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What would you do if you went 7 years without a paycheck, maxed out your home equity, and still couldn't get a bank to believe in your business?Welcome, dreamers, doers, and those stuck somewhere in between.This isn't just another business podcast. It's a front-row seat to a story that will shake your assumptions, stir your ambition, and maybe even make you a little uncomfortable—in the best way possible.Meet John Gleason, a man who didn't just flirt with risk—he married it. He took out a $67,000 loan against his modest Boston home, not to renovate or invest in something safe, but to build a business from scratch. No investors. No safety net. Just belief. And for seven long years, that belief was tested in ways most of us can't imagine. No paychecks. No bank support. Just mounting pressure, growing responsibilities, and a family watching it all unfold.But John didn't fold.He kept showing up. Day after day. Month after month. Year after year. And through it all, one thing never left his desk: a three-ring binder. Inside it? A business plan—not just a document, but a living, breathing roadmap that guided every decision, every pivot, every late-night call to a vendor asking for just a little more time.This episode of The Proven Entrepreneur Show with host Don Williams isn't about overnight success. It's about the grind behind the glory. It's about what it really takes to go from being unbankable to securing a $1.785 million credit line, scaling to $14 million in revenue, and selling to a private equity firm—all without losing your soul.You'll hear about the moments that nearly broke him. The quiet conversations at home when the money ran out. The vendors who had to be convinced to stay. The employees who were given ownership of their roles and the freedom to lead. And the moment when, after years of struggle, John walked into a national trade show and walked out with a deal that changed everything.But this isn't just John's story. It's a mirror. A challenge. A reminder that the difference between those who make it and those who don't often comes down to one thing: the willingness to keep going when no one else believes it's worth it.So if you've ever felt like you're building something no one else understands…If you've ever wondered whether the sacrifice is worth it…If you're looking for a reason to keep going, or a blueprint to do it smarter…Download it. Listen to it. Let it remind you why you started—and what's still possible.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this conversation, Max shares insights on the importance of making quick decisions in financial matters, particularly regarding loans. He emphasizes that not every loan is meant to be and that learning from experiences, both positive and negative, is crucial for personal and financial growth. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this conversation, Curtis Bellenot discusses the historical context of mortgage rates, emphasizing that current rates, while perceived as high, are not unprecedented. He explains the influence of Federal Reserve policies on interest rates and the market's reaction to these changes, providing insights into the economic landscape. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Fannie Mae and Freddie Mac have released temporary policies to keep the housing market moving during the government shutdown. In this episode, Kathy Fettke breaks down what the new rules mean for borrowers, lenders, and real estate investors — including changes to employment verification, paystub requirements, and forbearance options for furloughed workers. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS SOURCES: https://singlefamily.fanniemae.com/media/43381/display https://guide.freddiemac.com/app/guide/bulletin/2025-E?utm_source=chatgpt.com
Your College Bound Kid | Scholarships, Admission, & Financial Aid Strategies
In this episode you will hear: Mark answers a queston from a listener about whether playing a varsity sport in college hurts you from getting a job after college. This is your chance to see how admissions committees make decisions. Read the admissions file for Layla on the Yourcollegeboundkid.com website under the resources tab and then either watch the committee discussion, or listen to it If you want to reach out to our three admission officers who participated in the case studies, here is there contact information: • Kate Stricklan - katherine.stricklan@colorado.edu • Grace Robertson-Lloyd - lloydgra2@grinnell.edu • Hillary Dickman - hdickman@coloradocollege.edu Here is a link for our new YCBK listener survey so you can take the survey: Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: On X for our podcast: https://twitter.com/YCBKpodcast 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: Check out the college websites Mark recommends: If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: If you want a college consultation with Mark just text Mark at 404-664-4340 or email Lisa at . All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/
Visit our website:https://www.thewealthwarehousepodcast.com/New policy in force, now what? Dave and Paul walk through the first moves after your IBC policy goes active. From “slow your roll” capitalizing, to trading out high-interest debt, to building an emergency reserve inside your system, they map a practical sequence so you don't chase loans just to “do something.”They also cover spotting real opportunities (and avoiding FOMO), expanding your system with additional policies, redirecting cash flow, and a quick primer on smarter ways to think about 529 plans.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 – Teaser1:16 – Delayed start & plumbing mishap4:08 – One policy to start; why “now what?” is normal5:32 – “Slow your roll”: capitalizing and building liquidity6:21 – Loans don't add value by themselves7:06 – Trade out high-interest debt; snowball/“velocity banking”7:51 – Trend: eagerness to borrow vs. proper capitalization10:30 – Which debt first? Amortization vs. smallest balance11:59 – Freeing monthly cash flow with the snowball12:54 – Look for opportunities without rushing; be choosy17:25 – Cautionary tales: real estate pitches & protecting capital18:22 – More policies over time: expanding the system 22:05 – The 95/5 rule: focus on earning more, not just cutting25:45 – Kids' policies: small premiums, long runway26:41 – Premiums vs income, lifestyle creep, staying responsible28:48 – Recap: capitalize → redirect → seek opportunities → expand29:30 – 529s: usage today vs. assumptions about tomorrow32:20 – CTA: email, reviews, and sharingABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/...
