Podcasts about Digital banking

The Venture Model Broke. But Startups Are Still Building.In this episode, Arjun is joined by Devin Kohli, General Partner at Outward VC, for a candid conversation on what's next for venture capital.They unpack:- Shifting VC trends in Europe, MENA, and the USA- Outward's bets on Curve, Vauban, Bud & more- AI hype vs. real vertical value- Tokenisation, digital assets & future financial infrastructure- Emerging tech hubs across Japan, MENA, Southeast AsiaPlus, Devin shares what conviction really looks like in a post-hype market — and why MENA founders are ones to watch.No pitch decks. No jargon. Just a candid chat about cycles, conviction, and building through uncertainty.

Digital banking is often seen as a smoother, less costly way to deliver financial services. But where there's tech, there are sometimes outages. Bank customers in the U.K. and other countries have seen an increasing number of banking interruptions, often with costly impacts.

Digital banking is often seen as a smoother, less costly way to deliver financial services. But where there's tech, there are sometimes outages. Bank customers in the U.K. and other countries have seen an increasing number of banking interruptions, often with costly impacts.

Phygital is the new digital.On Episode 2 of Couchonomics with Arjun Season 4, we sit down with Coenraad Jonker — Founder & Group CEO of Tyme — a digital banking pioneer who's built real scale across emerging markets.Tyme raised $250M in Series C. Reached a $1.5B valuation. Signed up 17M+ customers across South Africa and the Philippines. All while keeping CAC at one of the lowest levels globally.This isn't hype. This is hard-earned traction.  We break down regulation, scale, AI-native banks & why incumbents can't keep up.If you want to understand the next decade of retail banking — this is the conversation.

Ben Goldin, Founder & CEO, PlumeryThe ‘big bang' core replacement model is no longer a viable option for many banks. Instead, a step-by-step approach that overlays new modules over an existing core banking system may offer a way for financial institutions to bring their services up to date. Ben Goldin, Founder and CEO of Plumery speaks to Robin Amlôt of IBS Intelligence about the path to progressive modernisation. 

Nelle ultime settimane si sono moltiplicati annunci di nuove funzionalità di ricerca sul web dei più popolari servizi di GenAI. E anche Apple ha dichiarato che potrebbe inserire all'interno del proprio browser Safari motori di ricerca alternativi a Google, come quelli di OpenAI, Anthropic e Perplexity. Cosa sta accadendo? Ne parliamo con Simone Righini, esperto di search marketing e motori di ricerca.È possibile e probabile lo scenario messo in scena nella serie tv "Zero Day" in cui vengono colpite contemporaneamente tutte le reti e i servizi degli Stati Uniti, tutti i sistemi operativi e ogni apparecchio elettronico? Potrebbe accadere davvero? Enrico Pagliarini ne parla con Corrado Giustozzi, esperto di cybersecurity e partner di Rexilience.Parliamo di banche e clienti digitali. È stato pubblicato il rapporto "Digital Banking maturity" di Deloitte che misura il grado di maturità del sistema bancario digitale a livello globale. Con Manuel Pincetti, manager partner di Monitor Deloitte, parliamo della maturità delle banche digitali in Italia e delle abitudini dei clienti.

Tired of clunky banking apps and wondering why big fintechs keep winning? Live from CX25, digital banking veteran Emmett Higdon—Director of Digital Banking at Javelin Strategy & Research—reveals why: most FIs never climb past the first rung of the digital-maturity ladder.With 30 years in the financial game, he dives into the evolution of digital banking, the power of embedded solutions, and what it really takes to create mobile experiences people actually want to use. Tune in and see what banks and credit unions are getting wrong about digital banking—and how they can turn things around.Thanks for listening! Feel free to submit questions on X or LinkedIn using #BankingonCommunityPod and give us a follow! LinkedIn X Facebook YouTube

In the financial services industry, we often see a critical gap between technological potential and practical implementation. Financial institutions must bridge this divide, moving beyond the excitement of new technology to achieve measurable outcomes that impact both customer experience and operational efficiency. Today, we're joined on the Banking Transformed podcast by Tara Lacey, Regional Vice President of Customer Success at Backbase. Tara has made her career focusing on what truly matters in financial technology – not just helping to build innovative solutions, but ensuring they're effectively deployed to create real business value. We explore the evolving philosophy of customer success in banking technology – where the emphasis isn't on selling solutions but on ensuring their successful deployment and adoption. We also discuss why implementation strategy is often more important than the technology itself.

The second of our two episodes recorded at Money20/20 Asia 2025, that we produced in partnership with audax, a comprehensive plug and play banking solution powering banks to launch scalable and compliant digital business models at speed. Graham Barrett was joined by a number of the speakers on audax's booth. Our guests for this episode were: 1/ Scarlett Sieber, Chief Strategy & Growth Officer, Money20/20 2/ Billie Setiawan​, Head of Data Management & Analytics Div, PT. Bank Negara Indonesia TBK 3/ John Medina, Chief Operating Officer, Philippine Bank of Communications 4/ Vandy Leng, VP & Head of Digital Banking, Hattha Bank 5/ Zokhir Rasulov, CDO, ABA Bank 6/ Adisorn Hatairatana, Head of Consumer Credit Risk Model, Krungsri Bank

Standard Bank's investment in technology is the focus of this edition of Business Day Spotlight. Host Mudiwa Gavaza is joined by Khomotso Molabe, group chief information officer (CIO) for Standard Bank's retail operations. Topics of discussion include: the use of technology to improve customer experience; growth of AI; product development cycles; and the place of bank branches. Business Day Spotlight is a MultimediaLIVE Production.

Can emotional design reshape the future of digital banking? This episode explores how neuromarketing and neuroscience transform fintech and digital banking—from cold, functional interfaces to experiences that tap into users' emotional responses to money. Learn how dopamine-driven design can build trust, drive engagement, and inspire healthier financial habits.We dive into the power of gamification, personalization, and positive reinforcement to make banking feel rewarding—and ask the big question: Where's the ethical line? Discover how to apply these insights transparently and responsibly to create meaningful financial experiences.Whether you're a designer, strategist, or fintech innovator, this episode will challenge how you think about finance—and reveal how the brain might be your most powerful design ally.  Find out:How “dopamine banking” can drive engagement without manipulationWhy emotional design can outperform data-heavy dashboardsWhat cognitive biases mean for designing better fintech experiencesRead the full article on UXDA's blog: https://www.theuxda.com/blog/neuromarketing-in-digital-banking-fintech-design* AI podcast on UXDA article powered by Google NotebookLM

