Podcasts about Escrow

Jessica LaFair, CEO of Cottonwood Title and Escrow, shares her journey from industry background to founding Texas's youngest title company. She discusses navigating complex deals, market opportunities, operational challenges, and strategic growth in Texas real estate.   Learn More in the Blog Article → https://investorfuel.com/blog/curative-title-work-investors/   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of Disruption/Interruption, Lopsii Olgoke, CEO and co-founder of Nezz, explains why high-value B2B settlements still move too slowly and cost too much. He breaks down how escrow yield gets pocketed by third parties instead of the people whose money is sitting idle, and how a 900% spike in deepfake and business email compromise fraud is putting law firms, escrow agents, and title companies at risk. Lopsii Olgoke describes how Nezz built a programmatic settlement layer that lets organizations control multi-party transactions without ever giving up custody of their funds. The conversation covers unexpected early adopters in the middle market, the resistance disruptors face from entrenched players, and why unlocking trapped capital could reshape how the economy itself moves. Key Takeaways: 3:49 — Who is driving disruption in escrow and settlement payments? 8:59 — What is fueling a 900% surge in fraud targeting law firms and title companies? 13:06 – How does [Nezzapp] let organizations control settlements without holding the funds? 25:34 — When did mid-market companies become the fastest-growing adopters? Quote of the Show (06:24):"If you're putting your own money somewhere else, why don't you make some money from it too?" – Lopsii Olagoke Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Lopsii Olagoke:Company LinkedIn: https://linkedin.com/company/nezzappCompany Website: nezzapp.com How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlD YouTube: https://www.youtube.com/results?search_query=disruption+%2F+interuuptionSee omnystudio.com/listener for privacy information.

"Give me a price, I'll give you a structure. Give me a structure, I'll give you a price." In this solocast, Corey Kupfer takes that favorite saying of his and uses it to unpack a handful of the deal world's most repeated cliches, testing which ones hold up and which ones only apply in certain situations. Corey has spent more than 35 years structuring and negotiating deals, and in this episode he draws on that experience to walk through what's really behind a purchase price, a valuation multiple, and a few tax and entity assumptions sellers often take as gospel. WHAT YOU'LL LEARN: Corey breaks down what actually makes up a deal structure, from escrow and promissory notes to earnouts and rollover equity, and why "give me a price, I'll give you a structure" is the question that should come before you get excited about a top line number. He also digs into why comparing multiples without knowing what they're calculated on is misleading, when the advice to take cash up front actually applies, and why he pushes back on the idea that most businesses can't be scaled or sold. KEY INSIGHTS: A purchase price is never just one number. Escrow holdbacks, contingent payments tied to retention, earnouts tied to growth targets, and rollover equity can all sit inside a single deal, and each one carries different risk and different timing. Multiples are almost never apples to apples. Most quoted multiples are calculated on adjusted EBITDA, and buyers can adjust that number differently, which means a higher multiple doesn't always mean a higher price. Take cash up front is better advice for Main Street, owner operator deals than it is for the middle market and up, where professional buyers and PE backed firms have more reputational reasons to pay what they owe. The S Corp regret Corey heard at an industry event traced back to a missed QSBS election, not to S Corps being universally worse. Entity structure decisions depend on industry, timing, and ownership goals, not blanket rules. Corey doesn't believe in unscalable businesses, only businesses that haven't found their systems yet. The same logic applies to sellability, most businesses that can't sell today can become sellable with the right changes. Perfect for entrepreneurs preparing for a sale, raising capital, or negotiating a licensing or royalty deal who want to ask sharper questions before they get anchored on a number. FOR MORE ON THIS EPISODE:https://www.coreykupfer.com/blog/dealcliches FOR MORE ON COREY KUPFERhttps://www.linkedin.com/in/coreykupfer/ https://www.coreykupfer.com/ Corey Kupfer is an expert strategist, negotiator, and dealmaker. He has more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker. He is deeply passionate about deal-driven growth. He is also the creator and host of the DealQuest Podcast. Get deal-ready with the DealQuest Podcast with Corey Kupfer, where like-minded entrepreneurs and business leaders converge, share insights and challenges, and success stories. Equip yourself with the tools, resources, and support necessary to navigate the complex yet rewarding world of dealmaking. Episode Highlights with Timestamps:01:01 - The famous deal world saying, give me a price, I'll give you a structure, and why it matters 03:45 - What's actually inside a deal structure, escrow, promissory notes, and contingent payments 06:24 - Why comparing multiples without knowing what they're calculated on is misleading 09:08 - When take cash up front is real advice, and when it isn't 13:41 - The S Corp story from an industry event and the QSBS election behind it 16:45 - Why Corey believes every business is potentially scalable and sellable Related Episodes:Episode 328 with Richard Manders, for a deeper look at multiple arbitrage and how buyers think about valuation multiples. Episode 339 for more on purchase price structures, contingencies, and how retention and earnouts affect what a seller actually collects. Episode 325 with Kelly Finnell, for a related conversation on tax advantaged entity and ownership structures. Keywords/Tags: deal structure, purchase price negotiation, EBITDA multiple, adjusted EBITDA, earnouts, rollover equity, escrow, QSBS, S Corp versus C Corp, business sellability, business scalability, licensing royalties, M&A negotiation, DealQuest solocast

Hi, I'm Connor with Honor - message me here!Data drives real estate. If you are working off outdated numbers, you do not understand the market you are actually standing in. Here are today's real Santa Clarita Valley numbers, pulled straight from the CRMLS feed plugged into SantaClaritaOpenHouses.com.TODAY'S SCV NUMBERS, AUGUST 12 2026• 825 active listings, covering single family residences, condos, and townhomes• 176 properties currently in escrow• 39 closed sales in the last 7 days• Roughly 30% of current escrows will fall out, and that is normal, not a crisis• Distressed property (short sales, foreclosures, bank owned) is only 1 to 2% of this marketWHAT ELSE IS IN THIS EPISODECondo or townhome, the difference people always ask about. A condominium is typically a single level, no upstairs or downstairs, usually sharing walls and ceilings with neighboring units. A townhome is typically multiple stories. Ground floor is easier if stairs are a problem. Top floor means nobody walking above you, but you are carrying groceries up. On both, check the parking configuration carefully. Some units have direct garage access into the home, some open onto a common pathway, and some Vista del Canyon units in Canyon Country have a private yard between the garage and your door. Diamond Head in Stevenson Ranch is another layout worth walking before you decide.Why about 30% of escrows fall out. People hear that number and assume the market is in trouble. It is not. Buyers get cold feet. Somebody hears something on the news. A relative intervenes. It is spread across the board rather than concentrated in property condition, and it is a normal feature of this market rather than a warning sign.Everybody becomes an expert. The moment you start thinking about buying or selling, every person in your life turns into a real estate genius. Your coworker practically stole his house. Your relative knows a guy. My actual advice is do not dismiss them and do not obey them either. Take it to your agent and ask. If Stan at work bought a short sale under market three years ago, ask what the market was doing then and whether that play still exists today. Usually it does not, because distressed inventory is 1 to 2% and most of it gets handled before it ever reaches the open market.The warning nobody else gives you. If you use the big online portals to find out what your home is worth, understand the trade you are making. Whatever information you hand those systems gets sold to the highest bidder, and the buyers are mostly agents and lenders who want your personal private information.SEE THE DATA YOURSELF, FREEI put 11 years of sold data on my site so you do not have to guess:https://santaclaritaopenhouses.comWATCH THE VIDEOhttps://youtu.be/WBr3jrlJHgoTHINKING ABOUT SELLING?I work sellers-only, full-service representation. If you want a straight read on your home and this market, book time with me at https://bookwithhonor.comEVERYTHING I RUNSCV listings, open houses, 11 years of sold data: https://santaclaritaopenhouses.comSelling your Santa Clarita home: https://sellersonlyagent.comBook a call with me: https://bookwithhonor.comMy AI breakdowns: https://santaclaritaartificialintelligence.comThe Daily Download: https://connorwithhonor.comCall or text me directly at (661) 400-1720. You get me, not a call center.I do these market updates every day. Subscribe so you always know what the market is actually doing instead of what the news says it is doing.I'm Connor with Honor. 20 Yrs LAPD, 27 years selling real estate here in the Santa Clarita Valley. Be safe out there.Information is deemed reliable but not guaranteed. Market data pulled from CRMLS as of August 12, 2026 and changes daily. Not legal, tax, or financial advice.Connor T. MacIvor · CalDRE #01238257 · Sync Brokerage, Inc. · DRE #02031490Youtube Channels:Conner with Honor - real estateHome Muscle - fat torchingFrom first responder to real estate expert, Connor with Honor brings honesty and integrity to your Santa Clarita home buying or selling journey. Subscribe to my YouTube channel for valuable tips, local market trends, and a glimpse into the Santa Clarita lifestyle.Dive into Real Estate with Connor with Honor:Santa Clarita's Trusted Realtor & Fitness EnthusiastReal Estate:Buying or selling in Santa Clarita? Connor with Honor, your local expert with over 2 decades of experience, guides you seamlessly through the process. Subscribe to his YouTube channel for insider market updates, expert advice, and a peek into the vibrant Santa Clarita lifestyle.Fitness:Ready to unlock your fitness potential? Join Connor's YouTube journey for inspiring workouts, healthy recipes, and motivational tips. Remember, a strong body fuels a strong mind and a successful life!Podcast:Dig deeper with Connor's podcast! Hear insightful interviews with industry experts, inspiring success stories, and targeted real estate advice specific to Santa Clarita.

