Podcasts about materials

The Biden-era Pentagon held training sessions that described pro-lifers as terrorists. Soldiers were told to be on the lookout for anyone driving cars with “Choose Life” car tags. They were also told that National Right to Live was like an Islamic terrorist group.See omnystudio.com/listener for privacy information.

"For God did not give us a spirit of cowardice but rather of power and love and self-control.” 2 Timothy 1:7    “The child's development follows a path of successive stages of independence and our knowledge of this must guide us in our behavior towards him. We have to help the child to act, will, and think for himself. This is the art of serving the spirit. An art which can be practiced to perfection only when working among children.” Maria Montessori, The Absorbent Mind    Submit a Podcast Listener Question HERE!    Podcasts by Series  Level One Book Study  Level Two Book Study    Claire Paglia and Cathy Johanni join us to discuss four tools that can be used in your atrium and in your home: modeling, scaffolding, isolation of difficulty and purposeful work.   Claire Paglia is a child of the atrium. As an adult, she is an AMI-trained guide who has been in the primary environment for 12 years. She holds a bachelor's degree in elementary education and a master's degree in education with a concentration in Montessori from Loyola University, Maryland. She worked for a year as a course assistant for the primary training center. In 2012, she received her Level I formation and has been a catechist at her church in varying capacities since then. She enjoys spending time with her family and particularly enjoys preparing Montessori-friendly spaces at home for her three children. @_athomewithmontessori_    Cathy Johanni lives in Columbus, Ohio where she has enjoyed accompanying children on their spiritual journeys for more than two decades. She is recognized as a formation leader in the Catechesis of the Good Shepherd at levels I, II, and III.  She has been involved in Montessori education for a decade, working with children ages 5-14.   A member of the editorial committee for the United States Association of the Catechesis of the Good Shepherd Annual Journal. Cathy has authored articles and contributed to The Roman Missal Third Edition and the Catechesis of the Good Shepherd: Changes to Materials . She holds a Bachelor's degree in cultural anthropology from Princeton University, a Master's degree from The Ohio State University and Montessori Elementary certificates. Married for 31 years, she is the mother of five.    CGSUSA Store    Five Reasons to Stop Saying “Good Job” by Alfie Kohn    Episodes to help you further explore Freedom and Discipline:  Episode 30 – Freedom and Discipline with Claire Paglia  Episode 133 – Freedom and Responsibility with Sr Mary Teresita  Episode 134 – Freedom and Responsibility for the First Plane Child  Episode 135 – Freedom and Responsibility for the Second Plane Child  Episode 139 – What to Try When it Seems to be Failing? With Cathy Johanni  Episode 141 – Normalization with Claire Paglia and Sr Maria Teresita  Episode 142 – Adults as Potential Obstacles in Development with Pilar Bewley        The Prepared Environment: Making Materials  with Don Martin (The Catechist's Husband) and Lynda Catalano  Tuesday, August 26, 2025  7:00 - 8:30 pm EDT  Join Don Martin, CGSUSA Vendor, The Catechist's Husband, and Lynda Catalano, CGSUSA Formation Leader, who will share her wisdom and passion for making the materials by hand. Don and Lynda's sessions will be followed by time for questions. All those present will be registered for a drawing for an atrium material from the Catechist's Husband.    Mark your calendars for this SPECIAL EVENT.  Registration information will come in July.  This is a free Zoom Session    BECOME AN ORGANIZATION MEMBER!  Organization Members are any entity (church/parish, school, regional group, diocese, etc.) that either offers CGS and/or supports those who serve the children as catechists, aides, or formation leaders) Organization Members also receive the following each month:  Bulletin Items - 4 bulletin articles for each month. We have a library of 4 years of bulletin items available on the CGSUSA Website.  Catechist In-Services to download TODAY and offer your catechists. We have six in-services available on the website.  Assistant Formation - prayer service, agenda, talking points, and handouts.  Seed Planting Workshop - prayer service, agenda, and talking points.  Family Events: downloadable, 1/2 day events for Advent, Christmas/Epiphany, and Lent.  Catechist Prayers and prayer services  and so much more!  Click Here to create your Organizational Membership!      AUDIOBOOK:    Audiobook – Now Available on Audible  CGSUSA is excited to offer you the audio version of The Religious Potential of the Child – 3rd Edition by Sofia Cavalletti, read by Rebekah Rojcewicz!  The Religious Potential of the Child is not a “how-to” book, complete with lesson plans and material ideas. Instead it offers a glimpse into the religious life of the atrium, a specially prepared place for children to live out their silent request: “Help me come closer to God by myself.” Here we can see the child's spiritual capabilities and perhaps even find in our own souls the child long burdened with religious information. This book serves as a companion to the second volume, The Religious Potential of the Child 6 to 12 Years Old. The desire to have this essential text available in audio has been a long-held goal for many. The work of many hands has combined to bring this release to life as an audiobook.    Find out more about CGS:       Learn more about the Catechesis of the Good Shepherd     Follow us on Social Media-  Facebook at “The United States Association of the Catechesis of the Good Shepherd”  Instagram-  cgsusa  Twitter- @cgsusa  Pinterest- Natl Assoc of Catechesis of the Good Shepherd USA  YouTube- catechesisofthegoodshepherd 

Explore a selection of the different types of materials you might consider working on if you're an academic editor.Listen to find out more aboutBooks and monographsConference materials Grant proposalsJournal articlesPeer review reportsReference listsResearch reportsReview articlesTextbooks and handbooksTheses and dissertationsWhite papersEditorials and opinion piecesBook chapters Meta-analysesCase studiesSign up for alerts about our publicationsWant to hone your editorial business skills? Our actionable guides and workbooks will help you plan and implement a programme for business growth and development. Sign up for alerts and we'll let you know when our publications are live and how to order: https://view.flodesk.com/pages/646bf79c644615ff2d1ada1aSupport The Editing PodcastTip your hosts: Support Louise and Denise with a one-off tip of your choosing.theeditingpodcast.captivate.fm/supportJoin our Patreon community: Our patrons benefit from access to PDF transcripts for episodes featuring just Louise and Denise, and for some of our guest episodes. They also receive bonus content for some episodes.patreon.com/editingpodcastDenise and LouiseDenise Cowle: denisecowleeditorial.comLouise Harnby: harnby.co/fiction-editingPost-productionLiv Cowle: livcowle.comMusic credit'Vivacity' by Kevin MacLeodLink: https://filmmusic.io/song/4593-vivacityLicence: http://creativecommons.org/licenses/by/4.0/

Send us a textThe digital revolution sweeping across our world seems ethereal, yet rests firmly on physical foundations that remain invisible to most of us. What powers artificial intelligence? Beyond the algorithms and code lies a material reality that shapes our present and future.Six critical raw materials form the backbone of our technological world. Sand—yes, that ubiquitous substance beneath our feet—provides silicon for our computer chips and glass for our screens, with high-quality sand becoming so scarce that Dubai imports it from Belgium despite being surrounded by desert. Salt drives the chemical industry producing everything from fertilizers to pharmaceuticals. Iron transformed into steel builds our physical infrastructure. Copper connects our digital devices. Oil continues to outproduce all renewable energy sources combined. And lithium, the "white gold" of the clean energy transition, powers batteries while its extraction damages fragile ecosystems.This material reality highlights a profound paradox: our rush toward a green, AI-powered future demands an explosion of mining activity that threatens the very environments we aim to protect. As wealthy nations promote digital transformation and clean energy, resource-rich developing nations bear the extraction burden. We stand at a critical juncture where our technological ambitions must be balanced with environmental sustainability and global equity. The future may indeed be green and digital, but it will still be mined—the question is who will pay the price and who will reap the rewards.Subscribe to our channel and join this ongoing conversation about the complex relationship between our physical and digital worlds. How can we create technological progress that benefits everyone without repeating old patterns of exploitation?Support the showYou can support this show via the link below;https://www.buzzsprout.com/1718587/supporters/new

The Textile Innovation Podcast speaks with Sadavarte Samit, director of business development (new markets) at The Haartz Corporation.The Haartz Corporation is leader in highly engineered and uniquely designed convertible toppings and interior surface materials. Headquartered in North America, with additional manufacturing in Germany and India, Haartz is working towards eliminating per- and polyfluoroalkyl substances (PFAS) from fabrics and finishes. Haartz is the exclusive North American licensee of the Green Theme Technologies EMPEL™ process—a PFAS-free textile treatment. In this episode Sadavarte explains how PFAS-free alternatives like C0 chemistry have gained traction but can fall short when it comes to water repellency and durability, for example.We discuss how Empel delivers water repellency, breathability, durability, and soft hand feel without introducing toxic chemicals into the supply chain. Sadavarte also touches upon advancing PFAS-free solutions into the textile supply chain. He also speaks about challenges and opportunities sustainable and environmentally friendly alternatives to PFAS brings to the textile industry. To learn more please visit haartz.com.You can listen to the episode above, or via Spotify and Apple Podcasts. To discuss any of our topics, get in touch by following and connecting with WTiN in LinkedIn, or email aturner@wtin.com directly. To explore sponsorship opportunities, please email sales@wtin.com.

Welcome everyone, it is a new month, so time to talk about some cool elements which we have found! Editing took a little longer on this but we hope you enjoy! Sign up to Newletter: https://bit.ly/4eNPm8X ------------------------------------------------ Resources ------------------------------------------------ GDC Talk: https://youtu.be/UTE_bVUeHCQ Making Movie Titles: https://youtu.be/Ggw8Gqi4-Z0 Movie Posters: https://youtu.be/BEbW2fXSShc Game Developer Podcas: https://www.gamedeveloper.com/design/mike-bithell-s-journey-from-auteur-to-studio-boss-game-developer-podcast-ep-49 ----------------------- Let's Design Books ------------------------ Ebook - https://bit.ly/39BakJD Physical Books - https://bit.ly/3mfOsbS ---------------------------------- Level Design Kit ---------------------------------- Purchase now: https://bit.ly/4gYaJ9d  ----------------------------------- Contact Me  ---------------------------------- Website: https://www.maxpears.com/​ Email: leveldesignlobby@gmail.com Twitter: https://x.com/MaxPears Bluesky: https://bsky.app/profile/maxpears.bsk...

