Business And Investing Sherpa

Today we're talking BITCOIN! Why to Buy, How to Buy, and What to Do After You Buy?!?!? ______________________________________ There's One Stock We Love Most - Click to Get Access Now ... We Plan to Hold Forever. Just $10K invested in this stock 34 years ago is now over $1.2 Million, compared to $300K for the S&P500. Plus, its runway is massive and its business model is extremely diversified, making for an ideal buy and hold forever dividend growth stock. Today you'd be getting over $15K per year in dividends alone on your initial investment! ______________________________________ Access Our Monthly Comprehensive Investment Research Report Here Access Our Monthly REIT Research Investment Report Here ______________________________________ Today We're Talking about BITCOIN! and why you should buy it, how to buy it, and what to do with it after you buy it. We discuss why we believe you may want to consider having at least a small allocation of Bitcoin in your portfolio including topics such as: Scarcity The Growing Narrative Rampant Money Printing The two sides of the Trade Where to buy Bitcoin When should you sell Bitcoin? Should you HODL or trade it? What are we doing ourselves? ______________________________________ ***** If you want to learn how to invest for passive income to reach financial independence simply follow the steps of our Ultimate Guide by Clicking the Following Link: https://businessandinvestingsherpa.com/how-to-invest-for-passive-income-and-financial-independence/ ______________________________________ Today's Sponsor: M1 Finance - https://businessandinvestingsherpa.com/m1 M1 Finance is one of my favorite investment tools because it's FREE, it allows you to purchase partial shares of stock, and it allows you to do automatic rebalancing. ______________________________________ Resources Needed to Start Your Business and Invest the Profits (Our Top Recommendation) - Helium 10 (50% OFF 1st Month or 10% OFF every month with our link) #1 Must-Have Amazon Tool! - https://businessandinvestingsherpa.com/helium10 ______________________________________ Disclaimer: The above links contain affiliate links, meaning we will earn a small commission at no cost to you. We greatly appreciate your support of the show in this way! --- Support this podcast: https://podcasters.spotify.com/pod/show/businessinvestingsherpa/support

There's One Stock We Love Most - Click to Get Access Now ... We Plan to Hold Forever. Just $10K invested in this stock 34 years ago is now over $1.2 Million, compared to $300K for the S&P500. Plus, its runway is massive and its business model is extremely diversified, making for an ideal buy and hold forever dividend growth stock. Today you'd be getting over $15K per year in dividends alone on your initial investment! ______________________________________ Access Our Monthly Comprehensive Investment Research Report Here Access Our Monthly REIT Research Investment Report Here ______________________________________ Today We're Talking Innovative Growth Stocks - think Artificial Intelligence, Genomics, Cloud Computing, Robotics, and Fintech We discuss why we believe you may want to consider having a tilt in your portfolio towards innovative growth stocks and topics such as: Wright's Law Moore's Law Ark Invest Innovative Growth and Declining Cost Curves Stimulus and Low-Interest Rate Environment How does today compare to the Tech Bubble in 1999? ______________________________________ ***** If you want to learn how to invest for passive income to reach financial independence simply follow the steps of our Ultimate Guide by Clicking the Following Link: https://businessandinvestingsherpa.com/how-to-invest-for-passive-income-and-financial-independence/ ______________________________________ Today's Sponsor: M1 Finance - https://businessandinvestingsherpa.com/m1 M1 Finance is one of my favorite investment tools because it's FREE, it allows you to purchase partial shares of stock, and it allows you to do automatic rebalancing. ______________________________________ Resources Needed to Start Your Business and Invest the Profits (Our Top Recommendation) - Helium 10 (50% OFF 1st Month or 10% OFF every month with our link) #1 Must-Have Amazon Tool! - https://businessandinvestingsherpa.com/helium10 ______________________________________ Disclaimer: The above links contain affiliate links, meaning we will earn a small commission at no cost to you. We greatly appreciate your support of the show in this way! --- Support this podcast: https://podcasters.spotify.com/pod/show/businessinvestingsherpa/support

There's One Stock We Love Most - Click to Get Access Now ... We Plan to Hold Forever. Just $10K invested in this stock 34 years ago is now over $1.2 Million, compared to $300K for the S&P500. Plus, its runway is massive and its business model is extremely diversified, making for an ideal buy and hold forever dividend growth stock. Today you'd be getting over $15K per year in dividends alone on your initial investment! ____________________________________________________ Access Our Monthly Comprehensive Investment Research Report Here Access Our Monthly REIT Research Investment Report Here ____________________________________________________ Today We're Talking Today's Stock Market Valuation - Does it Seem a Bit Bubbly? We discuss all things valuation including: Buffet Indicator CAPE Schiller PE Historical Price to Earnings Can you time the market based on market valuation? And a whole lot more! ____________________________________________________ ***** If you want to learn how to invest for passive income to reach financial independence simply follow the steps of our Ultimate Guide by Clicking the Following Link: https://businessandinvestingsherpa.com/how-to-invest-for-passive-income-and-financial-independence/ ____________________________________________________ Today's Sponsor: M1 Finance - https://businessandinvestingsherpa.com/m1 M1 Finance is one of my favorite investment tools because it's FREE, it allows you to purchase partial shares of stock, and it allows you to do automatic rebalancing. ____________________________________________________ Resources Needed to Start Your Business and Invest the Profits (Our Top Recommendations) - Helium 10 (50% OFF 1st Month or 10% OFF every month with our link) #1 Must-Have Amazon Tool! - https://businessandinvestingsherpa.com/helium10 ____________________________________________________ Disclaimer: The above links contain affiliate links, meaning we will earn a small commission at no cost to you. We greatly appreciate your support of the show in this way! --- Support this podcast: https://podcasters.spotify.com/pod/show/businessinvestingsherpa/support