Welcome solo and group practice owners! We are Liath Dalton and Evan Dumas, your co-hosts of Group Practice Tech. In our latest episode, we have an exciting update about how to make your Google Workspace email HIPAA-secure. We discuss: The encryption mechanism, TLS, and how it fits into HIPAA Security Rule standards Ways that behavioral health practices typically manage email security Escrow style email The transmission security standard under HIPAA Google's transparency report about safer email HIPAA-friendly conventional email vs. HIPAA secure email Two limitations to be aware of and a risk management and ethics perspective  How to set up this configuration in Google Workspace Listen here: https://personcenteredtech.com/group/podcast/ For more, visit our website. PCT Resources: Article: A Practical Way to Secure Outbound Email in Google Workspace: What Mental Health Practices Need to Know Read PCT's complete explanation of the global routing rule, what enforced TLS changes for mental health practices, what it does and does not protect, and the steps practices should take before relying on it for email containing protected health information. PCT's Free Google Workspace Configuration Help Center Access PCT's video tutorial demonstrating how to configure the global outbound routing rule, along with additional step-by-step guidance for configuring Google Workspace for HIPAA-compatible use. Office Hours for Solo Practitioners Get direct consultation and ongoing support for applying HIPAA requirements to the particular needs of your practice—including email, client communication, technology selection, policies, and implementation. Group Practice Office Hours Practice leaders can receive direct support with developing communication systems and workflows that are HIPAA-compatible, effective, efficient, and workable for the practice, its team, and its clients. Article: 3 Kinds of Email Security: How to Make an Informed and HIPAA-Aware Choice Learn about PCT's framework for distinguishing among conventional email, TLS-secured email, and escrow or portal-style secure messaging—and choosing the option that fits the information, workflow, and client circumstances involved. Resources: Google Workspace Admin Help: Send Email Over a Secure TLS Connection Google's instructions for requiring TLS when sending email to specified recipients and preventing delivery when a secure connection cannot be established. Google Transparency Report: Email Encryption in Transit View Google's current data on the percentage of email sent and received by Gmail that is encrypted while traveling between email providers. HHS: Does the Security Rule Allow for Sending Electronic PHI in an Email? HHS guidance explaining how the HIPAA Security Rule applies when electronic protected health information is transmitted by email. HHS: Does the HIPAA Privacy Rule Permit Providers to Use Email With Patients? HHS guidance addressing email communication with patients, reasonable safeguards, and patients' requests to communicate through alternative means.

Most buyers never see the new construction tax trap coming — until their mortgage jumps $800 overnight. Today we're breaking it all down with no fluff. Mary Jo Irmen sits down with Jordan Nutter, VP of Creator Collective at NFM Lending, for a deep-dive on exactly what lenders don't volunteer — from hidden fees and escrow traps to what you absolutely cannot do with your Social Security number before closing. Whether you're buying your first home or your fifth, this episode will change how you approach your next mortgage.

The Legal Team discusses escrow holdbacks — what agents need to know when parties want to hold back a portion of the seller's proceeds at closing to pay for repairs that can't be finished before settlement.

Matt discusses MSPX, a marketplace for MSPs to buy and sell individual managed services contracts as an alternative to acquiring entire businesses. The platform helps MSPs divest non-profitable or non-strategic clients and enables buyers to shorten sales cycles by targeting specific verticals or geographies, with typical pricing around 6–8x MRR (sometimes higher with negotiation and longer remaining terms). MSPX uses escrow, a structured 30-day transition dashboard, a legally drafted customer notification email with a novation agreement requiring the buyer to honour the existing MSA, and protections if a customer declines the transfer. Sellers complete a detailed intake form; buyers can ask questions via in-platform chat. Pricing includes $149/year membership, 7% seller commission, 1–2% escrow fee for buyers, and an optional $599/year "first look" tier. The main challenge is limited awareness due to bootstrapped marketing.   00:00 Welcome and Setup 00:36 MSPX Marketplace Explained 02:06 Why Sell Contracts 03:39 Pricing Multiples and Examples 06:22 Valuation and Risk Controls 09:19 End Client Consent and Escrow 13:48 Communication and Transition Playbook 18:34 Contract Intake and Buyer Due Diligence 20:32 Growth Challenges and Pricing Plans 25:00 Global Expansion Use Cases 28:26 Wrap Up and How to Join   Connect with Matt Yesbeck on LinkedIn by clicking here – https://www.linkedin.com/in/mattyesbeck/ Connect with Daniel Welling on LinkedIn by clicking here – https://www.linkedin.com/in/danielwelling/ Connect with Adam Morris on LinkedIn by clicking here – https://www.linkedin.com/in/adamcmorris/ Visit The MSP Finance Team website, simply click here –https://www.mspfinanceteam.com/   MSP Glossary: MSP Finance Glossary Explained | MSP Finance Team We look forward to catching up with you on the next one. Stay tuned!

Hi, I'm Connor with Honor - message me here!

#111: Can you build a profitable title company without starting from scratch? In this episode of The Lenders Playbook, we break down the TitleEase franchise model, how title companies make money, and why the title industry is one of the biggest hidden opportunities in real estate and private lending. Whether you're a lender, investor, or entrepreneur, you'll walk away with actionable insights to help grow your business.Want to connect with top private lenders and real estate professionals? Join us at the American Lending Conference, October 9–10 in Las Vegas—where capital meets opportunity. https://www.americanlendingconference.com/

Finding your dream home in California used to be about winning the bidding war. Today, the real battle happens after your offer is accepted. Home sales across the Golden State are collapsing at the closing table for one terrifying reason: the home itself has become completely uninsurable in the private market. Welcome back to the SLO County Real Estate Podcast! In this eye-opening episode, Hal Sweazy and JT pull back the curtain on California's historic property insurance crisis. Joining them is Trevor Moriarty, a 30-year veteran agent with Farmers Insurance Group, to reveal the raw reality of why carriers are fleeing the state, why home values don't match insurance realities, and how everyday buyers are being completely priced out at the eleventh hour. Whether you are a buyer looking to get into escrow or a current homeowner watching your premiums skyrocket, this episode is your survival guide to navigating California's new real estate landscape.

