Podcasts about loans

In this episode you will hear: Jennifer Mandel, a college counselor with Mark at School Match 4U, joins Mark to discuss how college policies differ when it comes to requiring you to sign up for their health care plan, or how to notify them that you already have health care coverage. Peter Pitts interview-Part 2 of 3 v Peter shares the number one thing he feels allow colleges to have a distinctive experience unmatched elsewhere v Peter talks about how his book, "Small College Magic" is different from some other books on colleges v Peter has a beef with something that Jeff Selingo said, so we talk about it in this segment v Peter talks about how he decided to include some colleges and omit others in his books v Recommended Resources Colleges that allow self reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit 2023-2024 FAFSA Walkthrough Video English CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ On X for our podcast: https://twitter.com/YCBKpodcast 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

Bắc Kinh sẵn sàng đón nhận cơ hội thiết lập bá quyền khu vực của riêng mình.Xem thêm.

In today's Banking With Life Q&A, James answers questions such as, “Does a high policy loan interest rate break IBC®?”, “Does Infinite Banking actually solve fractional reserve banking?”, and “If all money eventually passes through banks, what does ‘controlling the banking function' really mean?” As always, we hope you enjoy and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

In this episode you will hear: (02:54) Mark interviews Lisa and Lynda about their new book, "The Calm College Method" (27:18) Susan joins Mark to answer a question from Andrew, a listener from Oregon (54:27) Interview-Susan Brisson-Olin College of Engineering Preview of Part 2 v Susan talks about the level of math Olin is looking for and she discusses the admission requirements v Susan talks about the individual in-person evaluative interview Olin has v Susan tells us what some red flags are students in admissions v Susan shares her the cross-apps are for Olin v Susan explains why their application timeline is different from many of their peers v What do employers tell you that they like about Olin grads? Recommended Resource Guide to help first year students complete the Common Application- Application guide for first-year students Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ Follow Mark Stucker on Twitter to get breaking college admission news, and updates about the podcast before they go live. You can ask questions on Twitter that he will answer on the podcast. Mark will also share additional hot topics in the news and breaking news on this Twitter feed. Twitter message is also the preferred way to ask questions for our podcast: 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search for and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please subscribe to our podcast. It really helps us move up in Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation, text Mark at 404-664-4340, or email us at yourcollegeboundkid@yahoo.com All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

D.O. sits down with Legendary Mortgage President Mike Fitzpatrick for an in-depth conversation about technology and AI in the mortgage industry. Fitzpatrick shares his personal career journey from humble beginnings to leading a thriving mortgage division, including the pivotal role of operational mentors, leveraging social media, and how positivity drives success. Loan officer looking for a new place to call home?

Jacob VosWinkel searched in tertiary markets to find a successful flooring store, his platform to build something big.Register for the webinar:What You're Really Paying: Net Working Capital & Net Debt Explained - TODAY!! - https://bit.ly/49WI4AoTopics in Jacob's interview:Recommending markets of 50k-100k peopleScraping BizBuySell listingsReaching out to 200 potential investorsRaising $1 million equity in 2 weeksAdvantages/disadvantages of searching under 30Moving across the country for the transitionFlying home on weekendsGrowing to reduce customer concentrationHis responsibility to employeesGrowing 50% in 2 yearsReferences and how to contact Jacob:Jacob's YouTube channelFloors GaloreLinkedInJordan Dubin on Acquiring Minds: First Acquisition in March, $200m by Year EndLearn more about Walker Deibel's done-with-you buy-side advisory:The Acquisition LabGet a complimentary IT audit of your target business:Email Nick Akers at nick@inzotechnologies.com, and tell him you're a searcherDownload the New CEO's Guide to Human Resources from Aspen HR:From this page or contact jenny@aspenhr.comConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

MLS dropping some big rule changes as Tom & David jump in to to go over all of it. They talk through what this means for MLS teams in 2026 and beyond. Then they dig into the big stories of the week from MIA trying to Big Dawg LAFC to ATL working on their rebuild. There can't be a Soccerwise episode without a long conversation around GAM. And finally the admin puts our hosts through the REAL MLS Jeopardy ringer. 8:20 MLS Transfer Window, Loan & Cashfer Changes17:20 Inter Miami Try To Big Dawg LAFC For Denis Bouanga25:50 LAG Buying Joao Klauss From STL38:50 ATL United Connected To Guido Rodriguez44:30 MLS GAM Release And Minnesota United57:15 Admin MLS Trivia

Arsenal Winning It All The Right Way! Why Gunners Benefit In Europe! Nwaneri To Complete Loan Transfer

You walk out of a conference (or finish a webinar) with pages of notes and a head full of ideas… and for about 48 hours, you're fired up. Then Monday hits.A deal blows up. A Realtor needs something “right now.” Underwriting asks for one more thing. Your phone never stops buzzing. And the strategy you promised yourself you'd finally implement (your CRM, referral follow-up, content, process) gets pushed to the side again.In this episode of The 360 Experience Podcast, Loan Atlas founder Tim Braheem steps into the guest seat for a direct, unscripted conversation about the real reason most mortgage professionals stay stuck: planning without execution, and execution without a plan. With more than 30 years in the mortgage industry, experience as a top-producing originator, and over 15 years coaching elite producers, Tim knows exactly how the best originators actually create momentum…and what keeps most from reaching the next level.Top Takeaways for Loan Officers:1️⃣ How to design a simple business plan that actually gets implemented (why 1–3 goals beats 12 every time)2️⃣ How to stop abandoning personal and professional goals halfway through by mapping clear, realistic action steps before you commit3️⃣ How to carve out sacred “on-the-business” time that compounds into higher income, better systems, and less burnoutThis is the framework Tim has taught to high-performing loan officers who've built scalable businesses and lives they enjoy. If you've been working hard but feeling scattered, reactive, or frustrated by unfinished initiatives, this episode will help you slow down, get clear, and start executing with confidence again.ABOUT TIM BRAHEEMWith more than 25 years of experience as a highly successful mortgage professional, industry leader, educator, and life coach, Tim Braheem is committed to engaging with people on a deep level and helping them uncover the barriers they have placed in the way of having the level of success they deserve in both their business and personal lives.FOLLOW Instagram ► https://www.instagram.com/tbraheem/LinkedIn ► https://www.linkedin.com/in/timbraheemTHE LOAN ATLASJOIN ► https://go.theloanatlas.com/membership FOLLOWInstagram ► https://www.instagram.com/theloanatlas/YOUTUBE ► https://www.youtube.com/@LoanAtlas----------

