Podcasts about student loan hero

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Misty Lynch, CEO of Sound View Advisors, podcast and reality tv show host about changing the way we think about our relationship with money,In this episode we discussed:Be accepting of the way things are. Don't let labels hold you back, it's important to not think of things as good or bad. Question your beliefs. Couples should be open minded about what's important to each other.How to overcome fear with our money. Ask yourself what's the worst case scenario? It's oftentimes not that bad. Misty Lynch, CFP® is the CEO of Sound View Financial Advisors. Misty helps busy business owners and executives handle finances (and life) with confidence using financial planning, investment management, and money mindset coaching strategies. Misty hosts the reality TV series Heartbroke and the weekly podcast Demystifying Money. She is a personal finance expert and a resource for media outlets including The New York Times, Cosmopolitan, CNBC, CNN, Investopedia, Real Simple, Student Loan Hero and many others. Investopedia named her one of the Top 100 Financial Advisors in 2021 and US News and World Report named her one of the 9 Women in Finance to Follow "because sometimes you need life advice, not just financial advice".Connect with Misty Lynch:Website:https://mistylynch.comLinkedIn: https://www.linkedin.com/in/mistylynch/Sound View Advisors Website: https://www.soundviewadvisors.comBooks:Demystifying Money: Permanently Reprogram Your Money Mindset to Achieve the Wealth and Success You Deserve (Amazon) https://amzn.to/497aQwuPodcast:Demystifying Money Podcast: https://mistylynch.com/podcast/TV Series:Heartbroke: https://mistylynch.com/heartbroke/Resources mentioned:Monarch Money (money management app): https://www.monarchmoney.comBrightfin (budgeting/spending app): https://brightfin.ioSupport the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Join Nate Matherson as he sits down with Jeffrey Trull for the fifth episode of the Optimize podcast. Jeffrey is an SEO veteran and agency owner with over 10 years of experience in the industry. He was employee #4 at Student Loan Hero and played a pivotal role in building their organic search strategy, which ultimately led to the startup being acquired by Lending Tree for a reported $60 million. In episode #5, Jeffrey and Nate revisit Student Loan Hero's SEO journey, chat about Google's E-E-A-T guidelines, and discuss how you can create link bait to generate thousands of backlinks organically. For more information please visit www.positional.com, or email us at podcast@positional.com.Resources:Join Positional's Private Beta Here: www.positional.comCheck in with Nate on LinkedIn & TwitterCheck in with Jeffrey on LinkedIn & Twitter & https://www.impactfullymedia.com/  What to Listen For:2:44 Jeffrey's Background4:45 Jeffrey Path: Building His Own Finance Blog to Working at Student Loan Hero6:58 Student Loan Hero: The Most Expensive 301 Redirect of All Time8:34 Jeffrey Reflects: Changes to Organic Search + SEO Since 201410:02 Rebuilding Student Loan Hero In 2023: Crazy or Doable?11:50 Importance & Value of Search Intent13:28 Launching an Agency (Impactfully Media)16:10 Jeffrey talks about building Link Bait 20:38 What is Fantastic Content?21:47 The Benefits of Refreshing Previously Published Content24:01 Legacy Publishers: Parasite SEO or Expanding Markets?26:50 AI Content: A Viable Strategy?30:31 What does a piece of content cost in 2023?31:53 What is an Effective Outline?33:38 The Death of SEO?, Impacts of Google's upcoming UX/UI changes, and E-E-A-T35:16 AI-Generated Snippets37:12 Page Views Don't Equal Dollars38:48 Lightning Question Round

Laura is a former human resource professional who's now a freelance writer and business coach to new and aspiring freelancers. She is passionate about helping others earn a living that truly fits their life. Laura has been included in articles on sites such as CNBC Acorns, Fox Business, and Student Loan Hero.

According to Student Loan Hero, LGBTQ+ students graduate with on average about 16% more student loan debt than their non-LGBTQ+ counterparts. Why? One reason may be that they are fleeing non-affirming and dangerous households, cities and states. With the rise of anti-LGBTQ+ bills in many states, queer students are more likely to try to find out-of-state colleges and universities to attend. This will increase their costs due to out-of-state tuition costing considerably more. On this Queer Money, we share 11 ideas that LGBTQ+ students can use to help control the cost of out-of-state tuition. For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money Instagram Queer Money YouTubeQueer Money TwitterQueer Money on TiktokGet the FREE 7-Step Credit Card Debt Slasher guide Get the Credit Card Debt Slasher Toolbox

Misty Lynch, CFP® helps busy business owners and their families handle finances with confidence using investment management, financial planning and coaching strategies.    Misty hosts the realty TV series Heartbroke and the weekly podcast Demystifying Money. She is a personal finance expert and a resource for media outlets including The New York Times, Cosmopolitan, CNBC, CNN, Investopedia, Real Simple, Student Loan Hero and many others.   Investopedia named her one of the Top 100 Financial Advisors in 2021 and US News and World Report named her one of the 9 Women in Finance to Follow "because sometimes you need life advice, not just financial advice". 