Today we're talking Cryptocurrency, Blockchain, Bitcoin, and BlockFi BlockFI is a platform that allows you to earn up to 8.6% APY on crypto assets, including USD stable coins. They are able to accomplish this by providing lending solutions to individuals and institutions who want to either borrow crypto or get access to cash without having to sell their crypto assets. An example: An individual bought Bitcoin when it was $4,000 and now it is $20,000. They initially purchased 5 shares which are now worth $100K and would like to use that asset to upgrade their kitchen but don't want to sell their bitcoin to do so because it would be a taxable event and take a large bite out of their asset. Instead, they take a loan from BlockFI for up to $50,000 at a 9.75% interest rate and 2% origination fee. Because banks aren't yet comfortable with accepting bitcoin as collateral to lend against, BlockFI can charge moderately high rates and afford to pay its' investors a high rate of return on their investment. We are currently moving forward with an investment in BlockFI and think you should look into them too. ***** If you want to learn how to invest for passive income to reach financial independence simply follow the steps of our Ultimate Guide by Clicking the Following Link: https://businessandinvestingsherpa.com/how-to-invest-for-passive-income-and-financial-independence/ Today's Sponsor: M1 Finance - https://businessandinvestingsherpa.com/m1 M1 Finance is one of my favorite investment tools because it's FREE, it allows you to purchase partial shares of stock, and it allows you to do automatic rebalancing. Resources Needed to Start Your Business and Invest the Profits (Our Top Recommendations) - Helium 10 (50% OFF 1st Month or 10% OFF every month with our link) #1 Must-Have Amazon Tool! - https://businessandinvestingsherpa.com/helium10 Jungle Scout - (30% Discount with this Link) Great for Product Research - https://businessandinvestingsherpa.com/junglescout TaxJar - Essential for Sales Tax Collection for Sales on Your Website - https://businessandinvestingsherpa.com/taxjar QuickBooks - What we use for accounting, we love setting up automated rules - https://businessandinvestingsherpa.com/quickbooks Disclaimer: The above links are affiliate links, meaning we will earn a small commission at no cost to you. We greatly appreciate your support of the show in this way! --- Support this podcast: https://podcasters.spotify.com/pod/show/businessinvestingsherpa/support

Today we're doing a deep dive discussion on Why We Are Selling Our Rental Properties. A little over a year ago we acquired a few rental properties for FREE using the BRRRR Method described in our previous podcast episode. Today, we talk about why we have decided to sell these rental properties. If you want to know a bit more about our thoughts on this topic now, though, just go listen to Episode 2 on why we love investing in REITs more than Rental Properties. If that sparks your interest in REITs, then you should definitely consider signing up for our monthly investment update report because, in that report, we give access to all of our REIT holdings and even give a list of the best REITs in our opinion to buy that month as well as our own purchases and sales for the month. Sponsor: M1 Finance: it's FREE, allows you to purchase partial shares, and allows you to do automatic rebalancing. P.S. Thanks for listening and see you on our next episode! --- Support this podcast: https://podcasters.spotify.com/pod/show/businessinvestingsherpa/support

The topic and strategy we are going to discuss today is How to get rental properties for free using the BRRRR method. BRRRR stands for: Buy Rehab Rent Refinance Repeat Essentially, you are looking to buy a house for less than it's worth with cash (can be yours or someone else's (for example, investors and hard money lenders) and then refinance it at a higher value so that you get all of your cash back and now you have the property for free! The best way to understand this is by looking at an example: You buy a house for $80,000 from a wholesaler that is worth $125,000 (determined by running comps on other home sales in the neighborhood) You spend $20,000 fixing the home up. Now your total cost is $100,000 (again, you can use your own cash if you have it or borrow it from hard money lenders) You rent the house out for $1,250 per month. You go to your bank and have them get an appraisal on the home and it comes back at $125,000. You refinance the house with the bank for an 80% loan to value. Because the appraised value of the house is $125,000, that means they will give you 80% of that value in cash (which in our case 80% of $125,000 is $100,000) so you will receive a check for $100,000 dollars and will have a new mortgage for $125,000. With this strategy, you are basically creating the down payment by forcing the equity appreciation. Using the BRRRR method, you don't have to save the $25,000 down payment that would be necessary to buy this home if you just bought it normally for $125,000. Altogether, this strategy makes sense if it is more time and cost-effective for your personal situation to do the work to force the equity appreciation as compared to saving the $25,000 that would normally be required to buy a rental property worth $125K at 20% down. The BRRRR method allows you to build a very large portfolio in a short amount of time if you want. We have used this method on a couple of rental homes ourselves and it worked just as planned. Our appraised values were actually much higher and we were able to pull out extra money to keep as a cash reserve or even invest in other ventures. Although there are many beautiful elements to this investment strategy, we have not done any more and are even in the process of selling one of these properties. In future episodes we will share more details and stories about our experiences with single family rentals. If you want to know a bit more about our thoughts on this topic now, though, just go listen to Episode 2 on why we love investing in REITs more than Rental Properties. If that sparks your interest in REITs, then you should definitely consider signing up for our monthly investment update report because, in that report, we give access to all of our REIT holdings and even give a list of the best REITs in our opinion to buy that month as well as our own purchases and sales for the month. Sponsor: M1 Finance: it's FREE, allows you to purchase partial shares, and allows you to do automatic rebalancing. --- Support this podcast: https://podcasters.spotify.com/pod/show/businessinvestingsherpa/support

