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Burnt shares some standards and practices from work, and we hear of a new collaboration between "Joan X Doug (feat. Escrow)". Today's guest is Mary, who is outraged at the behavior of Americans.Go to cbbworld.com and sign up for the Maximus plan to unlock this episode and ALL seasons of The Neighborhood Listen ad-free, as well as full length exclusive BONUS ROOM episodes adventuring deeper into Dignity Falls!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode of The Mortgage Show, Randy and Beds break down the latest in mortgage news and home financing. They dig into what the latest inflation data means for rates, how to properly compare lenders using the Loan Estimate, and why it's crucial to watch out for fluff numbers. They also cover recent updates to the MaineHousing program income limits and go deep on mobile home financing—what's allowed, what kills a deal, and what borrowers need to know. Plus, some Celtics talk gets mixed in as they process the Jayson Tatum injury and try to stay optimistic.00:00 Introduction and Casual Banter00:16 Discussing Jason Tatum's Injury01:02 Celtics' Playoff Hopes01:40 Frustrations with Jalen Brown03:26 Transition to Mortgage Talk04:00 Economic News and Mortgage Rates06:39 Main State Housing Program13:25 Mobile Homes: Key Considerations17:09 Loan Eligibility for Mobile Homes17:33 Engineer's Certification and Costs19:06 Interest Rates and Down Payments19:49 Comparing Lenders and Loan Estimates21:06 Understanding Closing Costs27:59 Escrow and Property Taxes34:32 Market Predictions and Inventory Levels36:02 Conclusion and Final ThoughtsRandy Forcier Loan Officer I NMLS 322749 CMG Home Loans 9 Beach St, 2nd FloorSaco, ME 04072 207-590-0337 l rforcier@cmghomeloans.comChris Bedard Loan Officer l NMLS 323290 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-229-4731 l cbedard@cmghomeloans.comTHE MORTGAGE SHOW
Richard C. WalterBOOK, MUSIC, LYRICSA composer-lyricist who has studied and worked in genres including musical theatre, choral, a cappella, pop, jazz, and film scoring. His show Madame Clicquot (co-written with Lisette Glodowski), has had two developmental readings in New York, and was part of New York Theatre Barn's New Works Series in 2020. Richard has been a guest composer at Columbia University, and was commissioned by NYU to team up with his Madame Clicquot collaborator Lisette Glodowski, to write the song "Go Ahead" for the Tisch School of The Arts 2020 graduation ceremony at Radio City Music Hall. Richard has been honored to volunteer as a composer with the 52nd Street Project in NYC, writing new songs and plays with kids. Richard received his B.A. in music from University of Chapel Hill and his MFA in Musical Theatre Writing at NYU's Tisch School. of the Arts. www.richardcwalter.comLISETTE GLODOWSKIBOOK, MUSIC, LYRICSLisette Glodowski is an award-winning composer-lyricist, actor, choreographer and educator. She has performed on stages coast to coast, written numerous musicals and plays, choreographed for regional houses, coached many broadway singers, and earned her MFA at The Graduate Musical Theatre Writing Program, NYU Tisch School of the Arts | BFA in Musical Theatre/Acting at East Carolina University. Current writing credits with collaborator Richard C. Walter: Madame Clicquot: A Revolutionary Musical –– Studio Cast Recording, The sold-out concert at The Arts Center of Coastal Carolina (2021), Industry Readings and more–– Tambora: The Lost Kingdom (Industry Reading at NYU) and Escrow! A New Musical. Lisette's other shows include Velvet Over Steel, The Adventures of Atalanta, Much A Cruise About Nothing, Starving Artist: A Song Cycle, Call Me Coppelia and more. Proud member of The Dramatists Guild, ASCAP, AEA, SDC, and the recipient of the Dramatists Guild Foundation Grant in 2020. For more info on her other artistic hats, visit www.lisetteglodowski.com
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Brett McCollum interviews Kirsten Banks, the founder of Transaction Rescue, discussing her journey from aspiring dancer to a real estate expert. Kirsten shares her experiences in the real estate industry, the challenges faced in transactions, and the importance of transaction coordination. She emphasizes the need for real estate investors to focus on their core business while outsourcing the complexities of transaction management. Kirsten also highlights common issues in real estate transactions and the future of the industry, particularly in light of the upcoming demographic shifts in property ownership. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Tina Kassangana, Corporate & M&A Lawyer, Associate at Moritt Hock & Hamroff LLP Tina Kassangana joins usto explore how legal counsel manages risk throughout the M&A lifecycle. With firsthand insight from a practicing M&A attorney, this conversation dives into the real-world complexities of diligence, purchase agreement structuring, reps and warranties, and navigating disputes post-close. Whether you're a first-time buyer or a seasoned dealmaker, Tina offers sharp, practical guidance that demystifies the legal side of dealmaking. Things you will learn: The three main stages where legal risks arise in M&A—and how to mitigate them Why reps and warranties clauses and disclosure schedules are critical How to align buyer-seller expectations in earnouts and seller financing Legal strategies to prevent conflicts in multi-agreement deals Bookmarks Intro and Tina's Background – [00:01:00] Early M&A Risk Identification – [00:05:00] Buy-Side LOI and Risk Management Roleplay – [00:06:30] Earnouts vs. Seller Financing and Structuring Strategy – [00:08:00] Escrow, Reps and Warranties Insurance Deep Dive – [00:11:00] Asset vs. Stock Deals and Contract Transfer Issues – [00:13:00] Post-Close Risk & Working Capital Disputes – [00:25:30] Disclosure Schedules and Rep Breaches – [00:28:30] Conflicting Terms in Multi-Agreement Deals – [00:35:00] Post-Close Litigation Triggers (Earnouts, Employment, Equity) – [00:38:00] Jurisdictional Conflicts and Governing Law – [00:39:00] How AI Is Changing Contract Analysis – [00:55:00]
I focused on an issue that has been a major story in the media recently. Homeowners monthly payments are skyrocketing because of their property tax bills. Please understand how it works and what you can do as a homeowner or a new buyer to safeguard yourself from a messy situation later! 844-935-3634, call us! Debbie Marcoux - AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID #167867 |Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Licensee Number 01134087. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.
