Podcasts about Escrow

If a hidden lien, fraudulent seller, or wire scam surfaced after closing, would you know who is actually protecting your ownership rights? In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with Megan Lopez. Megan is an Agent Account Manager with Fidelity National Financial and a title insurance expert serving Northeast Florida. Drawing from a family background deeply rooted in real estate and title work, Megan explains the critical role title insurance plays in protecting homeowners, lenders, agents, and real estate transactions from hidden risks. Throughout the conversation, Megan breaks down the differences between owner and lender title policies, discusses real world fraud cases involving seller impersonation and wire fraud, and explains how title professionals verify ownership, resolve title defects, and protect consumers from costly claims. She also shares insights into Fidelity's underwriting process, fraud prevention strategies, and the ongoing importance of human expertise in an increasingly digital real estate landscape. If you found value in this episode, subscribe to the Real Estate Excellence Podcast, share this episode with fellow real estate professionals, and leave a review to help more buyers, sellers, agents, and lenders stay informed and protected.   HighlightsTop of FormBottom of Form 00:00 - 09:43 Megan's Journey Into Title Insurance and Real Estate ·       Family background in title and real estate ·       Starting as a receptionist in a real estate law firm ·       Becoming a licensed title agent ·       Moving to Jacksonville and joining Fidelity ·        Understanding the role of a title underwriter 09:43 - 18:29 Understanding Title Searches and Title Insurance Protection ·        How title searches are performed ·        Identifying liens mortgages and ownership issues ·        The relationship between title companies and underwriters ·        Differences between owner and lender policies ·        Why title insurance matters for every buyer 18:29 - 25:54 Real World Claims and Hidden Risks Homeowners Face ·        Common title insurance claims ·        Unknown heirs and probate disputes ·        Mechanic lien issues in new construction ·        Tax judgments and outstanding debts ·        How title insurance protects property ownership 25:54 - 34:40 Seller Fraud and Identity Verification Challenges ·        Rise of seller impersonation fraud ·        Vacant land fraud schemes ·        Warning signs agents should recognize ·        Identity verification best practices ·        Technology tools used to detect fraud 34:40 - 48:15 Wire Fraud Threats and Transaction Security ·        How wire fraud attacks happen ·        Email compromise and phishing schemes ·        Fake lenders and fraudulent instructions ·        Secure portals and verification platforms ·        Protecting buyers sellers and escrow funds 48:15 - 01:05:37 Fidelity's Role Supporting Agencies and Protecting Consumers ·        Education and training for agents and lenders ·        Marketing and growth support for title agencies ·        Underwriting expertise for complex transactions ·        Escrow oversight and reconciliation reviews ·        The future of title insurance and consumer protection     Quotes: "I don't think AI will completely take over what title professionals do day in and day out." – Megan Lopez "The owner's policy is paid once at closing and protects them for the life of them owning that home." – Megan Lopez "We're seeing a lot of fraud and those are usually the biggest losses." – Megan Lopez "The more we all are informed and educated about the benefits of title insurance, the dangers of fraud, it protects us all." – Megan Lopez   To contact Laura Megan Lopez, learn more about her business, and make her a part of your network, make sure to follow her website, Instagram, and LinkedIn.   Connect with Megan Lopez! Website: https://nationalagency.fnf.com/home Instagram: https://www.instagram.com/megan_lopez_fnfagency/ LinkedIn: https://www.linkedin.com/in/megan-lopez-48a535a3   Connect with me! Website: toprealtorjacksonville.com   Website: toprealtorstaugustine.com    SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best.   #RealEstateExcellence #RealEstate #MeganLopez #TitleInsurance #RealEstate #RealEstateExcellence #HomeOwnership #PropertyProtection #FidelityNationalFinancial #RealEstateFraud #WireFraud #TitleSearch #HomeBuying #RealEstateAgent #MortgageLending #OwnerPolicy #LenderPolicy #PropertyOwnership #EscrowSecurity #FraudPrevention #RealEstateEducation #JacksonvilleRealEstate

This week , we're joined by CPA Todd Cox and title expert Janelle Kennedy for an episode packed with valuable real estate and financial insight. We're discussing how homeowners and investors can take advantage of tax benefits in 2026, the important things people commonly forget after closing escrow, and taking a closer look at just how many “Mom & Pop” real estate investors we have here in Las Vegas. Whether you're a homeowner, investor, buyer, or seller, this is an episode you won't want to miss! #LasVegasRealEstate #RealEstateNews #LasVegas #RealEstateRadio #RadioShow #Taxes #Escrow #RealEstateInvesting Facebook: www.facebook.com/LVRealEstateRadio Twitter: www.twitter.com/LVRERadio LinkedIn: www.linkedin.com/in/LVRealEstateRadio Instagram: www.instagram.com/lvrealestateradio/ SoundCloud: @lvrealestateradio Website: www.lvrealestateradio.com

Youtube Channels:Conner with Honor - real estateHome Muscle - fat torchingFrom first responder to real estate expert, Connor with Honor brings honesty and integrity to your Santa Clarita home buying or selling journey. Subscribe to my YouTube channel for valuable tips, local market trends, and a glimpse into the Santa Clarita lifestyle.Dive into Real Estate with Connor with Honor:Santa Clarita's Trusted Realtor & Fitness EnthusiastReal Estate:Buying or selling in Santa Clarita? Connor with Honor, your local expert with over 2 decades of experience, guides you seamlessly through the process. Subscribe to his YouTube channel for insider market updates, expert advice, and a peek into the vibrant Santa Clarita lifestyle.Fitness:Ready to unlock your fitness potential? Join Connor's YouTube journey for inspiring workouts, healthy recipes, and motivational tips. Remember, a strong body fuels a strong mind and a successful life!Podcast:Dig deeper with Connor's podcast! Hear insightful interviews with industry experts, inspiring success stories, and targeted real estate advice specific to Santa Clarita.

chuck morgan !           Support the show

what do you know about Escrow.. Jose Castro from Total Mortgage ..he is license in Guam, California and Nevada

The Legal Team discusses the importance of avoiding potential escrow violations and the new regulatory updates.