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews Neil Colclough, RIMS Rocky Mountain Chapter President and 2025 RIMS Volunteer of the Year Award Winner, about his career path, how his Royal Marines service time helped steer his risk management path, and why he moved to Colorado. Neil tells of his years of experience in risk management, his risk philosophy, his DE&I philosophy, and how he feels about volunteerism.   Listen to learn the benefits of making your risk management career more fulfilling through volunteering.   Key Takeaways: [:01] About RIMS and RIMScast. RIMScast is a proud nominee of the 20th Annual People's Choice Podcast Awards. We are nominated in the category of Government and Organizations, and we would appreciate your support. Help us win that award at PodcastAwards.com.  [:35] About this episode of RIMScast. Our guest today is the RIMS Volunteer of the Year Award winner, Neil Colclough. We will learn about his career and all the great work he has done for us at the RIMS Rocky Mountain Chapter. [1:05] RIMS-CRMP Workshops! The next Virtual RIMS-CRMP exam prep, co-hosted by Parima, will be held on September 2nd and 3rd. [1:17] The next RIMS-CRMP-FED virtual workshop will be led by Joseph Mayo on July 17th and 18th. Register by July 16th. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:34] RIMS Virtual Workshops! We have a day-long course on July 24th, “Risk Taxonomy for Effective Risk Management.” On August 5th, we have a day-long course about “Emerging Risks.” [1:47] We've launched a new course, “Intro to ERM for Senior Leaders.” This is a two-day course. The first two-day course will be held on August 12th and 13th and will be led by former RIMS President, Chris Mandel. [2:02] The course will be held again on November 4th and 5th and will be led by Elise Farnham. RIMS members enjoy deep discounts! [2:11] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:22] If you tuned in to the recent episode featuring James Lam, you will know he is hosting a new six-module workshop for us, the “RIMS-CRO Certificate in Advanced Enterprise Risk Management”. [2:36] The inaugural summer course is completely sold out! We are filled to the virtual capacity! Don't worry, in the Fall, the bi-weekly course will begin on October 9th. Registration closes on October 2nd. A link is in this episode's notes. Check it out and register today! [2:55] Mark your calendars for November 17th and 18th for the RIMS ERM Conference 2025 in Seattle, Washington. The agenda is being built. Soon, we will distribute a Call for Nominations for the ERM Award of Distinction. I'll update this episode's show notes when that link is ready. [3:19] Think about your organization's ERM program or one you know of, and how it has generated value. We will have more on that in the coming weeks. [3:27] RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through May 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when registering by September 30th. [3:41] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by September 30th, and you will also be entered to win a $500 raffle. Don't miss out on this chance to plan and score some extra perks. [3:54] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to register at RIMS.org/membership. [4:04] On with the show! Our guest today is Neil Colclough. He has been President of the RIMS Rocky Mountain Chapter since 2023. In 2025, he was named the Volunteer of the Year. A link to his profile in the Awards Edition of RIMS Risk Management magazine is in the show notes. [4:24] Justin is stoked that Neil is joining us on RIMScast to discuss his well-deserved recognition and why he shares it with many other members of the RIMS Rocky Mountain Chapter. [4:37]  We're also going to learn about his military career and how that shaped his risk career and his enthusiasm for volunteerism. [4:45] Interview! Neil Colclough, welcome to RIMScast! [5:00] Neil is incredibly proud of the RIMS 2025 Volunteer of the Year Award. [5:16] Neil continues as the President of the RIMS Rocky Mountain Chapter until September. [5:39] Neil has been in Colorado for 27 years. He left behind family, friends, and a job he loved to move to the Colorado Rocky Mountains to take advantage of the lifestyle the area offers. He wanted to be a semi-ski bum. [6:25] Neil had to learn to ski in the military. He fell in love with the sport. He landed a job on Vail Mountain. He skied over 100 days a year for several years when he lived in Vail. [6:51] Neil is from Stoke-on-Trent, England. As a kid, he wanted to be a soldier. He joined the Royal Marines for six years and travelled the world. He saw communities outside of the resort areas. [8:10] Neil believes his risk management career grew out of his service. Public service is managing risk, considering what could go wrong at all times, and having a Plan B and C for those instances. It's also not being risk-averse. [8:33] His military service left him with the mindset that you can do anything, you just have to put the effort into doing it properly and give it your best shot. They all kept themselves incredibly fit. The risk of not being fit didn't just impact you; it impacted the guys you worked with. [9:17] Neil enjoyed the fitness routine in the military, going for morning runs with his closest friends. [9:34] If Neil hadn't moved to Colorado, he probably would have stayed home. He was focused on moving to the Rocky Mountains. He had been to the U.S. about 10 times before he moved. He moved in 1998. [11:11] Neil says he is of the generation who “fell into” the risk management industry, versus going to school for a risk management degree. He was dragged reluctantly into risk management. [11:28] Neil was asked four times to fill a new role in the corporate headquarters of Vail Resorts. He didn't want to leave Vail, but he liked the person hiring him, and the offer made sense, so he joined the corporate office and did not look back. RIMS membership came with that job. [11:58] At the time, Neil had no idea what RIMS was. He joined the Rocky Mountain Chapter in early 2008. He's been a member of the chapter since then. He attended programming and social events. He progressed in the chapter. [12:14] The operational experience he had gained in the military and from running the Security Team at Vail Mountain fed into the risk management function. It gives him a bit of a leg up when it comes to solving issues. His experience adds credibility with his internal clients today. [12:40] Neil's career has been a natural progression. He loves his job. He loves the people he does it for. It's like a hobby. He's genuinely interested in it. [13:00] Neil loves being in the RIMS Rocky Mountain Chapter as a whole. He joined the board in 2018 with Incoming President Peggy Miller and Past President Emily Bloedel. The board was a great group of people. They have great, respectful discussions. There's no negativity. [13:49] As long as Neil has been a member of the chapter, that has always been the case. He says the board feels proud to be part of the chapter and to have a positive impact.  [14:09] Justin mentions that Emily Bloedel was a RIMS Rising Star recently. Peggy Miller is with Kroenke Sports & Entertainment. Justin met Peggy at the RIMS ERM Conference in Denver. Neil ran the DEI education session at ERM, and he did a great job. [14:52] Neil says Emily Buckley is also on the board. They have a great pipeline of leadership to look forward to, and the future is super bright. [14:58] Justin mentions there's a lot of talent in Colorado. Emily Buckley was a guest on RIMScast last year for Specialized Bicycles on bicycle safety. Justin says, if you're a risk professional looking for a place to move, start with Colorado and look up Neil!  [15:33] DE&I is a passion for Neil. He's super connected to it. Justin and Neil discuss whether it's helpful to speak the words Diversity, Equity, & Inclusion for people who may be less committed. [16:53] You might lean on Inclusion a little more to help people understand that this is about making sure that everybody has the same opportunities. [17:22] Neil is the RIMS Volunteer of the Year. The award used to be called the Heart of RIMS Award, but was rebranded to be more specific. [17:57] Neil thinks that all RIMS chapters should have the succession of vice presidents and presidents built into their bylaws as the Rocky Mountain Chapter does. A lot of presidents have sat on boards for many years, and they struggle to recruit people to become board members. [18:22] Volunteerism takes effort. If you're taking an hour out of your day to do a podcast to talk about yourself, then you've got to make up that time somewhere else. If you're doing chapter work during business hours, you have to have an employer who supports what you're doing. [18:54] You have to have family behind you, that gets it. You can't just disregard your daily job duties in favor of volunteerism. [19:09] Neil says, encourage chances to have an intentional succession plan for chapter leadership. Encourage people early in their careers to serve on boards, become leaders of the chapter, and shape the future. [19:40] If you've just graduated from an RMI program and joined the workforce, you may not think you're qualified to lead on a chapter board. Neil says, we want to hear from the future of the industry so we who are in it can prioritize what is going to be meaningful after we've gone. [20:03] Reach out to younger people, let them know what a safe space it is, and give them the opportunity to serve. [20:12] RIMS Events! The 49th Annual Florida RIMS Educational Conference will be held again at the Ritz-Carlton in Naples, Florida, from July 29th through August 2nd. Visit Florida.RIMS.org for more information and to register. [20:30] The very first RIMS Texas Regional Conference will be held from August 4th through the 6th in San Antonio, Texas, at the Henry B. González Convention Center. Public Registration is open. The full conference agenda is now live. [20:46] Don't miss the post-conference workshop, the RIMS-CRMP Exam Prep Course, available on site. [20:52] This event is open to any RIMS Chapter member. If you are local to the area, you might consider becoming a RIMS member today so that you can get all the benefits and begin networking with your new RIMS Texas peers. Links are in this episode's show notes. [21:07] You can also visit the Events Page of RIMS.org for more information. We look forward to seeing you in Texas! [21:15] A month later, we will be up North for the RIMS Canada Conference 2025, from September 14th through the 17th in Calgary. Registration is open. Lock in those favorable rates; Visit RIMSCanadaConference.CA. We look forward to seeing you in Calgary! [21:34] On September 18th, the 10th Annual Chicagoland Risk Forum will be held at the Old Post Office in Chicago. Register at ChicagoRIMS.org. [21:44] Also on September 18th, the Spencer Educational Foundation will host the 2025 Funding Their Future Gala at the Cipriani 42nd Street. Visit SpencerEd.org. [21:57] On October 1st through the 3rd, the RIMS Western Regional Conference will be held in North San Jose at the Santa Clara Marriott. The agenda is live. It looks fantastic! Visit RIMSWesternRegional.com and register today. [22:12] Let's Return to My Interview with the RIMS 2025 Volunteer of the Year, Neil Colclough! [22:23] Neil joined Sage Hospitality Group in January 2025. He had spoken with his new boss about his role at the RIMS Rocky Mountain Chapter, and she was super supportive. [22:48] The whole company understands the importance of risk management. They see the value of having me remain involved with RIMS at the chapter and society level. It was an easy conversation to have. [23:18] Neil is over a total of seven people at Sage. He says this is rare except in well-established, large companies. This is Neil's first experience with anything that comes close to that. [23:56] Two of Neil's team have been with the company for over 30 years. Another has been with the company for 11 years. That speaks volumes to Neil about the company culture and the investment the company makes in risk management. It was a huge attraction to Neil. [24:18] Neil was previously with Inspirato, another hospitality group. It was high-end luxury travel where you would subscribe to a membership and get access to a portfolio of homes. One client was mad that they didn't inform them that it was hurricane season when they were traveling. [26:06] When Neil moved to Colorado, he went to a job fair for Vail Resorts in Denver. He was offered two jobs, one as a ski instructor and one with the Security Department, a seasonal job. [26:24] When Neil showed up for work on his first day of training for the Security Team, it was October 19, 1998, the day of the terrorist arson at the Two Elk Lodge, the largest act of eco-terrorism in North America at the time. [26:42] Neil's job went from being seasonal to year-round. The department grew. He was promoted a couple of times fairly quickly. He had never ridden a snowmobile, but they put him on it, and he rode 400 miles a week on a snowmobile. [27:12] With this experience, Neil understands the principles of emergency preparedness and response. He worked closely with the public sector in Vail and Eagle County. The local government and the ski resort have to work closely together to align in the same direction. [27:31] Neil says they did some good stuff over the years to mitigate potential risks. A wildland fire was a big concern. They did mass-casualty incident drills with Vail Ski Patrol and the town of Vail. [27:59] Neil lives east of Boulder. His office is in Denver. [28:34] Neil says the award is not just one person. It takes a village. It takes a lot of people who think like you and have the same heart to make good things happen. He's never volunteered at any event where he's walked away feeling down and thinking it was a waste of time. [29:00] A little can go a long way. If you're thinking about ways to volunteer in the risk and insurance industry, the local RIMS chapter is a great vehicle to do that. You can contact Neil, and he can introduce you to some people he has networked with around the country. [29:24] Volunteerism is so rewarding. It takes effort. You can't just go to meetings. You have to put pen to paper in between meetings to take action on what you say you're going to do. Neil battles constantly with the feeling that he's not fully delivering on what he should be. [29:45] You have to give yourself a little bit of grace when it comes to those times. People's capacity ebbs and flows. Surround yourself with people who can pick up the slack when you have to step into your day job a little bit more at certain times. [30:00] When you're juggling the balls, just don't drop the glass ones! Keep your responsibilities prioritized. [30:13] Neil talks of DE&I sponsorship, advocating for somebody who's not in the group. One way to do that is to ask if you can take a young professional along with you when you're invited somewhere as a risk professional. Request that someone be at a meeting who wasn't invited. [31:02] That can create opportunities and give that person experience. It's a simple act with a potentially massive impact. [31:15] Neil, it's been a real pleasure to speak with you again! I appreciate all your insight here. Congratulations again on being named the RIMS 2025 Volunteer of the Year. We've got a link for the RIMS Rocky Mountain Chapter in the notes. Locals, if you want to join, give Neil a shout! [31:37] Neil says, I'll get back to you eventually! There are about 200 professional members in the chapter through the Society, plus Chapter Associates and Student Members. There is a free membership for RIMS Affinity Partners, all of whom have been represented on RIMScast. [33:06] Justin mentions again the RIMS Western Regional Conference; register at RIMSWesternRegional.com. [33:17] Special thanks again to RIMS Rocky Mountain Chapter President and 2025 RIMS Volunteer of the Year Award Winner, Neil Colclough. We appreciate him making the time for us. A link to the special Awards Edition of RIMS Risk Management magazine is in the show notes. [33:35] Check out Neil's profile as well as the other 2025 RIMS Award Winners. A link to the RIMS Rocky Mountain Chapter site is in this episode's show notes. Check out all the great work they are doing. [33:48] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [34:16] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [34:35] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [34:52] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [35:08] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [35:23] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [35:30] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: 20th Annual People's Choice Podcast Awards! Vote for RIMScast (Gov't & Organizations)To vote for RIMScast, please sign up with your email, then select RIMScast on the pulldown under Government and Organizations. Thank you! RIMS Risk Management Magazine 2025 Awards Edition RIMS Texas Regional 2025 — August 3‒5 | Registration open. RIMS-CRMP In-Person Workshop in Texas Aug. 6 & 7 RIMS 2025 Florida Educational Conference | July 31‒Aug 2 | Registration open. RIMS Canada 2025 — Sept. 14‒17 | Registration open! 10th Annual Chicagoland Risk Forum — Sept. 18 | Registration open! RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration! Register through Sept 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center Spencer Educational Foundation 2025 Funding Their Future Gala — Sept. 18, 2025 in NYC! Spencer Education Foundation — General Grants 2026 — Application Deadline July 30, 2025 RIMS ERM Conference 2025 — Nov 17‒18 in Seattle! [Save the Date!] RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Summer course sold out! | Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now RIMS Rocky Mountain Chapter RSVP for the RISK PAC Reception in Philadelphia | July 16, 2025 | Sofitel Philadelphia at Rittenhouse Square RIMS Webinars: RIMS.org/Webinars   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep Virtual Workshop — July 17‒18 RIMS-CRMP Exam Prep Virtual Workshop — Sept 2‒3, 2025 | Presented by RIMS and PARIMA Full RIMS-CRMP Prep Course Schedule “Risk Taxonomy for Effective Risk Management” | July 24 | Instructor: Joe Mayo “Emerging Risks” | Aug 5 | Instructor: Joe Mayo “Intro to ERM for Senior Leaders” | Aug. 12‒13 | Instructor: Chris Mandel “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “Mid-Year Update: RIMS Legislative and Risk Management News” “RIMS 2025 Rising Star Megan Smalter: Giving Yourself Grace” “Live from RISKWORLD 2025” “RIMS 2025 Risk Manager of the Year, Jennifer Pack” “Julie Bean, 2024 Heart of RIMS Award Winner”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Neil Colclough, Vice President of Risk, Compliance, and Audit, SAGE HOSPITALITY GROUP RIMS Rocky Mountain Chapter President   Production and engineering provided by Podfly.  

