Podcasts about increased

Do nine-ending prices really work?  Will £9.99 sell more than £10.00? Can it be used for high-quality products? What about hedonic products? Can it be used on speed limits?  For years this debate has raged on. But today on Nudge, I speak with pricing expert Dr Markus Husemann-Kopetzky to settle the argument. ---  Markus' book: https://amzn.to/46Hetcg  Unlock the Nudge Vaults: https://www.nudgepodcast.com/vaults Join 10,534 readers of my newsletter: https://www.nudgepodcast.com/mailing-list  Connect on LinkedIn: https://www.linkedin.com/in/phill-agnew/  --- Today's sources:  Gendall, P. (1998). Estimating the effect of odd pricing. Journal of Product & Brand Management, 7(5), 421–432. Husemann-Kopetzky, M. (2018). Handbook on the psychology of pricing: 100+ effects on persuasion and influence every entrepreneur, marketer and pricing manager needs to know. Independently published. ITN Archive. (2022, November 28). “I will not accept that it's a highly dangerous road” (1988) [Video]. YouTube. Kim, J., Novemsky, N., & Dhar, R. (2013). Adding small differences can increase similarity and choice. Psychological Science, 24(2), 176–182. Nunes, J. C., & Park, C. W. (2003). Incommensurate resources: Not just more of the same. Journal of Marketing Research, 40(1), 26–38. Rubinstein, A., & Yee, V. (2020). The left-digit bias: When and why are consumers penny wise and pound foolish? Journal of Marketing Research, 57(3), 467–485. Schindler, R. M., & Kibarian, T. M. (1996). Increased consumer sales response through use of 99-ending prices. Journal of Retailing, 72(2), 187–199. Shotton, R. (2018). The choice factory: 25 behavioural biases that influence what we buy. Harriman House. Suwelack, T., Hogreve, J., & Hoyer, W. D. (2011). Understanding money-back guarantees: Cognitive, affective, and behavioral effects. Journal of Retailing, 87(4), 462–478. Wadhwa, M., & Zhang, K. (2015). This number just feels right: The impact of roundedness of price numbers on product evaluations. Journal of Consumer Research, 41

In this episode of The Canadian Investor Podcast, Simon Belanger and Dan Kent kick things off with a surprising ripple effect from the AI boom: a full-blown RAM/memory shortage that’s sending PC upgrade costs through the roof. They break down why high-bandwidth memory (HBM) is crowding out “normal” consumer RAM production, how Micron, Samsung, and SK Hynix are prioritizing the most profitable AI-driven demand, and what that could mean for pricing, upgrade cycles, and the broader tech supply chain. From there, they shift into a pragmatic, investor-focused look at positioning during geopolitical uncertainty—without cheerleading conflict. Dan outlines key areas investors often look at in these environments: defense contractors (and why buying after the headlines can be “buying the umbrella in the rain”), Canadian energy as a cleaner way to express higher oil prices with less Middle East exposure, the growing (and expensive) opportunity set in cybersecurity, and gold as both a safe haven and an inflation hedge. They also touch on different ways to gain exposure—individual names vs. ETFs—and wrap up with updates on the podcast’s YouTube live plans and what’s coming next. Tickers of Stocks discussed: LMT, NOC, GD, RTX, MU, AEM, FNV, WPM, ZJG.TO Subscribe to our Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Our New Youtube Channel! Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense. See omnystudio.com/listener for privacy information.

Did you know that there's a specific day of the year when the risk of heart attack and stroke suddenly increases? In this episode, Dr. Emily dives into the science behind this phenomenon and explains why even a slight disruption in our sleep can affect our heart, hormones, and overall health. Our bodies operate on something called a circadian rhythm—our natural internal clock that tells us when to sleep, wake, eat, and repair. When that rhythm gets disrupted, even by just an hour, it can throw several systems off balance. Sleep isn't just rest. It's when the body performs critical repair processes. During sleep: Heart rate and breathing slow down Metabolism shifts into recovery mode The brain organizes and clears information from the day Hormones rebalance to prepare the body for the next day When sleep is disrupted, these systems don't reset properly. One of the biggest factors involved is cortisol, often called the body's stress hormone. When we are sleep-deprived or stressed, cortisol remains elevated longer than it should. This creates a cascade of effects, including: Increased blood pressure Higher stress on the cardiovascular system Disrupted blood sugar regulation Increased inflammation All of these can contribute to an increased risk of heart attack or stroke—especially when layered on top of chronic sleep deprivation. Sleep deprivation also affects behavior and decision-making. Research shows that when people are sleep deprived, they are more likely to: Crave sugary or highly processed foods Experience bigger energy crashes Make poorer food choices Eat more frequently throughout the day This combination of poor sleep, stress hormones, and unhealthy eating patterns creates a cycle that can negatively impact long-term health. Sleep plays a powerful role in regulating metabolism, hormone balance, and brain health. During sleep, the brain essentially performs a "cleanup" process—strengthening neural connections, organizing memories, and clearing out metabolic waste. It's also when the body resets insulin responses and gives the digestive system a break. Without adequate sleep, these processes become disrupted, increasing the risk for issues like: Obesity Diabetes Cardiovascular disease Chronic stress While we can't eliminate daylight saving time ourselves, we can take steps to support our bodies during these transitions. A few simple strategies include: Prioritizing consistent sleep schedules Reducing evening screen time and technology use Supporting healthy nighttime routines Managing stress levels Being mindful of food choices when tired These lifestyle habits help support your circadian rhythm and give your body the recovery time it needs. Sometimes the biggest health risks aren't obvious—they're hidden in our daily habits. Understanding how sleep impacts your body can help you make simple changes that support better health. Ready for more guidance and support? Head to www.emilyvinzantmd.com or follow Dr. Emily on Facebook and Instagram for more science-backed common-sense health.   

What if the fastest way to grow your eCommerce business isn't working harder, but using AI more strategically? In this episode, Steve Chou shares how he's applying AI tools to increase traffic, optimize customer experience, and drive more revenue without overcomplicating the process. You'll learn how AI-powered on-site search and cross-sell strategies can dramatically improve conversions, as well as how Steve used these tools to increase website traffic by 25% in just one month. Listen in as he explains how entrepreneurs can cut through the overwhelm of constantly changing AI technology by focusing on one simple goal: using AI to make more money. You'll hear practical ways to start small with AI, how to craft effective prompts that help with coding and website improvements, and how "vibe coding" tools are making development easier than ever. Plus, Steve breaks down how to use AI to reach customers more effectively and ensure your products are properly optimized for search engines so people can actually find what you're selling. You can find show notes and more information by clicking here: https://tinyurl.com/ymbxew9j  Interested in our Private Community for 7-Figure Store Owners?  Learn more here.   Want to hear about new episodes and eCommerce news round-ups?  Subscribe via email.

From boardrooms to headlines, vendor pitches to strategy decks, AI is suddenly everywhere. For many leaders, the conversations surrounding AI can be confusing and overwhelming. Is AI really helpful, or just overhyped? This episode of the Forward Thinking Podcast features FCCS SVP of Marketing and Communications Stephanie Barton and Michael Thomas, Chief Data Scientist at Ketchbrook Analytics for a conversation about AI without the BS – by demystifying AI misconceptions, exploring AI opportunities and risks, and understanding how leaders today can implement AI into the broader digital transformation journey strategy.    Episode Insights Include: Common AI misconceptions in farm credit boardrooms AI being used for loan decisioning.  Generative AI should not be used to make individual loan data decisions.  AI being used as a general blanket for an entire organization.  Generalized AI models can be leveraged to increase productivity.  AI cannot be thrown at all customized business processes.  Individual questions cannot effectively be answered by AI.    Positive applications of AI in farm credit Microsoft CoPilot is being used effectively to effectively summarize and generalize document content.  Extensive pdf documents can be simplified with AI assistance.  Large language models can assist with the farm credit system.    Possibilities for further AI adaptation Prompt-driven user dashboards can allow for quicker recall of desired information.  Large language models can bring data together for the user.  Product catalogues chatbots can provide quick answers for users.  Try it and see – AI has countless possibilities that may be helpful.    AI versus machine learning and automation AI usually refers to generative AI.  Machine learning generally outputs one fixed idea.  Generative AI is a newer concept that produce varying lengths of output.  Machine learning helps organizations make better, data-driven decisions.  Generative AI helps organizations be more efficient across a variety of day-to-day tasks. Both have applicability to automation.    Promising applications for AI application in farm credit Increased efficiency is guaranteed with AI.  Sales should be working with a large language model to create a polished sales pitch.  AI can be leveraged to review the work that you have already done.  AI can support, review, and enhance your original thoughts and work.    Avoiding the risks and dangers of AI There is little to no room for error in farm credit, and AI is not fool-proof.  AI offers promises including improved hiring and productivity gains.  Critical thinking skills are at risk from AI, as well as the messy deployment of fully autonomous AI agents. Additional improvements include revolutionary game-changers in medicine and science.  Troubleshooting problems can be addressed more quickly with AI assistance.  Longterm adaptation has to be rolled out in a way that complements the workforce.    This podcast is powered by FCCS.   Resources   Connect with Michael Thomas – Michael Thomas   Get in touch – info@fccsconsulting.com   "AI should be thoughtfully baked into the products you're already using." — Michael Thomas   "AI has to be rolled out in a way that complements the workforce." — Michael Thomas   "Don't be afraid to use your brain first." — Michael Thomas   "Do not focus on the tools of AI or machine learning, focus on the problems that you want to solve." — Michael Thomas

Minister Peter Burke today issued a statement regarding the increased abuse retail workers have been experiencing in recent days following the increase in fuel prices. In his statement he said, “I want to make it clear that this behaviour is unacceptable, and no one should take their frustration out on any retail worker.”Have you noticed an increase in abuse?Joining Ciara to discuss this is Jim Fuery, Assistant General Secretary of Mandate.

In this episode of The Career Transition Experts, we demystify today's hiring market and share practical strategies for candidates navigating career transitions.Key Topics Covered:The Hiring "Black Hole" Explained: Companies do want to hire but are overwhelmed by applicant volume and constrained processes. Increased technology-driven applicant flow, without a corresponding increase in human reviewers, causes bottlenecks and applicant silence, which is not personal.Creative Outreach: Utilize ideas like voice-to-text messages and group introductions with trusted references to humanize the job search process.AI's Evolving Role: AI is now seen as a helpful tool in hiring, not a shortcut, as long as it supports real and accurate content.Our guest, Kathleen Steffey is the Founder & Chief Talent Officer for Naviga Recruiting & Executive Search. They are a retained firm that places sales, marketing and operations positions for businesses around the world. You may contact her at kathleen@navigaservices.comIf you're interested in how to apply these insights to gain traction in your job search, let's schedule a FREE Resume and Strategy Review session - click here for more information.