A lot of builders run millions of dollars through the business without a clear view of what they actually make. Shane Durkin talks through construction finance, project money, cash flow, profitability, and why builders need better systems than acting like the bank for every job. Shane's Websites:  https://www.buildpatriot.com https://www.teamledgerwise.com Sign up for the Modern Craftsman Community:

Summer is the perfect season to enjoy your home—but it's also one of the best times to take care of those projects that protect your investment and keep your property looking its best. Today, I share a few simple weekend projects that can improve curb appeal, reduce future maintenance, and even add value if you're thinking about selling in the months ahead. Windermere Ready  Financial Assistance for Home Improvements — Access funds for  updates before you go on the market.  No payment necessary until closing, get in touch for more details – Applies when listed with a Windermere Real Estate Broker Are you Tracking Your Home Wealth?   Sign-up for your free Home Wealth Resource. Stay informed about one of your largest investments Within this resource you can monitor your home's estimated value, equity, appreciation, purchasing power, and more throughout the year. Trusted by millions of homeowners nationwide – Tap this link and sign-up with Homebot today!   Questions?  Call me, or text at 541-968-2400. Enjoy!   Track Your Home's Value — Receive a free monthly home report Request a CMA (Comparative Market Analysis) — Understand your home's current market value – neighborhood perspective to update your Homebot report TAP HOMEBOT   Sign-up today!  No cost to you! TAP the Category that interests you: Home Improvement  Maximize investment, Smart maintenance to-do's Buying To Invest  Get Pre-Approved! What inspectors look for, Property Search Selling Property  Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report Homeowners Best Moves  Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more... Navigating Title & Escrow What to expect from an escrow officer and the tasks provided for a successful closing. Mastering 1031 Exchange Series Prepare Your Home For The Market Inspections For Sellers   Support us by sharing this Podcast with your network of friends & family ~ We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive!  Listen on your iPad or computer Podcast.JudyCasad.com About Your Host Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor. Connect with Judy Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 Judy@windermere.com   www.judycasad.com Facebook    

────────────────────────────────────────[00:02:09]Trump Unilaterally Rewrites the MOU — Demands Iran Spend Frozen Funds Only on US Farm GoodsPoint 11 of the signed MOU says funds are released without conditions; Trump invented the escrow-for-American-corn clause after Kushner pressed him.────────────────────────────────────────[00:05:00]Senate Votes to Halt the Iran War — Resolution Has No Force of Law, White House Dismisses ItPassed 50-48; does not go to the president for signature or veto; four Republicans broke ranks including Rand Paul and Bill Cassidy.────────────────────────────────────────[00:10:18]Ben Gvir: All of Lebanon Must Be Our Playground — For Every Israeli Tear, a Thousand Lebanese Must WeepIsraeli finance minister refuses any restriction on Lebanese territory and demands it all burn; Netanyahu confirmed forces are not leaving.────────────────────────────────────────[00:46:01]Rand Paul's Wife Bought Gilead Stock During Remdesivir Push — Knight Says He Has No Credibility on FauciFauci declared remdesivir standard of care one day after a WHO trial showed it ineffective; Paul's wife held Gilead shares throughout.────────────────────────────────────────[00:47:41]Trump Orders Ford and GM to Make Bombs Instead of Cars — Same Defense Production Act Used for VentilatorsKnight: they don't want people to have independent transportation; commandeering auto production is the same playbook used in 2020.────────────────────────────────────────[00:56:37]VA Study Claims COVID Vaccine Lowers Cardiac Risk — Knight: They Caused the Heart Disease and Now Claim the CureSeven children confirmed dead from the jabs per FDA data; New England Journal of Medicine ex-editor said the journal lost all credibility.────────────────────────────────────────[01:29:16]Tulsi Gabbard's Entire Career Was Guided by a Hare Krishna Cult Leader Named Chris ButlerYear-long Washington Post investigation; former cult members handed over internal records showing Butler shaped her public decisions.────────────────────────────────────────[01:43:44]Ben Gvir Repeats: All of Lebanon Must Burn — No Distinction Between Hezbollah and Lebanese CiviliansSame doctrine applied in Gaza; Knesset member adds they want to drag Hamas leaders across Gaza in front of cameras before prison.────────────────────────────────────────[01:47:00]Jared Kushner Invented the Escrow-for-Farm-Goods Clause — JD Vance Selling It as a Trump DealMOU says nothing about escrow or American goods; Kushner and Qataris fabricated it after signing; Vance repeating the lie publicly.────────────────────────────────────────[01:51:28]Zionist Lobbyist Brags About Sanctioning UN Rapporteur Albanese, Freezing Her Bank Accounts, Demoting Her HusbandAfter boasting of controlling Albanese's finances and barring her from the US, lobbyist Hillel Neuer insists the Jewish lobby does not control America. ──────────────────────────────────────── Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code “KNIGHT” For high quality made in America products go to HomeSteadProducts.shop and use promo code “Knight” for 10% off your purchases Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.

────────────────────────────────────────[00:02:09]Trump Unilaterally Rewrites the MOU — Demands Iran Spend Frozen Funds Only on US Farm GoodsPoint 11 of the signed MOU says funds are released without conditions; Trump invented the escrow-for-American-corn clause after Kushner pressed him.────────────────────────────────────────[00:05:00]Senate Votes to Halt the Iran War — Resolution Has No Force of Law, White House Dismisses ItPassed 50-48; does not go to the president for signature or veto; four Republicans broke ranks including Rand Paul and Bill Cassidy.────────────────────────────────────────[00:10:18]Ben Gvir: All of Lebanon Must Be Our Playground — For Every Israeli Tear, a Thousand Lebanese Must WeepIsraeli finance minister refuses any restriction on Lebanese territory and demands it all burn; Netanyahu confirmed forces are not leaving.────────────────────────────────────────[00:46:01]Rand Paul's Wife Bought Gilead Stock During Remdesivir Push — Knight Says He Has No Credibility on FauciFauci declared remdesivir standard of care one day after a WHO trial showed it ineffective; Paul's wife held Gilead shares throughout.────────────────────────────────────────[00:47:41]Trump Orders Ford and GM to Make Bombs Instead of Cars — Same Defense Production Act Used for VentilatorsKnight: they don't want people to have independent transportation; commandeering auto production is the same playbook used in 2020.────────────────────────────────────────[00:56:37]VA Study Claims COVID Vaccine Lowers Cardiac Risk — Knight: They Caused the Heart Disease and Now Claim the CureSeven children confirmed dead from the jabs per FDA data; New England Journal of Medicine ex-editor said the journal lost all credibility.────────────────────────────────────────[01:29:16]Tulsi Gabbard's Entire Career Was Guided by a Hare Krishna Cult Leader Named Chris ButlerYear-long Washington Post investigation; former cult members handed over internal records showing Butler shaped her public decisions.────────────────────────────────────────[01:43:44]Ben Gvir Repeats: All of Lebanon Must Burn — No Distinction Between Hezbollah and Lebanese CiviliansSame doctrine applied in Gaza; Knesset member adds they want to drag Hamas leaders across Gaza in front of cameras before prison.────────────────────────────────────────[01:47:00]Jared Kushner Invented the Escrow-for-Farm-Goods Clause — JD Vance Selling It as a Trump DealMOU says nothing about escrow or American goods; Kushner and Qataris fabricated it after signing; Vance repeating the lie publicly.────────────────────────────────────────[01:51:28]Zionist Lobbyist Brags About Sanctioning UN Rapporteur Albanese, Freezing Her Bank Accounts, Demoting Her HusbandAfter boasting of controlling Albanese's finances and barring her from the US, lobbyist Hillel Neuer insists the Jewish lobby does not control America. ──────────────────────────────────────── Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code “KNIGHT” For high quality made in America products go to HomeSteadProducts.shop and use promo code “Knight” for 10% off your purchases Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.

