decluttering advice. You can share a review on your chosen podcast player. Don't forget to hit follow or subscribe too. The Declutter Hub 2025 Learn more about your ad choices. Visit podcastchoices.com/adchoices
Imagine a treatment that could reduce bulging eyes and double vision from thyroid eye disease but comes with serious risks. Is it worth it?Tepezza offers hope, promising relief from inflammation and vision issues in TED. But with side effects and staggering costs (often denied by insurance), many patients and doctors are torn. In this episode, Dr. Eric takes a deeper look at how Tepezza works and explores why its risks leave some questioning if it's the right choice. Through real patient stories and expert insights, we unpack the tough trade-offs.Straight talk, real stories, and expert insights—everything you need to weigh the risks and benefits.Tune in now!Episode Timeline: 0:04 – When is Tepezza the right choice for thyroid eye disease?0:20 – Tepezza as a New Medication 0:41 – How does Tepezza actually work?0:53 – The symptoms Tepezza can target and help1:13 – Stopping disease progression with Tepezza1:34 – Dr. Eric's initial skepticism on Tepezza1:39 – What do patients actually think of Tepezza?2:08 – The big issue: High costs and insurance roadblocks3:30 – A patient's temporary hearing loss experience4:14 – Other side effects to keep in mind6:36 – How do you weigh the risks against the benefits?7:10 – Tepezza's impact on autoimmune disease8:31 – Extra infusions and battling insurance approval8:12 – Dr. Eric's stance on Tepezza 8:41 – The challenge of making treatment decisions9:43 – Severe TED and exploring natural treatments10:06 – Tackling both autoimmune and eye symptoms10:44 – Final thoughts on Tepezza12:01 – Wrapping up the podcastMentioned in the Episode: Thyroid Eye Disease Cause | A New Treatment For Thyroid Eye Disease My Thoughts on Tepezza and Thyroid Eye Disease - Save My Thyroid PodcastThyroid Eye Disease Chat with Dr. Rani Banik - Save My Thyroid PodcastFree resources for your thyroid healthGet your FREE Thyroid and Immune Health Restoration Action Points Checklist at SaveMyThyroidChecklist.comHigh-Quality Nutritional Supplements For Hyperthyroidism and Hashimoto'sHave you checked out my new ThyroSave supplement line? These high-quality supplements can benefit those with hyperthyroidism and Hashimoto's, and you can receive special offers, along with 10% off your first order, by signing up for emails and text messages when you visit ThyroSave.com.To take the Save My Thyroid Quiz visit www.savemythyroid.com/quiz Do You Want Help Saving Your Thyroid? Access hundreds of free articles at www.NaturalEndocrineSolutions.com Visit Dr. Eric's YouTube channel at www.youtube.com/c/NaturalThyroidDoctor/ To work with Dr. Eric, visit https://savemythyroid.com/work-with-dr-eric/
When you think of the phrase “nuclear power” what comes to mind for you? Perhaps some of the notable catastrophic accidents that were caused from malfunctions at nuclear power plants like Chernobyl or Three Mile Island? Although nuclear power carries some risks, some are saying it’s one of the most reliable ways we have to generate electricity. Today, we are going atomic and diving into the world of nuclear power, including taking a look at what this looks like in our state. What questions do you have about going nuclear? GUESTS: John Moritz: covers energy and environment for CT Mirror Erik Katovich: Assistant Professor of Environmental and Resource Economics at the University of Connecticut Ivan Penn: New York Times reporter covering the energy industry Support the show: http://wnpr.org/donateSee omnystudio.com/listener for privacy information.
K-Beauty has officially gone global—but what do international consumers really think about it? In this episode, we explore the strengths and growing pains of Korean beauty through the eyes of a global audience. From its innovative ingredients and luxurious textures to the confusing product overload, “whitening” language mishaps, and cultural disconnects—this is a candid look at what’s working, what’s not, and what needs to evolve in 2025. We’ll break down: Why foreigners are obsessed with K-Beauty’s gentle, results-driven formulas The backlash against overwhelming routines and cutesy packaging How language and cultural nuance impact global perception What Korean brands must adapt to stay relevant internationally Whether you’re a skincare enthusiast, beauty founder, or K-Beauty fan navigating the global market—this episode is your guide to understanding the real pros and cons of the Second Wave of K-Beauty. Tune in to cut through the gloss and get real about K-Beauty abroad. Access Full Show Notes for this Episode: Here CONNECT WITH ME Book a Consultation Watch the Show on YouTube Follow me on Threads My Instagram Shop Kbeauty Shop Jelly Ko Follow us on TikTok Stay up to date with the latest K-Beauty Find Your Perfect K-Beauty Product Quiz EPISODE SUMMARY The Rise of the “Second Wave” of K-BeautyThe Advantages of K-Beauty Abroad It’s affordable but effective Gentle, proactive skincare Natural / “clean” beauty with heritage ingredients Constant innovation The Challenges of K-Beauty Abroad Hyperconsumerism + Waste Issues with Diversity and Inclusion Trends move too fast Ingredient Transparency & Education Perception of “Cheapness” Despite Quality The Blessing and Curse of Too Much Choice Lack of Instant Gratification Final ThoughtsSee omnystudio.com/listener for privacy information.