Think you - as a Buyer - never catch a break in this market?  Think again.  New data says otherwise.  In this episode, we discuss why more home sellers are becoming motivated to offer concessions — Tune In to learn strategies that could save you thousands. 'Sellers Are Open to Negotiating' – YouTube Video https://youtu.be/EeF4TcvNkF4    Helpful insight provided by Keeping Current Matters and Realtor.com LOOKING TO BUY?   Under Contract? Don't make a move until you listen to these episodes: Ep 59 – Life Of Escrow For Buyers The process you can expect from an escrow officer and the tasks provided for a successful closing. Ep 77 – Complete Guide For House Inspection - What Every Buyer Needs To Know Wouldn't you want to know what you are buying and avoid pitfalls? Ep 121 – Why Buying a Home Is a Win In this episode we explore Key Reasons and Examples of how and why buying a home is a win -  as a valuable long-term asset -  and provide security for your future Ep 143 – All About Home Insurance (Union County, Oregon) Key insight to review your policy on an annual basis. What's covered, what's not, and how to make sure your policy actually fits your home and your risks, especially in Union County and the State of Oregon. Ep 148 – Why Home Buyers Must Get Pre-Approved Before Making an Offer In competitive situations, strong financial positioning communicates stability, seriousness, and respect for the seller's time. Ep 149 – The Dirty Dozen • Top Mistakes Home Buyers Make Before Closing Why it's important to communicate with your lender and real estate broker. Is your purchase contingent on selling your current home? These resources will help you position your home for maximum value and a smoother transaction: Track Your Home's Value — Receive a free monthly home report Request a CMA (Comparative Market Analysis) — Understand your home's current market value – neighborhood perspective by your Broker Financial Assistance for Home Improvements — Access funds for pre-sale updates, repaid at closing – Applies with a Windermere Real Estate Broker Support us by sharing this Podcast with your network of friends & family ~ We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive! About Your Host Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate / LC, serving clients across Oregon, including Union County and the McKenzie River Corridor. She is also the host of Homeowners Best Real Estate Moves, where she shares practical insights to help buyers, sellers, and investors make confident real estate decisions. Connect with Judy Judy Casad Broker & Luxury Advisor Windermere Real Estate / LC Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 Judy@windermere.com   www.judycasad.com Facebook  Listen on your computer Podcast.JudyCasad.com Tap the Category that resonates with your life today: Home Improvement  Maximize investment, Smart maintenance to-do's Buying To Invest  Get Pre-Approved! What inspectors look for, Property Search Selling Property  Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report Homeowners Best Moves  Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...  

Grit Brokerage Domain Brokers Brian Harbin and Michael Law discuss recent sales including domains like Path.com, Wisdom.com, Canary.com, Glex.com, EmmaStone.com, CashForHouses.com, Daytona.com, and many more which helped them achieve Escrow.com Masters of Domains award for the 4th time in just 5 years.  Each domain sale has an interesting teachable moment so there is much to learn from this episode.  Enjoy!Website: https://www.grit.org/Youtube: https://www.youtube.com/channel/UCNYFCl9ZQw6opYuNsm48euwInstagram: https://www.instagram.com/gritdotorg/?igshid=NzNkNDdiOGI%3DTiktok: https://www.tiktok.com/@grit.orgFacebook: https://www.facebook.com/Gritdotorg/Linkedin: https://www.linkedin.com/company/grit-org

Key Savvy is like an Escrow for sales - in our case, Classic Cars/Trucks. Andrew is the CEO of Key Savvy and an Origianl founder of the company.  Thanks Andrew for yiour time and sharing what Key Savvy offers the Classic Truck Community. 

“Closing the Hunger Gap” run by Alliance Title & Escrow is accepting donations this month. Donors could win two tickets to the Russell Dickerson concert on July 3 in Rexburg.

José Castro understands the mortgage language of escrow? Did you know there are dfferences.

Rental property investors — stop letting your mortgage servicer escrow your taxes & insurance. In this episode, I break down why you should NEVER let a bank or servicing company pay your taxes and insurance for you. I'm currently dealing with a servicer mistake that caused my payment to spike and it's been a nightmare trying to fix. In this video, you'll learn: ✅ Why escrow accounts get screwed up ✅ How it can destroy your rental cash flow ✅ What to tell lenders so you can pay taxes/insurance yourself If you own rentals (or plan to), this is a lesson you need to hear.

This is more than a home—it's a place to slow down, gather, and truly experience the McKenzie River. Whether as a full-time residence, a second home with guest-use flexibility, it offers a lifestyle that's becoming harder to find.    "Live here and really live… This property adds to your life." Why the McKenzie? Daily life on the river How the home was designed Guest / Rental Flexibility Local Culture Why they're selling What they'll miss most Guests Bert Deklerk & Annie Margarita Ep 130 - Legacy Property • McKenzie River Region  What is a Legacy Property?   Ep 127 - Premier Homes • McKenzie Oregon's Outdoor Paradise Ep 111 - Premier Living In The McKenzie - Part 1 Ep 112 - Premier Living In The McKenzie - Part 2 Ep 145 - How Tourism Works In McKenzie River • Weddings, Events & Overnight Stays   Ep 144 - Exploring Weddings Along The McKenzie River Ep 148 – Why Home Buyers Must Get Pre-Approved Before Making an Offer Prepare to Sell and Know what to do when Buying your next Home ~ Windermere provides a financial product 'Windermere Ready' tailored specifically for homeowners preparing to sell their home. Cover the costs of repairs and upgraded features and defer payment until closing sale.* This means you can invest in enhancing your home's appeal** with nothing due until your home sells.* From minor repairs to staging, you can make your home stand out on the market without worrying about upfront out of pocket costs.* Interested in learning more?   Call Judy today!  541-968-2400 TAP Windermere Ready to sign-up today!  No cost to you until you use the funds! *Interest and fees apply. Loan funds, interest, and fees are due upon loan acceleration, twelve months after origination, termination of your listing agreement, or the date on which Notable otherwise suspends your loan for any reasons stated in your loan agreement, whichever occurs sooner. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC. **Results may vary. Windermere Real Estate and Notable Finance, LLC do not guarantee or warranty any results. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC and notablefi.com/terms. Windermere is not providing loans as part of Windermere Ready. Windermere loans are provided by Notable Finance, LLC, NMLS# 1824748. For all Borrowers in California: Loans are made or arranged pursuant to a California Finance Lenders Law license. For all Borrowers in Virginia: Notable Finance, LLC is licensed by the Virginia State Corporation Commission, CFI-243. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Rules and exclusions apply. Tap the Category that resonates with your life today: Home Improvement  Maximize investment, Smart maintenance to-do's Buying To Invest  Get Pre-Approved! What inspectors look for, Property Search Selling Property  Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report Homeowners Best Moves  Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more... Navigating Title & Escrow What to expect from an escrow officer and the tasks provided for a successful closing. Mastering 1031 Exchange Series Prepare Your Home For The Market Inspections For Sellers   Support us by sharing this Podcast with your network of friends & family ~ We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive! About Your Host Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor. Connect with Judy Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 Judy@windermere.com   www.judycasad.com Facebook  Listen on your computer Podcast.JudyCasad.com

