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Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Jeff McKissack about participating and speaking at RIMS events, and his upcoming RIMS Texas Regional Conference session on August 11th in San Antonio, on the increasing overlap between reputation management and risk management. Jeff shares the critical impact of reputation risk and the growing threat of AI-generated content. He explains how even executives have caused reputational damage to their organizations, and he reveals a practical step that risk managers can take immediately to reduce the likelihood of reputation-related incidents and subsequent litigation. Justin and Jeff discuss the RIMS Texas Regional Conference, and how you can connect with Jeff after his presentation.   Listen for ways to implement reputation management strategies in your organization.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. We will be joined by Jeff McKissack of Defense by Design to talk all about reputation risk management. But first… [:39] RIMS-CRMP Workshop. We are delighted to announce that on August 27th and 28th, RIMS President Manny Padilla will be leading the two-day in-person workshop at St. John's University at 101 Astor Place in New York City. A link to the registration is in this episode's show notes. [:59] RIMS-CRMP Virtual Workshops. The next RIMS-CRMP Exam Prep with PARIMA will be held virtually on July 21st and 22nd. Registration links are in this episode's notes. [1:11] We have a summertime webinar. On July 16th, Zurich will present "Too Hot to Ignore: Heat-Related Injuries and Workers' Compensation." Register at RIMS.org/webinars and via the link in this episode's show notes. [1:25] Also on the webinars page, you will see a two-part series hosted by the RIMS Membership Department. The "Classroom to Career" webinar series highlights how RIMS equips students with the knowledge, skills, and connections needed to thrive in risk management careers. [1:41] Participants will gain insights into industry trends, career pathways, and practical tools that help them confidently step into the evolving world of risk management after graduation. These sessions will be hosted on September 1st and 9th. [1:55] These sessions are member exclusives and are complimentary for RIMS members, of course. So, if you are interested in becoming a member, this would be the time. Visit RIMS.org/membership. [2:04] You can enroll now in the Virtual RIMS CRO Certificate Program in Advanced Enterprise Risk Management hosted by the famous James Lam. Beginning July 15th, workshops will be held bi-weekly from 11:00 a.m. to 3:00 p.m. ET. The registration link is in the show notes. [2:28] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration will open in July. Be on the lookout for the call for nominations for the RIMS ERM Global Award of Distinction. Visit RIMS.org/ERM2026 in July for that announcement. [2:49] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [3:08] On with the Show! Our guest today is the Founder of Defense by Design, Jeff McKissack, a noted authority in the fields of threat assessment and the prevention of violent crime, with over 35 years of experience. [3:22] Jeff provides continuing education seminars for those in the educational, medical, legal, financial, real estate, human resources, and risk management sectors. He is one of the favorite speakers in the RIMS Texas Chapters. [3:36] You can find him at the RIMS Texas Regional Conference 2026 on August 11th at 1:45, when he will present "How Reputation Management is Impacting Risk Management." [3:46] As you will hear in this interview, his session at the RIMS Texas Regional will dovetail with the Risks of Physical Harm and Violence. He's here to provide a preview of his session. [3:55] We talk about the Risk Management impact of social media, AI, and deepfake technologies on operations and profits, and how employee activity online and off the clock can ripple through staffing, operations, morale, productivity, profits, and brand image.  [4:10] This episode is a year in the making. Let's get to it! [4:12] Interview! Jeff McKissack, Welcome to RIMScast! [4:29] Jeff has a strong history with RIMS and the RIMS Texas Chapters. He has spoken at DFW RIMS on several occasions. Jeff Strege brought Jeff down to speak at Houston RIMS. He spoke at a couple of conferences co-hosted by South Texas RIMS. [4:59] Last year, Jeff was at the Inaugural Texas Regional RIMS Conference in San Antonio. He's there again this year. [5:15] Jeff loves RIMS, in general, because he doesn't have to explain himself. When he speaks to HR or risk management, his two favorite positions, even above the C-Suite, risk managers and HR directors totally get what he does and why.  [5:34] Jeff says the common response he typically gets is they've never met anybody who does what he does or speaks the language he speaks. He's heard it for 39 years. He loves speaking to people in risk and insurance companies because he speaks the language of liability. [5:54] Jeff does a lot of work with attorneys, as well, on both sides. He tells folks he's trilingual because of all these different industries. He's multifaceted. [6:06] Jeff talks about years of working with risk professionals and feeling their pain points. He reverse-engineers many of those scenarios. He asks, Where are the points where this could have been prevented, or at the bare minimum, mitigated? [6:43] A president of an association of independent electrical contractors called him for help. He asked, You have people working hours, in isolated locations, with expensive equipment on their trucks? What could go wrong? Without much of a push, he's able to jump in and help. [7:20] Jeff says there are only three types of businesses: businesses that have internal employees, businesses that have external employees, and businesses that have both. The risks for those three categories are very different from each other. [7:40] Jeff explains some of the differences in risks between having internal employees operating equipment and external employees in trucks on the road with equipment. There are different security concerns, risk concerns, and liability concerns. Address all the concerns. [8:16] Jeff recently saw a police video of a dump truck plowing through an intersection, with its brakes out, into a ravine. Fortunately, no one was killed. Why did the brakes give out? Who was responsible for checking them? They dodged a major bullet by nobody being injured or killed. [9:11] Jeff says he has three wheelhouses: physical risk, data risk, and reputational risk. He doesn't do active shooter training. He deals with factors that can lead to an active shooter before the shooting happens. He deals in prevention, not in reaction. [9:42] Jeff doesn't deal in cybersecurity but in data. He doesn't talk about people who hack your computers; he talks about people who hack your people. That bleeds over into reputation management. [9:57] Reputation management, with the internet and social media, has taken on a different dynamic. [10:07] Either your employees go online and self-incriminate themselves by putting something out there to the world that reflects upon your company, or they do something off the clock that can still have an impact on your company and its reputation. [10:22] Jeff mentions two courtrooms that we want to avoid: an actual courtroom, and the court of popular opinion. [11:01] Jeff says some things before social media still ended up being headline stories in the traditional media that reflected negatively upon employers. Social media has massively amplified that dynamic. [11:31] Jeff's talk is about how reputation management is impacting risk management. It will be held on August 11th at 1:45 p.m. during the RIMS Texas Regional Conference 2026. It examines how reputation management and risk management increasingly overlap. [11:53] Jeff says risk management and HR management often think that whatever happens off the clock is not on them — until it is. There was an Assistant District Attorney some months ago who walked out of a bar "two out of three sheets to the wind." [12:17] The cops wanted her to get an Uber and go home. She made a huge scene about it, captured on the bodycams. She ended up being arrested. "You don't know who I