Cash Talk

Ep 61: Insurance 101 with Stanton Oster of Shafer Insurance Co

Play Episode Listen Later Feb 17, 2022 51:23

Do you have any idea what your insurance policy is all about? No? Let's talk about it. Meeting with us today is Stanton Oster of Shafer Insurance to give us a rundown on insurance, how to avoid legal trouble, and how to protect everything you've worked hard to get.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

insurance stanton oster shafer

Ep 60: Why Mom Balanced Her Checkbook

Play Episode Listen Later Feb 2, 2022 30:01

Keeping with your finances is as simple as opening the app. But, we think that's half the problem as to why we can't keep track of our finances. Here's what we've learned to stay ahead.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

balanced checkbook

Ep 59: Joint Bank Accounts. Pros/Cons, etc.

Play Episode Listen Later Sep 30, 2021 36:53

Today is all about money and your boo. Should you have a joint bank account, or nah?Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

joint bank accounts pros cons

Ep 58: Staying legal when buying/selling real estate with Jenye Young of Tennessee Title Services LLC

Play Episode Listen Later Sep 16, 2021 38:07

There's an entire world of legal items and costs that you need to know about when buying or selling property, and Jenye Young with Tennessee Title Services is here to educate us on the realities of the industry.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

young tennessee staying legal services buying selling selling real estate

Ep 57: Mr. Ramsey and the "7 baby steps" - a critique, by Craig & Adrian

Play Episode Listen Later Jul 8, 2021 49:42

If you've ever looked into financial education, you've stumbled across Mr. D Ramsey's catalogs of teachings. Today, we take 49 minutes to discuss why this one-size-fits-all approach...simply doesn't fit.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

ramsey critique baby steps

Ep 56: Surviving poverty mindset

Play Episode Listen Later Jun 24, 2021 32:40

Poverty mindset: "A mindset that people develop over time based on a strong belief that they will never have enough money. This mindset is driven by fear and can cause poor financial decision-making."Today, Adrian & Craig take a break to discuss what it's like, mentally, to simply survive.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

surviving poverty poverty mindset

Ep 55: Eviction moratorium, right? Here's some facts about being a tenant AND/OR a landlord.

Play Episode Listen Later Jun 10, 2021 34:24

Since Covid-19 and the CARES Act, tenants are under an eviction freeze. How does this affect tenants? How does this affect small-time landlords? Here's some real life stories and a plan to get through it.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

covid-19 landlords cares act eviction tenant moratorium eviction moratorium

Ep 54: Things in the finance industry that truly grinds our gears

Play Episode Listen Later May 27, 2021 37:52

Today, we discuss all the things that annoy us with our current and broken financial industry.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

gears grinds finance industry

Ep 53: Knowing when (and how) to ask for a raise.

Play Episode Listen Later May 13, 2021 37:36

Today, we compare our life stories on how to earn more money at work.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

raise

Ep 52: Why that one friend on fb is always on vacation somewhere while you're working...

Play Episode Listen Later Apr 29, 2021 38:24

Adrian & Craig discuss what "keeping up with the Jonses" means in the modern era for each of them, and how its so captivatingly easy to watch others while belittling yourself.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

vacation one friend jonses

Ep 51: Our gripes about those "5 ways to save money" lists.

Play Episode Listen Later Mar 25, 2021 30:40

We've all read them... "here's 5 ways to save money" which all involve stopping things you probably were not doing anyway. Here's our thoughts, along with some actual saving money advice.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

lists save money gripes

Ep 50: Getting caught up in paying only the minimum payments

Play Episode Listen Later Mar 11, 2021 32:26

Today, Craig & Adrian discuss making payments and how easy it is to get trapped in a bad financial affair by budgeting only off the minimum payments due.LINKS MENTIONED: www.unbury.meFollow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

paying payments minimum getting caught up

Ep 49: That moment when you just can't balance your budget...

Play Episode Listen Later Feb 25, 2021 28:06

This week, Adrian & Craig spend some time discussing our own personal budgets, pitfalls, mistakes, and successses.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

balance budget

Ep 47: Our childhood money lessons.

