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Apparently, women have been shaving their toes in silence…and TRID has only just discovered it.What begins with Lauren admitting that body hair has been one of her deepest insecurities becomes a hilarious and unexpectedly honest conversation about PCOS, beauty standards, aging, motherhood, social media, friendships, and the pressure to look effortlessly “put together.”Sheena, TRID, Lauren, and Jae unpack why we should never minimize someone else's insecurity, how confidence changes as we get older, and the clearest difference between real confidence and arrogance: how you respond to feedback.It's chaotic, vulnerable, surprisingly wholesome, and a reminder that everyone has something, even when you'd never guess it from the outside.
In this father-daughter episode, TRID sits down with Zara to talk about her brand-new kid-run book review website, why she's suddenly thinking like an entrepreneur, and what it's really like growing up today. They also dive into tween trends, favorite brands, summer camp stories, hilarious "Would You Rather" questions, back-to-school shopping, and some truly questionable dad jokes.If you've ever wondered what's actually going on inside the mind of a tween...or you just want to laugh along with a father and daughter who never stay on topic...this one's for you.In this episode: Zara launches her first business Book reviews written by kids, for kids Tween fashion, shopping & favorite brands Back-to-school traditions Camp stories & Michael Jackson moves Funny Would You Rather questions Parenting, entrepreneurship & family laughs Subscribe for new episodes of Sheena Interrupted every week!
Downtown Pittsburgh has seen a lot of investment lately, from a revamped Market Square to the newly built Arts Landing. Now City Council's considering a proposal that would divert future tax revenue from construction in Downtown and parts of the North Shore and Strip District to fund Downtown revitalization projects. Supporters say the special tax district — known as a TRID — is a once-in-a-generation investment tool, but critics say it's essentially robbing two neighborhoods to pay for another. TribLive's Julia Burdelski is with host Megan Harris to talk through the pros and cons and how soon we might see movement on the proposal. Become a member of City Cast Pittsburgh at membership.citycast.fm. Want more Pittsburgh news? Sign up for our daily morning newsletter. We're on Instagram @CityCastPgh. Text or leave us a voicemail at 412-212-8893. Interested in advertising with City Cast? Find more info here.
Anonymous questions. One dad. One son. Completely different answers. In this episode of Sheena Interrupted, TRID and Jae take on anonymous questions submitted by viewers. They weigh in on relationships, friendships, parenting, awkward conversations, roommates, and everyday life. From "nothing's wrong" arguments and dreaming about your ex to embarrassing sneakers, meeting your girlfriend's parents, snoring spouses, roommate drama, and more, no topic is off limits.#SheenaInterrupted #Podcast #Marriage #Relationships #Parenting #Family #DadVsSon #AnonymousQuestions #ComedyPodcast #LifeAdvice
On today's episode, Editor in Chief Sarah Wheeler talks to Lead Analyst Logan Mohtashami about existing home sales, which shows home prices have reached an all-time high. Related to this episode: Existing home sales decline in June as prices reach another record high HousingWire | YouTube More info about HousingWire The Top 5: Synergy One to take over Newrez distributed retail mortgage operations Why aren't mortgage rates lower? Why it will be hard to get mortgage rates over 7% CFPB seeks input on mortgage disclosures and TRID rules NYC office conversions face scrutiny after Pfizer HQ incident Want more from Sarah? Don't forget to subscribe! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Welcome back to TRID Summer!! This week on Sheena Interrupted, you're getting something a little different. What started as a quick call (with producer Lauren) to plan the podcast, somehow became the podcast. No script. No topic. No direction. Just eight minutes inside TRID's brain.Along the way, there were new characters, unsolicited life advice, questionable business ventures, and enough tangents to fill an entire episode (literally just 8 minutes).The best part?TRID had absolutely no idea he was being recorded and that this was the only content we had for an episode. So here it is.Welcome to TRID Summer.
