Podcasts about increased

In this week's episode of This Week in AML, John Byrne and Elliot Berman break down Treasury's renewed sanctions campaign against Iran and discuss what it could mean for global trade, enforcement efforts, and China's role in the sanctions landscape. They also examine the U.S. decision to remove Syria from its State Sponsors of Terrorism list, a move that could pave the way for reintegration into the global financial system and future engagement with FATF standards. Additional topics include Singapore's new Social Media Code of Practice aimed at reducing financial scams on major platforms, Europol's warning about increasingly violent museum heists, updates from OCCRP on corruption and money laundering investigations, and the FDIC's efforts to streamline the deposit insurance application process for new banks. Plus, a look at recent anti-corruption research from the Basel Institute on Governance and upcoming AML-focused educational events.

In this episode, JoDee and Susan talk to labor law attorney (and frequent guest) Gina Carrillo about U.S. employers' immigration responsibilities. Topics include: Immigration responsibilities that apply to every U.S. employer, even if they never sponsor a foreign worker The biggest immigration compliance mistakes organizations are making right now How the current administration's increased enforcement efforts have changed the risk landscape for employers What an HR team should do if they discover errors during an internal I-9 audit Advice for organizations using E-Verify What employers should have in place so they can respond confidently if ICE shows up in their workplace In this episode's listener question, we're asked how to handle "earn and burn" employees who take their PTO immediately after earning it. In the news, the Office of Personnel Management has awarded a major HR IT modernization contract to Oracle. Full show notes and links are available here: https://getjoypowered.com/show-notes-episode-254-immigration-compliance/ A transcript of the episode can be found here: https://getjoypowered.com/transcript-episode-254-immigration-compliance/ To get 0.5 hour of SHRM recertification credit, fill out the evaluation here: https://getjoypowered.com/shrm/ (the SHRM credit code for this episode will expire on August 24, 2027) Become a member to get early and ad-free access to episodes, video, and more perks! Learn more at patreon.com/joypowered Connect with us: @JoyPowered on Instagram: https://instagram.com/joypowered @JoyPowered on Facebook: https://facebook.com/joypowered @JoyPowered on LinkedIn: https://linkedin.com/company/joypowered Sign up for our email newsletter: https://getjoypowered.com/newsletter/ 

More than 700 Alabama farmers wandered on down to Mobile Bay for the Alabama Farmers Federation Farm & Land Conference, and U.S. fruit production has declined 32% and vegetable have fallen 10%, while fresh fruit and vegetable IMPORTS have each increased about 70%.

Tyson Foods will close two beef facilities and seek a buyer for a third, and U.S. fruit production has declined 32% and vegetable have fallen 10%, while fresh fruit and vegetable IMPORTS have each increased about 70%.

Are You Experiencing THE SHIFT? Signs of Spiritual and 5D Consciousness include ascension symptoms, energy upgrades, synchronicities, heightened intuition, and the transition from 3D to 5D awareness. Lear practical ways to ground, integrate, and navigate these powerful energies as humanity enters a new chapter of consciousness. Maybe your sleep patterns have changed. Your intuition is stronger. Time seems to be speeding up. You're experiencing unusual energy sensations, vivid dreams, synchronicities, or emotional releases. Perhaps you're questioning old ways of living and finding yourself naturally drawn toward people who seem to resonate with your new frequency. If so, you may be experiencing what many spiritual traditions describe as The Shift—a profound transformation in individual and collective consciousness. #free #podcast #astrology #SpiritualAwakening #TheShift #Ascension #5DConsciousness #EnergyUpgrade #SpiritualAwakening2026 #ConsciousnessShift #AscensionSymptoms #HigherConsciousness #Synchronicity #Intuition #5D #NewEarth #2026Astrology #JillJardine #CosmicScene In this episode of Cosmic Scene with Jill Jardine, Jill explores the signs of spiritual awakening, ascension, energy upgrades, and the movement toward 5D consciousness, along with practical tools to help you navigate the process. Jill brings more than three decades of experience as an astrologer, hypnotherapist, psychic healer, and spiritual teacher to this fascinating exploration of what may be happening energetically on Earth right now. Across platforms like Facebook, Instagram, YouTube, LinkedIn, and major podcast outlets such as Apple and Spotify, the buzz is on the Shift. An extraordinary astrological configuration unfolded during July 2026, when Neptune, Pluto, Uranus, and Jupiter formed a powerful pattern at approximately 4 degrees of Aries, Aquarius, Gemini, and Leo. Rather than simply calling this a "portal," Jill describes it as a portal of possibility and potentiality—an energetic opening that may accelerate personal and collective evolution. Jill explains why you may have been feeling these energies months or even years before the July 2026 activation. Subscribe to YouTube channel:  @jilljardine2186 to hear more astrological updates! https://bleav.com/shows/cosmic-scene-with-jill-jardine/ for video versions. 12 Signs You May be Experiencing the Shift: Changes in sleep patterns Waking around 3–4 AM Waves of fatigue followed by bursts of inspiration Tingling, vibrations, warmth, pressure, or energy surges Heightened sensitivity to people, environments, sounds, or foods Vivid dreams and intuitive downloads Stronger intuition and knowing things before they happen A feeling that time is speeding up—or slowing down Increased synchronicities and meaningful coincidences Major changes in friendships and relationships Feeling drawn toward your "tribe" or soul connections A growing sense that something larger is happening within you Jill emphasizes that physical or emotional symptoms can have ordinary medical or lifestyle causes as well, and persistent or concerning symptoms should always be discussed with a qualified healthcare professional. One of the central themes of this episode is the movement from third-dimensional consciousness toward fifth-dimensional awareness. Jill explores the contrast between: 3D consciousness Separation Fear Competition Scarcity External validation Material achievement and 5D consciousness Love Unity Compassion Collaboration Intuition Creativity Trust Inner peace Purpose and service The Shift isn't about leaving Earth or escaping ordinary life but a change in consciousness and the way we experience reality. Feeling overwhelmed by energetic changes? Jill shares practical ways to ground and integrate the experience: 1. Ground yourself in nature Walk barefoot on the Earth, sit against a tree, garden, or spend time near the ocean, rivers, lakes, or waterfalls. 2. Practice conscious breathing: Jill shares several breathing approaches, including a 4-count inhale, 4-count hold, and 8-count exhale. 3. Embrace stillness Turn down the external and internal noise and allow yourself simply to be. 4. Pay attention to your emotional state If you desire peace, consciously cultivate peaceful feelings. If you desire abundance, practice embodying the feeling of prosperity. 5. Practice forgiveness and gratitude Jill discusses the Hawaiian Ho'oponopono forgiveness prayer and the powerful connection between forgiveness, gratitude, and energetic release. 6. Trust your unique path Your perspective, gifts, and experiences may be part of what you are here to contribute during this period of transformation. 7. Love yourself deeply Jill shares the Sanskrit mantra Aham Prema — "I am Divine Love" and explores why she considers love one of the highest frequencies for navigating the Shift One of the most exciting aspects of the Shift is the increase in synchronicities. Thinking about someone just before they call? Finding exactly what you need at exactly the right moment? Repeatedly encountering meaningful symbols, numbers, people, or opportunities? Jill explores how these experiences may become more noticeable as your awareness expands. She also discusses relationship shifts, including releasing connections that no longer resonate and discovering people who feel like your true soul tribe. If this episode resonates with you, share it with someone who has been wondering, "Why do I feel so different lately?"  Featured Book: Order it now at:  www.jilljardine.com or Amazon Sacred Sound Formulas to Awaken the Modern Mind: Sanskrit Mantras to Raise Your Vibration by Parashakti Jill Jardine ️ Subscribe to Jill's YouTube channel: @jilljardine2186  for monthly astrology forecasts, spiritual teachings, Sanskrit mantras, and intuitive guidance to help you navigate these extraordinary times. You can listen to the complete update for free on our website Cosmic Scene – Jill Jardine Astrology, also on Apple Podcasts Cosmic Scene with Jill Jardine Podcast, Spotify, YouTube and most major podcast platforms. You can find the Cosmic Scene Podcast on Facebook, Follow Cosmic Scene on Instagram and LinkedIn, YouTube and even IMDB- mdb.com/title/tt26653684/. Be sure to follow us on and other social media platforms for the latest episodes and news. Thanks for listening and don't forget to hit subscribe, leave a 5-star rating and write a review. You can find us on Apple Podcasts, Spotify, Amazon Music, YouTube, or wherever you get your podcasts. Facebook, Instagram, LinkedIn, IMDB, YouTube #free #podcast #astrology Book an astrology reading with Professional Astrologer Jill Jardine: www.jilljardineastrology.com Buy Jill's Book: https://jilljardine.com/ #astrologypodcast #astrologyforecast 2026 #zodiacsigns If you enjoyed this episode, please subscribe, leave a review, and share it with friends who love astrology and spiritual growth. Connect with Jill Jardine: www.jilljardine.com Professional Astrologer • Psychic • Healer • Hypnotherapist • Author Thank you for listening to Cosmic Scene with Jill Jardine, where astrology meets consciousness and the stars illuminate your path to personal and spiritual transformation Subscribe to @jilljardine2186 on YOUTUBE to get Cosmic Scene with Jill Jardine and follow the podcast for astrology updates, spiritual teachings, energy activations, Sanskrit mantra wisdom, and conversations exploring the evolution of human consciousness. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

I break down Etsy Plus, including its $10 monthly cost, listing and Etsy Ads credits, shop customization features, and Marketplace Insights. Learn how to decide whether Etsy Plus is worth it for your Etsy shop by comparing its first-party keyword data with eRank and Alura estimates.  

What happens when business slows down, clients leave, and you have to figure out how to become visible again? In this episode of Social Media Decoded, Michelle Thames shares the real story behind her recent business rebuild, her return to content creation, and the visibility strategy that helped create more than 2.1 million video views in roughly 90 days. Michelle breaks down how going back to being a creator changed everything—from local viral content and increased brand visibility to paid partnerships, sponsorship conversations, brand deals, travel opportunities, and new business opportunities. This is not an episode about chasing virality. It is about learning how to become known. Michelle shares what she learned from losing clients, rebuilding her business, creating content without constantly selling, and using social media visibility to create real-world opportunities. In This Episode, You'll Learn: Why disappearing during a slow business season can hurt your growth How Michelle generated 2.1M+ video views through organic content Why shares and saves can matter more than vanity metrics How local content helped create brand deals and paid opportunities Why every piece of content does not need to sell an offer The difference between going viral and becoming known How strong positioning turns visibility into business opportunities Why your existing skills may be the key to your next business chapter How to use social media content to create leverage when pitching brands What to do when you are rebuilding your business and questioning your next move Key Takeaway The strategy is not going viral. The strategy is becoming known. When people understand who you are, what you do, and what you should be known for, visibility can lead to referrals, brand partnerships, clients, speaking opportunities, collaborations, and revenue. Mentioned in This Episode Michelle shares recent social media results including: 2.1M+ video views 28K+ shares 17K+ saves Multiple videos reaching more than 100K views Paid brand and business collaborations Sponsorship opportunities Travel and hospitality partnerships Increased local visibility and recognition Your Visibility Homework Ask yourself: What do I want people to know me for? Then look at your content and ask whether your current social media presence reinforces that message. If not, that may be the visibility gap holding your brand back. Work With Michelle If you are posting consistently but your social media presence is not creating opportunities, Michelle's Visibility Audit can help you identify what is unclear, what is hurting your positioning, and where you should focus next. Find the Visibility Audit and additional resources in the links associated with this episode. Connect With Michelle Follow Michelle Thames for more on: Social media marketing Content creation Personal branding Visibility strategy Brand partnerships Entrepreneurship Local marketing Creator strategy Building a recognizable brand Subscribe to Social Media Decoded on Apple Podcasts and Spotify so you never miss an episode. If this episode resonated with you, leave a review and share it with an entrepreneur who is rebuilding, pivoting, or ready to become more visible.   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome to Show Me The Money Club live show with Sergio and Chris Tuesdays 6pm est/3pm pst.

ABC's Jim Ryan tells us what branches are seeing an increase in enlistment.