What to Do and Avoid If Your Home Sale Falls Out of Escrow This Spring Spring is heating up, but what happens if your home sale suddenly falls apart during escrow? This week on Real Estate with Ryan, Ryan Coleman shares expert advice on what to do—and what mistakes to avoid—if your deal hits a bump. Don't let one setback derail your selling plans this season! Catch Real Estate with Ryan every Saturday at 11 AM on Talk Radio 92.3 / AM 760 WETR and 1 PM on News Talk 98.7. Have questions or ready to take the next step? Call Ryan Coleman at 865-693-SOLD (7653) or visit www.ryancoleman.org today! Ryan Coleman Founder/Broker/CEO Hometown Realty LLC Voted Best of Knoxville 2017–2023 Proud Sponsor of the VOLS Dave Ramsey Top ELP
Understanding Title & Escrow Services with Nicole HardingHost: Michael Fanning, Windermere CoachGuest: Nicole Harding, Director of Sales for CW Title and Escrow (22 years of experience)In this episode, Michael Fanning interviews Nicole Harding, Director of Sales for CW Title and Escrow, who shares valuable insights about title and escrow services, what makes CW Title unique, and how real estate agents can leverage these services to enhance client relationships.What title insurance and escrow services actually entailCW Title's local focus and multiple underwriter advantagesTools and resources available to agents (farming tools, buyer books)How agents can leverage title services to appear more professionalCommon issues in today's title and escrow marketWays agents can improve their communication with title companiesTitle insurance is "a history search of the property" that ensures boundary lines and markersEscrow officers are neutral third parties who manage the closing processCW Title offers multiple underwriters to help with challenging title claimsFree title and escrow classes are available to brokersThe company provides useful online fee estimators for both buyers and sellersCW Title website: cwtitle.comFarming tools, including "likely listing tool" and neighborhood spotlight analysisBuyer book resource that includes closing documents and property informationNicole Harding: nharding@cwtitle.comMichael Fanning: fanning@windermere.comT"Be awesome and help somebody."
Welcome to Connect, a podcast featuring one-on-one interviews with some of the top movers and shakers in the mortgage industry. This week we welcome Marcus Carter, President, La Mesa Fund Control & Escrow Inc. Episode discussion timestamps: 1:29 - I always like to get started with our journeys to the mortgage industry. You and your Team seem to have a long history, over 130 years of combined experience! Tell us how you got into this business. 5:57 - You are a very robust company that provides many different services from risk mitigation solutions, and compliance to being an independent licensed and bonded escrow company. Do you feel that being so diversified has helped your company be so successful? 6:51 - I love what you say in your philosophy, stability, trust, strength, growth, teamwork. What drew you to those core values? 8:45 - AI is the wave of the future, are you integrating any of it into your operations? 10:33 - Marcus La Mesa is new to the California MBA and has become very active, for which we are very grateful. Can you share with our listeners why you chose to support our organization? To learn more about the California MBA, visit cmba.com
Visit: RadioLawTalk.com for information & full episodes! Follow us on Facebook: bit.ly/RLTFacebook Follow us on Twitter: bit.ly/RLTTwitter Follow us on Instagram: bit.ly/RLTInstagram Subscribe to our YouTube channel: www.youtube.com/channel/UC3Owf1BEB-klmtD_92-uqzg Your Radio Law Talk hosts are exceptional attorneys and love what they do! They take breaks from their day jobs and make time for Radio Law Talk so that the rest of the country can enjoy the law like they do. Follow Radio Law Talk on Youtube, Facebook, Twitter & Instagram!
In this episode of The Determined Society, host Shawn French sits down with Matt Kantro, President and CEO of Noble Title & Escrow, to discuss the journeys of entrepreneurship, the importance of determination, and the significance of collaboration over competition. They delve into Matt's personal story of building his business during the pandemic, the role of mentorship, and how technology and community service have become integral to their operations. Tune in to gain insights on resilience, business strategies, and the value of solid relationships in achieving success. Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode of The Determined Society, host Shawn French sits down with Matt Kantro, President and CEO of Noble Title & Escrow, to discuss the journeys of entrepreneurship, the importance of determination, and the significance of collaboration over competition. They delve into Matt's personal story of building his business during the pandemic, the role of mentorship, and how technology and community service have become integral to their operations. Tune in to gain insights on resilience, business strategies, and the value of solid relationships in achieving success. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Featuring a very special Adrian Spinelli cameo where we discuss Beer Week, NBA All Star Week, and Noise Pop!
