Podcasts about community banking

DJ Cox joins this month, flipping the script on Craig and Josh with the most-asked questions he's hearing within the credit and lending space. As they reflect on 2025 so far, Josh highlights signs of recovery in card originations and improving delinquency trends. And Craig adds a macro perspective, describing consumers as “cautiously stable” amid mixed economic signals. Looking ahead, the conversation turns to key risks and opportunities — from tariff uncertainty and returning student loan payments to lenders shifting toward more selective growth strategies. They also examine trends in credit lines and balances, pointing to stable utilization and signs of disciplined behavior among consumers. The episode wraps with an assessment of the shrinking private label card market and why it still matters, even against rising competition like buy now, pay later services. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

Between evolving customer expectations and pressure from other financial providers, community banks have struggled to maintain relevance in recent years.In today's episode of the Bank Customer Experience Podcast, Bradley Cooper, editor of ATM Marketplace, spoke with Jean-Pierre Lacroix, president of Shikatanai Lacroix Design and Marbue Brown, founder of the Customer Obsession Advantage and a former banker about how community banking is changingWhen looking at challenges community banks face, Lacroix spoke about increased competition"There's a lot more competition today with fintechs and consolidation," he shared in the podcast.Brown agreed, stating many national banks are encroaching on community banks territory through a variety of activities even sponsoring local events."The natural advantage community banks have is being erased," Brown said.The statement points to the power of community banking in general. Lacroix said one of the primary drivers of growth in banks is being able to provide relevant advice and have a strong local presence, whereas simply providing good products reduces loss.Brown and Lacroix also discussed a number of topics related to community banking including:How are big banks coming into community banking spaces?How can employees train using AI?How can financial advice be credible?What role does community involvement play?What does Gen Z want from a branch?What role should the teller take?Listen to the conversation in full above.

In this episode of Ahead of the Curve, we discuss the ripple effects of global trade, regulatory shifts, and advancing fraud threats with Duncan Taylor, SVP and Chief Operating Officer of the Washington Bankers Association.Tune in as we explore:How tariffs and international trade tensions are impacting regional and agricultural banksWhat community banks should know about regulatory rollbacks and CFPB scrutinyThe growing risks in fraud and why human nature, not just error, must be addressedHow to prioritize responsible AI, compliance, and customer trust in tech investmentsAbout the guest:Duncan Taylor serves as SVP and COO of the Washington Bankers Association and President of both CareerWork$ and WBA Professional Services, Inc. A seasoned association management leader and not-for-profit consultant, Duncan brings a unique blend of operational expertise and policy insight. With deep roots in the industry, Taylor is passionate about financial education, responsible innovation, and building resilient communities through banking. He's also a graduate of the Pacific Coast Banking School and a self-professed bank data nerd who loves breaking down complex topics into approachable, actionable strategies. You can hear him talk trivia and show off his history knowledge on the Last Call Trivia Podcast.Helpful links:Podcast: Integrity Solutions: Shaping Future Bankers with Duncan TaylorWebpage: AI solutions and resources for bankersBlog: AI and generative AI use cases in banking: 6 real-world examples

In this special episode, recorded live from TransUnion's annual Financial Services Summit in Chicago, hosts Craig and Josh are joined by Paul Gruenwald, Chief Global Economist at S&P Global Ratings. The conversation kicks off with an in-depth exploration of the economic impacts of tariffs, financial implications of tightening federal spending, and why tracking the labor market is key to predicting a recession. Paul then shares his take on the future of the US labor market, including the potential for increased domestic manufacturing, and discusses implications of AI. Shifting gears to global trade, they consider the connections between savings, investments and net exports, and assess the US dollar's status as the global reserve currency. Finally, they examine significant investments in renewable energy projects and macroeconomic impacts of moving away from a fossil fuel-based economy. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

Brendan Pedersen, author of Punchbowl News' The Vault, talks about why key Democrats withdrew support for a bill to regulate stablecoins, how House Financial Services Committee GOP are targeting CFPB, and why an effort to overturn the medical debt rule appears to have failed for now.

