Moya Financial Matters

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada. This podcast is not intended to provide financial or financial planning advice. On this episode we welcome back Moya's CEO Tony Krosel to help us wrap they year that was, highlighting key accomplishments,  that paint the picture of a relentlessly member oriented financial institution. Tony talks about operating during the second year of the pandemic, supporting the community in new and innovative ways, and the implications for Moya from a very popular and successful Investment Share offering. A reminder to everyone, between online banking, an all new ATM on-site plus an extensive ATM network near you and across Canada, and a great mobile app for your phone or tablet, Moya Financial has your banking needs covered, safely and securely. And the professionals at Moya are always just a phone call away.Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters –  please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond – anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number when they deal with their financial institution. To learn more visit us at www.moyafinancial.ca. 

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada. This podcast is not intended to provide financial or financial planning advice.On this episode we talk with Emma  and Millie.Emma Margutsch & Millie Muhič-Dolenc are the founders and creators of Zimski Market, presented by VSKO and Moya Financial. You'll get to know Emma and Millie a bit more, exploring their deep connection to the Slovenian community and the vision and details behind Zimski Market, where you will experience the magic of a Slovenian Christmas here in Toronto at Black Creek Pioneer Village on November 20th.To learn more and get your tickets:Facebook Event: https://www.facebook.com/events/1284589062003924VSKO Facebook Page: https://www.facebook.com/vseslovenskiEventBrite Portal: https://www.eventbrite.ca/e/zimski-market-2021-tickets-191162641607?aff=ebdssbonlinesearchA reminder to everyone, between online banking, an all new ATM on-site plus an extensive ATM network near you and across Canada, and a great mobile app for your phone or tablet, Moya Financial has your banking needs covered, safely and securely. And the professionals at Moya are always just a phone call away.Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters –  please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond – anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number when they deal with their financial institution. To learn more visit us at www.moyafinancial.ca. 

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada.   This podcast is not intended to provide financial or financial planning advice.On this episode we have the opportunity to meet two key people behind the scenes and behind the counter at Moya.  First, Komail Zaidi, Director of Finance, brings his years of experience in Finance and investment banking to Moya to ensure the rock-solid financials behind our credit union are anchored in both the member's best interests and the interests of Moya collectively so we can continue to help with the financial lives of all our members and community.Speaking of the interests of the members, if you've been to our Brown's Line branch you've met Milena Doric, our Manager Member Services.  You'll hear all about what goes on behind the scenes every day in the branch to make sure Moya provides the best, most personalized service experience you'll find in a financial institution in Toronto.  Let's listen In! Let's listen in now!**************A reminder to everyone, between online banking, an all new ATM on-site plus an extensive ATM network near you and across Canada, a great mobile app for your phone or tablet, Moya Financial has your banking needs covered, safely and securely.   And the professionals at Moya are always just a phone call away.Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters -  please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond - anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number, when they deal with their financial institution.   To learn more visit us at www.moyafinancial.ca.  I'm your host Michael LeBlanc, and until next time, stay safe!

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada.   This podcast is not intended to provide financial or financial planning advice.In this episode I'm joined by Moya Financial CEO Tony Krosel and Penny-Lynn Rintoul, a lawyer with the RZCD law firm in Mississauga that specializes in helping credit unions.  We talk about Moya's newest financial product, Investment Shares.  Investment shares are designed to give conservative investors a great return. The rate for this investment is higher than comparable term deposits, making it ideal for diversifying your portfolio and helping grow your credit union.  There is lots to know about them though as you consider this for your portfolio, and so Tony and Penny join me to talk about why Investment Shares, why now, and what you need to know to start your journey of discovery.Let's listen in now!**************A reminder to everyone, between online banking, an all new ATM on-site plus an extensive ATM network near you and across Canada, a great mobile app for your phone or tablet, Moya Financial has your banking needs covered, safely and securely.   And the professionals at Moya are always just a phone call away.Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters -  please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond - anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number, when they deal with their financial institution.   To learn more visit us at www.moyafinancial.ca.  I'm your host Michael LeBlanc, and until next time, stay safe!