On your Berkshire Hathaway Home Services Family Realty Podcast, realty expert, Adam Helgeson, is in the studio tkeeping us up to date with the latest info on mortage payments and Escrow accounts. Show is recorded at Grand Forks Best Source. For studio information, visit www.gfbestsource.com Or message us at bit.ly/44meos1 #grandforksnd @grandforksnd @THECHAMBERGFEGF #realestate #market #equity #grandforksbestsource #grandcities @homesgrandforks #berkshirehathaway
An atmospheric river's expected to bring heavy wind and rain to our area this week. At least one property burned after the Eaton fire is now in Escrow. How one Pasadena school teacher's effort helped save a beloved classroom pet from the Eaton fire. Plus more. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.com Support the show: https://laist.com
If you are buying a home or selling a property, something you can't afford to overlook is your Title and Escrow company. The right choice can mean a smooth, secure closing, while the wrong one? Well… it could cost you big time. From protecting against title fraud to ensuring your funds are safe, Christie Tjong Clemmons at Fidelity National Title in SLO and Santa Barbara counties is dedicated to ensuring your transaction is handled with accuracy, honesty and efficiency from initial contact to closing. Her team is your shield against costly mistakes and legal nightmares. In this episode of the SLO County Real Estate Podcast with Hal Sweasey you'll find out why choosing wisely could be the smartest move you make in real estate. Christie Tjong Clemons has seen everything in the world of Title and Escrow and is a great resource for making sure you have a secure transaction. you can email her christie.clemons@fnf.com or contact her direct by phone call or text 805-602-6063 if you have any questions. Have your question featured on an episode of the SLO County Real Estate Podcast by texting it to 805-244-1170 or if you'd like to have a conversation with the team about your unique situation call team Sweasey at 805-781-3750 and you can always email Hal at Hal@teamsweasey.com for any questions you might have about real estate CA DRE #01111911
In this episode of Monday Morning Mojo, Randy talks about postcards. the good, the bad, the ugly. are they effective, how to address your marketing so they get seen?
Step into the unpredictable world of real estate and lending, where every deal has a story! Leigh chats with Shelley Griffin and Jillian Koland to reveal how strong teamwork and local expertise transform chaotic transactions into success stories. Plus, don't miss Jillian's hilarious story about a magnetic eyelash mishap during a signing - it's a real estate moment you won't forget! Key takeaways to listen for The surprising advantages of keeping it local in real estate How upfront client education can save deals and emotions Shelley and Jillian's secret to creating a flawless team experience for clients Why emotional support is a cornerstone of real estate success How seasoned pros handle vague but critical lending guidelines About Shelley Griffin & Jillian Koland Shelley was raised in a real estate family, began her career in the early 1990s, became a licensed agent in 2002, and joined Sara LaFaver and Erica Davis as co-owner of Harcourts The Garner Group in January 2017. Recognized as a top producer in the Bend market and across the West Coast, she earned the #1 Sales Agent title for Harcourts USA in 2018, 2020, and 2021. Born and raised in Central Oregon, she stays closely connected to her community through local organizations and leadership programs. For over a decade, Jillian has been in the business of making homeownership dreams a reality. She believes that goals are goals, no matter how big or small. Whether working with first-time homebuyers or helping investors build a portfolio, she gives each borrower the time, attention, and energy they need. As a former escrow officer, she knows how to keep many plates spinning, no matter how much pressure she's under. She's invested in the relationships she gets to build with each client she meets during the loan process. Connect with Shelley & Jillian Website: Harcourts The Garner Group Real Estate | Hixon mortgage Instagram: @shelleygriffin | @jillian_koland_mortgage Email: shelley@thegarnergroup.com | jillian.koland@hixonmortgage.com Phone Number: 541-280-3804 | 541-241-4553 Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown. Sponsors "You Ask. Leigh Answers." Your Affordable Coaching Program Hey there, real estate pros! Are you ready for some more Leigh Brown wisdom in your life? Then don't miss out on my brand-new program, "You Ask. Leigh Answers." It's your exclusive gateway to the insights and advice you need to supercharge your real estate business. With "You Ask. Leigh Answers." you get Direct Access to Leigh Brown, directly! Expert Coaching, Community Connection, and Extensive Resources. Whether listening to this on the go or watching at home, sign up today at Answers.RealEstate and take your business to the next level. Trust me, you'll be glad you did!
In this episode, we talked with Erica de Phillips about how much it is to use a transaction coordinator. Common problems and how to get your transaction and coordination paid for for free.
