Podcasts about materials

This episode of the Pipeliners Podcast welcomes back Keith Coyle, now serving as Chief Counsel at PHMSA, to discuss his new role and the agency's current priorities. The conversation highlights leadership changes within PHMSA, the administration's push for greater efficiency and impact, and the agency's updated approach to rulemaking, enforcement, and safety priorities. Listeners get a high-level view of how PHMSA is focusing its efforts to drive meaningful improvements in pipeline safety. Visit PipelinePodcastNetwork.com for a full episode transcript, as well as detailed show notes with relevant links and insider term definitions.

1DullGeek takes the hot seat to defend his controversial lean-of-peak flying technique that left Brian "smiling and nodding while trying to keep up." Using full throttle and mixture control for power management breaks more than just Lord Alpha Juliet's brain - it challenges decades of conventional wisdom. The crew dives deep into the psychology of finding and keeping good A&Ps, from owner-assisted annuals to the art of setting ground rules before work begins. Ted shares desert camping adventures complete with ground effect experimentation, Brian celebrates his first successful tailwheel flight review, and everyone agrees that partnerships come with built-in mechanics (the real MVP move).Mentioned on the show:* EP100 in West Virginia with OG Chris: https://midlifepilotpodcast.com/blog/remembering-episode-100-a-very-special-non-event* Mike Busch, Time and Materials: https://www.savvyaviation.com/wp-content/uploads/2024/01/Savvy_2023-12_time-and-materials.pdf* Ask the A&Ps: https://www.aopa.org/news-and-media/podcasts/podcasts/ask-the-a-and-ps* Savvy Aviation: https://www.savvyaviation.com/Support the Show: Join the best midlife pilot community and support the podcast on Patreon, browse our aviation merch collection, send us your feedback, and connect with fellow pilots at https://midlifepilotpodcast.com. We're grateful for your support in making this the positive aviation community we all love to be part of.

Andre Koch Torres Assis is a professor of Physics at the University of Campinas in Brazil, who has been studying the history of electricity and electrodynamics for more than thirty years. As part of his research, he has assembled put together a collection of experiments that demonstrate some of the earliest experiences that natural philosophers had with electricity - and which show how poorly understood these phenomena still are today, more than two hundred years after they were first observed. PATREON https://www.patreon.com/c/demystifysciPARADIGM DRIFThttps://demystifysci.com/paradigm-drift-showOUR HOMEBREWED MUSICCheck out our band's new album:https://secretaryofnature.bandcamp.com/album/everything-is-so-good-hereVinyl pre-orders available now: https://buy.stripe.com/14A5kC3Od5d21Ms7zPdEs09ANDRE'S EARLIER APPEARANCES ON THE PODCAST:DemystifySci #328 https://www.youtube.com/watch?v=upV3ZfCEISADemystifySci #233 https://youtu.be/kGHNKORQZK8DemystifySci #204 https://youtu.be/VGql2qiRjkYANDRE'S TALK at DEMYSTICON: https://youtu.be/bboKmG0uUuU?si=c1ctpVpecjzIRhMKANDRE'S HOMEPAGE: https://www.ifi.unicamp.br/~assis00:00 Go! 00:07:02 Experiment Demonstration: The Amber Effect 00:17:06 The oldest instrument to study electricity 00:24:00 Exploring Repulsion in Electricity with the Electric Pendulum 00:30:00 Understanding Electrical Charge Interaction 00:34:00 Historical Experiments and Discoveries in Electricity 00:39:00 Levitation Experiment and Its Significance 00:45:00 Du Fay's Two Kinds of Electricity Discovery 00:52:00 The Electroscope and Key Findings 01:02:04 Introduction to Insulators and Conductors 01:07:01 Discovery of Conductors and Insulators by Gray 01:14:24 Classification Experiment with Various Materials 01:21:22 Conductivity Results of Various Materials 01:26:58 Understanding Electricity Control Through Conductors and Insulators 01:30:48 Material Variability and Conductivity Insights 01:31:17 Conductive Properties of Materials 01:36:00 Voltage Behavior of Materials 01:41:00 Role of Water and Conductivity 01:49:00 Mysteries of Charge Generation 01:51:22 English Translation of Coulomb's Memoirs01:57:00 Experimental Insights into Electricity 01:57:48 Exploration of Electron Dynamics 02:04:08 Insights into Electrification Theories 02:10:53 Reflections on Physics Definitions 02:15:54 Material Experimentations and Historical Context 02:18:34 Advancements in Charge Distribution Studies 02:21:47 Limitations of Experimental Accessibility 02:22:27 Importance of Hands-On Physics Education 02:28:01 Mysteries of Electricity 02:30:06 Collaborative Physics Discourse 02:34:34 Historical Context of Discoveries#electricity, #staticelectricity , #physicsexperiments, #electrostatics, #DIYphysics, #engineering, #learnphysics , #electriccharges , #physicsdemo, #physicscommunity, #philosophypodcast , #sciencepodcast, #longformpodcastMERCH: Rock some DemystifySci gear : https://demystifysci.myspreadshop.com/allAMAZON: Do your shopping through this link: https://amzn.to/3YyoT98DONATE: https://bit.ly/3wkPqaDSUBSTACK: https://substack.com/@UCqV4_7i9h1_V7hY48eZZSLw@demystifysci RSS: https://anchor.fm/s/2be66934/podcast/rssMAILING LIST: https://bit.ly/3v3kz2S SOCIAL: - Discord: https://discord.gg/MJzKT8CQub- Facebook: https://www.facebook.com/groups/DemystifySci- Instagram: https://www.instagram.com/DemystifySci/- Twitter: https://twitter.com/DemystifySciMUSIC: -Shilo Delay: https://g.co/kgs/oty671

Dr. Karen Daniels is a Professor in the Department of Physics at North Carolina State University. Karen's lab investigates the physics of how materials change state (e.g. from solid to fluid), how they deform, and how they may ultimately fail. She studies these questions across a variety of length and time scales, from microscopic phenomena that occur in less than a second to shifts in land that occur on geologic timescales and may lead to landslides. Travel is a passion for Karen. While traveling, she loves hiking on mountain trails, eating delicious food, discovering new foods that she can try to make at home, reading books, knitting, and interacting with new people and places. She received her BA in physics from Dartmouth College. Karen then worked for about three years as a science teacher at Saint Ann's School in Brooklyn before enrolling in graduate school at Cornell University where she earned her PhD in physics. She then conducted postdoctoral research at Duke University before joining the faculty at NCSU in 2005. Karen has been awarded a fellowship from the Alexander von Humboldt Foundation to support a yearlong sabbatical at the Max Planck Institute for Dynamics and Self-Organization in Göttingen, Germany. In addition, Karen was the recipient of a National Science Foundation Early Career Development (CAREER) Award, the Equity for Women Award from NCSU, and the LeRoy and Elva Martin Award for Teaching Excellence. She has also been named a Fellow of the American Physical Society. In our interview, Karen shares more about her life and science.

Segment 1 with Amy Peterson and Rebel Nell.To help close the gap in funding and support for women-owned small businesses, Block Advisors by H&R Block created the Fund Her Future small business grant program. The program will award five women-owned small businesses a combined total of $100,000 in funding and access to a year of small business services from Block Advisors. Today we talk with the grand prize winner Amy Peterson, founder of Rebel Nell, launched the company in 2013 to fuse her passion for empowering women with a deep love for Detroit's vibrant street art. Rebel Nell transforms fallen graffiti into bold, one-of-a-kind jewelry, handcrafted by women overcoming barriers such as homelessness, seeking asylum, or living with disabilities. Latasha Randle is a Strategy & Small Business Program Manager at Block Advisors by H&R Block. In this role, she develops, implements, and executes small business strategy and initiatives that promote small business growth across tax, bookkeeping, and payroll. She is also a small business owner herself.Segment 2 with Don Constante.What really goes on behind the scenes of some of the biggest sporting events in the world and what can you learn about organizing the best experiences for your customers.Don Costante is a distinguished sports and event presentation expert with more than thirty years of experience transforming live events into immersive, fan-centered experiences. Throughout his career, he has directed, produced, and managed more than 2,500 live events, including three NBA Finals, two World Series, and thirteen NBA All-Star Jam Session Center Courts. His work spans major organizations across the NBA, MLB, WNBA, and NASCAR, where he has consistently elevated the quality and impact of event presentations.He has a new book called "Beyond the Scoreboard: The Ultimate Guide to Sports Event Presentation".Become a supporter of this podcast: https://www.spreaker.com/podcast/the-small-business-radio-show--3306444/support.Listen to all the episodes of The Small Business Radio Show at www.barrymoltz.com

Get ready for what's ahead as we learn more about how to "Live A Life Of Unstoppable Strength." Today's message is "The Sword of the Spirit - The Word of God" by Pastor Lydia Sigman. Materials for this month are taken from "Overcomer" by Dr. David Jeremiah and the teaching series "Armor of God" by Pastor Larry Huch. Stay connected with us at: www.newbeginnings.org www.larryhuchministries.com larryhuchministries.com/resources/#podcast

What are you wearing today? What processes, chemical and otherwise, have gone into creating the garments in your wardrobe? And how might they be improved, honed, transformed in the future?Professor of Materials & Society at UCL, Mark Miodownik, Dr Jane Wood, Lecturer at the University of Manchester and expert in textile technology, and materials scientist, writer and presenter Dr Anna Ploszajaki join Marnie Chesterton to take a closer look at possibly the most familiar materials we own, our clothes.Presenter: Marnie Chesterton Producers: Clare Salisbury and Lyndon Jones Editor: Martin Smith Production Co-ordinator: Jana Bennett-Holesworth

Ken Simonson, Chief Economist, Associated General Contractors of America, joins Megan Lynch with details on the higher costs of building, 'The outlook remains fairly bleak for construction,' says Simonson, calling it, 'an essential part of the economy.'

RBC's Markets in Motion is the weekly podcast from Lori Calvasina, Head of US Equity Strategy at RBC Capital Markets, highlighting her latest views on the US equity market.The big things you need to know:First, we see Friday's weaker-than-expected jobs report as having added some additional uncertainty to the US equity market outlook at a time when we've been on guard for choppiness for other reasons.Second, we reiterate our overweight stance on the S&P 500 Materials sector.Third, other things that jump out to us include the weakness in bitcoin and the deterioration in US equity flows and retail flows specifically, which add to our near-term concerns.