"Pros and Cons: The Transdiscal Approach to Celiac Plexus Block With or Without Neurolysis." From ASRA Pain Medicine News, February 2025. See the original article at www.asra.com/february25news for figures and references. This material is copyrighted.Support the show
Your breath is intimately linked with every aspect of your health – from how you respond to stress to how efficiently your body burns fat. While most of us breathe over 20,000 times a day, few of us pay attention to this automatic process. But it may hold the key to transforming our physical and mental wellbeing. Today's returning guest is the wonderful Brian Mackenzie, Founder & Creative Director of SHIFT, President of The Health and Human Performance Foundation and a world renowned human performance specialist who combines breathing techniques, movement practices, and stress adaptation training to enhance physical and mental performance. His methods have been used by Olympic athletes, professional sports teams and military special forces and Brian's work has undergone rigorous scientific testing at institutions including Stanford University School of Medicine and San Francisco State University. He is also the author of several books including, Unbreakable Runner, Power Speed Endurance and Unplugged. In this fascinating conversation, we explore: Why breathing is "the remote control to the nervous system" and how becoming aware of our breath patterns can help us instantly regulate our stress responses The relationship between the way that we breathe and our ability to burn fat The "Five Gear Breathing System" that matches our breathing technique to different activity levels, from relaxed walking to high-intensity exercise Why nasal breathing (while beneficial at rest and low intensities) might limit our performance and oxygen use during higher-intensity activities How a simple daily 45-minute walk with nasal breathing can transform our metabolism, stress resilience and mental clarity The three-stage stress response cycle and how breathwork provides a practical tool to interrupt our automatic reactions to daily triggers Why Brian believes finding joy in mundane tasks like washing dishes is possible when we focus on the process rather than constantly chasing outcomes Practical techniques to establish healthier boundaries with work, technology and stress – including Brian's approach to shutting off work by 4-5 pm and using red light in the evenings to improve sleep Brian is a remarkable individual, with an enviable track record of transforming the wellbeing and performance of a wide range of individuals, and this conversation is full of practical insights that you can utilise immediately to improve your health, performance and the overall quality of your life. I hope you enjoy listening. Support the podcast and enjoy Ad-Free episodes. Try FREE for 7 days on Apple Podcasts https://apple.co/feelbetterlivemore. For other podcast platforms go to https://fblm.supercast.com. Thanks to our sponsors: https://www.boncharge.com/livemore https://airbnb.co.uk/host https://drinkag1.com/livemore Show notes https://drchatterjee.com/547 DISCLAIMER: The content in the podcast and on this webpage is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your doctor or qualified healthcare provider. Never disregard professional medical advice or delay in seeking it because of something you have heard on the podcast or on my website.
In this episode of The Performance Medicine Show, Dr. Rogers answers YOUR health and wellness questions!What did you think of this episode of the podcast? Let us know by leaving a review!Connect with Performance Medicine!Check out our new online vitamin store:https://performancemedicine.net/shop/Sign up for our weekly newsletter: https://performancemedicine.net/doctors-note-sign-up/Facebook: @PMedicineInstagram: @PerformancemedicineTNYouTube: Performance Medicine
HYROX Miami Preview. HYROX & DEKA Affiliate Pros and Cons. Amber does Deadly Fitness Test. Amber also gives us box step over mastery tips. Matt B. Davis, Cheryl Snow, Amber Tait this week. Join insightful podcast discussions about HYROX, DEKA, and The Deadly Dozen with athletes, event directors, and industry insiders. Stay tuned for engaging content about the dynamic world of fitness racing. Connect & Support: Follow today's guests – Cheryl Snow| Amber Tait Support us through The Cup Of Coffee, and also through our 1st Phorm Link. Have you checked out our new apparel sponsor, Wodlete! Check out Matt's favorite coffee alternative: Speedlabs. Follow Hybrid Fitness Media on IG.
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In this episode, host Amanda Bauner dives into the pros and cons of booking a last-minute Disney cruise. With her upcoming trip on the Disney Dream, she shares insights on flexibility, potential cost savings, and the excitement of spontaneous travel. Amanda also discusses challenges such as limited stateroom availability and sold-out onboard activities. Amanda's personal experiences and tips provide listeners with a comprehensive guide to planning a magical Disney cruise experience, whether planned in advance or booked spontaneously. Resources Check out MEI-Travel and Mouse Fan Travel's cruise comparison tool! Explore all the Disney Cruise Line has to offer on DisneyCruise.com. Join the Me and the Magic Community Join the Me and the Magic Facebook community to share your love of solo travel, Disney travel, and more with new friends. Plus, share your thoughts and questions on this episode with the community! Connect with Amanda Is there a topic you'd like us to discuss? Email Amanda at amanda@meandthemagic.com. Subscribe to the Me and the Magic weekly newsletter for exclusive content, including solo travel tips! Me and the Magic has voicemail! Leave a voicemail or text to 1-347-74MAGIC (1-347-746-2442). Share your thoughts about this episode, a future episode topic idea, or just say hi! Podcast Subscribe to this podcast so you will be the first to hear new episodes! If you are enjoying the podcast, I'd greatly appreciate it if you could rate and review it on Apple Podcasts. The reviews help other people find this podcast. Online Shop Buy some fun travel and pop culture shirts and more, at our online shop!