am. You can't do this to me!" The next day, not only was she fired, she lost her license. [12:33] There are YouTube channels devoted to police bodycams. People and companies suffer the reputational consequences of those videos. Once they're on YouTube, they go viral. [12:54] A lot of channels have hundreds of thousands to millions of views, reflecting on a company's public image, even though it was one of their employees off the clock. [13:40] Jeff says the biggest thing is education and training. We think people know what we know and the way we think. No, they don't. Jeff compares it to schools teaching social ills. As risk managers, you need to teach employees responsibility if you want to change their behavior. [14:40] Jeff says, Do not expect what you do not inspect. [14:50] A Quick Break! There are so many other wonderful RIMS events coming up in 2026. The Annual Florida RIMS Educational Conference will be held from July 28th through August 1st at the lovely Ritz-Carlton in Naples, Florida. A link to the event is in this episode's show notes. [15:09] Register now for the Second Annual RIMS Texas Regional Conference, which will be held from August 10th through the 12th at the Grand Hyatt on the San Antonio River Walk. Visit RIMS.org/Events for registration information. [15:26] The hotel cutoff date is July 10th. Reservations may still be made after the cutoff date subject to availability; however, the negotiated group rate is no longer guaranteed past July 10th, so reserve now. [15:40] The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026. Visit ChicagolandRiskForum.org for more information. [15:51] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. The agenda is live, and registration is open. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [16:08] Save the dates October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are open, and sponsorship opportunities are still available. Advance registration is open now. [16:24] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [16:39] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration opens in July. [16:49] Be on the lookout for an announcement about submissions for the RIMS Global ERM Award of Distinction. Visit RIMS.org/ERM2026.  [17:00] Let's Return to Our Interview with Jeff McKissack! [17:07] Jeff says some of these reputational concerns have been C-Suite executives. Jeff just taught about a mayor arrested in Kentucky for shoplifting a $70 pair of shorts at a department store. Jeff guesses the mayor felt he was owed those shorts. [17:32] Last week, Jeff was talking about a city manager in Texas who felt it was a good idea, when she took her employees to a conference, to take them to a local strip club that night. After a few drinks, she got up on stage and started dancing around the pole. [17:46] Somebody recorded that and put it on social media, and the city manager got fired. City managers aren't easy to come by. In risk management, we have to understand that when these types of things occur, they impact multiple areas, both immediately and simultaneously. [18:05] These incidents affect staffing, operations, morale, productivity, profits, and public image. Every one of those six areas has associated dollar figures. This is why reputation management now must be taken into consideration under risk management. [18:50] Jeff says if I get an employee compromised in a controversial, scandalous, or criminal situation, whether I capture them on camera, or if I create the environment for said compromise to occur, and I set them up to be on camera, do I have them in the palm of my hand? [19:25] Reputational concerns, if they're not addressed and talked about before, and an employee gets caught in something that happens or was made to happen, it can be used as blackmail to have them do things internally because they have access that outside parties want. [20:08] About a year ago, Jeff says a case made national news of a high school principal who was facing the wrath of his community because of a racial rant he was supposedly caught saying as the principal of a school with minority students. [20:27] It came out that the athletic director had taken a digital sample of the principal's voice, maybe from a voicemail, and created an entire verbal tirade from scratch. That was proven through forensics. [20:47] Meanwhile, the principal had almost lost his job and career and was facing physical threats to his family from the public over something that had never happened. That showed Jeff we were entering a new atmosphere. [21:03] Jeff says, Sora 2, one of the newer AI video platforms,  has already been called out for causing problems for police because people are creating videos of real people committing not-so-real crimes. With AI, it looks real. [21:19] Jeff describes a hypothetical situation where an AI video would be used to charge an employee of a crime, leading to an arrest and a record. Think of the liabilities you and your company would face. None of those are cheap. [22:02] Justin asks about verifying the legitimacy of a video. Jeff says there is software out there that does a pretty good job of figuring out if this video is AI-generated. [22:32] What camera captured the action? Was it an internal, company-owned camera, or something someone supposedly captured on a phone camera? One of those is more susceptible to manipulation. [22:53] Now, you have to be a little bit skeptical. Never has there been a more important time in our history to live by the adage, "Innocent until proven guilty." Jeff says a healthy dose of skepticism is called awareness. [23:50] Everybody has vulnerabilities. The first step in preventing a lot of these things from occurring is recognizing your own vulnerabilities, stereotypes, and false premises. Jeff says stereotyping is judging based on appearances; profiling is judging based on behaviors. [24:26] Jeff says you almost have to go into this blind, deaf, and dumb to do a true, analytical, unbiased evaluation. [24:34] Sponsorships! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. RIMScast is proud of its longstanding relationships with AXA XL, Global Risk Consultants, Alliant, Zurich, and more. [24:57] Links to many of these episodes are in the show notes. RIMScast sponsorships can be bundled with whitepapers and webinar sponsorships. [25:04] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! [25:18] Reach out to Ted Donovan at  TDonovan@RIMS.org or Sales@RIMS.org. Let's find the best opportunity for you and your organization. [25:30] Let's Conclude Our Interview with Jeff McKissack! [25:54] You can't do anything about the various AI generation platforms out there. People, for the most part, are using them for all the right reasons. The thing you have to be concerned about is if it's used to accuse someone of something. [26:10] Jeff describes speaking to the Society of Government Meeting Professionals. They are meeting planners for all the alphabet agencies, the Department of War, FAA, CDC, and more. Jeff has spoken at their annual conference for years. [26:26] Jeff told them, you're bringing all these people here for an annual conference at one place, at one time, under one roof. Who do you think might want to compromise someone there, so that by the time they return home, they've been puppeteered? [26:44] Jeff is getting these meeting planners to start thinking about security in a different way, and educating the people. [26:50] "Hey, we love having you here, but when you go out to bars and restaurants, here are some things you need to think of, because some people here may know who you are and what you represent by way of access." [26:38] Jeff says, if something happens, and they get lured back to a hotel room, for various things, and they get slipped a Mickey and pass out, and a couple of weeks later they get a video by text or email, they don't even know if it's a deep fake or not because they were blacked out. [27:27] These are things we all have to understand how easy it is. Jeff constantly admonishes employees, when he speaks at that level, to remember it's not about them. They may not have wealth, but they absolutely represent access to things that people want. [27:48] You have to understand that you may have a target on your back you don't realize you have. When people approach you, ask