Thinking about building raised garden beds but not sure what materials to use? Today on Just Grow Something we dig into all the options for raised bed construction, from wood, stone, and galvanized steel to creative choices like reclaimed materials, fabric grow bags, and more. We'll talk about the pros and cons of each, including cost, durability, aesthetics, and safety concerns like chemical leaching or microplastics. You'll also learn when (and if) you need a bottom layer to block weeds, stop burrowing critters, or protect your soil. Whether you're a new gardener or looking to upgrade your existing setup, this episode gives you the science-backed insights you need to choose the right raised bed materials for your garden. Let's dig in!Perfect for: raised bed gardening, beginner gardeners,vegetable gardening, sustainable gardening, DIY garden beds, pressure-treated wood safety, and backyard food growing.Save 20% and get Free Shipping on your new planter from PlanterBoxDirect.com! Use code JUSTGROW20 now through October 15th, 2025!References:https://extension.oregonstate.edu/gardening/soil-compost/pressure-treated-wood-raised-bed-construction-willamette-valleyhttps://extension.umn.edu/planting-and-growing-guides/raised-bed-gardensFull show notes can be found at https://justgrowsomethingpodcast.com/episode/materials-to-use-for-building-a-new-raised-garden-bed-ep-266

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Manjit K. MInhas, Calgary-born entrepreneur, engineer, venture capitalist, and Co-founder and CEO at Minhas Brewery, Distillery, and Winery, from the age of 19. Manjit appears on Dragon's Den on the CBC and is a multiple entrepreneur. Justin and Manjit discuss her entrepreneurship journey, how she insists on risk professionals at the table from the beginning of any business, and what her risk philosophy is. Manjit shares thoughts on business resilience and her upcoming opening keynote at the RIMS Canada Conference 2025 on September 15th in Calgary. She offers a Q&A at the end of her keynote.   Listen to learn about startups, innovation, and having risk management at the decision table.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our guest is Manjit Minhas. You might know her from Dragon's Den in Canada. She's also the Co-founder and CEO of Minhas Brewing and Distilleries. [:45] We will get a sample of her keynote, which will kick off the RIMS Canada Conference 2025 in Calgary, on September 15th. We've got a really fun episode for you today! [:56] RIMS-CRMP Workshops! The next RIMS-CRMP-FED virtual workshop will be held on November 11th and 12th, and led by Joseph Mayo. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:16] RIMS Virtual Workshops! RIMS has launched a new course, “Intro to ERM for Senior Leaders.” It will be held again on November 4th and 5th and will be led by Elise Farnham. RIMS members enjoy deep discounts! [1:33] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:44] Several RIMS Webinars are being hosted this Fall. On September 18th, Origami Risk will present “Driving Better Incident and Claims Management with Data, Technology & Strategic Collaboration”. [1:56] On October 9th, Global Risk Consultants returns to deliver “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes”. [2:06] On October 16th, Zurich returns to deliver “Jury Dynamics: How Juries Shape Today's Legal Landscape”. [2:14] On October 30th, Swiss Re will present “Parametric Insurance: Providing Financial Certainty in Uncertain Times”. [2:23] On November 6th, Hub will present “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World”. Register at RIMS.org/Webinars. [2:35] RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through the 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when registering by September 30th. [2:49] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by September 30th, and you will also be entered to win a $500 raffle. Don't miss out on this chance to plan and score some extra perks. [3:02] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to join us. Visit RIMS.org/membership and build your risk network with us here at RIMS. [3:17] On with the show! Our guest today is Manjit K. Minhas, a Calgary-born entrepreneur, engineer, and venture capitalist. [3:28] You know her from the Minhas Brewery, Distillery, and Winery, which has grown into a global empire, with over 90 brands sold across North America and 16 countries. [3:38] You also know her from CBC's Dragon's Den, which premieres its new season, featuring Manjit, in September 2025. Manjit will distill her risk philosophies on reliance and leadership today, here on RIMScast. I'm so excited to have her join us! Let's get to it! [4:01] Interview! Manjit K. Minhas, welcome to RIMScast! [411] Manjit loves risk professionals and loves working with them. She is very excited to speak to risk professionals from many industries at the RIMS Canada Conference 2025. [4:27] Manjit has worked with risk professionals in her companies and through the boards she sits on and the companies she advises or invests in. She sees a variety of talents and skills in risk professionals. They have a technical expertise and a strong foundation in methodologies. [5:01] Manjit says risk professionals identify not just the basic operational and financial risks but strategic risks and mitigation risks. There is so much M&A happening in every sector. Their technical expertise is very important. [5:22] Manjit explains, they are really good at data analysis and modeling, and making that data and a large volume of information into something that matters, that decision-makers can use to make great decisions, and think about the pros, the cons, and sometimes the blind spots. [5:57] The risk officers Manjit hires have her ear. She always likes them to be at the table. She wants their perspective beforehand rather than after. They are good at listening, taking it all in, succinctly communicating, and helping with stakeholder management. [6:18] Manjit believes that with their business acumen and their wealth of knowledge from so many parts of the business, risk managers should be at the table all the time. She wants their input from the outset. [6:42] Manjit believes that more business leaders with that viewpoint are coming up. It's a matter of how long you've been an entrepreneur or founder. Manjit has been an entrepreneur for 26 years. She and her brother started when she was 19. The drinking age in Canada is 18. [6:58] Manjit was studying engineering at the University of Calgary and came up with the idea of getting into the private label spirits business, and a couple of years later, the beer business. They started as a sales, marketing, and branding company, and then got into manufacturing. [7:16] It went step by step. It was not overnight, by any means. She just started young and has been at it for a long time. With that time comes experience, knowledge, and understanding that there are a lot of smarter people than she, that she needs to collect around the table. [7:34] At year four or five, she didn't have the same perspective she has now. Founders and entrepreneurs in early stages are still figuring it out and don't have the resources to have the same perspective as Manjit. As they gain self-awareness, they look to risk professionals. [8:14] As a 19-year-old, Manjit says she had no concept of risk. She didn't have money or a reputation at risk. Now, she has a lot more of those things, plus a list of a dozen more, that are at risk. A young person doesn't think they're risking anything other than time and energy. [8:48] Manjit thinks time definitely makes all of us a bit smarter.  [8:52] The risk professionals working for Manit work under the legal department. [9:42] Manjit talks about her risk professionals. As a business owner, you want to have the confidence that you have someone there identifying risks, assessing the impact, prioritizing risks, developing mitigation plans, and assigning responsibility. The list goes on. [10:18] In this day and age, things are changing so fast, from policy, regulation, and the labor environment. There's a long list of things that companies need to be aware of. They can't just close their eyes. They have to have a plan. [10:47] Manjit is an optimist. She wakes up thinking that where there is a challenge, there is an opportunity. She believes that when things are tough, there are a lot of problems to solve. That's when great businesses are born. Great entrepreneurs are good at solving and discovering. [11:29] RIMS Events! On September 18th, the 10th Annual Chicagoland Risk Forum will be held at The Old Post Office in Chicago. Register at ChicagoRIMS.org. [11:43] On October 1st through the 3rd, the RIMS Western Regional Conference will be held in North San Jose at the Santa Clara Marriott. The agenda is live. It looks fantastic! Visit RIMSWesternRegional.com and register today! [12:00] On November 17th and 18th, elevate your ERM Program and career at the RIMS ERM Conference 2025 in Seattle, Washington. Register now to save $110 and secure your spot at the ERM event of the year. [12:16] Canadian listeners, take note, that's just a little bit South of the border in British Columbia. That's a great way to extend your knowledge after the RIMS Canada Conference. Visit RIMS.org/ERM2025 to register. [12:31] Let's Return to Our Interview with RIMS Canada Conference 2025 Opening Keynote, Manjit K. Minhas!  [12:41] Minhas products include a beer for Trader Joe's, and a fair number of private-label, controlled-label, and white-label brands throughout North America, including food service. If you've had a beer-battered onion ring or French fry on the East Coast, you've had Minhas beer. [13:28] Minhas has a diverse business within the liquor industry. [13:37] Manjit discusses reputational risk. There is reputational risk in any consumer-facing business. She says, often, what separates you from the flurry of competitor advertising is taking some risks with your brand image. [14:15] She shares an example of making a decision early on that was to get noticed, but also to protect the Minhas brand. Marketing professionals are more forward-thinking, and risk professionals are more conservative. Manjit comes to a happy middle-ground decision. [15:40] Final Break! The Spencer Educational Foundation's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [15:58] Since 1999, Spencer has awarded over $2.9 million to create more than 570 Risk Management Internships. The Internship Grants application process is now open through October 15th, 2025. [16:14] To be eligible, risk managers must be based in the U.S., Canada, or Bermuda. A link to the Internship Grants page is in this episode's show notes. You can always visit SpencerEd.org, as well. [16:28] Let's Conclude Our Interview with RIMS Canada Conference 2025 Opening Keynote, Manjit Minhas! [16:39] Manjit states that innovation is one of the fun parts of R&D. Manjit talks about different vodkas and beers. Innovation has a financial and reputational cost, and the cost of pushing away another product from retail shelves, for a variety of marketing reasons. [17:40] There are a lot of reasons you don't want to innovate and upset the apple cart. The risk professionals help by getting the metrics for the decision. When will you see if the risk is paying off? It's an art. There are a lot of people involved, so that leadership can make a decision. [18:33] Manjit says there are a lot of nerves in the launch phase of innovation, after being in business this long. It's different when you're new. Once it's out and Manjit sees the execution phase, that's when she gets excited. All of the pieces of the puzzle have come together. [19:18] When Manjit started the business, it was super cool to see her brand offered on the menu or in the bar. It still is, going to the grocery store with her daughter and seeing their craft sodas. Her daughter went up and turned the bottles so the logos were forward-facing. [19:40] It never gets old. Her brother is the same way. They send photos to each other all the time. They package 600 cans a minute at all their facilities. It's a big operation. But to Manjit and her brother, it's like it's still the two of them against the world. [20:29] It's the drive to keep winning that gets Manjit up every day. Minhas is the 9th largest brewery in North America. How are they to keep climbing that ladder and keep getting better, compared to themselves? [20:53] Some Minhas facilities in the States offer tours. But they have secrets they want to protect. It's a very competitive industry. [21:23] Manjit explains operational resilience and risk strategy in the light of supply chain disruptions and tariffs. It's something we all need to look at and not take for granted. Look at critical operations, people, facilities, technology, third-party dependencies, ownership, and more. [22:08] They look at every part of that as to how they can be resilient and be better than their competitor, and do it more efficiently, quicker, with faster adaptation, and recover when things don't go right. Everybody is a part of it. They're doing more scenario testing than ever before. [22:44] Minhas is looking at different impacts and how long they can get through them. What are the tolerance levels? Their culture is more transparent to both issues, where they are winning and where they are not. Manjit lists the many types of business resilience. [23:26] If your business is not looking at using technology and AI to your advantage, what are you doing? Resilience is more than the easy definition. [23:57] How does Manjit keep a consistent approach to risk across all her verticals? It's communication. Manjit doesn't think there is such a thing as too much communication. Ideas have to be shared. It has to be a collaborative space to understand everything that comes. [24:25] A lot of people know Manjit from Dragon's Den. She has been on for 10 years and just finished filming her 11th season, which is airing soon. She'll let people take selfies with her. [25:11] Some of what to expect from Manjit on September 15th, in Calgary: She'll talk about her story, lessons learned, mentorship, the courage, skills, and talents that have brought her success, and fun stories about leadership. [25:37] Manjit will give some advice on how to build confidence, self-awareness, negotiation, and lots of fun things. She will leave about 15 minutes for an open Q&A session. She always enjoys learning what people in the audience are wondering. It's fun! [26:08] We look forward to seeing you on September 15th, 9:00 a.m. In Calgary! It's been such a pleasure to meet you! Thank you for joining us on RIMScast! [26:44] Special thanks again to Manjit Minhas for joining us here on RIMScast! We are so excited for her to kick off RIMS Canada 2025 with her keynote on September 15th at 9:00 a.m. in Calgary. [27:00] Be sure to register today! This is the last call! Visit RIMSCanadaConference.ca for more information and to register! I've also got a link in today's show notes to the closing keynote interview, Amanda Lindhout. She was fantastic, as well. See her on September 17th. [27:20] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [27:49] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [28:07] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [28:25] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [28:41] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [28:55] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [29:07] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: RIMS Canada 2025 — Sept. 14‒17 | Last week to register! RIMS ERM Conference 2025 — Nov. 17‒18 Spencer Internship Program — Registration Open Through Oct. 15. 10th Annual Chicagoland Risk Forum — Sept. 18 | Registration open! RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration through Sept 30! Spencer Educational Foundation 2025 Funding Their Future Gala — Sept. 18, 2025, in NYC! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now RIMS Webinars: RIMS.org/Webinars “Driving Better Incident and Claims Management with Data, Technology & Strategic Collaboration” | Sept. 18 | Sponsored by Origami Risk “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes” | Oct. 9 | Sponsored by Global Risk Consultants “Jury Dynamics: How Juries Shape Today's Legal Landscape” | Oct. 16, 2025 | Sponsored by Zurich “Parametric Insurance: Providing Financial Certainty in Uncertain Times” | Oct. 30, 2025 | Sponsored by Swiss Re “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World” | Nov. 6 | Sponsored by Hub   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “On Resilience with Amanda Lindhout, RIMS Canada 2025 Closing Keynote” “Thoughts and IDEAs on Inclusivity with Michael Bach” (RIMS Canada 2025 Keynote, recorded in 2024) “Live From Vancouver! with Maryam Salmasi, Fred H. Bossons Award Winner 2024” “Exploring Risk in Extreme Environments with Kevin Vallely” “Change Management and Strategy with Jay Kiew, RIMS Canada Conference 2024 Keynote”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Manjit K. Minhas, Co-founder and CEO at Minhas Brewery, Distillery, and Winery Calgary-born entrepreneur, engineer, and venture capitalist   Production and engineering provided by Podfly.  