Forty-six million Americans are in debt due to student loans, with those debts totaling more than $1.8 trillion. That works out to the average borrower owing more than $35,000. How do you even start to pay something like that down? On this episode, we're talking to Andrew Pentis with Student Loan Hero and Lending Tree. He'll break down which states have the biggest loans, which universities carry the most student debt, and more importantly, how to pay off your loans.

Misty Lynch, CFP® helps high achieving women and families handle their finances with confidence using investment management, financial planning and coaching strategies. Misty hosts the weekly podcast Demystifying Money. She is a personal finance expert and a resource for media outlets including The New York Times, Cosmopolitan, CNBC, CNN, Investopedia, Real Simple, Student Loan Hero and many others. Investopedia named her one of the Top 100 Financial Advisors in 2021 and US News and World Report named her one of the 9 Women in Finance to Follow "because sometimes you need life advice, not just financial advice". https://mistylynch.com/ In this episode, we cover: -Where to start when you're trying to decide if you're going to leave your full-time job and go all in on your business -When & what to consider investing outside of your business -How to decide on the right type of investments for yourself and your family -How to train your brain to catch up with your goals Looking for a soul-led approach to planning out your Q1 of 2022?? Snag the FREE Quarterly Review & Planning Process here! Editor: Irene Gadingan Music: Happy Excited Intro 04 by TaigaSoundProd Link: https://filmmusic.io/song/6802-happy-excited-intro-04 License: https://filmmusic.io/standard-license --- Send in a voice message: https://anchor.fm/alignedandwealthy/message

Rebecca Safier with Student Loan Hero says FAFSA Has Opened, Here's What College Students Need to Know        See omnystudio.com/listener for privacy information.

Named as one of the top 100 Financial Advisors in the US by Investopedia in 2020, Misty Lynch is a Certified Financial Planner™ and Certified Life Coach. Misty is passionate in her commitment to helping her clients handle their finances and lives with confidence. Misty hosts the weekly podcast Demystifying Money. She is also a resource for various media outlets including The New York Times, Cosmopolitan, CNBC, CNN, Investopedia, Real Simple, and Student Loan Hero. In this episode, she shared how her 6th-grade competition introduced her to the stock market through becoming a Certified Financial Coach. Misty put emphasis on the value of investing not only in the stock market but on to one's self.Connect with Misty:Website:https://beckbode.com/Website: https://mistylynch.com/Twitter: https://twitter.com/mistylynchcfp/LinkedIn: https://www.linkedin.com/in/mistylynch/Facebook: https://www.facebook.com/mistylynchcfp/Instagram: https://www.instagram.com/mistylynchcfp/

Points Discussed:What are the most important things women business owners need to implement:Financial side Separating personal and business financesKeeping a good accounting structureLegal side  Estate planningBusiness continuationLife insuranceABOUT OUR GUEST:Misty Lynch, CFP® helps high-achieving women and families handle their busy lives and finances with confidence for the betterment of their future.  Misty hosts the weekly podcast Demystifying Money. She is a personal finance expert and a resource for media outlets including The New York Times, Cosmopolitan, CNBC, CNN, Investopedia, Real Simple, Student Loan Hero and many others. Investopedia named her one of the Top 100 Financial Advisors in 2021 and US News and World Report named her one of the 9 Women in Finance to Follow "because sometimes you need life advice, not just financial advice".CONNECT WITH OUR GUEST:Social Media:Facebook / Instagram /Twitter @mistylynchcfpLinkedinFREE GIFT FROM MISTY:5 Steps to Simplify Your Money EPISODE SPONSORS:Money Flow System - Download Free Money Flow Playbook and start automating your finances.  SUBSCRIBE & SHARE:Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!  IT'S FREE! LET'S GET SOCIAL:Anna  on FacebookAnna on Instagram

Andrew Pentis, student debt policy expert and certified student loan counselor at Student Loan Hero talks about the Biden Administrations plans to help students with loan debt.

I had the pleasure of speaking to Andrew Pentiss a senior writer for Student Loan Hero. Andrew and I spoke about how to pay off and avoid student loans. Part of the problem is the poor education on student loan borrowing for college. I remember when I went to college there wasn’t a discussion with the financial aid office about how to pay off my student loans. Instead the only conversation was how to finance and pay for my education. Also the cost of education is increasing over time. I read an article that has shown a ten fold increase in the last decade. Part of this increase has been to pay for the additional cost of administrative staff instead of paying for teaching or research staff. There has been an increase in the amount of adjunct staff. This has lead to an increase in the profitability of the college business model. It’s important for you to look at the cost of education before you get into it. There are a few alternatives to returning to college or going to college in the first place. You could go into an apprenticeship in a skilled trade for instance. According to the bureau of labor statistics  Bureau of Labor Statistics electricians make $56,180 per year on average. There are also tech boot camps which allow you to be able to pick up the skills that you need to be hired as a web designer, programmer or a graphic designer. These types of jobs can have starting salaries of $60,000+. There are several different types of payoff methods for student loans. The method that is popularized by Dave Ramsey is the Debt Snow Ball Method. The point of the debt snowball method is to list all of your debts smallest to largest and then pay off the smallest then to work on the next largest. After doing this you will be able to slowly and steadily increase the amount of debt you are paying off. The debt avalanche method is a different method for paying off your student loans and other debts. With the debt avalanche method you list your debts in order of highest interest to lowest interest. Then you begin to pay off your debts with the highest interest first. There are also a couple of different types of forgiveness programs for student loans. If you work at a non profit for 10 years and make consecutive payments then you can have some of your student loans forgiven. For more specifics on this you can go to the link here Student Aid. The other type of loan forgiveness is public loan forgiveness for a particular type of profession. Student loan hero provides excellent examples of student loan forgiveness like this one for attorneys. One of the most underrated forms of repayment is to repay it while you’re attending college. Even $50 a week can be hugely impactful. If you took out $10,000 in student loans at 6.2% accruing interest in 4 years you would have $46,596.46 owed by the time you graduated. If you paid $50 a week each week over those 4 years your total owed would be $40,892.57. The difference owed would be $5,703.89 in savings in interest. The best ways to avoid student loans are tried true and probably beaten to death. Apply for all of the financial aid that you can. If you’re not in college currently try to save as much as you can even if it’s just with a part time job. If you want to learn more about avoiding student loans or how to pay them off you can go to  Student Loan Hero.  