yourself, does everything that happens in Vegas stay in Vegas? Or does it stay on social media and YouTube? YouTube remembers. [28:50] Jeff shares something from his presentation. The first step is not the stopping point. The first step is "Do you have a social media agreement in writing that your employees have signed?" If not, you, HR, and your General Counsel need to get together and word-smith it, ASAP. [29:18] Jeff says he talked to a VP of a company with over 8,000 employees. When the VP was hired as a VP, he was paid to sign two documents. He was paid $50 to sign the NDA, so he wouldn't take the sales list if he left. He was paid $100 to sign their social media agreement. [29:39] The company was more concerned about him doing something that impacted its public image than about taking the client list. First step is to wordsmith that agreement and how you incorporate it into a Code of Conduct as far as the off-the-clock expectations. [30:08] Jeff shares a case from New York City where a young sitting judge had an OnlyFans page. He was fired for it and tried to fight it. He lost because the verbiage in the City Manual for his position said: "extra-judicial activities … do not detract from the dignity of judicial office." [31:02] Jeff spoke at a risk management conference. He showed three lawsuits that were settled in the last two weeks: $125K, $225K, $485K for employees at state and government universities, entities, and institutions over the Charlie Kirk assassination. They had been fired.  [31:20] They came back and sued for wrongful termination and got settlements because there was nothing written that dictated employee behaviors online. [31:45] You've got to have the paper trail or digital trail. If it's not in the Employee Handbook, add it as an addendum they sign, and put it in their file. [31:57] Next year, when new hires come on board, have it as part of the Employee Handbook, whether it's the social media agreement and/or your expectations/code of conduct. At the bare minimum, have those things in order. That's your starting point. [32:40] Jeff says when you hire someone, treat the Handbook like the Apple Agreement. Going into detail about the policy is best addressed in education and training. [32:59] Jeff talks not only to executives but also to employees. The biggest thing he is trying to get HR, Risk Management, and the C-Suite to understand is that if you're going to alter the behaviors, you've got to teach them what to do otherwise. [33:30] You're not going to get your employees to go cold-turkey on social media, but you can teach them to apply critical thinking skills so that they police themselves and you don't have to. [33:45] You have to do it in a way that tells them what's in it for them. People expect them to come home with a paycheck. Tell them all their plans can be interrupted if they do something foolish now. [34:39] Sometimes, Jeff does not have time in the session to take questions from the audience. He always tells folks he'll be around in the hallways because they may have questions they don't want to ask in front of everybody else there. Or, reach out to him on LinkedIn, or call him. [35:22] In this arena, a lot of people don't want to put out their concerns. Justin says Jeff is very approachable. He wears a hat, and it has become a branding point for him. Justin asked him for a headshot with the hat, to make him more recognizable, because people know him in Texas. [36:58] Justin asks about other cases involving social media outside of work. Jeff refers to the city manager who was let go because of a pole dance that showed up on YouTube, and the shoplifting mayor, also on YouTube. The judge had a side gig that was questionable behavior. [37:35] Jeff says some teachers have been fired over video where they had their kids in the background in the classroom while they were twerking, or dancing with kids. One teacher had his students give him a haircut in the classroom. [37:51] Jeff recalls the wording cited from the City Handbook about the dignity of the office. That covers a lot. Things like that are subjective, but most people know it when they see it. [38:15] Justin asks if we're in a society where you have to live your life assuming that everything is going to be broadcast? Jeff wouldn't say broadcast, but at least captured on camera. [38:25] When Jeff is doing employee training, he goes through cameras that are on the market. You're only thinking of the cameras you see. You are not thinking of cameras that could be out there, recording you. The ATM captures you and looks across the street. [38:52] When Jeff parks in maybe a questionable area, he always tries to find a Tesla. On average, there are seven or eight cameras around that Tesla. He'll take a picture of the license plate of the Tesla next to him, so if anything happens, he can give the picture to the cops. [39:38] Jeff says he relays to people, executives and employees alike, strategies, critical thinking. How do you use technology to your favor instead of having it used against you? [39:51] Jeff McKissack, thank you so much for joining us here on RIMScast. Jeff says he is looking forward to seeing you all in August! [39:58] Special thanks again to Jeff McKissack of Defense by Design. Be sure to attend his session at the RIMS Texas Regional Conference in San Antonio at the Grand Hyatt on the San Antonio River Walk on August 11th. [40:13] Jeff McKissack will deliver the presentation, "How Reputation Management is Impacting Risk Management," at 1:45 p.m. Be sure to follow up with him in the hallways afterwards and let him know that you heard him here on RIMScast. [40:27] Plug Time! Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [40:44] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [41:00] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [41:14] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [41:26] Practice good risk management, stay safe, and thank you again for your continued support!   Links: RIMS Texas Regional Conference 2026 | Aug. 10‒12 in San Antonio | Register Now! RIMS Risk Management Magazine | Contribute | Q2 2026 Issue Now Available RIMScast on YouTube! "RIMS-CRO Certificate Program In Advanced Enterprise Risk Management" | July‒Sept. 2026 Cohort | Led by James Lam | Register Now! 2026 Florida RIMS Educational Conference | July 28‒Aug. 1 | Register Now Spencer Educational Foundation's 2026 Funding Their Future Gala | Sept. 17, 2026 ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today and Submit an Educational Session! RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Advance Registration Open | Sponsorship Opportunities Available RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Registration Opens in July! | www.RIMS.org/ERM2026 Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! RIMS, the Foundation for Risk Management The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy Defense by Design Upcoming RIMS-CRMP Virtual Workshops: RIMS-CRMP Exam Prep with PARIMA — Virtual — July 21‒22, 2026 RIMS-CRMP Exam Prep Workshop — Live In NY — Aug 27‒28! Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops   Upcoming RIMS Webinars: RIMS.org/Webinars "Too Hot To Ignore: Heat-Related Injuries and Workers' Compensation" | July 16 | Presented by Zurich "RIMS Student Series: Classroom to Career Part 1" | Sept 1 "RIMS Student Series: Classroom to Career Part 2" | Sept 9   Related RIMScast Episodes: "Strategy and Change with Ward Ching and Aaron Olson" "Mid-Year Risk Roundup 2026 with Morgan O'Rourke and Hilary Tuttle" "Live From Texas 2025!" "Leadership Lessons with Major General (Ret.) Robert F. Whittle Jr., RIMS Texas 2025 Keynote" "Risk and Clarity with Huw Edwards, RIMS Texas 2025 Keynote"   Sponsored RIMScast Episodes: "48 Hours From a Storm: What to Do Before A Hurricane Strikes" | Sponsored by Global Risk Consultants, a TÜV SÜD Company (New!) "AI-Scale, Risk Ready: Engineering Controls for the New Data Center Boom" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Facing Into Risk: Navigating the New Risk Landscape" (New!) | Sponsored by AXA XL "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against an Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Jeff McKissack, President, Defense By Design   Production and engineering provided by Podfly.  