SEE HOW A-DEC CREATES IDEAL ERGONOMICS**: https://bit.ly/4g3wzJ5Dr. Haley chats about her experiences as a new dentist, sharing insights on favorite and least favorite procedures, patient interactions, preferred dental products, daily workflow, and continuing education. The conversation highlights the emotional aspects of dentistry, the importance of patient relationships, and the tools that enhance the dental practice experience.

Get ready for what's ahead as we learn more about how to "Live A Life Of Unstoppable Strength." Today's message is "The Helmet Of Salvation" by Pastor R. Franco. Materials for this month are taken from "Overcomer" by Dr. David Jeremiah and the teaching series "Armor of God" by Pastor Larry Huch. Stay connected with us at: www.newbeginnings.org www.larryhuchministries.com larryhuchministries.com/resources/#podcast

"كم مرة شفت فكرة منتج عبقرية في معرض، وبعدها اختفت ومشفناهاش في السوق؟"

This Podcast Is Episode 644, And It's About Five Hidden Ways Contractors Lose Profits (And How To Stop It) Where did the money go? If you've ever looked at your bank account at the end of a busy month and thought, "I did all that work—so where did the money go?", you're not alone. This is one of the most common frustrations we hear from small business owners in the construction industry. You're booking jobs, staying busy, and delivering great work—but the profit doesn't seem to match the effort. As construction bookkeeping specialists, we've seen behind the numbers of dozens of small contractors. And time and again, we find the same hidden leaks draining their profits. The good news? Once you know what to look for, you can fix them—and finally start keeping more of what you earn. Here are five common ways contractors lose profits (without even realizing it)—and what you can do to stop the leaks. 1. Untracked Labor Hours: Working More Than You Billed Labor is often your most considerable cost. But for many small contractors, labor tracking is one of the weakest parts of their system. If you (or your crew) aren't logging actual hours worked on each job, you're likely underestimating how much time the project really took. That means you're effectively working for free on those "extra" hours. Real example: A contractor estimated a bathroom remodel at 40 hours of labor. The job actually took 55 hours. At $50/hour, that's $750 of lost profit—just from labor under-tracking. Multiply that across several jobs, and you can see how the profits evaporate. How to fix it: Use a simple time-tracking tool (like QuickBooks Time, or even a shared spreadsheet). Log hours daily—not at the end of the week when details are fuzzy. Compare estimated vs. actual hours after each job. This helps you improve future bids and spot inefficiencies. Bookkeeper's tip: If you track hours properly, I can show you job profitability in real time—and you'll see exactly which jobs (or crew members) are eating into your margin. 2. Unapproved Change Orders: Giving Away Work for Free Scope creep is the silent profit killer. A client asks, "Can you just add this?" and you say yes because it seems like a minor request. But those "little extras" add up quickly—and suddenly your margins are gone. Real example: A deck project initially included a standard railing. Midway through, the client asked for an upgraded design. The contractor agreed but never adjusted the invoice. The upgrade cost him $500 in materials and 10 extra labor hours—completely unpaid. How to fix it: Create a straightforward change order process. Stop work when clients request something new until the change is approved in writing. Even if it feels awkward, remember: change orders protect both you and the client by keeping expectations clear. Bookkeeper's tip: Keep a change order log for each job. We can help track approved vs. pending changes—so nothing slips through the cracks. 3. Material Waste and Overruns: Small Leaks, Big Losses Materials are another common leak. If you're not reconciling receipts against your estimates, you may be spending far more than you realize. It's not always theft or big mistakes—it's the little things: over-ordering, miscuts, lost supplies, or last-minute runs to the hardware store. Real example: A contractor estimated $5,000 in materials for a kitchen remodel. By the end, he had spent $5,800. That $800 didn't seem huge—but on a project with a $2,000 expected profit, it wiped out nearly half. How to fix it: Match every material receipt to the job. Track waste (e.g., lumber offcuts, unused drywall sheets). Build a small buffer into estimates (5–10%) to account for inevitable overruns. Do weekly check-ins: Are material costs still aligned with the budget? Bookkeeper's tip: If you send us your receipts consistently, we can flag when a job is trending over budget before it's too late. 4. Late Invoicing and Slow Collections: Cash Flow Gaps Many contractors do the work first and think about invoicing later. The problem is that late invoices result in late payments. And late payments can create cash flow crunches that force you to dip into savings, use credit, or delay your own bills. Worse, some clients "forget" to pay unless reminded. If you're not consistent about invoicing and follow-ups, you might never collect everything you've earned. Real example: A contractor finished a $10,000 basement project but didn't invoice until six weeks later. The client delayed payment for another four weeks. That's 10 weeks without income—while the contractor was already paying subs and suppliers. How to fix it: Invoice immediately at milestones—not weeks later. Use progress billing: collect deposits upfront, then bill at set phases. Set clear payment terms (Net 15, Net 30) in your contracts. Automate reminders using software like QuickBooks, Joist, or FreshBooks. Bookkeeper's tip: We can set up a system where invoices go out automatically and overdue payments are flagged—so you never have to chase clients down again. 5. Forgetting Overhead: Missing the True Cost of Running Your Business This is one of the biggest mistakes we see: contractors price jobs based only on direct costs (labor + materials) and forget to include overhead. Overhead is everything it takes to keep your business running, like: Truck payments and fuel Insurance and licenses Office supplies and software Marketing and advertising Your own salary! If you don't factor in overhead, you might think you made a profit—but really, you just broke even. Real example: A contractor charged $15,000 for a renovation. Materials and labor cost $11,000, so it looked like a $4,000 profit. However, once overhead was factored in (including fuel, insurance, phone, bookkeeping, etc.), the actual profit was closer to $1,200. How to fix it: Calculate your monthly overhead. Divide that into your billable hours or projects. Add it to every estimate. Bookkeeper's tip: We can calculate your overhead burden per job, so you'll know exactly how much to add to every quote to stay profitable. Recap: 5 Hidden Profit Leaks Untracked labor hours Unapproved change orders Material waste and overruns Late invoicing and slow collections Forgetting overhead Each of these may seem small, but together they can drain thousands of dollars from your business every year. The Bottom Line: You Don't Have to Keep Losing Money The difference between "busy and broke" and "busy and profitable" isn't more jobs—it's better control of your numbers. When you track your labor, materials, change orders, invoices, and overhead, you stop the leaks and keep more of the money you've already earned. And you don't have to do it alone. As construction bookkeeping specialists, we help small contractors: Track job profitability in real time Catch hidden leaks before they get worse Set up systems that save time and reduce stress Contact us today and get the help you need. About The Author: Norhalma Verzosa is a Certified Construction Marketing Professional and serves as the Web Administrator of Fast Easy Accounting, located in Lynnwood, WA. She holds a Bachelor's Degree in Psychology and is a Certified Internet Web Professional, with certifications in Site Development Associate, Google AdWords Search Advertising, and HubSpot Academy. She manages the entire web presence of Fast Easy Accounting using a variety of SaaS tools, including HubSpot, Teachable, Shopify, and WordPress.