In today's episode I talk to David Kelly who's the General Manage of AppSumo Originals -which is kind of AppSumo's version of a Google X division. He basically gets paid to start companies!In today's episode you'll hear: How David's first job was managing a $50k ad budget for Fox News (3:42), How he got a job working as a copywriter for Ramit Sethi (6:27), How to land a job with someone you look up to when you have no experience (9:45), How David leveraged LinkedIn to land a job as the first marketing employee at Student Loan Hero (17:33), The story of Student Loan Hero getting acquired for $60M (22:56),  How David met Noah Kagan and how doing free work for him on the side turned into a full time opportunity (27:20), We talk more about David's current position where he gets paid to start companies (32:21), The biggest lessons David has learned from Noah (41:56).Check out David's Companies Online:SendFox: sendfox.comKingSumo: http://kingsumo.com/TidyCal: https://tidycal.com/David's Blog: https://dmkthinks.org

Andrew Pentis has covered the cost of higher education and other personal finance topics, starting with ValuePenguin in 2015. His work has appeared in more than 40 publications, from LifeHacker and U.S. News & World Report to Marketwatch. He also pens an Ask the Expert column for Debt.com. In addition, Andrew previously worked in marketing […] The post Andrew Pentis with Student Loan Hero appeared first on Business RadioX ®.

There's many ways to approach budgeting, and finding a way that works for us that is also simple is our aim! We're revisiting a previous favorite episode to explore some minimal budgeting approaches - listen in! Sponsors:  Frugal Friends Workbook. If you want to do better with your finances this year but you already know you’re not going to turn your life upside down to do it then check out The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that turn improving your finances into a game. In addition to the challenges you’ll get 60 pages of teaching and implementation guidance and while it can be completed on your own, it’s created to be gone through in pairs or small groups that’s why every purchase comes with two downloads. Head to Frugalfriendspodcast.com/workbook to learn more and use the code TACOBELL (all one word) to get $10 off the regular price. No-spend challenges! I have a best-selling book on Amazon titled The No-Spend Challenge Guide and before frugal Friends that was the thing that I was known for. So to say I am a fan of what a no-spend challenge can do for your saving and spending is a massive understatement. I am obsessed. A no-spend challenge is a block of time that forces you to step back from the money routines and habits your brain has been falling back on and gives you the opportunity to make changes. You will hate it. It will be the worst but you will learn so much about yourself and your spending. And over at Modern Frugality I am hosting a free live 7-day no-spend challenge where you will get trainings, insights, and accountability for seven days straight. It starts TODAY Jan, 1 And you can join anytime over the 7-days and get access to everything in the group so come join us modernfrugality.com/challenge and I will see you there. Notable Notes: What the Internet has to say: This article from Savvy Savers Academy (https://www.savvysaversacademy.com/budgets-freedom/) lays the foundation for 'why' having a budget is a good thing. Most of us are on board with budgets being helpful - but this is a helpful argument in case you need a reminder ;) What Jen and Jill have to say: We agree with the point that budgets are glorified 'plans' for our money. Follow through can be difficult, but we have found that when we're not planning we actually have anxiety about spending on anything, even things we need! Budgeting gives you a peace of mind on current spending and future living A good way to start is to track your spending try mint (https://www.mint.com/) A budget gives control and freedom to spend More from the Internet: This article from Student Loan Hero (https://studentloanhero.com/featured/simple-budgeting-methods-for-financial-health/) outlines 5 different budgeting methods and how to incorporate them into your financial planning. More from Jen and Jill Jen uses a zero based or pay-yourself-first method so they can put the highest percentage possible to debt and savings Jen likes the idea of the envelope system and it works great for people like Allison of Inspired Budget (https://inspiredbudget.com/) who we had on the podcast (Episode 18), but it’s not for her Here are the different budgeting methods: Zero-based Pay-self first Envelope system 50/30/20 No budget BILL OF THE WEEK -  Thank you Jocelyn for your bill! We appreciate our long time listeners - and we enjoyed the movie reference! If you want to submit your bill of the week visit http://frugalfriendspodcast.com/bill to leave us a bill Ways to Stick to Your Budget - Tips from the Frugal Friends Community (https://www.facebook.com/groups/frugalfriendspodcast/) ! Sage gets paid the first of the month and will pay all her bills and debt right away then spend whatever’s left. And the key to her success in that is leaving her credit cards at home! Amia plans out the whole month in advance but gets paid bi-weekly so she sets her bills to come out on each of her paydays. And she also keeps the last credit card she hasn’t cut up at home. Christine uses two checking accounts so all of her monthly bills come out of one and she uses the other for spending. This is good if you don’t have the option of paying everything on 1 or 2 particular days. Juvy uses the Mint app to track her budget because she gets notifications when she’s nearing her limit. Apps are a great way to bring your budget with you. I also like HoneyFi it’s a similar budgeting app for couples. Whitney uses EveryDollar and Ashley uses YNAB, all can be configured with the zero-based budget. Sue reminds us to prioritize sinking funds in our budgets so we’re not surprised by those often forgettable or unpredictable annual or biannual expenses. Wrap-Up: Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com (mailto:frugalfriendspodcast@gmail.com) . AND share our most recent episode on social for a chance to win a copy of the Frugal Friends Workbook! Thanks for listening! See you next week!