How to Reach Out to Manufacturers to Get Pricing Details and Samples: While vetting suppliers, there's more to consider than just price. Though pricing is very important, other factors such as quality and communication are equally important. In this section, you will learn some tips and tricks for getting manufacturers to take you seriously along with our Free Supplier Contact Template. Here are the steps we recommend: Go to Alibaba.com and AliExpress.com and search for your product (or very similar products) GlobalSources.com is another good option to find suppliers On Alibaba.com, click the boxes on the left for “Verified Supplier” and “Trade Assurance” Also, select the boxes for “Management Certification” if present On Alibaba and AliExpress, look for very similar products to yours at good prices Send a message to the supplier(s) on Alibaba and contact the seller(s) on AliExpress that you think look promising by sending them the Free Template we mentioned in the show by clicking here (revise it for your brand) Respond back and forth with the trade company, or sourcing agent until you find one that communicates well with you, appears flexible enough on quantities to work with, and is willing to make products Private Labeled with your own brand on them Negotiate the Pricing of Initial and Bulk Orders Check that the Margin will meet our recommended criteria (details in episode on how to calculate margin and what our ideal thresholds are) Potentially use 1688.com tactic (described in the episode) Get Samples and Compare Quality (very common to pay $100-300 for the effort that goes into preparing and shipping samples) Choose Your Favorite Manufacturer and Place Your First Order (we will discuss in detail in the next Build Your Business Series Episode) ***** If you want to start your own online Amazon eCommerce business simply follow the steps of our Free Ultimate Guide by Clicking the Following Link: https://businessandinvestingsherpa.com/how-to-start-an-amazon-business/ Today's Sponsor: Helium 10 - Our #1 Must-Have Tool to Succeeding on Amazon (Special Offer: 50% Off your 1st month or 10% Off every month with our affiliate link): https://businessandinvestingsherpa.com/helium10 Top Investing Tool: M1 Finance - Our favorite investment tool because it's FREE, allows you to purchase partial shares, and allows you to do automatic rebalancing - https://businessandinvestingsherpa.com/m1 Disclaimer: The above links are affiliate links, meaning we will earn a small commission at no cost to you. We greatly appreciate your support of the show in this way! --- Support this podcast: https://podcasters.spotify.com/pod/show/businessinvestingsherpa/support

Today we're talking Cryptocurrency, Blockchain, Bitcoin, and BlockFI BlockFI is a platform that allows you to earn up to 8.6% APY on crypto assets, including USD stable coins. They are able to accomplish this by providing lending solutions to individuals and institutions who want to either borrow crypto or get access to cash without having to sell their crypto assets. An example: An individual bought Bitcoin when it was $4,000 and now it is $20,000. They initially purchased 5 shares which are now worth $100K and would like to use that asset to upgrade their kitchen but don't want to sell their bitcoin to do so because it would be a taxable event and take a large bite out of their asset. Instead, they take a loan from BlockFI for up to $50,000 at a 9.75% interest rate and 2% origination fee. Because banks aren't yet comfortable with accepting bitcoin as collateral to lend against, BlockFI can charge moderately high rates and afford to pay its' investors a high rate of return on their investment. We are currently moving forward with an investment in BlockFI and think you should look into them too. ***** If you want to learn how to invest for passive income to reach financial independence simply follow the steps of our Ultimate Guide by Clicking the Following Link: https://businessandinvestingsherpa.com/how-to-invest-for-passive-income-and-financial-independence/ Today's Sponsor: M1 Finance - https://businessandinvestingsherpa.com/m1 M1 Finance is one of my favorite investment tools because it's FREE, it allows you to purchase partial shares of stock, and it allows you to do automatic rebalancing. Resources Needed to Start Your Business and Invest the Profits (Our Top Recommendations) - Helium 10 (50% OFF 1st Month or 10% OFF every month with our link) #1 Must-Have Amazon Tool! - https://businessandinvestingsherpa.com/helium10 Jungle Scout - (30% Discount with this Link) Great for Product Research - https://businessandinvestingsherpa.com/junglescout TaxJar - Essential for Sales Tax Collection for Sales on Your Website - https://businessandinvestingsherpa.com/taxjar QuickBooks - What we use for accounting, we love setting up automated rules - https://businessandinvestingsherpa.com/quickbooks Disclaimer: The above links are affiliate links, meaning we will earn a small commission at no cost to you. We greatly appreciate your support of the show in this way! --- Support this podcast: https://podcasters.spotify.com/pod/show/businessinvestingsherpa/support