Story 1: Scientists use quantum machine learning to create semiconductors for the first timeSource: LiveScience.comLink: https://www.livescience.com/technology/computing/scientists-use-quantum-machine-learning-to-create-semiconductors-for-the-first-time-and-it-could-transform-how-chips-are-madeResearch Paper: https://advanced.onlinelibrary.wiley.com/doi/10.1002/advs.202506213Story 2: How used EV batteries could help fuel the AI boomSource: CBS NewsLink: https://www.cbsnews.com/news/used-ev-batteries-artificial-intelligence/Also See: https://www.crusoe.ai/Also See: https://www.redwoodmaterials.com/Story 3: Carbon-Negative Building Material Made from Seawater and CO2Source: TechnologyNetworks.comLink: https://www.technologynetworks.com/applied-sciences/news/carbon-negative-building-material-made-from-seawater-and-co2-397532Story 4: Researchers develop a biosensor based on light and AI for early diagnosis of cancerSource: MedicalXpress.comLink: https://medicalxpress.com/news/2025-07-biosensor-based-ai-early-diagnosis.htmlResearch Paper: https://advanced.onlinelibrary.wiley.com/doi/10.1002/advs.202503257Honorable MentionsStory: Worcester Polytechnic Institute Researchers Develop Cleaner, Scalable Process to Recycle Lithium-Ion BatteriesSource: WPI News WebsiteLink: https://www.wpi.edu/news/wpi-researchers-develop-cleaner-scalable-process-recycle-lithium-ion-batteriesResearch Paper: https://www.sciencedirect.com/science/article/abs/pii/S2405829725003848Story: pFIBRE Launches Scalable Biodegradable Films to Replace Single-Use PlasticsSource: ThePackHub.comLink: https://thepackhub.com/innovation-news/pfibre-launches-scalable-biodegradable-films-to-replace-single-use-plastics/Story: Scientists Create Living Plastic Alternative - And it's edible, too!Source: Futurism.comLink: https://futurism.com/scientists-living-plasticAlso See: https://www.sciencealert.com/scientists-create-biodegradable-plastic-alternative-thats-literally-aliveStory: Nth Cycle is bringing critical metals refining to the U.S. - the company is already producing nickel and cobalt from battery scrap in OhioSource: MIT NewsLink: https://news.mit.edu/2025/nth-cycle-brings-critical-metals-refining-0627Also See: https://nthcycle.com/

Per Friden is a bowyer based in Sweden who has been carving bows for nearly ten years. He is also a forest manager tending to 3000 hectares of Swedish public land, and feels fortunate to spend so much of his time among trees. Per and his bows can be found on Instagram @nordic_selfbows.Please enjoy this episode of Project Quiver on Salish Wolf with Per Friden.          Episode Links: https://www.instagram.com/nordic_selfbows/Project Quiver at Anchor Point ExpeditionsSummary:In this conversation, Todd and Per explore the journey of bow building, discussing its therapeutic nature, the learning process, and the community surrounding the craft. Per shares his experiences as a self-taught bowyer, the materials he uses, and the joy he finds in crafting bows. They also touch on the importance of archery in Per's life, his teaching experiences, and the connection between nature and craftsmanship. The conversation highlights the challenges and rewards of pursuing a passion for bow making.Show Notes:Per started bow building as a therapeutic outlet during a tough time in his life.Bow building combines Per's love for the outdoors and working with his hands.He learned bow making primarily through YouTube tutorials and trial and error.Per enjoys sharing his knowledge with others through teaching bow building classes.He prefers to carve bows for himself rather than taking commissions.The community of bow makers in Sweden is small but supportive.Per finds joy in the variety of materials available for bow making.He emphasizes the importance of focus and presence while crafting bows.Per's work as a forest manager informs his understanding of wood selection for bow making.The connection to nature is a significant aspect of Per's bow building experience.Chapters:00:00 Introduction to Bow Building Journey02:45 The Therapeutic Nature of Crafting Bows05:37 Self-Taught Skills and Community Connections08:30 Materials and Techniques in Bow Making11:24 The Personal Connection to Archery14:17 Teaching Bow Building to Others16:55 Challenges and Learning in Bow Crafting19:41 Tools and Techniques in Bow Making22:43 Exploring Unique Woods and Materials25:48 The Therapeutic Benefits of Crafting28:09 Journey into Carpentry and Home Renovation28:42 A Career in Forestry Management30:59 Daily Life in Forestry32:45 Public Access and Wildlife Encounters34:48 Family Life and Outdoor Activities36:26 Seasonal Changes and Outdoor Pursuits37:59 Life in Gothenburg and Travel Plans39:56 Innovations in Bow Making43:20 Social Media and Craftsmanship49:24 Looking Ahead: Future Plans and Workshops

In this episode, Jennifer Larimore and Avery Boyer, Materials Engineers at Chemours, join co-hosts Heather Allain and Marc Cook to share an inside look at how a materials lab works. Jennifer and Avery walk through the step-by-step process of analyzing samples—from sectioning, cleaning, reviewing documentation and photographing through the final wrap up of documenting and communicating findings to the customer. They discuss analysis methods like nondestructive evaluation, XRF identification, hardness, fracture testing, polishing and metallography to uncover critical material properties. The discussion also explores the importance of turning technical findings into clear, actionable recommendations. Throughout the conversation, the guests highlight how these practices help solve real-world challenges, prevent failures, and ensure long-term reliability.   This episode is sponsored by Tricor Metals and Webco Industries.   Corrosion Chronicles is produced by Association Briefings.

William F. Jasper is an investigative reporter and senior editor at The New American Magazine. He's an author, journalist and commentator. For more than three decades he served as an accredited correspondent at the United Nations in New York and UN summits around the world. The World Economic Forum (WEF) has been operating since 1971. They indicate that they're bringing together government, business and civil society to improve the state of the world. However, when you realize the number of initiatives they're involved in, it's actually not about improving the state of the world, but rather taking control of the world. The tentacles of this organization reach far and wide throughout all segments of society via numerous "centers" that include: The Center for AI Excellence, the Center for Cybersecurity, the Center for Energy and Materials, the Center for Financial and Monetary Systems, the Center for Frontier Technologies and Innovation, the Center for Health and Healthcare, the Center for Nature and Climate, the Center for Regions, Trade & Geopolitics, the Center for New Economy and Society, and finally the Center for Urban Transformation. This program covers other facets including Klaus Schwab, the Council on Foreign Relations, how the funding of non-governmental organizations (NGO's) is actually funding our own destruction, what's meant by "digital dictatorship," and much more. Don't miss this opportunity to become educated on this very powerful institution that's basically a private, strategic partnership between globalists and communists in concert with the United Nations, world governments and the World Bank International Monetary Fund.

Welcokme in the autumn, by welcoming in more great resources, as we talk about more tools & the wrap up from Gamescom. Take a look what you might enjoy and grow from.  join the Mailing List: https://bit.ly/4eNPm8X ---------- Resources ---------- Silent Hill F: http://bit.ly/45IKGjr Mike Bithell Podcast: http://bit.ly/4g7w2pw BlackEye Camera: http://bit.ly/3JFpVwx Door Problem: https://www.gamedeveloper.com/design/revisiting-the-door-problem-with-liz-england-game-developer-podcast-ep-53 Blood of the Dawn Walker: https://www.youtube.com/watch?v=QrqS0dN5Jis&ab_channel=IGN Lego Horizons: https://interactive.libsyn.com/how-two-studios-brought-lego-horizon-adventures-to-life  ---------------------- Let's Design Books ----------------------- Ebook - https://bit.ly/39BakJD Physical Books - https://bit.ly/3mfOsbS ----------------------- Level Design Kit ----------------------- Purchase now: https://bit.ly/4gYaJ9d ----------------------- Contact Me ----------------------- Website: https://www.maxpears.com/​ Email: leveldesignlobby@gmail.com Twitter: https://x.com/MaxPears Bluesky: https://bit.ly/42HX9Tt

William F. Jasper is an investigative reporter and senior editor at The New American Magazine. He's an author, journalist and commentator. For more than three decades he served as an accredited correspondent at the United Nations in New York and UN summits around the world. The World Economic Forum (WEF) has been operating since 1971. They indicate that they're bringing together government, business and civil society to improve the state of the world. However, when you realize the number of initiatives they're involved in, it's actually not about improving the state of the world, but rather taking control of the world. The tentacles of this organization reach far and wide throughout all segments of society via numerous "centers" that include: The Center for AI Excellence, the Center for Cybersecurity, the Center for Energy and Materials, the Center for Financial and Monetary Systems, the Center for Frontier Technologies and Innovation, the Center for Health and Healthcare, the Center for Nature and Climate, the Center for Regions, Trade & Geopolitics, the Center for New Economy and Society, and finally the Center for Urban Transformation. This program covers other facets including Klaus Schwab, the Council on Foreign Relations, how the funding of non-governmental organizations (NGO's) is actually funding our own destruction, what's meant by "digital dictatorship," and much more. Don't miss this opportunity to become educated on this very powerful institution that's basically a private, strategic partnership between globalists and communists in concert with the United Nations, world governments and the World Bank International Monetary Fund.

Most Downloaded Countdown Series – Episode #2 Interior designer Alison Davin shares how her multiple chemical sensitivities led her to design wellness-focused homes using nontoxic paints, flooring, and materials. A must-listen for anyone building or renovating.

In this episode, I talked to Dr. Samuel Stupp, Board of Trustees Professor of Materials Science, Chemistry, and Medicine at Northwestern University. He is one of the pioneers of supramolecular self-assembling materials and is a cofounder of multiple biotech startups, like Amphix Bio, that is working on regenerating spinal cords and tissues using biomaterials. ---------------------------------------------------------------Thanks to the sponsors:Audible: Use my link for a 30-day free trial: http://audibletrial.com/diamondgoatNewsly: https://newsly.mepromo code to receive a 1-month free premium subscription: EARLYMORNING Libysn: https://libsyn.compromo code: DG Dubby Energy: https://www.dubby.ggpromo code for 10% off: DIAMONDGOATOpus Clips:  https://www.opus.pro/?via=diamondgoat----------------------------------------------------------------------------------Listen on:Podcast website: https://www.spreaker.com/podcast/dg-early-morning-show--5943922Spotify: https://open.spotify.com/show/0EuhA6WyuerHtVAqcFrFeOPodcast YT channel clips: https://www.youtube.com/@dgearlymorningshowTiktok: @dgearlymorningshowApple Podcast: https://podcasts.apple.com/us/podcast/dg-early-morning-show/id1575451533Amazon Music: https://music.amazon.com/podcasts/f050b86c-1dad-4bc3-b12f-6aa5fa62438c  Goodpods: https://goodpods.com/podcasts/dg-early-morning-show-211830RadioPublic: https://radiopublic.com/dg-earlymorning-show-WoML4rBreaker: https://www.breaker.audio/dg-early-morning-showReason: https://reason.fm/podcast/dg-earlymorning-show--------------------------------------Check out my other stuff:Instagram: @itzdiamondgoatTwitter: @lildiamondgoatMain YT channel: youtube.com/diamondgoatTiktok: @lildiamondgoatSoundcloud: @Lil DiamondgoatSpotify: @Lil DiamondgoatMerch store: https://diamondgoat.creator-spring.com