Madison & Misty dive deep on the real fears women have around investing and managing their money and how to get over those. Misty gives actionable tips to stop letting fear stop you from investing and how to get started. || About the Guest Expert ||Misty Lynch is a Certified Financial Planner™, Certified Life Coach and Financial Advisor at Beck Bode, LLC. She is also the host of the radio show and podcast Modern Money with Misty Lynch on Boston's WRKO AM680.  She helps people handle their money with confidence for the betterment of their life, family and business. Misty is also a personal finance expert and a resource for media outlets. She has been featured in The New York Times, CNBC, CNN, Investopedia, Business Insider, Real Simple, Student Loan Hero and many others. US News and World Report named her one of the 9 Women in Finance to Follow "because sometimes you need life advice, not just financial advice".|| Connect with Misty ||LinkedIn: @mistylynchFacebook: @mistylynchcfpInstagram: @mistylynchcfpTwitter: @mistylynchcfp|| Connect with Madison ||Instagram: @moneywithmadisonTwitter: @moneywmadisonBlog: moneywithmadison.comInvesting involves risk and possible loss of money. Do your own due diligence before investing. This podcast is for entertainment purposes only and should not take the place of professional tax, legal, or financial advice.

In this episode you will hear: (13:25) In this week’s news segment, an article from Forbes.com, “New Evidence Documents That A College Degree Pays Off – By A Lot”, by Michael Nietzel.  The College Board has published its latest report about the economic benefits of higher education, showing the strong correlation between more education and larger earnings.   (31:02) We are in Chapter 125 of 171 Answers and Mark describes the ways in which federal loans are better than private student loans.   (58:32) It is time again for bonus content and Mark walks us through how to use LinkedIn to search schools and find out where their graduates are being hired. He also shows us what degrees are the most common from each institution. Finally, Mark shows us how you can research a company you are interested in and you can learn where they are hiring from. Mark believes that LinkedIn is a gold mine and that it should be part of the college research that every students and parent does.   (01:20:29) Mark continues his interview with Vanessa Didyk, CEO of Zeemee, a company that let’s students share their stories and connect with college communities.   (01:28:42) Recommended resource: A great article by Shannon Insler of Student Loan Hero on the 8 best private student loans.   (01:37:18) College spotlight: Rose Hulman Institute of Technology in Terre Haute, Indiana. () Don't forget to send your questions related to any and every facet of the college process to: questions@yourcollegeboundkid.com If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! To access and best utilize the transcripts of each podcast, please do the following: Go to  Click the Transcripts tab, which is on the left side, by the Episodes Tab Click on the transcript for the specific episode you are interested in, just click on the image or by the word “Transcript” You will see a Share icon, a download option, a link to Apple podcast and you will see a magnifying glass Use the magnifying glass to search for any word. If that word was used in the episode, it will show up, highlighted in yellow. You will also see a timestamp so you can see the exact minute and second this word was spoken. If you click the word highlighted in yellow, the podcast player will start playing right at that word. You can stop it from playing by clicking the pause button.  Note: The transcription accuracy is about 90%, so you will see some spelling errors and errors in translation going from voice to print. We are excited to give our listeners a chance to play a role in shaping what topics we discuss, so please send us your ideas for college spotlights, articles for discussion and recommended resources. You can let your voice be heard by completing this survey. Just put the following link in your browser and give us your honest feedback. We thank you in advance. Every episode of Your College-Bound Kid will align with a chapter from the book 171 Answers to the Most-Asked College Admission Questions. To get a copy go to Amazon and click:   If you want to place a bulk order, you will save money by purchasing this book at 171answers.com. Every penny goes to The Atlanta Mission, a Christian organization that helps over 1000 homeless residents every day.  If you want to see what future episodes will discuss in the book chapter section,  just go to 171answers.com and then click the red button "See exactly what 171 Answers covers"