Many buyers are waiting for home prices to fall before making a move. But what if the drop they're expecting never comes? In this episode, Judy Casad shares what more than 100 housing experts predict for home prices over the next five years and why local market knowledge matters more than national headlines. Content inspired by Keeping Current Matters, Inc and graph source from Fannie Mae, HPES Prepare to Sell and Know what to do when Buying your next Home ~ Complimentary access to a valuable tool:   Your personalized monthly report on your home's value  - - - contains valuable information that will help you make smarter financial decisions.  Homebot Features • Current and historical estimated market value of your home • Appreciation since you purchased your home • Net worth/equity in your home • A breakdown of principal and interest paid • Tips for how to save on interest payments • Your purchasing power to buy another home, investment property or trade-up to a new home • Estimated rental figures for your home (or a room in your home) on services like Airbnb or VRBO • Your current cash-out potential for doing things like consolidating high-interest debt or increasing your home value through home improvement Click here to learn more:   https://hmbt.co/x7dcQA   Windermere Real Estate provides a financial product 'Windermere Ready' tailored specifically for homeowners preparing to sell their home. Cover the costs of repairs and upgraded features and defer payment until closing sale.* This means you can invest in enhancing your home's appeal** with nothing due until your home sells.* From minor repairs to staging, you can make your home stand out on the market without worrying about upfront out of pocket costs.* Interested in learning more?   Call Judy Casad today!  541-968-2400 TAP Windermere Ready to sign-up today!  No cost to you until you use the funds! *Interest and fees apply. Loan funds, interest, and fees are due upon loan acceleration, twelve months after origination, termination of your listing agreement, or the date on which Notable otherwise suspends your loan for any reasons stated in your loan agreement, whichever occurs sooner. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC. **Results may vary. Windermere Real Estate and Notable Finance, LLC do not guarantee or warranty any results. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC and notablefi.com/terms. Windermere is not providing loans as part of Windermere Ready. Windermere loans are provided by Notable Finance, LLC, NMLS# 1824748. For all Borrowers in California: Loans are made or arranged pursuant to a California Finance Lenders Law license. For all Borrowers in Virginia: Notable Finance, LLC is licensed by the Virginia State Corporation Commission, CFI-243. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Rules and exclusions apply. Tap the Category that resonates with your life today: Home Improvement  Maximize investment, Smart maintenance to-do's Buying To Invest  Get Pre-Approved! What inspectors look for, Property Search Selling Property  Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report Homeowners Best Moves  Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more... Navigating Title & Escrow What to expect from an escrow officer and the tasks provided for a successful closing. Mastering 1031 Exchange Series Prepare Your Home For The Market Inspections For Sellers   Support us by sharing this Podcast with your network of friends & family ~ We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive! About Your Host Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor. Connect with Judy Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 Judy@windermere.com   www.judycasad.com Facebook  Listen on your computer Podcast.JudyCasad.com  

Surety Account Executive Josh Hill sits down with Marcus Carter, President of La Mesa Fund Control and Escrow, to unpack how fund control is being used as a powerful risk‑mitigation and capacity‑building tool in the surety space. They discuss how technology, transparent pricing, and efficient payment processes are changing perceptions of fund control and helping construction projects stay funded, compliant, and on track.Show Notes: ⁠⁠Subscribe to Rancho Mesa's Newsletter⁠⁠, La Mesa Fund Control & Escrow, Inc.Host: Josh HillGuest: Marcus CarterProducer/Editor: Megan LockhartMusic: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2025. Rancho Mesa Insurance Services, Inc. All rights reserved.

How Michael Clarke Went From Math Teacher to Building Escrow Tech for Africa | Trust Lock PayHow Michael Clarke Went From Math Teacher to Building Escrow Tech for Africa | TrustLock PayMichael Clarke | Founder, Dada Inc. (subsidiary: ASICS) | Creator of TrustLock PayLinkedIn: Michael Clarke (search Dada Inc. / TrustLock Pay)Email: mclarke@dadainc.comConnect & Inquire: mclarke@dadainc.com"Sending money on blind trust and gambling is not the way to go." — Michael ClarkeWhat happens when a Jamaican-born math teacher in Broward County decides to solve one of the biggest problems in African trade? On this episode of Diversified Game, Kellen Coleman sits down with Michael Clarke, physics graduate, decade-plus math educator, and founder of Dada Inc., builder of TrustLock Pay, an AI and blockchain escrow platform built to let strangers do cross-border business without getting scammed.Michael breaks down his journey from the crypto space in 2021 to buying land in Rwanda, why he pivoted from a "cool app" to solving a real trust gap, and how he uses AI, smart contracts, and stablecoins to hold funds like escrow until both sides deliver. We get into why he chose Kenya over Jamaica, teaching kids to build apps, the future of math in the AI era, and his plan to partner with governments to make this the gold standard.No surface-level hype. Real builders, real problems, real solutions.Learn the mindset and moves that lead to real results. Please visit my website to get more information: http://diversifiedgame.com/

If a hidden lien, fraudulent seller, or wire scam surfaced after closing, would you know who is actually protecting your ownership rights? In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with Megan Lopez. Megan is an Agent Account Manager with Fidelity National Financial and a title insurance expert serving Northeast Florida. Drawing from a family background deeply rooted in real estate and title work, Megan explains the critical role title insurance plays in protecting homeowners, lenders, agents, and real estate transactions from hidden risks. Throughout the conversation, Megan breaks down the differences between owner and lender title policies, discusses real world fraud cases involving seller impersonation and wire fraud, and explains how title professionals verify ownership, resolve title defects, and protect consumers from costly claims. She also shares insights into Fidelity's underwriting process, fraud prevention strategies, and the ongoing importance of human expertise in an increasingly digital real estate landscape. If you found value in this episode, subscribe to the Real Estate Excellence Podcast, share this episode with fellow real estate professionals, and leave a review to help more buyers, sellers, agents, and lenders stay informed and protected.   HighlightsTop of FormBottom of Form 00:00 - 09:43 Megan's Journey Into Title Insurance and Real Estate ·       Family background in title and real estate ·       Starting as a receptionist in a real estate law firm ·       Becoming a licensed title agent ·       Moving to Jacksonville and joining Fidelity ·        Understanding the role of a title underwriter 09:43 - 18:29 Understanding Title Searches and Title Insurance Protection ·        How title searches are performed ·        Identifying liens mortgages and ownership issues ·        The relationship between title companies and underwriters ·        Differences between owner and lender policies ·        Why title insurance matters for every buyer 18:29 - 25:54 Real World Claims and Hidden Risks Homeowners Face ·        Common title insurance claims ·        Unknown heirs and probate disputes ·        Mechanic lien issues in new construction ·        Tax judgments and outstanding debts ·        How title insurance protects property ownership 25:54 - 34:40 Seller Fraud and Identity Verification Challenges ·        Rise of seller impersonation fraud ·        Vacant land fraud schemes ·        Warning signs agents should recognize ·        Identity verification best practices ·        Technology tools used to detect fraud 34:40 - 48:15 Wire Fraud Threats and Transaction Security ·        How wire fraud attacks happen ·        Email compromise and phishing schemes ·        Fake lenders and fraudulent instructions ·        Secure portals and verification platforms ·        Protecting buyers sellers and escrow funds 48:15 - 01:05:37 Fidelity's Role Supporting Agencies and Protecting Consumers ·        Education and training for agents and lenders ·        Marketing and growth support for title agencies ·        Underwriting expertise for complex transactions ·        Escrow oversight and reconciliation reviews ·        The future of title insurance and consumer protection     Quotes: "I don't think AI will completely take over what title professionals do day in and day out." – Megan Lopez "The owner's policy is paid once at closing and protects them for the life of them owning that home." – Megan Lopez "We're seeing a lot of fraud and those are usually the biggest losses." – Megan Lopez "The more we all are informed and educated about the benefits of title insurance, the dangers of fraud, it protects us all." – Megan Lopez   To contact Laura Megan Lopez, learn more about her business, and make her a part of your network, make sure to follow her website, Instagram, and LinkedIn.   Connect with Megan Lopez! Website: https://nationalagency.fnf.com/home Instagram: https://www.instagram.com/megan_lopez_fnfagency/ LinkedIn: https://www.linkedin.com/in/megan-lopez-48a535a3   Connect with me! Website: toprealtorjacksonville.com   Website: toprealtorstaugustine.com    SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best.   #RealEstateExcellence #RealEstate #MeganLopez #TitleInsurance #RealEstate #RealEstateExcellence #HomeOwnership #PropertyProtection #FidelityNationalFinancial #RealEstateFraud #WireFraud #TitleSearch #HomeBuying #RealEstateAgent #MortgageLending #OwnerPolicy #LenderPolicy #PropertyOwnership #EscrowSecurity #FraudPrevention #RealEstateEducation #JacksonvilleRealEstate

This week , we're joined by CPA Todd Cox and title expert Janelle Kennedy for an episode packed with valuable real estate and financial insight. We're discussing how homeowners and investors can take advantage of tax benefits in 2026, the important things people commonly forget after closing escrow, and taking a closer look at just how many “Mom & Pop” real estate investors we have here in Las Vegas. Whether you're a homeowner, investor, buyer, or seller, this is an episode you won't want to miss! #LasVegasRealEstate #RealEstateNews #LasVegas #RealEstateRadio #RadioShow #Taxes #Escrow #RealEstateInvesting Facebook: www.facebook.com/LVRealEstateRadio Twitter: www.twitter.com/LVRERadio LinkedIn: www.linkedin.com/in/LVRealEstateRadio Instagram: www.instagram.com/lvrealestateradio/ SoundCloud: @lvrealestateradio Website: www.lvrealestateradio.com

chuck morgan !           Support the show

what do you know about Escrow.. Jose Castro from Total Mortgage ..he is license in Guam, California and Nevada

The Legal Team discusses the importance of avoiding potential escrow violations and the new regulatory updates.