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   The Spencer Educational Foundation, a leading nonprofit organization to nurture the next generation of risk management and insurance professionals, will hold its annual Funding Their Future Gala in New York City on Thursday, September 18, 2025. This eagerly awaited event will occur at the renowned Cipriani 42nd Street, uniting industry leaders and supporters to acknowledge achievements in risk management and insurance.   This year's gala recognizes Tim Ryan, U.S. President at Lockton, for championing the next generation of talent and shaping the future of the risk management and insurance industry. Since being named U.S. President in 2024, Tim has been pivotal in positioning Lockton for the future. With over 30 years of industry experience, Tim brings a strategic and enduring approach to leadership. He is committed to fostering a culture of collaboration and excellence that carries Lockton's momentum forward. Tim's vision is to build on Lockton's strong foundation, guiding the company through evolving market demands while maintaining its reputation as the best place to work in insurance.   “Tim's commitment to attracting and developing top talent has been instrumental in Lockton's continued success and evolution as an industry leader,” stated Julie Gibson, Spencer board member and Chief Marketing Officer at Lockton.   In this episode, Justin interviews Tim Ryan on his career, his risk philosophy, his leadership vision on mentorship, and his recognition by the Spencer Educational Foundation.   Listen to learn about attracting top, rising talent to the risk management and insurance industry.   Key Takeaways: [:01] About RIMS and RIMScast. [:14] The call for educational content submissions for RISKWORLD 2026 is open through September 4th! A link is in this episode's show notes. [:28] About this episode of RIMScast. We will be joined by Tim Ryan. He is the U.S. President at Lockton and the honoree at this year's Spencer's Funding Their Future Gala on September 18th. We'll get his perspective on leadership and the future of risk management in just a moment. [1:00] RIMS-CRMP Workshops! The next RIMS-CRMP-FED virtual workshop will be held on November 11th and 12th, and led by Joseph Mayo. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:20] RIMS Virtual Workshops! RIMS has launched a new course, “Intro to ERM for Senior Leaders.” It will be held again on November 4th and 5th and will be led by Elise Farnham. RIMS members enjoy deep discounts! [1:37] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:48] The next RIMS Webinar will be held on September 4th and will be led by AXA XL. It is titled “Lockdown & Level Up: Turn Up Your Cyber Security Game Against Creative Cyber Criminals”. [2:01] On September 18th, Origami Risk will present “Driving Better Incident and Claims Management with Data, Technology & Strategic Collaboration”. [2:10] On October 9th, Global Risk Consultants returns to deliver “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes”. [2:19] On October 16th, Zurich returns to deliver “Jury Dynamics: How Juries Shape Today's Legal Landscape”. [2:28] On October 30th, Swiss Re will present “Parametric Insurance: Providing Financial Certainty in Uncertain Times”. [2:37] On November 6th, Hub will present “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World”. Register at RIMS.org/Webinars. [2:49] RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through the 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when registering by September 30th. [3:04] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by September 30th, and you will also be entered to win a $500 raffle. Don't miss out on this chance to plan and score some extra perks. [3:17] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to join us. Visit RIMS.org/membership and build your risk network with us here at RIMS. [3:31] On with the show! On September 18th, 2025, the Spencer Educational Foundation will hold its annual Funding Their Future Gala in New York City at the renowned Cipriani 42nd Street. [3:44] This year's Gala recognizes Tim Ryan, U.S. President at Lockton, for championing the next generation of talent and shaping the future of risk management and insurance. [3:54] Tim Ryan is our guest today. He has over 30 years of industry experience. We're going to dive into his philosophies on leadership and what it takes for the next generation of risk professionals to be successful in the short and long term. Let's get to it! [4:11] Interview! Tim Ryan, welcome to RIMScast! [4:32] Tim Ryan is excited to be here today to talk about the Spencer Educational Foundation! He says it's an exceptional organization, doing important work. It's a unique organization that brings the entire industry together to rally around an issue that's important to us all. [4:52] Tim says the recognition is humbling and gratifying. It's nice to be recognized, but he doesn't view it as a personal achievement. He sees it as a reflection of the incredible work being done by Lockton and Associates throughout the country, more than it is of his individual efforts. [5:14] Tim says he is honored to be recognized, and he's proud to be part of a company that sees this as a priority. [5:26] Tim has been at Lockton for 20 years. Before Lockton, Tim worked on the carrier side for 10 years. Tim became the U.S. President at Lockton almost a year ago to the day.  [5:49] Tim's leadership style has changed over time, through the wisdom of maturity and a lot of trial and error. He started in the industry straight out of college. Working at a couple of different organizations exposed him to different leaders along the way. [6:10] Tim learned a few foundational lessons. First, leadership is rarely about title. People follow people, not the position. When Tim was first made a team leader, he was excited to be in charge. He promised himself he wouldn't make the same mistakes his managers had made. [6:37] He made the same mistakes. He started to realize that a leadership position isn't about you. Your job is to set the vision, align stakeholders, make sure there's clarity on roles and responsibilities, and create and foster an environment that allows people to be successful. [6:58] Tim's leadership style is about building teams with complementary skill sets. It's not about being the smartest person in the room; it's about making sure the room is filled with smart and motivated people. [7:08] Put the right people in the right place and trust them to get the job done. People want to believe in what they're doing and who they're doing it with. It's critical to bring together people with a diversity of thought and background. Bring a variety of different viewpoints to the table. [7:28] Tim believes it's critical to get to know your people. What motivates and drives them? What are their goals and aspirations? How do they like to absorb information? [7:55] Tim views it as his job to listen, to motivate, and to remove obstacles. It's about being authentic. Don't play the role, especially for first-time leaders. You have to be open and transparent, and true to yourself. [8:32] Tim says the role of the broker has changed with the world. If brokers did the same things they did 10 to 15 years ago, they would be at risk of being obsolete. [8:44] Fifteen years ago, there was no Instagram or TikTok. You were probably on MySpace, playing music on your iPod. Some of the emerging risks that are at the forefront of today's discussions range from autonomous vehicles to data centers to digital assets and currency. [9:04] The pace of change in the industry is fast, and it's only increasing. The constant emergence of new and evolving risks requires greater specialization and the use of data analytics to deliver deeper insights into our clients' businesses. [9:18] As you look ahead, you can start to see how AI is going to have a dramatic impact on how we do business in the not-too-distant future. [9:26] Despite these advances and changes, for a broker, one thing is unchanged. Clients want us to help them see around corners. They want us to help them understand what's coming next. They look to us to provide expertise and help make decisions. [9:46] Tim says our job is to be a fierce advocate for them, to be that trusted advisor. We need to know and understand their business, the industry they operate in, and the risks associated with it. We need to understand their risk tolerance and help them solve their business need. [10:04] Quick Break! The Spencer Educational Foundation's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [10:26] Since 1999, Spencer has awarded over $2.9 million to create more than 570 Risk Management Internships. The Internship Grants application process is now open through October 15th, 2025. [10:43] To be eligible, risk managers must be based in the U.S., Canada, or Bermuda. A link to the Internship Grants page is in this episode's show notes. You can always visit SpencerEd.org, as well. [10:57] RIMS Events! On September 18th, the 10th Annual Chicagoland Risk Forum will be held at The Old Post Office in Chicago. Register at ChicagoRIMS.org. [11:11] On September 14th through the 17th, we will be in Calgary for the RIMS Canada Conference 2025. Visit RIMSCanadaConference.ca to register. [11:21] On October 1st through the 3rd, the RIMS Western Regional Conference will be held in North San Jose at the Santa Clara Marriott. The agenda is live. It looks fantastic! Visit RIMSWesternRegional.com and register today! [11:37] On November 17th and 18th, elevate your ERM Program and career at the RIMS ERM Conference 2025 in Seattle, Washington. The agenda is live, and early rates are available until September 5th. Register now to save $110 and secure your spot at the ERM event of the year. [11:59] Canadian listeners, take note, that's just a little bit South of the border in British Columbia. That's a great way to extend your knowledge after the RIMS Canada Conference. Visit RIMS.org/ERM2025 to register. [12:14] At the top, Justin mentioned RISKWORLD 2026. Through September 4th, the RISKWORLD education content submission process is still open. [12:23] RIMS invites you to share your experiences, best practices, and innovative strategies that represent the global outlook of risk management. Send us your submission, and who knows? We might select you to speak at RISKWORLD 2026 in Philadelphia! The link is in the show notes. [12:41] Let's Return to Our Interview with Lockton U.S. President Tim Ryan!  [13:03] Tim Ryan talks about cultivating the next generation of risk and insurance professionals. His motivation comes from his story. It's all about paying it forward. He wouldn't be where he is today without the guidance and support of some great mentors throughout his career. [13:16] Tim's mentors had no reason to want to help him, but from early on, they decided to help him reach his potential. Tim started his career as a trainee at Fireman's Fund Insurance in a branch office North of New York City. [13:36] The office manager was incredible. He was generous with his time. He was never too busy to help or answer questions. He always found ways to give Tim opportunities in meetings, in projects, or with clients. [13:49] Opportunities that Tim probably wasn't ready for, but that were part of his developmental process. Tim is incredibly grateful for the impact this manager had on his career and his life. Almost 35 years later, Tim still thinks of him as a person that he tries to emulate. [14:12] Tim says, “ So, John Lience, if you're listening, thank you! It made a difference. Give me a call. I'd love to catch up.” [14:20] Justin is glad to hear the shoutout by name. It's a small world in risk management, and everybody knows each other. John may be listening. Tim agrees, for as big an industry as it is, it is definitely a very small world. [14:33] Tim continues, fast forward to today, this is something that we're passionate about because we see it as a strategic priority for the business. Lockton invests an incredible amount of time and money into the technical and professional development of all its associates. [14:53] It starts with the first-year analysts, many of whom came out of Lockton's intern program. Leaders have an obligation to grow and develop the next generation of talent. [15:04]  It's about creating a culture of continuous learning, one where people feel valued, included, and connected to the purpose of the work and the people that they work with. [15:14] What drives and motivates Tim is that shared sense of purpose that brings everyone together. [15:34] What must the sector do differently to attract, engage, and top rising talent? Tim says the industry has made progress, but we're still not where we need to be. We have to expand the talent pool by building stronger partnerships with different schools and organizations. [15:55] The Spencer Educational Foundation is already doing the work to engage more diverse communities. These relationships help us reach individuals who may not have considered a career in risk and insurance, but bring valuable perspectives and skills. [16:08] Tim continues, beyond sourcing talent, retention has to be a priority. It's great to get people into the industry, but can we keep them? That means investing in leadership development programs accessible to a broader audience, including underrepresented groups.  [16:22] It also means helping young talent understand their purpose and how they fit within the vision of the company they're working in. When people see a path for growth and feel connected to the purpose, they're more likely to stay and thrive. [16:35] Building that workforce that better reflects the communities and businesses we serve isn't just the right thing, but it also makes our industry stronger, it makes it more innovative, and it makes it better equipped to meet the evolving needs of our clients. [16:53] Tim has attended Spencer Educational Foundation's Funding Their Future Gala for years. He was there last year for Lilian Vanvieldt-Gray. She was great! The grant recipients also spoke. They were incredibly impressive. Lockton asked two of them for their numbers and resumes. [17:26] Justin comments that the event itself can be a networking and career advancement opportunity. Tim says it was great to hear from the recipients. It brings it back to what impact the Spencer Educational Foundation has. [17:50] Justin had a great time last year, and he looks forward to seeing Tim this year, on September 18th. The Spencer Educational Foundation supports students and educational programs across the risk and insurance professions. [18:14] Tim says most young people don't have any idea what a broad, vibrant, and dynamic industry this is. We have to do more to generate awareness and excitement about our industry. [18:23] Partnerships like the one with Spencer Educational Foundation are critical. They bring awareness and help us reach smart, young, talented individuals who might not otherwise consider a career in this field. The scholarship program is a big part of that. [18:35] Lockton has been involved in the Foundation since the early days. 20 years ago, they established the John T. Lockton Memorial Scholarship through the Spencer Scholarship Program. [18:47] Lockton continues to support that program, donating over $1 million in funding for about 200 scholarships. The program is just one of the many ways Spencer is driving awareness and engagement in the industry. [18:57] Tim praises the Spencer Educational Foundation for the great work they do with colleges and universities, helping build risk management programs, facilitating internships, and bringing new people into the industry through the scholarship program. [19:06] These partnerships are essential for the future of risk and insurance because they create pathways for students to discover the unique value the profession offers. Tim says many scholarship recipients are working at Lockton today, and they are excellent. [19:37] Tim shares advice to students or early career professionals discovering risk management. “Every year, I meet with our first-year analysts and interns, and I talk to them about this very subject.” [19:45] “We talk about how big the industry is and that there are so many opportunities and career paths available to them. But the backdrop of that conversation is about the pace of change and the importance of being a continuous learner.” [19:59] “You're going to have to reinvent yourself many times over the course of your career to stay relevant, so now, at this early stage of your career, is the time to invest in yourselves. Don't get caught up in worrying about the next promotion or the next step in your career.” [20:13] “Just be patient. You're going to have plenty of time for all that. All that's going to work itself out. Just focus on gaining new experience and knowledge, and figure out what you're good at. Don't just do things. Seek to understand why.” [20:27] “Look, you can have a job or you can have a career, and they're different. But that's ultimately going to be up to you. It's your responsibility. If you focus on what you're doing and do it well, your next job will likely come from someone you're impressing today.” [20:47] “Get out of your bubble, build relationships, network, and go meet with people. Make people want to invest in you.” [21:00] “If you take nothing else out of this conversation, try to remember these things: Be curious. Ask questions. Understand why you're doing things. Show up and be present. If you can do those things, you'll ultimately be successful.” [21:20] Special thanks to Tim Ryan of Lockton for joining us here on RIMScast! We look forward to seeing him on September 18th at the Spencer Funding Their Future Gala in New York City. Visit the link in this episode's show notes for tickets and SpencerEd.org for more information. [21:40] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [22:09] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [22:27] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [22:44] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [23:01] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [23:15] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [23:27] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: RIMS ERM Conference 2025 — Nov. 17‒18 Spencer Educational Foundation 2025 Funding Their Future Gala — Sept. 18, 2025, in NYC! The call for RISKWORLD 2026 submissions is open through Sept 4. Spencer Internship Program — Registration Open Through Oct. 15. RIMS Canada 2025 — Sept. 14‒17 | Registration open! 10th Annual Chicagoland Risk Forum — Sept. 18 | Registration open! RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration! Register through Sept 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now “Tim Ryan to Receive Honor at Spencer Educational Foundation's 2025 Gala” RIMS Webinars: RIMS.org/Webinars “Lockdown & Level Up: Turn Up Your Cyber Security Game Against Creative Cyber Criminals” | Sept. 4, 2025 | Sponsored by AXA XL “Driving Better Incident and Claims Management with Data, Technology & Strategic Collaboration” | Sept. 18 | Sponsored by Origami Risk “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes” | Oct. 9 | Sponsored by Global Risk Consultants “Jury Dynamics: How Juries Shape Today's Legal Landscape” | Oct. 16, 2025 | Sponsored by Zurich “Parametric Insurance: Providing Financial Certainty in Uncertain Times” | Oct. 30, 2025 | Sponsored by Swiss Re “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World” | Nov. 6 | Sponsored by Hub   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule Intro to ERM for Senior Leaders | Nov. 4‒5 | Instructor: Elise Farnham See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “The Strengths of DE&I Initiatives with Lilian Vanvieldt-Gray of Alliant Insurance Services”, Spencer Gala Honoree 2024   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Tim Ryan, U.S. President, Lockton Spencer Educational Foundation Funding Their Future Gala's 2025 Honoree   Production and engineering provided by Podfly.  