On this Daily Windup, Craig Cohen returns to break down one of the biggest landmines in government contracting finance: the “up to” trap. That line on your term sheet might sound generous, but it's designed to keep you jumping through hoops while banks nickel-and-dime you with endless hidden fees. Eric shares his airline analogy that makes the whole scam click instantly. The danger behind “up to” language in loan agreements How teaser rates + fees end up costing more than transparent pricing Why real lenders should give you one clear list of all charges Learn more: https://govcongiants.org/
Chris Markowski, the Watchdog on Wall Street, discusses various pressing financial issues, including tariffs on the film industry, property taxes, economic indicators, the presence of corruption in finance, the implications of government intervention in business, and the challenges of student loan debt. He emphasizes the need for financial literacy and accountability in both personal and institutional finance.
This week on Home Sweet Home Chicago, David Hochberg is joined by Frank Wasilewski, VP of Sales at Access Elevators, who discusses starlifts and the importance of understanding the typical cost of one. Then, Bob Schmitt of The Junkluggers joins the show to inform Realtors what they need to know, including quotes and other key […]
Featured on WGN Radio's Home Sweet Home Chicago on 10/04/25: Access Elevator's VP of Sales, Frank Wasilewski, joins the show to talk about the typical cost of a stairlift. To learn more about what Access Elevator can do for you, go to allaboutaccess.com or call them at 1-630-616-6249.
Featured on WGN Radio's Home Sweet Home Chicago on 10/04/25: Bob Schmitt of The Junkluggers joins the show to inform WGN Radio listeners about what real estate agents need to know, including quotes and other key questions to ask when preparing a home for sale. To learn more about what The Junkluggers can do for […]
Financial blunders aren't new. Consider this: the web portal Excite once passed on buying Google for just $750,000. Today, Google's parent company is worth over $2 trillion. That, my friends, is a legendary missed opportunity.Most of us won't miss out on trillions, but we've all made financial mistakes. The good news is that God's Word offers wisdom for recovery and direction when we stumble.Learning from FailureScripture reminds us that falling isn't the end for those who walk with God:“For the righteous falls seven times and rises again” (Proverbs 24:16).“For you, O Lord, are good and forgiving, abounding in steadfast love to all who call upon you” (Psalm 86:5).“If any of you lacks wisdom, let him ask of God … and it will be given him” (James 1:5).Failure can be a stepping stone when we let God guide us forward. With that encouragement, here are 10 financial mistakes to avoid—and biblical wisdom to help you course-correct.1. Borrowing from Your 401(k)It feels like “borrowing from yourself,” but it often masks overspending or debt. While repaying, you may miss out on employer matches and the compounding growth that comes with them. Worse, leaving your job could trigger taxes and penalties.2. Claiming Social Security Too EarlyStarting at 62, benefits are reduced by up to 30%—for life. If possible, wait until full retirement age (or beyond) for a larger monthly check that lasts as long as you do.3. Only Paying the Minimum on Credit CardsA $5,000 balance at 20% interest can take nearly a decade to pay off with minimum payments, costing more than $8,000 in interest. Pay extra and utilize debt payoff strategies, such as the snowball or avalanche method.4. Delaying Retirement SavingsCompound interest rewards the early saver. Even small contributions in your 20s can grow into a significant nest egg. Don't panic if you're starting late—just start now.5. Overextending Yourself for Your KidsHelping with college, weddings, or down payments shouldn't jeopardize your own financial stability. Generosity is good, but if you sacrifice retirement now, you may depend on your kids later.6. Going It Alone Without Wise CounselMany sell low during downturns because they lack guidance. Proverbs 15:22 says, “Without counsel plans fail, but with many advisers they succeed.” Seek out wise, faith-based financial advice.7. Co-Signing a LoanScripture warns: “One who lacks sense gives a pledge and puts up security in the presence of his neighbor” (Proverbs 17:18). About 40% of co-signers end up paying the loan themselves. Be wise in your generosity.8. Quitting School Too SoonEducation—whether a four-year degree, trade school, or certification—equips you with marketable skills. Think of it as an investment in your future, not just a cost.9. Buying a TimeshareTimeshares are marketed as affordable luxury, but often come with steep fees, little flexibility, and low resale value. They're rarely the “investment” they claim to be.10. Falling for ScamsScammers prey on fear, urgency, and greed. Whether through fake calls, emails, or investment pitches, their goal is always the same—to separate you from your money. Be vigilant and discerning.Walking Forward in FreedomJesus warned His disciples: “I am sending you out as sheep in the midst of wolves, so be wise as serpents and innocent as doves” (Matthew 10:16).Wise stewardship isn't about never failing—it's about learning, leaning on God's wisdom, and moving forward faithfully. With His help, you can recover from mistakes and grow into a more faithful steward of His resources.———————————————————————————————————————At FaithFi, we believe money is a tool to advance God's Kingdom. When you partner with us, you help more people discover the freedom of biblical stewardship and the joy of seeing God as their ultimate treasure.Become a FaithFi Partner today with your gift of $35/month or $400/year, and you'll receive:Early access to devotionals and studiesOur quarterly Faithful Steward magazineThe Pro version of the FaithFi appTogether, we can live as wise stewards and help others do the same.On Today's Program, Rob Answers Listener Questions:I have a 401(k) from a former employer, and I'm thinking of rolling it into a traditional IRA. Is that wise? And can I withdraw some cash during the transfer without incurring a penalty?I purchased a house in 2019 and now require a loan of $20,000–$30,000 to address basement flooding. What's the best loan option?I'm almost 80 and want to close several credit card accounts. How much would that hurt my credit score?I hold CDs jointly with my sister, but we're worried she could be liable if I get sued. Should I change the ownership before they mature?I'm considering joining Christian Community Credit Union, but I noticed that it isn't FDIC insured. Should that be a concern?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Community Credit Union (CCCU)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