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada. This podcast is not intended to provide financial or financial planning advice.In this episode we’re picking up the conversation from the recent Moya Financial Matters live stream where after an introduction by Sasa Recnik, Moya Financial marketing lead, I chat with Taras Komarnytski who takes us through a session on one of the most important set of financial decisions you can make – estate planning. Estate planning is vitally important to ensure that an individual’s wishes are respected, and that family and friends are appropriately cared for. Without professional help, it’s easy to make mistakes when estate planning. Many people never realize the implications of these errors, and unwittingly leave a mess for their family and friends to sort out.Taras takes us through both the tax and non-tax tactics and strategies, utilizing a few common scenarios and then takes questions from our live audience.Let’s listen in now!***************Moya is proud to offer the services of Certified Financial Planner Taras Komarnytski, who brings more than 10 years of experience to our team. With a background in investing, tax planning, business planning, credit, and cash flow, Taras is able to provide a broad range of valuable insight and advice. His knowledge is further supported and enhanced by an extensive professional network. Financial planning is an ongoing, dynamic process. Taras will be there with you every step of the journey, utilizing a plan tailored to your specific needs, and helping you meet your unique goals and objectives.A reminder to everyone, between online banking, an extensive ATM network near you and across Canada, a great mobile app for your phone or tablet, Moya Financial has your banking needs covered, safely and securely.  And the professionals at Moya are always just a phone call away.Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters –  please rate and review, and be sure to recommend to a friend or colleague in the Slovenian community and beyond – anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number, when they deal with their financial institution. To learn more visit us at www.moyafinancial.ca.I’m your host Michael LeBlanc, and until next time, stay safe! 

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada.   This podcast is not intended to provide financial or financial planning advice.In this episode we’re picking up the conversation from a recent Moya Financial Wealth live stream where after an introduction by Sasa Recnik, Moya Financial marketing lead, I chat with Taras Komarnytski who takes us through his background as a Certified Financial Planner, some high level tax strategies for your investments and then we delve into three life-stage financial planning scenarios to provide examples of the various strategies available to Moya Financial members.***************A reminder to everyone, between online banking, an extensive ATM network near you and across Canada, a great mobile app for your phone or tablet, Moya Financial has your banking needs covered, safely and securely.   And the professionals at Moya are always just a phone call away.Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters -  please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond - anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number, when they deal with their financial institution.   To learn more visit us at www.moyafinancial.ca.  

Moya Financial's Board of directors is elected by Moya Financials' Members. The Board proudly acts as the members' voice, overseeing and setting the credit union's policies and governance. The Board of Moya Financial is made up of ten like-minded individuals committed to the credit union's success. Their role falls primarily to overall long-term strategy, ensuring that we're always doing what's right for our Members, employees, and communities. Each Director has a 3-year term and as a result, every year, some Director terms expire. The incumbent Director can run again for a new 3-year term, and at the same time, other Moya Financial members can also apply to run. As there were no Director Candidate applications received from the Membership for the 2019 & 2020 Board of Directors elections, the incumbents were deemed acclaimed to serve another term.Three Board positions are open for the upcoming election for a 3-year term. The process for the 2021 elections began in December 2020. The Nominating and Member Relations Committee accepted new director applications from Monday, December 7, 2020, until Friday, January 8, 2021. This year they received 6 applications. We are excited to host the 2021 Candidates for the Moya Financial Board of Directors on our podcast to tell us about themselves, their experiences, and why they want to be on the Board of the credit union. To learn more about each candidate, please visit moyafinancial.ca/governance/director-elections for full biographies.All six candidates meet the eligibility requirements to serve as a Moya Financial Credit Union Director. Driven by a responsibility to both its members and various regulating bodies, Moya continues to focus on enhancing its Board and governance processes by recommending specific candidates to the Membership based on filling the Board's skill gaps in the areas of business/strategic decision making, marketing, audit, lending and finance. Candidates are also assessed on the basis of alignment to Moya's values, demonstrated leadership and commitment to a team-based approach. The Board recognizes the benefits of having a diverse composition. They have identified diversity as an essential element in attracting high-caliber Directors, maintaining a high-functioning Board, and building a competitive advantage. To that end, the Board has determined that its ideal composition includes a mix of genders and cultures and has set targets for each element.Don't forget to vote!  Eligible member of Moya Financial Credit Union will receive a voting package mailed to the address associated with their account with Moya Financial. The voting period is March 1 – 14, 2021. Voting members MUST VOTE FOR THREE CANDIDATES. All ballots with fewer than three or more than three candidates marked will be disqualified. Member must mail the ballot back no later than Sunday, March 14, 2021. Results of the elections will be announced at the AGM on March 24, 2021 (virtual AGM via Zoom).Meet the Candidates: Gorel, Jason (Recommended by the Board)​Kozar, Mark​Marfatia, Mohammed Ali​Pazar, Matthew (Matt)​Rovansek, Andrew (Recommended by the Board)​Zalar, Margaret (Recommended by the Board)