My experience in India.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Mitch Harper and Matt Baiamonte discuss whether it's a good or bad thing for BYU hoops to be viewed as an NIL giant.
GCBC 319 – “Nova Pros and Cons” recorded on April 11th 2025 1) Good Cop Moments 2) Bad Cop Moments 3) Devil's Advocates 4) Outro Follow the podcast @goodbadwrestle Follow the network @visglobalmedia Follow Graham @mgbgraham Follow Matt @themattattackuk
Anna and Raven talk about the Kickball Theory and what the equivalent of being pick last for kickball is as an adult! Are there better holidays for your significant other to come to, especially for the first time in the relationship that they meet your family? Anna, Raven, Producer Julie, and Producer Justin share the holidays that they think are the best options! There is a reason why siblings argue! Anna and Raven talk about their siblings and why they argued as kids, Producer Justin shares a story about his brothers! Anna got a text from a friend about a situation that she was in with a man who is now engaged to another woman! Anna doesn't know what advice to give her friend! Raven is trying to quit smoking again! Anna doesn't think he will be able to do it, but Producer Julie has some advice that might help! Anna, Raven, Producer Julie, and Producer Justin reveal their “Easter Egg” alternatives! Find out who's is the best! Check out the Story post on Instagram @AnnaAndRaven to vote! Are you up to date on this week's biggest news story? Anna and Raven will get you caught up on the trending news stories including Bill Gates has announced that he won't be giving his children any of his wealth! With the Easter holiday arriving, many religious people are headed to confession! Anna, Raven, Producer Julie, and Producer Justin share their confessions! Anna and Raven want to know what the good and bad things about having an electric car! They ask you how your experience has been with an electric car! Since Alvin's mother passed away, his father has been staying with him and his wife, Lauren. She has found herself taking over the responsibilities of caring for his father and doing the house chores. Lauren thinks it's time her father-in-law learned to do these things for himself. Alvin doesn't think she is being fair. Lauren thinks Alvin can at least help her help his father, so she is not left to manage the house and care for him. What do you think? Pepsi and Andrew have a chance to win $1100! All they have to do is answer more pop culture questions than Raven in Can't Beat Raven!
In hour 2, Joe, Hugh and Kyle talk about the possibility of the Eagles drafting a wide receiver with their 1st round pick, and if it's it would be smart or foolish? Also, Hugh believes these Phillies flaws so far will be corrected sooner rather than later
Keith discusses the shift from a six-figure to a seven-figure income being necessary for a comfortable lifestyle and argues that a $5 million net worth is a minimum for financial security. He explains the benefits of leveraging a car loan for arbitrage, using a 3.99% interest rate to invest in real estate with a 20-25% total return. He also discusses the current state of the real estate market, noting that home prices and rents are expected to increase by 3-5% annually. Lower mortgage rates could increase affordability and bring more buyers into the market, potentially leading to higher home prices. Two-bedroom rents have increased by 3.7% nationwide, with significant growth in Nebraska metros. Resources: Get our wealth-building newsletter free— text ‘GRE' to 66866 Show Notes: GetRichEducation.com/548 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 Welcome to GRE. I'm your host. Keith Weinhold today, why earning a seven figure income is the new six figures? Then a discussion on the direction of real estate prices and rents. I just bought a car though I could have paid all cash. Why did I get a loan instead? Then learn about how to perform due diligence on buying an income property with the pros and cons of turnkey real estate investing and the mistakes you must avoid today. On getricheducation. since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show, guess who? Top Selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com Corey Coates 1:20 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:36 Welcome to GRE from the first State of Delaware to the 50th state of Hawaii and across 400 nations worldwide. I'm Keith weinholden. This is get rich education, the voice of real estate investing Since 2014 Are we really gonna change the name away from the Gulf of Mexico? Well, I'll tell you one thing. There is zero history of hurricanes in the Gulf of America, therefore, I expect the appropriate adjustment to my insurance premiums big savings. Hey, you know, despite being a geography guy, I'm really not emotionally invested in this movement to change the names of giant pieces of real estate like Denali back to Mount McKinley and the Gulf of Mexico to the Gulf of America. It's only a little interesting to me. I mean, there are just more significant things to concern oneself with. So call it either one. I don't care. I know what you're talking about. Before we talk real estate, let's discuss your personal finances. I recently watched Dr Steven Franson speak surfacing this topic, and it got me thinking, when it comes to annual income, is you earning seven figures like the new six figures. Now, I guess that earning six figures could still be a short term goal to some people that are new to the working world, but maybe as little as a decade ago, having a six figure income was aspirational, or even a sign that you made it, or could even feel wealthy. I remember that today that is so far gone. Now, of course, it depends on where you live, but today, you need 50k just to survive. Your housing would be pretty standard in that case, and I don't know that you could get much fresh, healthy food at 50k per year, you might still have to be living with your parents. You need 100k just to sort of live. Perhaps that's if you're single and you're near the coasts, or you're married without children today, you need 200k for a life with travel and some dining out. I mean, you couldn't really even ball out on your vacations, like on 200k you're gonna balk at 500 bucks a night for a resort hotel. I mean, you're staying at more of a hotel than a resort, but at 200k of income, you can usually do some discretionary spending. At 300k in a lot of places, that's what a full family needs, a household with kids in order to live a little bit beyond that, and that's a combined income both spouses. If you make 450k today, now you're able to travel pretty well. You're probably still flying coach more than first class at 450k you may or may not be paying for the airline lounge, but you are staying at some comfy hotels. You really need to make $1 million a year today to live pretty close to all out fly first class travel well. But you're still flying commercial on a million dollar salary. You're not chartering anything. If that has not bought you time to cook, you can afford an executive chef with a million dollars so that you don't have to eat restaurant food. You know, restaurant food, even at finer restaurants, is laced with seed oils. This is why what used to be a six figure lifestyle is now a seven figure lifestyle. My spin here on this also is whatever you do at any income level, 50k a year to a million bucks a year or more, buy enough time to exercise that's something that's going to matter both to you and to those that you love over the long term. All right, so that's income. How about when it comes to net worth? There is a minimum amount in my mind that you need to have in net worth for me to say that you've got it made in America today. What do you think that number is? How about that? What do you think is the threshold? What's your thought? It is $5 million that is just a starting point, a minimum net worth that you need, if you just invested that you could probably live off its income for the rest of your life. For most people, compound interest will not get you to the $5 million net worth Mark anytime soon. Only leverage will. But yeah, after the COVID induced wave of inflation years ago, you've gotta recalibrate what you think of as a lot of money, and some people haven't caught up with this still. Now, I was on that great riverboat tour of Chicago not long ago. I think I brought this up to you in a previous episode, but you know, one thing that struck me as odd was that the tour guide, he was describing Chicago skyscrapers and the architecture around us, and he said they poured millions into that project. I mean, really emphasizing that millions were spent. I mean, today millions can mean as little as 2 million. That's an amount so tiny today for a construction project that what is that like, four average homes would be $2 million I mean, some entire counties in the Bay Area have a median home price of more than $2 million just one mediocre home. So let's talk about the direction of home prices and rents nationally here. Now I do not think that home prices or rents can really climb a whole lot over the next year, like 10% appreciation. I don't see it now. I also don't see how home prices and rents could fall substantially. The reason that prices cannot spike dramatically, it's still due to an affordability constraint, and I don't expect that prices or rents are going to fall a good bit either, or really fall significantly at all, because housing demand still exceeds supply. So that's the constraint on the downside. Really, nothing has changed there. The average for sale home today, it gets between two and a half and five offers that obviously depends on the area, so you keep seeing both prices and rents increase at this range of three to 5% that's the zone that we're in now, and we've been in that zone for most of the last Two years. Really pretty modest, not exciting, appreciation rates. Zumper tells us that two bedroom rents are up 3.7% nationwide. Rents have actually declined in some Sunbelt cities, Durham, North Carolina and Nashville are some big losers I was describing Austin to you a few weeks ago. Do you know that two national leaders in rent growth are both in the same state. Yes, these two cities are both up more than 20% in rents year over year. It's in the Midwest. Any idea where I'm talking about it is Lincoln and Omaha, Nebraska both up over 20% and perhaps recent GRE listener guest grant Frankie is happy about that. He's the only person I know that invests predominantly in Lincoln, and this is due to strong job growth and also that supply that still hasn't kept up with demand. Now back to my point about how nationally, both rent growth and price growth are still pretty modest, which is still a highly profitable formula for a leveraged investor that bought right But historically, it is kind of boring. Many believe that as soon as mortgage rates fall sharply, and a lot of surveys show this, if. That five and a half percent is the magic mortgage rate level that will increase affordability so much that home prices will soar. I'll tell you my spin on that is maybe even that remains to be seen from listening to me for 10 and a half years now, you know that the direction of the economy has a substantial effect on housing, rents and prices, a force bigger than just mortgage rates. And when mortgage rates fall and other interest rate types fall, that usually means that the economy needs the help, which might mean that employment is down. If employment falls, home prices can still rise. They usually do, but perhaps not as much as you thought they would. So my point is, is that when mortgage rates fall significantly, that does not automatically translate into soaring price growth. Again. You gotta take history over hunches. If there's one thing that feels a little different in this cycle though, it's that we do have this palpable amount of pent up housing demand, so lower rates really could bring a lot more buyers off the sidelines. So therefore, it is possible that home prices will soar if rates really plummet. It is just not axiomatic. Now I just bought a new car, though I could have paid all cash. I chose to get the loan. And before I tell you about why I considered not getting a car at all and just using Uber Lyft ride sharing services forever. But sometimes I like to go off the beaten path and trek in some remote places. So that just wouldn't work. I also travel a good bit, and I considered not owning any car that's tethered to just one place. It's just not that efficient. But it came down to freedom. I enjoy my freedom and autonomy to hop in my own car and drive it on a whim. Though I could have paid all cash for this new car purchase, I chose to put the minimum amount down, and I got a loan for about 95% of the cost of the car. Why would I do that? Car debt is surely not as good as real estate debt. With car debt, I have to repay my own loan. I cannot outsource these car debt payments to tenants, and the payment is about $900 a month. I'll have to pay all of that myself. Also, unlike real estate, a car is a depreciating asset. Unlike mortgage interest, car loan interest is typically not tax deductible either. I'm not going to rent this car out through Toro and try to get an income stream off the car. Nothing like that. So this might sound like three strikes against a car loan. I've got to make the payment myself. It's declining in value, especially as a new car. It starts depreciating fast as soon as I drive it off the lot, and I'm not going to have any tax breaks. Oh, come on. I mean, that might sound like bad debt to a lot of people. Leading GRE I am a staunch advocate for good