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Your College Bound Kid | Scholarships, Admission, & Financial Aid Strategies
In this episode you will hear: (02:00) Question from a Listener Vince and Mark answer a question from a listener about the lawsuit against Early Decision. Vince and Mark answer this by discussing a recent article on this topic. (30:34) Interview with Daniel Chambliss, author of the book, “How College Works” Part 2 of 4 § Dan about the importance of your peer group § Dan talks about ideas colleges can do to bring students together § Dan talks about Living Learning Communities § Dan talks about Honors Colleges § Dan talks about what he learned from studying world class competitive swimmers § Dan talks about the importance of focusing on having great experiences at the start of the college experience § Dan talks about orientation programs § Dan talks about the disconnect between how professors feel versus how students feel when it comes to fun, and the students social lives § Dan talks about affinity groups § Dan explains what he means by the importance of the arithmetic of engagement (57:18) College Spotlight Interview, Grant Gosselin, Chief Enrollment officer at Boston College-Part 4 of 4 Recommended Resource-Guide to help first year students complete the Common Application- Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: Follow Mark Stucker on Twitter to get breaking college admission news, and updates about the podcast before they go live. You can ask questions on Twitter that he will answer on the podcast. Mark will also share additional hot topics in the news and breaking news on this Twitter feed. Twitter message is also the preferred way to ask questions for our podcast: https://twitter.com/YCBKpodcast 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please subscribe to our podcast. It really helps us move up in Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: Check out the college websites Mark recommends: If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: If you want a college consultation with Mark or Lisa, just text Mark at 404-664-4340 or email Lisa at All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/
Just closed a challenging flip on Flatbush Rd in Kingston, NY!
What is the test for discharging a student loan in bankruptcy? Is it even possible? Student loans are non-dischargeable, right? WRONG !! On this week's episode, Shawn is back solo again (we'll hear George back again for next week's episode) interviewing attorney Jeff Hakanson. Jeff has been an attorney for thirty (30) years! He granduating with his J.D. from South Texas College of Law and has practiced bankruptcy for his entire career. On November 17, 2022, the U.S. Department of Justice issued a memorandum on student loan discharges. What normally fell under the Brunner case and a Totality of Circumstances argument has now been streamlined by the US DOJ to assist in discharging student loan debts under certain circumstances, some of which include: The borrower is over 65; The borrower has a disability; The borrower has been unemployed 5 of the last 10 years; The borrower has attempted repayment in good faith. Typically these discharge cases are started with the filing of an Adversary Proceeding (with no fee if related to Student Loans) and then the debtor / borrower and attorney complete a "litigation package" with certain "attestations." If the DOJ agrees, then the student loans can be discharged, or maybe modified in some capacity. The memorandum was designed to allow borrowers more clarity on discharging federally backed student loans (not private loans). Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team (reactivated for 2026) at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026
This episode is all about
How to Trade Stocks and Options Podcast by 10minutestocktrader.com
Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.SoFi stock just crashed hard, dropping over 10% in a single session, and the big question is: what do you do if you're holding shares? In this video we break down the warning signs that could have saved traders from heavy losses, the technical red flags flashing across the chart, and why sticking to proven signals with OVTLYR helps you avoid getting caught in a free fall.We start by analyzing SoFi's chart and the sell signals that fired off before the collapse. Order blocks showed clear resistance overhead while no support was in sight. On top of that, the 10 EMA and 20 EMA weren't just broken, they were crushed, confirming that the short-term and intermediate trends had flipped bearish. Add in the 50/80 rule—where 50% of the time a stock like this can fall 80%—and the risk was obvious to anyone following the data.➡️ Learn how order blocks reveal resistance zones and why lack of support signals danger➡️ See why SoFi's moving average breakdown was a massive red flag➡️ Understand how the 50/80 rule plays out in real-world trades➡️ Discover why buying dips in crashing stocks is a losing strategy➡️ Get the simple trend template OVTLYR traders use to confirm entries and exitsThis episode also dives into trading psychology. Many investors convince themselves that “the market is wrong” when a stock like SoFi drops. But the market is never wrong. Price is truth, and your job is to follow the wave, not fight it. That's why patience and discipline matter—waiting for stocks that are crashing up instead of catching falling knives that destroy your account.We also compare SoFi to names like AMD, Tesla, and others that show what happens when you ignore exit signals. These examples prove that even the strongest rallies can evaporate quickly, and the only way to protect your gains is by having a plan. Averaging down might feel like a strategy, but it ties up your money for months with no guarantee of recovery. Averaging up when the trend is confirmed is where the real profits are made.Beyond SoFi, we look at opportunities across the market using OVTLYR's plans: Plan M, Plan A, and Plan ETF. With the S&P and Nasdaq showing mixed signals, sometimes the smartest move is simply sitting in cash. Other times, ETF strategies shine by capturing broader uptrends with lower stress. And when the signals line up, individual names like Intel, Zscaler, and Datadog show traders exactly how to time their moves with confidence.If you've been burned holding stocks through massive drops, this video is for you. You'll see why trusting signals, following the trend template, and using OVTLYR to confirm setups is the smarter way to trade. Stop guessing, stop hoping, and start trading with rules that protect your capital.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today