In this episode, Matt Porcaro breaks down one of the most overlooked real estate strategies investors can use today to make deals work in tough markets. Matt explains how combining renovation loans, housing density, and value-add thinking can unlock hidden income, increase buying power, and create real cash flow and equity when traditional strategies fall short. KEY TALKING POINTS:0:00 - What Is The 203k Loan?1:53 - 203k Loans And ADUs4:30 - The Perfect Storm6:15 - The Caveats To This Approach8:42 - Driving For Dream Homes12:22 - Equity And Income Arbitrage14:50 - Outro LINKS:Instagram: Matt Porcarohttps://www.instagram.com/the203kway Website: The 203k Way203kway.com/livetraining Instagram: David Leckohttps://www.instagram.com/dlecko Website: DealMachinehttps://www.dealmachine.com/pod Instagram: Ryan Haywoodhttps://www.instagram.com/heritage_home_investments Website: Heritage Home Investmentshttps://www.heritagehomeinvestments.com/

Recorded early on Wednesday 21st January, Dan Rolinson and Mat Kendrick share their thoughts on all the latest transfer news surrounding Aston Villa.

After years of studying, tests, and residency, you've finally moved up and the job offer comes with a forgivable loan they're calling a signing bonus. Nate Reineke and Chelsea Jones look at one case where the numbers are huge, meaning a job change for this physician could cost them huge. We break down why saving these bonuses could save you in the long run and some way's we've seen doctors navigate these loans. We also answer your colleagues questions. A Psychiatrist in Maine asks, “If my kids are likely to have much of their college covered through scholarships and unused GI Bill benefits, how should that change the way I approach college savings?” A Psychiatrist in West Virginia says, “When I did my estate plan, the service that I used suggested that I put age restrictions on distributions. I need more education on why the need to divvy it up, when I assume our children would need access to the funds for support as young adults even prior to the age of 25.” A Psychiatrist in Kentucky wonders, “When it comes to life insurance, my husband and I both have several policies with different terms. If I want my parents to get the payout from one of the policies (with my husband still being contingent if my parents have passed), what is the easiest way to do that? Do I change the beneficiary on the policy itself? Should we change the beneficiary to the trust first and then have instructions for the executor to give my parents the money?” Are you ready to turn worries about taxes and investing into all the money you need for college and retirement? It's time to make a plan and get on track. To find out if we're a match visit physicianfamily.com and click get started or, you can ask a question of your own by emailing podcast@physicianfamily.com. See marketing disclosures at physicianfamily.com/disclosures

In this solo episode, we break down the most common ways investors lose money in apartment investing. And, more importantly, how to avoid them. While multifamily is a powerful wealth-building vehicle, it's not foolproof. We walk through real-world examples from my own portfolio to highlight where deals go wrong, from negative cash flow and over-leverage to bad partners and poor business planning. This episode is a practical guide for investors who want to protect capital, reduce risk, and build durable multifamily portfolios.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Understand how negative cash flow quietly erodes deals over time Learn why conservative underwriting matters more than optimistic projections See how improper insurance coverage can magnify catastrophic losses Recognize how leverage, partners, and market selection impact long-term outcomes     Topics Negative Cash Flow and Poor Underwriting Cash flow equals income minus expenses, debt service, and CapEx Renovations, rising expenses, and miscalculations can quickly create losses Trailing 12-month statements often understate true operating costs Investors must model realistic expenses and conservative income assumptions Catastrophic Events and Insurance Coverage Fires, storms, and other disasters can shut down buildings for months Insurance must cover both property damage and lost business income Understanding deductibles, exclusions, and coverage details is critical Proper insurance makes unavoidable events survivable from a business standpoint Over-Leverage and Loan Risk High loan-to-value ratios reduce flexibility during refinancing or sale Properties that fail to create value can become impossible to exit Conservative leverage (around 65% LTV or lower) preserves options Loans must match the business plan and hold strategy Bad Partners and Weak Teams Poor property managers, contractors, or partners can destroy deals Fraud, negligence, or lack of accountability creates hidden risk Due diligence, references, and checks and balances are essential Quality partners cost more, but reduce long-term losses Market Selection and Long-Term Growth Cash-flow-only markets may lack appreciation Aging properties require reinvestment over time Markets and submarkets must support long-term value growth Cheap properties without upside can become capital traps Over-Improving and Flawed Business Plans Renovations must align with market rent ceilings Over-improving units doesn't guarantee higher returns Class B and C properties have natural rent limits Staying disciplined with budgets and numbers protects returns    