GUYS!! It is officially #TRIDSUMMER ☀️ Sheena is taking the summer off, which means TRID is officially taking over the podcast.In this episode, we brainstorm everything TRID Summer could become: silent podcast episodes, terrible business ideas, mukbangs, surprise guests, fake doctors, audience challenges, questionable inventions, and whatever else happens to be living inside TRID's brain.Somewhere along the way, we accidentally end up talking about fear, regrets, getting older, and making the most of the time we have.Mostly though, this is the official kickoff of what may be the weirdest season of Sheena Interrupted yet.Now it's your turn...What do YOU want to see during TRID Summer? Drop your ideas below. The stranger, the better.
This week on Sheena Interrupted, Sheena makes a surprising announcement: she's taking a break from the podcast for the summer.After launching Mango Muse at Sephora, traveling nonstop, juggling songwriting, business opportunities, content creation, and everything else happening behind the scenes, she opens up about feeling overwhelmed and the importance of recognizing when it's time to step back.TRID, meanwhile, has a very different plan.From firing Sheena from the show, to recruiting the mailman as a guest host, to turning the podcast into a QVC channel, a mukbang, or possibly complete chaos, the summer schedule quickly goes off the rails.We also talk Mango Muse, burnout, balancing ambition with real life, and why taking a break isn't always a bad thing.Equal parts honest, ridiculous, and completely unplanned.#podcast #burnout #worklifebalance #sephora #mangomuse #sheenainterrupted #comedy #couplespodcast
This week on Sheena Interrupted, we're sharing the story behind Mango Muse, the fragrance Sheena spent over a year creating from scratch.What started as an email from a small business owner turned into one of the most meaningful projects we've ever worked on. We talk about the unexpected journey from childhood memories in India to launching a fragrance on Sephora, the dozens of samples it took to get the scent right, the moments we almost gave up, and the lessons we learned along the way.We also dive into entrepreneurship, trusting your instincts, supporting other founders, and why saying yes to the right opportunity can completely change your path.Of course, it wouldn't be Sheena Interrupted without TRID attempting to launch his own competing fragrance brand, convincing everyone that a manufacturing mistake is actually a collector's item, and sharing some truly terrible business ideas.A little nostalgic, a little inspiring, and a lot unhinged.Thanks to this week's sponsorQuince.com/sheena#SheenaInterrupted #MangoMuse #Sephora #Entrepreneurship #Perfume
This week on Sheena Interrupted, we debate the relationship habits everyone has opinions about: opposite-sex friendships, thirst traps, birthday weeks, speakerphone calls in public, read receipts, rewatching movies, and the texting habits that instantly annoy people.Somewhere along the way, TRID also shares a suspicious customs story involving a luxury handbag box and invents a completely new theory about birthdays.Honest, chaotic, and deeply unserious.#relationships #marriage #dating #texting #couples
This week on Sheena Interrupted, a completely normal moment turned into a surprisingly deep conversation about phones, relationships, screen addiction, modern communication, and the weird resentment couples secretly build without even realizing it.We talk doomscrolling, texting each other while sitting beside each other, social media habits, screen time rules, dinner table phone bans, kids growing up online, “phone relationships” inside marriages, and whether any of us actually know how to unplug anymore.Also somehow: Depends ads, Hay Day farms, Japanese train rides, and why TRID thinks everyone is secretly addicted to their devices.Thanks to this week's sponsors:FactorFactor.com/Sheena50OffCozy EarthCozyearth.com/Sheena#podcast #relationships #marriage #screenaddiction #phones #technology #modernlife #comedypodcast #socialmedia #couples
Happy Mother's Day
This week on Sheena Interrupted, we did something we always said we wouldn't do… we read the hate comments out loud. From body shaming and unsolicited ADHD diagnoses to relationship criticism and the guy who just typed "boring”…we reacted to all of it live, unfiltered, and on camera. What started as a funny experiment turned into one of our most honest conversations yet about insecurity, self-confidence, and what it actually means to put your real life on the internet.We get into: Hate comments, body shaming & online criticism Insecurity and self-confidence in relationships ADHD, neurodivergence & armchair diagnoses Humor as a defense mechanism (are you deflecting, TRID?) Therapy, self-growth & emotional awareness Body image & feeling comfortable in your own skin The real cost of being vulnerable online Oh, and we asked AI to scour our entire channel for the worst things anyone has ever said about Sheena. It came back with almost nothing. Make of that what you will.If you've ever read a comment that stuck with you longer than it should have… this one's for you.
