Podcasts about materials

Origins of Water and Organic Molecules in Space4.  Greg Brennecka explores the origins of life's ingredients, noting that Earth, Mars, and meteorites are fundamentally made of the same materials, with meteorites delivering complex organic molecules containing carbon. While life needs rock, energy, and water, scientists suspect Earth's water may have settled back after being liberated during the moon-forming impact, but meteorites still contributed significant building blocks in the form of pre-made ingredients like amino acids and nucleotides (adenine, guanine, and uracil) that formed in the outer solar system. Delivered in a "ready to go kit," these components simplify the emergence of life, and Brennecka stresses the need for continued missions to retrieve pristine asteroid samples to better understand our origins.

Markets have rocketed higher for six straight months — but how long can it last? Hedgefund Telemetry founder, Tom Thornton joins Lance Roberts to unpack the forces driving this “Rocket of a Stock Market.” From AI euphoria and sector rotation to passive indexing risks and the Fed's impact on valuations, we dig into what's really happening under the surface. 0:18 - INTRO 2:50 - The Rocket of a Stock Market 5:37 - Market Volatility & Opportunity in AI I7:14 - Interning During the Crash of '87 8:21 - Forward Earnings Expectations 9:35 - The Broadening in the Market - Energy, Materials, Consumer Staples 11:42 - Sector Rotation is a Real Thing - What if AI comes under pressure? 13:26 - Market Cap Concentration Concerns 16:02 - The Y2K Panic Buying pulling forward consumption - Similar in AI? 17:50 - Tracking Investor Sentiment (Bullish Sentiment chart) 20:36 - Tom DeMark Indicators - S&P and NASDAQ 100 PE Multiples (Chart) 23:03 - When S&P is Within 5% of ATH... (chart) 24:30 - Most-shorted Baskets (chart) - showing what speculators are buying 27:30 - Mag 7 daily & Weekly (chart) 31:35 - What Technicals Tell Us about Managing Risk 33:18 - Valuations at Elevated Levels: Apple & Nvidia (chart) 36:01 - Multiples that make no sense - Palantir & Tesla (chart) 36:55 - Waymo vs Tesla 39:15 - This Level of Concentration is New (chart) 41:23 - US Households are "All In" and Leveraged (chart) 42:40 - Leveraged ETF Data 43:56 - Short Term Options trading is Gambling (chart) 45:43 - % of Stocks About the 20, 50, & 200-DMA (chart) 49:18 - 6-straight months of market upside: When do you run out of buyers? 50:30 - Expectations for EOY? Bubbles don't deflate; they pop. 52:17 - 2026 will be difficult to continue strong momentum without a decent correction 52:44 - Where's the risk? 56:18 - Levered Obesity Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=42moSAfvL10&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketAnalysis #AIBubble #InvestorSentiment #MarketVolatility #TomThornton

What does it take to keep a 120-year-old produce distributor thriving in today's fast-paced logistics world? Let's welcome our first guest of the week, Bill Loupée of Ben B. Schwartz and Sons, to talk about how this Detroit-based company has built its reputation by focusing on logistics (not farming) and how that mindset has fueled their success across small retailers, food service companies, and national chains! We dive into why owning their fleet gives them a competitive edge in time-sensitive produce deliveries, how proactive communication turns potential service failures into trust-building moments, and how the company's innovation push, especially around food waste reduction and cold chain traceability, is setting the tone for the future of produce logistics!   About Bill Loupée As COO at Ben B. Schwartz, a Detroit-based wholesale distributor of fresh produce serving the Midwest, Bill is responsible for establishing and maintaining grower partnerships, technology initiatives, logistics, and implementing company strategy. Prior to Ben B. Schwartz, Bill spent over a decade in the supply chain field with Coyote Logistics (Chicago) and Sonwil Logistics (Buffalo). Bill holds a master's degree from Michigan State University in Logistics, Materials, and Supply Chain Management, is a licensed US Customs Broker, and is an active member of the International Fresh Produce Association's US policy council.  

Markets have rocketed higher for six straight months — but how long can it last? Hedgefund Telemetry founder, Tom Thornton joins Lance Roberts to unpack the forces driving this "Rocket of a Stock Market." From AI euphoria and sector rotation to passive indexing risks and the Fed's impact on valuations, we dig into what's really happening under the surface. 0:18 - INTRO 2:50 - The Rocket of a Stock Market 5:37 - Market Volatility & Opportunity in AI I7:14 - Interning During the Crash of '87 8:21 - Forward Earnings Expectations 9:35 - The Broadening in the Market - Energy, Materials, Consumer Staples 11:42 - Sector Rotation is a Real Thing - What if AI comes under pressure? 13:26 - Market Cap Concentration Concerns 16:02 - The Y2K Panic Buying pulling forward consumption - Similar in AI? 17:50 - Tracking Investor Sentiment (Bullish Sentiment chart) 20:36 - Tom DeMark Indicators - S&P and NASDAQ 100 PE Multiples (Chart) 23:03 - When S&P is Within 5% of ATH... (chart) 24:30 - Most-shorted Baskets (chart) - showing what speculators are buying 27:30 - Mag 7 daily & Weekly (chart) 31:35 - What Technicals Tell Us about Managing Risk 33:18 - Valuations at Elevated Levels: Apple & Nvidia (chart) 36:01 - Multiples that make no sense - Palantir & Tesla (chart) 36:55 - Waymo vs Tesla 39:15 - This Level of Concentration is New (chart) 41:23 - US Households are "All In" and Leveraged (chart) 42:40 - Leveraged ETF Data 43:56 - Short Term Options trading is Gambling (chart) 45:43 - % of Stocks About the 20, 50, & 200-DMA (chart) 49:18 - 6-straight months of market upside: When do you run out of buyers? 50:30 - Expectations for EOY? Bubbles don't deflate; they pop. 52:17 - 2026 will be difficult to continue strong momentum without a decent correction 52:44 - Where's the risk? 56:18 - Levered Obesity Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketAnalysis #AIBubble #InvestorSentiment #MarketVolatility #TomThornton

What if the most honest way to change minds isn't a new campaign, but a new way to see familiar things? Brian Singer, known as “Someguy,” makes work that lures us with beauty and play, then nudges us to sit with what's uncomfortable. Brian's projects cross gallery walls and public space. The 1000 Journals Project sent blank books into the world for strangers to fill. TWIT Spotting put photos of distracted drivers on billboards to make a daily danger impossible to ignore. His recent pieces deconstruct books, flags, and everyday objects to examine censorship, identity, and what we choose to remember. In this conversation, we talk about how design craft and social commentary can live together. We also talk about heritage, silence, and what it means to make work that is both kind and clear. For the Rule29 community, this is a practical lens for client work and culture. Brian shows how to use material, language, and context to create meaning. He shows why public engagement matters. And he reminds us that strong ideas don't need to shout. They need to connect. Brian Singer is a San Francisco artist and designer. His work has been exhibited at SFMOMA, the Skirball Cultural Center, and the Torrance Art Museum. The 1000 Journals Project became a book and a feature documentary. He has led design for brands like Apple, Adidas, and Chronicle Books, and served as AIGA SF president. What you'll learn: + Make the familiar new. Reframe common symbols. Use deconstruction and reconstruction to reveal hidden meaning. + Design for public impact. Borrow trusted forms. Invite participation. Meet people where they are. + Beauty is a strategy. A clean, striking form opens the door. The message keeps people in the room. + Hold tension with care. Pair empathy with truth. It is possible to be humane and direct. + Build time into ideas. Let projects evolve. Some work needs years, not weeks. + Lead with context. Materials matter. Where a piece lives changes what it says. If you want work that moves people, don't add more noise. Create encounters. Give your audience a role. Use your craft to lower defenses, then be honest about the issue. This approach works in public art, brand systems, and campaigns. It also builds trust. If this episode gives you one nudge, let it be this: pick one symbol you use every day and ask what it really says. Then design a way for someone to see it fresh. That's how change starts. Thanks for listening to Design Of. If this conversation helped you think differently, share it with one person who leads creative work. Leave a rating where you listen. And keep making work that tells the truth with care. Links and references for episode: https://someguy.is/

Small but mighty, minerals are essential for skin function. In this episode of The Rogue Pharmacist, Ben Fuchs explains what makes ionic minerals unique and how they influence everything from barrier repair to acne and inflammation to healing. Associated Skin Care Professionals (ASCP) presents The Rogue Pharmacist with Benjamin Knight Fuchs, R.Ph. This podcast takes an enlightening approach to supporting licensed estheticians in their pursuit to achieve results-driven skin care treatments for their clients. You can always count on us to share professional skin care education, innovative techniques, and the latest in skin science. Benjamin Knight Fuchs is a registered pharmacist, nutritionist, and skin care chemist with 35 years of experience developing pharmacy-potent skin health products for estheticians, dermatologists, and plastic surgeons. Ben's expert advice gives licensed estheticians the education and skin science to better support the skin care services performed in the treatment room while sharing insights to enhance clients' at-home skin care routines. Connect with Ben Fuchs:    Website: www.brightsideben.com    Phone: 844-236-6010    Facebook: www.facebook.com/The-Bright-Side-with-Pharmacist-Ben-Fuchs-101162801334696/    About Our Sponsor: All Truth Treatment Systems products have one thing in common—they work! Our products are made with 100 percent active and functional ingredients that make a difference to your skin. No fillers, preservatives, waxes, emulsifiers, oils, or fragrances. Our ingredients leverage the latest biochemical understandings and use proven strategies gleaned from years of compounding prescription skin health products for the most discerning physicians and patients.    Website: www.TruthTreatmentsPro.com    Facebook: www.facebook.com/truthtreatments    Private Facebook Pro Group: www.facebook.com/groups/truthtreatments    Instagram: http://www.instagram.com/truth.treatments  

Today on The Rock Fight, Colin and Eoin Comerford sit down at the Grassroots Outdoor Alliance Connect show with Alex Lauver, the former Director of Materials & Sustainability at Outdoor Research, now leading Douglas Strategies LLC, a consultancy focused on impact reduction and supply-chain transparency.They unpack the state of PFAS (“forever chemicals”). Once the outdoor industry's biggest story, now quietly complicated by regulation, cost, and unintended consequences.They dig into:PFAS bans and the fallout — where the legislation stands and which states are next.Who benefits most from PFAS removal (hint: supply chain workers).Legal gray zones — what brands can (and can't) claim as “PFAS free.”What's next — new concerns around solvents, BPA, phthalates, and antimicrobials.The rise of natural fibers and the myth of “cotton kills.”The F/M/K round: “PFAS Free,” “Non-PFAS,” and “No Added PFAS.”Thanks for listening! The Rock Fight is a production of Rock Fight, LLC. Sign up for NEWS FROM THE FRONT, Rock Fight's semi-weekly newsletter by heading to www.rockfight.co and clicking Join The Mailing List.Please follow and subscribe to The Rock Fight and give us a 5 star rating and a written review wherever you get your podcasts.Want to pick a fight with The Rock Fight? Send your feedback, questions, and comments to myrockfight@gmail.com.

This podcast features Antonio Rossi at the Italian Institute of Technology

On University of Illinois's Grainger College of Engineering Week: Our bodies are unique, so how do we engineer implants that work for each person? Xiaojia Shelly Zhang, David C. Crawford faculty scholar and associate professor of civil and environmental engineering and mechanical science and engineering, explores how 3D printing can help. Dr. Xiaojia Shelly Zhang […]

Local shares bounced back from a two-month low on Thursday, with miners leading the charge. The ASX 200 lifted about a third of a per cent, supported by gains in gold and iron ore prices. Materials stocks were easily the day’s best performers, up around 1.5 per cent, with names like Emerald, Ramelius and Bellevue all climbing strongly. But it wasn’t all positive as NAB dragged the broader market lower after falling more than 3 per cent despite hitting a record high earlier in the day. Westpac slipped after going ex-dividend, and James Hardie tumbled more than 10 per cent after being dropped from a key index. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

The local market edged higher, helped by a better day for Materials stocks.See omnystudio.com/listener for privacy information.

Welcome back to another episode of The Richer Geek Podcast. Today we are joined by Richard Wilson, CEO of Family Office Club, the largest investor community for ultra-wealthy families with over 7,500+ members and 16+ in-person events every year. Richard has spent 18 years studying how the richest entrepreneurs protect and grow wealth, building a global social network of 17M+ followers and interviewing billionaires to decode what truly moves the needle. In this episode, we chat about… What the ultra-wealthy are actually investing in right now Why investors are moving away from "spray and pray" diversification The rise of Bitcoin and collateral-backed deals Avoiding crowded, boring, and mediocre capital raises How mindset shifts as you level up net worth Why investors want to know you personally, not as a number The power of proximity and joining the right rooms Family Office myths vs. reality (fewer Rolex flexes than you think) Simple tools that make raising capital faster and more credible Key Takeaways: Trust beats hype. Today's capital wants security, clarity, and in-person relationships. Don't diversify blindly. Smart wealth plays offense where they know the game well. Alignment matters. Investors gravitate to founders with shared industry expertise. Materials make you investable. One-liner. One-pager. One-minute pitch video. Environment is everything. The right room can accelerate opportunity overnight. Be uniquely valuable. Say what no one else can say, that's how deals get attention.   Resources from Richard LinkedIn | Family Office Club | Billionaires.com (interviews & billionaire book lists)  Centimillionaire Strategies YouTube channel Resources from Mike and Nichole LinkedIn  | Gateway Private Equity Group | Barcelona Hotel Fund |   Nic's guide  

Blair Sorrel shares her journey of living with Schizoid Personality Disorder and learning to accept and love herself. She undercovers further elements of her life growing up in a family of origin where she experienced ridicule leading to low self-worth, social anxiety and a debilitating fear of authority figures.   She explores a home life with "poor parenting" which undermined her academic and career disappointments. She reflects on the importance of nurturing caregivers to allow the flourishing of Intelligence and genetics toward success. In her book, "A Schizoid at Smith: How Over Parenting Leads to Underachieving" Blair Sorrel takes us through the combined impact of poor parenting along with a diagnosis of Schizoid Personality Disorder.   Listen to our conversation with author Blair Sorrel as we navigate her struggles to succeed within a context of Schizoid Personality Disorder and a home life that left her feelings unsupported and not accepted.   Blair Sorrel is an author, creator, and animal enthusiast. She served as the "Dollarwise Dilettante" columnist for Free Time, the matchmaker for Together Dating Service, and the apheresis recruiter for New York Blood Services. She established StreetZaps to safeguard dogs and humans from stray voltage, becoming the initial community representative invited by Con Edison to their annual Jodie S. Lane Stray Voltage Detection, Mitigation, and Prevention National Conference.   Blair Sorrel's memoir raises awareness of the mysterious ailment that is Schizoid Personality Disorder. The majority of the book takes place in the 1960s taking a comedic and hopeful perspective. Listen to our conversation with Blair Sorrel to learn how she shaped her own life and defined success on her own terms. If you are interested in learning about Blair Sorrel's unique life, this podcast is for you. Links & Resources: Purchase the book: https://rockingtributes.com/smith/#purchase or https://amzn.to/47cJ0y4 Learn more about Blair Sorrel: https://rockingtributes.com/#blair Read reviews of the book: https://rockingtributes.com/smith/#reviews Materials to Reference: Check out Blair Sorrel's website: https://rockingtributes.com/

Wall St rebounded overnight from yesterday's sell off with all three of the major indexes closing in the green. The Dow Jones added 0.48%, the S&P500 gained 0.6%, while the Nasdaq rebounded the most, up 0.9%. The AI sector which was hit particularly hard yesterday recovered a lot of ground lead by AMD, which posted strong third quarter earnings and beat guidance. European markets saw a similar rebound, with advances across the board. The pan-European Stoxx600 closed up 0.23%, the UK's FTSE gained 0.64%, the German DAX advanced 0.42% and the French CAC added 0.1%.Locally yesterday, the ASX closed down 0.1%, marking its 6 day of losses in the last 7 trading days. Materials were the main sector weighing down the market, with big names seeing losses across the board. Fortescue (ASX:FMG) and Rio Tinto (ASX:RIO) slipped 2.5% and 1.2% respectively, while in Gold Ramelius Resources (ASX:RMS) and Capricorn Metals (ASX:CMM) also saw declines of over 1%. Popular defence stock DroneShield (ASX:DRO) tumbled 7.5% yesterday on news that it had vested more than 40 million performance options to employees upon hitting key revenue targets. What to watch today:Looking ahead to today, following overseas trends the SPI futures indicate that the ASX will rebound from recent losses with a 0.75% jump at the open. In commodities, Crude Oil is trading down a further 1.5% at 59.65USD per barrel, Gold and Silver have both rebounded 1.3% and 1.9% respectively to 3983USD and 48USD per ounce, and Iron Ore is up 0.2% to 104.73USD per tonne. Trading Ideas:Bell Potter have maintained their Buy rating on integrated marketing communications provide IVE Group (ASX:IGL), and increased their 12 month target price to $3.25 after the company announced two new business acquisitions and a marketing services agreement, with the impact of which expected to hit over the next 12 months.And Trading Central have identified a bullish signal in Woodside Energy Group (ASX:WDS), indicating that the price may rise from the close of $25.16 to the range of $27.10 to $27.50 over a period of 35 days, according to the standard principles of technical analysis. 

