Podcasts about online courses

What does it actually take to recover from burnout, beyond the standard advice to practice more self-care? In this episode, Dr. Jim Dahle talks with emergency physician, executive coach, and author Dr. Rob Orman about the realities of burnout in medicine. Rob shares his experience consulting on HBO's 'The Pitt' using real interviews from mass casualty responders, and discusses why he stepped back from full-time clinical practice to focus on coaching physicians through burnout, performance issues, and career sustainability. Rob explains why terms like "self-care" often fail doctors, since they don't address the actual sources of stress, and he shares a pivotal moment from his own career: screaming in his car during traffic on the way to a shift he dreaded, a moment that led him to finally admit he needed to make a change after 12 difficult years. He also offers concrete, usable tools, including a simple technique for defusing conflict by choosing curiosity over defensiveness, and the concept of the "drama triangle," a pattern of hero, villain, and victim roles that can trap people in unproductive conflict. The conversation closes with a look at medicine's historical roots in self-sacrifice, tracing back to clergy and early surgical training, and why that inherited mindset still shapes how doctors think about rest and limits today. Burnout isn't a personal failure. It's a mismatch that can be addressed with the right tools, the right support, and the financial capacity to actually make a change when you need one. Locumstory.com is a free, unbiased educational resource about locum tenens – it's not a staffing agency. They help answer your questions about the how-to's of locum tenens work on their website, podcast, webinars, videos, and they even have a locums 101 crash course. Locumstory.com is where you should go to find out if locums makes sense for you and your career goals. Locumstory is unique because it's more of a peer-to-peer platform, with real physicians sharing their experiences and stories – both the good and bad – about working locum tenens – hence the name, "Locum-story." See for yourself on their self-service platform with no obligation. Learn More at: https://www.whitecoatinvestor.com/locumstory The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

My guest this week spent forty years studying death — first as a pathologist doing autopsies, later coaching people from inside her own pathology office. What she found in that work wasn't morbid. She found more life force in the morgue than she usually found walking around on an ordinary day, and that contradiction sent her looking for why. Sabine O'Laughlin calls what she found the mother line: the idea that everybody has one mother, whatever your relationship with her looks like, and that mother gave you exactly one thing — your life. Until you can accept that fully, Sabine says, you stay closed off to receiving — not just love, but money, health, and everything else too. This conversation is one I needed to hear myself, as someone who works in wealth consciousness all day and doesn't have a relationship with my own mother. This episode gets into where that shows up in your body, what giving too much can actually cost you, and what changes once you do this work.   WHAT YOU'LL LEARN: The three principles that hold family systems together — belonging, order, and the balance of give and receive — and what happens when any of them is out of balance Why being "a little bit dead" isn't dramatic — it's any place you learned to hold back to keep your caretakers happy, and how it shows up in your posture, your jaw, and your voice Why the giver, not the taker, is usually the one who kills a relationship, and how over-giving can be a form of control dressed up as generosity What it might mean if you've always felt like the black sheep of your family, and why that role usually isn't random Why Sabine says money is an energy, not a thing, and why nothing you buy will work until you can take in the source of your own wealth What changed for Sabine the day her mother died, and how it turned into four decades of studying death for a living   TAKE SABINE'S FREE ENERGY LEAK AUDIT Curious where your own energy might be leaking? Run Sabine's free Energy Leak Audit or book a Health Matrix Audit → https://sabine-olaughlin.com/start/   CONNECT WITH SABINE O'LAUGHLIN: Website: https://sabine-olaughlin.com/ LinkedIn: https://www.linkedin.com/in/sabine-o-laughlin-88501b56/ Instagram: https://www.instagram.com/sabineolaughlin/ Facebook: https://www.facebook.com/sabineolaughlin Her podcast, Death Audit: https://podcasts.apple.com/us/podcast/death-audit-who-murdered-your-potential/id1838825376 Her book: https://www.amazon.com/gp/product/B0FTTFXWGH   ABOUT SABINE O'LAUGHLIN Sabine O'Laughlin, MD, is a pathologist and functional wellness coach for women late-diagnosed with ADHD or AuDHD. As the creator of the Health Matrix, she helps women uncover the hidden patterns draining their energy and limiting their potential. After spending decades studying death and disease, Sabine discovered what helps people truly live. Her own life changed when she was diagnosed with ADHD at age 62. Today, Sabine combines medical expertise, family systems work, and a deep understanding of neurodivergence to guide high-achieving women from burnout and self-doubt to greater clarity, vitality, and fulfillment.   READY TO CLEAR WHAT'S BLOCKING YOUR RECEIVING? This episode might have you thinking about the parts of your own story that never seemed to add up. If so, let's talk about it. As my gift to Girlfriends, I offer a 30-minute discovery call. We'll talk about where you are right now and what might be getting in the way. Book here: https://app.acuityscheduling.com/schedule.php?owner=13047670&appointmentType=2244195   FREE GIFT FROM SARAH Get Sarah's Freedom Calculator and discover how much your business needs to make to finally be free. Download at https://sarahwalton.com/freedom   LEARN FROM SARAH Explore Sarah's online courses and free resources to start building your business with confidence. Online Courses: https://sarahwalton.com/online-courses Free Resources: https://sarahwalton.com/free-resources   CONNECT WITH SARAH: Website: https://sarahwalton.com/podcast YouTube: https://www.youtube.com/@TheSarahWalton Instagram: https://instagram.com/thesarahwalton   ABOUT SARAH WALTON Sarah Walton is a wealth consciousness coach, strategic advisor, podcast host, and mentor who helps women entrepreneurs build businesses they love. Her mission is simple: to put more money in the hands of more women. She's the creator of the Abundance Academy, The Art of Receiving, and the Game On Girlfriend® podcast. Sarah teaches authentic, heart-centered business strategies because when women have more financial power, they don't just keep it — they use it to take care of their families, support their communities, and build something bigger than themselves.   RELATED GAME ON GIRLFRIEND® EPISODES YOU'LL LOVE: Episode 344: Why You Struggle to Receive Money (Even When You're Good at Making It) — why making money and receiving it are two different skills, and what gets in the way of the second one — https://sarahwalton.com/money-mindset-receiving-women-entrepreneurs/ Episode 312: Awakening, Abundance & Ancient Wisdom — Rewriting Your Money Story, with Halle Eavelyn — how women can overcome financial programming and build wealth through mindset shifts — https://sarahwalton.com/women-money-mindset-halle-eavelyn/ Episode 252: How The Abundance Academy Changed My Life, with Adriana Keefe — how one woman's confidence and revenue grew from the inside out — https://sarahwalton.com/abundance-academy-changed-my-life/   LOVE THE SHOW? LEAVE US A REVIEW! Thank you so much for listening. I'm honored that you're here, and I'd be grateful if you could leave a quick review on Apple Podcasts by clicking here, scrolling to the bottom, and clicking "Write a review." Your reviews help other women entrepreneurs find the show and get the support they need to build businesses they love. Thank you for being part of the Game On Girlfriend® community! (If you're not sure how to leave a review, you can watch this quick tutorial.)    

How does a fellow with no attending paycheck yet, and a spouse working as a teacher, build a $600,000 net worth before finishing training? In this Milestones to Millionaire episode, Matthew, a newly minted transplant hepatology and gastroenterology physician, shares how a combination of frugality, consistency, and a few key advantages added up over more than a decade. A former Marine Corps infantryman who deployed twice, including to Iraq and off the Horn of Africa, Matthew used the GI Bill to avoid medical school debt entirely, while his wife's teaching salary supported the family throughout his training. He explains how he started contributing just $50 a month to his kids' 529 plans during medical school and residency, before he was even saving for his own retirement, and how that small, automatic habit grew into roughly $60,000 over more than a decade. Matthew also discusses their approach to budgeting, living well below their means, embracing hand-me-down furniture and garage sales, and navigating their biggest ongoing money disagreement: her love of travel versus his instinct to save and invest. Matthew's advice for anyone starting later or without every advantage: know where your money is going, live on less than you make, and recognize that everyone is building wealth with a different mix of strengths and weaknesses. This podcast is sponsored by Bob Bhayani at Protuity. He is an independent provider of disability insurance planning solutions to the medical community in every state and a long-time white coat investor sponsor. He specializes in working with residents and fellows early in their careers to set up sound financial and insurance strategies. If you need to review your disability insurance coverage or to get this critical insurance in place, contact Bob at https://whitecoatinvestor.com/protuity today by email info@protuity.com or by calling (973) 771-9100. Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any advice they have for those who want to follow their example. Make sure to listen every Monday to be inspired by your fellow white coat investors. Celebrate YOUR Milestone on the Milestones to Millionaire Podcast: https://whitecoatinvestor.com/milestones  Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Social media keeps changing, but wineries can stay relevant with a focused strategy. Heather Daenitz (Craft & Cluster) shares practical advice on Instagram Stories, audience engagement, searchable content, authentic video, and content series that help wineries connect with wine consumers.  Resources:  Apply for SIP Certified Wine Join the SIP Certified Wine Finder (Members Only) Marketing Tips eNewsletter Real Stories, Real Impact SIP Certified Marketing Toolkit Tell Your Sustainable Story Online Course   Support the Podcast:  Make a Donation  Vineyard Team Programs:  Juan Nevarez Memorial Scholarship - Help students from vineyard families pursue higher education Online Courses - Earn DPR and CCA hours with expert-led sustainability trainings SIP Certified - A trusted third-party certification proving your sustainable practices with science-backed standards Sustainable Ag Expo - Join top experts at the premier winegrowing event of the year Vineyard Team Membership - Connect with a community advancing sustainable winegrowing 

Should you keep the house during divorce or could holding onto it actually hold you back?For many women, the family home represents stability, memories, and security. But during divorce, that emotional attachment can make it harder to evaluate whether keeping the house truly supports the life you want to build next. In this episode of Women Winning Divorce, Heather Quick is joined by Amy Slate, founder of The Breakup Broker, to talk through the emotional, financial, and practical realities of making housing decisions during divorce.Drawing from her own experience untangling multiple real estate assets during divorce, Amy explains why the question isn't simply, “Can I keep the house?” but rather, “Does this house still fit the life I'm creating?” Together, Heather and Amy discuss buyouts, mortgage assumptions, nesting arrangements, home inspections, long-term affordability, and the hidden costs women often overlook when deciding whether to stay or sell.In this episode, you'll learn how to:Separate emotional attachment from the financial realities of keeping the family homeEvaluate whether you can comfortably afford the house long term and not just qualify for itGather the right information early so you can make housing decisions from a position of clarityIf you're facing one of the biggest financial decisions of your divorce, play this episode to learn how to look beyond the memories tied to the house and make a thoughtful choice that protects your financial security, your peace of mind, and the future you're building.Amy's Links:LinkedIn https://www.linkedin.com/in/amyslate Website www.thebreakupbroker.com Instagram https://www.instagram.com/theamyslate/Interested in working with us? Fill out this form here to get started.Not quite ready? Interact with us on socials! OR get all of your questions answered by taking our online course: Divorce 101!Divorce 101 Online Course- https://heather-quick.mykajabi.com/divorce-101Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com

Some cases from the week. 2 VMO trigger points on vastly different patients (a hockey player and a senior with OA) Trigger points in the soleus of a college football player 2 trigger points in the Sartorius of another college athlete     Online Courses: https://richardhazel.podia.com Instagram: @richhazel    

