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Welcome to the first episode of series 89, everyone! In this series, we are covering Ghost in the Shell, a Forged in the Dark cyberpunk TTRPG set in the world of Ghost in the Shell! In today's episode, we learn what this game is all about, including some incredible behind the scenes design discussions with our guest, as well as a brief history of the Ghost in the Shell franchise! Character Creation Cast Patreon https://patreon.com/charactercreationcast Announcements: Ghost in the Shell Crowdfunding Campaign: https://www.kickstarter.com/projects/manaprojectstudio/ghost-in-the-shell-roleplaying-game Cosmic Corsairs Crowdfunding Campaign: https://www.kickstarter.com/projects/1582756696/cosmic-corsairs?ref=CharacterCreationCast Join our Discord! https://discord.charactercreationcast.com Check out other great shows on the network: https://oneshotpodcast.com Leave us reviews in any, or all, of these places: Character Creation Cast on Apple Podcasts (The best place to leave reviews for us) https://itunes.apple.com/us/podcast/character-creation-cast/id1363822066?mt=2&ls=1 Character Creation Cast on Podchaser https://podchaser.com/CharacterCreationCast Guests Pete Petrusha: Instagram: https://www.instagram.com/imagining_games/ Website: https://imagininggames.com/ Mana Project Studios Instagram: https://www.instagram.com/mana_project_design/ Website: https://manaprojectstudio.com/ Games/Tools discussed this episode: Ghost in the Shell Crowdfunding Campaign: Website: https://www.kickstarter.com/projects/manaprojectstudio/ghost-in-the-shell-roleplaying-game Timestamps: (00:00:00) - Announcements (00:01:37) - Introductions (00:04:58) - What's in a game? - Core Concept (00:09:30) - Setting (00:16:55) - Materials to play (00:20:24) - Stories and Themes (00:24:22) - What can characters do in this game? (00:29:55) - What is unique about Ghost in the Shell? (00:40:31) - History of Ghost in the Shell and the RPG (00:58:50) - Call to Action (01:05:32) - Credits Music: Opening: Meditation Impromptu 03 (https://freemusicarchive.org/music/Kevin_MacLeod/Calming/Meditation_Impromptu_03) by Kevin MacLeod Clip 1: Downside Up by Cody MartinOn Soundstripe: https://app.soundstripe.com/songs/17872 Clip 2: Brain Cables by Jed StarkOn Soundstripe: https://app.soundstripe.com/songs/15343 Main Theme: Hero (Remix) (https://freemusicarchive.org/music/Steve_Combs/Principal_Photography_1493/11_Hero_Remix) by Steve Combs Our Podcast: Character Creation Cast: Website: https://www.charactercreationcast.com Contact Us: https://contact.charactercreationcast.com BlueSky: @CreationCast.net (https://bsky.app/profile/creationcast.net) Discord: https://discord.charactercreationcast.com/ TikTok: https://tiktok.com/@charactercreationcast Amelia Antrim: BlueSky: @gingerreckoning.bsky.social (https://bsky.app/profile/gingerreckoning.bsky.social) Ryan Boelter: BlueSky: @lordneptune.com (https://bsky.app/profile/lordneptune.com) Our Network: https://oneshotpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
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It's episode 300! Host Adrian and Sofeast head of NPD Paul Adams dig into IK ratings, what they measure (impact energy in joules), why they matter for real-world product abuse (drops, kicks, tool strikes), and how to connect use-case, environment, materials, and system-level design choices (wall thickness, ribs, radii, gate location) to hit targets like IK06–IK10. You'll hear practical examples (from light switches to job-site drills), polymer options (PP, HIPS, ABS, PC/ABS blends), and environment trade-offs (temperature, UV, chemicals, cost) so your spec says more than “make it rugged.” Episode Sections: 00:12 – Introduction: designing for toughness via IK rating 01:58 – IK vs IP: ingress ≠ impact toughness 05:16 – What is IK? Impact energy (J); Izod/Charpy context 08:33 – IK scale overview: IK00 → IK10 (~20 J) 09:18 – Start with real-world use before materials 10:15 – Low-impact examples (e.g., light switches) 11:56 – Mid-impact examples (bench drops, tools falling) 12:50 – High-impact / IK10: sledgehammer territory 14:02 – Specify toughness explicitly: choose an IK level 17:02 – Mapping joules to IK (≈0.35 J to 20 J) 19:34 – Materials at IK06 (~1 J): PP, HIPS, ABS, PA 21:47 – Materials at IK09 (~10 J): high-impact ABS, PC/ABS, modified PA 25:51 – Designing for IK: thickness, ribs, radii 27:18 – Molding realities: gate location, weld lines 29:26 – Environment trade-offs: temperature, UV, chemicals, cost 33:14 – Same IK, different designs: oil vs building site 35:16 – Key takeaway: IK is a system rating 35:40 – Wrapping up Related content... Power Tool Plastics (ABS vs PC/ABS vs PA66-GF) Plastic Enclosures for Electronics Projects (Plastics Sourcing Guide) What type of reliability testing is helpful pre-production? How Many Samples To Test for Reliability & Compliance Do You Need a Customized Reliability Test Plan? Drop Testing: 3 Tests That Can Save You Money How Reliability Testing Is Critical To Obtaining Great Mass-Produced Products Test To Failure: Why You Need This Reliability Test How Many Prototype Iterations & Tests Do We Need? Get in touch with us Connect with us on LinkedIn Contact us via Sofeast's contact page Subscribe to our YouTube channel Prefer Facebook? Check us out on FB
A Tarragona, la tardor transforma els paisatges: la degradació de la clorofil·la deixa veure altres pigments com carotens i antocians, il·lustrant reaccions químiques de manera poètica. Amb la tornada a la rutina escolar, els laboratoris reprenen l'activitat i arriba una notícia científica destacada: el Premi Nobel de Química ha reconegut els MOFs, materials capaços de capturar i transformar CO₂, claus per una indústria més neta i sostenible. En paral·lel, a la nau Margulis, la tripulació experimenta amb el carboni en diverses formes (CO₂, metanol, sucres) i aprèn a mantenir l'equilibri necessari per a la vida dins d'un entorn artificial. Els polímers i altres materials que formen la nau són vitals per preservar la vida i plantegen preguntes sobre la seva relació amb el carboni i el CO₂. Què són els polímers que envolten la nau i que permeten l'aventura espacial? Podrien ser una forma diferent del carboni? Quina relació podrien tenir amb el diòxid de carboni? Busquem el Blau de Prússia amb el Dr. Federico Frateloreto, investigador del grup del Dr. José Berrocal i amb l'Alejandro Delgado, estudiant de doctorat al grup del Professor Arjan Kleij. podcast recorded with enacast.com
In the latest episode of the A is for Architecture Podcast Jeana Ripple, Chair and Vincent & Eleanor Shea Professor in the School of Architecture at the University of Virginia, joined me to discuss her recent book, Type V City: Codifying Material Inequity in Urban America, published by the University of Texas Press in August this year. In Type V city, Jeana describes how building codes or regulations in the USA have shaped urban landscapes. Specifically, Jeana explores how the construction of light, combustible wood-frame buildings – known as Type V construction - have codified inequities in social, economic, environmental and health outcomes for residents. We discuss this idea – the entrenchment of ethics in the materials of building making – but also that where the technology is restricted, in the exacerbation of labour inequalities. Materials, huh? Who'd have thought it? Well, you will, if you listen to (and read) Jeana.The book is linked above. Jenna can be found at work and on LinkedIn.+Music credits: Bruno Gillick
Expert Tim Cermak explains the vital role of refractory materials in cremation. Learn how thermal shock, throughput, and maintenance impact equipment life and safety. Click here for complete shownotes.
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. In this episode, Justin interviews Chrystina Howard, the ERM Leader of the Complex Risk Practice at HUB International. Chrystina relates a bit of her career and then explores topics around emerging disruptions such as climate change and extreme weather, geopolitical whiplash, the pandemic, and AI. Chrystina shares her recipe for organizational resilience and some tips for catching and holding the attention of the C-Suite and the board. Listen for hints about Chrystina's upcoming webinar and her presentation on November 17th at the RIMS ERM Conference 2025 in Seattle, Washington. Key Takeaways: [:01] About RIMS and RIMScast. [:14] The RIMS CRO Certificate Program in Advanced Enterprise Risk Management is our live virtual program led by the famous James Lam. Great news! A third cohort has been announced, from January through March 2026. [:32] Registration closes January 5th. Enroll now! A link is in this episode's show notes. [:43] About this episode of RIMScast. We will talk all about ERM with Chrystina Howard, ERM Leader of the Complex Risk Practice at HUB International. But first… [1:10] RIMS-CRMP Prep Workshops! The CBCP and the RIMS-CRMP are presenting The Exam Prep Bootcamp for "Mastering Business Continuity and Risk Management" from November 3rd to 6th. That is a virtual course. [1:23] The next RIMS-CRMP-FED Virtual Workshop will be held on November 11th and 12th and led by Joseph Mayo. Links to these courses can be found through the Certifications page of RIMS.org and through this episode's show notes. [1:40] RIMS Virtual Workshops! RIMS has launched a new course, "Intro to ERM for Senior Leaders." It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:54] On November 11th and 12th, Chris Hansen will lead "Fundamentals of Insurance". It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members always enjoy deep discounts on the virtual workshops! [2:13] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:24] RIMS Webinars! On October 30th, Swiss Re will present "Parametric Insurance: Providing Financial Certainty in Uncertain Times". On November 6th, HUB will present "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World". [2:45] Register at RIMS.org/Webinars. [2:48] The RIMS ERM Conference 2025 will be on November 17th and 18th in Seattle, Washington. [2:56] If you are a Washington resident who would like to attend, you can enjoy an exclusive $150 discount on your registration by entering the discount code ERM2025WA on the Review step of the registration form. Act quickly because this offer expires on Friday, October 31st. [3:18] This is your chance to expand your ERM knowledge, here in Washington. That brings us to today's guest, Chrystina Howard. Chrystina is the ERM Leader of the Complex Risk Practice at HUB International, and she will be one of the presenters at the RIMS ERM Conference in Seattle. [3:39] On November 17th, she will present "Talk ERM to Me: How to Get and Keep Attention from Management." On November 6th, she will be moderating the HUB International Webinar "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World." [3:59] Registration links for the conference and the webinar are in this episode's show notes. [4:04] On with the show! We're all about ERM in this episode, and I wanted to give you all a chance to get to know Chrystina a little bit, in case you want to meet with her virtually, in person, or both. Let's get to it! [4:14] Interview! Chrystina Howard, welcome to RIMScast! [4:22] We will see more of Chrystina soon, on November 17th and 18th, in Seattle, Washington, at the RIMS ERM Conference 2025. We're going to talk more about that in a bit. [4:39] Chrystina Howard spent a couple of decades with the Willis Towers Watson organization, where she looked after ERM consulting. She built out a platform and rolled it out, that is still going strong globally. [4:53] Chrystina says she was fortunate to come to the HUB International organization, with a great culture, where she kick-started an ERM Consulting Division. She's having a blast, helping clients get what they need in terms of risk management. [5:14] Chrystina says that when building the ERM Consultancy, she had a lot of great folks to work with and two decades under her belt of developing processes and models. She was set to go as soon as she arrived at HUB. [5:31] Chrystina says they have great specialization, and she is able to get into a lot of industry risk information that she may not have known, to build out the breadth of the consultancy. She helps people learn what ERM is, how it's used, how it works, and why people are interested in it. [5:53] Chrystina says, We're just guns blazing, now! [6:09] Chrystina says geopolitical risks are definitely at the forefront for organizations. This includes economic volatility around the globe, tariffs, and import/export regulations between countries, that will call the shots for some time. [6:27] Chrystina says right along with geopolitical risks will be the effective use of AI. There are security concerns with AI. Some people are not comfortable with it. We're moving into a phase where we've got to put AI to work for us. How can we do that effectively and securely? [6:44] Chrystina says a lot of industries will have staffing challenges, particularly skilled workers. It will hit the healthcare industry pretty hard, along with agriculture, and construction. [6:58] Chrystina says she is seeing a bit of a resurgence in ESG risks. Despite the regulatory environment, people are keen to make sure that companies are being good environmental stewards, treating employees fairly, and behaving as the public thinks is appropriate. [7:41] AI will make data compilation and claims processing faster. Chrystina has been reading of physicians and medical practitioners using AI as a background double-check when they're working toward a diagnosis. [7:58] With its access to information, AI might ask, Your diagnosis is probably right, but did you consider this? We hope this will enhance the diagnostic process, and not take over. [8:11] There is a concern that there's pressure to use AI tools because your colleagues are using them. If you rely on it too much, that can also backfire. We're going to have to strike a balance. [8:40] Chrystina is an optimist when it comes to AI. AI tools can make shorter work of a lot of things in ERM, like scenario analysis; having a tool that will allow you to see multiple scenarios that maybe individuals couldn't come up with on their own, and make decisions from them. [9:06] Chrystina mentions automation for reporting and metric updates. Successful organizations that have the resources can use AI in ERM training, policy updates, and even collecting information through surveys and interviews. [9:23] Enhancing dashboards is a big focus going forward, getting a robust database that gives alerts and keeps everybody up to date. [9:35] Justin mentions crises of the past few years. The Baltimore Key Bridge collapsed a year ago, and we don't hear about it anymore. Justin asks, How can ERM leaders keep resilience and risk appetite aligned with long-term strategy, rather than reactive short-term fixes. [10:00] Chrystina thinks ERM, by nature, is focused on preparation and then response. It takes into account "left of loss." Before the incident occurs, how can we prepare ourselves the best and implement plans should something happen? [10:16] Chrystina has seen organizations widely embrace ERM more readily following the successful navigation of crises. [10:24] It would behoove ERM leaders to seize that opportunity and make a great connection between the protection and preparation that ERM brought through the crisis to the strategic success of the organization. [10:40] ERM leaders may have to campaign a little bit still, but it's something they can point out to executives, and the selling of ERM will be a lot easier. [10:53] Quick Break! RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through the 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when you register by October 30th! [11:12] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by October 30th, and you will also be entered to win a $500 raffle! Do not miss out on this chance to plan and score some of these extra perks! [11:26] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to join us! Visit RIMS.org/Membership and build your network with us here at RIMS! [11:37] Save the dates March 18th and 19th, 2026, for The RIMS Legislative Summit, which will be held in Washington, D.C. [11:46] Join us in Washington, D.C., for two days of Congressional Meetings, networking, and advocating on behalf of the risk management community. Visit RIMS.org/Advocacy for more information and updates and to register. [12:02] Let's return to our interview with Chrystina Howard! [12:08] Chrystina Howard is the ERM Leader of the Complex Risk Practice at Hub International. Justin asks Chrystina about ERM leaders needing to campaign. Chrystina is one of the featured presenters at the RIMS ERM Conference 2025 in Seattle, Washington, November 17th and 18th. [12:58] Chrystina's foundational session is called "Talk ERM to Me: How to Get and Keep Attention from Management." It is a solo session. She likes to be at the controls! [14:09] Chrystina says speaking about risk to management is a perennial struggle. One of the top questions she gets is how to translate ERM for the C-Suite so they understand the value of the work. [14:21] As risk management professionals, we often get excited about details that might not capture management's attention. [14:29] We have to think about things from the perspective of a CEO and a CFO. What things are important to them? What are they keeping an eye on? How does this relate to the bottom line? Connect those things. Connect risk management to strategy. [14:45] Demonstrate how the protection and preparation of things like Enterprise Risk Management support the execution of corporate strategy. When you're talking to the C-Suite, you've got to hit the high points, quick, like an elevator speech. [15:00] Link positive impacts of risk management to things that the C-Suite is focused on. Grab attention with things that are on their minds, like growth, M&A, performance volatility, how we're doing in the market, how these things play out, and how to help minimize volatility. [15:20] Chrystina says we see a lot of interest from private equity in the strategic business practice of ERM. That's a good thing for risk professionals to keep in mind as they campaign for ERM. There are other people who are keen to know about it. [15:48] ERM gets alerts about negative trends, but it's important to keep the positive news coming too about how they helped create a solution, minimize a threat, and protected the organization so that operations can continue and the strategy can go forward. [16:33] Chrystina says Streamline things. She approaches ERM from a practical and realistic perspective. She doesn't like a lot of jargon or a lot of metrics. She likes simple, streamlined stuff that everybody can get on board with. [16:51] Chrystina tells people, Don't boil the ocean. Participants and risk owners are going to get bogged down if they've got too many things to keep track of. Set up tiers of risks. Start at the top. What can we affect over the next year or two years? [17:10] Keep it practical and realistic. Limit the amount of information you collect. If you start adding different metrics and definitions, that can be a slippery slope. You have to train people how to do it. They have to remember what it's supposed to be. And there are updates to fill out! [17:33] Think about how often you're asking people to update. Every so often, have a blank-sheet risk assessment. Limit how often you do updates throughout the year. [18:14] Reporting intervals should be more than twice a year. Strict ERM practitioners are going to be monitoring risks and looking at the dashboard and the risk register, preparing all the time to report to management. [18:34] Risk owners are an important source of information. All of those folks already have a job; maybe a job and a half. We have to