Spring Market Setback? What to Do When Your Deal Falls Out of Escrow A deal falling out of escrow can feel like a major setback, especially during the fast moving spring market. But the reality is, it happens more often than you think, and the right strategy can quickly turn things back in your favor. From financing issues to inspection surprises, understanding why deals fall apart and how to respond can make all the difference in getting back on track and closing successfully. On this episode of Real Estate with Ryan, we break down the most common reasons contracts fall through, what buyers and sellers should do next, and how to protect your deal in today's competitive East Tennessee market. If you are navigating a failed transaction or want to avoid one, this is one conversation you do not want to miss. Why home sales fall out of escrow What sellers should do immediately How buyers can recover and stay competitive Strategies to protect your next deal Tune in this Saturday at 11 AM Talk Radio 92.3 FM AM 760 WETR Also airing at 1 PM on News Talk 98.7 FM Call 865 693 SOLD Visit RyanColeman.org Ryan Coleman Founder Broker CEO Hometown Realty LLC Voted Best of Knoxville 2017 to 2025 Proud Sponsor of the VOLS Dave Ramsey Top ELP YOUR TENNESSEE AGENT #RealEstateWithRyan #KnoxvilleRealEstate #TennesseeRealEstate #EastTennesseeRealEstate #SpringHousingMarket #EscrowFallThrough #HomeSellingTips #HomeBuyingTips #RealEstateAdvice #MarketUpdate #KnoxvilleTN #KnoxvilleHomes #EastTNHomes #HometownRealty #YourTennesseeAgent

Scheana is joined by Kiki Monique & Ryan Bailey for an episode that spirals in the best way—from real-life health scares to reality TV chaos, with absolutely no shortage of tea. And trust, this one covers everything: a DoorDash delivery in the ambulance, a hair dye allergy gone wrong, and Scheana casually admitting she may have poisoned baby Summer Moon. Then it gets existential. Scheana revisits a psychic reading that somehow blamed her behavior in a past life for her ex Rob's behavior in this one, while also declaring Brock a soulmate… but maybe just a lesson, versus a life partner? Jury's still out. Coachella chaos delivers exactly what you want: Scheana's best (and worst) sets, wandering the desert with friends, a gummy kicking in at the worst possible moment, and a case of mistaken identity that had people convinced she was hanging with Tom Sandoval. Which…is how rumors get started! Also, how did Summer Moon play a role in finding Brock's lost phone at Neon Carnival? And after three years, Tom and Ariana's house is finally in escrow—so of course, they have thoughts. A lot of them. Press play if you're ready for the kind of episode that starts with an ambulance and ends with an IG block. Again. Follow us: @scheana @scheananigans Co-Hosts: @thetalkofshame @sobaditsgoodwithryanbailey Purchase your very own copy of the NYT Best-selling book/audiobook MY GOOD SIDE at www.mygoodsidebook.com! Episode Sponsors:Wake up with clearer skin, smoother hair, and cooler sleep. Use code GOODASGOLD for an extra 30% off at blissy.com/GOODASGOLD.Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Nuuly is a great value at $98 a month for any 6 styles, but right now you can get $28 off your first month when you sign up with the code goodasgold. Just go to Nuuly.com and enter the code goodasgold at sign up to get $28 off your first month. Nuuly Subscription Clothing Rental. Change Your Clothes.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Think you'll lose your home if you change jobs during the buying process? This real buyer story breaks down what actually happens—and when it's okay.One of the most common fears for first-time homebuyers is making a mistake that could kill their deal. Changing jobs during escrow is often seen as one of the biggest risks—and for good reason. Lenders rely heavily on stable income to approve your loan. In this episode, a buyer shares what happened when they were promoted and switched to a new full-time job while already under contract. The timing couldn't have been tighter—their first paycheck from the new role came just days before closing. Despite the stress, the deal still went through. Why? Because the job change stayed within the same field, the income remained consistent, and—most importantly—the lender was informed and able to adjust the loan in time. “You can change jobs… I don't recommend you do it a couple days before you close.” – David Sidoni, First Time Homebuyer CoachHighlightsWhat really happens if you change jobs during escrow?Can a promotion actually help your loan approval instead of hurting it?How much does staying in the same field matter to your lender?What should you do immediately if your income situation changes before closing?_____________________________________Check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Think you're in the clear once your offer is accepted?  Think again. In this episode of Homeowners Best Real Estate Moves, Judy Casad breaks down "The Dirty Dozen" — the 12 most common mistakes home buyers make after going under contract that can delay or even derail loan approval right before closing. From large deposits and new credit accounts to job changes and financing purchases too soon, these everyday decisions can create serious problems during underwriting. The good news?  Every one of these mistakes is avoidable. If you're currently under contract — or preparing to buy — this episode will help you protect your approval, avoid last-minute surprises, and move to closing with confidence.   LOOKING TO BUY?   Under Contract? Don't make a move until you listen to these episodes: Ep 59 – Life Of Escrow For Buyers The process you can expect from an escrow officer and the tasks provided for a successful closing. Ep 77 – Complete Guide For House Inspection - What Every Buyer Needs To Know Wouldn't you want to know what you are buying and avoid pitfalls? Ep 121 – Why Buying a Home Is a Win In this episode we explore Key Reasons and Examples of how and why buying a home is a win -  as a valuable long-term asset -  and provide security for your future Ep 143 – All About Home Insurance (Union County, Oregon) Key insight to review your policy on an annual basis. What's covered, what's not, and how to make sure your policy actually fits your home and your risks, especially in Union County and the State of Oregon. Ep 148 – Why Home Buyers Must Get Pre-Approved Before Making an Offer In competitive situations, strong financial positioning communicates stability, seriousness, and respect for the seller's time. Ep 149 – The Dirty Dozen • Top Mistakes Home Buyers Make Before Closing Why it's important to communicate with your lender and real estate broker. Is your purchase contingent on selling your current home? These resources will help you position your home for maximum value and a smoother transaction: Track Your Home's Value — Receive a free monthly home report Request a CMA (Comparative Market Analysis) — Understand your home's current market value – neighborhood perspective by your Broker Financial Assistance for Home Improvements — Access funds for pre-sale updates, repaid at closing – Applies with a Windermere Real Estate Broker Support us by sharing this Podcast with your network of friends & family ~ We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive! About Your Host Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor. She is also the host of Homeowners Best Real Estate Moves, where she shares practical insights to help buyers, sellers, and investors make confident real estate decisions. Connect with Judy Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 Judy@windermere.com   www.judycasad.com Facebook  Listen on your computer Podcast.JudyCasad.com Tap the Category that resonates with your life today: Home Improvement  Maximize investment, Smart maintenance to-do's Buying To Invest  Get Pre-Approved! What inspectors look for, Property Search Selling Property  Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report Homeowners Best Moves  Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...  