In today's episode, we are going to share a simple, completely legal strategy where you can earn over $100,000 in income without working and pay no tax on any of it. So that might sound a little bit too good to be true ... you might be thinking there has to be a loophole involved in this or some sort of clever financial accounting involved. But this is just going to show you how simple it can be to pay no tax. And so in 2021, the capital gains tax rates have already come out, and you can earn up to $80,000 in income from capital gains and pay zero percent tax on it. So let's assume that you have a portfolio of stocks, maybe they're dividend paying stocks, or you have invested in passive index funds and those pay out dividends. And let's say you've built up enough investment to put out $80,000 a year in dividends. Dividends are actually taxed as capital gains. So you get to take advantage of the massive bracket in the zero percent category when you have a portfolio spitting out dividends. And so let's assume that you are a financially independent person, you have a portfolio paying out dividends, and these dividends spit out $80,000 a year. Additionally, you can actually take the standard deduction without doing anything. And that for 2021 is over $25,000. So between the $80K and the $25K, now you have another $25,000 of bracket that's available to use up. So now in this scenario, let's assume we've built up the portfolio even more to the point that it's putting out $105,000 in capital gains per year through the form of dividends. And if you're not aware, dividends are payments that companies make to shareholders, typically quarterly. They take a portion of their profits and distribute it back to shareholders. So it's a form of truly ultimate passive income. You are benefiting as an owner of the company, and they want to incentivize people to own shares in their company by giving them a dividend. There's a high majority of companies that pay these dividends out because they want to incentivize people to own their company. So now in this scenario, we have $105,000 of dividend payments per year. And all of that is completely tax-free. There is nothing we have to do. It's completely legal; completely legitimate. ***** If you want to start your own online Amazon Ecommerce business simply follow the steps of our Ultimate Guide by Clicking the Following Link: https://businessandinvestingsherpa.com/how-to-start-an-amazon-business/ Today's Sponsor: M1 Finance: https://businessandinvestingsherpa.com/m1 M1 Finance is one of my favorite investment tools because it's FREE, it allows you to purchase partial shares of stock, and it allows you to do automatic rebalancing. Resources Needed to Start Your Business and Invest the Profits (Our Top Recommendations) - Jungle Scout - (30% Discount with this Link) Top Tool for Selling on Amazon  - https://businessandinvestingsherpa.com/junglescout TaxJar - Essential for Sales Tax Collection for Sales on Your Website - https://businessandinvestingsherpa.com/taxjar QuickBooks - What we use for accounting, we love setting up automated rules - https://businessandinvestingsherpa.com/quickbooks Disclaimer: The above links are affiliate links, meaning we will earn a small commission at no cost to you.  We greatly appreciate your support of the show in this way! --- Support this podcast: https://podcasters.spotify.com/pod/show/businessinvestingsherpa/support

In this episode, we talk about how to set up your legal entity, business checking account, and get an employer identification number (EIN #). Getting your business house in order will help keep everything organized, limit your personal liability, and ensure you are compliant come tax time. Here are the Steps: We recommend incorporating with your State as a Limited Liability Company Limits your personal liability to the amount of money in the company and protects against other personal assets being at risk To ensure this protection, you must keep your business and personal expenses separated by opening a business checking account and using that account only for the business LLC's also require less ongoing regulatory paperwork for compliance To open an LLC, search Google for your State's Secretary of State: For Example: search “Texas Secretary of State” Then, read the Business Services Section and follow the Online Steps to Open an LLC Once you have signed up for an LLC, you will receive a Certificate of Organization and an Articles of Incorporation from your State, usually within a few days After you receive these documents and know that everything was approved, it's time to apply for an Employer Identification Number (EIN#) To Apply for an EIN, search Google for: “Apply for an EIN” and go to the first non-ad link and click “Apply Online Now” and it should take just a few minutes to receive your EIN number Now that you have an EIN, registered LLC with a Certificate of Organization and an Articles of Incorporation, you can go to your bank and open a Free Business Checking Account (they will ask for the above documents so bring copies with you) Lastly, you can now also apply for a Business Credit Card to help with cash flow and earning reward points/bonuses (we love Chase Rapid Rewards Credit Cards and Southwest Credit Cards if trying to get the Southwest Companion Pass) ***** If you want to start your own online Amazon Ecommerce business simply follow the steps of our Ultimate Guide by Clicking the Following Link: https://businessandinvestingsherpa.com/how-to-start-an-amazon-business/ Today's Sponsor: M1 Finance: https://businessandinvestingsherpa.com/m1 M1 Finance is one of my favorite investment tools because it's FREE, it allows you to purchase partial shares of stock, and it allows you to do automatic rebalancing. Resources Needed to Start Your Business and Invest the Profits (Our Top Recommendations) - Jungle Scout - (30% Discount with this Link) Top Tool for Selling on Amazon - https://businessandinvestingsherpa.com/junglescout TaxJar - Essential for Sales Tax Collection for Sales on Your Website - https://businessandinvestingsherpa.com/taxjar QuickBooks - What we use for accounting, we love setting up automated rules - https://businessandinvestingsherpa.com/quickbooks Mentions: Southwest Rapid Rewards - https://businessandinvestingsherpa.com/southwest Disclaimer: The above links are affiliate links, meaning we will earn a small commission at no cost to you. We greatly appreciate your support of the show in this way! --- Support this podcast: https://podcasters.spotify.com/pod/show/businessinvestingsherpa/support