Market segmentation driven by rising memory costs is actively restructuring the endpoint device landscape, leading to margin redistribution across the technology stack. Apple exemplified this bifurcation strategy by launching an entry-level MacBook Neo at $599 built on the A18 Pro iPhone chip, while simultaneously increasing prices on other MacBook Air and Pro models by $100 to $400 in response to global memory shortages. This deliberate move separates high-margin premium hardware from low-cost devices, effectively diminishing the traditional mid-tier device segment where most SMB and MSP standards have typically been positioned. Supporting data highlights the broader industry impact: 62% of small businesses report ongoing supply chain disruption, affecting pricing, timing, and availability, according to recent NFIB survey data. Component suppliers such as Broadcom are capturing upstream value, with a reported 29% year-over-year revenue increase driven by concentrated AI infrastructure demand. Omnia's forecast anticipates a significant smartphone shipment decline in 2026, primarily attributed to rising memory costs and uneven impact, disproportionately squeezing entry-level devices while preserving premium margins. A parallel challenge emerges within organizational governance and service delivery. The Logicalis Global CIO Report 2026 found over half of CIOs believe AI adoption is outpacing their management capabilities, with 90% of organizations lacking internal technical expertise yet 72% planning further AI investment. This gap between ambition and readiness, combined with traditional ticket-based operating models, means unmanaged risk increases as businesses prioritize speed over structured governance. Internal IT builds are increasingly abandoned, with 71% of IT and security leaders reporting failure to meet on-time and budget targets, signaling that velocity and accountability, not just ticket closure, are becoming core client expectations. Implications for MSPs and IT service providers are immediate and operational. Service models must account for hardware segmentation by incorporating differentiated support structures for entry-level versus premium devices. Increased complexity and support demands from constrained hardware will compress margins unless properly priced and standardized. MSPs are positioned closest to liability accumulation as clients face both hardware refresh and AI adoption without sufficient internal expertise. Advisory frameworks should address total cost of ownership, memory shortage context, and governance gaps, productizing assessments and redesigning service delivery for speed with explicit controls to manage risk. Three things to know today 00:00 Memory Costs Squeeze Entry-Level Hardware as Suppliers Capture Margin Upstream 02:24 Apple's $599 MacBook Neo Signals a Split Hardware Strategy, Not a Budget Play 04:22 IT Service Models Built on Approvals Are Losing to Speed-First Competitors 06:57 Why Do We Care?  Supported by:

We are releasing today on our Consumer Finance Monitor podcast our host Alan Kaplinsky's discussion with Marisa Calderon, President and CEO of Prosperity Now, about two high-profile policy proposals raised or embraced by President Trump as part of a broader populist affordability agenda: 1.         A nationwide 10% cap on credit card interest rates for one year. 2.         The Credit Card Competition Act (CCCA), long championed by Senator Dick Durbin which would require large credit card issuers to enable at least two unaffiliated payment networks (only one of which could be MasterCard or VISA) on their cards. Each proposal is framed as pro-consumer. Each has generated significant pushback from banks, card issuers, and trade associations. However, even consumer advocacy groups have raised serious questions about the wisdom of such initiatives. Prosperity Now is a non-profit organization dedicated to advancing economic mobility, with a focus on those facing economic barriers. Each raises fundamental questions about how to balance affordability and access in the consumer credit market. Our discussion focused on a central theme: affordability is a real and pressing concern, but policy design matters enormously. Credit Card APRs: A Real Affordability Pressure As Calderon emphasized, policymakers are not wrong to focus on credit card interest rates. Average credit card APRs now hover around 22%, up sharply from roughly 13% a decade ago. Approximately half of cardholders carry a balance, and many rely on credit cards not for discretionary spending, but as liquidity bridges, covering emergency medical bills, car repairs, groceries, and other essentials. For lower and moderate-income households, credit cards are often the only readily available, regulated source of short-term liquidity. That makes rising APRs particularly painful. Calderon's formulation is apt: policymakers have identified the right problem. The harder question is whether they have identified the right solution. The 10% Interest Rate Cap: Lessons from History The proposal to impose a flat 10% nationwide cap on credit card interest rates for one year would represent an unprecedented federal intervention into unsecured revolving credit markets. Credit cards are unsecured and priced for risk. Interest margins help issuers cover expected charge-offs, volatility, and operational costs. If pricing flexibility is removed, lenders cannot simply absorb the loss, they adjust. Historically, those adjustments take predictable forms: •                 Tighter underwriting standards •                 Higher minimum credit scores •                 Lower credit limits •                 Reduced rewards programs •                 Increased non-interest fees •                 Exit from higher-risk market segments The likely result, as Calderon noted, is credit contraction, particularly affecting marginal and lower-income borrowers. The most relevant historical example may be the 1980 credit controls imposed during the Carter Administration, which were rescinded within months after causing severe market disruption. A more targeted example is the 36% APR cap under the Military Lending Act, which illustrates both the importance of bipartisan legislative design and the reality that even well-intentioned caps can reduce access at the margins. Recent Federal Reserve research on state usury caps reinforces this concern: when interest rate ceilings are imposed, credit to higher-risk borrowers contracts, credit to lower-risk borrowers expands, and delinquency rates do not meaningfully improve. In other words, credit is reallocated, not necessarily improved. Even a "temporary" cap may have durable consequences. Issuers that exit certain segments or reduce credit lines are not obligated, and may not be economically inclined, to restore them once the cap expires. Credit score impacts and reduced access can linger well beyond the formal life of the policy. As Calderon put it, blunt price controls are a chainsaw when what is needed is a scalpel. Affordability in Context: What Drives Household Budgets? An additional consideration is scale. Research recently highlighted by the Consumer Bankers Association shows that the fastest-growing household expenses from 2013–2024 were healthcare, shelter, food, and vehicles. Credit card interest represents a relatively small share of average household expenditures. This does not minimize the pain of high APRs, especially for households carrying persistent balances, but it does raise an important structural question: can credit card rate caps meaningfully solve broader affordability challenges rooted in housing, medical costs, food inflation, and transportation? Credit cards are often the mechanism households use to cope with those rising costs. Constraining access to that liquidity may exacerbate, rather than relieve, financial stress. The Credit Card Competition Act: Structural Reform or Indirect Price Control? The second proposal we discussed, the Credit Card Competition Act (the "CCCA"), takes a different approach. Rather than capping interest rates, the CCCA would require large issuers to offer merchants at least two unaffiliated network routing options (only one of which could be Visa or Mastercard). The theory is that routing competition would reduce interchange fees ("swipe fees"), lowering merchant costs and ultimately consumer prices. Merchants have generally supported the proposal. Banks and card issuers have strongly opposed it. The consumer-facing promise is straightforward: lower merchant fees should translate into lower retail prices, but history complicates that assumption. The Durbin Amendment to the Dodd-Frank Act imposed caps on debit card interchange fees for large issuers and included routing requirements. While interchange revenue declined, Calderon pointed out that empirical evidence suggests that cost savings were not consistently passed through to consumers in the form of lower prices. At the same time, banks offset lost revenue through higher account fees and reduced benefits. A similar dynamic could unfold in the credit card market. Interchange revenue helps fund: •           Rewards programs •           Fraud detection and prevention •           Customer service infrastructure •           Risk management If that revenue is compressed, issuers may respond with tighter underwriting, reduced rewards, or new fee structures. As Calderon observed, although the CCCA operates through indirect price pressure rather than a direct APR ceiling, downstream effects could look similar. Distinguishing Populist Framing From Durable Reform Both the rate cap and the CCCA are framed as pro-consumer, populist reforms. The political appeal is clear, but distinguishing headline appeal from durable consumer benefit requires careful analysis. Calderon suggested several guideposts policymakers should consider: •                 Access – Does the reform preserve or expand access for low- and moderate-income borrowers? •                 Incidence – Who actually captures the gains? Consumers, merchants, intermediaries, or some combination? •                 Substitution effects – Does the policy push consumers toward higher-cost, less-regulated alternatives such as payday or fringe products? •                 Durability – What happens after implementation? Do markets rebound, or do credit line reductions and underwriting changes persist? These questions are not ideological. They are structural. Affordability and access are not opposing values. The policy challenge is designing reforms that alleviate financial strain without narrowing the regulated credit tools families rely on when emergencies arise. The Bottom Line Affordability concerns are real. Rising APRs are real. Financial stress among many households is real. But blunt price caps may reduce rates on paper while reducing access in practice. Structural competition mandates may promise savings that do not materialize at the checkout counter. Durable consumer protection requires careful calibration — the scalpel, not the chainsaw. For industry participants, policymakers, and advocates alike, the takeaway is straightforward: evidence and market mechanics matter. Populist framing may win headlines, but long-term financial stability depends on policy design that accounts for how credit markets actually function. As always, we will continue to monitor these proposals and their evolution in Congress and the Administration.  It may be noteworthy that President Trump did not mention either proposal during his almost two-hour State of the Union Address on January 24th. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

Welcome back to Impact Theory with Tom Bilyeu. In this riveting part two episode, Tom sits down with former CIA agent Andrew Bustamante for an unfiltered, real-time analysis of today's shifting geopolitical landscape. Together, they pull back the curtain on the fog of war, diving into recent events in Iran and the Middle East, the secrets of intelligence agencies, and the powerful interplay between economics and foreign policy. From dissecting propaganda and disinformation to exploring how institutional trust has eroded in the digital age, Tom Bilyeu and Andrew Bustamante don't shy away from tackling the tough questions. You'll hear their candid takes on the true motives behind global actions, the limits of what outsiders can really know about other cultures, and why economic interests underpin so much of international strategy. Whether they're talking about the intricacies of espionage or the economic forces fueling world powers, this conversation is equal parts insightful and provocative. Get ready for a deep dive that will challenge your perspectives on leadership, legacy, and the future of global stability. If you're ready to see beyond headlines and surface narratives, this episode will leave you thinking long after it ends. What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER:  https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20show SCALING a business: see if you qualify here.:  https://tombilyeu.com/call Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here.: https://tombilyeu.com/ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Ketone IQ: Visit https://ketone.com/IMPACT for 30% OFF your subscription orderShopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impactSumm: code TOMVIP20 for 20% off your first year at https://summ.com?via=tombilyeu&coupon=TOMVIP20Blocktrust IRA: get up to $2,500 funding bonus to kickstart your account at https://tomcryptoira.comQuo: Try for free PLUS get 20% off your first 6 months at https://quo.com/impactQuince: Free shipping and 365-day returns at https://quince.com/impactpod Duck.Ai: Protect your privacy at https://duck.ai/impact Monetary Metals: Future-proof your wealth at https://monetarymetals.com/impact Plaud: Get 10% off with code TOM10 at https://plaud.ai/tom Impact Theory:Want to learn more from Andy?Find your Spy Superpower: https://yt.everydayspy.com/4asJ7ZhRead Andy's CIA book ‘Shadow Cell': https://geni.us/ShadowCellBook Follow Andy on YouTube: https://youtube.com/@Andrew-BustamanteExplore Spy School: https://everydayspy.com/ Support Andy's sponsor Axolt Brain: https://axoltbrain.com/andyListen to the podcast: https://youtube.com/@EverydaySpyPodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