Jordana Gamble (former Canada Border Services Agency handler, Food/Plant/Animal canine handler) reveals the world of biosecurity and agricultural detection dogs—the discipline that gets zero love but produces the most finds. Working at Toronto Pearson Airport and international postal facilities, Jordana discusses the challenges, the rivalry with drug dog handlers, and why this is actually the BEST detection dog career.What We Cover:The path to becoming an ag/biosecurity handler: CBSA selection, 10-week academy, dog pairingDrug dog dropouts make excellent ag dogs (motivation differences: food vs. toys)Postal mode detection: endless boxes, short searches, keeping dogs engaged all dayPassenger mode detection: baggage carousels, fluid environment, longer search timesTraining aids: grocery store meat, smoked products, cured items, real food variationThe generalization nightmare: raw vs. cured vs. smoked meats confuse dogsFalse positives: baked goods with apple filling (legal but dog alerts)Real finds: grass cutters, dried monkeys, Iberian ham, endangered species, live animal smugglingThe rivalry: "Apple Dogs" vs. "Sausage Police" vs. Drug HandlersThreat response: African swine flu prevention, bird flu concerns, economic protectionDaily find rates: 10+ interceptions per day (vs. drug handlers going weeks with nothing)Reading your dog after thousands of finds: knowing fish smell vs. rotten ham vs. pork flossFinal response problems: dogs going active on bags (markers saved training)The "dog brain" override: when smell/frustration overrides trained behaviorWhy postal is physically brutal but rewardingHandler advice: never turn down an ag dog positionCareer satisfaction: dogs see work as playground, not just trainingWhy agricultural detection protects economies and industriesThe hidden importance of biosecurity workJordana worked both postal (conveyor lines, thousands of parcels) and passenger (airport baggage) modes. She shares how target-rich environments accelerate handler development—you get hundreds of finds to learn from, versus drug dogs going weeks without positive reinforcement. She also discusses the competitive dynamic with her drug handler husband, who now wishes he had her find rate.Critical Takeaway: "Detection work is detection work. Whether you're looking for drugs, firearms, currency, or food—it's all the same. Don't be too proud for the ag dog."________________________________________

Would you feel financially secure if your relationship ended tomorrow or would you suddenly discover how much of your independence you had given up?The stay-at-home girlfriend and “soft life” trends can make financial dependence look luxurious: beautiful homes, travel, shopping, self-care, and freedom from the traditional nine-to-five. But behind that lifestyle can be a very different reality. When you give up your own income, career momentum, access to money, or understanding of the household finances, you may also be giving up important choices about your future.In this episode of Women Winning Divorce, Heather Quick explores the story of a former stay-at-home girlfriend who experienced the consequences of becoming completely financially dependent on her partner. Heather explains why financial independence matters whether you are married, engaged, or living with someone and why protecting yourself financially does not mean expecting your relationship to fail.In this episode, you'll learn:How financial dependence can affect your power, confidence, and ability to make choices within a relationship.Why unmarried stay-at-home partners may have fewer legal and financial protections than they realize.Practical ways to strengthen your financial independence through personal savings, financial awareness, professional skills, and independent legal or financial guidance.Play this episode to learn how to enjoy a supportive relationship without sacrificing the financial independence, knowledge, and choices that help protect your future.If you're navigating divorce and need more guidance, don't miss the deeper conversation in #227 7 Costly Real Estate Mistakes Women Make During Divorce & How to Avoid Them with Madelin EspinoInterested in working with us? Fill out this form here to get started.Not quite ready? Interact with us on socials! OR get all of your questions answered by taking our online course: Divorce 101!Divorce 101 Online Course- https://heather-quick.mykajabi.com/divorce-101Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com.

How much should you save in a 529 plan, and what happens if you save too much? In this episode of The White Coat Investor Podcast, Dr. Jim Dahle answers listener questions about 529 college savings plans, including how they work, why they can be such a powerful tool for physician families, and how to avoid some of the tax complications that can come from getting too clever with college funding. Jim starts with the basics of 529 plans, including state tax benefits, tax-free growth, qualified withdrawals, and how long-term compounding can dramatically increase the value of early contributions. He also explains what happens when a 529 is overfunded, including changing beneficiaries, using the money for future generations, and the newer ability to roll some 529 money into a Roth IRA. The discussion then gets more complicated. Jim addresses using appreciated investments to pay for college, the 0% long-term capital gains bracket, dependent status, support requirements, the kiddie tax, and gift-tax considerations. He also shares a personal example of over-optimizing a daughter's UTMA account and discovering an unexpected state tax bill. Finally, Jim explains how families can continue contributing to a 529 while a child is in college, how he handles withdrawals and receipts, and what alternatives make sense when a family is already on track to fully fund college. A 529 is a powerful account when you know the money is going toward education. The goal isn't to maximize every possible tax trick. It's to save enough, use the tax benefits available to you, and keep your financial life simple. Texas Loan Repayment Program: https://www.hhloans.com/physician-education-loan-repayment-program  Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Armin Winkler (renowned detection dog trainer, international expert) and Cameron Ford break down why current K9 certification standards don't actually validate operational readiness. They discuss why training records matter more than certifications in court, why everyone trains for the test instead of the job, and what real operational readiness actually looks like.What We Cover:Certification is department CYA, not a measure of reliabilityDetection dogs should have OPERATIONAL standards, not minimum standardsTraining records with proper documentation beat certifications in court every timeWhy observers/supervisors signing off on training matters more than a piece of paperRunning multiple dogs in same area: nasal secretions and saliva contaminate everythingThe "cheat code" dogs use when training mimics certificationHow evaluators inadvertently give away test locations through nonverbal communicationWhy environmental soundness testing is critical (traffic, noise, distractions)The difference between ORT (odor recognition test) and operational readinessLottery-based scenario testing instead of rote certification patternsHandler decision-making: the most untested aspect of any certificationWhy SEAL Teams didn't certify but had real resultsTraining for certification vs. training for the street (these are NOT the same)Real-world deployment: rain, night, roadside traffic stopsHide placement strategy: hide like a criminal, not in filing cabinetsThe handler's job: watch the DOG, not the room ("the nose nose")The avalanche dog that found both victims but failed certificationWhy handlers don't see their dogs during searches (looking for hide locations instead)Apprehension dog certification problems (false sits, stress on one-day tests)Free air sniff legality: roadside delays = searches, not free sniffsInternational perspectives: Norway military working dogs, customs operationsThe problem with "master trainer" guru cultureSupervision and training records as alternative to certificationScenario-based training in real conditions (using cooperating officers)Why some agencies (LAPD) use OJT/FTO model instead of certification gatesThe risk of certification standards creating liability instead of protectionArmin draws on decades of experience working detection dogs internationally, including military operations, customs, search and rescue, and avalanche response. He challenges the industry's comfort with certification-based standards and advocates for documentation, supervision, and scenario-based operational testing.Critical Takeaway: "If you're afraid of rewarding the wrong thing during testing, you're not ready to test. You have a bigger problem than that moment."________________________________________

In 2020, a gastroenterologist in Glasgow did the math on his new research study and came up with 30,000 samples, arriving over two years from three cities and a dozen hospitals. He asked around about how researchers keep track of that. The answer was Microsoft Excel. Shaun Chuah had written some HTML by hand in Notepad back in high school and that was about the whole of his programming experience, so he opened the Django tutorial and started reading. Six years later that app is Foundry120, holding 10 terabytes of clinical and genomics data with an agentic AI running on top of it. Episode sponsors Sentry Error Monitoring, Code talkpython26 Talk Python Courses Talk Python Courses Links from the show Guest Shaun Chuah: github.com Up and Running with Rust Course: talkpython.fm Foundry120: www.foundry120.com Designing Data Intensive Applications: www.oreilly.com Microsoft Foundry: ai.azure.com ChatIBD: www.chatibd.com Blog: shaunchuah.github.io @drshaunchuah: x.com github.com/shaunchuah: github.com Watch this episode on YouTube: youtube.com Episode #560 deep-dive: talkpython.fm/560 Episode transcripts: talkpython.fm Theme Song: Developer Rap

Join the Millionaire University AI Mastermind at ⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/AI #1052 Former corporate lawyer turned creative entrepreneur, Shinah Chang shares the real (and refreshingly honest) journey of building a business that actually feels aligned. In this episode hosted by Kirsten Tyrrel, Shinah breaks down how she went from a risk-averse, straight-line “traditional success” path to bootstrapping a calligraphy brand — first through custom client work (weddings, luxury events, brand activations), then by shifting into teaching and scalable online courses. Shinah talks about the mindset shift from hobbyist to business owner, how to market a premium creative service, why you don't need to be “years ahead” to teach, and what it looked like to scale to nearly $1M in revenue during the pandemic — only to step back, reset, and rebuild a leaner business with more freedom. If you've ever wondered whether entrepreneurship will really make you happier — or just bring your old patterns with you — this conversation is for you! (Original Air Date - 12/24/25) What we discuss with Shinah: + Corporate lawyer burnout + Leaving with no plan + Discovering calligraphy as an outlet + Bootstrapping creative income + Crooked Calligraphy niche + Landing premium clients + Networking over viral marketing + Teaching before feeling “ready” + Scaling with online courses + Redefining success and alignment Thank you, Shinah! Check out Crooked Calligraphy at ⁠CrookedCalligraphy.com⁠. Get the free ⁠Calligraphy Workshop⁠. Follow Shinah on ⁠Instagram⁠. Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! Get your FREE 5 Minute Business Plan at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/Plan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/Sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

AI is reshaping online courses and coaching by changing how clients learn, implement ideas, and achieve results. Blue Melnick explains why traditional course models are struggling, how AI can help coaches and consultants bridge the gap between knowledge and implementation, and why specialized expertise still matters when information is freely available. He also shares how his AI platform, OBI, is being used to guide clients through personalized processes instead of leaving them to translate lessons into action on their own. The result is a new model for delivering coaching, education, and client transformation faster and more effectively. 00:00 Introduction 00:58 Why AI Is Bigger Than the Virtual Event Shift 04:42 The AI Opportunity for Coaches and Consultants 09:43 How OBI Closes the Implementation Gap 14:26 Why Traditional Online Courses Are Dying 18:43 How AI Is Changing the Way People Learn 22:15 Where to Learn More About OBI Rate, Review, & Follow If you liked this episode, please rate and review the show. Let us know what you loved most about the episode. Struggling with strategy? Unlock your free AI-powered prompts now and start building a winning strategy today!