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada. This podcast is not intended to provide financial or financial planning advice.In this final episode of 2020 we connect with Moya Financial CEO Tony Krosel and look at the unusual year that was and discuss how Moya, with the help of our members and dedicated team of banking professionals, still had a great year in terms of accomplishments and financials. Next, we chat about the year ahead and what is on the drawing board for the members in 2021!****A reminder to everyone, between online banking, an extensive ATM network near you and across Canada, a great mobile app for your phone or tablet, Moya Financial has your banking needs covered, safely and securely. And the professionals at Moya are always just a phone call away.Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters –  please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond – anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number, when they deal with their financial institution. To learn more visit us at www.moyafinancial.ca. I’m your host Michael LeBlanc, and until next time, stay safe!

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada. This podcast is not intended to provide financial or financial planning advice.First up in this episode we meet Adriana Hari, digital and brand marketing specialist from the Moya Financial marketing team. We talk about Adriana’s long time connection to the members, how social media has evolved from a labour of love to an important communication tool, and Moya’s focus on taking care of the environment today and for our future members.Next Dave Borins, Community Renewable Projects, Account Management for Bullfrog Power Inc. introduces us to Moya’s new partner in green energy with their innovative electricity offset solutions.But first let’s listen in now to my conversation with Adriana.****Thanks to Adriana & Dave for being my guests on this episode of Moya Financial Matters!   A reminder to everyone, between online banking, an extensive ATM network near you and across Canada, a great mobile app for your phone or tablet, Moya Financial has your banking needs covered, safely and securely. And the professionals at Moya are always just a phone call away.Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters – please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond – anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number, when they deal with their financial institution. To learn more visit us at www.moyafinancial.ca. 

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada.   This podcast is not intended to provide financial or financial planning advice.First up in this episode we meet Sonja Vidovic from the Toronto based Slovenian radio station, Radio Glas.  We chat about her background in radio and production, what it takes to produce the show each week, and the essential role Radio Glas plays in supporting the Slovenian community here in Ontario.Next we welcome back to the podcast Devon Doane, urban beekeeper from Alvéole, who brings us up to speed on the summer months for the Moya Financial honeybees, the happy harvest in the fall producing a record amount of honey, and getting the hives ready for winter.But first let’s listen in now to my conversation with Sonya****Thanks to Sonja and Devon for being my guests on this episode of Moya Financial Matters!   A reminder to everyone, between online banking, an extensive ATM network near you and across Canada, a great mobile app for your phone or tablet, Moya Financial has your banking needs covered, safely and securely.  And the professionals at Moya are always just a phone call away.Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters -  please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond - anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number, when they deal with their financial institution.  To learn more visit us at www.moyafinancial.ca. 

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada.   This podcast is not intended to provide financial or financial planning advice.In this episode we catch up with Sasa Recnik who leads the Moya marketing team and talk how Moya continues to support the community though the COVID era (learn more at www.moyacommunity.ca) and the exciting upcoming banking advancements we’ll hear more about from our next two guests.First live from Vancouver we meet Daniel Cook, Acting Director from Central 1 who tells us all about the powerful digital banking systems being launched on moyafinancial.ca.Then we’re in Toronto to meet Mark Ripplinger President & CEO at Everlink Payment Services Inc. who talks about the consumer banking trends driving the big increase in use of debit and contactless debit cards like those being issued to Moya members this fall.Lets listen in now to my conversation with Sasa.****Thanks to Sasa, Daniel and Mark for being my guests on this episode of Moya Financial Matters!   A reminder to everyone, between online banking, an extensive ATM network near you and across Canada, a great mobile app for your phone or tablet, Moya Financial has your banking needs covered, safely and securely.   And the professionals at Moya are always just a phone call away.Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters -  please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond - anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number, when they deal with their financial institution.   To learn more visit us at www.moyafinancial.ca.I’m your host Michael LeBlanc, and until next time, stay safe!