Wall Street recorded a mixed session as most sectors fell although news of Nvidia's planned resumption of sales of its H20 AI chip to China boosted the stock, helping to lift the Nasdaq. In broader economic news, tariff uncertainty continued to weigh on stocks and the latest US CPI reading showed tariff-induced price increases starting to appear, rising 0.3% in June, up from 0.1% in May, as expected. July and August will show further tariff-related figures begin to appear in hard economic data as many businesses were previously selling pre-tariff bought stock. S&P 500 down 0.4%, Nasdaq up 0.18%. Dow steadily fell from the open, ended near the low. Down 436 points. Narrow sector performance with only Tech recording gains. Nvidia news boosted stock 4.0% and helped other Tech stocks with Broadcom rising 1.9% and Microsoft gaining 0.6%. Inflation data ticked up which hurt rate-sensitive sectors. Economically sensitive sectors and indices also fell as tariff uncertainty continues, Materials down over 2% and the Russell 2000 fell 2.0% too.Resources mixed, stronger dollar after the CPI reading a drag. Oil dropped as Trump ‘s 50 day deadline to Russia to agree a peace deal with Ukraine or face new sanctions eased any immediate supply concerns. Copper made modest gains, nickel rose 1% while zinc fell by 1%.ASX to rise. SPI futures down 68 points (-0.79%).Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Welcome to the second episode of series 85, everyone! In this series, we are covering the retro-clone, mutant animal RPG Mutants in the Now with designer Julian Kay, and in today's episode, we mutate our animals and figure out what sort of fighting style they all have! Character Creation Cast Patreon https://patreon.com/charactercreationcast Announcements: One Shot Network Twitch: https://twitch.tv/oneshotrpg One Shot Network Patreon: https://patreon.com/oneshotpodcast Join our Discord! https://discord.charactercreationcast.com Check out other great shows on the network: https://oneshotpodcast.com Leave us reviews in any, or all, of these places: Character Creation Cast on Apple Podcasts (The best place to leave reviews for us) https://itunes.apple.com/us/podcast/character-creation-cast/id1363822066?mt=2&ls=1 Character Creation Cast on Podchaser https://podchaser.com/CharacterCreationCast Guests Julian Kay: BlueSky: https://bsky.app/profile/j-k.games Website: https://jk-games.square.site/ Itch.io: https://arbco.itch.io Games/Tools discussed this episode: Mutants in the Now: Website: https://arbco.itch.io/mutants-in-the-now Timestamps: (00:00:00) - Announcements (00:01:29) - Introductions (00:03:18) - What's in a game? - Core Concept (00:10:30) - Setting (00:23:52) - Materials needed to play (00:26:12) - Stories and Themes (00:27:53) - What can characters do in the game? (00:35:15) - What is unique about Mutants in the Now? (00:38:42) - History of the game (00:44:47) - Terms and Concepts (00:47:01) - Let's make some people! - Steps 1 and 2 (00:49:56) - Step 3 - What you're good at (00:59:15) - Step 4 - Origin Story (01:03:15) - Call to Action (01:20:02) - Credits Music: Opening: Meditation Impromptu 03 (https://freemusicarchive.org/music/Kevin_MacLeod/Calming/Meditation_Impromptu_03) by Kevin MacLeod Clip 1: Animal Kingdom by Craig Allen FravelOn Soundstripe: https://app.soundstripe.com/songs/11906 Clip 2: Animals by Jessie VillaOn Soundstripe: https://app.soundstripe.com/songs/5771 Main Theme: Hero (Remix) (https://freemusicarchive.org/music/Steve_Combs/Principal_Photography_1493/11_Hero_Remix) by Steve Combs Our Podcast: Character Creation Cast: Website: https://www.charactercreationcast.com Contact Us: https://contact.charactercreationcast.com BlueSky: @CreationCast.net (https://bsky.app/profile/creationcast.net) Discord: https://discord.charactercreationcast.com/ TikTok: https://tiktok.com/@charactercreationcast Amelia Antrim: BlueSky: @gingerreckoning.bsky.social (https://bsky.app/profile/gingerreckoning.bsky.social) Ryan Boelter: BlueSky: @lordneptune.com (https://bsky.app/profile/lordneptune.com) Our Network: https://oneshotpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

We sat down down with Christian Spano, director of circularity at Vale Base Metals to explore practical strategies to implement circular principles across the entire critical minerals value chain, and how this can boost supply resilience, security and meet growing demand for critical minerals.   The webinar was moderated by Ian Welsh, publishing director, Innovation Forum.

In today's episode of Tech3 from Moneycontrol, we break down Ola Electric's Q1 earnings and its strategic shift from hypergrowth to profitability. We also look at why Bengaluru shopkeepers are pulling down UPI QR codes amid a GST crackdown, what the Indian government's new AI Bill of Materials means for developers, and why TCS CEO is optimistic despite a slow start to FY26.

Wir sind vom 1.-3. August auf der AnimagiC! Jetzt Tickets sichern!-----Mit ihrer neuen, großen Freundin schlägt sich die Bolzenbande durch die Wildnis. Welche Gefahren lauern im Gebirge?-----Aufgrund der improvisatorischen Art unserer Rollenspielinhalte können Themen und Situationen entstehen, die für manche Menschen schwer zu verarbeiten sind oder unangenehme Erinnerungen hervorrufen könnten. Sollten dich bestimmte Episoden oder Szenen belasten, empfehlen wir, zwischendurch eine Pause zu machen oder die Episode zu überspringen. Am Anfang jeder Folge wird der Inhalt der jeweils letzten noch einmal zusammengefasst, sodass du den Anschluss leicht wiederfinden kannst. Dein Wohlbefinden ist uns wichtig!Dice Actors ist ein inoffizieller Fan-Inhalt im Rahmen der Richtlinie für Fan-Inhalte. Dieser Kanal ist nicht von Wizards of the Coast gesponsert. Teile des enthaltenen Materials sind (geistiges) Eigentum von Wizards of the Coast LLC © Wizards of the Coast LLC.

Strabag zählt zu den größten Baukonzernen Europas, doch lange war die Aktie für viele Anleger ein Nebenschauplatz. Das hat sich geändert: In den letzten Monaten hat sich der Kurs fast verdoppelt. Getrieben von politischen Infrastrukturplänen und einer verbesserten Margenstruktur steht das Unternehmen plötzlich im Fokus. Doch wie nachhaltig ist dieser Anstieg? Wir blicken auf die Fundamentaldaten, den Chartverlauf und die Bewertung der Strabag-Aktie. Zudem lohnt sich ein Blick auf die Dividendenentwicklung, die Eigentümerstruktur rund um die Familie Haselsteiner, die geopolitischen Verflechtungen mit Russland sowie die Rolle des neuen CEOs Stefan Kratochwill. Auch der Einfluss der milliardenschweren Bauoffensive in Deutschland und Europa wird kritisch eingeordnet. Was viele überrascht: Trotz hoher Investitionssummen in Infrastruktur sind weder Umsatz, noch Gewinnwachstum bislang außergewöhnlich. Die Bewertung liegt inzwischen spürbar über dem langjährigen Durchschnitt. Gleichzeitig bleibt der Wettbewerb hart und das Projektgeschäft zyklisch – ein echter Burggraben ist kaum erkennbar. Lohnt sich also ein Einstieg nach der Rallye noch, oder ist die Erwartung bereits im Kurs enthalten? Inhaltsverzeichnis00:00 Intro00:48 Langfristiger Chart von Strabag02:20 Strabag vs. S&P 500 vs. STOXX Europe 600 Construction & Materials vs. ATC Prime02:48 Strabag vs. Vinci vs. ACS vs. Bouygues vs. Hochtief vs. Skanska AB03:18 Historie von Strabag03:55 Geschäftsbereiche von Strabag04:59 Größere Projekte05:36 Entwicklung des globalen Bau-Marktes07:06 Burggraben08:37 Strabag: Inhaberschaft & CEO10:30 Umsatz- & Margen-Entwicklung11:20 Umsatz nach Segment & Region12:17 Wachsender Markt12:55 Gewinn, Cashflow & Dividenden-Entwicklung13:46 Bilanz-Überblick & Aktienrückkäufe14:55 Kennzahlen-Überblick (KGV)15:52 Dividenden-Rendite & -Entwicklung16:33 Unternehmensbewertung: Strabag18:48 Chartanalyse: Strabag19:46 Ist die Strabag Aktie ein Kauf?21:31 Börsen-Kompass Einblick22:22 Disclaimer & Danke fürs Einschalten!

In a world where climate change, deforestation, and environmental degradation are daily headlines, design has a new mandate: it must be beautiful, functional, and sustainable. At Mondoro, we believe the future of home decor lies at the intersection of thoughtful design and ethical sourcing. Our commitment begins in Southeast Asia, where we collaborate with artisans and producers to source eco-friendly materials that benefit both the planet and local communities. Click here to read more about Sourcing Sustainable Materials in Southeast Asia for Home Decor and listen to the #GlobalTradeGal podcast to hear how materials like bamboo, water hyacinth, and recycled metals are shaping sustainable design.#SustainableDesign #EcoFriendlyLiving #HomeDecorTrends #ConsciousConsumer #GreenInteriors #SoutheastAsiaSourcing #EthicalManufacturing #MondoroDesignSupport the show

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Audreanna Ayala.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Audreanna Ayala.

Welcome back to HappyPorch Radio: the circular economy technology podcast!In this episode our hosts Barry O'Kane and Tandi Tuakli are joined by Katie Hanton-Parr, the visionary founder of Baboodle - a circular rental platform specifically designed for baby equipment.Katie's story is one of passion, perseverance, and innovation—born out of her own experience as a parent grappling with the challenges of accessing safe, high-quality baby gear without the waste and cost of traditional ownership.Throughout the episode Katie talks about the many layers involved in running a circular rental business in such a sensitive and highly regulated space. From managing rigorous safety and hygiene standards to the complexities of reverse logistics, Katie explains what it takes to keep every item in Baboodle's inventory reliable and ready for the next family. One of the key themes is repairability: ensuring products can be fixed and maintained rather than discarded, which is vital to the sustainability mission but often tricky in practice.We also delve into the technology that underpins Baboodle's operations. Katie shares how the team integrates specialised circular economy software for handling rental logistics, inventory management, and refurbishment workflows. She gives examples of crucial tools for digital subscriptions and recurring billing, combined with seamless warehouse and fulfillment operations. This tech stack allows Baboodle to handle complex customer journeys, whether it's a simple rental, a rent-to-own arrangement, or a resale option, all while maintaining transparency and control over each product's lifecycle. Katie emphasizes how crucial it is to have a system built specifically for circularity—not just repurposed e-commerce tech—so that the platform can scale and adapt.Tune in to hear more about Katie's blend of practical wisdom, innovative use of technology, and genuine care for families and the environment that makes this episode truly inspiring!This podcast is brought to you by HappyPorch. We specialise in technology and software development for Circular Economy minded purpose-driven businesses. Our podcast focuses mostly on: Circular Economy, Digital Enablers, Technology, Software, Circular Solutions, Fashion & Textiles, Circular Strategies, Digital, Reuse, Circular Design, Circularity, Systems Thinking, Economics, Data, Platforms, Degrowth, Policy & Regulation, Collaboration, Materials, Supply Chain, Biological Cycles, Materials, Food Waste, Biomimicry, Construction, Modular Design, Culture & Language, Zero Waste, Digital Passports, Life Cycle Assessment, Recycling, Reverse Logistics, Materials, Sharing Economy, Manufacturing, Efficiency, Environmental Impact and much more!

As the global trade story tilts to demand from other markets, and new partnerships are now opening up, how will commodities perform? For instance, does a shift to nuclear power have quite a different short-term investment thesis to the long-term? Will the global copper pull-forward earlier this year confuse pricing until 2026? How does the story for potash pan out in this rocky global market place? Tying together the impact of new trade dealings and the outlook for many materials producers on this episode is Fidelity Equity Research Analyst Claire Fleming. Recorded on July 4, 2025. At Fidelity, our mission is to build a better future for Canadian investors and help them stay ahead. We offer investors and institutions a range of innovative and trusted investment portfolios to help them reach their financial and life goals. Fidelity mutual funds and ETFs are available by working with a financial advisor or through an online brokerage account. Visit fidelity.ca/howtobuy for more information. For a fourth year in a row, FidelityConnects by Fidelity Investments Canada was ranked #1 podcast by Canadian financial advisors in the 2024 Environics' Advisor Digital Experience Study.