Lindsey Busfield's resume doesn't look like it belongs to one person. Starbucks barista. English teacher. Auditor of Amish chicken barns. Now she's the vice president of one of the country's top legal marketing firms. None of it was the plan. For years, Lindsey figured she'd eventually run her own business, the same way her entrepreneurial parents had. Then a two-day aptitude test told her something different: she wasn't built to be the visionary founder. She was built to be the expert, the organizer, the person who makes the pieces actually run. In this episode, Lindsey and I talk about what shifted once she stopped fighting that, how she landed in SEO for personal injury lawyers almost by accident, and why she built her business, and her team's schedule, around time with her two young daughters instead of just a bigger bank account. We also break down what SEO actually is, in plain language, and why it matters even more now that AI is part of how people search.     WHAT YOU'LL LEARN Why a philosophy degree really only points toward two career paths, and how the less obvious one led Lindsey to Starbucks What auditing Amish chicken barns taught her about process and project management, and why that skill kept following her from job to job What a two-day aptitude test at Johnson O'Connor revealed about the gap between the entrepreneur Lindsey assumed she'd become and who she actually is The real difference between being a subject matter expert and being a visionary founder, and why knowing which one you are changes how you build What SEO actually is, explained simply, and why AI search has changed what it takes for a business to get found Why Lindsey designed her agency's culture, and her own schedule, around time freedom instead of chasing a bigger bank account alone     RESOURCES MENTIONED Johnson O'Connor aptitude testing — the two-day assessment Lindsey credits with changing the direction of her career Lindsey's book, How Personal Injury Lawyers Get Leads: What Works, What Doesn't, and Why — https://www.amazon.com/dp/B0H1NB4ZDK Optimize My Firm — https://optimizemyfirm.com/ Personal Injury Marketing Minute podcast, hosted by Lindsey     CONNECT WITH LINDSEY BUSFIELD Website: Optimize My Firm — https://optimizemyfirm.com/ LinkedIn: https://www.linkedin.com/in/lindsey-busfield/ Optimize My Firm on LinkedIn: https://www.linkedin.com/company/optimizemyfirm/ Her book: https://www.amazon.com/dp/B0H1NB4ZDK     ABOUT LINDSEY BUSFIELD Lindsey Busfield is the vice president of Optimize My Firm, one of the nation's leading legal marketing firms. Having navigated a complex career path of her own, she put the pieces of her professional puzzle together and now leads the team behind some of the most powerful law firm websites in the country. She's also the host of the Personal Injury Marketing Minute podcast and the author of How Personal Injury Lawyers Get Leads: What Works, What Doesn't, and Why. Beyond the legal space, Lindsey is a proud mom of two little girls and an avid pickleball player.       READY TO BUILD YOUR CONFIDENCE? This episode might have you thinking about the parts of your own path that never seemed to add up, or the ways you've been trying to be someone you're not in your business. If so, let's talk about it. As my gift to Girlfriends, I offer a 30-minute discovery call. We'll talk about where you are right now and what might be getting in the way. Book here: https://app.acuityscheduling.com/schedule.php?owner=13047670&appointmentType=2244195   FREE GIFT FROM SARAH Get Sarah's Freedom Calculator and discover how much your business needs to make to finally be free. Download at https://sarahwalton.com/freedom   LEARN FROM SARAH Explore Sarah's online courses and free resources to start building your business with confidence. Online Courses: https://sarahwalton.com/online-courses Free Resources: https://sarahwalton.com/free-resources CONNECT WITH SARAH Website: https://sarahwalton.com/podcast YouTube: https://www.youtube.com/@TheSarahWalton Instagram: https://instagram.com/thesarahwalton   ABOUT SARAH WALTON Sarah Walton is a wealth consciousness coach, strategic advisor, podcast host, and mentor who helps women entrepreneurs build businesses they love. Her mission is simple: to put more money in the hands of more women. She's the creator of the Abundance Academy, The Art of Receiving, and the Game On Girlfriend® podcast. Sarah teaches authentic, heart-centered business strategies because when women have more financial power, they don't just keep it — they use it to take care of their families, support their communities, and build something bigger than themselves.   RELATED GAME ON GIRLFRIEND® EPISODES YOU'LL LOVE: Episode 299: From Corporate Layoffs to Creative Freedom — How Trinette Faint Built Her Multi-Hyphenate Career — https://sarahwalton.com/career-reinvention-after-job-loss/ Episode 316: How to Stop Being Invisible Online: The Real Work Behind Getting Found, with Carrolee Moore — https://sarahwalton.com/stop-being-invisible-online-carrolee-moore Episode 253: Ready to Reinvent Yourself? A Conversation With Anita Rombough — https://sarahwalton.com/reinvent-yourself/   LOVE THE SHOW? LEAVE US A REVIEW! Thank you so much for listening. I'm honored that you're here, and I'd be grateful if you could leave a quick review on Apple Podcasts by clicking here, scrolling to the bottom, and clicking "Write a review." Your reviews help other women entrepreneurs find the show and get the support they need to build businesses they love. Thank you for being part of the Game On Girlfriend® community! (If you're not sure how to leave a review, you can watch this quick tutorial.)  

Can a pharmacist build a $10 million net worth without an extraordinary income? In this episode of the Milestones to Millionaire Podcast, Dr. Jim Dahle talks with a retired pharmacist who spent four decades building wealth through disciplined saving, long-term investing, and thoughtful real estate purchases. She shares how living below her means from the beginning of her career allowed her to become financially independent at age 52, even though she continued working for several more years by choice. Along the way, she navigated a divorce, cared for aging parents, invested through the 2008 financial crisis and the COVID market decline, and never abandoned her long-term investment plan. The conversation explores the power of compounding, balancing index fund investing with rental real estate, using market downturns as buying opportunities, and lessons learned while managing her parents' estate. She also explains why financial literacy within families matters and how open conversations can make estate transitions much smoother. Whether you're a physician, pharmacist, or any high-income professional, this episode demonstrates that building substantial wealth is less about chasing extraordinary returns and more about remaining disciplined over decades. Time in the market, consistent investing, and living below your means can create opportunities that are difficult to appreciate until compounding has decades to work. Resolve is the #1 rated physician contract team, reviewing 1000+ physician contracts every year. They empower physicians with location specific compensation data which leads to unparalleled leverage during the physician contract negotiation process. A physician contract lawyer is included and can negotiate on your behalf – alleviating the stress that can go along with reviewing complex legal terms. Flat-rate pricing and flexible schedules are designed for a physician's schedules. Use code WHITECOAT10 for 10% off! https://WhiteCoatInvestor.com/Resolve Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any advice they have for those who want to follow their example. Make sure to listen every Monday to be inspired by your fellow white coat investors. Celebrate YOUR Milestone on the Milestones to Millionaire Podcast: https://whitecoatinvestor.com/milestones  Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Who are you when you're no longer someone's wife?Divorce can shake more than your relationship status—it can impact your confidence, identity, body image, and even your belief that you'll ever feel attractive or desirable again. In this episode of Women Winning Divorce, Heather Quick is joined by confidence therapist, authentic dating strategist, and image expert Kimmy Seltzer to explore how women can reconnect with themselves and rebuild confidence after divorce.Kimmy shares her own “red dress moment” and explains why confidence isn't something you simply find—it's something you build through action. You'll hear how changing the way you dress, carry yourself, socialize, and approach dating can help create powerful internal shifts. She also breaks down her Charisma Quotient framework of style intelligence, emotional intelligence, and social intelligence, and explains why dating after divorce can be less about finding “the one” and more about rediscovering who you are.In this episode, you'll learn how to:Rebuild confidence by taking small, intentional actions outside your comfort zoneRediscover your identity and create a new version of yourself after divorceApproach dating with curiosity and confidence instead of pressureRecognize the common mistakes women make when dating after a long-term marriageIf divorce has left you wondering who you are, whether you're ready to date again, or how to feel confident being seen, play this episode to discover practical ways to reconnect with yourself and step into your next chapter with greater confidence and authenticity.Kimmy's Links:Kimmy's Quiz www.kimmyseltzer.com/quizWebsite www.kimmyseltzer.comCharisma Quotient Podcast https://podcasts.apple.com/us/podcast/charisma-quotient-build-confidence-make-connections/id1269595477Interested in working with us? Fill out this form here to get started.Not quite ready? Interact with us on socials! OR get all of your questions answered by taking our online course: Divorce 101!Divorce 101 Online Course- https://heather-quick.mykajabi.com/divorce-101Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce Website www.womenwinningdivorce.com Women Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com

Deep groin pain in the anterior hip on hip flexion may be AGS and the problem is not in the front of the hip. It's in the back of the hip!     Online Courses: https://richardhazel.podia.com Instagram: @richhazel   If you are watching on YouTube please Like Share and Subscribe to the Channel.  

Thinking about living separately before filing for divorce? The answer may not be what you expect, especially if you live in Florida.Many women assume legal separation is simply the first step toward divorce, but Florida law works differently. In this episode, Heather Quick clears up one of the biggest misconceptions she hears and explains what living apart does—and doesn't—change when you're still legally married.After listening, you'll:Understand the difference between legal separation and divorce in Florida.Learn what rights and responsibilities remain the same when you live apart.Discover the questions to ask yourself before deciding whether separation or divorce is the right next step for your situation.Listen now to gain the clarity you need to make informed decisions about your future with confidence, not confusion.If you're navigating divorce and need more guidance, don't miss the deeper conversation in #227 7 Costly Real Estate Mistakes Women Make During Divorce & How to Avoid Them with Madelin EspinoInterested in working with us? Fill out this form here to get started.Not quite ready? Interact with us on socials! OR get all of your questions answered by taking our online course: Divorce 101!Divorce 101 Online Course- https://heather-quick.mykajabi.com/divorce-101Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com.

Abstract: In this episode, Elizabeth and Karin discuss Chapter 4 of The Dangerous Philosophies of Michael Jackson: His Music, His Persona, and His Artistic Afterlife, The Narrative in Michael Jackson's Bad REFERENCE AS: Merx, Karin, and Elizabeth Amisu. “Episode 95 – The Dangerous Philosophies Part 4” Podcast, Michael Jackson's Dream Lives On: An Academic Conversation, 14 no. 1 (2026). Published electronically 21/08/26. https://michaeljacksonstudies.org/episode-95-the-dangerous-philosophies-part-4 The Journal of Michael Jackson Academic Studies asks that you acknowledge The Journal of Michael Jackson Academic Studies as the source of our Content; if you use material from The Journal of Michael Jackson Academic Studies online, we request that you link directly to the stable URL provided. If you use our content offline, please credit the source as follows: “Courtesy of The Journal of Michael Jackson Academic Studies.” All content is copyright-protected. Any unauthorised reproduction, redistribution, or use for artificial intelligence, machine learning, or automated data collection is strictly prohibited. Episode 95 – The Dangerous Philosophies Part 4By Elizabeth Amisu & Karin Merx Elizabeth Amisu, PGCE, MA, is editor of The Journal of Michael Jackson Academic Studies and author of The Dangerous Philosophies of Michael Jackson: His Music, His Persona, and His Artistic Afterlife. Find out more about Elizabeth here. Karin Merx, BMus, MA Art History, BA Cultural Philosophy, Classically trained Artist, Classically trained Musician, is editor of The Journal of Michael Jackson Academic Studies, and author of  A festive parade of highlights. La Grande Parade as evaluation of the museum policy of Edy De Wilde at the Stedelijk Museum Amsterdam, published with academic publisher Eburon. Find out more about Karin here. Our References and Where to Easily Find Them: Elizabeth Amisu, The Dangerous Philosophies of Michael Jackson: His Music, His Persona, and His Artistic Afterlife (Bloomsbury, paperback 2023) https://www.bloomsbury.com/uk/dangerous-philosophies-of-michael-jackson-9798765123645/ Elizabeth Amisu, ‘The Dangerous Philosophies' Online Course, https://onlineartseducation.co.uk/course/dangerous-philosophies-of-michael-jackson-online-course/