Play Episode Listen Later Feb 11, 2021 38:40

Craig & Adrian reminisce on the money lessons we saw around the house as a child, and how those moments shaped our views into adulthood.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

childhood money lessons

Ep 46: Okay, your student loans are deferred. What should you do next?

Play Episode Listen Later Jan 28, 2021 24:30

As of January 2021, all federal student loans are in deferment until September 2021. Craig & Adrian discuss what this means, what you should do, and what your options are from here.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

student loans deferred

Ep 46: Buy vs Rent

Play Episode Listen Later Jan 7, 2021 45:56

Happy 2021, and good riddance to 2020! Craig & Adrian discuss when buying a home versus renting is wise, or unwise, and Adrian shares a few rental home horror stores along the way.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

rent

Ep 45: Staying focused on our goals

Play Episode Listen Later Dec 3, 2020 23:35

Keeping things light this week as we discuss what financial goals we are actively working on, what we've managed to accomplish recently, and what lessons we've learned along the way.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

goals staying focused

Ep 44: Budgeting for a new car

Play Episode Listen Later Nov 12, 2020 47:14

In the market for a car? Here's our tricks to save money.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

budgeting new cars

Ep 43: What the heck is passive income?

Play Episode Listen Later Oct 29, 2020 51:43

We chop it up about our favorite types of passive income, rental, mutual funds, side hustles, and other ways to further your financial independence.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

heck passive income

Ep 42: Dealing with financial burnout

Play Episode Listen Later Oct 15, 2020 37:38

There's one common theme in 2020, we're just "over it". The pandemic, politics, job demands, all of it. But if you're not careful--- burnout can wreck your goals. Today we share our experiences and what we're doing to stay focused, even when we're not feeling it.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

financial burnout

Ep 41: #RaiseTheMinimumWage

Play Episode Listen Later Oct 1, 2020 46:09

Minimum wage workers cannot afford rent in any US state. And you guys... we've got beef with that. Today, we basically just vent about what the heck is going on. Call your state lawmakers.Source: https://www.cnbc.com/2020/07/14/minimum-wage-workers-cannot-afford-rent-in-any-us-state.htmlFollow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

minimum

Ep 40: When Fido is F'in with your Finances

Play Episode Listen Later Sep 17, 2020 46:09

We love our pets, but sometimes...they can be expensive. Today, we discuss the financial costs behind our four legged friends and how you can get ahead.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

finances fido

Ep 39: All those things we didn't save up for...

Play Episode Listen Later Sep 3, 2020 36:03

You know that moment when money is a little tight and you sit there thinking "why did I buy extra guac that one time last month?" -- Yeah, us too. Today, we remind ourselves, and you, to not to be so hard on yourself, but also... to learn from it.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

Ep 38: Becoming A Leader with Jacob Collins, founder of Collins Family Homes - KW Smoky Mountains

Play Episode Listen Later Aug 13, 2020 44:09

Jacob Collins with Collins Family Homes saw an industry that was being sorely under-served, built a team, cracked into the vacation rental real estate market and created a ripple that can't be ignored...all in less than 2 years, and before age 30.Here's his story on how he did it.Follow his team at https://www.facebook.com/collinsfamilyhomes/?ref=br_rsFollow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

family founders leader homes smoky mountains

Ep 37: Saving up for major purchases, even if you're hella broke

Play Episode Listen Later Jul 30, 2020 34:51

Discussing making major purchases, budgeting/saving up, and dealing with setbacks while you're working towards your goal is today's topic. Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

saving broke purchases hella

Ep 36: "Wake up. Pray. Hustle" with Ruthie Lyons of Ruthie Lyons Real Estate

Play Episode Listen Later Jul 16, 2020 36:13

Ruthie Lyons pivoted from a cushy but emotionally draining Director of Sales job into an incredible career as a Lifestyle Real Estate Agent and personal branding coach, and it all started because of a dream.Entering adulthood with an unexpected child and the tough choice to drop out of college, Ruthie recounts her entire journey from those "$20 Payless shoes" to a Tesla in her driveway. Buckle up, this one is a good one. You can find Ruthie Lyons at https://www.instagram.com/ruthietherealtorknoxFollow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

director pray sales tesla wake real estate buckle hustle entering lyons payless

Ep 35: Dealing with life changes, financially.

