Podcasts about materials

Today, we're going to explore a topic that seems to be touching nearly every industry, every workplace, and increasingly every part of our daily lives: artificial intelligence.But this conversation is not just about what AI can do. It's about what AI assumes, what it values, what it misses, and what happens when powerful technologies are deployed into environments they were not designed to understand.My guest today is Dr. James Maisiri, an AI researcher and writer whose work focuses on responsible AI, digital transformation, education, labor markets, and the societal impact of emerging technologies. His work has been featured through organizations and publications including UNESCO, Mail & Guardian, and others, and his message is both simple and profound: AI is not neutral.In one of his 3 TEDx talks, Dr. Maisiri said, ‘If Africa does not shape AI, then AI will shape Africa. While his work often focuses on African communities and institutions, the lesson is much broader. Every industry, including electronics manufacturing, needs to think carefully about how we adopt AI, what assumptions are built into these systems, and how we validate their use before trusting their output.In electronics reliability, we often say that context matters. Materials, environments, residues, humidity, temperature, field conditions, and use cases all influence performance. Today, we'll ask whether the same is true for AI.I'm not really sure how much of this conversation will tie in directly to reliability, but it's a fascinating subject nonetheless. Let's see where it takes us.The hidden danger of AI in Africa | James Maisiri | TEDxUniversity of Johannesburghttps://www.youtube.com/watch?v=y1BVZvjLevQHow AI and Robotics Reconnects Us to Humanityhttps://www.ted.com/talks/james_maisiri_how_ai_and_robotics_reconnects_us_to_humanityLinkedIn:https://www.linkedin.com/in/dr-james-maisiri-7b8069281/

JOIN THE ACADEMY!! FOR A LIMITED TIME, VISIT CONCRETESCHOOL.CO FOR YOUR FREE ACCESS!! CONCRETESCHOOL.COON THIS EPISODE OF THE CONCRETE LOGIC PODCASTShould we really design concrete infrastructure for 75 to 100 years?In this episode, Seth is joined by Dr. Jon Belkowitz to question one of civil engineering's favorite ideas: the 100-year design life.Using Hoboken, New Jersey as the example, Seth and Jon talk about what happens when old infrastructure has to serve a city that no longer looks, moves, or functions the way it did when that infrastructure was built.The issue is not just whether the concrete lasts.The bigger question is whether the original decision still makes sense.Jon argues that the industry should stop designing only for age and start designing around use, performance, maintenance cycles, and accountability.Maybe a 20-year design life with zero maintenance is harder, and more honest, than a 100-year design life nobody is around to answer for.WHAT YOU'LL LEARN· Why Dr. Jon Belkowitz questions the 100-year design life· What Hoboken, New Jersey teaches us about old infrastructure· Why designing for time may not be the same as designing for use· The difference between design life and maintenance life· Why a 20-year, zero-maintenance target may be harder than a 100-year target· How infrastructure decisions made today can trap future generations· Why compressive strength is not enough to define concrete performance· How sensors, inspections, and data could change infrastructure maintenance· What pavement condition index means and why timing matters· Why Roman concrete is not always a fair comparison for modern infrastructure· Why Jon says we should design for decision cycles instead of ageCHAPTERS00:00 Introduction and support for the show 04:55 Rethinking 100-year design life 07:39 Why designing for time may be the wrong approach 09:57 Seth pushes back on whether we already design shorter than we admit 11:11 Hoboken as a case study 14:13 The 20-year, zero-maintenance idea 15:00 Performance, sensors, and maintenance systems 16:15 Pavement condition index and the cost of waiting 17:45 Why Roman concrete is not the right comparison 18:08 Bridge inspection and infrastructure careers 22:56 Building on top of old Hoboken infrastructure 26:14 Why predicting 100 years out is almost impossible 28:59 Final takeaways: design for decisions, not ageGUEST INFODr. Jon Belkowitz Intelligent ConcreteGuest link: https://www.concretelogicpodcast.com/guests/jon-belkowitz/CONCRETE LOGIC ACADEMYThe people who understand concrete are the people who get listened to.Not the loudest person in the meeting.Not the guy repeating what he heard ten years ago.Not the person blaming every problem on the latest material change.The person who understands the “why” behind the concrete usually has the most valuable voice in the room.That is what Concrete Logic Academy is built for.You get practical concrete education, PDH courses, and real-world lessons pulled from the same topics we cover on the Concrete Logic Podcast.Design life changes. Materials change. Specs change. Owners change their minds. Infrastructure ages.Your knowledge needs to keep up.Start learning here: https://www.concretelogicpodcast.com/concreteschoolSUPPORT THE PODCASTIf the Concrete Logic Podcast gives you value, send a little value back.You can support the show here: https://www.concretelogicpodcast.com/support/You can also support the show through our KUIU affiliate link: https://www.concretelogicpodcast.com/kuiuInterested in sponsoring the podcast or working with Concrete Logic Media?Email Seth: seth@concretelogicpodcast.comCREDITSProducers: Tom Cummings, Jodi Tandett and Concrete Logic MediaMusic by: Mike Dunton https://www.mdunton.com/WHERE TO FIND SETHConcrete Logic Podcast: https://www.concretelogicpodcast.com/YouTube: https://www.youtube.com/@concretelogicpodcastLinkedIn: https://www.linkedin.com/in/seth-tandett/Concrete Logic Academy: https://www.concretelogicacademy.com/Until next time, let's keep it concrete.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Audreanna Ayala.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Audreanna Ayala.

Im August wieder LIVE auf der AnimagiC 2026! Jetzt Tickets sichern!Darakon in den Schlangenbergen ist und war stets eine Stadt voller Geheimnisse. Lässt sich hier eine Macht finden, um die zu schützen, die wir lieben?-----Aufgrund der improvisatorischen Art unserer Rollenspielinhalte können Themen und Situationen entstehen, die für manche Menschen schwer zu verarbeiten sind oder unangenehme Erinnerungen hervorrufen könnten. Sollten dich bestimmte Episoden oder Szenen belasten, empfehlen wir, zwischendurch eine Pause zu machen oder die Episode zu überspringen. Am Anfang jeder Folge wird der Inhalt der jeweils letzten noch einmal zusammengefasst, sodass du den Anschluss leicht wiederfinden kannst. Dein Wohlbefinden ist uns wichtig!Dice Actors ist ein inoffizieller Fan-Inhalt im Rahmen der Richtlinie für Fan-Inhalte. Dieser Kanal ist nicht von Wizards of the Coast gesponsert. Teile des enthaltenen Materials sind (geistiges) Eigentum von Wizards of the Coast LLC © Wizards of the Coast LLC."Malicious", "Night Vigil", "Water Prelude"Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 4.0http://creativecommons.org/licenses/by/4.0/

In this episode Argus analysts examine how data centre growth for artificial intelligence is driving demand in some of the most exposed minor metal markets. Materials like germanium and indium phosphide are playing a key role in data transfer devices and optical connections within data centres, while gallium nitride power electrics are increasingly deployed to improve energy efficiency. But supply of these metals has been restricted by export controls and geo-political instability just as demand is beginning to boom. Topics discussed: The role of gallium nitride power electronics in AI data centre infrastructure and how the gallium market outside China could expand to meet demand. How germanium and indium phosphide are used in high-speed data transfer and optical connections within data centres and how these markets are affected by China's export control policies. The supply constraints faced by the tantalum industry at a time when tantalum demand from the capacitor industry, chip makers, and energy sector is growing rapidly.

The ASX 200 fell on Friday, marking the largest decline of the week after a strong four-day winning streak. Materials stocks led losses as the Federal Reserve signalled potential rate hikes later this year, weighing on commodities and the Aussie dollar. Inflation data and employment figures next week will be key market drivers, while a quarterly index rebalance on Monday may create trading opportunities.Steve Daghlian is a Market Analysts at CommSec. Each episode, he breaks down the day's market movements and explain what the numbers really mean. Check out our Market News page Follow us on:InstagramLinkedInYouTubeTikTok The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

Roger Lagrelius has worked at the company for nearly 30 years. Here, Roger shares how he has been given the opportunity to grow within the company. Within Geberit, you can advance if you are curious and eager to learn new things, both across departments and in different roles. It is also possible to combine your daily work with vital community service. Interested in learning more or working with us? You can find more information at www.geberit.se/karriar Hosted on Acast. See acast.com/privacy for more information.

In this episode in the WIM3 series, Dr Fiona C J Robinson FIMMM speaks with Dr Colleen Mann CEng FIMMM, Senior Consultant at Amentum and Vice President of IOM3, about her career journey and the experiences that have shaped it. From her early education to studying chemistry at Queen's University Belfast and completing a PhD in nuclear materials science, Colleen reflects on a non‑linear path built on persistence, adaptability and a strong research mindset. The conversation explores her transition from academia into the nuclear sector, her work leading complex research programmes, and the skills required to thrive across different environments. Alongside her technical work, Colleen speaks candidly about communication, confidence, mentoring and leadership, highlighting the importance of supporting others and creating inclusive professional environments as she looks towards a more strategic leadership role in the future. Bio: Dr Colleen Mann is a Chartered Engineer and Senior Consultant at Amentum, where she leads a specialist team delivering research and technical programmes across the nuclear sector. Her work focuses on the long-term performance and durability of nuclear materials, supporting the safe management and disposal of radioactive waste. She is the technical lead for an experimental programme for a key client, where she has coordinated complex, multi-disciplinary research involving international partners and contributed to the development of long-term R&D strategies that support UK policy and decision-making. Colleen began her career in academia, completing a PhD and postdoctoral research at the University of Sheffield, where she specialised in nuclear materials and wasteform durability. During this time, she also managed analytical laboratory facilities and developed strong foundations in both research and teaching. She has since built on this technical expertise in industry, leading experimental programmes, shaping research roadmaps, and supporting projects ranging from spent fuel management to nuclear new build and waste package disposability. Alongside her technical role, Colleen is Vice President of the Institute of Materials, Minerals and Mining (IOM3) and is actively involved in supporting the next generation of engineers and scientists through her work with the Sheffield Metallurgical and Engineering Association. She is enthusiastic about leadership, communication, and creating inclusive environments where individuals can develop and thrive and is particularly interested in solving real-world problems by working in multi-disciplinary teams resulting in real-world impact across industry. Music Pamgaea by Kevin MacLeod Link: incompetech.filmmusic.io/song/4193-pamgaea License: creativecommons.org/licenses/by/4.0/

This week, we're highlighting NLR advancements in grid management, materials science, and critical materials recovery. You'll hear about: A new open-source tool helping utilities use smart energy management to meet growing electricity demand while reducing the need for grid upgrades Brain-inspired materials that can "remember" light, opening the door to more efficient machine vision and neuromorphic computing An NLR postdoc's award-winning pitch at the recent National Lab Research SLAM about using microbes to recover critical metals from spent batteries. Find the transcript for this show here.This episode was hosted by Kerrin Jeromin and Taylor Mankle, written and produced by Allison Montroy, Hannah Halusker, and Kaitlyn Stottler, and edited by Taylor Mankle, Joe DelNero, and Brittany Falch. Graphics are by Brittnee Gayet. Our title music is written and performed by Ted Vaca and episode music by Chuck Kurnik, Jim Riley, and Mark Sanseverino of Drift BC. Peaks to Power is created by the U.S. Department of Energy's National Laboratory of the Rockies in Golden, Colorado. Email us at podcast@nlr.gov. Follow NLR on X, Instagram, LinkedIn, YouTube, Threads, and Facebook.  

On the Science pod, we've been covering a lot of the ground on how AI is revolutionizing STEM, but one of our favorite off the record topics since our launch is which field is harder to accelerate: math, bio, or physics? Today we're back in Materials Science land with Radical — Unlike biological molecules that can be represented (and predicted!) by token strings, the success of materials involve many more macro complex variables like supply chains, microstructures, and manufacturing processes. If you recall the LK99 drama of 2023, while the basic ingredients were known, part of the confusion came from the lack of disclosure around manufacturing, and therefore defeated reproducibility. There is probably no "one-shot" model capable of designing a material that works perfectly at scale.How Radical is accelerating materials discovery >10x the pace of DARPA/GE MACHJoseph Krause is a materials scientist through and through. And after spending his career watching industries stall out waiting for better materials, he founded Radical AI to do something about it.We recently sat down with Joseph to talk about Radical AI, materials discovery, self-driving labs, and the future of AI science. Joseph did not sugar coat anything: accelerating the materials discovery pipeline is a hard problem. But it's one that he strongly believes we need to invest in, for the future of consumer products, aerospace, computing, and defense, and get them into every day use:“We count it as a discovery when you pick up your phone and there's a new material sitting inside of it.”How does Joseph plan on accelerating the rate of discovery? To understand this, it's important to understand why this is such a hard problem in the first place. The first thing to keep in mind is that the material that is manufactured is far more than a chemical formula going into it. The process of mixing, annealing, growing, or generating the final material can result in wildly different outcomes. The entire materials discovery process, both from early discovery to large scale manufacturing, needs to be understood and characterized.The Self-Driving LabThis philosophy has grown into a key insight at Radical AI: The construction of the self-driving lab. This lab is one that is not just automated, but in fact uses an “AI scientist” that combines scientific knowledge, computational techniques, and human intuition to generate and test hypotheses in an automated lab. Creating an AI scientist was key to making Radical's self-driving labs work, since Joseph argues that no single AI model can one-shot materials.“In materials, the ground truth is the material itself. You have to be able to test it and characterize it.”Joseph talked at length about the self-driving labs at Radical. Joseph argues that experimental data is the true “moat” in this industry. An SDL functions as a closed-loop system where an AI scientist generates hypotheses, and automated robotics synthesize and characterize materials, running research campaigns in parallel rather than serially. The successes here were both on the automation side and on the science side. Radical has managed to scale their alloy discovery pipeline up to producing and characterizing 1200 alloys in six months — this nearly 10x speedup over the DARPA/GE MACH program that aimed to create 500 new alloys in a year. Joseph claims they can scale this up even more and estimates they can produce a hundred new alloys tested and characterized in a day. A truly new paradigm in high-throughput alloy experimentation.On the science side, their AI scientist proposed and tested 300 new materials, ten of which were found to have novel state-of-the-art properties that are already being further developed for commercial applications. The robustness of this first materials campaign reinforces Joseph's claim that the moat is the lab and data.“It's moved into elemental families or alloy families no one has ever published on before.”Interestingly, Radical's AI scientist has made some novel discoveries, expanding into elements that just were not explored prior. This is fascinating from a scientific perspective, but it's also important for helping reduce supply chain bottlenecks for vital industries!Joseph spent a lot of time in D.C. before founding Radical, and he's clear-eyed about the competitive threat. China's centralized model lets it stand up manufacturing hubs and immediately scale new materials from lab to production. We can't replicate that, and Joseph is very clear we shouldn't try. But we do need an answer. For Joseph, that means transforming the scientific workforce, investing in self-driving lab infrastructure at the national lab level, and leaning hard into public-private partnerships.“Now imagine every scientist in the United States doing 10 times the research output. That's fundamental. That just changes the trajectory of discovery.”Before we close, we'd like to give a shout out to Joseph and Radical for publishing and open sourcing much of their internal tooling pipeline. This includes:* TorchSim (preprint, blog): an open-source PyTorch-based MD simulation framework, which has been spun off into its own non-profit.* MATRIX/MATRIX-PT (preprint, blog): An open-source dataset for benchmarking autonomous self-driving labs (MATRIX), along with with an open source model based upon this dataset (MATRIX-PT). We could talk about this extensively, but a fun data point is that improving reasoning in the area of materials also improved reasoning for biological systems! This is a truly unexpected result.Big shout-out to the Radical team for sharing their work!Materials discovery has been stuck on a 20–30 year timeline for generations. Joseph thinks that's about to change, and Radical AI is putting that thesis to the test in the lab, one sample at a time.We had a great time talking with Joseph. We hope you give it a listen!Timestamps* 0:00 Introduction to the challenges of AI in material science* 0:52 Welcome and introduction to Joseph Krause and Radical AI* 1:38 Why Radical AI is different: The focus on experimental data and Self-Driving Labs (SDLs)* 6:19 The process: Candidate generation, synthesis, and characterization* 11:05 The application of exotic alloys in extreme environments (aerospace and defense)* 13:20 Barriers to entry: The slow process of qualification and manufacturing* 16:06 Supply chain constraints in material science* 19:24 Human-in-the-loop: Training the AI using scientific intuition* 20:35 The engineering challenges of automating a laboratory* 23:17 Defining the “Self-Driving Lab”: Research campaigns vs. just automation* 24:39 Mechanical challenges: Handling high-temperature samples* 27:41 Future scaling plans and the “Vertical Integration” strategy* 30:08 Validation timelines for high-tech industries (semiconductors, aerospace)* 31:47 The active learning loop and handling “negative results”* 35:32 AI exploring elemental families beyond human bias* 39:13 Throughput targets and the difference between AI and human exploration* 43:52 Why the dataset size is less critical than the quality of experimental feedback* 46:20 Addressing the lack of an “AlphaFold” for materials* 53:49 War stories from the lab: Building the infrastructure* 58:12 The shift in industry sentiment toward SDLs and tool interfaces* 1:01:14 Geopolitical considerations and the race in material science innovation* 1:06:12 Calls to action for ML and AI engineers: Rethinking the scientific stack* 1:09:53 The Matrix model and using VLM for scientific knowledge extraction* 1:13:10 Why Radical AI is open-sourcing their work This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.latent.space/subscribe