On today's Passive Income Investment Idea Episode we are analyzing Schlumberger, ticker SLB. Schlumberger is a High Quality, Narrow Moat Company Selling at a Significant Discount to Fair Value. Schlumberger is the world's largest supplier of products and services to the oil and gas industry. The company operates its business via multiple groups: reservoir characterization, drilling, production, and Cameron. It is investing more than any other services firm to make its offerings more bundled, which it believes is likely to be one of the key industry trends during the next 10 years. Efforts on this front are most visible via the Schlumberger Production Management business, which now accounts for 10% of its revenue. As of Nov. 11th, 2020, Schlumberger has an S&P Credit Rating of A with a 55% LT Debt/Capital. Morningstar rates Schlumberger as Narrow Moat (meaning it can fend off competition for at least the next 10 years) with a Stable Moat Trend, Exemplary Stewardship, and High Fair Value Uncertainty currently trading Significantly Undervalued at a 62% Discount to Fair Value and 5 Star Rating. Analysis of the historical trends using FastGraphs shows that Operating Cash Flow has correlated strongly with stock price over time. The historical Price to Operating Cash Flow Multiple Range has been Wide, ranging from 15-10. Over the past 10 years, the multiple has been approximate 13.5x. Currently the Blended P/OCF is 8.41, an approximate 38% discount to the 10YR historical range. This translates to a 11.89% Blended Operating Cash Flow Yield. The consensus of 3 Analysts expect Schlumberger to grow Operating Cash Flow an average of 9.72% per year between today and the end of 2022. The trailing 10 YR Operating Cash Flow Growth has averaged -4.54% per year and traded at an average P/OCF ratio of 12.22. Therefore, the company is projected to grow Operating Cash Flow Faster than in the past. As such, we can easily justify using the low end of the historical multiple's range for valuing the company today. Assuming Schlumberger grows Operating Cash Flow at a rate of 9.72% annually and reverts to a valuation of just 10 times Operating Cash Flow, an investment today would return over 28% Annualized. The current price is $18.31 and our Target Sell Price based on Projected Operating Cash Flow is $40. In Summarizing their thesis, of which we agree, Morningstar states that “Schlumberger remains our top oilfield-services pick. Thanks to its strong balance sheet and focus on less-volatile international markets, we expect it to weather the storm facing oil markets over the next two years. Investors shouldn't be discouraged by the temporary dividend cut, which is a wise precautionary move given the severe nearterm industry environment. In the long run, we think Schlumberger will benefit from secular growth in international capital expenditures. Also, we think the company is poised to gain market share and improve margins via its efficiency-boosting integrated and performance-linked project initiatives.” For an even better option, we are Selling Cash-Covered Puts to generate either guaranteed returns over 30% annualized or an even better entry position into Schlumberger at a lower price. To learn more, be sure to take our Online Course about Selling Cash-Covered Puts. P.S. ***** If you'd like to get access to all of our Investment Analysis Reports along with all of our Online Courses on Investing for Passive Income and Total Return to Reach Financial Independence as well as our Monthly Portfolio Updates then simply go to BusinessAndInvestingSherpa.com and sign up for a PRO Membership. ***** --- Support this podcast: https://podcasters.spotify.com/pod/show/businessinvestingsherpa/support

STEP 4: DETERMINE YOUR FIRST PRODUCT Your first product is crucial to your overall success because it will either be profitable and allow you to grow or … not. The lessons in this post are of paramount importance. Start by thinking of a product that just seems too expensive Products that sell for over $100 or even $200 are ideal Search Amazon.com for the product and look at what comes up. Look for: Products on the first page that aren't the exact product we searched for Products that are “Sponsored” that aren't the exact product type we searched for Products on the first page that don't have an average of 4 stars or better Products on the first page that have less than 50 star ratings Products on the first page that are priced high Products on the first page that have strange brand names or weird pictures Products you think you can improve on what customers say in the reviews