EMERGENCY ROUNDTABLE: How long will this conflict last? Ex-CIA spy Andrew Bustamante, national security journalist Annie Jacobsen, and Iran expert Benjamin Radd break down Trump's strikes, Ayatollah Ali Khamenei's death, nuclear risks, AI warfare, and what could happen next. Andrew Bustamante is a former CIA covert intelligence officer and founder of Everyday Spy, and co-author of the memoir ‘Shadow Cell: An Insider Account of America's New Spy War'. Annie Jacobsen is a renowned nuclear war expert and Pulitzer Prize finalist and author of her bestselling book ‘Nuclear War: A Scenario'. Benjamin Radd is a Senior Fellow at the UCLA Burkle Center for International Relations, and Lecturer in Law and Politics at UCLA School of Law. They explain: ◼️Who really carried out the strike on Iran ◼️How long this conflict could actually last ◼️Who takes control of Iran now ◼️Why the Strait of Hormuz closure could collapse the global economy ◼️The role of AI in planning military targets 00:00 Intro 00:01:43 What Is Really Happening With Iran Right Now? 00:08:27 What This War Is Really About (Beyond The Headlines) 00:15:43 Why Trump Chose This Moment To Strike Iran 00:28:51 Was This Actually The Right Time To Attack Iran? 00:32:49 Is This About Trump's Legacy—Or Something Bigger? 00:35:02 What This Conflict Means For The Future World Order 00:47:20 Why Other Regimes Are Watching This Conflict Closely 00:57:43 The Real Reason The U.S. Still Cares About Cuba 00:58:51 Do Nuclear Weapons Guarantee A Country's Safety? 01:05:51 Are We Closer To Nuclear War Than We Think? 01:11:16 Military Reality Check: How Many Soldiers Each Country Has 01:12:52 How Long Can Israel Sustain A Major War? 01:14:13 How This Conflict Could Actually Play Out 01:21:30 Which Sources Can You Really Trust During War? 01:31:21 What The U.S. Hopes To Gain From Bombing Iran 01:35:32 Are We Entering A Strongman Multipolar World? 01:41:24 The Rise Of Mass Surveillance During Global Conflict 01:46:30 The Most Likely Scenario That Could Trigger Nuclear War 01:54:32 Why Iran Is Striking Multiple Targets With Missiles 01:57:55 How Long Could This War Actually Last? 02:01:15 Is Trump Really Going To Leave Office? 02:03:17 What The Future May Look Like For The Average American Enjoyed the episode? Share this link and earn points for every referral - redeem them for exclusive prizes: https://doac-perks.com Follow Andrew: Find your Spy Superpower: https://yt.everydayspy.com/4s4dXOt YouTube - https://link.thediaryofaceo.com/8Tv0QP1 EverydaySpy: https://link.thediaryofaceo.com/2CJoYJD You can purchase ‘Shadow Cell: An Insider Account of America's New Spy War', here: https://link.thediaryofaceo.com/4T3ZTlT Follow Annie: Instagram - https://link.thediaryofaceo.com/ErFnd8L Website - https://link.thediaryofaceo.com/D7QkSEH You can pre-order ‘Biological War: A Scenario', here: https://link.thediaryofaceo.com/E99Eor5 Follow Benjamin: Instagram - https://link.thediaryofaceo.com/GsFWbA9 X - https://link.thediaryofaceo.com/9mF9KFp The Diary Of A CEO: ◼️Join DOAC circle here - https://doaccircle.com/ ◼️Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook ◼️The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt ◼️The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb ◼️Get email updates - https://bit.ly/diary-of-a-ceo-yt ◼️Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb Sponsors: Ketone - https://ketone.com/STEVEN for 30% off your subscription order Wispr - Get 14 days of Wispr Flow for free at https://wisprflow.ai/steven Cometeer - https://cometeer.com/steven for $30 off your first order

Georgia Gov. Brian Kemp and other state leaders have touted the Peach State as one of the best places to do business. However, some lawmakers and advocacy groups say in order for that to be fully true, Georgia must do right by its workforce. As Georgia lawmakers are convening at the state capitol for the 2026 legislative session, State Representative Dewey McClain of Lawrenceville and Ogechi Oparah, the organizing manager representing 9to5 Georgia, are among those prioritizing several labor-related proposed bills: HB1318, HB394, HB395 and HB 1118. Also on today’s “Closer Look with Rose Scott,” the Atlanta People's Campaign will host its third assembly on Saturday, March 14. The aim is to have neighbors meet neighbors, discuss problems in their communities, and invoke change. Organizer Mshairi Siyanda joined Host Rose Scott on Wednesday's "Closer Look" to discuss the upcoming gathering and her hope for community-focused solutions. Movements like this became important to Siyanda after growing up in an Atlanta neighborhood that struggled economically, and after experiencing uncomfortable and changing local attitudes about Black wealth after the 1996 Olympics. See omnystudio.com/listener for privacy information.

PainExam Podcast Show Notes Red Light Therapy (Photobiomodulation) for Pain Evidence, Mechanisms, and Clinical Applications Host: Dr. David Rosenblum Red light therapy, also known as photobiomodulation (PBM) or low-level laser therapy (LLLT), is an emerging non-invasive treatment modality increasingly used in pain medicine, rehabilitation, and regenerative medicine practices. In this episode of the PainExam Podcast, Dr. Rosenblum reviews the mechanisms, clinical evidence, indications, and safety considerations surrounding photobiomodulation therapy for pain. Red and near-infrared wavelengths stimulate mitochondrial activity, increase ATP production, reduce inflammatory mediators, and promote tissue healing. These physiologic effects may translate into analgesic benefits for a variety of musculoskeletal and neuropathic pain conditions. Clinical research suggests potential benefit in temporomandibular disorders, chronic neck pain, and inflammatory oral conditions, though results vary due to differences in dosing parameters and treatment protocols. Despite these limitations, PBM has a favorable safety profile and is increasingly being integrated into multimodal pain management strategies. Key Topics Covered • What is photobiomodulation therapy (PBM) • How red and near-infrared light interact with mitochondria • Mechanisms of analgesia and tissue repair • Evidence from clinical trials in TMD, neck pain, and oral inflammatory pain • The biphasic dose response (Arndt-Schulz law) • Safety profile and contraindications • How PBM may integrate with regenerative pain medicine Mechanism of Action Photobiomodulation works primarily through stimulation of mitochondrial chromophores, particularly cytochrome c oxidase. This leads to: • Increased ATP production • Modulation of inflammatory cytokines • Increased angiogenesis and tissue repair • Reduced oxidative stress These effects may improve pain, inflammation, and healing in certain musculoskeletal conditions. Evidence Discussed in This Episode Temporomandibular Disorders Randomized trial demonstrating improvements in pain and mandibular function with red light therapy. De Carvalho et al., Pain Research and Treatment (2019) https://onlinelibrary.wiley.com/doi/full/10.1155/2019/8578703 Chronic Neck Pain Clinical trial demonstrating improvements in pain scores and pressure pain thresholds after photobiomodulation therapy. Chen et al., Lasers in Medical Science (2022) https://link.springer.com/article/10.1007/s10103-022-03540-0 Oral Pain and Dental Inflammation Randomized study demonstrating reduced pain and improved healing following PBM treatment. Almeida et al., BMC Oral Health (2023) https://link.springer.com/article/10.1186/s12903-023-02784-8 Who May Benefit From Photobiomodulation? Red light therapy may be considered as an adjunct treatment for: • myofascial pain • cervical spine pain • temporomandibular disorder • tendinopathy • peripheral neuropathy • musculoskeletal injury recovery Safety and Contraindications Photobiomodulation has a very favorable safety profile. Reported adverse effects are rare and usually mild: • transient erythema • warmth at treatment site • headache • eye irritation without proper protection Precautions include: • avoiding direct retinal exposure • avoiding treatment over malignancy • avoiding application over the uterus during pregnancy • caution in photosensitive disorders Resources For Patients Seeking Treatment Learn more about integrative and regenerative pain treatments including PRP, ultrasound-guided injections, and advanced pain therapies: AABP Integrative Pain Care & Wellness https://www.AABPpain.com For Pain Physicians and Advanced Practice Providers Training in ultrasound, interventional pain procedures, and pain board preparation: NRAP Academy CME Education https://www.NRAPpain.org