be careful about how we engage them so that we get robust information and we don't overwhelm them. [18:50] When we do updates, they should be limited but powerful. These are the big things that you want executives to know about. Once a year, when you do your board presentation, tell them these things are going great and you want to update them on these other things. Keep it simple. [19:19] One Final Break! As many of you know, the RIMS ERM Conference 2025 will be held on November 17th and 18th in Seattle, Washington. We recently had ERM Conference Keynote Speaker Dan Chuparkoff on the show. [19:36] He is back, just to deliver a quick message about what you can expect from his keynote on "AI and the Future of Risk." Dan, welcome back to RIMScast! [19:47] Dan says, Greetings, RIMS members and the global risk community! I'm Dan Chuparkoff, AI expert and the CEO of Reinvention Labs. I'm delighted to be your opening keynote on November 17th, at the RIMS ERM Conference 2025 in Seattle, Washington. [20:02] Artificial Intelligence is fueling the next era of work, productivity, and innovation. There are challenges in navigating anything new. This is especially true for risk management, as enterprises adapt to shifting global policies, economic swings, and a new generation of talent. [20:20] We'll have a realistic discussion about the challenges of preparing for the future of AI. To learn more about my keynote, "AI and the Future of Risk Management," and how AI will impact Enterprise Risk Management for you, listen to my episode of RIMScast at RIMS.org/Dan. [20:39] Be sure to register for the RIMS ERM Conference 2025, in Seattle, Washington, on November 17th and 18th, by visiting the Events page on RIMS.org. I look forward to seeing you all there. [20:50] Justin thanks Dan and looks forward to seeing him again on November 17th and hearing all about the future of AI and risk management! [20:58] Let's Conclude Our Interview with Chrystina Howard! [21:05] Justin reminds the listeners, Before we get to see Chrystina live at the ERM Conference 2025, she will be moderating a RIMS Webinar sponsored by HUB, titled "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World." [21:23] Chrystina says everyone is talking about this, and she's excited to get some great experts about it on the line. Justin notes that over the past few years, geopolitical volatility has intensified with trade wars, sanctions, and supply chain disruption. [21:54] Chrystina says there are so many, and they are interrelated. In conflict areas, everything gets turned upside-down. On a global basis, the U.S. economy has broad-reaching impacts. She would keep an eye on import/export trends. This global trade issue is so volatile and dynamic. [22:22] You cannot sleep on the changing regulations around the world. An important subset related to global trade is increasing requirements for in-country hiring and procurement. That will affect a lot of people with respect to where we grow things and get raw materials and tech. [22:51] Chrystina doesn't think we've seen the end of supply chain disruption. She mentions extreme weather from climate change. A large component of the outcome of climate change is energy security. She doesn't think we're clear of pandemics, either. [23:11] Justin says Hilary Tuttle, Editor of RIMS Risk Management magazine, told him something a year ago that has stayed with him. "We're not in post-pandemic anymore. We're in post-height-of-the-pandemic." It's still here. It's never going away. [24:11] Chrystina says there is no substitute for local knowledge and experience. The best way to approach a Global ERM Program across all of your jurisdictions is for ERM leaders to have deputies in each of the jurisdictions. [24:30] These deputies should have a very keen sense of the landscape in their region in terms of policy, risk, interactions, and trade, as well as an understanding of the big picture across the global organization. [24:46] Those people will be key to develop in all of your locations to support the ERM function. They have a job. It doesn't mean hiring extra staff. You can generally find people with that level of expertise locally, with a good understanding of the big picture, within your existing personnel. [25:15] Making that connection with individuals who know exactly what's happening there on the ground is crucial. Chrystina says that is the very best solution. [25:49] Chrystina says there are a number of stakeholders for any organization, internal and external. Chrystina is seeing favorable views from insurers toward companies and organizations that have implemented ERM globally. [26:07] Other key stakeholders also want assurances that there are plans in place to protect them. This goes back to the inception of ERM when there was serious mismanagement at companies like WorldCom and Enron. [26:23] Everybody's board was asking who's minding the store? This isn't going to happen to us, right? [26:27] All of this risk is ultimately going to roll up to your reputation. That's difficult but not impossible to quantify. You can demonstrate how ERM plans address global threats in an anecdotal fashion. That will communicate real value and put people's minds at ease. [26:52] You can do that in a country-specific way with partners in the countries to communicate the nuances, and give you information about how things work in there, why the risk is a problem, what are the drivers, what are the vulnerabilities, and how might this take place? [27:19] That session will be on November 6th. Chrystina will moderate it with Eric Howie, the Vice President for Complex Risk in Canada, and Will Mule, Global Risk Solutions Practice Leader for HUB. For that session, Chrystina asks listeners to send in their questions ahead of time. [28:00] The links to both the ERM Conference 2025 and the Webinar, "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World," are in this episode's show notes. [28:12] Chrystina, it's been lovely to see you again. I can't wait to see you virtually and in person. [28:21] Special thanks again to Chrystina Howard for joining us. Remember to register for the HUB November 6th Webinar, "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World," that she will be moderating. [28:32] On November 17th, Chrystina will be hosting the session, "Talk ERM to Me" (but she'll be talking to you), at the RIMS ERM Conference 2025! Registration links for the Webinar and for the RIMS ERM Conference 2025 are in this episode's show notes. [28:51] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [28:19] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [28:38] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [28:55] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [30:12] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [30:26] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [30:38] Practice good risk management, stay safe, and thank you again for your continuous support! Links: RIMS ERM Conference 2025 — Nov. 17‒18 Washington Residents — Enjoy $150 off ERM Conference Registration through Oct. 31! "RIMS-CRO Certificate Program In Advanced Enterprise Risk Management" | Jan‒March 2026 Cohort | Led by James Lam RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RISKWORLD 2026 — Members-only early registration through Oct 30! LAST DAYS! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS Now RIMS Professional Report: "Understanding Interconnected Risks" Upcoming RIMS Webinars: RIMS.org/Webinars "Parametric Insurance: Providing Financial Certainty in Uncertain Times" | Oct. 30, 2025 | Sponsored by Swiss Re "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World" | Nov. 6 | Sponsored by Hub Upcoming RIMS-CRMP Prep Virtual Workshops: CBCP & RIMS-CRMP Exam Prep Bootcamp: "Mastering Business Continuity & Risk Management" | November 3‒6, 2025 "RIMS-CRMP-FED Exam Prep Virtual Workshop" — November 11‒12 Full RIMS-CRMP Prep Course Schedule "Intro to ERM for Senior Leaders" | Nov. 4‒5 | Instructor: Elise Farnham "Fundamentals of Insurance" | Nov. 11‒12 | Instructor: Chris Hansen "Leveraging Data and Analytics for Continuous Risk Management (Part I)" | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes about ERM: "AI and the Future of Risk with Dan Chuparkoff" (RIMS ERM Conference Keynote) "Shawn Punancy of Delta Flies High With ERM" "Tom Brandt on Growing Your Career and Organization with ERM" "James Lam on ERM, Strategy, and the Modern CRO" "ERM, Retail, and Risk with Jeff Strege" "Bigger Risks with the Texas State Office of Risk Management" | Sponsored By Hillwood "ERMotivation with Carrie Frandsen, RIMS-CRMP" "Live from the ERM Conference 2024 in Boston!" "Risk Quantification Through Value-Based Frameworks" Sponsored RIMScast Episodes: "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent (New!) "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant (New!) "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report" | Sponsored by AXA XL "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guest: Chrystina Howard, ERM Leader, Complex Risk Practice, HUB International Production and engineering provided by Podfly.
Pakistanische Landwirte fordern vom Baustoffhersteller aus Heidelberg Schadenersatz wegen einer Naturkatastrophe in ihrer Heimat. Auch auf RWE könnte ein Prozess zukommen.
Willkommen zu einer neuen Folge des Vorsicht Feuerball D&D Actual Play Podcast. Wir setzen heute unsere D&D Kampagne ‘Grabmal der Vernichtung‚ mit dem zweiten Teil der 18. Session fort. Auf dem Weg Richtung Herz von Ubtao entdecken die Heldinnen und Helden eine Schneise, die offensichtlich von großen Humanoiden geschlagen wurde und die sich genau in ihrer Marschrichtung durch den Dschungel zieht. Diese Spur der Vernichtung führt die Abenteurer schließlich direkt zum Herz, wo sie auf die zwielichtige Elfen-Magierin Valindra Schattenmantel treffen, die ihnen einen interessanten Handel vorschlägt. Erlebt in dieser Folge, wie die Gruppe mit der arroganten Valindra verhandelt und wie Wuwunax in den Büchern der Elfin die Legende der neun Tricksergötter von Omu entdeckt. Eine kurze Anmerkung: Da diese Folge der zweite Teil unserer 18. Rollenspielsession ist, beginnt die Aufnahme ohne Einleitung direkt in der Handlung. Wenn Ihr mehr von Vorsicht Feuerball hören wollt oder tiefere Einblicke in die Vorgänge am Spieltisch haben möchtet, schaut mal in unserem Patreon-Bereich vorbei. Dort findet Ihr über 35 ungeschnittene Folgen, die größtenteils noch nicht veröffentlicht wurden. Die Abenteurer-Gruppe besteht aus: Cory Bonnet, einem Schurken aus dem Volk der Menschen, gespielt von Johannes. Joe, einer Priesterin aus dem Volk der Menschen, gespielt von Lisa. Wuwunax, einem Mönch mit Hut aus dem Volk der Aasimare, gespielt von Julian. Jasper, einem Zauberer aus dem Volk der Halblinge, gespielt von Michael. Teron Sahandi, einem Barbaren aus dem Humano-Volk der Chulter. Notizen und Links: Vorsicht Feuerball Website Vorsicht Feuerball Patreon Bereich Vorsicht Feuerball Discord Die Vorsicht Feuerball Website und Ihre Inhalte (auch dieser Podcast) sind inoffizielle Fan-Inhalte im Rahmen der Richtlinie für D&D Fan-Inhalte. Sie sind nicht von Wizards gefördert/gesponsert. Bestandteile des enthaltenen Materials sind Eigentum von Wizards of the Coast. ©Wizards of the
In Episode 126, Scott Genin, Vice President of Materials Discovery at OTI Lumionics, discusses the advancements and challenges in quantum materials discovery. The conversation covers the limitations of current material simulation methods, the role of AI, and the importance of training the next generation of quantum programmers. Scott emphasizes the need for efficient problem embedding in quantum chemistry and shares insights on the future of quantum computing in material science.Scott Genin is the Vice President of Materials Discovery at OTI Lumionics Inc., where he manages the computational design and synthesis of novel materials for organic light emitting diodes. As part of his role, he leads the development of algorithms to simulate molecules and material properties on quantum computers. Scott has a B.A.Sc in Chemical Engineering and Chemistry from Queen's University and a Ph.D. from the University of Toronto. Scott previously worked in the pharmaceutical industry prior to joining OTI.
A state lawmaker is pushing for laws to protect students from inappropriate relationships in K-12 schools. Two Minnesota women pleaded guilty Tuesday in a scheme to defraud taxpayers by overbilling Medicaid for substance abuse treatment.Minneapolis police have arrested a person suspected of throwing two Molotov cocktails into an ice cream shop. It happened at Fletcher's Ice Cream and Cafe on East Hennepin Avenue. No one was hurt.Advocates pressuring the state Board of Investment to cut financial ties to Israel staged a sit-in Tuesday at the Retirement Systems Building in St. Paul. The protest was planned for the same day as the board's quarterly meeting. The protesters refused to leave the building when it closed for the day, and several were arrested.An asphalt and aggregate products business with many locations across Minnesota says it will be closing some of those facilities by the end of the year with nearly 300 employees losing their jobs. Minnesota Paving and Materials sent a notice to the state announcing the permanent closure of 14 of its operations in the state, including quarries in Owatonna and New Ulm and an asphalt plant in Kasota. The company's notice did not offer any details on why it's closing those locations.
Metal Movers: Battery Materials Outlook The battery materials industry is in a state of transition and of turmoil. Continued growth of EV sales and the emergence of ESS are pushing battery technology into the mainstream, while it becomes a geopolitical tool at the heart of the current trade conflicts. Join Thomas Kavanagh, Editor, and Dylan Khoo, Senior Analyst, as they discuss recent trends in battery materials and what's next for the sector. Key topics covered: Expectations for lithium prices Export controls from the DRC and China The growth of the ESS market Europe's EV sales recovery
Prioritising health when selecting materials and products is simply common sense, and the best thing about healthy materials – they are also brilliant for the environment. In today's episode we move on to our next sustainable design theme – healthy buildings.We'll investigate the design of a house on an off grid site located in Mullumbimby in the Subtropical northern New South Wales hinterland. I talk with architect, Michael Leung, the director of Balanced Earth Architects, who will share the inside story on his Sky Farm project. Today we'll learn about:The key design considerations, materials and products for a healthy home,We talk further about the process, costs and benefits of using hempcrete in custom architectural construction, andWe'll also cover a wealth of other insights and practical information drawn from Michael's extensive experience as both an architect and a builder.Australian Architects can claim formal CPD hours for these podcasts. MORE INFORMATIONFind everything you need on the Renovation Collaborative website. www.renovationcollaborative.com.auPODCASTKey points summary, timestamps and resource linksFREERESOURCESTranscript edited into clear Q&A.CPDAustralian architects can find more information on CPD, andCOURSESEleven easy to read courses demystifying the entire home design and construction process. KEY POINTS SUMMARY1. Healthy building is about interrogating the detail of materials. Often that's not presented on websites and you have to dig deeper into the Material Safety Data sheets.After extensive research, Balanced Earth Architects now work with a simple palate of materials and the basics include: hempcrete, recycled timber and other materials from demolition, galvanised steel, timber windows, and natural finishes including clay and lime renders. 2. A hempcrete and lime rendered wall composition prevents mould growth. Hempcrete is vapour permeable, allowing moisture to travel from the inside to outside. In addition, lime render has an alkali surface preventing mould growth. 3. A hempcrete wall is set up as follows: It can be constructed on a timber framed or concrete floor.In timber framed construction, the joists or bearers may be doubled up to carry more load when the hemp is wet. Then a 10 or 20mm compressed FC board is fixed on top as a base for the hempcrete.To build the wall, a timber stud frame is setout 80mm in from the external wall line. The 90x45 stud sits centrally in the 250mm hempcrete wall, allowing 80mm of cover on both inside and outside.The entire house is constructed with standard timber stud frame construction. All timber can be untreated pine because the lime in the hempcrete protects the timber, andThe services are clipped into the stud wall, and...
Join us on November 6th, 2025, for the third annual Coast Summit, as we celebrate the visionary leaders who are pioneering solutions to some of the most pressing challenges of our time.This year's theme, "Healthy People, Healthy Planet," highlights the vital link between personal well-being and environmental regeneration. The Coast Summit brings together leaders from the worlds of sustainability, adventure, business, wellness, and storytelling in a format that blends the energy of a trade show with the insight of a summit.This isn't just a gathering—it's a launchpad for people and ideas that are shaping the future.Tickets are limited and expected to sell out quickly! Schedule coming soon!Here is the Link for Tickets! https://www.coastfilmfestival.com/coast-summithttps://www.traceless.eu/In this conversation, Cory Connors speaks with Anne Lampe, CEO and co-founder of Traceless Materials, about the innovative approaches to sustainable packaging. Anne shares her journey from being a process engineer to founding Traceless, which focuses on creating compostable materials from agricultural byproducts. They discuss the applications of these materials, the importance of consumer choices in sustainability, and the future growth plans of Traceless Materials as they aim to make a significant impact on plastic waste reduction.TakeawaysAnne Lampe's background as a process engineer led her to focus on sustainable packaging.Traceless Materials creates compostable materials from agricultural byproducts.The materials developed by Traceless can replace traditional plastics in various applications.Compostable materials can degrade within 12 weeks, even in natural conditions.Recycling and composting are both essential for sustainable packaging solutions.Consumer demand drives brands to seek more sustainable packaging options.Traceless is partnering with major companies like Mondi to bring sustainable packaging to market.The company is expanding rapidly, with plans for a new industrial plant.Sustainability remains a priority for brands despite changing public perceptions.Traceless aims to significantly reduce plastic waste with their innovative materials.Sound bites"This is the beauty of it.""Everyone wants to do good.""This is a real workplace now."Chapters00:00 Introduction to Sustainable Packaging02:43 Anne Lampe's Journey and Traceless Materials05:40 Innovative Material Development08:44 Applications and Benefits of Traceless Materials11:47 Consumer Impact on Sustainability14:42 Future Plans and Company GrowthKeywordssustainable packaging, Traceless Materials, Anne Lampe, circular economy, compostable materials, innovative packaging, consumer choices, environmental impact, packaging industry, biopolymershttps://www.coastfilmfestival.com/coast-summithttps://www.linkedin.com/in/cory-connors/I'm here to help you make your packaging more sustainable! Reach out today and I'll get back to you asap. This podcast is an independent production and the podcast production is an original work of the author. All rights of ownership and reproduction are retained—copyright 2022.
