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Watch the YouTube version of this episode HEREAre you a law firm owner looking for good marketing strategies? In this episode of The Guild Live Show, Tyson covers a range of topics for legal professionals and entrepreneurs. He announces the launch of the Maximum Lawyer State of the Firm Survey, discusses the curious case of a DJI Pocket 3 camera knockoff, and shares seven key marketing strategies to attract more clients. Tyson shares some marketing strategies from Adam Earhart. One of the strategies is focusing on email marketing, which involves leveraging a targeted list of individuals who want to stay on top of your content. Another strategy is social media marketing, which involves selecting the right platforms and tailoring content to specific audiences. It is best to find the platform you excel in and focus on that. Another strategy is optimizing your digital content and increasing your presence in the digital space.Tyson shares some advice on using a marketing funnel to improve your strategy. A marketing funnel can outline a process from start to finish and how the marketing of your firm or business will start and end. A funnel can be used to map out your whole process and can visualize how the strategy will go. If you want to save money, make sure you develop a good marketing funnel for your business.Listen in to learn more!Tune in to today's episode and checkout the full show notes here. Resources:Join the Guild MembershipSubscribe to the Maximum Lawyer Youtube ChannelFollow us on InstagramJoin the Facebook GroupFollow the Facebook PageFollow us on LinkedIn
Ten specjalny odcinek to wywiad z Michałem Śliwińskim, CEO Nozbe, z okazji 18-lecia firmy na rynku. Michał opowiada całą historię swojej firmy, zaczynając od inspiracji metodologią Getting Things Done (GTD), przez pochodzenie nazwy Nozbe, publiczny start, aż po stworzenie jednej … Czytaj dalej → The post 559: (Special) Jak Polak zbudował globalną firmę bez biura? Wywiad z CEO Nozbe first appeared on Retro Rocket Network.
Value: After Hours is a podcast about value investing, Fintwit, and all things finance and investment by investors Tobias Carlisle, and Jake Taylor. Soldier of Fortune: Warren Buffett, Sun Tzu and the Ancient Art of Risk-Taking (Kindle)We are live every Tuesday at 1.30pm E / 10.30am P.See our latest episodes at https://acquirersmultiple.com/podcastAbout Jake Jake's Twitter: https://twitter.com/farnamjake1Jake's book: The Rebel Allocator https://amzn.to/2sgip3lABOUT THE PODCASTHi, I'm Tobias Carlisle. I launched The Acquirers Podcast to discuss the process of finding undervalued stocks, deep value investing, hedge funds, activism, buyouts, and special situations.We uncover the tactics and strategies for finding good investments, managing risk, dealing with bad luck, and maximizing success.SEE LATEST EPISODEShttps://acquirersmultiple.com/podcast/SEE OUR FREE DEEP VALUE STOCK SCREENER https://acquirersmultiple.com/screener/FOLLOW TOBIASWebsite: https://acquirersmultiple.com/Firm: https://acquirersfunds.com/ Twitter: ttps://twitter.com/GreenbackdLinkedIn: https://www.linkedin.com/in/tobycarlisleFacebook: https://www.facebook.com/tobiascarlisleInstagram: https://www.instagram.com/tobias_carlisleABOUT TOBIAS CARLISLETobias Carlisle is the founder of The Acquirer's Multiple®, and Acquirers Funds®. He is best known as the author of the #1 new release in Amazon's Business and Finance The Acquirer's Multiple: How the Billionaire Contrarians of Deep Value Beat the Market, the Amazon best-sellers Deep Value: Why Activists Investors and Other Contrarians Battle for Control of Losing Corporations (2014) (https://amzn.to/2VwvAGF), Quantitative Value: A Practitioner's Guide to Automating Intelligent Investment and Eliminating Behavioral Errors (2012) (https://amzn.to/2SDDxrN), and Concentrated Investing: Strategies of the World's Greatest Concentrated Value Investors (2016) (https://amzn.to/2SEEjVn). He has extensive experience in investment management, business valuation, public company corporate governance, and corporate law.Prior to founding the forerunner to Acquirers Funds in 2010, Tobias was an analyst at an activist hedge fund, general counsel of a company listed on the Australian Stock Exchange, and a corporate advisory lawyer. As a lawyer specializing in mergers and acquisitions he has advised on transactions across a variety of industries in the United States, the United Kingdom, China, Australia, Singapore, Bermuda, Papua New Guinea, New Zealand, and Guam. He is a graduate of the University of Queensland in Australia with degrees in Law (2001) and Business (Management) (1999).
Earmark Media Presents a bonus episode of Earmark Podcast:Most accounting firms are dramatically underpricing their services, but the fear of losing clients keeps them stuck. Marie Greene and Ryan Embry join Blake for a live conversation in LA about spotting underpricing, having the repricing conversation, and why your worst clients are often the most price-insensitive. Plus, a live role-play demonstration of how to navigate a difficult pricing conversation.Meet Our GuestsRyan EmbreeLinkedIn: https://www.linkedin.com/in/ryan-embree-9463b286/Learn more about Ignitionhttp://ignitionapp.comMarie Greene, CPALinkedIn: https://www.linkedin.com/in/mariegreene/Learn more about Connected Accountinghttp://connectedaccounting.coNeed CPE?Get CPE for this episode: https://earmark.app/c/2866Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.SponsorshipsAre you interested in sponsoring The Accounting Podcast? For details, read the prospectus.Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and other necessitiesTeePublic Store: http://cloudacctpod.link/merchSubscribeApple Podcasts: http://cloudacctpod.link/ApplePodcastsYouTube: https://www.youtube.com/@TheAccountingPodcastSpotify: http://cloudacctpod.link/SpotifyPodchaser: http://cloudacctpod.link/podchaserStitcher: http://cloudacctpod.link/StitcherOvercast: http://cloudacctpod.link/OvercastClassifiedsWant to get the word out about your newsletter, webinar, party, Facebook group, podcast, e-book, job posting, or that fancy Excel macro you just created? Let the listeners of The Accounting Podcast know by running a classified ad. Go here to create your classified ad: https://cloudacctpod.link/RunClassifiedAdTranscriptsThe full transcript for this episode is available by clicking on the Transcript tab at the top of this page
In episode 587 of Lawyerist Podcast, discover how your firm can stay competitive, efficient, and future-ready by embracing artificial intelligence. Stephanie Everett talks with Jack Newton, CEO and founder of Clio, about how small firms can leverage AI to streamline workflows, make smarter decisions, and outpace slower-moving competitors. Jack explains how Clio's new AI-powered platform, Clio Work, is transforming the way lawyers practice—by integrating intelligent automation directly into everyday tasks. Together, they explore what it means to become an “AI-native” law firm, how to balance innovation with ethics, and why small firms are uniquely positioned to lead the legal industry's next big shift. Learn how to use AI as a force multiplier in your practice—and why adaptability, not size, will define tomorrow's most successful law firms. Listen to our previous episodes about AI & Law Firm Growth: Episode #584: “How to Stay Human in the Age of AI-Driven Law Firm Marketing, with Conroy Creative” Apple | Spotify | LTN Episode #577: “Rethinking Law Firm Growth in the Age of AI, with Sam Harden” Apple | Spotify | LTN Episode #565: “Becoming the AI Driven Leader, with Geoff Woods” Apple | Spotify | LTN Episode #562: “Beyond ChatGPT: The AI Revolution Happening Inside Your Firm, with Charreau Bell” Apple | Spotify | LTN Have thoughts about today's episode? Join the conversation on LinkedIn, Facebook, Instagram, and X! If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you. Access more resources from Lawyerist at lawyerist.com. Chapters / Timestamps: 0:00 – Introduction & ClioCon Recap 2:00 – Growth Stages of Small Firms 5:10 – Clio for Enterprise Explained 7:45 – Why Small Firms Have the Advantage 10:30 – How AI Is Changing Legal Work 13:15 – Making AI Adoption Effortless 16:00 – Trust, Data & the Hallucination Problem 20:00 – Building the AI-Native Law Firm 22:30 – Staying Competitive in the Age of Change 24:40 – Closing Thoughts
What would you say to Neil Olshey if you ran into him in LO? Blazers end a couple of streaks against the Thunder...any grand conclusions to be made? NFL Announcer musical chairs...and what elements ensure your NFL team will stink?
Does the Sports Gambling industry now need federal legislation...Why should you watch TNF tonight...Is the AL's top pitcher on the trade market...Which school leads the country in this CFB stat?
Prince William channels Diana at Christ the Redeemer, hugs babies, rides rickshaws, and teams up with Leonardo DiCaprio to save the planet—while Harry is accused of timing his own event to upstage him. The future King's Brazil trip is all about image rehab for the Firm after the Andrew fiasco, and even Charles is cracking jokes again.Hear our new show "Crown and Controversy: Prince Andrew" here.Check out "Palace Intrigue Presents: King WIlliam" here.
In episode 587 of Lawyerist Podcast, discover how your firm can stay competitive, efficient, and future-ready by embracing artificial intelligence. Stephanie Everett talks with Jack Newton, CEO and founder of Clio, about how small firms can leverage AI to streamline workflows, make smarter decisions, and outpace slower-moving competitors. Jack explains how Clio's new AI-powered platform, Clio Work, is transforming the way lawyers practice—by integrating intelligent automation directly into everyday tasks. Together, they explore what it means to become an “AI-native” law firm, how to balance innovation with ethics, and why small firms are uniquely positioned to lead the legal industry's next big shift. Learn how to use AI as a force multiplier in your practice—and why adaptability, not size, will define tomorrow's most successful law firms. Listen to our previous episodes about AI & Law Firm Growth: Episode #584: “How to Stay Human in the Age of AI-Driven Law Firm Marketing, with Conroy Creative” Apple | Spotify | LTN Episode #577: “Rethinking Law Firm Growth in the Age of AI, with Sam Harden” Apple | Spotify | LTN Episode #565: “Becoming the AI Driven Leader, with Geoff Woods” Apple | Spotify | LTN Episode #562: “Beyond ChatGPT: The AI Revolution Happening Inside Your Firm, with Charreau Bell” Apple | Spotify | LTN Have thoughts about today's episode? Join the conversation on LinkedIn, Facebook, Instagram, and X! If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you. Access more resources from Lawyerist at lawyerist.com. Chapters / Timestamps: 0:00 – Introduction & ClioCon Recap 2:00 – Growth Stages of Small Firms 5:10 – Clio for Enterprise Explained 7:45 – Why Small Firms Have the Advantage 10:30 – How AI Is Changing Legal Work 13:15 – Making AI Adoption Effortless 16:00 – Trust, Data & the Hallucination Problem 20:00 – Building the AI-Native Law Firm 22:30 – Staying Competitive in the Age of Change 24:40 – Closing Thoughts Learn more about your ad choices. Visit megaphone.fm/adchoices
Dreaming of early retirement? There's a critical detail many people overlook: health insurance coverage in the years before Medicare kicks in at 65. In this episode of Purposeful Planning, we explore the healthcare gap that early retirees face and walk through your options, from the Health Insurance Marketplace to COBRA and Health Savings Accounts. Whether you're planning to retire in your fifties or helping someone navigate this transition, understanding these options is essential for making early retirement work. Sources: https://www.empower.com/the-currency/life/big-life-changes-research https://crr.bc.edu/will-the-average-retirement-age-keep-rising/ https://www.transamericainstitute.org/research/publications/details/retiree-life-in-the-post-pandemic-economy-2024 https://www.healthcare.gov/quick-guide/ https://www.congress.gov/crs-product/R48290 https://www.gao.gov/products/gao-25-106798 https://www.kff.org/medicare/retiree-health-benefits-going-going-nearly-gone/#:~:text=For%20the%20past%2025%20years,down%20from%2066%25%20in%201988. https://www.dol.gov/general/topic/health-plans/cobra https://www.healthcare.gov/high-deductible-health-plan/hdhp-hsa-work-together/#:~:text=If%20you%20don't%20use,that%20Medicare%20doesn't%20cover. https://www.aspenwealthmgmt.com/resource-center/retirement/medicare-made-easy-retirement-healthcare-costs The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Aspen Wealth Management is a registered investment advisor with the SEC. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.