PainExam Podcast Show Notes Red Light Therapy (Photobiomodulation) for Pain Evidence, Mechanisms, and Clinical Applications Host: Dr. David Rosenblum Red light therapy, also known as photobiomodulation (PBM) or low-level laser therapy (LLLT), is an emerging non-invasive treatment modality increasingly used in pain medicine, rehabilitation, and regenerative medicine practices. In this episode of the PainExam Podcast, Dr. Rosenblum reviews the mechanisms, clinical evidence, indications, and safety considerations surrounding photobiomodulation therapy for pain. Red and near-infrared wavelengths stimulate mitochondrial activity, increase ATP production, reduce inflammatory mediators, and promote tissue healing. These physiologic effects may translate into analgesic benefits for a variety of musculoskeletal and neuropathic pain conditions. Clinical research suggests potential benefit in temporomandibular disorders, chronic neck pain, and inflammatory oral conditions, though results vary due to differences in dosing parameters and treatment protocols. Despite these limitations, PBM has a favorable safety profile and is increasingly being integrated into multimodal pain management strategies. Key Topics Covered • What is photobiomodulation therapy (PBM) • How red and near-infrared light interact with mitochondria • Mechanisms of analgesia and tissue repair • Evidence from clinical trials in TMD, neck pain, and oral inflammatory pain • The biphasic dose response (Arndt-Schulz law) • Safety profile and contraindications • How PBM may integrate with regenerative pain medicine Mechanism of Action Photobiomodulation works primarily through stimulation of mitochondrial chromophores, particularly cytochrome c oxidase. This leads to: • Increased ATP production • Modulation of inflammatory cytokines • Increased angiogenesis and tissue repair • Reduced oxidative stress These effects may improve pain, inflammation, and healing in certain musculoskeletal conditions. Evidence Discussed in This Episode Temporomandibular Disorders Randomized trial demonstrating improvements in pain and mandibular function with red light therapy. De Carvalho et al., Pain Research and Treatment (2019) https://onlinelibrary.wiley.com/doi/full/10.1155/2019/8578703 Chronic Neck Pain Clinical trial demonstrating improvements in pain scores and pressure pain thresholds after photobiomodulation therapy. Chen et al., Lasers in Medical Science (2022) https://link.springer.com/article/10.1007/s10103-022-03540-0 Oral Pain and Dental Inflammation Randomized study demonstrating reduced pain and improved healing following PBM treatment. Almeida et al., BMC Oral Health (2023) https://link.springer.com/article/10.1186/s12903-023-02784-8 Who May Benefit From Photobiomodulation? Red light therapy may be considered as an adjunct treatment for: • myofascial pain • cervical spine pain • temporomandibular disorder • tendinopathy • peripheral neuropathy • musculoskeletal injury recovery Safety and Contraindications Photobiomodulation has a very favorable safety profile. Reported adverse effects are rare and usually mild: • transient erythema • warmth at treatment site • headache • eye irritation without proper protection Precautions include: • avoiding direct retinal exposure • avoiding treatment over malignancy • avoiding application over the uterus during pregnancy • caution in photosensitive disorders Resources For Patients Seeking Treatment Learn more about integrative and regenerative pain treatments including PRP, ultrasound-guided injections, and advanced pain therapies: AABP Integrative Pain Care & Wellness https://www.AABPpain.com For Pain Physicians and Advanced Practice Providers Training in ultrasound, interventional pain procedures, and pain board preparation: NRAP Academy CME Education https://www.NRAPpain.org

PainExam Podcast Show Notes Red Light Therapy (Photobiomodulation) for Pain Evidence, Mechanisms, and Clinical Applications Host: Dr. David Rosenblum Red light therapy, also known as photobiomodulation (PBM) or low-level laser therapy (LLLT), is an emerging non-invasive treatment modality increasingly used in pain medicine, rehabilitation, and regenerative medicine practices. In this episode of the PainExam Podcast, Dr. Rosenblum reviews the mechanisms, clinical evidence, indications, and safety considerations surrounding photobiomodulation therapy for pain. Red and near-infrared wavelengths stimulate mitochondrial activity, increase ATP production, reduce inflammatory mediators, and promote tissue healing. These physiologic effects may translate into analgesic benefits for a variety of musculoskeletal and neuropathic pain conditions. Clinical research suggests potential benefit in temporomandibular disorders, chronic neck pain, and inflammatory oral conditions, though results vary due to differences in dosing parameters and treatment protocols. Despite these limitations, PBM has a favorable safety profile and is increasingly being integrated into multimodal pain management strategies. Key Topics Covered • What is photobiomodulation therapy (PBM) • How red and near-infrared light interact with mitochondria • Mechanisms of analgesia and tissue repair • Evidence from clinical trials in TMD, neck pain, and oral inflammatory pain • The biphasic dose response (Arndt-Schulz law) • Safety profile and contraindications • How PBM may integrate with regenerative pain medicine Mechanism of Action Photobiomodulation works primarily through stimulation of mitochondrial chromophores, particularly cytochrome c oxidase. This leads to: • Increased ATP production • Modulation of inflammatory cytokines • Increased angiogenesis and tissue repair • Reduced oxidative stress These effects may improve pain, inflammation, and healing in certain musculoskeletal conditions. Evidence Discussed in This Episode Temporomandibular Disorders Randomized trial demonstrating improvements in pain and mandibular function with red light therapy. De Carvalho et al., Pain Research and Treatment (2019) https://onlinelibrary.wiley.com/doi/full/10.1155/2019/8578703 Chronic Neck Pain Clinical trial demonstrating improvements in pain scores and pressure pain thresholds after photobiomodulation therapy. Chen et al., Lasers in Medical Science (2022) https://link.springer.com/article/10.1007/s10103-022-03540-0 Oral Pain and Dental Inflammation Randomized study demonstrating reduced pain and improved healing following PBM treatment. Almeida et al., BMC Oral Health (2023) https://link.springer.com/article/10.1186/s12903-023-02784-8 Who May Benefit From Photobiomodulation? Red light therapy may be considered as an adjunct treatment for: • myofascial pain • cervical spine pain • temporomandibular disorder • tendinopathy • peripheral neuropathy • musculoskeletal injury recovery Safety and Contraindications Photobiomodulation has a very favorable safety profile. Reported adverse effects are rare and usually mild: • transient erythema • warmth at treatment site • headache • eye irritation without proper protection Precautions include: • avoiding direct retinal exposure • avoiding treatment over malignancy • avoiding application over the uterus during pregnancy • caution in photosensitive disorders Resources For Patients Seeking Treatment Learn more about integrative and regenerative pain treatments including PRP, ultrasound-guided injections, and advanced pain therapies: AABP Integrative Pain Care & Wellness https://www.AABPpain.com For Pain Physicians and Advanced Practice Providers Training in ultrasound, interventional pain procedures, and pain board preparation: NRAP Academy CME Education https://www.NRAPpain.org

Is federal funding coming back? Should your nonprofit apply for federal grants in 2026? And what are the new compliance risks you need to understand before submitting an application?In this episode of A Modern Nonprofit Podcast, Tosha Anderson sits down with federal funding expert Fielding Jezreel to unpack the current state of federal grants as of February 2026.After a turbulent 2025 filled with funding whiplash, shutdown fears, and shifting priorities, we're finally seeing stability return. But that doesn't mean it's business as usual.We cover:-Why federal grant opportunities are surging in Spring 2026-New federal funding priorities (faith-based, charter schools, rural organizations)-Increased scrutiny around first-year outcomes and compliance-Red flags that mean your nonprofit is NOT ready to apply-How to build the infrastructure to withstand federal audits-Whether you should apply directly or start as a sub-recipientIf you're a nonprofit leader navigating federal funding, grant management, compliance requirements, or organizational readiness, this episode is essential listening.Federal grants aren't all doom and gloom in 2026 — but they do require strategy.Connect with Fielding JezreelLinkedIn: https://www.linkedin.com/in/fieldingjezreelLinkedIn: https://www.linkedin.com/company/jezreelconsulting Learn more about Fielding's Federal Grants Accelerator: https://www.federalgrantsaccelerator.comFollow Us Online

Mike Willis, co-founder and CEO of Cyber Hornet ETFs, says Bitcoin and Ethereum are both buys amid steep sell-offs in the crypto space. While the assets trade around 50% below their all-time highs, he expects historical rebounds to repeat history. Increased institutional exposure adds to Mike's bull case. He later explains how his firm's ETFs allow clients to invest in cryptocurrencies and stocks. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Lisa Ryan, Professor of Energy Economics at UCD, outlines how energy supplies may be impacted by the conflict in the Middle East.

Send a textWhat if the program you've spent years perfecting could fund your nonprofit and serve exponentially more people... without you burning out trying to do it all yourself? Most executive directors don't realize that the SOPs, worksheets, and workflows living in their heads are actually valuable intellectual property that other nonprofits would pay to access.On this week's episode of The Small Nonprofit Podcast, Maria sits down with Rebecca Britt, founder of Stable Moments, a mentorship program for foster and adopted youth now operating in over 40 locations across the United States. We're breaking down exactly how you can package your proven program model, license it to other organizations, and create a new revenue stream that keeps giving, all while expanding your mission's reach far beyond your local community. Nonprofit leaders tuning in will walk away with a concrete roadmap for assessing whether their program is ready to scale, how to structure a licensing model, and how to start approaching other organizations about adopting it.Our FREE Fundraising for Boards webinar, happening March 18th, is live only. Send your board members this link to register.  Visit https://www.gofurthertogether.ca/ to learn more. Support the show Connect with the show: Watch the episode on YouTube; follow Maria Rio on LinkedIn for more conversations and resources. Or support our show. We are fully self-funded! Book a Discovery Call with Further Together: Need help with your fundraising? See if our values-aligned fundraisers are a fit for your organization.

Sign up to Easy Ayurveda Video Classes by clicking the link belowhttps://www.easyayurveda.com/video-classes/Video Course: “Ayurvedic food and Nutrition”https://www.easyayurveda.com/nutrition/Buy Tridosha Made Easy Bookhttps://www.easyayurveda.com/tridosha-made-easy-3/Buy Tridosha Made Easy Book in Spanish LanguageEl corazón de los doshas: Nuevo librohttps://www.easyayurveda.com/el-corazon-de-los-doshas/Click to know more about Easy Ayurveda Hospitalhttps://www.easyayurveda.com/hospital/Buy our new course on Marma Therapy Part 1https://www.easyayurveda.com/marma1Buy our new course on Marma Therapy Part 1Subscribe to Easy Ayurveda Video Classes https://www.easyayurveda.com/video-classes/Subscribe to our free Easy Ayurveda newsletter here (you can unsubscribe and stop them anytime) -  https://forms.aweber.com/form/58/2129766958.htm Buy our course on diabetes reversal, powered by Madhavbaug https://www.easyayurveda.com/diabetes Buy our online video course on Treatment of cardiac disorders with Ayurveda https://www.easyayurveda.com/heartMaster ECG in one week. Sign up for video course https://www.easyayurveda.com/ecgContact Dr. MB Gururaja BAMS MD (Ayu)https://www.easyayurveda.com/gururaja  Contact Dr. Raghuram YS BAMS MD (Ayu)https://www.easyayurveda.com/raghuram Buy Easy Ayurveda Ebooks https://www.easyayurveda.com/my-book Buy Easy Ayurveda Printed Books https://www.easyayurveda.com/books/