This week on Sheena Interrupted, it's just TRID and Jae… and one very honest conversation about Snapchat.After a month of using the app, we sat down to break down what's actually happening behind the screen: how much time is being spent, what real communication looks like vs. just “streaks,” and why it's harder to put the phone down than anyone wants to admit.This isn't a lecture, it's a real back-and-forth between a parent trying to understand and a teenager living it in real time.We talked: What kids are actually doing on Snapchat How “streaks” keep you coming back Why screen time adds up fast The balance between independence and boundaries What's helpful vs. a complete waste of time How to be aware (without being addicted) If you're a parent, this will make you think.If you're a kid, you'll probably feel seen.Equal parts honest, funny, and a little uncomfortable…in the best way.Thanks to this week's sponsorStoryworth.com/Sheena
Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through trending loan volume data in the residential mortgage industry. Plus, Robbie sits down with FICO's Julie May for a discussion on how lender risk behavior is evolving, what is driving the growing adoption of trended data, and how new distribution models could reshape credit scoring across the mortgage industry. And we close by looking at the evolving expectations for the rate path from the Federal Reserve.This week's podcasts are sponsored by Feewise, which turns mortgage compliance from bottleneck to business accelerator. Handle all the complexities involved with establishing TRID compliant fees and disclosures, achieve sign off, and deliver packages to your consumers for review or signature.
Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through recent and past cybersecurity incidents in the mortgage industry. Plus, Robbie sits down with Feewise's Rob Withers for a discussion on enhancing tech stacks through a disclosure manufacturing solution that works at the speed of sales. And we close by looking at the most recent labor data and what it means for the overall strength of the U.S. economy.This week's podcasts are sponsored by Feewise, which turns mortgage compliance from bottleneck to business accelerator. Handle all the complexities involved with establishing TRID compliant fees and disclosures, achieve sign off, and deliver packages to your consumers for review or signature.
Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest talking points in the world of credit. Plus, Robbie sits down with Depth's Lindsey Neal for a discussion on modern relationship management, marketing, and PR strategies in the mortgage industry. And we close by looking at Redwood Trust's first non-QM deal.This week's podcasts are sponsored by Feewise, which turns mortgage compliance from bottleneck to business accelerator. Handle all the complexities involved with establishing TRID compliant fees and disclosures, achieve sign off, and deliver packages to your consumers for review or signature.
This week on Sheena Interrupted, we go ALL IN on arranged marriages…what they actually are, what Western culture gets wrong, and why the modern version looks a lot more like “serious dating” than people think. We break down biodata, matchmaking “aunties,” horoscope checks, family pressure, and the surprisingly emotional logic behind it all… plus TRID decides he wants to launch a matchmaking game show (because of course he does). Thanks to this week's sponsor: MintMobile.com/Sheena#arrangedmarriage #relationships #marriage #dating #indianpodcast #comedypodcast #sheenainterrupted
Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest ripple effects from the destabilization of the Middle East. Plus, Robbie sits down with ACES Quality Management's Sharon Reichhardt for a discussion on improving productivity and mortgage loan quality while controlling costs and risk. And we close by looking at what the return of the U.S. MBS index has been lately.This week's podcasts are sponsored by Feewise, which turns mortgage compliance from bottleneck to business accelerator. Handle all the complexities involved with establishing TRID compliant fees and disclosures, achieve sign off, and deliver packages to your consumers for review or signature.
Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest M&A chatter from around the industry. Plus, Robbie sits down with FirstClose's Andria Lightfoot for a discussion on modernizing processes with low-lift digital entry points to eliminate bottlenecks,boost borrower satisfaction, and stay competitive in the evolving home equity market. And we close by looking at what the geopolitical events in the Middle East are doing to mortgage rates.This week's podcasts are sponsored by Feewise, which turns mortgage compliance from bottleneck to business accelerator. Handle all the complexities involved with establishing TRID compliant fees and disclosures, achieve sign off, and deliver packages to your consumers for review or signature.