We spoke with Dime Bank President and CEO Nick Caplanson about the value of community banking.

Relationship Building with “The Bow Tie Banker,” Michael Miller, Embassy National Bank (North Fulton Business Radio, Episode 857) Host John Ray interviews Michael Miller, also known as “The Bow Tie Banker,” from Embassy National Bank, in this episode of North Fulton Business Radio. Michael shares his journey into banking, driven by a desire to help […] The post Relationship Building with “The Bow Tie Banker,” Michael Miller, Embassy National Bank appeared first on Business RadioX ®.

Relationship Building with “The Bow Tie Banker,” Michael Miller, Embassy National Bank (North Fulton Business Radio, Episode 857) Host John Ray interviews Michael Miller, also known as “The Bow Tie Banker,” from Embassy National Bank, in this episode of North Fulton Business Radio. Michael shares his journey into banking, driven by a desire to help […]

Data is not just a byproduct of operations—it is the foundation for strategic decision-making and risk management. Vantage Bank, a leading community bank out of San Antonio, Texas committed to innovation and operational excellence, has embraced this reality by modernizing its risk management program through data and technology.  In this episode of The Risk Intel Podcast, Ed Vincent, CEO of SRA Watchtower and host of the show, sat down with Joel Castaneda, EVP & CRO, and Shawn Main, EVP & Chief Business Architect at Vantage Bank, to discuss their transformation journey and a need for a modernized risk program. Follow us to stay in the know!

TransUnion Sales VP Brad Deja is in the studio this month to talk shop! Josh starts by highlighting signs of a stabilizing market, including a slower decline in loan originations and the return of prime and below prime card issuance to pre-pandemic levels. Brad inquires about market expectations for Q1, noting a number of consumers are still struggling with inflation. Craig explains why he believes consumer credit health is evening out despite these challenges. When asked about the continued decline in originations, Josh attributes this to issuers' caution — while also pointing out positive demand signs in higher credit tiers. The conversation then shifts to current trends in card balances and utilization; Brad wonders whether delinquencies have peaked yet; and finally, Craig notes the most pertinent fraud challenges facing lenders today. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

Introducing Travillian Next Trailblazers: The Story Behind the Journey! The Trailblazer Series will dive deeper into the personal story of fintech founders, detailing how they started & grew their company in the face of rejection, resistance, and constant challenges. The life of an entrepreneur can be thrilling, disappointing, risky, rewarding, fulfilling, and of course stressful. The Trailblazer series will focus on the peaks and valleys of the journey with insights and advice for the listeners. In our first episode, host Keith Daly, Principal, Banking & Fintech Search at Travillian, sits down with Nikhil Lakhanpal, co-founder of Narmi, to explore what it really takes to build a game-changing fintech company. From shaking up the status quo in banking to navigating the chaos of COVID-19, Nikhil shares his journey—full of challenges, innovation, and lessons for aspiring founders. How do you know when it's time to start your own company? What do banks really think about new technology? Why is integration the key to better banking? Don't miss this deep dive into the entrepreneurial mindset, the future of digital banking, and the unexpected hurdles along the way. Listen now!

In this episode of the Risk Intel podcast, Joseph Berry, Co-head of Investment Banking at KBW, joined host Ed Vincent to share his insights into the evolving landscape of banking and FinTech and what will drive innovation in 2025. Joe discussed critical topics ranging from data analytics and customer profitability to the role of mergers and acquisitions (M&A) in driving innovation. Listen to the full episode to learn more. Follow us to stay in the know!