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada. This podcast is not intended to provide financial or financial planning advice.In this episode Moya Financial CEO Tony Krosel is back on the podcast to update us on the status of branch operations, customer service and digital banking innovations at Moya, our involvement in the community for 2020 during the COVID crisis, and introduces the latest addition to Moya,  Taras Komarnytski, a certified financial planner.Next, Paula-Jean Lyn, Director of Credit for Moya brings us up to speed on the very active months in both personal and small business lending, and the deferral and programs available to members – and why it is important to think through every option available as we all work through our finances during  the COVID era.Let's listen in now to my conversation with Tony.****Thanks to Tony, Taras and Paula-Jean for being my guests for this episode of Moya Financial Matters!   A reminder to everyone, between online banking, an extensive ATM network near you and across Canada, and a great mobile app for your phone or tablet, Moya Financial has your banking needs covered safely and securely.  And the professionals at Moya are always just a phone call away.Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters. Please rate and review, and be sure to recommend to a friend or colleague in the Slovenian community and beyond – anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number when they deal with their financial institution. To learn more visit us at www.moyafinancial.ca.I’m your host Michael LeBlanc, and until next time, stay safe!

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada.   This podcast is not intended to provide financial or financial planning advice.In this episode, Moya Financial head of marketing Sasa Recnik is back on the podcast and brings us up to speed on how with the changes brought on with the COVID-19 crisis, the focus on community is changing for 2020. Then we talk all about the new digital banking features and debit cards on the way to serve Moya members!Next, Devon Doane, urban beekeeper from Alveole, shares with us all the buzz about our little brand ambassadors – the Moya honeybees!  Devon talks about the new home for our hives, how they spent the winter, and what the plans are for 2020.So let’s listen in now to my interview with Sasa live from her home office:****Thanks to Sasa and Devon for being my guests for this episode of Moya Financial Matters! A reminder to everyone, between online banking, an extensive ATM network near you and across Canada, and a great mobile app for your phone or tablet, Moya Financial has your banking needs covered, safely and securely.  And the professionals at Moya are always just a phone call away.Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters. Please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond – anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number when they deal with their financial institution. To learn more visit us at www.moyafinancial.ca.I’m your host Michael LeBlanc, and until next time, stay safe! 

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada.   This podcast is not intended to provide financial or financial planning advice.In this episode Moya Financial CEO Tony Krosel is back on the podcast with an update on all things Moya - from the current status of branch operations,  changes in how members are accessing services, Moya’s very first virtual AGM, key accomplishments in 2019 and what members can expect for 2020, as well as the resources available to member for their personal and business banking - the new CEBA business loan program. Lastly we touch on the state of Moya’s little brand ambassadors, our honey bees, and plans to support the community in this most unusual COVID-19 era.So let’s listen in now to my interview with Tony  live from his home office:****Thanks to Tony for being my guest for this episode of Moya Financial Matters!   A reminder to everyone, between online banking, an extensive ATM network near you and across Canada, a great mobile app for your phone or tablet, Moya Financial has your banking needs covered, safely and securely.   And the professionals at Moya are always just a phone call away.Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters -  please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond - anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number, when they deal with their financial institution.   To learn more visit us at www.moyafinancial.ca.I’m your host Michael LeBlanc, and until next time, stay safe!

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada. This podcast is not intended to provide financial or financial planning advice.In this episode Moya Financial CEO Tony Krosel and I talk about the credit unions response and plans to deal with the COVID-19 health crisis. We talk about the steps taken to keep employees and members safe, the variety of banking options beyond in-branch banking, necessary adjustments to service hours and the powerful network providers and regulators behind Moya Financial’s systems. Finally, we talk about the role of a strong community in getting through this most challenging of times.Let’s listen in now to my interview with Tony  live from his home office:****Thanks to Tony for being my guest for this episode of Moya Financial Matters!  A reminder to everyone, between online banking, an extensive ATM network near you and across Canada, a great mobile app for your phone or tablet, Moya Financial has your banking needs covered, safely and securely. And the professionals at Moya are always just a phone call away.Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters - please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond - anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number, when they deal with their financial institution. To learn more visit us at www.moyafinancial.ca.I’m your host Michael LeBlanc, and until next time, stay safe!