This week on Sheena Interrupted… Sheena is interrupted (aka out of town), so TRID is joined by Jae for a surprisingly real conversation about teens, social media, and the one app every kid just wants for group chats: Snapchat.We get into: Snapchat rules & screen time limits, privacy vs safety, what parents should (and shouldn't) monitor, how social media impacts teen confidence + mental health, and why “everything disappears” is exactly the problem. Also: hockey schedules, parenting worry spirals, and an extremely unnecessary debate about jumping over cars in an alley (do not try this at home, or anywhere).Thanks to this week's sponsors:Quince.com/Sheena for free shippingBarefaced.com/Sheena for 15% off plus free shipping#parenting #snapchat #teenlife #socialmedia #familypodcast #comedypodcast #sheenainterrupted
Este boletim traz um resumo das principais notícias do dia na análise de Samuel Possebon, editor chefe da TELETIME.TELETIME é a publicação de referência para quem acompanha o mercado de telecomunicações, tecnologia e Internet no Brasil. Uma publicação independente dedicada ao debate aprofundado e criterioso das questões econômicas, regulatórias, tecnológicas, operacionais e estratégicas das empresas do setor. Se você ainda não acompanha a newsletter TELETIME, inscreva-se aqui (shorturl.at/juzF1) e fique ligado no dia a dia do mercado de telecom. É simples e é gratuito.Você ainda pode acompanhar TELETIME nas redes sociais:Linkedin: https://www.linkedin.com/company/teletimenews/Facebook: https://www.facebook.com/Teletime/ Ou entre em nosso canal no Telegram: https://t.me/teletimenews Hosted on Acast. See acast.com/privacy for more information.
This week on Sheena Interrupted, we are looking back at 2016, when we had two little kids, a camera roll full of smiling selfies, and no idea how depleted we actually were. We talk candidly about that season and what ten years of perspective has shown us. We weren't behind. We were just in it.We (TRID) also spiraled about leftover confetti from our 100th episode, took an unexpected but very serious glaucoma detour, and listened to TRID pitch a plan involving a random Chad or possibly a goat to boost our views.If you're navigating parenting, career pressure, or a season that feels heavier than you expected, this episode is for you. This week's sponsor:MintMobile.com/Sheena
1813 - Actualidad 3I/ATLAS a 17 enero 2026, Parte 2: La anticola y el chorro tridáctilo y la 16ª anomalía de Loeb Si va a escribir un comentario, gracias por hacerlo, pero por favor, lea antes las normas de publicación que se encuentran a continuación: (si usted es una persona educada, no tiene que leer las normas). Universo de Misterios tiene reservado el derecho de admisión y publicación de comentarios. Los comentarios son aprobados o rechazados por el departamento de comunicaciones y gestión de comentarios y correos electrónicos de UDM. José Rafael solo lee los comentarios una vez hayan sido publicados. El muro de comentarios de los episodios de UDM en iVoox NO es una red social. No espere que el creador del podcast “debata” con usted. Generalmente, los comentarios anónimos podrían no ser publicados. UDM es un podcast independiente y, por tanto, su contenido expresa el criterio de su autor. La temática general es la Ciencia y el Misterio bien entendido, pero su autor podrá abordar otras temáticas. No está obligado a escuchar UDM, si no le gusta lo que escucha, puede dejar de hacerlo, pero no le diga al autor de lo que debe o no debe hablar en su podcast. No envíe comentarios que contengan falacias lógicas. No de información personal. No espere que su comentario sea respondido necesariamente. Comprenda que se reciben diariamente un elevado número de comentarios que han de ser gestionados, se publiquen o no. Si hace comentarios con afirmaciones dudosas, arguméntelas aportando enlaces a fuentes fiables (recuerde, el muro de Comentarios de los episodios de UDM en iVoox NO es una red social). En caso de no respaldar su comentario como se indica en la caja de descripción del episodio, su comentario podrá no ser publicado. Siguiendo las recomendaciones de la NASA publicadas en el Informe sobre UAP del 13 de septiembre de 2023, en UDM no aprobamos comentarios que contribuyan a extender el estigma que tradicionalmente ha caído sobre los testigos de UAP/OVNIs. Contacto con Universo de Misterios: universodemisteriospodcast@gmail.com En la realización de los episodios de Universo de Misterios puede recurrirse a la ayuda de Inteligencia Artificial como herramienta. Puedes hacerte Fan de Universo de Misterios y apoyarlo económicamente obteniendo acceso a todos los episodios cerrados, sin publicidad, desde 1,99 €. Aunque a algunas personas, a veces, puede proporcionar una falsa sensación de alivio, la ignorancia nunca es deseable. Pero eso, tú ya lo sabes... Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals
This week on Sheena Interrupted we are kicking off 2026 with a behind-the-scenes episode that's basically our podcast work meeting… but with microphones. We're testing out our brand new equipment, revisiting our Sheena Interrupted Constitution (yes, we actually have rules), and arguing about what makes a “real” milestone episode…because according to TRID, this is Episode 99.75… not 100.In this episode, we talk New Year goals, how to actually stick to them, my plan to release more music in 2026, and TRID's dream of giving away everything we own (including things we literally just bought). It's chaotic, it's honest, it's the perfect warm-up before we come back for season 3 with the real Episode 100.This week's sponsors:Cozy Earth: cozyearth.com/SHEENA for up to 20% off!HelloFresh: HelloFresh.com/sheena10fm to Get 10 free meals + a FREE Zwilling Knife
It's our last episode of 2025… and apparently TRID thinks that means we should film Episode 100 in the nude (or at minimum… “toes only”). We tried to do a wholesome year-in-review, but it immediately derailed into: undercover viewers who won't subscribe, a HelloFresh ad getting hijacked mid-conversation, TRID claiming the Coast Guard need police dolphins, and me “stealing” all his friends and brand partners like it's my side hustle. We discussed the year's highlights (magazine shoots, More of You, Anthem singing, more original music, AKA Falling Up and Bruins chaos), the deep stuff (grief + what it teaches you), and end with a heartfelt Auld Lang Syne… or not! Happy New Year. Sleep early. Wake up superior. This Week's Sponsor Hello Fresh: hellofresh.com/Sheena10FM
This week on Sheena Interrupted, we're officially in holiday mode…and realizing the holidays don't hit the same anymore. The kids are older, the elf has become quite lazy, and for the first time ever… Christmas is quiet. Like stay-home, no-chaos, silent night kind of quiet. TRID and I unpack the unspoken rules of holiday survival, the 72-hour limit on family visits, and what happens when traditions shift because everyone's grown up (even though, according to him, I haven't changed since 1995). It's a little emotional, and a whole lot of funny! This week's sponsors Mintmobile.com/Sheena Factor.com/Sheena50off (code 50off)
This week on Sheena Interrupted, we're unpacking the chaos that unfolded when I walked into a vintage shop… and walked out looking like a head butler from 1883... according to TRID, anyway. We dive into my first real thrifting adventure, the men's blazer that “smells like the 80s,” and the tuxedo tailcoat that sent him into a full on spiral. There's a lesson on butlers no one asked for, a debate on whether fashion requires permission, and a blanket-dress situation that absolutely does not get resolved. We talked about Gen Z wearing pajamas straight to school, why used clothes suddenly feel cooler than new ones, and how sustainability turns into an accidental identity crisis when your husband thinks you now work at Downton Abbey. It's chaotic, nostalgic, and aggressively relatable in all the best (and worst) ways. This week's sponsors: Indeed.com/Sheena
This week on Sheena Interrupted, we attempt the impossible: decoding the male and female brains. TRID explains why the bathroom is his “only safe space,” why “I'll do it later” apparently means don't ask me about it again, and why he believes women only need one pair of jeans (deeply concerning). I break down why I need 12 outfit changes, why I deep-clean when I'm anxious, and why throw pillows are, frankly, a non-negotiable part of civilization. Unhinged? Absolutely. Chaotic? Always. In other words: just another day in our life. This week's sponsors: https://www.shantibhavanchildren.org Revolve.com/Sheena
This week on Sheena Interrupted, we opened up our unofficial and very chaotic Holiday Hotline and let you run the show. From carb-free cousins and store-bought side dishes to moms hijacking “your” casserole and that dreaded “So… when are you having kids?” question! TRID and I are tackling your real Thanksgiving dilemmas with a mix of sincerity, sarcasm, and way too much honesty. We cover appropriate dinner conversation (aside from politics), how to navigate holidays when you're married, what to do when guests show up empty-handed but leave with all the leftovers, and whether it's ever okay to bring your own tupperware and your own meal. Along the way, we detour into TRID's dream of giving away hair transplants instead of gift baskets. It's part advice column, part family sitcom, and somehow still a little bit wholesome… in our own chaotic way. This week's sponsors: CozyEarth.com and use code SHEENA for up to 40% off MintMobile.com/SHEENA for premium wireless for $15/mo HelloFresh.com/SHEENA10FM to get 10 Free Meals + free breakfast for life!