Episode 523 00:00 Introduction 01:02 Gold and Silver not risk free 02:35 Bonds aren't safe either 03:00 10 year Treasury dismal performance 04:23 Oil prices dropping 05:31 3 Best S&P 500 Sectors 08:00 Industrial Technology long term trend 09:00 I own Companies not Commodities 12:08 Technology, Materials, Industrials 13:37 You missed the bottom, not the opportunity Sign up for free ALERTs & Market Commentary at:  https://www.investablewealth.com/subscribe/ ——————————————————

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Audreanna Ayala.

Lucy Mortimer of Archipelago Ventures joins David Bank. Archipelago is a UK-based early-stage climate fund investing in materials innovations that enable a truly circular economy. They speak about Lucy about why materials are a sleeper cell in the climate crisis and how Archipelago is innovating in the fund raising process itself, with “collective diligence” - in which Archipelago's prospective partners work together to ask the hard questions. 

Are your restorative materials working with or against your bonding protocol? In this episode of Dentistry Unmasked, we take a deep dive into some of the most exciting developments in restorative dentistry with Dr. Nate Lawson, a leading expert in dental materials science. We explore the growing popularity of dual-cure bulk-fill composite resins, including a critical discussion on their compatibility—or incompatibility—with certain bonding agents. Learn the science behind these interactions, how they can impact clinical outcomes, and the practical steps you can take to ensure predictable success. We also examine the latest advancements in 3D-printed dental materials and what emerging research reveals about their performance and future applications in clinical practice. Plus, discover why injection-molded composites continue to generate interest and what current evidence says about their potential advantages. Whether you're placing direct restorations every day or simply want to stay ahead of the rapidly evolving world of dental materials, this episode delivers valuable insights you can apply immediately in practice.   Resources: Instagram: @dentinaltube  