David is joined by Kale Bakken, who built Power Clean Solutions to $125K completely solo with one truck and zero paid ads and is on track to double it this season. They break down what it takes to scale a solo pressure washing operation past $200K, from dropping unprofitable services and hiring your first year-round technician to building a real marketing budget and making the shift from doing the work to running the business.See where your business stands —Take the free Growth ScorecardListen to the full audiobook free — Get Off The TruckFollow HSBC Social's:Facebook | Instagram | YouTube | HSBC Accelerator | Jobber | Home Service Business Coach Email: info@homeservicebusinesscoach.com

#302If you're looking to buy UK property from overseas, you might want to consider Burnley.Once a month I'm joined by Darren McNeill from our sponsors FMP to look back at a deal he sourced for a client 5 years ago.This month, we discuss a buy-to-let in Burnley, Lancashire BB11 2LN.Darren explains how Burnley has benefited from the Manchester 'ripple effect' and how the outskirts of Burnley are undergoing the same process.We revisit the journey of a three-bedroom mid-terrace house purchased for just £60,000.We explore its impressive capital growth and rental yields, and dive into the changing landscape of Burnley as an investment hotspot.Finnigan McNeill Property specialise in high-yielding turnkey properties in the Northwest for under 125K.Check out our shorts on YouTubeOur WhatsApp  groupProperty Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 monthsGoalsettingLeave a review37 Question Due Diligence Checklist / Auction GuideOur Sponsors: Finnigan McNeill Property GroupWe discuss:UK Property deal review: Healywood Road, BurnleyBuy to let property bought for £60,000 in 2021UK Property rents projected at £500 per monthCurrent property value estimated at £90,000Five-year capital growth in UK Property highlightedCurrent rental income now £750 a monthRent increases in UK Property since COVIDUK Property average tenancy length under three yearsMore tenant changes in some UK rental propertiesBurnley UK Property market overview and potentialBurnley's capital growth in UK Property marketGovernment Levelling Up funding boosts Burnley PropertyUniversity and transport upgrades in Burnley, UKBurnley town centre regeneration for UK PropertyEffective landlord licensing in Burnley rental marketBurnley council's proactive role in UK rentalsBurnley UK Property prices rising post-COVIDAverage price for 2-bed buy to let in BurnleyComparing two bed vs three bed UK PropertyBest UK Property investment strategy: numbers-driven approachKeywordsUK property, UK buy to let, UK property investment, Buy to let UK, Property investment UK, Burnley property market, Northwest England property, Greater Manchester property investment, Buy to let Burnley, UK property capital growth, UK rental yields, UK landlord licensing, Turnkey property UK, Expat buy to let UK, FMP property sourcing, UK property regeneration, Buy to let properties under £125,000 in UK, Best areas to invest in property in Burnley, How much does a two bedroom terrace house cost in Burnley, Burnley investment property case study, Average rental yields in Burnley UK, Hands free turnkey property investment UK, Regeneration effects on property values in Northwest England, Impact of landlord licensing in Burnley, Rental demand for two and three bed terraced houses in Burnley, UK government Levelling Up Fund property impact, Expat guide to UK property investment, How to analyse UK property rental spreadsheetsCheck out our new YouTube Channel @ExpatPropertyStory