[Recorded February 28th, 2026]:   Roger Rosmus, Founder, CEO, & Director of Goliath Resources Ltd (TSX-V: GOT) (OTCQX: GOTRF) (FSE: B4IF), joins me for a special video update to visually highlight the key takeaways from the 2025 exploration season.  Consolidated results now include all the multi-element results, from 110 holes drilled on the Surebet Discovery at the Golddigger Property; located in the Golden Triangle, B.C.  We also discuss the strong financial position of the treasury, which has budgeted another large expansion drill program in 2026.   On February 24, 2026, the Company announced the multi-element results on the final 56 drill holes, accounting for silver, copper, lead, and zinc values within these holes. Goliath reported an average 19.6% increase in overall grade values from these previously announced gold-only assays, with numerous high-grade intercepts including 24.16 g/t AuEq over 7.00 meters. Across all 110 drill holes completed during the 2025 season, this polymetallic contribution is an average increase of 16.5% in overall grade values from the gold-only assays. 92,000 meters of drilling was completed in the four prior drilling seasons (2021-2024) on the Surebet Discovery resulted in the modeling of a vast stacked vein system. The 2025 drilling season alone, with more than 64,000 meters of drilling, has expanded the modelled stacked vein system that remains open; over 156,000 meters total have been drilled to date. Of the holes drilled during the 2025 campaign, 83 out of 110 holes (or 76%) contained visible gold to the naked eye (VG-NE). 100% of the drill holes completed to date, have all intersected gold mineralization clearly demonstrating the remarkable continuity, grades, and widths in 5 Main Gold-Rich Zones comprising 46 mineralized lodes that remain open for expansion. Roger outlines the Company's rationale that it makes far more sense to keep expanding the mineralization with aggressive exploration programs, versus trying to pin down the MRE at this stage; when the Project is still open in most directions. This demonstrates the continuity of this high-grade gold system and the remaining untapped expansion potential of the Surebet discovery for 2026 and beyond..   The fully funded 2026 drill program will be mainly focused on expanding their 5 Main Mineralized Zones at the Surebet Discovery. Data compilation and interpretation is underway which will be used to vector in on the indicated Motherlode causative intrusive source to this extensive high grade gold system with widespread VG-NE.   On February 28, 2026, Goliath Resources announced that it has applied to the TSX Venture Exchange (the “TSX.V”) to extend the term of an aggregate of 2,590,673 common share purchase warrants of the Company, with each Warrant being exercisable to acquire one common share of the Company at a price of $2.50 per Warrant Share. In addition to future conversion of warrants from Rob McEwen, the company's equity holdings of McEwen Inc (MUX) shares, which have essentially gone up about 3X since acquiring them, also provide the option for more capital inflows into the company treasury to fund more exploration.     If you have any questions for Roger about Goliath Resources, then please email them to me at Shad@kereport.com .   In full disclosure, Shad is a shareholder of Goliath Resources at the time of this recording and may choose to buy or sell shares at any time.   Click here to follow the latest news from Goliath Resources   For more market commentary & interview summaries, subscribe to our Substacks:   The KE Report: https://kereport.substack.com/ Shad's resource market commentary: https://excelsiorprosperity.substack.com/     Investment disclaimer: This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security. Investing in equities and commodities involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.  

Malcolm Hoenlein describes the fluid situation in Lebanon as Hezbollah reactivates, while discussing global economic adjustments and the potential for increased OPEC oil production. Guest: Malcolm Hoenlein. 6.1746

Book a reading with Professional Astrologer, Jill Jardine:  www.jilljardineastrology.com Buy Jill's Book and Oracle Cards, Sacred Sound Formulas to Awaken the Modern Mind  www.jilljardine.com Find out what seasoned astrologer Jill Jardine has to share about your sun sign forecast and lucky days for March 2026!  Check out a sampling of forecasts below: PISCES (born February 19-March 20): Happy Birthday! March feels mystical and illusory at the same time -you can experience moments of transcendence and true connection. Love is in the air. Planets pulse through Pisces and Mercury is retro in your sign so you get to revisit dreams and wishes. You are the most impacted sign this month and could experience a total soul reset.  Mercury retrograde in your sign forces emotional clearing and resolution of past relationships. You are ending outdated karmic cycles. You experience a major rebirth at the Pisces New Moon on 3/18. A new life cycle begins and you could experience a spiritual awakening...  Lucky days: 3/17, 3/18 ARIES (born March 21-April 21): In early March, Piscean planets pulse through your 12 house of endings, karma and the unknown.You will be experiencing a month of healing, subconscious clearing and karmic release.  Mercury Retrograde activates your solar 12th house, the unconscious realm.  Past emotional wounds surfacing for resolution, Increased dream messages, psychic sensitivity, and intuitive awareness...  Lucky days: 3/19, 3/20 Listen to the episode to find out about your Zodiac Sign!  Remember to share, download and Subscribe!  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Increased federal immigration agents in parts of Minnesota has had ripple effects that are affecting child care. Some child care centers are reporting drops in attendance as families keep children home out of fear. And, staff members are strained as they worry about their own safety.  MPR News host Angela Davis is joined by early childhood education reporter Kyra Miles to talk about how the increase of federal immigration agents is affecting the child care industry and children, families and child care workers. Guests:Kimberli Benhoff is the program director of Rise Early Learning Center in St. Louis Park.Tiffany Taylor is a teacher at South Metro Childcare Academy in Bloomington. 

In this episode, Gregory Ricks and Mortgage Gumbo's Dwayne Stein discuss mortgage rates reaching 3 year lows and what this could mean for homebuyers this spring. Then, Gregory talks about why needing a financial advisor is so important.For financial news talk radio, tune into "Winning at Life with Gregory Ricks" on Saturday Mornings on:WRNO-News Talk 99.5 FM New Orleans - 10 am - 12 pmWBUV-News Talk 104.9 FM Biloxi - 10 am - 12 pmORFor financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/Download the Winning at Life app to never miss a replay!Investment Advisory products and services made available through AE Wealth Management, LLC or registered investment advisor, insurance products are offered through the insurance business Gregory Ricks and Associates, Incorporated AE wealth management does not offer insurance products, the insurance products offered by Gregory Ricks and Associates incorporated are not subject to investment advisor requirements. Investing involves risk, including the potential loss of principal, any references to protection, safety or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying ability of the issuing Carrier. This radio show was intended for informational purposes only. It is not intended to be used as the sole basis for a financial decision, nor should it be construed as advice designed to meet the particular needs of an individual situation. Gregory Ricks and Associates is not permitted to offer and no statement made during the show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the US government or any governmental agency. The Information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Gregory Ricks and Associates. Please remember that converting an employer plan account to a Roth IRA is a taxable event. Increased taxable income from the Roth IRA conversion may have several consequences, including, but not limited to a need for additional tax withholding or estimated tax payments, the loss of certain tax deductions and credits and higher taxes on Social Security benefits and higher Medicare premiums. Be sure to consult with a qualified tax advisor before making any decisions regarding your IRA. Neither AE Wealth Management nor advisors providing investment advisory services through AE Wealth Management recommend or facilitate the buying or selling of cryptocurrencies. Third parties and guests of the show are not affiliated with nor do their opinions reflect those of Gregory Ricks and associates or AE wealth management. Ae Wealth Management provides services without regard to political affiliation. And the views of individual advisors are not necessarily the views of AE Wealth Management.

In this episode of the Scottish Property Podcast, Fraser Kelly, founder of Kelly Residential, returns to break down the current state of the UK and Scottish property market in early 2026.The conversation dives into falling mortgage rates, shifting buyer demand, rental market normalisation, and how AI is beginning to reshape property search and estate agency. Fraser also shares key insights on Making Tax Digital and what it means for landlords moving forward.

If you wake up in the middle of the night alert and wide awake, it's likely a nighttime cortisol spike, not insomnia. When blood sugar drops overnight, your adrenal glands release cortisol to raise it, shutting down melatonin and waking you up. This can lead to: Poor sleep quality Increased belly fat Lower testosterone Higher inflammation Most people are deficient in magnesium, the key mineral that helps regulate cortisol. Protocol: 300–400 mg elemental magnesium 60–90 minutes before bed Use glycinate, threonate, or taurate forms Also: Get morning sunlight Eat dinner 3 hours before bed Avoid heavy carb spikes at night This isn't a sleep problem.It's a hormone timing problem. Fix the mineral. Stabilize blood sugar. Anchor your circadian rhythm.

On the podcast: the experiments behind Mojo's 60% lift in ARPU, why a winning paywall in Japan completely failed in the US, and why not relying on day one for most of your revenue is actually a strength.This conversation is shorter than usual and will be featured in RevenueCat's State of Subscription Apps report. Each episode in this series will explore one crucial topic and share actionable insights from top subscription app operators.Top Takeaways:

The gospel progresses not in spite of opposition but as a result of it because in God's economy, life comes from death.

Send a textRole of bile acids in cholesterol regulation, digestion & metabolic diseases like diabetes.TOPICS DISCUSSED:Bile acids basics: They enable cholesterol excretion, with about half of bodily cholesterol eliminated this way, and also aid digestion by emulsifying fats to increase enzyme access.Bile production & pathway: Synthesized in liver hepatocytes, bile flows via ducts to the gallbladder for storage or directly to the small intestine; post-meal, cholecystokinin triggers gallbladder contraction for fat emulsification.Regulation of bile acids: Self-regulated to prevent cytotoxicity, as excess can damage cell membranes; insulin and bile acids themselves influence synthesis and transport, with defects in insulin-resistant states.Bile acids in metabolic diseases: Increased synthesis, especially 12-hydroxylated types, occurs in type 2 diabetes and insulin resistance, potentially as an adaptation for better nutrient absorption during perceived scarcity.Gallbladder removal & gallstones: Common due to cholesterol supersaturation forming stones; removal eliminates concentration but preserves bile flow, reducing tolerance for high-fat meals.Bariatric surgery impacts: Procedures like gastric bypass increase circulating bile acids without major synthesis changes, while more extreme ones boost synthesis due to impaired intestinal sensing.Cholesterol homeostasis: Cells tightly regulate membrane cholesterol for fluidity and signaling; most bodily cholesterol is synthesized internally, with LDL receptors key to blood levels.Ongoing research: Haeusler's lab explores manganese's role in metabolism, bile acids in liver inflammation, and insulin's effects on lipoproteins.ABOUT THE GUEST: Rebecca Haeusler, PhD is an associate professor at Columbia University in the departments of medicine and pathology and cell biology, affiliated with the Naomi Berrie Diabetes Center and the Digestive and Liver Diseases Research Center.RELATED EPISODE:M&M 269 | Soybean Oil: Obesity, Fatty Liver Disease, Gut Health, IBS & Colitis | Frances SladekSupport the showHealth Products by M&M Partners: SporesMD: Premium mushrooms products (gourmet mushrooms, nootropics, research). Use code 'nickjikomes' for 20% off. Lumen device: Optimize your metabolism for weight loss or athletic performance. MINDMATTER gets you 15% off. AquaTru: Water filtration devices that remove microplastics, metals, bacteria, and more from your drinking water. Through link, $100 off AquaTru Carafe, Classic & Under Sink Units; $300 off Freestanding models. Seed Oil Scout: Find restaurants with seed oil-free options, scan food products to see what they're hiding, with this easy-to-use mobile app. KetoCitra—Ketone body BHB + electrolytes formulated for kidney health. Use code MIND20 for 20% off any subscription (cancel anytime) For all the ways you can support my efforts