This episode is about helping dads replace fear and shame with clarity, courage, and leadership.In this conversation, Jey Young and Chris Rogers discuss the pervasive issue of pornography exposure among children and adolescents. They explore the neurological and developmental impacts of early exposure to porn, emphasizing the importance of open communication between parents and children. Chris shares insights on compulsive behaviors related to pornography, the significance of understanding unmet needs in children, and the role of technology in shaping relationships. The discussion highlights the necessity for authenticity in parenting and the importance of fostering a culture of curiosity rather than shame. Practical tools and strategies for parents are provided to help navigate these challenging conversations and support their children's healthy development. takeawaysMost kids don't go looking for porn; it finds them.Increased secrecy around devices is a warning sign.Porn exposure is primarily a developmental issue, not a moral one.Compulsive behaviors are driven by a need for novelty.Dopamine plays a significant role in compulsive behaviors.Parents should lead with curiosity, not shame.Children need to learn about sex and relationships from their parents.Filters and blockers are not enough to prevent exposure.Authenticity in parenting fosters trust and openness.Recovery from compulsive behaviors requires connection, not just restriction.Chapters00:00 The Impact of Pornography on Children02:29 Understanding Compulsive Behaviors and Pornography05:12 The Science Behind Porn Addiction08:14 Navigating Conversations About Porn with Kids11:04 The Neurological Effects of Early Exposure14:01 Compulsive Behaviors and Unmet Needs16:51 The Role of AI and Technology in Relationships24:26 Hypersexualization in Society27:11 The Role of Curiosity in Recovery28:51 Filters vs. Self-Regulation34:30 Authenticity in Parenting44:12 The Dad Zone: Keeping It Real

Optometrist Nicky Kiparissis joined Ross Stevenson and Russel Howcroft to discuss a boom in specialty clinics treating dry eye disease.See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis. Founder and CEO of The Student Loan Doctor, LLC, an award-winning company that helps individuals navigate student loan repayment and debt management. The conversation explores America's student loan crisis, the long-term impact of educational debt, financial literacy, entrepreneurship, and Dr. Lewis's journey from higher education professional to nationally recognized business owner. At its core, the interview is both a discussion about the realities of student loan debt and an entrepreneurial success story about identifying a major problem and building a business around solving it. Purpose of the Interview The interview was designed to: Educate listeners about the student loan debt crisis. Explain how student debt affects long-term financial success. Highlight the unique challenges facing African American borrowers, particularly women. Introduce solutions and resources for student loan repayment. Share Dr. Lewis's entrepreneurial journey and business-building strategies. Encourage financial literacy and informed borrowing decisions. Key Takeaways 1. Student Loan Debt Is a Systemic Problem Dr. Lewis argues that the student loan crisis begins with the cost of higher education itself. Key points include: Student loans are one of the few major financial products available without traditional underwriting standards. New borrowers continuously enter the system, making loan forgiveness alone an incomplete solution. The problem is tied directly to the growing cost of college education. Higher education and student lending have become interconnected industries with few structural solutions. Bottom Line: The challenge is not just repayment. It is the broader system that continues producing new debt every semester. 2. Student Debt Impacts Major Life Decisions One of the strongest themes throughout the interview is how student debt affects adulthood. Dr. Lewis explains that borrowers often don't fully understand the consequences until they begin trying to: Buy a home Build credit Get married Start a family Launch a business Create long-term wealth Many borrowers discover that large student loan balances significantly limit financial flexibility and delay major life milestones. 3. African American Women Carry a Disproportionate Burden Dr. Lewis has dedicated much of her career to studying how student loan debt impacts African American women. She notes that: African American women earn more college degrees than many demographic groups. They often carry some of the highest student loan balances. Educational attainment does not always translate into proportional wealth building. Student debt often delays homeownership, entrepreneurship, and family financial growth. This issue became a central motivation behind her work and the creation of her company. 4. The Student Loan Doctor Was Built by Solving a Real Problem Dr. Lewis launched her business after recognizing that borrowers were not receiving adequate guidance from loan servicers. She initially: Worked a full-time job in higher education. Met clients in cafes and community spaces after work. Charged modest consultation fees. Studied federal student loan regulations extensively. Built expertise through years of financial aid and higher education experience. Eventually demand exceeded her full-time salary, allowing her to transition into entrepreneurship. Entrepreneurial Lesson: Find a major problem, become an expert in solving it, and deliver consistent value. 5. Solving Problems Creates Business Opportunities A powerful business lesson from the interview is Dr. Lewis's belief that successful entrepreneurs place themselves in the middle of a significant problem. After publicly sharing that she was the first African American woman-owned student loan repayment company, her story went viral. This exposure led to: National media attention Increased public awareness Thousands of inquiries Significant business growth Her success demonstrates the value of owning a niche and becoming the go-to expert in that space. 6. Financial Literacy Starts at Home While colleges play a role in educating students about finances, Dr. Lewis believes financial literacy begins much earlier. She emphasizes: Parents should teach money management. Young adults often receive loan refunds without understanding budgeting. Many borrowers arrive at college without financial education. Borrowing decisions should be tied to future earning potential. Her View: Financial decision-making skills must be developed before students begin managing significant amounts of money. 7. Education Must Connect to Career Outcomes Another important takeaway is the need to think strategically about degrees and career paths. Dr. Lewis encourages students and families to consider: Return on investment. Career demand. Income potential. Employment opportunities. Degree marketability. She notes that many borrowers accumulate debt for degrees without fully understanding how those degrees translate into sustainable careers. 8. Teaching Builds Trust A major factor in Dr. Lewis's success has been education-based marketing. She regularly provides: Free workshops Online classes Community education events Financial literacy sessions By teaching first and selling second, she establishes credibility and trust with potential clients. Notable Quotes On the Student Loan Crisis "Unless we make it free, free 99, in the United States of America, this is a trillion-dollar problem that really doesn't have a solution." On Life After College "When you go to buy a home, they'll say, well, you already have a mortgage. We can't give you another one." On Entrepreneurship "When you are an entrepreneur, you want to put yourself in the middle of a big problem." On Her Business Growth "There was no me before. People were shying away from this conversation." On Supporting Borrowers "We get right into the solution." On Student Loan Shame "It's the thing that plays in the back of your mind when no one else is around." On Building a Business "I only want to talk about having student loans. That's my lane." On Success "God be showing up in places that I haven't made it to yet." On Leadership "You cannot be an entrepreneur, a good business owner, a good leader if you don't have discernment about people." On Personal Growth "I believe in mentorship. I believe in investing in myself." Executive Summary Dr. Sonia Lewis's interview is both a financial education discussion and an entrepreneurial masterclass. She highlights how student loan debt has become a long-term barrier to wealth creation, particularly for African American women, while providing practical insight into why borrowers struggle and how they can move forward. Equally important, she demonstrates how identifying a widespread problem, developing deep expertise, and consistently educating others can create a highly successful business. Her overarching message is that informed financial decisions, strong mentorship, continuous learning, and strategic problem-solving are essential for both personal and professional success. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis. Founder and CEO of The Student Loan Doctor, LLC, an award-winning company that helps individuals navigate student loan repayment and debt management. The conversation explores America's student loan crisis, the long-term impact of educational debt, financial literacy, entrepreneurship, and Dr. Lewis's journey from higher education professional to nationally recognized business owner. At its core, the interview is both a discussion about the realities of student loan debt and an entrepreneurial success story about identifying a major problem and building a business around solving it. Purpose of the Interview The interview was designed to: Educate listeners about the student loan debt crisis. Explain how student debt affects long-term financial success. Highlight the unique challenges facing African American borrowers, particularly women. Introduce solutions and resources for student loan repayment. Share Dr. Lewis's entrepreneurial journey and business-building strategies. Encourage financial literacy and informed borrowing decisions. Key Takeaways 1. Student Loan Debt Is a Systemic Problem Dr. Lewis argues that the student loan crisis begins with the cost of higher education itself. Key points include: Student loans are one of the few major financial products available without traditional underwriting standards. New borrowers continuously enter the system, making loan forgiveness alone an incomplete solution. The problem is tied directly to the growing cost of college education. Higher education and student lending have become interconnected industries with few structural solutions. Bottom Line: The challenge is not just repayment. It is the broader system that continues producing new debt every semester. 2. Student Debt Impacts Major Life Decisions One of the strongest themes throughout the interview is how student debt affects adulthood. Dr. Lewis explains that borrowers often don't fully understand the consequences until they begin trying to: Buy a home Build credit Get married Start a family Launch a business Create long-term wealth Many borrowers discover that large student loan balances significantly limit financial flexibility and delay major life milestones. 3. African American Women Carry a Disproportionate Burden Dr. Lewis has dedicated much of her career to studying how student loan debt impacts African American women. She notes that: African American women earn more college degrees than many demographic groups. They often carry some of the highest student loan balances. Educational attainment does not always translate into proportional wealth building. Student debt often delays homeownership, entrepreneurship, and family financial growth. This issue became a central motivation behind her work and the creation of her company. 4. The Student Loan Doctor Was Built by Solving a Real Problem Dr. Lewis launched her business after recognizing that borrowers were not receiving adequate guidance from loan servicers. She initially: Worked a full-time job in higher education. Met clients in cafes and community spaces after work. Charged modest consultation fees. Studied federal student loan regulations extensively. Built expertise through years of financial aid and higher education experience. Eventually demand exceeded her full-time salary, allowing her to transition into entrepreneurship. Entrepreneurial Lesson: Find a major problem, become an expert in solving it, and deliver consistent value. 5. Solving Problems Creates Business Opportunities A powerful business lesson from the interview is Dr. Lewis's belief that successful entrepreneurs place themselves in the middle of a significant problem. After publicly sharing that she was the first African American woman-owned student loan repayment company, her story went viral. This exposure led to: National media attention Increased public awareness Thousands of inquiries Significant business growth Her success demonstrates the value of owning a niche and becoming the go-to expert in that space. 6. Financial Literacy Starts at Home While colleges play a role in educating students about finances, Dr. Lewis believes financial literacy begins much earlier. She emphasizes: Parents should teach money management. Young adults often receive loan refunds without understanding budgeting. Many borrowers arrive at college without financial education. Borrowing decisions should be tied to future earning potential. Her View: Financial decision-making skills must be developed before students begin managing significant amounts of money. 7. Education Must Connect to Career Outcomes Another important takeaway is the need to think strategically about degrees and career paths. Dr. Lewis encourages students and families to consider: Return on investment. Career demand. Income potential. Employment opportunities. Degree marketability. She notes that many borrowers accumulate debt for degrees without fully understanding how those degrees translate into sustainable careers. 8. Teaching Builds Trust A major factor in Dr. Lewis's success has been education-based marketing. She regularly provides: Free workshops Online classes Community education events Financial literacy sessions By teaching first and selling second, she establishes credibility and trust with potential clients. Notable Quotes On the Student Loan Crisis "Unless we make it free, free 99, in the United States of America, this is a trillion-dollar problem that really doesn't have a solution." On Life After College "When you go to buy a home, they'll say, well, you already have a mortgage. We can't give you another one." On Entrepreneurship "When you are an entrepreneur, you want to put yourself in the middle of a big problem." On Her Business Growth "There was no me before. People were shying away from this conversation." On Supporting Borrowers "We get right into the solution." On Student Loan Shame "It's the thing that plays in the back of your mind when no one else is around." On Building a Business "I only want to talk about having student loans. That's my lane." On Success "God be showing up in places that I haven't made it to yet." On Leadership "You cannot be an entrepreneur, a good business owner, a good leader if you don't have discernment about people." On Personal Growth "I believe in mentorship. I believe in investing in myself." Executive Summary Dr. Sonia Lewis's interview is both a financial education discussion and an entrepreneurial masterclass. She highlights how student loan debt has become a long-term barrier to wealth creation, particularly for African American women, while providing practical insight into why borrowers struggle and how they can move forward. Equally important, she demonstrates how identifying a widespread problem, developing deep expertise, and consistently educating others can create a highly successful business. Her overarching message is that informed financial decisions, strong mentorship, continuous learning, and strategic problem-solving are essential for both personal and professional success. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSee omnystudio.com/listener for privacy information.

Mary Anastasia O'Grady, Wall Street Journal editorial board: Venezuela is grappling with the aftermath of severe earthquakes while navigating a complex political transition under the Trump administration's influence. Despite increased oil production, major oil companies are hesitant to invest because of a lack of contractual assurances, bureaucratic overreach, and the absence of a legitimate rule of law. Mary Anastasia O'Grady explains that the current provisional government, led by Delcy Rodríguez, is associated with the previous narco-terror regime, creating a transparency crisis regarding oil profits held in US escrow accounts. While the administration pursues a three-phase plan of stabilization, recovery, and a return to democracy, O'Grady argues the regime is simply buying time to stay in power. As long as oil prices remain high and the US is preoccupied with conflicts in the Middle East, the illegitimate regime has little incentive to hold the free and fair elections demanded by popular opposition leader María Corina Machado. (2)

Illinois Congressman Darin LaHood -The decoy plane -The current threat environment involving the President "I think it's very high!  That's why we've had to double the amount of secret service the last year and six months" -Should we be worrying about attacks here in the United States -Are we talking to the right people to end the war in Iran -Misinformation from the Israelis  To subscribe to The Pete McMurray Show Podcast just click here

On Wednesday's Mark Levin Show, the difference between the Democratic Party and the Democratic Socialists of America is not significant—the DSA is the logical extension of the Democrat Party, which has birthed it and remains sympathetic to its core aims; most Democrats are comfortable with DSA figures in Congress, state legislatures, and governorships. This agenda of fundamentally altering constitutional structure and the economic system has defined the party since Woodrow Wilson, even if Democrats refuse the labels communist or Marxist and prefer softer rhetoric. Later, more billionaires would benefit the country because they create and spread enormous wealth rather than hoarding it, with capitalism redistributing prosperity through markets and supply-demand rather than failed top-down control driven by non-economic motives. More billionaires mean more capital, investment, jobs, incomes, pensions, medical care, and tax revenue; this is why Gov Ron DeSantis invites them to Florida to fuel construction, load banks with cash that is then lent out, and circulate money through the economy. Critics fail to grasp this due to jealousy, fearmongering, and preference for centralized power, yet the more billionaires exist, the more wealth and jobs are generated for more people, as even non-business wealth gets invested in banks, stocks, loans, and enterprises that support small businesses and employment. Afterward, ignoring Hayek, Friedman, Sowell, free-market economics, and individual liberty amounts to becoming Democrat Party light. True common good rests solely on the principles of the Declaration of Independence and the Enlightenment, with no connection to economic intervention; the intellectual foundation remains figures like Buckley, de Tocqueville, Adam Smith, Burke, and Locke, not online or TikTok content. Finally, the federal budget deficit is on track to surpass $2 trillion this fiscal year as spending outpaces revenue. Tax revenues increase by $139 billion, but spending increased by $308 billion. Increased spending driven by entitlement programs: Social Security, Medicare and Medicaid, in addition to servicing the national debt. Even with a 5-8% increase in revenue, the government can't stop spending money. And Democrats complain we're not spending enough! Democrats would destroy private health insurance and Medicare would collapse. The worry: economic turmoil leads to social turmoil. Learn more about your ad choices. Visit podcastchoices.com/adchoices