The way consumers search is changing, and AI is leading the charge. In this episode, I sit down with Chris Johnstone to unpack the new rules of getting found online. If you want to generate high-quality leads from ChatGPT, Grok, and other AI engines, this is a must-listen. We cover: Why Yelp and Reddit matter more than ever How to position your brand for AI recommendations The key differences between personal vs. business branding Ninja strategies for getting five-star reviews and Reddit shout-outs How to educate your referral partners and win the AI race together AI is the new Google. Are you showing up? Grab your free prompts at LoanOfficerBrand.com and get ranked before your competitors even realize what's happening. → Learn more or book your own strategy call at FreedomPlanningCall.com
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Christina Elizondo, who specializes in helping businesses secure funding through unique loan solutions. Christina discusses the importance of fundability, effective communication, and the strategies she employs to assist investors in navigating the funding landscape. She emphasizes the significance of building relationships and community impact while outlining her goals for expanding her business and helping more clients achieve financial success. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Real Estate Pros podcast, host Erika speaks with Doug Dolgoff, a seasoned professional in the lending and private capital space. Doug shares his journey from commercial real estate to his current role at Temple View Capital, highlighting the skills that have helped him transition smoothly. He discusses the unique approach of Temple View Capital, focusing on borrower flexibility and catering to both experienced and novice investors. Doug also addresses common misconceptions about private lending and shares insights on navigating challenges in real estate financing. Finally, he outlines the future plans for Temple View Capital and emphasizes the importance of educating clients. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
In this episode, Ryan exposes the biggest mistakes investors and wholesalers make with DSCR loans, mistakes that can kill your cash flow or blow up your deals. From understanding loan terms to protecting your assignment fee, this episode gives you the insider perspective to avoid costly errors and close with confidence.What you'll learn:Why a DSCR ratio of 1.0 is a losing gameHow to lock in your assignment fee so you actually get paidThe truth about closing timelines and appraisalsThe loan details that can make or break your dealIf you want to scale your portfolio and close more deals without financing nightmares, this one's for you.
The way consumers search is changing, and AI is leading the charge. In this episode, I sit down with Chris Johnstone to unpack the new rules of getting found online. If you want to generate high-quality leads from ChatGPT, Grok, and other AI engines, this is a must-listen. We cover: Why Yelp and Reddit matter more than ever How to position your brand for AI recommendations The key differences between personal vs. business branding Ninja strategies for getting five-star reviews and Reddit shout-outs How to educate your referral partners and win the AI race together AI is the new Google. Are you showing up? Grab your free prompts at LoanOfficerBrand.com and get ranked before your competitors even realize what's happening. → Learn more or book your own strategy call at FreedomPlanningCall.com
AP correspondent Charles de Ledesma reports on EU plans to put further pressure on Russia over its continuing war on Ukraine.
The Housing Minister's working to strengthen our community housing sector with a new loan scheme. The Government will take on some of the risk of bank loans to eligible community housing providers. It says the move should lead to more social homes with better lending conditions and lower priced loans. Chris Bishop told Mike Hosking Kāinga Ora currently borrows through the Government's low rates, which gives them a competitive advantage. He's trying to create a housing system that delivers warm and dry social houses, no matter who owns them. LISTEN ABOVE See omnystudio.com/listener for privacy information.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this conversation, Scott Richerson shares his journey into the real estate and private money lending space, discussing the importance of understanding market dynamics, the rise of DSCR loans, and strategies for successful real estate investment in Texas. He emphasizes the significance of buying properties correctly and the need for investors to be adaptable in a changing market. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
The following guest sits down with host Justin White:• Wade Betz – Branch Manager, Mpire Financial Successful Loan Originators Focus on Actions That Involve Old School Sales TacticsMortgage loan originators can't sit back and wait for loans to come to them. What do outdoor cats have in common with the most successful LOs? Listen to Episode #106 of Good. Better. Broker. to learn about tried-and-true sales activities that can help increase business and accountability.In this episode of the Good. Better. Broker. podcast, you'll hear which sales actions to prioritize, how often to do them and how to track them.In this episode, we discuss ...• 1:41 – how Wade has built a branch of high-producing LOs• 3:43 – why LOs need to act like outdoor cats• 4:36 – how LOs can get the phone to ring• 5:14 – the importance of tracking sales activity• 6:50 – top sales activities for LOs• 9:18 – the three reasons why LOs should call people• 10:11 – time-blocking like your pipeline depends on it• 11:53 – Wade's morning schedule• 14:07 – how coaching has impacted Wade's career• 17:21 – staying on top of your client database• 20:27 – Wade's blueprint for enhancing sales activityResources mentioned in this episode: Miracle Morning book HomebotHome IQ Show Contributors:Wade BetzConnect on LinkedIn Connect on Facebook Connect on InstagramAbout the Host:Justin White is UWM's in-house brand journalist and the host of UWM Daily. He creates engaging content across multiple platforms to promote the benefits of the wholesale channel and partnering with UWM. A seven-time Emmy-award winner, Justin is a graduate of the S.I. Newhouse School of Public Communications at Syracuse University. Connect with Justin on LinkedIn, Instagram or Twitter Connect with UWM on Social Media:• Facebook• LinkedIn• Instagram• Twitter• YouTubeHead to uwm.com to see the latest news and updates.