Defending Employers: Audio From Lois LLC, Workers' Compensation Defense Attorneys
In this episode, John Marzolla delves into the issues that arise at the time of settlement or closure of a workers' compensation claim in New York, including settlement considerations, legal and ethical issues surrounding general releases and resignation from employment, and deposits into New York's Aggregate Trust Fund. Whether you're an attorney, claims professional, or employer, this course equips you with essential knowledge to navigate complex settlement scenarios. Listen in for an enlightening exploration of legal nuances, practical insights, and ethical considerations in New York workers' compensation. How to attend these webinars live and ask questions Join us for our monthly webinars on New York and New Jersey workers' compensation law. Register for a New York Workers' Compensation Webinar (https://loisllc.com/webinar-series/new-york-workers-compensation/) Register for a New Jersey Workers' Compensation Webinar (https://loisllc.com/webinar-series/new-jersey-workers-compensation/) Schedules and Information Handout materials are provided in advance of each session. The webinar courses follow the "life cycle" of a claim and correspond to chapters in the Workers' Compensation Handbooks (https://loisllc.com/publications/) offered by the Firm. Disclaimer This webinar is not legal advice! The materials presented by this webinar/podcast and any affiliated website are for informational purposes only and are not offered as legal advice as to any particular matter. No viewer/listener/reader should act on the basis of these materials without seeking appropriate professional advice as to the particular facts and applicable law involved. The materials are not represented to be correct, complete, or up-to-date. Opinions presented by this video/podcast are the opinions of the author. Neither the use of this web site nor the transfer of information to or from this web site shall create or constitute an attorney-client relationship between Greg Lois, the presenter in the video/podcast, or LOIS LAW FIRM LLC and any person. You should not send any confidential information to this web site until after you have entered into a written agreement for the performance of legal services.
MONEY FM 89.3 - Prime Time with Howie Lim, Bernard Lim & Finance Presenter JP Ong
Fashion is an art, but it is also big business. And our guest for today H&M Group has proven that the two can coexist at scale. Since opening its first store nearly eight decades ago in 1947, the Swedish fashion giant has evolved to a network of over 4,000 stores across 79 markets, with online sales available in 60 markets. The company prides itself on a simple promise: making great and sustainable designs available to everyone. Fast forward to 2025, and H&M is seeing strong momentum. In September, the firm reported a bigger than expected rise in third-quarter profit. Operating profit from June to August came in at 4.91 billion Swedish crowns (or about US$523 million). That’s up from the 3.51 billion seen a year ago, and well above the 3.68 billion crowns forecasted by analysts in an LSEG poll. The numbers come as CEO Daniel Erver embarked on an overhaul of the brand to improve profitability through trendier collections, tighter cost controls and a refreshed marketing strategy. But even as H&M celebrates its early success, the broader business environment is shifting. US tariffs are weighing on imports to and consumption within the US – the retailer’s second largest market after Germany. So how far would that make Asia a bright spot for growth for H&M, and how does H&M intend to compete with other big name players such as Inditex’s Zara, Fast Retailing’s Uniqlo and even e-commerce first players like Shein and Temu? And perhaps more importantly – which Asian markets hold the greatest promise for the next chapter of H&M’s growth given China’s uneven economic recovery? On Under the Radar, Money Matters’ finance presenter Chua Tian Tian posed these questions to Saed El-Achkar, President H&M East Asia & Greater China.See omnystudio.com/listener for privacy information.
Concluding a two-part roundtable discussion, our global heads of Research, Thematic Research and Firmwide AI focus on the human impacts of AI adoption in the workplace.Read more insights from Morgan Stanley.----- Transcript -----Kathryn Huberty: Welcome to Thoughts in The Market, and to part two of our conversation on AI adoption. I'm Katy Huberty, Morgan Stanley's Global Head of Research. Once again, I'm joined by Stephen Byrd, Global Head of Thematic Research, and Jeff McMillan, Morgan Stanley's Head of Firm-wide AI. Today, let's focus on the human level. What this paradigm shift means for individual workers. It's Wednesday, November 5th at 10am in New York. Kathryn Huberty: Stephen, there's a lot of simultaneous fear and excitement around widespread AI adoption. There's obviously concern that AI could lead to massive job losses. But you seem optimistic about this paradigm shift. Why is that? Stephen Byrd: Yeah, as I mentioned in part one, this is the most popular discussion topic with my children. And I would say younger folks are quite concerned about this. There's a lot of angst among young folks thinking about what is that job market really going to look like for them. And admittedly, AI could be quite disruptive. So, we don't want to sugarcoat that. There's clearly going to be impacts across many jobs. Our work showed that around 90 percent of jobs will be impacted in some way. Oh, in the long term, I would guess nearly every job will be impacted in some way. The reason we are more optimistic is that what we see is a range of what we would think of as augmentation, where AI can essentially help you do something much better. It can help you expand your capabilities. And it will result in entirely new jobs. Now with any new technology, it's always hard to predict exactly what those new jobs are. But examples that I see in my world of energy would be smart grid analysis, predictive maintenance, managing systems in a much more efficient way. Systems that are so complicated that they're really beyond the capability of humans to manage very effectively. So, I'm quite excited there. I'm extremely excited in the life sciences where we could see entire new approaches to curing some of the worst diseases plaguing humankind. So, I am really very excited in terms of those new areas of job creation. In terms of job losses, one interesting analysis that a lot of investors are really focused on that we included in our Future of Work report was the ratio – within a job – of augmentation to automation. The lower the ratio, the higher the risk of job loss in the sense that that shows a sign that more of what AI is going to do, is going to replace that type of human work. Examples of that would be in professional services. As I mentioned, you know, one of my former professions, law would be an example of an area where you could see this. But essentially, tasks that don't require a lot of proprietary data, require less creativity. Those are the types of tasks that are more likely to be automated. Kathryn Huberty: One theme I hear both in Silicon Valley and in our industry is the value of domain expertise goes up. So, the lawyer that's very good in the courtroom or handling a really complicated situation because they have decades of experience, the value of that labor and talent goes up. And so, when my friends ask me what their kids should pursue in school and as a career, I tell them it's less about what job they pursue. Pick a passion and become a domain expert really quickly. Stephen Byrd: I think that's excellent advice. Kathryn Huberty: Jeff, how do you see AI changing the skills we'll need at Morgan Stanley and the way that people should think about their careers? Jeff McMillan: I think you have to break this down into three pieces – and Stephen sort of alluded to it. One, you have to look at the jobs that are likely to disappear. Two, you have to look at the jobs that are going to change. And then finally, you have to look at the new jobs that are going to actually emerge from this phenomena. You should be thinking right now about how you are going to prepare yourself with the right skills around learning how to prompt and learning how to move into those functions that are not going to be eliminated. In terms of jobs that are changing, they're going to require a far, far greater sense of collaboration, creativity. And again, prompting; prompt engineering is sort of the center of that. And I would highly encourage every single person who's listening to this to become the single best prompt engineer in their group, in their friend[s group], in their organization. And then in terms of the jobs that are being created, I'm actually pretty optimistic here. As we build agents, there's actually a bull case that we're going to create so much complexity in our environment that we're going to need more people to help manage that. But the skills are not going to be repetitive linear skills. They're going to require real time decision-making, leadership skills, collaboration skills. But again, I would go back to every single person: learn how to talk to the machine, learn how to be creative, and practice every day your engagement with this technology. Kathryn Huberty: So then how are companies balancing the re-skilling with the inevitable culture shifts that come with any new paradigm? Jeff McMillan: So, first of all, I think if you think about this as a tool, you've already lost the plot. I think that number one, you have to remind yourself what your strategy is; whatever that strategy is, this is an enabler of your strategy. The second point I'd make is that you have to go from both – the top down, in terms of leadership messaging that this change is here, it's important and it needs to be embraced. And then it's a bottoms-up because you have to empower people with the right tools and the technology to transform their own work. Because if you're trying to tell people that this is the path that they have to follow. You don't get the buy-in that you need. You really want to empower people to leverage these tools. And what excites me most is when people walk into my office and say, ‘Hey Jeff, let me show you what I built today.' And it could be some 22-year-old who; it's their first month on the job. And what's exciting about this technology is you do not need a technology background. You need to be smart; you need to be creative. And if you've got those skills, you can build things that are really innovative. And I think that's what's exciting. So, if you can combine the top down that this is important and the bottoms up with giving people the skills and the technology and the motivation – that's the secret sauce. Kathryn Huberty: Jeff, what's your advice for the next generation college students, recent college graduates as they're thinking about navigating the early parts of their career in this environment? Jeff McMillan: Well, Katy, I first of all, I'd agree with what you say. You know, everyone's like, ‘What should I study?' And the answer is – I don't actually know the answer to that question. But I would study what you care about. I would do something that you're passionate about. And the second point, and I hate to be a broken record on this. But I would be the single best user of GenerativeAI at your college. Volunteer with some nonprofit, build a use case with your friends. When you walk into your first job, impress in your interview that you are able to use this technology in really effective ways – because that will make a difference, in your first job. Kathryn Huberty: And I'm curious, are there areas where you think humans will always beat AI, whether it's in financial services or other industries? Jeff McMillan: I like to think that we are human and that gives us the ability to build trust and emotional relationships. And I think not only are we going to be better at that than machines are. But I think that's something that we as humans will always want. I think that there may be some individuals in the society that may feel differently. But I think as a general rule, the human-to-human relationship is something that's really important. And I like to think that it will be a differentiator for a long time to come. So, Katy, from where you sit as the Head of Global Research, how has GenAI changed the way research is being done? Kathryn Huberty: With the help of your team, Jeff, we have now embedded AI through the life cycle of investigating a hypothesis, doing the analysis, writing the research in a concise, effective way. Pushing that through our publishing process, developing digital content in our analysts' voice, in the local language of the client. And now we're working on a client engagement tool that helps direct our research team's time. And so, the impact here is it reduces the time to market to get a alpha generating idea to our clients and, you know, and it's freeing up time for our teams. Stephen Byrd: So, Katy, I want to build on that. Productivity is a big theme. And away from the research itself, from a management perspective, how are you and your team using AI? And what do you see as the benefits? And how are you spending the extra time that's freed up by AI? Kathryn Huberty: I like to say that the research AI strategy is less about the tools. I mean, those are critical and foundational. But it's more about how we're evolving workflow and how our teams are spending time. And so, the savings are being reinvested in actually your area – thematic research – which takes a lot more coordination, collaboration. A global cross-asset view, which just takes more time to develop, and test a hypothesis, and debate internally, and get those reports to market. But it's critical for our core strategy, which is to help our clients generate alpha. When you look at equity markets over the past 30 years, a very small number of stocks drive all of the alpha. And they tend to link to themes. And so, we're reinvesting time in identifying those themes earlier than the market to allow our clients to capture that alpha. And then the other piece is when we look at our analyst teams, they spend about a quarter of their time with clients because they have to meet with experts in the industry. They need to do the analysis, they have to build the financial forecast, manage their teams. You know, we have internal activities, build culture. And with the ability to leverage these tools to speed up some of those tasks, we think we can double the amount of time that our analysts are spending with clients. And if we're putting thought-provoking, you know, often thematic global collaborative content into the market, our clients want to spend more time with us. And so, that's the ultimate impact. On a personal level, and I think both of you can relate. I think a lot of the freed-up time right now is just following the fast pace of change in AI and keeping up with the latest technology, the latest vendors. But long term, my hope is that this frees up time for more human activities on a personal level. Learning the arts, staying active. So, this could be potentially very beneficial to society if we reinvest that time in both productive activities that have impact in business. But also productive, rewarding activities outside of the office.As we wrap up, it's clear that the influence of AI is expanding rapidly, not just in digital- and knowledge-based sectors, but increasingly in tangible real-world applications. As these innovations unfold, the way we interact with both technology and our environments will continue to evolve – both on the job and elsewhere in our lives. Jeff, Stephen, thank you both for sharing your insights. And to our listeners, thank you for joining us. If you enjoy the show, please leave us a review wherever you listen, and share Thoughts on the Market with a friend and colleague today.