Is it actually too late to catch up if you did not start investing seriously until later in your career? In this episode, Dr. Jim Dahle answers a listener's honest question about starting late and wanting to retire within a couple of years. He walks through why there is no real shortcut, the math works the same for everyone, but there are still concrete levers you can pull: tightening your budget, making sure your accounts and investments are actually optimized, reconsidering your asset allocation, and in some cases taking on a reasonable amount of leverage. Jim also covers tools that can help someone with limited time before retirement stretch their income further, including single premium immediate annuities and TIPS ladders, both of which can lock in guaranteed income and reduce sequence of returns risk. He explains why working just a few extra years can dramatically improve nearly every part of the retirement equation at once, more savings, more compound growth, higher Social Security payments, and a shorter retirement to fund. The episode also covers a contract review correction, an introduction to turnkey real estate investing for out of state properties, and a detailed breakdown of tax loss harvesting, including when long short direct indexing might or might not be worth the added complexity. Starting late does not mean it is too late. It just means the plan has to be built around the time and resources you actually have. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Your site is down. It's 3am. Is it a bug, a bill, or a breach? You can't tell yet, and everyone is watching you find out. Matt Lea has spent fifteen years being the person companies call when an outage is costing them real money per hour, and his whole argument is that everything you'd want in that moment gets decided months earlier, on ordinary afternoons, when someone chose the convenient thing. We walk his top twelve dos and don'ts in AWS - infrastructure as code, IAM roles instead of access keys, private subnets, no wildcards, no public buckets - and I push on which of them actually matter if you're one person on a small VPS. Then we get to Cloud War Games, where Matt breaks things on purpose so your team's first real incident isn't their first incident. Let's get into it. Episode sponsors Sentry Error Monitoring, Code talkpython26 Talk Python Courses Talk Python Courses Links from the show Guest Matt Lea: linkedin.com Talk Python Certificates: training.talkpython.fm/certificates Schematical: schematical.com CloudWarGames.com: cloudwargames.com Zero to Hero on AWS Security: www.oreilly.com Repo: github.com Custom Wheel Offset: customwheeloffset.com 2012 TechCrunch Disrupt Hackathon: techcrunch.com tech comics: schematical.com shhgit: github.com Zero Trust in 200ms: Implementing Identity-Per-Transaction: us.pycon.org Coolify: coolify.io returned to full GA Nov 2025: aws.amazon.com Signed URLs/cookies: docs.aws.amazon.com Cloudflare: www.cloudflare.com Bunny Shield: bunny.net Cloud War Games One: www.youtube.com Cloud War Games Two: www.youtube.com LinkedIn: linkedin.com YouTube: youtube.com KnocKnoc: knocknoc.io Watch this episode on YouTube: youtube.com Episode #559 deep-dive: talkpython.fm/559 Episode transcripts: talkpython.fm Theme Song: Developer Rap

Most of us think certainty means confidence — that bold, "everything always works out for me" kind of energy. It doesn't. Confidence is built on evidence: you earn it by looking back at what you've already proven. Certainty is different. It's a deep inner knowing you can access before you have any proof at all, and it's one of the most important skills for building a genuinely wealthy life — not just a life with more money in it, but one where you trust your next move even when you can't yet explain why. In this solo episode, I break down the real difference between certainty and confidence, why we mix the two up, and how you can start practicing certainty as an actual skill — starting this week.   WHAT YOU'LL LEARN: What an Italian vineyard taught me about digging deeper roots instead of panicking when things feel scarce My jeans story — what it feels like when your intuition is right, even when it makes no sense at the time How Jamie Kern Lima built a billion-dollar company by trusting her own knowing over an investor's "no" Why your imagination is either your greatest asset or your biggest liability The negativity bias — and how to work with it instead of against it Two questions to ask yourself this week to start practicing certainty right now   RESOURCES MENTIONED  Believe It by Jamie Kern Lima (referenced in the episode) — https://amzn.to/4c5mk64   READY TO TRUST YOURSELF? If this episode has you thinking about where you've been waiting for proof instead of trusting what you already know, let's talk about what practicing certainty could look like in your business. As my GIFT to Girlfriends, I offer a 30-minute discovery call. https://app.acuityscheduling.com/schedule.php?owner=13047670&appointmentType=2244195   FREE GIFT FROM SARAH Get Sarah's Freedom Calculator and discover how much your business needs to make to finally be free. Download at https://sarahwalton.com/freedom   LEARN FROM SARAH Explore Sarah's online courses and free resources to start building your business with confidence. Online Courses: https://sarahwalton.com/online-courses Free Resources: https://sarahwalton.com/free-resources   CONNECT WITH SARAH Website: https://sarahwalton.com/podcast YouTube: https://www.youtube.com/@TheSarahWalton Instagram: https://instagram.com/thesarahwalton   ABOUT SARAH WALTON Sarah Walton is a wealth consciousness coach, strategic advisor, podcast host, and mentor who helps women entrepreneurs build businesses they love. Her mission is simple: to put more money in the hands of more women. She's the creator of the Abundance Academy, The Art of Receiving, and the Game On Girlfriend® podcast. Sarah teaches authentic, heart-centered business strategies because when women have more financial power, they don't just keep it — they use it to take care of their families, support their communities, and build something bigger than themselves.   RELATED GAME ON GIRLFRIEND® EPISODES YOU'LL LOVE Episode 1: Don't Live a Life of Almosts — https://sarahwalton.com/dont-live-a-life-of-almosts/ Episode 339: Trust Your Intuition in Business — A Lesson in Serenity and the Next Play, with Bron Watson — https://sarahwalton.com/trust-your-intuition-in-business/ Episode 331: How to Quiet the Noise and Hear Your Intuition with Diana Firth — https://sarahwalton.com/spiritual-simplicity-diana-firth/   LOVE THE SHOW? LEAVE US A REVIEW! Thank you so much for listening. I'm honored that you're here, and I'd be grateful if you could leave a quick review on Apple Podcasts by clicking here, scrolling to the bottom, and clicking "Write a review." Your reviews help other women entrepreneurs find the show and get the support they need to build businesses they love. Thank you for being part of the Game On Girlfriend® community! (If you're not sure how to leave a review, you can watch this quick tutorial.)  

Online education has never been easier to access. You can learn almost anything through YouTube, Udemy, online communities, independent creators, coaches, and specialized training programs. Access isn't the problem anymore. Trust is. There's a big difference between spending $10 on a course and investing $2,000, $5,000, or more in a mentor, mastermind, or coaching program. When the investment gets larger, a five-star testimonial on a sales page doesn't cut it. In this episode of Building Better Developers, Rob Broadhead and Michael Meloche talk with Amit Zandberg about the challenge of creating trustworthy AI course reviews and helping people evaluate online mentors and high-ticket educational programs. The conversation quickly moves beyond online courses into a bigger question: Can AI help us establish trust, or does it make the trust problem even harder? About Amit Zandberg Amit Zandberg is an entrepreneur focused on bringing greater trust and transparency to online education. Through his work building a review platform for online mentors, creators, courses, and high-ticket educational programs, Amit is tackling a growing problem in the creator economy: helping potential students determine whether an expensive program is actually a good fit before they invest. His approach combines detailed learner feedback with AI-assisted analysis to identify patterns, pros and cons, mentor quality, learning experiences, and results while also addressing the growing challenge of fake and AI-generated reviews. Amit's work sits at the intersection of online education, entrepreneurship, artificial intelligence, consumer trust, and the creator economy. His experience provides a practical look at both sides of AI: using it to make businesses more efficient while building safeguards around the new problems AI can create. The Problem With High-Ticket Online Education Reviews exist almost everywhere. Before buying software, booking a hotel, choosing a restaurant, or ordering a product, we expect to find them. High-ticket online education works differently. A creator can spend months building an audience on LinkedIn, Instagram, TikTok, or YouTube. Eventually, they launch a coaching program, mastermind, or specialized course—and someone who's been consuming free content is suddenly asked to spend thousands of dollars. Amit ran into this problem himself. The issue isn't necessarily whether the mentor is good or bad. A highly rated mentor can still be the wrong mentor for you. Instead of asking: "Is this course good?" A better question is: "Is this course good for someone with my goals, experience, expectations, and problems?" That takes a lot more than a star rating to answer. Better Reviews Require Context Amit's approach favors detailed reviews over short comments. "This course was great" doesn't tell a potential student much. A useful review explains the person's situation, the problem they were solving, what they experienced, and what results they received. Context changes the value of a review—and what AI can do with it. Instead of asking reviewers to produce structured data by hand, Amit's approach is to collect detailed human experiences and use AI to extract useful information such as: Common pros and cons Patterns across multiple reviews Who a program may be best suited for The learning experience Results reported by students Mentor quality Differences between positive and negative experiences The goal isn't simply for AI to write another summary. It's to turn a large collection of human experiences into information a potential buyer can actually use. AI Should Analyze the Evidence, Not Replace It This became one of the more interesting parts of our conversation. AI can process hundreds of reviews much faster than a person can. But feeding those reviews into a model and simply asking, "Is this course good?" creates another trust problem. What did the model prioritize? Did it lean too heavily on recent reviews? Did negative experiences get buried? Did it exaggerate positive feedback? Did it reach conclusions the underlying reviews didn't actually support? Amit's approach breaks the analysis into specific parameters rather than relying on one generalized AI-generated summary. That's a useful lesson for anyone building AI-enabled products: Don't ask AI to make one giant judgment when you can have it analyze smaller, measurable pieces of information. AI works better as an analytical layer over the evidence than as a replacement for the evidence itself. The Fake Review Problem Gets Harder With AI If AI can analyze reviews, it can also create them. Fake reviews aren't new. Businesses have been gaming review platforms for years. Generative AI simply lowers the amount of effort required to produce convincing content. Someone could potentially generate dozens of realistic-looking reviews in minutes. That means review platforms need multiple signals to determine what's legitimate. Amit described several approaches his platform uses or is developing, including detailed review questions that increase the effort required to submit feedback, account requirements that make it harder to create mass fake identities, and timing analysis that can identify suspicious activity, such as a sudden burst of positive reviews. His team also uses AI-related detection techniques and manual review when activity appears suspicious. In some cases, reviewers can be contacted directly and asked to provide additional verification that they actually purchased a program. None of these methods guarantees authenticity on its own. Together, however, they increase the cost and difficulty of manipulating the system. Security Often Comes From Layers Amit compared the strategy to preventing theft in a store. A determined person may still find a way around an individual safeguard, but stores don't rely on one control. They use cameras, employees, alarms, inventory controls, security tags, and other signals. The goal isn't necessarily to make theft mathematically impossible. It's to make manipulation difficult enough that it becomes rare—and detectable enough that a small amount of bad data doesn't overwhelm the legitimate information. The same principle applies to AI systems. We often search for the perfect AI detector, perfect security control, or perfect validation rule. It usually doesn't exist. Resilient systems combine multiple imperfect controls. Use AI to Make Humans Faster Amit's company also uses AI internally, not just in the customer-facing product. AI helps collect and organize information, summarize large amounts of review data, analyze SEO information, and identify areas that need human attention. Work that previously required hours of manual effort can be significantly reduced. That's where many businesses can find immediate value from AI. The right question usually isn't: "How can AI replace this job?" A better question is: "Which repetitive parts of this job can AI handle so the person can spend more time making decisions?" That's augmentation rather than replacement. For many organizations, it's also a safer and more productive path toward AI adoption. Testing AI Means Testing the Business Too As a QA professional, Michael pushed the conversation toward another important question: How do you know the system is actually working? That's not just an AI testing question. It's a business testing question. For a platform built around search traffic, reviews, and user behavior, success depends on a stack of assumptions. Will people search for a mentor before buying? Will they click? Will they trust the information? Will they stay on the site? Will the review data actually help them make a decision? Will AI analysis make the experience better, or will it simply add another layer of technology? Some of those answers take time, particularly when SEO is involved. Amit described an iterative approach: make an assumption, measure what happens, determine whether it works, and then move forward or try again. It's simple to describe, but it's one of the most important habits in both software development and entrepreneurship. Don't Automate an Assumption You Haven't Validated AI makes building fast. That's useful. It also makes it remarkably easy to scale the wrong idea. Before automating a process, ask whether the process itself works. Before scaling content, determine whether people actually want it. Before trusting an AI summary, determine whether the underlying information is trustworthy. And before spending thousands of dollars on a mentor, make sure you understand enough about the subject—and yourself—to recognize whether that mentor can actually deliver something valuable. Technology can make decisions faster. The foundation still matters: Good data. Clear assumptions. Real validation. Human judgment. Those become more important, not less, as AI becomes easier to use. Stay Connected: Join the Developreneur Community