Send us a text if you want to be on the Podcast & explain why!How to Become A Successful Personal Trainer vol. 2 interviews coaches and trainers who have lead a successful personal training career. HINT HINT, they don't praise textbook certifications, they focus on hands on learning and building teams.If you want to make real money as a personal trainer, “getting certified” is not the finish line, it's the starting line. We're pulling back the curtain on what we see from the one percenters in the industry: the coaches clearing $125,000+ a year while everyone else wonders why their calendar is empty and their confidence is shaky. We walk through three traits that keep showing up among high performers. First, they chase hands-on learning, not just books and bundles. They do seminars, internships, mentorships, and supervised reps in the trenches, because that's where you learn to handle knee pain, shoulder issues, and real-world client chaos without freezing. Second, they build a serious network, especially physical therapists (DPTs) and registered dietitians (RDs) they can actually talk to, not just follow online. That support raises your competence, your results, and your ability to charge premium rates with integrity. Then we tackle the taboo topic: looking the part. Not extremes, not unrealistic influencer standards, but a clear signal that you practice what you preach and you fit your market. We also share practical ways to “level up” fast, from picking the right mentors to running a SWOT analysis on your business and physique. If you're done with the quick-fix mindset and ready to build a sustainable personal training career, hit play, then subscribe, share this with a trainer friend, and leave a review with your biggest takeaway.Want to become a SUCCESSFUL personal trainer? SUF-CPT is the FASTEST growing personal training certification in the world!Want to ask us a question?  Email info@showupfitness.com with the subject line PODCAST QUESTION to get your question answered live on the show!Website: https://www.showupfitness.com/Become a Successful Personal Trainer Book Vol. 2 (Amazon): https://a.co/d/1aoRnqANASM / ACE / ISSA study guide: https://www.showupfitness.com