This week on Sheena Interrupted, we're celebrating a huge milestone… and unpacking why it made me deeply uncomfortable. We celebrated our YouTube plaque for 100,000 subscribers which sent me spiraling back to childhood awards, second-place trophies, and that feeling of never quite being “the best.” TRID thinks awards are just souvenirs of the journey. I'm over here wondering if they quietly mess with us on a deeper level and the way we see ourselves… Also in this episode: we discussed into Olympic Medals, Grammys, Streamys, and why some people crave recognition while others want to run from it. If you've ever: • Felt weird accepting a compliment or an award • Worked just as hard as everyone else and still didn't get “first place” • Taken time off for kids or life, and are now trying to come back to work or your dreams…then this episode is for you. Stay till the end for some terrible award puns from TRID, a live mini performance of The Christmas Song, and a little reminder that you're not defined by a trophy…or the lack of one. This week's sponsors: factormeals.com and use code sheena50off shantibhavanchildren.org to donate today!
This week on Sheena Interrupted, we are unpacking one of the biggest mysteries in relationships: why men jump to fix, while women just want to feel heard. From love languages and emotional intelligence to “talkers vs. walkers,” TRID and I are breaking down how couples communicate…and miscommunicate. We cover love languages, communication styles, and what emotional intelligence in marriage really looks like. It's equal parts therapy and comedy…just how we like it. This week's sponsors: CozyEarth.com and use code SHEENA for up to 40% off REVOLVE.com/SHEENA for 15% off your first order with code SHEENA
Seller finance compliance feels messy because multiple rule sets overlap and the gray areas are real. In this episode, I break down the essentials—Dodd-Frank Ability-to-Repay (ATR), TRID timelines, and the “Rules of 1, 3, and 5”—and show you how to keep deals simple, compliant, and sellable. Key takeaways Dodd-Frank ATR (the big one): If your borrower is an owner-occupant, you must make a good-faith determination they can repay (credit, income, debts, residual income). You want to underwrite anyway—this protects you and improves loan performance. TRID basics: Send a Loan Estimate (LE) ≥ 7 business days before closing and a Closing Disclosure (CD) ≥ 3 business days before closing. Disclosure reduces misunderstandings and defaults. Rules of 1 / 3 / 5 (why the myths persist): “1 per year”: Only applies to natural persons selling their own primary residence (not investment deals or entities). Not the “do anything you want” rule most think it is. “3 per year”: You can create up to 3 loans/year without involving an RMLO, but ATR still applies. Not Wild West. “5 per year”: You can do up to 5 loans/year without TRID, but if you're already doing ATR with an RMLO, you'll typically do TRID too—there's no reason not to. Why follow ATR + TRID even when not strictly required: Better underwriting → fewer defaults Easier to sell (and at higher prices) to institutional buyers Enforceability if a borrower contests in court Costs are typically passed to the borrower at closing Servicing tip: For owner-occupied loans, use a third-party servicer. Compliance on servicing is even stricter, and you can contractually pass the monthly fee to the borrower. Resources mentioned
This week on the Sheena Interrupted Podcast…We're freezing, feuding, and feeling everything. From our never-ending thermostat war (one of us thinks “room temp” means sub-zero) to a Diwali celebration filled with laughter, tears, and totally unhinged traditions — this episode goes everywhere. Sheena gets emotional about family, TRID rebrands the Festival of Lights into Gotham City, and somehow cow dung, mirrors, and gift cards all make a cameo. It's festive chaos, marital comedy, and a surprisingly heart-warming reminder of what really matters. Thanks to this week's sponsor: Factor: Code SHEENA50 at FactorMeals.com for 50% off your first box & free breakfast for a year!