Sara, Shayna and Alison get going in this episode by discussing the international tragedy that is the Connor McDavid suspension as well as all the happenings in Edmonton. Then in more Bits O' News, they've got a breakdown on the end of Escrow and the latest player injuries. How Does This Affects the Leafs is so back but it's seemingly all about the Blue Jackets and hockey talk dives into the situations in Vancouver, Colorado and Pittsburgh. As always, we finish up with a game of FMK. Follow us on social: @2_much_man (Twitter / IG / YouTube) @2-much-man (Blue Sky) Check out our Merch: toomanymenmerch.com
Join Sharon McNamara & Melissa Wallace as they discuss the role Escrow Accounts play in Real Estate and what happens when they are mishandled. Podcast & Live Radio Show on WATD 95.9 The McNamara Horton Group Boston Connect Real Estate Sharon McNamara | Melissa Wallace Facebook Live Every Saturday Morning at 8AM @ facebook.com/McNamaraBrokerTeam Follow our team on Instagram @TheMcNamaraHortonGroup
In this episode of Coach's Corner, we dive into escrow, a crucial aspect of home buying that often raises questions among buyers. Our host simplifies the complexities of escrow, discussing what it is, why amounts are withheld for insurance, and its pros and cons. Whether you're a first-time homebuyer or a seasoned homeowner, understanding escrow is essential for managing your finances effectively. Join us as we break down the fundamentals and provide tips on managing your escrow account successfully. Don't forget to like and share this episode, and reach out to us with any questions or topics you'd like to hear about!Support the showPlease subscribe give us a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/clarencemfergusonInstagram: www.instagram.com/coachclarence1Facebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus
Players within the NHL have been notified that escrow payments have been canceled for the remainder of the 2024-25 season beginning on January 30th. Adam Wylde and Allan Walsh explain how this will result in players making more money and the dramatic changes we could see to the salary cap. Come see Agent Provocateur live at the Ivey Sports Leadership Conference on January 25th! Get your tickets here: https://www.universe.com/events/ivey-sports-leadership-conference-tickets-YNHL21 Follow us on Twitter: @walsha & @AdamWylde Recorded: January 18, 2025 Visit https://sdpn.ca/agentprovocateur for more episodes of Agent Provocateur with Allan Walsh and Adam Wylde. Reach out to info@sdpn.ca for general inquires. Reach out to https://www.sdpn.ca/sales to connect with our sales team and discuss the opportunity to integrate your brand within our content! Join us on Discord: https://discord.com/invite/MtTmw9rrz7 Join SDP VIP: YouTube: https://www.youtube.com/channel/UC0a0z05HiddEn7k6OGnDprg/join Apple Podcasts: https://apple.co/thestevedanglepodcast Spotify: https://podcasters.spotify.com/pod/show/sdpvip/subscribe Learn more about your ad choices. Visit megaphone.fm/adchoices
Colby and Sarina have a brief discussion about this week's episode of Always in Escrow. Colby reflects on how he and his family ended up on a Bering Sea Crab Fishermen's Tour trip, and Sarina has stories of her own about Alaskan Crab Fishermen! A short break in your week to dive deeper with Always in Escrow!
Discover unique challenges that CAN CAUSE DELAYS when under contract to sell. What issues impact a CLEAR TITLE. Our guest shares how Escrow and Title officers investigate and ensure CLOSING ON TIME for OCCUPANCY. Kelli Bachofner, Escrow Officer with Western Title & Escrow. 541-434-7076 Email Website 497 Oakway Rd, STE 340, Eugene OR 97401 All statements and/or opinions, other than content provided by Western Title & Escrow Company, are solely the opinions and responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of Western Title & Escrow Company and we accept no responsibility for ensuring their accuracy. Ep 116 - Navigating Escrow • Small Estate Vs Probate Ep 118 - How To Spot Red Flags On A Title Report Navigating Title & Escrow Ep 62 - Life Of Escrow For Sellers Ep 59 - Life Of Escrow For Buyers FOLLOW this Podcast Show to be informed of new episodes in your favorite app ~ Apple ~ Spotify ~ iHeart ~ Amazon Music ~ and more... Track your home's value ~ Discover ways to leverage your equity with your complimentary Home Digest My clients love it! Looking to Buy? Watch neighborhoods you are interested in potentially investing in property with your complimentary Market Explorer Completely free of charge with no obligation! Tap the Category that resonates with your life today Home Improvement Maximize investment, Smart maintenance to-do's Buying To Invest What to look for, Property Search, Get Pre-Approved! Selling Property Home or Land, Senior adults downsizing, Value Report Homeowners Best Moves Bonus episodes about Financial Planning, Market Updates, Trailers about the show and interviews with Real Estate Brokers. Support us by sharing this Podcast with your network of friends & family ~ We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive! Facebook Homeowners Best Real Estate Moves Listen on your computer Podcast.JudyCasad.com Send me your feedback questions and topic suggestions. Who knows? You just might be a guest on our next show! Your Host, Judy Casad | ABR, SRES, Certified Negotiator, Top Producer with Windermere Real Estate/Lane County, Licensed to help you Buy or Sell in the State of Oregon. Call Judy to start planning your next move! 541-968-2400 judy@windermere.com - www.judycasad.com We do not receive any compensation for mentioning or endorsing product or services discussed in the episode. My Brokerage compensation comes to me upon the closing of a sale. I value your support and your feedback to keep this show continuing to bring You, a wealth of information!