This episode dives into a critical challenge facing traditional banks: the high risk of standing still in a fast-moving digital world. As fintechs raise the bar with sleek, seamless and intuitive experiences, legacy banks clinging to outdated systems are rapidly losing ground—and customers.We explore why UX and digital branding are no longer optional—they're essential for long-term success. From customer attrition to brand erosion and operational inefficiencies, we explore real-world examples of how inaction costs financial institutions dearly.Today's consumers judge banks by their digital experience. So, how can traditional banks shift their mindset, break through internal resistance, and see digital transformation as a strategic advantage and growth opportunity, not a cost?Find out:How is poor UX quietly damaging customer loyalty?What does it take to future-proof your bank through user-centered design?Why is digital branding now a key pillar of competitiveness and trust?Read the full article on UXDA's blog: https://theuxda.com/blog/hidden-cost-inaction-ux-and-digital-banking-branding * AI podcast on UXDA article powered by Google NotebookLM

In this episode of the What the FinTech? podcast, we're joined by Mats Persson Bergius, Chief Commercial Officer at Danish digital bank Lunar, to discuss the Nordic digital banking landscape and how Lunar has been looking to scale its own offering across the region as the bank approaches its 10th birthday this year. Mats and FinTech Futures editor Paul Hindle explore digital banking trends in the Nordics and what customers expect from their banking relationships, how Lunar has looked to approach its digital product strategy to stand out from the crowd and take on the established institutions in the region, the bank's plans for expansion moving forward, and what's next for its recently spun-out BaaS division Moonrise. And finally, we find out what fintech buzzword Mats wants to break out of our Fintech Jail!

The banking industry interface between customer and bank continues to move more onto the mobile platform as new data shows a majority of US adults under 35 do their mobile banking, mainly by way of a mobile app associated with their bank. According to September, 2024, data from FICO, 60% of adults aged 18 to 24 and 62% of adults aged 25 to 34.

Episode Topic In this episode, we dive into the world of fintech innovation with Tomas Navickas, the CTO and co-founder of myTU. He shares insights on how myTU is transforming digital banking and enhancing financial accessibility. As a leader in the industry, Tomas discusses the challenges of scaling a fintech startup, the role of technology in financial services, and how myTU aims to simplify money management for individuals and businesses. Lessons You'll Learn This episode will equip you with key insights into modern banking solutions and the fintech landscape. You'll discover how emerging financial technologies are reshaping the industry and what it takes to drive innovation in digital payments. Tomas also shares practical advice on entrepreneurship in fintech, the importance of security and compliance, and how businesses can leverage fintech solutions to streamline operations. About Our Guest Tomas Navickas is a seasoned fintech expert and technology leader with a passion for financial innovation. As the CTO and co-founder of myTU, he has played a pivotal role in shaping the platform's vision, focusing on secure and user-friendly digital banking solutions. His expertise spans software development, financial technology, and business strategy, making him a key figure in the industry's digital transformation. Topics Covered The evolution of digital banking Challenges of building a fintech startup The future of financial technology How myTU is changing money management  

In This Episode There's something happening beneath the surface of every pizza order, every childcare payment, and every invoice sent by businesses across America. A quiet revolution that most people— sometimes even business owners themselves— have barely noticed. Traditional banks are being methodically extracted from the daily financial lives of businesses, replaced by something more streamlined, more embedded, as banking becomes just another node in a business operating system. We dug into those threats last episode on “The Invisible Heist”. This week, Jorge Garcia, Founder and CEO of Linker Finance, and Samer Saab, SVP of Product for Alloy Labs, join host JP Nicols and co-host Barb MacLean as we look at some viable options for banks to foil the heist and create a competitive response. We'll look at the surprising opportunities sitting right in front of us, and how banks are rewriting the playbook to land and expand commercial customers through digital banking.

This week on Tech Life, we ask why online banking and payment outages happen, and find out what you can do to protect your data and money.The first Saudi Arabian woman to run an international body speaks to us about her life in tech, and her role in charge of the Digital Co-operation Organisation. And if you had to spend a long time on the Moon or Mars, what kind of base would you want to live in ?We are always keen to hear from you. You can email us: techlife@bbc.co.uk, or send us a text message or voice note on Whatsapp: +44 330 1230 320.Presenter: Graham Fraser Producer: Tom Quinn Editor: Monica Soriano(Image: A woman's hand holds a mobile phone. A login window for online banking is on the screen. Credit: Torsten Asmus/Getty Images)

In this week's Talking Money, Etholle explores what a fully cashless UK could mean for different communities and who would struggle without physical money. Is Britain truly ready to go completely digital?

Hey, team! Bill Storm here, and welcome to the Lessons in Leadership podcast. In a recent episode, I had the pleasure of sitting down with Michael Kadel, Managing Principal of One Accord. Our discussion centered on a critical leadership challenge: blind spots. As Michael put it, "You don't know what you don't know." And that, my friends, can be a dangerous place for a leader.Michael Kadel, a dedicated C-level executive and board director, exemplifies servant leadership, prioritizing people and fostering strong relationships. His commitment to driving change, passion for nurturing talent, and unwavering dedication to leader engagement have consistently delivered high-growth, performance-driven cultures under his guidance. Expertise: Michael boasts extensive expertise in the financial services industry, spanning Retail, Business, and Digital Banking to Private, Commercial, and Wealth Management, as well as Corporate Marketing and Communications. His entrepreneurial spirit, willingness to make informed decisions and empowerment of others have consistently delivered exceptional client experiences. Michael has also played a pivotal role in seven successful mergers and acquisitions, offering invaluable insights to small and medium-sized businesses in areas such as Human Resources, Finance/Accounting, Culture Transformation, and Organizational Development. Strategy & Execution: Michael has led large retail experience teams in credit unions and community banks and has orchestrated successful loan and deposit growth strategies, resulting in multiple "President's Club" awards for his teams. His leadership has driven impactful re-branding initiatives, including developing a culture-focused M&A playbook, ensuring a seamless integration of cultures in mergers and acquisitions, and achieving a remarkable 95% employee retention rate. Team & Talent Development: Michael has fostered achievement-oriented cultures rooted in accountability, recognition, engagement, and innovation throughout his career. He has championed diversity, equity, and inclusion (DEI) strategies, which have resulted in a 5% improvement in workforce diversity across organizations. Michael actively contributes to various boards, including Working Solutions, the San Rafael Chamber of Commerce, Marin Economic Forum, and Marin Literacy. He currently serves as Vice Chair of the Board of By The Bay Health, the largest provider of end-of-life care in the San Francisco Bay Area. His board roles have encompassed various committee leadership positions in Governance, Finance, and Compensation, focused on mission-critical subjects such as strategic planning, M&A, and C-Suite and board succession.Michael has spearheaded numerous projects to enhance customer experiences, including a significant core conversion project for a San Francisco-based credit union. This project led to substantial membership growth and streamlined product launches, reducing the time required to open online memberships from days to minutes. The technology overhaul eliminated over 500 legacy programs, aligning processes with cutting-edge solutions. Michael has also served as a key executive for a Fintech company focused on training and developing technology leaders to provide state-of-the-art technology for financial institutions.Michael holds a Bachelor of Science in Agricultural Economics from Kansas State University and is a Pacific Coast Banking School graduate. He now serves as an executive teaching assistant for a DEI-focused course, sharing insights from his diverse and unique experiences. In his personal life, he resides in the San Francisco Bay Area, where he enjoys hiking, traveling, and being an avid reader. Feel free to email me today for a complimentary leadership assessment and consultation at michael.kadel@oneaccord.co. This is your opportunity to transform potential gaps into strategic strengths.You can also connect with me on LinkedIn: https://www.linkedin.com/in/michael-kadel/

ACH and same-day ACH payments are common in B2B, but the integration of digital banking with private B2B payment networks is a brand-new concept, giving businesses the chance to leverage advanced features from within one single, automated platform. Bottomline's Jessica Cheney explores what incorporating a B2B payments network into digital banking means for businesses.