With less than 24 hours until a possible government shutdown, Senate Republicans will give Democrats a final chance to support their plan to keep the lights on at midnight. Are we facing a perfect buy the dip opportunity?Guest: Dr. Hunter Albright, CRO at SALT~This Episode is sponsored by SALT~Borrow on SALT Now! ➜https://bit.ly/pbnsalt00:00 Intro00:10 Brace for impact00:25 Uh-oh00:45 Market past performance01:10 Bloomberg: Dollar will suffer during shutdown02:30 SALT asset offering03:00 Popular client opportunities05:45 Bitcoin lagging gold: Is now the time for a loan?07:10 Market potential08:25 Understanding LTV11:50 Loan usage13:00 Business adoption vs retail adoption15:50 Bitcoin volatality18:00 Strategy concepts19:35 SALT Shield21:00 Liquidation protection22:00 Why take a loan on stablecoins?23:00 LTV recommendation24:40 Outro#Crypto #bitcoin #ethereum~Buy The Shutdown?
Confusion about interest rates and lending is everywhere, and too many investors end up making costly mistakes. In this episode, Ron Phillips breaks down how mortgage rates really work, why the Fed doesn't directly control them, and how layers of middlemen can quietly inflate your loan costs. He shares practical strategies for comparing lenders, understanding par rates, and avoiding unnecessary fees so you can secure better financing for your investments. WHAT YOU'LL LEARN FROM THIS EPISODE Why mortgage rates don't move in lockstep with Fed rate cuts The role of the 10-year Treasury in real estate lending How extra layers of middlemen drive up par rates and fees Par rate: What it means and how to use it when comparing lenders How different investors and programs impact loan terms and buy downs Key reasons why cutting out waste in lending can save you about 1% on your rate CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Facebook Community Instagram: @ronphillips_ YouTube: RpCapital Get the latest trends and insights: RP Capital Newsletter
Your College Bound Kid | Scholarships, Admission, & Financial Aid Strategies
In this episode you will hear: (09:18) Lisa and Lynda discuss Lisa's recent visit to the University of New Hampshire (31:42) A student at Berry College who is considering law school, asks a few questions about law school. Jon and Jeff, our two law school partners answer the question This is your chance to see how admissions committees make decisions. Read the admissions file for Allen Landon on the Yourcollegeboundkid.com website under the resources tab and then either watch the committee discussion, or listen to it Here is a link for our new YCBK listener survey so you can take the survey: Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: On X for our podcast: https://twitter.com/YCBKpodcast 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: Check out the college websites Mark recommends: If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: If you want a college consultation with Mark just text Mark at 404-664-4340 or email Lisa at . All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/
Overview Greg Robertson sits down with Andy Taylor and Greg Fischer from RetroRate to discuss assumable loans and their potential to reshape real estate transactions. They explore the history and career paths of both founders, the challenges of discoverability in MLSs, and how RetroRate aims to make assumable loans more visible and accessible for agents, buyers, and sellers. Key Takeaways Backgrounds of the founders: Andy Taylor: From gaming at EA, to Apple, to Redfin, to startups like Approved and Credit Karma. Greg Fischer: From brokerage and realtor.com to innovative consumer tools like Doorsteps and Doorsteps Swipe. RetroRate's mission: Helps real estate professionals identify and transact on assumable loans. Assumable loans can drastically reduce monthly payments compared to current market rates. Market potential: 22–25% of homes on the market have an assumable loan, yet less than 1% are marketed that way. Properly marketed assumable loans can increase sale prices and attract more buyers. Challenges: Discoverability in MLSs—fields exist but are often unused or misunderstood. Educating agents and consumers on how assumables work. Equity gaps require creative solutions (cash, piggyback loans, or policy changes). Tools & partnerships: RetroRate offers an agent-facing platform, MLS integrations, and a Chrome extension (“RetroRate VHS”) to overlay assumable loan info on Zillow, Redfin, and Realtor.com. Engaging with MLSs and realtor organizations to standardize data fields and improve adoption. Call to action: MLSs, brokers, and agents should connect with RetroRate to make assumable loans more visible and usable for clients. Links RetroRate Contact: andy@retrorate.com | greg@retrorate.com Sponsors Trackxi – Real Estate's #1 Deal Tracking Software Giant Steps Job Board – Where ORE gets hired Production and editing services by: Sunbound Studios
The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through the SEC seeking comments on MBS. Plus, Robbie sits down with NEO Home Loans Ryan Grant for a discussion on a growing shift in the mortgage industry as originators seek platforms that offer true operational control, pricing transparency, and long-term business support, delivering on promises the traditional broker model often fails to keep. And we look at how retail spending could influence both the Fed and mortgage rates.This week's podcasts are sponsored by Spring EQ, one of the nation's leading non-bank home equity lenders, giving partners more ways to serve customers. Known for speed, service, and innovation, Spring EQ makes tapping into home equity easier.