Think you - as a Buyer - never catch a break in this market?  Think again.  New data says otherwise.  In this episode, we discuss why more home sellers are becoming motivated to offer concessions — Tune In to learn strategies that could save you thousands. 'Sellers Are Open to Negotiating' – YouTube Video https://youtu.be/EeF4TcvNkF4    Helpful insight provided by Keeping Current Matters and Realtor.com LOOKING TO BUY?   Under Contract? Don't make a move until you listen to these episodes: Ep 59 – Life Of Escrow For Buyers The process you can expect from an escrow officer and the tasks provided for a successful closing. Ep 77 – Complete Guide For House Inspection - What Every Buyer Needs To Know Wouldn't you want to know what you are buying and avoid pitfalls? Ep 121 – Why Buying a Home Is a Win In this episode we explore Key Reasons and Examples of how and why buying a home is a win -  as a valuable long-term asset -  and provide security for your future Ep 143 – All About Home Insurance (Union County, Oregon) Key insight to review your policy on an annual basis. What's covered, what's not, and how to make sure your policy actually fits your home and your risks, especially in Union County and the State of Oregon. Ep 148 – Why Home Buyers Must Get Pre-Approved Before Making an Offer In competitive situations, strong financial positioning communicates stability, seriousness, and respect for the seller's time. Ep 149 – The Dirty Dozen • Top Mistakes Home Buyers Make Before Closing Why it's important to communicate with your lender and real estate broker. Is your purchase contingent on selling your current home? These resources will help you position your home for maximum value and a smoother transaction: Track Your Home's Value — Receive a free monthly home report Request a CMA (Comparative Market Analysis) — Understand your home's current market value – neighborhood perspective by your Broker Financial Assistance for Home Improvements — Access funds for pre-sale updates, repaid at closing – Applies with a Windermere Real Estate Broker Support us by sharing this Podcast with your network of friends & family ~ We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive! About Your Host Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate / LC, serving clients across Oregon, including Union County and the McKenzie River Corridor. She is also the host of Homeowners Best Real Estate Moves, where she shares practical insights to help buyers, sellers, and investors make confident real estate decisions. Connect with Judy Judy Casad Broker & Luxury Advisor Windermere Real Estate / LC Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 Judy@windermere.com   www.judycasad.com Facebook  Listen on your computer Podcast.JudyCasad.com Tap the Category that resonates with your life today: Home Improvement  Maximize investment, Smart maintenance to-do's Buying To Invest  Get Pre-Approved! What inspectors look for, Property Search Selling Property  Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report Homeowners Best Moves  Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...  

Grit Brokerage Domain Brokers Brian Harbin and Michael Law discuss recent sales including domains like Path.com, Wisdom.com, Canary.com, Glex.com, EmmaStone.com, CashForHouses.com, Daytona.com, and many more which helped them achieve Escrow.com Masters of Domains award for the 4th time in just 5 years.  Each domain sale has an interesting teachable moment so there is much to learn from this episode.  Enjoy!Website: https://www.grit.org/Youtube: https://www.youtube.com/channel/UCNYFCl9ZQw6opYuNsm48euwInstagram: https://www.instagram.com/gritdotorg/?igshid=NzNkNDdiOGI%3DTiktok: https://www.tiktok.com/@grit.orgFacebook: https://www.facebook.com/Gritdotorg/Linkedin: https://www.linkedin.com/company/grit-org

Key Savvy is like an Escrow for sales - in our case, Classic Cars/Trucks. Andrew is the CEO of Key Savvy and an Origianl founder of the company.  Thanks Andrew for yiour time and sharing what Key Savvy offers the Classic Truck Community. 

“Closing the Hunger Gap” run by Alliance Title & Escrow is accepting donations this month. Donors could win two tickets to the Russell Dickerson concert on July 3 in Rexburg.

José Castro understands the mortgage language of escrow? Did you know there are dfferences.

Rental property investors — stop letting your mortgage servicer escrow your taxes & insurance. In this episode, I break down why you should NEVER let a bank or servicing company pay your taxes and insurance for you. I'm currently dealing with a servicer mistake that caused my payment to spike and it's been a nightmare trying to fix. In this video, you'll learn: ✅ Why escrow accounts get screwed up ✅ How it can destroy your rental cash flow ✅ What to tell lenders so you can pay taxes/insurance yourself If you own rentals (or plan to), this is a lesson you need to hear.

This is more than a home—it's a place to slow down, gather, and truly experience the McKenzie River. Whether as a full-time residence, a second home with guest-use flexibility, it offers a lifestyle that's becoming harder to find.    "Live here and really live… This property adds to your life." Why the McKenzie? Daily life on the river How the home was designed Guest / Rental Flexibility Local Culture Why they're selling What they'll miss most Guests Bert Deklerk & Annie Margarita Ep 130 - Legacy Property • McKenzie River Region  What is a Legacy Property?   Ep 127 - Premier Homes • McKenzie Oregon's Outdoor Paradise Ep 111 - Premier Living In The McKenzie - Part 1 Ep 112 - Premier Living In The McKenzie - Part 2 Ep 145 - How Tourism Works In McKenzie River • Weddings, Events & Overnight Stays   Ep 144 - Exploring Weddings Along The McKenzie River Ep 148 – Why Home Buyers Must Get Pre-Approved Before Making an Offer Prepare to Sell and Know what to do when Buying your next Home ~ Windermere provides a financial product 'Windermere Ready' tailored specifically for homeowners preparing to sell their home. Cover the costs of repairs and upgraded features and defer payment until closing sale.* This means you can invest in enhancing your home's appeal** with nothing due until your home sells.* From minor repairs to staging, you can make your home stand out on the market without worrying about upfront out of pocket costs.* Interested in learning more?   Call Judy today!  541-968-2400 TAP Windermere Ready to sign-up today!  No cost to you until you use the funds! *Interest and fees apply. Loan funds, interest, and fees are due upon loan acceleration, twelve months after origination, termination of your listing agreement, or the date on which Notable otherwise suspends your loan for any reasons stated in your loan agreement, whichever occurs sooner. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC. **Results may vary. Windermere Real Estate and Notable Finance, LLC do not guarantee or warranty any results. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC and notablefi.com/terms. Windermere is not providing loans as part of Windermere Ready. Windermere loans are provided by Notable Finance, LLC, NMLS# 1824748. For all Borrowers in California: Loans are made or arranged pursuant to a California Finance Lenders Law license. For all Borrowers in Virginia: Notable Finance, LLC is licensed by the Virginia State Corporation Commission, CFI-243. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Rules and exclusions apply. Tap the Category that resonates with your life today: Home Improvement  Maximize investment, Smart maintenance to-do's Buying To Invest  Get Pre-Approved! What inspectors look for, Property Search Selling Property  Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report Homeowners Best Moves  Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more... Navigating Title & Escrow What to expect from an escrow officer and the tasks provided for a successful closing. Mastering 1031 Exchange Series Prepare Your Home For The Market Inspections For Sellers   Support us by sharing this Podcast with your network of friends & family ~ We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive! About Your Host Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor. Connect with Judy Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 Judy@windermere.com   www.judycasad.com Facebook  Listen on your computer Podcast.JudyCasad.com

Spring Market Setback? What to Do When Your Deal Falls Out of Escrow A deal falling out of escrow can feel like a major setback, especially during the fast moving spring market. But the reality is, it happens more often than you think, and the right strategy can quickly turn things back in your favor. From financing issues to inspection surprises, understanding why deals fall apart and how to respond can make all the difference in getting back on track and closing successfully. On this episode of Real Estate with Ryan, we break down the most common reasons contracts fall through, what buyers and sellers should do next, and how to protect your deal in today's competitive East Tennessee market. If you are navigating a failed transaction or want to avoid one, this is one conversation you do not want to miss. Why home sales fall out of escrow What sellers should do immediately How buyers can recover and stay competitive Strategies to protect your next deal Tune in this Saturday at 11 AM Talk Radio 92.3 FM AM 760 WETR Also airing at 1 PM on News Talk 98.7 FM Call 865 693 SOLD Visit RyanColeman.org Ryan Coleman Founder Broker CEO Hometown Realty LLC Voted Best of Knoxville 2017 to 2025 Proud Sponsor of the VOLS Dave Ramsey Top ELP YOUR TENNESSEE AGENT #RealEstateWithRyan #KnoxvilleRealEstate #TennesseeRealEstate #EastTennesseeRealEstate #SpringHousingMarket #EscrowFallThrough #HomeSellingTips #HomeBuyingTips #RealEstateAdvice #MarketUpdate #KnoxvilleTN #KnoxvilleHomes #EastTNHomes #HometownRealty #YourTennesseeAgent