Dexter Cousins welcomes Sean O'Malley CEO of AMP Bank for his Fintech Chatter debut. It's been a BIG week for AMP Bank as they launched their new digital mobile-first bank aimed at helping small business owners manage their business and personal finances.Dexter and Sean discuss the role of technology in modern banking and how an established financial institution tackles innovation.Sean and Dexter uncover AMP's extensive research on the needs of small businesses and the need for more human support in banking. Sean also shares the thesis on the problem they're solving and the rapidly evolving nature of how, when and where people work.And Sean shares his secrets to successful partnerships showcasing their relationship with UK Fintech Starling Bank and their ‘Engine' platform.About Sean O'Malley Sean O'Malley was appointed the Group Executive of AMP Bank in September 2021, after 11 years at AMP. He is responsible for the management and growth of AMP Bank, delivering its future growth strategy, uplifting its digital capability and ensuring the ongoing delivery of high-quality products and services to customers.He has over 25 years of experience in delivering enhanced business results, predominately in the financial services industries.About AMP BankAMP Bank is aiming to disrupt the small business banking market in Australia. They have launched a fully digital, 24x7 human-supported, full-service Bank to help serve the needs of the Australian small business community.Their aim is to help Small businesses get started, survive and thrive, embracing the challenge of bringing new thinking, new ways of working and new bold ideas to a 26 year old Bank, inside a 175 year old Super & Wealth business.Key Takeaways AMP Bank has launched a fully digital offering for small business owners.The future of work is evolving, with more emphasis on gig and flexible employment. Sean sees continued growth in small and micro businesses as a result.The banking industry faces challenges in balancing innovation and risk management.Brand reputation is crucial for banks, especially in the digital age.Curiosity and a willingness to learn are key traits for success.AMP Bank is focused on building a customer-centric culture.Partnerships are vital for delivering innovative banking solutions.Chapters00:00   The Launch of AMP Bank's New Platform03:39   Targeting Small Businesses & Personal Banking Customers06:03   Insights on the Future of Work11:13     Viewing Business Failures as Learning Opportunities14:18    Embracing the Challenges of Modern Workforces17:31     Lessons from Fintech Startups and Neobanks23:00   Navigating Change and Innovation at AMP27:28    The Importance of Strategic Business Relationships31:53    Risk Management in Fintech Partnerships35:58   Talent Acquisition and Staff Retention38:59   Managing Stress and Building Resilience43:50   Future Outlook for AMP BankSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Matt Baxby - RevolutDexter welcomes back friend of the show, Matt Baxby, CEO of Revolut Australia, to talk about their remarkable growth to 50 million customers globally. It's been five years since Tier One People placed Matt into the Country CEO role at Revolut. Matt shares his journey over the last five years, discusses the challenges and strategies involved in building a digital bank in Australia, the importance of reaching profitability, and the unique approach Revolut has taken to integrate technology with consumer needs.Matt shares his insights on leadership, team building, and the future of consumer banking with Dexter.About RevolutRevolut's global mission is for every person and business to handle their money in just a few taps, removing the friction that gets in the way of your money goals. Revolut delivers faster, better, smarter products to over 50 million customers across the globe giving you access to investments and your money effortlessly and across borders.About Matt BaxbyMatt is a strategic and people-oriented leader with diverse experience across consumer-facing businesses facing disruption or significant regulatory change.He has broad finance services sector experience - particularly consumer banking - from start-ups to an ASX-listed company.Matt embodies the entrepreneurial spirit from a decade with the Virgin Group combined with the discipline and scaled leadership as the Group Executive - Retail Banking and then Group CFO of the Bank of Queensland.Key TakeawaysRevolut aims to be a single place for managing financial life.The company has grown to over 800,000 customers in Australia.Revolut has achieved profitability at both group and local levels.Building a strong local team is crucial for success in new markets.The fintech landscape is maturing, with significant challenges for startups.Australia's remittance market presents a unique opportunity for Revolut.A strong focus on technology and innovation is essential for differentiation.Leadership qualities include action orientation and adaptability.The importance of a clear strategy in a fast-paced environment.Talent acquisition is critical for long-term success.Chapters00:00 Introduction 01:18 Revolut's Global Reach and Market Strategy02:32 Profitability and Financial Milestones03:27 Long-Term Commitment to the Australian Market05:26 Building a Digital Bank: Lessons Learned07:33 Consumer-Centric Approach and Product Development10:33 Opportunities in the Australian Market13:01 Future Product Offerings with a Banking License18:33 Matt's Unique Journey in Fintech27:03 The Power of Being a Founder-Led Organisation30:39 Building a Cohesive and Effective Team35:59 What is Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Every founder's journey is a unique blend of ambition, resilience, and lessons learned the hard way. Yoseph West embodies this entrepreneurial spirit, having navigated the complexities of building, scaling, financing, and successfully exiting multiple startups. Yoseph's latest venture, Relay, has attracted funding from top-tier investors like Bain Capital Ventures, Better Tomorrow Ventures, Amaranthine, and Industry Ventures.

Living and Working in Spain with David Wright:The Ultimate Expat Guide Welcome to Living and Working in Spain with David Wright, your go-to hub for expert advice and practical resources tailored for expats. Whether you're planning your move to Spain or navigating life as a resident, David Wright offers the guidance you need to make your Spanish dream a reality. Visit DavidWrightOnline.com for exclusive insights and resources.This weeks Special guest Josh Williams from Ambient Wealth get a free consultation here 658007450https://ambient-wm.com/Exclusive Resources for Expats in Spain Unlock the benefits of David Wright's exclusive membership platform, where you'll find tailored advice on essential topics like:   Spanish Residency and Visas: Step-by-step guidance through the legal process. Employment Opportunities: Tips for finding work in Spain. Cultural Integration: How to blend seamlessly into Spanish society. Lifestyle Advice: Insider tips for a stress-free transition. Meet David Wright: Your Trusted Expat Mentor With over 23 years of experience living in Spain, David Wright is a trusted authority on expat life. As the author of six bestselling books on Amazon and Kindle, David's insights have been featured on platforms like BBC News and Channel 4's A Place in the Sun.   Through his expertise and vast network, David provides actionable guidance to both newcomers and long-term residents in Spain.   Listen to The Wright Way Live Radio Show Stay informed with The Wright Way, David Wright's live radio show on Almeria Radio 107.5 FM.  