00:08 — George Chidi is a politics and democracy reporter for Guardian US based in the south-east. 00:33 — Ruth Conniff is Editor-in-chief of the Wisconsin Examiner. She formerly served as Editor-in-chief of The Progressive Magazine where she worked for many years from both Madison and Washington, DC. The post Wisconsin and Minnesota Primaries; Plus, $300M Federal Grant for Increased Policing appeared first on KPFA.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dave Charest. Director of Small Business Success at Constant Contact, shared practical advice for entrepreneurs, small business owners, and startup founders on marketing, customer engagement, business growth, and the future of AI in marketing. Drawing from his experience helping small businesses worldwide, Charest explained why entrepreneurship is booming, how businesses can effectively market themselves with limited budgets, and why building direct customer relationships through email marketing remains one of the most valuable assets a company can own. Purpose of the Interview The interview was designed to: Explain why more people are starting businesses and pursuing entrepreneurship. Educate business owners on effective marketing strategies. Highlight the advantages of email marketing over relying solely on social media. Discuss common mistakes made by new entrepreneurs. Help small businesses understand how to build customer relationships. Explore how AI is transforming marketing and business operations. Provide actionable guidance for growing a brand through consistency and community engagement. Key Takeaways 1. Entrepreneurship Continues to Grow According to Charest, people are increasingly motivated to start businesses because they want: Greater independence Better control over their schedules Increased financial potential Many entrepreneurs are turning side hustles into full-time businesses and pursuing ownership rather than traditional employment. 2. Email Marketing Is More Valuable Than Most Entrepreneurs Realize One of the strongest themes of the interview is the importance of owning your audience. While social media platforms can help businesses attract attention, email marketing provides direct access to customers without relying on platform algorithms. Charest encourages entrepreneurs to use social media as a discovery tool but move customers into channels they control, such as email and text messaging. 3. The Real Asset Is the Relationship Businesses that own customer contact information have a direct connection that cannot be disrupted by changes in social media platforms. Unlike followers on a social network, email subscribers have chosen to hear from a business directly. The stronger the relationship, the greater the opportunity for future sales and engagement. 4. Small Lists Can Produce Big Results Charest challenges the belief that businesses need massive audiences to succeed. A small, engaged audience often produces better results than a large, passive following. For many local businesses, quality relationships matter more than audience size. 5. Consistency Beats Perfection When marketing a business, consistency is more important than trying every available platform. Business owners should: Choose channels they can maintain consistently. Show up regularly. Stay visible to customers. Build trust through repetition and reliability. His message is simple: people can't buy from businesses they forget about. 6. New Entrepreneurs Often Try to Do Too Much One of the most common mistakes startups make is attempting to launch every marketing tactic simultaneously. Charest recommends: Starting small. Building a solid foundation. Creating manageable marketing habits. Avoiding unrealistic expectations. Businesses grow more effectively when they focus on a few activities and execute them well. 7. Community Matters Successful local businesses build relationships beyond customers. Charest emphasized the importance of connecting with: Other local businesses Community organizations Referral partners Customers in person Strong community connections often become a business's most reliable growth engine. 8. Choose Marketing Channels That Fit Your Strengths Different social platforms serve different purposes. Rather than chasing every trend, entrepreneurs should focus on: Where their audience spends time What content they naturally enjoy creating Which platforms they can use consistently A sustainable strategy beats an ambitious one that is quickly abandoned. 9. Marketing Is About Staying Top of Mind Charest defines marketing in a straightforward way: Businesses need to remain visible so customers think of them first when they need a product or service. The more consistently a company appears in front of its audience, the stronger its brand becomes. 10. AI Is Becoming a Powerful Marketing Tool Charest views AI as a major opportunity for small businesses. He discussed how AI can help: Generate marketing content Create email campaigns Build marketing plans Repurpose content across multiple channels Analyze customer behavior Identify new opportunities Rather than replacing entrepreneurs, AI allows them to save time and make smarter decisions. 11. Business Owners Must Continue Learning Technology and marketing are evolving rapidly. Charest advises entrepreneurs to stay informed and remain open to new tools and trends, even if they do not adopt every new technology immediately. The key is to remain adaptable and avoid being left behind. Memorable Quotes "People are determined to become their own bosses." "Our mission is to help the small stand tall." "The money is in the list." "Your goal should always be trying to move those people to channels that you own." "The relationships you build with customers are always going to be your most valuable asset." "You don't really need the big numbers." "Start small." "Consistency is the big thing that makes marketing work." "Marketing at its simplest level is about keeping your business top of mind." "Small business owners are resilient." "There isn't a Plan B. Plan A is to own this business." "AI can save time so you can get back to the things you'd rather be doing." Bottom Line Dave Charest's interview is a practical playbook for entrepreneurs looking to grow a business in a crowded digital marketplace. His core message is that successful marketing is not about chasing every trend or building massive social media followings. Instead, businesses win by building genuine relationships, creating direct connections with customers through email and text marketing, staying consistent, embracing new technology like AI, and becoming a trusted part of their community. For entrepreneurs seeking sustainable growth, Charest advocates focusing on ownership, relationships, and long-term customer engagement. Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dave Charest. Director of Small Business Success at Constant Contact, shared practical advice for entrepreneurs, small business owners, and startup founders on marketing, customer engagement, business growth, and the future of AI in marketing. Drawing from his experience helping small businesses worldwide, Charest explained why entrepreneurship is booming, how businesses can effectively market themselves with limited budgets, and why building direct customer relationships through email marketing remains one of the most valuable assets a company can own. Purpose of the Interview The interview was designed to: Explain why more people are starting businesses and pursuing entrepreneurship. Educate business owners on effective marketing strategies. Highlight the advantages of email marketing over relying solely on social media. Discuss common mistakes made by new entrepreneurs. Help small businesses understand how to build customer relationships. Explore how AI is transforming marketing and business operations. Provide actionable guidance for growing a brand through consistency and community engagement. Key Takeaways 1. Entrepreneurship Continues to Grow According to Charest, people are increasingly motivated to start businesses because they want: Greater independence Better control over their schedules Increased financial potential Many entrepreneurs are turning side hustles into full-time businesses and pursuing ownership rather than traditional employment. 2. Email Marketing Is More Valuable Than Most Entrepreneurs Realize One of the strongest themes of the interview is the importance of owning your audience. While social media platforms can help businesses attract attention, email marketing provides direct access to customers without relying on platform algorithms. Charest encourages entrepreneurs to use social media as a discovery tool but move customers into channels they control, such as email and text messaging. 3. The Real Asset Is the Relationship Businesses that own customer contact information have a direct connection that cannot be disrupted by changes in social media platforms. Unlike followers on a social network, email subscribers have chosen to hear from a business directly. The stronger the relationship, the greater the opportunity for future sales and engagement. 4. Small Lists Can Produce Big Results Charest challenges the belief that businesses need massive audiences to succeed. A small, engaged audience often produces better results than a large, passive following. For many local businesses, quality relationships matter more than audience size. 5. Consistency Beats Perfection When marketing a business, consistency is more important than trying every available platform. Business owners should: Choose channels they can maintain consistently. Show up regularly. Stay visible to customers. Build trust through repetition and reliability. His message is simple: people can't buy from businesses they forget about. 6. New Entrepreneurs Often Try to Do Too Much One of the most common mistakes startups make is attempting to launch every marketing tactic simultaneously. Charest recommends: Starting small. Building a solid foundation. Creating manageable marketing habits. Avoiding unrealistic expectations. Businesses grow more effectively when they focus on a few activities and execute them well. 7. Community Matters Successful local businesses build relationships beyond customers. Charest emphasized the importance of connecting with: Other local businesses Community organizations Referral partners Customers in person Strong community connections often become a business's most reliable growth engine. 8. Choose Marketing Channels That Fit Your Strengths Different social platforms serve different purposes. Rather than chasing every trend, entrepreneurs should focus on: Where their audience spends time What content they naturally enjoy creating Which platforms they can use consistently A sustainable strategy beats an ambitious one that is quickly abandoned. 9. Marketing Is About Staying Top of Mind Charest defines marketing in a straightforward way: Businesses need to remain visible so customers think of them first when they need a product or service. The more consistently a company appears in front of its audience, the stronger its brand becomes. 10. AI Is Becoming a Powerful Marketing Tool Charest views AI as a major opportunity for small businesses. He discussed how AI can help: Generate marketing content Create email campaigns Build marketing plans Repurpose content across multiple channels Analyze customer behavior Identify new opportunities Rather than replacing entrepreneurs, AI allows them to save time and make smarter decisions. 11. Business Owners Must Continue Learning Technology and marketing are evolving rapidly. Charest advises entrepreneurs to stay informed and remain open to new tools and trends, even if they do not adopt every new technology immediately. The key is to remain adaptable and avoid being left behind. Memorable Quotes "People are determined to become their own bosses." "Our mission is to help the small stand tall." "The money is in the list." "Your goal should always be trying to move those people to channels that you own." "The relationships you build with customers are always going to be your most valuable asset." "You don't really need the big numbers." "Start small." "Consistency is the big thing that makes marketing work." "Marketing at its simplest level is about keeping your business top of mind." "Small business owners are resilient." "There isn't a Plan B. Plan A is to own this business." "AI can save time so you can get back to the things you'd rather be doing." Bottom Line Dave Charest's interview is a practical playbook for entrepreneurs looking to grow a business in a crowded digital marketplace. His core message is that successful marketing is not about chasing every trend or building massive social media followings. Instead, businesses win by building genuine relationships, creating direct connections with customers through email and text marketing, staying consistent, embracing new technology like AI, and becoming a trusted part of their community. For entrepreneurs seeking sustainable growth, Charest advocates focusing on ownership, relationships, and long-term customer engagement. Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dave Charest. Director of Small Business Success at Constant Contact, shared practical advice for entrepreneurs, small business owners, and startup founders on marketing, customer engagement, business growth, and the future of AI in marketing. Drawing from his experience helping small businesses worldwide, Charest explained why entrepreneurship is booming, how businesses can effectively market themselves with limited budgets, and why building direct customer relationships through email marketing remains one of the most valuable assets a company can own. Purpose of the Interview The interview was designed to: Explain why more people are starting businesses and pursuing entrepreneurship. Educate business owners on effective marketing strategies. Highlight the advantages of email marketing over relying solely on social media. Discuss common mistakes made by new entrepreneurs. Help small businesses understand how to build customer relationships. Explore how AI is transforming marketing and business operations. Provide actionable guidance for growing a brand through consistency and community engagement. Key Takeaways 1. Entrepreneurship Continues to Grow According to Charest, people are increasingly motivated to start businesses because they want: Greater independence Better control over their schedules Increased financial potential Many entrepreneurs are turning side hustles into full-time businesses and pursuing ownership rather than traditional employment. 2. Email Marketing Is More Valuable Than Most Entrepreneurs Realize One of the strongest themes of the interview is the importance of owning your audience. While social media platforms can help businesses attract attention, email marketing provides direct access to customers without relying on platform algorithms. Charest encourages entrepreneurs to use social media as a discovery tool but move customers into channels they control, such as email and text messaging. 3. The Real Asset Is the Relationship Businesses that own customer contact information have a direct connection that cannot be disrupted by changes in social media platforms. Unlike followers on a social network, email subscribers have chosen to hear from a business directly. The stronger the relationship, the greater the opportunity for future sales and engagement. 4. Small Lists Can Produce Big Results Charest challenges the belief that businesses need massive audiences to succeed. A small, engaged audience often produces better results than a large, passive following. For many local businesses, quality relationships matter more than audience size. 5. Consistency Beats Perfection When marketing a business, consistency is more important than trying every available platform. Business owners should: Choose channels they can maintain consistently. Show up regularly. Stay visible to customers. Build trust through repetition and reliability. His message is simple: people can't buy from businesses they forget about. 6. New Entrepreneurs Often Try to Do Too Much One of the most common mistakes startups make is attempting to launch every marketing tactic simultaneously. Charest recommends: Starting small. Building a solid foundation. Creating manageable marketing habits. Avoiding unrealistic expectations. Businesses grow more effectively when they focus on a few activities and execute them well. 7. Community Matters Successful local businesses build relationships beyond customers. Charest emphasized the importance of connecting with: Other local businesses Community organizations Referral partners Customers in person Strong community connections often become a business's most reliable growth engine. 8. Choose Marketing Channels That Fit Your Strengths Different social platforms serve different purposes. Rather than chasing every trend, entrepreneurs should focus on: Where their audience spends time What content they naturally enjoy creating Which platforms they can use consistently A sustainable strategy beats an ambitious one that is quickly abandoned. 9. Marketing Is About Staying Top of Mind Charest defines marketing in a straightforward way: Businesses need to remain visible so customers think of them first when they need a product or service. The more consistently a company appears in front of its audience, the stronger its brand becomes. 10. AI Is Becoming a Powerful Marketing Tool Charest views AI as a major opportunity for small businesses. He discussed how AI can help: Generate marketing content Create email campaigns Build marketing plans Repurpose content across multiple channels Analyze customer behavior Identify new opportunities Rather than replacing entrepreneurs, AI allows them to save time and make smarter decisions. 11. Business Owners Must Continue Learning Technology and marketing are evolving rapidly. Charest advises entrepreneurs to stay informed and remain open to new tools and trends, even if they do not adopt every new technology immediately. The key is to remain adaptable and avoid being left behind. Memorable Quotes "People are determined to become their own bosses." "Our mission is to help the small stand tall." "The money is in the list." "Your goal should always be trying to move those people to channels that you own." "The relationships you build with customers are always going to be your most valuable asset." "You don't really need the big numbers." "Start small." "Consistency is the big thing that makes marketing work." "Marketing at its simplest level is about keeping your business top of mind." "Small business owners are resilient." "There isn't a Plan B. Plan A is to own this business." "AI can save time so you can get back to the things you'd rather be doing." Bottom Line Dave Charest's interview is a practical playbook for entrepreneurs looking to grow a business in a crowded digital marketplace. His core message is that successful marketing is not about chasing every trend or building massive social media followings. Instead, businesses win by building genuine relationships, creating direct connections with customers through email and text marketing, staying consistent, embracing new technology like AI, and becoming a trusted part of their community. For entrepreneurs seeking sustainable growth, Charest advocates focusing on ownership, relationships, and long-term customer engagement. Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

