Podcasts about bayrock

In this episode Barry chats to Dr Ian Pringle, Managing Director of Bayrock Resources (ASX:BAY)

Credit Crush AssignmentThe Most Important ScreenshotDebt ManagementBefore You Apply Any Action Items, review the following elements in the Debt Management section of your plan. You'll need to grab a “BEFORE” screenshot of these elements.StrategyBalance of selected debt — grab a screenshotPaymentProposed payments for next month — grab a screenshotDetails — Before (Annual works better than Monthly)Remember to Grab a “Before” Screenshot of each of your Data Cards which you will compare with the “After” Screenshots. About the Credit Crush AssignmentThe Credit Crush Assignment is all about understanding the cost of credit and how to apply simple strategies to eliminate debt so that you can build wealth. In this week's assignment, you'll enter your 3 big purchases in your BayRock financial planning portal: Home, Car, and Credit Card spending spree. Desired OutcomesUnderstand The Cost of CreditIdentify Simple Strategies for Debt ManagementEliminate Debt/Become 100% Debt FreeBuild Wealth by Investing Instead of Paying InterestStep One — Update Your Data CardsMortgageLoan Type = MortgageOriginal Amount of LoanMonthly PaymentBalanceInterest RateLoan Term — 15 or 30 Year Car LoanLoan Name = Type of CarLoan Type = Car LoanMonthly PaymentBalanceInterest Rate Credit CardAccount NameBalance (at least $10k)APR — Annual % Rate (at least 10%)Student Loan (optional)Step Two — Take BEFORE ScreenShots of Your Data CardsIf your data cards were correctly completed from last week's assignment, just pop those images into this week's article. If you made updates to your data cards, be sure to create a new, updated screenshot of your data cards:MortgageCar LoanCredit CardStudent Loan (optional)Questions June 24, 2022 Debt Strategy - No Data?I am Melina from your BUSI 3300-13465. I am messaging you regarding my debt management portal on my assignment. I followed your class videos and I was wondering if I did something wrong seems like there is not any data. Questions from Students June 24, 2022Mortgage Payoff in One MonthI am attempting to complete assignment 6 and I have run into an issue with the Bayrock portal. I setup my mortgage, car payment, and credit card debt, but when I view the debt management tab, it expects me to pay the mortgage back within a month. I even changed my numbers to match your example and I still get the same issue. Attached is a pdf showing what I am seeing in my portal.

How to Setup Your BayRock PlanThere are a few key steps in setting up your plan in BayRock and in this post, I'll outline the steps and some information to help you get the most out of your experience. This article is intended for Students of Personal Finance at the Bauer College of Business at University of Houston. However, the steps outlined below will help you get started whether you're a UH Student or a BayRock client, or if you're just wanting to follow along and build your first financial plan, welcome!Getting StartedSubscribe to our Podcast in iTunes and everywhere Podcasts are playedEnroll in Money Study Group OnlineUpdate Your Plan using this link - CLICK HERE NOW.Jump in and start tracking your financial progress right away. Once you get started , I'll be able to see monitor your activity from my advisor dashboard.You will be prompted to enter a password and create an account.Please bookmark the page and be sure to save your password.For your convenience, we've included easy links at the top of our pages and posts on our websites at BayRock Financial and also at Missional Money.Download the RightCapital Mobile AppThe RightCapital mobile app is available for iPhone and Android devices. Clients can visit the App Store or Google Play store to download the App.RightCapital mobile app download links:Apple App Store downloadGoogle Play Store download Apple App Store downloadSearch for RightCapitalClick the blue Get buttonOnce the download is complete, click the blue Open buttonInsert your login information when prompted Google Play Store downloadBayRock and RightCapital Mobile AppSearch for RightCapitalClick the green Install buttonOnce the download is complete, click the green Open buttonLogin using the same email and password you used to create your account in previous step.

What is a Financial Plan?What is a financial plan - to you? That's a question I've been asking in my Personal Finance class at the Bauer College of Business at University of Houston. Long before I started teaching Personal Finance on a college campus, I learned that the definition of a financial plan is different from one person to the next. Season Two: What is a Financial Plan. Over the course of this semester at UH and also in Season Two of the Missional Money Podcast, I'll be unpacking the essential elements of financial planning while answering the question WHAT IS A FINANCIAL PLAN. I hope you'll join me.Let's Make Your Plan!As a Certified Financial Planner™ Professional, I've learned a thing or two about financial planning.Money Study Group is an online self-study self-paced course designed to teach students how to become a millionaire by age 50. The course was developed at the Bauer College of Business at University of Houston and is in its 13th year of production. Enroll in Money Study Group for a one-time fee of $75.95After enrolling in Money Study Group, there is no cost for you to create, update, and manage your financial plan using our favorite planning tool; RightCapital is our premium planning software brought to you by BayRock.BayRock Purpose StatementBayRock is dedicated to helping individual investors, families, and business owners manage the risk and opportunity of everyday life, recover from the unexpected, and realize their highest purpose. How it WorksSubscribe to our Podcast in iTunes and everywhere Podcasts are playedEnroll in Money Study Group OnlineUpdate Your Plan using this link.Get started tracking your financial progress today, I'll be able to see monitor your activity from my dashboard.