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Marya Propis about her career in retail brokerage, wholesale distribution, and executive leadership. Marya speaks of leaders who influenced her, how her leadership skills have changed in 30 years, and how emotional intelligence guides her as she helps young insurance professionals at RT Specialty. She also shares the importance of physical fitness and self-care in showing up at her best each day. Marya discusses the wholesale Excess and Surplus Lines marketplace in the U.S. She talks about her involvement in industry associations and the enthusiasm she has for helping students and new risk professionals. She shares information about the Spencer Educational Foundation's Funding Their Future 2026 Gala, where she will be one of two honorees. She serves as a Director of Distinction, acting as an ambassador for the Spencer Educational Foundation.   Listen for Marya's enthusiastic approach to persuasive leadership.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. We will be rejoined by our friend Marya Propis, President of Retail Distribution at RT Specialty and honoree at this year's Spencer's Funding Their Future Gala in New York City on September 17th. There is a lot to catch up on. But first… [:47] RIMS Virtual Workshops. The next RIMS-CRMP-FED Exam Prep with AFERM will be held on June 16th and 17th. The next RIMS-CRMP Exam Prep with PARIMA will be held virtually on July 21st and 22nd. Links to registration are in this episode's notes. [:58] We have a summertime webinar. On July 16th, Zurich will present "Too Hot to Ignore: Heat-Related Injuries and Workers' Compensation." Register at RIMS.org/webinars and via the link in this episode's show notes. [1:13] You can enroll now in the RIMS CRO Certificate Program in Advanced Enterprise Risk Management hosted by the famous James Lam. Beginning July 15th, workshops will be held bi-weekly from 11:00 a.m. to 3:00 p.m. Eastern Time. The registration link is in the show notes. [1:34] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. We want to hear from you. Submit a session proposal by June 19th to reach engaged practitioners, innovators, and leaders looking for guidance they can utilize right away. [1:52] Help define what's next for Enterprise Risk Management. Submit a session proposal by Friday, June 19th. Visit RIMS.org/ERM2026. [2:02] Folks, through the generosity of its industry partners, RIMS has launched The Foundation for Risk Management™, which provides scholarships for early-career professionals to attend RIMS events like RIMS Texas Regional Conference, RIMS Canada Conference, and RISKWORLD. [2:21] The Foundation also helps beneficiaries earn their RIMS-CRMP and fund research projects. To learn more or contribute to the Foundation, visit RIMS.org/FRM and visit the link in this episode's show notes. [2:36] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [2:56] On with the Show! Marya Propis is rejoining us on RIMScast. She is the President of Retail Distribution at RT Specialty, and she will be honored this year at the Spencer Funding their Future Gala at the Waldorf Astoria in New York City on September 17th. [3:17] We'll learn about Marya's career, her risk management philosophy, how her physical wellness fuels her progress as a risk and insurance professional, and why she feels it is critical to continue her support for women in the profession. We're going to have fun. Let's get to it! [3:39] Interview! Marya Propis, Welcome Back to RIMScast! [3:49] Since the last time Justin and Marya spoke, Marya has joined RT Specialty. She is coming up on her 6th anniversary with RT Specialty. It has been the most enjoyable and successful career chapter she has been fortunate to enjoy. [4:04] Marya says there are so many great things to talk about in terms of what's going on in the marketplace and at RT Specialty and how that pertains to Spencer. [4:20] Marya is President of Retail Distribution. She was promoted to that role several months ago. A dedicated group under her leadership is keeping a finger on the pulse of what's going on in the ultra-dynamic U.S. retail landscape. [4:47] They are always thinking of ways to be more client-centric, partner more fully with their retail clients, and think of all the places that their clients need RT to be as the top wholesale partner in the U.S. [5:08] Marya has six people on her team for a wholesaler that placed $32 billion of premium last year. But, actually, her team is the entirety of all the brokers and underwriters that work for RT Specialty. That's 1,500 people. [5:28] Marya's job is to make the brokers and underwriters who work for the team more successful every day. Her stakeholders are the market-facing, talented brokers and underwriters. They are her team. [5:46] Marya sets best practices and standards around compensation, conferences, and the way they engage. Client-centricity is very important, so Marya extends direction for it. [6:00] Marya explains how leadership style has evolved. In the first half of her career, it was all about command and control, from the top down. Telling everyone what to do has evolved positively. [6:19] Marya prides herself on having very good influence and leadership skills. She says people want to follow her direction. She had to learn a lot to go from telling people what to do to creating a path people want to follow. Being a command-and-control leader doesn't feel good. [7:00] Marya says that when we started talking about emotional intelligence as an important part of leadership, she realized she had it. She just hadn't been using it in any of her management or leadership roles. [7:11] It became more acceptable to use emotional intelligence to get your team aligned and get people thinking around the direction you need to go as a team or a firm. That's been very positive for Marya, but she couldn't flip that switch overnight. [7:30] Marya had to learn a lot to change her leadership style so people want to follow and feel that she is creating the right direction, so they can be more successful, not leading them down a path to doom and demise. [7:52] Marya says that an emphasis on emotional intelligence came hand in hand with the industry starting to pay attention to women in insurance and the lack of representation of female leadership in insurance. [8:09] Marya says that a decade ago the insurance industry started to be deliberate about realizing they didn't have many women in leadership and that there were obstacles in the industry to women being promoted and compensated at the same rate as their male colleagues. [8:31] Emotional intelligence came along with the recognition that women have a distinct and unique skill set. Emotional intelligence is a prevalent part of a woman's skill set. Women bring real value as leaders. The traits that come with that include emotional intelligence. [9:07] Justin says we have such a great group of rising risk professionals, particularly females, in the profession and the RIMScast listenership, so this is a great way to kick off this dialog.  [9:25] Marya says she has worked for a lot of great leaders. She was fortunate to work closely with many executives. You can watch a leader and learn a technique or a trait that you can add to the skill set you already have. Marya says she gets her best material from others. [10:14] Marya says Pat Ryan, who founded RT Specialty, is the absolute Superman of insurance. Any time she hears Pat Ryan talk, she leaves with a gem that she commits to do or think about, going forward. He uses an expression: "Do the right thing, because it's the right thing to do." [10:47] If you use that as a guiding principle for how you set your priorities and make decisions, based on what your retail clients need, then it's very obvious what you need to do. It has become a guiding principle for her in the way she makes decisions every day. [11:47] Marya says her scope of responsibility is just retail clients. Her colleague Leah Ohodnicki oversees carrier management. They talk all the time. There are so many of the same principles that they apply, just to different channels in the marketplace. [12:07] Marya has been a career salesperson. For her whole insurance career, she has sold stuff. She has sold capabilities and products. She sells and represents wholesale brokerage services. [12:27] Marya says no client is like another. You must see every client with fresh, objective eyes. Every client has something unique, or a competitive advantage, or something special about the way they've built their firm. Sometimes you have to look carefully to find it, but it's always there. [13:06] You have to be willing to put yourself in their shoes. How do they see the world? How is that retailer creating visibility and driving success? [13:26] Marya prides herself on being a student of who the retail client is and thinking about how to better frame partnership strategies to work with them as effectively as possible, rather than thinking about herself, RT Specialty, and all the stuff she can throw at any retail client. [13:48] In Marya's mind, the way to do it is to start by asking what they need. Where is the place that they will need RT Specialty to be more successful? Then she constructs an engagement approach around that. That's different from how she thought about it 20 years ago. [14:15] In any industry, Marya doesn't want to be a vendor. She wants to be a partner. There's a big difference in the way you have to think to be a trusted business partner. That's a very important part of Marya's personal and professional philosophy in creating partnerships. [15:13] Marya says she's very committed to the digital distribution model. It's been one of the more exciting and dynamic components of the retail channel. Marya doesn't use AI interchangeably with digital distribution. Digital distribution is where we sell things online. [15:41] Marya says AI is a technology enabler that helps us be more efficient in sales. RT Specialty has an online portal called RT Connector that has been trading E&S Specialty, Micro and Small Commercial P&C products for eight years on the digital distribution platform. [16:09] Marya says there's a newish type of retail agent in the U.S. marketplace called digital agencies. They want to trade as efficiently as possible. They want API connectivity. They're focused on a specific segment and industry, in terms of where they feel they can sell and trade. [16:31] Marya says even the way they acquire leads is very different than a traditional retail model. Marya says we're certainly not going to sell RT the same way to a digital agency as we do to a big Alpha house. They're very different. [16:51] Understand the model. Understand how that retail agent or broker is structured, and meet them where they are. With digital retail agents, it's a completely different type of retail partnership that they can build with them vs. other models they've worked successfully with. [17:18] Marya says our retail clients are always evolving and changing and buying lots of stuff, in mergers and acquisitions. They restructure. How they choose to go to market. How they're winning business. Marya loves all the learning that comes as the market and her clients evolve. [17:45] Marya says they're a wholesaler. Their digital platform will reflect the appetite and eligibility of the technology-enabled carriers that are represented on the RT Specialty platform as trading partners. [18:10] Marya says they have 130 talented binding authority teams across their U.S. platform. They know what their appetite is; they have the binding authority. That's human interaction. [18:28] Marya says RT Specialty mimics that same process with some of the same carrier partners by putting their product-specific appetite on their digital platform. [18:38] The same agent can either go to the RT binding authority underwriter or go through RT Connector. If it fits the appetite of the products on RT Connector, in five minutes, the agent can rate quote, bind, issue, e-deliver policies, surplus lines taxes, and finance premium. [19:02] Marya says she can ask agents how they want to trade the E&S specialty marketplace. There are a lot of paths they can follow that get them to the same place where they win. RT Specialty can put the right resources around that. [19:35] Marya says if a retail client brings a franchise opportunity to RT Specialty, if it's a franchise operation that's insured, RT Specialty will write it. They write lots of them in the U.S. Marya participates in risks her retail clients bring to RT. [19:52] Marya doesn't sell directly to franchises, but RT has a lot of franchises and programs in chains in their book of business. RT has the largest sports and entertainment practice in the wholesale segment in the U.S. It's a tough segment of the marketplace. [20:20] RT Specialty has invested a lot in terms of talent. RT Specialty owns the largest MGU in the marketplace. The sports are professional, amateur, and everything in between. It's a very successful market segment for RT Specialty. [20:41] Marya explains that an MGU is a Managing General Underwriter, which is different from an MGA (a Managing General Agency), which is different from a Program. Marya says this has been one of the fastest-growing segments of the specialty market in the United States. [21:09] Marya says you create a homogeneous appetite for a certain bulk of business, find a carrier partner, set up a Program, and open your storefront and either distribute through retailers or wholesalers. Some are direct-to-insureds [21:30] Managing General Underwriter means that we would create the appetite and the guidelines. Managing General Agent means that the carrier has already defined that, and they're allowing us to put a storefront in front of that. [21:54] That's different from some of the traditional carriers that RT Specialty works with, like Lexington Insurance Company or Westchester Insurance Company. Those are carriers. That is a different solution than when RT Specialty approaches an MGU on behalf of their retail client. [22:18] Marya says anytime you have a lot of people in one place at an event, there are lots of risks associated with that: gun violence, political violence, and means of evacuation response. We have seen that time and again. [22:43] When you have a lot of people congregating for a sporting event, a demonstration, a commemoration, or other event, it's gotten much riskier when you put a lot of humans in one place. That has made that segment of the marketplace much more challenging than ever. [23:10] Marya mentions boxing matches in Vegas or the number of active shooter incidents in Vegas. Marya believes the Excess and Surplus Lines market segment is the permanent home for high-hazard risks in the U.S. It's not an escape valve. [23:42] Marya says that in her lifetime, those types of risks will never swing back to the direct admitted standard carrier side. As a wholesale broker, RT Specialty is looking to partner with carriers that have the right type of appetite to support those risks. [23:59] RT Specialty builds products, so they own MGUs, MGAs, and Programs. They invest and build products when segments of the marketplace become very tough, so they have solutions available through their brokers and underwriters to write any risk in any class of business. [24:19] A Quick Break! There are so many other wonderful RIMS events coming up in 2026. The Annual Florida RIMS Educational Conference will be held from July 28th through August 1st at the lovely Ritz-Carlton in Naples, Florida. A link to the event is in this episode's show notes. [24:37] Register now for the Second Annual RIMS Texas Regional Conference, which will be held from August 10th through 12th at the Grand Hyatt on the San Antonio River Walk. [24:48] The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026, in Chicago. Visit ChicagolandRiskForum.org for more information. [24:59] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. Registration is open, and you can also submit a session. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [25:16] Save the dates October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are already open. Earlybird registration is open now. [25:31] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [25:45] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. The deadline for educational content submissions is Friday, June 19th. Get submissions in now. The link is in this episode's show notes. Registration opens in July. [26:08] Let's Return to Our Interview with Marya Propis! [26:32] Justin asks about Marya incorporating workouts into her life so she can perform better as a risk and insurance professional. Justin also feels that he has missed out if he has not exercised or worked out for a certain time each week. [27:03] Mary has 35 years in the business. She travels every week. She flies a lot. She is very focused on her wellness routine. She has been an athlete her whole life, so working out is important to her. So is self-care. [27:34] Having gone through menopause and figuring out what was going sideways, physically and mentally, Marya feels good about where she is today, in her commitment to herself, supplements she takes, and understanding healthy brain function and the effects of hormones. [28:09] Marya says we know hormones have a significant impact on our ability to function, both for men and women. Marya says her lifestyle is not perfect. She eats at restaurants 80% of the time, and entertaining clients involves alcohol. [28:40] Marya loves the relationship-building, social, and personal connection side of the business. She's not going to skip drinks or dinner with anyone. But it's a place where there can be a lot of pitfalls. She doesn't subscribe to an austerity lifestyle. But she has to pick her spots, now. [29:10] Marya says she can't be dragging on Thursday morning. She still has two big days ahead of her to deliver. Marya talks about sleep quality, not just how much you get, which gets tough when you're sleeping in different hotel rooms. [29:35] Marya says, This is the way it is with the career I have chosen, and I love. She has to be much more deliberate and mindful and remind herself that in June, she is traveling 18 days. On the days she's not traveling, she knows what to do for working out and for her wellness routine. [30:24] Marya says she is open and willing to learn. She is open to trying and learning new things. She believes in supplements and vitamins. She takes different ones now than she would have taken a decade ago. You have to be a student of that, like everything else in life. [30:43] Marya says The second you start to lose the desire to learn, what's next? It's not really fun when people's mindsets change. [30:54] Marya has been a Yoga practitioner for 30 years. She does Power Vinyasa in an infrared studio. Marya says the benefits of infrared are scientifically not debatable. She says infrared is great for joints, skin, and healthy brain functioning. It amped up her Yoga routine. [31:15] Marya does TRX bodyweight exercises. Most of the hotel gyms today have a TRX setup. She loves that, since she spends a lot of time in hotels and hotel gyms. Marya does circuit training. She works with heavy weights three times a week to maintain skeletal strength. [31:53] Marya says it sounds like a lot. As an athlete, when you have to perform and deliver, it's part of the way you have to think. It's how Marya thinks. She has to show up and be her best self when she's representing RT Specialty in the marketplace. [32:14] Marya has a lot of people relying on her to be crisp and present with a great level of energy. You can't do that if you're dragging all the time. [32:40] Marya grew up in Buffalo, New York, so she's a skier. It was the first sport for her family. She played tennis in high school and college. She ran track as a sprinter. Her favorite sport is Yoga. A couple of genres of Yoga have world competitions. Mary likes vigorous, athletic Yoga. [33:34] Another Quick Break! The Spencer Educational Foundation's Risk Manager on Campus application period is now open, and it will close on June 30th. Grant awardees, colleges, and universities are typically notified in September. [34:05] General Grant applications are open, and the application deadline is July 30th. Internship Grant applications open on August 15th and close on October 15th. [34:16] Links to each of these grants are in this episode's show notes. Visit SpencerEd.org for more information. [34:24] Let's Conclude Our Interview with One of the Two Honorees of the Spencer Educational Foundation's Funding Their Future Gala 2026, Marya Propis! [34:48] Justin asks about associations Marya is plugged into that support empowering women in the risk and insurance industry, such as APIW and WISE. [35:01] Marya represents RT Specialty on two boards. One is CIAB (The Council of Insurance Agents and Brokers), an international organization known for its regulatory and lobbying efforts. [35:25] Marya spent a week in London last month with CIAB. There is so much going on in the London marketplace. That has been a lot of fun and a place to continue to learn. [34:47] The second board is WSIA (Wholesale & Specialty Insurance Association), representing the wholesale specialty segment. There are specialty markets around the world, but the E&S lines market segment only exists in the United States. WSIA is a wonderful organization. [36:14] Marya says that what's great about both CIAB and WSIA is what they do to support young and developing insurance and risk management professionals. It's consistent with and complementary to the work, scope, and mission of the Spencer Educational Foundation. [36:32] Marya loves the way all of that comes together. Marya has been in the space developing, recruiting, and supporting emerging leaders and talent in the insurance and risk management marketplace for a long time. It's a space she loves to be in. [35:56] It all comes together nicely with Marya's board service and her commitments to foundations and causes. [37:10] Justin says the Spencer Funding Their Future Gala will be on Thursday, September 17th, at the world-famous Waldorf Astoria. Marya is one of the two honorees this year. Justin asks what this honor means to Marya. [37:35] Marya can't remember a time when she looked forward to something so much. First, she was surprised, and she feels really humbled. Marya had been a Spencer Board member and Chair of the Board, thinking about whom they would honor, every year for a decade. [38:05] It's really humbling to be considered, let alone this year, going back to the Waldorf Astoria. Marya remembers the Spencer Gala there, at which she spoke as Chair of the Fundraising Committee. [38:22] Marya just about passed out before going on stage, as she had never talked before so many people. She was hyperventilating. She didn't fall off the stage. She enjoyed herself a little bit. The Waldorf Astoria is one of the most storied hotels in the history of New York City. [39:06] Marya says Sierra Signorelli is the other honoree for the Gala. Sierra and Marya worked together early in their careers at AIG. They got a significant start to their careers then. They've known each other for a long time. Marya praises Sierra and is so happy to be doing this with her. [39:32] Justin notes that Sierra is the Zurich U.S. CEO and the Zurich Commercial Insurance CEO. Those are not easy titles to achieve. Zurich is a global insurance carrier. Marya admires Sierra's career trajectory and the leadership influence she has had on so many. [39:51] This is the first time there have been two female honorees in the history of the Spencer Gala. Marya says sharing that honor with Sierra, someone she knows, trusts, and respects so highly, makes it even more special and a night to look forward to. She can't wait! [40:17] Marya is now a Director of Distinction on the Spencer Board. Her RT Specialty colleague, Michael VanAcker, is on the Spencer Board today. Marya mentions that Pat Ryan was honored by Spencer at one of the first Galas. Tim Turner, RT Specialty CEO, introduced Pat that year. [40:53] RT Specialty has had a seat on the Spencer Board for years. Marya is a Director of Distinction as she is a former Board Chair. They ask her to be an advocate where Megan Miller needs her, and to be conversant on where Spencer continues to support and drive results. [41:18] Marya stays in touch and makes sure she knows what is going on with the programs and schools they are partnering with. Her role is to be informed, be an ambassador, and jump in at any place that Megan and the Spencer team would need her to influence, help, and support. [41:41] Marya spoke at the E&S Insurer conference. At the end of the conference, she brought Megan Miller in and introduced her to the writers' folks and asked if they could get a five-minute spotlight on Spencer next year. That is an example of where Marya can try to help. [42:15] Marya says Spencer scholars are so excited about their insurance career. There is nothing more infectious than their enthusiasm for the career path they have chosen. To talk to a young person who has their whole life in front of them is super energizing for Marya. [42:57] Marya says that when a young person wants to talk to her and spend time with her, she thinks it is great. Enthusiasm is infectious. [43:05] At the end of the day, Marya wants to leave the insurance industry in a much better place than it was when she came into the business. Spending time with young people who will be the leaders of our industry in the future, there's no better feeling. [43:30] Marya says that anything she can do to have influence, set an example, or help them think through something helps her to continue to feel wildly enthusiastic about her career. She loves when she gets to spend time with the young brokers and underwriters at RT Specialty. [43:52] Justin says that the scholarship recipients he has seen on stage at the Gala have been so impressive. They're in school, and they're so involved. They're a shining example of what we want the future of this profession to be. [44:10] Marya says that there was no way, when she was 22 years old, that she could have gotten up in front of a room of 800 people in her profession and spoken like that. She would never have been able to do that. Their ability to get up in front of that audience and talk is huge! [44:37] Marya is impressed by what they talk about, in terms of their careers, and what they've learned. [44:42] Marya is delighted that Spencer has basically kept the Gala format consistent. The focus is on the students and the benefits that Spencer funding drives for the industry. [44:56] It's a place where you can see real impact on real lives because of the fundraising dollars that the risk management and insurance industry has stepped up and invested. That's the focus. Then they have dinner. There are two honorees, and they wrap it up. [45:12] Marya loves that they have never complicated the program for Gala. It has kept the focus in the right place, which is what they are doing to fund the future leaders of the insurance and risk management industry. She's excited to meet the Spencer scholars who will speak at the Gala. [45:35] Marya says that lots of times the speakers bring their families. She says her Mom and Dad will be there. That will round out what's going to be a terrific and exciting evening. [45:47] Jason says, We look forward to seeing you there on September 17th at the Waldorf Astoria in New York City. Marya will be there with her old friend Sierra Signorelli. It's going to be a fantastic, tremendous time! The link to the Funding Their Future Gala is in this episode's notes. [46:08] Marya, we're very happy for you. Congratulations again! I can't wait to see you again in September. Marya looks forward to seeing Justin again and the team from RIMS, another long-standing, awesome, successful partnership between Spencer and RIMS. [46:27] Special thanks again to Marya Propis for rejoining us here on RIMScast! We congratulate her again in advance of her receiving the honor at the Spencer Educational Foundation's 2026 Funding Their Future Gala, which will be held on September 17th at the Waldorf Astoria in NYC. [46:47] Visit SpencerEd.org for more information and to purchase your ticket and for sponsorship opportunities. Join us next week, as we will be joined by Spencer Board Chair Johnell Holley. We will learn all about his career journey and risk philosophies. [47:03] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [47:32] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [47:50] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [48:08] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [48:24] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [48:37] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [48:49] Practice good risk management, stay safe, and thank you again for your continued support!   Links: Spencer Educational Foundation's 2026 Funding Their Future Gala | Sept. 17, 2026 RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Session Submission Deadline: Friday, June 19 RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Advance Registration Open | Sponsorship Opportunities Available RIMScast on YouTube! Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | July‒Sept. 2026 Cohort | Led by James Lam | Register Now! 2026 Florida RIMS Educational Conference | July 28‒Aug. 1 | Register Now RIMS Texas Regional Conference 2026 | Aug. 10‒12 in San Antonio | Register Now! ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today and Submit an Educational Session! RIMS Risk Management Magazine | Contribute | Look for the Awards Edition in "Digital Issues"! RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! RIMS, the Foundation for Risk Management The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep with PARIMA | July 21‒22, 2026 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops   Upcoming RIMS Webinars: RIMS.org/Webinars "Too Hot To Ignore: Heat-Related Injuries and Workers' Compensation" | July 16 | Presented by Zurich   Related RIMScast Episodes: "Spencer Day 2026 | The Future of Strategic Risk Management" "Risk Management Momentum with Tim Ryan" (2025 Spencer Honoree) "The Strengths of DE&I Initiatives with Lilian Vanvieldt-Gray of Alliant Insurance Services" (2024 Spencer Honoree) "RIMS Honor Roll Inductee Emily Buckley" "RIMS Rising Risk Professional Award Winner Tyler Vaughan"   Sponsored RIMScast Episodes: "48 Hours From a Storm: What to Do Before A Hurricane Strikes" (New!) | Sponsored by Global Risk Consultants, a TÜV SÜD Company "AI-Scale, Risk Ready: Engineering Controls for the New Data Center Boom" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Facing Into Risk: Navigating the New Risk Landscape" (New!) | Sponsored by AXA XL "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Marya J. Propis, RT Specialty, President, Retail Distribution   Production and engineering provided by Podfly.  

We are back for the second half of our deep-dive review into the straight-sex hockey show that had us laughing, groaning, and hitting pause to jump under the sheets; Amazon Prime's Off-Campus! Lauren and Trey are continuing the conversation by looking past the cringey storyboard edits to examine the surprisingly mature, brave male conversations hidden inside this season.Lauren and Trey use a pivotal plot line from the show to roleplay exactly how to communicate a shift from a casual fling to a deeper romantic craving without violating your partner's boundaries. They tackle the massive cultural myth that finding a partner means your personal growth work is "done" and explore the deep reality of responsive desire, revealing why watching softcore smut together might just be the best erotic life hack for your relationship container.Key Takeaways & Tools ExploredBravery in the "Third Domain": Lauren breaks down a beautiful conversation from Off-Campus where the male characters encourage each other to be vulnerable and state their desires clearly. She explains the therapeutic concept of putting your wants out into the "third domain"; the shared space between two people, without projecting expectations or demands onto the other person's reality.Live Roleplay: Lauren and Trey step into a real-time somatic exercise based on the show's dynamic. They roleplay a scenario where one partner's feelings change during a casual hookup arrangement, demonstrating how to update a partner on internal changes while completely respecting their autonomy and their right to say "no".The Responsive Desire Pleasure Hack: Lauren sheds light on the biological reality of responsive desire, which is incredibly common in female bodies. While some bodies experience spontaneous desire, others require a sexy context to activate. Lauren highly recommends watching shows like Off-Campus or reading smut with your partner as an excellent biological trigger to send attraction-plus-obstacle cues straight to the brain.Are you ready to stop using your partner as a validation machine and step into your sovereign wholeness? Request your free 15-minute consult at sexedforyou.com/freeconsult.About ThemLauren and Trey are partners living in Central Virginia, where Lauren owns and operates Sex Ed for You. She provides comprehensive sexuality education and embodied coaching to individuals, partners, and parents.Through a biopsychosocial approach, Sex Ed for You works to restore positive and respectful approaches to sexuality and sexual relationships, while increasing the possibility of pleasurable and safe sexual experiences, free of coercion, discrimination, and violence (World Health Organization).Sexual health is fundamental to the overall health and well-being of individuals, couples, and families, as well as to the social and economic development of communities and countries (World Health Organization). When individuals are blocked from sexual health, they are often stunted in their ability to develop sensual play, embodied connection, and enjoyment.Learn More & ConnectLearn more about Sex Ed for You: ⁠https://www.sexedforyou.com⁠Schedule a FREE CONSULT with Lauren: ⁠https://www.sexedforyou.com/freeconsult⁠Learn more about partnered communication and relational education on Instagram: ⁠https://www.instagram.com/sex_ed_for_you/⁠Subscribe to the YouTube channel for conversations about sex, partnership, communication, and love: ⁠https://youtube.com/@thepartnershippodcast⁠Important RemindersThis is not a “how to” podcast, but rather a “how they” podcast. Lauren and Trey share personal experiences, perspectives, and reflections, inviting listeners to learn from what resonates, question what doesn't, and decide what feels aligned for their own lives.Lauren is not a therapist. She is a Certified Holistic Sexuality Educator and Embodied Intimacy and Relationship Coach.