In this episode, we take a closer look at ParaStrust, an Austrian deep tech startup, using their innovative process to reactive mineral binders and binding systems  from waste streams from construction and wood industries, and more.      Episode Highlights: Learn about their core technology and the binder recycling process. Meeting your co-founder in the most interesting places. Favourite Quote: ‘It's essential to bring about change here if we want to achieve the climate goals and if we want to preserve our planet,'- Freia Ruegenberg, Co-founder.   Learn more about with Parastruct  https://www.parastruct.org/  Connect with them on LinkedIN https://at.linkedin.com/company/parastruct-org    Learn more about INAM, the organisation behind this podcast www.inam.berlin  Track: Coastline — Ason ID [Audio Library Release] Music provided by Audio Library Plus

In this episode of Innovation Storytellers, I sit down with Annalisa Gigante, Vice Chair and Governing Board Member of the Henry Royce Institute, to explore how innovation truly works inside organizations. Annalisa has spent her career turning complex ideas into commercial realities. From helping bring new materials to everyday products like toothbrushes and ski poles to shaping billion-dollar innovation strategies for companies in life sciences, chemicals, and digital technologies, her story is both convenient and inspiring. We begin by tracing her unexpected path into innovation, back when it was still referred to as "business development." She recalls being handed a new material and told to find a market for it. That challenge taught her one of the most powerful lessons in innovation: how to transition from a technology-driven approach to a market-driven one.  Annalisa explains how curiosity led her to discover possibilities that her company's engineers had overlooked, opening up new consumer markets and changing how her teams thought about value. It was the beginning of a career spent helping organizations connect invention to impact. Throughout our conversation, Annalisa shares what it takes to create a lasting, innovative culture. She discusses building bridges between R&D and finance, how to measure and manage risk, and why learning to speak the language of every department is crucial. She describes innovation as a living ecosystem that depends on balance. Too much money and comfort can stifle creativity, but too little structure leads to chaos. Finding the "Goldilocks zone" for innovation, she says, is the real work of leadership. We also discuss deep tech and advanced materials, where patient capital and long-term vision are crucial. Annalisa offers a clear-eyed look at how breakthroughs move from the lab to the market and why the same principles apply whether you are scaling a startup or steering a global enterprise. She believes that innovation is as much about mindset as it is about technology, and that the most resilient organizations learn to treat failure as data, not defeat. Before we ended, Annalisa shares her passion for supporting women founders in the healthcare and life sciences sectors. With only a small fraction of funding going to female-led startups, she argues that closing this gap is not only fair but vital to solving the world's most challenging problems. It is a conversation about vision, courage, and the systems that allow great ideas to take root and thrive.  

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Kellee Ann Richards-St. Clair, the Vice President, Commercial, Phoenix Park Energy Marketing Limited. Justin and Kellee Ann discuss her target risk career starting in her undergraduate days studying chemistry, to her role as VP of Commercial for a gas supply organization. She describes the range of responsibilities she carries. Kellee Ann also speaks of her presence at the upcoming RIMS ERM Conference 2025 on November 17th and 18th in Seattle, Washington.   Listen for understanding about the complexity and interconnectivity of risks in ERM.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our guest is Kellee Ann Richards-St. Clair. She is the Vice President of Commercial at Phoenix Park Energy Marketing Limited, and a member of the RIMS Strategic and Enterprise Risk Management Council. There is much to discuss with her! But first… [:47] The next RIMS-CRMP-FED Virtual Workshop will be held on November 11th and 12th and led by Joseph Mayo. Links to these courses can be found through the Certifications page of RIMS.org and through this episode's show notes. [1:07] RIMS Virtual Workshops! RIMS has launched a new course, "Intro to ERM for Senior Leaders." It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:21] On November 11th and 12th, Chris Hansen will lead "Fundamentals of Insurance". It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members always enjoy deep discounts on the virtual workshops! [1:40] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:51] RIMS Webinars! On November 6th, HUB will present "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World". That session will be moderated by Christina Howard, our guest from last week. Register at RIMS.org/Webinars. [2:08] The RIMS ERM Conference 2025 will be on November 17th and 18th in Seattle, Washington. The agenda is live, and the link is available in this episode's show notes. [2:20] That brings us to today's guest, Kellee Ann Richards-St. Clair. She is the Vice President of Commercial at Phoenix Park Energy Marketing Limited, a U.S. subsidiary of Phoenix Park Gas Processors, LLC. [2:35] We're going to learn all about oil, gas, and the energy sector and how it intertwines with ERM. In addition, Kellee Ann will be making her RIMS ERM Conference debut! [2:48] Kellee Ann will be highly visible, especially on November 18th, when she leads the ERM Networking Breakfast, the Conference Finale Panel, and the recently added session at 1:30 p.m. on the 18th, "Exploiting Uncertainty: Making the Business Case for Strategic Risk Treatments." [3:09] That session was added after we recorded this interview, which is why we do not discuss it. Kellee Ann has a fascinating career and background. Between that and her presence at the ERM Conference, she's a wonderful guest, and I'm so glad we had this interview! [3:23] On with the show! Let's get to it! [3:25] Interview! Kellee Ann Richards-St. Clair, welcome to RIMScast! [3:34] Kellee Ann Richards-St. Clair, it's a pleasure to finally have you on our show!  [3:43] Kellee Ann is a relatively new member of the RIMS Strategic and Enterprise Risk Management Council. She will be at the RIMS ERM Conference on November 17th and 18th. She will lead the ERM Networking Breakfast Tabletop Discussions. [4:12] Kellee Ann has a fascinating career, and she works in a unique sector. She's an energy sector professional and works in the oil and gas industry. The key to her embarking on the risk journey was when she did her Master's in Project Management. [4:36] One of the areas was Project Risk Management, to which Kellee Ann had a great affinity. She liked the analytical thinking that goes behind assessing what could likely impact your project. [4:53] Also, the accountability and ownership that goes into the planning phase, making sure that you're thinking of everything that could go wrong, as a means of making sure that you're achieving your objectives. [5:05]  In 2004, Kellee Ann wrote her thesis on implementing enterprise risk management practices into private sector organizations. [5:15] It honed the tools she would use in project risk management with the greater goal of having a large impact on the organization, by impacting strategy and strategy delivery. [5:33] From there, Kellee Ann participated in risk committees in her organization and other organizations, helping them push the risk agenda and making sure they have the right mindset that allows them to make sure that they are achieving their business mandates. [5:59] Kellee Ann always intended to work in the energy sector in oil and gas. Her undergraduate degree is in chemistry. She always liked understanding how things are made and how they function. In the energy space, many of the operations are rooted in chemistry. [6:22] Kellee Ann speaks of the business component of getting the molecules out to market. ERM meshes with her affinity for chemistry, risk management, business, analytical thinking, and understanding how your business model functions and what could likely impact it.  [7:13] Kellee Ann has managed project risk registers for her department, on the commercial side. She is always risk-focused, identifying any threats to the business and incorporating that into contract negotiations, and how she liaises with her stakeholders and customers. [7:41] For Kellee Ann, it was a perfect match, meshing her passion and her job responsibility. In the risk management profession, you get to have a direct impact on the success or failure of your business. [8:03] Kellee Ann is based in Houston with Phoenix Park Energy Marketing Limited, the U.S. subsidiary of Phoenix Park Gas Processors LLC, which is located in Trinidad and Tobago. It's a natural gas processing facility. [8:23] Kellee Ann leads the commercial function of Phoenix Park Energy Marketing Limited. The energy sector is dynamic, impacted by geopolitics, the volatility of market prices, and even other industries, and the investments they make. [8:37] For example, AI requires lots of power to run. For AI development to be successful means heavily investing in power. That's likely to have an impact on commodity prices. Everything is interconnected. [8:52] Interconnected risk is a current process in terms of managing the complexity of the current business environment. The energy sector becomes a good proxy for how you manage complex operations and still run a profitable business, fulfilling its purpose and mission. [9:16] Kellee Ann's mental model of risk management is prudent decision-making. You have to be able to justify to the shareholders that you are leading the organization in the right direction and prove the thinking behind what you are recommending. [9:42] You have to demonstrate the value proposition: This is what will prevent me from implementing my mission, and this is what I'm going to put in place. [9:51] Even though this is preventing a threat, these are the opportunities I'm seeing out of it. This is how I can move the needle a little further, because I'm looking at it from a holistic perspective. I'm no longer looking at it as a separate function. It becomes good business. [10:16] Kellee Ann is not functionally in charge of commercial. She is in charge of the strategic aspects of it. The Risk Management Department focuses on the operational aspects of the business and also feeds in strategic elements. [10:29] Kellee Ann has incorporated ERM into her lifestyle because of her subject matter expertise. She has gotten the opportunity to lecture on enterprise risk management and offer consultancy for private sector organizations that are early adopters in terms of risk maturity. [10:49] Kellee Ann considers that she has a broad experience in risk management, leveraging the tools in each of her job responsibilities. [11:05] Kellee Ann is over enterprise risk management from a strategic perspective. She has a high-level view of all risks likely to impact operations. She ensures that all risk mitigations are in place and makes sure she is exploiting all opportunities the organization would like to embrace. [11:31] There is enterprise risk management expertise within the organization, focused on the functional perspective, while Kellee Ann focuses on the strategic perspective, looking at emerging risks and how they impact the business and the marketability of the product. [11:49] Kellee Ann also looks at what areas of opportunity it opens up for her in terms of making an impact on the customers. [11:58] Kellee Ann is Vice President of Commercial. There is a separate Risk Management Department. They work together regularly. Kellee Ann tells how risks are managed functionally and strategically, and that employees have toolkits to distill information for prudent decisions. [12:36] Quick Break! The RIMS CRO Certificate Program in Advanced Enterprise Risk Management is our live virtual program led by the famous James Lam. Great news! A third cohort has been announced, from January through March 2026! [12:57] Registration closes January 5th. Enroll now. A link is in this episode's show notes. [13:06] Save the dates March 18th and 19th, 2026, for The RIMS Legislative Summit, which will be held in Washington, D.C. [13:14] Join us in Washington, D.C., for two days of Congressional Meetings, networking, and advocating on behalf of the risk management community. Visit RIMS.org/Advocacy for more information and updates and to register. [13:28] We've got more plugs later. Let's return to our interview with Kellee Ann Richards-St. Clair! [13:48] When communicating risks and opportunities to executive leadership, instead of charts, Kellee Ann utilizes storytelling to create a more compelling description of what is happening in the market or external environment and how it's going to impact the organization. [14:08] Kellee Ann says there has to be a balance between the quantitative and the qualitative. [14:12] You have to communicate in a way that demonstrates the business case for taking a particular action, whether or not you want to enter a new market, market new commodities, or introduce new technology. [14:24] All of that is likely to introduce risks, either from a threat perspective or an opportunity perspective. You want to be able to have the conversation in a way that everybody understands, everyone is on the same wavelength, and understands why this direction has to be taken. [14:40] This is important in terms of culture building. You want to have a culture of risk management. You want to have a culture where everyone is aware that you're not making decisions by intuition, feeling, or personal bias, but that decisions are driven by data. [15:00] Context matters. Storytelling is what is going to make that context clearer. [15:05] Kellee Ann asks, if you decide by going with your gut, you might be lucky, but how do you defend it if your luck runs out? It's very important to be emotionless in decisions. The data has to tell the story. You want to marry the data with the context. [15:51] Global current events can be brought into the discussion if they are materially in context. In risk management, it's very important to determine the impact they are likely to have on the organization. It brings to the forefront the question of relevance. [16:09] News is important for information, from the point of view of awareness. You want to distill the news in the context of relevance to your organization. There will be some events where your competitors are taking a particular action successfully. [16:26] They may be successful because their business model is designed in a way that allows them to capture that opportunity faster. If you take a copy-and-paste approach, you may find that you're not going to be successful because your supply chain or context is different. [16:43] A snippet of it may be relevant, but you have to redesign it, looking at your internal resources or the eternal context. [16:53] You have to map it to internal resources to determine whether or not this is going to have a high impact on your organization, whether or not it's good to know, or whether or not it's to be monitored to determine when is the right time for you to implement it. [17:07] Kellee Ann says the complexity comes in distilling what it is, if it is relevant, and the timing of that relevance. [17:18] Kellee Ann is more inclined to work just in time rather than be tied to arbitrary deadlines that do not add value. This comes from her project management background. What are your business drivers? What are the regulatory deadlines? What is the customer expecting? [18:50] The art and science of risk management. [21:26] One Final Break! Some of you may have heard he recent RIMScast episode sponsored by Diligent, "Mastering ERM: Leveraging Internal and External Risk Factors," with Jason Venner, who's also a RIMS-CRMP-FED holder. [21:41] Jason is joining us here on RIMScast to discuss his upcoming appearance at the RIMS ERM Conference 2025, which will be held on November 17th and 18th. We will be seeing him present on Tuesday, November 18th. [21:58] His session is titled, "Benchmarking Beyond Boundaries: Elevating ERM Programs with External Risk Insights." Jason, welcome back to RIMScast! Tell us all about it! [22:08] Jason says, We're going to be joined by one of our partners, my colleague and friend, Maurice Crescenzi, an industry practice leader at Moody's, in Risk Analytics. [22:22] The audience is going to learn about the value of being able to benchmark your risk information and data against your peers, competitors, and suppliers to be able to provide your leadership and board with a single, clear view of holistic risk, internally and externally. [22:40] This session provides the external viewpoint. [22:51] Jason encourages audience participation and will be available for questions afterward, for as long as anyone needs. He is super excited to get to this conference! Several of his colleagues from Diligent are going to be there, along with Maurice and some of his colleagues. [23:05] If you don't catch Jason after the session, please stop by the Diligent booth. He'll talk for as long as you want. We'll see you there! [23:15] Thank you, Jason. I look forward to seeing you there. As we said, remember to look for the link in this episode's show notes to Jason's recent RIMScast appearance on mastering ERM. [23:28] Let's Conclude Our Interview with Kellee Ann Richards-St. Clair! [23:51] Kellee Ann describes business risks. You want to get away from siloed thinking. Risk management tends to create siloes of functional, financial, and operational risks. You have to look at it all as business risks.  [24:38] There's liability. You have to pay out claims, or there's an impairment to your reputation, either losing the customer trust to operate, or shareholders withdrawing their cash. It starts with reframing. Kellee Ann speaks of environmental risk and supply chain resilience. [25:39] If you are a coffee supplier, what is the risk if you lose access to coffee plantations? The cost of supply increases. The quantity of produce is no longer there due to climate change. [26:09] There are aspects of human rights. Are you procuring employees in a fair and just manner? Are the work conditions safe? It's a business risk if people leave because they are not safe. The conversation has to be reframed in terms of how you are identifying risk. [27:06] Environmental risks can be greater and more material than operational risks. [27:42] About ESG Governance. Planetary boundaries are not anecdotal or a special-interest topic. They have to be part of the risk conversation about your risk capacity. Kellee shares an example about shipping through port facilities. Map your risks, global to internal. [30:13] Kellee Ann explains further about climate risks, resources, and geopolitical sensitivities. [31:59] Looking at the agenda of the ERM Conference 2025, Kellee Ann is starting and closing our day on Tuesday, November 18th. She'll be supervising the ERM Networking Breakfast Tabletop Discussion. There will be discussions at each table, and you are encouraged to join in. [32:32] Kellee Ann will be leading off the topic on Emerging Risks. She'll be interested to find out from her peers who will be on the table for their views on Emerging Risks and the tools they use to identify and manage emerging risks in their organizations. [33:02] At the end of the day, at 3:30 p.m., Kellee Ann will be part of the ERM Conference Finale, SERMC Panel Discussion, along with other members of the RIMS SERMC Council, to recap some of the Conference highlights, observations, and new information. [33:24] Kellee Ann is excited to be onstage with the others, gain new insights, and share her perspective on what she learned at the Conference. Kellee is comfortable onstage. [33:44] Justin says it will be a new way for us to close out the Conference. I'm very much looking forward to it and to meeting you in person, as well. [34:05] The RIMS ERM Conference has been on Kellee Ann's wish list for a while, and she's made it happen this year. [34:22] I look forward to seeing you on November 17th and 18th at the RIMS ERM Conference 2025, in Seattle, Washington. [34:37] Special thanks again to Kellee Ann Richards-St. Clare for joining us here on RIMScast. She will be omnipresent at the RIMS ERM Conference 2025, November 17th and 18th, and especially on the 18th. She'll be helping to kick off that Breakfast Networking Session. [34:54] And then at 1:30, she was recently added to the new session, "Exploiting Uncertainty: Making the Business Case for Strategic Risk Treatments." That was added after this interview was recorded. [35:05] Of course, Kellee Ann will be on the panel closing out the Conference, during the Finale, so be sure to stop by, say hello, and tell her that you heard her fabulous interview on RIMScast! [35:18] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [35:46] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [36:03] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [36:20] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [36:36] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [36:50] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [37:01] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: RIMS ERM Conference 2025 — Nov. 17‒18 | Register Now RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | Jan.‒March 2026 Cohort | Led by James Lam RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS Now RIMS Professional Report: "Understanding Interconnected Risks" Upcoming RIMS Webinars: RIMS.org/Webinars "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World" | Nov. 6 | Sponsored by HUB   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule "Intro to ERM for Senior Leaders" | Nov. 4‒5 | Instructor: Elise Farnham "Fundamentals of Insurance" | Nov. 11‒12 | Instructor: Chris Hansen "Leveraging Data and Analytics for Continuous Risk Management (Part I)" | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes about ERM: "AI and the Future of Risk with Dan Chuparkoff" (RIMS ERM Conference Keynote) "Talking ERM: From Geopolitical Whiplash to Leadership Buy-In" with Chrystina Howard of HUB "Shawn Punancy of Delta Flies High With ERM" "Tom Brandt on Growing Your Career and Organization with ERM" "James Lam on ERM, Strategy, and the Modern CRO" "ERM, Retail, and Risk with Jeff Strege" "Bigger Risks with the Texas State Office of Risk Management" | Sponsored By Hillwood "ERMotivation with Carrie Frandsen, RIMS-CRMP" "Live from the ERM Conference 2024 in Boston!" "Risk Quantification Through Value-Based Frameworks"   Sponsored RIMScast Episodes: "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent (New!) "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Kellee Ann Richards-St. Clair, Vice President, Commercial, Phoenix Park Energy Marketing Limited (US Subsidiary Phoenix Park Gas Processors LLC) member of the RIMS Strategic and Enterprise Risk Management Council (SERMC).   Production and engineering provided by Podfly.  