For episode 710 of the BlockHash Podcast, host Brandon Zemp is joined by Marco Kowalewski, Managing Partner at MovitOn.MovitOn is a Web3 peer-to-peer (P2P) logistics platform designed to connect people who need to ship items with travelers heading in the same direction. Often described as the "Uber for delivery," it aims to bypass traditional courier high fees and restrictions by leveraging a decentralized network.

Even highly qualified buyers — professionals, investors, or those purchasing second homes — benefit from structured Pre-Approval. In competitive situations, strong financial positioning communicates stability, seriousness, and respect for the seller's time.  Whether this is your First Home… your Move-Up Property… or a Lifestyle Purchase with land and long-term vision — your financing conversation is the foundation of a clean, confident offer.  Today, we're walking through why PRE-QUALIFICATION IS YOUR FIRST SMART MOVE — and how it positions you as a serious, prepared buyer in Union County.  Let's build confidence before you start touring.  What a mortgage pre-approval really means Why sellers prioritize pre-approved buyers How pre-approval strengthens your offer The risks of house hunting without financing in place Tips to prepare for a smooth lending process Corri Klebaum NMLS #211442  Certified Mortgage Advisor / Branch Manager EDGE Home Finance #891464 Equal Housing Opportunity / For Licensing Disclaimer, NMLS Consumer Access Portal & Privacy Policy visit teamklebaum.com Proudly serving Arizona, California, Colorado, Florida, Georgia, Idaho, Minnesota, Montana, New Mexico, Oklahoma, Oregon, Tennessee, Texas, Utah, Virginia, Washington & Wisconsin! LOOKING TO BUY?   Under Contract? Don't make a move until you listen to these episodes: Ep 59 – Life Of Escrow For Buyers The process you can expect from an escrow officer and the tasks provided for a successful closing. Ep 77 – Complete Guide For House Inspection - What Every Buyer Needs To Know Wouldn't you want to know what you are buying and avoid pitfalls? Ep 121 – Why Buying a Home Is a Win In this episode we explore Key Reasons and Examples of how and why buying a home is a win -  as a valuable long-term asset -  and provide security for your future Ep 143 – All About Home Insurance (Union County, Oregon) Key insight to review your policy on an annual basis. What's covered, what's not, and how to make sure your policy actually fits your home and your risks, especially in Union County and the State of Oregon. Ep 148 – Why Home Buyers Must Get Pre-Approved Before Making an Offer In competitive situations, strong financial positioning communicates stability, seriousness, and respect for the seller's time. Ep 149 – The Dirty Dozen • Top Mistakes Home Buyers Make Before Closing Why it's important to communicate with your lender and real estate broker. Is your purchase contingent on selling your current home? These resources will help you position your home for maximum value and a smoother transaction: Track Your Home's Value — Receive a free monthly home report Request a CMA (Comparative Market Analysis) — Understand your home's current market value – neighborhood perspective by your Broker Financial Assistance for Home Improvements — Access funds for pre-sale updates, repaid at closing – Applies with a Windermere Real Estate Broker Support us by sharing this Podcast with your network of friends & family ~ We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive! About Your Host Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor. She is also the host of Homeowners Best Real Estate Moves, where she shares practical insights to help buyers, sellers, and investors make confident real estate decisions. Connect with Judy Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 Judy@windermere.com   www.judycasad.com Facebook  Listen on your computer Podcast.JudyCasad.com Tap the Category that resonates with your life today: Home Improvement  Maximize investment, Smart maintenance to-do's Buying To Invest  Get Pre-Approved! What inspectors look for, Property Search Selling Property  Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report Homeowners Best Moves  Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...    

Need any advice or information, message us.We speak with Valeria Aguiluz from TLA Escrow about the recent news of an escrow company in Costa Rica disappearing with clients' funds. In this episode, we discuss potential conflicts of interest in real estate transactions, the key questions buyers and investors should be asking, and how to ensure you are working with a reputable and trustworthy escrow provider.Free 15 min consultation:  https://meetings.hubspot.com/jake806/crconsultContact us: info@investingcostarica.comTLA escrow: https://www.tlaservices.com/

Send a textWelcome back to the Laundromat Resource Podcast! In episode 241, host Jordan Berry dives deep into the often misunderstood world of escrow, especially tailored for those looking to buy their first laundromat. Whether you're just starting out or need reassurance during your first transaction, this episode aims to demystify escrow and set you up for success.Joining Jordan Berry is escrow expert Justin Suh from New Century Escrow, California. Together, they break down the essentials: what escrow is, why it's critical for buyers and sellers, and how it protects everyone involved. Justin Suh offers insider tips and explains how to avoid common pitfalls, from clearing tax liens to handling SBA loans, and emphasizes the value of working with experienced brokers.If paperwork isn't your strong suit or you're worried about inheriting unwanted liabilities, don't miss this episode. Plus, stay tuned for a live Q&A segment, where audience questions get addressed in real time.Ready to take action? Tune in, learn something new, and discover what you can implement this week to move closer to your laundromat goals.In this episode, Jordan and Justin discuss:00:00 "Action Over Consumption"03:05 Escrow Officer's Family Business Journey07:46 Agreement & Verification Ensure Protection09:55 Escrow Ensures Tax Liability Protection14:14 Risks and Paperwork Management19:15 "Importance of Experienced Agents/Brokers"23:08 "Real Estate vs. Bulk Sales"26:34 Business Purchase Agreement Overview30:32 Laundry Financing and Tax Liens32:56 SBA Loan Agreement Challenges36:22 Tips for Solo Business Buyers39:43 "Importance of Experienced Real Estate Agents"42:40 "Choosing Trustworthy Real Estate Agents"45:48 Seller Guidance: Account & CPA Prepared50:06 Streamlined Escrow for Buyers54:24 Escrow Insights with Justin