On this episode, Harry Symeou looks ahead to Inter vs Arsenal in the UEFA Champions League. Will Mikel Arteta rotate? Will Eberechi Eze start? We reflect on Mikel Arteta's pre-match press conference, we also heard from Gabriel Jesus on his future and more. Plus, Harry shares his starting XI & prediction for Tuesday night's game. To sign up as a Patreon, get additional episodes, ad-free episodes and become a part of our discord server, click the link below. https://patreon.com/thechroniclesofagooner?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_creator&utm_content=copyLink Enter the code 'JANUARYSALE' to get 25% off your first month's membership! For football shirts, visit www.okayjersey.com - enter the discount code 'Harry' for 8% off! #arsenal #afc #championsleague Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this conversation, Craig Melton shares his extensive experience in the real estate industry, discussing his journey from lending to short-term rentals. He emphasizes the importance of understanding the financial aspects of real estate, building strong relationships, and adapting to market changes. Craig also provides insights into the short-term rental market, innovative lending options, and practical advice for new investors looking to enter the rental space.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Wanna work with us? Schedule a call here: https://go.oncehub.com/bookacall The Exact Loan Documents We Use as Private Lenders A bad loan document set can turn a good deal into a nightmare. In this episode of the Private Lenders Podcast, Jason from Hard Money Bankers breaks down the exact loan documents we use as private lenders—refined through funding 4,000+ loans since 2007. You'll learn the purpose of core private lending documents, including the promissory note, mortgage vs. deed of trust, personal guarantees, assignments of rents, entity resolutions, and supporting docs used in real-world lending. Jason also explains why the Closing Instructions Letter is one of the most important documents in any loan file and how proper title review and attorney involvement protect lenders from costly mistakes. This episode is a must-watch for private lenders, hard money lenders, and real estate investors who want to protect their capital and avoid preventable losses. ✅ Please like, subscribe, and share! ✅ Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered. ✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com ✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070 ✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! ✅ Instagram: https://www.instagram.com/hardmoneymastermind/ ✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind  

The following guest sits down with host Justin White:•   Courtney Crowder - Broker-owner, Phoenix Lending GroupWhen Your Social Circle is Mostly Real Estate Agents, Business Comes NaturallyEvery mortgage loan originator has a different strategy for how they get referrals from real estate agents. For Courtney Crowder, it happens naturally because most of the agents she works with are her friends. How does blending business with personal help mortgage loan originators bring in more loans? Listen to episode #114 of Good. Better. Broker. to find out how Courtney has become the preferred lender for multiple real estate brokerages in her area.In this episode of the Good. Better. Broker. podcast, you'll learn how to be a champion and a cheerleader for your real estate agents.In this episode, we discuss ...•   1:36 – going from working the front desk to being a broker-owner•   2:15 – pairing real estate agents with the right LOs•   2:39 – why Courtney treats her business like a real estate agent•   3:20 – how Courtney has accumulated 80+ agents who send her business•   3:51 – being a champion for your real estate agents•   4:31 – using social media to cultivate agent relationships•   6:30 – relating to single women who are homebuyers•   7:48 – networking through women's groups•   9:01 – staying connected to real estate agents•   11:04 – when it's ok to say no to a real estate agent•   12:04 – becoming the preferred lender for multiple real estate brokerages•   13:32 – how other LOs can work with more real estate agentsShow Contributors:Courtney CrowderConnect on LinkedIn Connect on Facebook Connect on InstagramAbout the Host:Justin White is UWM's in-house brand journalist and the host of UWM Daily. He creates engaging content across multiple platforms to promote the benefits of the wholesale channel and partnering with UWM. A seven-time Emmy-award winner, Justin is a graduate of the S.I. Newhouse School of Public Communications at Syracuse University. Connect with Justin on LinkedIn, Instagram, or Twitter Connect with UWM on Social Media:•   Facebook•   LinkedIn•   Instagram•   Twitter•   YouTubeHead to uwm.com to see the latest news and updates.

Ethan Nwaneri Marseille Loan?! Inter Milan vs Arsenal Preview & Arteta on Gyokeres and Odegaard

In this first episode of the year, we get together with the JREP crew to talk mortgage rates in Japan, check out a renovation project - and announce the latest new speakers for the up and coming spring session of the Japan Real Estate Summit, 18-19 April, in Tokyo and online. (Bonus second call - this buyer just landed in Japan and wants to view properties THIS WEEK - can we help them?)

Shiur given by Rabbi Bezalel Rudinsky on Halacha Choshen Mishpat. Shiur recorded in Yeshivas Ohr Reuven, Monsey, NY.

Jennifer Henry of Equifax sits down with Christina Randolph of Freddie Mac to discuss how lenders can drive efficiency, improve data quality, and build resilience through digitization and automation. From reducing origination costs to leveraging tools like Loan Product Advisor, AIM, and verified income data, the conversation offers practical insights to help lenders prepare for the next market cycle while delivering a better borrower experience.In this episode:How are lenders improving efficiency in today's housing finance market?Lenders are improving efficiency by digitizing and automating key steps in the mortgage process, including underwriting, income and employment verification, and data validation. Tools that reduce manual documentation help lower origination costs, shorten cycle times, and improve consistency across fluctuating market conditions.What does resilience mean in the mortgage and housing finance ecosystem?Resilience means a lender's ability to perform consistently across economic cycles by managing risk, maintaining data quality, and using technology that scales with volume changes. A resilient mortgage operation is prepared for both market slowdowns and rapid growth without sacrificing loan quality or borrower experience.Why is loan data quality critical for mortgage lenders and investors?Loan data quality is critical because inaccurate or incomplete data increases defects, repurchase risk, and operational costs. Verifying income, employment, and assets earlier in the loan lifecycle helps lenders deliver cleaner loans, meet investor requirements, and reduce downstream risk.How can digital income and employment verification reduce mortgage costs?Digital income and employment verification reduce costs by eliminating manual document collection and repeated reviews. Lenders using automated, source-verified data can save hundreds to thousands of dollars per loan, reduce cycle times by several days, and significantly lower the likelihood of income-related defects.