Welcome to the first episode of series 89, everyone! In this series, we are covering Ghost in the Shell, a Forged in the Dark cyberpunk TTRPG set in the world of Ghost in the Shell! In today's episode, we learn what this game is all about, including some incredible behind the scenes design discussions with our guest, as well as a brief history of the Ghost in the Shell franchise! Character Creation Cast Patreon https://patreon.com/charactercreationcast Announcements: Ghost in the Shell Crowdfunding Campaign: https://www.kickstarter.com/projects/manaprojectstudio/ghost-in-the-shell-roleplaying-game Cosmic Corsairs Crowdfunding Campaign: https://www.kickstarter.com/projects/1582756696/cosmic-corsairs?ref=CharacterCreationCast Join our Discord! https://discord.charactercreationcast.com Check out other great shows on the network: https://oneshotpodcast.com Leave us reviews in any, or all, of these places: Character Creation Cast on Apple Podcasts (The best place to leave reviews for us) https://itunes.apple.com/us/podcast/character-creation-cast/id1363822066?mt=2&ls=1 Character Creation Cast on Podchaser https://podchaser.com/CharacterCreationCast Guests Pete Petrusha: Instagram: https://www.instagram.com/imagining_games/ Website: https://imagininggames.com/ Mana Project Studios Instagram: https://www.instagram.com/mana_project_design/ Website: https://manaprojectstudio.com/ Games/Tools discussed this episode: Ghost in the Shell Crowdfunding Campaign: Website: https://www.kickstarter.com/projects/manaprojectstudio/ghost-in-the-shell-roleplaying-game Timestamps: (00:00:00) - Announcements (00:01:37) - Introductions (00:04:58) - What's in a game? - Core Concept (00:09:30) - Setting (00:16:55) - Materials to play (00:20:24) - Stories and Themes (00:24:22) - What can characters do in this game? (00:29:55) - What is unique about Ghost in the Shell? (00:40:31) - History of Ghost in the Shell and the RPG (00:58:50) - Call to Action (01:05:32) - Credits Music: Opening: Meditation Impromptu 03 (https://freemusicarchive.org/music/Kevin_MacLeod/Calming/Meditation_Impromptu_03) by Kevin MacLeod Clip 1: Downside Up by Cody MartinOn Soundstripe: https://app.soundstripe.com/songs/17872 Clip 2: Brain Cables by Jed StarkOn Soundstripe: https://app.soundstripe.com/songs/15343 Main Theme: Hero (Remix) (https://freemusicarchive.org/music/Steve_Combs/Principal_Photography_1493/11_Hero_Remix) by Steve Combs Our Podcast: Character Creation Cast: Website: https://www.charactercreationcast.com Contact Us: https://contact.charactercreationcast.com BlueSky: @CreationCast.net (https://bsky.app/profile/creationcast.net) Discord: https://discord.charactercreationcast.com/ TikTok: https://tiktok.com/@charactercreationcast Amelia Antrim: BlueSky: @gingerreckoning.bsky.social (https://bsky.app/profile/gingerreckoning.bsky.social) Ryan Boelter: BlueSky: @lordneptune.com (https://bsky.app/profile/lordneptune.com) Our Network: https://oneshotpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

An einem dunklen Ort kommt es zu einer entscheidenden Begegnung. Alte Geheimnisse werden gelüftet und neue entstehen. Blut wurde und wird benötigt.-----Aufgrund der improvisatorischen Art unserer Rollenspielinhalte können Themen und Situationen entstehen, die für manche Menschen schwer zu verarbeiten sind oder unangenehme Erinnerungen hervorrufen könnten. Sollten dich bestimmte Episoden oder Szenen belasten, empfehlen wir, zwischendurch eine Pause zu machen oder die Episode zu überspringen. Am Anfang jeder Folge wird der Inhalt der jeweils letzten noch einmal zusammengefasst, sodass du den Anschluss leicht wiederfinden kannst. Dein Wohlbefinden ist uns wichtig!Dice Actors ist ein inoffizieller Fan-Inhalt im Rahmen der Richtlinie für Fan-Inhalte. Dieser Kanal ist nicht von Wizards of the Coast gesponsert. Teile des enthaltenen Materials sind (geistiges) Eigentum von Wizards of the Coast LLC © Wizards of the Coast LLC.

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It's episode 300! Host Adrian and Sofeast head of NPD Paul Adams dig into IK ratings, what they measure (impact energy in joules), why they matter for real-world product abuse (drops, kicks, tool strikes), and how to connect use-case, environment, materials, and system-level design choices (wall thickness, ribs, radii, gate location) to hit targets like IK06–IK10. You'll hear practical examples (from light switches to job-site drills), polymer options (PP, HIPS, ABS, PC/ABS blends), and environment trade-offs (temperature, UV, chemicals, cost) so your spec says more than “make it rugged.”   Episode Sections: 00:12 – Introduction: designing for toughness via IK rating 01:58 – IK vs IP: ingress ≠ impact toughness 05:16 – What is IK? Impact energy (J); Izod/Charpy context 08:33 – IK scale overview: IK00 → IK10 (~20 J) 09:18 – Start with real-world use before materials 10:15 – Low-impact examples (e.g., light switches) 11:56 – Mid-impact examples (bench drops, tools falling) 12:50 – High-impact / IK10: sledgehammer territory 14:02 – Specify toughness explicitly: choose an IK level 17:02 – Mapping joules to IK (≈0.35 J to 20 J) 19:34 – Materials at IK06 (~1 J): PP, HIPS, ABS, PA 21:47 – Materials at IK09 (~10 J): high-impact ABS, PC/ABS, modified PA 25:51 – Designing for IK: thickness, ribs, radii 27:18 – Molding realities: gate location, weld lines 29:26 – Environment trade-offs: temperature, UV, chemicals, cost 33:14 – Same IK, different designs: oil vs building site 35:16 – Key takeaway: IK is a system rating 35:40 – Wrapping up   Related content... Power Tool Plastics (ABS vs PC/ABS vs PA66-GF) Plastic Enclosures for Electronics Projects (Plastics Sourcing Guide) What type of reliability testing is helpful pre-production? How Many Samples To Test for Reliability & Compliance Do You Need a Customized Reliability Test Plan? Drop Testing: 3 Tests That Can Save You Money How Reliability Testing Is Critical To Obtaining Great Mass-Produced Products Test To Failure: Why You Need This Reliability Test How Many Prototype Iterations & Tests Do We Need? Get in touch with us Connect with us on LinkedIn Contact us via Sofeast's contact page Subscribe to our YouTube channel Prefer Facebook? Check us out on FB

The Environmental and Energy Study Institute (EESI) held a briefing about pathways for industrial decarbonization. Materials like steel, iron, and cement form the backbone of U.S. industry, and have long been a symbol of U.S. innovation and prosperity. The production of these materials, as well as chemicals and plastics, often requires extremely high temperatures typically achieved by burning fossil fuels. The industrial sector is the second-largest greenhouse gas emitter, representing 30% of all U.S. greenhouse gas emissions, and is projected to be the largest by 2035.  This briefing identified opportunities for industrial emissions reductions—such as electrification and material reuse. Panelists also highlighted how key players from the federal government and private sector come together to advance deployable innovations like green steel and carbon-negative concrete. Attendees left with an understanding of industrial decarbonization efforts that also boost American competitiveness and create a more resilient economy and climate.

In this episode, Nick & guest co-host, Dan Cherry, catch up with Slot Check Founder & CEO, Grant Stousland. Learn about Slot Check, a revolutionary smartphone app that communicates to players machine data points such as location, RTP, payout history, and more. Hear how operators are discovering how transparent communication with slot players is generating incremental trips, longer sessions, higher ADTs, & material upticks in satisfaction & retention. Also in this episode, the FBI's sports betting stings & G2E 2025.Links referenced in show:Slot Check - https://slotcheck.comSacred Heart University Poll - https://www.sacredheart.edu/media/shu-media/press-room-2025/SHU-2025-Nationwide-Sports-Gambling-Poll-ADA.pdf © 2015 -2025 RM Holdings B.V. and ReelMetrics B.V. All rights reserved.For transcripts of ReelCast episodes, please see https://www.reelmetrics.com/reelcast.For legal statements apropos of this and other ReelMetrics content / "Materials", please see https://www.reelmetrics.com/legal