Jonathan talks knives and knife making with Jamison Chopp, a bladesmith who works with a group of individual knife makers at Acre Forge, in Portland, Oregon.We talk about what's changed and what hasn't about the way knives are made today; we dive into the details of blade shape, blade materials, and handles; we talk about what separates a great knife from a mediocre one; and more.If you're interested in culinary knives but somehow haven't come across Jamison or Acre, you're going to really enjoy this episode. And for those of you who haven't invested in a really quality knife, well, fair warning, this conversation might change that.RELATED LINKS:Blister Craft CollectiveBecome a BLISTER+ MemberMad FritzMad Fritz CoffeeDavid Arthur VineyardsWinemakers ReviewTOPICS & TIMES:Skis? (3:53)Getting into Knifemaking (9:37)Is there a more conventional path? (16:29)Current State of Bladesmithing (17:43)The Acre ‘Collective' (23:23)Knife Maintenance (27:11)Metallurgy (30:07)Carbon Steel (32:52)Materials (36:00)Acre Macrum Knife vs ‘Signature' Knives (43:08)Hand-Forged vs Machine-Made (46:52)Styles: Japanese vs Western Knives (53:44)Acre vs ‘Big Box Store' Knives (56:21)Acre vs Other High-Performance Makers (1:00:54)Sharpening (1:05:21)SEE OUR OTHER PODCASTS:Blister CinematicBikes & Big IdeasGEAR:30Blister Podcast Hosted on Acast. See acast.com/privacy for more information.

This episode of Convo By Design is scheduled for the week of July 8th, 2025. Intentionally so we can begin thinking about what's coming. It's hard to forget trauma, like what we saw in Pacific Palisades and Altadena earlier this year. But not impossible. Traditionally, “fire season” in California begins in August and ends around the end of October. Over the decades, there has been a creep into July, then June on the front end and then into November and December on the back end. Sadly, now, there is no longer a fire season, only an ongoing threat. Part of a recent California tour that started in the Bay Area and ended in Pasadena, I got an earful, and, because the mics are always on, so will you.  In this special episode, you're going to hear an extraordinary panel conversation in its entirety—one that explores the very real and immediate design challenges and opportunities facing architects, builders, designers, and manufacturers when creating residential projects in fire-prone areas. This conversation was recorded live and it's one of the most practical, informative, and emotionally resonant discussions we've had about fire-resilient design. This was recorded live from Golden State Lumber in Concord, CA. It features amazing professionals from design, landscape design and architecture. We have industry insiders and those on the front lines, literally. Designer Resources Pacific Sales Kitchen and Home. Where excellence meets expertise. Design Hardware - A stunning and vast collection of jewelry for the home!  - Where service meets excellence TimberTech - Real wood beauty without the upkeep Today, you are going to hear from; Caroline Nassif | Studio Ovo Mary Ann Schicketanz | Studio Schicketanz Ian Cox | Devlin McNally Construction Amy Wolff | Ceara Studio John Davis | John Davis Architect Robby Myer | Golden State Lumber Jay Williams | The AZEK Company Dustin Moore | Strata Landscape Architecture This episode features the full conversation in four parts and here are some important ideas to listen for: Setting the Context—Urgency, Evolution, and Mindset Shifts We open with a candid discussion about the evolving nature of wildfire—how modern firestorms are not the slow-moving ground fires of the past, but fast, intense, and unpredictable events that demand a complete rethinking of how homes are sited, designed, and built. Listen for how the professionals on the panel are redefining “resilience”, not as a post-disaster reaction, but as a forward-thinking design responsibility. There's discussion about the emotional component—how clients are now asking for homes that not only reflect their aesthetic desires but also protect their families and investment. You'll hear the beginnings of a common theme: that collaboration across disciplines—architecture, landscape, materials, policy—is essential to progress. Materials, Methods, and Design Strategy This section dives into the specific building systems and material choices that can help defend a home against wildfire. Pay close attention to the comparisons between wood vs. non-combustible materials, and the increasing use of metal roofs, cementitious siding, and Class A-rated assemblies. There are valuable insights into decking, fencing, vents, and eaves—often overlooked but critical components in fire resistance. The discussion touches on building codes and certifications, and how understanding these nuances can inform smarter material selection and design detailing. Design Solutions in Action This is where we get into real-world case studies. Panelists share examples of how they've adapted fire-resilient strategies in current projects and how clients are responding to new realities. Listen for examples of reimagining exterior spaces—gravel moats, Mediterranean-inspired gardens, and drought-tolerant landscapes that are also fire-resistant. There's a growing theme of creative compromise—how to...

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews Huw Edwards, an entrepreneur, investor, and international speaker. Huw will kick off the RIMS Texas Regional Conference 2025 with his keynote speech. Huw covers the varied topics of leveraging his quantitative training in risk roles, his cybersecurity experience in the companies he helped develop, and even his extensive ultramarathon experience. Huw explores what entering the “pain cave” as an ultramarathon runner has taught him about life and risk management.   Huw believes that being AI-first will be a key factor in whether risk professionals will be promoted. He shares a preview of his keynote and his advice to risk professionals. Listen to learn about the role of quantitative analysis in entrepreneurship and risk management, and how risk management is evolving with AI tools.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our guest today is Huw Edwards, who will kick off the RIMS Regional Texas Conference 2025, which will be from August 4th through the 6th in San Antonio. [:44] Huw is a three-time business owner and an executive coach. We'll get a glimpse of his keynote today. [:51] RIMS-CRMP Workshops! The next Virtual RIMS-CRMP exam prep, co-hosted by Parima, will be held on September 2nd and 3rd. [1:02] The next RIMS-CRMP-FED virtual workshop will be led by Joseph Mayo on July 17th and 18th. Register by July 16th. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:20] RIMS Virtual Workshops! We have a day-long course on July 24th, “Risk Taxonomy for Effective Risk Management.” On August 5th, we have a day-long course about “Emerging Risks.” [1:32] We've launched a new course, “Intro to ERM for Senior Leaders.” This is a two-day course. The first two-day course will be held on August 12th and 13th and will be led by former RIMS President, Chris Mandel. [1:47] The course will be held again on November 4th and 5th and will be led by Elise Farnham. RIMS members enjoy deep discounts! [1:56] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:07] If you tuned in to the recent episode featuring James Lam, you will know he is hosting a new six-module workshop for us, the “RIMS-CRO Certificate in Advanced Enterprise Risk Management”. [2:21] The inaugural summer course is completely sold out! We are filled to the virtual capacity! Don't worry, in the Fall, the bi-weekly course will begin on October 9th. Registration closes on October 2nd. A link is in this episode's notes. Check it out and register today! [2:40] Mark your calendars for November 17th and 18th for the RIMS ERM Conference 2025 in Seattle, Washington. The agenda is being built. Soon, we will distribute a Call for Nominations for the ERM Award of Distinction. I'll update this episode's show notes when that link is ready. [3:04] Think about your organization's ERM program or one you know of, and how it has generated value. We will have more on that in the coming weeks. [3:12] RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through May 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when registering by September 30th. [3:26] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by September 30th, and you will also be entered to win a $500 raffle. Don't miss out on this chance to plan and score some extra perks. [3:39] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to register at RIMS.org/membership. [3:49] On with the show! Our guest today is a Harvard- and Oxford-educated entrepreneur, investor, and international speaker. [3:57] On Tuesday, August 5th, he'll kick off the Inaugural RIMS Texas Regional Conference with his keynote, “Your Insurance Policy for Success: Eight Mental Toughness Lessons I've Learned from Running 100 Miles Through the Mountains.” [4:10] His name is Huw Edwards. He is the founder of multiple ventures, including Jungle Disk and CyberFortress. We're going to get a preview of his keynote and learn about his risk philosophies and risk journey. [4:21] Interview! Huw Edwards, welcome to RIMScast! [4:36] Huw is excited to be on RIMScast and to be opening the RIMS Texas Regional Conference in August. Justin loves going to Texas and is looking forward to the conference. [5:01] Huw comes from Wales. His accent comes from living in about 16 parts of the U.S. [5:55] Growing up, Huw was good with numbers. After college, being a mathematician, he landed a job with Goldman Sachs in a derivatives group. He helped big corporations manage their financial risks. [6:54] Huw tells about buying his first business. When he sold it, he didn't have the attachment of having founded it. He took it on a journey and then sold it to a private equity firm that joined it with several other companies to create a much bigger platform. [7:52] Huw is a “reluctant entrepreneur.” He was not a teenage businessman. He was good at school and at doing work. The first business he bought was a profitable going concern with existing customers. It was a business unit in a big company, stuck in a corner. [8:39] Huw saw it had wonderful economics and just had to be invested in. It had sticky customers. It was very profitable. It needed some love, care, and attention. That was Huw's easy transition into entrepreneurship. He bought the business in 2016. [9:00] In 2017, customers started asking where they could buy Bitcoin. Customers were asking about Bitcoin because they were victims of a ransomware attack that demanded Bitcoins to unlock their computers. Huw's company had backups of its clients' data. [10:00] This circumstance pulled the company into the world of cyber insurance. It was a new field. Huw's company served small businesses and helped them protect their data. Managing their clients' data, they realized they could do the job better. [10:53] Huw says two things connect him to the RIMS Texas Regional Conference. The Insurance Company, USAA, is in San Antonio. Another insurance company, Argo, was there for a time. In 2018, RISKWORLD was held in San Antonio. [11:30] In 2018, Huw and partners incubated an MGA within a large company. They showed up at RISKWORLD to do customer testing and exploration. Coming back to a RIMS conference as a keynote speaker is a full-circle journey for Huw. [12:11] Huw's company was CyberFortress. It was spun out from Jungle Disk, a larger company. Huw raised a bunch of VC money and swung for the fences, but didn't find a product market fit there. They had built a solution, looking for a problem. It was a character-building experience. [13:06] It gave Huw some great insight, working with the insurance company. They launched their insurance policy in Texas, backed by Markel. The challenge was that it wasn't well-positioned, and people didn't buy it. [13:29] Huw believes the greatest opportunity for risk managers in today's cybersecurity landscape is to understand that the big factor is human behavior. You can buy systems, but it comes down to the people running those systems. [13:52] The successful cyber insurance offerings and cybersecurity firms largely help, train, monitor, and guide behavior to avoid clients doing the dumb stuff. Don't click on dumb stuff. [14:14] Risk managers are now interested in AI. AI is just another very powerful tool that can give you a lot of leverage. You can't outsource responsibility to AI, but it can do a lot of things. You can leverage those things. [15:01] Companies are looking for employees who are AI-first. Your comfort with AI will be a deciding factor that separates the people who are promoted or kept on.  [16:12] Huw thinks risk managers get a bad rap. Huw worked for Bridgewater. When he took the job, he was given a lot of books on managing risk. He learned you're not trying to eliminate risk but trying to manage it. How do you take advantage of risk? How do you scale risk exposure? [16:59] How do you mitigate the catastrophic risk or existential risk that could kill, but be open to riding the waves of the lesser risks that could give great upsides? [17:18] Risk managers can be seen as Negative Nancy, saying no. But risk management can enable. [17:47] Huw will talk about his long-distance running. He is also a big Formula 1 fan. Formula 1 cars can go really fast. What makes the Formula 1 car go fast around the track is good brakes. Like brakes in a car, risk management can make something go faster, braking when needed. [18:55] Plugs with Roma Rishi, Sr. Sales Executive, Origami Risk! Origami Risk is excited to be a sponsor at the RIMS Texas Regional Conference. Origami Risk will have a booth there to demonstrate their products. They will also speak at one of the sessions. [19:35] They will be talking with Roy Hock, the Director of Excess Insurance at Valero Energy, about leveraging technology to manage your captive. See Origami at its table, at its session, or both! [19:48] Origami Risk will be at the RIMS Texas Regional Conference from August 4th through August 6th. Origami Risk will also be at the tenth Chicagoland Risk Forum, on September 18th at the Old Post Office in Chicago. [20:02] Origami Risk will have a booth there, and Roma's colleague, Gina Rothweiler, is going to be speaking. Come find Origami Risk at the Chicagoland Risk Forum! [20:10] Registration is complimentary for members of risk management departments in the nearby area. A link to the registration page is in this episode's show notes. You can visit ChicagoRIMS.org as well. [20:33] On October 1st through the 3rd, Origami Risk will be in the Bay Area, California, for the RIMS Western Regional Conference. They will have a booth and will speak at a session with the Risk Manager of Sprouts about leveraging data and technology for productive risk management. [21:02] Origami Risk will be at RIMS ERM, on November 17th and 18th in Seattle, Washington. That agenda is being built. Origami Risk will have a kiosk and hope to speak, too. [21:22] Origami Risk will have a presence at the 2025 Florida RIMS Educational Conference from July 29th through August 2nd. Connect with Roma's colleague Alex and Origami Risk there. [21:37] Roma, it's always great to see you and the Origami Risk team. [21:45] Connect with Roma and Origami Risk online at LinkedIn and OrigamiRisk.com, in the Contact Us area. [21:52] Let's Return to the Conclusion of My Interview with RIMS Texas Keynote Speaker Huw Edwards! [22:01] On Tuesday, August 5th, at 9:00 a.m., Huw Edwards will kick off the RIMS Texas Regional with his keynote address. He will talk about personal experiences, which include several ultramarathons.  [22:54] For Huw, it was the challenge and the uncertainty that drew him to ultramarathons. When you line up on the start line of a marathon, you might not know how well you'll do that day, but by and large, you know you'll finish. [23:40] Huw found himself drawn to these 100-mile races, in the mountains, going up and down, on trails, at altitude. It's an eating and hydration competition, and getting your electrolytes right. It's about managing the heat of the day and the cold of the night. [24:18] It's about your stomach going South, or rolling an ankle. You can have a belief on the start line that you will finish, but you don't know what's going to happen that day. It's a somewhat controlled, uncontrollable environment. It's less complex than risk management. [25:01] In risk management, you have hundreds of thousands or millions of human players and economic actors interacting. When you're running, you have yourself, knowing how hard you can push, but you don't know what the weather will bring. It's a microcosm of the game of life. [25:39] The lessons are huge. We somehow think we can control everything in life, or we try. In running this kind of distance, things just go wrong. You can't control everything, so how do you learn how to respond? That's what keeps Huw coming back to ultramarathons. [26:07] Justin sees the parallels with risk management; you're striving for greatness, but sometimes you have to settle for goodness. [26:27] You don't go all in from the start. You have to pace yourself. The races have a time cutoff. If you are too conservative, you won't get there. In risk management, if you try to mitigate all risk, you'll have to pay through the nose for insurance. It's a judgment call. [27:28] In ultramarathons, you navigate emotional highs and lows. No matter how you're feeling, good or bad, it won't last. When you're running great, enjoy it; it's not going to last. When you feel terrible, that will pass, too. [27:53] That's a glimpse of part of the keynote. Justin says it's great that Huw has risk experience and has been to RISKWORLD. [28:18] Huw has a theme, smiling on the outside, suffering on the inside. For a long time, he tried to put a brave face on things. It's OK to suffer at times, acknowledge it, and not paper over the cracks of your feelings. It's OK to be authentic. Huw will touch on that in the keynote. [28:54] Sometimes you learn a lot in those moments of suffering. Huw will talk about the pain cave. At some point in an ultramarathon, you enter the pain cave. This term was made famous by one of the greatest ultra runners, Courtney Dauwalter. [29:28] When Courtney Dauwalter talks about the pain cave, she says she used to try to push it off and delay the inevitable moment of going into the pain cave. But the whole point is to experience that edge. [29:48] So you welcome the pain cave. It was meant to hurt. What can we learn about it? [30:06] Huw will take questions at the end of his keynote. Everyone can go to the link in this episode's show notes for the registration page for the RIMS Texas Regional Conference. [30:18] Huw, it was such a pleasure to meet you! I can't wait to see you live on stage on August 5th. [30:29] Special thanks again to Huw Edwards for joining us here on RIMScast! He will be kicking off the RIMS Texas Regional Conference 2025. That's the Risk Management Roundup in San Antonio, Texas, from August 4th through August 6th. Huw will be there on August 5th. [30:48] Visit the Events page on RIMS.org and the link in this episode's show notes to register. [30:53] RIMS has negotiated a discounted rate at the Grand Hyatt San Antonio River Walk. The cutoff date for reservations is July 11th. So, register now and make those reservations! [31:06] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [31:34] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [31:52] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [32:10] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [32:26] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [32:40] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [32:48] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RIMS Hurricane/Storm Risk Management Resource Center  RIMS Texas Regional 2025 — August 3‒5 | Registration open. RIMS-CRMP In-Person Workshop in Texas Aug. 6 & 7 RIMS 2025 Florida Educational Conference | July 31‒Aug 2 | Registration open. RIMS Canada 2025 — Sept. 14‒17 | Registration open! 10th Annual Chicagoland Risk Forum — Sept. 18 | Registration open! RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration! Register through Sept 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center Spencer Education Foundation — General Grants 2026 — Application Deadline July 30, 2025 RIMS ERM Conference 2025 — Nov 17‒18 in Seattle! [Save the Date!] RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Summer course sold out! | Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council OrigamiRisk.com Huw Edwards — Career Clarity Coaching RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now RIMS Webinars: RIMS.org/Webinars   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep Virtual Workshop — July 17‒18 RIMS-CRMP Exam Prep Virtual Workshop — Sept 2‒3, 2025 | Presented by RIMS and PARIMA Full RIMS-CRMP Prep Course Schedule “Risk Taxonomy for Effective Risk Management” | July 24 | Instructor: Joe Mayo “Emerging Risks” | Aug 5 | Instructor: Joe Mayo “Intro to ERM for Senior Leaders” | Aug. 12‒13 | Instructor: Chris Mandel “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “James Lam on ERM, Strategy, and the Modern CRO” “ERM, Retail, and Risk with Jeff Strege” “Stacking Habits with Olympic Gold Medalist Jon Montgomery” “Financial Risk Management with Chris Willey of American Eagle FCU” “Applying ERM Theory with Elise Farnham” “Bigger Risks with the Texas State Office of Risk Management” | Sponsored By Hillwood “Exploring Risk in Extreme Environments with Kevin Vallely”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guests: Huw Edwards, Entrepreneur, investor, and international speaker Roma Rishi, Sr. Sales Executive, Origami Risk   Production and engineering provided by Podfly.  