In this episode, Gemma talks of having more time in sobriety and how that's had a knock on effect to other areas of her life. Increased time means increased quality time too. She also talks of the clarity she experiences now, how she sees things clearer now she isn't battling hangovers and finding genuine happiness in all the little things.It's a lovely listen.For a FREE guide to help you through the first few weeks of sobriety, visit www.louisaevans.com.Louisa is a Cognitive Behavioural Hypnotherapist and a Graduate Member of the British Psychological Society based in the UK and works with clients worldwide via Zoom. She supports people who want to change their relationship with alcohol and also works with anxiety, low mood and overthinking. If you'd like to explore 1 to 1 support, you can find out more on her website.Useful links:Instagram: @stepping_into_sobriety - for daily sober encouragementSubstack: Beyond Sobriety.- weekly articles, relaxation downloads and community, focussed on thriving in a sober life.Audible: Becoming a Sober Rebel - audiobook on how Louisa stepped into sobriety on her own terms.YouTube: Louisa's brand new YouTube channelDon't forget, as a Sober Rebel listener, you can get a 30% discount off the Sober Resilience Online Course using code RESILIENCE544 and you will also be able to buy one get one free on all hypnosis recordings on Louisa's website using code SOBERREBEL.

What does it take to build a retail business that is profitable, deeply connected to its community, and still growing years after opening? In this episode, Salena chats with Jill Schuler, CEO of The Stitchery Studio, a fabric shop and studio that has grown from one person's dream into a thriving creative community. Since opening in 2017, Jill has taken a considered approach to modern textiles, combining retail with education, creativity and connection. The result is a business that gives customers a reason to keep coming back, while continuing to evolve and grow. And the numbers are worth paying attention to. Jill shares how The Stitchery Studio has grown sales by 30% and increased profit by 40%. But this episode isn't simply about the numbers. Jill shares what sits behind that growth, including the importance of building the right team, creating experiences customers value, expanding into new areas such as leather work, and staying committed to a vision that is genuinely her own. Jill also talks openly about why she started the business in the first place. For her, retail is about bringing together her passion for craft and community with a need she saw around her: creating connection and countering isolation and loneliness. If you're a retailer looking to grow without losing sight of what makes your business different, this conversation is full of practical ideas to take away. If you're building a retail business that you want to be both profitable and meaningful, this episode is worth a listen. Register for the free Q3 Masterclass Series here.

Is your pool service business making money this summer, or is the summer running your business? In Episode #313 of the Pool Nation Podcast, Edgar and John "JJ Flawless" break down the 5 mid-season checks every pool professional should be making right now to protect their customers, employees, equipment, routes, and most importantly, their profits. August is one of the toughest months in the swimming pool industry. Water temperatures are climbing, chlorine demand is increasing, equipment is working harder, technicians are battling extreme heat, customers are using their pools more, and chemical, fuel, labor, and operating costs can quietly destroy your margins. This episode is a mid-season business checkup for pool service companies. Edgar and John break down five critical areas: • Water & Chemistry → Why the chemistry strategy that worked in May may not work in August, how higher water temperatures accelerate demand, and why pool pros have to stay ahead of problems instead of reacting to them. • Pool Equipment & Filtration → Pumps, filters, salt systems, automation, plumbing, seals, circulation, and other equipment are under maximum stress during the summer. Learn what you should be watching before a small issue becomes an emergency call. • Route Efficiency → Driving all over town costs more than time. Poor route density, unnecessary drive time, fuel costs, and inefficient scheduling can quietly destroy the profitability of your pool route. • Your Team → Your technicians are dealing with the same summer heat and pressure you are. Edgar and John discuss workload, heat, burnout, employee retention, leadership, and why taking care of your team becomes even more important during peak season. • The Profit Check → The check almost nobody wants to do. Are your pools actually profitable? Increased chemical usage, overtime, fuel, callbacks, filter neglect, equipment issues, and extra service time can turn what looks like a profitable account into a pool that is quietly costing you money every week. They also dive deep into one of the most overlooked parts of summer pool maintenance: filtration. Putting off filter cleanings doesn't just create water problems. It can lead to increased chemical consumption, algae, callbacks, unhappy customers, longer service stops, lost filter-cleaning revenue, employee frustration, and ultimately lost customers. John shares a real-world example of how his company has prioritized filter cleanings during peak season and how properly maintaining filtration can create additional revenue while making the route easier to manage. The bigger lesson? Summer exposes the weaknesses in your pool service business. Your systems. Your pricing. Your routes. Your equipment. Your leadership. Your customer service. And your profitability. If you own or operate a pool service company, pool cleaning business, pool repair company, pool maintenance route, or swimming pool business, this episode will help you identify the problems that could be costing you money before the season is over. Edgar and John also share a personal Pool Nation update as Zac "The Pool Boy" Nicholas steps away from Pool Nation to focus on the continued growth of The Pool Boys, his family, employees, and business. The guys reflect on Zac's contribution to Pool Nation and why sometimes business growth requires making difficult decisions and focusing on the opportunity directly in front of you. Plus, Pool Nation gives an update on upcoming industry training and a major announcement coming August 14 at 4:00 PM Central Time. TIMESTAMPS 00:00 → Welcome to the Pool Nation Podcast 01:00 → The 5 Mid-Season Checks Every Pool Pro Should Make 02:00 → Surviving Extreme Summer Heat 05:00 → Pool Nation's August 14 Major Announcement 06:00 → Pool Nation Women's Summit & Upcoming Events 07:00 → Upcoming Hands-On Pool Industry Training 11:00 → A Personal Update About Zac "The Pool Boy" Nicholas 16:00 → The Pool Nation Mission Moving Forward 17:00 → Is Your Business Running You This Summer? 20:00 → Protecting Pool Technicians During Extreme Heat 22:00 → Growth, Experience & Surviving Peak Pool Season 23:00 → Why Summer Is the Best Time to Grow Your Pool Route 27:00 → The 5-Part Mid-Season Pool Business Checkup 30:00 → The Profit Check Every Pool Company Needs to Make 33:00 → What August Heat Does to Pool Water Chemistry 36:00 → Why Summer Pool Chemistry Is Harder 38:00 → Sponsor Break 43:00 → Summer Pool Equipment Problems 46:00 → Circulation, Pumps & Equipment Stress 47:00 → Why Filter Cleaning Matters More in Summer 49:00 → The Expensive Mistake Pool Pros Make With Filters 52:00 → How Filter Neglect Costs Your Pool Business Money 54:00 → The Hidden Revenue Opportunity in Filter Cleaning 57:00 → Sponsor Break 1:02:00 → Mid-Season Checkup Recap & What's Coming Next 1:03:00 → The August 14 Pool Nation Announcement 1:04:00 → Final Thoughts 1:06:00 → Closing THANK YOU TO OUR VISIONARY PARTNERS The Pool Nation Podcast would not be possible without the companies that continue to support Pool Nation, professional education, and the swimming pool industry. Thank you to: SPPA BluRay XL AquaStar Pool Products Natural Chemistry Raypak Heritage Pool Supply Hayward Pool Products OnCore Filtration Poolside Tech Pool Brain Nidec / U.S. Motors Encore Brands Your continued support helps Pool Nation provide education, training, resources, events, and conversations designed to help pool professionals Master the Business and Perfect the Craft. ABOUT THE POOL NATION PODCAST The Pool Nation Podcast is built for swimming pool professionals who want to build better businesses, become stronger leaders, improve their technical knowledge, and become more profitable. From pool service and repair, water chemistry, filtration, pumps, heaters, automation, and equipment to pricing, leadership, employees, route efficiency, customer retention, business growth, and profitability, Pool Nation is committed to helping pool pros build businesses and lives they are proud of. It's all pool talk, and we ain't talking about netting and jetting or splashing and dashing. We're talking about becoming a Nation of Pool Pros. Master the Business. Perfect the Craft.

Yale researchers estimate that roughly 80 million Americans are alarmed about climate change. About 40 million of them say they want to be politically active on the issue. But only about 3 million actually are. When that 37 million-American group is asked why they aren't active, researchers most often hear that nobody has asked them. That's the focus of this week's conversation on Sustainability In Your Ear.Only 12% of Americans say they ever see anything about climate change on social media, and two-thirds say they rarely or never hear about it from friends or in the media. At the same time, the fossil fuel industry treats persuasion as core business. David Fenton calls the situation unilateral disarmament at a moment when an information war is needed. The crowning result of climate action to date is the Inflation Reduction Act that passed by one vote and was repealed by one vote. A bill you win by a single vote, he says, is a bill you never really won.David founded Fenton Communications in 1982, the first public relations firm in America built solely for progressive causes. His campaigns helped free Nelson Mandela and end apartheid, helped ban fracking in New York, where Yoko Ono's "Imagine There's No Fracking" billboard went up along Governor Andrew Cuomo's commute, and helped launch fossil fuel divestment with the heirs to the Standard Oil fortune as the messengers. His book, The Activist's Media Handbook: Lessons from Fifty Years as a Progressive Agitator, includes a foreword by cognitive linguist George Lakoff, who we discuss at length in this thought-provoking interview.He places the blame on climate advocacy spending and, more importantly, the words used to frame the issue. The climate NGO and philanthropic world spends billions a year on policy, law, and science, and spends on communication mainly to raise money from people already on its lists. David traces that to what Lakoff calls the Enlightenment fallacy, the belief that a strong idea reproduces itself because it is correct, and to its corollary, that selling ideas is dirty work beneath serious people. The second is vocabulary. “Net Zero means almost nothing to most people. “Carbon” sounds like an abstraction. And “justice,” in cognitive research, evokes images of the police and courts, not of fairness and a shared mission. We need to pivot to simpler language, like “pollution,” when describing the source of global warming. Pollution is a word nobody defends, and a blanket of pollution trapping heat that would otherwise escape into space is a picture people can easily grasp and act on.Asked how to solve climate change, the most common answer Americans give is “reduce, reuse, and recycle.” Earth911 has spent three decades on that vocabulary, and it holds up on its own terms as a materials strategy. Increased curbside recycling participation rates don't necessarily lead to decarbonizing the grid or the truck fleets. David Fenton's prescription for listeners is blunter than any campaign plan: talk about it, post about it, and press the funders you know to spend generating public demand for change rather than direct mail fundraising.Learn more about David's work at davidfentonactivist.com, and find his podcast at fentonforecast.com.Subscribe to Sustainability In Your Ear on iTunesFollow Sustainability In Your Ear on Spreaker, iHeartRadio, or YouTube 