On today's episode of The F Word, Sheryl Hickerson is speaking with financial advisor and Director of Financial Planning, Misty Lynch, CFP®, of Beck Bode, LLC Misty Lynch is a CERTIFIED FINANCIAL PLANNER™, Behavioral Financial Advisor, Certified Life/Business Coach and Financial Advisor at Beck Bode, LLC. She helps people handle their money with confidence for the betterment of their life, family and business. Misty is also a personal finance expert and a resource for media outlets. She has been featured in The New York Times, CNBC, CNN, Investopedia, Real Simple, Student Loan Hero and many others. US News and World Report named her one of the 9 Women in Finance to Follow "because sometimes you need life advice, not just financial advice". In today's chat we will discuss: - Financial Planning: Why Misty thinks mindset is the key to financial planning today and after COVID-19 - Financial Literacy: What is missing today when it comes to talking about money - Behavioral Finance: Be prepared for money and mindset chats after the quarantine Be sure to connect with Misty Lynch: LinkedIn: https://www.linkedin.com/in/mistylynch/ Website: https://mistylynch.com/ Twitter: https://twitter.com/mistylynchcfp Email: Misty.lynch@beckbode.com

We chatted with Frankie Rendón, head of media relations for Student Loan Hero and Lisa Rowan, a reporter for Lifehacker: Two Cents, to get the scoop on what it's like to work on both sides of personal finance media during Covid-19. In this episode you'll learn about: The new challenges that both Frankie and Lisa have dealt with during this unprecedented time Successful PR strategies that both Lisa and Frankie have seen work Actionable advice for pitching under this "new normal" Even if you're not in the personal finance industry, this episode still holds some universal lines of thinking that we believe all PR's should be exposing themselves to at this time.

Unemployment numbers have hit all-time highs and even if you haven't lost your job lots of people are having to adjust their budgets during the pandemic. When the CARES Act was signed it offered some relief for those with Federal Student Loans though. But as with everything else there always lots of wrong and confusing information floating around. Andrew Pentis from Student Loan Hero joined the podcast to break down the state of student loans, will loans be collecting interest, why it's good to keep paying your loan if you can afford to, and what to do if you have privately owned loans.

As an extension of a recent feature in Student Loan Hero’s article titled “How to Raise Your Credit Score Up To 200 Points in 5 Steps.” This episode elaborates even more on the score soring strategies that will contribute to score improvement or score maintenance. [LINK]: https://creditconversionconversations.org/exclusive-insider-episode/ This episode is private for those who want continue engaging. There will be a periodic update of some of the content that will be shared with you exclusively. Original Article: https://studentloanhero.com/featured/raise-credit-score-200-points/ About the Host: Nathalie Noisette has been hailed as the credit “secret weapon.” With the creation of this podcast and the existence of her company Credit Conversion, the content being shared is worth its weight in gold. Nathalie has the credit bureaus shaken up by arming consumers with lesser-known credit insights and empowering them to engage in the conversations that will convert their credit. About Credit Conversion: #1 Credit Resource Company. As seen in YahooFinance, BusinessInsider, MSN Money & more. Curating credit converting content that has the credit industry shaken up. Get in Touch: Instagram: www.instagram.com/creditconversion/ Facebook: www.facebook.com/credconversion/?…=admin_todo_tour Self Lender: selflender.com/refer/19514253 Be a part of our exclusive Facebook group: www.facebook.com/groups/CreditConversionCommunity/ Free Credit Consultation: Admin@creditconversion.org 1-888-775-3777 For Media Inquiries or Ad placement, please contact Nathalie at 1-888-773-5777 or media@creditconversion.org Disclaimer: All information contained within this audio is a reflection of the author’s opinion in proximity to when the audio was produced. Credit and best practices are ever-changing organisms, due to this notion, there can be changes to this podcast at any time based on new information. Also, the host’s opinion may change as well. The host has done their due diligence to ensure that the information presented is presented with the most relevant information, but takes no responsibility to any changes that may be made. Again, these are opinions based on expert experience. You are more than welcome to cross-reference any information presented in this clip. Any missing information is not the responsibility of the host. Any results direct, indirect or consequential, or otherwise are not the responsibility of the host. The information is not to be taken as legal advice. If you are in need of legal advice please contact a qualified attorney.

Who wouldn't want to be one of the Grateful Dead (love the play on the rock band name, don't you?)? Today we'll ask the question, "When's the last time you've thought about your estate plan... (if you've made one)?" Making a will or even a full trust may seem like a daunting task that's best done tomorrow, or the day after that, but we all know that it's an important piece of your financial life that shouldn't be overlooked. To help us understand the ins-and-outs of estate planning in the most fun way possible (and MAN is it fun...), we've invited down the woman who literally wrote the book on it: Carol Weisman, author of Becoming One of the Grateful Dead. In our headlines segment, we're getting a little political today with our first piece. With the election cycle revving up, some politicians have been talking about paying for different campaign promises by enacting a tax on some financial transactions. Is there cause to be worried about the bigger retirement picture if more taxes are thrown in the mix? After we've had our fill of politics, we'll stick around the stock market as we discuss our second piece: a robo-run ETF has been making a splash by beating the overall stock market. Later, we'll throw out the Haven Life Line to Ian, who has now realized the mutual fund he picked has higher fees than he would like. He's down 11% right now, but should he hold onto his fund knowing about the high fees? A big thanks to Student Loan Hero for supporting Stacking Benjamins. Find out how you can pay for college AND compare different interest rates before locking into a loan at StudentLoanHero.com