Special Offer for Podcast Listeners!$500 UpFront Fee Waived for Podcast Listeners, offer good through the end of summer 2022.BayRock Subscription-Based Financial Planning services are offered at three pricing levels designed to address three different levels of financial planning needs from simple to more complex. Each subscription level provides additional services. For example, level three includes all of the services listed in levels one and two as well as the “additional services” listed in level three.The Subscription-Based Financial Planning Fee arrangement is designed to deliver a better value for clients who need ongoing financial advice, planning, and coaching. The Subscription-Based Financial Planning services can be cancelled at any time by the client or by BayRock if either party determines that the Subscription-Based Financial Planning service is no longer providing value.Three Price LevelsWealth Builder: Starting at $125 per MonthRetirement Strategies: Starting at $250 per MonthFamily and Business: $500 per MonthLevel One – Wealth Builder Blueprint, $500 upfront planning fee plus a $125 monthly retainer. Ideal for beginners with typically under $500,000 of investable assets.The $500 upfront planning fee includes…Gathering client data,Building a comprehensive financial model,90 minute Discovery Meeting,The Blueprint for Financial Success™$500 UpFront Fee Waived for Podcast Listeners, offer good through the end of summer 2022.

DIY Investor MistakesAre you a DIY Investor? Good for you! I'm a DIY kind of guy. I do my own pool maintenance, cut my own lawn, and change my own oil. Believe it or not, I cut my own hair. I became a DIY Investor just about the time Enron imploded. The first company stock I bought was TICO because I watched PBS interview Dennis Kozlowski and I thought, I like that guy. I trusted him and I bought his stock the next day. Big mistake.As a DIY Investor I've made every mistake imaginable. In 2007, December 14 (my 25th wedding anniversary) I hired my first Wall Street Financial Advisor at Merril Lynch. That was one of the biggest mistakes of my financial life.One of the things I really appreciated about my Financial Advisor (even thought he worked in a very broken system on Wall Street) was having someone on my team who had access to tons of tools and information that I just didn't have.DIY Investor InvitationIf you're a DIY Investor, I want to invite you to take advantage of BayRock Financial. I built BayRock to appeal to DIY Investors. My first recomendation is simple: Get Your Risk Number. Visit BayRockFinancial.com and click on the Blue Button at the top of the page next to the BayRock logo and take our 5 minute risk survey. If you want to email me your investment statement, I'll do a portfolio review to show you how much risk you have compared to how much risk you want. I'll tell you what I'm doing with my money now and you'll get to see why I recommend the BayRock Bull Bear Strategy for many (not all) of my current clients. How BayRock Helps DIY Investors:BayRock is dedicated to helping individual investors, families, and business owners manage the risk and opportunity of everyday life, recover from the unexpected, and realize their highest purpose. Get Your Risk NumberSubscribe to the Missional Money PodcastFree Online Course: Make Your Money CountUpdate Your Plan!Track Your Progress Download our Mobile App (RightCapital)DIY Investor BlueprintWhether you're a DIY Investor or a professional Investment Advisor, you need to have a good plan for managing your wealth and while that includes managing your investment portfolio, there is much more to consider. In my book, Make Your Money Count, I outline a holistic process for financial planning. The metaphor I use in the book is The Blueprint for Financial Success™. The Blueprint for Financial Success™DIY Investor StrategiesAll good investment strategies are designed to maximmize...

Missional Money is a podcast, an online course, and a premium planning portal all designed to help individual investors, families, and business owners manage the risk and opportunity of everyday life, recover from the unexpected, and realize their highest purpose. Hi, I'm Jim Munchbach, CFP® Professional and CEO of BayRock Financial in Houston, Texas. I created Missional Money to provide financial education for BayRock clients, our families, and my students at the Bauer College of Business at University of Houston where I teach Personal Finance.Missional Money Podcast is available in iTunes and everywhere podcasts are played. I try to post an episode each week, typically on the weekend. Each episode is also posted on our YouTube channel: Missional Money. Feel free to Leave a 5 Star Review and subscribe to our YouTube channel. Post your questions or comments in your iTunes review or in YouTube comments and I'll give a shoutout on the next episode of the Missional Money Podcast.Make Your Money Count is the title of our free online course and its based on my book by the same name.