Scheana is joined by Kiki Monique & Ryan Bailey for an episode that spirals in the best way—from real-life health scares to reality TV chaos, with absolutely no shortage of tea. And trust, this one covers everything: a DoorDash delivery in the ambulance, a hair dye allergy gone wrong, and Scheana casually admitting she may have poisoned baby Summer Moon. Then it gets existential. Scheana revisits a psychic reading that somehow blamed her behavior in a past life for her ex Rob's behavior in this one, while also declaring Brock a soulmate… but maybe just a lesson, versus a life partner? Jury's still out. Coachella chaos delivers exactly what you want: Scheana's best (and worst) sets, wandering the desert with friends, a gummy kicking in at the worst possible moment, and a case of mistaken identity that had people convinced she was hanging with Tom Sandoval. Which…is how rumors get started! Also, how did Summer Moon play a role in finding Brock's lost phone at Neon Carnival? And after three years, Tom and Ariana's house is finally in escrow—so of course, they have thoughts. A lot of them. Press play if you're ready for the kind of episode that starts with an ambulance and ends with an IG block. Again. Follow us: @scheana @scheananigans Co-Hosts: @thetalkofshame @sobaditsgoodwithryanbailey Purchase your very own copy of the NYT Best-selling book/audiobook MY GOOD SIDE at www.mygoodsidebook.com! Episode Sponsors:Wake up with clearer skin, smoother hair, and cooler sleep. Use code GOODASGOLD for an extra 30% off at blissy.com/GOODASGOLD.Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Nuuly is a great value at $98 a month for any 6 styles, but right now you can get $28 off your first month when you sign up with the code goodasgold. Just go to Nuuly.com and enter the code goodasgold at sign up to get $28 off your first month. Nuuly Subscription Clothing Rental. Change Your Clothes.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Think you'll lose your home if you change jobs during the buying process? This real buyer story breaks down what actually happens—and when it's okay.One of the most common fears for first-time homebuyers is making a mistake that could kill their deal. Changing jobs during escrow is often seen as one of the biggest risks—and for good reason. Lenders rely heavily on stable income to approve your loan. In this episode, a buyer shares what happened when they were promoted and switched to a new full-time job while already under contract. The timing couldn't have been tighter—their first paycheck from the new role came just days before closing. Despite the stress, the deal still went through. Why? Because the job change stayed within the same field, the income remained consistent, and—most importantly—the lender was informed and able to adjust the loan in time. “You can change jobs… I don't recommend you do it a couple days before you close.” – David Sidoni, First Time Homebuyer CoachHighlightsWhat really happens if you change jobs during escrow?Can a promotion actually help your loan approval instead of hurting it?How much does staying in the same field matter to your lender?What should you do immediately if your income situation changes before closing?_____________________________________Check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Think you're in the clear once your offer is accepted?  Think again. In this episode of Homeowners Best Real Estate Moves, Judy Casad breaks down "The Dirty Dozen" — the 12 most common mistakes home buyers make after going under contract that can delay or even derail loan approval right before closing. From large deposits and new credit accounts to job changes and financing purchases too soon, these everyday decisions can create serious problems during underwriting. The good news?  Every one of these mistakes is avoidable. If you're currently under contract — or preparing to buy — this episode will help you protect your approval, avoid last-minute surprises, and move to closing with confidence.   LOOKING TO BUY?   Under Contract? Don't make a move until you listen to these episodes: Ep 59 – Life Of Escrow For Buyers The process you can expect from an escrow officer and the tasks provided for a successful closing. Ep 77 – Complete Guide For House Inspection - What Every Buyer Needs To Know Wouldn't you want to know what you are buying and avoid pitfalls? Ep 121 – Why Buying a Home Is a Win In this episode we explore Key Reasons and Examples of how and why buying a home is a win -  as a valuable long-term asset -  and provide security for your future Ep 143 – All About Home Insurance (Union County, Oregon) Key insight to review your policy on an annual basis. What's covered, what's not, and how to make sure your policy actually fits your home and your risks, especially in Union County and the State of Oregon. Ep 148 – Why Home Buyers Must Get Pre-Approved Before Making an Offer In competitive situations, strong financial positioning communicates stability, seriousness, and respect for the seller's time. Ep 149 – The Dirty Dozen • Top Mistakes Home Buyers Make Before Closing Why it's important to communicate with your lender and real estate broker. Is your purchase contingent on selling your current home? These resources will help you position your home for maximum value and a smoother transaction: Track Your Home's Value — Receive a free monthly home report Request a CMA (Comparative Market Analysis) — Understand your home's current market value – neighborhood perspective by your Broker Financial Assistance for Home Improvements — Access funds for pre-sale updates, repaid at closing – Applies with a Windermere Real Estate Broker Support us by sharing this Podcast with your network of friends & family ~ We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive! About Your Host Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor. She is also the host of Homeowners Best Real Estate Moves, where she shares practical insights to help buyers, sellers, and investors make confident real estate decisions. Connect with Judy Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 Judy@windermere.com   www.judycasad.com Facebook  Listen on your computer Podcast.JudyCasad.com Tap the Category that resonates with your life today: Home Improvement  Maximize investment, Smart maintenance to-do's Buying To Invest  Get Pre-Approved! What inspectors look for, Property Search Selling Property  Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report Homeowners Best Moves  Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...  

For episode 710 of the BlockHash Podcast, host Brandon Zemp is joined by Marco Kowalewski, Managing Partner at MovitOn.MovitOn is a Web3 peer-to-peer (P2P) logistics platform designed to connect people who need to ship items with travelers heading in the same direction. Often described as the "Uber for delivery," it aims to bypass traditional courier high fees and restrictions by leveraging a decentralized network.

Even highly qualified buyers — professionals, investors, or those purchasing second homes — benefit from structured Pre-Approval. In competitive situations, strong financial positioning communicates stability, seriousness, and respect for the seller's time.  Whether this is your First Home… your Move-Up Property… or a Lifestyle Purchase with land and long-term vision — your financing conversation is the foundation of a clean, confident offer.  Today, we're walking through why PRE-QUALIFICATION IS YOUR FIRST SMART MOVE — and how it positions you as a serious, prepared buyer in Union County.  Let's build confidence before you start touring.  What a mortgage pre-approval really means Why sellers prioritize pre-approved buyers How pre-approval strengthens your offer The risks of house hunting without financing in place Tips to prepare for a smooth lending process Corri Klebaum NMLS #211442  Certified Mortgage Advisor / Branch Manager EDGE Home Finance #891464 Equal Housing Opportunity / For Licensing Disclaimer, NMLS Consumer Access Portal & Privacy Policy visit teamklebaum.com Proudly serving Arizona, California, Colorado, Florida, Georgia, Idaho, Minnesota, Montana, New Mexico, Oklahoma, Oregon, Tennessee, Texas, Utah, Virginia, Washington & Wisconsin! LOOKING TO BUY?   Under Contract? Don't make a move until you listen to these episodes: Ep 59 – Life Of Escrow For Buyers The process you can expect from an escrow officer and the tasks provided for a successful closing. Ep 77 – Complete Guide For House Inspection - What Every Buyer Needs To Know Wouldn't you want to know what you are buying and avoid pitfalls? Ep 121 – Why Buying a Home Is a Win In this episode we explore Key Reasons and Examples of how and why buying a home is a win -  as a valuable long-term asset -  and provide security for your future Ep 143 – All About Home Insurance (Union County, Oregon) Key insight to review your policy on an annual basis. What's covered, what's not, and how to make sure your policy actually fits your home and your risks, especially in Union County and the State of Oregon. Ep 148 – Why Home Buyers Must Get Pre-Approved Before Making an Offer In competitive situations, strong financial positioning communicates stability, seriousness, and respect for the seller's time. Ep 149 – The Dirty Dozen • Top Mistakes Home Buyers Make Before Closing Why it's important to communicate with your lender and real estate broker. Is your purchase contingent on selling your current home? These resources will help you position your home for maximum value and a smoother transaction: Track Your Home's Value — Receive a free monthly home report Request a CMA (Comparative Market Analysis) — Understand your home's current market value – neighborhood perspective by your Broker Financial Assistance for Home Improvements — Access funds for pre-sale updates, repaid at closing – Applies with a Windermere Real Estate Broker Support us by sharing this Podcast with your network of friends & family ~ We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive! About Your Host Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor. She is also the host of Homeowners Best Real Estate Moves, where she shares practical insights to help buyers, sellers, and investors make confident real estate decisions. Connect with Judy Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 Judy@windermere.com   www.judycasad.com Facebook  Listen on your computer Podcast.JudyCasad.com Tap the Category that resonates with your life today: Home Improvement  Maximize investment, Smart maintenance to-do's Buying To Invest  Get Pre-Approved! What inspectors look for, Property Search Selling Property  Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report Homeowners Best Moves  Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...    