* Sponsor read Bart Merrick Team and market confusion * Longtime advertiser becomes platinum client * Advice on buying and selling during rate changes * Friday Free Show opening * BDM Appreciation Week announced * $5 shirt presale and signup info * April 11 members party details * Dad hat merch sale * Construction noise outside studio * Seth absent due to renovation stress * Discussion of stress tolerance and burnout * Stress without recovery worsens coping * Beard turning gray conversation * Biggest regret was starting renovation * Previous mansion sale repair disputes * Video tour of unfinished house * Smart fridge ovens and propane range * Expensive decorative upgrades * Range caused house fire incident * Gaudy luxury house jokes * Wood ceiling beams and playroom prep * Project far behind schedule * Screaming in car lost voice * Wrong appliance finish frustration * Bad contractor work and service issues * Smart oven wifi and Sabbath mode * Limestone tile sealed incorrectly * Entire floor covered in hardened spots * Contractors refused repair job * Chemical strip then mechanical polish * Repair cost about five thousand * Regret selling old house * Marriage strain and cramped rental life * Wife now works at Disney hotel * Increased workload at dojo * Castleberry neighborhood comparison * Broken ride on car giveaway * Boat dock lift completed * Boat stuck in driveway tire issues * Childcare juggling during move * Sleep Number bed delivery trouble * Plumbing and wiring disputes * Move in maybe one to two weeks * Six figures over budget * Savings emotionally drained * Pool dig discovered large root * Extra charges expected * Spiral staircase delivery problems * Karate of Orlando business plug * Dojo pricing confusion email * Premium materials admiration * Tease armed speedboat near Cuba * Cuban Coast Guard shootout story * No child on the boat * Armed men attacked patrol boat * Cuba labeled infiltration * Attackers killed after gunfire exchange * Amateur invasion disbelief * Miami exile groups discussed * Childhood neighbors ran drills * Teen transporting guns to Everglades * Shooting watermelons no ear protection * Guns and Melons joke * Parent loss reflection * Growing up minority in Miami * Kids had access to guns and alcohol * Debate nature vs parenting influence * Listener sent Bentons country ham * Country ham traditions and funerals * Quick fry biscuits serving method * Anniversary restaurant indecision * Tease feeding alcohol to hawk * Man gave BuzzBall to hawk arrested * Alcohol toxic to birds * Old beer drinking camel story * Animals seeking intoxicants discussion * Mid level cruelty debate * Marijuana smoke harms birds * Dead pelican car prank * Amoeba infection fears * Pee hole fish myth debunked * Amazon travel fears comparison * Upcoming show plugs and events ### Social Media [https://tomanddan.com](https://tomanddan.com) [https://twitter.com/tomanddanlive](https://twitter.com/tomanddanlive) [https://facebook.com/amediocretime](https://facebook.com/amediocretime) [https://instagram.com/tomanddanlive](https://instagram.com/tomanddanlive) Tom & Dan on Real Radio 104.1 Apple Podcasts: [https://podcasts.apple.com/us/podcast/a-corporate-time/id975258990](https://podcasts.apple.com/us/podcast/a-corporate-time/id975258990) Google Podcasts: [https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2Fjb3Jwb3JhdGV0aW1lL3BvZGNhc3QueG1s](https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2Fjb3Jwb3JhdGV0aW1lL3BvZGNhc3QueG1s) TuneIn: [https://tunein.com/podcasts/Comedy/A-Corporate-Time-p1038501/](https://tunein.com/podcasts/Comedy/A-Corporate-Time-p1038501/) Exclusive Content [https://tomanddan.com/registration](https://tomanddan.com/registration)

Alisa is on fire with a message that's resonating with so many: understanding and finding peace with both food noise—the mental chatter around eating—and body noise—the persistent thoughts about how we look and show up in the world. In this episode, she breaks down why these inner messages exist, how they connect to deeper feelings of safety, and what it takes to respond with awareness, truth, and grace. What You'll Learn: What food noise really is: Persistent mental chatter about food that can feel overwhelming. Why it exists: Not all food noise is bad! Hunger is actually a gift—a signal from your body to nourish yourself. The 7 forms of hunger: From true, homeostatic hunger to emotional, social, environmental, habitual, survival, and reward hunger. Understanding which is which can help you respond with awareness rather than guilt. The connection to safety: Increased food noise often points to a deeper sense of insecurity or loss of safety. Body noise: Continual thoughts about our appearance and how we look, and why awareness is the first step in responding differently. Soul work: How sin and brokenness in our world have disrupted our connection to God, ourselves, and others, and why body and food struggles often show up the moment we feel "something is wrong" with our bodies. Hope in community: RW+ offers a space to explore, process, and grow together. Scripture Highlight: Genesis 3:9 reminds us that God seeks us even in our brokenness—and invites us into healing, not shame.

In this episode, I break down my first rental property and how it increased my net worth by over $200,000. I share how I bought it for $65,000, refinanced it using the BRRRR strategy, built massive equity, and now collect strong monthly cash flow. If you want to build wealth through rental properties, buy and hold real estate, or wholesaling, this is a real case study of what's possible.   Have a deal in the Hudson Valley, Seattle, or Delaware? greg@velocityhousebuyers.com IG: @grego_37   Subscribe for weekly real estate deal breakdowns.

Increased immigration enforcement in Olathe is worrying some. Students across Johnson County have staged protests against ICE, and a recent school walkout led to an altercation with pro-Trump students and several arrests.

U.S. meat exporters are facing increased pressure overseas as global production rises and price-sensitive buyers look for lower-cost supplies. NAFB News ServiceSee omnystudio.com/listener for privacy information.

Alisa is on fire with a message that's resonating with so many: understanding and finding peace with both food noise—the mental chatter around eating—and body noise—the persistent thoughts about how we look and show up in the world. In this episode, she breaks down why these inner messages exist, how they connect to deeper feelings of safety, and what it takes to respond with awareness, truth, and grace. What You'll Learn: What food noise really is: Persistent mental chatter about food that can feel overwhelming. Why it exists: Not all food noise is bad! Hunger is actually a gift—a signal from your body to nourish yourself. The 7 forms of hunger: From true, homeostatic hunger to emotional, social, environmental, habitual, survival, and reward hunger. Understanding which is which can help you respond with awareness rather than guilt. The connection to safety: Increased food noise often points to a deeper sense of insecurity or loss of safety. Body noise: Continual thoughts about our appearance and how we look, and why awareness is the first step in responding differently. Soul work: How sin and brokenness in our world have disrupted our connection to God, ourselves, and others, and why body and food struggles often show up the moment we feel "something is wrong" with our bodies. Hope in community: RW+ offers a space to explore, process, and grow together. Scripture Highlight: Genesis 3:9 reminds us that God seeks us even in our brokenness—and invites us into healing, not shame.

(00:00) Intro(01:15) Expanded Portfolio(06:03) Increased Options Trading Activity and Market Volatility(17:45) Business Quality vs Management(20:33) Disclaimers

The Nancy Guthrie Case: Family Offers $1 Million—Here's What Nobody's Talking About The reward in the disappearance of Nancy Guthrie has now exploded to $1 MILLION — and investigators have uncovered two separate doorbell camera images of what appears to be the same suspect on different days. This wasn't random. This looks planned. In tonight's livestream, we break down what the two images really mean, why the DNA recovered inside Nancy's home did NOT identify anyone of interest, and how that actually may signal a calculated offender. We analyze the reward strategy, the timeline, the surveillance footage, and what law enforcement is likely doing behind the scenes right now. Is someone protecting this suspect? Will the million-dollar reward finally crack the case? And what do the tips coming in reveal about the direction of the investigation? Join us as we examine the evidence step-by-step from a real law enforcement perspective. Subscribe and turn on notifications — we are staying on the Nancy Guthrie case until there is justice. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It doesn't matter how good your episodes are if listeners can't find them. You can add video, guest on other podcasts, or post on social media, but if your podcast isn't showing up in search, you're missing out on 70% of listeners who find new shows that way every day.In this episode, I'm breaking down the 3 podcast SEO moves that took this show from ranking #97 in search to consistently landing in the top 1–3 and increasing downloads 41%. The same moves you can implement immediately to help your podcasting efforts actually pay off instead of burning you out. If you're ready for a simple marketing system that gets your show discovered by new listeners 24/7, hit play and let's dive in.2:18 – If Your Podcast Isn't Showing Up in Search, This Is Why6:04 – Why Adding Video Won't Fix a Discovery Problem9:47 – 3 Podcast SEO Shortcuts That Help You Get Found 24/714:32 – The Exact Order to Optimize Your Podcast for Search18:06 – What 30 Days of Podcast SEO Can Do for Your Search RankingsOther Episodes You'll Love: Why Podcast SEO Makes it Easier than Ever for Niche Shows to Get Discovered41% Podcast Growth in 30 Days with Podcast SEO. Here's How.__________________________________________Liked this episode? Share it with your podcasting friends! Love this show? Say thanks in true podcasting style by leaving a review. Podcast Health Score™: See exactly where your show is losing listeners and get a custom plan to fix it. On-Air Podcast Coaching: Join the waitlist for a chance to get coached by Courtney on air in real time. Podcast SEO Mastery: Learn how to optimize your show so the right listeners find you in search. Done-For-You Podcast SEO: Let our team build your Podcast SEO Strategy so your show gets found 24/7. PodLaunch® Accelerator: Book a free podcasting strategy call if you're ready to build a show that converts and grows on repeat. Follow Courtney for more podcasting insights: Linked In | PodLaunchHQ.com This episode was recorded on the Deity VO-7U...