Welcome UH Faculty and Students!Visit UHFinance.com to learn more andSubscribe to Missional Money PodcastEnroll to Make Your Money Count (Course)SignUp and Let's Make a Plan!Make Your Money Count (Online Course)FREE for Faculty and Students at the Bauer College of Business at University of Houston.Your Family MembersYour Friends and Your AssociatesInvest Without Guessing About RiskTake our 5 Minute Risk SurveyPutting Your the Risk Number at the center of your planning process helps you manage the risk and opportunity of everyday life, recover from the unexpected, and realize your highest purpose. We'll use your Risk Number to analyze and monitor every single security in your portfolioWe then run a cross-correlation analysis under the hood and roll it up for your family's portfolioThis ensures the highest possible level of transparencyYou get sophisticated analytics to help you manage the risk — and opportunity — of everyday life.Let's Talk About Your Risk NumberRather than getting caught up in the ocean of information available online and elsewhere, it's important to focus on reliable sources of data that have stood the test of time – delivered to you in a format you can easily understand.Let's Put Your Risk Number at the center of your planWe'll use your Risk Number to analyze and monitor every single security in your portfolioWe'll run a cross-correlation analysis under the hood of your entire portfolioWe'll give you the highest possible level of transparency into your investmentsWe'll deliver sophisticated analytics to help you manage the risk — and opportunity — of everyday life. How to Build a Better RetirementJim Munchbach is dedicated to helping individual investors, families, and business owners manage the risk and opportunity of everyday life, recover from the unexpected, and realize their highest purpose. Save More MoneyInvest More CarefullyPay Less TaxesTax Efficient Planning StrategiesThe second law of personal finance is the law of Tax-Advantaged Investing. The IRS makes the law. Your job is to take advantage of the law. By creating a Tax-Advantaged Investment Plan, you will pay lower taxes, save more money and build a better retirement. How to Setup Your Plan

How to Invest in a Super Bubble Super Bubble is an old idea. The News people say we very well may be in, near, or around the Super Bubble level. We've definitely seen Super Bubble activity in the Stock Market in several sectors. Before you reach for your mouse to make your next trade, let me share a few thoughts, ideas, and strategies to help you Make Your Money Count in this Super Bubble season.Jeremy Grantham has been broadcasting what investors should own when the super bubble pops. I'd like to help you see both sides of the Super Bubble so that you can have a better chance of making money when the market soars, sinks, or just floats along while the super bubble inflates over time.Grantham the guru says holding cash, avoiding US stocks, and bargain hunting in emerging markets is the name of the Super Bubble game. Grantham is right about owning high-quality US stocks that can weather serious market downturns like the one we're in this month, February 2022.Grantham has predicted that the US is in our 4th super bubble of the past hundred years. His warning is that the S&P 500 will crash over 40% to around 2,500 after the super bubble pops. But timing is a tricky piece of business when you're playng with Mr. Market.Jeremy Grantham has a lot more experience than I do and far be it from me to pretend that I have a better strategy for making money than the veteran investor and GMO cofounder. But I do know that one thing he's not saying is a lot more critical than anything I've heard him say so far...3 Things To Do NowCreate a compelling Financial PlanReview your investment portfolioLearn how to Make Your Money Count Let's Make a PlanBuy Low, Sell High, and Make Your Money Count every step of the way. Investment management is certainly important but if you don't have a well defined, and well-coordinated financial plan, your chances of success will be severely limited. With a good, up to date, well coordinated financial plan, you can make mistakes in your investment portfolio and still maintain a very high probablity of success.RiskAlyze Your InvestmentsYou can invest a lot of time and energy trying to hedge your portfolio against a series of historic market bubbles. Be carefully aware of the daily frenzy of media noise makers and their agenda of selling their news. Yes, the Super Bubble that may get popped by Putin's invasion of Ukraine. But before we go 100% to cash -- or worst jump into Gold, let's take a closer look at a few of the tools and strategies we have available to manage risk - and opportunity.You always need some cash reserves because when the Super Bubble busts, there will be some great buying opportunities. Owning a small amount of gold and silver in your portfolio is great, but today's more likely the day to take some profit. Today would not be the day to buy gold or silver IMO.Grantham thinks its time to start avoiding US stocks. What do you think? Or, what do you think I think? I think we might want to look at a chart of two. I agree with Grantham about owning high-quality US Stocks but we all know what will happen to every asset class on the planet when the Super Bubble pops. S&P 500 stocks generally do better than global in pullbacks like we're having now. Subscribe to Make Your Money Count Today we're officially launching our online course: Make Your Money Count. The course is sponsored by BayRock and its free for clients of BayRock, family members, and faculty at the Bauer College of Business at University of Houston. Listen to Missional Money PodcastIn each episode moving forward, I'll use the Missional Money podcast to teach you everything I know about financial planning and investment management. Here are just a few...