This week, we are back again and answering all of your anonymous questions…completely unfiltered. From fights and feet (don't ask) to hall passes, deodorant drama, and the weirdest “posture-pee” conversation ever… nothing was off limits. Somehow, TRID also managed to write a full country song about loneliness, whiskey, and a dog named Bingo… before convincing me that my new song Falling Up is apparently a pet funeral anthem. (It's not. Please don't use it for that.) So grab a snack, brace yourself, and come hang out with us on the couch for another episode of Sheena Interrupted (where oversharing is basically our love language).
We flew to Fort Lauderdale for my dad's 70th and celebrated three holidays in one weekend. Think Christmas dinner in September (complete with matching PJs and a private chef), a DIY Indian wedding baraat with an inflatable horse, a pool party in a thunderstorm, and a Valentine's wig parade that almost sent my dad into cardiac arrest from laughing so hard. Somewhere in the middle, TRID declared Ferrero Rocher to be chocolate Bitcoin, and I nearly drowned in asparagus seaweed, Basically, core memories were made, and chaos was invited. PS: My new single Falling Up is OUT…go stream it, save it, share!! https://open.spotify.com/track/632al5NwDGtoT7OztsNXMj?si=a9d7758875cb4a6e
I recorded this one sick, unedited, and maybe slightly delirious.
You asked, we answered. From intimacy and how it really changes over time, to in-law conflicts, and even “bedroom heels” (it's a no from me)… nothing was off limits. TRID and even confessed his celebrity crush, and let's just say there was a plot twist I didn't see coming. It's equal parts hilarious, unhinged, and surprisingly helpful. We're getting close to 100K subscribers (!!!) so hit that subscribe button, and don't forget to pre-save my new song Falling Up! https://distrokid.com/hyperfollow/sheenamelwani/falling-up This week's sponsors: Shop Revolve.com/Sheena and use code SHEENA for 15% off your first order Indeed.com/Sheena for a $75 sponsored job credit
It's the showdown every family knows too well: Mom vs. Dad. This week on Sheena Interrupted, we're diving into the parenting trenches. Sheena's got the checklists, the snacks, the sunscreen (yes, every inch). TRID? His strategy begins and ends with: “They'll be fine.” From bedtime battles to snack negotiations, it's living proof that raising kids with your opposite is equal parts comedy and chaos. Spoiler alert: the kids are smarter than both of us (and they know exactly how to play the game). Stay for the laughs, the roasts, and what might accidentally double as marriage counseling (for us, not you).
This week on Sheena Interrupted, we dropped Jae off at camp… and 24 hours later, TRID was driving him to the ER. What started as a three-week adventure quickly unraveled into back-to-back road trips, a mayo-taxed fast food meltdown, and a rock-paper-scissors showdown to determine who'd make the rescue mission. We unpack the full (and fully chaotic) story—and how, somehow, Jae handled the entire ordeal better than we did. It's parenting chaos, unexpected bonding, and a reminder that resilience sometimes shows up in crutches... and ketchup. ThriveMarket.com/Sheena to start saving today! Sale ends Aug 31st!
This week, Sheena and TRID take a wild ride through ancient history—aka TRID was in charge of the topic this week! From baby medicine laced with opiates to surgery without anesthesia (um, hard pass), and even corpse snatching for science (hello nightmares), the past proves it was truly unhinged. Oh, and if you've never heard of a Castrati… buckle up. It's weird, it's hilarious, it's educational-ish. TRID brought the chaos, and Sheena survived through it!