A state lawmaker is pushing for laws to protect students from inappropriate relationships in K-12 schools. Two Minnesota women pleaded guilty Tuesday in a scheme to defraud taxpayers by overbilling Medicaid for substance abuse treatment.Minneapolis police have arrested a person suspected of throwing two Molotov cocktails into an ice cream shop. It happened at Fletcher's Ice Cream and Cafe on East Hennepin Avenue. No one was hurt.Advocates pressuring the state Board of Investment to cut financial ties to Israel staged a sit-in Tuesday at the Retirement Systems Building in St. Paul. The protest was planned for the same day as the board's quarterly meeting. The protesters refused to leave the building when it closed for the day, and several were arrested.An asphalt and aggregate products business with many locations across Minnesota says it will be closing some of those facilities by the end of the year with nearly 300 employees losing their jobs. Minnesota Paving and Materials sent a notice to the state announcing the permanent closure of 14 of its operations in the state, including quarries in Owatonna and New Ulm and an asphalt plant in Kasota. The company's notice did not offer any details on why it's closing those locations.
A state lawmaker is pushing for laws to protect students from inappropriate relationships in K-12 schools. Two Minnesota women pleaded guilty Tuesday in a scheme to defraud taxpayers by overbilling Medicaid for substance abuse treatment.Minneapolis police have arrested a person suspected of throwing two Molotov cocktails into an ice cream shop. It happened at Fletcher's Ice Cream and Cafe on East Hennepin Avenue. No one was hurt.Advocates pressuring the state Board of Investment to cut financial ties to Israel staged a sit-in Tuesday at the Retirement Systems Building in St. Paul. The protest was planned for the same day as the board's quarterly meeting. The protesters refused to leave the building when it closed for the day, and several were arrested.An asphalt and aggregate products business with many locations across Minnesota says it will be closing some of those facilities by the end of the year with nearly 300 employees losing their jobs. Minnesota Paving and Materials sent a notice to the state announcing the permanent closure of 14 of its operations in the state, including quarries in Owatonna and New Ulm and an asphalt plant in Kasota. The company's notice did not offer any details on why it's closing those locations.
Alex Bertolucci, the Oregon Communications Manager at Circular Action Alliance, joins the Exchange.
This Day in Maine for Wednesday, October 22, 2025.
Jon Taylor is an interdisciplinary scientist dedicated to the subject of anomalous phenomena related to cognition.He was born in Wakefield, England, and graduated from the University of Cambridge with an MA in Natural Sciences. He began his career in research and marketing within the field of scientific instruments. He then switched to consumer marketing and moved to Spain in 1976 to become International Marketing Director for wine producer Williams & Humbert Ltd., Jerez de la Frontera.Later, he joined the oil industry, and after engagement on contracts in Britain, Italy and Spain, he was transferred to the Middle East, where he served as Materials & Purchasing Manager for the National Drilling Company, Abu Dhabi.Taylor has always been intrigued by psychic phenomena, and when he returned to Spain in 1993, he started a full-time investigation of the physical and biological principles underlying precognition and intuition. His research continued for more than 25 years, during which he published in peer-reviewed academic journals and lectured to specialist audiences, as well as to the general public, in Britain and Europe.Taylor presented his theory of ESP in a lecture at the 56th Annual Convention of the Parapsychological Association (PA), held in Rome, Italy, in August 2013, and he described the theory in a paper titled “The Nature of Precognition” published in the Journal of Parapsychology, March 2014.He then applied his theory to explain intuition, and presented his research at the PA Convention in Paris, July 2019. He was also invited to participate in a workshop organized by the Institut Métapsychique International, in which 30 scientists from all over the world examined the theoretical aspects of psychic phenomena. The workshop was in celebration of the Centenary of the IMI. Taylor is a professional member of the PA, and member of several other organizations including the American Association for the Advancement of Science and the Society for Scientific Exploration.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-x-zone-radio-tv-show--1078348/support.Please note that all XZBN radio and/or television shows are Copyright © REL-MAR McConnell Meda Company, Niagara, Ontario, Canada – www.rel-mar.com. For more Episodes of this show and all shows produced, broadcasted and syndicated from REL-MAR McConell Media Company and The 'X' Zone Broadcast Network and the 'X' Zone TV Channell, visit www.xzbn.net. For programming, distribution, and syndication inquiries, email programming@xzbn.net.We are proud to announce the we have launched TWATNews.com, launched in August 2025.TWATNews.com is an independent online news platform dedicated to uncovering the truth about Donald Trump and his ongoing influence in politics, business, and society. Unlike mainstream outlets that often sanitize, soften, or ignore stories that challenge Trump and his allies, TWATNews digs deeper to deliver hard-hitting articles, investigative features, and sharp commentary that mainstream media won't touch.These are stories and articles that you will not read anywhere else.Our mission is simple: to expose corruption, lies, and authoritarian tendencies while giving voice to the perspectives and evidence that are often marginalized or buried by corporate-controlled media
Send us a textIn this episode we explore the work and world of Australian artist John R Walker, a painter who invites us to experience the land as a living and layered presence rather than just a view. Born in Sydney in 1957 and now based in Braidwood, New South Wales, Walker's journey has taken him from city life to a deep engagement with rural environments. His art connects ecology, geology, and memory, revealing what he calls “the experience of being in country.”Walker is known for his large and immersive paintings that map the rhythms and histories of the Australian landscape. His brushwork traces erosion, fire, and growth, capturing both the slow movement of geological time and the immediate sensations of walking through a place. In his Fireground series he responded to the devastation and regeneration of bushfires, showing both the destruction and renewal that shape the land.Over more than thirty years, Walker has exhibited widely in Australia and overseas. His paintings are held in major collections including the National Gallery of Australia. His exhibition Journeys and Return at the Orange Regional Gallery in 2023 and 2024 confirmed his reputation as one of the leading painters of country in Australia.In our conversation we discuss how Walker balances materials and philosophy, how walking shapes his art, and why he believes landscape painting today must also tell ecological stories.John is represented by Utopia Art in Sydney Thanks John
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. In this episode, Justin interviews Shawn Punancy, Sr. Manager, Enterprise Risk Management of Delta Air Lines, Inc. Justin and Shawn discuss her fascinating career history, disruption in the airline industry, Shawn's risk philosophy at Delta Airlines, and how her ERM team stays connected to the business while maintaining a long-term strategic view of risk. Shawn will present two sessions with Lianne Appelt, the Head of Enterprise Risk Management at Salesforce, at the RIMS ERM Conference on November 17th and 18th in Seattle, Washington. Shawn shares some hints on what to expect from the sessions. Listen for Shawn's view on the biggest opportunity right now for ERM professionals to elevate their impact across the enterprise. Key Takeaways: [:01] About RIMS and RIMScast. [:15] The RIMS CRO Certificate Program in Advanced Enterprise Risk Management is our live virtual program led by the famous James Lam. Great news! A third cohort has been announced, from January through March 2026. [:32] Registration closes January 5th. Enroll now! A link is in this episode's show notes. [:40] About this episode of RIMScast. We are flying high today, with Shawn Punancy, the Manager of Enterprise Risk Management for Delta Air Lines, Inc. Buckle in for the many aviation puns you're going to hear during this episode! But first… [1:12] RIMS-CRMP Prep Workshops! The next RIMS-CRMP Prep Workshops will be held on October 29th and 30th and led by John Button. [1:24] The next RIMS-CRMP-FED Virtual Workshop will be held on November 11th and 12th and led by Joseph Mayo. Links to these courses can be found through the Certifications page of RIMS.org and through this episode's show notes. [1:41] RIMS Virtual Workshops! RIMS has launched a new course, “Intro to ERM for Senior Leaders.” It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:56] On November 11th and 12th, Chris Hansen will lead “Fundamentals of Insurance”. It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members always enjoy deep discounts on the virtual workshops! [2:15] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:26] RIMS Webinars! On October 30th, Swiss Re will present “Parametric Insurance: Providing Financial Certainty in Uncertain Times”. On November 6th, HUB will present “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World”. [2:47] Register at RIMS.org/Webinars. [2:50] On with the show! Our guest today is the Manager of Enterprise Risk Management for Delta Air Lines, Inc. Her name is Shawn Punancy, and she has a fascinating career that I want to delve into today. [3:03] I also asked her to be on the show because she will have quite a presence at the RIMS ERM Conference 2025, which will be held on November 17th and 18th in Seattle, Washington. [3:14] On November 17th, at 11:45 a.m., she will be co-leading “Connections Count: Strategic Networking to Strengthen Risk Oversight.” On November 18th, at 9:00 a.m., she will co-lead “How Deep Should You Go?: Rightsizing Risk Assessment for Maximum Impact.” [3:33] In addition to learning about her fascinating career, I wanted to get a little preview of each of those sessions and learn a bit about her risk philosophy at Delta. Let's get to it! [3:44] Interview! Shawn Punancy, welcome to RIMScast! [3:53] Shawn Punancy is the ERM Senior Manager at Delta Air Lines, Inc. Shawn will be at the RIMS ERM Conference 2025, November 17th and 18th. Shawn has a fascinating career. [5:00] Shawn was an intelligence analyst at the U.S. DOD from 2011 to 2012, then moved to the CIA as a Senior Intelligence Analyst for seven years. [5:18] Shawn says it was great working at the CIA. She thinks there are very few places where you can work and have such broad awareness. Her year at the DOD was to prepare her to work at the CIA. [6:10] As an Analyst, Shawn worked in counter-terrorism, counter-narcotics, traditional political analysis, and leadership analysis. She did some targeting work, which is helpful for ERM. [6:27] After Shawn left the government, she worked briefly for a consulting firm in Atlanta, Georgia, doing business operating risk. She got word of a job in the Delta Corporate Safety and Security Division on the Intelligence and Risk Mitigation Team. [6:51] Shawn joined Delta, doing that for two years. She got to meet her Director, Eric Mai, whom she absolutely adores, and she's not just saying that because he may listen to this! Eric Mai introduced Shawn to the world of ERM. [7:07] Shawn started to see all the nexuses that existed between multiple different risks. Shawn says that working in corporate security on risk mitigation is like working at the DOD, but working in ERM is like working at the CIA. [7:42] Shawn was in high school on 9/11, and her mother was on a plane during the 9/11 attacks. Thankfully, she was not on a plane that was targeted on that terrible day. It left a lasting impression. [7:55] Shawn went on to study those types of events in International Affairs and Politics. That's how she got to her path in the government. Shawn is mission-driven and purposeful in her work. [8:42] Shawn applied to Delta when someone sent her a job posting. Shawn saw the posting and thought it looked like it was written for her. Shawn is thankful it worked out. [8:58] Shawn started as Program Manager for Intelligence and Risk Mitigation. She held that position for almost two years. In December of 2023, Shawn became Manager of ERM. The position did not exist before Shawn. ERM had been one person since 2019, when it was begun. [9:37] Eric Mai set up the ERM program. He realized that for it to continuously improve and grow, he needed another person. He went to bat for that role. Around the time it was posted, Eric came to Shawn and said that she might want to consider it, and he would love to have her apply. [9:57] Shawn is super grateful that Eric asked her. [10:13] Shawn says it is striking that ERM has played a small role in many companies. What if you don't know who that person is, or you're not engaging with that person? [10:53] Shawn has noticed that in several industries, the aviation industry included, everything is highly siloed. How does one ERM person get to everybody across the business? How do they make ERM relevant for the leadership and the board? [11:15] Something different could happen any day in the airline industry. Shawn says every day they get a notification from their Duty Director about what the day will look like. Some days, the system looks good: they're moving tens of thousands of people on several thousand flights. [11:33] Other days, there's a hurricane or something, or there is a strike somewhere that completely upends the day. It's a lively environment. [11:56] The American Airlines regional jet and helicopter crash in Washington, D.C. this year put a spotlight on Safety and Risk Managers to ensure they had the proper protocols in place and understood all the communication channels. They double-checked the protocols. [12:40] One thing Shawn loves about the airline industry is that safety is for everyone. There's no competition in safety. No one places blame. They come together to ensure that they are in the best position to continue to put safety first, not only for customers but also for all employees. [13:17] If Shawn had a mantra, it would be, You get further together than you do as an individual. She learned that from her time in Corporate Safety and Security and as an ERM professional. She could not do her job without relationships and connections across the company. [14:05] Shawn says Delta has a strong governance structure. The risk committee reports to the executive leadership team. ERM meets with the risk committee monthly to talk about what is coming up. ERM tracks that, so as risks build, they remember what was said months ago. [14:29] They prepare themselves for the known events of the next couple of months, such as an upcoming audit, an issue with plane manufacturers, or a suspected coming fleet delay. [14:53] ERM uses its governance structure to think through how to manage the risk, who is responsible, who is touched, what should be reported up to the leadership, and what can be managed at the business level. [15:07] Looking longer-term, ERM recently started talking directly to board members, asking for their perceptions about risk over the next three to five years. ERM also asks that question of the business leadership annually, to make sure management shares the same vision as the board. [15:38] ERM adds value by showing where those visions aligned, or if and when they diverged. Using that information helps inform the broader risk landscape. ERM uses that to engage the Strategy team with their annual goals and pillars; their Annual “Flight Plan.” [16:08] ERM shows the collected data on where risk lies to the Strategy Team and asks how it might affect the Flight Plan and the Five-Year Strategy. It's the role of ERM to highlight the risks they've identified through the forums they've engaged. [16:36] Shawn has two on her ERM team, including herself. Her team has strong relationships across Delta. That helps ERM to be a force multiplier. They lean on their colleagues to help stay aware, figure out the best direction to guide ERM efforts, and make an impact where possible. [17:24] Quick Break! RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through the 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when you register by October 30th! [17:43] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by October 30th, and you will also be entered to win a $500 raffle! Do not miss out on this chance to plan and score some of these extra perks! [17:57] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to join us! Visit RIMS.org/Membership and build your network with us here at RIMS! [18:09] Save the dates March 18th and 19th, 2026, for The RIMS Legislative Summit, which will be held in Washington, D.C. [18:17] Join us in Washington, D.C., for two days of Congressional Meetings, networking, and advocating on behalf of the risk management community. Visit RIMS.org/Advocacy for more information and updates and to register. [18:33] Let's return to our interview with Shawn Punancy of Delta Airlines! [19:12] In the heat of a crisis, Delta Airlines has a number of immediate or intermediate response teams that stand up. ERM is a part of those teams. They help inform the strategy for how