When one in three births in the U.S. is a C-section, why aren't we talking more openly about what those experiences feel like? In this heartfelt conversation, journalist and author Rachel Somerstein joins Wendy to discuss the hidden trauma many parents carry after surgical birth — and how awareness, preparation, and compassion can change everything. Together they explore: • What a “gentle C-section” really means • How language like “failure to progress” fuels shame • Ways to prepare emotionally and physically for surgical birth • Tools for healing afterward — from EMDR to somatic movement This episode offers validation, hope, and practical ways to advocate for yourself and others — whether you're preparing for birth or still making peace with the one you already had. Kind note: This episode includes discussion of surgical birth, emergency procedures, and difficult postpartum experiences. Please listen with care.Head to https://www.freshstartfamilyonline.com/297 for more info and guest links. ⭐️Grab my FREE Quick Start Compassionate Discipline Learning Bundle today and discover how to build a strong, compassionate, FIRM & effective discipline toolkit that works with kids of ALL ages!!
How does a professional touring musician go from the recording studio to building a $1.2M recruiting firm without ever making a single cold call? In this episode of The Resilient Recruiter, Justin Levinson, founder of Coming Up Creative, reveals how he blended creativity, authenticity, and smart systems to grow a seven-figure recruitment business serving the world's top entertainment and gaming brands. Justin's story is proof that success in recruitment isn't about grinding harder - it's about thinking differently. You'll hear how he built a global team, automated outreach without losing the human touch, and turned every conversation into an opportunity. Listen to discover: How creative thinking helped Justin scale to $1.2M in billings The “anti-campaign” approach that fills his calendar with warm leads Why branding and design matter more in creative industries How to build trust, credibility, and inbound clients without cold calls The diversification strategy that kept his firm thriving through Hollywood strikes If you've ever wondered whether it's possible to grow a high-performing recruiting business without endless prospecting, this episode is your blueprint. Connect with Justin Levinson LinkedIn: Justin Levinson Website: Coming Up Creative Connect with Mark Whitby FREE strategy session: www.recruitmentcoach.com/strategy-session LinkedIn: Mark Whitby
Dan Mazzarini kicked off his career working in retail design before stepping into residential and hospitality work. Today, clients hire his firm for all three—leading to a diverse project mix that keeps his team freshly inspired. On this episode, he shares how he used his firm's recent rebranding as a team-building opportunity, the one question he uses to kick off every project and how he's talking to clients about the economics of design in today's climate.LINKSHouse SprucingKaitlin PetersenBusiness of HomeThis episode was sponsored by Renewal by Andersen and Dallas Market Center.
Welcome back to Morgan Hasn't Seen with Jeannine Brice & Morgan Robinson!!The contentious world of the courtroom and intense legal battles are on full display in our November series as Jeannine has selected a handful of gripping 90s legal thrillers adapted from the pen of JOHN GRISHAM!Starting off the series is Tom Cruise as a young law graduate who uncovers some sinister secrets about the prestigious law firm he's working for! With a stacked cast including Gene Hackman, Jeanne Tripplehorn, Hal Holbrook, Holly Hunter, Wilford Brimley & David Strathairn, and a thoroughly gripping mob mystery plot, Jeannine and Morgan get deep into Sydney Pollack's THE FIRM (1993)!Our YouTube Channel for all our regular videos:https://www.youtube.com/channel/UCvACMX8jX1qQ5ClrGW53vowDonate:https://www.buymeacoffee.com/ItsAWonderful1Join our Patreon:https://www.patreon.com/ItsAWonderful1IT'S A WONDERFUL PODCAST STORE:https://www.teepublic.com/user/g9designSub to the feed and download now on all major podcast platforms and be sure to rate, review and SHARE AROUND!!Keep up with us on (X) Twitter:Podcast:https://twitter.com/ItsAWonderful1Morgan:https://twitter.com/Th3PurpleDonJeannine:https://twitter.com/JeannineDaBean_Keep being wonderful!!
Zane Stevens co-founded Protea Financial, an accounting firm focused on the wine industry, and it was remote from the beginning. We look back on his conversation with John Randolph on this special CPA Life Rewind Episode 81 about how this allowed him to treat employees like adults and provide flexibility in their roles. He also emphasizes the benefits of niche focus, arguing that firms that try to be everything to everyone often underdeliver. Zane notes that communication is often the biggest challenge for remote teams, requiring purposeful structures and frequent adjustments. Still, he finds that remote work allows for more precise, focused conversations and improved productivity. Get the full show notes and more resources at CPALifePodcast.com
Grain futures rose with soybeans rebounding on Chinese futures buying, corn steady above 430, wheat firm. Cattle limit down on fund liquidation, while hogs and metals gained modestly.
Christian College Sex Comedy: Part 26 A New Student (tribal) Council In 30 parts, By FinalStand. Listen to the podcast at Explicit Novels. If you can't look in a mirror and laugh at yourself, cut off the light "Can we put other restrictions on you?" Simone Brady prodded. "This is not the 'Zane' show," Virginia Goodswell interjected. "We need to decide when the new Student government will meet, I suggest Tuesday nights, and how we are going to conduct business." "We can start by deciding where we meet," Chastity spoke up. "I vote for Zane's place." "What's wrong with the Assembly Hall, where we've always met?" Rhaine countered. "Rhaine, you are drinking a Doctor Pepper, KayLeigh, you are drinking a grape juice, and Joy was eating a bowl of vanilla ice cream with chocolate syrup when I got here," Hope snickered. "You have hot plates and microwaves too, if needed." Rhaine, Joy, and KayLeigh, all Traditionalists, looked guilty. They also looked like they treasured their creature comforts because they weren't running for the door. "It is a nice place," KayLeigh admitted. "And you don't get to come back up here otherwise," Rio grinned evilly. "This floor is devoted to the freshman class." "There are a lot of upperclassmen up here right now," Rhaine pointed out. "Those are what you would call 'friends'," Rio sneered. "If you weren't freaking evil, you might have some." "Please don't put it that way," I requested of Rio. Rio had every reason to be cranky. Mercy looked even more exhausted sitting at her side. "Zane will arrange the room to fit your needs," Christina finally spoke, "I guarantee it." "You think you can control him?" Rhaine shot back. "I'm not afraid of him; he's not some wild beast. I ask him to do things for me and he does," Christina chided Rhaine. "He is like any other freshman; it is that simple." "He's rather mouthy for a freshman," Hannah joked. "Well, maybe if you put my mouth to other uses," I bantered back. There was a moment of silence followed by Dana Gorman taking up her bottled water and walking over to me. She smiled down at my seated form while she poured out the remaining water onto my crown. "Cool off, Casanova," Dana cautioned me playfully before returning to her seat. "Exactly why do you keep her around again?" Rio slapped my shoulder. "Can you imagine how insufferable Christina would be if Coach didn't keep her in line?" I smiled. Christina rolled her eyes while Rio chuckled. Virginia stood up and cleared her throat. "I want to make sure that all the ladies, plus Zane, plan to make this experiment work. It is rather pointless to proceed if any of you can't be honest now," Virginia, my Spiritual Advisor, poled the audience. Most of the girls looked around to see who would do what but no one jumped. "I think it is safe to say that we students will stay true to the Vice Chancellor's plan, though this is not an endorsement of Zane, his conduct, or even his continued presence here," Rhaine spoke for the group. "With that settled, we can call it a night," Doctor Kennedy declared. "Ladies, consider what issues we need to deal with so we can bring them up next Tuesday night, 9 pm." "Who do we send the itinerary to?" Simone inquired. "Zane," Hudson Lane volunteered me. "I nominate Faith De Young (of Christina's inner circle) to be our Secretary of Record, if she wants the job," I said. Faith looked completely taken off-guard but nodded quickly. "I'll do it," she made clear. The meeting broke up soon after with most of the student leadership departing. Dana, Hudson, and Christina & company hung around a little longer. "Not the Glamorous Gremlin?" Rio teased me on my choice of Secretary. She gasped and nearly fell over right after that. Iona smiled softly and shook her head. She realized that she was still a freshman and her day would come. "Ah, here's one of the controllers," Heaven gave a devilish smile as she handed the device over to Rio. Miraculously, the other three sexual wonders were also handed over, ending the threat of torture for the day. "I see a spanking machine in you bitches' future," Rio snarled at Chastity, Hope, Heaven, Faith, and Christina. "I swear, I tried to get one of those damn things all day long," Valarie griped. "You would think that after setting this up, someone would have given me one, but no, I am a freshman so I don't get to play the game." "It was you!" Rio screamed, and lunged at Valarie, who comically batted her away as Vivian and Mercy intervened. "Yes," Val laughed, "but it was Iona who figured out how to have captured your days by enlisting the aid of classmates with video phones. I can tell today's footage is going to be a classic." "Why did you do it?" Vivian asked Valarie. "I had revenge on Rio and made Mercy ecstatically happy; it was a win-win," Val grinned vindictively. It was a credit to Rio's berserk nature that no one asked what Rio had done to warrant revenge; everyone automatically assumed that Valarie was justified. "Everyone's sympathy is under-whelming," Rio grumbled. "Come on, Mercy, let's get these things off." "Do we have to?" Mercy pleaded softly. Hell, I imagine she could barely stand but apparently, her limit to sexual overstimulation was unconsciousness. Rio used one finger to hook Mercy's collar and pulled her close. "How dare you talk back," Rio whispered, but I was close enough to hear. "I was going to settle for the vibrating nipple clamps that arrived today but now I'm thinking a few dozen paddle blows, to each cheek, are in your future, you annoying little bitch." Annoying was Mercy and Rio's code word for 'love'; Rio simply couldn't stand the 'L' word. "Vibrating nipple clamps?" Christina was both confused and amused. "Where do you people come up with this stuff?" "Adam and Eve," Rio shot back without batting an eye. "Wait until I have Mercy's nipples and lips pierced; then the real fun begins." "I don't think Mercy should have her lips pierced," Vivian suggested forcefully. "They'd be glaringly obvious." Rio groaned and sighed. "Not those lips," Rio clarified. "The other ones, you know, labia, cunt lips, cunt etc." There was a pregnant pause in the room. "Attach vibrator wires to those bad boys and Wow! Let the magic begin." Mercy and Rio really were made for each other; they were both salivating at the prospect. Thankfully, I saw Cassandra hovering around and looking ready for me to start playing towel boy. "Ladies, one last duty to perform and then my day is done," I attempted my exit. "Zane, is it alright if I spend the night?" Hope ambushed me. "Of course," I smiled, because I'm a fucking idiot who is an embarrassment to the very concept of the mentally challenged and a parody of every teen boy date flick. I was already spending time with Iona, Paige, Barbie Lynn, and now Hope. Maybe I can find a way to have a secret government space array shoot an earthquake laser at my feet so a pit opens up underneath me and I plummet to a fiery death at the Earth's core. Maybe I watch too much bad TV. "Iona, did my Viagra arrive yet," I teased my buddy. "I'm going to need a pill tonight." "Oh, Zane, I don't think we have any but I'll go online and see what I can get for you," Iona replied in all seriousness. "I know some guys who smuggle them in from Mexico," Valarie offered. "I'll make some calls." "That is so cool!" Barbie Lynn clapped her hands. "Now he'll never go down. I can ride him all night long." She hugged me while a fearful vision of my desiccated, sperm-drained husk lying open-eyed and lifeless on my bed danced before my eyes. "Zane?" Cassandra called out. "Oh, yes, towel boy and bikini selection," I muttered. I gravitated her way, took her hand, and led her to my room. "What's that about?" Vivian mused. "Handmaiden's Duty," Iona informed the ladies. "He picks out a bikini for her and acts as pool boy while she's in the Jacuzzi." "I hope someone cleans that thing from time to time," Faith shuddered. "Every morning at ten o'clock it is drained and cleaned, and the filter cleaned every Monday," Iona droned on without even looking up. The rest of that exchange was lost as I retreated to my bedroom. What followed could be blamed on Cassandra accidently dropping her drink in the Jacuzzi and me having to retrieve it; it was an unopened soda can. Or maybe it could be blamed on the surprisingly conservative (for my room) white and black striped bikini she wore. Whatever was the catalyst, inside five minutes I had Cassandra out of her suit, front to front, her crotch pressing me against the side of the Jacuzzi with my head barely above water while she rode my face in a pattern and energy that reminded me of Hawaii's North Shore. Cassandra was pounding the back of my head against