For more on Felix Sater and Trump SoHo New York Times: Donald Trump settled a real estate lawsuit and a criminal case was closed    Los Angeles Times: Trump business associate led double life as FBI informant — and more, he says BuzzFeed News: How a player In the Trump-Russia scandal led a double life as an American spy NPR: Trump SoHo: A shiny hotel wrapped in glass, but hiding mysteries Harvard Political Review: A tale of two Russias For more on Iceland condo hotel money, Russians and jailed bankers Bloomberg: Hey, Mueller, you should check out Iceland Time: Why Russia is bailing out Iceland The Telegraph (Britain): Donald Trump signed off deal designed to deprive US of tens of millions of dollars in tax Sigrún Davíðsdóttir Icelog: Iceland, Russia and Bayrock – some facts, less fiction For more on the failed Trump Fort Lauderdale condo project: Miami Herald: Failed Donald Trump tower thrust into GOP campaign for presidency (with video and portion of 2013 Trump deposition) Lawsuit brought by prospective buyers: Second amended complaint YouTube: Wyclef Jean entertains at announcement of Fort Lauderdale project Looking for book-length reading? Craig Unger: “House of Trump, House of Putin: The Untold Story of Donald Trump and the Russian Mafia” https://www.amazon.com/House-Trump-Putin-Untold-Russian/dp/152474350X David Cay Johnston: “The Making of Donald Trump” https://www.amazon.com/Making-Donald-Trump-David-Johnston/dp/1612196322 Salvatore Lauria: “The Scorpion and the Frog” https://www.amazon.com/Scorpion-Frog-High-Times-Crimes/dp/1893224260

For more on Felix Sater and Trump SoHo New York Times: Donald Trump settled a real estate lawsuit and a criminal case was closed    Los Angeles Times: Trump business associate led double life as FBI informant — and more, he says BuzzFeed News: How a player In the Trump-Russia scandal led a double life as an American spy NPR: Trump SoHo: A shiny hotel wrapped in glass, but hiding mysteries Harvard Political Review: A tale of two Russias For more on Iceland condo hotel money, Russians and jailed bankers Bloomberg: Hey, Mueller, you should check out Iceland Time: Why Russia is bailing out Iceland The Telegraph (Britain): Donald Trump signed off deal designed to deprive US of tens of millions of dollars in tax Sigrún Davíðsdóttir Icelog: Iceland, Russia and Bayrock – some facts, less fiction For more on the failed Trump Fort Lauderdale condo project: Miami Herald: Failed Donald Trump tower thrust into GOP campaign for presidency (with video and portion of 2013 Trump deposition) Lawsuit brought by prospective buyers: Second amended complaint YouTube: Wyclef Jean entertains at announcement of Fort Lauderdale project Looking for book-length reading? Craig Unger: “House of Trump, House of Putin: The Untold Story of Donald Trump and the Russian Mafia” https://www.amazon.com/House-Trump-Putin-Untold-Russian/dp/152474350X David Cay Johnston: “The Making of Donald Trump” https://www.amazon.com/Making-Donald-Trump-David-Johnston/dp/1612196322 Salvatore Lauria: “The Scorpion and the Frog” https://www.amazon.com/Scorpion-Frog-High-Times-Crimes/dp/1893224260

For eight years, Kazakhstan’s BTA Bank has waged a legal war on three continents against former Chairman Mukhtar Ablyazov - over $4 billion in missing bank assets. Now, court cases playing out on both sides of the Atlantic could pull back the curtain on whether some of those funds wound up in properties developed by former associates of Donald J. Trump. Kazakh investors were drawn to the allure of the Trump brand and a country with the rule of law, according to Kate Mallinson, a partner at Prism Political Risk Management Ltd. in London and an expert on Kazakhstan. “The Kazakhs learned from Russia that a Trump property was a safe place to park your money for a while,” she said, pointing out that capital flight from the country, fueled by political uncertainty, probably reached a peak in 2012. BTA Bank, once the Central Asian nation’s biggest lender, has accused Ablyazov of embezzling billions of dollars’ worth of mines, hotels, shopping centers and other assets in the former Soviet bloc between 2005 and 2009. Even as the lender sought to recover those holdings, Ablyazov and members of his family were funneling hundreds of millions of dollars into properties in Europe and the U.S., including three condominiums in a 46-story luxury development in lower Manhattan known as Trump SoHo, court documents allege. Ablyazov enlisted his son-in-law, Iliyas Khrapunov, to help him conceal his assets, according to sworn statements from former associates of the fugitive financier. The previously reported purchases in Trump SoHo, developed by Bayrock Group LLC in partnership with the Trump Organization, were made by members of Khrapunov’s family, the bank has alleged in court documents. Khrapunov also worked on a separate deal with Felix Sater, a former Bayrock executive and onetime adviser to Trump. Ablyazov, who held a majority stake in BTA Bank, said in the interview that he legally owned