Downtown Boston Gets Boost in Police Patrols and Anti-Theft Operations

Get 15% of on Saily E-SimsThis podcast episode is sponsored by Saily. Saily is an ESIM service app created by the security experts behind NordVPN. Instead of paying absurd daily rates to your home carrier or swapping SIM cards on arrival, Saily gives you flexible prepaid data plans in over 200 destinations worldwide. Download Saily from your app store and use our code FREQUENTMILER at checkout to get 15% off your first purchase. https://saily.com/frequentmilerIn today's podcast episode, a listener leverages a tip from last year's team travel challenge to book Virgin Atlantic premium economy for less; we look at a crazy use of AI, and analyze the updated AAdvantage® Executive card.Announcement(01:07) - The 2026 Team Challenge: Wild Card! (See our Coffee Break Ep117 travel challenge announcment here: https://frequentmiler.com/the-2026-team-challenge-wild-card-coffee-break-ep117-8-4-26/)Submit your ideas for obstacles and power-ups here: https://frequentmiler.com/2026-wild-card-challenge-help-us-design-our-obstacles-and-power-up-decksGiant Mailbag(04:56) - Peuv leveraged a Virgin Atlantic premium economy tip learned from last year's 100K Vacay travel challengeLearn more about last year's 100K Vacay challenge here: https://frequentmiler.com/annual-team-challenges/#100KCard News(08:58) - Discover cardholder promo: Earn 15% cashback on first stay booked on Capital One Travel (up to $200 cashback)(10:04) - Capital One adding a $100 hotel credit to the Venture Rewards card?Crazy Thing: FM's Payroll Processor(13:12) - Here's a professional response that acknowledges the question, lets the client know you're looking into it, and buys you some time...Awards, Points, and More(15:56) - Roame now supports EVA (only 1 passenger)See how to book EVA awards here: https://frequentmiler.com/how-to-book-eva-air-infinity-mileagelands-awards/(19:59) - Earn 50K Alaska Atmos Rewards points when getting a mortgage through Rate.comLearn more about this here: https://frequentmiler.com/earn-50k-alaska-airlines-miles-when-getting-mortgage-through-rate-com/(21:47) - Accor Gold and Platinum members can status matchMain Event: Introducing the re-couponified AA Executive card(26:00) - Citi® / AAdvantage® Executive changes launch August 23rd: https://frequentmiler.com/citi-aadvantage-executive-card-changes-are-coming-higher-fee-more-benefits/(26:28) - What's not changing(27:56) - Increased annual fee(29:32) - New coupons(37:28) - Increased Lyft credits(38:59) - Increased AA portal earnings(41:44) - More Loyalty Point Boosts(43:30) - Elite Status(51:17) - World Legend rather than World Elite(52:54) - Final thoughtsSubscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderCheck out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Network, a collection of some of the world's best travel podcasts. Explore more at Voyascape.com. For advertising or sponsorship opportunities on this show and across the network, email advertising@voyascape.com or you can find more information at Voyascape.com/advertsing.

Hallie C. Prescott, MD, MSc, joins CHEST® Journal Podcast Moderator Alice Gallo De Moraes, MD, FCCP, to discuss her research into the impact of timely antibiotic delivery and fluid resuscitation on discharge to home after sepsis. DOI: 10.1016/j.chest.2026.03.002 Disclaimer: The purpose of this activity is to expand the reach of CHEST content through awareness, critique, and discussion. All articles have undergone peer review for methodologic rigor and audience relevance. Any views asserted are those of the speakers and are not endorsed by CHEST. Listeners should be aware that speakers' opinions may vary and are advised to read the full corresponding journal article(s) for complete context. This content should not be used as a basis for medical advice or treatment, nor should it substitute the judgment used by clinicians in the practice of evidence-based medicine.  

An increase in gas prices hit farmers hard at the start of the 2026 growing season. And those prices haven't meaningfully dropped yet.Delaware Agriculture Secretary Don Clifton said, "The difference is 65% increase in a matter of just a few months. And the diesel cost; that's outrageous and unnecessary, and that is a...that ripples through the entire economy. The level that, that fuel is trading is also an indicator of what heating oil will be this fall."Now, drought conditions, fertilizer costs, and slow-going Farm Bill deliberations in Congress are adding weight to farmers already squeezed by high overheads.Delaware Public Media's Isreal Hale checked in this week with Felton farmer Jim Minner to discuss how these issues are affecting his day to day operations.

Hiring managers forecast that more permanent jobs will be added in the second half of 2026. Gene Marks shares a report that 63% surveyed said that too many projects are being delayed because of staffing shortages. A legal firm is signaling that I-9 enforcement could increase and recommends that employers prepare by conducting an audit. In AI news, Yelp Host is expanding its phone assistant to include food ordering. The call volume has grown 38% month-over-month, which is helping small restaurants. Listen to the podcast. Topics: 00:00 – Introduction 00:19 – More Hiring Forecast in 2026 03:50 – Increased I-9 Enforcement Expected 06:49 – Yelp Host AI Phone Assistant Serves Restaurants 09:38– Episode Wrap-up Additional Resources Meet Paychex: https://bit.ly/3VtM6bs DISCLAIMER: The information presented in this podcast, and that is further provided by the presenter, should not be considered legal or accounting advice, and should not substitute for legal, accounting, or other professional advice in which the facts and circumstances may warrant. We encourage you to consult legal counsel as it pertains to your own unique situation(s) and/or with any specific legal questions you may have.

Dr. Mohleen Kang interviews Dr. Stephanie Robinson and Dr. Marilyn Moy about their article, “Pulmonary Rehabilitation Is Associated with Increased 1-Year Survival in Stable Chronic Obstructive Pulmonary Disease.” They are joined by Dr. Christopher Mosher and Dr. Richard Casaburi, who wrote an accompanying editorial, “Pulmonary Rehabilitation Prolongs Life … and May Be Dying.”

Commentary by Dr. Xinqi Zhong.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed LaVashia Davis. Guest: LaVashia Davis, Founder of Ell Wess Advisors (boutique family office and wealth management firm)Host: Rushion McDonaldTopic: Building multigenerational wealth, family wealth planning, asset protection, and creating lasting legacies. Purpose of the Interview The interview focuses on helping first-generation wealth builders and entrepreneurs understand that wealth creation is about more than investments. Davis explains how families can organize, protect, grow, and transfer wealth across generations by treating their family finances as a structured enterprise rather than simply accumulating money. A central theme is that many successful individuals earn substantial incomes but lack a blueprint for preserving and transferring wealth. Davis advocates for intentional planning, legal structures, family involvement, and asset protection to create lasting legacies. Key Takeaways 1. Wealth Requires a Blueprint Davis explains that creating a legacy does not happen automatically. Families need a deliberate plan, legal structures, and defined roles if they want wealth to survive beyond one generation. Takeaway: Making money and building wealth are not the same. Wealth requires systems and succession planning. 2. Family Should Be Treated as an Asset One of Davis's strongest messages is that family members can play meaningful roles in wealth-building efforts. She argues that when people think about legacy, they often overlook the importance of human relationships and family participation. Wealth-transfer strategies frequently require successors, trustees, managers, and beneficiaries. Many of those roles can be filled by family members. Takeaway: Family can be a strategic asset when properly organized and aligned. 3. Not Every Family Member Contributes Equally Davis acknowledges that some family members may behave more like liabilities than assets. Using a balance-sheet analogy, she explains that every family includes both contributors and individuals who may create financial burdens. The key is identifying those dynamics without allowing them to derail long-term wealth planning. Takeaway: Successful family wealth planning requires honest assessment of family dynamics. 4. Wealth Management Is More Than Investments Davis differentiates her firm's approach from traditional investment-focused advisory services. Her firm begins with: Family and wealth governance Legal structures Estate planning Tax planning Business succession planning Preparing future generations to inherit wealth Investments are addressed after these foundational elements are in place. Takeaway: Investments should support a broader wealth strategy, not drive it. 5. "Your Family Is a Business" One of Davis's most memorable concepts is that families should think of themselves as enterprises. She advises clients to separate their “wealth business” from their personal household and to create structures that can survive beyond their lifetime. Takeaway: Families should operate with the same intentionality that successful businesses use. 6. First-Generation Wealth Creates Unique Challenges Davis specializes in serving people who are the first high earners or successful entrepreneurs within their families. She notes that these individuals often face challenges that previous generations never had to navigate, including: Sudden financial complexity Family expectations Tax planning Asset protection Wealth transfer decisions Takeaway: New wealth requires new skills and specialized guidance. 7. There Are Four Forms of Capital Davis identifies four sources of capital: Human Capital – people, family, relationships Intellectual Capital – knowledge and expertise Social Capital – networks and connections Financial Capital – money and assets She argues that most families focus only on financial capital while neglecting the others. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth is broader than money. 8. Asset Protection Is Essential Davis warns that unprotected assets can disappear quickly due to lawsuits, business failures, creditor claims, or debt obligations. She emphasizes the importance of proper ownership structures, legal entities, and asset protection strategies. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth must be protected as carefully as it is created. 9. Different Advisors Serve Different Stages of Wealth When McDonald asks how people should evaluate their current financial advisor, Davis provides a thoughtful perspective: An advisor who helped someone build their first million dollars may not be the right advisor to help them grow to ten million dollars. Increased wealth often brings more complexity and a need for broader expertise. [Lavashia D...(Podcast) | Txt] Takeaway: Financial advisory needs evolve as wealth grows. Notable Quotes On Family and Legacy "Your family is your God-given team, not your liability." [Lavashia D...(Podcast) | Txt] On Wealth Planning "When you say that you want to build something that's long lasting or you want to create a legacy for children, there's a blueprint that needs to be followed." [Lavashia D...(Podcast) | Txt] On Family Dynamics "Your family even has a balance sheet when it comes to assets and liabilities." [Lavashia D...(Podcast) | Txt] On Financial Complexity "My particular mission is the first-generation families who want to make an exponential difference in their families." [Lavashia D...(Podcast) | Txt] On Her Approach "We don't begin with investments. We begin by stabilizing and creating a way that you really want to operate your wealth business." [Lavashia D...(Podcast) | Txt] On Family Wealth "Your family and your finances are definitely a business." [Lavashia D...(Podcast) | Txt] On Wealth Building "Your family is in the business of growing the value of your last name. Period." [Lavashia D...(Podcast) | Txt] On Capital "The four sources of capital are human capital, intellectual capital, social capital, and financial capital." On Asset Protection "The wealth you build can be taken if it's not protected." On Advisor Selection "The advisor that may have gotten you to your first million... may not be the advisor that can get you to ten million." Overall Message Lavashia Davis's core message is that wealth is not simply about earning or investing money—it is about building systems, structures, and family alignment that allow wealth to endure across generations. By treating the family as an asset, activating multiple forms of capital, protecting assets legally, and planning intentionally, families can transform income into legacy. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed LaVashia Davis. Guest: LaVashia Davis, Founder of Ell Wess Advisors (boutique family office and wealth management firm)Host: Rushion McDonaldTopic: Building multigenerational wealth, family wealth planning, asset protection, and creating lasting legacies. Purpose of the Interview The interview focuses on helping first-generation wealth builders and entrepreneurs understand that wealth creation is about more than investments. Davis explains how families can organize, protect, grow, and transfer wealth across generations by treating their family finances as a structured enterprise rather than simply accumulating money. A central theme is that many successful individuals earn substantial incomes but lack a blueprint for preserving and transferring wealth. Davis advocates for intentional planning, legal structures, family involvement, and asset protection to create lasting legacies. Key Takeaways 1. Wealth Requires a Blueprint Davis explains that creating a legacy does not happen automatically. Families need a deliberate plan, legal structures, and defined roles if they want wealth to survive beyond one generation. Takeaway: Making money and building wealth are not the same. Wealth requires systems and succession planning. 2. Family Should Be Treated as an Asset One of Davis's strongest messages is that family members can play meaningful roles in wealth-building efforts. She argues that when people think about legacy, they often overlook the importance of human relationships and family participation. Wealth-transfer strategies frequently require successors, trustees, managers, and beneficiaries. Many of those roles can be filled by family members. Takeaway: Family can be a strategic asset when properly organized and aligned. 3. Not Every Family Member Contributes Equally Davis acknowledges that some family members may behave more like liabilities than assets. Using a balance-sheet analogy, she explains that every family includes both contributors and individuals who may create financial burdens. The key is identifying those dynamics without allowing them to derail long-term wealth planning. Takeaway: Successful family wealth planning requires honest assessment of family dynamics. 4. Wealth Management Is More Than Investments Davis differentiates her firm's approach from traditional investment-focused advisory services. Her firm begins with: Family and wealth governance Legal structures Estate planning Tax planning Business succession planning Preparing future generations to inherit wealth Investments are addressed after these foundational elements are in place. Takeaway: Investments should support a broader wealth strategy, not drive it. 5. "Your Family Is a Business" One of Davis's most memorable concepts is that families should think of themselves as enterprises. She advises clients to separate their “wealth business” from their personal household and to create structures that can survive beyond their lifetime. Takeaway: Families should operate with the same intentionality that successful businesses use. 6. First-Generation Wealth Creates Unique Challenges Davis specializes in serving people who are the first high earners or successful entrepreneurs within their families. She notes that these individuals often face challenges that previous generations never had to navigate, including: Sudden financial complexity Family expectations Tax planning Asset protection Wealth transfer decisions Takeaway: New wealth requires new skills and specialized guidance. 7. There Are Four Forms of Capital Davis identifies four sources of capital: Human Capital – people, family, relationships Intellectual Capital – knowledge and expertise Social Capital – networks and connections Financial Capital – money and assets She argues that most families focus only on financial capital while neglecting the others. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth is broader than money. 8. Asset Protection Is Essential Davis warns that unprotected assets can disappear quickly due to lawsuits, business failures, creditor claims, or debt obligations. She emphasizes the importance of proper ownership structures, legal entities, and asset protection strategies. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth must be protected as carefully as it is created. 9. Different Advisors Serve Different Stages of Wealth When McDonald asks how people should evaluate their current financial advisor, Davis provides a thoughtful perspective: An advisor who helped someone build their first million dollars may not be the right advisor to help them grow to ten million dollars. Increased wealth often brings more complexity and a need for broader expertise. [Lavashia D...(Podcast) | Txt] Takeaway: Financial advisory needs evolve as wealth grows. Notable Quotes On Family and Legacy "Your family is your God-given team, not your liability." [Lavashia D...(Podcast) | Txt] On Wealth Planning "When you say that you want to build something that's long lasting or you want to create a legacy for children, there's a blueprint that needs to be followed." [Lavashia D...(Podcast) | Txt] On Family Dynamics "Your family even has a balance sheet when it comes to assets and liabilities." [Lavashia D...(Podcast) | Txt] On Financial Complexity "My particular mission is the first-generation families who want to make an exponential difference in their families." [Lavashia D...(Podcast) | Txt] On Her Approach "We don't begin with investments. We begin by stabilizing and creating a way that you really want to operate your wealth business." [Lavashia D...(Podcast) | Txt] On Family Wealth "Your family and your finances are definitely a business." [Lavashia D...(Podcast) | Txt] On Wealth Building "Your family is in the business of growing the value of your last name. Period." [Lavashia D...(Podcast) | Txt] On Capital "The four sources of capital are human capital, intellectual capital, social capital, and financial capital." On Asset Protection "The wealth you build can be taken if it's not protected." On Advisor Selection "The advisor that may have gotten you to your first million... may not be the advisor that can get you to ten million." Overall Message Lavashia Davis's core message is that wealth is not simply about earning or investing money—it is about building systems, structures, and family alignment that allow wealth to endure across generations. By treating the family as an asset, activating multiple forms of capital, protecting assets legally, and planning intentionally, families can transform income into legacy. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed LaVashia Davis. Guest: LaVashia Davis, Founder of Ell Wess Advisors (boutique family office and wealth management firm)Host: Rushion McDonaldTopic: Building multigenerational wealth, family wealth planning, asset protection, and creating lasting legacies. Purpose of the Interview The interview focuses on helping first-generation wealth builders and entrepreneurs understand that wealth creation is about more than investments. Davis explains how families can organize, protect, grow, and transfer wealth across generations by treating their family finances as a structured enterprise rather than simply accumulating money. A central theme is that many successful individuals earn substantial incomes but lack a blueprint for preserving and transferring wealth. Davis advocates for intentional planning, legal structures, family involvement, and asset protection to create lasting legacies. Key Takeaways 1. Wealth Requires a Blueprint Davis explains that creating a legacy does not happen automatically. Families need a deliberate plan, legal structures, and defined roles if they want wealth to survive beyond one generation. Takeaway: Making money and building wealth are not the same. Wealth requires systems and succession planning. 2. Family Should Be Treated as an Asset One of Davis's strongest messages is that family members can play meaningful roles in wealth-building efforts. She argues that when people think about legacy, they often overlook the importance of human relationships and family participation. Wealth-transfer strategies frequently require successors, trustees, managers, and beneficiaries. Many of those roles can be filled by family members. Takeaway: Family can be a strategic asset when properly organized and aligned. 3. Not Every Family Member Contributes Equally Davis acknowledges that some family members may behave more like liabilities than assets. Using a balance-sheet analogy, she explains that every family includes both contributors and individuals who may create financial burdens. The key is identifying those dynamics without allowing them to derail long-term wealth planning. Takeaway: Successful family wealth planning requires honest assessment of family dynamics. 4. Wealth Management Is More Than Investments Davis differentiates her firm's approach from traditional investment-focused advisory services. Her firm begins with: Family and wealth governance Legal structures Estate planning Tax planning Business succession planning Preparing future generations to inherit wealth Investments are addressed after these foundational elements are in place. Takeaway: Investments should support a broader wealth strategy, not drive it. 5. "Your Family Is a Business" One of Davis's most memorable concepts is that families should think of themselves as enterprises. She advises clients to separate their “wealth business” from their personal household and to create structures that can survive beyond their lifetime. Takeaway: Families should operate with the same intentionality that successful businesses use. 6. First-Generation Wealth Creates Unique Challenges Davis specializes in serving people who are the first high earners or successful entrepreneurs within their families. She notes that these individuals often face challenges that previous generations never had to navigate, including: Sudden financial complexity Family expectations Tax planning Asset protection Wealth transfer decisions Takeaway: New wealth requires new skills and specialized guidance. 7. There Are Four Forms of Capital Davis identifies four sources of capital: Human Capital – people, family, relationships Intellectual Capital – knowledge and expertise Social Capital – networks and connections Financial Capital – money and assets She argues that most families focus only on financial capital while neglecting the others. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth is broader than money. 8. Asset Protection Is Essential Davis warns that unprotected assets can disappear quickly due to lawsuits, business failures, creditor claims, or debt obligations. She emphasizes the importance of proper ownership structures, legal entities, and asset protection strategies. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth must be protected as carefully as it is created. 9. Different Advisors Serve Different Stages of Wealth When McDonald asks how people should evaluate their current financial advisor, Davis provides a thoughtful perspective: An advisor who helped someone build their first million dollars may not be the right advisor to help them grow to ten million dollars. Increased wealth often brings more complexity and a need for broader expertise. [Lavashia D...(Podcast) | Txt] Takeaway: Financial advisory needs evolve as wealth grows. Notable Quotes On Family and Legacy "Your family is your God-given team, not your liability." [Lavashia D...(Podcast) | Txt] On Wealth Planning "When you say that you want to build something that's long lasting or you want to create a legacy for children, there's a blueprint that needs to be followed." [Lavashia D...(Podcast) | Txt] On Family Dynamics "Your family even has a balance sheet when it comes to assets and liabilities." [Lavashia D...(Podcast) | Txt] On Financial Complexity "My particular mission is the first-generation families who want to make an exponential difference in their families." [Lavashia D...(Podcast) | Txt] On Her Approach "We don't begin with investments. We begin by stabilizing and creating a way that you really want to operate your wealth business." [Lavashia D...(Podcast) | Txt] On Family Wealth "Your family and your finances are definitely a business." [Lavashia D...(Podcast) | Txt] On Wealth Building "Your family is in the business of growing the value of your last name. Period." [Lavashia D...(Podcast) | Txt] On Capital "The four sources of capital are human capital, intellectual capital, social capital, and financial capital." On Asset Protection "The wealth you build can be taken if it's not protected." On Advisor Selection "The advisor that may have gotten you to your first million... may not be the advisor that can get you to ten million." Overall Message Lavashia Davis's core message is that wealth is not simply about earning or investing money—it is about building systems, structures, and family alignment that allow wealth to endure across generations. By treating the family as an asset, activating multiple forms of capital, protecting assets legally, and planning intentionally, families can transform income into legacy. #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Years of industrial pollution, sewage drainage, and neglect made the Mill Creek dangerous to use.