the wood wall as she drove her cunt over my lips and tongue again and again. "Oh, Baby, you are so much better than my fingers," she communicated with an erotic growl. "Keep it up, keep it up!" She was the one in the control of the sexual rhythm so I was not sure what else I might do but keep licking and sucking as hard as I could. I was finally able to run a hand along her chocolate flesh until I managed to push against her sternum and got her to roll her shoulders back. That allowed me to start massaging and stroking one of her breasts while my other hand got between her legs from behind and gently penetrated her cunt. "Za, za, za, Zane!" she screamed out. Note to self: Add earplugs to my Must Have List. Cassandra slathered my nose, lips, and chin with her rather scalding, light to the tongue and tasty fluids. If she wasn't still trying to give me a concussion with her hips I might have enjoyed it more. As her orgasm dissipated, she slid down my body with a sated sigh. Her legs were outside mine so as she descended, her cunt came to rest on my Speedo-encased cock. Saying that my cock was hard would be like saying snow is cold or the English love their soccer; pretty much a given. Her eyes grew wide when she realized where she rested. She's a senior and a virgin in a Christian Girl's school, she began humping me, of course. Being Cassandra, she began humping me hard and thumping her way to another climax. "Zane, I am totally rethinking you being allowed on campus," Cassandra panted. "Is this a good thing or a bad thing?" I wondered. At this time I had one finger lightly in her cunt as my other hand tenderly tweaked one of her nipples. "Oh, I think every junior and senior should have their own personal freshman boy to keep under control with a strong hand," she grinned while she kept working my rod over with her cunt. "Wouldn't it be nice if we developed a peaceful, platonic relationship based on mutual trust and respect?" I suggested hopefully. Cassandra gave a deep, throaty laugh. "You're funny, but no," she grinned evilly. "After all, if that was the case, I couldn't do this: Zane, suck my other nipple, suck it hard, while I play with your fat phallus." Oh yeah, I love the way this is going (insert internalized weeping). She worked out my cock painfully fast and began rubbing it deeply between her labia, to the point I felt the tightness of her vaginal walls on my cockhead. "Zane, you know a whole lot about the sex stuff," she stated. "What's a cock ring?" Oh, HELL No! I have enough difficulty ejaculating as is. The last thing I need is something that allows another to make the prospects of my ejaculation even dimmer. "It's a device, a ring, that is placed over the base of the cock to restrict blood flow, thus allowing longer erections," I grudgingly confessed. "Thinking about getting one, as a Christmas present, for someone out of state?" "So, you could have intercourse, for a long time, and not ejaculate, so a girl would be, safe, in fucking you raw?" Cassandra's voice was becoming more strained. "Technically, yes, but a little music, some hand-holding, and dinner at McDonald's would suffice in getting me aroused," I tried to explain. "There is no need for, something like that." "Zane, clearly God put you, on this campus as a test for, true believers," Cassandra related, "And every woman here needs, to be tested, A Lot!" she screamed out her second orgasm of the night. My hands raced down to grab each luscious buttock before her spasms caused her to slip down my cock and make her virginity a thing of the past. When my cock slapped against my stomach, I held Cassandra tight until she calmed down. "You need to stay on campus during the weekends," Cassandra moaned with content exhaustion, "so we can use you more often." "Why do you think I flee campus every weekend?" I thought. If she had her way, I'd be walking around with an IV in my arm and popping Viagra like M&M's. I chose life! If you think I am a coward, step up and take my place. I'll sneak back into the cemetery at night and put a flower on your headstone. You can take that permanent smile etched on your face to your grave, He-Man. "I have to ask: What brought this on?" I inquired. "I received one of Mercy's controls and we shared the next class," Cassandra confessed. "She glowed with such pleasure I thought she would pass out. I was suddenly curious." "I had nothing to do with that," I groaned. "I swear, it wasn't me." Cassandra placed one hand on each side of my face. "Zane, it wasn't you, I know that," she smiled, "but it is your presence that allowed something like that, her ability to experience that level of pleasure, that I want to experience. I have to go now. I need to report to the other girls what it was like so we can figure out what to do with you next." You know, if I had been paranoid, I would have been right, people are plotting against me. Cassandra stood up and stepped onto the bench so that I was once more facing her puffy, somewhat abused cunt lips before she swung one leg over me and exited the tub. I closed my eyes and let my head hang over the side, facing up. "Towel boy," Cassandra taunted me. I looked at her. Cassandra was dripping wet and she was extending a towel my way. I pulled my own tired ass out of the Jacuzzi and tenderly buffed her excellent body until she was dry. She gave me one last kiss, dressed, and virtually skipped out of my domain, happy, arrogant and plotting my demise. I cleaned up, dealt with the Jacuzzi, and took in my surroundings. The only witnesses to my congress and conversation with Cassandra were Dana Gorman and Hudson Lane, my voyeuristic adult female 'friends'. Dana pulled me over as I walked passed her. Hudson Lane had gone off to get some drinks. "You and Gabrielle, ?" "You have no respect for my survival instincts, do you?" I chuckled. "Not really," Dana smirked. "Fine," I groaned in feigned annoyance. "She wanted to talk so we talked, nothing else happened." "She beat you up, didn't she?" Gorman persisted. Another deep sigh on my part came out before I confessed, "Yes. Why do you ask?" "I wanted to smack you around from the first day I met you," Dana laughed. "I think Ms. Black has done admirably not beating you black and blue before now." "Has yet another girl beaten Zane up?" Hudson angled around to sit next to Dana. "The consistency of the femdom attitudes at this school is frightening." "Don't throw stones, Ms. Lane," Dana warned her. "You, Zane, and Ms. Messier, the lawyer Ms. Buchanan hired to help Zane when he went to jail, I was head of security when it happened and I know when Ms. Messier arrived on campus, where she stayed, and when she, and you, left this dorm." "You never said anything to Chancellor Bazz?" Hudson worried. "No," Dana responded. "You three are adults, and ruining your career here wouldn't have made expelling Zane any easier. I wasn't the sex police." "Thank you," Hudson smiled. "I now have another reason to be happy Zane championed your cause with the Board of Directors." She touched Dana on her thigh. "It's not going to happen, Lane," Dana informed the lawyer while opening her V-8. "I've had a long time to figure out that I'm not attracted to women." Wow, Dana knew that Hudson was bi-sexual and didn't care. That was another big plus for Dana in my book. "That's what Brigitte Messier thought as well," Hudson winked. "It turns out a little bit of Zane goes a long way to loosening up a girl's morals and expanding their horizons." "I repeat, it is not going to happen," Dana shook her head. "Zane's a student and I'm a teacher. Perhaps the day he graduates, I'll kidnap him for a long, frustration-relieving weekend. I haven't had sex in eight years and watching him work really stresses my resolve." "You could always join me in the hot tub," I offered. I wasn't sure how serious I was. I also wasn't sure how bad a concussion Cassandra had given me. "Zane, do you have any idea of what I would do to you if I focused all my pent up sexual fury onto that body of yours?" Dana threatened. I gulped. "Does it start with me tying you down?" I suggested sweetly. Hudson was looking really intrigued by this. I was beginning to believe she had this erotic attraction to 'turning' straight girls, most likely mirroring her own Law School experiences. "What do you think?" she glared. Dana was becoming seriously aroused. "I guess my only other question is if I can outrun you," I joked. Dana kept staring. "Zane," Hudson snickered, "do you realize that your swimsuit is basically transparent when wet?" "No, I didn't," I gulped once more. My package was less than a foot from Dana's lips. "Sorry, I'll be going to bed now," I backed up. "That's a really nice ass," Dana sighed as I turned away. "It is even nicer to touch," Hudson commented. "It's not happening, Lane," Dana grumbled. "Oh, you will come around," Hudson Lane laughed softly. "I have faith in Zane." Dana growled in rebuttal. When I rounded the first cut-back leading to my bedroom, I heard and smelled sex, suddenly, sneaking off to Gabrielle Black's place and hiding out for the night sounded like a good idea, barring her killing me, of course. I sorted out the noises as I moved around until the room came into full view. Reminder number one: Check the God Damn air filters! Where the fuck do I begin? On the far side of the bed, Mercy was on her knees, head down on a pillow with her painfully ecstatic face looking toward me. That was how I could tell she had been gagged. Her wrists were handcuffed behind her back, she was moaning and sweating up a storm, and her whole aura emanated with tantric excitement. In case you might be wondering where her Mistress was: Rio was straddling Mercy's back, ass resting on Mercy's neck (by the tension in her thighs, Rio wasn't pressing down hard thankfully) and facing her playmate's highly vulnerable posterior. "Hold out a little longer, my slut," Rio egged Mercy on quietly as she paddled those beautiful exposed ass cheeks, apparently in a random fashion. And now it gets weird(er): Behind Mercy, facing Rio, wielding a strap-on with firm, slow, and steady strokes, was Paige. For the love of the Almighty, should I be quarantined as an immorality contagion? It wasn't like Paige was an angel but she was taking a few giant steps to proficiently wielding an artificial cock into a bound girl's bunghole. The fact that Rio and Paige despised each other continued warping my perception of events. Barbie Lynn (farthest away in the closest group), Vivian, and Valarie were on the near side of the sheets. They weren't actually having sex but were talking in low voices with the occasional running of a hand through a companion's hair or tracing a finger from hip to thigh. It was sensual without being pornographic. It also appeared to be something they all three were enjoying. In the middle section of my sleeping platform (it is an awesomely big bed) was Iona and Hope, who were doing a little more than cuddling together in quiet conversation. Hope stroked Iona's head compassionately as Iona gently teased and suckled on Hope's left breast. Every ounce of my experience cried out to me that Iona had initiated the sexual contact. That boggled the mind, right up there with Hope allowing a near stranger such intimate contact. "Hey, Lover," Barbie Lynn gifted me with a sultry leer, "are you going to take that off or are you going to allow him to bust out on his own?" Bathing suit, cock, raging erection; got it. I yanked off my speedo fast enough to make my skin burn. I wrapped it up in a towel before tossing them in the clothes hamper. I quickly plotted out my journey, figuring out where I was supposed to end up. I was giving up the illusion that I controlled events because if I was created in God's image and that was the reason God wanted men to rule over women, then I think God was really Goddess and Heaven's soul had it right, change sides. Valarie gave me a fearless grin as I climbed over her on my way to the middle. She shifted so that her breasts swayed from side to side. I took in the view before kissing her and moving on. "Try to settle things down by eleven, Zane," Vivian requested. I nodded and then kissed the tip of her nose, which she returned by kissing my forehead. It was very motherly of her, barring the fact that the sheets barely covered her pubic region and every exposed bit of her looked scrumptious. My last hurdle was Barbie Lynn, and that was an obstacle in more than just the physical sense. She knew how to stretch and yawn just right for making my blood boil with lust and my vision cloud with desire. "You will come back to me, Zane," she said with brazen tenderness. "Now go on and take care of the others who need you now." Best Blonde Bombshell ever. As I settled behind Hope who was still facing Iona, I took it slow to let her instincts understand that I wasn't a threat but desirous of her. "What's going on here?" I inquired delicately. "Hope, I didn't think you liked Iona all that much? And Iona, you have become much more confident in the past month; I like it." "Zane, Iona is one of the bravest freshmen I've ever met. She's never backed down from a challenge and is smart enough to fight the battles she can win and send others to win the one's she can't," Hope explained. "I have admired her for some time." "I know you wanted Hope to be put at ease," Iona related. "She's surrounded by people she has minimal familiarity with. I reasoned that I could help her adjust by doing what you do." "Sexy, clever, lethal girls; this is definitely going on my Santa Wish List," I grinned. I was trying to settle in behind Hope when she wiggled around onto her back and indicated she wanted me to move between her and Iona. I was hardly in the mood to refuse and soon, both ladies were nestled in my arms. I was thinking about the next step when the situation around Mercy increased in energy and volume. Hope pushed halfway over my chest and Iona turned away from me so they could watch the proceedings. Mercy was