Welcome to the first episode of series 85, everyone! In this series, we are covering the retro-clone, mutant animal RPG Mutants in the Now with designer Julian Kay, and in today's episode, we learn all about the history of the game before diving into character creation and find out what sort of animals we are all making! Character Creation Cast Patreon https://patreon.com/charactercreationcast Announcements: One Shot Network Twitch: https://twitch.tv/oneshotrpg One Shot Network Patreon: https://patreon.com/oneshotpodcast Join our Discord! https://discord.charactercreationcast.com Check out other great shows on the network: https://oneshotpodcast.com Leave us reviews in any, or all, of these places: Character Creation Cast on Apple Podcasts (The best place to leave reviews for us) https://itunes.apple.com/us/podcast/character-creation-cast/id1363822066?mt=2&ls=1 Character Creation Cast on Podchaser https://podchaser.com/CharacterCreationCast Guests Julian Kay: BlueSky: https://bsky.app/profile/j-k.games Website: https://jk-games.square.site/ Itch.io: https://arbco.itch.io Games/Tools discussed this episode: Mutants in the Now: Website: https://arbco.itch.io/mutants-in-the-now Timestamps: (00:00:00) - Announcements (00:01:29) - Introductions (00:03:18) - What's in a game? - Core Concept (00:10:30) - Setting (00:23:52) - Materials needed to play (00:26:12) - Stories and Themes (00:27:53) - What can characters do in the game? (00:35:15) - What is unique about Mutants in the Now? (00:38:42) - History of the game (00:44:47) - Terms and Concepts (00:47:01) - Let's make some people! - Steps 1 and 2 (00:49:56) - Step 3 - What you're good at (00:59:15) - Step 4 - Origin Story (01:03:15) - Call to Action (01:20:02) - Credits Music: Opening: Meditation Impromptu 03 (https://freemusicarchive.org/music/Kevin_MacLeod/Calming/Meditation_Impromptu_03) by Kevin MacLeod Clip 1: Animal Kingdom by Craig Allen FravelOn Soundstripe: https://app.soundstripe.com/songs/11906 Clip 2: Animals by Jessie VillaOn Soundstripe: https://app.soundstripe.com/songs/5771 Main Theme: Hero (Remix) (https://freemusicarchive.org/music/Steve_Combs/Principal_Photography_1493/11_Hero_Remix) by Steve Combs Our Podcast: Character Creation Cast: Website: https://www.charactercreationcast.com Contact Us: https://contact.charactercreationcast.com BlueSky: @CreationCast.net (https://bsky.app/profile/creationcast.net) Discord: https://discord.charactercreationcast.com/ TikTok: https://tiktok.com/@charactercreationcast Amelia Antrim: BlueSky: @gingerreckoning.bsky.social (https://bsky.app/profile/gingerreckoning.bsky.social) Ryan Boelter: BlueSky: @lordneptune.com (https://bsky.app/profile/lordneptune.com) Our Network: https://oneshotpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kurt Budge, CEO of Leading Edge Materials (OTCQB: LEMIF | TSXV: LEM) provides an update on both the EU and recently announced G7 critical materials policy, and how they change the game for companies that are moving towards extracting metals such as rare earth elements, graphite, and many others. Kurt also dives into the macro setup for these critical minerals, and explains how Leading Edge fits into the picture, with three promising projects located in the European Union.Leading Edge Materials Website: https://leadingedgematerials.comFollow Leading Edge on X: https://x.com/LeadingEdgeMtlsDisclaimer: Commodity Culture was compensated by Leading Edge Materials for producing this interview. Jesse Day is not a shareholder of Leading Edge Materials. Nothing contained in this video is to be construed as investment advice, do your own due diligence.Follow Jesse Day on X: https://x.com/jessebdayCommodity Culture on Youtube: https://youtube.com/c/CommodityCulture

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Audreanna Ayala.

In this episode satsearch COO Narayan Prasad speaks with Tamas Rev, Materials and Mechanical Lead at satsearch Trusted Supplier Acktar.Acktar is a specialist provider of optical coatings and protective solutions, including space-rated ultra-black coatings and foils that improve the efficiency and performance of mission equipment.In this podcast Tamas and Narayan discuss stray light in space, covering:The causes and effects of stray light in today's space missionsHow it can be reduced, mitigated, or protected from entirelyThe nuances in stray light impacts in different mission profiles (e.g. LEO vs. deep space)Acktar's extensive track record supporting mission teams to suppress stray lightHow the company is developing its portfolio to meet the changing needs of space missions and servicesYou can find out more about Acktar here on their satsearch supplier hub.And if you would like to learn more about the space industry and our work at satsearch building the global marketplace for space, please take a look at our blog here.[Music from Uppbeat (free for Creators!): https://uppbeat.io/t/all-good-folks/when-we-get-there License code: Y4KZEAESHXDHNYRA] 

Andy offers advice on handling customer material sourcing for landscaping jobs, strongly advising against it due to liability and logistical complexities. Furthermore, the episode provides extensive updates on a new shop building project, detailing earthwork, foundation plans, and the decision to use spray foam insulation. Finally, he discusses camera system recommendations for shops and offers insights into his company's marketing strategies, emphasizing social media and word-of-mouth. Connect with Andy: https://www.instagram.com/mulderoutdoors/ Shop Mulder Outdoors: https://mulderoutdoors.com/shop/ Resources to grow your business (Use MULDERLIFEPODCAST to Save 10%) How To Price My Job Amazon Store https://pavetool.com/ (Use MULDEROUTDOORS to save 10%) https://bladesdirect.net/ (Use MULDER20 to Save $20) https://www.permapaveredging.com/ https://bruntworkwear.com/ (Code: MulderOutdoors10 Save $10) https://www.albanesecandy.com/ (Official Candy of the Podcast) Automatic Supply - heritageplus.com (Use code: MULDERLIFEPODCAST to save 15% up to $1,500 - 1 per company). https://unilock.com https://dirtygraphix.com/ https://cmpattachments.com https://engcon.com/en_us.html https://synkedup.com/ https://aanddequipment.com/ https://thehardscapeacademy.com https://ambornstone.com/ - 913-837-6729 Latux Diamond Blades (use code: MULDER and get 20% off)