The ONLY way that he (Trump) was able to finance his resurrection --- from his bankruptcies AFTER 2000 --- was the TORRENT of money flowing OUT of RUSSIA and the former Soviet Union countries like Kazakhstan, Azerbajan.  The investors that he got at that point were looking for safe havens or opportunities to LAUNDER money that were proceeds that were basically from CRIMINAL enterprises.   Trump himself denies having any financial connections with Russia  So he tweeted out --- (1) I have no dealings with Russia --- (2) I have no deals in Russia --- (3) I have no deals that could happen in Russia because we've stayed away --- (4) and, I have no loans with Russia  --- The thing to notice when Donald Trump talks about his relationship with Russia is that he always says I have no business in Russia --- he doesn't say that Russians have no business with me. As pointed out in a recent MSNBC episode of the Rachel Maddow show ---  Steve Bannon, the one-time chief strategist for Trump, claimed that money laundering may be the real crime that will ultimately bring the Trump presidency to an END.

The US Government’s unique policy of deliberately obstructing positive growth which directly hurts its citizens.  

Don Clownz! Press! Oh, we Nationalizin’ toastin’ flamin’ gays
 Well lemme introduce you the "fake news" speak
 Let Brett misconstrue shit, Exxon! -chorus- ObamaDramaweGoHowLow SyriaRussiaCitgoFico
 We gettin' O-Ligarch Money 
We gettin' O-Ligarch Money
 Vlada levy Bra-Tis-Slah-Vah PuteenReallyGuil-ty-Mur-Duh 
We gettin' O-Ligarch Money 
We gettin' O-Ligarch Money
 -verse1- Pound Saint snowflake kills street-bred
 Liberalist women with Revisionist head
 I got Uranium money a dress shirt God Don't go nowhere Louis Stark
, Manafort, Pinchuk make a wanna Akhmetov
In Kieve 20 d, screamin' molotovs 
Blowin up in gay clubs 
"God of mistakes" "people's king" "Don Crook the heretic
" -chorus- ObamaDramaweGoHowLow SyriaRussiaCitgoFico
 We gettin' O-Ligarch Money 
We gettin' O-Ligarch Money
 Vlada levy Bra-Tis-Slah-Vah PuteenReallyGuil-ty-Mur-Duh 
We gettin' O-Ligarch Money 
We gettin' O-Ligarch Money -verse 2- Carousing Cartels, Bayrock, uzis Selling out Clinton coal
 Oligarchs 'round Kazakhstan Ransacked
 Bugs the White House Smith-Hughes act
 Closing Jersey casino's gamblin w/Medicare 
Money flow strong purchase Greece & FreddieMac
 Ya already know breaking laws Antitrust 
Buyin' Dow Jones, just cuz!
 -chorus- ObamaDramaweGoHowLow SyriaRussiaCitgoFico
 We gettin' O-Ligarch Money 
We gettin' O-Ligarch Money
 Vlada levy Bra-Tis-Slah-Vah PuteenReallyGuil-ty-Mur-Duh 
We gettin' O-Ligarch Money 
We gettin' O-Ligarch Money
 -verse 3- Hey! 
I’m Soros I drop tips I AM NASDAQ 
Drop a sack of coal bitch countin Oligarch money now
 What the Pinchuk I'm bout to go Kiev on this dude
 Soviet outbreak -statutory Liberal media July Coup Wanna kiss the Vlad-imir abroad- I'm dying to be like 
People- sell uranium- you jerks
 In Istanbul, Kiev, Moscow, n Warsaw Kaz- ak, U- kraine! -chorus- ObamaDramaweGoHowLow SyriaRussiaCitgoFico
 We gettin' O-Ligarch Money 
We gettin' O-Ligarch Money
 Vlada levy Bra-Tis-Slah-Vah PuteenReallyGuil-ty-Mur-Duh 
We gettin' O-Ligarch Money 
We gettin' O-Ligarch Money