U.S. President Donald Trump lays out his multi-point plan for peace in Gaza. Israel's Prime Minister Benjamin Netanyahu agrees with it. Trump says if Hamas doesn't sign on, Israel has his full backing to destroy “the threat of Hamas”. Family members of the hostages have called the plan a historic turning point. And: The federal government is promising almost a half a billion dollars in loans to Algoma steel, as it tries to adjust to tariffs imposed by the U.S. Also: A cannabis-derived drug is showing signs of promise in treating back pain. Plus: Canada adds the Bishnoi gang to the list of terrorist organizations, updates on Michigan shooting, federal funding for hotel rooms for asylum seekers ends tomorrow,and more.
In this episode, Steve Rhode (the old Get Out of Debt Guy) and Damon Day (the new Get Out of Debt Guy) dig into one of the most common fears people have about money: “If I stop paying my credit cards or personal loans, can I go to jail?”We separate fact from fiction, explain why debt misfortune isn't fraud, and share the real consequences of missed payments. Damon introduces his “shoot the hostage” analogy about credit scores, Steve recalls stories from bankruptcy courts, and together they tackle the mental health toll of financial anxiety.We also expose how scammers pretend to be law enforcement to trick people into sending money, and why fear is the number one weapon used by both shady collectors and fraudsters.If you've ever lost sleep worrying about debt collectors, credit scores, or the fear of arrest, this episode will give you clarity — and a plan forward.
Send us a textReal Housewives of Salt Lake City exclusive behind the scenes tea for S6 ep 1 and Ep 2 bombshells, the revelations expose Lisa Barlow's shocking financial scandal involving nearly $1 million in unpaid loans from multiple companies, including business partner Bart Carlson who funded her failed ventures while allegedly keeping secrets from husband John Barlow. I do a deep dive so you can understand what is really going on here. The explosive Season 6 behind-the-scenes tea reveals Whitney Rose's multi-level marketing company collapse tied to corrupt Soul People scheme, Mary Cosby's ongoing family crisis with son Robert Jr.'s drug addiction that has been going on alot longer then people think and recent domestic violence charges, plus Heather Gay's emotional breakdown about single motherhood exhaustion. But the real scandal drops when Lisa Barlow confronts new housewife Bronwyn Newport in an epic charity event showdown. Meanwhile, I deliver a shocking deep-dive into newly declassified 9-11 documents revealing alleged CIA cover-ups, Saudi Arabian intelligence connections to hijackers including Omar al-Bayoumi's suspicious activities, and explosive FBI whistleblower testimony from ex-agent Mark Rossini about how the government may have accidentally enabled terrorists Nawaf Al-Hazmi and Khalid Al-Mihdhar through a botched recruitment operation that cost 2,977 American lives. All centered around the ongoing lawsuit filed by the victims of 9/11 against the Saudi Arabian Government!Full Episode is here https://www.patreon.com/DishingDramaWithDanaWilkeyReal Housewives of Salt Lake City & 9-11 Investigation Time Codes(0:44) EXPLOSIVE double bombshell: Real Housewives Season 6 scandals + 9-11 government cover-up exposed!(5:19) SHOCKING secret producer reveal - Lisa Barlow contract renegotiation.(8:51) Lisa Barlow's 5 active lawsuits for secretly taking men's money behind husband's back.... 6 loans the Barlows have not paid!(16:26) MILLION-DOLLAR loan scandal - Lisa's jaw-dropping unpaid debt to multiple men exposed!(29:54) Whitney Rose MLM CORRUPTION bombshell - Soul People scheme collapse with doctored studies!(35:16) Mary Cosby's son DOMESTIC VIOLENCE arrest - Robert Jr.'s shocking September 2024 charges and drug use track record! the Church.(42:01) EPIC charity event SHOWDOWN - Bronwyn Newport vs Lisa: "At least I don't have five lawsuits!"(46:09) Ex-FBI agent Mark Rossini EXPLOSIVE testimony on massive 9-11 cover-up and Lawsuit taken by the 9/11 victims against Saudi Arabia.(57:08) CIA BLOCKS FBI warning about terrorists Nawaf Al-Hazmi and Khalid Al-Mihdhar!(1:01:19) Richard CSupport the showDana is on Cameo!Follow Dana: @Wilkey_Dana$25,000 Song - Apple Music$25,000 Song - SpotifyTo support the show and listen to full episodes, become a member on PatreonTo learn more about sponsorships, email DDDWpodcast@gmail.comDana's YouTube Channel
Guardians Guardian more than they've ever Guardianed to get into the postseason. Astros eliminated. Mets and Reds still have to fight it out. A cycle denied. Cubs rookies bails on the team to go to a nazi rally. MVP debate is already annoying. The Rays bring back weird, transphobic hazing ritual and your wokest friend has the dumbest take on it. The Pohlads understand why Twins fans question their commitment to the team but also how dare they question their commitment to the team. Finally we talk about how rooting priorities for the postseason. This month we have a cross promotion with Gender Reveal podcast. Our patreon subscribers can get a free month of the Gender Reveal patreon for free! Find the post on our patreon page that has the link and get listening to some Gender Reveal premium bangers like the one where Tuck and friend of the show AK transvestigate every MLB mascot. If you're not a patreon subscriber already, now's a great time to go to Patreon.com/BattingAround and sign up!