Talking Trek is BACK, and this episode comes packed with emotional updates, ridiculous comedy, and a massive Star Trek Fleet Command economy discussion. We start with server sound-off, the return of Talking Trek Stupid News, and a deeply questionable investigation into Demolition Man and the legendary three seashells. DJ also shares the personal story of Oliver's recent hospital emergency, the children's hospital team that helped him recover, and why child life programs matter so much. Then we dive into STFC with a full breakdown of Voyage Across the Void, the new weekly event structure, officer shard math, platinum concerns, battle pass changes, the mythic track, and what all of this may mean for the future of Fleet Command's economy. Is Voyage Across the Void a better system? Is the mythic battle pass worth it? Is G7 too expensive? Is Fleet Command finally trying to reset years of broken math, or did they just hand the player base a calculator and a headache? Let's talk about it. Download, stream, argue, laugh, and bring your spreadsheets. This one has feelings, math, mullets, and mild economic panic.   0:56 Welcome Back to Talking Trek Live 3:32 Bulk Claim Grief, Chicago Blame, and Sports Ball Confusion 8:23 Talking Trek Stupid News Returns 17:54 Demolition Man, the Three Seashells, and Maya's Diagnostic Failure 22:12 Where We've Been: Oliver's Hospital Story 31:21 Child Life, Therapy Dogs, and Gratitude for Children's Hospitals 38:54 Chicago, Pokémon GO Fest, and a Makeup Birthday Stream 41:00 Oliver Calls the Show and Requests App Approvals 45:40 The Oliver Debit Card Game Begins 52:00 Back to Fleet Command After the Hiatus 55:00 Voyage Across the Void Event Series Breakdown 58:00 Weekly Event Structure and New Permanent Sourcing 1:01:00 Daily SMS/SLB Rewards, Materials, and Missing Pieces 1:10:00 Produced Breakdown Wrap-Up: Is Voyage Across the Void Good? 1:13:00 Platinum Losses, Officer Shards, and First Impressions 1:22:00 Officer Depot Math and Weekly Reward Comparisons 1:34:00 Economy Reset Talk: Too Much, Too Fast? 1:40:00 Less Chores, More Choice: Cameron's Direction for STFC 1:49:00 Fun vs Rewards: Would Players Take Less for Better Gameplay? 1:55:00 M90 vs M91 Battle Pass and Mythic Track Discussion 2:01:00 Battle Pass Milestone Changes and Reward Rearrangement 2:07:00 Faction Credits, Platinum Conversion, and G7 Value Math 2:13:00 Battle Pass Value vs Player Sentiment 2:16:00 The Core Problem: Everything Costs Too Much 2:22:00 G3 Economy Memories and Lessons for G7 2:28:00 Omega Materials, Stat Squish Talk, and Economy Repair Ideas 2:34:00 New Players, Veteran Frustration, and the “First Pancake” Problem 2:37:00 Is Mythic Basically a Second Battle Pass? 2:40:00 Officer History, Battle Pass Memories, and Economy Wrap 2:44:00 Chicago Exhaustion, Production Day, and LEGO Enterprise Plans 2:48:00 GoWheel Updates, Meetups, and Community Travel Goals 2:52:00 Commercial Chaos: Mullets, Inflation, and Cereal Toys 2:56:00 Talking Trek AMA Begins 3:00:00 Athena Purchases, Shenanigans, and Ship Blueprint Questions 3:04:00 G6 Scrapping, QOL Leaks, and Rapid-Fire Chat Questions 3:08:00 Battle Pass Submissions, Mega Cube, Skydeck, and Final Questions 3:12:00 Final Plugs and Sign-Off

The Australian share market rallied strongly on Friday, delivering its best day in more than two months as Middle East peace developments boosted investor sentiment. Materials and gold miners led gains, while energy stocks retreated on softer commodity prices. Next week brings four major central bank meetings, including the RBA on Tuesday, plus key Chinese economic data. Steve Daghlian is a Market Analyst at CommSec. Each episode, he breaks down the day's market movements and explains what the numbers really mean. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

Dental crowns carry high costs due to the materials, clinical labor, laboratory fabrication, and insurance limitations involved, which are factors that patients should understand before beginning treatment. Learn more at https://benagedentalcare.com Benage Dental Care of Cleburne City: Cleburne Address: 302 N Ridgeway Dr Website: https://benagedentalcare.com/ Phone: +1 817 641 6261 Email: benagedentalcare@gmail.com

The skills that survive every industry shakeup aren't the ones you can Google — they're softer, harder to name, and far more durable. In this episode, Jonathan explores principle-oriented thinking: the practice of stripping away the labels we attach to tools, roles, and even ourselves to see what something actually does at its core. It's the difference between handing your coding off to an agent and rethinking your entire workflow around what these new materials are truly capable of. If you've been following along with our recent focus on durable skills, you know we've been hunting for the abilities that translate beyond this month, this year, or whatever AI does to our industry next. Today's skill doesn't have a tidy name you can search for — it's softer than that. Jonathan calls it "principle-oriented thinking": the habit of deconstructing the labels we put on things to understand their core components, properties, and capabilities. It's how NASA engineers turned a sock into a water filter on Apollo 13, and it's how forward-thinking engineers are reframing what AI can actually do rather than jamming it into a predetermined slot. Labels Are Useful Shortcuts — Until They Aren't: Every label, from "software engineer" to "sock," carries baggage, heuristics, and presupposition. That's not a flaw — labels are how we move through the world quickly. But when a label is the only lens you have, it quietly caps how much value you can get out of the thing you're looking at. The Apollo 13 Sock: When the crew needed to fix a life-threatening problem with mismatched parts, the engineers on the ground had to forget what a sock was for and ask what it actually is — a piece of cloth with tensile strength, flexibility, and filtering properties. Strip the assumption that it goes on a foot, and a whole new set of uses opens up. Stop Slotting AI Into Old Roles: The common move is to take one responsibility — coding, debugging, refactoring — hand it to an agent, and keep everything else the same. That works, but it's low-leverage. The more powerful approach starts by asking what the agent is fundamentally capable of, then rebuilding the workflow around those raw materials. See Things as Materials, Not Fixed Functions: When you deconstruct out from under a label, tools and concepts start to look like craftable raw materials. You can then combine them in new, valuable ways they haven't been combined before — alloying old methods with new capabilities to create properties neither had on its own. Reason From Properties, Not Personas: Ask what the actual properties of an LLM are. Non-determinism isn't a bug to apologize for — it's a property you can exploit. The existence of many different models is a property too, which is exactly what makes adversarial review possible. That's principle-oriented thinking applied to agents. Extend the Latticework: Charlie Munger talked about a latticework of mental models that weave together rather than sit in isolation. The durable skill isn't quarantining your concept of "AI" off to the side — it's grafting a new section onto the existing tapestry and letting it reshape everything you already understood. Episode Takeaway: Look at how you spend your time and ask new questions of it. What is the material here? What kind of thinking does the agent actually do? What can a human do that an LLM can't — and the other way around? That's how you avoid believing a sock is only ever good for a foot.

In dieser Folge des WELTKUNST-Podcasts „Was macht die Kunst?“ spricht Lisa Zeitz mit der Künstlerin Nadine Schemmann über ihren Weg von der Modeillustration zur freien Kunst und über eine Praxis, in der Material, Erinnerung und körperliche Erfahrung untrennbar miteinander verbunden sind. Im Mittelpunkt des Gesprächs stehen Farbe als Form der Wahrnehmung, das „Denken mit den Händen“ und Arbeiten, die sich zwischen Malerei, Skulptur und Installation entfalten. Schemmann erzählt von ihrer Arbeit mit rohem Leinen, Pigmenten und Chlorbleiche und von der Spannung zwischen Kontrolle und Eigendynamik des Materials. Außerdem spricht sie über ihre aktuellen Installationen in der Berliner St. Matthäus-Kirche und bei der Skulpturen-Triennale in Bingen, wo Wind, Wetter und Zeit zu Mitgestaltern der Werke werden. Ein Gespräch über Vergänglichkeit, Schönheit, Begegnung und die Frage, wie Kunst Räume öffnen kann, für Wahrnehmung, Erinnerung und Austausch. Der WELTKUNST-Podcast „Was macht die Kunst?“ wird in Partnerschaft mit Volkswagen Group Culture produziert.

S3 E23 Sewing with unconventional materials. Have you ever sewn with unconventional materials? Have you sewn with repurposed items? Best tips for working with unconventional materials? Insewmniacs is created, performed, edited and produced by Jenny Hassler and Moira Asheland.  Please check us out on Instagram at @insewmniacs @johassler @atomicbabycosplay.  You can find our FREE community over on Patreon as well!  Good night - sleep well, we know we won't! Don't forget to give us a 5 star rating if you like what you hear! Good night - sleep well, we know we won't!