The Go Radio Football Show: 20th of January 2026. Don't miss it, PLAY and HIT SUBSCRIBE, and NEVER miss an episode! Paul Cooney, Peter Grant and Stephen O'Donnell answer your calls and dissect the biggest stories in Scottish Football today. With transfer windows tightening, fan frustration rising, and league races heating up, this episode delivers heavyweight insight, big‑name opinions, and a few explosive caller moments. Highlights Celtic in Crisis? No January signings… until maybe now. Martin O'Neill's whirlwind return dissected — Did the club create their own chaos? Caller Kevin's explosive rant: “This is a textbook on how NOT to run a football club.” The panel debate striker targets, recruitment failures, and what Celtic must do before Hearts on Sunday. Rangers on the Rise Danny Rohl's revolution continues: confidence, clarity, structure — and three new signings. Midfield rebuild dissected: Chukwuani's arrival, rotation plans, and the future of Tavernier. Loan exits, squad trimming, and why Rangers suddenly look organised. Motherwell's Impressive Evolution Stephen O'Donnell gives a brilliant player‑eye breakdown of Motherwell's tactical reinvention under Jens Berthel Askou. Freedom, rotation, shape‑shifting and that exhilarating win over Celtic. Maswanhise transfer interest: What's he worth? Could he go? Should he go? Hearts Hit Hard – but Still Flying Shankland & Devlin ruled out — how big is the blow? Could the absence open the door for Celtic… or is the Tynecastle fortress too strong? Caller Fireworks Michael from Liverpool delivers one of the most chaotic calls of the year. Hugh brings Motherwell passion and philosophy. Laurie delivers a razor‑sharp takedown of Celtic's January planning. Scotland Talk Steve Clarke's future Nathan Patterson back Ben Doak's potential The coming “rebuild era” after the World Cup Peter Grant's brilliant behind‑the‑scenes story from Mexico/Peru tour. Plus: Aberdeen's managerial puzzle. St Mirren vs Livingston preview. The panel's cup draw reactions. Follow us @thisisgoradio on Instagram, Facebook, LinkedIn and Tik Tok The Go Radio Football Show, weeknights from 5pm-7pm across Scotland on DAB, YouTube, Smart Speaker - launch Go Radio - and on the Go Radio App. IOS: https://apps.apple.com/gb/app/go-radio/id1510971202 Android: https://play.google.com/store/apps/details?id=uk.co.thisisgo.goradio&pcampaignid=web_share In Association with Burger King. Home of the Whopper, home delivery half time or full time, exclusively on the Burger King App  https://www.burgerking.co.uk/download-bk-app. For more Podcasts from Go Studios, head to: https://thisisgo.co.uk/podcasts/ Facebook: https://www.facebook.com/share/1ATeQD...

Chris Naugle ( @TheChrisNaugle ) & Caleb Guilliams go head-to-head debating whether you should borrow against your whole life insurance policy to purchase cars and other liabilities. They disagree over the math and opportunity cost, as well as comparing their philosophies behind their positions. Watch the full interview: https://youtu.be/m2goBXyB27M Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review 00:00 - Introduction 00:18 - Why Use IBC for Cars? 01:35 - Calculating the Cost of Financing vs. IBC 02:24 - Negotiating a Car Price While Using IBC 03:35 - Dealerships Making Money on Financing 04:20 - IBC is a Process 06:06 - Volume vs. Rate 06:34 - The 4% Loan vs. 6% Policy Loan Scenario 07:38 - Chris Disagrees and Explains the APR 09:35 - Modeling the Math (Chris vs. Caleb) 10:48 - Paying Back the Policy at the Bank's Rate 12:33 - Loan Repayment vs. New Premium 13:28 - Opportunity Cost and Capital 15:07 - Disagreement on the Logic 16:24 - Personal Preference for Moving Capital 18:57 - An Alternative Strategy (Leasing and Reinvesting) 20:24 - Consistency in Teaching Money Concepts ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

In this episode you will hear: Mark answers the question, how many colleges should your student apply to: Peter Pitts Peter Pitts interview-Part 1 of 3 v Peter gives his backstory v Peter shares why he didn't like being a Director of Admissions v Peter talks about what he loved about a Regional admissions officer and we just have a good conversation being a regional admission officer v Peter explains where his passion for admissions work comes from v Peter walks us through all of the books he has written v Peter begins to make the case for why students should consider small colleges v I talk about something that is very controversial with Peter and we have a little bit of a debate about it-hint, it has to do with if getting large merit awards is a good thing or a bad thing Recommended Resources Colleges that allow self reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit 2023-2024 FAFSA Walkthrough Video English CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ On X for our podcast: https://twitter.com/YCBKpodcast 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

The GoGaddis Real Estate Radio Show with Cleveland (Cleve) Gaddis | Mortgage, Rates & Affordability Presented by Modern Traditions Realty Group www.moderntraditionsrealty.com In this episode of The Go Gaddis Real Estate Radio Show, we sit down with expert advisor Matthew Scout, Vice President and Executive Mortgage Loan Originator at Southeast Mortgage, to answer all your mortgage questions. Whether you're a first-time buyer in the Atlanta Metro Area or a homeowner looking to refinance, this 12-minute segment breaks down exactly what you need to know about the current lending landscape. What You'll Learn in This Episode: 2026 Mortgage Rates Forecast: Get an inside look at the projection for mortgage rates heading into the new year and how they impact your buying power. The Remote Work Advantage: Discover the nuances of qualifying for a mortgage while working from home, including the differences between primary residences and second homes (featuring a real-life success story from a recent closing!). Is Lending Getting Easier?: We discuss whether the barriers to entry are finally dropping and if it's becoming easier to secure a loan in today's market. The AI Revolution: Learn how Artificial Intelligence is streamlining the mortgage industry, making approvals faster and more efficient for you. Ditching Mortgage Insurance: Are you tired of that extra monthly fee? Matthew explains the exact steps you can take to get rid of mortgage insurance for good. Stop Wondering, Start Planning If you stayed on the sidelines last year, you haven't lost your chance -the market has simply changed. This episode provides the expert mortgage strategies you need to navigate the 2026 Atlanta market with confidence and financial clarity. Listen now to get ahead of the curve and master your home financing! Ready to explore your loan options? Visit our website to connect with Matthew Scout or get a real-time update on current mortgage rates. The insights shared on the show reflect the same guidance provided daily by Modern Traditions Realty Group. If you'd like a no-pressure conversation about your home's value, equity position, or the right timing for your next move, visit ModernTraditionsRealty.com or to connect with Cleve and submit questions for future segments, visit GoGaddisRadio.com.