Play Episode Listen Later Jul 2, 2020 38:38

We kept things casual this week and discussed Adrian's rental/landlord saga buying a house through a foreclosure, and Craig gives solid advice on how he is bouncing back financially after a breakup...while dealing with a cosigned loan.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

financially life changes

Ep 34: Starting a business from scratch with Victory Harbin of The Social Brand

Play Episode Listen Later Jun 18, 2020 45:34

It's our honor to speak with Victory Harbin, co-owner of The Social Brand. Despite divorce and a costly accounting error, Victory turned setbacks into success by founding and running multiple successful companies including her current marketing firm (The Social Brand)... all before age 30. Victory is an economic development speaker, and an incredible wealth of knowledge on business branding and marketing. She'll be the first to admit that she's not perfect, but her willingness to be bold is an inspiration to anyone wondering how they can do the same. Follow Victory at https://www.instagram.com/thesocialbrandtn/Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

victory scratch starting a business harbin social brand

Ep 33: Fraud, scams, and ways people steal your money/information

Play Episode Listen Later May 28, 2020 34:40

Today, Craig & Adrian tackle wire fraud, Facebook marketplace fraud, elder abuse, family fraud, and all the other ways that people try to steal your money or information.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

money scams fraud steal

Ep 32: Should you defer your mortgage payment?

Play Episode Listen Later May 7, 2020 29:07

We're discussing the "F" word and the "D" word. Mortgage Forbearance, and Deferment during COVID-19, and how good intentions could leave you in a devastating situation, later.Follow us on Instagram:The Show - @CashTalkPodcastAdrian - @theAdrianHallCraig - @FinancialFowler

covid-19 payments mortgage defer deferment

Ep 31: Covid19 is killing our finances. So, what do we do?

Play Episode Listen Later Apr 16, 2020 63:45

Wild times, right? It's affecting our finances, so we've got to talk about what happened, what happens next, and what you need to do to recover.PS. This is a long episode, but there is a lot to unpack here.

covid-19 wild killing ps finances

Ep 30: Facing those "budget challenges" with dignity.

Play Episode Listen Later Mar 26, 2020 38:51

This week, we discuss how we attempt to handle the issues in our budget and getting your significant other on board with your goals. We highlight a few great tricks for your emergency fund, and why perspective isn't everything (what you see isn't always what actually happened).Follow us on Instagram at @theAdrianHall & @FinancialFowler

money learning marriage challenges mistakes budget facing saving dignity budgeting adulthood saving money homeownership emergency funds figure it out

Ep 29: The mistakes we made at 18, and how to utilize your 401k.

Play Episode Listen Later Mar 19, 2020 32:32

Craig & Adrian reminisce on those dumb financial mistakes we made in college and the things we'd do different if we had today's knowledge. We also discuss 401k's and how you can lose thousands if you switch jobs too soon.Follow us on Instagram at @theAdrianHall & @FinancialFowler

college planning mistakes wealth saving invest retirement budgeting server 401k financial literacy utilize adulthood saving money vesting

Ep 28: Negotiating job offers like a boss.

Play Episode Listen Later Mar 8, 2020 34:11

Craig and Adrian discuss job interviewing, how to spin your less than ideal career moves to your benefit, and how to score better perks/pay. We also share with a real-life story of how the person you casually bump into before your job interview can make or break whether or not you get hired. Oh yeah, and Adrian tells you who the heck Craig is and why you'll love him as the ongoing cohost.Follow us on Instagram at @theAdrianHall & @FinancialFowler

money education work growth mindset career wealth networking hire real life promotion mortgage negotiating hired financial literacy like a boss payday job interviews job offers