Property Law What is Property? Property is a legally protected interest in something tangible or intangible. It can be classified into real property (land and attachments) and personal property (movable items and intangible rights). The Bundle of Rights Theory views property rights as a collection of individual rights, including possessing, using, excluding others from, and transferring ownership. History of Property Law Property law originated from English common law and developed through feudalism, market economies, and American colonial history. The feudal system transitioned into a system of private ownership. In American history, property law played a role in nation-building (Homestead Act of 1862) but was also used to dispossess Native Americans and justify slavery. Ways to Acquire Property First Possession, Adverse Possession, Discovery, Capture, Creation, Gift Key Doctrines and Concepts Estates and Future Interests, Rule Against Perpetuities, Co-Ownership Key Concepts in Property Ownership and Possession, Legal and Equitable Ownership Land Use and Zoning Regulations and Laws, Zoning Controversies Government's Power Over Property Eminent Domain, Kelo v. City of New London (2005) Private Land Use Controls Easements, Covenants, Equitable Servitudes, Nuisance Law Transfer of Property Voluntary Transfers, Involuntary Transfers, Contracts for Sale and Escrow, Title Searches and Insurance Mortgages and Financing Mortgage, Types, Foreclosure, Key Considerations Landlord-Tenant Law Types of Tenancies, Landlord Obligations, Tenant Obligations, Disputes and Protections Intellectual Property as Property Intellectual Property (IP), Patents, Copyrights, Trademarks, Trade Secrets, Ownership and Licensing, Emerging Issues Environmental and Natural Resource Law Regulatory Frameworks, Natural Resource Management, Policy Debates Policy Considerations and Reforms Access to Affordable Housing, Equity in Property Ownership, Technological Innovations, Proposed Reforms
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Karen & Janet have and excellent end of the year podcast that features Shelly Wells, The Reverse Mortgage Queen that tells you how you can use the money from a reverse mortgage for home improvement, to help with payments for assisted living and more. Dee Day is next to highlight the work an Escrow Officer does making certain your loan goes smoothly and most of all protects you from fraud! Debbie from The Soroptimist Club works to put a stop to Human Trafficking a crime that exist here in Ventura County, find out how you can help prevent this horrible crime and what to be aware of in your community. Listen, learn, and be informed about your community with Karen & Janet, Girls On The Air wishing everyone a happy, healthy, and prosperous 2025!
Heirs take steps in the process of selling a loved one's property. An experienced Escrow Officer shares valuable insights. What to know before closing a sale for Small Estates and Probate. Kelli Bachofner, Escrow Officer with Western Title & Escrow. 541-434-7076 Email Website 497 Oakway Rd, STE 340, Eugene OR 97401 All statements and/or opinions, other than content provided by Western Title & Escrow Company, are solely the opinions and responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of Western Title & Escrow Company and we accept no responsibility for ensuring their accuracy. Ep 59 - Life Of Escrow For Buyers Ep 62 - Life Of Escrow For Sellers Coming soon How To Spot Red Flags On A Title Report - Why is it critical in a real estate transaction New Construction & Escrow • What to Know Before You Sell - Close on time FOLLOW this show to be informed of new episodes! Track your home's value and discover ways to leverage your equity. Check out your complimentary Home Digest My clients love it! Check out your complimentary Market Explorer – Watch neighborhoods you are interested in potentially investing in property. Completely free of charge with no obligation! Tap the Category that resonates with your life today Home Improvement Maximize investment, Smart maintenance to-do's Buying To Invest What to look for, Property Search, Get Pre-Approved! Selling Property Home or Land, Senior adults downsizing, Value Report Homeowners Best Moves Bonus episodes about Financial Planning, Market Updates, Trailers about the show and interviews with Real Estate Brokers. Support us by sharing this Podcast with your network of friends & family ~ We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive! Facebook Homeowners Best Real Estate Moves Listen on your computer Podcast.JudyCasad.com Send me your feedback questions and topic suggestions. Who knows? You just might be a guest on our next show! We do not receive any compensation for mentioning or endorsing product or services discussed in the episode. My Brokerage compensation comes to me upon the closing of a sale. By using the Promo Code OWNHOME to start your own show, I do receive a small kick-back and you receive up to 2 months free service with Libsyn. I value your support and your feedback to keep this show continuing to bring You, a wealth of information!
Send us a textJoin Carey Flamer-Powell, Founder and CEO of Surrogacy Mentor , for the second episode in our Nightmare Cases in Surrogacy series. Today's focus is on escrow nightmares with special guest Kaitlyn Oberley, Senior Partner Success Director for SeedTrust Escrow.Listen as they discuss:What a third-party escrow agent doesA few of Kaitlyn's nightmare casesWhy the legal contract is so important to escrow disbursementsThe top items to make sure are in your legal contract to insure a smooth escrow processHow the experienced surrogates at Surrogacy Mentor navigate these questions and more Follow Surrogacy Mentor on Instagram , Facebook, YouTube and TikTok Take our easy 2 minute surrogacy quiz to see if you qualify! Share this podcast with the hashtag #NormalizeSurrogacy Contact us with questions or comments at hello@surrogacymentor.com
In this episode we discuss: A trick to ensure your trainer responds to you right away.Julia reveals her go-to shoe choice when she's not at the barn.Tackling the fear of going off course.Equestrian Shark Tank: Molly pitches a game-changing idea for horse sales.