Need any advice or information, message us.We speak with Valeria Aguiluz from TLA Escrow about the recent news of an escrow company in Costa Rica disappearing with clients' funds. In this episode, we discuss potential conflicts of interest in real estate transactions, the key questions buyers and investors should be asking, and how to ensure you are working with a reputable and trustworthy escrow provider.Free 15 min consultation:  https://meetings.hubspot.com/jake806/crconsultContact us: info@investingcostarica.comTLA escrow: https://www.tlaservices.com/

Send a textWelcome back to the Laundromat Resource Podcast! In episode 241, host Jordan Berry dives deep into the often misunderstood world of escrow, especially tailored for those looking to buy their first laundromat. Whether you're just starting out or need reassurance during your first transaction, this episode aims to demystify escrow and set you up for success.Joining Jordan Berry is escrow expert Justin Suh from New Century Escrow, California. Together, they break down the essentials: what escrow is, why it's critical for buyers and sellers, and how it protects everyone involved. Justin Suh offers insider tips and explains how to avoid common pitfalls, from clearing tax liens to handling SBA loans, and emphasizes the value of working with experienced brokers.If paperwork isn't your strong suit or you're worried about inheriting unwanted liabilities, don't miss this episode. Plus, stay tuned for a live Q&A segment, where audience questions get addressed in real time.Ready to take action? Tune in, learn something new, and discover what you can implement this week to move closer to your laundromat goals.In this episode, Jordan and Justin discuss:00:00 "Action Over Consumption"03:05 Escrow Officer's Family Business Journey07:46 Agreement & Verification Ensure Protection09:55 Escrow Ensures Tax Liability Protection14:14 Risks and Paperwork Management19:15 "Importance of Experienced Agents/Brokers"23:08 "Real Estate vs. Bulk Sales"26:34 Business Purchase Agreement Overview30:32 Laundry Financing and Tax Liens32:56 SBA Loan Agreement Challenges36:22 Tips for Solo Business Buyers39:43 "Importance of Experienced Real Estate Agents"42:40 "Choosing Trustworthy Real Estate Agents"45:48 Seller Guidance: Account & CPA Prepared50:06 Streamlined Escrow for Buyers54:24 Escrow Insights with Justin

When a seller accepts your offer, acting quickly is crucial. Their team helps you draft and submit contracts promptly, ensuring you secure the deal before the opportunity passes. Creative finance transactions involve significant legal and ethical risk mistakes and can lead to costly delays or even criminal liability. From the outset, they protect you from these pitfalls and can also help resolve issues for those who did not initially seek guidance.They manage your entire transaction to ensure success, from pre-contract negotiations through close of escrow (COE) and beyond. Their services include:Consulting, coordination, and advocacy throughout the process, with limited post-closing support.Careful review of your negotiated agreements to ensure accuracy and alignment with your goals, recommending corrections or additions as needed.Advice on optimal deal structures and assistance in resolving discrepancies or disputes.Opening and overseeing escrow to guarantee a seamless transaction.Access to a complete set of document templates for your deal, with no additional fees.Coordination with all stakeholders to ensure proper execution.Thorough examination of finalized documents and prompt attention to any necessary corrections.With their comprehensive support, you can move forward confidently and avoid common pitfalls in creative finance transactions. https://creativetc.io/http://www.yourlotandparcel.org

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Join our Thinking Out Loud w/ Friends of SoundBroker Zoomcast show hosted by Jan Landy and his knowledgeable affable panel of friends and colleagues for an entertaining robust discussion offering opinions on anything related to a working professional life in general.Our ZoomCast isn't just a fountain of knowledge; it's also a opportunity to laugh. Think of it as therapy, but with more jokes and fewer couches. Join us and share your thoughts. Stay updated on life and world events, and enjoy multiple good chuckles along the way.

Arizona's Legislative Shenanigans: Why HB2486 is a Disaster for Distressed Real EstateGather 'round, folks, because Arizona just dropped a legislative bombshell that's so pants-on-fire ridiculous, it makes my hair hurt. We're talking about HB2486, a bill so aggressively anti-investor it's practically a blueprint for how not to help distressed homeowners. And let me be crystal clear: this isn't just some anti-wholesaling fluff; this thing targets every single investor – flippers, buy-and-hold, even your grandma doing a creative deal!The government, bless its meddling heart, wants to dictate how much you can pay for a distressed property. Because, apparently, two consenting adults deciding on a fair price is just too much freedom. If this passes, say goodbye to viable solutions for struggling homeowners and hello to a tsunami of foreclosures. We need to stop this legislative train wreck NOW.Here's why HB2486 is a colossal pile of legislative horse manure:You're an "Equity Purchaser" (aka, a Villain!): If you acquire property, don't plan to live in it for 12 months, and intend to make a profit (you know, like a business?), congrats! You're an "equity purchaser." This bill doesn't care if you assign, double close, or use cash – if you're an investor, they're coming for you."Distressed" Means Whatever They Say It Means: A property is "distressed" if the seller is delinquent, received a foreclosure notice, OR – get this – believes they might default soon. So, if a homeowner has a bad dream about defaulting, your deal might be toast. Makes perfect sense, right? (My sarcasm meter just broke).The Infamous 82% Rule & Escrow's New Big Brother Role: This is where it gets crazy. You CANNOT buy a distressed property for less than 82% of its as-is fair market value. Period. No exceptions. Escrow and title companies are now legally prohibited from closing if this arbitrary threshold isn't met. So, the government, not the market or the homeowner, decides what a property is worth.Creative Financing: Poof! It's Gone: Sub-to? Forget it. All liens must be paid in full at closing. Seller financing, wraps, installment sales? Banned – the seller can't extend credit. Rent-backs/lease-backs? Limited to a laughable 20 days post-closing. This bill isn't just anti-creative finance; it's a full-on annihilation of options.Wholesaling Gets a Bullet to the Head: Wholesaling at 82% of FMV is like trying to make a profit selling lemonade in a snowstorm. Impossible. Plus, if you're non-licensed, you're limited to ONE deal per year. Two or more? You need a license. It's like they want to ensure only the most incompetent can survive.This bill, introduced by Rep. Oscar de Los Santos, doesn't protect homeowners; it removes their viable options, pushing them closer to foreclosure. It criminalizes standard, consensual real estate transactions and turns neutral transaction facilitators into government price police. This is excessive government control, plain and simple.If you value free markets, property rights, or simply believe distressed homeowners deserve options beyond a one-way ticket to foreclosure, now is the time to act. Go to THIS LINK NOW, contact the state representatives handling the bill, email them and tell them why they need to oppose this bill. Let's send a clear message: Arizona needs smart solutions, not legislative suicide.Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Arizona's Legislative Shenanigans: Why HB2486 is a Disaster for Distressed Real EstateGather 'round, folks, because Arizona just dropped a legislative bombshell that's so pants-on-fire ridiculous, it makes my hair hurt. We're talking about HB2486, a bill so aggressively anti-investor it's practically a blueprint for how not to help distressed homeowners. And let me be crystal clear: this isn't just some anti-wholesaling fluff; this thing targets every single investor – flippers, buy-and-hold, even your grandma doing a creative deal!The government, bless its meddling heart, wants to dictate how much you can pay for a distressed property. Because, apparently, two consenting adults deciding on a fair price is just too much freedom. If this passes, say goodbye to viable solutions for struggling homeowners and hello to a tsunami of foreclosures. We need to stop this legislative train wreck NOW.Here's why HB2486 is a colossal pile of legislative horse manure:You're an "Equity Purchaser" (aka, a Villain!): If you acquire property, don't plan to live in it for 12 months, and intend to make a profit (you know, like a business?), congrats! You're an "equity purchaser." This bill doesn't care if you assign, double close, or use cash – if you're an investor, they're coming for you."Distressed" Means Whatever They Say It Means: A property is "distressed" if the seller is delinquent, received a foreclosure notice, OR – get this – believes they might default soon. So, if a homeowner has a bad dream about defaulting, your deal might be toast. Makes perfect sense, right? (My sarcasm meter just broke).The Infamous 82% Rule & Escrow's New Big Brother Role: This is where it gets crazy. You CANNOT buy a distressed property for less than 82% of its as-is fair market value. Period. No exceptions. Escrow and title companies are now legally prohibited from closing if this arbitrary threshold isn't met. So, the government, not the market or the homeowner, decides what a property is worth.Creative Financing: Poof! It's Gone: Sub-to? Forget it. All liens must be paid in full at closing. Seller financing, wraps, installment sales? Banned – the seller can't extend credit. Rent-backs/lease-backs? Limited to a laughable 20 days post-closing. This bill isn't just anti-creative finance; it's a full-on annihilation of options.Wholesaling Gets a Bullet to the Head: Wholesaling at 82% of FMV is like trying to make a profit selling lemonade in a snowstorm. Impossible. Plus, if you're non-licensed, you're limited to ONE deal per year. Two or more? You need a license. It's like they want to ensure only the most incompetent can survive.This bill, introduced by Rep. Oscar de Los Santos, doesn't protect homeowners; it removes their viable options, pushing them closer to foreclosure. It criminalizes standard, consensual real estate transactions and turns neutral transaction facilitators into government price police. This is excessive government control, plain and simple.If you value free markets, property rights, or simply believe distressed homeowners deserve options beyond a one-way ticket to foreclosure, now is the time to act. Go to THIS LINK NOW, contact the state representatives handling the bill, email them and tell them why they need to oppose this bill. Let's send a clear message: Arizona needs smart solutions, not legislative suicide.Watch the Original VIDEO HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join Note Night in America community today:WeCloseNotes.comScott Carson FacebookScott Carson TwitterScott Carson LinkedInNote Night in America YouTubeNote Night in America VimeoScott Carson InstagramWe Close Notes Pinterest