debt. So why did I embrace a car loan to the maximum leveraged amount? Because I am making my car loan good debt. The definition of good debt is debt that makes money for you. Car loan debt is secured, meaning there is underlying collateral, the car itself. And by the way, credit card debt is an example of unsecured debt. The big reason, though, is the financing through the dealership BMW is a 3.99% interest rate for five years, my credit's perfect. So I got a good rate there. Therefore this car loan is a simple arbitrage play. I'm borrowing at a lower rate to invest at a higher rate. Look, even if my car loan rate were double 8% I would probably still get this car loan, but it's 3.99How do I have confidence that I'm going to beat that on an annualized basis over the next five years? Well, first future inflation expectations are elevated, like I touched on on last week's show, if true, inflation the real diminished purchasing power of your dollar over the next five years is 4% I mean, that's a break even for me, right there already, but I'm gonna do a lot better than that. As a real estate investor, I know that instead of sinking this money into the car, that's enough of a down payment for a rental single family. Home or almost a low cost duplex, and being cognizant that real estate pays five ways, I expect a minimum of a 20 to 25% total rate of return with low risk. Now, if you're a new listener, that last part sounded far fetched. I know that's okay. You just don't know how to calculate your ROI for an income property with a loan. Yet another way to describe my strategy here is though I could pay cash, why would I tie up that many funds in a car? So I'm cognizant of opportunity cost. Opportunity cost means that you're missing out on a greater benefit when you choose one option over another. This loan approach also keeps me more liquid. Look, keep your money. Don't give it to a bank. Make your bank take five years to get all the money, while my $900 monthly payment stays fixed the whole time as inflation just keeps relentlessly debasing the bank's payment that they get from me. I mean, with that part, it works the same way as it does in real estate or any fixed rate loan that you could get. Be mindful, by paying all cash, you would not improve your net worth at all. Nothing happens to your net worth. Paying all cash reduces both your asset column and your debt column by the same amount, and it hurts your liquidity. Now, if you've got an emergency, you could be in a case where all of your funds would be gone if you paid all cash, they're inside the car, and you might not be able to extract them back out. All right. Well, what about the depreciating asset part of this equation? That's what most cars are. Well, just like a piece of real estate, your car's value will rise or fall regardless of your equity position. That doesn't influence it at all. So I will be underwater on the car. That's a way that some people might look at it. That means that I'm going to owe more on the balance than the car is worth. That appears irresponsible to some people. Well, yeah, that just means that the bank's money is tied up in the car, not mine. I've got it off giving me a good return. Look, when you have loans, you have another type of leverage, and it's not the mathematical type that I often discuss here. I mean, have you ever owed a friend money when something untoward happens? Who is motivated to talk between the two of you? You are your friend, your friend. They're going to be the one that's willing to work with you and help you out. They've got to give you levers when there's a mal apropos occurrence and the borrower loses their job or has a medical disaster and a huge bill, the person that's owed the money is always going to keep communication lines open with you, you as the borrower, are the one that is in control. Keep your debt on, keep your own money, stay in control. And how is this car loan making money for me, if I get a, say, 23% total return from income property and keep paying a 4% car loan, that is 19% arbitrage, I mean, what an easy choice. Again, the definition of good debt is debt that is used to increase your wealth. So getting the Max car loan allows me to avoid paying that opportunity cost of having all the funds tied up in a depreciating asset. And that is how a real estate investor buys a car. Now you're a smart investor. I mean, we have a really wise, responsible audience comprised of people just like you. But what would be some reasons that a real estate investor should pay all cash? Because there are some, and a lot of them revolve around, if you're financially irresponsible, if instead you got a car loan so you could stay liquid and maintain your life as a profligate and reprobate gambling degenerate and lose it all on sports gambling through the freaking Draft Kings and FanDuel apps. Okay, that's not a good reason. But as a GRE listener, that probably is not you. I was probably not talking about you, right. There another reason to pay all cash rather than getting the loan like I have, is if you don't have the liquidity to service the 900 Dollar monthly debt payment yourself, you could be over leveraged. See the chunk that I'm investing in real estate instead of the car that real estate will produce income for me, but it actually will not produce as much as $900 in cash flow to fully offset the car payment. Now it's going to produce a few $100 but my arbitrage is being created with the summation of all of real estate's five profit centers. I've got the whole shebang now, the leverage appreciation, the cash flow, the ROA, the tax benefits and the inflation profiting all coming at you. All five. My liquidity comes from elsewhere. A third reason why a real estate investor would want to pay all cash for a car is because say that you would effectively be forced to pay all cash for the car. Because if you took on a $900 monthly payment, that would dent your mortgage loan qualifications, debt to income ratio that mortgage loan underwriters are going to look at it would hike up your DTI so much that you couldn't qualify for future income property loans. So right, there are, what was that? Three reasons that a real estate investor would want to pay all cash if they could. But let's not lose the bigger point I was talking about the exceptions there. The bigger point is that consider getting the maximum loan for your next car, or even getting a loan against your current car if you already have one without any debt on it. It's actually a rational approach, because you want to consider the loan first, since this is your money, you earned it, approach it with the strategy first of keeping your own money that you traded away your finite life's time for. Think of keeping it first and only then consider giving it away next. I am getting the biggest car loan that I can and making