With mortgage rates fluctuating, now might not seem like the perfect time to buy a home, but it's an ideal time to prepare, especially for first-time homebuyers. Movement Mortgage recently shared helpful tips on FaithFi.com for those looking to enter the housing market. Here's a breakdown of these critical steps to set you up for a successful and financially wise home purchase.Step 1: Determine Your Budget—And Keep It ConservativeFirst things first, know what you can afford. It's wise to set a sale price and monthly payment that's less than the maximum a lender or loan calculator may suggest. Keeping a buffer in your budget allows for unexpected costs and helps you avoid financial strain. As Proverbs 21:20 says, “Precious treasure and oil are in a wise man's dwelling, but a foolish man devours it.”Step 2: Set a Savings Goal for Your Down PaymentWhile a 20% down payment isn't always required, it has some major benefits:Reduces the loan amountEliminates private mortgage insurance (PMI)It gives you enough equity to sell if unforeseen circumstances ariseIf you can't reach 20%, aim to save as close as possible for these advantages.Step 3: Budget for Additional CostsBeyond the down payment, remember incidental costs, like:Property and pest inspectionsMoving expensesEssential appliances (like a fridge or washer/dryer), if not provided by the sellerPlanning for these helps avoid last-minute financial surprises.Step 4: Check Your CreditMost mortgage lenders prefer a credit score between 700 and 750, with 740+ often unlocking the best rates. Here's how to optimize your score:Review your credit report and dispute any errorsPay down debts to keep balances below 30% of your available creditAvoid any new credit inquiries, as “hard pulls” can impact your scoreStep 5: Lower Your Debt-to-Income (DTI) RatioEven with a great credit score, high debt levels could result in a mortgage denial. Try to reduce any debt you can, like paying off a car loan, to improve your DTI ratio and increase your mortgage eligibility.Step 6: Maintain a Clear Paper TrailLenders will closely scrutinize your transaction history, so avoid moving money between accounts for at least three months before applying. Any large transfers could complicate the process, as lenders must verify that your assets are not borrowed. If you're expecting a cash gift, consult a loan officer for guidance. Specific documentation may be needed to confirm that the money is a gift, not a loan.Step 7: Pay Off Outstanding Tax DebtsIf you owe back taxes and are on a payment plan, prioritize paying these off. Outstanding tax debts affect your DTI ratio and could lead to complications with lenders, as tax liens can take priority over other debts.Step 8: Stay at Your JobLenders look for employment stability, so if you're considering a job change, it's best to hold off until after you buy the home. Having at least two years at your current job can reassure lenders and improve your chances of securing a mortgage.Need More Help? Connect with Movement MortgageMovement Mortgage offers guidance for each step of the home-buying process, helping you make informed financial decisions. Additionally, they're a faith-based company dedicated to philanthropic causes, having donated $377 million to educational and infrastructure projects in underserved communities. To learn more, visit Movement.com/faith.These steps can help you confidently prepare for your first home purchase, ensuring you're financially and practically ready when the time comes.On Today's Program, Rob Answers Listener Questions:I would appreciate your thoughts on tithing from my portfolio gains or income.Can you borrow from a long-term health insurance policy?I have $10,000 in a CD and am trying to decide whether to use it to pay down my debt.Resources Mentioned:Movement MortgageNational Christian Foundation (NCF)Christian Credit CounselorsChristian Healthcare Ministries (CHM)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
Today I'm thrilled to be joined by a true industry pioneer who's reshaped the world of freelancing and online financing - Matt Barrie. Matt is the founder of Freelancer.com, the world's largest freelancing and crowdsourcing marketplace. Freelancer has empowered and connected 77 million of professionals and businesses worldwide. Freelancer is a listed company that has reached a market cap of over $1 billion. In addition to that, his other business Escrow.com has revolutionised secure online transactions, Escrow.com is the world's largest escrow company. It's like paypal but for big ticket items. $7 billion of volume. Buying boats, business, airplanes. Like when facebook changed their domain to meta.com they bought the domain and trademarks through Escrow.com, instagram.com to instagram, uber.com to uber, you name it.And lastly, his third business Loadshift, which is Australia's largest heavy haulage transport marketplace, which moves as much freight in distance from the earth to the moon, everyday. Matt's an old friend of mine that helped me in the early days and has always been a big supporter of entrepreneurship so I'm super excited to catch up.Actually btw - Matt doesn't do anything in halves and likes to go against the grain, which is why he's so brilliant, so we're going to go rogue and change up the format Hosted on Acast. See acast.com/privacy for more information.