A study by researchers at Oregon State University is working on ways to turn the waste from apples and other fruits into environmentally friendly packaging materials to replace plastic.

Welcome to the first episode of series 87, everyone! In this series, we are covering Cosmic Century Knights, a retro anime and JRPG inspired fantasy TTRPG about wielding one of 100 unique swords to save the world, with designer and returning guest, James D'Amato! In today's episode, we learn all about the history of this game, including some interesting history on the origins of the JRPG genre of video games! Character Creation Cast Patreon https://patreon.com/charactercreationcast Announcements: One Shot Network Twitch: https://twitch.tv/oneshotrpg Join our Discord! https://discord.charactercreationcast.com Check out other great shows on the network: https://oneshotpodcast.com Leave us reviews in any, or all, of these places: Character Creation Cast on Apple Podcasts (The best place to leave reviews for us) https://itunes.apple.com/us/podcast/character-creation-cast/id1363822066?mt=2&ls=1 Character Creation Cast on Podchaser https://podchaser.com/CharacterCreationCast Guests James D'Amato: BlueSky: https://bsky.app/profile/oneshotrpg.bsky.social Website: https://oneshotpodcast.com One Shot Network Bluesky: https://bsky.app/profile/oneshotnetwork.bsky.social Campaign Skyjacks: https://oneshotpodcast.com/actual-play/campaign/skyjacks/ Starwhal: https://oneshotpodcast.com/starwhal/ The Ultimate RPG Podcast: https://oneshotpodcast.com/interview-discussion/the-ultimate-rpg-podcast/ Games/Tools discussed this episode: Cosmic Century Knights Crowdfunding Campaign: Website: https://www.kickstarter.com/projects/crum/cckhcc Timestamps: (00:00:00) - Announcements (00:01:31) - Introductions (00:04:47) - What's in a game? - Core Concept (00:09:07) - The Setting (00:14:43) - Materials needed for play (00:15:30) - Stories and Themes (00:19:38) - What can characters do in this game? (00:29:52) - What is unique? (00:32:06) - History of the game (00:39:07) - Kickstarter Details (00:41:20) - Terms and Concepts (00:43:37) - Cold Open (00:51:55) - Credits Music: Opening: Meditation Impromptu 03 (https://freemusicarchive.org/music/Kevin_MacLeod/Calming/Meditation_Impromptu_03) by Kevin MacLeod Clip 1: Back to the End by Strength To LastOn Soundstripe: https://app.soundstripe.com/songs/15269 Clip 2: Chaos Knight by AllexOn Soundstripe: https://app.soundstripe.com/songs/16443 Main Theme: Hero (Remix) (https://freemusicarchive.org/music/Steve_Combs/Principal_Photography_1493/11_Hero_Remix) by Steve Combs Our Podcast: Character Creation Cast: Website: https://www.charactercreationcast.com Contact Us: https://contact.charactercreationcast.com BlueSky: @CreationCast.net (https://bsky.app/profile/creationcast.net) Discord: https://discord.charactercreationcast.com/ TikTok: https://tiktok.com/@charactercreationcast Amelia Antrim: BlueSky: @gingerreckoning.bsky.social (https://bsky.app/profile/gingerreckoning.bsky.social) Ryan Boelter: BlueSky: @lordneptune.com (https://bsky.app/profile/lordneptune.com) Our Network: https://oneshotpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

A study by researchers at Oregon State University is working on ways to turn the waste from apples and other fruits into environmentally friendly packaging materials to replace plastic.

Get ready for what's ahead as we learn more about how to "Live A Life Of Unstoppable Strength." Today's message is the "Shield of Faith to Quench the Fiery Darts" by Pastor Nancy Cole.. Materials for this month are taken from "Overcomer" by Dr. David Jeremiah and the teaching series "Armor of God" by Pastor Larry Huch. Stay connected with us at: www.newbeginnings.org www.larryhuchministries.com larryhuchministries.com/resources/#podcast

Exodus 35:4-40:38 // Rachel NesseThis sermon explores the communal effort and divine guidance involved in the creation of the Tabernacle. We will examine the willing contributions of the Israelites, the skilled craftsmanship employed, and the step-by-step construction of the tent of meeting, the Ark of the Covenant, the altar, and other sacred items. The sermon concludes with the cloud of God's presence filling the completed Tabernacle.SERMON NOTES (YouVersion): https://bible.com/events/49482847PRAYER REQUESTS: https://ccefc.ccbchurch.com/goto/forms/2542/responses/new25.08.31

Exodus 35:4-40:38 // Ben BeasleyThis sermon explores the communal effort and divine guidance involved in the creation of the Tabernacle. We will examine the willing contributions of the Israelites, the skilled craftsmanship employed, and the step-by-step construction of the tent of meeting, the Ark of the Covenant, the altar, and other sacred items. The sermon concludes with the cloud of God's presence filling the completed Tabernacle.SERMON NOTES (YouVersion): https://bible.com/events/49482848PRAYER REQUESTS: https://ccefc.ccbchurch.com/goto/forms/2509/responses/new25.08.31

Exodus 35:4-40:38 // Manny CheryThis sermon explores the communal effort and divine guidance involved in the creation of the Tabernacle. We will examine the willing contributions of the Israelites, the skilled craftsmanship employed, and the step-by-step construction of the tent of meeting, the Ark of the Covenant, the altar, and other sacred items. The sermon concludes with the cloud of God's presence filling the completed Tabernacle.SERMON NOTES (YouVersion): https://bible.com/events/49482849PRAYER REQUESTS: https://ccefc.ccbchurch.com/goto/forms/2553/responses/new25.08.31

Exodus 35:4-40:38 // Bill GormanThis sermon explores the communal effort and divine guidance involved in the creation of the Tabernacle. We will examine the willing contributions of the Israelites, the skilled craftsmanship employed, and the step-by-step construction of the tent of meeting, the Ark of the Covenant, the altar, and other sacred items. The sermon concludes with the cloud of God's presence filling the completed Tabernacle.SERMON NOTES (YouVersion): https://bible.com/events/49482850PRAYER REQUESTS: https://ccefc.ccbchurch.com/goto/forms/2546/responses/new25.08.31

Exodus 35:4-40:38 // Jacob VangenThis sermon explores the communal effort and divine guidance involved in the creation of the Tabernacle. We will examine the willing contributions of the Israelites, the skilled craftsmanship employed, and the step-by-step construction of the tent of meeting, the Ark of the Covenant, the altar, and other sacred items. The sermon concludes with the cloud of God's presence filling the completed Tabernacle.SERMON NOTES (YouVersion): https://bible.com/events/49482846PRAYER REQUESTS: https://ccefc.ccbchurch.com/goto/forms/2574/responses/new25.08.31

What do rockets, robots, and a looming recession have in common? They're all part of the August issue of Mechanical Engineering magazine, and our top picks for today's podcast.Reusable Rockets Don't Just Fly, They Sweat by Nicole Imeson looks at a surprising new idea for spacecraft design. Robots as Materials? by Nancy Kristof showcases research where biology and robotics meet in unexpected ways. And Bracing for Uncertainty by Kayt Sukel asks what economic turbulence could mean for engineers and their careers.