When a seller accepts your offer, acting quickly is crucial. Their team helps you draft and submit contracts promptly, ensuring you secure the deal before the opportunity passes. Creative finance transactions involve significant legal and ethical risk mistakes and can lead to costly delays or even criminal liability. From the outset, they protect you from these pitfalls and can also help resolve issues for those who did not initially seek guidance.They manage your entire transaction to ensure success, from pre-contract negotiations through close of escrow (COE) and beyond. Their services include:Consulting, coordination, and advocacy throughout the process, with limited post-closing support.Careful review of your negotiated agreements to ensure accuracy and alignment with your goals, recommending corrections or additions as needed.Advice on optimal deal structures and assistance in resolving discrepancies or disputes.Opening and overseeing escrow to guarantee a seamless transaction.Access to a complete set of document templates for your deal, with no additional fees.Coordination with all stakeholders to ensure proper execution.Thorough examination of finalized documents and prompt attention to any necessary corrections.With their comprehensive support, you can move forward confidently and avoid common pitfalls in creative finance transactions. https://creativetc.io/http://www.yourlotandparcel.org

We had a kwentuhan with Fillr last Philippine Startup Week 2025!Fillr is an avatar-based, curated, and secure freelancing platform that gets your gigs done for you quickly.This episode is recorded live at the Philippine Innovation Hub in Marikina City.In this episode:00:00 Introduction01:11 Ano ang Fillr?25:36 How can listeners find more information?FILLRWebsite: https://fillr.workFacebook: https://facebook.com/fillr.workPHILIPPINE STARTUP WEEKWebsite: https://phstartupweek.comFacebook: https://facebook.com/PhilippineStartupWeekTHIS EPISODE IS CO-PRODUCED BY:Kredit Hero: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://kredithero.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Yspaces: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://knowyourspaceph.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twala: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twala.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Symph: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://symph.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Secuna: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://secuna.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SkoolTek by Edfolio: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://skooltek.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MaroonStudios: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://maroonstudios.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠CompareLoans: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://compareloans.ph⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠CHECK OUT OUR PARTNERS:Ask Lex PH Academy: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://asklexph.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (5% discount on e-learning courses! Code: ALPHAXSUP)ArkoTech: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.arkotechspacesolutions.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DVCode Technologies Inc: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://dvcode.tech⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠NutriCoach: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://nutricoach.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Argum AI: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://argum.ai⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠PIXEL by Eplayment: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://pixel.eplayment.co/auth/sign-up?r=PIXELXSUP1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (Sign up using Code: PIXELXSUP1)School of Profits: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://schoolofprofits.academy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Founders Launchpad: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://founderslaunchpad.vc⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Hier Business Solutions: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://hierpayroll.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Agile Data Solutions (Hustle PH): ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://agiledatasolutions.tech⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smile Checks: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://getsmilechecks.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠CloudCFO: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cloudcfo.ph⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (Free financial assessment, process onboarding, and 6-month QuickBooks subscription! Mention: Start Up Podcast PH)Cloverly: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cloverly.tech⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BuddyBetes: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://buddybetes.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HKB Digital Services: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://contakt-ph.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (10% discount on RFID Business Cards! Code: CONTAKTXSUP)Hyperstacks: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://hyperstacksinc.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠OneCFO: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://onecfoph.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (10% discount on CFO services! Code: ONECFOXSUP)Wunderbrand: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://wunderbrand.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Uplift Code Camp: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://upliftcodecamp.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (5% discount on bootcamps and courses! Code: UPLIFTSTARTUPPH)START UP PODCAST PHYouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/startuppodcastph⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/6BObuPvMfoZzdlJeb1XXVa⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/start-up-podcast/id1576462394⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://facebook.com/startuppodcastph⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://patreon.com/StartUpPodcastPH⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠PIXEL: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://pixel.eplayment.co/dl/startuppodcastph⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://phstartup.online⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠This episode is edited by the team at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tasharivera.com⁠⁠⁠⁠⁠⁠⁠

Join our Thinking Out Loud w/ Friends of SoundBroker Zoomcast show hosted by Jan Landy and his knowledgeable affable panel of friends and colleagues for an entertaining robust discussion offering opinions on anything related to a working professional life in general.Our ZoomCast isn't just a fountain of knowledge; it's also a opportunity to laugh. Think of it as therapy, but with more jokes and fewer couches. Join us and share your thoughts. Stay updated on life and world events, and enjoy multiple good chuckles along the way.