"Instant payments are going to improve member experiences and better meet expectations." - Dr. Siva NarendraThank you for tuning in to The CUInsight Network, with your host, Robbie Young, Vice President of Strategic Growth at CUInsight. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.My guest on today's show is Dr. Siva Narendra, CEO at Tyfone, who joins me to help explore the fascinating intersection of technology, security, and digital banking. Siva shares how he dreamed of being an artist, but his passion for problem-solving led him down a path involving engineering, energy-efficient systems, mobile payments, and ultimately to Tyfone.During our conversation, we discuss how Tyfone has become a leader in creating secure, frictionless experiences for credit unions and their members. Siva also shares how the company takes on challenges such as account takeover fraud, instant payments, and using A.I. for smarter, more intuitive member experiences. You'll hear about Tyfone's groundbreaking use of deterministic security, which greatly decreases the risk of fraud while maintaining user-friendliness, as well as Tyfone's leadership in instant payments via tools such as FedNow.As we wrap up the episode, Siva talks about the tech leader who resonates most with him and how he's excited to play around with NVIDIA's agentic A.I. devices. He also talks about his favorite city (other than Portland) and shares his best life hack for work-life balance. Enjoy my conversation with Dr. Siva Narendra!Find the full show notes on cuinsight.com.Connect with Siva:Dr. Siva Narendra, CEO at Tyfonetyfone.comSiva: LinkedInTyfone: LinkedIn | Facebook | Instagram | X | YouTube | Podcast

Banks and credit unions must innovate faster and deliver flexible, scalable, and differentiated offerings to keep up with account holders' changing expectations. This is best achieved through collaborations with solution providers and fintech organizations that offer customizable digital-first offerings. On this episode of the Banking Transformed podcast, Deena Otto, COO of Stanford FCU, and Dan Collins, Director of Digital Development at Visions FCU, share how their organizations are revolutionizing their approach to innovation. Rather than building solutions from scratch or undertaking time-consuming custom integrations, these institutions leverage pre-built components and standardized integration frameworks to deploy new solutions rapidly. Learn how these two credit unions “punch above their fighting weight" by reducing what would typically be year-long development cycles into projects deliverable within three to six months.

Living and Working in Spain with David Wright:Special guest Alejandro Salvador from salvador tax and legal , Alejandro is also the Honorary British consulate for Almeria.The Ultimate Expat GuideWelcome to Living and Working in Spain with David Wright, your go-to hub for expert advice and practical resources tailored for expats. Whether you're planning your move to Spain or navigating life as a resident, David Wright offers the guidance you need to make your Spanish dream a reality. Visit DavidWrightOnline.com for exclusive insights and resources.Exclusive Resources for Expats in SpainUnlock the benefits of David Wright's exclusive membership platform, where you'll find tailored advice on essential topics like:Spanish Residency and Visas: Step-by-step guidance through the legal process.Employment Opportunities: Tips for finding work in Spain.Cultural Integration: How to blend seamlessly into Spanish society.Lifestyle Advice: Insider tips for a stress-free transition.Meet David Wright: Your Trusted Expat MentorWith over 23 years of experience living in Spain, David Wright is a trusted authority on expat life. As the author of six bestselling books on Amazon and Kindle, David's insights have been featured on platforms like BBC News and Channel 4's A Place in the Sun.Through his expertise and vast network, David provides actionable guidance to both newcomers and long-term residents in Spain.Listen to The Wright Way Live Radio ShowStay informed with The Wright Way, David Wright's live radio show on Almeria Radio 107.5 FM.

Bank of Ireland has revealed that between 14 and 24 December there has been record Christmas digital banking usage. On Thursday, 19 December close to 1.6 million digital banking logins were recorded across Bank of Ireland's iOS and Android mobile apps, as well as through its online banking website. This is higher digital banking usage than any other peak holiday or shopping period including Christmas, the traditionally busy Black Friday sales, and the Easter holiday season. The peak 2024 login figure is an increase of 4% compared to December 2023. Biometric logins to the mobile banking app have also grown in popularity, up by 45% in December 2024 compared to December 2023. Over 3 million biometric logins were recorded during the month. The pre-holiday period analysed saw contactless transactions increasing by 2%, with over 1.9 million contactless transactions recorded on 23 December alone, also making this a record-breaking figure for contactless transactions by Bank of Ireland customers. And, while digital banking and contactless payments increased, the number of ATM transactions fell 12% in December 2024 compared with the same date range (14 - 24 Dec) in 2023. Ciarán Coyle, Group Chief Operating Officer, Bank of Ireland said: "As demonstrated by these latest figures consumers really value the speed of digital banking, especially during particularly busy holiday and shopping periods. We pair that digital service with telephone and branch options for more complex matters or bigger decisions. Being able to bank from anywhere - home, office, or on the move - is one of the greatest benefits of digital banking and that's why we are focussed on continuing to invest in and enhance our digital banking services." See more stories here.

Send us a textThank you for joining our podcast with Doug Brown of Candescent.That's no mistake.  I have talked with Doug many times but always before he has worn an NCR hat where he was president of digital banking.  Here's one show, another , and one more.  .  Looking in my archive I find interview notes with him dating back a dozen years when he was at FIS.But now, to quote the bard James Brown, poppa's got a brand new bag.Not exactly.  What  has happened is that NCR Voyix has bunded its digital portfolio and sold it for $2.4 billion (plus possible additional considerations) to  Veritas Capital, a private equity firm,  Know this: Candescent comes on the market with a hefty dowry, to wit: “he largest independent platform of its kind in the United States and will continue to serve more than 1,300 financial institutions and over 29 million registered users.,” to quote the announcement release.This is the first significant interview Brown has given since the acquisition but, as he says in the show, they've been busy at Candescent developing everything from a marketing plan to aa payroll system.Also know: I am personally an end user of Candescent tools, namely the DI  momobile bike banking platform at Affinity Federal Credit Union in New Jersey.  You too might be a Candescent end user - the market presence is immense.In the show Btown outlines Candescent's plans  and why they believe they have the winning formula.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Send us a textYet another show about AI but this conversation with Chris Cox, COO at Apiture, a North Carolina based digital banking company, covers the gamut from small, practical AI powered steps a credit union can take now to truly big ideas that just might revolutionize how we bank.  Such as?Cox tosses out this idea: what if a digital banking app could become like Chat GPT. that is, the user logs in, sees a bar for asking a question, and the resulting session is highly tailored to this consumer's concern today?  How cool would that be?Another Cox idea: using AI to suggest next steps to members, maybe everything from “Isn't your rent overdue?” to “Your car is now seven years old. Time to trade it in?”Along the way Cox says that a hurdle many credit unions face in implementing AI is that a lot of their data is in formats that AI finds difficult to digest. He offers tips on cleaning up that data to make it a valuable depository of information about members and prospective members.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Nokukhanya Mntambo speaks to tech expert Siphumelele Zondi about Tyme Bank's journey to becoming South Africa's latest unicorn, with a valuation of over R1 billion, and what this means for the future of digital banking in AfricaSee omnystudio.com/listener for privacy information.