How does an OB-GYN earning a fairly typical physician income build a net worth of more than $20 million? In this episode of the Milestones to Millionaire Podcast, Dr. Jim Dahle talks with Carlos, an OB-GYN who has spent 25 years steadily building wealth through disciplined investing, consistent saving, and thoughtful real estate investments. Carlos explains how he and his wife started by saving roughly 30% of their income and investing in broad stock market index funds. As their career progressed, they expanded into commercial real estate, purchased medical office buildings, and eventually added short-term rental properties to create additional cash flow. One of the biggest milestones came after refinancing their home in 2011 and using $100,000 to purchase a Florida foreclosure near the bottom of the housing market. Through appreciation and multiple 1031 exchanges, that investment ultimately grew into approximately $3.6 million while allowing them to defer capital gains taxes. They also discuss balancing a portfolio between equities and real estate, using leverage responsibly, building income-producing properties, estate planning, and preparing for retirement after decades of disciplined investing. This conversation is a reminder that extraordinary wealth rarely comes from chasing the next hot investment. It is far more often the result of earning well, investing consistently, remaining patient, and allowing compounding to work over many years. This podcast is sponsored by Bob Bhayani at Protuity. He is an independent provider of disability insurance planning solutions to the medical community in every state and a long-time white coat investor sponsor. He specializes in working with residents and fellows early in their careers to set up sound financial and insurance strategies. If you need to review your disability insurance coverage or to get this critical insurance in place, contact Bob at https://whitecoatinvestor.com/protuity today by email info@protuity.com or by calling (973) 771-9100. Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any advice they have for those who want to follow their example. Make sure to listen every Monday to be inspired by your fellow white coat investors. Celebrate YOUR Milestone on the Milestones to Millionaire Podcast: https://whitecoatinvestor.com/milestones  Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Maybe you know you're in a narcissistic relationship, but what's keeping you from actually breaking free?Understanding narcissistic abuse is only the beginning of recovery. Many survivors can identify the manipulation, gaslighting, and trauma bonds, yet still feel trapped by shame, fear, or uncertainty. In this powerful conversation, Heather Quick sits down with attorneys, advocates, and Narcissist Slayers co-hosts Hope Jay and Lynn Catalano to explore why awareness alone isn't enough and what it really takes to reclaim your confidence, rebuild healthy boundaries, and create a life free from narcissistic abuse.By listening to this episode, you'll discover:How to recognize the subtle warning signs of narcissistic abuse before they become impossible to ignore.Why healing requires more than knowledge and how practical exercises can help you move from surviving to thriving.The mindset shifts and recovery tools that empower survivors to stop repeating toxic relationship patterns and confidently build healthier futures.If you're ready to move beyond simply recognizing narcissistic abuse and finally take meaningful steps toward healing, confidence, and lasting freedom, this is an episode you won't want to miss.The Narcissist Slayers' Links:Workbook: https://www.amazon.com/Slay-Your-Narcissist-Survivors-Narcissistic/dp/B0H2XZWCD6Take the Quiz! https://centerforhopewny.org/are-you-a-victim/ Instagram: https://www.instagram.com/narcslayerspod/Facebook: https://www.facebook.com/people/The-Narcissist-Slayers-Podcast/61555214505139/Podcast: https://open.spotify.com/episode/0ZgiqtgYndSJOcjRFXsz9H?si=e87417a9fd614693Interested in working with us? Fill out this form here to get started.Not quite ready? Interact with us on socials! OR get all of your questions answered by taking our online course: Divorce 101!Divorce 101 Online Course- https://heather-quick.mykajabi.com/divorce-101Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com

Getting started is always challenging. I made a lot of mistakes and I'm sharing what worked and what didn't work. I'm not your guru so I'm not suggesting that you do anything.  I'm just sharing what I think so maybe some of you will benefit from what I have learned by trial and error.   Online Courses: https://richardhazel.podia.com Instagram: @richhazel  

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Teri Ijeoma. A stock trader, entrepreneur, educator, and New York Times bestselling author of The Risk Worth Taking. The conversation focuses on her journey from elementary school assistant principal to successful investor, her philosophy on risk-taking, and her mission to teach financial literacy and wealth-building through stock market investing. Purpose of the Interview The primary purpose of the interview was to: Promote Teri's new book, The Risk Worth Taking. The book uses a fictional story inspired by her own journey to teach investing while helping readers overcome fear and uncertainty. Educate listeners about investing and financial freedom. Teri explains her investing philosophy, online courses, and practical framework for making investment decisions. Inspire entrepreneurship and courageous decision-making. She shares how leaving a toxic work environment and traveling the world led to her successful business and investing career. Show how faith, education, and calculated risk-taking can create opportunities and wealth. Teri emphasizes that financial success often follows courageous action and consistent learning. Key Takeaways 1. Success Begins with a Willingness to Take Risks Teri left her position as an assistant principal and chose an uncertain path that ultimately transformed her life. Her story illustrates that meaningful growth often requires stepping beyond comfort and security. Lesson: Major opportunities frequently exist on the other side of uncertainty. 2. Fear Is a Bigger Obstacle Than Knowledge After teaching more than 40,000 students, Teri discovered that many people understand investing but hesitate to act because of fear. Lesson: Financial success requires both knowledge and the confidence to take action. 3. Investing Creates Freedom Teri views investing as more than a way to earn money. She believes it provides flexibility, options, and the ability to pursue one's passions. Lesson: Wealth should be viewed as a tool that expands life choices and personal freedom. 4. Simple Education Drives Results One reason for her success is her ability to explain complex financial concepts in an accessible way. Her teaching style removes intimidation and helps people build confidence. Lesson: Complex subjects become achievable when taught clearly and practically. 5. Courage Comes Before Clarity Teri challenges the belief that people need a perfect plan before taking action. She argues that courage is often required first, with clarity developing afterward. Lesson: Waiting for perfect certainty can prevent progress. 6. Faith and Purpose Shape Success Her educational journey from MIT to Dallas Theological Seminary influenced both her career and worldview. She sees teaching investing as a calling that helps people improve their lives. Lesson: Combining talent with purpose creates greater impact. 7. AI and Economic Change Will Increase the Need for Financial Literacy Teri believes technological changes may disrupt traditional employment. She hopes more people will learn to invest so they can create income and opportunities independently. Lesson: Financial education is becoming increasingly important in a rapidly changing economy. The Four C's Framework A central concept in The Risk Worth Taking is the framework for taking smart risks: 1. Courage Taking the first step despite uncertainty. 2. Clarity Learning the fundamentals and understanding the opportunity. 3. Caution Managing risk and making informed decisions. 4. Confidence Developing expertise and trusting your process. Notable Quotes On Risk-Taking "This is a risk, yes. Every investment comes with a little bit of uncertainty, but it's still worth it." On Leaving Comfort Zones "If I had not stepped out, none of this would have been possible." On Courage "Your whole life is on the other side of courage." On Financial Freedom "If I can teach you how to invest, I can teach you how to have options in your life. I can teach you how to have more freedom in your life." On Faith "I just had to not trust in everything I could see... if I walk in this gift and just do the thing that's been on my heart, God will take care of the rest." On Action Versus Planning "Sometimes you just have to have the courage to step out... then you can figure it all out." On Her Mission "This is my new form of ministry." On Her Desired Legacy "Because of Teri Ijeoma and her great teaching on finances and investing, all of the people that were becoming unemployed learned how to use their severance packages to invest in the stock market and start building their own careers and freedom." Overall Assessment The interview is ultimately about much more than stock trading. It is a conversation about personal transformation, courage, faith, entrepreneurship, and financial empowerment. Teri Ijeoma presents investing as a vehicle for creating freedom and opportunity, while encouraging listeners to overcome fear, take calculated risks, and pursue a larger vision for their lives. #SHMS #STRAW #BEST Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Teri Ijeoma. A stock trader, entrepreneur, educator, and New York Times bestselling author of The Risk Worth Taking. The conversation focuses on her journey from elementary school assistant principal to successful investor, her philosophy on risk-taking, and her mission to teach financial literacy and wealth-building through stock market investing. Purpose of the Interview The primary purpose of the interview was to: Promote Teri's new book, The Risk Worth Taking. The book uses a fictional story inspired by her own journey to teach investing while helping readers overcome fear and uncertainty. Educate listeners about investing and financial freedom. Teri explains her investing philosophy, online courses, and practical framework for making investment decisions. Inspire entrepreneurship and courageous decision-making. She shares how leaving a toxic work environment and traveling the world led to her successful business and investing career. Show how faith, education, and calculated risk-taking can create opportunities and wealth. Teri emphasizes that financial success often follows courageous action and consistent learning. Key Takeaways 1. Success Begins with a Willingness to Take Risks Teri left her position as an assistant principal and chose an uncertain path that ultimately transformed her life. Her story illustrates that meaningful growth often requires stepping beyond comfort and security. Lesson: Major opportunities frequently exist on the other side of uncertainty. 2. Fear Is a Bigger Obstacle Than Knowledge After teaching more than 40,000 students, Teri discovered that many people understand investing but hesitate to act because of fear. Lesson: Financial success requires both knowledge and the confidence to take action. 3. Investing Creates Freedom Teri views investing as more than a way to earn money. She believes it provides flexibility, options, and the ability to pursue one's passions. Lesson: Wealth should be viewed as a tool that expands life choices and personal freedom. 4. Simple Education Drives Results One reason for her success is her ability to explain complex financial concepts in an accessible way. Her teaching style removes intimidation and helps people build confidence. Lesson: Complex subjects become achievable when taught clearly and practically. 5. Courage Comes Before Clarity Teri challenges the belief that people need a perfect plan before taking action. She argues that courage is often required first, with clarity developing afterward. Lesson: Waiting for perfect certainty can prevent progress. 6. Faith and Purpose Shape Success Her educational journey from MIT to Dallas Theological Seminary influenced both her career and worldview. She sees teaching investing as a calling that helps people improve their lives. Lesson: Combining talent with purpose creates greater impact. 7. AI and Economic Change Will Increase the Need for Financial Literacy Teri believes technological changes may disrupt traditional employment. She hopes more people will learn to invest so they can create income and opportunities independently. Lesson: Financial education is becoming increasingly important in a rapidly changing economy. The Four C's Framework A central concept in The Risk Worth Taking is the framework for taking smart risks: 1. Courage Taking the first step despite uncertainty. 2. Clarity Learning the fundamentals and understanding the opportunity. 3. Caution Managing risk and making informed decisions. 4. Confidence Developing expertise and trusting your process. Notable Quotes On Risk-Taking "This is a risk, yes. Every investment comes with a little bit of uncertainty, but it's still worth it." On Leaving Comfort Zones "If I had not stepped out, none of this would have been possible." On Courage "Your whole life is on the other side of courage." On Financial Freedom "If I can teach you how to invest, I can teach you how to have options in your life. I can teach you how to have more freedom in your life." On Faith "I just had to not trust in everything I could see... if I walk in this gift and just do the thing that's been on my heart, God will take care of the rest." On Action Versus Planning "Sometimes you just have to have the courage to step out... then you can figure it all out." On Her Mission "This is my new form of ministry." On Her Desired Legacy "Because of Teri Ijeoma and her great teaching on finances and investing, all of the people that were becoming unemployed learned how to use their severance packages to invest in the stock market and start building their own careers and freedom." Overall Assessment The interview is ultimately about much more than stock trading. It is a conversation about personal transformation, courage, faith, entrepreneurship, and financial empowerment. Teri Ijeoma presents investing as a vehicle for creating freedom and opportunity, while encouraging listeners to overcome fear, take calculated risks, and pursue a larger vision for their lives. #SHMS #STRAW #BEST Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSee omnystudio.com/listener for privacy information.