You want presents? You bet your ask we've got presents, thanks to the presence of The Five Wise Finance Stars, who in our book outclass any number of elves you can cram around the dining room table. Join us as we tick off our gift list for the industry, banking's bad holiday reruns and what the happy new year ahead looks like in professional and personal ways. Plus, all hail Johnny Da Big as he returns — by invitation, if you can believe it — to sing a shattering rendition of “Do You Hear What I Hear?” The guests who keep on giving: Stephen Curry, CEO, Endurance Advisory Partners Scott Earwood,  Head of Community Banking, White Clay Shelly Nischbach, SVP, Verification Services, Equifax Workforce Solutions Preetha Pulusani, CEO, Deep Target Cindy Snow, VP of Customer Success, Core10

Jason Laky, Executive Vice President of Financial Services at TransUnion, returns for the first time since June 2022! Things kick off with a review of past predictions, including a recession forecast and an assessment of the current consumer credit market. Jason is optimistic about stable interest rates and potential regulatory improvements benefiting financial services. Josh and Jason discuss 2024 lender impacts across mortgage, auto, credit card and FinTech sectors, with a look at the state of consumer financial health. Jason considers whether consumers will adapt to current interest rates to enter the housing market. Craig and Jason address fraud sophistication and the need for financial institutions to implement better fraud mitigation strategies. They also explore potential disruptions in consumer lending, with Jason predicting generative AI will enhance financial services through improved personalization and efficiency. Finally, Craig inquires about student loan payments resuming, and the future of mergers and acquisitions in a challenging cost environment. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

Today we shine the spotlight on Katie Wahlquist and her bank, Star Bank, in Minnesota.  We discuss Katie's family roots in banking and their plans to remain competitive and customer-centric in the coming years. GET OUR NEW EBOOK: TOP 12 WINNING STRATEGIES FOR COMMUNITY BANKS IN 2025 The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees SouthState Bank, N.A. - Member FDIC

Earlier this year, Newsweek named DFCU Financial one of America's Top Credit Unions. In this episode of Travillian Next, Brian Love, Head of Banking & Fintech at Travillian, was lucky enough to sit down with DFCU's President & CEO, Ryan Goldberg, to uncover the story behind the bank's success and what some would consider “his bold career moves.” What drives a leader to leave a memorable career in community banking and take on the unique challenges of the credit union world? They discuss DFCU's strategic growth through M&A, the approach to leadership and mentorship, and how they're shaping the next generation of talent. Ryan also shares his perspective on the very nuanced task of navigating industry transitions. Chapters 00:00 | Introduction to DFCU Financial and Ryan Goldberg 07:38 | Transition from Community Banking to Credit Unions 14:39 | Navigating Criticism in Credit Union Acquisitions 19:41 | Retention and Integration Post-Acquisition 27:39 | The Role of Mentorship in Career Growth

TransUnion Sales VP Danielle Parry-Hill joins the podcast this month to discuss the state of the card market and growing concerns around fraud. Danielle and Josh kick things off by noting while originations are down, charge-offs, delinquencies and card utilization are rising. Danielle raises a key question from CFIs: Have delinquencies peaked? Craig advises issuers to adjust their risk strategies accordingly. Danielle points out CFIs are now facing significant fraud challenges, including bots testing identities. Josh highlights the surge in early default losses on credit cards and growing difficulty in managing fraud due to synthetic identities and first-party fraud. Craig shifts the focus to bankruptcy, noting while rates are low, increased debt settlements might be hiding underlying risks — and lastly, explains why private label cards have become riskier than bankcards. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

With Steve Manion joining the podcast this month, the conversation kicks off with a year-over-year review of consumer card usage. Josh examines shifts in bankcard balance and origination growth; Craig reveals which consumers are taking on far less new debt; and Steve wants to know how current charge-off balances compare to pre-COVID levels. Steve and Craig then discuss how lenders are leveraging technology to enhance marketing and speed to market. Josh emphasizes the need for lenders to diversify their consumer engagement tactics, ensuring relevant offers at every touchpoint and channel, and delivering personalized experiences efficiently. Craig details the ‘strategic imperatives' for issuers in 2024 — including efficiency in marketing, evolving fraud threats, changing regulatory environments and the role of artificial intelligence — and Steve asks if higher fraud rates are being observed in certain channels compared to others. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