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews François Beaume about the AMRAE 2026 RMIS Panorama available now and about the RISKWORLD 2026 session that François presented. Justin and François discuss ESG functional coverage. They discuss how François uses AI daily. They discuss the continuing increase in RMIS users, moving RIMS out of the niche tool category into an enterprise governance platform. They discuss the 2026 RMIS Panorama findings, the Panorama database, and how you can access it. Listen for insight into the 2026 RMIS Panorama and how your organization compares.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. We are delighted to welcome back to RIMScast AMRAE President François Beaume. He's here to discuss the findings of the 2026 AMRAE RMIS Panorama. We'll talk all about emerging trends. But first… [:48] RIMS Virtual Workshops. The next RIMS-CRMP-FED Exam Prep with AFERM will be held on June 16th and 17th. The next RIMS-CRMP Exam Prep with PARIMA will be held virtually on July 21st and 22nd. Links to registration are in this episode's notes. [1:06] You can enroll now in the RIMS CRO Certificate Program in Advanced Enterprise Risk Management hosted by the famous James Lam. Beginning July 15th, workshops will be held bi-weekly from 11:00 a.m. to 3:00 p.m. Eastern Time. The registration link is in the show notes. [1:27] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. We want to hear from you. Submit a session proposal by June 19th to reach engaged practitioners, innovators, and leaders looking for guidance they can utilize right away. [1:45] Help define what's next for Enterprise Risk Management. Submit a session proposal by Friday, June 19th. A link is in this episode's show notes. [1:53] Folks, through the generosity of industry partners, RIMS has launched The Foundation for Risk Management™, which provides scholarships for early-career professionals to attend RIMS events like the RIMS Texas Regional Conference, RIMS Canada Conference, and RISKWORLD. [2:11] The Foundation also helps beneficiaries earn their RIMS-CRMP and fund research projects. To learn more or contribute to the Foundation, visit RIMS.org/FRM and visit the link in this episode's show notes. [2:27] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [2:46] On with the Show! Our guest today is making his third appearance here on RIMScast. He is the Senior Vice President for Risks and Insurance at Sonepar, and he is the President of AMRAE, the Association for the Management of Risks and Insurance in Enterprises. [3:04] François Beaume is here to discuss the 2026 RMIS Panorama, published by AMRAE, in partnership with EY. Panorama is free and publicly available. [3:14] Panorama provides an in-depth look at the organizations and professionals who are using risk management information systems, how well they've adapted, and guidance for those seeking their first or newest framework. It's always great to speak with him. Let's get to it! [3:28] Interview! François Beaume, Welcome Back to RIMScast! [3:36] François has been Chairman at AMRAE for a year and will be for two more years. Because of his role at AMRAE, Justin wanted to have him on the show to speak about this year's RMIS Panorama. [4:04] Justin mentions a difference between last year's RMIS Panorama and this year's RMIS Panorama. Last year, AI felt like an emerging capability. This year's report shows a 20-point jump in planned or actual AI integration and an 8-point increase in functional coverage. [4:19] At the same time, people aren't always happy with AI. The satisfaction part is still a little bit behind. Justin asks, Are we entering a phase where expectations are outpacing execution? [4:32] François says, Yes, probably. AI has moved faster in CEOs' and leaders' minds than in the organization. Everyone wants the data, governance, and skills. Educating the workforce users takes time. The ambition was there, but the "plumbing" is catching up. [5:11] François says that is what is being reflected in the 2026 RMIS Panorama's deep dive on AI. [5:29] François says he uses AI all day long for various things. As a risk manager, he uses it to increase his efficiency and daily productivity. He thinks that is quite common. He says it's also what we need for faster and better analysis. [6:00] Daily analysis from an AI engine using trusted sources is much faster than manual analysis. Now he has the time to tighten it, understand it, and complement it. [6:44] SONEPAR is using it for their benefit and to better spread risk management principles throughout the organization through Helpdesk or Chatbot, allowing people who are less skilled in risk management or insurance to ask questions through the tools to get support. [7:05] Those tools answer almost 90% of the questions. The remaining questions go to the Risk Management team because they are in a gray area. SONEPAR is using AI more and more and is entering a phase where they are looking at automating some risk management processes. [7:33] François says he is looking at automating business partner assessments, a cumbersome and complex process that the Risk Management team is doing with multiple tools. [7:49] Now, they are trying to streamline it, still with humans making the decisions, based on an AI data set that will be faster and easier to produce and much more reliable. [8:24] Justin says one of the more surprising findings in the RMIS Panorama is that ESG Functional Coverage dropped by 15 points this year. François explains why he thinks this is the case. It's not ESG fatigue, but it's in the way companies are approaching ESG. [9:22] François says a lot of ESG features are moved out of risk management information systems into dedicated tools and sometimes into dedicated teams. In the beginning, some ESG features were encapsulated in Risk Management systems. [9:39] François says it's less and less the case, at least in the tools that are sold in Europe. In the U.S., it could be more mixed. Separating ESG from Risk Management is more linked to maturity and topical evolution, rather than fatigue or a decrease in the importance of ESG. [10:06] Justin says the report also suggests that functional coverage overall has stabilized, which Justin asks if that indicates a mature market. François speaks of maturity and breaks down the RMIS Panorama, made from three surveys: Vendors, Risk Managers, and Insurers. [10:43] Maturity is reflected by a mix of these studies. Almost 250 Risk Managers from 36 countries took the survey. They want smarter features, better insight, better connections, and better decisions. They want the tools RMIS is using to be part of the group's way of functioning. [11:27] François says this is not yet the case. The tools are a bit apart and not fully connected with the CRM and other tools. François says they are starting to change. The risk managers using these tools are expecting change to come in the next few years. [11:52] Justin asks if it's easier today for a startup to build from the ground up with their Risk Management Information System embedded in their processes, or for an established organization. François says today it's easier for both, but big groups are more complex. [12:39] A Quick Break! There are so many other wonderful RIMS events coming up in 2026. The 2026 Florida RIMS Educational Conference will be held from July 28th through August 1st at the lovely Ritz-Carlton in Naples, Florida. A link to the event is in this episode's show notes. [12:57] Register now for the Second Annual RIMS Texas Regional Conference, which will be held from August 10th through 12th at the Grand Hyatt on the San Antonio River Walk. [13:08] The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026, in Chicago. Visit ChicagolandRiskForum.org for more information. [13:18] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. Registration is open, and you can also submit a session. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [13:35] Save the dates October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are already open. Advance registration will open on June 10th. [13:50] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [14:04] The RIMS ERM Conference 2026 will be held on November 18th and 19th in Columbus, Ohio. The deadline for educational content submissions is Friday, June 19th. Get submissions in now. The link is in this episode's show notes. Registration opens in July. [14:27] Let's Return to Our Interview with François Beaume! [14:36] François Beaume presented at RISKWORLD 2026. You can check out the materials from his presentation on RIMS.org/ASC. You will have had to have registered for or attended RISKWORLD 2026 to check it out. We're here to continue the dialog. [15:12] François feels his session went well. There were 50 to 55 people gathered there to listen and take notes. For François, it was pleasant to do. [16:00] François says you have a feeling when you are connecting with an audience. You can see that they are following you, and the message is passing from you to them. [16:51] François says, If you are losing your audience, you can try to use humor. Sometimes you succeed. He tells of a session in a noisy room, where everybody, including himself, was provided with a helmet, to listen to like a podcast. He could not feel if they were getting the message or not. [17:47] When presenting, you try to hold the attention of the room. Justin says that sometimes he locks eyes with somebody who's listening and then talks to that person and hopes that others will pick up on that energy. [18:18] Justin says risk management is not the easiest topic to make exciting. You have to figure out ways to jazz it up a little bit. [18:31] François says if you are convinced that the topic is interesting, that conviction, at a certain point, will pass through the mic and go to the room. If you are not convinced, the public will feel it. Justin says, If you are not excited to present, the audience will not be captivated. [18:58] François notes that he is French and speaks English like a Frenchman, so he has to manage that. His message may not be phrased as the audience expects. The way an American would phrase it is not the way I am using it. Justin stresses listening better to different accents. [19:58] Justin says François is a very good presenter, and the RISKWORLD audience seemed engaged in his message. Justin says if one person walks away with something actionable, it was worthwhile. François says, "Mission accomplished!" [20:23] Another Quick Break! The Spencer Educational Foundation's Risk Manager on Campus application period is now open, and it will close on June 30th. Grant awardees, colleges, and universities are typically notified in September. [20:43] The Course Development Grant application deadline for Interval Number 2 will be on June 15th, 2026. Award notifications will be sent out in late July. [20:58] General Grant applications are open, and the application deadline is July 30th. Internship Grant applications open on August 15th and close on October 15th. [21:09] Links to each of these grants are in this episode's show notes. Visit SpencerEd.org for more information. [21:17] The Spencer 2026 Funding Their Future Gala will be held on Thursday, September 17th, from 6:30 to 10:00 p.m. at a different venue this year. It will be at the fabulous Waldorf Astoria in New York City. [21:32] Sponsorship opportunities and benefits are available now. A link to the Funding Their Future Gala is in this episode's show notes. [21:40] Next week's guest is the Funding Their Future Gala Honoree, Marya Propis! More Spencer celebrities and board members will be making appearances on RIMScast this summer, as well. [21:53] Let's Conclude Our Interview with François Beaume! [22:09] Justin says the Panorama notes an increase in organizations with more than 200 RMIS users. Does that signal that RMIS is becoming an enterprise-wide infrastructure, or is it still a niche tool for risk teams? [22:26] François says that this is really positive. A Risk Management Information System is not a niche risk tool anymore. It's becoming part of the company infrastructure. [22:44] Once you have hundreds of users, expectations explode, the momentum is there, and user patience drops. As the tool starts to become more massive and interconnected with other tools, you have to manage expectations. The scope of usage of these tools is widening. [23:16] You have not only niche risk usage, but you also have risk management, internal control, insurance, compliance, etc., that are managed inside the tool. The tool reaches all areas of development. The momentum is self-generating. [24:15] François says executive involvement in RMIS usage is positive. Executives want clarity from dashboards. They want to know what matters, why it matters, and what we can do next. They want the deep insight of the tool. They may not go into the tool, but will use the dashboard. [25:10] François speaks of the progress of the techniques of Risk Management Information Systems. Data mining, SaaS contracts, and AI usage have contributed to making RMIS easier to deploy, connect, and access in order to load data, analyze data, and extract data. [26:08] Now is a time of wider usage of Risk Management Information Systems; once they have been adopted, they are there for life, and then you have to make them evolve. [26:21] This means that we have more discussions inside the corporations on RMIS evolutions and replacement. Are we able to make it evolve on its own, or is it time to change? If yes, what kind of process can I depend on to contemplate and manage that change? [26:56] This is executive level. You have created expectations. You have provided dashboards and KPIs, and you have to manage the production. Once it's done, you need a different momentum to run the production and make it better and more accurate over time. It's not easy. [27:40] With their partner EY, AMRAE is finalizing the deployment of the 2026 Panorama Sessions. The French translation will be released by mid-June, and explanation sessions will be run with vendors, risk managers, insurers, and brokers. [28:05] François says AMRAE is already working on the 2027 Panorama, which will be ready for the next RISKWORLD session in New Orleans. [28:27] If someone wants to participate in the Panorama, they need to contact AMRAE. Risk managers will be contacted by the risk management association of the country where they operate. If you are a vendor, you can contact AMRAE. AMRAE contacts insurers and brokers. [29:35] Justin says if you wish to participate, reach out. Go through your risk association where you have membership, like RIMS, FIRMA, or IFRIMA. The confidential information collected helps educate the global risk community. This Panorama is very important for us. [30:08] François says that inside the Panorama, all the contact details are available. As part of the panel, you have access to an online data form. The Panorama has a PDF version, a snapshot of what's in the database. The full database is accessible to anyone. [30:27] François says that as a risk manager or a vendor, you can run your own analysis by filtering and sorting the Panorama database. [30:45] Justin says that's the nice thing about it: AMRAE has made it complimentary and is broadening the horizons of the global risk community by doing so. [30:57] Justin says, I do miss recording with you in person. So, next year, hopefully we get a chance to see each other and have some Cajun food, put the mic up, and eat some jambalaya and talk. It will be great. I want to thank you again, and you're welcome back any time. [31:17] Special thanks again to François Beaume for joining us here on RIMScast! We look forward to seeing him at a future RIMS event. You can visit AMRAE.fr to access the free and publicly available RMIS Panorama 2026. [31:34] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [32:03] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [32:21] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [32:39] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [32:55] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [33:09] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [33:21] Practice good risk management, stay safe, and thank you again for your continued support!   Links: RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Session Submission Deadline: Friday, June 19 RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Registration Opens June 10 RIMScast on YouTube! Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | July‒Sept. 2026 Cohort | Led by James Lam | Register Now! 2026 Florida RIMS Educational Conference | July 28‒Aug. 1 | Register Now RIMS Texas Regional Conference 2026 | Aug. 10‒12 in San Antonio | Register Now! ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today and Submit an Educational Session! RIMS Risk Management Magazine | Contribute | Look for the Awards Edition in "Digital Issues"! RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! RIMS, the Foundation for Risk Management The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy RISKWORLD 2026 Presentations Available via Attendee Service Center — www.RIMS.org/Asc - and via the RIMS Events App RMIS Panorama: https://www.amrae.fr/bibliotheque-de-amrae/2026-rmis-panorama Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep with PARIMA | July 21‒22, 2026 RIMS-CRMP-FED Exam Prep with AFERM | June 16‒17, 2026 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops   Upcoming RIMS Webinars: RIMS.org/Webinars   Related RIMScast Episodes: "Strategy and Change with Ward Ching and Aaron Olson" "Live from RISKWORLD 2026!" "The Evolving Role of the Risk Analyst" "AI and the Future of Risk with Dan Chuparkoff" "Live from RISKWORLD 2025" "AI Risks and Compliance with Chris Maguire"   Sponsored RIMScast Episodes: "AI-Scale, Risk Ready: Engineering Controls for the New Data Center Boom" (New!) | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Facing Into Risk: Navigating the New Risk Landscape" (New!) | Sponsored by AXA XL "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL 'Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against an Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: François Beaume, SVP Risks and Insurance, Sonepar President of AMRAE   Production and engineering provided by Podfly.

There's a ton of controversy around the use of A.I. in the classroom. The New York Times just published an article effectively saying that indiscriminate dumping of A.I. resources into the California State University system was no good, while at the same time (now Dr.) Robert Ramji and I were teaching using an A.I. tutor based on a book that we ourselves wrote (Intro to Nanoengineering, Royal Society of Chemistry). We found that the results were mixed and the students' engagement with the tutor and their feelings about it were determined by how its use was framed by the instructors. Robert, along with myself and my colleague David Fenning, wrote an article about our experiences with the tutor in Chemistry of Materials. Here, I contrast some of the findings with those of the NY Times article.Robert Ramji, David Fenning, Darren Lipomi: Chemistry of Materials articlehttps://pubs.acs.org/doi/10.1021/acs.chemmater.6c00883New York Times articlehttps://www.nytimes.com/2026/06/01/magazine/ai-university-college-california.html?smid=url-shareFirst, please consider supporting my public advocacy for science by purchasing my book, from $9.99 and up, here:https://a.co/d/0akwfp3y Available for free for Spotify subscribers here:https://open.spotify.com/show/3uEY9jOwopxCyZ6DHAFkLE?si=23d46c1752bb419e

Nancy is your average widowed vixen. She pays taxes, enjoys her retirement as a former librarian, & rebels against an authoritarian regime.Today's story is “Subversive Materials” by Domus Vocis, who spends his free time reading escapist fiction & working the graveyard shift while writing furry fiction. He also recently published a historical romance novella titled “Two Souls of Fangcrest Manor” alongside his co-author Fruitz in 2023. You can also find more stories by Domus Vocis on his Patreon.Read for you by Rob MacWolf — werewolf hitchhiker.thevoice.dog | Apple podcasts | Spotify | Google PodcastsIf you have a story you think would be a good fit, you can check out the requirements, fill out the submission template and get in touch with us.https://thevoice.dog/episode/subversive-materials-by-domus-vocis

On today's show, we dive into the cost structure of audio speakers. We start with an article that asks whether 'audiophile' speaker brands are milking you for $20,000. We also read your emails and cover the week's news. News: Important update to your DIRECTV account SVS Auto EQ Room Correction for R|Evolution Subwoofers YouTube TV adds Fox One, Peacock to Primetime Channels store Other: Monoprice Alpha In-Wall Speaker There's never been a better time to grab a new Google TV launcher Are 'Audiophile' Speaker Brands Are Milking You for $20,000 The listeners keep delivering great ideas for show topics. This week Mike LaBorde sent in an article published at headphonesty.com entitled A Former FTC Economist Quit His Job to Prove 'Audiophile' Speaker Brands Are Milking You for $20,000.  The author talks about how a former FTC economist quit his job to design and build affordable high-performance speakers.  He argued that many premium audiophile brands are significantly overpriced because they use similar OEM drivers from the same factories while charging massive markups for branding, cabinets, and dealer margins. We'll break down this article into five points we felt were interesting. The full article is linked and you may want to read it for more details. Many premium audiophile speaker brands rely on the same small group of OEM driver manufacturers (like Sinar Baja/SB Acoustics, SEAS (Scandinavian Electro Acoustic Systems), Scan-Speak, etc.). The same factories and engineering talent supply drivers to both high-end and mainstream brands, even when the final speakers carry vastly different logos and price tags. "Custom" or "proprietary" drivers are often overstated. Most brands customize only the "soft parts" (cone, surround, voice coil) on top of standard off-the-shelf "hard parts" from OEM suppliers, rather than designing and building drivers entirely from scratch. Pricing of speakers — The actual cost of the drivers is a tiny fraction of the retail price. In the Wilson Audio Yvette example, the three drivers cost roughly $530–$580 total, representing only about 2% of the $25,000+ selling price. The vast majority of the cost comes from cabinetry, finish, dealer margins (40-50%), distribution, marketing, and brand prestige, with a typical 5x markup from manufacturing cost to retail. Only a few brands truly manufacture their own drivers in-house. Companies like Focal, KEF, Dynaudio, Paradigm, and Bowers & Wilkins are exceptions. Most premium brands outsource driver production due to the high cost and complexity of vertical integration. High performance doesn't require extreme prices. Former FTC economist Dennis Murphy's Philharmonic Audio proves this by offering well-engineered speakers (like the $850/pair Ceramic Mini using quality SB Acoustics drivers) with minimal overhead, direct sales, and no lavish dealer/showroom costs — challenging the idea that great sound must come with five-figure price tags. The article essentially argues that much of the ultra-premium speaker market is driven more by branding and distribution economics than by revolutionary driver technology. What is the Cost Breakdown of Thousand Dollar Speakers? After going through the previous article we wondered what the actual cost breakdown of Passive bookshelf speakers retailing at $1,000 per pair? ThinkKEF Q series, ELAC Debut Reference, or similar mid to high end consumer hi-fi brands. They balance good performance with accessible pricing.  What follows is our best estimation based on the data we uncovered. If you are in the industry and have better data, please let us know and we will update this analysis. Sources for this analysis include - Audio Science Review, AVS Forum, WhatHifi, headphonesty.com, hubhifi, and a few others.  1. Design & Development (R&D) – Upfront Investment Typical cost: $50,000–$250,000+ for a new model line. Includes acoustic modeling, driver selection/tuning, crossover design, enclosure simulation, multiple prototypes, listening tests, and anechoic chamber measurements. For this price tier, brands often use a mix of off-the-shelf and mildly customized drivers rather than fully bespoke high-end ones.   Amortization: Spread over production volume and for this exercise we used a production run of 5,000–20,000 pairs. This adds roughly $5–$25 per pair at a reasonable scale. 2. Prototyping & Tooling Prototypes: 5–15 iterations at $300–$1,200 each which include custom cabinets, driver samples, hand-assembled crossovers. Tooling: CNC molds/jigs for cabinets, baffle cutting, or vinyl wrap tooling: $8,000–$40,000 upfront. Amortized to $2–$10 per pair. 3. Bill of Materials (BOM) – The Biggest Per-Unit Cost For a typical 2-way passive bookshelf (6.5" woofer + 1" tweeter) at this price point: Drivers - $80–$180 - 6.5" coated paper woofer (~$30–$70 ea.), soft dome or aluminum tweeter (~$15–$50 ea.). Brands like SEAS, SB Acoustics, or custom OEM. Cabinet -  $60-$130, - Braced MDF (18–25mm), vinyl wrap or basic veneer, internal damping, port tube, terminals. Real wood veneer adds premium. Crossover - $30-$80 - 2nd/3rd order with air-core inductors, film capacitors, resistors. Higher quality parts (Mundorf-level) push toward the upper end. Other (grille, wiring, hardware, terminals) - $20-$50 - Magnetic grilles, internal wiring, binding posts. Total BOM per pair: $190–$440 at volume production (typically in China or Vietnam for most brands). Premium touches (better drivers, thicker bracing, nicer finishes) push BOM toward the higher end. 4. Manufacturing, Assembly & Overhead Labor & Assembly: $25–$60 per pair (cabinet gluing/bracing, driver mounting, crossover soldering, final wiring, testing). Quality Control & Testing: Burn-in, frequency sweeps, distortion checks: $10–$25. Factory Overhead/Utilities: $35 - $50. Total Manufacturing per pair: $70 - $135 5. Full Cost Structure to Retail ($1,000/pair) We will assume a large brand that sells 20,000 units and has already invested in tooling and requires minimal new tooling for each new speaker design.  Design and R&D Amortized - $5 Prototype and Tooling  - $2 Bill of Materials - $315 - We split the $190 - $440 down the middle Manufacturing -  $103 - We split the $40 - $135 down the middle Shipping, duties etc to distributor per pair on average - $50 Total to Manufacture $474. The rest of the thousand dollars covers the distribution chain, branding, and profit. And in reality, depending on the efficiency of the factory and ability to leverage design histories from years of experience, the soft costs can be about a third of $110 we came up with, bringing the total cost to about $400. Key Variables Affecting Cost Volume: Higher production = lower per-unit costs. Driver Quality: Exotic materials (beryllium tweeters, carbon fiber) can double driver costs. Cabinet Finish: Vinyl vs. real walnut veneer = big difference. Brand Positioning: Established names (KEF, ELAC) have higher R&D/marketing allocation than direct-to-consumer brands. For comparison DIY builders can replicate similar performance for $300–$600 per pair in parts using higher quality drivers and crossover components and flat-pack or self-built cabinets, eliminating most of the overhead and markups. And after building over 30 sets of speakers I can say without doubt that what you build will sound as good as speakers costing ten times the amount. Plus you can use material that works best for you as well as customizing the look to match your decor. Even my latest set built from stock off the shelf components bought from Part Express for about $200 sound simply amazing!  