How much does a divorce cost and what actually determines the final price of your divorce? If you're thinking about divorce, you're probably looking for a clear answer about what it will cost. The reality is that every divorce is different. In this episode, Heather Quick explains the key factors that influence divorce costs, why conflict and financial complexity matter, and how being prepared can help you make smarter decisions while protecting your future. After listening, you'll:Understand the biggest factors that affect the cost of a divorce, from conflict to complex finances.Learn why preparation and organization can help reduce unnecessary delays and legal expenses.Discover practical steps you can take now to protect your finances, your children, and your long-term future. Listen now to learn what really determines divorce costs so you can move forward with greater clarity, confidence, and a plan that protects what matters most.If you're navigating divorce and need more guidance, don't miss the deeper conversation in #227 7 Costly Real Estate Mistakes Women Make During Divorce & How to Avoid Them with Madelin EspinoInterested in working with us? Fill out this form here to get started.Not quite ready? Interact with us on socials! OR get all of your questions answered by taking our online course: Divorce 101!Divorce 101 Online Course- https://heather-quick.mykajabi.com/divorce-101Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com.

Are you spending your time, energy, and attention on financial optimizations that barely move the needle? In this episode, Dr. Jim Dahle and Tyler Scott, President of Planning at White Coat Planning, work through a series of real listener questions, from Trump account contribution rules and gift tax exclusions to HSA family contribution limits and 457 plan quirks, and use each one to illustrate a bigger point. Some financial moves genuinely change your outcome. Others feel productive but barely register. They walk through examples of both. A listener trying to squeeze out a few extra months of tax-free growth by pre-funding a solo 401(k) contribution gets a gentle but clear answer: the impact is measured in hours, not years. Meanwhile, using a mega backdoor Roth option in that same account, or choosing tax-efficient accounts for early retirement withdrawals, can genuinely shift a retirement date by months or years. Tyler also introduces his framework of the four currencies of life, money, time, energy, and attention, and how understanding which one you're actually spending helps clarify which optimizations are worth pursuing. The takeaway is not that details do not matter. It is that knowing which details matter is the real skill. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Roberta Ravella spent 25 years in mortgage origination. She was good at it. She was also, by her own account, a classic case of burnout. She tried coaching. She tried marketing. She even opened an AI business with a friend. Two months in, something in her said no, and she couldn't push past it the way she used to. So she stopped. Her mentor sent her on a six-week break with one rule: shut it all off. What Roberta found on the other side of that break is what she now calls The Joy Experiment. This conversation is about what it took to get there, and what her mornings look like now that she's arrived.   WHAT YOU'LL LEARN  Why Roberta calls her old business model "golden bricks" she couldn't build anything out of The real difference between a priority and an energetic value, and why mixing them up keeps you stuck How years of chronic stomach pain led Roberta to nervous system work she didn't know she needed Why she says "your definition of easy needs to grow up," and what that looks like in practice Why joy doesn't have to be something you earn at the end of a long to-do list   ROBERTA'S FREE GIFT FOR GAME ON GIRLFRIEND® LISTENERS Roberta's book, Open for Business: How To Build A Business You Love Without The Hustle And Grind, will be free on Kindle for 10 days starting on this episode's publish date of August 11, 2026. Get your free copy here https://a.co/d/0dwpxoqg   CONNECT WITH ROBERTA RAVELLA  Linktree: https://linktr.ee/robertaravella Website (The Joy Experiment): https://thejoyexperiment.live/   ABOUT ROBERTA RAVELLA Roberta Ravella spent 25 years in mortgage origination before stepping away to found The Joy Experiment — the heart and science of creating your life and business in joy, ease, and flow. Her work now centers on energetic values, nervous system healing, and helping women build businesses that don't require self-punishment to succeed.   READY TO BUILD YOUR CONFIDENCE? There's a reason we talk about mindset on this podcast just as much as strategy, because what's happening in your nervous system shows up directly in your business results. If this episode had you thinking about a business you've been white-knuckling your way through, I'd love to spend 30 minutes with you.   As my free gift to Girlfriends, I offer a 30-minute discovery call. We'll talk about where you are right now and what might be getting in the way. Book here: https://app.acuityscheduling.com/schedule.php?owner=13047670&appointmentType=2244195   FREE GIFT FROM SARAH Get Sarah's Freedom Calculator and discover how much your business needs to make to finally be free. Download at https://sarahwalton.com/freedom   LEARN FROM SARAH Explore Sarah's online courses and free resources to start building your business with confidence. Online Courses: https://sarahwalton.com/online-courses Free Resources: https://sarahwalton.com/free-resources   CONNECT WITH SARAH Website: https://sarahwalton.com/podcast YouTube: https://www.youtube.com/@TheSarahWalton Instagram: https://instagram.com/thesarahwalton   ABOUT SARAH WALTON Sarah Walton is a wealth consciousness coach, strategic advisor, podcast host, and mentor who helps women entrepreneurs build businesses they love. Her mission is simple: to put more money in the hands of more women. She's the creator of the Abundance Academy, The Art of Receiving, and the Game On Girlfriend® podcast. Sarah teaches authentic, heart-centered business strategies because when women have more financial power, they don't just keep it — they use it to take care of their families, support their communities, and build something bigger than themselves.   RELATED GAME ON GIRLFRIEND® EPISODES YOU'LL LOVE  Episode 307: Stop Hustling & Start Leading with Grace: The Grace Codes, with Dr. Kelly Martin Schuh — https://sarahwalton.com/grace-codes-feminine-leadership-women-entrepreneurs/ Episode 313: But What About the Money? Why Your Nervous System Determines Your Income — https://sarahwalton.com/money-mindset-nervous-system-income Episode 285: Creating a Multi-Million Dollar Franchise Business Out of Joy with Rhea Lana Riner — https://sarahwalton.com/joy-based-business   LOVE THE SHOW? LEAVE US A REVIEW! Thank you so much for listening. I'm honored that you're here, and I'd be grateful if you could leave a quick review on Apple Podcasts by clicking here, scrolling to the bottom, and clicking "Write a review." Your reviews help other women entrepreneurs find the show and get the support they need to build businesses they love. Thank you for being part of the Game On Girlfriend® community! (If you're not sure how to leave a review, you can watch this quick tutorial.)  

How does a physician couple pay off $405,000 in student loans in less than two years, while one of them is still in residency? In this Milestones to Millionaire episode, Joe, an anesthesiologist, and Mary Beth, an Air Force dermatologist and first-year attending, share how they eliminated more than $400,000 in combined student loan debt in about 20 months. Joe explains how a strong anesthesia market, no kids yet, and a decision to keep driving seven-year-old cars rather than inflating their lifestyle let them redirect nearly every extra dollar toward the loans. They walk through the psychological side of carrying a debt like this, why Joe felt he "wasn't fully done with medical school" until it was gone, and how the process shifted from feeling impossible to feeling automatic. They also discuss the tradeoffs of paying aggressively instead of investing the difference, and why the peace of mind outweighed the math for them, even while still managing to take about five international trips and buy a house during the same period. Now debt free aside from their mortgage, Joe and Mary Beth are shifting that same cash flow toward maxing out retirement accounts, building a taxable brokerage account, and setting aside reserves for future real estate investing. Paying off a large debt fast doesn't have to mean putting your whole life on hold. It just takes a plan, a shared goal, and a willingness to prioritize what matters most. Imagine your capital working quietly in the background, compounding into something meaningful while you stay focused on the life and work that matter most. Black Swan Real Estate's Secure Freedom Fund was built for physicians and accredited investors who want clarity, control, and a steady path to financial independence. With over 14 years of experience, a $450M portfolio, and over 600 passive investors, Black Swan combines discipline, transparency, and hands-on stewardship. Their investor-first structure is rooted in alignment, offering the choice between reliable monthly income or compounded growth over time. Led by physician Dr. Elaine Stageberg and a vertically integrated team, every investment is managed with care and intention. Discover how Secure Freedom Fund fits your goals: https://whitecoatinvestor.com/blackswan Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any advice they have for those who want to follow their example. Make sure to listen every Monday to be inspired by your fellow white coat investors. Celebrate YOUR Milestone on the Milestones to Millionaire Podcast: https://whitecoatinvestor.com/milestones  Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Every company has one. The little internal tool that Jane built back in 2021, and then Jane left. Nobody understands it, nobody will touch it. There are two unwritten rules around it: don't change it, it's working. And if you break it, you bought it. That's dark-matter enterprise software. For every app you can actually see, there are ten of these sitting in the shadows, frozen. Michael Booth thinks that just changed. He read my article on hyper-personal software and ran with it, writing about hyper-team software: small teams inside big companies finally building the tools that were never going to get built. We cover where this works, where it quietly goes wrong, and the guardrails that keep it from turning into a mess. Let's get into it. Episode sponsors Sentry Error Monitoring, Code talkpython26 Python in Production Talk Python Courses Links from the show Guest Michael Booth: github.com Talk Python AI Integrations: talkpython.fm/blog From Hyper-Personal to Hyper-Team Software: Small Team-Built, AI-Assisted Tools Inside the Enterprise: www.databooth.com.au What hyper-personal software looks like (MK's article): mkennedy.codes Databooth Site: www.databooth.com.au Wall Street just lost $285 billion because of 13 markdown files: martinalderson.com SaaSpocalypse is real but everyone is panicking about the wrong thing: www.reddit.com Warp Terminal: www.warp.dev Watch this episode on YouTube: youtube.com Episode #558 deep-dive: talkpython.fm/558 Episode transcripts: talkpython.fm Theme Song: Developer Rap

Divorce or mediation? Did you know the first decision you make in your divorce could have a bigger impact than the divorce itself?Most women assume going to court is simply "how divorce works." But that's not always true. In this episode, Heather Quick sits down with former family law litigator and mediator Jen Mitchell Love to explain the different divorce paths available, why mediation can often protect your finances and your children, and how choosing the right process can dramatically reduce stress, conflict, and unnecessary legal costs.After listening, you'll discover:How to determine which divorce process is the best fit for your family and circumstances.The real emotional and financial costs of litigation and when it may actually be necessary.Practical ways to approach divorce with greater clarity, confidence, and a focus on protecting your future and your children.Before you make one of the biggest decisions of your divorce journey, listen to this episode and learn how choosing the right process can help you move forward with more confidence, less conflict, and a stronger foundation for your next chapter.Jen's Socials/Links:Solace Mediation: https://solacedivorce.com/Instagram: https://www.instagram.com/solacedivorcewithlove/Facebook: https://www.facebook.com/solacedivorcemediationEmail: admin@solacedivorce.comInterested in working with us? Fill out this form here to get started.Not quite ready? Interact with us on socials! OR get all of your questions answered by taking our online course: Divorce 101!Divorce 101 Online Course- https://heather-quick.mykajabi.com/divorce-101Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com