Mahsa Balaie embodies the truth that sometimes life's biggest detours lead to its greatest destinations. From engineering to Spain, from associate to practice owner, her journey reveals the power of diving in completely when opportunities arise. Through personal struggles, professional challenges, and the complexities of balancing motherhood with business ownership, Mahsa demonstrates that success isn't about avoiding difficulties—it's about swimming through them with determination. Her story resonates with anyone juggling multiple life transitions whilst building something meaningful, proving that the most common stories in dentistry are often the most inspiring ones.In This Episode00:02:15 - Half marathon metaphor and life philosophy 00:04:30 - Fitness transformation journey00:08:20 - Health wake-up call and surgery 00:13:30 - All-in personality and engineering background 00:16:35 - Mental health struggles and Spain escape 00:19:35 - Learning Spanish and dental assisting 00:22:30 - Materials engineering experience 00:26:25 - University pathway and parental guidance 00:29:15 - Valencia dental school experience 00:34:45 - Spain versus UK dentistry comparison 00:38:10 - Clinical development and treatment philosophy 00:43:35 - Meeting husband and family planning 00:48:10 - Practice acquisition and patient communication 00:50:05 - Business ownership challenges 00:53:25 - Maternity leave difficulties and staff management 00:58:10 - Hiring and firing experiences 01:06:30 - Team building and staff incentives 01:13:45 - Blackbox thinking 01:24:25 - Fantasy dinner party01:26:45 - Last days and legacyAbout Mahsa BalaieMahsa Balaie is a general dentist and practice owner in Tunbridge Wells. After completing a dental materials engineering degree, she studied dentistry at the University of Valencia, working as a dental assistant whilst learning Spanish. Following five years as an associate in Portsmouth, she purchased her current practice, where she focuses on aesthetic dentistry whilst balancing the demands of motherhood and business ownership.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews RIMS General Counsel and VP of External Affairs Mark Prysock about the RIMS Legislative Summit in March 2025, how it went, and what to expect next. Mark mentions the registrant participation records they set and the connections they made as they lobbied.   As Mark exits, Morgan O'Rourke and Hilary Tuttle of RIMS Risk Management magazine enter the studio to talk with Justin about the mid-year in risk and four Q2 articles in RIMS Risk Management magazine on tariffs, the 2025 hurricane season, the USDA budget cuts and food safety, and minimizing risk while using AI for innovation. After lessons from the articles, Hilary invites listeners to submit risk management articles to RIMS Risk Management magazine. If you publish in the magazine, what opportunities will that open for you?    Listen to learn more about the highlights of the first two quarters of 2025 and what to prepare for the rest of the year.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. We've got three guests today. We'll get a RIMS legislative update from Mark Prysock, and we will look back at major risk management news from the first half of 2025 with Morgan O'Rourke and Hilary Tuttle of RIMS Risk Management magazine. [:48] RIMS-CRMP Workshops! The next Virtual RIMS-CRMP exam prep, co-hosted by Parima, will be held on September 2nd and 3rd. [:58] The next RIMS-CRMP-FED virtual workshop will be led by Joseph Mayo on July 17th and 18th. Register by July 16th. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:16] RIMS Virtual Workshops! We have a day-long course on July 24th, “Risk Taxonomy for Effective Risk Management.” On August 5th, we have a day-long course about “Emerging Risks.” RIMS members enjoy deep discounts! [1:31] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:42] If you tuned in to the recent episode featuring James Lam, you will know that he is hosting a new six-module workshop for us, the “RIMS-CRO Certificate in Advanced Enterprise Risk Management”. [1:56] The inaugural summer course is completely sold out! We are filled to the virtual capacity! Don't worry, in the Fall, the bi-weekly course will begin on October 9th. Registration closes on October 2nd. A link is in this episode's notes. Check it out and register today! [2:15] Mark your calendars for November 17th and 18th for the RIMS ERM Conference 2025 in Seattle, Washington. The agenda is being built. Soon, we will distribute a Call for Nominations for the ERM Award of Distinction. I'll update this episode's show notes when that link is ready. [2:38] Think about your organization's ERM program or one that you know of, and how it has generated value. We will have more on that in the coming weeks. [2:47] RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through May 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when registering by September 30th. [3:01] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by September 30th, and you will also be entered to win a $500 raffle. Don't miss out on this chance to plan and score some extra perks. [3:14] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to register at RIMS.org/membership. [3:24] On with the show! Mark Prysock is the RIMS General Counsel and VP of External Affairs. It's always wonderful to have him on the show. [3:32] He is here to remind us of the RIMS legislative priorities, how they were addressed during the RIMS Legislative Summit in March, and what else we can expect in the way of public policies that RIMS would like to prevent and those we'd like to support. [3:46] There are lots of links in this episode's notes, as well, including ones to RISK PAC and an upcoming fundraiser. Let's get to it! [3:54] Interview! Mark Prysock, welcome back to RIMScast! [4:14] RIMS's top legislative or advocacy priorities for 2025 include opposing legislation on taxing non-profit associations. RIMS is working with other associations on this. The tax would have a significant impact on RIMS. [5:26] Another issue is the Freedom to Invest in Tomorrow's Workforce Act, which would allow individuals to use college savings 529 plans to pay for certifications like the RIMS-CRMP. It's a very popular issue in the association community. [5:55] Third-party litigation funding has become a very big issue, followed by nuclear verdicts. What can we do to stop that? That's an issue that's been growing in both the House and the Senate. RIMS is working within a broad coalition to address that issue. [6:14] RIMS believes, at a bare minimum, there needs to be disclosures when third-party litigation funding agreements are in place so that everyone understands who stands to benefit from a nuclear verdict. It's not the plaintiff. [6:37] The last issue is the National Flood Insurance Program. [7:01] Mark and his team spent Day 1 of the RIMS Legislative Summit in March prepping the registrants so they understood the ins and outs of the issues. They all received one-page leave-behind documents to take to the Congressional offices. [7:18] Panellists had talked to them about the issues. The registrants were prepped to be lobbyists on these issues. [7:30] On Day 2, the registrants went to the Hill and lobbied on behalf of RIMS. [7:39] There were over 60 registrants this year. That was a RIMS Legislative Summit record. They had around 100 Congressional meetings, also a RIMS Legislative Summit record. [8:15] Mark says holding the event at the U.S. Chamber of Commerce building is fantastic. It's a classic D.C. building that everyone knows. It's fairly close to Capitol Hill. You can get all the speakers you want to come and meet with your group there. It's perfect for the Summit. [8:49] A couple of years ago was the first time the Summit met at the Chamber building. Going back this year confirmed that it's going to be the new location for the Summit. Mark says it was an enriching experience for the attendees. [9:33] The Summit lobbyists focus on committees in both the House and Senate with jurisdiction over insurance. [9:47] The House Financial Services Committee has a Subcommittee on Housing and Insurance. Most of the legislation the Summit is concerned about comes from the House. [10:04] That Subcommittee has a new Chair, Congressman Mike Flood from Nebraska. The Summit has made inroads with his office and with other offices, too. [10:28] The Summit's focus is on establishing relationships with newer Congressional offices that are in a position to impact RIMS's legislative priorities. [10:52] Mark says, typically when we meet with a Member of Congress, it might be that we're talking to them because they're well-situated to talk to us about NFIP. [11:02] On other issues, we don't know that they necessarily align with us, but we know that with what we're trying to accomplish with the NFIP, they are going to be a great ally. That's our foot in the door to discuss other legislative issues. [11:24] Marks says the Summit is looking to establish long-term relationships with Members of Congress and educate them on the importance of different issues. [11:58] The RIMS Public Policy Committee will continue hammering on these issues for the remainder of 2025 and into 2026. The tax issues are likely to be resolved in RIMS's favor in the Omnibus tax bill Congress is wrestling with now. [12:18] The One Big Beautiful Bill does not include language for imposing new taxes on non-profits, but it does include the language about liberalizing the use of College 529 plans, which RIMS supports. Mark thinks that it will be wrapped up soon. [12:39] NFIP has been reauthorized through September 30th, the end of the Federal Government's Fiscal Year. There is legislation out there to reauthorize it for a longer period. The RIMS Public Policy Committee is talking with Members of Congress about that. [12:57] Third-party litigation funding is an issue to keep working on for the next couple of years. [13:04] The RIMS Public Policy Committee will be working closely with the RISK PAC Trustees to figure out how they can help to raise more money for the PAC. They have some ideas for things to do at RISKWORLD 2026 in Philadelphia. [13:22] They have a fundraising event in Philadelphia in the middle of July. They'll be sending out Calendar invites to the RIMS membership. 2026 will be an election year, so they want to raise as much money as they can for RISK PAC and the right re-election campaigns. [14:02] At RIMS.org/advocacy, you can see that the RIMS Legislative Summit 2026 will be held from March 16th through 18th. Mark is more excited than ever for next year's Summit! It's an election year. They've got the details nailed down. They'll be at the U.S. Chamber of Commerce. [14:53] They will have a hotel block nailed down soon. They'll start promoting this event far in advance. Mark your calendars, please! As you build your chapters next year, please include some money to send your Advocacy Ambassador to the Legislative Summit 2026 in March. [15:20] We've got the link in this episode's show notes and at RIMS.org/advocacy. You can reach out to Mark Prysock directly through his email address on the RIMS Advocacy page. Write to him if you have questions about what it takes to get there or how you can contribute. [15:43] As Morgan O'Rourke and Hilary Tuttle walk into the studio, Justin thanks Mark Prysock for being on the show. [16:04] Plugs! The very first RIMS Texas Regional Conference will be held from August 4th through the 6th in San Antonio at the Henry B. González Convention Center. Public Registration is open. [16:17] Hotel cut-off for the discounted rate is available through July 7th. The full Conference Agenda is now live, so you can start planning your experience. Don't miss the post-conference workshop, the RIMS-CRMP Exam Prep Course, available onsite. [16:33] This event is open to any RIMS Chapter member. If you are local to the area, you might consider becoming a RIMS member today, so that you can get all the benefits and begin networking with your new RIMS Texas peers. Links are in this episode's show notes. [16:48] You can also visit the Events Page of RIMS.org for more information. We look forward to seeing you in Texas! [16:56] Just a month later, we will be up North for the RIMS Canada Conference 2025, from September 14th through 17th in Calgary. Registration is open. Visit RIMSCanadaConference.CA and lock in those favorable rates. We look forward to seeing you in Calgary! [17:15] On October 1st through the 3rd, the RIMS Western Regional Conference will be held in North San Jose at the Santa Clara Marriott. The agenda is live. It looks fantastic! Visit RIMSWesternRegional.com and register today. [17:31] Let's Get on with the Show! It is July 1st. We have reached the midpoint of 2025. On RIMScast, we like to take stock of the year in risk, so far. Morgan O'Rourke and Hilary Tuttle are going to break it all down for us. [17:54] Morgan O'Rourke is the RIMS Senior Director of Content and Publications. Hilary Tuttle is the Managing Editor of RIMS Risk Management magazine. That's our flagship, at RMmagazine.com. [18:07] We will look back on the Q2 digital issue of RIMS Risk Management magazine and discuss some of the news and trends that have been driving the risk profession. We'll talk about tariffs, AI, and more. Let's get to it! [18:23] Interview! Morgan O'Rourke and Hilary Tuttle, welcome back to RIMScast! [18:50] We are here to talk about the mid-point of 2025 in risk and what it has meant for the profession and the reporting on the profession. The Q2 digital issue of RIMS Risk Management magazine is now available. The link is on this page. [19:26] A big story from this quarter was tariff volatility. In April, Neil Hodge wrote a great article “How to Navigate the Volatile Tariff Landscape.” Many companies underestimate their exposure to tariffs through lower-tier suppliers. [20:06] Hilary says the number one tip is to map your exposure to tariffs via suppliers. Also, think about finished goods as well as what hypothetical future scenarios would mean. We've seen that tariffs are consistently volatile. Map different scenarios to see how they will play out. [20:43] In the article, Neil also mentions alternatives such as near-shoring, alternative suppliers, and technicalities about working within the system. Morgan mentions contract management. Another tip was tariff engineering by modifying your product design or where it's assembled. [21:35] Morgan shares an example. Converse All Stars have a layer of felt on the bottom, which classifies them as slippers, which have a lower tariff. They tweaked the product so it could be classified differently. Morgan just bought a new pair and saw the felt he had never noticed. [23:24] Morgan says certain auto imports may leave out features that would classify them as commercial vehicles, so they don't have a commercial vehicle duty. [24:08] Equipment that was bought before steel tariffs will be more expensive to repair after steel tariffs, and insurance that was in place before the tariffs may not cover the drastically more expensive repairs. This will affect heavy machinery. Revisit your insurance coverage. [25:06] Considering what major assets may be changing with tariff changes would be a helpful next step for people. Morgan refers to finding alternate suppliers or diversifying. If you're starting a new relationship with a supplier, tariffs need to be part of the contract conversation. [25:42] If tariffs are a risk you have not been accounting for in your supplier agreements, you may want to build more flexibility into future agreements.  [26:03] Justin mentions the 2025 hurricane season and accurate weather reporting. That relates to supply chain. Hilary includes replacement values, as materials cost more.  [26:33] Hilary wrote an article, “The 2025 Hurricane Season Outlook.” Hilary says it's interesting to tell similar stories every year in different ways. She looked at the outlook for this season and compared it to the results from last year. [27:35] She looked for the key trends that drove the results last year and that will impact this year. It's an outlook and also a strategic input. How does your organization need to adapt to this outlook? It's about seeing the overarching trends and figuring out how to act on them. [28:20] Hurricane Beryl came in the summer of 2024. It was one of the earliest major hurricanes to form. It reached Category 5 in 42 hours. What strategies should organizations take to address fast-developing storms? [28:43] Rapid intensification is a major trend with hurricanes. This is fueled by above-average ocean temperatures and other impacts of climate change. Storms are getting worse faster. The energy at the surface level contributes to faster-building hurricanes. Then there are trade winds. [29:09] It is a very big challenge for governments and private industry because you need to prepare much faster. You might only have a day of notice between a tropical storm and a Category 3 hurricane. [29:29] Preparedness is a state of being, not something you deal with if and when a storm arises. It needs to be a constant state of readiness. This year there have been significant budget cuts to NOAA and FEMA. This affects weather forecasting and the number of emergency staff. [30:22] Organizations need to understand that they need an increased amount of self-reliance. You cannot count on the cavalry coming. Preparedness means more than ever this year. [30:38] Morgan says it's less about coordinating with Federal agencies and more about making sure you have your ducks in a row. You may not have access to outside resources. You might be able to coordinate with other companies and organizations. Cooperation helps. [31:43] Hilary says, after last year, we saw with Hurricane Helene that some of these disasters are increasing and hitting in unpredictable areas that don't have the preparedness or the infrastructure because there is not a legacy sense of being at risk for hurricanes. [32:05] Preparedness is different in different regions. Taking an assessment, thinking about some of those scenarios is a strategic risk management issue that may need to shift in new ways. In some of those areas, you might not have local disaster resources because it has not been a risk. [32:38] Prepare by taking a realistic assessment of emergency resources on the ground, what has the historical risk been, and how that is shifting? [32:51] A Small Break! The Spencer Educational Foundation's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [33:10] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centred experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process is now open through July 30th, 2025. [33:30] General Grant awardees are typically notified at the end of October. The link is in this interview's show notes. Be sure to visit the programs page of SpencerEd.org. [33:40] The Spencer 2025 Funding their Future Gala will be held Thursday, September 18th at the Cipriani 42nd Street in Manhattan, New York. This year's honoree is Tim Ryan, the U.S. President of Lockton, and we hope to have him here on RIMScast this summer. A link is in the show notes. [34:03] Let's Return to the Conclusion of My Interview with Morgan O'Rourke and Hilary Tuttle of RIMS Risk Management magazine! [34:55] Jennifer Post, one of the editors, wrote an article, “USDA Budget Cuts Present Food Safety Risks.” Budget cuts may increase the likelihood of an outbreak of foodborne diseases and compromise the USDA's ability to respond and notify consumers of an outbreak. [36:28] Hilary notes recent outbreaks with cucumbers and tomatoes, which have been deadlier than one might expect. The cucumber recall was for cucumbers that had been sold six weeks before. Hilary has never had a cucumber for more than two weeks. [37:11] Shifting responsibility to under-resourced states creates uneven safety standards. Private companies will have to incur some of the costs of testing and monitoring their food. Who is responsible for coordinating food safety between states or countries is a question mark.  [37:50] This is not a great solution. It's an area of uncertainty for now. It is likely to increase costs for individual companies. It also increases the risk exposure for companies that are distributing food that makes people sick, but they don't know it. [38:09] The number of people getting sick and the amount of money a company will lose balloon as a function of time and notice. There are a lot of components to this issue. [38:30] Hilary says we are also seeing some concern around whether some of the shifting standards are going to create different levels of safety in different types of products or from different regions. This shifts a lot of the burden onto the consumer and private companies. [38:42] Morgan adds that beyond the cuts to NOAA, FEMA, and the USDA, there are cuts to cybersecurity infrastructure with CISA. These cuts remove a level of oversight that people have come to rely on. The cuts push responsibility for risks further onto states and private industry. [39:26] Morgan says they were worried about the appetite for change in the government from the Trump administration. The administration is making changes. Some of the fallout is that it has changed the risk landscape regarding storm damage, food safety, cybersecurity, and more. [39:46] You may have to reassess your risks in the light of these cuts to Federal agencies. Hilary points out that the cuts are not fluff when you realize the functions these agencies have. [40:21] Hilary quotes a food safety professor from the article. “Oversight is not a bureaucratic formality; it's the invisible line between routine production and preventable tragedy.” Hilary thinks that quote applies across a number of the cuts that have been made. [40:39] The magazine has an article on AI called “Balancing Innovation and Compliance When Implementing AI.” Morgan reports that AI is all over the place now. The conversation has to involve implementation issues and liability risks. AI hallucinations and data security are issues. [42:03] You need to have a level of human intervention and involvement to be looking for things that you might have taken for granted are true, but that are problematic or make you liable for something. [42:17] Hilary says another big issue is that the technology is drastically outpacing regulation, safety measures, and best practices. You need to be asking, “What do we have a defensible business reason to do, and what are we putting in place to safeguard those?” [42:44] Some of the AI applications around hiring incur very real consequences in terms of human impact and regulatory impact. You may be dealing with serious employment fines or other things of that nature that regulators will catch up on. [43:06] AI systems are designed to please you. They are not designed to do the right thing or to make intelligent choices. They guide a user, and the user needs to guide them. Hilary compares using AI to riding an elephant. The elephant can go where it wants to go; you need to control it. [43:55] Hilary says that a lot of these AI engines perpetuate bias that the people who developed them may or may not have or may not realize that they have. A large company for a while only hired white men because those were the people who had been successfully hired in the past. [44:20] The content online that trains these models is the content that is published online. It requires a certain amount of privilege, experience, education, and life perspective. It doesn't draw on the body of human experience and knowledge for representative bodies. [44:49] You have to bring a certain diversity of experience, and also check those inputs with either people or other sources. Morgan talks about the feeling you might get that something like an email was written by an AI. The homogeneity starts to erode the quality of things. [45:27] Morgan has read that one of ChatGPT's quirks is that a lot of responses will have a “not this but that” structure. For instance, “It's not just soup, it's a meal!” Once you see it, you start to see it everywhere. Hilary says a giveaway is the use of inserted emojis. [46:32] Morgan and Hilary have been editing for quite a while. Morgan can identify who wrote a piece of writing by its style. If you get an email from someone with turns of phrase they would never use, you know it's AI. Losing track of what's going on is not to your advantage. [47:26] Having AI write an email is an example of something that just because you can do it, doesn't mean you should do it. Should you be working in an environment in which you don't know how to interact functionally with your coworkers, the length of an email? [48:13] Engineering prompts are one of the biggest skills people need to learn in working with AI. Prompt engineering is the most important component that Hilary had to struggle to learn in an AI course she took. It makes the biggest difference to AI being usable. Take a prompt class. [49:05] Justin shares an experience he had using AI to make an email response he had written much shorter and less defensive. It wasn't perfect, but it helped him to revise his message. [49:47] Hilary said that Justin gave a great example of prompt engineering. You want to tell it who the recipient is, who you are, and what your specific concern is to address. You can also ask it to explain the changes that it makes, so you learn how to write better emails next time. [50:43] Hilary urges caution on choosing the platform. ChatGPT is decent for writing because you can prime it. You can't prime Copilot, and she says a lot of the results are garbage.  [51:46] The Q2 edition of RIMS Risk Management magazine is online. All the articles are on the site as links and as part of the digital edition. [51:56] A reminder to the audience: RIMS Risk Management magazine is always seeking contributors and contributions, primarily from the risk profession. The topics that are important to you are the topics that are important to your colleagues. Get your voices out there! [52:37] A good submission answers two questions: Why this? And why now? Why should other people care about this issue? New regulations? New fines? A recent court case? Is there a nuance you are highlighting? Another question is, so what? What do you do about it? [53:28] Justin offers, How will the audience be able to do their job better based on the information you're telling them? Morgan comments that the idea is risk management. You want to get to the management part of it so your organization can do something about it. [53:58] Go to RMMagazine.com and see the Contribute button at the top. That's where you'll find the editorial submission guidelines and the contact information for Morgan, Hilary, and Jennifer. They are open to your ideas, so by all means, reach out. You never know what it could lead to! [54:58] Hilary says they also welcome feedback on their existing coverage and the challenges you are seeing in the field. [55:27] Hilary and Morgan are going to rejoin us at the end of the year. We always close the year with an episode when they look back on the year and forward to the next. [56:01] Special thanks to my RIMS colleagues Mark Prysock, Morgan O'Rourke, and Hilary Tuttle for joining us here on RIMScast! Visit RIMS.org/advocacy to connect with Mark, and RMMagazine.com to connect with Morgan and Hilary, and get the latest risk news and insight. [56:23] Links are in this episode's show notes, including a link to the Contribute page on RMMagazine.com. [56:29] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [56:57] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [57:15] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [57:33] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [57:49] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [68:04] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [58:11] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RIMS Texas Regional 2025 — August 3‒5 | Registration now open. RIMS-CRMP In-Person Workshop in Texas Aug. 6 & 7 RIMS Canada 2025 — Sept. 14‒17 | Registration now open! RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration now open! RISKWORLD 2026 — Members-only early registration! Register through Sept 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute “How to Navigate Tariff Volatility” (April 3, 2025) “2025 Hurricane Season Outlook” (June 9, 2025) “USDA Budget Cuts Present Food Safety Risks” (May 21, 2025) “Balancing Innovation and Compliance When Implementing AI” (April 30, 2025) RIMS Now The Strategic and Enterprise Risk Center Spencer Education Foundation — General Grants 2026 — Application Deadline July 30, 2025 RIMS ERM Conference 2025 — Nov 17‒18 in Seattle! [Save the Date!] “RIMS-CRO Certificate in Advanced Enterprise Risk Management” — Featuring Instructor James Lam! Summer course sold out! | Fall bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RIMS Webinars: RIMS.org/Webinars   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep Virtual Workshop — July 17‒18 RIMS-CRMP Exam Prep Virtual Workshop — Sept 2‒3, 2025 | Presented by RIMS and PARIMA Full RIMS-CRMP Prep Course Schedule “Risk Taxonomy for Effective Risk Management” | July 24 | Instructor: Joe Mayo “Emerging Risks” | Aug 5 | Instructor: Joe Mayo See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “James Lam on ERM, Strategy, and the Modern CRO” “RIMS Legislative Priorities in 2025 with Mark Prysock” “Q1 2025 Risks with Morgan O'Rourke”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guests: Mark Prysock, General Counsel at Risk and Insurance Management Society, Inc. (RIMS) Morgan O'Rourke, Director of Publications at RIMS Hilary Tuttle, Managing Editor of Risk Management Magazine   Production and engineering provided by Podfly.  