In this episode, UXDA, the global leader in financial UX design, explores seven trends shaping the future of digital banking for 2025: Customizable Banking, Connected Banking, Live Banking, Contextual Banking, Green Banking, Social Banking, and Lifetime Banking. These trends focus on redefining the customer experience through personalization, ethical design, and human-centric innovation.Discover how banks can move beyond transactions to build meaningful, long-term customer relationships by leveraging AI, enhancing user interactions, and embracing sustainability. Find out:How are emerging banking technologies reshaping customer experience?What key challenges do banks face in adapting to digital trends?How can banks build stronger customer relationships digitally?Read the full article on UXDA's blog: https://theuxda.com/blog/7-digital-banking-trends-to-elevate-financial-brands-in-2025* AI podcast on UXDA article powered by Google NotebookLM

This week, host Brett King sits down with Colin Walsh, Founder and CEO of Varo Bank, to explore the journey of building the first all-digital, FDIC-insured de novo bank in U.S. history. Designed to improve financial health and serve a diverse range of customers—from those with financial abundance to those facing economic hardship—Varo Bank is on a mission to create a banking experience that truly works for everyone. With the unique distinction of being the first consumer fintech to be granted a bank charter in US history, Varo is redefining banking with innovative products tailored to modern consumers' needs. From managing fraud and credit risk to building trust and leveraging a cutting-edge tech stack, they delve into the strategies that power Varo's ability to stay agile and customer-focused. Whether it's delivering accessible savings and lending solutions or tackling the challenges of financial inclusion, Varo Bank's story is one of innovation and impact. Tune in for a wide-ranging discussion on how Varo is using digital banking to create financial inclusion by addressing the real financial challenges that Americans face every day. https://www.youtube.com/watch?v=1lIqYB3d4IY

In the final episode of Season 3, Vin and Zach are joined by colleague Jeff Reynolds for a terrific discussion with Dale Oberkfell, former President & CFO of Midwest BankCentre in Missouri. Dale shares lessons from a 40-year career, ranging from his early days as a CPA to his time as Chairman of the FHLB of Des Moines and his experiences from 10 years as a CFO driving digital transformation at a multi-billion dollar bank. Dale discusses the importance of establishing a separate brand from the legacy bank, how to manipulate the digital funnel, and the importance of removing roadblocks from the customer experience.For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

In This Episode Southeast Asia's fintech revolution is here, and GXBank is leading the charge. From its roots as a ride-hailing service to becoming Malaysia's first digital bank, GXBank is transforming how Malaysians access and manage their money. This week on Breaking Banks, host Brett King sat down with GXBank's Chief Commercial Officer, Kaushik Chowdhury, and Mastercard's Senior Vice President & Country Manager for Malaysia and Brunei, Beena Pothen. They discuss the incredible journey of GXBank, the partnership with Mastercard, and how the bank is reshaping financial inclusion in Southeast Asia. GXBank, a subsidiary of GXS Bank Pte. Ltd. (a joint venture between Grab and Singtel), officially launched operations September 1, 2023, introducing its app two months later. In a year, the bank has amassed over 750,000 customers, offering innovative and personalized solutions to support financial resilience and inclusion. Learn how GXBank is making banking accessible to all Malaysians while setting a new standard for digital banking in the region. Discover how Mastercard's cutting-edge technologies and deep fintech expertise are empowering GXBank to deliver smarter, more inclusive financial solutions. As fintechs look to build, launch, and grow their business, Mastercard is helping to drive smarter decisions for better outcomes through strong partnerships across the payments ecosystem. Resources:Learn more about GXBank: gxbank.myExplore how Mastercard supports fintech innovation: Mastercard Fintech Services Recorded end of September

In This Episode Southeast Asia's fintech revolution is here, and GX Bank is leading the charge. From its roots as a ride-hailing service to becoming Malaysia's first digital bank, GX Bank is transforming how Malaysians access and manage their money. This week on Breaking Banks, host Brett King sat down with GX Bank's Chief Commercial Officer, Kaushik Chowdhury, and Mastercard's Senior Vice President & Country Manager for Malaysia and Brunei, Beena Pothen. They discuss the incredible journey of GX Bank, the partnership with Mastercard, and how the bank is reshaping financial inclusion in Southeast Asia. GX Bank, a subsidiary of GXS Bank Pte. Ltd. (a joint venture between Grab and Singtel), officially launched operations September 1, 2023, introducing its app two months later. In a year, the bank has amassed over 750,000 customers, offering innovative and personalized solutions to support financial resilience and inclusion. Learn how GX Bank is making banking accessible to all Malaysians while setting a new standard for digital banking in the region. Discover how Mastercard's cutting-edge technologies and deep fintech expertise are empowering GX Bank to deliver smarter, more inclusive financial solutions. As fintechs look to build, launch, and grow their business, Mastercard is helping to drive smarter decisions for better outcomes through strong partnerships across the payments ecosystem. Resources:Learn more about GX Bank: gxbank.myExplore how Mastercard supports fintech innovation: Mastercard Fintech Services Recorded end of September