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Chrystina Howard, the ERM Leader of the Complex Risk Practice at HUB International. Chrystina relates a bit of her career and then explores topics around emerging disruptions such as climate change and extreme weather, geopolitical whiplash, the pandemic, and AI. Chrystina shares her recipe for organizational resilience and some tips for catching and holding the attention of the C-Suite and the board.   Listen for hints about Chrystina's upcoming webinar and her presentation on November 17th at the RIMS ERM Conference 2025 in Seattle, Washington.   Key Takeaways: [:01] About RIMS and RIMScast. [:14] The RIMS CRO Certificate Program in Advanced Enterprise Risk Management is our live virtual program led by the famous James Lam. Great news! A third cohort has been announced, from January through March 2026. [:32] Registration closes January 5th. Enroll now! A link is in this episode's show notes. [:43] About this episode of RIMScast. We will talk all about ERM with Chrystina Howard, ERM Leader of the Complex Risk Practice at HUB International. But first… [1:10] RIMS-CRMP Prep Workshops! The CBCP and the RIMS-CRMP are presenting The Exam Prep Bootcamp for "Mastering Business Continuity and Risk Management" from November 3rd to 6th. That is a virtual course. [1:23] The next RIMS-CRMP-FED Virtual Workshop will be held on November 11th and 12th and led by Joseph Mayo. Links to these courses can be found through the Certifications page of RIMS.org and through this episode's show notes. [1:40] RIMS Virtual Workshops! RIMS has launched a new course, "Intro to ERM for Senior Leaders." It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:54] On November 11th and 12th, Chris Hansen will lead "Fundamentals of Insurance". It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members always enjoy deep discounts on the virtual workshops! [2:13] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:24] RIMS Webinars! On October 30th, Swiss Re will present "Parametric Insurance: Providing Financial Certainty in Uncertain Times". On November 6th, HUB will present "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World". [2:45] Register at RIMS.org/Webinars. [2:48] The RIMS ERM Conference 2025 will be on November 17th and 18th in Seattle, Washington. [2:56] If you are a Washington resident who would like to attend, you can enjoy an exclusive $150 discount on your registration by entering the discount code ERM2025WA on the Review step of the registration form. Act quickly because this offer expires on Friday, October 31st. [3:18] This is your chance to expand your ERM knowledge, here in Washington. That brings us to today's guest, Chrystina Howard. Chrystina is the ERM Leader of the Complex Risk Practice at HUB International, and she will be one of the presenters at the RIMS ERM Conference in Seattle. [3:39] On November 17th, she will present "Talk ERM to Me: How to Get and Keep Attention from Management." On November 6th, she will be moderating the HUB International Webinar "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World." [3:59] Registration links for the conference and the webinar are in this episode's show notes. [4:04] On with the show! We're all about ERM in this episode, and I wanted to give you all a chance to get to know Chrystina a little bit, in case you want to meet with her virtually, in person, or both. Let's get to it! [4:14] Interview! Chrystina Howard, welcome to RIMScast! [4:22] We will see more of Chrystina soon, on November 17th and 18th, in Seattle, Washington, at the RIMS ERM Conference 2025. We're going to talk more about that in a bit. [4:39] Chrystina Howard spent a couple of decades with the Willis Towers Watson organization, where she looked after ERM consulting. She built out a platform and rolled it out, that is still going strong globally. [4:53] Chrystina says she was fortunate to come to the HUB International organization, with a great culture, where she kick-started an ERM Consulting Division. She's having a blast, helping clients get what they need in terms of risk management. [5:14] Chrystina says that when building the ERM Consultancy, she had a lot of great folks to work with and two decades under her belt of developing processes and models. She was set to go as soon as she arrived at HUB. [5:31] Chrystina says they have great specialization, and she is able to get into a lot of industry risk information that she may not have known, to build out the breadth of the consultancy. She helps people learn what ERM is, how it's used, how it works, and why people are interested in it. [5:53] Chrystina says, We're just guns blazing, now! [6:09] Chrystina says geopolitical risks are definitely at the forefront for organizations. This includes economic volatility around the globe, tariffs, and import/export regulations between countries, that will call the shots for some time.  [6:27] Chrystina says right along with geopolitical risks will be the effective use of AI. There are security concerns with AI. Some people are not comfortable with it. We're moving into a phase where we've got to put AI to work for us. How can we do that effectively and securely? [6:44] Chrystina says a lot of industries will have staffing challenges, particularly skilled workers. It will hit the healthcare industry pretty hard, along with agriculture, and construction. [6:58] Chrystina says she is seeing a bit of a resurgence in ESG risks. Despite the regulatory environment, people are keen to make sure that companies are being good environmental stewards, treating employees fairly, and behaving as the public thinks is appropriate. [7:41] AI will make data compilation and claims processing faster. Chrystina has been reading of physicians and medical practitioners using AI as a background double-check when they're working toward a diagnosis. [7:58] With its access to information, AI might ask, Your diagnosis is probably right, but did you consider this? We hope this will enhance the diagnostic process, and not take over. [8:11] There is a concern that there's pressure to use AI tools because your colleagues are using them. If you rely on it too much, that can also backfire. We're going to have to strike a balance. [8:40] Chrystina is an optimist when it comes to AI. AI tools can make shorter work of a lot of things in ERM, like scenario analysis; having a tool that will allow you to see multiple scenarios that maybe individuals couldn't come up with on their own, and make decisions from them. [9:06] Chrystina mentions automation for reporting and metric updates. Successful organizations that have the resources can use AI in ERM training, policy updates, and even collecting information through surveys and interviews. [9:23] Enhancing dashboards is a big focus going forward, getting a robust database that gives alerts and keeps everybody up to date. [9:35] Justin mentions crises of the past few years. The Baltimore Key Bridge collapsed a year ago, and we don't hear about it anymore. Justin asks, How can ERM leaders keep resilience and risk appetite aligned with long-term strategy, rather than reactive short-term fixes. [10:00] Chrystina thinks ERM, by nature, is focused on preparation and then response. It takes into account "left of loss." Before the incident occurs, how can we prepare ourselves the best and implement plans should something happen?  [10:16] Chrystina has seen organizations widely embrace ERM more readily following the successful navigation of crises. [10:24] It would behoove ERM leaders to seize that opportunity and make a great connection between the protection and preparation that ERM brought through the crisis to the strategic success of the organization. [10:40] ERM leaders may have to campaign a little bit still, but it's something they can point out to executives, and the selling of ERM will be a lot easier. [10:53] Quick Break! RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through the 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when you register by October 30th! [11:12] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by October 30th, and you will also be entered to win a $500 raffle! Do not miss out on this chance to plan and score some of these extra perks! [11:26] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to join us! Visit RIMS.org/Membership and build your network with us here at RIMS! [11:37] Save the dates March 18th and 19th, 2026, for The RIMS Legislative Summit, which will be held in Washington, D.C. [11:46] Join us in Washington, D.C., for two days of Congressional Meetings, networking, and advocating on behalf of the risk management community. Visit RIMS.org/Advocacy for more information and updates and to register. [12:02] Let's return to our interview with Chrystina Howard! [12:08] Chrystina Howard is the ERM Leader of the Complex Risk Practice at Hub International. Justin asks Chrystina about ERM leaders needing to campaign. Chrystina is one of the featured presenters at the RIMS ERM Conference 2025 in Seattle, Washington, November 17th and 18th. [12:58] Chrystina's foundational session is called "Talk ERM to Me: How to Get and Keep Attention from Management." It is a solo session. She likes to be at the controls! [14:09] Chrystina says speaking about risk to management is a perennial struggle. One of the top questions she gets is how to translate ERM for the C-Suite so they understand the value of the work. [14:21] As risk management professionals, we often get excited about details that might not capture management's attention. [14:29] We have to think about things from the perspective of a CEO and a CFO. What things are important to them? What are they keeping an eye on? How does this relate to the bottom line? Connect those things. Connect risk management to strategy. [14:45] Demonstrate how the protection and preparation of things like Enterprise Risk Management support the execution of corporate strategy. When you're talking to the C-Suite, you've got to hit the high points, quick, like an elevator speech. [15:00] Link positive impacts of risk management to things that the C-Suite is focused on. Grab attention with things that are on their minds, like growth, M&A, performance volatility, how we're doing in the market, how these things play out, and how to help minimize volatility. [15:20] Chrystina says we see a lot of interest from private equity in the strategic business practice of ERM. That's a good thing for risk professionals to keep in mind as they campaign for ERM. There are other people who are keen to know about it. [15:48] ERM gets alerts about negative trends, but it's important to keep the positive news coming too about how they helped create a solution, minimize a threat, and protected the organization so that operations can continue and the strategy can go forward. [16:33] Chrystina says Streamline things. She approaches ERM from a practical and realistic perspective. She doesn't like a lot of jargon or a lot of metrics. She likes simple, streamlined stuff that everybody can get on board with. [16:51] Chrystina tells people, Don't boil the ocean. Participants and risk owners are going to get bogged down if they've got too many things to keep track of. Set up tiers of risks. Start at the top. What can we affect over the next year or two years? [17:10] Keep it practical and realistic. Limit the amount of information you collect. If you start adding different metrics and definitions, that can be a slippery slope. You have to train people how to do it. They have to remember what it's supposed to be. And there are updates to fill out! [17:33] Think about how often you're asking people to update. Every so often, have a blank-sheet risk assessment. Limit how often you do updates throughout the year. [18:14] Reporting intervals should be more than twice a year. Strict ERM practitioners are going to be monitoring risks and looking at the dashboard and the risk register, preparing all the time to report to management. [18:34] Risk owners are an important source of information. All of those folks already have a job; maybe a job and a half. We have to be careful about how we engage them so that we get robust information and we don't overwhelm them. [18:50] When we do updates, they should be limited but powerful. These are the big things that you want executives to know about. Once a year, when you do your board presentation, tell them these things are going great and you want to update them on these other things. Keep it simple. [19:19] One Final Break! As many of you know, the RIMS ERM Conference 2025 will be held on November 17th and 18th in Seattle, Washington. We recently had ERM Conference Keynote Speaker Dan Chuparkoff on the show. [19:36] He is back, just to deliver a quick message about what you can expect from his keynote on "AI and the Future of Risk." Dan, welcome back to RIMScast! [19:47] Dan says, Greetings, RIMS members and the global risk community! I'm Dan Chuparkoff, AI expert and the CEO of Reinvention Labs. I'm delighted to be your opening keynote on November 17th, at the RIMS ERM Conference 2025 in Seattle, Washington. [20:02] Artificial Intelligence is fueling the next era of work, productivity, and innovation. There are challenges in navigating anything new. This is especially true for risk management, as enterprises adapt to shifting global policies, economic swings, and a new generation of talent. [20:20] We'll have a realistic discussion about the challenges of preparing for the future of AI. To learn more about my keynote, "AI and the Future of Risk Management," and how AI will impact Enterprise Risk Management for you, listen to my episode of RIMScast at RIMS.org/Dan. [20:39] Be sure to register for the RIMS ERM Conference 2025, in Seattle, Washington, on November 17th and 18th, by visiting the Events page on RIMS.org. I look forward to seeing you all there. [20:50] Justin thanks Dan and looks forward to seeing him again on November 17th and hearing all about the future of AI and risk management! [20:58] Let's Conclude Our Interview with Chrystina Howard! [21:05] Justin reminds the listeners, Before we get to see Chrystina live at the ERM Conference 2025, she will be moderating a RIMS Webinar sponsored by HUB, titled "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World." [21:23] Chrystina says everyone is talking about this, and she's excited to get some great experts about it on the line. Justin notes that over the past few years, geopolitical volatility has intensified with trade wars, sanctions, and supply chain disruption. [21:54] Chrystina says there are so many, and they are interrelated. In conflict areas, everything gets turned upside-down. On a global basis, the U.S. economy has broad-reaching impacts. She would keep an eye on import/export trends. This global trade issue is so volatile and dynamic. [22:22] You cannot sleep on the changing regulations around the world. An important subset related to global trade is increasing requirements for in-country hiring and procurement. That will affect a lot of people with respect to where we grow things and get raw materials and tech. [22:51] Chrystina doesn't think we've seen the end of supply chain disruption. She mentions extreme weather from climate change. A large component of the outcome of climate change is energy security. She doesn't think we're clear of pandemics, either. [23:11] Justin says Hilary Tuttle, Editor of RIMS Risk Management magazine, told him something a year ago that has stayed with him. "We're not in post-pandemic anymore. We're in post-height-of-the-pandemic." It's still here. It's never going away. [24:11] Chrystina says there is no substitute for local knowledge and experience. The best way to approach a Global ERM Program across all of your jurisdictions is for ERM leaders to have deputies in each of the jurisdictions. [24:30] These deputies should have a very keen sense of the landscape in their region in terms of policy, risk, interactions, and trade, as well as an understanding of the big picture across the global organization. [24:46] Those people will be key to develop in all of your locations to support the ERM function. They have a job. It doesn't mean hiring extra staff. You can generally find people with that level of expertise locally, with a good understanding of the big picture, within your existing personnel. [25:15] Making that connection with individuals who know exactly what's happening there on the ground is crucial. Chrystina says that is the very best solution. [25:49] Chrystina says there are a number of stakeholders for any organization, internal and external. Chrystina is seeing favorable views from insurers toward companies and organizations that have implemented ERM globally. [26:07] Other key stakeholders also want assurances that there are plans in place to protect them. This goes back to the inception of ERM when there was serious mismanagement at companies like WorldCom and Enron. [26:23] Everybody's board was asking who's minding the store? This isn't going to happen to us, right? [26:27] All of this risk is ultimately going to roll up to your reputation. That's difficult but not impossible to quantify. You can demonstrate how ERM plans address global threats in an anecdotal fashion. That will communicate real value and put people's minds at ease. [26:52] You can do that in a country-specific way with partners in the countries to communicate the nuances, and give you information about how things work in there, why the risk is a problem, what are the drivers, what are the vulnerabilities, and how might this take place? [27:19] That session will be on November 6th. Chrystina will moderate it with Eric Howie, the Vice President for Complex Risk in Canada, and Will Mule, Global Risk Solutions Practice Leader for HUB. For that session, Chrystina asks listeners to send in their questions ahead of time. [28:00] The links to both the ERM Conference 2025 and the Webinar, "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World," are in this episode's show notes. [28:12] Chrystina, it's been lovely to see you again. I can't wait to see you virtually and in person. [28:21] Special thanks again to Chrystina Howard for joining us. Remember to register for the HUB November 6th Webinar, "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World," that she will be moderating. [28:32] On November 17th, Chrystina will be hosting the session, "Talk ERM to Me" (but she'll be talking to you), at the RIMS ERM Conference 2025! Registration links for the Webinar and for the RIMS ERM Conference 2025 are in this episode's show notes. [28:51] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [28:19] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [28:38] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [28:55] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [30:12] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [30:26] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [30:38] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: RIMS ERM Conference 2025 — Nov. 17‒18 Washington Residents — Enjoy $150 off ERM Conference Registration through Oct. 31! "RIMS-CRO Certificate Program In Advanced Enterprise Risk Management" | Jan‒March 2026 Cohort | Led by James Lam RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RISKWORLD 2026 — Members-only early registration through Oct 30! LAST DAYS! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS Now RIMS Professional Report: "Understanding Interconnected Risks" Upcoming RIMS Webinars: RIMS.org/Webinars "Parametric Insurance: Providing Financial Certainty in Uncertain Times" | Oct. 30, 2025 | Sponsored by Swiss Re "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World" | Nov. 6 | Sponsored by Hub   Upcoming RIMS-CRMP Prep Virtual Workshops: CBCP & RIMS-CRMP Exam Prep Bootcamp: "Mastering Business Continuity & Risk Management" | November 3‒6, 2025 "RIMS-CRMP-FED Exam Prep Virtual Workshop" — November 11‒12 Full RIMS-CRMP Prep Course Schedule "Intro to ERM for Senior Leaders" | Nov. 4‒5 | Instructor: Elise Farnham "Fundamentals of Insurance" | Nov. 11‒12 | Instructor: Chris Hansen "Leveraging Data and Analytics for Continuous Risk Management (Part I)" | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes about ERM: "AI and the Future of Risk with Dan Chuparkoff" (RIMS ERM Conference Keynote) "Shawn Punancy of Delta Flies High With ERM" "Tom Brandt on Growing Your Career and Organization with ERM" "James Lam on ERM, Strategy, and the Modern CRO" "ERM, Retail, and Risk with Jeff Strege" "Bigger Risks with the Texas State Office of Risk Management" | Sponsored By Hillwood "ERMotivation with Carrie Frandsen, RIMS-CRMP" "Live from the ERM Conference 2024 in Boston!" "Risk Quantification Through Value-Based Frameworks"   Sponsored RIMScast Episodes: "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent (New!) "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant (New!) "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report" | Sponsored by AXA XL "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Chrystina Howard, ERM Leader, Complex Risk Practice, HUB International   Production and engineering provided by Podfly.  

A state lawmaker is pushing for laws to protect students from inappropriate relationships in K-12 schools. Two Minnesota women pleaded guilty Tuesday in a scheme to defraud taxpayers by overbilling Medicaid for substance abuse treatment.Minneapolis police have arrested a person suspected of throwing two Molotov cocktails into an ice cream shop. It happened at Fletcher's Ice Cream and Cafe on East Hennepin Avenue. No one was hurt.Advocates pressuring the state Board of Investment to cut financial ties to Israel staged a sit-in Tuesday at the Retirement Systems Building in St. Paul. The protest was planned for the same day as the board's quarterly meeting. The protesters refused to leave the building when it closed for the day, and several were arrested.An asphalt and aggregate products business with many locations across Minnesota says it will be closing some of those facilities by the end of the year with nearly 300 employees losing their jobs. Minnesota Paving and Materials sent a notice to the state announcing the permanent closure of 14 of its operations in the state, including quarries in Owatonna and New Ulm and an asphalt plant in Kasota. The company's notice did not offer any details on why it's closing those locations.

Metal Movers: Battery Materials Outlook The battery materials industry is in a state of transition and of turmoil. Continued growth of EV sales and the emergence of ESS are pushing battery technology into the mainstream, while it becomes a geopolitical tool at the heart of the current trade conflicts. Join Thomas Kavanagh, Editor, and Dylan Khoo, Senior Analyst, as they discuss recent trends in battery materials and what's next for the sector. Key topics covered: Expectations for lithium prices Export controls from the DRC and China The growth of the ESS market Europe's EV sales recovery

Join us on November 6th, 2025, for the third annual Coast Summit, as we celebrate the visionary leaders who are pioneering solutions to some of the most pressing challenges of our time.This year's theme, "Healthy People, Healthy Planet," highlights the vital link between personal well-being and environmental regeneration. The Coast Summit brings together leaders from the worlds of sustainability, adventure, business, wellness, and storytelling in a format that blends the energy of a trade show with the insight of a summit.This isn't just a gathering—it's a launchpad for people and ideas that are shaping the future.Tickets are limited and expected to sell out quickly! Schedule coming soon!Here is the Link for Tickets! https://www.coastfilmfestival.com/coast-summithttps://www.traceless.eu/In this conversation, Cory Connors speaks with Anne Lampe, CEO and co-founder of Traceless Materials, about the innovative approaches to sustainable packaging. Anne shares her journey from being a process engineer to founding Traceless, which focuses on creating compostable materials from agricultural byproducts. They discuss the applications of these materials, the importance of consumer choices in sustainability, and the future growth plans of Traceless Materials as they aim to make a significant impact on plastic waste reduction.TakeawaysAnne Lampe's background as a process engineer led her to focus on sustainable packaging.Traceless Materials creates compostable materials from agricultural byproducts.The materials developed by Traceless can replace traditional plastics in various applications.Compostable materials can degrade within 12 weeks, even in natural conditions.Recycling and composting are both essential for sustainable packaging solutions.Consumer demand drives brands to seek more sustainable packaging options.Traceless is partnering with major companies like Mondi to bring sustainable packaging to market.The company is expanding rapidly, with plans for a new industrial plant.Sustainability remains a priority for brands despite changing public perceptions.Traceless aims to significantly reduce plastic waste with their innovative materials.Sound bites"This is the beauty of it.""Everyone wants to do good.""This is a real workplace now."Chapters00:00 Introduction to Sustainable Packaging02:43 Anne Lampe's Journey and Traceless Materials05:40 Innovative Material Development08:44 Applications and Benefits of Traceless Materials11:47 Consumer Impact on Sustainability14:42 Future Plans and Company GrowthKeywordssustainable packaging, Traceless Materials, Anne Lampe, circular economy, compostable materials, innovative packaging, consumer choices, environmental impact, packaging industry, biopolymershttps://www.coastfilmfestival.com/coast-summithttps://www.linkedin.com/in/cory-connors/I'm here to help you make your packaging more sustainable! Reach out today and I'll get back to you asap. This podcast is an independent production and the podcast production is an original work of the author. All rights of ownership and reproduction are retained—copyright 2022.