the minimum monthly payments all 60 months five years, I did the same thing with my last car. It is an easy choice for me in just one word, it is for the arbitrage one word, most experienced financiers and real estate investors have not been exposed to those ideas that I just shared with you, and at the least, I am confident that I just gave you something to chew on mentally. There I've been talking about the intersection of your personal finances and real estate investing. Today, I'm your host, Keith Weinhold here on episode 548 of the get rich education podcast what have GRE listeners been doing these past few weeks, they have been scooping up BRRRR properties, employing the buy, renovate, rent, refinance and repeat strategy fueled by GRE 's recent live event. You can watch the video of the event on demand right now, get an understanding of the strategy, see why it's so lucrative, and if it interests you, even get you paired up with actual property addresses conducive to the strategy. You can do that at GRE webinars.com this event can indelibly elevate your entire socio economic class and shape your legacy. That is a deep statement. Hey, this is what 8x leverage and $500 plus of cash flow on each single family rental property can do for you with the burr strategy in Cleveland. I mean, how much earlier will this allow you to retire? The event is free to watch. You can watch from home. I mean, come on, what else are you going to do at home tonight? Spend that time cleaning out your closet or smoking meats. Maybe at least, spend that time getting a car loan. What's the opportunity cost of you smoking meats tonight when you can actionably Build a real estate legacy with the BRRRRstrategy? Strategically outsource the meat smoking to somebody else. That's what I do. It does not take much to get started. These pre renovated homes are often about 60k some GRE followers have already bought two or three at a time. You'll see Jerry's investment coach Naresh and event co host Phil. I mean, just watching him talk is amazing. Phil is America's preeminent authority on burr real estate investing. Again, you can watch the event right now, and I don't know how long we'll keep it up for, just visit GRE webinars.com Next fatal mistakes that you've got to avoid when buying income property with some vital due diligence tips. I'm Keith Weinhold. You're listening to get rich and. Vacation. You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it. If I wasn't invested myself, you can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom, family investments, liquidity fund, again. Text family to 66866 Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Chaeli Ridge personally. Start Now while it's on your mind at Ridge lending group.com that's Ridge lending group.com Robert Kiyosaki 26:49 this is Rich Dad, Poor Dad. Author Robert Kiyosaki, listen to get rich education with Keith Weinhold. And the reason I respect Keith, He's a very strong, smart, bright young man. Keith Weinhold 27:10 Welcome back to get rich Education. I'm your host. Keith Weinhold, it's been a while, but I know that I shared with you before that my first ever out of state rental property that I bought ended up being a loser, and this is despite the fact that the turnkey provider and property manager that I was hiring for the property, they even told me not to buy the property because they couldn't keep it occupied in that neighborhood, and they told me to buy a different one instead. I didn't listen. I bought it anyway, and I lost we couldn't keep it occupied, so after a few years, I sold it to an owner, occupant, family for a small profit, but it was after years of negative cash flow, so there really wasn't any profit there, because, like I just said, we couldn't keep it occupied with a rent paying tenant that was back in 2012 near Fort Worth Texas. I bought it because it was cheap, just 153k and it looked pretty. It was brick. Those are both bad reasons to buy. Cheap doesn't always mean good. And the fact that a property looks pretty, I mean, I guess that's a somewhat good thing, but it should not be a deciding factor. I was never going to live there facts Trump feelings in investing. So my first bad experience was totally avoidable. I can only blame myself. Let me tell you about some other fatal mistakes to avoid, as we talk about some turnkey real estate investing due diligence. Since turnkey means all done for you, or another way to describe the property is a rent ready property. You know that word turnkey? It's sort of this compelling, even seductive buzzword, and it just might make you think that, ah, everything is just handled now and forever. It's gonna sail along just fine. No, it won't. Now, this is the type of investing that can change your life. This is the real estate pays five ways. Compound leverage Trumps compound interest, type of vehicle. Financially free beats that free type of vehicle. You're winning the inflation Triple Crown all those great, formulaic GRE mantras, but you better check to make sure before you get too far into it. And that's why we're talking about vital due diligence here. I think you know by now that turnkey, it means a property that's really just got three things. It's already renovated or new. Secondly, has a tenant in it, and it has professional property management from day one. Now, the property providers at GRE marketplace, they are some of the good ones. They have good reputations. Many have been in business for a long time, but some others do not. So what about a provider? Provider that's in, say, Oklahoma, but you live out of the area on one of the coasts, and this Oklahoma provider, they're trying to pass off a property in Oklahoma City or Tulsa to you, it's actually in a class D neighborhood the worst. And they're sort of presenting it like it's a Class B minus neighborhood, right? How can you hedge against that? How can you know that things are not being misrepresented to you? Well, of course, everyone knows about Google Street View. You're probably going to look at that first that's going to tell you about the street scene. It's free to use a paid service that gives you neighborhood analytics. Is it neighborhoodscout.com you want to verify crime rates in areas, income levels, poverty levels, education levels and school quality to make sure that the property characteristics are what you are being told, and some of those attributes always matter with property. I mean, crime rates matter because even though you're not living there so you're not going to be able to retain respectable rent paying tenants that would tolerate a high crime neighborhood. Understand, though, that not all crime data is the same. Violent crime is probably the worst shoplifting, I'll call that in the middle. And then most traffic violations, they're light crimes. Now, if you're buying a single family