Natalia Karayaneva, CEO of Propy, joined me to discuss their new Crypto Escrow service with Coinbase and much more.Topics: - Propy's Recent Web3 Real Estate Summit - Crypto Escrow Service with Coinbase - Real Estate Tokenization - Election impact on Crypto - Outlook on the Crypto Market in 2025 Show Sponsor -
#47: Welcome back to the Lenders Playbook Podcast, episode #47! It feels like yesterday I started this podcast; in fact, today's episode is Michelle Esparza, who was, in fact, episode #1!! We bring you some high-level real-time content you can apply to title and escrow, especially in the private lending arena, that will make your deals close faster with much less headache. Michelle is the Senior vice president for Priority Title and Escrow.Thank you, this episode's sponsor! Above Par Capitalwww.aboveparcapital.com
Episode 11 Fall 2024 I'm fanatical about customer service and experience. In any place with a decent population of people, there are scoundrels, crooks, and people who do poor work. But... some terrific people do a good job and care about making their customers happy. Today, I'll share just three examples of people who have served me with exceptional service. Jay Gouy with Hot Springs Shad & Screen Solutions - hsscreens.com - (501) 300-9942 Dr. Kristi Golden, DDS - Plaza Carmona Dental Associates - (501) 922-2600 Advantage Title & Escrow - Marla Caldwell, Branch Manager - goadvantagetitle.com - (501) 984-4106 These are my experiences. As with all purchases, be cautious. Don't pay in full upfront. I paid Jay half up front so he could order the materials necessary to complete our job. We didn't pay him the balance until the work was completed. All along the way, he informed me of when he placed the order for the supplies when they arrived, and when he'd deliver them so the job could be started. Like all professionals who take pride in their work, he communicated all along the way. Likewise, Dr. Kristi's office communicated before and after the visit. The hygienist who cleaned my teeth observed that my gums were slightly inflamed due to my need for a good, deep cleaning (it had been over a year since I had been to a dentist). Dr. Kristi examined me thoroughly and pronounced my teeth "looked good." So much for that charlatan who told me I needed $8,000 worth of work! Marla and her team at Advantage Title & Escrow communicated at every turn via their secure portal (commonplace for real estate transactions). They were exceptional in communicating and handling the details of our house purchase. These are the common traits of professional, upstanding business people. There are plenty of them inside and outside Hot Springs Village. Thanks to our exclusive media partner, KVRE • Join Our Free Email Newsletter • Subscribe To The Podcast Anyway You Want • Subscribe To Our YouTube Channel (click that bell icon, too) • Join Our Facebook Group • Tell Your Friends About Our Show • Support Our Sponsors (click on the images below to visit their websites) __________________________________________
In this October episode of The Mortgage Show, Randy and Chris dive into the latest on interest rates, reflecting on recent market changes and how it impacts refinancing options. They also discuss fall sports, winter prep, and the state of mortgage-backed securities. With candid insights, they cover everything from escrow holdbacks to FHA loans, plus a unique non-QM product for self-employed borrowers. Tune in for a laid-back, informative discussion about the current mortgage market and what's on the horizon! 00:00 Introduction and Catching Up 00:56 Current State of Interest Rates 01:47 Economic Reports and Market Reactions 05:44 Refinancing Decisions and Advice 09:06 Understanding Mortgage Payment Changes 12:02 Monitoring Your Mortgage Statements 13:01 Challenges with FHA Loans 13:58 Understanding Escrow Holdbacks 16:46 Appraisal Concerns and FHA 18:49 Non-QM Loan Scenarios 21:40 Conclusion and Final Thoughts Randy Forcier Loan Officer I NMLS 322749 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-590-0337 l rforcier@cmghomeloans.com Chris Bedard Loan Officer l NMLS 323290 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-229-4731 l cbedard@cmghomeloans.com Contact us with any loan questions, comments or ideas for future episodes. Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/paulo-kalazzi/heros-timeLicense code: F5VL7ZZ7KQITOFBH #MortgageShow #InterestRates #EscrowHoldback #FHALoans #NonQM #RealEstate #MortgageTips #HomeBuying #Refinance #LoanOptions #MortgageRates #HomeLoans #SelfEmployedBorrowers #CMGHomeLoans #MortgageMarket #HousingMarket #MortgageAdvice #RealEstateTips #MortgageLender #MortgagePlanning --- Support this podcast: https://podcasters.spotify.com/pod/show/therandyforcierpodcast/support
When a client didn't pay Max Semmons-Russell's plumbing business for a completed $30k job it nearly knocked his company over. When it happened again he decided there had to be a better way. Asking around he saw the problem was huge, and there might be a solution that had fallen out of use. Escrow is a concept where people put a payment with a trusted third party until the product or service has been delivered. Max built Green Light Escrow to make it easy for trades businesses to use escrow to have certainty of payment, and customers to know they only pay when the job is delivered. To talk solving the big problem, starting a tech business on top of a successful plumbing business and what's next, Max Semmons-Russell joins Simon Pound. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of Go Gaddis Real Estate Radio, brought to you by Modern Traditions Realty Group, we break down the different meanings of the word "escrow" in real estate transactions and discuss the common issues that can make a home show poorly to potential buyers. Segment Teaser: What does "escrow" really mean in real estate? We'll explain the different contexts in which escrow is used. Plus, discover the most common mistakes that make homes show badly and how to avoid them. Cleve Gaddis: Helping listeners go from real estate novice to expert, ensuring that home buying and selling can be done with total confidence and without the usual worries of life's biggest investments. Let's Talk: Visit GoGaddisRadio.com to ask questions, leave comments, push back, share your ideas, and explore our Neighborhood Spotlight. Don't forget to subscribe to our podcast! The Many Meanings of Escrow: We explore the different uses of escrow in real estate transactions, from holding funds during the closing process to managing taxes and insurance. Common Home Showing Issues: Cleve discusses the most frequent issues that make homes show poorly to buyers, including clutter, poor lighting, and outdated finishes, and offers solutions to make sure your home stands out in the market. Join us for an educational episode that helps you better understand escrow and provides tips for ensuring your home looks its best when it's time to sell!