Continuing our conversation with Matthew Scout, VP and Executive Mortgage Loan Originator at Southeast Mortgage. 2026 Mortgage Rates Forecast: Get an inside look at the projection for mortgage rates heading into the new year and how they impact your buying power. The Remote Work Advantage: Discover the nuances of qualifying for a mortgage while working from home, including the differences between primary residences and second homes (featuring a real-life success story from a recent closing!). Is Lending Getting Easier?: We discuss whether the barriers to entry are finally dropping and if it's becoming easier to secure a loan in today's market. The AI Revolution: Learn how Artificial Intelligence is streamlining the mortgage industry, making approvals faster and more efficient for you. Ditching Mortgage Insurance: Are you tired of that extra monthly fee? Matthew explains the exact steps you can take to get rid of mortgage insurance for good. The insights shared on the show reflect the same guidance provided daily by Modern Traditions Realty Group. If you'd like a no-pressure conversation about your home's value, equity position, or the right timing for your next move, visit ModernTraditionsRealty.com or to connect with Cleve and submit questions for future segments, visit GoGaddisRadio.com.

Private credit is becoming an alternative to loan financing and CLOs are driving most loan supply. In this Credit Crunch podcast, host Mahesh Bhimalingam, Global Head of Credit Strategy at Bloomberg Intelligence and Paul Mehta, Leveraged Credit Portfolio Manager at Aberdeen Investments, reflect on how both the US and European leveraged loan markets fared and on the outlook for loans in 2026. They discuss BI's leveraged loan outlook publication covering loan pricing, returns, supply and relative value vs. high yield bonds as well as loan growth relative to the bond market using Bloomberg loan and bond indexes. They also address private credit in detail including financing premiums, sizes and risks along with the outlook for CLO issuance, reinvestment risks, arbitrage evolution and implications for 2026.

NEW: Send us Your Comments!This Week's Topics:* DOJ Moves to Charge Walz & Frey! 2:00* VIDEO: What are the Charges? 8:30* Trump Threatens Insurrection Act! Do It ! 12:30* This is the REAL Insurrection 16:30* Cut off the Money & they will Deport! 21:30* Subtle but Big Change in CBS Reporting 26:30* Who is Training the Insurrectionist? 31:30* Riots are Distraction from Somali Fraud 38:30* Banks Forced to Loan to Illegals 46:00* Somali Theft is International! 49:00* State Dept Halts Visas for 75 Nations 54:00* Illegals Cost Texas Hospitals $1 Billion 55:30* Medicaid Paid $400 Mill to Dead People 57:00* Court Clears CA House Maps 1:10:30* VIDEO: Big SCOTUS Election Win 1:12:00* Judge Block Review of CA Voter Rolls 1:14:00* Was Trump Right Not to Hit Iran? 1:20:00* Americans Not Sold on Greenland Plan 1:23:00* Muslim Brotherhood Named Terrorists 1:26:00* US & Taiwan Cut Huge Tariff Deal! 1:27:30* Climate Lies Nearly Dead! 1:29:00* 3,500 ICE Agents Personal Data Leaked! 1:34:00* War Department Leaker Arrested! 1:35:30* NCAA Basketball Gambling Scandal 1:38:00* Ohio Congressional Scandal 1:40:30* VIDEO: Machado Gives Trump Nobel! 1:46:00* Musk's Amazing New Lithium Refinery 1:48:00* Trump to Make Big Tech Pay for Energy! 1:51:30* VIDEO: New Graphite Mine in US! 1:55:00* Trump Testosterone Level off Charts! 1:58:30* Updater on Victor Davis Hanson 2:00:00* VIDEO: What AI Will Do in 2026! 2:02:00Support the showView our Podcast and our other videos and news stories at:www.WethePeopleConvention.orgSend Comments and Suggestions to:info@WethePeopleConvention.org

Featured on WGN Radio's Home Sweet Home Chicago on 01/17/26: Jim Brown of The Sarah Leonard Team at Legacy Properties joins the show to talk about the pros and cons of cash now offers from investors and placing your home on the market. Brown also talks about what to look for in a listing agent. […]

David Hochberg kicks off this week's show with Frank Wasilewski, CEO of Access Elevators to talk about how to avoid the high-pressure sales in the industry. Then, Lewis Shapiro of Redo Cabinets joins the program to talk about 2026 kitchen trends and unveil a big promotion. Next, Jim Brown of The Sarah Leonard Team at Legacy Properties talks about if it’s […]

Featured on WGN Radio's Home Sweet Home Chicago on 01/17/2026: Lewis Shapiro of Redo Cabinets joins the show to teach listeners about the smart way to achieve 2026 kitchen trends. Lewis also shares a big Redo Cabinets promotion of 75% off. To learn more about Redo Cabinets and how they can assist you, visit redocabinets.com or call […]

Featured on WGN Radio's “Home Sweet Home Chicago” on Jan. 17, 2026: Frank Wasilewski, CEO of Access Elevators joins the show to inform listeners on avoid the high-pressure sales that are ever so present in the industry these days. To learn more about what Access Elevator can do for you, go to allaboutaccess.com or call 630-616-6249.