A state lawmaker is pushing for laws to protect students from inappropriate relationships in K-12 schools. Two Minnesota women pleaded guilty Tuesday in a scheme to defraud taxpayers by overbilling Medicaid for substance abuse treatment.Minneapolis police have arrested a person suspected of throwing two Molotov cocktails into an ice cream shop. It happened at Fletcher's Ice Cream and Cafe on East Hennepin Avenue. No one was hurt.Advocates pressuring the state Board of Investment to cut financial ties to Israel staged a sit-in Tuesday at the Retirement Systems Building in St. Paul. The protest was planned for the same day as the board's quarterly meeting. The protesters refused to leave the building when it closed for the day, and several were arrested.An asphalt and aggregate products business with many locations across Minnesota says it will be closing some of those facilities by the end of the year with nearly 300 employees losing their jobs. Minnesota Paving and Materials sent a notice to the state announcing the permanent closure of 14 of its operations in the state, including quarries in Owatonna and New Ulm and an asphalt plant in Kasota. The company's notice did not offer any details on why it's closing those locations.

A state lawmaker is pushing for laws to protect students from inappropriate relationships in K-12 schools. Two Minnesota women pleaded guilty Tuesday in a scheme to defraud taxpayers by overbilling Medicaid for substance abuse treatment.Minneapolis police have arrested a person suspected of throwing two Molotov cocktails into an ice cream shop. It happened at Fletcher's Ice Cream and Cafe on East Hennepin Avenue. No one was hurt.Advocates pressuring the state Board of Investment to cut financial ties to Israel staged a sit-in Tuesday at the Retirement Systems Building in St. Paul. The protest was planned for the same day as the board's quarterly meeting. The protesters refused to leave the building when it closed for the day, and several were arrested.An asphalt and aggregate products business with many locations across Minnesota says it will be closing some of those facilities by the end of the year with nearly 300 employees losing their jobs. Minnesota Paving and Materials sent a notice to the state announcing the permanent closure of 14 of its operations in the state, including quarries in Owatonna and New Ulm and an asphalt plant in Kasota. The company's notice did not offer any details on why it's closing those locations.

Alex Bertolucci, the Oregon Communications Manager at Circular Action Alliance, joins the Exchange.

This Day in Maine for Wednesday, October 22, 2025.

Send us a textIn this episode we explore the work and world of Australian artist John R Walker, a painter who invites us to experience the land as a living and layered presence rather than just a view. Born in Sydney in 1957 and now based in Braidwood, New South Wales, Walker's journey has taken him from city life to a deep engagement with rural environments. His art connects ecology, geology, and memory, revealing what he calls “the experience of being in country.”Walker is known for his large and immersive paintings that map the rhythms and histories of the Australian landscape. His brushwork traces erosion, fire, and growth, capturing both the slow movement of geological time and the immediate sensations of walking through a place. In his Fireground series he responded to the devastation and regeneration of bushfires, showing both the destruction and renewal that shape the land.Over more than thirty years, Walker has exhibited widely in Australia and overseas. His paintings are held in major collections including the National Gallery of Australia. His exhibition Journeys and Return at the Orange Regional Gallery in 2023 and 2024 confirmed his reputation as one of the leading painters of country in Australia.In our conversation we discuss how Walker balances materials and philosophy, how walking shapes his art, and why he believes landscape painting today must also tell ecological stories.John is represented by Utopia Art in Sydney Thanks John

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Shawn Punancy, Sr. Manager, Enterprise Risk Management of Delta Air Lines, Inc. Justin and Shawn discuss her fascinating career history, disruption in the airline industry, Shawn's risk philosophy at Delta Airlines, and how her ERM team stays connected to the business while maintaining a long-term strategic view of risk.   Shawn will present two sessions with Lianne Appelt, the Head of Enterprise Risk Management at Salesforce, at the RIMS ERM Conference on November 17th and 18th in Seattle, Washington. Shawn shares some hints on what to expect from the sessions.   Listen for Shawn's view on the biggest opportunity right now for ERM professionals to elevate their impact across the enterprise.   Key Takeaways: [:01] About RIMS and RIMScast. [:15] The RIMS CRO Certificate Program in Advanced Enterprise Risk Management is our live virtual program led by the famous James Lam. Great news! A third cohort has been announced, from January through March 2026. [:32] Registration closes January 5th. Enroll now! A link is in this episode's show notes. [:40] About this episode of RIMScast. We are flying high today, with Shawn Punancy, the Manager of Enterprise Risk Management for Delta Air Lines, Inc. Buckle in for the many aviation puns you're going to hear during this episode! But first… [1:12] RIMS-CRMP Prep Workshops! The next RIMS-CRMP Prep Workshops will be held on October 29th and 30th and led by John Button. [1:24] The next RIMS-CRMP-FED Virtual Workshop will be held on November 11th and 12th and led by Joseph Mayo. Links to these courses can be found through the Certifications page of RIMS.org and through this episode's show notes. [1:41] RIMS Virtual Workshops! RIMS has launched a new course, “Intro to ERM for Senior Leaders.” It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:56] On November 11th and 12th, Chris Hansen will lead “Fundamentals of Insurance”. It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members always enjoy deep discounts on the virtual workshops! [2:15] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:26] RIMS Webinars! On October 30th, Swiss Re will present “Parametric Insurance: Providing Financial Certainty in Uncertain Times”. On November 6th, HUB will present “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World”. [2:47] Register at RIMS.org/Webinars. [2:50] On with the show! Our guest today is the Manager of Enterprise Risk Management for Delta Air Lines, Inc. Her name is Shawn Punancy, and she has a fascinating career that I want to delve into today. [3:03] I also asked her to be on the show because she will have quite a presence at the RIMS ERM Conference 2025, which will be held on November 17th and 18th in Seattle, Washington. [3:14] On November 17th, at 11:45 a.m., she will be co-leading “Connections Count: Strategic Networking to Strengthen Risk Oversight.” On November 18th, at 9:00 a.m., she will co-lead “How Deep Should You Go?: Rightsizing Risk Assessment for Maximum Impact.” [3:33] In addition to learning about her fascinating career, I wanted to get a little preview of each of those sessions and learn a bit about her risk philosophy at Delta. Let's get to it! [3:44] Interview! Shawn Punancy, welcome to RIMScast! [3:53] Shawn Punancy is the ERM Senior Manager at Delta Air Lines, Inc. Shawn will be at the RIMS ERM Conference 2025, November 17th and 18th. Shawn has a fascinating career. [5:00] Shawn was an intelligence analyst at the U.S. DOD from 2011 to 2012, then moved to the CIA as a Senior Intelligence Analyst for seven years. [5:18] Shawn says it was great working at the CIA. She thinks there are very few places where you can work and have such broad awareness. Her year at the DOD was to prepare her to work at the CIA. [6:10] As an Analyst, Shawn worked in counter-terrorism, counter-narcotics, traditional political analysis, and leadership analysis. She did some targeting work, which is helpful for ERM. [6:27] After Shawn left the government, she worked briefly for a consulting firm in Atlanta, Georgia, doing business operating risk. She got word of a job in the Delta Corporate Safety and Security Division on the Intelligence and Risk Mitigation Team. [6:51] Shawn joined Delta, doing that for two years. She got to meet her Director, Eric Mai, whom she absolutely adores, and she's not just saying that because he may listen to this! Eric Mai introduced Shawn to the world of ERM. [7:07] Shawn started to see all the nexuses that existed between multiple different risks. Shawn says that working in corporate security on risk mitigation is like working at the DOD, but working in ERM is like working at the CIA. [7:42] Shawn was in high school on 9/11, and her mother was on a plane during the 9/11 attacks. Thankfully, she was not on a plane that was targeted on that terrible day. It left a lasting impression. [7:55] Shawn went on to study those types of events in International Affairs and Politics. That's how she got to her path in the government. Shawn is mission-driven and purposeful in her work. [8:42] Shawn applied to Delta when someone sent her a job posting. Shawn saw the posting and thought it looked like it was written for her. Shawn is thankful it worked out. [8:58] Shawn started as Program Manager for Intelligence and Risk Mitigation. She held that position for almost two years. In December of 2023, Shawn became Manager of ERM. The position did not exist before Shawn. ERM had been one person since 2019, when it was begun. [9:37] Eric Mai set up the ERM program. He realized that for it to continuously improve and grow, he needed another person. He went to bat for that role. Around the time it was posted, Eric came to Shawn and said that she might want to consider it, and he would love to have her apply. [9:57] Shawn is super grateful that Eric asked her. [10:13] Shawn says it is striking that ERM has played a small role in many companies. What if you don't know who that person is, or you're not engaging with that person? [10:53] Shawn has noticed that in several industries, the aviation industry included, everything is highly siloed. How does one ERM person get to everybody across the business? How do they make ERM relevant for the leadership and the board? [11:15] Something different could happen any day in the airline industry. Shawn says every day they get a notification from their Duty Director about what the day will look like. Some days, the system looks good: they're moving tens of thousands of people on several thousand flights. [11:33] Other days, there's a hurricane or something, or there is a strike somewhere that completely upends the day. It's a lively environment. [11:56] The American Airlines regional jet and helicopter crash in Washington, D.C. this year put a spotlight on Safety and Risk Managers to ensure they had the proper protocols in place and understood all the communication channels. They double-checked the protocols. [12:40] One thing Shawn loves about the airline industry is that safety is for everyone. There's no competition in safety. No one places blame. They come together to ensure that they are in the best position to continue to put safety first, not only for customers but also for all employees. [13:17] If Shawn had a mantra, it would be, You get further together than you do as an individual. She learned that from her time in Corporate Safety and Security and as an ERM professional. She could not do her job without relationships and connections across the company. [14:05] Shawn says Delta has a strong governance structure. The risk committee reports to the executive leadership team. ERM meets with the risk committee monthly to talk about what is coming up. ERM tracks that, so as risks build, they remember what was said months ago. [14:29] They prepare themselves for the known events of the next couple of months, such as an upcoming audit, an issue with plane manufacturers, or a suspected coming fleet delay. [14:53] ERM uses its governance structure to think through how to manage the risk, who is responsible, who is touched, what should be reported up to the leadership, and what can be managed at the business level. [15:07] Looking longer-term, ERM recently started talking directly to board members, asking for their perceptions about risk over the next three to five years. ERM also asks that question of the business leadership annually, to make sure management shares the same vision as the board. [15:38] ERM adds value by showing where those visions aligned, or if and when they diverged. Using that information helps inform the broader risk landscape. ERM uses that to engage the Strategy team with their annual goals and pillars; their Annual “Flight Plan.” [16:08] ERM shows the collected data on where risk lies to the Strategy Team and asks how it might affect the Flight Plan and the Five-Year Strategy. It's the role of ERM to highlight the risks they've identified through the forums they've engaged. [16:36] Shawn has two on her ERM team, including herself. Her team has strong relationships across Delta. That helps ERM to be a force multiplier. They lean on their colleagues to help stay aware, figure out the best direction to guide ERM efforts, and make an impact where possible. [17:24] Quick Break! RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through the 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when you register by October 30th! [17:43] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by October 30th, and you will also be entered to win a $500 raffle! Do not miss out on this chance to plan and score some of these extra perks! [17:57] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to join us! Visit RIMS.org/Membership and build your network with us here at RIMS! [18:09] Save the dates March 18th and 19th, 2026, for The RIMS Legislative Summit, which will be held in Washington, D.C. [18:17] Join us in Washington, D.C., for two days of Congressional Meetings, networking, and advocating on behalf of the risk management community. Visit RIMS.org/Advocacy for more information and updates and to register. [18:33] Let's return to our interview with Shawn Punancy of Delta Airlines! [19:12] In the heat of a crisis, Delta Airlines has a number of immediate or intermediate response teams that stand up. ERM is a part of those teams. They help inform the strategy for how Delta will respond. In the immediate aftermath, ERM is in listening mode. [19:25] ERM takes what they heard and goes on to support the strategic planning, moving forward. Business Continuity or Corporate Communications will handle the immediate feedback and response. [19:38] If it's likely to have a long-lasting impact on Delta, ERM will facilitate conversations among stakeholders across the enterprise to ensure that Delta has completely and cleanly exited the crisis and that they're on a good footing to avoid future crises of the same ilk. [20:05] One Final Break! As many of you know, the RIMS ERM Conference 2025 will be held on November 17th and 18th in Seattle, Washington. We recently had ERM Conference Keynote Speaker Dan Chuparkoff on the show. [20:23] He is back, just to deliver a quick message about what you can expect from his keynote on “AI and the Future of Risk.” Dan, welcome back to RIMScast! [20:34] Dan says, Greetings, RIMS members and the global risk community! I'm Dan Chuparkoff, AI expert and the CEO of Reinvention Labs. I'm delighted to be your opening keynote on November 17th, at the RIMS ERM Conference 2025 in Seattle, Washington. [20:49] Artificial Intelligence is fueling the next era of work, productivity, and innovation. There are challenges in navigating anything new. This is especially true for risk management, as enterprises adapt to shifting global policies, economic swings, and a new generation of talent. [21:07] We'll have a realistic discussion about the challenges of preparing for the future of AI. To learn more about my keynote, “AI and the Future of Risk Management,”  and how AI will impact Enterprise Risk Management for you, listen to my episode of RIMScast at RIMS.org/Dan. [21:26] Be sure to register for the RIMS ERM Conference 2025, in Seattle, Washington, on November 17th and 18th, by visiting the Events page on RIMS.org. I look forward to seeing you all there. [21:37] Justin thanks Dan and looks forward to seeing him again on November 17th and hearing all about the future of AI and risk management! [21:45] Let's Conclude Our Interview with One of the Presenters at the RIMS ERM Conference 2025, Shawn Punancy of Delta Airlines! [22:17] There are two opportunities to experience Shawn Punancy in person at the RIMS ERM Conference 2025, November 17th and 18th. She will be presenting with Lianne Appelt, the Head of Enterprise Risk Management at Salesforce: [22:47] Shawn says Lianne is the sweetest person she has ever met! Lianne is one of Justin's favorite people to work with on the Strategic Enterprise Risk Management Council. [23:24] On November 17th, at 11:45 a.m., Shawn and Lianne will present, “Connections Count: Strategic Networking to Strengthen Risk Oversight.” If you're a new risk professional or a rising star, and you want to get to the basics, this is the sort of session you attend. [24:05] Shawn gives the elevator pitch for the presentation. She says, if you understand anything about ERM, you understand that it's not something you can do alone. Having relationships across an enterprise is paramount to the success of any ERM program. [24:22] Figure out what opportunities exist to pursue those relationships. Annual or quarterly risk assessments are natural avenues for building relationships, but there are lots of others. Outside of formal structures, how can you engage people? [24:39] How can you use the data you've collected to drive conversations that may not otherwise exist? Those conversations inform you better and equip you better as an ERM professional as you get ready to present to your leadership team, audit committee, or board.  [25:42] Shawn has found that offering external information that may not otherwise be available to her stakeholders is a good way for her to go in and have a conversation.  [26:00] The information she offers is either something she's gotten from a vendor, or a risk source she has been tracking, or something ERM has done internally but hasn't publicized. She says, We have this piece of information we think is valuable to you. [26:20] Shawn finds that it's an incredible way to open doors, strengthen or start relationships, and use that to find a way to continue the conversation iteratively. It's been incredible for expanding who ERM talks to since Shawn has joined the team. [26:37] ERM already had a broad network, but looking for new opportunities has expanded it. [26:43] Shawn says Never let a good crisis or risk go to waste. ERM gets a daily bulletin of every news clip that mentions Delta. [27:00] ERM uses that as an opportunity to say, We've not engaged with you, but we saw this and it's something worth tracking at a more macro level on this other part of the spectrum. We'd love to talk to you about how the two pieces connect. [27:17] Some of that depends on company culture. Delta is one of those amazing places where you can email just about everybody and they will respond. That has been very helpful for Shawn. She knows that's not easily replicated everywhere. Shawn has also never met a stranger. [27:41] Understanding that ERM has value to add, whether it's relaying information or showing interconnections, there's a lot there, and people are usually responsive. [28:17] Talking to the board goes back to the relationships you have and the conversations you've had. If you're talking to the right people throughout the year, who have access to significant board member concerns, use that to help craft your story. [28:37] Shawn says pairing the insight you've gotten from those relationships with the data you have in your program helps drive a compelling narrative. [28:56] On November 18th, at 9:00 a.m., Shawn and Lianne will present an advanced-level session, “How Deep Should You Go?: Rightsizing Risk Assessments for Maximum Impact,” tailoring risk assessments to organizational maturity. [29:21] Shawn says it's a mistake for an ERM group not to understand what they have at their disposal in terms of data or stakeholders. Everything doesn't work for everybody. [29:28] You don't need a major, formalized 16-step assessment process when you're a new and burgeoning program. An older, more established program doesn't need something overly complex that doesn't match your company culture. [29:45] Shawn says she has been doing ERM for just shy of two years, so she's not the foremost expert in the room. She likes to rely on her historical experience of taking a bunch of data and talking to a lot of people, collecting intel, and figuring out what the story is. [30:02] Shawn is super passionate about this. With the 8,000 ways you can do a risk assessment, it's so important to consider some specific factors that will help you to have a stronger impact when you do the assessment. Shawn will save those for the presentation. [30:55] Shawn says she firmly believes the biggest opportunity for ERM professionals is to find and communicate that interconnected risk. We hear it everywhere. Justin points out that a paper on “Understanding Interconnected Risks” is in this episode's show notes. [31:13] Shawn thinks that's the biggest opportunity for ERM. Many teams have their risk evaluation silos. Having someone come in and show how A is connected to D, is connected to X, is the next step and the game-changer for a lot of teams. [31:38] Justin says, I'm looking forward to meeting you in person, and I'm so glad that you're going to be delivering the two sessions, Monday, November 17th, and Tuesday, November 18th! It was a pleasure to meet you! [32:08] Shawn is very thankful for this opportunity and super excited about talking about this content, partnering with Lianne, and meeting the broader RIMS community. [32;21] Special thanks again to Shawn Punancy of Delta Airlines for joining us here on RIMScast! Be sure to catch her presentations on November 17th and 18th at the RIMS ERM Conference 2025 in Seattle, Washington. [32:27] A link to the agenda is in this episode's show notes. Register today, we want to see you there! [32:43] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [33:11] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [33:28] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [33:45] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [34:01] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [34:15] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [34:27] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: RIMS ERM Conference 2025 — Nov. 17‒18 RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | Jan‒March 2026 Cohort | Led by James Lam RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RISKWORLD 2026 — Members-only early registration through Oct 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS Now RIMS Professional Report: “Understanding Interconnected Risks” Upcoming RIMS Webinars: RIMS.org/Webinars “Parametric Insurance: Providing Financial Certainty in Uncertain Times” | Oct. 30, 2025 | Sponsored by Swiss Re “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World” | Nov. 6 | Sponsored by Hub   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Virtual Exam Prep — Oct. 29‒30, 2025 RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham “Fundamentals of Insurance” | Nov. 11‒12 | Instructor: Chris Hansen “Leveraging Data and Analytics for Continuous Risk Management (Part I)” | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes about ERM: “AI and the Future of Risk with Dan Chuparkoff” (RIMS ERM Conference Keynote) “Tom Brandt on Growing Your Career and Organization with ERM” “James Lam on ERM, Strategy, and the Modern CRO” “ERM, Retail, and Risk with Jeff Strege” “Bigger Risks with the Texas State Office of Risk Management” | Sponsored By Hillwood “ERMotivation with Carrie Frandsen, RIMS-CRMP” “Live from the ERM Conference 2024 in Boston!” “Risk Quantification Through Value-Based Frameworks”   Sponsored RIMScast Episodes: “Cyberrisk: Preparing Beyond 2025” | Sponsored by Alliant (New!) “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Shawn Punancy, Sr. Manager, Enterprise Risk Management of Delta Air Lines, Inc.   Production and engineering provided by Podfly.  