The $125,000 a year healthcare cliff and what to do about it. This interview with Jeff Gould's Healthcare Czar, Thomas Asfeldt, is one you cannot afford to miss. In this episode of I Like That Story, Jeff sits down with healthcare strategist and interim executive Thomas Asfeldt—and what unfolds is one of the most eye-opening conversations we've had yet. Thomas has spent decades inside healthcare systems across the country, brought in to lead, fix, and improve organizations at every level. From ICU floors to national cancer initiatives, he's seen how the system actually works—and where it breaks. And he doesn't hold back.

#292Once a month I'm joined by Darren McNeill from our sponsors FMP to look back at a deal he sourced for a client 5 years ago.This month, we discuss a deal in Bacup, Lancashire OL13 8BSFinnigan McNeill Property specialise in high-yielding turnkey properties in the Northwest for under 125K.Our WhatsApp  groupProperty Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 monthsGoalsettingLeave a review37 Question Due Diligence Checklist / Auction GuideWe discuss:FMP's focus on UK buy-to-let propertiesBack-to-back terraced houses explained in UK property contextProperty deal review: Holmes Lane, Bacup, UKTwo-bedroom terraces in the UK property marketUK property purchase price: £65,000 in 2021Rental forecast vs. actual rents UK propertyAttic bedrooms in UK back-to-back homesUK property on three floors: Investment benefitsUK rental market: £525 achieved over £475 forecastFMP information sheets for UK property investorsFive and ten-year UK property forecastingKey UK property market statistics and EPC dataBacup UK property price growth since 2017UK capital growth: 37% in Bacup since 2020UK rental yields: North West outperforming national averageUK property yields: FMP targets 9–10% minimumCapital growth surprise in Northern UK propertyUK cash flow vs. capital growth investment strategyBurnley: Top UK property investment locationBurnley's regeneration and impact on UK property valuesKeywordsUK property, UK property investment, UK property market, Buy to let UK, Northwest property investment, Greater Manchester property, Burnley property investment, Bacup property market, UK rental yields, UK capital growth, Buy to let under 125,000, UK property cash flow, Rental Barometer Fleet Mortgages, UK landlord advice, Back to back terrace property UK, Burnley buy to let opportunities, Northwest England investment properties, UK two bedroom rental yields, Holmes Lane Bacup property, UK property investment for expats, Best areas to invest in Northwest UK, University of Central Lancashire property investment, UK property projections and forecasting, UK property remortgage rates, UK property information sheets for landlordsAttention UK Landlords: Free PDF on how to notify tenants about the Renters' Rights Act

In this episode of the Cannabis Accounting Podcast, host Raymond Guns sits down with Amanda Metzler, owner-operator of Bigsby Farms in Oregon, and Matt Kennicott, Executive Director of the Cannabis Association of New Mexico. Amanda has one simple belief — if you don't control your costs, the market will control you. Matt knows another truth — bad policy kills more businesses than bad operators.Amanda has been farming since 2016 and built the largest solar installation on any farm in Oregon. Matt runs a micro-cultivation farm and leads the Cannabis Association of New Mexico. They have both seen the industry go from gold rush to grown-up business. And they keep seeing the same mistakes destroy farms over and over again.They talk about:

The Musk v. Altman trial seated a jury in California, with opening arguments set for today. Microsoft and OpenAI amended their partnership, removing the AGI clause. OpenAI missed internal user and revenue targets, Google launches Ask YouTube, and March saw 45,800 tech layoffs. A US judge seated a nine-person jury in the Musk v. Altman trial at a federal courthouse in California; Sam Altman and Greg Brockman were in attendance (CNBC) Microsoft and OpenAI amend their deal to let OpenAI serve all its products across any cloud provider; Microsoft will no longer pay a revenue share to OpenAI (OpenAI) Sources: OpenAI missed an internal goal of reaching 1B weekly active ChatGPT users by 2025's end, and missed multiple monthly revenue targets earlier in 2026 (WSJ) Google launches Ask YouTube, a conversational AI search "experiment" that generates pages with videos and text summaries, for Premium users in the US aged 18+ (The Verge) Bloomberg CTO Shawn Edwards says the company is overhauling Terminal with a new chatbot-style interface called ASKB, currently open to ~125K users in beta (Wired) Layoffs.fyi: companies announced layoffs affecting 45,800 tech employees in March, making it the worst month for reported tech job cuts in at least two years (WSJ) An analysis of Internet Archive data: by mid-2025, ~35% of new websites published since ChatGPT's launch in November 2022 were AI-generated or AI-assisted (404 Media) Learn more about your ad choices. Visit megaphone.fm/adchoices