The Dentist Money™ Show | Financial Planning & Wealth Management
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week. On this episode of Dentist Money's Two Cents, Matt, Taylor, and Rabih explore the potential effects of a government shutdown on financial markets, the surge in gold prices, and when it makes sense to refinance loans. They discuss why markets often stay steady during political uncertainty, highlight the shifting role of gold in today's economy, and why refinancing decisions should be based on overall cash flow and costs—not just lower interest rates. Learn more about the Dentist Money Launchpad Program, join the waitlist to learn everything you didn't learn about money in dental school through a series of live courses built exclusively for D4s and recent grads! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.
Featured on WGN Radio's Home Sweet Home Chicago on 09/27/25: Green Attic Insulation's Andrei Turea joins the program to talk about flat roof and attic insulation, crawl space encapsulation, and mold remediation. To learn more about Green Attic Insulation's services, go to greenattic.com or call 847-777-4777.
We started this week's show by chatting with Sara Andreas of Robert R. Andreas & Sons, Inc. General Contractors, discussing bollard installation and loading face lifts. Next, Green Attic Insulation’s Andrei Turea shares why proper insulation and air sealing matter. Then, Mr. Floor himself, Igor Murokh, discusses how dirt encapsulation is damaging your floors. Throughout the show, listeners call and […]
Sự bi quan về tương lai của Đài Loan được thể hiện rõ nhất vào tháng 8, khi một bài báo của một cựu quan chức chính quyền Trump lan truyền rộng rãi ở Đài Loan. Nó có tên là “Đài Loan đã đánh mất Trump như thế nào”. Những lo ngại về tương lai của Đài Loan là dễ hiểu – nhưng chúng cũng bị thổi phồng. Không giống như nhiều đối tác khác của Mỹ đang lo lắng về tương lai của họ, Đài Loan có những quân bài giá trị để sử dụng.Xem thêm.
Featured on WGN Radio's Home Sweet Home Chicago on 09/27/25: Sara Andreas of Robert R. Andreas & Sons, Inc., General Contractors Specializing in Concrete, joins the show to answer several WGN Radio listener concrete questions and talk about how they can improve commercial and industrial facilities this winter. To learn more about Robert R. Andreas & Sons, […]
Featured on WGN Radio's Home Sweet Home Chicago on 09/27/25: Mr. Floor himself, Igor Murokh, joins the program to talk about what’s really scratching up your floors. To learn more about what Igor and Mr. Floor can do for you, go to mrfloor.com or call 847-674-7500.
Featured on WGN Radio's Home Sweet Home Chicago on 09/27/25: Ald. Brendan Reilly, 42nd Ward, joins David Hochberg to discuss his bid for Cook County Board President and the changes that need to be made in the position.
What do you do when family members ask you for money? It can become a real problem, particularly if you’ve “made it” in their eyes, and they start hitting you up like an ATM. On this week’s MiniPod hosts Tiffany Cross and Andrew Gillum navigate money and family. If you’d like to submit a question, check out our tutorial video: www.instagram.com/reel/C5j_oBXLIg0/ Welcome home y’all! —--------- We want to hear from you! Send us a video @nativelandpod and we may feature you on the podcast. Instagram X/Twitter Facebook NativeLandPod.com Watch full episodes of Native Land Pod here on YouTube. Native Land Pod is brought to you by Reasoned Choice Media. Thank you to the Native Land Pod team: Angela Rye as host, executive producer and cofounder of Reasoned Choice Media; Tiffany Cross as host and producer, Andrew Gillum as host and producer, and Lauren Hansen as executive producer; Loren Mychael is our research producer, and Nikolas Harter is our editor and producer. Special thanks to Chris Morrow and Lenard McKelvey, co-founders of Reasoned Choice Media. Theme music created by Daniel Laurent.See omnystudio.com/listener for privacy information.
What if your mortgage worked like a checking account? What if every dollar you earned immediately reduced your interest charges? What if you could access your home's equity without getting a second loan or refinancing? Harrison George, the nation's top All-in-One loan producer, reveals a mortgage product that flips conventional wisdom on its head.Traditional mortgages trap your equity and front-load interest payments so heavily that at 5.625%, you pay 100% of your loan amount in interest alone. The All-in-One loan integrates your checking account with your mortgage, automatically sweeping deposits to reduce your daily interest calculations while maintaining full access to those funds. This isn't velocity banking with multiple accounts and complex strategies - it's velocity banking simplified into one product.Hans learns the mechanics in real-time while Brian shares his personal experience using the loan to buy property, pay insurance premiums, and access equity for investments. From SOFR-based adjustable rates that outperform fixed mortgages to qualification requirements and practical applications, this episode breaks down how the All-in-One loan can accelerate wealth building for disciplined borrowers ready to rethink everything they know about home financing.Chapters: 00:30 - Intro03:30 - Core philosophy 06:35 - Velocity banking overview and All-in-One simplification 09:40 - All-in-One mechanics: 80% LTV line of credit with integrated banking 17:10 - Debit card strategy and credit card optimization 18:55 - Property eligibility: primary, secondary, and investment properties 24:55 - Who this isn't for: lifestyle inflation and cash flow negative borrowers 26:20 - Psychological shifts: gamifying debt payoff and spending discipline 28:30 - Payment structure: no fixed payments, interest-only charges 30:15 - Emergency flexibility and foreclosure protection advantages 32:05 - Mental shifts and debt payoff gamification 34:50 - SOFR-based interest rates: monthly adjustments and margin selection 40:25 - Traditional mortgage front-loading and total interest percentages 42:00 - Harrison's