Blue Jays analyst and former MLB catcher Caleb Joseph (2:49) joins Jeff and Kevin to chat about post-trade deadline clubhouse environment during his career, why he wasn't surprised who was traded off the Jays' roster, how José Soriano could be valuable in Toronto, and Spencer Miles and Braydon Fisher battling for a bigger role. Then, the guys hear from the newest Blue Jays pitcher José Soriano ahead of their second game against the Houston Astros. To wrap up, MLB Pipeline's Jonathan Mayo stops by (28:45) to discuss the return for Jeff Hoffman including left-handed pitcher Dasan Hill, how fans should analyze deals that include prospects, what separates between former Jays' prospect Arjun Nimmala and current top prospect JoJo Parker, and the Detroit Tigers' return for Tarik Skubal.  The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed LaVashia Davis. Guest: LaVashia Davis, Founder of Ell Wess Advisors (boutique family office and wealth management firm)Host: Rushion McDonaldTopic: Building multigenerational wealth, family wealth planning, asset protection, and creating lasting legacies. Purpose of the Interview The interview focuses on helping first-generation wealth builders and entrepreneurs understand that wealth creation is about more than investments. Davis explains how families can organize, protect, grow, and transfer wealth across generations by treating their family finances as a structured enterprise rather than simply accumulating money. A central theme is that many successful individuals earn substantial incomes but lack a blueprint for preserving and transferring wealth. Davis advocates for intentional planning, legal structures, family involvement, and asset protection to create lasting legacies. Key Takeaways 1. Wealth Requires a Blueprint Davis explains that creating a legacy does not happen automatically. Families need a deliberate plan, legal structures, and defined roles if they want wealth to survive beyond one generation. [Lavashia D...(Podcast) | Txt] Takeaway: Making money and building wealth are not the same. Wealth requires systems and succession planning. 2. Family Should Be Treated as an Asset One of Davis's strongest messages is that family members can play meaningful roles in wealth-building efforts. She argues that when people think about legacy, they often overlook the importance of human relationships and family participation. Wealth-transfer strategies frequently require successors, trustees, managers, and beneficiaries. Many of those roles can be filled by family members. [Lavashia D...(Podcast) | Txt] Takeaway: Family can be a strategic asset when properly organized and aligned. 3. Not Every Family Member Contributes Equally Davis acknowledges that some family members may behave more like liabilities than assets. Using a balance-sheet analogy, she explains that every family includes both contributors and individuals who may create financial burdens. The key is identifying those dynamics without allowing them to derail long-term wealth planning. [Lavashia D...(Podcast) | Txt] Takeaway: Successful family wealth planning requires honest assessment of family dynamics. 4. Wealth Management Is More Than Investments Davis differentiates her firm's approach from traditional investment-focused advisory services. Her firm begins with: Family and wealth governance Legal structures Estate planning Tax planning Business succession planning Preparing future generations to inherit wealth Investments are addressed after these foundational elements are in place. [Lavashia D...(Podcast) | Txt] Takeaway: Investments should support a broader wealth strategy, not drive it. 5. "Your Family Is a Business" One of Davis's most memorable concepts is that families should think of themselves as enterprises. She advises clients to separate their “wealth business” from their personal household and to create structures that can survive beyond their lifetime. [Lavashia D...(Podcast) | Txt] Takeaway: Families should operate with the same intentionality that successful businesses use. 6. First-Generation Wealth Creates Unique Challenges Davis specializes in serving people who are the first high earners or successful entrepreneurs within their families. She notes that these individuals often face challenges that previous generations never had to navigate, including: Sudden financial complexity Family expectations Tax planning Asset protection Wealth transfer decisions [Lavashia D...(Podcast) | Txt] Takeaway: New wealth requires new skills and specialized guidance. 7. There Are Four Forms of Capital Davis identifies four sources of capital: Human Capital – people, family, relationships Intellectual Capital – knowledge and expertise Social Capital – networks and connections Financial Capital – money and assets She argues that most families focus only on financial capital while neglecting the others. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth is broader than money. 8. Asset Protection Is Essential Davis warns that unprotected assets can disappear quickly due to lawsuits, business failures, creditor claims, or debt obligations. She emphasizes the importance of proper ownership structures, legal entities, and asset protection strategies. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth must be protected as carefully as it is created. 9. Different Advisors Serve Different Stages of Wealth When McDonald asks how people should evaluate their current financial advisor, Davis provides a thoughtful perspective: An advisor who helped someone build their first million dollars may not be the right advisor to help them grow to ten million dollars. Increased wealth often brings more complexity and a need for broader expertise. [Lavashia D...(Podcast) | Txt] Takeaway: Financial advisory needs evolve as wealth grows. Notable Quotes On Family and Legacy "Your family is your God-given team, not your liability." [Lavashia D...(Podcast) | Txt] On Wealth Planning "When you say that you want to build something that's long lasting or you want to create a legacy for children, there's a blueprint that needs to be followed." [Lavashia D...(Podcast) | Txt] On Family Dynamics "Your family even has a balance sheet when it comes to assets and liabilities." [Lavashia D...(Podcast) | Txt] On Financial Complexity "My particular mission is the first-generation families who want to make an exponential difference in their families." [Lavashia D...(Podcast) | Txt] On Her Approach "We don't begin with investments. We begin by stabilizing and creating a way that you really want to operate your wealth business." [Lavashia D...(Podcast) | Txt] On Family Wealth "Your family and your finances are definitely a business." [Lavashia D...(Podcast) | Txt] On Wealth Building "Your family is in the business of growing the value of your last name. Period." [Lavashia D...(Podcast) | Txt] On Capital "The four sources of capital are human capital, intellectual capital, social capital, and financial capital." [Lavashia D...(Podcast) | Txt] On Asset Protection "The wealth you build can be taken if it's not protected." [Lavashia D...(Podcast) | Txt] On Advisor Selection "The advisor that may have gotten you to your first million... may not be the advisor that can get you to ten million." [Lavashia D...(Podcast) | Txt] Overall Message Lavashia Davis's core message is that wealth is not simply about earning or investing money—it is about building systems, structures, and family alignment that allow wealth to endure across generations. By treating the family as an asset, activating multiple forms of capital, protecting assets legally, and planning intentionally, families can transform income into legacy. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed LaVashia Davis. Guest: LaVashia Davis, Founder of Ell Wess Advisors (boutique family office and wealth management firm)Host: Rushion McDonaldTopic: Building multigenerational wealth, family wealth planning, asset protection, and creating lasting legacies. Purpose of the Interview The interview focuses on helping first-generation wealth builders and entrepreneurs understand that wealth creation is about more than investments. Davis explains how families can organize, protect, grow, and transfer wealth across generations by treating their family finances as a structured enterprise rather than simply accumulating money. A central theme is that many successful individuals earn substantial incomes but lack a blueprint for preserving and transferring wealth. Davis advocates for intentional planning, legal structures, family involvement, and asset protection to create lasting legacies. Key Takeaways 1. Wealth Requires a Blueprint Davis explains that creating a legacy does not happen automatically. Families need a deliberate plan, legal structures, and defined roles if they want wealth to survive beyond one generation. [Lavashia D...(Podcast) | Txt] Takeaway: Making money and building wealth are not the same. Wealth requires systems and succession planning. 2. Family Should Be Treated as an Asset One of Davis's strongest messages is that family members can play meaningful roles in wealth-building efforts. She argues that when people think about legacy, they often overlook the importance of human relationships and family participation. Wealth-transfer strategies frequently require successors, trustees, managers, and beneficiaries. Many of those roles can be filled by family members. [Lavashia D...(Podcast) | Txt] Takeaway: Family can be a strategic asset when properly organized and aligned. 3. Not Every Family Member Contributes Equally Davis acknowledges that some family members may behave more like liabilities than assets. Using a balance-sheet analogy, she explains that every family includes both contributors and individuals who may create financial burdens. The key is identifying those dynamics without allowing them to derail long-term wealth planning. [Lavashia D...(Podcast) | Txt] Takeaway: Successful family wealth planning requires honest assessment of family dynamics. 4. Wealth Management Is More Than Investments Davis differentiates her firm's approach from traditional investment-focused advisory services. Her firm begins with: Family and wealth governance Legal structures Estate planning Tax planning Business succession planning Preparing future generations to inherit wealth Investments are addressed after these foundational elements are in place. [Lavashia D...(Podcast) | Txt] Takeaway: Investments should support a broader wealth strategy, not drive it. 5. "Your Family Is a Business" One of Davis's most memorable concepts is that families should think of themselves as enterprises. She advises clients to separate their “wealth business” from their personal household and to create structures that can survive beyond their lifetime. [Lavashia D...(Podcast) | Txt] Takeaway: Families should operate with the same intentionality that successful businesses use. 6. First-Generation Wealth Creates Unique Challenges Davis specializes in serving people who are the first high earners or successful entrepreneurs within their families. She notes that these individuals often face challenges that previous generations never had to navigate, including: Sudden financial complexity Family expectations Tax planning Asset protection Wealth transfer decisions [Lavashia D...(Podcast) | Txt] Takeaway: New wealth requires new skills and specialized guidance. 7. There Are Four Forms of Capital Davis identifies four sources of capital: Human Capital – people, family, relationships Intellectual Capital – knowledge and expertise Social Capital – networks and connections Financial Capital – money and assets She argues that most families focus only on financial capital while neglecting the others. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth is broader than money. 8. Asset Protection Is Essential Davis warns that unprotected assets can disappear quickly due to lawsuits, business failures, creditor claims, or debt obligations. She emphasizes the importance of proper ownership structures, legal entities, and asset protection strategies. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth must be protected as carefully as it is created. 9. Different Advisors Serve Different Stages of Wealth When McDonald asks how people should evaluate their current financial advisor, Davis provides a thoughtful perspective: An advisor who helped someone build their first million dollars may not be the right advisor to help them grow to ten million dollars. Increased wealth often brings more complexity and a need for broader expertise. [Lavashia D...(Podcast) | Txt] Takeaway: Financial advisory needs evolve as wealth grows. Notable Quotes On Family and Legacy "Your family is your God-given team, not your liability." [Lavashia D...(Podcast) | Txt] On Wealth Planning "When you say that you want to build something that's long lasting or you want to create a legacy for children, there's a blueprint that needs to be followed." [Lavashia D...(Podcast) | Txt] On Family Dynamics "Your family even has a balance sheet when it comes to assets and liabilities." [Lavashia D...(Podcast) | Txt] On Financial Complexity "My particular mission is the first-generation families who want to make an exponential difference in their families." [Lavashia D...(Podcast) | Txt] On Her Approach "We don't begin with investments. We begin by stabilizing and creating a way that you really want to operate your wealth business." [Lavashia D...(Podcast) | Txt] On Family Wealth "Your family and your finances are definitely a business." [Lavashia D...(Podcast) | Txt] On Wealth Building "Your family is in the business of growing the value of your last name. Period." [Lavashia D...(Podcast) | Txt] On Capital "The four sources of capital are human capital, intellectual capital, social capital, and financial capital." [Lavashia D...(Podcast) | Txt] On Asset Protection "The wealth you build can be taken if it's not protected." [Lavashia D...(Podcast) | Txt] On Advisor Selection "The advisor that may have gotten you to your first million... may not be the advisor that can get you to ten million." [Lavashia D...(Podcast) | Txt] Overall Message Lavashia Davis's core message is that wealth is not simply about earning or investing money—it is about building systems, structures, and family alignment that allow wealth to endure across generations. By treating the family as an asset, activating multiple forms of capital, protecting assets legally, and planning intentionally, families can transform income into legacy. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