In a heavyweight (ok, middleweight) battle, Ryan squares off against Kiplinger.com general manager Robert Long on the merits of using credit vs. debit cards. Sandy and Ryan break down strategies for paying off student loans and delve into their files of off-the-wall PR pitches. -- LINKS -- Take control of your student loans: https://www.kiplinger.com/article/college/T053-C032-S014-take-control-of-your-student-loan-debt.html; How to refinance: https://www.kiplinger.com/article/credit/T053-C006-S002-how-to-refinance-student-debt.html; Student Loan Hero’s calculators: https://studentloanhero.com/calculators/; Credit, debit or cash?: https://www.kiplinger.com/article/credit/T016-C000-S002-credit-debit-or-cash.html; An earlier debate between Robert Long and Kiplinger Magazine editor Mark Solheim: https://www.kiplinger.com/article/credit/T016-C000-S002-credit-vs-debit.html; Why you need to invest in funds before stocks: https://www.kiplinger.com/article/investing/T052-C047-S002-why-you-need-to-invest-in-funds-before-stocks.html; How to be a better investor (from columnist James Glassman): https://www.kiplinger.com/article/investing/T031-C016-S002-how-you-can-be-a-better-investor.html

Sponsors: Cook Smarts: Cook Smarts is an affordable and flexible meal planning service that provides recipes, instructions, weekend prep options, and a shopping list for 4 meals per week. We’ve partnered with this awesome service to offer listeners their first 3 weeks of meal plans for free and 25% off any additional services. To get this deal head to frugalfriendspodcast.com/cs and use promo code Frugal for 25% off.   Leftovers: it’s every child’s least favorite word, but it's the budget friendly way to eat! Didn’t finish your meal at the restaurant? Get a doggie bag, eat it tomorrow! Did you make way too much food on Christmas? Eat up those leftovers today! Don’t worry about the fact that you already ate this for breakfast, lunch, and dinner - just think about all the money you’re saving! Leftovers - it’s turning your brain off, and filling your belly. Notable Notes: What the Internet has to say: This article from Savvy Savers Academy lays the foundation for 'why' having a budget is a good thing. Most of us are on board with budgets being helpful - but this is a helpful argument in case you need a reminder ;) What Jen and Jill have to say: We agree with the point that budgets are glorified 'plans' for our money. Follow through can be difficult, but we have found that when we're not planning we actually have anxiety about spending on anything, even things we need! Budgeting gives you a peace of mind on current spending and future living A good way to start is to track your spending try mint A budget gives control and freedom to spend More from the Internet: This article from Student Loan Hero outlines 5 different budgeting methods and how to incorporate them into your financial planning. More from Jen and Jill Jen uses a zero based or pay-yourself-first method so they can put the highest percentage possible to debt and savings Jen likes the idea of the envelope system and it works great for people like Allison of Inspired Budget who we had on the podcast (Episode 18) , but it’s not for her Here are the different budgeting methods: Zero-based Pay-self first Envelope system 50/30/20 No budget BILL OF THE WEEK -  Thank you Jocelyn for your bill!  If you want to submit your bill of the week visit frugalfriendspodcast.com/bill to leave us a bill Ways to Stick to Your Budget from the Frugal Friends Community Sage gets paid the first of the month and will pay all her bills and debt right away then spend whatever’s left. And the key to her success in that is leaving her credit cards at home! Amia plans out the whole month in advance but gets paid bi-weekly so she sets her bills to come out on each of her paydays. And she also keeps the last credit card she hasn’t cut up at home. Christine uses two checking accounts so all of her monthly bills come out of one and she uses the other for spending. This is good if you don’t have the option of paying everything on 1 or 2 particular days. Juvy uses the Mint app to track her budget because she gets notifications when she’s nearing her limit. Apps are a great way to bring your budget with you. I also like HoneyFi it’s a similar budgeting app for couples. Whitney uses EveryDollar and Ashley uses YNAB, all can be configured with the zero-based budget. Sue reminds us to prioritize sinking funds in our budgets so we’re not surprised by those often forgettable or unpredictable annual or biannual expenses. Frugal Friends Book Club: It's still December! And we're wrapping up the "The Millionaire Next Door" by Thomas J. Stanley & William D. Danko! - head over to our Frugal Friends Community to join the discussion! AND We are still giving away 1 book for every 5 reviews we get this month! You can still get a free copy of this month's book! To enter; leave us a review on your podcast listening device (not just iTunes), screenshot the review, and email it to frugalfriendspodcast@gmail.com We’ll select the winners for this book at the end of the month Thank you so much for hanging out with us today! hit the subscribe button wherever you’re listening to this and we’ll come at you every Friday with more frugal goodness. Until next week!