I didn't know about this muscular entrapment of the LON. I knew that the SCM could entrap the LON but I had not idea, until this week, that there another important zone of entrapment that needs to be considered.   If you liked the content please share it. If you're listening from YouTube please Like, Subscribe and Share!     Online Courses: https://richardhazel.podia.com Instagram: @richhazel    

I've sold over $1M in online courses and yes, online courses are still relevant today. Let's look at Jessi Jean's viral YAP CHALLENGE as a case study.Check out Metricool's YouTube Study: https://metricool.com/youtube-study/?utm_source=podcast&utm_medium=influencer&utm_campaign=20260807_latasha-james_youtube-study_en&utm_content=audio&utm_term=q3Thanks to Metricool for sponsoring this episode. Get 30 days free on any Metricool plan with code LATASHA using this link: https://metricool.com/latasha-james/?utm_source=podcast&utm_medium=influencer&utm_campaign=20260807_latasha-james_sign-up_en&utm_content=audio&utm_term=q3

Who gets the house in a divorce and does moving out mean you have already lost your claim to it?The family home is often one of the most emotional and financially significant issues in a divorce. Many women assume that staying in the house guarantees they will keep it, while moving out means giving it up. In reality, the answer depends on a much bigger picture, including finances, children, ownership, safety, and long-term goals. In this episode, Heather Quick breaks down the misconceptions surrounding the marital home and explains why every decision should be made strategically rather than emotionally.After listening, you will learn:Why staying in the home does not automatically mean you will receive it in the divorce.Why moving out does not necessarily mean you have surrendered your rights to the property.How to evaluate your finances, parenting needs, safety, and long-term priorities before making a major housing decision.Listen to this episode before making a decision about the marital home so you can protect your financial future and move forward with greater clarity and confidence.If you're navigating divorce and need more guidance, don't miss the deeper conversation in #150 Why Selling the House Could Be the Key to a Fresh Start After DivorceInterested in working with us? Fill out this form here to get started.Not quite ready? Interact with us on socials! OR get all of your questions answered by taking our online course: Divorce 101!Divorce 101 Online Course- https://heather-quick.mykajabi.com/divorce-101Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com.

What changed for medical and dental students now that federal student loan borrowing has a hard cap, and what should you do if you're already deep into school? In this episode, Dr. Jim Dahle breaks down the new private student loan landscape following the One Big Beautiful Bill Act, sharing real stories from students facing six-figure federal loan limits, cosigner requirements, and double-digit private loan rates. He then works through listener questions spanning several major financial planning decisions. Topics include how to properly account for rental income, real estate debt funds, and syndications when calculating financial independence, and whether a couple sitting on a historic stock market run should shift to a more conservative portfolio. Jim also walks through ten different ways parents can help a child buy their first home, from outright gifts and family trusts to family offset mortgages and cosigning, ranking each option from best to worst based on tax efficiency, risk, and family dynamics. The episode closes with an in-depth look at the decision between one income and two income households, including the tax mechanics that make it more affordable than it looks, the career risks of stepping away from a job long-term, and how to think about financial protection and power dynamics when one spouse stays home. Across every topic, the same principle applies: run the numbers, get clear on your values, and make decisions based on your actual life rather than what everyone else seems to be doing. This podcast is sponsored by Bob Bhayani at Protuity. He is an independent provider of disability insurance planning solutions to the medical community in every state and a long-time white coat investor sponsor. He specializes in working with residents and fellows early in their careers to set up sound financial and insurance strategies. If you need to review your disability insurance coverage or to get this critical insurance in place, contact Bob at https://whitecoatinvestor.com/protuity today by email info@protuity.com or by calling (973) 771-9100. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Maggie Berghoff, founder and CEO of The Online Business Academy™, a mentorship business that helps health and wellness professionals build successful online businesses while creating lives that align with their priorities.Through high-touch mentorship, guidance, and real-time support, Maggie helps experts move beyond the old online course model and build businesses rooted in proximity, transformation, and true client results.Now, Maggie's journey from nurse practitioner to best-selling author and founder of an 8-figure company shows what's possible when personal healing, purpose, and business vision come together.And while growing her company, building the right internal team, and raising three young children, she remains deeply committed to leading with calm, intention, and a peaceful mindset at home and at work.Here's where to find more:https://www.maggieberghoff.comhttps://www.instagram.com/maggie_berghoffhttps://www.tiktok.com/@maggie_berghoff________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here:https://linktr.ee/unforgetyourself

Most of us don't actually have trouble making money. It's the keeping of it — the receiving of it — that's the problem. If you added up how much money has passed through your hands over your lifetime, the number would probably surprise you. It comes in, you manage it, you pay bills, and then it's "gone," so you never really see how much you're circulating. That's not a money-making problem. That's a receiving problem, and most women were never taught the skill. In this solo episode, I break down what receiving actually is, why we were never taught to do it, and how you can start practicing it today.   WHAT YOU'LL LEARN The friendship bracelet story that reveals exactly when we're taught to stop receiving Why women in particular tend to under-apply for things they're qualified for — and where that pattern comes from Why your natural gifts were meant to become your living, not something you give away for free What a $40,000 handbag taught me about the difference between having money and actually receiving it Where you're already wealthy right now, even before more money shows up Small daily practices that start building your capacity to receive   RESOURCES MENTIONED Lean In by Sheryl Sandberg    READY TO BUILD YOUR BUSINESS? If this episode had you noticing a place where you push away money, help, or support, let's talk about it. As my FREE GIFT to Girlfriends, I offer a 30-minute discovery call. Book here: https://app.acuityscheduling.com/schedule.php?owner=13047670&appointmentType=2244195   FREE GIFT FROM SARAH Get Sarah's Freedom Calculator and discover how much your business needs to make to finally be free. Download at https://sarahwalton.com/freedom   LEARN FROM SARAH Explore Sarah's online courses and free resources to start building your business with confidence. Online Courses: https://sarahwalton.com/online-courses Free Resources: https://sarahwalton.com/free-resources   CONNECT WITH SARAH Website: https://sarahwalton.com/podcast YouTube: https://www.youtube.com/@TheSarahWalton Instagram: https://instagram.com/thesarahwalton   ABOUT SARAH WALTON Sarah Walton is a wealth consciousness coach, strategic advisor, podcast host, and mentor who helps women entrepreneurs build businesses they love. Her mission is simple: to put more money in the hands of more women. She's the creator of the Abundance Academy, The Art of Receiving, and the Game On Girlfriend® podcast. Sarah teaches authentic, heart-centered business strategies because when women have more financial power, they don't just keep it — they use it to take care of their families, support their communities, and build something bigger than themselves.   RELATED GAME ON GIRLFRIEND® EPISODES YOU'LL LOVE Episode 271: You are Deserving of Wealth This Year — https://sarahwalton.com/deserving-wealth Episode 292: Business Success Isn't a Race. It's a Frequency — https://sarahwalton.com/business-success-frequency/ Episode 312: Awakening, Abundance & Ancient Wisdom — Rewriting Your Money Story with Halle Eavelyn — https://sarahwalton.com/women-money-mindset-halle-eavelyn/   LOVE THE SHOW? LEAVE US A REVIEW! Thank you so much for listening. I'm honored that you're here, and I'd be grateful if you could leave a quick review on Apple Podcasts by clicking here, scrolling to the bottom, and clicking "Write a review." Your reviews help other women entrepreneurs find the show and get the support they need to build businesses they love. Thank you for being part of the Game On Girlfriend® community! (If you're not sure how to leave a review, you can watch this quick tutorial.)  

What does it actually take to get $200,000 in medical school loans forgiven through a state program most doctors have never heard of? In this Milestones to Millionaire episode, Rachel, a generalist OBGYN in Texas six years out of residency, shares how she paid off nearly all her medical school debt through the Physician Education Loan Repayment Program, a Texas state initiative that repays primary care physicians in graduated yearly amounts for working in health professional shortage areas and seeing a minimum number of Medicaid patients. She walks through how the program actually worked in practice: the qualifying requirements, the uncertainty of waiting on state bureaucracy each year, and the moment she finally paid off the last few thousand dollars herself. Rachel also discusses how she and her husband manage their household finances, including why they've chosen to keep some accounts separate despite the common advice to combine everything, and how their asset allocation and retirement savings have grown since paying off the debt. Six years out of residency, with a combined household income just over $500,000, Rachel and her husband have built a net worth over $1 million between retirement accounts and home equity. Not every debt relief option is well advertised. Sometimes the biggest financial win comes from doing the research to find a program you didn't know existed. This podcast is sponsored by Bob Bhayani at Protuity. He is an independent provider of disability insurance planning solutions to the medical community in every state and a long-time white coat investor sponsor. He specializes in working with residents and fellows early in their careers to set up sound financial and insurance strategies. If you need to review your disability insurance coverage or to get this critical insurance in place, contact Bob at https://whitecoatinvestor.com/protuity today by email info@protuity.com or by calling (973) 771-9100. Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any advice they have for those who want to follow their example. Make sure to listen every Monday to be inspired by your fellow white coat investors. Celebrate YOUR Milestone on the Milestones to Millionaire Podcast: https://whitecoatinvestor.com/milestones  Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

You built the course. You launched it. You know it can help people. So why aren't the sales coming in?It can feel frustrating when you put your heart into creating an online course, only to see people scroll past it without buying. The good news is that the problem is often not the course itself. It is usually how the course is positioned, priced, marketed, or what happens after someone buys.After working closely with clients and studying what separates successful online courses from the ones that struggle, four clear patterns stand out. These are the Four Ps: Positioning, Pricing, People, and Potential. Fix these four areas, and you can unlock far more sales from the course you already have.Useful Episode ResourcesFREE list of the top 10 books to improve your email marketingIf you want to write better emails, come up with better content, and move your readers to click and buy, here's how. We put together this list of our Top 10 most highly recommended books that will improve all areas of your email marketing (including some underground treasures that we happened upon, which have been game-changing for us). Grab your FREE list here.Join our FREE Facebook groupIf you want to chat about how you can maximise the value of your email list and make more money from every subscriber, we can help! We know your business is different, so come and hang out in our FREE Facebook group, the Email Marketing Show Community for Course Creators and Coaches. We share a lot of training and resources, and you can talk about what you're up to.Try ResponseSuite for $1This week's episode is sponsored by ResponseSuite.com, the survey quiz and application form tool that we created specifically for small businesses like you to integrate with your marketing systems to segment your subscribers and make more sales. Try it out for 14 days for just $1.Join The Email Hero BlueprintWant more? Let's say you're a course creator, membership site owner, coach, author, or expert and want to learn about the ethical psychology-based email marketing that turns 60-80% more of your newsletter subscribers into customers (within 60 days). If that's you, then The Email Hero Blueprint is for you.This is hands down the most predictable, plug-and-play way to double your earnings per email subscriber. It allows you to generate a consistent sales flow without launching another product, service, or offer. Best news yet? You won't have to rely on copywriting, slimy persuasion, NLP, or ‘better' subject lines.Subscribe and review The Email Marketing Show podcastThanks so much for tuning into the podcast! If you enjoyed this episode (all about the psychology of marketing and the 9 things we use in all our email campaigns) and love the show, we'd really appreciate you subscribing and leaving us a review of the show on your favourite podcast player.Not only does it let us know you're out there listening, but your feedback helps us to keep creating the most useful episodes so more awesome people like you can discover the podcast.And please do tell us! If you don't spend time on email marketing, what do you really fill your working days with? We'd love to know!