shivering like a leaf in a thunderstorm. Rio moved up so that her face was inches away from Paige's. I could see Paige contemplating her next action before she leaned into Rio. They each placed a hand behind the other's head to keep them close as they kissed. "You smart-ass hooker," Rio snickered. "What flavor is that?" Mercy was cresting toward her orgasm unattended while Rio made small talk with Paige. "Mango, lip balm and mouth wash," Paige beamed triumphantly. Rio snorted. "Really start hammering the bitch," Rio ordered/requested. Paige nodded. She slowly drew back until only the tip of the fake phallus remained in Mercy's rectum before savagely slamming it all the way in as hard as she could. Mercy squealed through her gag and began to violently spasm. Rio dismounted Mercy and flopped beside her partner's head. "Don't you dare lose it, Cum-Bunny," Rio pressed Mercy. "Disappoint me and you will get nothing until the weekend. I won't let you touch anyone, even yourself. Are we clear?" Mercy sobbed and nodded while her body teetered on the precipice of total collapse. Paige was displeased with Mercy's resistance and began spanking her thighs and buttocks hard enough to leave imprints. Rio kept stroking Mercy's hair and urging her to hang on. At the pinnacle of the moment I knew Mercy could not go on, Rio spoke softly into her ear. "You annoying whore," she said, "I am so proud to be with you. Don't ever leave, now cum." Mercy's resulting climax was so powerful that her muscle spasms knocked Paige back on her heels knocking the strap-on mostly out of her ass. Mercy squirted, really squirted, onto Paige's lap, with even more juice shooting and coating Mercy's thighs and my sheets. Up front, Mercy was cursing up a storm through her gag, grinding the fabric between her teeth with tears streaming out of her clenched eyes. Before her thrashing subsided, Rio had pulled the gag off and was kissing her fiercely on the lips, again and again. Mercy curled into a ball and Rio immediately wrapped her arms and legs around her Sub, keeping her presence light but comforting. Rio saw our attention being directed their way and mouthed: 'Best Bitch Ever!' using her eyes to exaggerate the force of the words. Paige was still looking over the sticky mess that she had become. "Put the contraption to soak in the big sink and take a shower," I suggested. Paige could see no flaw in my suggestion so she gave me a wink, unstrapped the device, and made her way out of the room. When my eyes snapped back from watching a naked Paige exit, I saw that Hope's focus was on me. "That looked fun," Hope stated clinically. "It is not for me but it definitely looked like they all felt, cleaner in a spiritual sense when they were done. I would never have suspected. In fact, I thought being bound was debasing and weak." "It is called bondage and it is part of a sexual practice called BDSM, bondage, discipline, sadomasochism," I explained. "It definitely isn't for everyone, and certainly isn't as bizarre as Iona's furry fetish." "Zane," Hope glared, "I saw a CSI episode on furries and you can't be an Asian or Asian-American high school girl in the United States and not know about cosplay; Iona and I are not into either one of those lifestyles I'm pretty sure." While Hope was distracting me with her knowledge of other sexual subcultures, Iona snuck a hand beneath me and pinched my right ass cheek. "Ow," I jumped. "What was that for, Beautiful?" I pleaded to Iona. "I wanted to?" she responded meekly. "That sounds like a perfectly good reason to me," I smiled. I would be somewhat offended if it was someone else but Iona was special; like Rio, she would always have my back, but unlike my chaotic fiend, she never abused my trust (or so I thought). "Do me a favor?" Iona requested. "Sure, anything for you," I answered right off the bat. "Make her happy," Iona's eyes sparkled as the flickered to Hope. "Tickle my ear when you finish." "Sure," I sighed with feigned regret, "if I have to." "Thank you, Iona," Hope snorted in amusement, "I've got it from here." "Nite-nite," Iona yawned, then rolled over and pretended to drop off to sleep. Like that was going to happen anytime soon! "What no-, Hope got out before I rolled on top of her. I used one leg to wedge hers open, then settled between them as I lowered my body down. Hope looked at me quizzically. "Touch me wherever you like," I instructed. I showed her what I meant by kissing her cheek, then edging around to suck on her earlobe. Hope led off with her fingertips running along the muscles of my forearms and following a twisted trail up to my shoulders. With equal care, she began rubbing her toes along my calves, up to my knees and lower thighs. This had the added benefit of rotating her hips so that her pubic hair scratched along the veins of the base of my cock. "You know this is going to make field work with you far more difficult," Hope murmured. "Now you know what I've been going through for a month," I teased her back. "Now you know how I feel naked under your touch and so do I." "You touch yourself much?" Hope giggled. Iona did her best to smother her own mirthful reaction. "Maybe you should come to my bed more often to keep my hands otherwise occupied," I suggested. Hope arched her back, thrusting her breasts into my chest and laughed lyrically. "Touch ," Hope conceded. "I wondered if I was imposing on your hospitality, wanting to spend tonight with you. Now I'm feeling as if I've been lured in and seduced by your masculine wiles." "Zane, manipulating somebody!" Valarie gave a comedic gasp. "Well, there is always a first time for our ham-handed Lothario to launch a plot that doesn't involve him getting an extra fish stick for dinner." "Ham-handed," Barbie Lynn mused. "His fingers are smoking but hardly ham-like," which she emphasized by rubbing her hand over her crotch. "Do you often stick smoked country ham between your thighs, Barbie-Baby?" Valarie taunted. "Only when your magic tongue and fingers aren't available," Barbie Lynn volleyed right back. "Oh, you did not say that!" Valarie choked. She vaulted on top of Barbie Lynn and the two started wrestling. Vivian scooted toward the edge and fended off the combatants from rolling over her. "When we graduate and drag you back to our dungeon to live, are you going to miss other bed partners having these mid-coital conversations?" Hope smirked. "You underestimate your ability to focus my attention," I countered. When you are in bed with someone, you are in bed with THAT person, or so I believe. Hope's look sizzled, her body heated up, and she pulled me so close and tight, I couldn't make out any details beyond her eyes. "I hate them," Hope purred. "Who?" I worried. You don't want one good friend to hate another good friend. You really don't want a good friend with marksmanship skills out the ass not liking someone you have become attached to. "Christina and Heaven," she sighed, but I knew she wasn't serious. "Christina because you would rather be with her and Heaven because she has you." "Hope," I maneuvered so I could stroke her cheek, "I can't promise you or anyone else anything beyond this school year. Neither one of us qualifies as 'normal' by any definition of the word. I certainly like being with you, if that matters, and not just in bed. You are beautiful, intense, and serious in a way we shouldn't be." "Serious is not the most intimate of descriptions," Hope joked, "but I think I know what you mean. As chaotic as your life is, I think we balance each other out." I didn't need words to agree with that; I let us return to our game of touch, kiss, and lick. We were getting back into a playful tempo when the fight between Valarie and Barbie Lynn ended. There was no hot, spontaneous lesbian eruption; it devolved into Valarie having Barbie Lynn pinned with her wrists on the pillow held over her head. Valarie was trying to administer a 'Wet Willy' (sticking a finger, or tongue, into your opponent's ear) and finally succeeding. "I give, I give," squealed Barbie Lynn. "Anything, just stop." "Anything?" Valarie prodded suggestively. Barbie Lynn's very ample bosom heaved with each deep breath she took, which had the effect of rubbing them in circles against Valarie's dangling breasts. "Come with me to the Southwest this summer," Valarie demanded. Barbie Lynn was still giving it serious thought when Paige came traipsing back in, drying her hair. "Where in the Southwest?" Paige inquired. Valarie sat up on Barbie Lynn and looked over her shoulder at the albino lass. "West of Laredo, East of the Pacific, South of Denver and North of Mexico," Valarie answered. "Sant Fe, Vegas, the Painted Desert, places like that." I didn't see coming what happened next. "Valarie, would you consider allowing to me come along?" Paige asked politely. "You really want to impress Zane that much?" Valarie divined Paige's intention. "That, and he's most likely going with Rio as well," Paige responded, "so you are going to need all the help you can get." Rio didn't respond verbally, Mercy was still recovering, but glared with venom. "What do you add to our little expedition?" Valarie asked. "I'll do it," Barbie Lynn interjected. "I wasn't sure what I was going to do after graduation but seeing more of the world will do me good, and I hear it is cold in the desserts at night and I don't want Zane to catch a chill," she adds with a smile. "I speak Spanish, plus a strong understanding of electronics, botany, and computers," Paige continued with a twinge of annoyance toward Barbie. "Fine, both are in. We are getting our rides tomorrow afternoon at five," Valarie announced. "Zane," Hope whispered, "I appreciate the silence of our first date now more than ever." "We can go back to your place?" I offered. "Oh, Chastity would love that," Hope snickered playfully. "I'm afraid if you don't ravish her in the next few weeks, she is going to rape Heaven." "I'll keep that in mind, but right now I want to be where I am, with you," I kissed Hope's nose. "Can I try something, Zane?" Hope turned serious and introspective. "Of course," I said. "Paige, come over here with me," Barbie Lynn suggested. The blonde wiggled over so that Valarie fell to the far side and indicated that Paige should join her. "You only want to sex up my body," Paige accused Barbie Lynn, as she hopped onto the foot of the bed and put her fists defiantly on her hips. "But of course I do, Paige-shugah," Barbie Lynn licked her lips, "now get over here and give me a taste." "Oh. In that case, Paige scampered over and reclined next to the dynamite blonde. Barbie Lynn had a strong, subtly alluring persona while Paige was constantly aggressive. "A naked Paige Zeller sexual molesting an equally naked Barbie Lynn Masters will go down as yet another thing I never thought I'd see," Hope mused. "Be careful who you think is molesting who," I cautioned Hope. A few seconds later Paige shook and fluttered. Barbie Lynn had slid a stealthy hand between Paige's thighs. "Oh, someone's been a bad little kitty," Barbie Lynn cooed, "A bad, soaking wet little kitty." Paige hiccupped, then shuddered again. "Does kitty need to be petted," Barbie asked as she stroked Paige's love box, "or does kitty need to be spanked?" And Barbie Lynn spanked Paige's cunt lightly, making Paige jerk. "Master, I stand corrected," Hope nodded her head to me in respect of my sexual insight. "You wanted to do something?" I brought Hope back on track. "Yes, Zane, yes I did," Hope smiled. "Please lie on your back and close your eyes." It was my turn to nod as I complied with her wishes. She settled her haunches on my crotch and waited a moment. First was a kiss, followed in slow progression by a finger, nose, earlobe, toe, two fingers coated in her juices, two fingers coated in Paige's juices, a nipple (most likely the right), her other nipple coated in Barbie Lynn's juices, Valarie's tongue (given away by the movement toward me), Hope's tongue, her other big toe, and ending with her lips and tongue. The anticipation of what was coming next was fun. As Hope reclined on top of me, Mercy finally began to stir. "Were you a good little tramp tonight?" Rio panted hungrily at her partner. "Yes, I, was I?" Mercy rasped. She was fighting to stay awake, her fatigue a heavy burden to bear. "The Slut will say 'Yes Mistress; yes I was allowed to be good tonight'," Rio nuzzled Mercy's neck, ear, and jaw. "Yes, Mistress," Mercy purred. "My wonderfully annoying Mistress allowed me to be good tonight." Rio spanked Mercy's burning hot ass flank hard. Mercy flinched and cried out in pain. "Did I tell you to adlib, you annoying, frustrating skank," Rio taunted her, "or is my whore clever enough to sneak in an undeserved spanking?" Mercy buried her face in a pillow but I could swear she was smiling. "Nipple clamps for you in the morning, and I'm getting those bitches pierced on Saturday, got it?" Rio clarified the point by rolling each nipple between her forefinger and thumb. Mercy nodded but kept her face in the pillow. "Fine, let's get underneath the covers. Snuggle up with me to keep me warm, and you had better suckle my nipples. Rio took up her normal sleeping area, avoiding the wet spot, with Mercy at her side, her tongue playing with Rio's left nipple. "Mercy," Rio whispered. Mercy kept tongue-flicking the nipple but looked up. "You rock," Rio said even softer. Mercy pulled more of her weary body over Rio as the nipple play continued and Rio began stroking her paramour's hair lovingly. In that relationship, it was getting harder to determine who the 'better' half was. I searched around blindly for some lube, which had 'mystically' migrated under Barbie Lynn's pillow. "Hope, put some oil on my cock and on your ass cleft," I told my Korean princess. She barely broke her iron mask of indifference before taking the bottle and doing as directed. I caught sight of Valarie, Vivian, and Barbie Lynn all peeking my way. I imagined it was the curiosity about my apparent decision to 'break' Hope in anally. "Hope, point my cock up and mount it," I directed. In theme with the game the two of us played, Hope took my commands without question, even to the point where her virginity was in question. "Push it back," I stopped Hope's decent as it contacted her rather moist slit. She pushed back a little. Being a virgin, she probably wasn't sure where in the cunt, a cock should penetrate. "Farther back," I insisted, then again, "no, still farther." I felt my rod separate her ass cheeks as Hope slid on down. Only when her now soaking mound settled on my pubic bone did she figure out the game. "Ah, that's cold," Valarie whispered to Vivian and Barbie Lynn. "No ass sex for Hope tonight," lamented Barbie Lynn. My precious blonde really loved anal sex. I put my hands on Hope's hips to support her. "Now ride me, Hope," I smiled. "Give me everything you've got." Hope started out slow, working out a rhythm that pushed my shaft and cockhead as deep along her ass crack as possible. She even stopped for a moment and applied more lube. Soon she was thrusting hard back and up quickly, then allowing a long, leisurely ride back to my crotch. She bounced down on me again and again, her resounding impact on my crotch becoming a wetter, smacking sound. Hope was powerful, vibrant, and strong; she needed little of the guidance provided by my hands on her hips. I decided to move my right hand to her finely groomed pubic hair, then to her soft pubic flesh itself. I alternated between splitting her lips open and massaging her clit. With my left hand, I coaxed stimulation from her right areola and nipple. This time, instead of scarring me, Hope wrapped her fingers in her hair. She gave a few desperate convulsions, then her whole body tensed backwards. "Zane! Oh, fuck!" she screamed. Her ass cheeks tried to squeeze my cock in a steel-tight vise but fortunately, the lube caused it to pop free before those buns of steel could turn my man-meat into ground beef (sometimes I visualize too graphically). "I wouldn't believe it if I wasn't seeing it with my own eyes," Vivian sighed. "A girl comes to a boy