Were the Flood waters filled with chemical contamination? Did Noah and company leave the ark to find a world poisoned with toxic sludge? In their latest episode, Todd and Paul chat with chemist Aaron Hutchison about the toxic elements arsenic and mercury. Dr. Hutchison explains his research on these dangerous elements and what would have happened to them during the Flood. Listen in and find out how the Lord preserved us from toxic contamination!Materials mentioned in this episodeHutchison, A.R. Mercury and the Genesis Flood: a response to Morton, pp.31-33 in: Hutchison, A.R. and J.H. Whitmore (eds), Proceedings of the First Conference on Creation Geology (Creation Research Science Education Foundation, Columbus, OH).Hutchison, A.R. 2009. Mercury toxicity and the Genesis Flood, pp.29-44 in: Oard, M.J. and J.K. Reed (eds), Rock Solid Answers (Master Books, Green Forest, AR). https://assets.answersingenesis.org/doc/articles/am/v5/n2/rock-solid-answers-ch3.pdfHutchison, A. 2010. Did mercury poisoning create a toxic Flood? Answers 5(2):70-73. https://answersingenesis.org/the-flood/did-mercury-poisoning-create-a-toxic-flood/Hutchison, A.R. and C. Bortel. 2018. The fate of arsenic in Noah's Flood, pp.229-237 in: Whitmore, J.H. (ed), Proceedings of the Eighth International Conference on Creationism (Creation Science Fellowship, Pittsburgh, Pennsylvania).https://digitalcommons.cedarville.edu/cgi/viewcontent.cgi?article=1037&context=icc_proceedingsHutchison, A. 2021. A Flood of arsenic. Answers 16(2):30-32. https://answersingenesis.org/chemistry/flood-arsenic/

Scott De Felice has been on a 25 year journey with Oxford Performance Materials. His company is a pioneer in PEKK, a very high-performance polymer with many properties that make it a powerful solution in engineering and medical applications. We talk about PEKK and its rival PEEK in this episode. But, we also talk about growing a business for the long term, and making tough strategic decisions. Medical implants is the path that Scott is on, and this does not only require a company to be careful and precise, but also steadfast. This episode of the 3DPOD is brought to you by Nikon SLM Solutions, leaders in industrial metal 3D printing. With open architecture platforms, up to 12 laser productivity and global expertise backed by Nikon, Nikon SLM Solutions is helping manufacturers accelerate adoption, scale production, and achieve mission-critical results within additive manufacturing.

In this week's episode of Fratello Talks, Nacho, RJ, and Lex tackle the very foundation of our watches — the case materials. From trusty steel to precious gold, lightweight titanium, and futuristic ceramics, the trio dives into what distinguishes these materials, their unique features, and why they make a difference when wearing a watch every day. It's not just the movement and specs that matter; it's also what a watch is made of that plays a key role in its aesthetics and how it feels on your wrist.

Part 2 of this installment of Unearthed! features animals, swords, art, shoes, shipwrecks, and the miscellany category of potpourri. Research: Abrams, G., Auguste, P., Pirson, S. et al. Earliest evidence of Neanderthal multifunctional bone tool production from cave lion (Panthera spelaea) remains. Sci Rep 15, 24010 (2025). https://doi.org/10.1038/s41598-025-08588-w Addley, Esther. “English warship sunk in 1703 storm gives up its secrets three centuries on.” The Guardian. 7/31/2025. https://www.theguardian.com/science/2025/jul/31/british-warship-hms-northumberland-1703-storm-archaeology Alberge, Dalya. “New research may rewrite origins of the Book of Kells, says academic.” The Guardian. 9/26/2025. https://www.theguardian.com/books/2025/sep/26/new-research-may-rewrite-origins-of-the-book-of-kells-says-academic Alex, Bridget et al. “Regional disparities in US media coverage of archaeology research.” Science Advances. Vol. 11, No. 27. July 2025. https://www.science.org/doi/10.1126/sciadv.adt5435 American Historical Association. “Historians Defend the Smithsonian.” Updated 8/15/2015. https://www.historians.org/news/historians-defend-the-smithsonian/#statement Anderson, Sonja. “Underwater Archaeologists Capture Photos of Japanese Warship That Hasn’t Been Seen Since It Sank During World War II.” Smithsonian. 7/23/2025. https://www.smithsonianmag.com/smart-news/underwater-archaeologists-capture-photos-of-japanese-warship-that-hasnt-been-seen-since-it-sank-during-world-war-ii-180987026/ “Ancient DNA provides a new means to explore ancient diets.” Via PhysOrg. 7/1/2025. https://phys.org/news/2025-06-ancient-dna-explore-diets.html Archaeology Magazine. “Roman Workshop Specialized in Manufacturing Nails.” 9/11/2025. https://archaeology.org/news/2025/09/11/roman-workshop-specialized-in-manufacturing-nails-for-army-boots/ Arnold, Paul. “DNA analysis reveals insights into Ötzi the Iceman's mountain neighbors.” Phys.org. 7/22/2025. https://phys.org/news/2025-07-dna-analysis-reveals-insights-tzi.html Arnold, Paul. “Prehistoric 'Swiss army knife' made from cave lion bone discovered in Neanderthal cave.” Phys.org. 7/9/2025. https://phys.org/news/2025-07-prehistoric-swiss-army-knife-cave.html Associated Press. “Divers recover artifacts from the Titanic’s sister ship Britannic for the first time.” 9/16/2025. https://apnews.com/article/britannic-titanic-shipwreck-recovery-9a525f9831bc0d67c1c9604cc7155765 Breen, Kerry. “Woman's remains exhumed in Oregon's oldest unidentified person case.” CBS News. 9/24/2025. https://www.cbsnews.com/news/oak-grove-jane-doe-remains-exhumed-oregon-unidentified-person-homicide/ Croze, M., Paladin, A., Zingale, S. et al. Genomic diversity and structure of prehistoric alpine individuals from the Tyrolean Iceman’s territory. Nat Commun 16, 6431 (2025). https://doi.org/10.1038/s41467-025-61601-8 Davis, Nicola. “Even Neanderthals had distinct preferences when it came to making dinner, study suggests.” The Guardian. 7/17/2025. https://www.theguardian.com/science/2025/jul/17/even-neanderthals-had-distinct-preferences-when-it-came-to-making-dinner-study-suggests Durham University. “Bronze and Iron Age cultures in the Middle East were committed to wine production.” EurekAlert. 9/17/2025. https://www.eurekalert.org/news-releases/1098278 “Archaeologists discover four at-risk shipwrecks on colonial waterfront at Brunswick Town/Fort Anderson State Historic Site.” 8/4/2025. https://news.ecu.edu/2025/08/04/archaeologists-discover-four-at-risk-shipwrecks-on-colonial-waterfront-at-brunswick-town-fort-anderson-state-historic-site/ Fratsyvir, Anna. “Polish president-elect urges Ukraine to allow full exhumations of Volyn massacre victims, despite resumed work.” 7/12/2025. https://kyivindependent.com/polands-president-elect-urges-zelensky-to-allow-full-exhumations-in-volyn-as-work-already-resumes/ Fry, Devin and Jordan Gartner. “Coroner’s office identifies man 55 years later after exhuming his body from cemetery.” 7/19/2025. https://www.kltv.com/2025/07/19/coroners-office-identifies-man-55-years-later-after-exhuming-his-body-cemetery/ Guagnin, Maria et al. “12,000-year-old rock art marked ancient water sources in Arabia's desert.” Phys.org. 10/1/2025. https://phys.org/news/2025-10-year-art-ancient-sources-arabia.html History Blog. “Medieval leather goods found in Oslo.” 7/15/2025. https://www.thehistoryblog.com/archives/73641 Jana Matuszak, Jana. “Of Captive Storm Gods and Cunning Foxes: New Insights into Early Sumerian Mythology, with an Editoin of Ni 12501.” Iraq. Vol. 86. https://www.cambridge.org/core/journals/iraq/article/of-captive-storm-gods-and-cunning-foxes-new-insights-into-early-sumerian-mythology-with-an-edition-of-ni-12501/391CFC6A9361C23A0E7AF159F565A911 Kuta, Sarah. “Cut Marks on Animal Bones Suggest Neanderthal Groups Had Their Own Unique Culinary Traditions.” Smithsonian. 7/17/2025. https://www.smithsonianmag.com/smart-news/cut-marks-on-animal-bones-suggest-neanderthal-groups-had-their-own-unique-culinary-traditions-180987002/ Kuta, Sarah. “Seventy Years Later, They Finally Know What It Is.” Smithsonian. 8/1/2025. https://www.smithsonianmag.com/smart-news/scientists-found-sticky-goo-inside-a-2500-year-old-jar-70-years-later-they-finally-know-what-it-is-180987088/ Kuta, Sarah. “Underwater Archaeologists Were Looking for a Lost Shipwreck in Wisconsin. They Stumbled Upon a Different Vessel Instead.” Smithsonian. 7/16/2025. https://www.smithsonianmag.com/smart-news/underwater-archaeologists-were-looking-for-a-lost-shipwreck-in-wisconsin-they-stumbled-upon-a-different-vessel-instead-180986990/ Linköping University. “Ancient crop discovered in the Canary Islands thanks to archaeological DNA.” Phys.org. https://phys.org/news/2025-09-ancient-crop-canary-islands-archaeological.html Lucchesi, Madison. “More layoffs at GBH as ‘Defunded’ sign goes viral.” Boston.com. 7/24/2025. https://www.boston.com/news/media/2025/07/24/gbh-layoffs-defunded-sign/ Luscombe, Richard. “‘It’s incredibly exciting’: ancient canoe unearthed after Hurricane Ian stormed through Florida.” The Guardian. 9/28/2025. https://www.theguardian.com/us-news/2025/sep/28/florida-ancient-canoes Margalida, Antoni et al. “The Bearded Vulture as an accumulator of historical remains: Insights for future ecological and biocultural studies.” Ecology. Volume 106, Issue 9. 9/11/2025. https://esajournals.onlinelibrary.wiley.com/doi/10.1002/ecy.70191 Metcalfe, Tom. “300-year-old pirate-plundered shipwreck that once held 'eyewatering treasure' discovered off Madagascar.” Live Science. 7/3/2025. https://www.livescience.com/archaeology/300-year-old-pirate-plundered-shipwreck-that-once-held-eyewatering-treasure-discovered-off-madagascar Mondal, Sanjukta. “Ancient Romans likely used extinct sea creature fossils as amulets.” Phys.org. 7/28/2025. https://phys.org/news/2025-07-ancient-romans-extinct-sea-creature.html Morris, Steven. “Iron age settlement found in Gloucestershire after detectorist unearths Roman swords.” The Guardian. 7/4/2025. https://www.theguardian.com/science/2025/jul/04/roman-swords-gloucestershire-villa-iron-age-settlement-discovery Mullett, Russell et al. “Precious finger traces from First Nations ancestors revealed in a glittering mountain cave in Australia.” Phys.org. 7/28/2025. https://phys.org/news/2025-07-precious-finger-nations-ancestors-revealed.html Ocean Exploration Trust. “Expedition reveals 13 shipwrecks from WWII battles off Guadalcanal.” Phys.org. 8/4/2025. https://phys.org/news/2025-08-reveals-shipwrecks-wwii-guadalcanal.html Oster, Sandee. “Study translates fragmentary ancient Sumerian myth around 4,400 years old.” Phys.org. 7/22/2025. https://phys.org/news/2025-07-fragmentary-ancient-sumerian-myth-years.html Paul, Andrew. “130-year-old butter bacteria discovered in Danish basement.” Popular Science. 9/15/2025. https://www.popsci.com/science/old-butter-basement-discovery/ Penn, Tim. “Big Roman shoes discovered near Hadrian's Wall—but they don't necessarily mean big Roman feet.” Phys.org. 7/20/2025. https://phys.org/news/2025-07-big-roman-hadrian-wall-dont.html#google_vignette Pogrebin, Robin and Graham Bowley. “Smithsonian Responds to Trump’s Demand for a Review of Its Exhibits.” New York Times. 9/3/2025. https://www.nytimes.com/2025/09/03/arts/design/smithsonian-bunch-trump.html Preston, Elizabeth. “Scientists found a 650-year-old shoe in a vulture nest. That’s just the start of it.’ National Geographic. 10/1/2025. https://www.nationalgeographic.com/animals/article/vulture-nest-was-hiding-a-650-year-old-shoe Reilly, Adam. “GBH lays off 13 staff at American Experience, pauses production of new documentaries.” GBH. 7/22/2025. https://www.wgbh.org/news/local/2025-07-22/gbh-lays-off-13-staff-at-american-experience-pauses-production-of-new-documentaries Richmond, Todd. “Searchers discover ‘ghost ship’ that sank in Lake Michigan almost 140 years ago.” Associated Press. 9/15/2025. https://apnews.com/article/lake-michigan-schooner-shipwreck-door-county-ccff930d8cd87f3597483938f8fb4fd6 Savat, Sarah. “Discovery expands understanding of Neolithic agricultural practices, diets in East Asia.” EurekAlert. 9/24/2025. https://www.eurekalert.org/news-releases/1099662 Seb Falk, James Wade, The Lost Song of Wade: Peterhouse 255 Revisited, The Review of English Studies, Volume 76, Issue 326, October 2025, Pages 339–365, https://doi.org/10.1093/res/hgaf038 Smith, Kiona N. “Oldest wooden tools in East Asia may have come from any of three species.” Ars Technica. 7/7/2025. https://arstechnica.com/science/2025/07/did-denisovans-or-homo-erectus-make-the-oldest-wooden-tools-in-east-asia/ The Catholic Herald. “Plans in train to exhume holy remains of martyr St Thomas More.” 7/14/2025. https://thecatholicherald.com/article/plans-in-train-to-exhume-holy-remains-of-martyr-st-thomas-more The History Blog. “1600-year-old iron scale, weights found in Turkey.” 7/10/2025. https://www.thehistoryblog.com/archives/73597 The History Blog. “2,500-year-old honey identified in ancient offering.” 7/31/2025. https://www.thehistoryblog.com/archives/73776 The History Blog. “Kushan vessel inscribed with woman’s name found in Tajikistan.” 7/8/2025. https://www.thehistoryblog.com/archives/73582 The History Blog. “Medieval sword fished out of Vistula in Warsaw.” 7/7/2025. https://www.thehistoryblog.com/archives/73574 The History Blog. “Unique 3D mural 3,000-4,000 years old found in Peru.” 7/30/2025. https://www.thehistoryblog.com/archives/73769 The White House. “Letter to the Smithsonian: Internal Review of Smithsonian Exhibitions and Materials.” 8/12/2025. https://www.whitehouse.gov/briefings-statements/2025/08/letter-to-the-smithsonian-internal-review-of-smithsonian-exhibitions-and-materials/ Thorsberg, Christian. “A Tiny Typo May Explain a Centuries-Old Mystery About Chaucer’s ‘Canterbury Tales’ and ‘Troilus and Criseyde’.” Smithsonian. 7/16/2025. https://www.smithsonianmag.com/smart-news/a-tiny-typo-may-explain-a-centuries-old-mystery-about-chaucers-canterbury-tales-and-troilus-and-criseyde-180986991/ University of Cambridge. “Scholars just solved a 130-year literary mystery—and it all hinged on one word.” 7/16/2025. https://www.sciencedaily.com/releases/2025/07/250716000855.htm Vindolanda Trust. “Magna Shoes.” 7/2/2025. https://www.vindolanda.com/news/magna-shoes Whiddington, Richard. “$2 Thrift Store Plate Turns Out to Be Rare Chinese Porcelain Worth Thousands.” Artnet. 8/21/2025. https://news.artnet.com/market/chinese-porcelain-uk-thrift-store-auction-2680013 Whiddington, Richard. “Famed Antikythera Shipwreck Yields More Astonishing Discoveries.” Artnet News. 7/16/2025. https://news.artnet.com/art-world/antikythera-shipwreck-more-discoveries-2668217 Whiddington, Richard. “Scholars Crack 130-Year-Old Mystery Behind a Lost Medieval Epic.” 7/17/2025. https://news.artnet.com/art-world/song-of-wade-mystery-chaucer-2668558 Whiddington, Richard. “Sunken Clues Reveal Identity of Mysterious Scottish Shipwreck.” Artnet. 7/25/2025. https://news.artnet.com/art-world/scotland-shipwreck-sanday-2671342 See omnystudio.com/listener for privacy information.