*Cattle feeders are cautiously optimistic about the border reopening.  *The deadline for county Farm Service Agency committees is coming up soon.   *Crops are drying out in Randall County.  *Increased power demands are causing concerns for Texas landowners.  *USDA is making another investment in the fight against screwworms. *There's still an El Nino waiting out there somewhere.  *Omega 3 fatty acids are beneficial for horses.  

Charles Burton and Gordon Chang discuss how trade tensions and rhetoric from the US have led to increased disdain among Canadians toward their neighbor. Burton discusses a poll showing Canadians view China more favorably than the US due to perceived economic threats from American tariffs. While the integrated North American market remains strong, Canadian provincial governments are reportedly restricting US alcohol sales. There are even suggestions that Canada should adopt "resistance" strategies similar to Ukraine. (4)1900 INDIA

The energies of August 2026 feel unlike anything I have witnessed this year.As I tuned into the month ahead, my guides showed me humanity standing before a great fork in the road. At first, everyone was walking together. Then the path gently separated into two completely different realities. One path was filled with light, ease, synchronicity, and divine support. The other felt uncertain, restless, and covered in sharp stones that made every step more difficult.Here is what to expect during the month of August.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed LaVashia Davis. Guest: LaVashia Davis, Founder of Ell Wess Advisors (boutique family office and wealth management firm)Host: Rushion McDonaldTopic: Building multigenerational wealth, family wealth planning, asset protection, and creating lasting legacies. Purpose of the Interview The interview focuses on helping first-generation wealth builders and entrepreneurs understand that wealth creation is about more than investments. Davis explains how families can organize, protect, grow, and transfer wealth across generations by treating their family finances as a structured enterprise rather than simply accumulating money. A central theme is that many successful individuals earn substantial incomes but lack a blueprint for preserving and transferring wealth. Davis advocates for intentional planning, legal structures, family involvement, and asset protection to create lasting legacies. Key Takeaways 1. Wealth Requires a Blueprint Davis explains that creating a legacy does not happen automatically. Families need a deliberate plan, legal structures, and defined roles if they want wealth to survive beyond one generation. [Lavashia D...(Podcast) | Txt] Takeaway: Making money and building wealth are not the same. Wealth requires systems and succession planning. 2. Family Should Be Treated as an Asset One of Davis's strongest messages is that family members can play meaningful roles in wealth-building efforts. She argues that when people think about legacy, they often overlook the importance of human relationships and family participation. Wealth-transfer strategies frequently require successors, trustees, managers, and beneficiaries. Many of those roles can be filled by family members. [Lavashia D...(Podcast) | Txt] Takeaway: Family can be a strategic asset when properly organized and aligned. 3. Not Every Family Member Contributes Equally Davis acknowledges that some family members may behave more like liabilities than assets. Using a balance-sheet analogy, she explains that every family includes both contributors and individuals who may create financial burdens. The key is identifying those dynamics without allowing them to derail long-term wealth planning. [Lavashia D...(Podcast) | Txt] Takeaway: Successful family wealth planning requires honest assessment of family dynamics. 4. Wealth Management Is More Than Investments Davis differentiates her firm's approach from traditional investment-focused advisory services. Her firm begins with: Family and wealth governance Legal structures Estate planning Tax planning Business succession planning Preparing future generations to inherit wealth Investments are addressed after these foundational elements are in place. [Lavashia D...(Podcast) | Txt] Takeaway: Investments should support a broader wealth strategy, not drive it. 5. "Your Family Is a Business" One of Davis's most memorable concepts is that families should think of themselves as enterprises. She advises clients to separate their “wealth business” from their personal household and to create structures that can survive beyond their lifetime. [Lavashia D...(Podcast) | Txt] Takeaway: Families should operate with the same intentionality that successful businesses use. 6. First-Generation Wealth Creates Unique Challenges Davis specializes in serving people who are the first high earners or successful entrepreneurs within their families. She notes that these individuals often face challenges that previous generations never had to navigate, including: Sudden financial complexity Family expectations Tax planning Asset protection Wealth transfer decisions [Lavashia D...(Podcast) | Txt] Takeaway: New wealth requires new skills and specialized guidance. 7. There Are Four Forms of Capital Davis identifies four sources of capital: Human Capital – people, family, relationships Intellectual Capital – knowledge and expertise Social Capital – networks and connections Financial Capital – money and assets She argues that most families focus only on financial capital while neglecting the others. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth is broader than money. 8. Asset Protection Is Essential Davis warns that unprotected assets can disappear quickly due to lawsuits, business failures, creditor claims, or debt obligations. She emphasizes the importance of proper ownership structures, legal entities, and asset protection strategies. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth must be protected as carefully as it is created. 9. Different Advisors Serve Different Stages of Wealth When McDonald asks how people should evaluate their current financial advisor, Davis provides a thoughtful perspective: An advisor who helped someone build their first million dollars may not be the right advisor to help them grow to ten million dollars. Increased wealth often brings more complexity and a need for broader expertise. [Lavashia D...(Podcast) | Txt] Takeaway: Financial advisory needs evolve as wealth grows. Notable Quotes On Family and Legacy "Your family is your God-given team, not your liability." [Lavashia D...(Podcast) | Txt] On Wealth Planning "When you say that you want to build something that's long lasting or you want to create a legacy for children, there's a blueprint that needs to be followed." [Lavashia D...(Podcast) | Txt] On Family Dynamics "Your family even has a balance sheet when it comes to assets and liabilities." [Lavashia D...(Podcast) | Txt] On Financial Complexity "My particular mission is the first-generation families who want to make an exponential difference in their families." [Lavashia D...(Podcast) | Txt] On Her Approach "We don't begin with investments. We begin by stabilizing and creating a way that you really want to operate your wealth business." [Lavashia D...(Podcast) | Txt] On Family Wealth "Your family and your finances are definitely a business." [Lavashia D...(Podcast) | Txt] On Wealth Building "Your family is in the business of growing the value of your last name. Period." [Lavashia D...(Podcast) | Txt] On Capital "The four sources of capital are human capital, intellectual capital, social capital, and financial capital." [Lavashia D...(Podcast) | Txt] On Asset Protection "The wealth you build can be taken if it's not protected." [Lavashia D...(Podcast) | Txt] On Advisor Selection "The advisor that may have gotten you to your first million... may not be the advisor that can get you to ten million." [Lavashia D...(Podcast) | Txt] Overall Message Lavashia Davis's core message is that wealth is not simply about earning or investing money—it is about building systems, structures, and family alignment that allow wealth to endure across generations. By treating the family as an asset, activating multiple forms of capital, protecting assets legally, and planning intentionally, families can transform income into legacy. #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The day before Lindsay Clancy killed her three children, her medication was increased. Nobody has fully explained why that decision was made, or by whom. She'd already been on roughly thirteen different psychiatric drugs across about four months. Her own malpractice lawsuit describes that final dose increase, paired with a night without sleep, in the hours before Cora, five, Dawson, three, and Callan, eight months, died in their Duxbury, Massachusetts home. She's pleading not guilty by reason of insanity. She'd checked herself into a psychiatric hospital on New Year's Eve after telling her husband she was having thoughts of hurting her children. She was discharged. Nineteen days later, the children were dead. Jury selection began July 20 in Plymouth Superior Court. That same morning, before a single juror was seated, prosecutors moved to challenge her defense experts, the third motion in eleven days aimed at limiting her defense. Prosecutors had already dropped all three strangulation charges on July 9, calling them redundant, a move that erased any middle ground between the two remaining verdicts: life without parole, or not criminally responsible. On July 13, the judge blocked women who've survived postpartum psychosis from testifying about the illness in their own words. That leaves the jury with paper: prescription records, a dosage change, a malpractice complaint describing exactly how the medication was mishandled. Two jurors were seated by lunch. The trial is expected to run four to eight weeks. Patrick Clancy, her husband, is on the defense witness list. He's also suing her healthcare providers and has publicly asked people to forgive her. Thirteen drugs, one increase, one sleepless night, and a question nobody in that courtroom has fully answered yet. Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/ Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1 Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/TrueCrimePod This publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice. Hashtags #LindsayClancy #PatrickClancy #HiddenKillers #TrueCrime #PostpartumPsychosis #DuxburyMA #ClancyTrial #InsanityDefense #MentalHealthSystem #JurySelection 