In the first of a two-part roundtable discussion, our Global Head of Research joins our Global Head of Thematic Research and Head of Firmwide AI to discuss how the economic and labor impacts of AI adoption.Read more insights from Morgan Stanley.----- Transcript ----- Kathryn Huberty: Welcome to Thoughts on the Market. I'm Katy Huberty, Morgan Stanley's Global Head of Research, and I'm joined by Stephen Byrd, Global Head of Thematic Research, and Jeff McMillan, Morgan Stanley's Head of Firm-wide AI.Today and tomorrow, we have a special two-part episode on the number one question everyone is asking us: What does the future of work look like as we scale AI?It's Tuesday, November 4th at 10am in New York.I wanted to talk to you both because Stephen, your groundbreaking work provides a foundation for thinking through labor and economic impacts of implementing AI across industries. And Jeff, you're leading Morgan Stanley's efforts to implement AI across our more than 80,000 employee firm, requiring critical change management to unlock the full value of this technology.Let's start big picture and look at this from the industry level. And then tomorrow we'll dig into how AI is changing the nature of work for individuals.Stephen, one of the big questions in the news – and from investors – is the size of AI adoption opportunity in terms of earnings potential for S&P 500 companies and the economy as a whole. What's the headline takeaway from your analysis?Stephen Byrd: Yeah, this is the most popular topic with my children when we talk about the work that I do. And the impacts are so broad. So, let's start with the headline numbers. We did a deep dive into the S&P 500 in terms of AI adoption benefits. The net benefits based on where the technology is now, would be about little over $900 billion. And that can translate to well over 20 percent increased earnings power that could generate over $13 trillion of market cap upon adoption. And importantly, that's where the technology is now.So, what's so interesting to me is the technology is evolving very, very quickly. We've been writing a lot about the nonlinear rate of improvement of AI. And what's especially exciting right now is a number of the big American labs, the well-known companies developing these LLMs, are now gathering about 10 times the computational power to train their next model. If scaling laws hold that would result in models that are about twice as capable as they are today. So, I think 2026 is going to be a big year in terms of thinking about where we're headed in terms of adoption. So, it's frankly challenging to basically take a snapshot because the picture is moving so quickly.Kathryn Huberty: Stephen, you referenced just the fast pace of change and the daily news flow. What's the view of the timeline here? Are we measuring progress at the industry level in months, in years?Stephen Byrd: It's definitely in years. It's fast and slow. Slow in the sense that, you know, it's taken some companies a little while now and some over a year to really prepare. But now what we're seeing in our CIO survey is many companies are now moving into the first, I'd say, full fledged adoption of AI, when you can start to really see this in numbers.So, it sort of starts with a trickle, but then in 2026, it really turns into something much, much bigger. And then I go back to this point about non-linear improvement. So, what looks like, areas where AI cannot perform a task six months from now will look very different. And I think – I'm a former lawyer myself. In the field of law, for example, this has changed so quickly as to what AI can actually do. So, what I expect is it starts slow and then suddenly we look at a wide variety of tasks and AI is fairly suddenly able to do a lot more than we expect.Kathryn Huberty: Which industries are likely to be most impacted by the shift? And when you broke down the analysis to the industry and job level, what were some of the surprises?Stephen Byrd: I thought what we would see would be fairly high-tech oriented sectors – and including our own – would be top of the list. What I found was very different. So, think instead of sectors where there's fairly low profit per employee, often low margin businesses, very labor-intensive businesses. A number of areas in healthcare staples came to the top. A few real estate management businesses. So, very different than I expected.The very high-tech sectors actually had some of the lowest numbers, simply because those companies in high-tech tend to have extremely high profit per employee. So, the impact is a lot less. So that was surprising learning. A lot of clients have been digging into that.Kathryn Huberty: I could see why that would've surprised you. But let's focus on banking for a moment since we have the expert here. Jeff, what are some of the most exciting AI use cases in banking right now?Jeff McMillan: You know, I would start with software development, which was probably the first Gen AI use case out of the gate. And not only was it first, but it continues to be the most rapidly advancing. And that's probably; mostly a function of the software, you know, development community. I mean, these are developers that are constantly fiddling and making the technology better.But productivity continues to advance at a linear pace. You know, we have over 20,000 folks here at Morgan Stanley. That's 25 percent of our population. And, you know, the impact both in terms of the size of that population and the efficiencies are really, really significant.So, I would start there. And then, you know, once you start moving past that, it may not seem, you know, sexy. It's really powerful around things like document processing. Financial services firms move massive amounts of paper. We take paper in, whether it be an account opening, whether it be a contract. Somebody reads that information, they reason about it, and then they type that information into a system. AI is really purpose built for that.And then finally, just document generation. I mean, the number of presentations, portfolio reviews, you know, even in your world, Katy, research reports that we create. Once again, AI is really just – it's right down the middle in terms of its ability to generate just content and help people reduce the time and effort to do that.Kathryn Huberty: There's a lot of excitement around AI, but as Stephen mentioned, it's not a linear path. What are the biggest challenges, Jeff, to AI adoption for a big global enterprise like Morgan Stanley? What keeps you up at night?Jeff McMillan: I've often made the analogy that we own a Ferrari and we're driving around circles in a parking lot. And what I mean by that is that the technology has so far advanced beyond our own capacity to leverage it. And the biggest issue is – it's our own capacity and awareness and education.So, what keeps me up at night? it's the firm's understanding. It's each person's and each leader's ability to understand what this technology can do. Candidly, it's the basics of prompting. We spend a lot of time here at the firm just teaching people how to prompt, understanding how to speak to the machine because until you know how to do that, you don't really understand the art of the possible. I tell people, if you have $100 to spend, you should start spending [$]90, on educating your employee base. Because until you do that, you cannot effectively get the best out of the technology.Kathryn Huberty: And as we look out to 2026, what AI trends are you watching closely and how are we preparing the firm to take advantage of that?Jeff McMillan: You and I were just out in Silicon Valley a couple of weeks ago, and seemingly overnight, every firm has become an agentic one. While much of that is aspirational, I think it's actually going to be, in the long term, a true narrative, right? And I think that step where we are right now is really about experimentation, right? I think we have to learn which tools work, what new governance processes we need to put in place, where the lines are drawn. I think we're still in the early stage, but we're leaning in really hard.We've got about 20 use cases that we're experimenting with right now. As things settle down and the vendor landscape really starts to pan out, we'll be down position to fully take advantage of that.Kathryn Huberty: A key element of the agentic solutions is linking to the data, the tools, the application that we use every day in our workflow. And that ecosystem is developing, and it feels that we're now on the cusp of those agentic workflow applications taking hold.Stephen Byrd: So, Katy, I want to jump in here and ask you a question too. With your own background as an IT hardware analyst, how does the AI era compare to past tech or computing cycles? And what sort of lessons from those cycles shape your view of the opportunities and challenges ahead?Kathryn Huberty: The other big question in the market right now is whether an AI bubble is forming. You hear that in the press. It's one of the questions all three of us are hearing regularly from clients. And implicit in that question is a view that this doesn't look like past cycles, past trends. And I just don't believe that to be the case.We actually see the development of AI following a very similar path. If you go back to mainframe and then minicomputer, the PC, internet, mobile, cloud, and now AI. Each compute cycle is roughly 10 times larger in terms of the amount of installed compute.The reality is we've gone from millions to billions to trillions, and so it feels very different. But the reality is we have a trillion dollars of installed CPU compute, and that means we likely need $10 trillion of installed GPU compute. And so, we are following the same pattern. Yes, the numbers are bigger because we keep 10x-ing, but the pattern is the same. And so again, that tells us we're in the early innings. You know, we're still at the point of the semiconductor technology shipping out into infrastructure. The applications will come.The other pattern from past cycles is that exponential growth is really difficult for humans to model. So, I think back to the early days when Morgan Stanley's technology team was really bullish, laying the groundwork for the PC era, the internet era, the mobile era. When we go back and look at our forecasts, we always underestimated the potential. And so that would suggest that what we've seen with the upward earnings revisions for the AI enablers and soon the AI adopters is likely to continue.And so, I see many patterns, you know, that are thread across computing cycles, and I would just encourage investors to realize that AI so far is following similar patterns.Jeff McMillan: Katy, you make the point that much of the playbook is the same. But is there anything fundamentally different about the AI cycle that investors should be thinking about?Kathryn Huberty: The breadth of impact to industries and corporates, which speaks to Stephen's work. We have now four times over mapped the 3,700 companies globally that Morgan Stanley research covers to understand their role in this theme.Are they enabling AI? Are they adopting? Are they disrupted by it? How important is it to the thesis? Do they have pricing power? It's very valuable data to go and capture the alpha. But I was looking at that dataset recently and a third of those nearly 4,000 companies we cover, our analysts are saying that AI has an impact on the investment thesis. A third. And yet we're still in the early innings. And so, what may be different, and make the impact much bigger and broader is just the sheer number of corporations that will be impacted by the theme.Let's pause here and pick up tomorrow with more on workforce transformation and the impact on individual workers.Thank you to our listeners. Please join us tomorrow for part two of our conversation. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.