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada.   This podcast is not intended to provide financial or financial planning advice, please visit us in person at our branch and we’d be more than happy to meet and chat in person!In this episode we sit down with Jak Slavec, Mutual Funds Representative and Senior Wealth Services Advisor .  We talk registered financial products including RRSPs, TFSAs, RESPs, and Jak puts on a master class explaining each in clear, plain language.  We really delve into RRSPs, the only product  of the three that has a contribution deadline in early March to count towards a tax advantage for the prior year, and Jak lays out  practical strategies to approaching your financial planning.Let’s listen in now to my interview with Jak live from his office at the Brown’s Line branch ****Thanks to Jak for being our guest for this episode of Moya Financial Matters!    Listening to him you really get a great sense of  the depth of knowledge and level of comfort with the art and science of financial planning at Moya.If you are interested in learning more about registered products reach out to Jak and the rest of the team or go online to book your appointment.Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters -  please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond - anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number when they deal with their financial institution.   To learn more visit us at www.moyafinancial.ca.I’m your host Michael LeBlanc, and until next time, have a great week!

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada. This podcast is not intended to provide financial or financial planning advice, please visit us in person at our branch and we’d be more than happy to meet and chat in person!In this episode, we connect with Martha Durdin, the President and CEO at Canadian Credit Union Association (CCUA). Moya Financial is an active member of the CCUA, and we thought we’d connect with Martha to talk about the rich history of credit unions in Canada, the resilience and durability of these unique financial institutions in Ontario, and talk about the highlights of the Get Your Share campaign, which encourages new members to join with a two hundred dollar sign-up bonus or if you are an existing member of Moya to receive a fifty dollar bonus just for referring a new member. Let’s listen in now to my interview with Martha.****Thanks to Martha for being our guest for this episode of Moya Financial Matters! If you are interested in learning more about the Get Your Share program visit www.getyourshare.ca/MoyaFinancialBe sure and tune in on a regular basis on Apple iTunes or your favorite podcast platform for more episodes of Moya Financial Matters -  please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond - anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number when they deal with their financial institution. To learn more, visit us at www.moyafinancial.ca. I’m your host Michael LeBlanc, and until next time, have a great week!  

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada. This podcast is not intended to provide financial or financial planning advice, please visit us in person at our branch and we’d be more than happy to meet and chat in person!In this episode we connect with two key people behind the scenes at Moya Financial, from the community based board of directors Chair and Vice-Chair, Val Končan & Barbara Udovic. Together we talk about their personal and professional journeys and the contributions they make both to the Slovenian community at large and here at Moya as Board of Director members.For both existing members of Moya Financial and for those considering banking with us, it is important to understand how the Board of Directors not only works to oversee the business, but also plays an important role in keeping Moya connected to the community, reflecting the members broader community interests.****Thanks to Val and Barb for being our guest for this episode of Moya Financial Matters! If you are interested in learning more about becoming a member of the Board of Directors, visit the Moya website and check out the About Us section, Governance tab, Elections for details.Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters - please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond - anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number when they deal with their financial institution. To learn more visit us at www.moyafinancial.ca.I’m your host Michael LeBlanc, and until next time, have a great week!

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada.   This podcast is not intended to provide financial or financial planning advice, please visit us in person at our branch and we’d be more than happy to meet and chat in person!In this episode we connect with David Wreglesworth, Moya Financial’s branch manager at main branch located at Browns Line.  But more than a branch manager, at Moya David is the focal point and key contact between our members, our investment team and part of the leadership group.  For members, this means a direct connection between the front lines at the branch and head office, ensuring that the membership experience, needs and objectives are in sync.David reflects on his rich, decades-long career in the financial sector helping Canadian achieve their financial goals and objectives, and really helps bring home the differences between being a credit union member and a customer of the big financial institutions.  As well, David shares his top tips for existing and prospective members on how to work with him and his team to really experience all the things that Moya Financial has to offer.Let’s listen now to my interview with David****Thanks to David for being our guest for this episode of Moya Financial Matters!Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters -  please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond - anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number when they deal with their financial institution.   To learn more visit us at www.moyafinancial.ca.I’m your host Michael LeBlanc, and until next time, have a great week!