In this episode, Stop & Talk host Grant Oliphant engages in a heartfelt conversation with Dan Yates, board chair of the Prebys Foundation and co-founder/CEO of Endeavor Bank. A true San Diego native, Dan's journey from Paradise Hills to becoming a leading civic figure in San Diego reveals a profound commitment to community and service.Dan shares his experiences growing up in a diverse and complex environment, which instilled in him a deep sense of empathy and a drive to uplift his community. His story highlights the significant role of his upbringing, particularly the influence of his parents, in shaping his values of kindness, service, and inclusion.Throughout the episode, Dan discusses his path to banking, driven by a desire to connect business with community. His work at Endeavor Bank exemplifies this, blending entrepreneurial spirit with a strong focus on civic leadership. Dan emphasizes the importance of listening to, understanding, and supporting the diverse fabric of San Diego, from his efforts with Second Chance to his ongoing engagement with Morse High School students.Dan's unique blend of professional acumen, vulnerability, and heartfelt community involvement is making a lasting impact on San Diego. Listen in to hear his insights on how local business can serve as a force for good, and his vision of a more connected and inclusive community.Credits:This is a production of the Prebys Foundation.Hosted by Grant OliphantCo-Hosted by Crystal PageCo-produced by Crystal Page and Adam GreenfieldEngineered by Adam GreenfieldProduction Assistance by Tess KareskyThe Stop & Talk Theme song was created by San Diego's own Mr. Lyrical Groove.Recorded at the Voice of San Diego Podcast StudioDownload episodes at your favorite podcatcher or visit us at StopAndTalkPodcast.orgIf you like this show, and we hope you do, the best way to support this show is to share, subscribe, and review our podcast. Thank you for your support, ideas, and listening. 

Rep. French Hill, one of the leading candidates to chair the House Financial Services Committee next year, makes his case for the job, discussing how his former role as a bank CEO would help guide his agenda. He talks about why he's worked so hard on crypto and stablecoin regulation bills, his vision for housing reform, the lessons of SVB, the end of Chevron deference, and his concerns on bank consolidation.

In this podcast episode, Mike Hipp, President of Gibsland Bank, shares practical banking advice and wisdom from his years of experience. He talks about key financial strategies, the importance of customer relationships, and how banking is changing. Mike also gives tips on handling economic challenges and finding growth opportunities, making this episode a great listen for anyone interested in finance.Intro 0:00Important banking lessons 6:50 Change within a company 11:45Relationships 15:15 Growth moving forward 17:52Challenges 22:55Final Advice 30:30

Part Two: Live From TransUnion's 2024 Financial Services Summit, Las Vegas In part two of the 2024 FS Summit episode, TransUnion's Sean Flynn sits down with Union Credit co-founder and CRO Barry Kirby to highlight some key challenges facing credit unions today. Sean and Barry start by discussing the contradiction credit unions are running into as they balance growing their young member bases with needing more deposits due to liquidity constraints. Barry shares the widening average age gap between credit union members (57) and US consumers (37), and describes why educating younger generations on the benefits of credit unions is critical for the health of the entire banking system. Sean notes how Barry's company helps community banks automate and scale in new ways, leading him to wonder what kind of fraud Barry is seeing these days and how credit unions are responding. Finally, Barry looks back on 25 years as an entrepreneur in the community banking space to offer advice for those pursuing a similar path. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

Sharon Anderson is the CEO/President of Williamstown Bank in Williamstown WV. In February of 2020, they implemented a community-driven coffee business similar to what you have seen on this podcast before and, to date, have nearly raised $50,000 that goes directly to charities in the local community. As someone who has watched this from Memphis, it is truly one of those "feel good" stories...but more than that (and to borrow Williamstown Bank's marketing) it's what banking can be. If you'd like to read more about The Giving Cup, check out https://www.williamstownbank.com/services/the-giving-cup/ And always, thank you to our sponsor, ICBA Securities: https://www.icba.org/icba-securities