This week, Casey Weade discusses 2 different articles. The first is from NerdWallet, titled "Most Americans in the Dark on Key Deductions & Rules" and the second is from Student Loan Hero, titled "6 Facts Every Parent Should Know About 529 Tax Deductions" Listen in as Casey breaks down the articles and shares what he thinks! Today's episode can also be accessed by visiting RetireWithPurpose.com/09   Sign Up to Casey's Weekend Reading Email! Sifting through the copious amount of conflicting financial advice and retirement information can be daunting - but it doesn't have to be! Each week, Casey makes it super easy. He hand-picks 4 of the most important articles you need to read, that are beneficial to you whether you're at, near or in retirement! If you want them sent straight to your inbox, sign up by visiting RetireWithPurpose.com/weekend-reading   Disclosure:  Investment Advisory Services may be offered through Howard Bailey Securities, LLC, a registered investment advisor. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. The CLU® mark is the property of The American College, which reserves sole rights to its use, and is used by permission. Howard Bailey Financial is a registered trademark of Howard Bailey Financial. All rights reserved. Howard Bailey does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance. Not associated with or endorsed by the Social Security Administration or any other government agency. 

What does it take to be successful?  What does it take to move past the valleys and really accelerate your career?  Many times, when we're looking at successful people from the outside, all we see are the "highlight reel" (the good stuff).  If you're like most (and like me), you've had a lot of peaks and valleys in your life and have had to move past those those low points in order to move forward.  This week's guest, David Kelly, has been there too!  This week, he shares some of the things he's had to learn in order to accelerate his career and his life.  We talk about how to get past the highlight reel, that sometimes it's in the low points where real inspiration happens and that, no matter what, you need to put in the work.  I loved talking to David and I know you'll love it too.  Enjoy! More on David... David Kelly is the General Manager of KingSumo — a free software to tool to help businesses and entrepreneurs grow their email list, get more social followers, and build their customer base. Before KingSumo, David was employee #11, and the first full-time marketer, for Student Loan Hero (sold to LendingTree for $60 million). He's also consulted for Gadget Flow, Sticker Mule, NextVacay, and more. You can find him on dmkthinks.org

Here’s your Headstart on the business headlines you need to know for Monday, July 16th, 2018. Coming up: The MLB Gets into Crypto, McDonald’s Halts the Sale of Salads from its Menu, LendingTree Acquires a Student Loan Management Company, It’s Going to Cost You at Least $200,000 for a Ride into Space. We’ll have these stories and more in under 3-minutes. See acast.com/privacy for privacy and opt-out information.

Most of what you read online about student loans tends to focus on struggling college graduates who can’t repay their debt. Difficulty finding a job, the costs of living like rent and a vehicle competing for those income dollars, and insanely high loan balances upon graduation, combine to make repayment seem beyond reach.  But what about their parents? We hardly ever hear about the moms and dads who are stuck repaying Parent PLUS Loans for children that they put through college. According to an article on the web site Student Loan Hero, Parent PLUS loan debt currently stands at about $77.8 billion. On top of that, these loans have the highest interest rates among all federal student loans. For the 2017-18 school year, the rate is 7.0%, and older Parent PLUS loans could have rates above 7%. So in this episode of the podcast I wanted to talk about what parents can do to fit their loan payments more affordably into their finances.

Younger generations are much more likely to share how much money they make.  Is that a good thing or bad?  Student Loan Hero writer, Ben Luthi, has the pros and cons of openly talking about money in the workplace. Does knowing how much your co-worker earns create jealousy?  Can it eliminate the pay gap between men and women and minorities? You can follow the show on Twitter @MoneyMakingSens and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.See omnystudio.com/listener for privacy information.

A report suggests that Millennials born in the 80's may never recover from the Great Recession of 2008. Guest - Elyssa Kirkham, financial expert who assisted with the report, Student Loan Hero

Episode o4 That Putrifying Pestilence Known as The Parent PLUS Loan Minute 1:  It all begins with the FAFSA.  You will be expected to take out a Parent PLUS loan even if you get a zero EFC letter. Minute [2:30] A Parent PLUS Loan is a loan to your student that you are obligated to repay. If you don’t, your income tax refund can be garnished and your Social Security can be seized. Minute 4-7: If you need a Parent PLUS Loan, you likely can’t afford to repay a Parent PLUS loan. Parent PLUS Loans are expensive. They are not like direct subsidized loans, where the interest is covered by the American taxpayer during the time they are in college. The Parent PLUS Loan is much more expensive. It has a 4.25% origination fee. Interest for 2018 is set at 7%. Minute [6:20]:  Average student takes 6 years to graduate; therefore, if your student takes the average amount of time to graduate and you take out $5000 per year, you will owe $30,000 at the end of their six years in college. Minute [7:00]: The student may be given a check for excess loan proceeds. If the student doesn’t need the money for tuition that semester, they may blow the money on a beach vacation or shopping and you won’t even know! Minute 8: Loan payments are due immediately, not upon graduation. If you can’t start making payments immediately, you can’t afford this loan. It’s true you can get a deferment on payments (not interest), but if the loan is not paid on time, your wages can be garnished, your income tax refund can be seized, and all except $750 of your Social Security can be seized.  Minute [10:30]-[13:30]:  What is the interest on $30,000? Roughly $12,000 plus $1,300 of origination fees. That is a monthly payment of $358.00. You need to ask yourself if you can start paying this money back today. If the answer is no, then the answer is clear, you cannot afford these loans. When you see the loan amount you are expected to take out in your student’s freshman year, you need to multiply that amount by six. The average number of years a student now takes to graduate. Bonus Content: Unsure of how to calculate how much your loan will cost you. Check out the calculators at https://studentloanhero.com/calculators/ (Student Loan Hero). Email us with questions if you are unsure as to which calculator to use to figure out your loan cost. Still don’t believe you have educational options? Check out our forthcoming book, Shun Student Loans and Derek Magill’s new book https://derekmagill.com/2018/05/20/putting-the-finishing-touches-on-create-your-career/ (Create Your Career).    