Join industry experts Theodora Lau, founder of Unconventional Ventures and co-author of The Metaverse Economy and Beyond Good, and Julie Muckleroy, Global Banking Strategist at SAS as they explore the critical crossroads of AI in banking for 2025. This podcast delves into how banks are shifting from AI hype to strategic implementation, focusing on building foundational elements like data governance and trust. The conversation examines how mature approaches to AI can align investment with board priorities, select strategic use cases, and ultimately deliver meaningful return on investment while navigating complex regulatory landscapes. Key Insights: - How banks can align AI strategies with business priorities - Potential benefits and risks of AI technology - Innovative applications supporting small businesses, fraud prevention, and customer experience - Social good opportunities in AI development Dive into the future of banking technology with this must-listen podcast episode. Relevant Links: 2025 Trends in Global Banking | SAS   Speakers' Bio Theodora Lau, Founder, Unconventional Ventures Theodora Lau is the founder of Unconventional Ventures, a public speaker, and an advisor. She is the co-author of The Metaverse Economy (2023) and Beyond Good (2021), and host of One Vision, a podcast on fintech and innovation. Her monthly column on FinTech Futures explores the intersection of financial services, tech, and humanity. She is named one of American Banker's Most Influential Women in FinTech in 2023. She is also a regular contributor and commentator for top industry events and publications, including BBC News, Finovate, American Banker, and Journal of Digital Banking. Julie Muckleroy, Global Banking Strategist, SAS With a background in marketing leadership roles at SaaS organizations and large US banks like Bank of America and Wells Fargo, Julie brings extensive knowledge and expertise in global banking trends and marketing strategies. She evaluates the future state of banking as a strategist at SAS.   Over the years, GARP and SAS have partnered to bring risk practitioners unique insights on a variety of topics related to risk management. Now we present a series of podcasts focused on making financial risk-based decisions in light of the rapid evolution of artificial intelligence and machine learning. About SAS SAS is a global leader in data and AI. We help organizations transform data into trusted decisions faster by providing knowledge in the moments that matter. No matter how you prioritize risk, SAS has proven solutions and best practices to help organizations establish a risk-aware culture, optimize capital and liquidity, and meet regulatory demands. SAS® provides on-demand, high-performance risk analytics to ensure greater efficiency and transparency. Strike the right balance between short- and long-term strategies.

In the latest episode of the What the FinTech? podcast, FinTech Futures editor Paul Hindle sits down with Clare Gambardella, Chief Customer Officer at Zopa Bank, to explore how Zopa has looked to approach its growth strategy amid the constantly evolving digital banking landscape in the UK. Clare discusses how consumer demands have shifted in recent years amid a challenging economic environment and the arrival of new technologies, and what UK customers are currently looking for from their banking providers, as well as how to navigate the challenges of attracting and retaining customers in an increasingly competitive banking market and at a time when account switching numbers have been on the rise.

In this week's edition of the AmiSights Podcast, Ami talks with Erik Nilsen, Senior Vice President of Digital Strategic Partnerships at Owners Bank. Erik has a deep Product Management & Digital Banking background that was acquired from years of banking and fintech leadership. He is responsible for acquiring and managing strategic partnerships that help with the growth of Owners Bank. Owners Bank is a division of Liberty Bank based in Middletown, CT, which is one of the most innovative and established banks in the country. We've been looking for a bank that offers our clients lines of credit along with great technology, and that's exactly what Owners Bank provides. A good bank isn't just about taking deposits and managing a tech platform; it also plays a key role in providing credit. Owners Bank delivers no BS banking to entrepreneurs. We will launch our partnership at the upcoming EO Xcentric conference in Fort Worth. Owners Bank is currently open for business in Texas, Georgia, Florida, North Carolina, South Carolina, Pennsylvania, Connecticut, Massachusetts, and Rhode Island. We will start in these states and move forward together. Eric talks about how Owners Bank is redefining small business banking, making it simple for business owners. "We have real people that will pick up the phone when you call, and you're not going to go through an extensive call tree all over the country and different time zones. We predicate ourselves on that high-tech, high-touch approach. If you have questions, you're going to get a real person. We try to be really upfront and focus on the experience.” Now there is finally a bank that gets you, with tailored products and services that make things easier for business owners with none of the BS. The main topics of today's episode include the vision behind empowering entrepreneurs, addressing the gap in small business banking, leveraging technology to provide a seamless banking experience, and the origins of Owners Bank. Click here to learn more about our partnership with Owners Bank: https://bit.ly/3YquWxU Connect with Erik Nilsen: https://www.linkedin.com/in/erik-nilsen-a980622/ Recorded on 9/8/2024

In the latest episode of the Fintech Chatter podcast, Dexter reconnects with Ryan Edwards-Pritchard, CEO of Anna.MoneyRyan chats to Dexter about the recent merger of Cape and how he's joined forces with the UK's Anna.Money to bring a new approach to supporting the 2 million plus small businesses in Australia.About this EpisodeRyan shares the back story of launching Cape in Australia and the challenges he faced getting through the pandemic, securing funding, growing the business and then navigating the funding crunch.They discuss the synergies that led to Cape being acquired by ANNA and Ryan shares his learnings and advice for other founders seeking an acquisition partner.Ryan also shares the plans for growth in the region as well as some unique product offerings and services for the Aussie market.About Anna.MoneyAs "The business account that does your accounting and taxes" Anna.Money provides a smart all-in-one business account for money, invoicing, expenses, bookkeeping and taxes.About RyanRyan would describe himself as a British expat Fintech Nerd. His background in the UK saw him heading up Europe's largest digital marketplace for SME Finance in Funding Options.Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

How is Islamic banking advancing through the growth of Islamic fintechs and the utilization of technology? Where and how will the region's new digital Islamic banks create competitive advantage, and how are incumbent Islamic banks responding? How is new technology improving data management, risk assessment, compliance and UI/UX for Islamic banks? How is digital transformation increasing efficiency through enhanced systems and processes in bank treasury and investment functions? Are Islamic banks facing challenges in terms of liquidity creation and liquidity risk management, and how can technology assist?Moderator:Ravi Kittane, Partner, Ernst & Young ConsultingPanelists:Ahmed Roshdy Zaki, Manager, Liquidity and Investment Division, Islamic Development BankAmmara Masood, Global Industries GM, Banking and Financial Services, Systems LimitedAnoop Sonpar, Head of New Business ASEAN and South Asia, TemenosBilal Parvaiz, CEO, Standard Chartered SaadiqSazul Samsuri, CTO Digital Banking, Head of Digital Innovation, KAF Investment Bank

In this week's episode of Escaping the Rat Race, I sit down with the CEO of a leading credit union, Kendall Garrison of Amplify Credit Union to explore how digital banking is transforming the way we manage our finances and why traditional banks are struggling to keep up. If you're curious about the future of financial services, the impact of fintech, and how credit unions are stepping up to meet the demand for digital innovation, this is an episode you don't want to miss! Highlights The digital shift in banking – Is it permanent? How credit unions are competing with fintech and neobanks The future of physical bank branches in a digital world Innovations in cybersecurity for digital banking Personalized financial services in an age of automation   Links and Resources from this Episode https://www.practicalwealthadvisors.com https://www.practicalwealthsolutions.net/ Email Curtis for a free report - curtmay@gmail.com Call his office - 610-622-3121 ERC Tax Credit - https://ercspecialists.com?fpr=curtis75 Schedule a call with Curtis: https://aptwithcurtis.as.me/Strategysession CashFlow Mapping: https://practicalwealth.cashflowmapping.com/lp/PWbudgetsstink Private Reserve Strategy: https://app.agent-crm.com/v2/preview/vWh4TyHnUBXdULimd82i  Connect with Kendall Garrison amplify@ecprtexas.com Visit their website: https://goamplify.com/ Follow him on LinkedIn: linkedin.com/in/kendallgarrison Special Listener Gift Schedule a 15-Minute Call with Curtis: https://aptwithcurtis.as.me/Strategysession    Review, Subscribe and Share If you like what you hear please leave a review by clicking here Make sure you're subscribed to the podcast so you get the latest episodes. Click here to subscribe with Apple Podcasts Click here to subscribe with Spotify Click here to subscribe with RSS