As technology and customer expectations change, fintechs must adapt and pivot to meet the needs of the community banks they work with. Whatever community banks are looking for—streamlining data collection, cutting down operation costs, etc.—there should be a fintech stepping up to provide a solution. But that means they must know exactly what the community bank customer desires.   “The majority of the conversations that I am having on this topic is a function of helping that fintech founder connect the products, which are usually amazing, to real, tangible, deep balance sheet and P&L and outcomes,” says Allan Rayson, founder and CEO of Finov8r Consulting.   So what do those fintechs need to know or adjust to serve the industry? Rayson and Saroop Bharwani, CEO and founder of Senso.ai, join Charles Potts to discuss how fintechs can accelerate community banks' digital transformation.   This episode is sponsored by FIS.

On this episode of Banking on KC, PJ Thompson and Collin Thompson, third-generation family members of Country Club Bank, join host Kelly Scanlon to discuss the significance of community banking in fostering local economic growth and the core values that have helped the bank sustain community relationships through multiple generations.  Tune in to discover:  How Country Club Bank has adapted to technology changes while keeping a community-focused approach.  The five core values that underlie Country Club Bank's commitment to associates, clients and the community. How Country Club Bank supports the complex needs of other multigenerational family businesses in Kansas City by offering a one-stop shop for banking services and wealth management. Country Club Bank – Member FDIC  

Tune in to the latest episode of The Angel Next Door podcast as host Marcia Dawood sits down with George Cook, co-founder of Honeycomb Credit. George shares how the platform is revolutionizing crowdfunding for small businesses, addressing the challenges faced in accessing capital from traditional lenders. This insightful episode offers a compelling look at the impact of investment crowdfunding with microloans on Main Street entrepreneurs and its potential to shape the future of business financing. If you're interested in learning about the evolving landscape of small business funding and the role of crowdfunding in supporting local economies, this episode is a must-listen. To get the latest from George Cook, you can follow him below!LinkedIn - https://www.linkedin.com/in/george-cook-honeycomb/https://www.honeycombcredit.com/ Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing!Website: www.marciadawood.comLearn more about the documentary Show Her the Money: www.showherthemoneymovie.comAnd don't forget to follow us wherever you are!Apple Podcasts: https://pod.link/1586445642.appleSpotify: https://pod.link/1586445642.spotifyLinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/Instagram: https://www.instagram.com/theangelnextdoorpodcast/TikTok: https://www.tiktok.com/@marciadawood

Matt Spiegel and Patrick White join the podcast this month to discuss the ongoing transformation of marketing strategies and operations. Josh kicks things off by remarking on the lack of financial advertising in this year's Super Bowl; Matt discusses how financial services marketers should be connecting brand and performance data for more precise results; and Craig and Patrick discuss the opportunity costs of disconnected datasets, including deterministic versus probabilistic data matching. Plus, Josh details some surprising marketing solicitations he's received from his bank; Patrick describes three things lenders can focus on to ensure they're maximizing their customer insights; and Matt shares marketing tactics financial organizations should consider that can be achieved on any budget. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

Today we'll be speaking with Scott Mills, president of the William Mills agency based in Atlanta. They specialize in helping fintechs connect with banks, and they work with a number of major bank technology providers. Scott talks about the future of fintech, where fintech partnerships often go wrong for community banks, and how to properly evaluate a fintech relationship.  GET YOUR FREE ARC STEP-UP PLAYBOOK HERE ACCESS THE BANKERS AS BUYERS SURVEY HERE The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees SouthState Bank, N.A. - Member FDIC