Delta will respond. In the immediate aftermath, ERM is in listening mode. [19:25] ERM takes what they heard and goes on to support the strategic planning, moving forward. Business Continuity or Corporate Communications will handle the immediate feedback and response. [19:38] If it's likely to have a long-lasting impact on Delta, ERM will facilitate conversations among stakeholders across the enterprise to ensure that Delta has completely and cleanly exited the crisis and that they're on a good footing to avoid future crises of the same ilk. [20:05] One Final Break! As many of you know, the RIMS ERM Conference 2025 will be held on November 17th and 18th in Seattle, Washington. We recently had ERM Conference Keynote Speaker Dan Chuparkoff on the show. [20:23] He is back, just to deliver a quick message about what you can expect from his keynote on “AI and the Future of Risk.” Dan, welcome back to RIMScast! [20:34] Dan says, Greetings, RIMS members and the global risk community! I'm Dan Chuparkoff, AI expert and the CEO of Reinvention Labs. I'm delighted to be your opening keynote on November 17th, at the RIMS ERM Conference 2025 in Seattle, Washington. [20:49] Artificial Intelligence is fueling the next era of work, productivity, and innovation. There are challenges in navigating anything new. This is especially true for risk management, as enterprises adapt to shifting global policies, economic swings, and a new generation of talent. [21:07] We'll have a realistic discussion about the challenges of preparing for the future of AI. To learn more about my keynote, “AI and the Future of Risk Management,” and how AI will impact Enterprise Risk Management for you, listen to my episode of RIMScast at RIMS.org/Dan. [21:26] Be sure to register for the RIMS ERM Conference 2025, in Seattle, Washington, on November 17th and 18th, by visiting the Events page on RIMS.org. I look forward to seeing you all there. [21:37] Justin thanks Dan and looks forward to seeing him again on November 17th and hearing all about the future of AI and risk management! [21:45] Let's Conclude Our Interview with One of the Presenters at the RIMS ERM Conference 2025, Shawn Punancy of Delta Airlines! [22:17] There are two opportunities to experience Shawn Punancy in person at the RIMS ERM Conference 2025, November 17th and 18th. She will be presenting with Lianne Appelt, the Head of Enterprise Risk Management at Salesforce: [22:47] Shawn says Lianne is the sweetest person she has ever met! Lianne is one of Justin's favorite people to work with on the Strategic Enterprise Risk Management Council. [23:24] On November 17th, at 11:45 a.m., Shawn and Lianne will present, “Connections Count: Strategic Networking to Strengthen Risk Oversight.” If you're a new risk professional or a rising star, and you want to get to the basics, this is the sort of session you attend. [24:05] Shawn gives the elevator pitch for the presentation. She says, if you understand anything about ERM, you understand that it's not something you can do alone. Having relationships across an enterprise is paramount to the success of any ERM program. [24:22] Figure out what opportunities exist to pursue those relationships. Annual or quarterly risk assessments are natural avenues for building relationships, but there are lots of others. Outside of formal structures, how can you engage people? [24:39] How can you use the data you've collected to drive conversations that may not otherwise exist? Those conversations inform you better and equip you better as an ERM professional as you get ready to present to your leadership team, audit committee, or board. [25:42] Shawn has found that offering external information that may not otherwise be available to her stakeholders is a good way for her to go in and have a conversation. [26:00] The information she offers is either something she's gotten from a vendor, or a risk source she has been tracking, or something ERM has done internally but hasn't publicized. She says, We have this piece of information we think is valuable to you. [26:20] Shawn finds that it's an incredible way to open doors, strengthen or start relationships, and use that to find a way to continue the conversation iteratively. It's been incredible for expanding who ERM talks to since Shawn has joined the team. [26:37] ERM already had a broad network, but looking for new opportunities has expanded it. [26:43] Shawn says Never let a good crisis or risk go to waste. ERM gets a daily bulletin of every news clip that mentions Delta. [27:00] ERM uses that as an opportunity to say, We've not engaged with you, but we saw this and it's something worth tracking at a more macro level on this other part of the spectrum. We'd love to talk to you about how the two pieces connect. [27:17] Some of that depends on company culture. Delta is one of those amazing places where you can email just about everybody and they will respond. That has been very helpful for Shawn. She knows that's not easily replicated everywhere. Shawn has also never met a stranger. [27:41] Understanding that ERM has value to add, whether it's relaying information or showing interconnections, there's a lot there, and people are usually responsive. [28:17] Talking to the board goes back to the relationships you have and the conversations you've had. If you're talking to the right people throughout the year, who have access to significant board member concerns, use that to help craft your story. [28:37] Shawn says pairing the insight you've gotten from those relationships with the data you have in your program helps drive a compelling narrative. [28:56] On November 18th, at 9:00 a.m., Shawn and Lianne will present an advanced-level session, “How Deep Should You Go?: Rightsizing Risk Assessments for Maximum Impact,” tailoring risk assessments to organizational maturity. [29:21] Shawn says it's a mistake for an ERM group not to understand what they have at their disposal in terms of data or stakeholders. Everything doesn't work for everybody. [29:28] You don't need a major, formalized 16-step assessment process when you're a new and burgeoning program. An older, more established program doesn't need something overly complex that doesn't match your company culture. [29:45] Shawn says she has been doing ERM for just shy of two years, so she's not the foremost expert in the room. She likes to rely on her historical experience of taking a bunch of data and talking to a lot of people, collecting intel, and figuring out what the story is. [30:02] Shawn is super passionate about this. With the 8,000 ways you can do a risk assessment, it's so important to consider some specific factors that will help you to have a stronger impact when you do the assessment. Shawn will save those for the presentation. [30:55] Shawn says she firmly believes the biggest opportunity for ERM professionals is to find and communicate that interconnected risk. We hear it everywhere. Justin points out that a paper on “Understanding Interconnected Risks” is in this episode's show notes. [31:13] Shawn thinks that's the biggest opportunity for ERM. Many teams have their risk evaluation silos. Having someone come in and show how A is connected to D, is connected to X, is the next step and the game-changer for a lot of teams. [31:38] Justin says, I'm looking forward to meeting you in person, and I'm so glad that you're going to be delivering the two sessions, Monday, November 17th, and Tuesday, November 18th! It was a pleasure to meet you! [32:08] Shawn is very thankful for this opportunity and super excited about talking about this content, partnering with Lianne, and meeting the broader RIMS community. [32;21] Special thanks again to Shawn Punancy of Delta Airlines for joining us here on RIMScast! Be sure to catch her presentations on November 17th and 18th at the RIMS ERM Conference 2025 in Seattle, Washington. [32:27] A link to the agenda is in this episode's show notes. Register today, we want to see you there! [32:43] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [33:11] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [33:28] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [33:45] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [34:01] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [34:15] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [34:27] Practice good risk management, stay safe, and thank you again for your continuous support! Links: RIMS ERM Conference 2025 — Nov. 17‒18 RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | Jan‒March 2026 Cohort | Led by James Lam RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RISKWORLD 2026 — Members-only early registration through Oct 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS Now RIMS Professional Report: “Understanding Interconnected Risks” Upcoming RIMS Webinars: RIMS.org/Webinars “Parametric Insurance: Providing Financial Certainty in Uncertain Times” | Oct. 30, 2025 | Sponsored by Swiss Re “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World” | Nov. 6 | Sponsored by Hub Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Virtual Exam Prep — Oct. 29‒30, 2025 RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham “Fundamentals of Insurance” | Nov. 11‒12 | Instructor: Chris Hansen “Leveraging Data and Analytics for Continuous Risk Management (Part I)” | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes about ERM: “AI and the Future of Risk with Dan Chuparkoff” (RIMS ERM Conference Keynote) “Tom Brandt on Growing Your Career and Organization with ERM” “James Lam on ERM, Strategy, and the Modern CRO” “ERM, Retail, and Risk with Jeff Strege” “Bigger Risks with the Texas State Office of Risk Management” | Sponsored By Hillwood “ERMotivation with Carrie Frandsen, RIMS-CRMP” “Live from the ERM Conference 2024 in Boston!” “Risk Quantification Through Value-Based Frameworks” Sponsored RIMScast Episodes: “Cyberrisk: Preparing Beyond 2025” | Sponsored by Alliant (New!) “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guest: Shawn Punancy, Sr. Manager, Enterprise Risk Management of Delta Air Lines, Inc. Production and engineering provided by Podfly.
The ASX200 closed 0.7 % higher at 9,115, a fresh all‑time high and an 11.5 % YTD gain, best since 2021. Materials led the rally, with BHP and gold miners soaring as gold topped $4,359/oz. Hub24 jumped 10.5 % on record inflows, while Cleanaway fell after a failed AGM vote. Look ahead to US earnings, Canadian inflation and an RBA governor speech. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.
Were the Flood waters filled with chemical contamination? Did Noah and company leave the ark to find a world poisoned with toxic sludge? In their latest episode, Todd and Paul chat with chemist Aaron Hutchison about the toxic elements arsenic and mercury. Dr. Hutchison explains his research on these dangerous elements and what would have happened to them during the Flood. Listen in and find out how the Lord preserved us from toxic contamination!Materials mentioned in this episodeHutchison, A.R. Mercury and the Genesis Flood: a response to Morton, pp.31-33 in: Hutchison, A.R. and J.H. Whitmore (eds), Proceedings of the First Conference on Creation Geology (Creation Research Science Education Foundation, Columbus, OH).Hutchison, A.R. 2009. Mercury toxicity and the Genesis Flood, pp.29-44 in: Oard, M.J. and J.K. Reed (eds), Rock Solid Answers (Master Books, Green Forest, AR). https://assets.answersingenesis.org/doc/articles/am/v5/n2/rock-solid-answers-ch3.pdfHutchison, A. 2010. Did mercury poisoning create a toxic Flood? Answers 5(2):70-73. https://answersingenesis.org/the-flood/did-mercury-poisoning-create-a-toxic-flood/Hutchison, A.R. and C. Bortel. 2018. The fate of arsenic in Noah's Flood, pp.229-237 in: Whitmore, J.H. (ed), Proceedings of the Eighth International Conference on Creationism (Creation Science Fellowship, Pittsburgh, Pennsylvania).https://digitalcommons.cedarville.edu/cgi/viewcontent.cgi?article=1037&context=icc_proceedingsHutchison, A. 2021. A Flood of arsenic. Answers 16(2):30-32. https://answersingenesis.org/chemistry/flood-arsenic/
Scott De Felice has been on a 25 year journey with Oxford Performance Materials. His company is a pioneer in PEKK, a very high-performance polymer with many properties that make it a powerful solution in engineering and medical applications. We talk about PEKK and its rival PEEK in this episode. But, we also talk about growing a business for the long term, and making tough strategic decisions. Medical implants is the path that Scott is on, and this does not only require a company to be careful and precise, but also steadfast. This episode of the 3DPOD is brought to you by Nikon SLM Solutions, leaders in industrial metal 3D printing. With open architecture platforms, up to 12 laser productivity and global expertise backed by Nikon, Nikon SLM Solutions is helping manufacturers accelerate adoption, scale production, and achieve mission-critical results within additive manufacturing.
LLMs have had a dramatic impact on education. There are obvious reasons for concern, but what about the less obvious opportunities afforded by LLMs? Bryan and Adam were joined by Michael Littman, professor at Brown University and Associate Provost for AI, to talk about his role advising the university on productive, innovative, creative uses for AI in higher education.In addition to Bryan Cantrill and Adam Leventhal, our special guest was Michael Littman.Previous, on Oxide and Friends:OxF s01e18 - Dijkstra's TweetstormOxF s04e02 - Open Source LLMs with Simon WillisonOxF s05e18 - AI, Materials, and Fraud with Ben ShindelSome of the topics we hit on, in the order that we hit them:Michael's home pageLeslie KaelblingComputing Up: Rich SuttonPRs needed!If we got something wrong or missed something, please file a PR! Our next show will likely be on Monday at 5p Pacific Time on our Discord server; stay tuned to our Mastodon feeds for details, or subscribe to this calendar. We'd love to have you join us, as we always love to hear from new speakers!
In this week's episode of Fratello Talks, Nacho, RJ, and Lex tackle the very foundation of our watches — the case materials. From trusty steel to precious gold, lightweight titanium, and futuristic ceramics, the trio dives into what distinguishes these materials, their unique features, and why they make a difference when wearing a watch every day. It's not just the movement and specs that matter; it's also what a watch is made of that plays a key role in its aesthetics and how it feels on your wrist.
Part 2 of this installment of Unearthed! features animals, swords, art, shoes, shipwrecks, and the miscellany category of potpourri. Research: Abrams, G., Auguste, P., Pirson, S. et al. Earliest evidence of Neanderthal multifunctional bone tool production from cave lion (Panthera spelaea) remains. Sci Rep 15, 24010 (2025). https://doi.org/10.1038/s41598-025-08588-w Addley, Esther. “English warship sunk in 1703 storm gives up its secrets three centuries on.” The Guardian. 7/31/2025. https://www.theguardian.com/science/2025/jul/31/british-warship-hms-northumberland-1703-storm-archaeology Alberge, Dalya. “New research may rewrite origins of the Book of Kells, says academic.” The Guardian. 9/26/2025. https://www.theguardian.com/books/2025/sep/26/new-research-may-rewrite-origins-of-the-book-of-kells-says-academic Alex, Bridget et al. “Regional disparities in US media coverage of archaeology research.” Science Advances. Vol. 11, No. 27. July 2025. https://www.science.org/doi/10.1126/sciadv.adt5435 American Historical Association. “Historians Defend the Smithsonian.” Updated 8/15/2015. https://www.historians.org/news/historians-defend-the-smithsonian/#statement Anderson, Sonja. “Underwater Archaeologists Capture Photos of Japanese Warship That Hasn’t Been Seen Since It Sank During World War II.” Smithsonian. 7/23/2025. https://www.smithsonianmag.com/smart-news/underwater-archaeologists-capture-photos-of-japanese-warship-that-hasnt-been-seen-since-it-sank-during-world-war-ii-180987026/ “Ancient DNA provides a new means to explore ancient diets.” Via PhysOrg. 7/1/2025. https://phys.org/news/2025-06-ancient-dna-explore-diets.html Archaeology Magazine. “Roman Workshop Specialized in Manufacturing Nails.” 9/11/2025. https://archaeology.org/news/2025/09/11/roman-workshop-specialized-in-manufacturing-nails-for-army-boots/ Arnold, Paul. “DNA analysis reveals insights into Ötzi the Iceman's mountain neighbors.” Phys.org. 7/22/2025. https://phys.org/news/2025-07-dna-analysis-reveals-insights-tzi.html Arnold, Paul. “Prehistoric 'Swiss army knife' made from cave lion bone discovered in Neanderthal cave.” Phys.org. 7/9/2025. https://phys.org/news/2025-07-prehistoric-swiss-army-knife-cave.html Associated Press. “Divers recover artifacts from the Titanic’s sister ship Britannic for the first time.” 9/16/2025. https://apnews.com/article/britannic-titanic-shipwreck-recovery-9a525f9831bc0d67c1c9604cc7155765 Breen, Kerry. “Woman's remains exhumed in Oregon's oldest unidentified person case.” CBS News. 9/24/2025. https://www.cbsnews.com/news/oak-grove-jane-doe-remains-exhumed-oregon-unidentified-person-homicide/ Croze, M., Paladin, A., Zingale, S. et al. Genomic diversity and structure of prehistoric alpine individuals from the Tyrolean Iceman’s territory. Nat Commun 16, 6431 (2025). https://doi.org/10.1038/s41467-025-61601-8 Davis, Nicola. “Even Neanderthals had distinct preferences when it came to making dinner, study suggests.” The Guardian. 7/17/2025. https://www.theguardian.com/science/2025/jul/17/even-neanderthals-had-distinct-preferences-when-it-came-to-making-dinner-study-suggests Durham University. “Bronze and Iron Age cultures in the Middle East were committed to wine production.” EurekAlert. 