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy⁠https://landing.renttoretirement.com/evg-masterclass-replay⁠This episode is sponsored by…ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard's tangible, tax‑advantaged energy assets: ⁠https://eckardenterprises.com/rent-to-retirement/⁠⁠BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at ⁠https://bluprinthomeloans.com/renttoretirement/⁠ FIGURE:Access your home equity in minutes—no refinance needed!⁠ ⁠⁠https://go.figure.com/renttoretirementDiscover why Columbus, Georgia is quietly becoming one of the most stable and high-yielding real estate markets in the Southeast.In this episode, Adam Schroeder sits down with Andrew and Preston, the Rent To Retirement rehab team based in Columbus, GA, to explore their proven formula for turnkey rehabs, property management, and guaranteed rent programs that help investors achieve predictable cash flow.

Send me a messageIn this week's episode of Climate Confident, I sat down with Christopher Carrick, founder and CTO of Lignin Industries, to explore a game-changing innovation in the fight against plastic pollution, turning waste from the paper industry into carbon-negative bioplastics.Christopher's story starts in his kitchen, where curiosity (and a Star Wars ice-cube tray) led to a breakthrough: modifying lignin, the brown polymer in wood, so it can be melted, shaped, and blended into everyday plastics like polypropylene, polyethylene, and ABS. The result? Materials that can replace up to 40 percent of fossil plastics, perform just as well, and even smell faintly of forest.We unpacked how this process works, why recyclability and stability are critical, and how Lignin's bioplastics outperform many “green” alternatives by avoiding thermal degradation during recycling. Christopher also explains why regulation — not technology — is now the biggest bottleneck in decarbonising the plastics sector.What struck me most is the scale of impact possible here. Plastics are one of the hardest sectors to clean up, yet Lignin's approach shows that circularity, chemistry, and creativity can combine to make fossil-free materials commercially viable.We also touched on scalability, partnerships, and the hope Christopher finds in consumers — the moment someone holds one of their wood-scented bags and realises that sustainability can feel good too.

Alex Bertolucci, the Oregon Communications Manager at Circular Action Alliance, joins the Exchange.

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy⁠https://landing.renttoretirement.com/evg-masterclass-replay⁠This episode is sponsored by…ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard's tangible, tax‑advantaged energy assets: ⁠https://eckardenterprises.com/rent-to-retirement/⁠⁠BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at ⁠https://bluprinthomeloans.com/renttoretirement/⁠ FIGURE:Access your home equity in minutes—no refinance needed!⁠ ⁠⁠https://go.figure.com/renttoretirementDiscover why Columbus, Georgia is quietly becoming one of the most stable and high-yielding real estate markets in the Southeast.In this episode, Adam Schroeder sits down with Andrew and Preston, the Rent To Retirement rehab team based in Columbus, GA, to explore their proven formula for turnkey rehabs, property management, and guaranteed rent programs that help investors achieve predictable cash flow.

I put snowshoes to the ultimate test—breaking two pairs on my last three winter hunts. After finally finding a reliable pair with the Atlas Montane 35, I couldn't help but wonder: is there something even better? Enter the Atlas MTN Range 35. In this video, I run both snowshoes through a head-to-head comparison to see which one can handle extreme conditions. Can the Atlas MTN Range replace my trusted Montane? Watch now to find out which snowshoe reigns supreme for winter hunting and backcountry adventures.

This is the second of four episodes on the subject of soldering materials.In today's episode, continuing the subject of soldering materials, diving deep into the science, strategy, and subtleties behind one of the most foundational elements of electronic assembly: soldering materials. Joining me are two experts from KOKI Solder—Shantanu Joshi, Head of Customer Solutions and Operational Excellence, and Greg Starrett, General Manager of North American Operations. Together, they bring decades of experience in solder chemistry, process engineering, and real-world reliability. We'll explore how soldering materials influence long-term performance, how material and process decisions interact, and what assemblers should consider when aiming for high-reliability outcomes.From surface finishes and flux residues to void mitigation and future trends in solder formulation, this episode offers practical insights that go well beyond the datasheet.So whether you're on the factory floor, in the lab, or managing quality and reliability at scale—this conversation is for you.Shantanu JoshiHead of Customer Solutionsshantanu@kokiamerica.comGreg StarrettNational Sales Managergreg@kokiamerica.com

Part one of this quarter's installment of Unearthed! features things related to books and letters, and edibles and potables, and as we usually do, we are starting this installment of Unearthed with updates. Research: Abrams, G., Auguste, P., Pirson, S. et al. Earliest evidence of Neanderthal multifunctional bone tool production from cave lion (Panthera spelaea) remains. Sci Rep 15, 24010 (2025). https://doi.org/10.1038/s41598-025-08588-w Addley, Esther. “English warship sunk in 1703 storm gives up its secrets three centuries on.” The Guardian. 7/31/2025. https://www.theguardian.com/science/2025/jul/31/british-warship-hms-northumberland-1703-storm-archaeology Alberge, Dalya. “New research may rewrite origins of the Book of Kells, says academic.” The Guardian. 9/26/2025. https://www.theguardian.com/books/2025/sep/26/new-research-may-rewrite-origins-of-the-book-of-kells-says-academic Alex, Bridget et al. “Regional disparities in US media coverage of archaeology research.” Science Advances. Vol. 11, No. 27. July 2025. https://www.science.org/doi/10.1126/sciadv.adt5435 American Historical Association. “Historians Defend the Smithsonian.” Updated 8/15/2015. https://www.historians.org/news/historians-defend-the-smithsonian/#statement Anderson, Sonja. “Underwater Archaeologists Capture Photos of Japanese Warship That Hasn’t Been Seen Since It Sank During World War II.” Smithsonian. 7/23/2025. https://www.smithsonianmag.com/smart-news/underwater-archaeologists-capture-photos-of-japanese-warship-that-hasnt-been-seen-since-it-sank-during-world-war-ii-180987026/ “Ancient DNA provides a new means to explore ancient diets.” Via PhysOrg. 7/1/2025. https://phys.org/news/2025-06-ancient-dna-explore-diets.html Archaeology Magazine. “Roman Workshop Specialized in Manufacturing Nails.” 9/11/2025. https://archaeology.org/news/2025/09/11/roman-workshop-specialized-in-manufacturing-nails-for-army-boots/ Arnold, Paul. “DNA analysis reveals insights into Ötzi the Iceman's mountain neighbors.” Phys.org. 7/22/2025. https://phys.org/news/2025-07-dna-analysis-reveals-insights-tzi.html Arnold, Paul. “Prehistoric 'Swiss army knife' made from cave lion bone discovered in Neanderthal cave.” Phys.org. 7/9/2025. https://phys.org/news/2025-07-prehistoric-swiss-army-knife-cave.html Associated Press. “Divers recover artifacts from the Titanic’s sister ship Britannic for the first time.” 9/16/2025. https://apnews.com/article/britannic-titanic-shipwreck-recovery-9a525f9831bc0d67c1c9604cc7155765 Breen, Kerry. “Woman's remains exhumed in Oregon's oldest unidentified person case.” CBS News. 9/24/2025. https://www.cbsnews.com/news/oak-grove-jane-doe-remains-exhumed-oregon-unidentified-person-homicide/ Croze, M., Paladin, A., Zingale, S. et al. Genomic diversity and structure of prehistoric alpine individuals from the Tyrolean Iceman’s territory. Nat Commun 16, 6431 (2025). https://doi.org/10.1038/s41467-025-61601-8 Davis, Nicola. “Even Neanderthals had distinct preferences when it came to making dinner, study suggests.” The Guardian. 7/17/2025. https://www.theguardian.com/science/2025/jul/17/even-neanderthals-had-distinct-preferences-when-it-came-to-making-dinner-study-suggests Durham University. “Bronze and Iron Age cultures in the Middle East were committed to wine production.” EurekAlert. 9/17/2025. https://www.eurekalert.org/news-releases/1098278 “Archaeologists discover four at-risk shipwrecks on colonial waterfront at Brunswick Town/Fort Anderson State Historic Site.” 8/4/2025. https://news.ecu.edu/2025/08/04/archaeologists-discover-four-at-risk-shipwrecks-on-colonial-waterfront-at-brunswick-town-fort-anderson-state-historic-site/ Fratsyvir, Anna. “Polish president-elect urges Ukraine to allow full exhumations of Volyn massacre victims, despite resumed work.” 7/12/2025. https://kyivindependent.com/polands-president-elect-urges-zelensky-to-allow-full-exhumations-in-volyn-as-work-already-resumes/ Fry, Devin and Jordan Gartner. “Coroner’s office identifies man 55 years later after exhuming his body from cemetery.” 7/19/2025. https://www.kltv.com/2025/07/19/coroners-office-identifies-man-55-years-later-after-exhuming-his-body-cemetery/ Guagnin, Maria et al. “12,000-year-old rock art marked ancient water sources in Arabia's desert.” Phys.org. 10/1/2025. https://phys.org/news/2025-10-year-art-ancient-sources-arabia.html History Blog. “Medieval leather goods found in Oslo.” 7/15/2025. https://www.thehistoryblog.com/archives/73641 Jana Matuszak, Jana. “Of Captive Storm Gods and Cunning Foxes: New Insights into Early Sumerian Mythology, with an Editoin of Ni 12501.” Iraq. Vol. 86. https://www.cambridge.org/core/journals/iraq/article/of-captive-storm-gods-and-cunning-foxes-new-insights-into-early-sumerian-mythology-with-an-edition-of-ni-12501/391CFC6A9361C23A0E7AF159F565A911 Kuta, Sarah. “Cut Marks on Animal Bones Suggest Neanderthal Groups Had Their Own Unique Culinary Traditions.” Smithsonian. 7/17/2025. https://www.smithsonianmag.com/smart-news/cut-marks-on-animal-bones-suggest-neanderthal-groups-had-their-own-unique-culinary-traditions-180987002/ Kuta, Sarah. “Seventy Years Later, They Finally Know What It Is.” Smithsonian. 8/1/2025. https://www.smithsonianmag.com/smart-news/scientists-found-sticky-goo-inside-a-2500-year-old-jar-70-years-later-they-finally-know-what-it-is-180987088/ Kuta, Sarah. “Underwater Archaeologists Were Looking for a Lost Shipwreck in Wisconsin. They Stumbled Upon a Different Vessel Instead.” Smithsonian. 7/16/2025. https://www.smithsonianmag.com/smart-news/underwater-archaeologists-were-looking-for-a-lost-shipwreck-in-wisconsin-they-stumbled-upon-a-different-vessel-instead-180986990/ Linköping University. “Ancient crop discovered in the Canary Islands thanks to archaeological DNA.” Phys.org. https://phys.org/news/2025-09-ancient-crop-canary-islands-archaeological.html Lucchesi, Madison. “More layoffs at GBH as ‘Defunded’ sign goes viral.” Boston.com. 7/24/2025. https://www.boston.com/news/media/2025/07/24/gbh-layoffs-defunded-sign/ Luscombe, Richard. “‘It’s incredibly exciting’: ancient canoe unearthed after Hurricane Ian stormed through Florida.” The Guardian. 9/28/2025. https://www.theguardian.com/us-news/2025/sep/28/florida-ancient-canoes Margalida, Antoni et al. “The Bearded Vulture as an accumulator of historical remains: Insights for future ecological and biocultural studies.” Ecology. Volume 106, Issue 9. 9/11/2025. https://esajournals.onlinelibrary.wiley.com/doi/10.1002/ecy.70191 Metcalfe, Tom. “300-year-old pirate-plundered shipwreck that once held 'eyewatering treasure' discovered off Madagascar.” Live Science. 7/3/2025. https://www.livescience.com/archaeology/300-year-old-pirate-plundered-shipwreck-that-once-held-eyewatering-treasure-discovered-off-madagascar Mondal, Sanjukta. “Ancient Romans likely used extinct sea creature fossils as amulets.” Phys.org. 7/28/2025. https://phys.org/news/2025-07-ancient-romans-extinct-sea-creature.html Morris, Steven. “Iron age settlement found in Gloucestershire after detectorist unearths Roman swords.” The Guardian. 7/4/2025. https://www.theguardian.com/science/2025/jul/04/roman-swords-gloucestershire-villa-iron-age-settlement-discovery Mullett, Russell et al. “Precious finger traces from First Nations ancestors revealed in a glittering mountain cave in Australia.” Phys.org. 7/28/2025. https://phys.org/news/2025-07-precious-finger-nations-ancestors-revealed.html Ocean Exploration Trust. “Expedition reveals 13 shipwrecks from WWII battles off Guadalcanal.” Phys.org. 8/4/2025. https://phys.org/news/2025-08-reveals-shipwrecks-wwii-guadalcanal.html Oster, Sandee. “Study translates fragmentary ancient Sumerian myth around 4,400 years old.” Phys.org. 7/22/2025. https://phys.org/news/2025-07-fragmentary-ancient-sumerian-myth-years.html Paul, Andrew. “130-year-old butter bacteria discovered in Danish basement.” Popular Science. 9/15/2025. https://www.popsci.com/science/old-butter-basement-discovery/ Penn, Tim. “Big Roman shoes discovered near Hadrian's Wall—but they don't necessarily mean big Roman feet.” Phys.org. 7/20/2025. https://phys.org/news/2025-07-big-roman-hadrian-wall-dont.html#google_vignette Pogrebin, Robin and Graham Bowley. “Smithsonian Responds to Trump’s Demand for a Review of Its Exhibits.” New York Times. 9/3/2025. https://www.nytimes.com/2025/09/03/arts/design/smithsonian-bunch-trump.html Preston, Elizabeth. “Scientists found a 650-year-old shoe in a vulture nest. That’s just the start of it.’ National Geographic. 10/1/2025. https://www.nationalgeographic.com/animals/article/vulture-nest-was-hiding-a-650-year-old-shoe Reilly, Adam. “GBH lays off 13 staff at American Experience, pauses production of new documentaries.” GBH. 7/22/2025. https://www.wgbh.org/news/local/2025-07-22/gbh-lays-off-13-staff-at-american-experience-pauses-production-of-new-documentaries Richmond, Todd. “Searchers discover ‘ghost ship’ that sank in Lake Michigan almost 140 years ago.” Associated Press. 9/15/2025. https://apnews.com/article/lake-michigan-schooner-shipwreck-door-county-ccff930d8cd87f3597483938f8fb4fd6 Savat, Sarah. “Discovery expands understanding of Neolithic agricultural practices, diets in East Asia.” EurekAlert. 9/24/2025. https://www.eurekalert.org/news-releases/1099662 Seb Falk, James Wade, The Lost Song of Wade: Peterhouse 255 Revisited, The Review of English Studies, Volume 76, Issue 326, October 2025, Pages 339–365, https://doi.org/10.1093/res/hgaf038 Smith, Kiona N. “Oldest wooden tools in East Asia may have come from any of three species.” Ars Technica. 7/7/2025. https://arstechnica.com/science/2025/07/did-denisovans-or-homo-erectus-make-the-oldest-wooden-tools-in-east-asia/ The Catholic Herald. “Plans in train to exhume holy remains of martyr St Thomas More.” 7/14/2025. https://thecatholicherald.com/article/plans-in-train-to-exhume-holy-remains-of-martyr-st-thomas-more The History Blog. “1600-year-old iron scale, weights found in Turkey.” 7/10/2025. https://www.thehistoryblog.com/archives/73597 The History Blog. “2,500-year-old honey identified in ancient offering.” 7/31/2025. https://www.thehistoryblog.com/archives/73776 The History Blog. “Kushan vessel inscribed with woman’s name found in Tajikistan.” 7/8/2025. https://www.thehistoryblog.com/archives/73582 The History Blog. “Medieval sword fished out of Vistula in Warsaw.” 7/7/2025. https://www.thehistoryblog.com/archives/73574 The History Blog. “Unique 3D mural 3,000-4,000 years old found in Peru.” 7/30/2025. https://www.thehistoryblog.com/archives/73769 The White House. “Letter to the Smithsonian: Internal Review of Smithsonian Exhibitions and Materials.” 8/12/2025. https://www.whitehouse.gov/briefings-statements/2025/08/letter-to-the-smithsonian-internal-review-of-smithsonian-exhibitions-and-materials/ Thorsberg, Christian. “A Tiny Typo May Explain a Centuries-Old Mystery About Chaucer’s ‘Canterbury Tales’ and ‘Troilus and Criseyde’.” Smithsonian. 7/16/2025. https://www.smithsonianmag.com/smart-news/a-tiny-typo-may-explain-a-centuries-old-mystery-about-chaucers-canterbury-tales-and-troilus-and-criseyde-180986991/ University of Cambridge. “Scholars just solved a 130-year literary mystery—and it all hinged on one word.” 7/16/2025. https://www.sciencedaily.com/releases/2025/07/250716000855.htm Vindolanda Trust. “Magna Shoes.” 7/2/2025. https://www.vindolanda.com/news/magna-shoes Whiddington, Richard. “$2 Thrift Store Plate Turns Out to Be Rare Chinese Porcelain Worth Thousands.” Artnet. 8/21/2025. https://news.artnet.com/market/chinese-porcelain-uk-thrift-store-auction-2680013 Whiddington, Richard. “Famed Antikythera Shipwreck Yields More Astonishing Discoveries.” Artnet News. 7/16/2025. https://news.artnet.com/art-world/antikythera-shipwreck-more-discoveries-2668217 Whiddington, Richard. “Scholars Crack 130-Year-Old Mystery Behind a Lost Medieval Epic.” 7/17/2025. https://news.artnet.com/art-world/song-of-wade-mystery-chaucer-2668558 Whiddington, Richard. “Sunken Clues Reveal Identity of Mysterious Scottish Shipwreck.” Artnet. 7/25/2025. https://news.artnet.com/art-world/scotland-shipwreck-sanday-2671342 See omnystudio.com/listener for privacy information.