rental type, of course, the quality of the school district, well, that's going to matter more than if you're buying a building of little efficiency apartments where the school district hardly matters there, because you're not catering to families. I've mentioned before that we go look.com. Is a service where you can hire an independent inspector, not even a real estate related person, necessarily, but just an independent on the ground inspector to just go check out a neighborhood at any hour of the day or night. Now, if you have any question about the out of state neighborhood that you're buying in an easy way to get a check on the decency of the neighborhood is something really simple. Make sure the turnkey provider owns properties in the area that they're selling to you. This helps ensure that they're not offloading their problem properties onto you. That's something that's probably only going to happen with an inexperienced provider that doesn't have a reputation to protect yet. But when it comes to neighborhood quality, once I'm pretty serious about buying a property, do you know who I usually get reliable information from? And it's virtually free, and you're contacting this party anyway, so it's so easy for you that is just simply ask your property inspector. I mean, you always want that independent, certified Property inspector to walk inside every room of your prospective purchase, and they make that punch list for your seller before you close that's on either a renovated or a new build property always get that inspection. I've talked about that before, and that often costs $500 or less on a single family home, and today it's about $800 or less on a duplex, well before my inspector even checks out the place. I like to let them know that I live outside the area, and I want their insight on the neighborhood as well. I mean, inspectors live locally there, so they'll probably be able to give you a good answer before they even do your physical inspection. They already know the area really well, and it doesn't even cost you any more above your normal inspection cost to just get a little on the ground intelligence. And of course, your inspector works for a company independent of your property provider, so their information should be unbiased. They work for you. Now after the inspection, how about your appraisal and some due diligence with that, what if your appraisal comes in low. Everyone wants to talk about if your appraisal comes in high, that's instant equity that you have, but see if the appraisal comes in low with a turnkey property where everything was renovated, that may or may not be a problem, because the comparables that were used for your valuation, they don't have everything renovated in them like your property does. So the subject property, the one that you've got under contract to buy that could very well have a lot of say, new plumbing, electrical, HVAC, the roof, bathrooms, paint, flooring, lighting, kitchens. I mean, most, or all of those components could be new in yours. It's common for yours to have all those components, and then the comparables do not have those now, you and your seller, you will have to negotiate on who's going to close the appraisal gap. I've discussed that part on a previous episode, but I'm point. Out how you can still be getting value even when your appraisal is low and it's worth it. Down the road, you're going to have less maintenance headache than your appraisal comparables will most of the time. Turnkey properties are renovated to cover major systems, and that means you do not have major expenses. Soon these expenses get wrapped into your mortgage payment, and that's a lot better for you than coming out of pocket three years later to replace an entire roof. Another thing to keep in mind is that a property provider that's been in business for a lot of years, they do not have interest in selling you a lemon of a property and hurting their reputation, but that seller does have a little interest in getting the maximum dollar. I mean, that's almost intrinsically natural in human beings. I mean, everyone has that motivation, just like you do when you sell your property down the road. So these rent ready or turnkey properties, they're almost always better if you're a busy professional or you just want to spend your time doing something else. I mean, I think that's a pretty well established concept in the investing industry, but I really think these rent ready properties, they are better for even more people than just busy professionals. I mean, consider the alternative, if you try to screen and identify a property yourself and do all the rehab and manage the contractors. I mean, first of all, you can be dealing with a hard money loan where you're paying four or five points plus a 12% interest rate, since that's all that's available for distressed properties, and unless you have experience managing contractors, oh, boy, you could have construction timelines that go over by several months. Well, now that can eat a huge portion of your investment that you thought you were making. You're paying 12% and you have no tenant all this time, but instead, when you buy a rent ready property, and you've got the best mortgage rates and terms from day one, and you've got a rent paying tenant from day one, and not all these headaches and time lost and contractors are trying to manage with turnkeys at GRE marketplace, those rehabs are done by crews that work full time for the turnkey provider, so they work at more affordable rates than what you could get as an out of state buyer if you're trying to patch together contract and crews yourself. So at scale GRE marketplace providers, they're also dealing with the same material types over and over again, so they're faster at doing it. The materials are also reliably sourced. You won't have the 10s or hundreds of hours managing all this, checking with the rehabbers, checking for quality control, making sure the amount of work that you were paying for was actually done. I mean, some people listen to this show and they had that real estate pays five ways, epiphany, that big light bulb moment, but then they try to do this rehabbing and investing themselves to save a few dollars, is what they thought, and it's rarely worth it. So avoid the massive time commitments with all this. I mean, you're also going to be doing other things, coordinating inspections and permits with city municipalities. I mean, what a nightmare. GRE marketplace providers, they've already done all of that for you and more now that you've bought the property, all right, what about the potential for poor management? Choosing your property manager is of utmost importance, because that person or firm, they're going to vet your tenants, handle the repairs, collect your rents and take care of any other issues at your rental property. They'll