What does it take to secure funding for asset-heavy, circular startups? In this episode, Jakob Röskamp, CFO at Traceless Materials, shares how customer validation builds investor confidence, why off-take agreements are key to de-risking CapEx-heavy models, and how combining equity, debt, and grants can reduce the cost of capital. While this series looks at how VCs select circular startups, it's equally important to understand how startups choose their investors. Jakob shares practical insights on what that process looks like from the startup side. He also talks about Traceless's approach to lifecycle assessments, as well as managing complexity when scaling a circular solution in the real world.

Flat roofs are vulnerable roofs in the wrong conditions - and in Colorado, conditions are rarely just right. Apex Restoration & Roofing can protect your Pueblo business with expert repair and replacement services.Click https://apexroofingusa.com/pueblo-county/pueblo now! Apex Restoration & Roofing City: Centennial Address: 7076 S Alton Way, Centennial, Website: https://apexroofingusa.com/

Have you been taught that all emotions except joy are bad? That you need to "count it all joy" in such a way that in your church or religious circles emotions were taught as bad or good, Christians don't have big emotions like sadness, anger, or fear? Today is not a discussion like that!. Dr. Stephanie & Dan talk with Chris & Jen Coursey about REAL joy, and that joy is not a choice, and that joy does not mean denying or diminishing other emotions. Join our discussion today to learn:Joy vs. HappinessManaging and Processing the Big 6 EmotionsRemaining Relational and your Christ-centered self when you have big emotions! Many ND Christian relationships are high conflict, full of trauma, and low or no joy! Is it even possible?Dan and Stephanie discuss Courseys' book, 30 Days of Joy, and how they modified it to be a NeuroDiverse Christian Couple. This month, the 5-6 podcasts all go together! We encourage you and invite you to listen to the entire month of June in the sequence they were produced. Want to know more about the Courseys and THRIVEworks? https://thrivetoday.org/ START NOW when the kids are young to process their emotions in a healthy way! Materials available for parents! Free Download of the Emotion Wheel and Where Emotions Live in your body: Free PDFhttps://drive.google.com/file/d/1BvYRLx9zRiVE_8ucjgYfNYzbOq8BUTQ9/view More About Chris:For nearly 25 years, Chris has been developing and practicing brain-based solutions to make relationships work. He started out his career specializing in severe trauma and abuse. For several years, he also pastored a small congregation in Michigan. Chris is a published author with ten books in print, including “The Joy Switch: How Your Brain's Secret Circuit Affects Your Relationships…And How You Can Activate It.” He co-authored his most recent book, “The 4 Habits of Raising Joy-Filled Kids”. Chris enjoys spending time with Jen and their two sons, Matthew and Andrew. In addition to studying, writing, jogging, and exercising, he enjoys the outdoors and is one of the rare people who actually like the snow. More About Jen:Jen is passionate about seeing mothers, fathers, and families equipped with the 19 relational skills needed to thrive. As the mother of 2 active teenagers, Jen is grateful to have learned these important skills later in life, as relational skills have no doubt preserved her sanity and prepared her to raise a thriving family in the midst of the ongoing demands from her family and her ministry. Jen started the Thriving Mamas blog and is excited to share her parenting and life experiences as well as pass on the skills God has used to transform her life.

Four big things you need to know: First, globally our analysts are constructive on performance over the next 6-12 months. Second, driven in part by our survey results, we are making six changes to our US sector calls – we dig in a little deeper to the upgrades of Materials, Consumer Staples, and REITs here. Third, while we don't make recommendations on non-US sectors, we do highlight how Financials is a favorite across the globe among our analysts. Fourth, improving 2026 consensus GDP forecasts are a positive outlier for the US compared to our other coverage regions, which we think has been helping boost US performance.