The Bankercast is pleased to have Jeff Fair from American Planning join us to discuss the numerous challenges facing the community banking industry. With decades of experience in banking, Fair offers insights trusted by bankers across the southeastern region and beyond.Current Banking Dilemma- 0:00Taking Risks- 14:00Need a Better System- 19:00Covid & Infrastructure Money- 31:00Importance of Experience- 39:00Thoughts on the Future- 50:40Liquidity- 58:55Lagniappe- 1:03:10

Ebro in the Morning is helping bring the education to the FOTS! They sit down with Nichol King, who is nicknamed "Harlem's Banker" is an Executive Director of Community Banking at JPMorganChase where she helps teach financial & wealth education to the black community. She breaks down her advice on helping entrepreneurs get the advice they need to ensure a successful business by understanding how to make the money work for you. She also speaks on some of the biggest points in buying a home, and the Real Estate Market in New York City. See omnystudio.com/listener for privacy information.

Paul Siegfried who leads the card and banking business at TransUnion returns to Extra Credit for the third time to discuss what's ahead for card issuers and consumers in 2024. Paul cautiously forecasts how rates, delinquencies and charge-offs might look by the end of the year; Craig asks what the market can expect to see in terms of unemployment and wage growth; and Josh wants to know how priorities and agendas are looking when broken out by segment. Plus, Josh digs into whether fraud has really evolved (or does it just feel different in this economy?); Craig shares a scheme fraudsters recently tried (and failed) to pull on him; and Paul offers advice to issuers struggling to feel confident in today's environment. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

Today we sit down with Dan Robb, CEO of Jonesburg State Bank and former chairman of the ABA.  We talk about Dan's passion for the industry and the challenges and opportunities facing community banks today. GET YOUR FREE ARC STEP-UP PLAYBOOK HERE The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees SouthState Bank, N.A. - Member FDIC

Community banks have long gained a reputation for being successful based on their deep roots in the communities they serve. But in an age of digital banking and online payment systems, what does success even look like for community banks in 2024 and beyond?

TransUnion financial services sales leader Stephanie Donaghy joins this month's podcast to ask Craig and Josh about recent trends in the card market — based on key questions she's hearing from within the industry. The conversation covers everything from consumer credit health and sentiment continuing into 2024; how consumer spending is impacting balances across risk sectors; and the relationship between utilization and stress. Josh and Stephanie also discuss the right balance of anti-fraud measures within application experiences geared toward younger consumers. Craig speaks to private label card balances being at an all-time high, and Josh weighs in on the drivers and impacts of high delinquency rates and charge-off balances. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

We're honored to host Rebeca Romero Rainey, President and CEO of the Independent Community Bankers of America (ICBA) on the Banking Transformed podcast. ICBA serves as the leading voice promoting the interests of over 5,000 community banks which constitute the vast majority of all banks in the country. In this episode, we'll uncover the current dynamics of the community bank ecosystem, confront the challenges these institutions face, and explore the opportunities that lie ahead. We also discuss the key regulatory issues of 2024 and celebrate the milestones under Rebeca's leadership at ICBA. Her perspectives on the future of community banking, digital transformation, and the role of local banks in fostering economic growth provide valuable insights for financial executives across all asset categories.