Arizona's Legislative Shenanigans: Why HB2486 is a Disaster for Distressed Real EstateGather 'round, folks, because Arizona just dropped a legislative bombshell that's so pants-on-fire ridiculous, it makes my hair hurt. We're talking about HB2486, a bill so aggressively anti-investor it's practically a blueprint for how not to help distressed homeowners. And let me be crystal clear: this isn't just some anti-wholesaling fluff; this thing targets every single investor – flippers, buy-and-hold, even your grandma doing a creative deal!The government, bless its meddling heart, wants to dictate how much you can pay for a distressed property. Because, apparently, two consenting adults deciding on a fair price is just too much freedom. If this passes, say goodbye to viable solutions for struggling homeowners and hello to a tsunami of foreclosures. We need to stop this legislative train wreck NOW.Here's why HB2486 is a colossal pile of legislative horse manure:You're an "Equity Purchaser" (aka, a Villain!): If you acquire property, don't plan to live in it for 12 months, and intend to make a profit (you know, like a business?), congrats! You're an "equity purchaser." This bill doesn't care if you assign, double close, or use cash – if you're an investor, they're coming for you."Distressed" Means Whatever They Say It Means: A property is "distressed" if the seller is delinquent, received a foreclosure notice, OR – get this – believes they might default soon. So, if a homeowner has a bad dream about defaulting, your deal might be toast. Makes perfect sense, right? (My sarcasm meter just broke).The Infamous 82% Rule & Escrow's New Big Brother Role: This is where it gets crazy. You CANNOT buy a distressed property for less than 82% of its as-is fair market value. Period. No exceptions. Escrow and title companies are now legally prohibited from closing if this arbitrary threshold isn't met. So, the government, not the market or the homeowner, decides what a property is worth.Creative Financing: Poof! It's Gone: Sub-to? Forget it. All liens must be paid in full at closing. Seller financing, wraps, installment sales? Banned – the seller can't extend credit. Rent-backs/lease-backs? Limited to a laughable 20 days post-closing. This bill isn't just anti-creative finance; it's a full-on annihilation of options.Wholesaling Gets a Bullet to the Head: Wholesaling at 82% of FMV is like trying to make a profit selling lemonade in a snowstorm. Impossible. Plus, if you're non-licensed, you're limited to ONE deal per year. Two or more? You need a license. It's like they want to ensure only the most incompetent can survive.This bill, introduced by Rep. Oscar de Los Santos, doesn't protect homeowners; it removes their viable options, pushing them closer to foreclosure. It criminalizes standard, consensual real estate transactions and turns neutral transaction facilitators into government price police. This is excessive government control, plain and simple.If you value free markets, property rights, or simply believe distressed homeowners deserve options beyond a one-way ticket to foreclosure, now is the time to act. Go to THIS LINK NOW, contact the state representatives handling the bill, email them and tell them why they need to oppose this bill. Let's send a clear message: Arizona needs smart solutions, not legislative suicide.Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Arizona's Legislative Shenanigans: Why HB2486 is a Disaster for Distressed Real EstateGather 'round, folks, because Arizona just dropped a legislative bombshell that's so pants-on-fire ridiculous, it makes my hair hurt. We're talking about HB2486, a bill so aggressively anti-investor it's practically a blueprint for how not to help distressed homeowners. And let me be crystal clear: this isn't just some anti-wholesaling fluff; this thing targets every single investor – flippers, buy-and-hold, even your grandma doing a creative deal!The government, bless its meddling heart, wants to dictate how much you can pay for a distressed property. Because, apparently, two consenting adults deciding on a fair price is just too much freedom. If this passes, say goodbye to viable solutions for struggling homeowners and hello to a tsunami of foreclosures. We need to stop this legislative train wreck NOW.Here's why HB2486 is a colossal pile of legislative horse manure:You're an "Equity Purchaser" (aka, a Villain!): If you acquire property, don't plan to live in it for 12 months, and intend to make a profit (you know, like a business?), congrats! You're an "equity purchaser." This bill doesn't care if you assign, double close, or use cash – if you're an investor, they're coming for you."Distressed" Means Whatever They Say It Means: A property is "distressed" if the seller is delinquent, received a foreclosure notice, OR – get this – believes they might default soon. So, if a homeowner has a bad dream about defaulting, your deal might be toast. Makes perfect sense, right? (My sarcasm meter just broke).The Infamous 82% Rule & Escrow's New Big Brother Role: This is where it gets crazy. You CANNOT buy a distressed property for less than 82% of its as-is fair market value. Period. No exceptions. Escrow and title companies are now legally prohibited from closing if this arbitrary threshold isn't met. So, the government, not the market or the homeowner, decides what a property is worth.Creative Financing: Poof! It's Gone: Sub-to? Forget it. All liens must be paid in full at closing. Seller financing, wraps, installment sales? Banned – the seller can't extend credit. Rent-backs/lease-backs? Limited to a laughable 20 days post-closing. This bill isn't just anti-creative finance; it's a full-on annihilation of options.Wholesaling Gets a Bullet to the Head: Wholesaling at 82% of FMV is like trying to make a profit selling lemonade in a snowstorm. Impossible. Plus, if you're non-licensed, you're limited to ONE deal per year. Two or more? You need a license. It's like they want to ensure only the most incompetent can survive.This bill, introduced by Rep. Oscar de Los Santos, doesn't protect homeowners; it removes their viable options, pushing them closer to foreclosure. It criminalizes standard, consensual real estate transactions and turns neutral transaction facilitators into government price police. This is excessive government control, plain and simple.If you value free markets, property rights, or simply believe distressed homeowners deserve options beyond a one-way ticket to foreclosure, now is the time to act. Go to THIS LINK NOW, contact the state representatives handling the bill, email them and tell them why they need to oppose this bill. Let's send a clear message: Arizona needs smart solutions, not legislative suicide.Watch the Original VIDEO HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join Note Night in America community today:WeCloseNotes.comScott Carson FacebookScott Carson TwitterScott Carson LinkedInNote Night in America YouTubeNote Night in America VimeoScott Carson InstagramWe Close Notes Pinterest

The crew gets "Upper Crust" this week as we attempt to stay classy while drinking a bottle of wine apiece—one glass every thirty minutes, no exceptions. Danny plays sommelier, teaching us how to sniff and swirl like the elite, while we roast your wine choice: from the "adult grape juice" Moscato crowd to the Shiraz lovers who live for group chat drama. On the menu: Rich Speak: Decoding terms like Coxswain, Complications, and Escrow. Service Stories: What really happens behind the scenes at high-end weddings and Marriott events. Loud vs. Old Money: Why Jeff Bezos rents out Venice while Warren Buffett lives in a $31k house. It's a deep dive into the "King of Wines," the "King of Egos," and why the elite suck. Sorry in advance for the slurring by the final glass.

Welcome to the 9Innings Podcast where we Educate, Empower and Engage. ON THIS WEEKS PODCAST: In this episode of 9innings Podcast, host Kevin Thompson, founder and CEO of 9i Capital Group, explores the rising costs of homeowner's insurance, focusing on Texas but noting nationwide trends. He explains why premiums and deductibles—especially for wind and hail—are increasing, often based on inflated home replacement values. Kevin shares personal policy details, highlights the financial strain on homeowners, and discusses the lack of true competition in the insurance market. He urges listeners to shop around, be proactive, and understand the broader affordability challenges facing both homeowners and renters today. Rising Homeowner's Insurance and Deductibles (00:01:05) Replacement Value vs. Tax Base (00:02:25) Escrow, Mortgage Payments, and Cost Increases (00:03:32)Financing High Deductibles (00:04:35) Wind and Hail Deductible Trends in Texas (00:06:53) Personal Policy Example and Financial Impact (00:08:18) Insurance Market Competition and Lobbying (00:11:03) Market Structure and Profits (00:13:25) NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

What happens when everyone expects someone else to pick up the bill? From a nightmare condo sale to health insurance chaos, this episode is a raw, unfiltered wake-up call on personal responsibility, money, and self-reliance. In this episode, Mary Jo shares a months-long real estate saga that exposed a deeper issue she's seeing everywhere—from first-time homebuyers and realtors, to health insurance, escrow accounts, and even parenting adult children. The common theme? Too many people are handing off responsibility—and expecting others to pay the price. This episode isn't about being harsh. It's about understanding how money actually works, why Infinite Banking is rooted in self-responsibility, and why depending on systems, banks, or government programs can leave you vulnerable. Key Takeaways: Why buyers asking for everything is a dangerous financial mindset How escrow accounts and employer benefits disconnect you from reality The real cost of "someone else will handle it" Why self-insurance and Infinite Banking go hand in hand What parents should (and shouldn't) subsidize for adult kids Chapters: (00:00) – A 20-Year-Old, Sourdough Bread, and Rent Reality (01:25) – The Condo Sale From Hell (04:10) – Buyers, Realtors, and Zero Accountability (09:20) – When You Can't Afford Repairs, You Can't Afford the House (16:45) – Health Insurance, Escrow, and Giving Up Control (21:45) – Generational Expectations & Entitlement (27:50) – Infinite Banking = Self-Responsibility If this episode made you uncomfortable, you probably needed it. Subscribe for more real conversations about money. Share this with someone who needs a reality check. Leave a comment (respectful ones get read). Links & Resources Mentioned: Get the book: https://farmingwithoutthebank.com... Email Mary Jo: maryjo@withoutthebank.com