On today's Passive Income Investment Idea Episode we are analyzing Intel, ticker INTC. Intel is a High Quality, Wide Moat Company Selling at a Significant Discount to Fair Value. Intel Corp is one of the world's largest chipmakers. It designs and manufactures microprocessors for the global personal computer and data center markets. Intel pioneered the x86 architecture for microprocessors. It is also the prime proponent of Moore's law for advances in semiconductor manufacturing. While Intel's server processor business has benefited from the shift to the cloud, the firm has also been expanding into new adjacencies as the personal computer market has declined. These include areas such as the Internet of Things, memory, artificial intelligence, and automotive. Intel has been active on the merger and acquisitions front, recently acquiring Altera, Mobileye, Nervana, Movidius, and Habana Labs in order to assist its efforts in non-PC arenas. As of Oct. 28, 2020, Intel has an A+ S&P Credit Rating with a 32% LT Debt/Capital. Morningstar rates Intel as Wide Moat with a Negative Moat Trend, Standard Stewardship, and Medium Fair Value Uncertainty currently trading Significantly Undervalued at a 35% Discount to Fair Value and 5 Star Rating. Analysis of the historical trends using FastGraphs shows that both Earnings and Operating Cash Flow have similar correlation with stock price over time. The historical Price to Earnings Multiple Range has been Wide, ranging from 12-18. Over the past 10 years, however, the range has been between 12-13. Currently the Blended PE is 9.34, an approximate 25% discount to the mid-point of the historical range. This translates to a 10.71% Blended Adjusted Earnings Yield. The consensus of 16 Analysts expect Intel to grow earnings an average of 1.62% per year between today and the end of 2022. The trailing 10 YR Earnings Growth has averaged 9% per year and traded at an average P/E ratio of 12.96. Therefore, the company is projected to grow Earnings Slower than in the past. As such, we should use the low end of the historical multiple's range at best for valuing the company today. Assuming Intel grows Earnings at a rate of 1.62% annually and reverts to a valuation of 12 times Earnings, an investment today would return over 16% Annualized. The current price is $45.64 and our Target Sell Price based on Projected Earnings is $61. Moreover, you would lock in a Dividend Yield of 2.9% with a Low Payout Ratio of 25%. As a bonus, the Current and Trailing Twelve Month Buyback Yield is 9.47% for a Total Yield of 12.33%. Additionally, Intel has High Operating Performance with 5 Yr Average Return on Equity of 22%, Return on Invested Capital of 16% and Net Margin of 23%. Overall, here at the Business and Investing Sherpa, we are opportunistically adding more shares of this High Quality, Wide Moat Company to our Portfolio to generate Passive Income of around 3% in the form of Dividends while targeting a Total Annualized Return of 16% with a current target Sell Price of $61 between now and the end of 2022. For an even better option, we are Selling Cash-Covered Puts to generate either guaranteed returns over 15% annualized or an even better entry position into Intel at a lower price. To learn more, be sure to take our Online Course about Selling Cash-Covered Puts. ***** If you'd like to get access to all of our Investment Analysis Reports along with all of our Online Courses on Investing for Passive Income and Total Return to Reach Financial Independence as well as our Monthly Portfolio Updates then simply go to BusinessAndInvestingSherpa.com and sign up for a PRO Membership. ***** --- Support this podcast: https://podcasters.spotify.com/pod/show/businessinvestingsherpa/support

STEP 3:  HOW TO DETERMINE & CREATE YOUR BRAND This is the fun part. Pick a name, logo, etc. Trademark research is vital to ensure no future headaches. We will walk through how to do this, how to purchase the domain name for your brand, and what you need to watch out for. Pick a Name Tip: pick one that, when you read it, can be announced and, when you say it, can be spelled You also want to pick a name that crosses language barriers without being offensive Search the Brand Name in Google Look for anything that could confuse customers between your brand and another Check for an Open Domain Name Go to GoDaddy.com and search to see if the domain name is available Check for Potential Trademark Infringement If all looks clear and you love your Brand idea, buy the domain at GoDaddy.com! Create a Simple but Legit Logo Can look for ideas online, draw something up on paper and hire out to Fiverr.com or Upwork.com P.S. ***** If you are serious about creating an E-Commerce business then these are some of things we detail out and teach about in our course on How to Build a Profitable, Scalable, Multi-Million Dollar Ecommerce Business which you can get at BusinessAndInvestingSherpa.com. ***** --- Support this podcast: https://podcasters.spotify.com/pod/show/businessinvestingsherpa/support

When you are just beginning to think about your brand, should you think Big or Small?!? I'd argue that it's good to think Both! By that, I mean that it's good to be thinking BIG in terms of what your Brand could grow into and become but SMALL in terms of what your initial product line will be. To successfully get a business launched, it can be very helpful to be hyper focused on just one, small Niche! In today's episode, we're going to talk about why that is … Without further ado … let's discuss the 5 Reasons You Should Focus on a Small Niche when you are just starting out: By niching down, you have a much better shot at competing in the marketplace because you are better able to become an authority and build social proof within your product line. 2. You can hone your skills to become an expert in your niche. This will give buyers the confidence in your brand they need to purchase your products. 3. All of your efforts, systems, and advertising will build upon and complement each other, giving your products the best chance for success. When you are hyper focused on one niche, everything you do works together to build a product or product line that is more competitive and hopefully better than the competition. 4. For anything to be done successfully, it has to be done well and it's much better to do one thing well in the beginning, thus giving you the best chance to be successful. When you spread thin, nothing gets done well. 5. Focusing on one niche not only Increases your Focus, but it Reduces Overwhelm and Burnout. The biggest risk to the success of your business is Burnout because as soon as you give up and quit, the business has failed. 6. Lastly, Targeting a niche gets your products in front of shoppers who are almost ready to buy instead of casually browsing and it does so with your best foot forward. Once people are searching for very specific products they know what they want and are more likely to buy so by standing out in a niche you are more likely to convert those shoppers into customers. Now that we've talked about why it's sooo important to niche down, it's equally important to know HOW to successfully identify a niche that you will be able to compete in and gain market share to begin building a reputable brand. This includes things like: How to determine the advertising spend you will need to be able to compete in your niche How to determine the monthly sales that your competitors products are making How to run the numbers and determine if there is sufficient profit margin for you to compete And a whole lot more! If you are serious about creating an E-Commerce business then these are some of things we detail out and teach about in our course on How to Build a Profitable, Scalable, Multi-Million Dollar Ecommerce Business which you can get at BusinessAndInvestingSherpa.com. --- Support this podcast: https://podcasters.spotify.com/pod/show/businessinvestingsherpa/support