If you have a question for Cleve, click here : https://gogaddisradio.com/ask-a-question If you are looking to buy or sell your home with Cleve, click here : https://moderntraditionsrealty.net/contact If you are looking to join a real estate team, click here : https://moderntraditionsrealty.net/careers In this episode of Go Gaddis Real Estate Radio, brought to you by Modern Traditions Realty Group, we delve into the multiple meanings of the word "escrow" and how it affects both buyers and sellers in real estate transactions. We'll also discuss the common issues that cause homes to show poorly and how to address them to make your property more appealing to potential buyers. Segment Teaser: What exactly does "escrow" mean? Join us as we unravel the many definitions and uses of escrow in real estate. Plus, learn about the common pitfalls that make homes show badly and how to fix them. Cleve Gaddis: Helping listeners go from real estate novice to expert, so home selling and buying can be done with total confidence and without the worry typical with life's biggest investments. Let's Talk: Visit GoGaddisRadio.com to ask questions, leave comments, push back, share your ideas, and explore our Neighborhood Spotlight. Don't forget to subscribe to our podcast! Topics Covered: The Many Meanings of Escrow: We'll explain the different contexts in which "escrow" is used—from earnest money deposits to holding funds for taxes and insurance—and what each means for your real estate experience. Common Issues That Cause Homes to Show Badly: Discover the most frequent mistakes sellers make that deter buyers, such as poor lighting, clutter, unpleasant odors, and lack of curb appeal. We'll provide practical tips on how to address these issues to make your home stand out in the market. Join us for an informative episode packed with valuable insights to help you navigate real estate transactions confidently and ensure your home makes a great impression on potential buyers.
On a new episode of Bad Dates, host Joel Kim Booster welcomes comedians Caitlin Reilly, Jacquis Neal, and Tien Tran to discuss their most iconic dating fiascos. Caitlin's hipster rom-com dissipates by the fourth location, Jacquis keeps his eyes on the road, and Tien processes her breakup by LARPing straight at the EDM tent. If you've had a bad date you'd like to tell us about, our number is 984-265-3283, and our email is baddatespod@gmail.com, we can't wait to hear all about it! Subscribe to our YouTube Channel for video clips. Joel Kim Booster: Psychosexual, Fire Island, Loot Season 2Caitlin Reilly: @hicaitlinreilly on Insta, Dead Boy Detectives on Netflix, In The Know on PeacockJacquis Neal: @jacquisneal on InstaTien Tran: @hanktina on Insta, Mr Throwback on Peacock Subscribe to SiriusXM Podcasts+ on Apple Podcasts to listen to ad-free new episodes.
Time Kills All Deals...We all know this yet somehow, someway, we continue to let it happen inside of our virtual wholesaling businesses. In this video, I breakdown some of the most common ways we allow time to kill deals for us and how we can avoid those pitfalls moving forward. Just remember moving forward, by definition, real estate investing is always on the clock, that clock is called the Close of Escrow. The faster we get to the Close of Escrow, the faster everyone involved gets paid. Don't be the reason everyone doesn't get paid.With over 1,300 Videos, this is the #1 channel on YouTube for all things Virtual Wholesaling. SUBSCRIBE NOW! / @rjbatesiii _________________________________RESOURCES FOR YOU: If you want my team and I to walk you through how to build or scale your virtual wholesaling business from A to Z, click here to learn more about Titanium University: https://www.titaniumu.com (FREE) If you want to learn how to close deals just like me, The King Closer, then download the free King Closer Formula PDF: https://www.kingclosersformula.com/close(FREE) Join our exclusive FB group community for real estate investors and wholesalers: / titaniumvault (FREE) Click here to grab our Titanium fleet free PDF & training: Our battle tested strategies and tools that we actually use… and are proven to work: https://www.kingclosersformula.com/fleet Grab the King Closer Blueprint: My Step by Step Sales Process for closing over 2,000 deals (Only $37): https://www.kingclosersformula.com/kc... Grab Titanium Profits: Our exact system we use to comp and underwrite deals in only 4 minutes. (Only $99) https://www.kingclosersformula.com/ti... _________________________________Learn more about the systems I use to virtually wholesale nationwide using the links below!Get 66% off LeadZolo Motivated Seller Leads using our exclusive link: https://www.leadzolo.com/titanium Speed to Lead PPC Marketplace: https://app.ispeedtolead.com/TITANIUMGet 1000 FREE Buyer/ Seller Leads with a Batch Leads Trial: https://batchleads.io/titaniumMake Your Data Work at REISift at https://www.reisift.io/titaniumClose 30% More Deals Using our preferred TC ezREIclosings: https://titaniumtc.comSave 20% on Privy (Nationwide Comping Tool). Use Promo Code TITANIUM: https://www.privy.pro/The Most Powerful Dispo Tool: https://get.investorlift.com/titanium/Propstream Free 7 Day Trial (Nationwide Data & Comping Tool): http://trial.propstreampro.com/titanium/Support the show
Show summary: Historically, reps and warranties insurance was only available to very large M&A transactions. In this episode, Patrick Stroth discusses how this product is now available to small and middle-market businesses. He explains that the objective is to provide sellers and buyers with a solution that is reliable and actionable and avoids conflict between the parties. The significant benefit for sellers is that they don't need to deal with escrow accounts, legal disputes, or earnouts and experience a clean exit so that they can move on with the next chapter of their lives unencumbered. This episode is especially important for sellers who are tackling reps and warranties for the first time. View the complete show notes for this episode. Want More? M&A Reps & Warranties | A Complete Guide Indemnification in Purchase Agreements | M&A Basics M&A Due Diligence | Checklist & Overview Additional Resources: Selling your business? Schedule a free consultation today. Download The Art of The Exit: The Complete Guide to Selling Your Business Download Acquired: The Art of Selling a Business With $10 Million to $100 Million in Revenue Download Food and Beverage M&A: An Insider's Guide to Selling a Food or Beverage Manufacturing, Distribution, or Grocery Business. If you have any topic or guest suggestions please email them to podcast@morganandwestfield.com.