Engineer Aaron Lindenberg is an expert in the ways atoms and electrons move through materials. He uses X-ray “flash photography” to make movies of atoms moving at ultrafast speeds to predict the fundamental limits of electronics in future consumer devices, solar cells, and AI chips. He estimates we are “many orders of magnitude away” from the physical limits of both speed and energy efficiency in our electronics. Today's computers are at least a thousand times slower than they could be, Lindenberg tells host Russ Altman on this episode of Stanford Engineering's The Future of Everything podcast. Have a question for Russ? Send it our way in writing or via voice memo, and it might be featured on an upcoming episode. Please introduce yourself, let us know where you're listening from, and share your question. You can send questions to thefutureofeverything@stanford.edu. Episode Reference Links: Stanford Profile: Aaron Lindenberg Connect With Us: Episode Transcripts >>> The Future of Everything Website Connect with Russ >>> Threads / Bluesky / Mastodon Connect with School of Engineering >>> Twitter/X / Instagram / LinkedIn / Facebook Chapters: (00:00:00) Introduction Russ Altman introduces guest Aaron Lindenberg, a professor of Material Science & Photon Science at Stanford University. (00:03:26) Path into Materials Science How a biology problem inspired Lindenberg's interest in atomic-scale dynamics. (00:05:34) What Materials Scientists Study Understanding how atoms, electrons, and ions create useful material properties. (00:06:44) Seeing Atoms in Motion How X-ray scattering and diffraction reveal atomic structure and dynamics. (00:08:59) Femtosecond Timescales Why ultra-fast measurements are needed to capture atomic motion. (00:10:25) Making Atomic Movies How researchers use snapshots to study materials as they change. (00:13:08) Speed Limits in Materials What determines how fast a material can switch between states. (00:15:32) Faster and More Efficient Devices Why electronics still have room to improve in speed and energy use. (00:17:43) The Energy Cost of Switching How fundamental energy limits shape future computing devices. (00:19:10) Speed, Energy, and Reliability The trade-offs that govern how materials perform in real devices. (00:21:29) Solar Cells at the Atomic Scale How materials convert light into electricity inside a solar cell. (00:23:40) Capturing Energy Before It Becomes Heat Why ultra-fast dynamics matter for improving solar cell efficiency. (00:26:13) Randomness in Materials How stochastic atomic motion affects material performance. (00:28:20) Measuring Dynamic Complexity Why nanoscale materials do not behave the same way every time. (00:30:26) AI for Materials Research How AI helps in Lindenberg's research (00:32:56) Future In a Minute Rapid-fire Q&A: science, collaboration, and future materials. (00:36:13) Conclusion   Connect With Us:Episode Transcripts >>> The Future of Everything WebsiteConnect with Russ >>> Threads / Bluesky / MastodonConnect with School of Engineering >>>Twitter/X / Instagram / LinkedIn / Facebook Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A venture capitalist walks into a bar."I'll have what everyone else is having."Patrick told that joke about his own profession on this week's Bricks, Bucks & Bytes, and it set up the sharpest exchange of the episode: venture stopped backing hard problems and started buying momentum.We're joined by Alain Waha, CTO of Buro Happold, and Richard Fifita, CEO of Veyor, fresh off a $7.5M Series A, alongside Dustin DeVan.What we get into:→ Autodesk's $3.6 billion all cash acquisition of MaintainX, and why Dustin, who watched this strategy take shape from inside Autodesk, says it all leads back to the digital twin→ "Knowledge arbitrage": Alain's framework for what stays defensible when knowledge becomes computable→ Why construction robotics needs systems integrators more than it needs humanoids→ How Veyor went from backed up concrete trucks to managing deliveries at JFK, SFO and major data center projectsFull episode is live now on YouTube and Spotify.#bricksandbytes #bricksbytes #bricksbucksandbytes #aec #construction #constructiontech #ai #vcOur Sponsors:BreadCrumb- 50,000+ projects globally. All running safer, faster, with Breadcrumb. - breadcrumb.coAphex is the multiplayer planning platform where construction teams plan together, stay aligned, and deliver projects faster – check out aphex.coArchdesk - “The #1 Construction Management Software for Growing Companies - Manage your projects from Tender to Handover” check archdesk.comChapters00:00 Intro00:30 Introduction and Technical Challenges03:21 Live Streaming and Event Experiences06:13 Autodesk's Acquisition of MaintainX11:50 Data Ownership and Predictability in Construction16:23 Knowledge Arbitrage in Engineering and Robotics20:00 Exploring Knowledge Arbitrage in Robotics22:06 The Role of Systems Integration in Construction Robotics22:54 Challenges in Robotics for Construction Trades24:16 Collaborative Robots: The Future of Construction25:59 The Disconnect Between Innovation and AI in Construction27:30 Testing Software vs. Materials in Construction27:45 The Reluctance to Experiment in Construction Tech29:52 Capital Efficiency and Technology Adoption in Construction32:49 The Venture Capital Landscape and Its Challenges36:33 The Future of Venture Capital in Technology44:46 Innovative Event Planning in Construction Technology47:26 Branding and Customer Perception in Construction48:11 Disruption in Construction: Insights from Automotive Industry51:09 Bouygues' Innovation Lab: A New Era for Construction51:53 Introducing Richard: Veyor's Journey and Innovations56:59 Streamlining Material Management in Construction01:01:58 Challenges in Construction Scheduling and Delivery01:05:36 The Aussie Tech Scene in Austin, Texas

War Room Satellite Imagery Appears to Show Damage at U.S. Air Base in Kuwait After Iranian Attack, Trump Presses Senate to Vote on SAVE America Act as Part of Funding Bill & John Bolton Pleads Guilty to Mishandling Classified Materials

One Sector Is Driving Everything The S&P 500 continues to make new highs, but the story beneath the surface is far different. Technology and semiconductors have become the dominant force behind market performance, creating a widening gap between the S&P 500 and nearly every other major sector and factor. In today's pre-market update, we compare the S&P 500 to Momentum, Value, Quality, Energy, Healthcare, Utilities, Materials, and Technology. The results reveal just how concentrated market leadership has become and why many diversified portfolios may appear to be lagging despite owning fundamentally strong companies. We also discuss the risks of performance-chasing, why semiconductor stocks have become such a large part of the index, and what investors should expect when market leadership eventually rotates into other sectors. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/mRXYN5YlgdI --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SP500 #Semiconductors #StockMarket #Investing #MarketOutlook

BlackRock's Kristy Akullian highlights strong S&P 500 (SPX) earnings growth and a broadening AI trade beyond mega cap tech into sectors like industrials and materials. She emphasizes diversification across asset classes, including intermediate bonds, gold, and digital assets, to navigate the market.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Could your marketing materials use a re-fresh? You might have found that as your branding has evolved, some of your old marketing materials have been left behind and now you've got different fonts, colors, and logos all over the place, or maybe you never established a brand image to begin with.  Whatever situation you're in, now's your chance to uplevel your marketing materials with professional help from Jennifer Osterhouse. Jennifer is here to guide you through the process of assessing your current marketing materials, creating a consistent image for your business, and updating your marketing materials across the board.  Jennifer Osterhouse is a graphic designer with over 25 years of experience in direct response design, publication design, and marketing material design. She helps clients uplevel their marketing materials by designing custom-branded print and digital marketing assets to promote the products and services their businesses have to offer.    Topics covered in this episode include: Where to start with your marketing How to assess your marketing materials Creating consistent and cohesive branding    If you're looking for help upleveling your marketing materials, you're in the right place.  Show notes available at www.leadinglady-coaching.com/podcast   Resources Mentioned:  Visit Jennifer's Website: https://jenniferosterhouse.com  Have you joined the Leading Ladies Facebook Group yet?! I would love to see you in there! Head to https://www.facebook.com/groups/LeadingLadiesAAL to join! Let's connect on Facebook: https://www.facebook.com/aalcoaching Let's connect on Instagram: https://www.instagram.com/leading.lady.coach/

Tim Miller is a bowyer and owner of Black Arrow Longbows in Devon, England, which has been in operation for 10 years. Tim specializes in laminate longbows, warbows, yew selfbows, and arrows.Please enjoy this episode of Project Quiver on Salish Wolf with Tim Miller.          Episode Links: https://www.instagram.com/blackarrowlongbows/https://www.blackarrowlongbows.com/https://www.youtube.com/@blackarrowlongbowshttps://www.facebook.com/blackarrowlongbowsProject Quiver at Anchor Point ExpeditionsSummary:In this episode, Tim Miller, founder of Black Arrow Longbows, shares his journey from woodworking hobbies to mastering the craft of traditional bow-making. We delve into the technical intricacies of creating bows suited for different climates, the community of bowyers, and the passion that keeps this art alive.Show Notes:Tim's background in woodworking and transition into bow-makingChallenges of bow curing and storage in humid environments like Costa RicaTechniques for building heavy weight bows and considerations for durabilityThe influence of historical and cultural archery traditions in modern bowyer practicesThe importance of continuous learning and testing in bow craftsmanshipTools of the trade: from hand tools to specialized machineryInsights into sourcing materials like lemonwood, cow horn tips, and exotic coresThe evolution of custom bow orders and the community of archery enthusiastsBalancing art, engineering, and practicality in bow designMaintaining passion and freshness in a career that demands precisionChapters:00:00 - Intro and guest introduction 02:01 - Building a workshop in Costa Rica and environment challenges 04:00 - Bow failures and humidity impacts 06:00 - Seasonal storage solutions for bows in humid climates 08:10 - Tim's journey into bow-making and early experiments 12:10 - The influence of historical archery models and media 15:00 - The appeal of heavy draw weight bows and authenticity 18:00 - Materials used in traditional bowcraft: bamboo, lemonwood, and more 22:25 - Sourcing exotic woods and understanding botanical names 27:10 - The technical process of lamination and hot-pressing bows 30:16 - The community of bowyers and their influence 33:50 - Building bows based on historical models and custom requests 37:10 - Challenges of warranty and customer satisfaction 41:00 - The social side of archery and community events 43:20 - Achieving high draw weights: limits and mechanical possibilities 47:30 - Tiller design and bow stability 51:00 - Production scale: From one-off to commercial 55:00 - Experimenting with wood combinations and testing 60:00 - Learning and evolving through collaboration and observation 66:00 - Workshop setup: tools and machinery considerations 70:30 - Making arrows and other bow-related accessories 75:00 - Unique design features like Victorian tillers and handle modifications 78:00 - The importance of proper tillering and handling stress points 81:00 - Resources for aspiring bowyers and how to get started 83:20 - Closing thoughts, community advice, and future plans