In this episode, Dr. Rena Malik, MD welcomes Dr. Aaron Fischman, an expert in interventional radiology, to discuss prostate artery embolization as a minimally invasive treatment for enlarged prostate (BPH). Together, they explore how the procedure works, its success rates, what patients can expect before and after, and the latest advancements in technique and safety. Listeners will gain a comprehensive understanding of the benefits, risks, and evolving future of this innovative approach to men's health. Become a Member to Receive Exclusive Content: renamalik.supercast.com Schedule an appointment with me: https://www.renamalikmd.com/appointments ▶️Chapters: 00:00 Introduction 02:11 What is artery embolization? 03:56 Prostate artery embolization explained 05:57 Access through wrist vs. groin 08:56 Materials used for embolization 13:34 Patient workup and evaluation 16:35 Success rates and patient selection 21:06 Risks and complications 29:09 Long-term outcomes and recurrence 39:43 Finding an expert interventional radiologist Stay connected with Dr. Aaron Fischman on social media for daily insights and updates. Don't miss out—follow him now and check out these links! X - https://x.com/bonesz?s=21&t=capJF_nC6iMJjJWqHuZeYw LINKEDIN - https://www.linkedin.com/in/aaron-fischman-md-fsir-fcirse-fsvm-213a234?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app YOUTUBE - https://youtube.com/@aaronfischmanmd?si=wP7jb0Za32H9Y_mE Let's Connect!: WEBSITE: http://www.renamalikmd.com YOUTUBE: https://www.youtube.com/@RenaMalikMD INSTAGRAM: http://www.instagram.com/RenaMalikMD TWITTER: http://twitter.com/RenaMalikMD FACEBOOK: https://www.facebook.com/RenaMalikMD/ LINKEDIN: https://www.linkedin.com/in/renadmalik PINTEREST: https://www.pinterest.com/renamalikmd/ TIKTOK: https://www.tiktok.com/RenaMalikMD ------------------------------------------------------ DISCLAIMER: This podcast is purely educational and does not constitute medical advice. The content of this podcast is my personal opinion, and not that of my employer(s). Use of this information is at your own risk. Rena Malik, M.D. will not assume any liability for any direct or indirect losses or damages that may result from the use of information contained in this podcast including but not limited to economic loss, injury, illness or death. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this two-part episode, Nick & guest co-host, Dan Cherry, speak with Professor Anthony Lucas of UNLV's William F. Harrah College of Hotel Administration. Tune-in as we discuss and debate some of Anthony's seminal, award-winning analyses, and chat about the status and future of gaming education & research. Also in this episode, growing concerns about economic headwinds.  © 2015 -2025 RM Holdings B.V. and ReelMetrics B.V. All rights reserved.For transcripts of ReelCast episodes, please see https://www.reelmetrics.com/reelcast.For legal statements apropos of this and other ReelMetrics content / "Materials", please see https://www.reelmetrics.com/legal

In this two-part episode, Nick & guest co-host, Dan Cherry, speak with Professor Anthony Lucas of UNLV's William F. Harrah College of Hotel Administration. Tune-in as we discuss and debate some of Anthony's seminal, award-winning analyses, and chat about the status and future of gaming education & research. Also in this episode, growing concerns about economic headwinds.  © 2015 -2025 RM Holdings B.V. and ReelMetrics B.V. All rights reserved.For transcripts of ReelCast episodes, please see https://www.reelmetrics.com/reelcast.For legal statements apropos of this and other ReelMetrics content / "Materials", please see https://www.reelmetrics.com/legal

We definitely won't see a space elevator built in any foreseeable future. But there is a similar but much more practical approach – a skyhook. How close are we to creating one? Why is it useful? What challenges does it bring and when can we expect first practical demonstrations? Finding out in this interview.

As a listener of TOE you can get a special 20% off discount to The Economist and all it has to offer! Visit https://www.economist.com/toe In this episode, I speak with Matthieu Pageau, author of The Language of Creation. This is a rare (and almost unbelievable) interview. With a high degree of likelihood, I can say that this interview, if watched all the way until the end, will change your life. Pageau argues that Satan is first a function—the tester and accuser—before a villain. Think Job's auditor or a hired penetration tester. When will-to-power takes over, the function falls. He lays out a symbolic grammar: heaven as plan, earth as materials. Water renews. The feminine crowns and renovates forms. Abraham and Moses act as faithful adversaries. Adam and Eve show what secrecy breaks. Borderline stories like Tamar and Ruth trace exile and redemption. Pageau speaks from his own exile, leaning Orthodox/Catholic, critiquing without grasping for power, and letting reality correct him. Join My New Substack (Personal Writings): https://curtjaimungal.substack.com Listen on Spotify: https://open.spotify.com/show/4gL14b92xAErofYQA7bU4e Timestamps: - 00:00 - Who Are You? (Identity as Relational vs. Self-Defined) - 04:54 - How Matthieu's Project Differs From His Brother's (Jonathan Pageau) - 10:25 - The God-Created Function of Satan vs. The Fallen Entity - 18:34 - Are Internal Critics “Functional Satanists”? - 23:02 - Satan in the Book of Job: The Divine Hacker - 27:50 - The Axioms of Reality: A Computer Scientist's Worldview - 32:08 - Heaven as “The Plan,” Earth as “The Materials” - 36:50 - The Dual Nature of Chaos (Symbolism of Water) - 44:08 - Why Are Women Central to the Resurrection Story? - 49:14 - The Simple Act That Could Have Prevented “The Fall” - 52:18 - Gödel's Incompleteness Theorem as the ‘Feminine' Crown - 59:31 - Redeeming the Exiled: The Pattern of Ruth - 1:05:00 - A Christian in Exile: Matthieu's Spiritual Homelessness - 1:16:15 - How to Escape Metaphysical Exile - 1:21:44 - The Will to Power: When Criticism Becomes Corrupt - 1:26:53 - The Paradox: Why You MUST Believe Yours is ‘The Real Church' - 1:34:25 - What ‘Nature' Truly Means - 1:47:44 - Why Renewal, Updating, and Competition Are ‘Feminine' - 1:55:10 - The Story of Tamar: Deception as Righteous Renewal - 2:01:00 - How to Read the Bible Symbolically - 2:09:51 - Why Symbolism Applies to Stories, Not Raw Data - 2:21:34 - The ‘Dangerous' Vision That Birthed The Book - 2:31:31 - Mind vs. Spirit vs. Outlook (And The Final Paradox) Links Mentioned: - The Language Of Creation [Book]: https://www.amazon.com/Language-Creation-Symbolism-Genesis-Commentary/dp/1981549331/ref=tmm_pap_swatch_0 - Jonathan Pageau [TOE]: https://youtu.be/X3co_AA6yec - Wolfgang Smith [TOE]: https://youtu.be/vp18_L_y_30 - Claudia de Rham [TOE]: https://youtu.be/Ve_Mpd6dGv8 - Leo Gura [TOE]: https://youtu.be/YspFR9JAq3w - The Story Of The Fall: https://www.biblegateway.com/passage/?search=Genesis%203&version=NIV - The Most Abused Theorem In Math [TOE]: https://youtu.be/OH-ybecvuEo SUPPORT: - Become a YouTube Member (Early Access Videos): https://www.youtube.com/channel/UCdWIQh9DGG6uhJk8eyIFl1w/join - Support me on Patreon: https://patreon.com/curtjaimungal - Support me on Crypto: https://commerce.coinbase.com/checkout/de803625-87d3-4300-ab6d-85d4258834a9 - Support me on PayPal: https://www.paypal.com/donate?hosted_button_id=XUBHNMFXUX5S4 SOCIALS: - Twitter: https://twitter.com/TOEwithCurt - Discord Invite: https://discord.com/invite/kBcnfNVwqs Guests do not pay to appear. Theories of Everything receives revenue solely from viewer donations, platform ads, and clearly labelled sponsors; no guest or associated entity has ever given compensation, directly or through intermediaries. #science Learn more about your ad choices. Visit megaphone.fm/adchoices

In aerospace and defense, every breakthrough is built on material science. From the alloys powering jet engines to the composites shielding spacecraft, innovation isn't just about design—it's about what the machines are made of.  Yet the way we discover and scale new materials hasn't meaningfully changed in more than a century. Research cycles drag on for decades, costs skyrocket, and supply chains remain fragile.  Meanwhile, other nations have poured resources into material science—developing advanced alloys, stockpiling rare earths, and in many ways, weaponizing the periodic table. That leaves the U.S. and its allies with a hard question: how do you compete with adversaries accelerating discovery while you're trapped in outdated cycles? The future of hypersonics, space defense, and even energy security depends on faster, smarter breakthroughs in material science. That's where Joe Krause and Radical AI come in. The New York–based startup is combining AI, autonomy, and materials expertise to compress R&D timelines from years to weeks—and slash costs along the way. In this episode, Joe shares how a cold call to a VC led to the founding of Radical AI, why aerospace innovation is fundamentally a materials problem, and what's at stake in a world where control of supply chains may decide the balance of power. You'll learn: How Radical AI's “materials flywheel” is redefining discovery and deployment Why rare earths and advanced alloys are now a geopolitical flashpoint What it takes to build a deep-tech culture driven by speed and mission Joe's journey from PhD researcher to founder—and how it could reshape the future of defense and space   Guest Bio Joe Krause is the co-founder and CEO of Radical AI. Radical AI is reinventing the way materials science is done and designing new materials for the world's needs. Harnessing the most advanced AI discovery engine and full-scale laboratory automation, they're pioneering a bold new era of innovation, accelerating the development of materials that transform human development. Radical AI is made up of a world-class group of materials scientists, physicists, engineers, and entrepreneurs. Visit https://www.radical-ai.com/, email joseph@radical-ai.com, or connect with him on LinkedIn.    About Your Host Craig Picken is an Executive Recruiter, writer, speaker and ICF Trained Executive Coach. He is focused on recruiting senior-level leadership, sales, and operations executives in the aviation and aerospace industry. His clients include premier OEMs, aircraft operators, leasing/financial organizations, and Maintenance/Repair/Overhaul (MRO) providers and since 2008, he has personally concluded more than 400 executive-level searches in a variety of disciplines. Craig is the ONLY industry executive recruiter who has professionally flown airplanes, sold airplanes, and successfully run a P&L in the aviation industry. His professional career started with a passion for airplanes. After eight years' experience as a decorated Naval Flight Officer – with more than 100 combat missions, 2,000 hours of flight time, and 325 aircraft carrier landings – Craig sought challenges in business aviation, where he spent more than 7 years in sales with both Gulfstream Aircraft and Bombardier Business Aircraft. Craig is also a sought-after industry speaker who has presented at Corporate Jet Investor, International Aviation Women's Association, and SOCAL Aviation Association.    Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you! 

President Donald Trump announced that Attorney General Pam Bondi is “working very hard” to sue the company responsible for selling unused components of the border wall.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Embedded in the Perseverance rover are five swatches of material that could help prepare astronauts for a future trip to Mars.

In this ImpactVest podcast, Auda Sakho, Founder and Creative Director at Redress Laboratory and Co-Founder of Grassroots Arts Studios CIC, shares how she works across fashion, policy, and cultural events to promote sustainability and systemic change in the fashion industry. Through Redress Laboratory and Grassroots Arts Studios, she supports underrepresented creatives, develops sustainable biomaterials, and advocates for Digital Product Passports to ensure traceability and transparency in fashion supply chains. She emphasises the need for educational reform, urging schools and universities to train system thinkers, material innovators, and compliance experts instead of just traditional designers.