In honor of Father's Day, this week's Sheena Interrupted is all about dad life—unfiltered, mildly traumatizing, and deeply hilarious. TRID shares the moment he officially became a dad (hint: it involves a purple baby, a glass wall, and a car bed no one asked for). We talk first-time parenting panic attacks, the evolution of dad reflexes, and why Father's Day isn't about gifts—it's about surviving bodily fluids and invisible uncles…you have to watch to understand. This episode is filled with chaos and a whole lot of love. Stick around for a special guest appearance from Jae and Zara.
This week on Sheena Interrupted, we're celebrating our anniversary! And after 20 years of marriage (yes, really), we're spilling it all. From how we met in the goat market to our latest adventures in Boston this weekend. The highs, the chaos, and the surprise celebration TRID actually pulled off. We're answering 20 real, unfiltered questions about our relationship—what's changed, what's stayed the same, and how we've survived two decades of love, growth, and nonstop roasting. Just kidding…we only got through 10 questions! If you enjoy this one, maybe we'll give you a part 2 next week! It's messy, meaningful, and as always…us. Indeed: Indeed.com/Sheena for a $75 sponsored job credit #SheenaInterrupted #AnniversaryEpisode #MarriageUnfiltered
This week's episode almost didn't happen. TRID and I got into one of those fun little marital squabbles—the kind where neither of us really felt like sitting down to record. But we did it anyway… because sometimes, the best conversations come from the messiest moments. If we've promised to give you anything, it's the real version of us. And the truth is, life our house isn't always laughter and harmony. We talk about what it's like when one of us is feeling low, how we try (and sometimes fail) to lift each other up, and why giving space can be just as powerful as showing up. It's honest, a little raw, and yes—there's still laughter in the chaos.
This week's episode is extra special because… my new song “More of You” is finally out in the world! I'm pulling back the curtain and taking you behind the scenes—how this song came to life, the journey behind it, and why it's one of the most vulnerable pieces I've ever written. We talk about what it means to step back and make space for the people you love—and how that journey continues to change me. Of course, TRID jumps weighs in with his unfiltered takes and surprising reflections. It's heartfelt, funny, and full of real talk.
You know those dating tips that make you go “wait… who told you that?!” Yeah, we're talking about those. In this episode of Sheena Interrupted, TRID and I go through some of the absolute worst relationship advice we've ever heard! From ghosting, to playing hard to get, we're breaking down why some of these so-called “rules” are more cringe than cute. Get ready to laugh, shudder, and possibly re-think everything you've ever been told about love. Vegamour: Vegamour.com/Sheena for 20% off your first order!
In this Mother's Day episode, we're unpacking the mental load, the magic, and the mayhem that is motherhood. TRID asks the big questions (and as usual, a few ridiculous ones), I try to explain the unexplainable joy and exhaustion of being a mom, and Zara and Jae steal the spotlight with their own sweet little shoutouts. If you're a mom, love a mom, or just want a front-row seat to the beautiful chaos of my life as a mom—this one's for you. You can Pre-Save my song More of You here! https://distrokid.com/hyperfollow/sheenamelwani/more-of-you/ Shop at REVOLVE.com/SHEENA and use code SHEENA for 15% off your first order. #REVOLVEpartner
What's a "Hot Take" anyway? Sheena tries to make sense of it all and promptly loses control of the conversation (what's new?)! Buckle up as opinions fly faster than facts, no one knows what the truth even is anymore, and TRID suffers from a hilarious case of verbal diarrhea. Don't worry— we snuck in a few nuggets of wisdom within the chaos!
This week on Sheena Interrupted, we're flipping the script—literally. While I was traveling for work, TRID held it down at home with the kids... and I came back to some very surprising discoveries. I never knew he made the bed when I'm gone, or that he survived on a diet of water and ice! Join us as we talk parenting solo, unexpected routines, and what really goes down when mom's away. Spoiler: it's not all chaos (but it's close).
This is what happens when TRID takes medication! In this weeks episode of Sheena Interrupted, we are coming to you from our living room couch (where TRID has been parked for days) as he recovers from surgery. Join us as we chat about his surgery & a whole lotta nonsense. Let's just say anesthesia unlocked a whole new level of TRID, but as they say...the show must go on!