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Emily Buckley, Insurance Risk Manager at Specialized Bicycle Components. They discuss how, in her career, she arrived at risk management, from tossing T-shirts into the stands at Ball Stadium. They talk about her work leading risk at Kroenke Sports and Entertainment for years, and then joining Specialized Bicycle Components to become their Risk Management program and launch ERM for them. Emily talks about Specialized hiring the best people, including professional and Olympic athletes, to make the best product. Emily's purpose is to build the best Risk Management and ERM Program for them. Justin and Emily discuss how she feels about being named the RIMS 2026 Honor Roll Recipient. They discuss her involvement with the Rocky Mountain RIMS Chapter and her engagement in the ERM Engage Group. Listen for the excitement and energy Emily brings to the ERM Program at Specialized.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. We are so excited to welcome back to the show Emily Buckley of Specialized Bicycles. She was recently named to the RIMS Honor Roll at RISKWORLD, so we have lots to discuss regarding safety, career development, and ERM. But first… [:48] RIMS Virtual Workshops. The next RIMS-CRMP Exam Prep will be held on June 9th and 10th. The next RIMS-CRMP-FED Exam Prep with AFERM will be held on June 16th and 17th. Links to registration are in this episode's notes. [1:04] You can enroll now in the RIMS CRO Certificate Program in Advanced Enterprise Risk Management hosted by the famous James Lam. Beginning July 15th, workshops will be held bi-weekly from 11:00 a.m. to 3:00 p.m. Eastern Time. The registration link is in the show notes. [1:25] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. We want to hear from you. Submit a session proposal by June 19th that will reach engaged practitioners, innovators, and leaders looking for guidance they can utilize right away. [1:43] Help define what's next for Enterprise Risk Management. Submit a session proposal by Friday, June 19th. A link is in this episode's show notes. [1:51] Folks, RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [2:10] On with the Show! Our guest today is one of the liveliest RIMS members I know! She is Emily Buckley, the Insurance Manager for Specialized Bicycle Components, a global performance brand. [2:23] Emily is the Vice President of the RIMS Rocky Mountain Chapter. At RISKWORLD 2026, Emily was named to the RIMS Honor Roll in 2026. Emily made her RIMScast debut in 2024 for National Bike Safety Month in Man, and we're recording in May again. [2:47] We'll have a lot of fun talking about bicycle safety and how Emily embeds safety into all aspects of risk management and the risk culture over at Specialized Bicycle Components. [2:59] Emily has had a remarkable career at Specialized. She is the company's first-ever dedicated risk manager. She has built a modern enterprise-ready risk and insurance function from the ground up, which we are going to talk about today. [3:12] We'll talk about her risk philosophies, her approach to polycrisis and supply chain risk management, and why her involvement in the RIMS Rocky Mountain Chapter has been so critical for her career. Let's get to it! [3:27] Interview! Emily Buckley, Welcome Back to RIMScast! [3:50] Emily says receiving the RIMS Honor Roll award seemed surreal. It was very cool to be onstage, be recognized, and have the village she had built around herself there supporting her. Everyone was so excited for her. It was one of the coolest things she had ever experienced. [4:27] Justin calls Emily the Risk Queen of Denver and the Greater Denver Area and says she has a lot of support behind her. She's "got heat!" [4:48] Justin is recording this episode during National Bicycle Safety Month. This is Emily's month. At Specialized Bicycle Components, every day is National Bicycle Safety Month! [5:19] Justin talks about safety being embedded into the manufacturing and shipping of bicycles. [5:34] Emily says every day, even when she is sleeping, safety is on her mind. [5:46] Specialized Bicycle Components has a Safety Team. Emily's broker has a Safety Specialist assigned to her account. Emily has connected those two teams. She is a liaison between them, and she works very closely with her Safety Team at Specialized Bicycle Components. [6:02] Emily has monthly meetings with groups at Specialized Bicycle Components to discuss safety initiatives. She says the Safety Team at Specialized does a phenomenal job. [6:26] Emily says Risk Management is a department of many hats. She tells people that if there is pushback on an initiative, I'll be the bad guy. Tell them, Sorry, Risk Management is making us do this. Sometimes that's a little bit easier to sell. [7:11] Emily has been practicing risk management for almost 15 years. She started at Kroenke Sports and Entertainment in Customer Interaction, including tossing T-shirts into the crowd for the Denver Nuggets. People wanted those shirts. [9:05] When Kroenke posted a job for a risk analyst, Emily applied, and Peggy Miller hired her. Emily talked about this in her past appearance on RIMScast. Peggy is the President of Rocky Mountain RIMS. Peggy taught Emily almost everything Emily knows about risk management. [9:34] Peggy took Emily under her wing. She taught Emily how to review contracts for risk management wording and insurance requirements. Emily could go to Peggy with any question, and Peggy would explain it. Emily says that Peggy is a phenomenal boss. [10:07] Emily found an opportunity at Specialized when it was time to spread her wings. She still calls Peggy from time to time for advice. Peggy is always willing to help. [10:34] Emily joined Specialized Bicycle Components and became the risk management department. She came in two or three months before they did their insurance renewal, so it was initiation by firehose. [10:53] It was a great opportunity to learn about the program. She was also educating them about what risk management does and how they should be running their program, and educating them about insurance requirements. [11:16] Emily says Specialized has an amazing executive team and ownership. They were so receptive to all the ideas Emily brought them. They also had a lot of creative ideas. As a risk manager, it was fun to come into that environment. [11:49] The risk department has not grown since Emily joined Specialized. [12:21] Emily started an ERM Program at Specialized. It takes a team, and it takes the right partners. Emily thinks every company will benefit from an ERM Program. Stepping into a manufacturing company very dependent on the supply chain, Emily saw that ERM was a must. [12:49] Emily worked with the right partners, did a couple of different tabletops, and hyper-focused on three or four ERM initiatives, for which she built the ERM foundation and the risk management foundation on top. Every project she works on goes back to those initiatives. [13:24] Emily says she is very fortunate to have the ear of the executive leadership. [13:32] One of the mantras at Specialized Bicycle Components is Innovate or Die. Emily has taken that to heart in Risk Management and ERM. Emily is constantly trying to find ways to make the ERM stronger and better, going back to those three or four initiatives. [13:51] Emily thinks outside the box. She has seen some products that don't completely fit Specialized, but by working with the service providers and saying she likes this product, but she needs it to do this, she has found some amazing service providers and partners to work with.  [14:24] As a risk manager, Emily lives in worst-case scenarios. Professionally and personally, she can never get away from worst-case scenarios. A good risk manager is always preparing for the worst-case scenario, always thinking, what is the absolute worst thing that could happen. [14:46] Emily says one of the hardest things is realizing that a lot of people don't live in that headspace. When she goes to teams and tells them the worst thing that can happen, they ask if she is OK. She insists that this worst-case scenario is something they need to think about. [15:12] That's where education comes in. We need to think about it. If this worst-case scenario happens, all of these ripple effects hit every portion of the company. [15:43] Emily says Specialized has been around so long, and with the leadership and experts they have in place, Emily is amazed every day at the team that Specialized has assembled. She says they are the best in their class. There are Olympic and professional athletes on the team. [16:43] A service provider noticed that Specialized Bicycle Components recruits the best people in the world. They want that experience so they can build a better product with better processes. [17:07] A Quick Break! There are so many other wonderful RIMS events coming up in 2026. The 2026 Florida RIMS Educational Conference will be held from July 28th through August 1st at the lovely Ritz-Carlton in Naples, Florida. A link to the event is in this episode's show notes. [17:27] Register now for the Second Annual RIMS Texas Regional Conference, which will be held from August 10th through 12th at the Grand Hyatt on the San Antonio River Walk. Advance rates are available through June 5th. [17:41] The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026, in Chicago. Visit ChicagolandRiskForum.org for more information. [17:51] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. Registration is open, and you can also submit a session. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [18:08] Save the dates October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are already open. Early-bird registration will open in June. [18:22] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [18:37] The RIMS ERM Conference 2026 will be held on November 18th and 19th in Columbus, Ohio. The deadline for educational content submissions is Friday, June 19th. Get submissions in now. The link is in this episode's show notes. We'll let you know when registration opens. [18:59] Let's Return to our Interview with RIMS 2026 Honor Roll Recipient Emily Buckley! [19:13] Justin speaks about the profile of Emily Buckley in the RIMS Risk Management Magazine Awards Edition. It mentions that Emily consolidated fragmented global insurance structures into a unified strategy across more than 30 countries. [19:38] Emily says, trying to get the insurance together at a global company was hard. A lot of people were autonomous, getting their own insurance and doing their own thing. In almost 15 years as a risk manager, Emily learned that insurance is very touchy for a lot of people. [20:23] Insurance costs a lot of money for something that you can't see. You're not using it unless something bad has happened. So it's a very sensitive subject for a lot of people. Emily says it's a job that won't ever really be done because there are so many different moving parts. [21:03] Emily says that in all the different countries we're in, every country has different insurance laws, different ways to buy and pay for insurance, and what kind of insurance you have to have. [21:13] Emily says in some countries, I have to have a locally placed general liability policy, but the property policy that I place on a global level will sit over that. In a different country, I have to have a locally placed general liability/property and a locally placed stock throughput. [21:31] For almost 40 different countries, you have to know which countries you have to have insurance in. That's when your broker becomes invaluable. [21:48] It's helpful to have a foreign team on your broker who are subject matter experts in placing locally placed policies. Emily says she would not be able to do that without the team at her broker, Brown & Brown.  [22:03] Emily talks about educating the people at your company: This is what we currently have, and this is what we need. We need it in almost 40 countries. These 20 are our top priority. You tier them down so you're not throwing everything at the wall. [22:27] You're formulating a plan, then educating and speaking with the people in your company. A lot of questions come up, not only about general liability, but also cyber, and directors & officers. [22:37] It's a sensitive subject that you have to take your time with. Build a relationship with those offices so that when something does happen, or they have a question, they come to you. [23:04] You will always be making connections with your offices, making sure they're happy with their insurance, they understand it, and they have a local contact. If something happens in Taiwan, they need a local contact who can answer questions and relay that to the global team. [24:12] Emily says that every year, there are two or three problem countries, from an insurance perspective, where the carrier or broker has thrown a curveball. Sometimes she has had to pull people out of the program and put them on their own. It's a constantly moving target. [25:13] Emily says at Kroenke, she and Peggy did a business continuity tabletop, where they sat down with all the different department heads at Ball Arena (Pepsi Center, then) and walked through scenarios. They presented a worst-case scenario tabletop with 30 people in the room. [25:52] Emily and Peggy also did a couple of cyber tabletop exercises. Emily stresses how important it is to do a cyber tabletop with your executive and leadership team. They're always amazed at how many different small issues and questions come up that they never thought of. [26:35] Emily says her leadership team at Specialized is fantastic. They've been very supportive. She can throw ideas at them, and they'll say, "Let's do it." [26:49] Justin says people receive these awards from RIMS not just for their achievements in risk management, but also for what they give back to the broader risk management community or their local chapters. [27:09] Justin says Emily is very involved in the RIMS Rocky Mountain Chapter and is a great Networker and is very plugged in. Justin says that if it weren't for Emily, he doesn't think he would have gotten Rich Lenkov from SERMA on the show this year. (Shout out to Rich!) [27:40] Emily says she started going to the Rocky Mountain RIMS Chapter when she was an analyst, working under Peggy Miller. She remembers walking into a Lunch and Learn. Going to Chapter meetings was very inspiring. She wanted to be that knowledgeable one day. [29:10] Emily says this industry is built on your connections to people and how you know people. She says we have the best people in our chapter. We're very involved with students and RRP. [29:24] Emily tells students in RRP, "Come to our meetings. If you don't know anybody, you know me. I will introduce you to everybody. This is where your career is going to take off. This is where you're going to be able to make steps and strides and really make connections." [30:11] Emily says she cannot say enough great things about Rocky Mountain RIMS. She thinks they have one of the best chapters in the U.S., because they have the best people. [30:24] Justin recalls that Ondrea Matthews with CoorsTek was on the show last year. She is in Rocky Mountain RIMS. Emily says Ondrea is one of the best people she knows. Justin says she had fascinating stories. A link to her RIMScast episode is in the show notes. [31:02] Emily says when she joined Specialized, she told them she's a Rocky Mountain RIMS board member, she speaks at conferences, and is a guest lecturer at CU Denver. They were super supportive. [31:47] Emily says Specialized wants to put the best product on the market, and Emily takes that into risk management and insurance. She wants to create the best risk program that she can. She wants to work with the best service providers that she can. [32:12] Another Quick Break! The Spencer Educational Foundation's Risk Manager on Campus application period is now open, and it will close on June 30th. Grant awardees, colleges, and universities are typically notified in September. [32:32] The Course Development Grant application deadline for Interval Number 2 will be on June 15th, 2026. Award notifications will be sent out in late July. [32:57] General Grant applications are open, and the application deadline is July 30th. Internship Grant applications open on August 15th and close on October 15th. [32:59] Links to each of these grants are in this episode's show notes. Visit SpencerEd.org for more information. [33:07] The Spencer 2026 Funding Their Future Gala will be held on Thursday, September 17th, from 6:30 to 10:00 p.m. at a different venue this year. It will be at the fabulous Waldorf Astoria in New York City. [33:23] Sponsorship opportunities and benefits are available now. A link to the Funding Their Future Gala is in this episode's show notes. [33:32] Be on the lookout for some of the honorees and Spencer Board members to join RIMScast in June and July. [33:41] Let's Conclude Our Interview with RIMS 2026 Honor Roll Recipient Emily Buckley! [33:48] Justin mentions the RIMS Strategic and Enterprise Risk Management Council. The RIMS ERM Engage Group is a member-only offshoot of SERMC for people to have candid dialogues. All RIMS members have exclusive access to the ERM Engage Group. Emily is a member. [34:38] Emily says the ERM Engage Group gets together monthly for an hour. Morgan O'Rourke, VP of Editorial at RIMS, leads it. Everyone brings issues, or Morgan will have a guest speaker. Emily says it's just such a great place to go and learn from industry peers with similar issues. [35:55] Emily is not trying to reinvent the wheel. If she can bring the problems she is dealing with to a group of professionals, ask how they have done it in the past, and get 10 or 20 ideas, it's amazing. [36:13] Emily recommends the movie, Project Hail Mary, which she calls amazing. [36:27] Justin talks about the monthly guest speaker, often from SERMC, who presents a topic and then engages the group in discussion. The Engage group lets the leaders see who the next ERM leaders are going to be through their participation. It's very interactive. [37:32] If you are a RIMS member, just check out the RIMS ERM Engage Group. Justin says Emily's involvement is above and beyond, not just for her job, but for RIMS, so he was not surprised she received the 2026 RIMS Honor Roll; it's well deserved. [38:18] Emily loves her job. She loves this industry.  [38:40] Emily admits her blood caffeine content was through the roof, preparing for the awards ceremony. Emily looked it up. She is the 43rd recipient of the Risk Management Honor Roll in 75 years of RIMS. She has the award in her window in her office. It is cool to be celebrated. [40:26] Emily says her award makes it into everything. After she got it, she carried it around with her. At lunch, it was sitting on the table. At dinner, it was sitting on the table. She carried it onto the plane with her. [41:22] In the profile about Emily, it talked about perseverance in mountain biking. Juston asks Emily for her inspiration for the next generation of risk professionals. [42:04] Emily's words: "Keep going. You're going to fail, and that's fine. It's part of the journey. Fail. Learn the lesson or lessons, but keep going. Always keep looking at the horizon, saying, OK, I'm going to get there. I'm going to get there, I'm going to get there. [42:21] "The absolute most important thing is, have fun on the way." Emily says she did a little dance on the awards stage, and some students told her they loved seeing her having fun with it. It made Emily's day for them to stop and tell her. "If you're not having fun, what's the point?" [43:21] Justin tells Emily, We look forward to more great things from you in the coming years. We thank you, and we congratulate you again. [45:33] Special thanks again to Emily Buckley of Specialized Bicycle Components for joining us here on RIMScast! Congratulations again to her for being named to the RIMS 2026 Honor Roll. More coverage is available in the RIMS Risk Management Magazine's Awards Edition. [43:27] Go to RMMAgazine.com and check out the digital issues section. We look forward to having Emily back again. [43:55] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [44:23] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [44:41] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [44:59] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [45:15] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [45:29] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [45:41] Practice good risk management, stay safe, and thank you again for your continued support!   Links: RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Session Submission Deadline: Friday, June 19 RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Registration Opens in June RIMScast on YouTube! Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | July‒ Sept. 2026 Cohort | Led by James Lam | Register Now! 2026 Florida RIMS Educational Conference | July 28‒Aug. 1 | Register Now RIMS Texas Regional Conference 2026 | Aug. 10‒12 in San Antonio | Register Now! ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today and Submit an Educational Session! RIMS Risk Management Magazine | Contribute | Look for the Awards Edition in "Digital Issues"! RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy RISKWORLD 2026 Presentations Available via Attendee Service Center — www.RIMS.org/Asc - and via the RIMS Events App Press Release: "RIMS Risk Manager of the Year Award Goes to Prologis Head of Global Risk Jeff Bray, Honor Roll to Emily Buckley" Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep | June 9‒10 RIMS-CRMP-FED Exam Prep with AFERM | June 16‒17, 2026 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops   Upcoming RIMS Webinars: RIMS.org/Webinars   Related RIMScast Episodes: "Live from RISKWORLD 2026!" "RIMS Risk Manager of the Year Jeff Bray" "RIMS Rising Risk Professional Award Winner Tyler Vaughan" "Sports, Spotlight, and Risk Leadership with Rich Lenkov, Founder and CEO of SERMA" "Supply and Bike Chains with Emily Buckley" (2024) "Absence Management with Ondrea Matthews"   Sponsored RIMScast Episodes: "AI-Scale, Risk Ready: Engineering Controls for the New Data Center Boom" (New!) | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Facing Into Risk: Navigating the New Risk Landscape" (New!) | Sponsored by AXA XL "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation!  

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Audreanna Ayala.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Audreanna Ayala.