In Episode 4 of Season 7, host Eve welcomes back Sam Itshaki, creator of Mr. Get Bigger Now and CEO of the legendary Dr. Joel Kaplan Company, for his second appearance on Please Me! This candid, educational conversation explores sexual wellness tools designed to support blood flow, sensitivity, endurance, and confidence — for all genders. Building on his Season 6 appearance, Sam returns to share the latest data, devices, and innovations in sexual health, including pumps for men and women, endurance training, and the science behind arousal, aging, and prevention. How blood flow directly impacts sexual pleasure, sensitivity, and function Why sexual wellness is preventative care, not just a solution after problems arise The science behind penis pumps, extenders, and female vacuum devices How regular pumping may support: Increased sensitivity Improved natural lubrication Enhanced erectile quality Vaginal and vulvar tissue health The connection between aging, atrophy, and sexual function in both men and women How women experience arousal and engorgement — and why it matters for pleasure A deep dive into penile endurance training and edging practices How men can dramatically increase stamina and control through guided training Why lasting longer isn't a “problem to fix” — it's a trainable skill How improved endurance can open the door to deeper intimacy, novelty, and fantasy A playful, fan-favorite role play segment exploring how to introduce new tools into a relationship Sam Itshaki first joined Please Me! in Season 6 for a powerful two-part deep dive into male enhancement, sexual confidence, and the foundations of blood-flow-based sexual wellness. These fan-favorite episodes laid the groundwork for today's conversation and are a great place to start if you're new to Sam's work. Part 1:https://open.spotify.com/episode/6HFc6AVk1JMpIg3EZBfDnz?si=W5AZ4es3RZWJteUo7SqpHQ Part 2:https://open.spotify.com/episode/6nWGLezGEQW9KqLYfJkyrv?si=SlAXCixtTOu-NaGx25GnPA Together, these episodes explore the origins of Mr. Get Bigger Now, early research on pumping and endurance training, and how men can reclaim agency over their sexual performance and pleasure. Connect with Sam Itshaki Website:https://getbiggernow.com Connect with Eve & Please Me! Website:https://pleaseme.online Social Media & Contact:https://pleaseme.online/contacts Substack Newsletter:https://pleaseme.substack.com Patreon – Ad-Free Episodes & Bonus Content:https://patreon.com/PleaseMePodcast Be a Guest on Please Me!:https://www.podmatch.com/hostdetailpreview Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Develop This!, host Dennis Fraise sits down with Ron Kresha, Chief Financial Officer and founding member of Golden Shovel Agency, to explore the powerful — and often overlooked — role of community airports in economic development. Drawing from his professional expertise and personal passion for aviation, Ron makes a compelling case for why community airports must be viewed not as line-item expenses, but as anchor institutions that drive investment, healthcare access, business recruitment, and long-term growth. From general aviation to essential air service, airport marketing to emerging aviation technology, this episode delivers actionable insights for community and economic development leaders ready to elevate their local airport strategy. 1. Community Airports: Expense or Economic Engine? Ron challenges the common misconception that airports are financial drains. Instead, he reframes them as infrastructure investments that produce measurable ROI through: Business attraction and retention Corporate aviation access Site selection competitiveness Tourism and regional connectivity 2. The Critical Role of General Aviation While commercial flights often dominate the conversation, general aviation is a major contributor to local economies. Corporate aircraft, medical flights, flight training, agricultural aviation, and logistics operations all rely on well-maintained community airports. For many communities, general aviation is the real driver of economic activity. 3. Essential Air Service & Small Community Survival Ron highlights the importance of Essential Air Service (EAS) for rural and smaller communities. Reliable air connectivity supports: Healthcare access Executive travel Talent recruitment Emergency response 4. Airport Marketing & Community Engagement One of the strongest themes of the episode is airport awareness. Many residents — and even local leaders — don't fully understand what their airport contributes. Ron emphasizes proactive airport marketing, storytelling, and community engagement to bridge the knowledge gap. Airports must: Share economic impact data Highlight business users Showcase medical and emergency benefits Build pride and awareness locally 5. Avoiding the Vicious Cycle of Decline Underinvestment leads to reduced usage. Reduced usage leads to funding challenges. Funding challenges lead to further decline. Ron urges communities to: Maintain and modernize infrastructure Pursue airport funding opportunities Treat airports as strategic assets Align airport strategy with broader economic development plans 6. The Future of Aviation Technology Looking ahead, the conversation explores: Autonomous aircraft Advanced air mobility Emerging aviation technologies Increased efficiency in general aviation Communities that prepare now will be positioned to capitalize on the next evolution of aviation. Takeaways for Economic Development Professionals Community airports are anchor institutions — not optional amenities. Investment in airport infrastructure generates long-term economic returns. General aviation plays a larger role in local economies than many realize. Essential air service can determine whether small communities thrive or struggle. Airport engagement and marketing are essential to sustaining funding and support. Education and awareness campaigns can transform public perception. The future of aviation presents new opportunities for proactive communities.

Second Photo, Same Suspect? | Nancy Guthrie Case Takes New TurnDay 24 in the disappearance of Nancy Guthrie — and investigators now confirm a NEW image of the alleged suspect taken on a different day, without the backpack or visible weapon seen in the original footage. Is this proof of pre-surveillance? The reward has increased as law enforcement works through complex co-mingled DNA evidence that could take months to separate. Does the new photo suggest planning, multiple suspects, or that more surveillance images exist? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The integration of Artificial Intelligence (AI) into post-injury rehabilitation is transforming recovery paradigms by enabling personalized, adaptive, and efficient rehabilitation pathways tailored to individual patient needs. This podcast reviews the current advances in AI applications that facilitate assessment, monitoring, and optimization of rehabilitation programs following injuries. Through machine learning algorithms, wearable sensors, and predictive analytics, AI enhances the precision of therapy plans, tracks patient progress in real-time, and predicts recovery trajectories. The discussion includes the benefits of AI-driven rehabilitation, including improved functional outcomes, reduced recovery times, and increased patient engagement. It also addresses challenges such as data privacy, algorithmic bias, and integration with clinical workflows.  1. Transforming recovery paradigms Traditional post‑injury rehab relies on periodic in‑person assessments, therapist intuition, and standardized protocols that only partially account for individual variability. AI is shifting this model toward: Continuous, data‑driven care: Instead of snapshots in clinic, rehab can be informed by near real‑time streams of kinematic, physiological, and behavioral data from wearables, smart devices, and robot interfaces. Dynamic adaptation: Therapy intensity, task difficulty, and exercise selection can be automatically adjusted based on ongoing performance, fatigue, and recovery trends, rather than fixed schedules. Precision rehabilitation: Algorithms can identify which patients are likely to respond to specific interventions (e.g., constraint‑induced movement therapy vs robotics) and tailor plans accordingly. This moves rehabilitation from a "one‑size‑fits‑many" paradigm toward precision, context‑aware therapy, analogous to precision oncology but focused on function and participation. 2. Assessment, monitoring, and optimization AI for assessment Sensor‑based movement analysis: Machine learning models process accelerometer, IMU, EMG, and pressure data to quantify gait symmetry, joint kinematics, balance, and fine motor control with higher resolution than visual observation alone. Automated scoring: AI can approximate or support standardized scales (e.g., Fugl‑Meyer, Berg Balance Scale) by mapping sensor features or video-derived pose estimates to clinical scores, reducing inter‑rater variability and saving clinician time. Continuous monitoring Home and community tracking: Wearable and ambient sensors enable monitoring of daily steps, walking speed, arm use, posture, and adherence to exercises outside the clinic, feeding rich longitudinal datasets into AI models. Real‑time alerts: Algorithms can detect abnormal patterns—such as increased fall risk, reduced limb use, or signs of over‑exertion—and flag the clinician or adjust digital therapy content automatically. Optimization and decision support Predictive models: Using historical data, AI can forecast functional gains, plateau points, or risk of complications (e.g., falls, readmission), supporting individualized goal‑setting and resource allocation. Reinforcement learning and "digital twins": Emerging work in neurorehabilitation treats rehab as a sequential decision problem, using model‑based reinforcement learning and patient "digital twins" to recommend optimal timing, dosing, and progression of interventions over weeks to months.​ 3. Technologies: ML, wearables, analytics Machine learning algorithms: Supervised ML classifies movement quality (normal vs compensatory), detects exercise type from sensor streams, and estimates clinical scores. Unsupervised learning clusters patients into phenotypes (e.g., gait patterns after stroke), revealing subgroups that respond differently to certain therapies. Reinforcement learning and contextual bandits explore which therapy adjustments yield the best long‑term functional outcomes for a given individual.​ Wearable sensors and robotics: Inertial sensors, EMG, pressure insoles, and exoskeleton sensors capture high‑frequency movement and muscle activity data during training. Robotic devices (upper‑limb exoskeletons, gait trainers) coupled with AI can modulate assistance, resistance, or task difficulty in real time based on performance and predicted fatigue. Predictive and prescriptive analytics: Predictive analytics estimate trajectories (e.g., time to independent walking, expected upper‑limb function) to inform shared decisions with patients and families. Prescriptive analytics recommend therapy intensity, modality mix, and scheduling to maximize functional gains under resource constraints. 4. Benefits: outcomes, efficiency, engagement Improved functional outcomes: Studies report better motor recovery, gait quality, and ADL performance when AI‑assisted training is used—especially when robotics and intelligent feedback are involved. Reduced recovery time and resource use: More precise dosing and earlier identification of non‑responders can reduce ineffective sessions, shorten time to key milestones, and support safe earlier discharge with robust remote follow‑up. Increased adherence and engagement: AI‑driven digital rehab platforms use gamification, adaptive difficulty, and personalized feedback to keep patients engaged in home programs, improving adherence compared to static paper instructions. Support for clinicians: Instead of replacing therapists, AI can offload repetitive measurement tasks, highlight concerning trends, and offer data‑driven suggestions, allowing clinicians to focus on relational, motivational, and complex decision‑making aspects of care. 5. Challenges and ethical considerations Data privacy and security: Rehab AI often relies on continuous collection of sensitive motion, physiological, and sometimes audio/video data, raising questions about consent, storage, secondary use, and breach risk. Approaches like federated learning and on‑device processing are being explored to reduce centralization of identifiable data while still enabling model training. Algorithmic bias and fairness: If training data under‑represent older adults, women, certain racial/ethnic groups, or people with severe disability, AI models may misestimate performance or risk for those groups, potentially widening disparities in rehab access and outcomes. Ongoing auditing, diverse datasets, and participatory design with patients and clinicians are needed to ensure equitable performance. Integration with clinical workflows: Many AI tools are developed in research settings and are not yet seamlessly integrated into EHRs, scheduling systems, or therapist documentation workflows. Poorly integrated tools risk adding documentation burden or "alert fatigue," reducing adoption. Successful implementations co‑design interfaces with frontline therapists and physicians. Regulation, liability, and trust: It remains unclear in many jurisdictions how to regulate adaptive rehab algorithms (as medical devices, clinical decision support, or wellness tools) and who is liable when AI‑informed plans cause harm.​ Transparent, explainable models and clear communication to patients about the role of AI are critical for maintaining trust. 6. Case studies and emerging trends Remote and hybrid digital rehabilitation: AI‑driven platforms providing home‑based stroke, orthopedic, or Parkinson's rehab with clinician dashboards are improving adherence and extending care beyond brick‑and‑mortar clinics. Collaborative AI for precision neurorehabilitation: Frameworks combining patient‑clinician goal setting, digital twins, and reinforcement learning exemplify "collaborative AI" that augments rather than replaces therapists.​ Multimodal personalization: Integration of movement data, EMG, heart rate, sleep, and self‑reported pain/fatigue is enabling more nuanced adaptation to daily fluctuations in capacity. Conversational AI for education and coaching: Early work is assessing tools like ChatGPT as low‑risk supports for exercise education and motivation, though they are not yet precise enough to replace professional plan design AI is moving rehab toward patient‑centered, continuously adapting, and data‑rich care, but realizing this promise depends on addressing privacy, bias, workflow, and regulatory challenges in partnership with clinicians and patients.