Lori Vallow Daybell is serving seven life sentences. Chad Daybell is on death row. Combined, they owe hundreds of thousands of dollars in restitution to the families of Tylee Ryan, JJ Vallow, Tammy Daybell, and Charles Vallow. They will never pay it. But under Idaho's current Son of Sam law, there's a disturbing possibility: they could still profit from media deals.This week, Idaho Senator Tammy Nichols introduced legislation to modernize the state's 48-year-old statute — and the Daybell case was explicitly on her mind. The bill unanimously advanced out of committee for a public hearing. It addresses streaming rights, podcasts, and digital monetization that didn't exist when the original law was written in 1978.Here's the problem with the current law: payments to convicted criminals go into escrow for five years. If victims' families don't file civil lawsuits in time, the money eventually goes to the criminal. Chad Daybell's self-published doomsday prophecy novels — the books that started this entire nightmare — may still exist for sale somewhere. Whether they're generating income, and where that money goes, remains unclear under current law.The new bill requires anyone who pays an offender or "exploits the notoriety of a crime" to send payment to the state treasurer. Escrow periods can be extended by court order. Exceptions exist for news and documentary work where offenders receive only "normal interview fees" — protecting journalism while preventing killers from cashing in.Senator Nichols cited the Daybell case specifically when presenting the bill: "Just seeing trials like that... there's usually, eventually, book deals, movie deals... I just didn't feel that it was appropriate for criminals to be able to profit off of those."For the families of Tylee, JJ, and Tammy, this is about basic accountability. We break down what the bill does — and what it means for the Daybell case.#LoriVallowDaybell #ChadDaybell #DaybellTrial #TyleeRyan #JJVallow #TammyDaybell #SonOfSamLaw #IdahoMurders #DoomsdayCult #TrueCrimeJoin Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspodInstagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/tonybpodListen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872This publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.

THE NUCLEAR ESCROW: MANAGING PROLIFERATION AMONG ALLIES Colleague Henry Sokolski, Nonproliferation Policy Education Center. Henry Sokolski warns that allies like Poland, Turkey, and South Africaare considering nuclear weapons due to eroding trust in US guarantees. He proposes a "nuclear escrow" account: storing refurbished warheads in the US for allies to deploy only during crises, providing leverage without permanently stationing targets on foreign soil. NUMBER 81945 TRINITY

I get questions all the time about listings that stall or fall out of escrow. Most of the time, the issue isn't price or marketing. It's that the right conversations never happened at the right time.In this episode, I walk through a few simple ways I restart momentum when a listing goes quiet. This is about reaching back into your database, following up with purpose, and creating clarity instead of waiting and hoping something changes.If you're sitting on a listing that feels stuck, or a database you haven't touched in a while, this will give you a practical way to re-engage people and move things forward without overcomplicating the process.Create your FREE account AND get 100 FREE credits NOW here: http://LeadDeck.AI

Welcome back to the show! In this episode, Steve is joined by special guest Andy Hemmings (Capital Title), who discusses the ins and outs of title and escrow insurance. Real Estate Investing has many small details that are important to know and can make or break your investments. Title and Escrow Insurance issues are often chief among those confusion points. So what did Steve do for you, his listener? He brought an expert in to tell you everything you need to know!  Please remember that Steve is always answering questions sent in by listeners just like you. So send your questions, comments, and concerns over to AskSteve@TotalWealthAcademy.com today! 

Webinar: See what your contacts are doing on Zillow - Mon, Dec 8 - https://followupboss.zoom.us/webinar/register/WN_-jOL8Gu3TZ2IWR_atbijlA#/registrationWhich is the better direction for you: real estate team leader or independent brokerage owner? Or even: independent teamerage owner.Get practical tips and helpful ideas to help you figure out which is right for you from Brad Nix, who helped turn two teams into brokerages. Go inside Path & Post, a brokerage that runs as a unified team of 6 staff and about two dozen agents - with a focus on onboarding and training professional Strategic Guides, creating your own systems and processes, and on making decisions based on core values.Their ultimate metric: 5-star reviews.Watch or listen to this conversation with Brad for insights into:Being open to being wrongThe path to Path & Post, an independent teamerage of 30 peopleWeighing real estate team vs independent brokerage vs independent teamerage for you and your businessMakers, doers, followers, and complainersBuilding systems to handle what your brokerage was doing for youThree core values: Respect, Unity, and the Golden RuleOnboarding and training Strategic Guides rather than real estate agents and the one metric that lets them know it's workingThe evolution of their onboarding and training from WordPress plug-in to Trainual to GuruHow to thoughtfully sequence and structure your training materials (in their case: 500 pieces of content over 90 days)How AI helps their agents become more effectiveThe 6 staff positions on their “lean, mean" teamerageHow exit strategy and consolidation weigh into the future of your real estate businessThe simple process of surprising and delighting your clientsAt the end, learn about season tickets, a bag closet, board games, and a healthy diet for your mind.Mentioned in this episode:→ https://realestateteamos.com/bot→ https://www.getguru.com/→ https://reformationbrewery.com/Connect with Brad Nix:→ https://pathpost.comConnect with Real Estate Team OS:→ https://www.realestateteamos.com→ https://linktr.ee/realestateteamos→ https://www.instagram.com/realestateteamos/

What if that old Amazon store you stopped using is still worth thousands of dollars?Most people just walk away, but you can sell your account. In this episode of High Voltage Business Builders, Neil Twa sits down with long-time friend and eCommerce expert Aaron O'Sullivan to break down the real market for Amazon seller accounts. You'll learn how to legally sell your store, what buyers are looking for, and how to protect yourself from account health pitfalls.If you've ever wondered whether your old store could be turned into real cash, this episode will show you exactly how the process works. 

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Rover got his MRI results. Will there be merch this year? Is there a new DraftKings leader? Never bet for or against the Browns. JLR's weekend included a bike off marketplace, karaoke, and the Edmund Fitzgerald. Today is the Escrow deadline. Why was Rover in Los Angeles? Rachel in sales saw JLR do something she couldn't believe. Video of NFL analyst, Mark Sanchez, walking down the street after being stabbed. Mandy Moore. A YouTube prankster videos himself pretending to inject people with a syringe. Has country star Zach Bryan gone woke? See omnystudio.com/listener for privacy information.