Catch Up on what the Sister Wives family has been up to this week! Be sure to tune into our weekly watch-alongs of the most recent episodes of Season 20 & our regular Weekly Hot Topics on your favorite podcast app and Youtube.SHOW LINEUP:-K + R take out $700k line of credit -Mindy Weighs in-Padron family trip to Buccee's-David's novelty: WANING QUICKLY-Salty Birches Blue and Pink Hoodie series-Janelle's new house-Robyn's GRAM-Christine's Book chapter 36LEAVE US A VOICEMAIL AND SHARE YOUR THOUGHTS!https://www.speakpipe.com/lovetohateSnark and sarcasm is highly encouraged as we see what our favorite family is up to, as well as a dip into the latest pop culture news and highlights. Subscribe on YouTube, Patreon, and your favorite podcast app!Please like and subscribe on Youtube!Join our private Facebook Group "We Love to Hate Everything"Coming up this week on Patreon:patreon.com/lovetohatetv + patreon.com/trpod*THE ENTIRE BACKLOG OF AMANDA LOVES TO HATE TEEN MOM IS AVAILABLE FOR only $3*WE LOVE TO HATE TV*Tier 1+: Heated Rivalry S1 E3 "Hunter"*Tiers 2+: Sister Wives S15 E7 "Birthday Breakdown"TOTAL REQUEST PODCASTHeated Rivalry S1 E3 "Hunter"GIRL DINNERGirl Dinner Episode 75: Before the 90 Days Season 8 BREAKDOWN! (so far)CHECK OUT AMANDA'S OTHER PODCAST POD AND THE CITY!!! Available on Itunes/Spotify etc, Youtube, and Patreon! Hosted on Acast. See acast.com/privacy for more information.

“This cycle will separate real operators from everyone else.” In this episode, Mark Shuler delivers an unfiltered breakdown of the multifamily market reset—and why 2026 is shaping up to be a defining year for investor returns. Drawing on more than three decades of operating experience and a portfolio exceeding $300M AUM, Mark walks through how the easy-credit era masked weak operations, why cap rates and valuations have structurally reset, and what happens next as loans mature, DSCRs collapse, and lenders finally force resolution. From bond markets and interest rates to supply gluts, operating cost pressures, and the coming wave of distressed sales, this conversation connects macro forces directly to Main Street deal performance. If you're an investor or entrepreneur trying to understand where risk truly sits—and where opportunity may emerge as weaker operators wash out—this episode is essential listening. 5 Key Takeaways from This EpisodeThe “easy money” era hid bad operators Artificially low interest rates allowed weak underwriting and poor operations to survive, inflating values and compressing cap rates beyond sustainable levels. This is a reset—not a 2008-style collapse Liquidity still exists, but higher interest rates and rising cap rates have permanently changed valuations, forcing deals to reprice to historical norms. Loan maturities are the real pressure point Many deals from 2019–2021 cannot refinance due to lower values and insufficient NOI, making “extend and pretend” no longer viable as 2026 approaches. Operations now matter more than financial engineering Rising expenses, labor challenges, insurance, taxes, and vacancy pressures mean only strong, vertically integrated operators will attract lender confidence. Opportunity favors prepared capital and proven operators As distressed assets hit the market, well-capitalized groups with operational depth will acquire at significantly lower bases before large institutions step in. About Tim MaiTim Mai is a real estate investor, fund manager, mentor, and founder of HERO Mastermind for REI coaches.He has helped many real estate investors and coaches become millionaires. Tim continues to help busy professionals earn income and build wealth through passive investing.He is also a creative marketer and promoter with incredible knowledge and experience, which he freely shares. He has lifted himself from the aftermath of war, achieving technical expertise in computers, followed by investment success in real estate, management skills, and a lofty position among real estate educators and internet marketers.Tim is an industry leader who has acquired and exited well over $50 million worth of real estate and is currently an investor in over 2700 units of multifamily apartments.Connect with TimWebsite: Capital Raising PartyFacebook: Tim Mai | Capital Raising Nation Instagram: @timmaicomTwitter: @timmaiLinkedIn: Tim MaiYouTube: Tim Mai 

In this conversation, Michael Pankow shares his extensive experience in the real estate and mortgage industry, discussing his unique advantages, market opportunities, and the importance of discipline and fundamentals in achieving success. He emphasizes the significance of educating clients about DSCR loans and building strong relationships within the industry. Michael also outlines his future goals and aspirations, highlighting his passion for helping veterans and seniors in real estate.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Ben Mackowack identifies key trends in bank earnings. Interest rate cuts are boosting bank profitability. Loan growth is also accelerating, signaling strong credit creation in the U.S. economy. Given the financial sector's current low valuations compared to the S&P 500, Ben predicts a strong 2026 for bank stocks. He also anticipates a surge in banking M&A activity, driven by a more favorable regulatory environment under the Trump administration, citing the Fifth Third Bancorp (FITB) acquisition and Huntington Bancshares (HBAN) deals.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Stephen Biggar dissects the latest earnings from regional banks, including PNC Financial Services (PNC) and M&T Bank (MTB). He highlights encouraging signs for loan growth into 2026, driven by consumer and commercial activity, and a potential revival in mortgage banking. While net interest margins may not see significant gains amidst falling interest rates, Biggar anticipates increased loan volume to compensate. He also touches on the impact of interest rate cuts and a steeper yield curve on bank profitability.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Argentina has fully repaid the U.S. for a currency swap deal many critics said would fail. Patrick Bet-David and the panel break down how Javier Milei stabilized inflation, restored global credibility, and why this rare foreign intervention actually paid U.S. taxpayers back with interest.

In this episode, we explore what it means to grant legal rights and who ultimately bears the cost when governments expand them, starting with Peru's decision to recognize rights for stingless bees and moving into a broader discussion of negative versus positive rights. We examine labor shortages in skilled trades, the unintended consequences of vacancy taxes, and common misunderstandings about loans, insurance, and debt. The conversation then turns to credit scores, interest rates, student loans, and moral hazard, including how incentives shape borrowing behavior and higher education choices. Along the way, we connect financial systems to risk pooling and insurance logic, highlighting how policy decisions, incentives, and individual responsibility intersect in everyday economic life. 00:00 Introduction and Overview 00:29 Peru Grants Legal Rights to Stingless Bees 02:40 Negative vs Positive Rights and Who Pays 05:34 Peanut Butter, Welfare Logic, and the Road to Coercion 09:39 Ford Can't Find Mechanics and the Skilled-Trade Shortage 13:02 Seattle's Vacancy Tax and Unintended Consequences 18:33 Why People Misunderstand Loans and “Insurance” 19:58 Variable vs Fixed Rates and Paying Debt Early 22:27 Student Loans, Taxpayer Backstops, and Moral Hazard 24:58 Default, Walking Away, and Real Consequences 28:01 College Incentives: Engineering vs Liberal Arts 30:08 What a Credit Score Measures and Misses 31:29 Credit Utilization and Multiple Cards 33:56 Hard Inquiries, Store Cards, and Credit Score Hits 38:59 Interest, Mortgages, and Paying for Time 42:47 Why the Financial System Works Like Insurance 43:39 Sports Picks and Wrap-Up Learn more about your ad choices. Visit podcastchoices.com/adchoices

00:00 - Intro 00:32- The Illusion of Debt 04:43 - How the Rich Actually Live on Loans 09:53 - The Final Step Tools: Protect yourself online with NordVPN: https://www.nordvpn.com/alux Get a free audiobook when you sign up: https://www.alux.com/freebook Start an online store today: https://www.alux.com/sell Sell an online course: https://try.thinkific.com/f5rt2qpvbfok Alux.com is the largest community of luxury & fine living enthusiasts in the world. We are the #1 online resource for ranking the most expensive things in the world and frequently referenced in publications such as Forbes, USAToday, Wikipedia and many more, as the GO-TO destination for luxury content! Our website: https://www.alux.com is the largest social network for people who are passionate about LUXURY! Join today! SUBSCRIBE so you never miss another episode: https://goo.gl/KPRQT8 --To see how rich is your favorite celebrity go to: https://www.alux.com/networth/ -- For businesses inquiries we're available at: https://www.alux.com/contact/ 

In this episode you will hear: (36:18) Mark shares some different policies that colleges have for deferred applicants. (03:26) Susan joins Mark to answer a question from a listener about how being a low-income impacts decisions at need-blind schools. (01:10:18) Interview-Susan Brisson-Olin College of Engineering Preview of Part 1 v Susan gives her backstory v Susan gives us the basics about Olin v Susan explains why you will see the name Olin on so many different colleges v Susan explains what makes Olin different from other engineering-oriented colleges v Susan explains the first-year curriculum at Olin v Susan talks about the size of Olin and what the advantages and challenges are when you are at a school this is so small v Susan talks about the BOW consortium, and how it benefits students Recommended Resource Guide to help first year students complete the Common Application- Application guide for first-year students Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ Follow Mark Stucker on Twitter to get breaking college admission news, and updates about the podcast before they go live. You can ask questions on Twitter that he will answer on the podcast. Mark will also share additional hot topics in the news and breaking news on this Twitter feed. Twitter message is also the preferred way to ask questions for our podcast: 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search for and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please subscribe to our podcast. It really helps us move up in Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation, text Mark at 404-664-4340, or email us at yourcollegeboundkid@yahoo.com All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

D.O. sits down with Selene Kellam, COO of Lower Mortgage, for an insightful conversation on The Loan Officer Podcast. In this episode, Selene shares her unique journey from starting as a temp in the mortgage industry to becoming the CEO of Thrive Mortgage and now leading at Lower. Loan officer looking for a new place to call home?

A data center in the Crossroads is one of the first in the country to get a loan for clean energy. Plus: Scientists across the central U.S. say they have experienced a year of change and uncertainty under the second Trump administration.

Shoot us a Text.Episode #1244: Today we're talking about Tesla's FSD flip to subscription-only, the continued softening of auto credit conditions, and a loyalty report that says your customers are expecting way more. Show Notes with links: The Dealertrack Credit Availability Index closed out December at 99.6—its highest reading of 2025 and the strongest level since October 2022. It marks a continued return to pre-pandemic credit conditions, capping off a yearlong trend of easing lending standards.Approval rates rose to 73.7%, up 90 basis points from November and 80 bps from December 2024.Average contract rates dropped from 10.5% to 10.3%, while yield spreads also narrowed—making pricing more attractive for buyers.Subprime lending edged down from 14.3% to 14.1% month-over-month, though still up from 11.8% a year ago.Loans over 72 months grew in share, as consumers stretch payments to keep monthly costs manageable.Captive lenders led the loosening, but banks, credit unions, and finance companies all showed increased flexibility.Starting February 14, Tesla will stop offering its Full Self-Driving (FSD) system as a one-time purchase, moving exclusively to a monthly subscription model, according to CEO Elon Musk.FSD, which still requires active driver supervision, currently costs $8,000 or $99/month.Tesla hasn't said how many users pay for FSD, but Musk once admitted he was "kind of glad" not many bought the lifetime option.The shift may be tied to Musk's compensation package, which includes hitting 10 million active FSD subscriptions.California regulators are still considering suspending Tesla's sales license for 30 days over alleged misleading marketing of FSD capabilities.Tesla has not disclosed how many of its customers have bought or are paying monthly subscriptions for FSD.In its 28th annual Customer Loyalty Engagement Index, Brand Keys found that consumer expectations jumped a record-breaking 32% year-over-year — a shift that's shaking up brand rankings across industries and putting serious pressure on retailers to evolve.Hyundai once again ranked highest among automotive brands for meeting modern consumer expectations — its 17th year holding that title.Nearly 40% of product and service categories saw new leaders emerge, signaling a wave of disruption driven by more demanding buyers.Loyalty continues to deliver ROI: a 5% improvement can boost lifetime customer profits by up to 88%, while a 2% lift can cut marketing costs by nearly 30%.Amazon, Whole Foods, Shell, Ben & Jerry's, and Dollar General were also among the top performers in their categories.“The bottom line: loyalty moves markets.” – Robert Passikoff, President of Brand KeysJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

So who should actually pay on a date, and what are you meant to do when the bill arrives and someone suddenly gets a bit weird about it. This week’s Friday Drinks tackles a DM from someone newly back in the dating world who’s trying to work out whether she’s being too picky, or whether she’s just finally noticing the stuff she used to brush past, like the keeping score, the silence that feels like a test, and the little gold digger jokes that aren’t really jokes. We talk through what’s a fair preference, what’s an early warning sign, and how to be clear about your money values without turning dinner into a negotiation, and we asked the community what they think is normal early on because honestly the answers are revealing. We're also talking bridging loans, which always sound simple until you’re the one trying to buy before you sell and you realise how much of it comes down to timing, pressure, and having a plan if things don’t happen as quickly as you hoped. Victoria breaks down what they actually are, when they can make sense, and where the risk really sits, and as always we’ve got community money wins and broke tips that are both useful and unhinged at the same time. THE BEST SOTM FREEBIES: Your 2026 Fresh Start: Free Money Tools You’ll Love Need the team’s take on your money dilemma? Send us a voicemail here.Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Summary  I start the episode with a 50yo speech from Admiral Rickover, father of the Nuclear Navy about the importance of business ethics delivered just before our bicentennial that is just as relevant leading into the 250th celebration. Then I shift to break down a topic I find that most people don't understand - Whole life insurance policy loans with the Infinite Banking strategy are not magic or even special. What's special is the cash value backing it. Good rule to remember - loan interest rates simply reflect the risk. If rates are low, then the risk is really low. Life insurance companies historically offer the lowest rates anywhere because of the strength of the cash value.   Episode Highlights 00:00:14 - Misunderstanding policy loans. 00:01:17 - Frustration with misinformation in the industry. 00:01:32 - Admiral Hymen G. Rickover on America's strengths and risks. 00:03:56 - Founding principles: Freedom, life, liberty, and property. 00:05:22 - Rickover on capitalism and ethical business conduct. 00:06:14 - Business ethics vs. social responsibility. 00:07:42 - Moral legacy of America's Founding Fathers. 00:11:57 - Explaining life insurance policy cash value. 00:12:56 - Misconceptions about policy loan benefits. 00:15:00 - Concept of pooled risk in insurance. 00:15:46 - Insurance companies' resilience through black swan events. 00:20:02 - Admiral Rickover's relevance in today's ethical challenges. 00:23:20 - President Trump and America's global respect. 00:24:27 - Core message: Power of insurance comes from cash value.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360     Keywords life insurance policy loans   infinite banking   cash value   ethical business conduct   Hymen Rickover   nuclear power   American legacy   capitalism and democracy   morality and ethics   wealth creation   insurance company stability   policyholder dividends   pooled risk   actuarial science   gold versus cash value   conservative values   community accountability   President Trump   American democracy   250th anniversary celebration  

(0:00) David Friedberg introduces Adam Carolla! (1:32) Palisades Fire one year out: the rebuilding crisis in LA (7:39) Gyno-fascism and safety culture (15:49) Media bias and gender dynamics (28:51) DEI, Hollywood's transformation, socialism, "safe spaces and octagons" (36:14) Is America living through the "Hard times make strong men" adage? Can two Americas coexist? (51:23) Who should be California's next governor? (58:04) Big Tech, AI, and the 2028 Election When you need a partner trusted by millions, there's one platform for all business - PayPal Open. Grow today at https://www.paypal.com/us/business. Loans subject to approval and available locations. Follow Adam: https://x.com/adamcarolla Follow the besties: https://x.com/chamath https://x.com/Jason https://x.com/DavidSacks https://x.com/friedberg Follow on X: https://x.com/theallinpod Follow on Instagram: https://www.instagram.com/theallinpod Follow on TikTok: https://www.tiktok.com/@theallinpod Follow on LinkedIn: https://www.linkedin.com/company/allinpod Intro Music Credit: https://rb.gy/tppkzl https://x.com/yung_spielburg Intro Video Credit: https://x.com/TheZachEffect

On today's episode, Dr. Mark Costes is joined by Steve Steinbrunner of Provide, powered by Fifth Third Bank, for a deep dive into the current state of dental lending. Despite economic uncertainty and mixed signals from the broader market, Steve shares why Provide is seeing record-breaking activity in financing dental startups, acquisitions, ground-up builds, and real estate purchases. They discuss how interest rate trends are actually opening new doors for practice owners, what separates successful borrowers from risky ones, and why bringing in the right advisors is more critical than ever.  Steve also offers key insights for dentists looking to scale beyond a single location, and how to align yourself with a lender that supports long-term growth—not just one-time transactions. This is a must-listen for anyone planning to launch, expand, or optimize their dental practice in today's shifting landscape. Be sure to check out the full episode from the Dentalpreneur Podcast! EPISODE RESOURCES https://www.getprovide.com/start/markcostes https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast

Crypto News: Standard Chartered to Launch Crypto Prime Brokerage. SEC Chair Paul Atkins: ‘Remains to be seen‘ whether US will seize Venezuela‘s reported Bitcoin. Former NYC Mayor Eric Adams launches NYC token.Brought to you by

In this episode you will hear: Mark has a discussion about the role of selectivity when selecting a college Mark interviews Kate Stricklan on How Some Colleges Shape Their Class o Kate tells us what shaping is and how it applies to admission file reading o Kate talks about how students go in and out of the admitted class o Kate shares why colleges do not reveal they can share all of their admit data with the public o Kate shares when you should not send your test scores to CU Boulder o Kate shares how the applicant pool differs by college and by in-state and out of state students o Kate explains why they decided to have an in-state and an out of state different admission notification date and I share why Georgia and Georgia Tech have different notification dates for in-state and out of state decisions. Recommended Resources Colleges that allow self reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit 2023-2024 FAFSA Walkthrough Video English CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ On X for our podcast: https://twitter.com/YCBKpodcast 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/