STEP 1: UNDERSTAND THE OVERALL BUSINESS MODEL You can run your company with just a laptop from anywhere in the world. Would you believe me if I told you that it is entirely possible to create your own brand, have products manufactured, market those products to millions of customers worldwide, and automate the entire shipping process whether someone purchases on Amazon or your own website? And all of this done with just your laptop? It's true. And I know because I've done it. I created a brand that did over $1 Million in revenue in our very first year and sold the company within 4 years. I believe it is the most powerful, automated, and scalable business startup model that currently exists. You can run your company with just a laptop from anywhere in the world. Here's how it works: Determine your brand and products Reach out to manufacturers through a website called Alibaba or Ali Express Tell them what you want them to make and how to brand it with your logo and packaging Get samples and pick your favorite manufacturer Place your first order Sign up for an Amazon Seller Account List your products Ship your products to Amazon FBA (this lets Amazon ship your product via Amazon Prime and they do all of the work!) Set up Amazon Ads and an email follow-up sequence to increase customer satisfaction and reviews Start making sales Increase your organic keyword ranking until you are on page 1 Order more inventory Repeat the process once you are able to consistently keep your first product in-stock Once you have Amazon running successfully, you can create your own website through Shopify to build your email list and re-market to your customers Integrate Shopfiy with Amazon FBA so that when someone orders on your website Amazon will automatically ship the product to them! As a quick example, let's say you sell a $100 product and your net profit is $25 per sale. To have a $1M business all you have to do is sell 28 items per day. If you have 3 products that average a $100 sale price, that's less than 10 sales per day of each product. Amazon Prime has over 100 Million Prime Members! By getting your product on page 1 of Amazon in front of all of those shoppers it becomes very easy to hit $1M in sales. ***** To learn the detailed steps, strategies, and tactics of this business model go to https://businessandinvestingsherpa.com and become a PRO MEMBER to full access to all of our Courses on Building an E-Commerce Business and Investing the Profits for Financial Independence. ***** --- Support this podcast: https://podcasters.spotify.com/pod/show/businessinvestingsherpa/support

Amazon is a Momentum Game: What I mean by the fact that Amazon is a momentum game is that the more you sell on Amazon, the more your organic rankings increase for more and more keywords. The reason this is so important is because it has major impacts on the overall strategy you should take when approaching selling on Amazon. For instance, when you launch a new product,you do not want to run out of inventory. This is because running out of inventory makes your organic rank drop. Instead, what you want to do when you launch a new product is to spend money on advertising to begin to build the momentum of the sales which will then increase your organic rank, which in turn, increase your profitability because you get more sales through more keywords and pay less advertising fees to Amazon. There are two forms of product listings in the search results. One is from paid advertising, and the other is from free organic ranking. The two go hand in hand. The paid advertising drives traffic to your product, which increases your sales. And in turn, this also boosts your organic rank, which drives more traffic and increases your sales at an even higher profitability, because you didn't have to spend money on ads for the people that bought through an organic listing. The problem comes in when you run out of inventory. And you have to rebuild all of that momentum that you lost. And this can cost you a lot of money on Amazon. The fact that Amazon is a momentum game also impacts how many products you should launch at a time. Because Amazon is a momentum game, I recommend that it is best to launch just 1 product at a time. This is primarily because you want to build maximum momentum behind a product to maximize that products profitability for your company. If you have a good product, the amount of sales you can achieve for just one product on Amazon is enormous! Usually it's way more than you think. The key to achieving maximum sales on Amazon is to be ranked at the top of page 1 for as many relevant keywords as possible, especially the keywords with the most relevant traffic (don't neglect the small keywords too though as they can really add up!). To do this, my recommended strategy is to set up highly optimized listings and then drive traffic to those listings through Amazon advertising. The traffic you get from the ads will hopefully turn into sales (assuming the product and listing are high quality at a good price with positive reviews) which will increase your organic rank for both the keywords that convert to sales and those in your title and product listing. This will lead to more and more sales and better profitability as a greater percentage of sales over time shift from coming primarily through ads to primarily through organic rankings. To do this process requires that you don't run out of stock. Otherwise, your rankings will begin to drop and you will begin to waste the momentum you built which will cost you even more money to rebuild it through ads again when you get back into stock. So … try not to run out of inventory! Usually this process means that you should stick with one product until you are ranking on page 1 organically for your main keywords and many many more smaller ones and you know that you won't be running out of stock anytime in the future. Plus, sticking to one product at a time allows you to focus solely on that one product which gives that product the best possibility to succeed. Once a product has full momentum built and it can be sustained it is much easier to maintain, allowing for efforts to be redirected to the next product. --- Support this podcast: https://podcasters.spotify.com/pod/show/businessinvestingsherpa/support