Preview for Later Today: Gene Marks explains how companies like Horton avoided 2025 tariff penalties by sourcing materials domestically. He highlights the importance of proactive business pivots to navigate rising costs for utilities, compensation, and general operational business insurance.1860 OYSTER STAND

If you enjoy this episode, we're sure you will enjoy more content like this on The Occult Rejects.  In fact, we have curated playlists on occult topics like grimoires, esoteric concepts and phenomena, occult history, analyzing true crime and cults with an occult lens, Para politics, and occultism in music. Whether you enjoy consuming your content visually or via audio, we've got you covered - and it will always be provided free of charge.  So, if you enjoy what we do and want to support our work of providing accessible, free content on various platforms, please consider making a donation to the links provided below.  Thank you and enjoy the episode!Links For The Occult Rejectshttps://linktr.ee/theoccultrejectsOccult Research Institutehttps://www.occultresearchinstitute.org/Cash Apphttps://cash.app/$theoccultrejectsVenmo@TheOccultRejectsBuy Me A Coffeebuymeacoffee.com/TheOccultRejectsPatreonhttps://www.patreon.com/TheOccultRejectsPart 2 — Core Citations / BibliographySecondary Works and Reference SourcesEncyclopaedia Britannica. “Perpetua.”Encyclopaedia Britannica. “The Passion of Saints Perpetua and Felicity.”Encyclopaedia Britannica. “Polycarp.”Encyclopaedia Britannica. “Christianity: Relations between Christianity and the Roman Government and the Hellenistic Culture.”Encyclopaedia Britannica. “Decius.”Encyclopaedia Britannica. “Diocletian.”Encyclopaedia Britannica. “Christianity: Catechesis: Instructing Candidates for Baptism.”Encyclopaedia Britannica. “Kerygma and Catechesis.”Encyclopaedia Britannica. “Exorcism.”Encyclopaedia Britannica. “Eucharist.”Encyclopaedia Britannica. “Early Christian Art.”Smarthistory. “Catacomb of Priscilla, Rome.”Vatican Museums. “Jonah Sarcophagus.”Yale News. “House Call: A New Study Rethinks Early Christian Landmark.”Yale News. “Yale Art Gallery Painting Might Be Oldest Known Image of the Virgin Mary.”Yale University Art Gallery. Materials on Dura-Europos and the Christian Building/Baptistery.Encyclopaedia Britannica. “Chi-Rho.”Encyclopaedia Britannica. “Paschal Controversies.”Encyclopaedia Britannica. “Melito of Sardis.”Encyclopaedia Britannica. “Christology: Early History.”Encyclopaedia Britannica. “Docetism.”Encyclopaedia Britannica. “Adoptionism.”Encyclopaedia Britannica. “Cerinthus.”Encyclopaedia Britannica. “Theodotus the Tanner.”Encyclopaedia Britannica. “St. Ignatius of Antioch.”Encyclopaedia Britannica. “Apologist.”Encyclopaedia Britannica. “Saint Justin Martyr.”Encyclopaedia Britannica. “First Apology.”Encyclopaedia Britannica. “Dialogue with Trypho.”Encyclopaedia Britannica. “Celsus.”Encyclopaedia Britannica. “Christianity: Apologetics: Defending the Faith.”Encyclopaedia Britannica. “Tertullian.”Encyclopaedia Britannica. “Athenagoras.”Encyclopaedia Britannica. “First Letter of Clement.”Encyclopaedia Britannica. “St. Cyprian.”Encyclopaedia Britannica. “Novatian.”Encyclopaedia Britannica. “Saint Irenaeus.”Encyclopaedia Britannica. “Christianity: Aversion of Heresy: The Establishment of Orthodoxy.”Encyclopaedia Britannica. “The Process of Canonization.”Encyclopaedia Britannica. “Late 2nd-Century Canons.”Encyclopaedia Britannica. “Muratorian Fragment.”Encyclopaedia Britannica. “Biblical Canon.”Encyclopaedia Britannica. “Codex.”Encyclopaedia Britannica. “Christianity: Authority and Dissent.”Encyclopaedia Britannica. “Christianity: Relations between Christianity and Judaism.”Joshua Ezra Burns. “The Parting of the Ways in Contemporary Perspective.” In The Christian Schism in Jewish History and Jewish Memory. Cambridge University Press.Adam H. Becker and Annette Yoshiko Reed, eds. The Ways That Never Parted: Jews and Christians in Late Antiquity and the Early Middle Ages. Fortress Press.Judith Lieu. Neither Jew nor Greek? Constructing Early Christianity. T&T Clark.Encyclopaedia Britannica. “Constantine I.”Encyclopaedia Britannica. “Arianism.”Encyclopaedia Britannica. “First Council of Nicaea.”Encyclopaedia Britannica. “Saint Athanasius.”Encyclopaedia Britannica. “Festal Letters.”Encyclopaedia Britannica. “First Council of Constantinople.”Primary Texts UsedThe Martyrdom of Polycarp. Used for the early literary shaping of martyrdom, witness, bishop-martyr memory, and the theological interpretation of death.The Passion of Saints Perpetua and Felicity. Used for imprisonment, trial, visions, martyrdom, and the rare preserved voice of a female Christian martyr.Apostolic Tradition, traditionally associated with Hippolytus. Used for baptismal preparation, catechumenal scrutiny, exorcism, fasting, vigil, renunciation, oil, and immersion.1 John 4. Used for the anti-docetic pressure around confessing Jesus Christ as having “come in the flesh.”Ignatius of Antioch. Letter to the Smyrnaeans. Used for Christ's real flesh, real suffering, Eucharistic theology, and bishop-centered unity.Ignatius of Antioch. Letter to the Philadelphians and related letters. Useful backup for episcopal unity, Eucharistic order, and anti-schismatic arguments.Melito of Sardis. On Pascha. Used for Paschal theology, Christ as Pascha, typology, and Christian interpretation of Passover.Justin Martyr. First Apology. Used for apologetics, public defense, accusations against Christians, Eucharistic misunderstanding, and Christian worship.Justin Martyr. Dialogue with Trypho. Used for Christian-Jewish polemic, scriptural inheritance, fulfillment arguments, and the hardening separation between Christianity and Judaism.Athenagoras. A Plea for the Christians / Embassy for the Christians. Used as a major example of second-century apologetics addressed to imperial authority.Athenagoras. On the Resurrection of the Dead. Used as a philosophical Christian defense of resurrection.Tertullian. Apology. Used for Latin apologetics, Christian defense against Roman accusation, and the combative posture toward pagan criticism.Tertullian. Prescription Against Heretics. Useful backup for rule of faith, public apostolic teaching, and anti-heretical boundary-making.Origen. Against Celsus. Used for Celsus' pagan critique and Origen's major intellectual defense of Christianity.Celsus. The True Word / True Doctrine. Survives mainly through Origen's quotations and refutations; used for educated pagan criticism of Christianity.First Letter of Clement. Used for early ministry order, Roman intervention in Corinth, appointed bishops and deacons, and the emerging logic of succession.Cyprian of Carthage. On the Unity of the Catholic Church. Used for episcopal unity, schism, discipline, and the theological seriousness of the bishop's office.Novatian. De Trinitate. Used as a witness to mid-third-century theological conflict and Roman Latin theology.Irenaeus. Against Heresies. Used for anti-gnostic consolidation, rule of truth, fourfold Gospel authority, apostolic succession, and public apostolic memory.Eusebius. Ecclesiastical History. Used for the Paschal controversy, Polycarp and Anicetus, Victor and Polycrates, Irenaeus' intervention, early church memory, and the broader historical framing.The Didachē. Used as part of the wider early Christian literary world that remained influential outside the final New Testament canon.Letter of Barnabas. Used for anti-Jewish polemic, allegorical reading of Hebrew Scripture, and Christian claims over Israel's inheritance.The Shepherd of Hermas. Used as an example of a beloved early Christian text that was widely read but later excluded from the New Testament canon.Apocalypse of Peter. Used as part of the wider early Christian apocalyptic library that circulated before the canon fully closed.Muratorian Fragment. Used for the late-second-century Roman list of recognized Christian writings and the emerging shape of the New Testament.Cyril of Jerusalem. Mystagogical Catecheses. Used for post-baptismal instruction and the interpretation of initiation after the rite had been received.Ambrose of Milan. On the Mysteries and On the Sacraments. Used for mystagogical teaching, baptismal interpretation, anointing, and sacramental instruction.The Nicene Creed / First Council of Nicaea, 325. Used for creed formation, anti-Arian settlement attempts, and the conciliar compression of Christological conflict.Athanasius. Festal Letter 39. Used for the earliest surviving list matching the 27-book New Testament canon recognized in the mainstream tradition.Constantinopolitan Creed / First Council of Constantinople, 381. Used for the later stabilization and expansion of Nicene theological identity.Also want to remind people about the website, if you're into reading we have tons of information by multiple contributors, and we got t-shirts up on the site if you're interested. Fun fact, the art is all based on the eyeball. A

Today, Janice is joined by Jim Fitterling, Chair and CEO of Dow, one of the world's leading material science companies known for its innovation, sustainability, and customer-focused approach. As Jim prepares for retirement, he reflects on his leadership journey, the impact he has made at Dow, and the transition of leadership to Karen S. Carter as the company enters its next chapter.Tags: ceo, janice, ellig, group, dow, science, company, transition, impact, leadership, innovation, sustainability, materials

Picking your study materials for the Water Resources PE exam is like going down a rabbit hole.

To celebrate making it over the 150 episode mark, join me on a rant on that “study” claiming to prove material makes no difference to the sound of a flute, before I answer all your questions. The French language in learning, Germans vs Americans, Brannen Coopers and chips are on the menu. Thank you all for tuning in, you're all lovely diamonds xInline G Merch ⭐️www.Inlineg.myshopify.comInline G Patreon ⭐️www.patreon.com/TheInlineGFlutePodcastInline G will ALWAYS be free of charge, but signing up to the Patreon helps let this podcast reach new heights, if you can afford it. You'll also get to ask questions to upcoming guests as well as get early access to some episodes. Or if you'd rather not spend money, subscribing to my YouTube channel and following me on Facebook, Instagram and TikTok is a HUGE way to support the podcast. It'll cost you nothing, and it really makes a difference to the algorithm gods. So please interact however you can; like, comment, or subscribe, and help keep this podcast lit xIntro music: Rhythm=Power by Spodo Komodo. Used with permission. All rights reserved by the creator.Chapters:00:00 - Turning 151!03:01 - The “Evidence” of Materials in Flutes09:51 - The Experts on Gold12:50 - German Food and Terrible Guests16:30 - French Language and The Flute20:20 - Method Books and Dream Flutes

This week, Lexy sits down with Caroline Zimbalist, a New York-based biomaterial artist and designer creating sculptural clothing, jewelry, and objects from handmade bioplastics. Her work sits at the intersection of fashion, art, and sustainability, using natural materials like seaweed-derived ingredients and cornstarch to imagine what fashion could look like beyond petroleum-based synthetics.  In this episode, Lexy and Caroline talk about why materials matter, what it means to create clothing that feels more like wearable art, and how experimental designers can help push the fashion industry toward new possibilities. They also get into the reality of biomaterials, why they're exciting, where they still have limitations, and how pieces worn by artists like Chappell Roan have helped bring more attention to this work.  If you've ever wondered what the future of sustainable fashion could actually look like, this conversation is for you.Check out more from Lexy on Instagram and tiktok @lexysilverstein and check out Lexy's website https://elexyfy.com/ 

Markets continue pushing to new highs, but the rally is becoming increasingly dependent on one sector: Technology. With XLK and Semiconductor stocks driving the majority of gains, market breadth remains weak beneath the surface. Communications, Financials, Energy, and Materials are telling a very different story than the headline indexes. In today's Before the Bell, we break down the growing disconnect between Technology and the rest of the market, why diversified portfolios are lagging benchmarks, and how hedge fund positioning in Semiconductors is fueling the momentum chase. We also discuss why this narrow leadership can continue longer than expected, what warning signals to watch for, and how investors should think about risk management heading deeper into summer and the mid-term election cycle. Watch for key support levels, momentum shifts, and changes in market leadership before making aggressive portfolio moves. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/d3dc5rwLp1c?si=Hucvfio_XecJZnXd --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo --- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #TechnologyStocks #Semiconductors #StockMarket #MarketBreadth #InvestingStrategy

In this episode, we sit down with Dr. Thomas Baker, Canada Research Chair in Quantum Computing for Modeling of Molecules and Materials at the University of Victoria.Together, we dive into the fundamental differences that set quantum computers apart, the interdisciplinary challenges and breakthroughs in the field, and the real-world hurdles facing quantum's transition from theory to practicality. Dr. Baker shares how creativity, flexible thinking, and collaboration across physics, chemistry, and engineering are vital to progress in quantum information science—and why learning skills like programming and public speaking still give students an edge. Whether you're a quantum enthusiast or simply curious about the future of technology, this episode offers accessible insights, advice for newcomers, and candid reflections on where this exciting discipline is headed.LinksThomas Baker on LinkedIn - https://www.linkedin.com/in/drbakerte/Watch on YouTube - https://youtu.be/hH8L6zKOn0cTime Stamps00:00 Explaining Quantum Computing Basics03:19 Getting into quantum computing08:19 Quantum vs Classical Algorithm Testing11:46 Quantum error correction challenges13:54 Discussing quantum computing and error correction20:23 Challenges in interdisciplinary quantum fields24:05 Comparing qubit types to fuel sources25:34 Discussing quantum computing concepts30:57 Challenges of Quantum Information PR32:05 Adapting talks to different audiences38:11 Science Meets Parliament experience38:59 Importance of Funding Quantum Science45:29 Using Julia for student projects47:09 Using Julia for easy programming50:22 Importance of typing and coding skills53:19 Discussing the Quantum Podcast

Luis Elizondo, former head of the Advanced Aerospace Threat Identification Program(AATIP), discusses his decision to resign from the Pentagon in 2017. Frustrated by the bureaucracy's refusal to acknowledge unusual aerial systems interfering with military platforms, he wrote a final appeal to Secretary of Defense James Mattis. Elizondo details his transition from a counterintelligence career to leading a secret program focused on UAPs. Initially skeptical, he was recruited by Dr. Jim Lacatski, who warned him not to let analytic bias hinder his understanding of these real, national security-threatening phenomena. (1/4)Luis Elizondo explains that the Roswell incident of 1947 was not a joke but a serious event involving recovered biological evidence and crash materials. He notes a significant uptick in UAP activity coinciding with the dawn of the atomic age, particularly near sensitive military installations and nuclear carrier groups. Despite historical briefings to presidents like Truman and Eisenhower, a counternarrative was established to stigmatize the topic. Elizondo argues that the data from multiple sensors places the reality of these objects beyond reasonable doubt, debunking the "mass delusion" theory. (2/4)Luis Elizondo explores the "legacy program," a term for historic efforts by the government and defense contractors to exploit recovered UAP technology. He confirms the existence of material artifacts from non-conventional crashes, though specific locations remain classified. He mentions "DIRDs"—Defense Intelligence Reference Documents—written to investigate how to replicate UAP performance. Elizondo emphasizes that his book, Imminent, is just the beginning. He urges the American public to demand transparency and accountability from their elected officials to overcome the systemic corruption and secrecy surrounding the phenomenon. (3/4)Luis Elizondo credits journalists and Chris Mellon for bringing the UAP issue into the public eye through The New York Times. He describes Mellon as a "national treasure" who pushed for congressional oversight after discovering the Pentagon was withholding data. Despite bipartisan legislative efforts, "pockets" within the Pentagon—often termed "weebies" who outlast political appointees—continue to use propaganda and classification to hide malfeasance. Elizondo highlights the danger of these objects splitting combat air formations and stresses that the military-industrial complex often operates unilaterally, ignoring the chain of command. (4/4)Note: corrected "durs" → "DIRDs" (Defense Intelligence Reference Documents). Flag if you want the phonetic spelling kept.

Materials are expensive... what's worth building these days. Watch video on Youtube: https://youtu.be/dWxI64_b8qE

12/16: Michael Toth attributes California's high energy costs to political ideology rather than global events. These "self-inflicted wounds" have caused a middle-class exodus and potential shortages of materials like asphalt.1690