Knowing where to start a budget can be a head-scratcher.  Should you use an app?  Which app is best?  Or should you use the old standby pen and paper?   Ben Luthi of Student Loan Hero has details on apps, spreadsheets and websites which can help you allocate your expenses and know where your paycheck is going. Ben also talks about being a credit card churner.  Can it help with your credit card debt?  Or should you even try it?  See omnystudio.com/listener for privacy information.

LGBTQ student loan debt There’s a student loan debt crisis in our country. In fact, the $1.4 TRILLION in outstanding student loans has officials worried about significant economic consequences. Sadly, the LGBTQ student loan debt crisis is more severe. Miranda Marquit and her colleagues at Student Loan Hero were curious about the LGBTQ student loan debt crisis, so they conducted an exhaustive study and shared it with us on Queer Money™. Miranda Marquit, Student Loan Hero and the LGBTQ student loan debt crisis Miranda is a long-time freelance journalist in the financial space and senior writer for Student Loan Hero. Her work can be found on several finance websites, including US News, Yahoo!Finance and Huffington Post. Miranda blogs at Planting Money Seeds, and is the author of Confessions of a Professional Blogger. Today, Miranda shares several must-know points from the Student Loan Hero LGBTQ study about the LGBTQ student loan debt crisis, including why the queer community has more student loan debt — and regret than the general population. She offers her take on the recent political setbacks for the LGBTQ population and how data collected in the recent study might be used to make structural changes to the FAFSA requirements.

Who hates student loan debt, but loves sex? Yeah, me too!  Before my interview with Shannon McNay and Erin Wiley, I didn’t realize how these two topics were so intertwined. Erin is a Marriage & Family Therapist and Shannon is a student loan expert from Student Loan Hero. These two professionals conducted a new research study … Continue reading "64 | How Your Sex Life and Student Loan Debt Are Connected" The post 64 | How Your Sex Life and Student Loan Debt Are Connected appeared first on Marriage, Kids and Money.

Americans owe more than $1.3 million dollars in student loan debt, and for many of us, student loans are killing our budgets. When the student loan forgiveness  act came on the scene in 2010, it was a welcome sign of relief for many borrowers. While on one hand, if you follow the rules, you can have […] Read more...

"Is it totally crazy to go to grad school before paying off my undergrad loans?" "Is it best to pay the smallest [loan] first and reduce your number of loans? Or is it best to reduce your highest interest loans first?" "Lately I've been thinking about refinancing my student loans, but I worry about moving from fed loans to a private company [...] does it make sense to do this?" "Do you think it's likely that in this lifetime, student loan victims unionize and agree to collectively default?" You've sent us a lot of questions about your student loan debt. And in this episode, we're trying to get some answers. In the second night of our live call-in shows about student loans, we're joined by Miranda Marquit, a finance expert and senior writer at the website Student Loan Hero. Together, we're taking your calls to talk about ways to tackle your debt proactively and efficiently.  If you missed night one of this call-in special, you can go back and find our conversation with other experts and listeners here. And if you missed our original two-episode podcast on student loan debt from this past summer, or if you want to explore the hundreds of stories we received from listeners feeling burdened by debt, check out our student loan project here. Here are some of the websites mentioned during tonight's show:  XY Planning Network - Recommended by Miranda as a way to find fee-only financial planners who specialize in working with Gen X and Gen Y clients. Let's Make a Plan - Recommended by Miranda as another resource for finding a financial planner, run by the Certified Financial Planner Board. National Student Loan Data System - Recommended by financial aid counselor Danny as a way to find out exactly how much debt you've taken out, and how to contact your loan servicer(s).  The American Time Use Survey - A look at what Americans spend their time on—Miranda points to it as an example of how much time we spend watching TV and doing other activities during time that could be spent bringing in additional income to help pay down student loans.

Whether you commuted to school or lived in a dorm, ate nothing but cereal or studied abroad -- the fact is 70 perfect of you are carrying student loans. A 2016 graduate will begin his or her adult life owing over $37,000 How can so many of us have so much college debt with no plan to pay it off? How did we get here? How can we get out of it without, as one listener wondered, faking our deaths? Today on SPENT, Max Spiegel, the COO of Student Loan Hero, tells me all about how we can dig ourselves out and start planning for our futures. 

In this episode, Andrew Josuweit shares his expertise in helping students, parents, and other borrowers better manage their loans and make better financial decisions.

In this episode, Shannon talks to Andy Josuweit, CEO of the company Student Loan Hero about student loans, how to manage them, repay them and how his company can help you understand your student loans. 

Do you have student loans? Do you know someone who does? If you answered “yes,” then check out this interview with Andrew Josuweit, one of the founders of Student Loan Hero. It’s an excellent tool to help graduates organize their student debt, manage payments, and – hopefully – get out of debt faster. Topics Covered […] The post DR 081: Take Control of Your Student Loans with Student Loan Hero (An Interview) appeared first on The Dough Roller.