Caleb Silver (@investopedia) previews this week's kick-off to earnings season. His team is expecting estimated Y/Y earnings growth of 8% which would build on 9 consecutive quarters of growth. The strongest sectors on Caleb's radar include Tech, Financials and Materials. He shares Investopedia data that reveals a "cautious optimism" continuing to hold the predominant mindset for investors headed into year-end. Later, Caleb shares why Nvidia (NVDA) continues to dominate the majority of investors portfolio positioning and what other stocks are gaining momentum looking ahead.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Eric Criscuolo, Market Strategist at the NYSE, recaps a week of record-breaking gains across stocks and gold, driven by strong momentum and AI-fueled optimism. AMD led the charge after announcing a major partnership with OpenAI, while xAI's reported $20B raise kept Nvidia in focus. Utilities and Tech outperformed, with Real Estate and Materials trailing amid rising yields and geopolitical pressure. Strong AI demand and investor enthusiasm continued to lift markets.

My guest today is Sage Berryman, CEO of Aluula Composites (TSXV: AUUA). Aluula is focused on revolutionizing material science. Founded in 2019, the company has developed a patented process for producing ultra-high molecular weight polyethylene (UHMWPE) composites without glues—fusing at the molecular level to create materials that are lighter, stronger, more durable, and fully recyclable. This “mono-material” design also enables circularity and addresses the growing demand for PFAS-free solutions. The company first gained traction in windsports through its Ocean Rodeo subsidiary, but following a 2023 RTO and a 2024 strategic refocus under Sage's leadership, Alula divested Ocean Rodeo to concentrate on becoming an ingredient brand. Today, Aluula is targeting both premium outdoor markets—packs, tents, wind sports—and larger commercial and industrial applications, where strength, durability, and recyclability are key. Aluula will be presenting at our conference in Toronto, the Planet MicroCap Showcase on October 21-23, and invited her on to discuss: The science behind Aluula's glue-free composites Strategic pivot from Ocean Rodeo to ingredient branding Long but improving sales cycles for adoption Differentiation from commodity materials like polyester and nylon Expansion plans into higher-volume industrial applications Financial discipline, with recent margins of 40–45% For more information about Aluula Composites, please visit: https://aluula.com/ This podcast was recorded and is being made available by SNN, Inc. (together with its affiliates and its and their employees, “SNN”) solely for informational purposes. SNN is not providing or undertaking to provide any financial, economic, legal, accounting, tax, or other advice in or by virtue of this podcast. The information, statements, comments, views, and opinions provided in this podcast are general in nature, and such information, statements, comments, views, and opinions, and the viewing of/listening to this podcast are not intended to be and should not be construed as the provision of investment advice by SNN. The information, statements, comments, views, and opinions expressed in this podcast do not constitute and should not be construed as an offer to buy or sell any securities or to make or consider any investment or other course of action. The information, statements, comments, views, and opinions expressed in this podcast (including by guest speakers who are not officers, employees, or agents of SNN) are not necessarily those of SNN and may not be current. Reference to any specific third-party entity, product, service, materials, or content does not constitute an endorsement or recommendation by the SNN. SNN assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this podcast or the compliance with applicable laws of such materials and/or links referenced herein. The views expressed by guest speakers are their own and their appearance on this podcast does not imply an endorsement of them or any entity they represent. SNN does not make any representation or warranty as to the accuracy or completeness of any of the information, statements, comments, views, or opinions contained in this podcast, which may include forward-looking statements where actual results may differ materially. SNN does not undertake any obligation whatsoever to provide any form of update, amendment, change, or correction to any of the information, statements, comments, views or opinions set forth in this podcast. SNN EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST. By accessing this podcast, the listener acknowledges that the entire contents and design of this podcast, are the property of SNN, or used by SNN with permission, and are protected under U.S. and international copyright and trademark laws. Except as otherwise provided herein, users of this podcast may save and use information contained in the podcast only for personal or other non-commercial educational purposes. No other use, including without limitation, reproduction, retransmission, or editing of this podcast may be made without the prior written consent of SNN.

“You know, you walk through a forest. Every leaf on every tree is unique. And that's what biology does. We are all unique, right? Everything about us that biology does, it's so magical. It's so special. And we now have the ability to harness biology in the way that nature does.” – Suzanne Lee Suzanne Lee is the founder of Biofabricate and for more than two decades she's been uniting scientists, designers, artists, and dreamers to prove that biology isn't just inspiration — it's the next frontier of design. She's leading a movement to replace plastics, leather, and petrochemicals with materials born from life itself — brewed, cultivated, and created in harmony with nature. I just spent a few days in London at Biofabricate's Biofab Fair, a celebration of biology-based technologies and the innovators behind them. These weren't the usual alternatives to leather or plastic. Imagine a world where textiles aren't manufactured from fossil fuels, animal skins, or even plants — but grown from microbes, mycelium, algae, and engineered proteins. There were fabrics brewed in vats, colors grown by living microbes, perfumes made with the DNA of extinct flowers, and leather-like sheets made from banana waste and mycelium. Each innovation not only reimagines what we wear and use, but also reshapes how we think about design, beauty, and even culture. After the fair, Suzanne and I sat down to debrief — to talk about how far this movement has come, what's next for biofabrication, and how growing the materials of the future might just change everything.  Links:  Biofab Fair Website  https://www.biofab.world/ Biofabricate Website   https://www.biofabricate.co/ Instagram https://www.instagram.com/biofabricate/ Materials and brands mentioned in episode: Ephea  https://ephea.bio/ Polybion https://www.polybion.bio/ Uncaged Innovations:  https://uncagedinnovations.com/ Spyber:  https://spiber.inc/en Holon Bionics https://holonbionics.com/ Banofee https://www.banofileather.com/ AB In Bev https://www.ab-inbev.com/ MM Limited https://www.mm-greentech.com/aboutus

Have you ever moved and had to convert your glazes to materials from a different continent? Today the gang talk about how you might do that along with why ‘S' type thermocouples are the best for accurate firings. They also answer listener questions about upcycling large amounts of casting slip and solutions for handles that keep popping off. Do you have questions or need advice on glazes? Drop us a line at ForFluxSakePodcast@gmail.com and you could be featured on an upcoming show.   Have you checked out the new For Flux Sake Patreon? This is a great way to show your support and have access to discounted merch, live hangouts, and extra episodes. Head over to Patreon and sign up today.    Today's episode is brought to you by Monkey Stuff, The Rosenfield Collection, Cornell Studio Supply, and Ceramic Materials Workshop's Making Glaze Make Sense.   This week's episode features the following topics: thermocouple, casting slip, pulling handles, BMix, European glazes  

Our Chief China Equity Strategist Laura Wang discusses how China's new approach to economic development is transforming domestic industries and reshaping the global investment landscape.Read more insights from Morgan Stanley.----- Transcript ----- Welcome to Thoughts on the Market. I'm Laura Wang, Morgan Stanley's Chief China Equity Strategist.Today – a consequential shift in China's economic policy is set to reshape domestic markets and send ripples across the global economy.It's Thursday, October 2nd at 2pm in Hong Kong.If you're an investor, it's important to understand China's new approach to economic development. The government's policies to drive a recovery from an economic slump are changing the rules of competition, profitability and growth. This affects Chinese companies, and in turn global supply chains and investment flows.Let's start with the term involution – what is it? In China, involution describes a cycle of excessive competition—think companies fighting for market share by slashing prices, ramping up production, and eroding profits, often to the point where nobody wins. The government's anti-involution campaign is a direct response to this problem.What factors prompted the launch of this anti-involution initiative? Since 2021, China has faced mounting deflationary pressures—falling prices, a housing market slump, and a surge in manufacturing investment that led to overcapacity. The September 2024 policy pivot began to address these issues, and in mid-2025 the government launched a more targeted anti-involution campaign. This phase focuses on reducing excessive competition and restoring pricing power through market-based consolidation.As we assess the potential effectiveness of China's anti-involution policy, our base case projects China's return on equity (ROE) to reach 13.3 percent by 2030, up from a cycle low of 10 percent in May 2024 and 11.6 percent by July 2025. In a bullish scenario, decisive reforms and demand-side stimulus could push ROE as high as 16.3 percent.We also expect earnings growth to accelerate, with our base case showing an annual growth rate (CAGR) of 7.6 percent in 2025, rising to 11.1 percent by 2027. We forecast valuations to normalize towards 12–13x forward price-to-earnings, in line with emerging market peers, but this could re-rate higher if reforms succeed.In terms of investment opportunities, we believe the EV Batteries industry will benefit the most from the Chinese government's anti-involution efforts. It's got strong policy support, cutting-edge technology, and a market that's consolidating fast—meaning the days of low-quality and excess capacity are fading. We're seeing a shift toward long-term, sustainable growth. Steel and Cement are industries where the state has a strong hand and capacity controls are well established. These factors help stabilize the market and open the door for steady gains. Finally, Airlines. While the industry has faced persistent losses, there isn't a[n] oversupply of seats, and regulatory coordination is strong. With the right reforms, Airlines could be poised for a significant turnaround.The sectors best positioned to benefit from China's anti-involution strategy are more domestically oriented. But this policy is bound to have global implications. And the ripples will likely extend to global supply chains, especially in Materials, Chemicals and Autos.Looking ahead, the pace and success of anti-involution will depend on further structural reforms, demand-side support, and the ability to digest industrial credit risks gradually. The upcoming 15th Five-Year Plan could bring more clarity on tax, social welfare, and local government incentives.So, what should investors be paying attention to? China's anti-involution campaign is more than a policy tweak—it's a recalibration of how the country balances growth, innovation, and sustainability. The key is to track sector-level reforms, watch for signs of consolidation, and focus on companies with strong fundamentals and policy tailwinds.Thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.