9/17/2025. https://www.eurekalert.org/news-releases/1098278 “Archaeologists discover four at-risk shipwrecks on colonial waterfront at Brunswick Town/Fort Anderson State Historic Site.” 8/4/2025. https://news.ecu.edu/2025/08/04/archaeologists-discover-four-at-risk-shipwrecks-on-colonial-waterfront-at-brunswick-town-fort-anderson-state-historic-site/ Fratsyvir, Anna. “Polish president-elect urges Ukraine to allow full exhumations of Volyn massacre victims, despite resumed work.” 7/12/2025. https://kyivindependent.com/polands-president-elect-urges-zelensky-to-allow-full-exhumations-in-volyn-as-work-already-resumes/ Fry, Devin and Jordan Gartner. “Coroner’s office identifies man 55 years later after exhuming his body from cemetery.” 7/19/2025. https://www.kltv.com/2025/07/19/coroners-office-identifies-man-55-years-later-after-exhuming-his-body-cemetery/ Guagnin, Maria et al. “12,000-year-old rock art marked ancient water sources in Arabia's desert.” Phys.org. 10/1/2025. https://phys.org/news/2025-10-year-art-ancient-sources-arabia.html History Blog. “Medieval leather goods found in Oslo.” 7/15/2025. https://www.thehistoryblog.com/archives/73641 Jana Matuszak, Jana. “Of Captive Storm Gods and Cunning Foxes: New Insights into Early Sumerian Mythology, with an Editoin of Ni 12501.” Iraq. Vol. 86. https://www.cambridge.org/core/journals/iraq/article/of-captive-storm-gods-and-cunning-foxes-new-insights-into-early-sumerian-mythology-with-an-edition-of-ni-12501/391CFC6A9361C23A0E7AF159F565A911 Kuta, Sarah. “Cut Marks on Animal Bones Suggest Neanderthal Groups Had Their Own Unique Culinary Traditions.” Smithsonian. 7/17/2025. https://www.smithsonianmag.com/smart-news/cut-marks-on-animal-bones-suggest-neanderthal-groups-had-their-own-unique-culinary-traditions-180987002/ Kuta, Sarah. “Seventy Years Later, They Finally Know What It Is.” Smithsonian. 8/1/2025. https://www.smithsonianmag.com/smart-news/scientists-found-sticky-goo-inside-a-2500-year-old-jar-70-years-later-they-finally-know-what-it-is-180987088/ Kuta, Sarah. “Underwater Archaeologists Were Looking for a Lost Shipwreck in Wisconsin. They Stumbled Upon a Different Vessel Instead.” Smithsonian. 7/16/2025. https://www.smithsonianmag.com/smart-news/underwater-archaeologists-were-looking-for-a-lost-shipwreck-in-wisconsin-they-stumbled-upon-a-different-vessel-instead-180986990/ Linköping University. “Ancient crop discovered in the Canary Islands thanks to archaeological DNA.” Phys.org. https://phys.org/news/2025-09-ancient-crop-canary-islands-archaeological.html Lucchesi, Madison. “More layoffs at GBH as ‘Defunded’ sign goes viral.” Boston.com. 7/24/2025. https://www.boston.com/news/media/2025/07/24/gbh-layoffs-defunded-sign/ Luscombe, Richard. “‘It’s incredibly exciting’: ancient canoe unearthed after Hurricane Ian stormed through Florida.” The Guardian. 9/28/2025. https://www.theguardian.com/us-news/2025/sep/28/florida-ancient-canoes Margalida, Antoni et al. “The Bearded Vulture as an accumulator of historical remains: Insights for future ecological and biocultural studies.” Ecology. Volume 106, Issue 9. 9/11/2025. https://esajournals.onlinelibrary.wiley.com/doi/10.1002/ecy.70191 Metcalfe, Tom. “300-year-old pirate-plundered shipwreck that once held 'eyewatering treasure' discovered off Madagascar.” Live Science. 7/3/2025. https://www.livescience.com/archaeology/300-year-old-pirate-plundered-shipwreck-that-once-held-eyewatering-treasure-discovered-off-madagascar Mondal, Sanjukta. “Ancient Romans likely used extinct sea creature fossils as amulets.” Phys.org. 7/28/2025. https://phys.org/news/2025-07-ancient-romans-extinct-sea-creature.html Morris, Steven. “Iron age settlement found in Gloucestershire after detectorist unearths Roman swords.” The Guardian. 7/4/2025. https://www.theguardian.com/science/2025/jul/04/roman-swords-gloucestershire-villa-iron-age-settlement-discovery Mullett, Russell et al. “Precious finger traces from First Nations ancestors revealed in a glittering mountain cave in Australia.” Phys.org. 7/28/2025. https://phys.org/news/2025-07-precious-finger-nations-ancestors-revealed.html Ocean Exploration Trust. “Expedition reveals 13 shipwrecks from WWII battles off Guadalcanal.” Phys.org. 8/4/2025. https://phys.org/news/2025-08-reveals-shipwrecks-wwii-guadalcanal.html Oster, Sandee. “Study translates fragmentary ancient Sumerian myth around 4,400 years old.” Phys.org. 7/22/2025. https://phys.org/news/2025-07-fragmentary-ancient-sumerian-myth-years.html Paul, Andrew. “130-year-old butter bacteria discovered in Danish basement.” Popular Science. 9/15/2025. https://www.popsci.com/science/old-butter-basement-discovery/ Penn, Tim. “Big Roman shoes discovered near Hadrian's Wall—but they don't necessarily mean big Roman feet.” Phys.org. 7/20/2025. https://phys.org/news/2025-07-big-roman-hadrian-wall-dont.html#google_vignette Pogrebin, Robin and Graham Bowley. “Smithsonian Responds to Trump’s Demand for a Review of Its Exhibits.” New York Times. 9/3/2025. https://www.nytimes.com/2025/09/03/arts/design/smithsonian-bunch-trump.html Preston, Elizabeth. “Scientists found a 650-year-old shoe in a vulture nest. That’s just the start of it.’ National Geographic. 10/1/2025. https://www.nationalgeographic.com/animals/article/vulture-nest-was-hiding-a-650-year-old-shoe Reilly, Adam. “GBH lays off 13 staff at American Experience, pauses production of new documentaries.” GBH. 7/22/2025. https://www.wgbh.org/news/local/2025-07-22/gbh-lays-off-13-staff-at-american-experience-pauses-production-of-new-documentaries Richmond, Todd. “Searchers discover ‘ghost ship’ that sank in Lake Michigan almost 140 years ago.” Associated Press. 9/15/2025. https://apnews.com/article/lake-michigan-schooner-shipwreck-door-county-ccff930d8cd87f3597483938f8fb4fd6 Savat, Sarah. “Discovery expands understanding of Neolithic agricultural practices, diets in East Asia.” EurekAlert. 9/24/2025. https://www.eurekalert.org/news-releases/1099662 Seb Falk, James Wade, The Lost Song of Wade: Peterhouse 255 Revisited, The Review of English Studies, Volume 76, Issue 326, October 2025, Pages 339–365, https://doi.org/10.1093/res/hgaf038 Smith, Kiona N. “Oldest wooden tools in East Asia may have come from any of three species.” Ars Technica. 7/7/2025. https://arstechnica.com/science/2025/07/did-denisovans-or-homo-erectus-make-the-oldest-wooden-tools-in-east-asia/ The Catholic Herald. “Plans in train to exhume holy remains of martyr St Thomas More.” 7/14/2025. https://thecatholicherald.com/article/plans-in-train-to-exhume-holy-remains-of-martyr-st-thomas-more The History Blog. “1600-year-old iron scale, weights found in Turkey.” 7/10/2025. https://www.thehistoryblog.com/archives/73597 The History Blog. “2,500-year-old honey identified in ancient offering.” 7/31/2025. https://www.thehistoryblog.com/archives/73776 The History Blog. “Kushan vessel inscribed with woman’s name found in Tajikistan.” 7/8/2025. https://www.thehistoryblog.com/archives/73582 The History Blog. “Medieval sword fished out of Vistula in Warsaw.” 7/7/2025. https://www.thehistoryblog.com/archives/73574 The History Blog. “Unique 3D mural 3,000-4,000 years old found in Peru.” 7/30/2025. https://www.thehistoryblog.com/archives/73769 The White House. “Letter to the Smithsonian: Internal Review of Smithsonian Exhibitions and Materials.” 8/12/2025. https://www.whitehouse.gov/briefings-statements/2025/08/letter-to-the-smithsonian-internal-review-of-smithsonian-exhibitions-and-materials/ Thorsberg, Christian. “A Tiny Typo May Explain a Centuries-Old Mystery About Chaucer’s ‘Canterbury Tales’ and ‘Troilus and Criseyde’.” Smithsonian. 7/16/2025. https://www.smithsonianmag.com/smart-news/a-tiny-typo-may-explain-a-centuries-old-mystery-about-chaucers-canterbury-tales-and-troilus-and-criseyde-180986991/ University of Cambridge. “Scholars just solved a 130-year literary mystery—and it all hinged on one word.” 7/16/2025. https://www.sciencedaily.com/releases/2025/07/250716000855.htm Vindolanda Trust. “Magna Shoes.” 7/2/2025. https://www.vindolanda.com/news/magna-shoes Whiddington, Richard. “$2 Thrift Store Plate Turns Out to Be Rare Chinese Porcelain Worth Thousands.” Artnet. 8/21/2025. https://news.artnet.com/market/chinese-porcelain-uk-thrift-store-auction-2680013 Whiddington, Richard. “Famed Antikythera Shipwreck Yields More Astonishing Discoveries.” Artnet News. 7/16/2025. https://news.artnet.com/art-world/antikythera-shipwreck-more-discoveries-2668217 Whiddington, Richard. “Scholars Crack 130-Year-Old Mystery Behind a Lost Medieval Epic.” 7/17/2025. https://news.artnet.com/art-world/song-of-wade-mystery-chaucer-2668558 Whiddington, Richard. “Sunken Clues Reveal Identity of Mysterious Scottish Shipwreck.” Artnet. 7/25/2025. https://news.artnet.com/art-world/scotland-shipwreck-sanday-2671342 See omnystudio.com/listener for privacy information.
Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard's tangible, tax‑advantaged energy assets: https://eckardenterprises.com/rent-to-retirement/BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ FIGURE:Access your home equity in minutes—no refinance needed! https://go.figure.com/renttoretirementDiscover why Columbus, Georgia is quietly becoming one of the most stable and high-yielding real estate markets in the Southeast.In this episode, Adam Schroeder sits down with Andrew and Preston, the Rent To Retirement rehab team based in Columbus, GA, to explore their proven formula for turnkey rehabs, property management, and guaranteed rent programs that help investors achieve predictable cash flow.
Send me a messageIn this week's episode of Climate Confident, I sat down with Christopher Carrick, founder and CTO of Lignin Industries, to explore a game-changing innovation in the fight against plastic pollution, turning waste from the paper industry into carbon-negative bioplastics.Christopher's story starts in his kitchen, where curiosity (and a Star Wars ice-cube tray) led to a breakthrough: modifying lignin, the brown polymer in wood, so it can be melted, shaped, and blended into everyday plastics like polypropylene, polyethylene, and ABS. The result? Materials that can replace up to 40 percent of fossil plastics, perform just as well, and even smell faintly of forest.We unpacked how this process works, why recyclability and stability are critical, and how Lignin's bioplastics outperform many “green” alternatives by avoiding thermal degradation during recycling. Christopher also explains why regulation — not technology — is now the biggest bottleneck in decarbonising the plastics sector.What struck me most is the scale of impact possible here. Plastics are one of the hardest sectors to clean up, yet Lignin's approach shows that circularity, chemistry, and creativity can combine to make fossil-free materials commercially viable.We also touched on scalability, partnerships, and the hope Christopher finds in consumers — the moment someone holds one of their wood-scented bags and realises that sustainability can feel good too.
Alex Bertolucci, the Oregon Communications Manager at Circular Action Alliance, joins the Exchange.
Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard's tangible, tax‑advantaged energy assets: https://eckardenterprises.com/rent-to-retirement/BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ FIGURE:Access your home equity in minutes—no refinance needed! https://go.figure.com/renttoretirementDiscover why Columbus, Georgia is quietly becoming one of the most stable and high-yielding real estate markets in the Southeast.In this episode, Adam Schroeder sits down with Andrew and Preston, the Rent To Retirement rehab team based in Columbus, GA, to explore their proven formula for turnkey rehabs, property management, and guaranteed rent programs that help investors achieve predictable cash flow.
Flow production means your manufacturing line rarely, if ever, stops. Materials enter at one end and finished products come out the other in a continuous stream. This continuous production method keeps operations moving fast while cutting waste and maintaining quality. You can learn more in this episode or read about it on our blog For more information about MRPeasy software, visit our website: mrpeasy.com
Is B-corp still a reliable accreditation for business/product sustainability? How can I make my love for running more sustainable Does composite decking have any environmental credentials? This week Emma and Sophie dive into your green-living questions. Get in touch We're on Instagram, Bluesky, and email forwhatitsearthpod@gmail.com. Send us your Listener Questions and weekly One Good Thing For The Planet. Support the show: Help us keep podding with a donation through Ko-fi or grab an organic cotton FWIE tee. & subscribe so you never miss an episode! For What It's Earth is hosted and produced by Emma Brisdion and Sophie Pavelle, and edited and mixed by Mark Skinner (2024).
I put snowshoes to the ultimate test—breaking two pairs on my last three winter hunts. After finally finding a reliable pair with the Atlas Montane 35, I couldn't help but wonder: is there something even better? Enter the Atlas MTN Range 35. In this video, I run both snowshoes through a head-to-head comparison to see which one can handle extreme conditions. Can the Atlas MTN Range replace my trusted Montane? Watch now to find out which snowshoe reigns supreme for winter hunting and backcountry adventures.
This is the second of four episodes on the subject of soldering materials.In today's episode, continuing the subject of soldering materials, diving deep into the science, strategy, and subtleties behind one of the most foundational elements of electronic assembly: soldering materials. Joining me are two experts from KOKI Solder—Shantanu Joshi, Head of Customer Solutions and Operational Excellence, and Greg Starrett, General Manager of North American Operations. Together, they bring decades of experience in solder chemistry, process engineering, and real-world reliability. We'll explore how soldering materials influence long-term performance, how material and process decisions interact, and what assemblers should consider when aiming for high-reliability outcomes.From surface finishes and flux residues to void mitigation and future trends in solder formulation, this episode offers practical insights that go well beyond the datasheet.So whether you're on the factory floor, in the lab, or managing quality and reliability at scale—this conversation is for you.Shantanu JoshiHead of Customer Solutionsshantanu@kokiamerica.comGreg StarrettNational Sales Managergreg@kokiamerica.com
Explore the world of fences, walls, and screens to elevate your outdoor living space with Mike and Trey Farley of Farley Pool Designs. With over 40 years of experience, they delve into the aesthetic and functional aspects of these crucial elements, offering tips on creating privacy, defining spaces, and enhancing views. Discover innovative materials, design trends, and practical advice to turn your backyard into a personal oasis. From horizontal cedar planks to laser-cut metal screens and gabion walls, learn how to combine functionality and style to create an unforgettable luxury outdoor environment. Discover more: https://www.farleypooldesigns.com/ https://www.instagram.com/farleydesigns/ https://www.instagram.com/luxuryoutdoorlivingpodcast/ https://www.instagram.com/poolzila/ 00:00 Welcome to Luxury Outdoor Living Podcast 02:07 The Importance of Fences, Walls, and Screens 10:17 Materials and Design Choices for Walls 11:08 Innovative and Trendy Wall Designs 13:10 Privacy and Aesthetic Considerations 24:16 Innovative Fireplace Designs 24:40 Trendy Laser Cut Metal Screens 25:12 Layering and Contrasting Materials 26:07 Outdoor Living Essentials 26:27 BBQ Bits Segment: Exploring Fire Magic Pizza Island 30:23 Decorative Elements for Outdoor Spaces 34:25 Creative Uses of Mirrors and Glass 36:42 Functional and Artistic Walls 37:37 Versatile Retaining Walls 41:19 Fences: Aesthetic and Functional Considerations 44:42 Regional Fence Styles and Materials 48:20 Conclusion and Final Thoughts
Asia Bookroom exhibits their most precious items at rare and antiquarian book fairs in Melbourne, Sydney, and Hong Kong. Look for them at the Sydney Rare Book Fair from Oct. 23-25. In this podcast we discuss some of the items on offer at the Sydney Rare Book Fair:The Disputed Islands Controversial Japanese Map by Hayashi Shihei from around 1790. This is a manuscript copy (written by hand), and includes the Takeshima/Dokdo islands indicating they belong to Korea.A silk sample book from the 1950sA Japanese policeman's notebook from shortly after Japan took over Taiwan. It details experiences with indigenous people of Taiwan.Materials from Communist ChinaBooks:The Tokyo Higher Normal School: Life of the Japanese Women of Today (from 1937)Samurai Tales: Manuscript Writing's on Revenge Killings and LoyaltyBooks mentioned in the podcast:The Shortest History of Japan, by Lesley Downer, China Running Dog by Mark Kitto, Samurai and Silk, by Haru Matsukata Reischauer.Books recommended by Sally Burdon:Myself a Mandarin by Austin Coates, about Hong Kong,Country Driving by Peter HestingsGhosts of the Tsunami by Richard Lloyd ParryYou can visit Asia Bookroom online at https://www.asiabookroom.com/ The Books on Asia Podcast is co-produced with Plum Rain Press. Podcast host Amy Chavez is author of The Widow, the Priest, and the Octopus Hunter: Discovering a Lost Way of Life on a Secluded Japanese Island. and Amy's Guide to Best Behavior in Japan.The Books on Asia website posts book reviews, podcast episodes and episode Show Notes. Subscribe to the BOA podcast from your favorite podcast service. Subscribe to the Books on Asia newsletter to receive news of the latest new book releases, reviews and podcast episodes.