JLR's weekend included a bike off marketplace, karaoke, and the Edmund Fitzgerald. Today is the Escrow deadline. Why was Rover in Los Angeles? See omnystudio.com/listener for privacy information.

Rover got his MRI results. Will there be merch this year? Is there a new DraftKings leader? Never bet for or against the Browns. JLR's weekend included a bike off marketplace, karaoke, and the Edmund Fitzgerald. Today is the Escrow deadline. Why was Rover in Los Angeles? Rachel in sales saw JLR do something she couldn't believe. Video of NFL analyst, Mark Sanchez, walking down the street after being stabbed. Mandy Moore. A YouTube prankster videos himself pretending to inject people with a syringe. Has country star Zach Bryan gone woke?

JLR's weekend included a bike off marketplace, karaoke, and the Edmund Fitzgerald. Today is the Escrow deadline. Why was Rover in Los Angeles? 

Charlie complains about not being able to watch the Guardians game. The CEO of Live Nation says concerts are underpriced. Chicago Bears coach Ben Johnson is under fire for his reaction during a sideline interview with Aditi Kinkhabwala. Announcer makes a rude comment about the Alabama State dancers the Honeybees. Caller says he will give JLR $1k if he gets his Escrow back before October 8th.

Jeffrey gives tips for the best urinal etiquette. AI sparks conversations on CGI in movies. Rover is impressed with how they made the show Severance. Does JLR have an update on his Escrow money?

Jeffrey gives tips for the best urinal etiquette. AI sparks conversations on CGI in movies. Rover is impressed with how they made the show Severance. Does JLR have an update on his Escrow money? Charlie complains about not being able to watch the Guardians game. The CEO of Live Nation says concerts are underpriced. Chicago Bears coach Ben Johnson is under fire for his reaction during a sideline interview with Aditi Kinkhabwala. Announcer makes a rude comment about the Alabama State dancers the Honeybees. How does the government shutdown effect Rover? Charlie and Jeffrey have matching wounds. When do you call someone a Jr. versus calling someone the second? The FCC is reviewing media ownership limits. Why is Rover going through his finances? After being celebrated for his win against Canelo, Terence Crawford was held at gunpoint during a traffic stop by Omaha police. Are you smarter than Duji? Police in Germany have closed the Oktoberfest grounds due to a bomb threat.

Charlie complains about not being able to watch the Guardians game. The CEO of Live Nation says concerts are underpriced. Chicago Bears coach Ben Johnson is under fire for his reaction during a sideline interview with Aditi Kinkhabwala. Announcer makes a rude comment about the Alabama State dancers the Honeybees. Caller says he will give JLR $1k if he gets his Escrow back before October 8th. See omnystudio.com/listener for privacy information.

Jeffrey gives tips for the best urinal etiquette. AI sparks conversations on CGI in movies. Rover is impressed with how they made the show Severance. Does JLR have an update on his Escrow money?See omnystudio.com/listener for privacy information.

Jeffrey gives tips for the best urinal etiquette. AI sparks conversations on CGI in movies. Rover is impressed with how they made the show Severance. Does JLR have an update on his Escrow money? Charlie complains about not being able to watch the Guardians game. The CEO of Live Nation says concerts are underpriced. Chicago Bears coach Ben Johnson is under fire for his reaction during a sideline interview with Aditi Kinkhabwala. Announcer makes a rude comment about the Alabama State dancers the Honeybees. How does the government shutdown effect Rover? Charlie and Jeffrey have matching wounds. When do you call someone a Jr. versus calling someone the second? The FCC is reviewing media ownership limits. Why is Rover going through his finances? After being celebrated for his win against Canelo, Terence Crawford was held at gunpoint during a traffic stop by Omaha police. Are you smarter than Duji? Police in Germany have closed the Oktoberfest grounds due to a bomb threat. See omnystudio.com/listener for privacy information.

Shucking and jiving, tweeting, and automatic mic switcher. A mother and her plastic surgeon boyfriend are being questioned after a 14-year-old girl died after having breast surgery and a butt lift. A delivery robot frustrates a man with cerebral palsy on his mobility scooter. When will Rover take Gia off of his phone plan? Duji is prepping for homecoming. JLR says his escrow money is in the pipeline. A football coach in Florida is in trouble for fighting students during practice. Serena Williams was perturbed by the plant decor at her hotel. Can Jeffery help get Rover's money back from Monaco? More and more Americans are living in RVs. Snitzer lived in a trailer with his wife and kids. Will Duji follow Gia to college? Rover has had a problem with having packages picked up and delivered to his house. DraftKings bets.

Shucking and jiving, tweeting, and automatic mic switcher. A mother and her plastic surgeon boyfriend are being questioned after a 14-year-old girl died after having breast surgery and a butt lift. A delivery robot frustrates a man with cerebral palsy on his mobility scooter. When will Rover take Gia off of his phone plan? Duji is prepping for homecoming. JLR says his escrow money is in the pipeline. A football coach in Florida is in trouble for fighting students during practice. Serena Williams was perturbed by the plant decor at her hotel. Can Jeffery help get Rover's money back from Monaco? More and more Americans are living in RVs. Snitzer lived in a trailer with his wife and kids. Will Duji follow Gia to college? Rover has had a problem with having packages picked up and delivered to his house. DraftKings bets.See omnystudio.com/listener for privacy information.

Social media is a double-edged sword. JLR is "appealable." How did JLR put money into Escrow in the first place? Country music star Zach Bryan jumps a fence to fight Gavin Adcock. Selling out to Saudi Arabia. Rover won't say why he is going to LA. Chef Valentino Luchin was arrested for robbing three banks in San Francisco. Rover would not want a crew to help him rob a bank. Rover brought in a gift for Krystle. Snitzer will not buy a boat because of a movie Robert Redford made. During the Brewers' celebration Ken Rosenthal gives a look of disgust after he knocks over a cameraman. Travis Kelce wears a "FREE 4" t-shirt during his pregame warmup. Speeding. Custom painting your license plate. FBI says they are now investigating social media account that is connected to Charlie Kirk shooting. Taylor Swift hidden while entering the Chiefs game.See omnystudio.com/listener for privacy information.

Social media is a double-edged sword. JLR is "appealable." How did JLR put money into Escrow in the first place? Country music star Zach Bryan jumps a fence to fight Gavin Adcock. See omnystudio.com/listener for privacy information.