In this episode, Nick & guest co-host, Michael Carruthers, speak with Ryan Scott, Vice President of Commercial Strategy - Slots at Light & Wonder. Learn about Ryan's path from casino operations into strategic supply-side roles and how he leverages experiences in each to better inform L&W's commercial strategies. Hear about the dominance of the Big Three suppliers on today's slot floors, and how they're leveraging advantages in distribution power, developmental and analytical capacity, product bundling, lounge programs, and other strategies to fortify and expand floor share. Also in this episode, the ongoing debate about voluntary smoking bans. © 2015 -2025 RM Holdings B.V. and ReelMetrics B.V. All rights reserved.For transcripts of ReelCast episodes, please see https://www.reelmetrics.com/reelcast.For legal statements apropos of this and other ReelMetrics content / "Materials", please see https://www.reelmetrics.com/legal

Time for another European flavoured Hackaday Podcast this week, as Elliot Williams is joined by Jenny List, two writers sweltering in the humidity of a Central European summer. Both of our fans and air conditioners made enough noise to be picked up on the microphone when they were turned on, so we're suffering for your entertainment. The big Hackaday news stories of the week are twofold, firstly a cat-themed set of winners for the 2025 Pet Hacks contest, and then the announcement of a fresh competition: the 2025 Hackaday One Hertz Challenge. Get your once-a-second projects ready! This week gave us a nice pile of interesting hacks, including some next-level work growing and machining the crystal for a home-made Pockels cell light valve, an pcoming technique for glass 3D prints, and enough vulnerabilities to make any Nissan Leaf owner nervous. We note that mechanical 7-segment displays are an arena showing excellent hacks, and we're here for it. Meanwhile among the quick hacks a filament made of PLA with a PETG core caught Elliot's eye, while Jenny was impressed with a beautifully-made paper tape punch. Finally in the can't miss section, The latest in Dan Maloney's Mining and Refining series looks at drilling and blasting. Such an explosive piece should come last, but wait! There's more! Al Williams gives us a potted history of satellite phones, and explains why you don't carry an Iridium in your pocket.  

Send us a textWith this video game we call reality getting wild lately, I thought it was a good moment in time to dance on the bridge to Heaven. If near-death-experiencers are right in their accounts, Heaven is our true home, all of us. It is rife with colors, music, and unconditional love.We need a bit of that chicken soup for the soul right now, don't we?  Let's channel our inner Led Zepplin and climb the stairway or bridge to Heaven.Heaven 101Heaven. Nirvana. Eden. Paradise. Cielo. Valhalla, Zion, On High Empyrean, bliss, Elysian Fields. The concept of heaven is shared by cultures across the globe.In Old English - heofon - meaning "home of God" German? Himmel - heaven or skyAncient Greeks had a few names for heaven, Elysium, Ouranos (which referred to sky or heaven)In Hebrew, ShamayimIn Hinduism, Svarga, which is the celestial abode of the godsIn Māori - Kiko-rangi, which was presided over by two godsShow Sources and Materials - what to read, listen, or watch NEXT A Brief History of Heaven, Joe Boyd (The Deconstructed Pastor), SubstackThe Story behind, Knocking on Heaven's Door, SteamITThe story behind Led Zeppelin's Stairway to Heaven, American SongwriterArchosanti: Arizona's grand experiment in sustainable living approaches 50 years, Lauren Schieler, Cronkite News, Tucson Sentinel Have you tried the GoodPods app yet? It's free and a fun way to share podcasts with friends and family! Curious Cat Podcast is there, and is sitting pretty in the Top 5 of Angels and other categories! Be one of the first to share and recommend podcasts to your friends. Curious Cat Crew on Socials:Curious Cat on Twitter (X)Curious Cat on InstagramCurious Cat on TikTokArt Director, Nora, has a handmade, ethically-sourced jewelry company!

In this cozy episode, Ade and Tim unzip the world of sleeping bags—literally. They dive into:Sleeping Bag Shapes – mummy, rectangular, quilt-style: which one's for you?Materials – synthetic vs. down, what keeps you warmer (and drier)?Season Ratings – how to choose the right bag for spring, summer, or snowy nights.Storage Tips – stuff sack vs. loose storage, and how not to ruin your insulation.What they personally use and why they're not just rolling in their sleeping bags like sausages in foil.Plus:

The Juvenalia Book Club is back! We're talking about book 2 of Philip Pullman's His Dark Materials series, The Subtle Knife. We talk about our love for new characters Will and Mary, the nature of dark matter in the His Dark Materials universe, whose dark material is it anyway?, trusting that a book will give you the answers you're looking for if you just keep reading. Also, Andrea probes Alan's understanding of what he's reading and Alan tries his best to answer her. Alan is @alan_maguire. Juvenalia is his main thing right now but he does a bit of standup sometimes too.Andrea  @AndreaCleary_. Her other podcasts are My Favourite Album With Andrea Cleary and The Nialler9 Podcast. Her newsletter is at https://andrea-cleary.ghost.io/Thank you to Dee McDonnell for our artwork.We have a Patreon! You can get bonus episodes including our patreon-only show Started/Finished where we talk about the pop culture we started and finished recently. We also have some free lil bits of merch. It's patreon.com/juvenaliaThis episode was produced by Alan.Juvenalia is a Tall Tales podcast. Thank you Cassie.

However, the company is still on the hook for piracy. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Welcome back to HappyPorch Radio: the circular economy technology podcast!In this episode our hosts Barry O'Kane and Jo Weston are joined by Yann Toutant, CEO and Co-founder of Black Winch who are the world's exclusive authority in Product-As-A-Service (PaaS) solutions. At the beginning of the conversation Yann explains Black Winch's work and how they engage, inspire and empower intrapreneurs to achieve their PaaS ambitions by building and scaling their in-house recurring revenue models. Drawing on his experience guiding manufacturers through the transition to outcome-based services, Yann offers a deep dive into both the opportunities and the operational realities of implementing PaaS and discusses the importance of a long-term thinking strategy to make PaaS successful in any business.Yann also highlights key differences between B2B and B2C adoption of as-a-service models and talks about how technology plays a critical role in enabling these models. He outlines the importance of asset tracking, consumption data, billing complexity management, and reverse logistics—all underpinned by flexible tech stacks that evolve as the business scales. Looking ahead, Yann envisions that manufacturers will want to retain ownership of raw materials and explains how urban mining and material recovery will become strategic advantages.Tune in to learn about how new generations of data-driven leaders will continue to accelerate the shift towards PaaS and much more!This podcast is brought to you by HappyPorch. We specialise in technology and software development for Circular Economy minded purpose-driven businesses. Our podcast focuses mostly on: Circular Economy, Digital Enablers, Technology, Software, Circular Solutions, Fashion & Textiles, Circular Strategies, Digital, Reuse, Circular Design, Circularity, Systems Thinking, Economics, Data, Platforms, Degrowth, Policy & Regulation, Collaboration, Materials, Supply Chain, Biological Cycles, Materials, Food Waste, Biomimicry, Construction, Modular Design, Culture & Language, Zero Waste, Digital Passports, Life Cycle Assessment, Recycling, Reverse Logistics, Materials, Sharing Economy, Manufacturing, Efficiency, Environmental Impact and much more!

David Murphy Economics and Public Affairs Editor discusses concerns in the concrete industry over a potential shortfall in supplies of sand, gravel and stone to meet demand.

A judge ruled Anthropic's AI training on copyrighted materials is fair use, Philips Hue says US prices will go up in July because of tariffs, and Netflix is removing over 20 games, including Hades and Monument Valley. It's Wednesday June 25th and here's a quick look at tech in the news this morning from Engadget. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Welcome to a special episode covering everything happening at the RSAC 2025. Meet Sameer Ahirrao, Founder & CEO of Ardent Privacy, with 25+ years of experience working with global giants like Deloitte, Lockheed Martin, and Symantec. Joining him is Nick Salian, CISO at Cantor Fitzgeraldic, and an AI regulation expert who's played key roles at Wipro and Palo Alto Networks. In this episode, we dive deep into how AI is transforming the cybersecurity landscape, the biggest trends at RSA 2025, and why AI governance solutions are the next big thing. We also break down the concept of Data Bill of Materials and how Ardent Privacy helps organizations protect critical data infrastructures—whether you're launching new software or safeguarding legacy IT. Sameer's reference in the interview • "AI Ethics by Design Is the Way Ahead to P...

On this week's episode of Dollars & Sense, we dive into two hot financial topics that could impact your wallet and your future investments! Model Portfolios: Did you know assets in model portfolios surged to a record $8 trillion this year? Find out the pros and cons of these pre-packaged investment options and why you need to ask your financial advisor the right questions to truly know what you own. Are these portfolios helping you grow your money—or just serving the institutions? 529 College Savings Plans: There's groundbreaking news on the horizon! Proposed expansions could allow 529 funds to cover more educational expenses, from tutoring fees to curriculum materials and even SAT tests. Learn how these changes may offer greater flexibility and reassurance for parents and grandparents saving for their loved ones' education. 

Am 13. Juni teilte Iran der Internationalen Atomenergiebehörde mit, „spezielle Maßnahmen zum Schutz der nuklearen Ausrüstung und des nuklearen Materials“ umzusetzen. Nun tappt auch die Organisation im Dunkeln und fordert, aktuell die Bestände überprüfen zu können.

Six years ago, Simon Moores, CEO of Benchmark Minerals Intelligence shook the world in a now legendary testimony in front of the US Senate. Then, Simon predicted the exponential growth of batteries and the control that China was starting to exert of the supply chains.Fast forward today, we bring in, Caspar Rawles, Simon's trusted lieutenant, and COO of Benchmark Mineral Intelligence to assess how Simon's predictions panned out. What was prophetic and what never materialized. Benchmark Mineral Intelligence, a London-based Price Reporting Agency (PRA) founded in 2014, specializes in lithium-ion battery and EV supply chains, offering IOSCO-accredited price assessments, supply-demand forecasts, ESG analytics, consultancy, global events, and policy influence.It focuses on critical minerals and recently expanded with Rho Motion, valued at $500M. Caspar talks about the growth of BMI, about the importance of its agreement with ICE, and how he sees the future.Laurent and Gerard conclude on Lithium and Rare Earths. Not really what you expect.

In this episode, Shaun and Rebecca dive deep into the nuts and bolts of creating and managing a materials library for interior designers. They discuss everything from sourcing sample accounts and organizing fabrics, tile, rugs, paint, hardware, lighting, and window coverings, to managing the relentless influx of materials and avoiding storage chaos—all while keeping things inspiring and client-ready.With practical tips on establishing vendor relationships, setting up effective storage systems, maintaining sample quality, and curating collections by color or usage, this episode is packed with insights to help designers build an efficient, beautiful, and functional materials library.In this episode they discuss:How to get design trade accounts and sample access from major vendors like Pindler, Fabricut, Kravet, York, and more using resale certificates and business credentials.Strategies for organizing fabric samples—by color themes, outdoor vs. indoor, window treatments, and best folding and bin systems to keep samples visible and curled-free.Tips for storing tile, rugs, hardware, lighting, and paint samples—utilizing IKEA Pax units, bins, hangers, shallow drawers, finished-sample rings, and rep-supplied storage aids.Using Material Bank and vendor programs for efficient sample sourcing and quick shipping of paint, commercial fabrics, and tile.Solutions for managing bulky samples (e.g., tile boards, rug swatches, paint decks) and the benefits of building strong vendor relationships for rep delivery and service.Facing common challenges such as moth infestations, sample deterioration, and the time/labor required to maintain a materials library, including ideas for reuse or redistribution of unused samples.Leveraging market exposure (High Point, Las Vegas, Pacific Design Center) to expand your sample collection and deepen vendor knowledge without cluttering your home studio.Mentioned:IKEA Pax System: https://www.ikea.com/us/en/cat/pax-system-19086/HYDC Material Library Organization Amazon Storefront: https://amzn.to/3ZTSZp5Happy Hour Design Collective: https://www.itshappyhour.co/Pindler Fabrics: https://www.pindler.com/Fabricut Fabrics: https://fabricut.com/Schumacher Fabrics: https://schumacher.com/Kravet: https://www.kravet.com/York Wallcoverings: https://www.yorkwallcoverings.com/Anna Elizabeth / Greenhouse Fabrics: https://www.greenhousefabrics.com/anna-elisabethCrypton Fabrics: https://crypton.com/Zia Tile: https://www.ziatile.com/Fireclay Tile: https://www.fireclaytile.com/Supply Showroom: https://www.supplyshowroom.com/Pattern Collective:

Stephen Bates shares how a series of serendipitous eureka moments led to the creation of Rheon Labs, a smart-materials company developing energy-absorbing technology to better support and protect the body.See omnystudio.com/listener for privacy information.

In this episode of The President's Daily Brief: Germany's top intelligence chief warns that Russia may soon test NATO's resolve in the Baltics—potentially by deploying so-called “little green men.” A third Chinese national is now facing charges for smuggling biological materials into the U.S., raising concerns about an emerging pattern. The U.N.'s nuclear watchdog believes North Korea is building a new uranium-enrichment site, pointing to Kim Jong-un's plans to expand his nuclear arsenal. Back of the Brief: Israel's navy strikes the Houthi-controlled Yemeni port city of Hodeida—the first seaborne assault of the conflict. To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting PDBPremium.com Please remember to subscribe if you enjoyed this episode of The President's Daily Brief. YouTube: youtube.com/@presidentsdailybrief StopBox: Get firearm security redesigned and save with BOGO the StopBox Pro AND 10% OFF @StopBoxUSA with code PDB at https://stopboxusa.com/PDB! #stopboxpod Birch Gold: Text PDB to 989898 and get your free info kit on gold True Classic: Upgrade your wardrobe and save on @trueclassic at https://trueclassic.com/PDB #trueclassicpod Learn more about your ad choices. Visit megaphone.fm/adchoices