What if the real reason you feel stuck isn't your circumstances but the emotions your body has never fully released?Whether you're navigating divorce, recovering from years of emotional stress, or simply searching for more peace, your body may be carrying emotional patterns that continue to shape your thoughts, relationships, and health. In this episode, Dr. Meaghan Longyear explains how Neuro-Emotional Technique (NET), energy medicine, and crystal gridding can help uncover those hidden patterns so you can begin healing from the inside out.In this episode, you'll discover:How unresolved emotions become stored in the body and continue influencing your life long after the original event.Practical ways to calm your nervous system, reconnect with yourself, and begin releasing emotional weight safely.How crystals and crystal grids can support healing, emotional balance, and intentional personal growth.If you're ready to stop carrying the emotional weight of the past and start creating a life filled with peace, purpose, and clarity, press play and discover a new perspective on healing from the inside out.Meaghan's Socials/Links:Brain Optimization Institute: https://brainoi.com/teamLinkedIn: https://www.linkedin.com/in/drmeg-longyearFacebook: https://www.facebook.com/meaghan.mcginnitylongyear/Instagram: https://www.instagram.com/drmeglongyear/Interested in working with us? Fill out this form here to get started.Not quite ready? Interact with us on socials! OR get all of your questions answered by taking our online course: Divorce 101!Divorce 101 Online Course- https://heather-quick.mykajabi.com/divorce-101Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com

Security has always been the vegetables of software. Everyone agrees it matters, and somehow it never quite makes it onto the plate. At PyCon US this year, that changed. For the first time ever, security got its own dedicated, day-long track, one of just two at the whole conference, sitting right next to AI. And the room was packed to the back wall. On this episode, I'm joined by the three people at the center of it. Seth Larson, Security Developer in Residence at the Python Software Foundation and, very recently, a CPython core developer. Juanita Gomez, a PhD researcher at UC Santa Cruz in open source security, who co-chaired the track. And Mike Fiedler, PyPI's Safety and Security Engineer, one of the very few people paid full-time to keep the packages you install safe. We use the arc of the track's talks to take the temperature of Python security right now: supply chain attacks, dependency cooldowns, zero trust, SBOMs, and the push to bring Rust into CPython. And why not one of us thinks security is anywhere close to solved. Turns out that's the good news. It's why the room was full. Episode sponsors Sentry Error Monitoring, Code talkpython26 Talk Python Courses Links from the show Guests Juanita Gomez: linkedin.com Mike Fiedler: miketheman.dev Seth Michael Larson: sethmlarson.dev Trailblazing Python Security: us.pycon.org Everything Security at PyCon US 2026 (PSF blog): pyfound.blogspot.com Dependency Cooldowns: cooldowns.dev Anatomy of a Phishing Campaign (Mike Fiedler) Recording: www.youtube.com FedRAMP: www.gsa.gov Zero Trust in 200ms: Implementing Identity-Per-Transaction with Python & Serverless-Tristan McKinnon: www.youtube.com Rust for CPython project: blog.python.org pre-PEP: discuss.python.org Rust for CPython: Making Python Safer and More Robust for Everyone - Emma Smith: www.youtube.com SBOMit: github.com Asleep at the Wheel: Getting your SBOMs to pay attention... - Sanchit Sahay, Abhishek Reddypalle: www.youtube.com Volatility: volatilityfoundation.org Post Incident Runtime SBOM Generation from Python Memory - Hala Ali: www.youtube.com zizmor: docs.zizmor.sh GitHub Actions security in Python packages (Andrew Nesbitt write-up): nesbitt.io andrew/pycon: data & analysis for the GitHub Actions security talk: github.com GitHub Actions Security in Python Packages - Andrew Nesbitt: www.youtube.com gh-profiler: examine a GitHub user's profile to gauge their contributions: github.com PyCon US YouTube channel: www.youtube.com SBOMit: adding verification to SBOMs (OpenSSF): openssf.org Ecosystems: ecosyste.ms Watch this episode on YouTube: youtube.com Episode #557 deep-dive: talkpython.fm/557 Episode transcripts: talkpython.fm Theme Song: Developer Rap

How do you know if your home and auto insurance actually covers what you think it does, and whether you're paying too much for it? In this episode, Dr. Jim Dahle talks with Jeff Wingate, president of Rate Insurance, about the fast-changing world of property and casualty coverage. They open by tackling a listener's question about dropping collision and comprehensive auto coverage, then dig into why home insurance costs climbed close to 100% over the past three years while auto rates have actually started falling. Jeff explains what recent wildfires in Los Angeles and shifting storm patterns mean for coverage availability, why renovating or upgrading your home can bump you into an entirely different insurance category, and why earthquake and flood coverage are excluded from standard homeowners policies in the first place. They also work through the often-confusing question of how to choose a deductible, how to document your belongings without appraising every item you own, and when renters insurance makes sense. The conversation wraps with a detailed look at auto insurance structure, comprehensive, collision, and liability, and a breakdown of umbrella coverage: what it costs, how much you actually need, and why roughly 80% of umbrella claims trace back to auto accidents rather than someone getting hurt on your property. Insurance is one of those expenses that's easy to set once and never revisit. A periodic review can uncover both real gaps in your coverage and real savings sitting on the table. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

How do you finish medical training with $300,000 in student loans and still reach a net worth of zero before your first attending paycheck? In this episode of Milestones to Millionaire, an orthopedic surgery fellow shares how he and his family accumulated nearly $300,000 in investments while carrying roughly the same amount in federal student loans. Despite raising three children on a resident salary with a stay-at-home spouse, they consistently invested in retirement accounts, kept expenses low, benefited from a favorable housing market, and let long-term investing do much of the heavy lifting. We discuss why they chose a simple total stock market investing strategy, how market growth accelerated their progress, and why having a written financial plan before becoming an attending is one of the biggest advantages a new physician can have. Alek also shares his plan to refinance and eliminate his student loans in less than two years, the philosophy behind his family's "Buy When Rich" list, and the simple 10% rule they use to balance enjoying life while building wealth. The conversation closes with practical advice for residents and medical students on preparing financially before the larger paychecks arrive, including why fourth year of medical school may be the best time to begin learning personal finance. Financial success rarely begins with an attending salary. It begins with habits, planning, and making intentional decisions long before the income changes. Lightstone DIRECT is built for accredited investors who want more direct, aligned private-market real estate investing –  without a marketplace, blind fund, or crowdfunding intermediary. Access single-asset multifamily and industrial opportunities along Lightstone, a $12B AUM, vertically integrated owner/operator with a 40 year track record. Lightstone invests 20%+ in each transaction. Don't invest "like" an institution, invest with an institutional real estate firm. Directly.  Lightstone DIRECT's current multifamily investment opportunity offers 7.4% average net cash-on-cash return over a four-year hold. WCI investors can participate at $50K+, below the typical minimum. Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any advice they have for those who want to follow their example. Make sure to listen every Monday to be inspired by your fellow white coat investors. Celebrate YOUR Milestone on the Milestones to Millionaire Podcast: https://whitecoatinvestor.com/milestones  Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

For years, "Django and async" came with an asterisk. The docs themselves warned you off it. Scary performance notes, a story that felt half-finished. Well, that story just got rewritten, literally, and the person who rewrote it is here to tell you why the old framing was wrong. Carlton Gibson is a former Django Fellow, sat on the security team for eight years, and he's on the steering council. On this episode we get into the async topic doc rewrite, what actually remains versus what was just fear, the new Tasks framework in 6.0, DB-level cascades and fetch modes landing in 6.1, and why free-threading is the bet that's about to pay off big for Django. If you've been told Django's async story isn't ready, this is the episode that puts that myth to bed. Episode sponsors Sentry Error Monitoring, Code talkpython26 Python in Production Talk Python Courses Links from the show DjangoCon Europe: djangocon.eu PyCon Italia: pycon.it Django on the Med: djangomed.eu Django Mantle: noumenal.es PyPI: pypi.org release notes: docs.djangoproject.com on_delete: docs.djangoproject.com Fetch modes: docs.djangoproject.com HttpRequest.multipart_parser_class: docs.djangoproject.com async topic doc: docs.djangoproject.com docs: docs.djangoproject.com DEP 14: github.com django-tasks: github.com django-tasks-local: github.com Celery: docs.celeryq.dev PEP 703: peps.python.org free-threading HOWTO: docs.python.org PEP 779: peps.python.org ASGI: docs.djangoproject.com PGBouncer: www.pgbouncer.org Channels: channels.readthedocs.io sync_to_async / async_to_sync: docs.djangoproject.com noumenal.es: noumenal.es Django Chat: djangochat.com @carlton@fosstodon.org: fosstodon.org Article: Cutting Python Web App Memory Over 31%: mkennedy.codes Watch this episode on YouTube: youtube.com Episode #556 deep-dive: talkpython.fm/556 Episode transcripts: talkpython.fm Theme Song: Developer Rap

Should physicians take partnership track jobs, and how do these opportunities actually work? In this episode of The White Coat Investor Podcast, we break down how physician partnership track jobs are structured, what doctors should evaluate before accepting one, and whether the long-term upside is worth the tradeoffs early in your career. We also answer questions about tax preparation versus tax strategy, teaching kids about investing, hiring locums instead of employees, how new doctors should prioritize money decisions, and what to do after receiving a large financial windfall. Understanding compensation structure and long-term career opportunities can have a major impact on building wealth as a physician. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

How do you pay off $313,000 in medical school student loans just one year after residency? In this Milestones to Millionaire episode, Jake shares how he and his wife eliminated more than $300,000 in student loan debt through a combination of high income, smart financial decisions, and multiple sources of income. We discuss his journey from medical school to psychiatry practice, how building a business alongside medicine changed his financial trajectory, and why increasing your income can dramatically accelerate your path to financial freedom. Jake also shares lessons from his early financial mistakes, including investing mistakes, cryptocurrency, and hiring financial advisors too soon. Building wealth as a physician is not just about cutting expenses. Increasing your earning potential and making intentional decisions with your money can change your financial future. This podcast is sponsored by Bob Bhayani at Protuity. He is an independent provider of disability insurance planning solutions to the medical community in every state and a long-time white coat investor sponsor. He specializes in working with residents and fellows early in their careers to set up sound financial and insurance strategies. If you need to review your disability insurance coverage or to get this critical insurance in place, contact Bob at https://whitecoatinvestor.com/protuity today by email info@protuity.com or by calling (973) 771-9100. Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any advice they have for those who want to follow their example. Make sure to listen every Monday to be inspired by your fellow white coat investors. Celebrate YOUR Milestone on the Milestones to Millionaire Podcast: https://whitecoatinvestor.com/milestones  Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

How could a busy physician take their family abroad for months at a time without sacrificing their career, their children's education, or their financial future? In this episode, Dr. Jim Dahle talks with anesthesiologist and palliative care physician Dr. Sarah Gebauer, author of Go Anyway: The Practical Guide to Long-Term Travel With Kids. Sarah has traveled to more than 50 countries with her husband and four children while taking 3-5 month sabbaticals from her private practice. She explains how she created a workable sabbatical policy, used trusted locums coverage, and found that taking extended time away did not reduce her income as much as she expected. They discuss the real cost of long-term international travel, how living abroad can sometimes cost less than staying home, and the tradeoffs between slow travel, remote work, and constant movement. They also tackle the questions many physician parents have: Can children stay on track academically? What happens to friendships and activities? Can physicians in primary care, surgery, or dual-doctor households make this work? And can a sabbatical actually help with burnout and career direction? Financial literacy is not just about maximizing accounts. It can give you the flexibility to design a life with more time, curiosity, and connection with the people who matter most. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter