SPENT

Hey there! On the fourth and final episode of our Sex & Money miniseries.  “If you build it, they will come.” Alexandra Fine, the CEO of Dame, a line of sex toys for women wanted to build a totally different kind of sex toy for women. She tells me all about the challenges her company faces when it comes to selling female pleasure. We talk social media, censorship, and who gets to sell sex (and who doesn't)?  Special thanks to series episode sponsor Stash. If you visit Stash.app and sign up using promo code SPENT, they’ll give you $5 to start investing if you sign up and fund you invest account before December 8, 2020. *** Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. Investing involves risk and investments may lose value. For more information, visit stashinvest.com. Spent is a paid partner of Stash.  Account opening of the debit account is subject to Green Dot Bank approval. In order for a user to be eligible for a Stash debit account, they must also have opened a taxable brokerage account on Stash. Debit Account Services provided by and Stash Visa Debit Card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Investment products and services are not offered by Green Dot Bank and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.   Stock rewards that are paid to participating customers via the Stash Stock-Back program, are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. Stash Stock-Back™ is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any stock rewards earned by this program. Early access to your direct deposit depends on deposit verification and when Green Dot Bank gets notice from your employer, and may vary from pay period to pay period. You’ll also bear the standard fees and expenses reflected in the pricing of the ETFs in your account, plus fees for various ancillary services charged by Stash and the Custodian. Promotion is subject to Terms and Conditions. Promotion is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any rewards earned by this promotion. This material is not intended as investment advice and is not meant to suggest that any securities are suitable investments for any particular investor. Investment advice is only provided to Stash customers. Nothing in these advertisements should be construed as a personal experience of Stash or its services. All accounts or descriptions are for informational purposes only. 

Hey there! On the third episode of our Sex & Money miniseries, we're talking about RISK. What do we mean when talk about risky behavior? Why do some people pay more money to take on less risk? We have Allison Schrager, author of “An Economist Walks into a Brothel” in the studio today to talk about why she went to Nevada's Moonlight Bunny Ranch in Nevada for answers.  Special thanks to series episode sponsor Stash. If you visit Stash.app and sign up using promo code SPENT, they’ll give you $5 to start investing if you sign up and fund you invest account before December 8, 2020. *** Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. Investing involves risk and investments may lose value. For more information, visit stashinvest.com. Spent is a paid partner of Stash.    Account opening of the debit account is subject to Green Dot Bank approval. In order for a user to be eligible for a Stash debit account, they must also have opened a taxable brokerage account on Stash.   Debit Account Services provided by and Stash Visa Debit Card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Investment products and services are not offered by Green Dot Bank and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.   Stock rewards that are paid to participating customers via the Stash Stock-Back program, are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. Stash Stock-Back™ is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any stock rewards earned by this program. Early access to your direct deposit depends on deposit verification and when Green Dot Bank gets notice from your employer, and may vary from pay period to pay period. You’ll also bear the standard fees and expenses reflected in the pricing of the ETFs in your account, plus fees for various ancillary services charged by Stash and the Custodian. Promotion is subject to Terms and Conditions. Promotion is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any rewards earned by this promotion. This material is not intended as investment advice and is not meant to suggest that any securities are suitable investments for any particular investor. Investment advice is only provided to Stash customers. Nothing in these advertisements should be construed as a personal experience of Stash or its services. All accounts or descriptions are for informational purposes only.   

"How do I pay my taxes and how do I have sex?" Dominatrixes @lucysweetkill and @dominadynasty talk financial literacy and sex education--and why we need more of both, on @spentpodcast’s “Sex & Money” miniseries, sponsored by @stashinvest   “Our world is about female domination, empowerment, and female strength.” Dominatrixes @lucysweetkill and @dominadynasty dispel myths about doing BDSM for a living, on @spentpodcast’s “Sex & Money” miniseries, sponsored by @stashinvest “We’re more than just our jobs. Being a dominatrix just happens to align with our value system." “Most of us have never sat down and just asked ourselves 'what am I worth?'"   Welcome to SPENT's brand spankin' new Sex & Money miniseries. Today, we've got dominatrix duo Dia Domina Dynasty and Lucy Sweetkill in the studio to talk about how they started their unique business as professional dominatrixes, how to ask for what you're worth, and why you need to do work that aligns with your values. For them? Compassion, open-mindedness, and kink. Special thanks to our sponsor Stash. If you visit Stash.app and sign up using promo code SPENT, they’ll give you $5 to start investing if you sign up and fund you invest account before December 8, 2020. *** Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. Investing involves risk and investments may lose value. For more information, visit stashinvest.com. Spent is a paid partner of Stash.    Account opening of the debit account is subject to Green Dot Bank approval. In order for a user to be eligible for a Stash debit account, they must also have opened a taxable brokerage account on Stash. Debit Account Services provided by and Stash Visa Debit Card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Investment products and services are not offered by Green Dot Bank and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. Stock rewards that are paid to participating customers via the Stash Stock-Back program, are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. Stash Stock-Back™ is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any stock rewards earned by this program. Early access to your direct deposit depends on deposit verification and when Green Dot Bank gets notice from your employer, and may vary from pay period to pay period. You’ll also bear the standard fees and expenses reflected in the pricing of the ETFs in your account, plus fees for various ancillary services charged by Stash and the Custodian. Promotion is subject to Terms and Conditions. Promotion is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any rewards earned by this promotion. This material is not intended as investment advice and is not meant to suggest that any securities are suitable investments for any particular investor. Investment advice is only provided to Stash customers. Nothing in these advertisements should be construed as a personal experience of Stash or its services. All accounts or descriptions are for informational purposes only.

Welcome back! You’re listening to SPENT, the podcast for the financially challenged. We’re back with a brand new season of incredible guests sharing all the wild ways they make and manage their money in a crazy and complicated world. It’s been a while since we last spoke to each other but SPENT’s mission is still the same: If you want to laugh and cry and learn about all the fascinating ways that people from all walks of life  juggle jobs, make financial decisions, and pay the rent while staying true to themselves, this is the podcast for you.  To all of you who reached out and told me how much you missed SPENT and all the harrowing and hilarious tales of money madness, I can’t thank you enough. It’s meant the world to me.  This time around, I’m doing things a little differently. Rather than one-offs, each episode will be part of a mini series based around a theme. First one up? Sex and money. Hey, money can be hard to talk about. So why not start things off with a bang?  We’ve got a killer lineup of guests over the course of the next four episodes. We’ve got adult film star, author, and activist STOYA in the studio to talk about royalties, residuals, and all the ways performers who work in adult entertainment  can get financially screwed. We’ve got dominatrix duo DIA DOMINA DYNASTY and LUCY SWEETKILL to talk about money, power dynamics, and how to demand what you’re worth. Economist ALLISON SCHRAGER, author of “An Economist Walks into a Brothel” talks risk and why we pay more to take on less of it. ALEXANDRA FINE, the CEO of Dame products, talks about the art and challenges of running a tech company that sells pleasure to women.  A big shout out to our sponsor STASH. Stash is an easy-to-use app that’s great for beginners that lets you bank, save, and invest smarter. Whether your goal is creating an emergency fund or saving for retirement, STASH can help you create the life you want with the money you have today, starting with just $5.  Go to Stash.app and sign up using promo code SPENT *** Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. Investing involves risk and investments may lose value. For more information, visit stashinvest.com. Spent is a paid partner of Stash.  Account opening of the debit account is subject to Green Dot Bank approval. In order for a user to be eligible for a Stash debit account, they must also have opened a taxable brokerage account on Stash. Debit Account Services provided by and Stash Visa Debit Card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Investment products and services are not offered by Green Dot Bank and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. Stock rewards that are paid to participating customers via the Stash Stock-Back program, are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. Stash Stock-Back™ is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any stock rewards earned by this program. Early access to your direct deposit depends on deposit verification and when Green Dot Bank gets notice from your employer, and may vary from pay period to pay period. You’ll also bear the standard fees and expenses reflected in the pricing of the ETFs in your account, plus fees for various ancillary services charged by Stash and the Custodian. Promotion is subject to Terms and Conditions. Promotion is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any rewards earned by this promotion. This material is not intended as investment advice and is not meant to suggest that any securities are suitable investments for any particular investor. Investment advice is only provided to Stash customers. Nothing in these advertisements should be construed as a personal experience of Stash or its services. All accounts or descriptions are for informational purposes only.   Before we get started, I wanted to give a big thank you to our sponsor STASH. Stash is an easy-to-use, “great for beginners” investment platform that lets you, yes you, start investing the money you have today, starting with just $5.I’ll be talking more about them a little in the episode, but I had to give them a shout out at the top of the episode to thank them.    Finally, and thanks for your patience in listening to all these announcements, I’ve got some personal news. I’ve got a book coming out in January that I’m really excited about. In 2019, I quit my job (and that’s another story) to  interview and get to know professional dominatrixes from all over the country to learn their philosophies on how to get what you deserve in the bedroom, the boardroom, or any room you’re in. I learned a lot from these fantastic women and I took everything I wrote in this book to heart. Yes, everything. It’s called BOW DOWN: Lessons from Dominatrixes on How to Get Everything You Want. You can go to pre-order it at SimonandSchuster.com/books/bowdown or just pre-order it wherever you buy your favorite books, and you’ll have it on January 14, 2020.    Thanks so much for your love and support. I’ve missed you all so much. 

Today we hit the road with Sean Donnelly, a stand-up comedian you may have seen on Comedy Central, David Letterman and Last Comic Standing. Sean tells us all the tips and tricks he's learned from 10 years on the road, his vices, his budgeting, where his money is going and where he wants to end up. Can a comedian ever retire? We work it out. 

Minda Harts is the founder of The Memo LLC, a career development company for women of color. She's a superstar career coach, helping women of all ages and backgrounds, from colleges to boardrooms to homeless shelters improve their resumes and advocate for themselves. She's here to talk about finding money mentors and how you can actually teach people to be ambitious.

If you were glued to your TV during the Scott Peterson or Casey Anthony trials, you definitely know Beth Karas, the powerhouse CourtTV correspondent who kept audiences riveted to the legal proceedings of complex cases. Today, she gets personal and talks about her financial life, her career, life after CourtTV and the one thing that holds her back. 

Our last episode of 2016! Dan Ariely, TED Talk star, Duke University professor and bestselling author of "Payoff," Rationally Irrational" and others talks to me about why we make terrible financial decisions, why comedians are fascinating, getting out of debt parties and why money can't buy you happiness.

Ace Callwood is an entrepreneur. His specialty? Freelancers and taxes. In this episode he tells the ups and downs of starting his own business and how freelancers have to look out for themselves -- but it helps if you have the right tools to keep it all together. 

Here come the bills! Sarah Tollemache is a comedian who has appeared on Comedy Central, Last Comic Standing and in clubs all over the US. She's planning her wedding and she's got a few things to say about money, marriage, medical bills and being broke. 

Jake Hart, a NYC storyteller and bon vivant is clean and sober and here to tell us a so-horrible-you-have-to-laugh story about a really shitty time in his life when he was kicked out of his apartment with no money, no job and no prospects. He tells us what he learned from living on the streets for a short time and what he learned. 

Karen Duffy, known to millions of loyal MTV fans and 90's nostalgia lovers as "Duff," was killing it on television and in the movies. Then, unexpectedly, her career suffered a blow when she was diagnosed with sarcoidosis. She tells us how she got past this major hurdle, her life and money philosophy and how to guarantee that people remember you. 

Money can be like a cold shower, cooling off the hottest relationships. Who pays for dates? Who pays the rent? Corinne Fisher & Krystyna Hutchinson, comedians and hosts of the fantastic podcast "Guys We F*****d," weigh in on what it's like to make money for the first time ever and how being the earner in a relationship can cause big headaches. 

Comedian Mike Lemme is taking a big risk. He's rented out a theater in New York City for 15 nights, performing an hour of comedy with musical guests. The cost? $7,000 on his credit card. Mike and I talk about creativity and credit, debt and why and when to take financial risks in hopes of making our dreams a reality.

It's less than a month 'til Election Day and I am SPENT. Amid all the talk about harassment, Wikileaks and emails, I'm still hung up on something. What's the deal with Trump's taxes? Has he really not paid any in years? If so, how is that even possible? Scott Reing, an NYC tax attorney, returns to the show to explain what we know about what Trump owes -- and if voters can take advantage of the same loopholes. 