WHY I LOVE INVESTING IN REITs MORE THAN RENTAL PROPERTIES: REITs are TRULY PASSIVE! REITs are FINANCIALLY LESS RISKY! Lower Leverage - 40% vs. 80% Far Less Personal Liability - Can Only Lose Invested Capital Can Get Started with Just a Few Dollars without TAKING EXCESS RISK (don't need cash reserves either) REITs are MORE DIVERSIFIED ... Geographically By Product Type Including: Apartments, Single Family, Ecommerce Warehouses, Data Centers, Hospitals, Medical Office Buildings, Office Buildings, Multi-Purpose Shopping/Office/Residential Destinations, Storage Units, etc. Lower Tenant Risk REITs are PROFESSIONALLY MANAGED Better at collecting Rent - 97% vs. 80% during COVID in Apartment Sector REITs have GREATER ECONOMIES OF SCALE REITs have GREATER ACCESS to CAPITAL REITs have LOWER FINANCING COSTS REITS can SCALE FASTER REITs “Volatility” Provides OPPORTUNITY REITs can be COMPOUNDED FASTER REITs have HISTORICALLY OUTPERFORMED PRIVATE REAL ESTATE ... 4% Higher Average Annual Returns Per Year in FACT! 15% per year on Average for REITs over the past 20 years, beating the S&P500 REITs are currently trading at HISTORICALLY LOW VALUATIONS and have STRONG BALANCE SHEETS Problems I often see with Rental Properties: People underestimate Costs … DRASTICALLY People don't count the Cost of Their Time People don't consider how Long it takes to Compound People don't consider the risk/reward ratio People think having control means they will get greater returns ***** For the Cost of Property Management on just ONE Property, you can become a PRO Member and get full access to all of our Business and Investing Courses, including how to Invest in REITs for Passive Income. Even more valuable though, you will get access to our Proprietary Research Tool with the Best REIT Investment Ideas each month as well as full access to our Model Portfolio and monthly updates as to what we are Buying or Selling and WHY! ***** --- Support this podcast: https://podcasters.spotify.com/pod/show/businessinvestingsherpa/support

Episode One! Hear our story and our business and investing journey to learn what is possible and how to create an automated, scalable e-commerce business and invest the profits to reach financial independence! About Us: Our team previously built and sold an automated, scalable, multi-million dollar eCommerce business in under 4 years. We then invested the profits for passive income to reach Financial Independence. Now, we teach the exact strategies we followed step-by-step on this podcast and our website and blog at https://businessandinvestingsherpa.com Today's Sponsor: M1 Finance: https://businessandinvestingsherpa.com/m1 M1 Finance is one of my favorite investment tools because it's FREE, it allows you to purchase partial shares of stock (so you can buy Amazon with 3 dollars instead of 3 thousand for example), and it allows you to do automatic rebalancing. With M1, you can essentially create your own Robo-Advisor and cut out all of the fees by selecting a set of low-cost index funds, setting your target percentage allocations for each fund, and turning on automatic rebalancing. If you set up auto deposits to the account each week, M1 will automatically weight the purchase of each fund back towards your targets. Plus, I think M1 is set up to help investors think long-term rather than fostering a trading mentality that you see with other apps. I have used M1 myself for many years and have no plans of stopping. One thing I have really appreciated is that when I transfer funds to M1, they are available to purchase the very next day, compared with Robinhood which takes like 5 business days, ouch. M1 is definitely unique and I love it's features. There are plenty more I didn't even touch on like the ability to create a portfolio line of credit at super low rates on up to 35% of your account balance and earn cash back with your own M1 checking account. To use this tool, simply click the following link: https://businessandinvesting.com/M1 . Doing so will help support the show and we would greatly appreciate it. Resources Needed to Start Your Business and Invest the Profits (Our Top Recommendations) - Business: Jungle Scout - (30% Discount with this Link) Top Tool for Selling on Amazon - https://businessandinvestingsherpa.com/junglescout TaxJar - Essential for Sales Tax Collection for Sales on Your Website - https://businessandinvestingsherpa.com/taxjar QuickBooks - What we use for accounting, we love setting up automated rules - https://businessandinvestingsherpa.com/quickbooks Investing: M1 Finance - Allows you to create your own Robo-Advisor for Free! No need to pay fees - https://businessandinvestingsherpa.com/m1 FundRise - Access to Automated, Low-Cost Commercial Real Estate Investing - https://businessandinvestingsherpa.com/fundrise Groundfloor - Access to Automated Real Estate Debt Investing - https://businessandinvestingsherpa.com/groundfloor Robinhood - (Get a Free Stock w/ our Link) - No Commissions, Partial Shares, Crypto, etc. - https://businessandinvestingsherpa.com/robinhood Disclaimer: The above links are affiliate links, meaning we will each a small commission at no cost to you. We greatly appreciate your support of the show in this way! --- Support this podcast: https://podcasters.spotify.com/pod/show/businessinvestingsherpa/support

--- Support this podcast: https://podcasters.spotify.com/pod/show/businessinvestingsherpa/support