Watch the YouTube version of this episode HERE.Are you looking for some advice from a lawyer working in immigration? In this episode of the Maximum Lawyer Podcast, Tyson interviews Evelyn Ackah, an immigration lawyer whose personal journey from Ghana to Canada shapes her professional mission. Evelyn shares how her family's sacrifices and early experiences with separation inspired her passion for helping others build legacies through immigration. Evelyn shares her own personal growth when facing challenges that people can learn from. Being the first and the only (which stems from her experience living as a woman of colour in 1970s Vancouver, Canada) really shaped her mindset when it came to her law career. For her, it is all about how to fix, solve and improve something or a situation. Growing up with a hyper-independant mindset helped Evelyn lean into herself and her strengths when working for clients.Tyson and Evelyn speak about what drives leadership and team culture for a law firm. For Evelyn, it is all about purpose. Thinking about why you are where you are and how to make today better than yesterday. For law firm owners, knowing your purpose will allow you to understand how you need to lead your team so everyone can succeed. If a leader knows why they are at that firm, the people working there will know too.Listen in to learn more!3:17 Impact of Family Separation and Sacrifice6:50 Marketing Immigration Services15:20 Transition from Corporate Law to Entrepreneurship 18:34 Self-Care and Morning Routine 25:26 Work-Life Balance and Parenting 36:55 Therapy and Parenting Through Trauma 40:31 Business Impact of Immigration Trends 45:51 Financial Planning and Firm Stability49:35 Managing Lead Influx and Marketing 58:47 Celebrating Success and Team Building 1:00:14 Reflecting on 15 Years in Business1:03:42 Retirement, Legacy, and Living Fully Tune in to today's episode and checkout the full show notes here. Connect with Evelyn:Website TikTok Instagram Facebook Linkedin Youtube
Are you ready to say bye-bye to arm jiggle and finally tone the back of your arms using just bands at home? In this video, I'm sharing 5 of the best resistance band exercises for flabby arms that specifically target your triceps — helping you tighten and sculpt your arms without the need for a gym or heavy weights.Whether you call them bingo wings, bat wings, or just those stubborn “flabby arm” areas, these simple but effective band exercises will help strengthen and define your upper arms from home. Perfect for women over 40 who want to lift, firm, and tone their arms while protecting their joints.These tricep resistance band exercises will:- Firm and tone the back of your arms- Reduce arm jiggle and improve definition- Build lean muscle without bulky weights- Help you feel confident in sleeveless tops againAll you need is a resistance band and a few minutes to start seeing real results. Stay consistent with these moves 2–3 times per week and you'll feel the difference in your strength and see it in your arms!
Who has the best resume in CFB? Who will be the 2025 Heisman? full 516 Tue, 04 Nov 2025 00:05:40 +0000 I2jQ8FzBJT3BHZWWECsqcSp1O3rFRUfu sports The Firm of Harris and Marang sports Who has the best resume in CFB? Who will be the 2025 Heisman? Fast paced and local, giving in depth insights to the Trail Blazers, baseball, college football and the NFL. With the right kind of weird to get Portland through the workday. © 2025 Audacy, Inc. Sports False https://player.amperwavepodcast
The founder and CEO of Sparks Financial discusses his firm's evolution from insurance to comprehensive wealth advisor, emphasizing multi-generational planning, tax mitigation, and a unique "second opinion" service. Host: Ray Sclafani. Learn more about your ad choices. Visit megaphone.fm/adchoices
On this episode of the CityLight Podcast, Pastor Bo reflects on a pivotal season of wrestling between earthly desires and spiritual calling—inside the empty basement that would one day become CityLight Church. From personal stories to deep theological insight, we explore what it really means to guard your salvation and stay anchored in faith when the world pulls hard in the other direction. We'll also getting real about relationships that lead us off course. If you’ve ever questioned your footing or wondered how to stay faithful in a world full of compromise, this episode is for you.(00:00) The Power of Salvation and Faith(04:15) Navigating Faith Amidst Uncertainty(14:00) Warning Signs of Cultural Conformity(22:13) Enduring Faith Amidst Deception(31:39) Endurance and Victory Against Deception(41:20) Forsaking Faith for Romance and Fearhttps://citylightnyc.com/
This week on UTH, we are celebrating one year with Natalie Lennon, founder and director of Two Sides Accounting. Natalie shares the challenges and big wins involved with starting your own firm shaped around personal goals, values and ambitions. Tune in to hear more about: Nat's journey to founding and running her own accounting firm. Understanding Gen Z in the workplace. How Two Sides transformed over time to become what it is today. How Nat helps and communicates with her clients. How to build confidence in taking the leap. You can contact the Accountants Daily team and podcast host Imogen at imogen.wilson@momentummedia.com.au.
Thank you for joining us for morning worship! Today, Bishop Alfred Jackson, ministers to us from the topic “Your Position is Firm, Stand in It”. Focal Scriptures: Matthew 11:25-30
How are we feeling after this weekend's football games?
The episode is sponsored by TenzingMEMO — the AI-powered market intelligence platform I use daily for smarter stock analysis. Code BILLIONS gets you an extended trial + 10% off.Daniel Rupp is the founder and chief investment officer of Parkway Capital based in Hong Kong, bringing nearly two decades of Asian value investing expertise developed during his 17-year tenure at a leading Asia-focused funds, Overlook Investments, where he honed his contrarian "farm approach" for identifying undervalued compounders across 11 Asian markets. He counts founder Richard Lawrence and longtime CIO James Squire as mentors and supporters.3:00 - Dan shares his unconventional background growing up in Boone, North Carolina, son of an English professor father and real estate agent mother.6:00 - The Blue Ridge Parkway origin story.9:30 - Core philosophy revealed.12:00 - April 2025 crisis moment.15:30 - Value with growth framework,21:00 - Asia's shocking statistic.24:00 - The farm approach.30:00 - Buyback obsession.36:00 - Portfolio composition.42:00 - China contrarian stance.45:00 - Dollar weakness as catalyst.54:00 - Three reasons to sell.57:00 - Marathon mindset.Podcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
Harris and Marang talk college football, NFL Injuries, and who has the best resume looking ahead of the College football playoff
The guys debate who has the best resume in College football + CFB Rankings
Blazers, CFB, NFL Injuries and More
Did you know the key to massive wealth in real estate might be less about what you build and more about how you finance it?
Midori Yamaguchi is a Senior Associate at Mori Hamada & Matsumoto in Tokyo whose career spans Singapore, the US, and Japan. We hear about her two-year secondment to METI (Ministry of Economy, Trade and Industry), where she was the only lawyer on the legislation drafting team where she helped create Japan's new pre-insolvency regime - literally dreaming about the law every night. If you're contemplating a step off the well trodden career path of private practice, and think it's not possible to come back on track, or if you are seeking inspiration, this episode is for you.If you enjoyed this episode and it inspired you in some way, we'd love to hear about it and know your biggest takeaway. Head over to Apple Podcasts to leave a review and we'd love it if you would leave us a message here!In this episode you'll hear:How Midori's father shaped her values of fairness and honestyThe pivotal role of taking opportunities based on enjoyment rather than fearPowerful lessons from working across Singapore, the US, and JapanPractical strategies for building visibility in Japan's humble culture, including why putting your skills on display, isn't self-promotion About MidoriMidori Yamaguchi is a Senior Associate at Mori Hamada & Matsumoto in Tokyo, where she specialises in restructuring and insolvency as well as dispute resolution. She is qualified in both Japan and New York.Her practice has a strong cross-border focus: she has worked in the firm's Singapore office, spent time at a U.S. law firm, and completed an LL.M. at New York University. Most recently, she concluded a secondment at Japan's Ministry of Economy, Trade and Industry, where she was involved in drafting legislation to introduce a new pre-insolvency regime.Recognised in Best Lawyers: Ones to Watch in Japan for Arbitration and Mediation in 2022, she is regarded as a rising expert in international legal matters.She actively contributes to the international restructuring and insolvency community through her regular publications and involvement with leading global organisations, including INSOL International as an INSOL Fellow, the International Insolvency Institute (III) as a NextGen member, the International Women's Insolvency & Restructuring Confederation (IWIRC), the Insolvency Section of the International Bar Association (IBA), and the American Bankruptcy Institute (ABI).She has an LL.B. from Hitotsubashi University and J.D. from Hitotsubashi Law School.Outside of work, she enjoys traveling abroad, scuba diving, and exploring Tokyo's traditional public bathhouses.Connect with MidoriLinkedIn: https://www.linkedin.com/in/midori-yamaguchi-3364a3222/ Firm: https://www.morihamada.com/en/people/midori-yamaguchiLinksGinza Music Bar: https://ginzamusicbar.com/ METI, Ministry of Economy, Trade and Industry: https://www.meti.go.jp/english/ Connect with Catherine LinkedIn https://www.linkedin.com/in/oconnellcatherine/Instagram: https://www.instagram.com/lawyeronair
(0:00) Wstęp(0:46) Niemieckie firmy rocznie wpłacają do rosyjskiego budżetu blisko dwa miliardy dolarów(2:10) Bułgaria może zwrócić się o wyłączenie jej spod sankcji przeciwko rosyjskim koncernom naftowym(3:41) Rosja zwodowała nowy okręt o napędzie atomowym(4:59) Iran zapowiada, że z jeszcze większym zapałem odbuduje zniszczone obiekty jądrowe(6:28) Nawet kilkaset osób mogło zginąć w czasie protestów antyrządowych w Tanzanii(7:54) Belgijskie obiekty wojskowe były obserwowane przez podejrzane dronyInformacje przygotował Maurycy Mietelski. Nadzór redakcyjny – Igor Janke. Czyta Michał Ziomek.
China will effectively suspend implementation of additional export controls on rare earth metals and terminate investigations targeting US companies in the semiconductor supply chain, the White House announced. The White House issued a fact sheet on Saturday outlining some details of the trade pact agreed to earlier this week by President Donald Trump and Chinese leader Xi Jinping that aimed to ease tensions between the world's largest economies. Also, there were some PMI releases across Asia. That would include South Korea and Taiwan. For more on the US-China trade fallout and the latest eco data, we turn to Paul Dobson, Bloomberg's Executive Editor for Asia Markets.Plus - More than half of S&P 500 companies have reported quarterly results and Uber Technologies and McDonald's earnings will likely underscore deteriorating consumer sentiment in the US. Meantime, last week Big Tech was in the spotlight for 5 key players. For more on what to look out for in the week ahead, we speak to Carol Schleif, Chief Investment Officer at BMO Private Wealth.See omnystudio.com/listener for privacy information.
Defending Employers: Audio From Lois LLC, Workers' Compensation Defense Attorneys
This episode focuses on the ethical issues for respondent's counsel in a New Jersey Workers' Compensation (https://loisllc.com/practice/new-jersey-workers-compensation-defense/) Case. Led by experienced attorney Greg Lois (https://loisllc.com/attorney/greg-lois/), listeners will explore conflicts of interest relating to insured clients, legal billing guidelines, representation that exceeds boundaries of the workers' compensation act, candor to the tribunal and adversary, sworn pleadings, and contact and cooperation with adversaries. In this episode, Greg Lois (https://loisllc.com/attorney/greg-lois/) will help you enhance your understanding of ethical considerations in New Jersey Workers' Compensation litigation and ensure compliance with professional standards. How to attend these webinars live and ask questions Join us for our monthly webinars on New York and New Jersey workers' compensation law. Register for a New York Workers' Compensation Webinar (https://loisllc.com/webinar-series/new-york-workers-compensation/) Register for a New Jersey Workers' Compensation Webinar (https://loisllc.com/webinar-series/new-jersey-workers-compensation/) Schedules and Information Handout materials are provided in advance of each session. The webinar courses follow the "life cycle" of a claim and correspond to chapters in the Workers' Compensation Handbooks (https://loisllc.com/publications/) offered by the Firm. Disclaimer This webinar is not legal advice! The materials presented by this webinar/podcast and any affiliated website are for informational purposes only and are not offered as legal advice as to any particular matter. No viewer/listener/reader should act on the basis of these materials without seeking appropriate professional advice as to the particular facts and applicable law involved. The materials are not represented to be correct, complete, or up-to-date. Opinions presented by this video/podcast are the opinions of the author. Neither the use of this web site nor the transfer of information to or from this web site shall create or constitute an attorney-client relationship between Greg Lois, the presenter in the video/podcast, or LOIS LAW FIRM LLC and any person. You should not send any confidential information to this web site until after you have entered into a written agreement for the performance of legal services.
Nábor zaměstnanců není jen o obsazení volných míst, ale o budování firmy, která přitahuje ty správné lidi. Firemní kultura a přístup k vedení lidí určují, jestli tým poroste, nebo se rozpadne. Jako business mentor vidím, že právě v tomto dělá většina menších firem zásadní chyby. Více o spolupráci: https://rostecky.cz/spoluprace Kontakt: jiri@rostecky.cz LinkedIn: https://www.linkedin.com/in/rostecky/ Instagram: https://www.instagram.com/rosteckycz/ www.rostecky.cz Jiří Rostecký Veškerá doporučení, informace, data, služby, reklamy nebo jakékoliv jiné sdělení zveřejněné na našich stránkách je pouze nezávazného charakteru a nejedná se o odborné rady nebo doporučení z naší strany. Podrobnosti na odkazu https://rostecky.cz/upozorneni.
Sermon Notes: · Jesus loves me this I know, this I know, for the Bible tells me so…· The Bible is God telling us what is important to know about him and his story.· 2 Timothy 3:16-17 – All scripture is God-breathed and is profitable for teaching, rebuke, correction, and discipline in rightness, 17so that the man of God may be sufficient for every good work, completely outfitted.· All scripture is God-breathed…· Gen. 1:2 And the spirit (breath) of God moved upon the waters…· To teach· The Bible is true because it teaches us about God who is truth.· John 14:6 – I am the way, the truth, and the life…· To rebuke.· Blind people can't fix blind people.· In Christ there is no Jew nor Greek· To correct.· To discipline in rightness.· 17so that the man of God may be sufficient for every good work, completely outfitted.· Philippians 4:8 – Whatever is true, whatever is noble, whatever is right, whatever is pure, whatever lovely, whatever is admirable– if anything is excellent or praiseworthy – think on these things.· Read your Bible.· Let the Spirit guide you· Remember to Jesus is to be worshipped; the Bible tells his story.· God is our ultimate authority.· Don't force the Bible to agree with you.· The error of the liberal is to take what is black and white in the Bible and make it gray; the error of the fundamentalist is to take what is gray in the Bible and make it black and white.· Focus on the Big Story.· 2 Timothy 4:1-2 – I charge you in the presence of God and of Christ Jesus who is about to judge the living and the dead, and because of his appearance and his Kingdom: 2Preach the word, stand at your post, when it is convenient and when it is inconvenient. Prove with evidence, rebuke sharply, encourage in all patient teaching.· How firm a foundation ye saints of the Lord, is laid for your faith in his excellent word…Life Group Discussion QuestionsStarter: What Bible verse is special to you? Why?Dig Deeper1. Read 2 Timothy 3:16-17a. How would you describe the inspiration of scripture to someone?b. When has a verse from the Bible convicted you or shown you a etter way to live?c. In your opinion, why do people not read their Bibles?2. Read 2 Timothy 4:1-2a. What are the teachings in the Bible that you struggle with? Why?b. Can you remember a sermon from the past that really spoke to you? What was said?c. Read Genesis 22:1-14. Where do you see Jesus in this story?
Brownfield Commodity Market Reporter John Perkins has your look at the overnight trade in soybeans, corn, and wheat, and how cattle and hogs might start the week.Learn more about what's happening in the agriculture markets here: https://brownfieldagnews.com/markets/Find more agriculture news here: https://brownfieldagnews.com/Connect with Brownfield Ag News:» Get the latest ag news: https://www.brownfieldagnews.com/» Subscribe to Brownfield on YouTube: @BrownfieldAgNews » Follow Brownfield on X (Twitter): https://x.com/brownfield» Follow Brownfield on Facebook: https://www.facebook.com/BrownfieldAgNewsSubscribe and listen to Brownfield Ag News:➡︎ Apple: https://podcasts.apple.com/dz/podcast/brownfield-ag-news/id1436508505➡︎ Spotify: https://open.spotify.com/show/4qoIHY9EYUV9sf5DXhBKHN?si=a4483aaa1afd445eBrownfield Ag News creates and delivers original content across multiple media platforms. Brownfield is the largest and one of the oldest agricultural news networks in the country carrying agricultural news, markets, weather, commentary and feature content.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Watch the YouTube version of this episode HEREAre you looking for some ideas on how to use AI the right way? In this episode of The Guild Live Show, Tyson explores the latest in AI technology, including a hands-on review of the new Atlas GPT browser and its unique features. Tyson discusses Neil Patel's insights on the importance of blogging for AI-driven search and how automating repetitive marketing tasks with AI can boost business growth. Tyson speaks about a few different AI tools and how to use it to your advantage. Atlas GPT's agent mode can help you do anything and can be used on a page you are working on or looking at. You can ask questions about the current webpage or ask it to summarize what you are looking at. It is also a great tool to utilize when researching a topic. Tyson also looks at how AI can be used to free up resources for better client service. For business owners, it is important to shift your firm to a customer service firm. It is important to use AI for efficiency and to manage your work better, which will allow you to shift the focus to taking care of both your clients and your staff. Let AI do the mundane tasks and allow your staff to be happier and have more time to do other, more important tasks.Listen in to learn more!4:12 Atlas GPT's agent mode6:28 Repetitive marketing13:19 Using AI to generate blog posts targeting legal statutes19:53 Feeling stuck after achieving major goals23:11 Using AI to free up resources for better client service Tune in to today's episode and checkout the full show notes here.
The Immigration Lawyers Podcast | Discussing Visas, Green Cards & Citizenship: Practice & Policy
In this episode, John Q. Khosravi, Esq. sits down with Ruby Powers, Esq., founder of Powers Law Group, to talk about leadership, technology, and scaling a law firm in today's immigration landscape. Ruby shares her experiences with AI adoption, remote teams, and strategic growth, offering practical advice for immigration lawyers building efficient, future-ready practices.
On this episode of Inside the Firm, Kurt Weierstall gives us an update on the economy, then we try out Google's latest free tool, Pomelli, and finally why 85% is good enough. Join us as we go back Inside the Firm!
This past week, we traveled to Las Vegas to do a live podcast at the Money 20/20 conference. This is the recording from our session. For information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure
Let's talk about one of God's most incredible and misunderstood designs — the penis. In this episode (part one of two) we dive into the fascinating science behind erections — what makes them work, what shuts them down, and what you can do to keep things running at full power. From brain chemistry to heart health, this episode will change how you think about arousal, masculinity, and pleasure in marriage. It's science, humor, and hope — all rolled into one episode that'll help you appreciate just how wonderfully (and hilariously) you're made. And don't miss part two where we tackle testosterone, penis size, and porn. This episode was inspired in part by The Penis Book by Dr. Aaron Spitz
Welcome to Part 2 of this special series on keeping your penis — and your marriage — healthy and happy. In this follow-up episode, we the practical side of sexual health: testosterone, nutrition, porn use, sleep, and yes… penis size. (Spoiler: your wife does care about your size, but it might not be in the area that you think.) You'll learn: The truth about testosterone and how to boost it naturally The best foods for stronger erections How porn impacts sexual performance and confidence What's actually normal when it comes to size What your penis does while you sleep We hope you benefit as we throw a little humor in with the science and practical wisdom to help you stay healthy, confident, and connected for years to come.
Reports paint Andrew's days at Royal Lodge as late starts, war films, golf and Call of Duty on a wall-sized TV, with rare rides out and growing loneliness. Friends say Sarah Ferguson faces “nowhere to go, and no one to go with” if the Lodge era ends. A Scottish refuge offer at Carbisdale Castle has been withdrawn after threats; talk of “exile” to the Castle of Mey persists, though commentators say Frogmore or even Abu Dhabi is likelier. Then a tech hiccup: Andrew's defunct website briefly reappeared — in Vietnamese — before redirect issues were fixed. Opinion writers argue his position is untenable and that the Firm's survival relies on decisive action.Check out "Palace Intrigue Presents: King WIlliam" here.
Michael Burg lays out how a personal injury law firm built on specialization, selectivity, and courtroom readiness expanded to multiple states and crossed $2B in results without sacrificing quality or purpose. You'll learn: The case selection rules that protect brand, margins, and outcomes Why trial readiness wins better settlements—and how to signal it to defense Why experience and focus groups beat verdict reporters for valuing cases Hiring for trial mindset and keeping top talent through shared success If you like what you hear, hit subscribe. We do this every week. Get Social! Personal Injury Mastermind (PIM), powered by Rankings.io, is on Instagram | YouTube | TikTok
Value: After Hours is a podcast about value investing, Fintwit, and all things finance and investment by investors Tobias Carlisle, and Jake Taylor. Soldier of Fortune: Warren Buffett, Sun Tzu and the Ancient Art of Risk-Taking (Kindle)We are live every Tuesday at 1.30pm E / 10.30am P.See our latest episodes at https://acquirersmultiple.com/podcastAbout Jake Jake's Twitter: https://twitter.com/farnamjake1Jake's book: The Rebel Allocator https://amzn.to/2sgip3lABOUT THE PODCASTHi, I'm Tobias Carlisle. I launched The Acquirers Podcast to discuss the process of finding undervalued stocks, deep value investing, hedge funds, activism, buyouts, and special situations.We uncover the tactics and strategies for finding good investments, managing risk, dealing with bad luck, and maximizing success.SEE LATEST EPISODEShttps://acquirersmultiple.com/podcast/SEE OUR FREE DEEP VALUE STOCK SCREENER https://acquirersmultiple.com/screener/FOLLOW TOBIASWebsite: https://acquirersmultiple.com/Firm: https://acquirersfunds.com/ Twitter: ttps://twitter.com/GreenbackdLinkedIn: https://www.linkedin.com/in/tobycarlisleFacebook: https://www.facebook.com/tobiascarlisleInstagram: https://www.instagram.com/tobias_carlisleABOUT TOBIAS CARLISLETobias Carlisle is the founder of The Acquirer's Multiple®, and Acquirers Funds®. He is best known as the author of the #1 new release in Amazon's Business and Finance The Acquirer's Multiple: How the Billionaire Contrarians of Deep Value Beat the Market, the Amazon best-sellers Deep Value: Why Activists Investors and Other Contrarians Battle for Control of Losing Corporations (2014) (https://amzn.to/2VwvAGF), Quantitative Value: A Practitioner's Guide to Automating Intelligent Investment and Eliminating Behavioral Errors (2012) (https://amzn.to/2SDDxrN), and Concentrated Investing: Strategies of the World's Greatest Concentrated Value Investors (2016) (https://amzn.to/2SEEjVn). He has extensive experience in investment management, business valuation, public company corporate governance, and corporate law.Prior to founding the forerunner to Acquirers Funds in 2010, Tobias was an analyst at an activist hedge fund, general counsel of a company listed on the Australian Stock Exchange, and a corporate advisory lawyer. As a lawyer specializing in mergers and acquisitions he has advised on transactions across a variety of industries in the United States, the United Kingdom, China, Australia, Singapore, Bermuda, Papua New Guinea, New Zealand, and Guam. He is a graduate of the University of Queensland in Australia with degrees in Law (2001) and Business (Management) (1999).