philosophy on 30-year mortgages as entry tools 44:35 - Brian's IBC integration: using equity for premium payments 46:05 - Practical applications: cars, college, rental properties 1:00:25 - All-in-One loan simulator walkthrough at allinoneloan.com 1:09:10 - Future case study possibilities and closing thoughtsKey Takeaways:All-in-One Loan Mechanics:Functions as checking account integrated with mortgage - every deposit immediately reduces interest charges80% loan-to-value maximum with no traditional monthly payments, only monthly interest chargesSOFR-based rates with 2.5% to 4% margin selection (currently 6.4% to 8.3% range)700+ credit score for primary/second homes, 720+ for investment propertiesMinimum 20-25% down payment depending on property type10-15% reserves of line of credit amount in liquid assetsPositive monthly cash flow of at least 15% of net incomeProvides control and flexibility unavailable in traditional mortgagesEnables strategic use of home equity for wealth-building activitiesGot Questions? Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar!Visit https://remnantfinance.com for more informationHarrison George Contact: Email: harrison@cmgfi.com Phone: (925) 785-6828 All-in-One Loan Calculator: https://allinoneloan.comFOLLOW REMNANT FINANCE Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance) Facebook: @remnantfinance (https://www.facebook.com/profile.id=61560694316588) Twitter: @remnantfinance (https://x.com/remnantfinance) TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE
Colton Pace is a founder and currently the CEO of Ownwell, a Proptech company dedicated to democratizing access to real estate expertise and reducing the hidden costs of homeownership. Under his leadership, Ownwell helps homeowners and property owners identify and appeal overvalued property taxes, reduce insurance and utility costs, and manage other home‑related expenses through data, automation, and local expert teams. Before founding Ownwell, Colton served as an investor, asset manager, and venture capitalist, helping manage billions of dollars across various asset classes. He was part of funds that made early investments in companies such as Uber, Spotify, Redfin, Snowflake, UiPath, Zuora, and Grab. (01:05) - VC to PropTech Founder(03:10) - $797B Property Tax Problem(04:48) - Ownwell Traction: 700K+ Homes and SMB/CRE(06:18) - AI Plus 80 Consultants: How Appeals Get Done(08:50) - Success Rates and Savings: Residential vs Commercial(11:27) - Portfolio Case Study: 124 SFR Properties in Texas(13:45) - Valuation Methods and Local Differences(16:13) - Market Size: $50 to 60B Opportunity(17:29) - Feature: CREtech - Join CREtech New York 2025 on Oct 21-22 for the largest Real Estate Meetings program. Qualified Real Estate pros get free full event pass plus up to $800 in travel and hotel costs. (19:02) - Beyond Taxes: Insurance, Loans, Utilities, Concierge (21:30) - Building Trust with Homeowners and CRE Owners (24:03) - Advice for PropTech Founders Selling into Real Estate (26:49) - Collaboration Superpower: Matthew McConaughey
Your College Bound Kid | Scholarships, Admission, & Financial Aid Strategies
In this episode you will hear: (02:08) Question from a Listener Hilary and Mark answer a question from a student from mom from suburban Philly and she wants to know how colleges read athletes that won't play at their college. Hilary and Mark also discuss our thoughts on passion projects. (36:07) Brand new interview with Daniel Chambliss, author of the book, “How College Works” Part 1 of 4 § Dan gives his backstory § Dan tells us why he decided to study how college works § Dan shares the funding he got to do this 10-year project § Dan shares the methods he used to do the study § Dan shares the challenges involved in doing this study § Dan shares the most surprising takeaways from the study § Dan unpacks the one sentence that really explains the essence of the book's findings § Dan talks about how colleges should deploy teachers § Dan talks about the misunderstandings about introductory classes § Dan talks about the importance of physical space § Dan tells us what he regards as the worst idea in higher ed in the last 25 years § Daniel talks about the disconnect between how professors think and how students think . (01:02:04) College Spotlight Interview, Grant Gosselin, Chief Enrollment officer at Boston College-Part 3 of 4 Recommended Resource-Guide to help first year students complete the Common Application- Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: Follow Mark Stucker on Twitter to get breaking college admission news, and updates about the podcast before they go live. You can ask questions on Twitter that he will answer on the podcast. Mark will also share additional hot topics in the news and breaking news on this Twitter feed. Twitter message is also the preferred way to ask questions for our podcast: https://twitter.com/YCBKpodcast 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please subscribe to our podcast. It really helps us move up in Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: Check out the college websites Mark recommends: If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: If you want a college consultation with Mark or Lisa, just text Mark at 404-664-4340 or email Lisa at All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---
The last quarter of the year isn't a time to slow down, it's a time to set up your best year ever. In this episode, I sit down with Frank Garay to unpack a simple, strategic Q4 playbook that helps loan officers stay consistent, avoid burnout, and finish the year with momentum. You'll learn: • How to structure your prospecting even during holiday weeks • The one decision that separates top producers from the pack • Why planning time off in advance leads to better results • How to stack high-tech, low-time farming for consistent lead flow • The value of staying consistent when others tap out Ready to crush Q4 and make January your best month yet? Book a call with us at FreedomPlanningCall.com and let's build your plan together.