Anatol Lieven assesses new British Prime Minister Andy Burnham, who faces a country demanding increased spending on health, prisons, and defense despite rising debt costs. While popular for his management of Manchester's transport system, he must navigate radical tax proposals targeting millionaires to raise revenue. Burnham is under pressure to resolve the "net zero" debate and potentially expand North Sea fracking to lower energy prices. He remains wary of reopening the divisive Brexit debate. (14)

Anthropic's head of economics argues that AI is still augmenting workers rather than replacing them—and that expertise becomes more valuable as AI handles more tasks. NLW examines the evidence, the warning signs in junior hiring, and why the story executives tell themselves about AI could shape its impact on work. In the headlines: Stripe's reported $10 billion pursuit of OpenRouter, the booming model-routing race, and Microsoft's push toward cheaper in-house models.Brought to you by:KPMG – Research from KPMG and the University of Texas at Austin shows the highest-impact AI users treat AI like a reasoning partner — and those skills can be taught at scale. Learn more at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kpmg.com/us/Sophisticated⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Hyperagent - Hire a fleet of always-on agents. New users get $1,000 in inference. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hyperagent.com/aidailybrief⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Retool - Secure your vibecoded apps. New enterprise customers get up to $10,000 in AI credits per year. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠retool.com/aidaily ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Rackspace Technology- One accountable partner to build, operate and run your full enterprise AI stack ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.rackspace.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Section - Section turns AI investment into workforce transformation and ROI - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.sectionai.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Scrunch - The AI customer experience platform - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://scrunch.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Blitzy - Want to accelerate enterprise software development velocity by 5x? ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://blitzy.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AssemblyAI - The best way to build Voice AI apps - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.assemblyai.com/brief⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Robots & Pencils - Cloud-native AI solutions that power results ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://robotsandpencils.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The AI Daily Brief helps you understand the most important news and discussions in AI. Subscribe to the podcast version of The AI Daily Brief wherever you listen: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://pod.link/1680633614⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Our Newsletter is BACK: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://aidailybrief.beehiiv.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Interested in sponsoring the show? sponsors@aidailybrief.ai

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed LaVashia Davis. Guest: LaVashia Davis, Founder of Ell Wess Advisors (boutique family office and wealth management firm)Host: Rushion McDonaldTopic: Building multigenerational wealth, family wealth planning, asset protection, and creating lasting legacies. Purpose of the Interview The interview focuses on helping first-generation wealth builders and entrepreneurs understand that wealth creation is about more than investments. Davis explains how families can organize, protect, grow, and transfer wealth across generations by treating their family finances as a structured enterprise rather than simply accumulating money. A central theme is that many successful individuals earn substantial incomes but lack a blueprint for preserving and transferring wealth. Davis advocates for intentional planning, legal structures, family involvement, and asset protection to create lasting legacies. Key Takeaways 1. Wealth Requires a Blueprint Davis explains that creating a legacy does not happen automatically. Families need a deliberate plan, legal structures, and defined roles if they want wealth to survive beyond one generation. [Lavashia D...(Podcast) | Txt] Takeaway: Making money and building wealth are not the same. Wealth requires systems and succession planning. 2. Family Should Be Treated as an Asset One of Davis's strongest messages is that family members can play meaningful roles in wealth-building efforts. She argues that when people think about legacy, they often overlook the importance of human relationships and family participation. Wealth-transfer strategies frequently require successors, trustees, managers, and beneficiaries. Many of those roles can be filled by family members. [Lavashia D...(Podcast) | Txt] Takeaway: Family can be a strategic asset when properly organized and aligned. 3. Not Every Family Member Contributes Equally Davis acknowledges that some family members may behave more like liabilities than assets. Using a balance-sheet analogy, she explains that every family includes both contributors and individuals who may create financial burdens. The key is identifying those dynamics without allowing them to derail long-term wealth planning. [Lavashia D...(Podcast) | Txt] Takeaway: Successful family wealth planning requires honest assessment of family dynamics. 4. Wealth Management Is More Than Investments Davis differentiates her firm's approach from traditional investment-focused advisory services. Her firm begins with: Family and wealth governance Legal structures Estate planning Tax planning Business succession planning Preparing future generations to inherit wealth Investments are addressed after these foundational elements are in place. [Lavashia D...(Podcast) | Txt] Takeaway: Investments should support a broader wealth strategy, not drive it. 5. "Your Family Is a Business" One of Davis's most memorable concepts is that families should think of themselves as enterprises. She advises clients to separate their “wealth business” from their personal household and to create structures that can survive beyond their lifetime. [Lavashia D...(Podcast) | Txt] Takeaway: Families should operate with the same intentionality that successful businesses use. 6. First-Generation Wealth Creates Unique Challenges Davis specializes in serving people who are the first high earners or successful entrepreneurs within their families. She notes that these individuals often face challenges that previous generations never had to navigate, including: Sudden financial complexity Family expectations Tax planning Asset protection Wealth transfer decisions [Lavashia D...(Podcast) | Txt] Takeaway: New wealth requires new skills and specialized guidance. 7. There Are Four Forms of Capital Davis identifies four sources of capital: Human Capital – people, family, relationships Intellectual Capital – knowledge and expertise Social Capital – networks and connections Financial Capital – money and assets She argues that most families focus only on financial capital while neglecting the others. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth is broader than money. 8. Asset Protection Is Essential Davis warns that unprotected assets can disappear quickly due to lawsuits, business failures, creditor claims, or debt obligations. She emphasizes the importance of proper ownership structures, legal entities, and asset protection strategies. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth must be protected as carefully as it is created. 9. Different Advisors Serve Different Stages of Wealth When McDonald asks how people should evaluate their current financial advisor, Davis provides a thoughtful perspective: An advisor who helped someone build their first million dollars may not be the right advisor to help them grow to ten million dollars. Increased wealth often brings more complexity and a need for broader expertise. [Lavashia D...(Podcast) | Txt] Takeaway: Financial advisory needs evolve as wealth grows. Notable Quotes On Family and Legacy "Your family is your God-given team, not your liability." [Lavashia D...(Podcast) | Txt] On Wealth Planning "When you say that you want to build something that's long lasting or you want to create a legacy for children, there's a blueprint that needs to be followed." [Lavashia D...(Podcast) | Txt] On Family Dynamics "Your family even has a balance sheet when it comes to assets and liabilities." [Lavashia D...(Podcast) | Txt] On Financial Complexity "My particular mission is the first-generation families who want to make an exponential difference in their families." [Lavashia D...(Podcast) | Txt] On Her Approach "We don't begin with investments. We begin by stabilizing and creating a way that you really want to operate your wealth business." [Lavashia D...(Podcast) | Txt] On Family Wealth "Your family and your finances are definitely a business." [Lavashia D...(Podcast) | Txt] On Wealth Building "Your family is in the business of growing the value of your last name. Period." [Lavashia D...(Podcast) | Txt] On Capital "The four sources of capital are human capital, intellectual capital, social capital, and financial capital." [Lavashia D...(Podcast) | Txt] On Asset Protection "The wealth you build can be taken if it's not protected." [Lavashia D...(Podcast) | Txt] On Advisor Selection "The advisor that may have gotten you to your first million... may not be the advisor that can get you to ten million." [Lavashia D...(Podcast) | Txt] Overall Message Lavashia Davis's core message is that wealth is not simply about earning or investing money—it is about building systems, structures, and family alignment that allow wealth to endure across generations. By treating the family as an asset, activating multiple forms of capital, protecting assets legally, and planning intentionally, families can transform income into legacy. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed LaVashia Davis. Guest: LaVashia Davis, Founder of Ell Wess Advisors (boutique family office and wealth management firm)Host: Rushion McDonaldTopic: Building multigenerational wealth, family wealth planning, asset protection, and creating lasting legacies. Purpose of the Interview The interview focuses on helping first-generation wealth builders and entrepreneurs understand that wealth creation is about more than investments. Davis explains how families can organize, protect, grow, and transfer wealth across generations by treating their family finances as a structured enterprise rather than simply accumulating money. A central theme is that many successful individuals earn substantial incomes but lack a blueprint for preserving and transferring wealth. Davis advocates for intentional planning, legal structures, family involvement, and asset protection to create lasting legacies. Key Takeaways 1. Wealth Requires a Blueprint Davis explains that creating a legacy does not happen automatically. Families need a deliberate plan, legal structures, and defined roles if they want wealth to survive beyond one generation. [Lavashia D...(Podcast) | Txt] Takeaway: Making money and building wealth are not the same. Wealth requires systems and succession planning. 2. Family Should Be Treated as an Asset One of Davis's strongest messages is that family members can play meaningful roles in wealth-building efforts. She argues that when people think about legacy, they often overlook the importance of human relationships and family participation. Wealth-transfer strategies frequently require successors, trustees, managers, and beneficiaries. Many of those roles can be filled by family members. [Lavashia D...(Podcast) | Txt] Takeaway: Family can be a strategic asset when properly organized and aligned. 3. Not Every Family Member Contributes Equally Davis acknowledges that some family members may behave more like liabilities than assets. Using a balance-sheet analogy, she explains that every family includes both contributors and individuals who may create financial burdens. The key is identifying those dynamics without allowing them to derail long-term wealth planning. [Lavashia D...(Podcast) | Txt] Takeaway: Successful family wealth planning requires honest assessment of family dynamics. 4. Wealth Management Is More Than Investments Davis differentiates her firm's approach from traditional investment-focused advisory services. Her firm begins with: Family and wealth governance Legal structures Estate planning Tax planning Business succession planning Preparing future generations to inherit wealth Investments are addressed after these foundational elements are in place. [Lavashia D...(Podcast) | Txt] Takeaway: Investments should support a broader wealth strategy, not drive it. 5. "Your Family Is a Business" One of Davis's most memorable concepts is that families should think of themselves as enterprises. She advises clients to separate their “wealth business” from their personal household and to create structures that can survive beyond their lifetime. [Lavashia D...(Podcast) | Txt] Takeaway: Families should operate with the same intentionality that successful businesses use. 6. First-Generation Wealth Creates Unique Challenges Davis specializes in serving people who are the first high earners or successful entrepreneurs within their families. She notes that these individuals often face challenges that previous generations never had to navigate, including: Sudden financial complexity Family expectations Tax planning Asset protection Wealth transfer decisions [Lavashia D...(Podcast) | Txt] Takeaway: New wealth requires new skills and specialized guidance. 7. There Are Four Forms of Capital Davis identifies four sources of capital: Human Capital – people, family, relationships Intellectual Capital – knowledge and expertise Social Capital – networks and connections Financial Capital – money and assets She argues that most families focus only on financial capital while neglecting the others. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth is broader than money. 8. Asset Protection Is Essential Davis warns that unprotected assets can disappear quickly due to lawsuits, business failures, creditor claims, or debt obligations. She emphasizes the importance of proper ownership structures, legal entities, and asset protection strategies. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth must be protected as carefully as it is created. 9. Different Advisors Serve Different Stages of Wealth When McDonald asks how people should evaluate their current financial advisor, Davis provides a thoughtful perspective: An advisor who helped someone build their first million dollars may not be the right advisor to help them grow to ten million dollars. Increased wealth often brings more complexity and a need for broader expertise. [Lavashia D...(Podcast) | Txt] Takeaway: Financial advisory needs evolve as wealth grows. Notable Quotes On Family and Legacy "Your family is your God-given team, not your liability." [Lavashia D...(Podcast) | Txt] On Wealth Planning "When you say that you want to build something that's long lasting or you want to create a legacy for children, there's a blueprint that needs to be followed." [Lavashia D...(Podcast) | Txt] On Family Dynamics "Your family even has a balance sheet when it comes to assets and liabilities." [Lavashia D...(Podcast) | Txt] On Financial Complexity "My particular mission is the first-generation families who want to make an exponential difference in their families." [Lavashia D...(Podcast) | Txt] On Her Approach "We don't begin with investments. We begin by stabilizing and creating a way that you really want to operate your wealth business." [Lavashia D...(Podcast) | Txt] On Family Wealth "Your family and your finances are definitely a business." [Lavashia D...(Podcast) | Txt] On Wealth Building "Your family is in the business of growing the value of your last name. Period." [Lavashia D...(Podcast) | Txt] On Capital "The four sources of capital are human capital, intellectual capital, social capital, and financial capital." [Lavashia D...(Podcast) | Txt] On Asset Protection "The wealth you build can be taken if it's not protected." [Lavashia D...(Podcast) | Txt] On Advisor Selection "The advisor that may have gotten you to your first million... may not be the advisor that can get you to ten million." [Lavashia D...(Podcast) | Txt] Overall Message Lavashia Davis's core message is that wealth is not simply about earning or investing money—it is about building systems, structures, and family alignment that allow wealth to endure across generations. By treating the family as an asset, activating multiple forms of capital, protecting assets legally, and planning intentionally, families can transform income into legacy. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

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