You're hitting your best months. Revenue is up, the business is growing, and on paper everything looks exactly how you wanted it to. But instead of feeling fulfilled, you feel flat, drained, and stuck in the day-to-day, still chasing deals, still firefighting, still unable to switch off. And that's where most advisers get it wrong. They assume something's broken, their motivation, their energy, or even their business. But the truth is, this isn't a performance problem… it's an identity problem. You've outgrown the role you're still playing, and until that shifts, success will never feel like success. Why hitting record months can feel surprisingly empty The real reason you feel stuck (and it's not motivation) The identity shift from adviser to CEO that unlocks scale A simple audit to remove yourself from low-value work How creating space leads to better decisions, growth and freedom Want to find out what gaps you have in your business to go to the next level? Take the Quiz now If you struggle with social media, grab a free copy of my Amazon bestseller, The Lead Generation Guide Book A Systemise Audit Call if you're ready to level up your business Hosted by Gary Das: business growth consultant helping financial services entrepreneurs systemise, scale and create a freedom-led business and life they love. Be sure to like, comment, and subscribe for more insights on personal and professional growth. I hope you enjoyed today's episode; please subscribe, rate and review the show on your favourite platform. Follow me on Social media: Instagram | LinkedIn | Facebook | Website | YouTube

Most people think free means no money.That's why they miss it.The real play is what happens after people join.Give them value. Help them get small wins. Build trust.Then offer simple next steps that actually help them move faster.Low ticket. High volume. Easy decisions.It stacks quickly.In this video I break down how this model works and how it turns a free group into consistent profit.You can also watch it here: https://youtu.be/z1hPNiLVzgI

Is Bitcoin crashing… or quietly setting up its next massive move?If you've been watching Bitcoin drop from $125K to nearly half that value, it's easy to feel uncertain or even fearful. But this moment is exactly where most investors lose clarity and miss opportunity. In this episode, you'll get a grounded, experience backed breakdown of what's really happening beneath the surface so you can stop reacting emotionally and start thinking strategically. Understand the two most likely scenarios shaping Bitcoin's current market cycle  Learn why price drops don't necessarily mean failure and how they've played out historically  Gain a clear, practical mindset for navigating uncertainty and building long-term conviction Hit play now to understand what this market shift really means and how to position yourself before the next move begins.If you've got questions and don't really have anyone to talk to about Bitcoin…You can Book a call with Myles here with this link. It's a free 10–15 minute clarity call where we can talk through where you are, what you're thinking, and how to approach this properly.I know how hard it can be in the early stages… especially when people around you work, family, friends don't really get it.Hit follow, so you never miss the latest insights on money, finance, invest and build wealth - plus clear guidance on cryptocurrency, Bitcoin, and Bit Coin for today's serious investors.

#284Once a month I'm joined by Darren McNeill from our sponsors FMP to look back at a deal he sourced for a client 5 years ago.This month, we discuss a deal in Clayton-le-Moors, Lancashire BB5 5DTFinnigan McNeill Property specialise in high-yielding turnkey properties in the Northwest for under 125K.Our WhatsApp  groupProperty Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 monthsGoalsettingLeave a review37 Question Due Diligence Checklist / Auction GuideWe discuss:FMP's Monthly UK Property Deal ReviewWhalley Road Property in Clayton Le MoorsThree Bedroom Mid-Terrace UK Property AnalysisUK Property Deal: Securing Price Below ListingForecasted vs. Actual Rental Income in UK PropertyUK Valuation Standards for Bedrooms ExplainedSize and Layout of UK Terraced PropertiesRent Increases in the UK Property MarketUK Property Tenancy Trends Over Five YearsCurrent UK Property Valuation Insights51% Capital Growth for North West UK PropertiesUK Area BB5 Capital Growth ComparisonAdvantages of Lower Priced UK Property InvestmentsStrong Buy-to-Let UK Market in BB5UK Property Rental vs. Home Ownership TrendsLocal UK School Ratings and Property InvestmentUK Infrastructure and Connectivity: Clayton Le MoorsImpact of New Homes on UK Secondary MarketEffects of Renters Rights Act on UK LandlordsImportance of Rent and Eviction Insurance in UKKeywordsUK property, UK property investment, Buy to let UK, UK property market, Northwest property investment, Greater Manchester property, Clayton Le Moors property, Three bedroom terrace UK, Property values UK, UK property capital growth, Accrington property, BB5 property market, Rental yields UK, Buy to let under £125,000, UK property infrastructure, Hyndburn Council property, Investment property near Manchester under 125k, Buy to let deals in Clayton Le Moors, UK three bed terrace property review, Rental price trends Clayton Le Moors, Capital growth outperforming BB5, Securing UK buy to let with rent and eviction insurance, Schools in Clayton Le Moors for property investors, Impact of Renters Rights Act on UK property investment, Hands free turnkey property service UK, Newly built homes effect on Clayton Le Moors market, Accrington town centre investment and property values, Moving upwards on the UK property ladder in Northwest, Best areas in Northwest for buy to let investors