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. In this episode, Justin interviews Katherine Henry of Bradley, Arant, Boult, Cummings, and Harold (Hal) Weston of Georgia State University, Greenberg School of Risk Science, who are here to discuss their new professional report, “A 2025 Cybersecurity Legal Safe Harbor Overview.” Katherine and Hal take the discussion beyond the pages and delve into best cybersecurity practices, cyber insurance, and Safe Harbor laws offered by some states and possibly to be offered soon by others. They discuss frameworks and standards, and what compliance means for your organization, partly based on your state law. Listen for advice to help you be prepared against cybercrime. Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. We will be joined by the authors of the legislative review, “A 2025 Cybersecurity Legal Safe Harbor Overview”, Katherine Henry and Harold Weston. Katherine and Harold are also prominent members of the RIMS Public Policy Committee. [:48] Katherine and Harold are also here to talk about Cybersecurity Awareness Month and safe practices. But first… [:53] RIMS-CRMP Prep Workshops! The next RIMS-CRMP Prep Workshops will be held on October 29th and 30th and led by John Button. [1:05] The next RIMS-CRMP-FED Virtual Workshop will be held on November 11th and 12th and led by Joseph Mayo. Links to these courses can be found through the Certifications page of RIMS.org and through this episode's show notes. [1:23] RIMS Virtual Workshops! RIMS has launched a new course, “Intro to ERM for Senior Leaders.” It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:37] On November 11th and 12th, Chris Hansen will lead “Fundamentals of Insurance”. It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members always enjoy deep discounts on the virtual workshops! [1:56] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:08] Several RIMS Webinars are being hosted this Fall. On October 16th, Zurich returns to deliver “Jury Dynamics: How Juries Shape Today's Legal Landscape”. On October 30th, Swiss Re will present “Parametric Insurance: Providing Financial Certainty in Uncertain Times”. [2:28] On November 6th, HUB will present “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World”. Register at RIMS.org/Webinars. [2:40] Before we get on with the show, I wanted to let you know that this episode was recorded in the first week of October. That means we are amid a Federal Government shutdown. RIMS has produced a special report on “Key Considerations Regarding U.S. Government Shutdown.” [2:58] This is an apolitical problem. It is available in the Risk Knowledge section of RIMS.org, and a link is in this episode's show notes. Visit RIMS.org/Advocacy for more updates. [3:12] Remember to save March 18th and 19th on your calendars for the RIMS Legislative Summit 2026, which will be held in Washington, D.C. I will continue to keep you informed about that critical event. [3:24] On with the show! It's National Cybersecurity Awareness Month here in the U.S. and in many places around the world. Cyber continues to be a top risk among organizations of all sizes in the public and private sectors. [3:40] That is why I'm delighted that Katherine Henry and Harold (Hal) Weston are here to discuss their new professional report, “A 2025 Cybersecurity Legal Safe Harbor Overview”. [3:52] This report provides a general overview of expected cybersecurity measures that organizations must take to satisfy legal Safe Harbor requirements. [4:01] It summarizes state Safe Harbor laws that have been developed to ensure organizations are proactive about cybersecurity and that digital, financial, and intellectual assets are legally protected when that inevitable cyber attack occurs. [4:15] We are here to extend the dialogue. Let's get started! [4:21] Interview! Katherine Henry and Hal Weston, welcome to RIMScast! [4:41] Katherine was one of he first guests on RIMScast. Katherine is Chair of the Policyholder Insurance Coverage Practice at Bradley, Arant, Boult, Cummings. Her office is based in Washington, D.C. She works with risk managers all day on insurance issues. [5:05] Katherine has been a member of the RIMS Public Policy Committee for several years. She serves as an advisor to the Committee. [5:12] Justin thanks Katherine for her contributions to RIMS. [5:25] Hal is with Georgia State University. He has been with RIMS for a couple of decades. Hal says he and Katherine have served together on the RIMS Public Policy Committee for maybe 10 years. [5:48] Hal is a professor at Georgia State University, a Clinical Associate in the Robinson College of Business, Greenberg School of Risk Science, where he teaches risk management and insurance. Before his current role, Hal was an insurance lawyer, both regulatory and coverage. [6:05] Hal has a lot of students. He is grading exams this week. He has standards for his class. In the real world, so does a business. [6:46] Katherine and Hal met through the RIMS Public Policy Committee. They started together on some subcommittees. Now they see each other at the annual meeting and on monthly calls. [7:05] Katherine and Hal just released a legislative review during RIMS's 75th anniversary, “A 2025 Cybersecurity Legal Safe Harbor Overview”. It is available on the Risk Knowledge page of RIMS.org. [7:20] We're going to get a little bit of dialogue that extends beyond the pages. [7:31] Katherine explains Safe Harbor: When parties are potentially liable to third parties for claims, certain states have instilled Safe Harbor Laws that say, If you comply with these requirements, we'll provide you some liability protection. [7:45] Katherine recommends that you read the paper to see what the laws are in your state. The purpose of the paper is to describe some of those Safe Harbor laws, as well as all the risks. [8:04] October 14th, the date this episode is released, is World Standards Day. Hal calls that good news. Justin says the report has a correlation with the standards in the risk field. [8:43] Justin states that many states tie Safe Harbor eligibility to frameworks like NIST, the ISO/IEC 27000, and CIS Controls. [9:27] Hal says, There are several standards, and it would be up to the Chief Information Security Officer to guide a company on which framework might be most appropriate for them. There are the NIST, UL, and ISO, and they overlap quite a bit. [9:56] These are recognized standards. In some states, if a company has met this standard of cybersecurity, a lawsuit against the company for breach of its standard of care for maintaining its information systems would probably be defensible for having met a recognized standard. [10:23] Katherine adds that as risk managers, we can't make the decision about which of these external standards is the best. Many organizations have a Cybersecurity Officer responsible for this. [10:44] For smaller organizations, there are other options, including outsourcing to a vendor. Their insurance companies may have recommendations. So you're not on your own in making this decision. [11:14] Katherine says firms should definitely aim for one recognized standard. Katherine recommends you try to adhere to the highest standard. If you are global, you need to be conscious of standards in other countries. [11:46] Hal says California tends to have the highest standards for privacy and data protection. If you're a financial services company, you're subject to New York State's Department of Financial Services Cyber Regulation. [12:02] If you're operating in Europe, GDPR is going to be the guiding standard for what you should do. Hal agrees with Katherine: Any company that spans multiple states should pick the highest standard and stick to that, rather than try to implement five or 52 standards. [12:23] When you're overseas, you may not be able to just pick the highest standard; there are challenges in going from one country or region of Europe back to the U.S. If one is higher, it will probably be easier. [12:38] There are major differences between the U.S., which has little Federal protection, vs. state protection. [13:10] Katherine says if you don't have the internal infrastructure, and you can't afford that infrastructure, the best thing is to pivot to an outside vendor. There are many available, with a broad price range. Your cyber insurer may also have some vendors they already work with. [13:40] Hal would add, Don't just think about Safe Harbors. That's just a legal defense. Think about how you reduce the risk by adopting standards or hiring outside firms that will provide that kind of risk protection and IT management. [13:59] If they're doing it right, they may tell you the standards they use, and they may have additional protocols, whether or not they fall within those standards, that would also be desirable. A mid-sized firm is probably outsourcing it to begin with. [14:21] They have to be thinking about it as risk, rather than just Safe Harbor. You have to navigate to the Safe Harbor. You don't just get there. [14:31] Quick Break! RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through the 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when you register by October 30th! [14:50] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by October 30th, and you will also be entered to win a $500 raffle! Do not miss out on this chance to plan and score some of these extra perks! [15:03] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to join us! Visit RIMS.org/Membership and build your network with us here at RIMS! [15:16] The RIMS Legislative Summit 2026 is mentioned during today's episode. Be sure to mark your calendar for March 18th and 19th in Washington, D.C. Keep those dates open. [15:28] Join us in Washington, D.C., for two days of Congressional Meetings, networking, and advocating on behalf of the risk management community. Visit RIMS.org/Advocacy for more information and updates. [15:41] Let's return to our interview with Katherine Henry and Hal Weston! [15:54] We're talking about their new paper, “A 2025 Cybersecurity Legal Safe Harbor Overview”. Katherine mentions that some businesses are regulated. They have to comply with external regulatory standards. [16:38] Other small brick-and-mortar businesses may not have any standards they have to comply with. They look for what to do to protect themselves from cyber risk, and how to tell others they are doing that. [16:54] If you can meet the standards of Safe Harbor laws, a lot of which are preventative, before a breach, you can inform your customers, “These are the protections we have for your data.” You can tell your board, “These are the steps we're taking in place.” [17:13] You can look down the requirements of the Safe Harbor law in your state or a comparable state, and see steps you can take in advance so you can say, “We are doing these things and that makes our system safer for you and protects your data.” [17:34] Hal says you don't want to have a breach, and if you do, it would be embarrassing to admit you were late applying a patch, implementing multi-factor authentication, or another security measure. By following standards of better cyber protection, you avoid those exposures. [18:07] Hal says every company has either been hacked and knows it, or has been hacked and doesn't know it. If you're attacked by a nation-state that is non-preventable, you're in good shape. [18:26] If you're attacked because you've left some ports open on your system, or other things that are usually caught in cybersecurity analyses or assessments, that's the embarrassing part. You don't want to be in that position. [18:43] Katherine says it's not just your own systems, but if you rely on vendors, you want to ensure that the vendors have the proper security systems in place so that your data, to the extent that it's transmitted to them, is not at risk. [19:07] Also, make sure that your vendors have cyber insurance and that you're an additional insured on that vendor's policy if there's any potential exposure. [19:22] Hal says If you're using a cloud provider, do you understand what the cloud provider is doing? In most cases, they will provide better security than what you could do on your own, but there have been news stories that even some of those have not been perfect. [20:22] Hal talks about the importance of encryption. It's in the state statutes and regulations. There have been news stories of companies that didn't encrypt their data on their servers or in the cloud, and didn't understand encryption, when a data breach was revealed. [20:52] Hal places multi-factor authentication up with encryption in importance. There was a case brought against a company that did not have MFA, even though it said on its application on the cyber policy that the company used it. [21:13] Hal says these are standard, basic things that no company should be missing. If you don't know that your data is encrypted, get help fast to figure that out. [21:51] Hal has also seen news stories of major companies where the Chief Technology Officer has been sued individually, either by the SEC or others, for not doing it right. [22:07] Katherine mentions there are insurance implications. If you mistakenly state you're providing some sort of protection on your insurance application that you're not providing, the insurer can rescind your coverage, so you have no coverage in place at all. [22:23] Katherine says, These are technical safeguards, but we know the human factor is one of the greatest risks in cybersecurity. Having training for everyone who has access to your computer system, virtually everyone in your organization, is very important. [22:49] Have a test with questions like, Is this a spam email or a real email? There are some vendors who can do all this for you. Statistics show that the human element is one of the most significant problems in cybersecurity protection. [23:05] Justin says it's October, Cybersecurity Awareness Month in the U.S. Last week's guest, Gwenn Cujdik, the Incident Response and Cyber Services Lead for North America at AXA XL, said the number one cyber risk is human error, like clicking the phishing link. [23:45] Justin brings up that when he was recently on vacation, he got an email on his personal email account, “from his CEO,” asking him to handle something for them. Justin texted somebody else at RIMS, asking if they got the same email, and they hadn't. [24:14] Justin sent the suspect email to the IT director to handle. You have to be vigilant. Don't let your guard down for a second. [24:48] Katherine has received fake emails, as well. [24:51] Hal says it has happened to so many people. Messages about gift cards or the vendor having a new bank account. Call the vendor that you know and ask what this is. [25:12] Hall continues. It's important to train employees in cybersecurity, making sure that they are using a VPN when they are outside of the office, or even a VPN that's specific to your company. [25:32] Hal saw in the news recently that innocent-looking PDF files can harbor lots of malware. If you're not expecting a PDF file from somebody, don't click on that, even if you know them. Get verification. Start a new thread with the person who sent it and ask if it is a legitimate PDF. [26:08] Justin says of cybercriminals that they are smart and their tactics evolve faster than legislation. How can organizations anticipate the next generation of threats? [26:34] Katherine says, You need to have an infrastructure in your organization that does that, or you need to go to an outside vendor. You need some sort of protection, internally or externally. [27:11] Katherine says she works with CFOs all the time. If an organization isn't large enough to have a risk manager, it's a natural fit for the CFO, who handles finances, to handle insurance. When it comes to cybersecurity, a CFO needs help. [27:46] The CFO should check the cyber policy to see what support services are already there and see if there are any that are preventative, vs. after a breach. If there are not, Katherine suggests pivoting to an outside vendor. [28:07] Hal continues, This interview is for RIMS members who are risk managers and the global risk community. Risk managers don't claim to know all the risk control measures throughout a company. They rely upon the experts in the company and outside. [28:29] If the CFO is the risk manager, he or she has big gaps in expertise needed for risk management. It's the same for the General Counsel running risk management. Risk managers are known for having small staffs and working with everybody else to get the right answers. [28:55] If you're dealing with the CFO or General Counsel in those roles, they need to be even more mindful to work with the right experts for guidance. [29:09] One Final Break! As many of you know, the RIMS ERM Conference 2025 will be held on November 17th and 18th in Seattle, Washington. We recently had ERM Conference Keynote Speaker Dan Chuparkoff on the show. [29:26] He is back, just to deliver a quick message about what you can expect from his keynote on “AI and the Future of Risk.” Dan, welcome back to RIMScast! [29:37] Dan says, Greetings, RIMS members and the global risk community! I'm Dan Chuparkoff, AI expert and the CEO of Reinvention Labs. I'm delighted to be your opening keynote on November 17th at the RIMS ERM Conference 2025 in Seattle, Washington. [29:52] Artificial Intelligence is fueling the next era of work, productivity, and innovation. There are challenges in navigating anything new. This is especially true for risk management, as enterprises adapt to shifting global policies, economic swings, and a new generation of talent. [30:10] We'll have a realistic discussion about the challenges of preparing for the future of AI. To learn more about my keynote, “AI and the Future of Risk Management,” and how AI will impact Enterprise Risk Management for you, listen to my episode of RIMScast at RIMS.org/Dan. [30:29] Be sure to register for the RIMS ERM Conference 2025, in Seattle, Washington, on November 17th and 18th, by visiting the Events page on RIMS.org. I look forward to seeing you all there. [30:40] Justin thanks Dan and looks forward to seeing him again on November 17th and hearing all about the future of AI and risk management! [30:48] Let's Conclude Our Interview about Navigating Cyber and IT Practices to Legal Safe Harbors with Katherine Henry and Hal Weston! [31:17] Katherine tells about how Safe Harbor compliance influences cyber insurance. If your organization applies for cyber insurance and you can't meet some minimum threshold that will be identified on the application, the insurer will not even offer you cyber insurance. [31:34] You need to have some cyber protections in place. That's just to procure insurance. Cyber insurance availability is growing. Your broker can bring you more insurers to quote if you can show robust safeguards. [32:05] After the breach, your insurer is supposed to step in to help you. Your insurer will be mindful of whether or not your policy application is correct and that you have all these protections in place. [32:21] The more protections you have, the quicker you might be able to shut down the breach, and the resulting damage from the breach, and that will lower the resulting cost of the claim and have less of an impact on future premiums. [32:36] If the cyber insurer just had to pay out the limits because something wasn't in place, that quote next year is not going to look so pretty. Your protections have a direct impact on both the availability and cost of coverage. [32:50] Justin mentions that the paper highlights Connecticut, Tennessee, Iowa, Ohio, Utah, and Oregon as the states with Safe Harbor laws. The Federal requirements are also listed. Katherine expects that more states will offer Safe Harbor laws as cybercrime lawsuits increase. [33:42] Hal says Oregon, Ohio, and Utah were the leaders in creating Safe Harbors. Some of the other states have followed. Safe Harbor is a statutory protection against liability claims brought by the public. [34:06] In other states, you can't point to a statute that gives protection, but you can say you complied with the highest standards in the nation, and you probably have a pretty defensible case against a claim for not having kept up with your duty to protect against a cyber attack. [34:55] Hal adds that every company is going to be sued, and the claim is that you failed to do something. If you have protected yourself with all the known best practices, as they evolve, what more is a company supposed to do? [35:18] The adversaries are nation-states; they are professional criminals, sometimes operating under the protection of nation-states, and they're using artificial intelligence to craft even more devious ways to get in. [36:19] Katherine speaks from a historical perspective. A decade ago, cyber insurance was available, but there was no appetite for it. There wasn't an understanding of the risk. [36:32] As breaches began to happen and to multiply, in large amounts of exposure, with companies looking at millions of dollars in claims, interest grew. Katherine would be surprised today if any responsible board didn't take cyber risk extremely seriously. [36:55] The board's decision now is what limits to purchase and from whom, and not, “Should we have cyber insurance at all?” Katherine doesn't think it's an issue anymore in any medium-sized company. [37:17] The risk manager should present to the board, “We benchmark. Our broker benchmarks. Companies of our size have had this type of claim, with this type of exposure, and they've purchased this amount of limits. We need to be at least in that place.” Boards will be receptive. [37:43] If they are not receptive, put on a PowerPoint with all the data that's out there about how bad the situation is. The average cost of a breach is well over $2 million. The statistics are quite alarming. A wise decision-maker will understand that you need to procure this coverage. [38:10] Katherine says, from the cybersecurity side, you procure the coverage, you protect the company, and take advantage of the Safe Harbors. All of those things come together with the preventative measures we've been talking about. [38:24] You can show your decision-makers and stakeholders that if you do all those things, comply with these Safe Harbor provisions, you're going to minimize your exposure, increase the availability of insurance, and keep your premiums down. It's a win-win package. [38:41] Justin says, It has been such a pleasure to meet you, Hal, and thank you for joining us. Katherine, it is an annual pleasure to see you. We're going to see you, most likely, at the RIM Legislative Summit, March 18th and 19th, 2026, in Washington, D.C. [39:01] Details to come, at RIMS.org/Advocacy. Katherine, you'll be there to answer questions. Katherine looks forward to the Summit. She has gone there for years. It's a great opportunity for risk managers to speak directly to decision-makers about things that are important to them. [39:42] Special thanks again to Katherine Henry and Hal Weston for joining us here today on RIMScast! Remember to download the new RIMS Legislative Review, “A 2025 Cybersecurity Legal Safe Harbor Overview”. [39:58] We are past the 30-day mark now, so the review is publicly available through the Risk Knowledge Page of RIMS.org. You can also visit RIMS.org/Advocacy for more information. In this episode's notes, I've got links to Katherine's prior RIMScast appearances. [40:18] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [40:47] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [41:05] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [41:22] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [41:39] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [41:53] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [42:05] Practice good risk management, stay safe, and thank you again for your continuous support! Links: RIMS Professional Report: “A 2025 Cybersecurity Legal Safe Harbor Overview” RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS ERM Conference 2025 — Nov. 17‒18 RISKWORLD 2026 — Members-only early registration through Oct 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS Now Cybersecurity Awareness Month World Standards Day — Oct 14, 2025 Upcoming RIMS Webinars: RIMS.org/Webinars “Jury Dynamics: How Juries Shape Today's Legal Landscape” | Oct. 16, 2025 | Sponsored by Zurich “Parametric Insurance: Providing Financial Certainty in Uncertain Times” | Oct. 30, 2025 | Sponsored by Swiss Re “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World” | Nov. 6 | Sponsored by Hub Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Virtual Exam Prep — Oct. 29‒30, 2025 RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule “Risk Appetite Management” | Oct 22‒23 | Instructor: Ken Baker “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham “Fundamentals of Insurance” | Nov. 11‒12 | Instructor: Chris Hansen “Leveraging Data and Analytics for Continuous Risk Management (Part I)” | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes about Cyber and with Katherine Henry: “National Cybersecurity Awareness Month 2025 with Gwenn Cujdik” “AI Risks and Compliance with Chris Maguire” “Data Privacy and Protection with CISA Chief Privacy Officer James Burd” “Cyberrisk Trends in 2025 with Tod Eberle of Shadowserver” “Legal and Risk Trends with Kathrine Henry (2023)” Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company Demystifying Multinational Fronting Insurance Programs | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guests: Katherine Henry, Partner and Chair of the Policyholder Coverage Practice, Bradley, Arant, Boult, and Cummings Harold Weston, Clinical Associate Professor and WSIA Distinguished Chair in Risk Management and Insurance, Georgia State University College of Law Production and engineering provided by Podfly.