Mon, 25 Aug 2025 21:00:00 GMT http://relay.fm/upgrade/578 http://relay.fm/upgrade/578 The Woven Family of Materials 578 Jason Snell and Myke Hurley After an era of stability, Apple may be about to mix things up with the iPhone, including a bunch of new models and even a change to the traditional fall roll-out cycle. And we end the Summer of Fun with a summery Ask Upgrade! After an era of stability, Apple may be about to mix things up with the iPhone, including a bunch of new models and even a change to the traditional fall roll-out cycle. And we end the Summer of Fun with a summery Ask Upgrade! clean 7111 After an era of stability, Apple may be about to mix things up with the iPhone, including a bunch of new models and even a change to the traditional fall roll-out cycle. And we end the Summer of Fun with a summery Ask Upgrade! This episode of Upgrade is sponsored by: Fitbod: Get stronger, faster with a fitness plan that fits you. Get 25% off your membership. ZBiotics: Use code UPGRADEFM for 15% off any first time orders of ZBiotics probiotics. ExpressVPN: High-Speed, Secure & Anonymous VPN Service. HelloFresh: Get 10 Free Meals + a Free Item for Life! Links and Show Notes: Get Upgrade+. More content, no ads. Submit Feedback Friend of the Show - Robot or Not? #252 - The Incomparable Now Masimo is suing US Customs over Apple Watch imports | The Verge UK drops demand for backdoor into Apple encryption | The Verge Get started with folder automation in macOS Tahoe – Six Colors Apple Expands iPhone Production in India for US-Bound New Models - Bloomberg Leaker shares alleged iPhone 17 TechWoven case colors - 9to5Mac Apple's FineWoven successor might be called TechWoven. | The Verge Upgrade #478: Hi, We're the Weirdos - Relay Apple Again Rumored to Release iPhone 17 Cases With Lanyard Option - MacRumors Apple Has Reportedly Considered Releasing iPhone 17 Air Bumper Case - MacRumors iPhone 17e Rumored to Gain New Design, Dynamic Island, and More - MacRumors No iPhone 18 in 2026, Another Report Claims - MacRumors Apple to Launch iPhone 17 Pro, iPhone 17 Air in September; iPhone Fold Next Year - Bloomberg Federico on Tablets A new Apple Watch is coming. It's time to break the mold | Macworld Apple code suggests Touch ID could be coming to Apple Watch | Macworld Apple Explores Using Google Gemini AI to Power Revamped Siri - Bloomberg Casey Newton's Post Farer - Roché World Timer - 39mm Swiss-Made Automatic Watch

Mon, 25 Aug 2025 21:00:00 GMT http://relay.fm/upgrade/578 http://relay.fm/upgrade/578 Jason Snell and Myke Hurley After an era of stability, Apple may be about to mix things up with the iPhone, including a bunch of new models and even a change to the traditional fall roll-out cycle. And we end the Summer of Fun with a summery Ask Upgrade! After an era of stability, Apple may be about to mix things up with the iPhone, including a bunch of new models and even a change to the traditional fall roll-out cycle. And we end the Summer of Fun with a summery Ask Upgrade! clean 7111 After an era of stability, Apple may be about to mix things up with the iPhone, including a bunch of new models and even a change to the traditional fall roll-out cycle. And we end the Summer of Fun with a summery Ask Upgrade! This episode of Upgrade is sponsored by: Fitbod: Get stronger, faster with a fitness plan that fits you. Get 25% off your membership. ZBiotics: Use code UPGRADEFM for 15% off any first time orders of ZBiotics probiotics. ExpressVPN: High-Speed, Secure & Anonymous VPN Service. HelloFresh: Get 10 Free Meals + a Free Item for Life! Links and Show Notes: Get Upgrade+. More content, no ads. Submit Feedback Friend of the Show - Robot or Not? #252 - The Incomparable Now Masimo is suing US Customs over Apple Watch imports | The Verge UK drops demand for backdoor into Apple encryption | The Verge Get started with folder automation in macOS Tahoe – Six Colors Apple Expands iPhone Production in India for US-Bound New Models - Bloomberg Leaker shares alleged iPhone 17 TechWoven case colors - 9to5Mac Apple's FineWoven successor might be called TechWoven. | The Verge Upgrade #478: Hi, We're the Weirdos - Relay Apple Again Rumored to Release iPhone 17 Cases With Lanyard Option - MacRumors Apple Has Reportedly Considered Releasing iPhone 17 Air Bumper Case - MacRumors iPhone 17e Rumored to Gain New Design, Dynamic Island, and More - MacRumors No iPhone 18 in 2026, Another Report Claims - MacRumors Apple to Launch iPhone 17 Pro, iPhone 17 Air in September; iPhone Fold Next Year - Bloomberg Federico on Tablets A new Apple Watch is coming. It's time to break the mold | Macworld Apple code suggests Touch ID could be coming to Apple Watch | Macworld Apple Explores Using Google Gemini AI to Power Revamped Siri - Bloomberg Casey Newton's Post Farer - Roché World Timer - 39mm Swiss-Made Automatic Watch

Get ready for what's ahead as we learn more about how to "Live A Life Of Unstoppable Strength." Today's message is "Shod Your Feet With The Gospel Of Peace" by Nina Jouni. Materials for this month are taken from "Overcomer" by Dr. David Jeremiah and the teaching series "Armor of God" by Pastor Larry Huch. Stay connected with us at: www.newbeginnings.org www.larryhuchministries.com larryhuchministries.com/resources/#podcast

Dr. Brett Kessler returns for a conversation with KJ on the latest trends and the developments in the Dental World. We talk AI, Materials, Digital Workflows, Labs, if you're a dentist you do NOT want to miss this episode! Ladies & Gentlemen, you're listening to "Confessions From A Dental Lab" and we're happy you're here. Subscribe today and tell a friend so we can all get 1% better :)Connect with Dr. Kessler on instagram at @bikodds and email him at kesslerb@ada.orgFollow KJ & NuArt on Instagram at @lifeatnuartdental, you can also reach us via email: kj@nuartdental.comAsk us about our scanner program!Learn more about the lab and request information via our website: https://nuartdental.com/contact

Benjamin and Chance discuss the supposed new ‘TechWoven' cases coming from Apple for the iPhone 17 lineup, Apple reportedly exits the MLB streaming partnership, and iOS 26 beta 7 shows we are close to launch on Apple's next bumper product cycle. Also, they tackle some listener questions in another installment of Ask9to5Mac. And in Happy Hour Plus, after Chance already beat Benjamin on the annual predictions made in January, the pair craft up another three picks for the rest of 2025. Subscribe at 9to5mac.com/join. Sponsored by BMX: Check out BMX's SolidSafe™ power bank, built with cutting-edge solid-state battery technology that eliminates flammable liquid lithium for a safer, more durable charging experience. Sponsored by Caldera Lab: High performance men's skincare. Get 20% off your first order at CalderaLab.com/HAPPYHOUR Sponsored by Constant Contact: Email marketing, made easy. Get a free thirty-day trial at constantcontact.com.  Sponsored by Shopify: Grow your business no matter what stage you're in. Sign up for a $1 per month trial at shopify.com/happyhour. Hosts Chance Miller @chancemiller.me on Bluesky @chancehmiller@mastodon.social @ChanceHMiller on Instagram @ChanceHMiller on Threads Benjamin Mayo @bzamayo on Twitter @bzamayo@mastodon.social @bzamayo on Threads Subscribe, Rate, and Review Apple Podcasts Overcast Spotify 9to5Mac Happy Hour Plus Subscribe to 9to5Mac Happy Hour Plus! Support Benjamin and Chance directly with Happy Hour Plus! 9to5Mac Happy Hour Plus includes:  Ad-free versions of every episode  Pre- and post-show content Bonus episodes Join for $5 per month or $50 a year at 9to5mac.com/join.  Feedback Submit #Ask9to5Mac questions on Twitter, Mastodon, or Threads Email us feedback and questions to happyhour@9to5mac.com Links iPhone 17 Pro case has surprising name after FineWoven mess, box hints at new Apple accessory iPhone 17 Pro case line may have new leather alternative after flawed FineWoven Apple TV+ among ‘final contenders' for MLB Sunday Night Baseball, playoff games Report: Apple strikes out of baseball coverage on Apple TV+, Friday Night Baseball to end iOS 26 beta 7 now available New iOS 26 and watchOS 26 betas include redesigned Blood Oxygen feature in the US Everything new in iOS 26 beta 7 iOS 26 beta 7 adds toggle for new battery notifications Apple Watch regains edge in one key way Next year's Apple Watch could add Touch ID, per leaked code Apple's first Mac with 5G cellular might be coming sooner than we thought Leak reveals new Studio Display might have surprisingly powerful chip Is the Camera Control button one of the biggest iPhone flops? Spotify copies Apple Music's AutoMix feature before iOS 26 even ships

Modern techno-industrial civilization is running up against the law of diminishing returns - and societal collapse is inevitable. B, author of The Honest Sorcerer blog, reveals why our civilizational complexity carries the seeds of its own destruction. Highlights include: What led B (who also shares his reasons for remaining anonymous) from believing modern civilization would persist for centuries to recognizing collapse as inevitable; Why diminishing returns on energy, materials, and innovation are central to the collapse of complex societies; Why societal collapse is a long process taking place over decades or centuries rather than a single event, unfolding as a stair-step decline with sharp drops in complexity followed by brief recoveries and stabilizations; Why declining fertility rates should be embraced as a natural adjustment to overpopulation, rather than a cause for elite-driven panic; Why collapse will be liberating for some, devastating for most, and why adaptation to a simpler life will favor poorer communities that already know how to live simply; How and when to strategically leverage large-scale political change, and the role writers, thinkers, and local action can play in helping people face collapse more calmly . See episode website for show notes, links, and transcript:  https://www.populationbalance.org/podcast/the-honest-sorcerer   OVERSHOOT | Shrink Toward Abundance OVERSHOOT tackles today's interlocked social and ecological crises driven by humanity's excessive population and consumption. The podcast explores needed narrative, behavioral, and system shifts for recreating human life in balance with all life on Earth. With expert guests from wide-ranging disciplines, we examine the forces underlying overshoot: from patriarchal pronatalism that is fueling overpopulation, to growth-biased economic systems that lead to consumerism and social injustice, to the dominant worldview of human supremacy that subjugates animals and nature. Our vision of shrinking toward abundance inspires us to seek pathways of transformation that go beyond technological fixes toward a new humanity that honors our interconnectedness with all beings.  Hosted by Nandita Bajaj and Alan Ware. Brought to you by Population Balance. Subscribe to our newsletter here: https://www.populationbalance.org/subscribe Support our work with a one-time or monthly donation: https://www.populationbalance.org/donate Learn more at https://www.populationbalance.org Copyright 2025 Population Balance