The crew gets "Upper Crust" this week as we attempt to stay classy while drinking a bottle of wine apiece—one glass every thirty minutes, no exceptions. Danny plays sommelier, teaching us how to sniff and swirl like the elite, while we roast your wine choice: from the "adult grape juice" Moscato crowd to the Shiraz lovers who live for group chat drama. On the menu: Rich Speak: Decoding terms like Coxswain, Complications, and Escrow. Service Stories: What really happens behind the scenes at high-end weddings and Marriott events. Loud vs. Old Money: Why Jeff Bezos rents out Venice while Warren Buffett lives in a $31k house. It's a deep dive into the "King of Wines," the "King of Egos," and why the elite suck. Sorry in advance for the slurring by the final glass.

What happens when everyone expects someone else to pick up the bill? From a nightmare condo sale to health insurance chaos, this episode is a raw, unfiltered wake-up call on personal responsibility, money, and self-reliance. In this episode, Mary Jo shares a months-long real estate saga that exposed a deeper issue she's seeing everywhere—from first-time homebuyers and realtors, to health insurance, escrow accounts, and even parenting adult children. The common theme? Too many people are handing off responsibility—and expecting others to pay the price. This episode isn't about being harsh. It's about understanding how money actually works, why Infinite Banking is rooted in self-responsibility, and why depending on systems, banks, or government programs can leave you vulnerable. Key Takeaways: Why buyers asking for everything is a dangerous financial mindset How escrow accounts and employer benefits disconnect you from reality The real cost of "someone else will handle it" Why self-insurance and Infinite Banking go hand in hand What parents should (and shouldn't) subsidize for adult kids Chapters: (00:00) – A 20-Year-Old, Sourdough Bread, and Rent Reality (01:25) – The Condo Sale From Hell (04:10) – Buyers, Realtors, and Zero Accountability (09:20) – When You Can't Afford Repairs, You Can't Afford the House (16:45) – Health Insurance, Escrow, and Giving Up Control (21:45) – Generational Expectations & Entitlement (27:50) – Infinite Banking = Self-Responsibility If this episode made you uncomfortable, you probably needed it. Subscribe for more real conversations about money. Share this with someone who needs a reality check. Leave a comment (respectful ones get read). Links & Resources Mentioned: Get the book: https://farmingwithoutthebank.com... Email Mary Jo: maryjo@withoutthebank.com

Lori Vallow Daybell is serving seven life sentences. Chad Daybell is on death row. Combined, they owe hundreds of thousands of dollars in restitution to the families of Tylee Ryan, JJ Vallow, Tammy Daybell, and Charles Vallow. They will never pay it. But under Idaho's current Son of Sam law, there's a disturbing possibility: they could still profit from media deals.This week, Idaho Senator Tammy Nichols introduced legislation to modernize the state's 48-year-old statute — and the Daybell case was explicitly on her mind. The bill unanimously advanced out of committee for a public hearing. It addresses streaming rights, podcasts, and digital monetization that didn't exist when the original law was written in 1978.Here's the problem with the current law: payments to convicted criminals go into escrow for five years. If victims' families don't file civil lawsuits in time, the money eventually goes to the criminal. Chad Daybell's self-published doomsday prophecy novels — the books that started this entire nightmare — may still exist for sale somewhere. Whether they're generating income, and where that money goes, remains unclear under current law.The new bill requires anyone who pays an offender or "exploits the notoriety of a crime" to send payment to the state treasurer. Escrow periods can be extended by court order. Exceptions exist for news and documentary work where offenders receive only "normal interview fees" — protecting journalism while preventing killers from cashing in.Senator Nichols cited the Daybell case specifically when presenting the bill: "Just seeing trials like that... there's usually, eventually, book deals, movie deals... I just didn't feel that it was appropriate for criminals to be able to profit off of those."For the families of Tylee, JJ, and Tammy, this is about basic accountability. We break down what the bill does — and what it means for the Daybell case.#LoriVallowDaybell #ChadDaybell #DaybellTrial #TyleeRyan #JJVallow #TammyDaybell #SonOfSamLaw #IdahoMurders #DoomsdayCult #TrueCrimeJoin Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspodInstagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/tonybpodListen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872This publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.

THE NUCLEAR ESCROW: MANAGING PROLIFERATION AMONG ALLIES Colleague Henry Sokolski, Nonproliferation Policy Education Center. Henry Sokolski warns that allies like Poland, Turkey, and South Africaare considering nuclear weapons due to eroding trust in US guarantees. He proposes a "nuclear escrow" account: storing refurbished warheads in the US for allies to deploy only during crises, providing leverage without permanently stationing targets on foreign soil. NUMBER 81945 TRINITY

Rover got his MRI results. Will there be merch this year? Is there a new DraftKings leader? Never bet for or against the Browns. JLR's weekend included a bike off marketplace, karaoke, and the Edmund Fitzgerald. Today is the Escrow deadline. Why was Rover in Los Angeles? Rachel in sales saw JLR do something she couldn't believe. Video of NFL analyst, Mark Sanchez, walking down the street after being stabbed. Mandy Moore. A YouTube prankster videos himself pretending to inject people with a syringe. Has country star Zach Bryan gone woke?

JLR's weekend included a bike off marketplace, karaoke, and the Edmund Fitzgerald. Today is the Escrow deadline. Why was Rover in Los Angeles? 

JLR's weekend included a bike off marketplace, karaoke, and the Edmund Fitzgerald. Today is the Escrow deadline. Why was Rover in Los Angeles? See omnystudio.com/listener for privacy information.