understand the local landlord and tenant law, you're going to be seeing the property infrequently, if you ever see it at all, so keeping an eye on things becomes key. Now, once you own the property and you have the tenant in there, there is always the potential for your property manager to do a poor job, costing you money, making your investment less lucrative, I like to ask my manager if they do regular property inspections, like getting inside the unit every six months. Now, you can read online reviews, like the star reviews, the number of stars for property managers. I mean, that could be helpful. It can also quickly get misleading. You can get a lot of bad reviews on an adequate manager. Because property management is such a tough job, I think that one of the best things you can do when vetting a property manager is to ask a friend. A lot of people don't have that option. So then do a search on the bigger pockets. Forums for your prospective property manager. So read reviews. Don't just look at star ratings. And I'll tell you, property management is one of the few areas in my life where I am willing to accept a service level of adequate or mediocre. Almost no one raves about their property manager, but I do have managers because they are the guardians of my quality of life, of your standard of living. We want them to serve our tenants, but I don't want 80 tenants being able to text message me. So there you go, armed with a number of due diligence items that can help you make sure that you buy your next income property, right? GRE marketplace, we typically connect you with the experience providers, but I'm telling you this because it's prudent to do some checking on your own and inquiring like this too, in case you have any doubt. Now, you notice on GRE marketplace, where you can connect with free investment coaching as well, that the properties, at times, they seem less expensive than you would expect. Why is this? Well, investor advantage markets, they have low prices. I mean, that's just one reason that they are investor advantaged like Ohio, Indiana, parts of Pennsylvania, Michigan, Missouri, Kansas, Nebraska, Tennessee, Arkansas, Georgia, Alabama, Oklahoma, Texas and some of the other Mid Atlantic states And Florida, another reason the GRE market prices seem low is that there is no agent that has to be compensated. It is a direct model. Another reason is economies of scale. Providers provide homes in bulk, so there are savings that way, and there also aren't any owner occupied emotions evolved with income properties. Those emotions can run up the price, or what they really do is they keep it stuck at a high price. So to help you review what you've learned today, a seven figure income is the new six figures. Real estate prices and rents just keep moving up, but modestly for the time being, a car loan can be good debt when you have a reasonable expectation that you can create arbitrage and sufficient liquidity in your life. And though income property is perhaps the most proven wealth generator ever, there are some mistakes to avoid when it comes to buying right between the guidance that you have today and the help of our completely free investment coaching another safety layer. If you're confident that it can benefit you, I encourage you to engage and move at the speed of instruction. It's the only way that you'll benefit I built this resource. I really wish it existed when I started out, and it's available for you at GRE marketplace.com, until next week. I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 1 43:18 Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Keith Weinhold 43:42 You know, whenever you want the best written real estate and finance info, Oh, geez. Today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long. My letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text GRE to66866, while it's on your mind, take a moment to do it right now. Text GRE to 66866. The preceding program was brought to you by. Your home for wealth, building, getricheducation.com.
Today on Truth in Politics and Culture we will take a close look at President Trump's tariffs plans. We will look at two expert opinions concerning how tariffs may affect the economy.
Jayson explores the pros and cons of coaching. Is coaching more effective than therapy? He discusses the lack of standards in coaching, the absence of trauma training, and the potential shallowness of the approach. Jayson also examines why prioritizing results over feelings can be problematic. However, he also highlights why coaching can sometimes be a better option than therapy. Why choose coaching? Tune in to find out. Timestamps: 0:57 - A lack of standards 4:26 - Results over feelings 7:47 - Does coaching get better results? 14:10 - Conclusion Links: Become A Certified Relationship Coach (RCT) Follow Jayson on social media: Instagram YouTube LinkedIn TikTok Twitter Facebook
First, we'll break down the possible tariff options President Donald Trump is reportedly still weighing. The Supreme Court is hearing arguments on whether a state can cut Planned Parenthood funding. The corruption case against New York City Mayor Eric Adams has been dismissed with a twist. Russia has launched its biggest military conscription drive in years. Plus, the egg shortage is finally improving, but there's a catch. Learn more about your ad choices. Visit podcastchoices.com/adchoices
The CHGO Bulls crew discuss the pros and cons of the Chicago Bulls punching their ticket to a third consecutive Play-In Tournament appearance. Michael Pina, senior staff writer for The Ringer, wrote a great column weighing the good (playing faster, shooting more threes, the play of Coby White and Josh Giddey, the promising potential of Matas Buzelis) with the bad (misleading March wins, killing their draft lottery odds, toiling in mediocrity, upcoming contracts) of this Bulls season. How should Bulls fans approach the Play-In experience? What's the best case scenario? Peck, Big Dave and Will Gottlieb also react to a new commercial where Buzelis stars alongside Will Smith.
A full show on a hump day talking Royals, Chiefs, draft with Jay Binkley and more!
Jayson breaks down the pros and cons of talk therapy. Where does talk therapy come up short? What are its strengths? What kind of therapy should you progress to after talk therapy? Why are relationships better than talk therapy? Whether you're a client, coach, or therapist, you won't want to miss this insightful episode. Timestamps: 3:13 - Where talk therapy comes up short 5:55 - Positive outcomes of talk therapy 8:33 - Moving on after talk therapy 10:28 - Relationships are better than talk therapy 13:11 - Conclusion Links: Become A Certified Relationship Coach (RCT) Follow Jayson on social media: Instagram YouTube LinkedIn TikTok Twitter Facebook
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