In this episode of the Thoughtful Entrepreneur, your host Josh Elledge speaks with CEO of Mindspan Systems Inc., Rich Edwards.Rich Edwards, as the CEO of Mind Span Systems, leads a team that specializes in helping community financial institutions with marketing automation, communication, and personalization using data. They focus on smaller institutions with assets below 10 billion, which may not be technologically advanced but are looking to leverage tools like machine learning and AI to improve their services.Rich highlighted a phenomenon he called the 'barbell effect' in the banking industry. This effect is characterized by the dominance of large and smaller local banks in the market activity, leaving a gap in the middle. He also discussed the attitudes and trends of banking consumers, emphasizing the fear of another financial collapse and the concentration of activity at both ends of the banking spectrum.Rich explained that while AI is a powerful productivity tool, it won't immediately replace jobs but rather enhance the capabilities of professionals. He emphasized leveraging AI to focus on tasks that add value and differentiate a business.Under Rich's leadership, Mind Span Systems helps clients with specific pain points, such as cost savings and support use cases. However, the real value of AI, according to Rich, lies in uncovering new opportunities and tasks that were previously impossible.Key Points from the Episode:Introduction of Rich Edwards as CEO of Mind Span SystemsMindSpan's work with community financial institutionsAttitudes and trends of banking consumersPotential of AI in the banking industryBarbell effect in the banking industryAI as a productivity tool that enhances capabilitiesSpecific pain points and value of AI in uncovering new opportunitiesPotential of using interns or assistants to enhance business operationsMindSpan's resources on personalization in the banking industryAbout Rich Edwards:Rich Edwards serves as the CEO of Mindspan Systems, specializing in empowering community financial institutions through data-driven strategies and technologies. With a profound background in analytics, marketing, artificial intelligence, and machine learning, he guides organizations toward transformative growth.Throughout his career, Rich has collaborated with global clients in banking, insurance, and financial services, demonstrating his expertise in product strategy related to data center automation and artificial intelligence. Notably, he played a pivotal role in the launch of IBM Watson Developer Cloud.Rich holds a Bachelor of Science in Engineering from Rensselaer Polytechnic Institute and a Master of Business Administration from the University of North Carolina at Chapel Hill. Additionally, he served as an engineering officer in the US Army. Currently residing in Raleigh, NC, Rich Edwards and his family contribute to the local community.About Mindspan Systems Inc.:Mindspan Systems assists mid-market insurance, banking, and financial institutions with data-related challenges. Recognizing the frustration stemming from limited insights, the company facilitates the execution of data-driven strategies, fostering transformative changes and securing a sustainable competitive advantage.Mindspan Systems offers various services, including data science and data-driven technology solutions. These empower organizations to construct personalized experiences tailored for each customer, utilizing laser-focused, trackable, and testable messaging to optimize marketing...

In this special Bankercast episode, we reflect on the transformative highlights of 2023, celebrating the growth and accomplishments at High Performance Teams. Grateful for the milestones achieved, we express our appreciation and delve into how these experiences have fueled our commitment to shaping better teams for better business in the banking industry.Intro: 0:00Growth at HPT: 1:26Post-Modern Problems and Solutions: 18:33Episode Recaps: 24:53Importance of Listening: 28:30Lagniappe: 39:05

Craig kicks off the last Extra Credit episode of the year with a macro recap of 2023, ranging from the impact of increased interest rates on markets and consumers to economic and geopolitical disruptions to the growing presence of artificial intelligence. Taking a more micro view of the market over these last 12 months, Josh highlights interesting patterns around originations, delinquencies and card balances; discusses lender investments into marketing and fraud programs; looks at capital markets and consumer affordability; and describes the impact and uncertainty stemming from increased regulations. Finally, Craig and Josh look back at some memorable guests and episodes from 2023, and give a peek at what listeners can expect to hear on Extra Credit in the new year. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

In this episode of Bankercast, join us as we address recruiting with a special guest, Kayla Stoulig, the HR Manager at Gulf Coast Bank. Together, we explore the qualities that make a candidate stand out, from strong work ethic to a sense of responsibility. Tune in for valuable insights on finding the right talent to build a thriving and dynamic team in the banking industry.Intro: 0:00Recruiting Issues: 17:10What to Look For: 21:55Categories of Responsibility: 28:43Emotional Intelligence: 34:45Lagniappe: 40:29Contact Info: 49:49

This week we sit down with Ron Shevlin, Chief Research Officer with Cornerstone Advisors.  Ron is a sought-after speaker, writer, and consultant who works at the intersection of banking and fintech.  He is also a senior contributor at Forbes, where he writes a popular column called "FinTech Snark Tanks." We talk with Ron about Artificial Intelligence's role in changing the future landscape of community banking… and what community banks should do about it today! The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees SouthState Bank, N.A. - Member FDIC    