Whether you commuted to school or lived in a dorm, ate nothing but cereal or studied abroad -- the fact is 70 perfect of you are carrying student loans. A 2016 graduate will begin his or her adult life owing over $37,000 How can so many of us have so much college debt with no plan to pay it off? How did we get here? How can we get out of it without, as one listener wondered, faking our deaths? Today on SPENT, Max Spiegel, the COO of Student Loan Hero, tells me all about how we can dig ourselves out and start planning for our futures. 

Free trials! Free apps! Free samples! If so much is free, why are we so broke? Jeff Kreisler, an award-winning comedian and author of "Get Rich Cheating" talks me through all the ways that free can cost you big.

Did you come out of college knowing how to negotiate your salary? What about knowing your worth in a competitive market or how to ask stranger to give you money for an idea? Yeah, me either. Sara Benincasa, comedian and the author of "Real Artists Have Day Jobs" offers tips for the professionally challenged on how to make sure you're getting paid for your work and to ask for what you deserve. 

It's the World Series of Poker. You're sitting in Las Vegas with the best players in the world. The goal? Don't lose the $10G you came with and come away with a big score. Clayton Fletcher is a comedian and a career gambler. He talks about how he makes a living playing cards and how poker knowledge can be used to determine how to invest, whether or not to buy car insurance and of course, dating beautiful women. Clayton talks about the World Series of Poker and what it means to have the "the nuts." 

How much is too much Versace? Is there such a thing? When NYC stand-up comic Petey DeAbreu was 21 and making thousands of dollars a week hustling stolen goods in Miami, there was no such thing as too much. The money was flowing and everything was amazing -- until he got arrested. This week, he tells me everything he bought (and everything he lost) and how he makes a living as a comedian now.

What are the ethical implications of giving money to fund a friend's fertility treatments? I talk to Dr. Elizabeth Yuko, a bioethicist and writer, about the financial and ethical obligations that come with asking for money online.

In a world where everyone is out for themselves, is doing good ever its own reward? Pastor Ben Dueholm tells me all about how makes a living serving a higher power and how grifters come with the territory.

New York comic Mike Recine (Comedy Central) used to pay the bills by lugging garbage for a living. He spills the dirt on the things people throw away and how he made a big score before his breakout appearance on Conan in 2014. 

Starting today, you're all part of the SPENT book club! What does that mean? It means you can win a copy of Economix: How Our Economy Works (and Doesn't Work) by Dan Burr and Michael Goodwin (Abrams Books). This incredible book uses words and pictures to teach you how our crazy economy works. Listen to find out how to win.

When Andrew Collin was 24, he made over $250,000 in one deal. He was working in Florida real estate during the wild days of the early 2000s. But when the recession hit, Andrew found himself scrambling to find the next big score. You'll laugh and shake your head along with this tale of fancy cars, bottle service and paper bags full of cash.

How do we lie to ourselves about money? Let us count the ways! Catey Hill, personal finance reporter from Marketwatch, talk credit cards, school debt, wedding delusions and more.

Want to be the next Kardashian? Get real. Jeffrey Marx, former reality TV star dishes on how much he made living on camera and what the real long term prospects are after the show is wrapped.

Hospital bills can give the healthiest person a heart attack. Dr. Nicole Berwald, a doctor in the ER at Staten Island University Hospital, tells us how to make sense of those crazy charges and how to lower your bill.

How does an artist pay his rent? Emmy-winning comic book artist Dean Haspiel talks to SPENT about how much he makes drawing superheroes for a living and what he sacrifices in order to lead a creative life.

Get into corpse pose! Elena Simon enlightens us with a tale of a yoga grifter who took her and other students for a ride. Priya Anand, a reporter for Marketwatch who covers scams and fraud, weighs in. Om!

Tiana Miller, a musician and comedian with MS, talks to SPENT about the cost of living with her illness in New York City.

Did doing your taxes this year make you want to jump out the window? We've got NYC-based tax attorney Scott Reing in the studio to answer all of your dumbest (but really important) tax questions.

SPENT sits down with Mark Normand, stand-up comic. Mark appeared on Comedy Central, Conan, Inside Amy Schumer as well as clubs and festivals all over the world. He talks about how much it costs to be funny for a living.

Welcome to SPENT, the first funny money podcast for the financially challenged. I'm gonna tell you a little about myself and why I started this podcast. Also about Qapital, our sponsor. Woot!