Episode Topic In this episode of Pay Pad, host Kevin Rosenquist sits down with Andre F., CEO and co-founder of Incognia, to explore the future of mobile identity solutions and digital security. The conversation dives deep into the concept of location intelligence, a cutting-edge method for enhancing user security without compromising on user experience. Andre explains how analyzing device behavior and location patterns can help distinguish legitimate users from fraudsters, offering a seamless yet secure experience for app users. This discussion also touches on the limitations of traditional security measures, like two-factor authentication (2FA), and highlights the potential of real-time user recognition to improve both safety and usability. The episode further explores the challenges and opportunities in the evolving landscape of fintech and digital payments. Andre shares his insights on the need for innovation in security measures, especially as real-time payments become more prevalent. He also discusses the importance of transparency and user education in building trust in new technologies. Listeners will gain a comprehensive understanding of how companies can strike the delicate balance between robust security protocols and maintaining a smooth user experience in today's fast-paced digital environment. Lessons You'll Learn Listeners of this episode will learn about the innovative strategies employed by Incognia to enhance mobile security and reduce fraud. Andre F. explains the importance of location intelligence in the fintech sector, providing insights into how this technology can identify suspicious activities and prevent unauthorized access without creating friction for the user. You will discover why traditional methods like SMS-based two-factor authentication are increasingly viewed as inadequate and how modern solutions can provide superior protection. Additionally, Andre shares valuable lessons for entrepreneurs in the tech space, discussing the critical importance of resilience and adaptability in business. He emphasizes that while technology and innovation are essential, understanding customer behavior and maintaining a transparent relationship are equally important for success. This episode is packed with actionable advice for both fintech professionals and aspiring entrepreneurs who want to stay ahead in a competitive market. About Our Guest Andre F. is the CEO and co-founder of Incognia, a leading provider of mobile identity solutions designed to enhance security and streamline user experience. With a background in computer science and extensive experience in the tech industry, Andre initially started as a tech enthusiast but found his niche in bridging the gap between technology and business. His expertise lies in translating complex business problems into tech solutions, making him a key figure in the fintech community. Andre's innovative approach to leveraging location intelligence for fraud prevention has positioned Incognia at the forefront of mobile security technology. Apart from his professional endeavors, Andre is also a mentor with Endeavor, a nonprofit organization that supports high-impact entrepreneurs. Having benefited from mentorship early in his career, he now dedicates time to guiding the next generation of tech entrepreneurs, emphasizing the importance of resilience, creativity, and strategic thinking in overcoming business challenges. His unique blend of technical know-how and business acumen makes him a compelling voice in discussions around digital security and entrepreneurship. Topics Covered This episode covers a range of topics centered around digital security, fraud prevention, and fintech innovation. Key topics include the limitations of traditional security measures, such as SMS-based two-factor authentication, and the advantages of using more advanced techniques like zero-factor authentication. Andre F. explains how location intelligence and device recognition can create a seamless, secure user experience, highlighting the critical role of these technologies in protecting sensitive information without adding unnecessary complexity for the user.    

Graham Jimenez is Founder and CEO at Hyperstacks. Hyperstacks is the digital banking enabler for rural and thrift banks in the Philippines. Hyperstacks is developing digital bank apps for its client banks. This episode is recorded at CDObites. CDObites is the premier TBI of USTP (University of Science and Technology of Southern Philippines) in Cagayan de Oro. IN THIS EPISODE | 01:02 Ano ang Hyperstacks? | 2:03 What is the problem being solved? | 04:39 What is the solution of the startup? | 12:02 What is the story behind the startup? | 40:46 What is the vision? | 45:03 How can listeners find more information? HYPERSTACKS | Website: hyperstacksinc.com | Facebook: facebook.com/hyperstacksinc⁠⁠⁠ CDOBITES | Website: ⁠⁠cdobites.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | Facebook: facebook.com/cdobites⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ THIS EPISODE IS CO-PRODUCED BY SPROUT SOLUTIONS | Website: ⁠⁠⁠⁠⁠⁠⁠sprout.ph⁠⁠⁠⁠⁠⁠⁠ | Sprout Payroll Starter: ⁠⁠⁠⁠⁠⁠⁠bit.ly/SproutPayrollStarter⁠⁠⁠⁠⁠⁠⁠ CHECK OUT OUR PARTNERS | Ask Lex PH Academy: ⁠⁠⁠⁠⁠⁠⁠⁠asklexph.com⁠⁠⁠⁠⁠⁠⁠⁠ - Get 5% discount on e-learning courses & certifications! Code: "ALPHAXSUP" | ROC.PH: ⁠⁠⁠⁠⁠⁠⁠⁠roc.ph/ref/1706/?campaign=ROCPHXSUP⁠⁠⁠⁠⁠⁠⁠⁠ | OneCFO: ⁠⁠⁠⁠⁠⁠⁠⁠onecfoph.co⁠⁠⁠⁠⁠⁠⁠⁠ - Get 10% discount on CFO and financial services! Code: "ONECFOXSUP" | Enspace Cebu: ⁠⁠⁠⁠⁠⁠⁠⁠enspace.ph/en⁠⁠⁠⁠⁠⁠⁠⁠ | Twala: ⁠⁠⁠⁠⁠⁠⁠⁠twala.id⁠⁠⁠⁠⁠⁠⁠⁠ | Mommyki Super Pet App: ⁠⁠⁠⁠⁠⁠⁠⁠mommyki.com⁠⁠⁠⁠⁠⁠⁠⁠ | Marketmind Local: ⁠⁠⁠⁠⁠⁠⁠⁠marketmindlocal.com⁠⁠⁠⁠⁠⁠⁠⁠ | Mata Technologies: ⁠⁠⁠⁠⁠⁠⁠⁠mata.ph⁠⁠⁠⁠⁠⁠⁠⁠ | Hier Business Solutions: ⁠⁠⁠⁠⁠⁠⁠⁠hierpayroll.com⁠⁠⁠⁠⁠⁠⁠⁠ | Smile: ⁠⁠⁠⁠⁠⁠⁠⁠getsmileapi.com⁠⁠⁠⁠⁠⁠⁠⁠ | DVCode Technologies: ⁠⁠⁠⁠⁠⁠⁠⁠dvcode.tech⁠⁠⁠⁠⁠⁠⁠⁠ | Drive Manila: ⁠⁠⁠⁠⁠⁠⁠⁠www.facebook.com/drivemanilaph⁠⁠⁠⁠⁠⁠⁠⁠ | Ignite Careers: ⁠⁠⁠⁠⁠⁠⁠⁠ignitecareers.ph⁠⁠⁠⁠⁠⁠⁠⁠ | LookingFour Buy & Sell Online: ⁠⁠⁠⁠⁠⁠⁠⁠lookingfour.com⁠⁠⁠⁠⁠⁠⁠⁠ | NutriCoach: ⁠⁠⁠⁠⁠⁠⁠⁠nutricoach.com⁠⁠⁠⁠⁠⁠⁠⁠ | Benjoys Food Products: ⁠⁠⁠⁠⁠⁠⁠⁠benjoysfoodproducts.com⁠⁠⁠⁠⁠⁠⁠⁠ | Digest PH: ⁠⁠⁠⁠⁠⁠⁠⁠digest.ph⁠⁠⁠⁠⁠⁠⁠⁠ - Get 10% discount on legal services! Code: "DIGESTXSUP" | Contakt RFID Business Cards: ⁠⁠⁠⁠⁠⁠⁠⁠contakt-ph.com⁠⁠⁠⁠⁠⁠⁠⁠ - Get 10% discount on RFID Business Cards! Code: "CONTAKTXSUP" | Jur.ph | Big Giant Games | Founders Launchpad | Packetworx | Uplift Code Camp | Pareto Consulting | Agile Data Solutions - Hustle PH | Board Prep | Zayls | SeriousMD | Pahatid.ph START UP PODCAST PH | YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠youtube.com/StartUpPodcastPH⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠open.spotify.com/show/6BObuPvMfoZzdlJeb1XXVa⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts.apple.com/us/podcast/start-up-podcast/id1576462394⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/startuppodcastph⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | Patreon: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠patreon.com/StartUpPodcastPH⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠phstartup.online⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ This episode is edited by the team at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tasharivera.com⁠