AI in Community Banking - Are YOU Ready? Hosts - Sharon Lorman, Vice President, The Kafafian Group, Inc.         Jeff Marsico, President, The Kafafian Group, Inc. Guest - Saroop Bharwani, Co-Founder & CEO, Senso.ai

Join us in this episode as we sit down with Carey Chopin, an experienced commercial lender, to explore advice within the world of banking. Beyond banking, he also imparts wisdom on the importance of teamwork and shares life lessons, making this episode a must-listen for anyone seeking financial wisdom and personal growth.Intro 0:00Background Information 1:25Foundational lessons 9:56Joyful side of Banking 19:26Interest Rates 25:54Teamwork 29:25Lagniappe 33:55Contact Info 44:30

This week we sit down with Lindsay Greene from ExtraCo Consulting to discuss the latest trends in community banking.  We talk about video banking, the universal banker position, and how Lindsay is helping community banks grow and adapt.  The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees SouthState Bank, N.A. - Member FDIC

Concerns this spring of another banking meltdown quickly faded as Uncle Sam stepped in and the failures were contained. But how healthy is the sector in a higher interest rate environment, with increasing regulatory oversight? In this episode, DBJ Associate Editor Alexa Reed invites respected community banking leader Bill Lowe, Chairman, President & CEO of Harmony Bank to offer his candid opinion and outlook

To say we're excited about introducing you to this week's guest is a gross understatement! Jesse Jackson, Head of Consumer & Community Banking and Firmwide Operations New Joiner Experience at JP Morgan Chase joins us to discuss the work readiness of today's workforce, talent acquisition and the ongoing war for talent, and the relationship between learning & development and talent acquisition. Tune into episode 103 to hear Jesse's story, his 'rocket booster' moment, and his thoughts on the world of talent acquisition and work readiness.

In this podcast episode, we delve into the world of tax credits and financial innovation with Vine. Join us as we explore how Vine navigates the landscape of tax credits, uncovering unique strategies and success stories. Our special guest, Addison Henry, provides firsthand insights into Vine's remarkable journey and the their financial solutions.Who is Addison? 1:20What is Vine? 9:16Background /How was this started? 14:40What does Addison love about it? 19:16What is the resale of tax credits? / Why is it good? 22:23spare time? / activities outside of work 31:22Contact Addison Henry 40:45

Paul Noris is Chairman of the Board and Chief Executive Officer of the Bank of Central Florida. In this episode, Paul visits the studio to discuss the impacts of rising interest rates and how historically-low rates, which are not the norm, are not a sustainable business model for banks. He also raises awareness about the modern-day bank fraud method of phishing emails while explaining how AI is helping prevent these fraudulent activities.Paul also shares why you should be working with a community bank for commercial real estate lending.Learn more at SVNsaunders.com and bankofcentralflorida.com.

In this episode, Heath Fountain, CEO of Colony Bank, delves into the world of community banking and how Colony Bank has navigated growth and innovation amidst the current economic uncertainty. He discusses the importance of incorporating technology to create efficiency for the bank and better experiences for customers, the need to redefine community beyond geographical boundaries, and the role of community banks in revitalizing rural areas. Heath also highlights the value of personal touches and ease of doing business that community banks provide in comparison to national and regional banks. Additionally, he shares insights into his strategic planning process, leadership perspectives, and personal habits for growth and development. Heath has built a culture that attracts and retains talent, and creates a desire to compete and win in serving customers and building a future-oriented bank. Thanks to show sponsor, BankTech Ventures.

Laura Spiekerman of Alloy joins Nate to discuss What Does the Future of Fintech Hold? Insights on Growth, Fraud, and Community Banking. In this episode we cover: Alloy's mission and the role it plays in fintech The importance of community banks in fintech design and development Challenges of scaling a go-to-market business in fintech  Laura's insights on the future of fintech, including concerns about fraud and blockchain technology The impact of fed now on fraud prevention in fintech