Grocery Card Use Associated With Increased Care Among Dual-Eligible Beneficiaries: Jennifer L. Kowalski, MS by Managed Care Cast

16 years ago a chain of Chinese restaurants wanted to increase sales without changing the price.  They didn't change the product.  The service.  The chef.  The food.  Instead, they changed two words on their menu and increased sales by 18%.  The restaurants used the advice of today's guest on Nudge, Robert Cialdini.  Today, Cialdini explains the social proof principle, sharing how changing just two words could increase your sales. ---  Unlock the Nudge Vaults: https://www.nudgepodcast.com/vaults Read Cialdini's bestseller Influence: https://amzn.to/4prHb7Y Read the new and expanded Influence: https://amzn.to/43TY0jI Read Pre-Suasion: https://amzn.to/48hA6Qr  Read Yes! (Containing 60 Psyc-Marketing Tips): https://amzn.to/48ddNNf  Join 10,428 readers of my newsletter: https://www.nudgepodcast.com/mailing-list  Connect on LinkedIn: https://www.linkedin.com/in/phill-agnew/  ---  Today's sources:  Aune, R. K., & Basil, M. D. (1994). A relational-obligations approach to fund-raising: The effects of guilt and credibility appeals on compliance. Communication Research, 21(4), 486–498. Binning, K. R., Kaufmann, N., McGreevy, E. M., Fotuhi, O., Chen, S., Marshman, E., Kalender, Z. Y., Limeri, L. B., Betancur, L., & Singh, C. (2020). Changing social contexts to foster equity in college science courses: An ecological-belonging intervention. Psychological Science, 31(9), 1059–1070. Boh, W. F., & Wong, S.-S. (2015). Managers versus co-workers as referents: Comparing social influence effects on within- and outside-subsidiary knowledge sharing. Organizational Behavior and Human Decision Processes, 126, 1–17. Borman, G. D., Rozek, C. S., Hanselman, P., & Destin, M. (2019). Reappraising academic and social adversity improves middle school students' academic achievement, behavior, and well-being. Proceedings of the National Academy of Sciences of the United States of America, 116(33), 16286–16291. Cai, H., Chen, Y., & Fang, H. (2009). Observational learning: Evidence from a randomized natural field experiment. American Economic Review, 99(3), 864–882. Frank, R. H. (2020). Under the influence: Putting peer pressure to work. Princeton University Press. Goldstein, N. J., Cialdini, R. B., & Griskevicius, V. (2008). A room with a viewpoint: Using social norms to motivate environmental conservation in hotels. Journal of Consumer Research, 35(3), 472–482. Hallsworth, M., List, J. A., Metcalfe, R. D., & Vlaev, I. (2017). The behavioralist as tax collector: Using natural field experiments to enhance tax compliance. Journal of Public Economics, 148, 14–31. Jung, J., Busching, R., & Krahé, B. (2019). Catching aggression from one's peers: A longitudinal and multilevel analysis. Social and Personality Psychology Compass, 13(4), e12440. Linder, J. A., Meeker, D., Fox, C. R., Friedberg, M. W., Persell, S. D., Goldstein, N. J., Knight, T. K., Hay, J. W., & Doctor, J. N. (2017). Durability of benefits of behavioral interventions on inappropriate antibiotic prescribing in primary care: Follow-up from a cluster randomized clinical trial. JAMA, 318(14), 1391–1392. Meeker, D., Linder, J. A., Fox, C. R., Friedberg, M. W., Persell, S. D., Goldstein, N. J., Knight, T. K., Hay, J. W., & Doctor, J. N. (2016). Effect of behavioral interventions on inappropriate antibiotic prescribing among primary care practices: A randomized clinical trial. JAMA, 315(6), 562–570. Murrar, S., Campbell, M. R., & Brauer, M. (2020). Exposure to peers' pro-diversity attitudes increases inclusion and reduces the achievement gap. Nature Human Behaviour, 4(9), 889–897. Nolan, J. M. (2021). Social norm interventions as a tool for pro-climate change. Current Opinion in Psychology, 42, 120–125. Peterson, R. A., Kim, Y., & Jeong, J. (2020). Out-of-stock, sold out, or unavailable? Framing a product outage in online retailing. Psychology & Marketing, 37(4), 535–547.

Today, I'm joined by Sam O'Keefe, co-founder & CEO of Flex.   Enabling use of HSA and FSA funds at checkout, Flex unlocks tax-advantaged spending on preventative health products — from fitness and recovery to supplements and wearables.   In this episode, we discuss making "pay with HSA/FSA" as common as PayPal.    We also cover:   Confusion around HSAs & FSAs Value props for merchants and consumers Integrating with Equinox's membership flow    Subscribe to the podcast → insider.fitt.co/podcast  Subscribe to our newsletter → insider.fitt.co/subscribe  Follow us on LinkedIn → linkedin.com/company/fittinsider    Flex's Website: www.withflex.com  Shop with Flex: www.withflex.com/shop  Instagram: www.instagram.com/paywithflex/  LinkedIn: www.linkedin.com/company/withflex/  X (Twitter): https://x.com/paywithflex  Sam's Email: sam@withflex.com    -   The Fitt Insider Podcast is brought to you by EGYM. Visit EGYM.com to learn more about its smart fitness ecosystem for fitness and health facilities.   Fitt Talent: https://talent.fitt.co/  Consulting: https://consulting.fitt.co/  Investments: https://capital.fitt.co/    Chapters: (00:00) Introduction (01:39) Sam's background (02:26) Why HSA/FSA funds are hard to use (04:00) Making HSA/FSA work (05:35) IRS regulations (07:05) The education problem (09:00) Merchant value proposition (10:30) Increased accessibility (11:10) API-first infrastructure (12:05) Custom integrations (14:40) Patterns across fitness, sleep, supplements, wearables (16:15) Women directing family healthcare spending (18:00) Subscription retention (19:15) Psychology of separate health spending pool (21:25) Equinox partnership (22:40) Seamless checkout integration vs reimbursement friction (24:15) Fitness language shift (25:05) Making HSA/FSA ubiquitous in every checkout (27:15) $150 billion underutilized in HSA/FSA accounts (28:40) Consumer marketplace (29:30) Growing B2C alongside B2B focus (30:30) 2026 priorities (32:33) Conclusion  

Episode Title: Tariffs, the Supreme Court & The SAFE Act Showdown Runtime: ~20–22 minutes Tone: Strategic, analytical, high-energy

I've noticed a dangerous trend lately where stylists and salon owners are treating DMs as a burden instead of a gift. We're shutting them off, ignoring them (or even worse) hiding behind auto-responders that act as total lead killers. I get it; DMs can feel time-consuming. But in a world where AI is rapidly disrupting the workforce, human connection is the one thing we need to cling to, and that's what this episode is all about.  Today, I reveal why the Instagram "like and follow" game of 2015 is dead and what the algorithm is actually looking for today (spoiler: DMs are your #1 indicator of success). I'm also sharing my 4-Step Pipeline to help you streamline these conversations and get guests to the finish line without wasting hours of your day, and a whole lot more. Right now, trust has to be built before they ever walk through the salon doors. It's time to stop the automation rush and start reopening the most powerful channel you have for building demand, and let me know how this helps you!  Join me live for our upcoming free, high-impact training where I'll break down exactly what's driving demand for today's fastest-growing stylists and how to apply it to your business right now. Limited sessions start February 23rd, and you can save your FREE spot at www.thrivingstylist.com/bookedbydesign/! If you need a tool to keep your numbers (and business!) organized, you'll want to check out our Wealthiest Year Yet Planner. Get yours now at www.thrivingstylist.com/wealthiestyearyet/. The beauty industry is changing faster than ever. What worked in 2022 or even 2024 won't cut it in 2026, so are you ready? Grab our FREE 2026 TREND REPORT, The 2026 Must-Know Business Realities, Strategies & Trends for Stylists and Salon Owners now at https://thrivingstylist.com/mustknow/. Thriving Leadership Method hands salon owners a step-by-step strategy to implement an irresistible culture and create a powerful growth path…all while setting themselves up for structure and profit, and you can join the waitlist NOW at www.thrivingstylist.com/thrivingleadershipmethod/!  With Grow My Clientele Calculator, you'll get instant clarity on how many new clients you'll need to hit your 2025 financial goals! Enter just four numbers, and this tool will show you exactly how many new guests you need monthly and yearly to reach your target income. No guesswork or complicated math required, and you can get it now at www.thrivingstylist.com/growmyclientele/.   Do you have a question for me that you'd like answered in a future episode like this one? A great way to do that is to head over to Apple Podcasts and leave a rating and review with your question. I'm looking forward to answering your question on a future episode on the podcast!  If you're not already following us, @thethrivingstylist, what are you waiting for? This is where I share pro tips every single week, along with winning strategies, testimonials, and amazing breakthroughs from my audience. You're not going to want to miss out on this. Learn more at: https://thrivingstylist.com/podcast/   

Listen and Subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lisa Mulrain. CEO of Legacy Building LLC and founder of Mulrain Law, in a wide‑ranging conversation about financial literacy, credit repair, estate planning, community impact, and the mindset shifts required for long-term financial success. The discussion highlights her personal journey, her transition from federal service to entrepreneurship, and her mission to educate and empower individuals—especially in minority communities—to build and protect wealth.