On episode 408 of the BlockHash Podcast, Co-founder & CTO Nikolay Denisenko joins Brandon Zemp to uncover Brighty App and how they are revolutionizing digital banking with Web3. Nikolay Denisenko is a seasoned IT executive and the Co-Founder and CTO of Brighty app, a revolutionary neo-digital bank. He has over a decade of expertise in the financial business and has shown an unshakable commitment to innovation and excellence. For nearly four years, Nikolay worked as the Lead Backend Engineer at Revolut. During his stay, Nikolay was instrumental in Revolut's spectacular rise to the status of a major fintech establishment, contributing to developing the company's most profitable product division, Revolut Business. Then he went on to replicate that success by leading Fintech unicorns. ☕️ Become a BlockHash Member for Exclusive Perks:

Cybersecurity expert Roger Grimes demystifies the changing ransomware landscape- how much money do criminals usually demand? How often are they paid, and how much? What is “dwell time,” how do ransomware and wiperware differ, and what constitutes offline backup? Also- the first HODL President?   Links related to this episode:   Our full CU Town Hall session with Roger Grimes: https://www.big-fintech.com/Media?p=cu-town-hall-episode-120 Roger's Ransomware Protection Playbook: https://www.amazon.com/Ransomware-Protection-Playbook-Roger-Grimes/dp/1119849128 KnowBe4: https://www.knowbe4.com/ CU Today's continuing coverage of the Patelco ransomware incident: https://www.cutoday.info/Fresh-Today/Following-Ransomware-Attack-Patelco-Has-Restored-Many-Services-But-Others-Remain-Unavailable Forbes' onsite coverage of Bitcoin 2024: https://www.forbes.com/sites/digital-assets/2024/07/31/bitcoin-2024-when-rage-became-the-machine/  Reuters' comments on Trump's crypto conversion: https://www.reuters.com/business/finance/trump-cites-china-competition-vowing-create-bitcoin-stockpile-2024-07-27/  Our October interview with Doug Brown, President of Digital Banking for NCR Voyix: https://www.big-fintech.com/Media?p=a-digital-first-twin-takes-flight Join us for the next CU Town Hall on Wednesday August 7 at 3pm ET/Noon PT for a live and lively interactive conversation tackling the major issues facing CUs today. This session will focus on whether the notion of a Primary Financial Institution is myth or reality. It's free to attend (you might even win a door prize!), but advance registration is required:  https://www.cutownhall.com/  Find us on X and BlueSky at @bigfintech, @jbfintech and @154Advisors You can also follow us on LinkedIn: https://www.linkedin.com/company/best-innovation-group/   https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/  

In this episode of How I Grew This, Alexa Serrano, Director of Client and Product Growth at Simplii Financial, joins host Amanda Vandiver to discuss the challenges of managing generational dynamics in the workplace, with a focus on Alexa's experience as a millennial manager in the digital banking industry. They also share the importance of continuous learning, operational efficiency, mobile marketing trends, and personalized customer experiences. Alexa is an experienced growth director with over 8 years of expertise in driving customer acquisition, retention, and revenue growth for retail products in the financial services industry. Before joining Simplii Financial, she was the Senior Marketing Manager at President's Choice Financial and CIBC, as well as the Marketing Director at S.E.E.D.S. (Science for Life), a non-profit science education organization based in Toronto.

The evolution of digital banking has transformed from assisting with basic transactions to providing integrated platforms that provide seamless DIY experiences across devices. This evolution has been driven by advancements in technology, changing consumer expectations, and the entry of fintech and big tech competitors. Today, banks are increasingly focused on user experience, personalization, and real-time functionality, while also enhancing security measures to build digital trust. In this episode of Banking Transformed, we are joined by Siva Narendra, the CEO of Typhone. Siva discusses how consumers are driving the advancement of digital banking using experiences outside banking to drive expectations and innovation. This episode of Banking Transformed Solutions is sponsored by Tyfone Tyfone is the creator of nFinia®, a dramastically better retail/commercial digital banking platform for community financial institutions, as well as several platform-agnostic, revenue-generating digital business solutions. Our highly configurable platform and broad ecosystem of third-party partners ensure our entire suite is scalable and extensible to meet the needs of any FI. https://tyfone.com/

For many young people in Africa, traditional banking isn't just a hassle, it's a major roadblock. Long lines, piles of paperwork and strict ID requirements mean many are left out in the cold when it comes to managing their money in bank accounts. Digital banking platforms are trying to change this. The idea is that they use technology to provide financial services for payments, loans and even investments, through online platforms and apps instead of traditional banks. Africa Daily's Muthoni Muchiri spoke to Kiiru Muhoya, CEO of Fingo Africa, about the finance challenges facing the continent's youth and how digital banking can open up the connection channels on the continent.