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada.  This podcast is not intended to provide financial or financial planning advice, please come visit us in person at our branch and we’d be more than happy to meet and chat in person!In this episode we’re talking about home mortgages, specifically but not exclusively first time home mortgages.  Home ownership will be the single largest purchase that most people will make in their lifetime and the majority of us will need to get a mortgage.  So, it’s wise to shop carefully.As CEO Tony Krosel told us in an earlier episode, Moya Financial was established in January 2016 through the merger of Krek Slovenian and Slovenia Parishes Credit Unions - our strong and loyal membership base is a result of over six decades of service to the Southern Ontario Slovenian community.  From the very beginning, that meant members loaning members funds to buy their homes.When it comes to arranging the best possible mortgage package, you can count on Moya Financial.  Each mortgage is custom-tailored to meet your specific situation and needs and offers flexible terms, rates, and repayment schedules.  We also support the purchase of second homes and vacation homes.To get a first hand explanation of how Moya approaches lending overall and 1st time home mortgages specifically, we sat down with Paula-Jean Lyn, Director of Credit with Moya Financial in her office in Toronto.  With three decades of experience helping people realize their dreams and move into their first home, Paula-Jean talks about what makes our approach different, and provides great tips for first time home buyers.  Let’s have a listen now to my interview with Paula-Jean.****Thanks to Paula-Jean for being our guest for this episode of Moya Financial Matters!  When it comes to arranging the best possible mortgage package, you can count on Paula-Jean and her team at Moya Financial.Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform for more episodes of Moya Financial Matters - please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond - anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number when they deal with their financial institution.  To learn more visit us at www.moyafinancial.ca.I’m your host Michael LeBlanc, and until next time, have a great week!

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada.   This podcast is not intended to provide financial or financial planning advice, please come visit us in person at our branch and we’d be more than happy to meet and chat in person!In this episode we explore the role of community, and how it is central to the very essence and foundation of credit unions and particularly Moya Financial.We bring back Sasa Recnik who starts us off talking about her personal and professional journey from Slovenia to Toronto,  establishing roots in Canada and a new life within the community here.  We then delve into the role that Moya plays in community, and how important being connected to the community is to the Moya Financial team.Next we talk to Vera Margutsch, President of the All-Slovenian Cultural Committee.   We talk about Vera’s deep engagement in the Slovenian culture and understand the work VSKO does with Moya Financial’s help to ensure a diverse group of like-minded Slovenian cultural organizations stay connected and strong.But first, lets listen to our interview with Sasa:****Thanks to Sasa and Vera for being our guests for this episode of Moya Financial Matters!Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform, please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond - anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number when they deal with their financial institution.   To learn more visit us at www.moyafinancial.ca.I’m your host Michael LeBlanc, and until next time, have a great week!

Greetings and welcome to “Moya Financial Matters” brought to you by Moya Financial Credit Union in Toronto, Canada. This podcast is not intended to provide financial or financial planning advice, please come visit us in person at our branch and we’d be more than happy to meet and chat in person!In this episode we talk with Sasa Recnik, head of marketing for Moya Financial. Sasa explains the important cultural role of honey bees in Slovenian culture, and why Moya was so excited to be able to bring both a piece of that culture, and about 60,000 honey bees, to live with us this summer.Next we talk to Madison Weir , Urban Beekeeping Experience Director from Alveole, the company that we hired to help us bring this experience to life. Madison talks about the art and science of urban bee keeping, and how the urban bee keeping revolution is transforming our cities and brining life to our community and the environment.But first, lets listen to my our interview with Sasa Recnik****Thanks to Sasa and Madison for being our guests for this episode of Moya Financial Matters!  If you want to book time for the next bee keeping session on October 22, please email us at marketing@moyafinancial.caBe sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform, please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond - anyone who is looking for a no-fee alternative to the big banks and wants to feel like more than a number when they deal with their financial institution. To learn more visit us at www.moyafinancial.ca.I’m your host Michael LeBlanc, and until next time, have a great week!

Greetings and welcome to the very first episode of “Moya Financial Matters”!I’m your host Michael LeBlanc, and In this brand new podcast brought to you by Moya Financial Credit Union in Toronto, Canada,  you’ll hear from the folks at Moya Financial plus special guests all their history, engagement in the community, perspectives on financial matters plus other fun and interesting happenings in and around  the Slovenian community and well beyond.  This podcast is not intended to provide financial or financial planning advice, please come visit us in person at the branch and we’d be more than happy to meet and chat in person!We kick off our podcast with an up close and personal interview with Moya Financial’s CEO, Tony Krosel.  With decades of experience in financial institutions, Tony’s hands-on approach to members and close personal connection to the Slovenian community shows itself in this introductory discussion.Be sure and tune in on a regular basis on Apple iTunes or your favourite podcast platform, please rate and review, and be sure and recommend to a friend or colleague in the Slovenian community and beyond - anyone who is looking for a now-fee alternative to the big banks and wants to feel like more than a number when they deal with their financial institution.   To learn more visit us at www.moyafinancial.ca.Until next time, have a great week!