Part one of this quarter's installment of Unearthed! features things related to books and letters, and edibles and potables, and as we usually do, we are starting this installment of Unearthed with updates. Research: Abrams, G., Auguste, P., Pirson, S. et al. Earliest evidence of Neanderthal multifunctional bone tool production from cave lion (Panthera spelaea) remains. Sci Rep 15, 24010 (2025). https://doi.org/10.1038/s41598-025-08588-w Addley, Esther. “English warship sunk in 1703 storm gives up its secrets three centuries on.” The Guardian. 7/31/2025. https://www.theguardian.com/science/2025/jul/31/british-warship-hms-northumberland-1703-storm-archaeology Alberge, Dalya. “New research may rewrite origins of the Book of Kells, says academic.” The Guardian. 9/26/2025. https://www.theguardian.com/books/2025/sep/26/new-research-may-rewrite-origins-of-the-book-of-kells-says-academic Alex, Bridget et al. “Regional disparities in US media coverage of archaeology research.” Science Advances. Vol. 11, No. 27. July 2025. https://www.science.org/doi/10.1126/sciadv.adt5435 American Historical Association. “Historians Defend the Smithsonian.” Updated 8/15/2015. https://www.historians.org/news/historians-defend-the-smithsonian/#statement Anderson, Sonja. “Underwater Archaeologists Capture Photos of Japanese Warship That Hasn’t Been Seen Since It Sank During World War II.” Smithsonian. 7/23/2025. https://www.smithsonianmag.com/smart-news/underwater-archaeologists-capture-photos-of-japanese-warship-that-hasnt-been-seen-since-it-sank-during-world-war-ii-180987026/ “Ancient DNA provides a new means to explore ancient diets.” Via PhysOrg. 7/1/2025. https://phys.org/news/2025-06-ancient-dna-explore-diets.html Archaeology Magazine. “Roman Workshop Specialized in Manufacturing Nails.” 9/11/2025. https://archaeology.org/news/2025/09/11/roman-workshop-specialized-in-manufacturing-nails-for-army-boots/ Arnold, Paul. “DNA analysis reveals insights into Ötzi the Iceman's mountain neighbors.” Phys.org. 7/22/2025. https://phys.org/news/2025-07-dna-analysis-reveals-insights-tzi.html Arnold, Paul. “Prehistoric 'Swiss army knife' made from cave lion bone discovered in Neanderthal cave.” Phys.org. 7/9/2025. https://phys.org/news/2025-07-prehistoric-swiss-army-knife-cave.html Associated Press. “Divers recover artifacts from the Titanic’s sister ship Britannic for the first time.” 9/16/2025. https://apnews.com/article/britannic-titanic-shipwreck-recovery-9a525f9831bc0d67c1c9604cc7155765 Breen, Kerry. “Woman's remains exhumed in Oregon's oldest unidentified person case.” CBS News. 9/24/2025. https://www.cbsnews.com/news/oak-grove-jane-doe-remains-exhumed-oregon-unidentified-person-homicide/ Croze, M., Paladin, A., Zingale, S. et al. Genomic diversity and structure of prehistoric alpine individuals from the Tyrolean Iceman’s territory. Nat Commun 16, 6431 (2025). https://doi.org/10.1038/s41467-025-61601-8 Davis, Nicola. “Even Neanderthals had distinct preferences when it came to making dinner, study suggests.” The Guardian. 7/17/2025. https://www.theguardian.com/science/2025/jul/17/even-neanderthals-had-distinct-preferences-when-it-came-to-making-dinner-study-suggests Durham University. “Bronze and Iron Age cultures in the Middle East were committed to wine production.” EurekAlert. 9/17/2025. https://www.eurekalert.org/news-releases/1098278 “Archaeologists discover four at-risk shipwrecks on colonial waterfront at Brunswick Town/Fort Anderson State Historic Site.” 8/4/2025. https://news.ecu.edu/2025/08/04/archaeologists-discover-four-at-risk-shipwrecks-on-colonial-waterfront-at-brunswick-town-fort-anderson-state-historic-site/ Fratsyvir, Anna. “Polish president-elect urges Ukraine to allow full exhumations of Volyn massacre victims, despite resumed work.” 7/12/2025. https://kyivindependent.com/polands-president-elect-urges-zelensky-to-allow-full-exhumations-in-volyn-as-work-already-resumes/ Fry, Devin and Jordan Gartner. “Coroner’s office identifies man 55 years later after exhuming his body from cemetery.” 7/19/2025. https://www.kltv.com/2025/07/19/coroners-office-identifies-man-55-years-later-after-exhuming-his-body-cemetery/ Guagnin, Maria et al. “12,000-year-old rock art marked ancient water sources in Arabia's desert.” Phys.org. 10/1/2025. https://phys.org/news/2025-10-year-art-ancient-sources-arabia.html History Blog. “Medieval leather goods found in Oslo.” 7/15/2025. https://www.thehistoryblog.com/archives/73641 Jana Matuszak, Jana. “Of Captive Storm Gods and Cunning Foxes: New Insights into Early Sumerian Mythology, with an Editoin of Ni 12501.” Iraq. Vol. 86. https://www.cambridge.org/core/journals/iraq/article/of-captive-storm-gods-and-cunning-foxes-new-insights-into-early-sumerian-mythology-with-an-edition-of-ni-12501/391CFC6A9361C23A0E7AF159F565A911 Kuta, Sarah. “Cut Marks on Animal Bones Suggest Neanderthal Groups Had Their Own Unique Culinary Traditions.” Smithsonian. 7/17/2025. https://www.smithsonianmag.com/smart-news/cut-marks-on-animal-bones-suggest-neanderthal-groups-had-their-own-unique-culinary-traditions-180987002/ Kuta, Sarah. “Seventy Years Later, They Finally Know What It Is.” Smithsonian. 8/1/2025. https://www.smithsonianmag.com/smart-news/scientists-found-sticky-goo-inside-a-2500-year-old-jar-70-years-later-they-finally-know-what-it-is-180987088/ Kuta, Sarah. “Underwater Archaeologists Were Looking for a Lost Shipwreck in Wisconsin. They Stumbled Upon a Different Vessel Instead.” Smithsonian. 7/16/2025. https://www.smithsonianmag.com/smart-news/underwater-archaeologists-were-looking-for-a-lost-shipwreck-in-wisconsin-they-stumbled-upon-a-different-vessel-instead-180986990/ Linköping University. “Ancient crop discovered in the Canary Islands thanks to archaeological DNA.” Phys.org. https://phys.org/news/2025-09-ancient-crop-canary-islands-archaeological.html Lucchesi, Madison. “More layoffs at GBH as ‘Defunded’ sign goes viral.” Boston.com. 7/24/2025. https://www.boston.com/news/media/2025/07/24/gbh-layoffs-defunded-sign/ Luscombe, Richard. “‘It’s incredibly exciting’: ancient canoe unearthed after Hurricane Ian stormed through Florida.” The Guardian. 9/28/2025. https://www.theguardian.com/us-news/2025/sep/28/florida-ancient-canoes Margalida, Antoni et al. “The Bearded Vulture as an accumulator of historical remains: Insights for future ecological and biocultural studies.” Ecology. Volume 106, Issue 9. 9/11/2025. https://esajournals.onlinelibrary.wiley.com/doi/10.1002/ecy.70191 Metcalfe, Tom. “300-year-old pirate-plundered shipwreck that once held 'eyewatering treasure' discovered off Madagascar.” Live Science. 7/3/2025. https://www.livescience.com/archaeology/300-year-old-pirate-plundered-shipwreck-that-once-held-eyewatering-treasure-discovered-off-madagascar Mondal, Sanjukta. “Ancient Romans likely used extinct sea creature fossils as amulets.” Phys.org. 7/28/2025. https://phys.org/news/2025-07-ancient-romans-extinct-sea-creature.html Morris, Steven. “Iron age settlement found in Gloucestershire after detectorist unearths Roman swords.” The Guardian. 7/4/2025. https://www.theguardian.com/science/2025/jul/04/roman-swords-gloucestershire-villa-iron-age-settlement-discovery Mullett, Russell et al. “Precious finger traces from First Nations ancestors revealed in a glittering mountain cave in Australia.” Phys.org. 7/28/2025. https://phys.org/news/2025-07-precious-finger-nations-ancestors-revealed.html Ocean Exploration Trust. “Expedition reveals 13 shipwrecks from WWII battles off Guadalcanal.” Phys.org. 8/4/2025. https://phys.org/news/2025-08-reveals-shipwrecks-wwii-guadalcanal.html Oster, Sandee. “Study translates fragmentary ancient Sumerian myth around 4,400 years old.” Phys.org. 7/22/2025. https://phys.org/news/2025-07-fragmentary-ancient-sumerian-myth-years.html Paul, Andrew. “130-year-old butter bacteria discovered in Danish basement.” Popular Science. 9/15/2025. https://www.popsci.com/science/old-butter-basement-discovery/ Penn, Tim. “Big Roman shoes discovered near Hadrian's Wall—but they don't necessarily mean big Roman feet.” Phys.org. 7/20/2025. https://phys.org/news/2025-07-big-roman-hadrian-wall-dont.html#google_vignette Pogrebin, Robin and Graham Bowley. “Smithsonian Responds to Trump’s Demand for a Review of Its Exhibits.” New York Times. 9/3/2025. https://www.nytimes.com/2025/09/03/arts/design/smithsonian-bunch-trump.html Preston, Elizabeth. “Scientists found a 650-year-old shoe in a vulture nest. That’s just the start of it.’ National Geographic. 10/1/2025. https://www.nationalgeographic.com/animals/article/vulture-nest-was-hiding-a-650-year-old-shoe Reilly, Adam. “GBH lays off 13 staff at American Experience, pauses production of new documentaries.” GBH. 7/22/2025. https://www.wgbh.org/news/local/2025-07-22/gbh-lays-off-13-staff-at-american-experience-pauses-production-of-new-documentaries Richmond, Todd. “Searchers discover ‘ghost ship’ that sank in Lake Michigan almost 140 years ago.” Associated Press. 9/15/2025. https://apnews.com/article/lake-michigan-schooner-shipwreck-door-county-ccff930d8cd87f3597483938f8fb4fd6 Savat, Sarah. “Discovery expands understanding of Neolithic agricultural practices, diets in East Asia.” EurekAlert. 9/24/2025. https://www.eurekalert.org/news-releases/1099662 Seb Falk, James Wade, The Lost Song of Wade: Peterhouse 255 Revisited, The Review of English Studies, Volume 76, Issue 326, October 2025, Pages 339–365, https://doi.org/10.1093/res/hgaf038 Smith, Kiona N. “Oldest wooden tools in East Asia may have come from any of three species.” Ars Technica. 7/7/2025. https://arstechnica.com/science/2025/07/did-denisovans-or-homo-erectus-make-the-oldest-wooden-tools-in-east-asia/ The Catholic Herald. “Plans in train to exhume holy remains of martyr St Thomas More.” 7/14/2025. https://thecatholicherald.com/article/plans-in-train-to-exhume-holy-remains-of-martyr-st-thomas-more The History Blog. “1600-year-old iron scale, weights found in Turkey.” 7/10/2025. https://www.thehistoryblog.com/archives/73597 The History Blog. “2,500-year-old honey identified in ancient offering.” 7/31/2025. https://www.thehistoryblog.com/archives/73776 The History Blog. “Kushan vessel inscribed with woman’s name found in Tajikistan.” 7/8/2025. https://www.thehistoryblog.com/archives/73582 The History Blog. “Medieval sword fished out of Vistula in Warsaw.” 7/7/2025. https://www.thehistoryblog.com/archives/73574 The History Blog. “Unique 3D mural 3,000-4,000 years old found in Peru.” 7/30/2025. https://www.thehistoryblog.com/archives/73769 The White House. “Letter to the Smithsonian: Internal Review of Smithsonian Exhibitions and Materials.” 8/12/2025. https://www.whitehouse.gov/briefings-statements/2025/08/letter-to-the-smithsonian-internal-review-of-smithsonian-exhibitions-and-materials/ Thorsberg, Christian. “A Tiny Typo May Explain a Centuries-Old Mystery About Chaucer’s ‘Canterbury Tales’ and ‘Troilus and Criseyde’.” Smithsonian. 7/16/2025. https://www.smithsonianmag.com/smart-news/a-tiny-typo-may-explain-a-centuries-old-mystery-about-chaucers-canterbury-tales-and-troilus-and-criseyde-180986991/ University of Cambridge. “Scholars just solved a 130-year literary mystery—and it all hinged on one word.” 7/16/2025. https://www.sciencedaily.com/releases/2025/07/250716000855.htm Vindolanda Trust. “Magna Shoes.” 7/2/2025. https://www.vindolanda.com/news/magna-shoes Whiddington, Richard. “$2 Thrift Store Plate Turns Out to Be Rare Chinese Porcelain Worth Thousands.” Artnet. 8/21/2025. https://news.artnet.com/market/chinese-porcelain-uk-thrift-store-auction-2680013 Whiddington, Richard. “Famed Antikythera Shipwreck Yields More Astonishing Discoveries.” Artnet News. 7/16/2025. https://news.artnet.com/art-world/antikythera-shipwreck-more-discoveries-2668217 Whiddington, Richard. “Scholars Crack 130-Year-Old Mystery Behind a Lost Medieval Epic.” 7/17/2025. https://news.artnet.com/art-world/song-of-wade-mystery-chaucer-2668558 Whiddington, Richard. “Sunken Clues Reveal Identity of Mysterious Scottish Shipwreck.” Artnet. 7/25/2025. https://news.artnet.com/art-world/scotland-shipwreck-sanday-2671342 See omnystudio.com/listener for privacy information.
Caleb Silver (@investopedia) previews this week's kick-off to earnings season. His team is expecting estimated Y/Y earnings growth of 8% which would build on 9 consecutive quarters of growth. The strongest sectors on Caleb's radar include Tech, Financials and Materials. He shares Investopedia data that reveals a "cautious optimism" continuing to hold the predominant mindset for investors headed into year-end. Later, Caleb shares why Nvidia (NVDA) continues to dominate the majority of investors portfolio positioning and what other stocks are gaining momentum looking ahead.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
Eric Criscuolo, Market Strategist at the NYSE, recaps a week of record-breaking gains across stocks and gold, driven by strong momentum and AI-fueled optimism. AMD led the charge after announcing a major partnership with OpenAI, while xAI's reported $20B raise kept Nvidia in focus. Utilities and Tech outperformed, with Real Estate and Materials trailing amid rising yields and geopolitical pressure. Strong AI demand and investor enthusiasm continued to lift markets.
My guest today is Sage Berryman, CEO of Aluula Composites (TSXV: AUUA). Aluula is focused on revolutionizing material science. Founded in 2019, the company has developed a patented process for producing ultra-high molecular weight polyethylene (UHMWPE) composites without glues—fusing at the molecular level to create materials that are lighter, stronger, more durable, and fully recyclable. This “mono-material” design also enables circularity and addresses the growing demand for PFAS-free solutions. The company first gained traction in windsports through its Ocean Rodeo subsidiary, but following a 2023 RTO and a 2024 strategic refocus under Sage's leadership, Alula divested Ocean Rodeo to concentrate on becoming an ingredient brand. Today, Aluula is targeting both premium outdoor markets—packs, tents, wind sports—and larger commercial and industrial applications, where strength, durability, and recyclability are key. Aluula will be presenting at our conference in Toronto, the Planet MicroCap Showcase on October 21-23, and invited her on to discuss: The science behind Aluula's glue-free composites Strategic pivot from Ocean Rodeo to ingredient branding Long but improving sales cycles for adoption Differentiation from commodity materials like polyester and nylon Expansion plans into higher-volume industrial applications Financial discipline, with recent margins of 40–45% For more information about Aluula Composites, please visit: https://aluula.com/ This podcast was recorded and is being made available by SNN, Inc. (together with its affiliates and its and their employees, “SNN”) solely for informational purposes. SNN is not providing or undertaking to provide any financial, economic, legal, accounting, tax, or other advice in or by virtue of this podcast. The information, statements, comments, views, and opinions provided in this podcast are general in nature, and such information, statements, comments, views, and opinions, and the viewing of/listening to this podcast are not intended to be and should not be construed as the provision of investment advice by SNN. The information, statements, comments, views, and opinions expressed in this podcast do not constitute and should not be construed as an offer to buy or sell any securities or to make or consider any investment or other course of action. The information, statements, comments, views, and opinions expressed in this podcast (including by guest speakers who are not officers, employees, or agents of SNN) are not necessarily those of SNN and may not be current. Reference to any specific third-party entity, product, service, materials, or content does not constitute an endorsement or recommendation by the SNN. SNN assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this podcast or the compliance with applicable laws of such materials and/or links referenced herein. The views expressed by guest speakers are their own and their appearance on this podcast does not imply an endorsement of them or any entity they represent. SNN does not make any representation or warranty as to the accuracy or completeness of any of the information, statements, comments, views, or opinions contained in this podcast, which may include forward-looking statements where actual results may differ materially. SNN does not undertake any obligation whatsoever to provide any form of update, amendment, change, or correction to any of the information, statements, comments, views or opinions set forth in this podcast. SNN EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST. By accessing this podcast, the listener acknowledges that the entire contents and design of this podcast, are the property of SNN, or used by SNN with permission, and are protected under U.S. and international copyright and trademark laws. Except as otherwise provided herein, users of this podcast may save and use information contained in the podcast only for personal or other non-commercial educational purposes. No other use, including without limitation, reproduction, retransmission, or editing of this podcast may be made without the prior written consent of SNN.
The big things you need to know:First, across all industries and regions, our analysts are constructive on performance over the next 6-12 months.Second, at the global sector level our analysts have the most positive performance outlooks for REITs, Materials and Financials.Third, our analysts were slightly less optimistic on forward performance for Europe/UK than other regions.Fourth, our analysts generally had mixed views of the policy backdrop.Fifth, when we look at some of our macro indicators, Canada has been the bright spot in terms of performance YTD and over the past month.
“You know, you walk through a forest. Every leaf on every tree is unique. And that's what biology does. We are all unique, right? Everything about us that biology does, it's so magical. It's so special. And we now have the ability to harness biology in the way that nature does.” – Suzanne Lee Suzanne Lee is the founder of Biofabricate and for more than two decades she's been uniting scientists, designers, artists, and dreamers to prove that biology isn't just inspiration — it's the next frontier of design. She's leading a movement to replace plastics, leather, and petrochemicals with materials born from life itself — brewed, cultivated, and created in harmony with nature. I just spent a few days in London at Biofabricate's Biofab Fair, a celebration of biology-based technologies and the innovators behind them. These weren't the usual alternatives to leather or plastic. Imagine a world where textiles aren't manufactured from fossil fuels, animal skins, or even plants — but grown from microbes, mycelium, algae, and engineered proteins. There were fabrics brewed in vats, colors grown by living microbes, perfumes made with the DNA of extinct flowers, and leather-like sheets made from banana waste and mycelium. Each innovation not only reimagines what we wear and use, but also reshapes how we think about design, beauty, and even culture. After the fair, Suzanne and I sat down to debrief — to talk about how far this movement has come, what's next for biofabrication, and how growing the materials of the future might just change everything. Links: Biofab Fair Website https://www.biofab.world/ Biofabricate Website https://www.biofabricate.co/ Instagram https://www.instagram.com/biofabricate/ Materials and brands mentioned in episode: Ephea https://ephea.bio/ Polybion https://www.polybion.bio/ Uncaged Innovations: https://uncagedinnovations.com/ Spyber: https://spiber.inc/en Holon Bionics https://holonbionics.com/ Banofee https://www.banofileather.com/ AB In Bev https://www.ab-inbev.com/ MM Limited https://www.mm-greentech.com/aboutus
Have you ever moved and had to convert your glazes to materials from a different continent? Today the gang talk about how you might do that along with why ‘S' type thermocouples are the best for accurate firings. They also answer listener questions about upcycling large amounts of casting slip and solutions for handles that keep popping off. Do you have questions or need advice on glazes? Drop us a line at ForFluxSakePodcast@gmail.com and you could be featured on an upcoming show. Have you checked out the new For Flux Sake Patreon? This is a great way to show your support and have access to discounted merch, live hangouts, and extra episodes. Head over to Patreon and sign up today. Today's episode is brought to you by Monkey Stuff, The Rosenfield Collection, Cornell Studio Supply, and Ceramic Materials Workshop's Making Glaze Make Sense. This week's episode features the following topics: thermocouple, casting slip, pulling handles, BMix, European glazes
In this conversation, JT & Dave Weiss delve into various themes surrounding Flat Earth beliefs, biblical cosmology, and the exploration of historical architecture. They discuss the journey of questioning established scientific beliefs, the significance of asking questions, and the connections between ancient civilizations and modern understanding. The dialogue also touches on the concept of resets in history and the implications of biblical texts on our perception of the world. In this conversation, the speakers delve into various themes surrounding ancient civilizations, advanced technologies, and the implications of historical resets. They explore the architecture of ancient societies, the concept of a migrating North Pole, and the mysteries of underground cities. The discussion also touches on the nature of sound and frequency in ancient architecture, the deception of modern systems, and the spiritual journey of awakening and personal growth. Throughout the conversation, they emphasize the importance of accountability and free will in understanding one's spiritual path.Dave's website: https://flatearthdave.com/Chapters00:00 Introduction to Modern Roots Life and Health Supplements 00:46 Meeting Dave Weiss: The Flat Earth Discussion Begins 01:49 The Journey to Flat Earth Beliefs 02:47 Biblical Cosmology and Creation 05:40 Questioning Science and the Heliocentric Model 08:35 The Role of Questions in Understanding 11:32 Gravity and the Nature of the Earth 14:12 The Importance of Asking Questions 17:08 The Firmament and Biblical References 20:16 Astrology, the Zodiac, and Biblical Connections 22:59 Old World Architecture and the Mud Flood Theory 26:03 The Mystery of Star Forts and Historical Infrastructure 29:01 World Fairs and Their Architectural Marvels 31:44 The Role of Giants and Ancient Civilizations 34:38 The Shift from Materialism to Spirituality 37:32 The Concept of Resets in History 40:32 The Biblical Perspective on Ancient Civilizations 43:13 Conclusion: The Interconnectedness of Truth and Belief 51:43 Exploring Ancient Civilizations and Architecture 54:01 The Concept of a Migrating North Pole 57:26 Advanced Ancient Technologies and Their Implications 59:50 The Nature of Historical Resets 01:02:29 Underground Cities and Their Mysteries 01:08:42 The Chicago Fire and Its Aftermath 01:10:01 Meltology and the Transformation of Materials 01:13:06 The Role of Sound and Frequency in Ancient Architecture 01:16:55 The Deception of Modern Systems 01:21:30 The Nature of God and Creation 01:26:34 Accountability and Free Will in Spirituality 01:32:44 The Journey of Awakening and Personal GrowthBecome a supporter of this podcast: https://www.spreaker.com/podcast/jt-s-mix-tape--6579902/support.Please support our sponsor Modern Roots Life: https://modernrootslife.com/?bg_ref=rVWsBoOfcFJESUS SAID THERE WOULD BE HATERS Shirts: https://jtfollowsjc.com/product-category/mens-shirts/WOMEN'S SHIRTS: https://jtfollowsjc.com/product-category/womens-shirts/
Everyone says that Genesis 2 contradicts Genesis 1! Could everyone be wrong? Join Paul and Todd as they discuss the alleged problems with Genesis 2 in this latest episode in our Creationism 101 series. From the name of God to the creation of birds, Todd and Paul take on eight contradictions and find most of them wanting. The detailed creation of Adam is definitely different from the creation week, but rumors of contradiction are greatly exaggerated.Materials mentioned in this episodeCameron, N.M. de S. 1980. The unity and harmony of Genesis 1-3. Biblical Creation 6: 37-44. https://biblicalcreationtrust.org/pdf/biblical-creation-02-06_the_unity_and_harmony_of_genesis_1-3_37-44.pdf
Welcome to the first episode of series 88, everyone! In this series, we are covering Cosmic Corsairs, a space fantasy TTRPG about using the power of the cosmos to topple the oppressive Triarchy! In today's episode, we learn what this game is all about before diving into the history of the system! Character Creation Cast Patreon https://patreon.com/charactercreationcast Announcements: Cosmic Corsairs Crowdfunding Campaign: https://www.kickstarter.com/projects/1582756696/cosmic-corsairs?ref=CharacterCreationCast GameHole Con 2025 Panel: https://www.gameholecon.com/events/event/25850 Join our Discord! https://discord.charactercreationcast.com Check out other great shows on the network: https://oneshotpodcast.com Leave us reviews in any, or all, of these places: Character Creation Cast on Apple Podcasts (The best place to leave reviews for us) https://itunes.apple.com/us/podcast/character-creation-cast/id1363822066?mt=2&ls=1 Character Creation Cast on Podchaser https://podchaser.com/CharacterCreationCast Guests Craig Campbell: BlueSky: https://bsky.app/profile/nerdburgercraig.bsky.social Linktree: https://linktr.ee/nerdburgercraig Games/Tools discussed this episode: Cosmic Corsairs Crowdfunding Campaign: Website: https://www.kickstarter.com/projects/1582756696/cosmic-corsairs?ref=CharacterCreationCast Timestamps: (00:00:00) - Announcements (00:01:36) - Introductions (00:09:53) - What's in a game? - Core Concept (00:16:18) - Setting (00:19:34) - Materials (00:21:33) - Stories and Themes (00:33:45) - What is unique about Cosmic Corsairs? (00:42:34) - History of the Game (00:54:04) - Call to Action (01:02:12) - Credits Music: Opening: Meditation Impromptu 03 (https://freemusicarchive.org/music/Kevin_MacLeod/Calming/Meditation_Impromptu_03) by Kevin MacLeod Clip 1: The Saint of Killers by Tiger GangOn Soundstripe: https://app.soundstripe.com/songs/17280 Clip 2: Angst by DivisionerOn Soundstripe: https://app.soundstripe.com/songs/14339 Main Theme: Hero (Remix) (https://freemusicarchive.org/music/Steve_Combs/Principal_Photography_1493/11_Hero_Remix) by Steve Combs Our Podcast: Character Creation Cast: Website: https://www.charactercreationcast.com Contact Us: https://contact.charactercreationcast.com BlueSky: @CreationCast.net (https://bsky.app/profile/creationcast.net) Discord: https://discord.charactercreationcast.com/ TikTok: https://tiktok.com/@charactercreationcast Amelia Antrim: BlueSky: @gingerreckoning.bsky.social (https://bsky.app/profile/gingerreckoning.bsky.social) Ryan Boelter: BlueSky: @lordneptune.com (https://bsky.app/profile/lordneptune.com) Our Network: https://oneshotpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Our Chief China Equity Strategist Laura Wang discusses how China's new approach to economic development is transforming domestic industries and reshaping the global investment landscape.Read more insights from Morgan Stanley.----- Transcript ----- Welcome to Thoughts on the Market. I'm Laura Wang, Morgan Stanley's Chief China Equity Strategist.Today – a consequential shift in China's economic policy is set to reshape domestic markets and send ripples across the global economy.It's Thursday, October 2nd at 2pm in Hong Kong.If you're an investor, it's important to understand China's new approach to economic development. The government's policies to drive a recovery from an economic slump are changing the rules of competition, profitability and growth. This affects Chinese companies, and in turn global supply chains and investment flows.Let's start with the term involution – what is it? In China, involution describes a cycle of excessive competition—think companies fighting for market share by slashing prices, ramping up production, and eroding profits, often to the point where nobody wins. The government's anti-involution campaign is a direct response to this problem.What factors prompted the launch of this anti-involution initiative? Since 2021, China has faced mounting deflationary pressures—falling prices, a housing market slump, and a surge in manufacturing investment that led to overcapacity. The September 2024 policy pivot began to address these issues, and in mid-2025 the government launched a more targeted anti-involution campaign. This phase focuses on reducing excessive competition and restoring pricing power through market-based consolidation.As we assess the potential effectiveness of China's anti-involution policy, our base case projects China's return on equity (ROE) to reach 13.3 percent by 2030, up from a cycle low of 10 percent in May 2024 and 11.6 percent by July 2025. In a bullish scenario, decisive reforms and demand-side stimulus could push ROE as high as 16.3 percent.We also expect earnings growth to accelerate, with our base case showing an annual growth rate (CAGR) of 7.6 percent in 2025, rising to 11.1 percent by 2027. We forecast valuations to normalize towards 12–13x forward price-to-earnings, in line with emerging market peers, but this could re-rate higher if reforms succeed.In terms of investment opportunities, we believe the EV Batteries industry will benefit the most from the Chinese government's anti-involution efforts. It's got strong policy support, cutting-edge technology, and a market that's consolidating fast—meaning the days of low-quality and excess capacity are fading. We're seeing a shift toward long-term, sustainable growth. Steel and Cement are industries where the state has a strong hand and capacity controls are well established. These factors help stabilize the market and open the door for steady gains. Finally, Airlines. While the industry has faced persistent losses, there isn't a[n] oversupply of seats, and regulatory coordination is strong. With the right reforms, Airlines could be poised for a significant turnaround.The sectors best positioned to benefit from China's anti-involution strategy are more domestically oriented. But this policy is bound to have global implications. And the ripples will likely extend to global supply chains, especially in Materials, Chemicals and Autos.Looking ahead, the pace and success of anti-involution will depend on further structural reforms, demand-side support, and the ability to digest industrial credit risks gradually. The upcoming 15th Five-Year Plan could bring more clarity on tax, social welfare, and local government incentives.So, what should investors be paying attention to? China's anti-involution campaign is more than a policy tweak—it's a recalibration of how the country balances growth, innovation, and sustainability. The key is to track sector-level reforms, watch for signs of consolidation, and focus on companies with strong fundamentals and policy tailwinds.Thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.
Ben Roberts, investor, discusses microgravity in low Earth orbit. The near-zero gravity effect aids organic processes, allowing materials to form better with fewer defects, lacking sedimentation or convection. 1957