This episode of WARD RADIO features an engaging and humorous conversation between Cardon and Austin Falter of Falter Media, centering around Coleman Thompsons, a returned missionary from Utah who has garnered an impressive cult following in East Africa, specifically among Swahili speakers on TikTok and other platforms.

Are AI agents about to replace traditional software—and even jobs?In this episode, Yat Siu, Co-Founder and Executive Chairman of Animoca Brands, explains how autonomous AI agents are creating a new economy where anyone can build, automate, and monetize digital tasks in minutes.From earning $125,000 with a single agent to building over 1,000 AI-powered skills, this conversation explores how AI is transforming software, work, and the future of the internet.If you're interested in artificial intelligence, crypto, Web3, or the future of work, this episode breaks down what's coming next—and how you can get started.Topics covered:- AI agents vs traditional software and search tools- How AI agents are changing jobs and productivity- Real-world earnings: $125K from a single AI agent- The rise of the AI agent economy and skill marketplaces- How AI agents learn, improve, and scale- Building custom tools in minutes (no coding required)- Practical use cases for everyday users and businessesRecorded in Tokyo, Japan during cherry blossom season.Follow Bitcoin.com News for more insights on AI, crypto, and Web3: https://x.com/BTCTN⏱️ Chapters:00:00 Intro & Opening00:30 Animoca Minds Update: 1,000+ Skills Built02:00 Yat Siu's Personal Agent Evolution: 200 Agents Running03:20 One Agent Learning & Self-Replication05:00 Real Money: $125,000 with a Single Agent07:30 AI Agents vs. Search Tools09:00 The Mental Framing: Think of It as Hiring11:15 The Agent Economy & Marketplace12:00 Pricing & The Future14:30 Practical Applications & Closing

Bob Dylan launches a strange Patreon account called “Lectures From The Grave” that features AI-narrated content that baffles his fans, Metallica donates $125k to help with Hawaii's worst flooding in over 2 decades, Tesla surprise fans and critics  by announcing a R&B inspired album featuring covers of James Brown, Sam Cooke, Supertramp and others, Better Than Ezra is asking fans to collaborate with them using AI to make their next single, Deep Purple announce a massive North American tour with Kansas and Jefferson Starship… PLUS ‘This Week in Rock & Roll History Trivia', Rock Birthdays, ‘The Best & Worst Rock Album Artwork of the Week' & much more!All of our links are up at www.rocknewsweekly.com every Monday, where you can check out the full episode on 8 different platforms (including Amazon Audible & Apple/Google Podcasts)Watch us LIVE, chat with us & more…Every Sunday around 2pm PST @ https://www.twitch.tv/rocknewsweeklyWatch all of our videos, interviews & subscribe at Youtube.com/@rocknewsweeklyFollow us online:Instagram.com/rocknewsweeklyFacebook.com/rocknewsweeklyTwitter.com/rocknewsweeklyTikTok.com/@rocknewsweekly#Metallica #BobDylan #BetterThanEzra #Tesla #DeepPurple #Rock #News #RockNews #RockNewsWeekly #RockNewsWeeklyPodcast #Podcast #Podcasts #Metal #HeavyMetal #Alt #Alternative #ClassicRock #70s #80s #90s #Indie #Trivia #RockTrivia #RockBirthdays #NewMusic #NewMusicReleases 

#280Once a month I'm joined by Darren McNeill from our sponsors FMP to look back at a deal he sourced for a client 5 years ago.This month, we discuss a deal in Darwen, Lancashire BB3 1EP.Finnigan McNeill Property specialise in high-yielding turnkey properties in the Northwest for under 125K.Our WhatsApp  groupProperty Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 monthsGoalsettingLeave a review37 Question Due Diligence Checklist / Auction GuideWe discuss:High-Yield Turnkey UK Property Deals HighlightedInvesting in North West UK Properties Under £125kCase Study: Darwen 3-Bed Terraced UK PropertyUK Property Renovation Costs Under £1,000 ExplainedRenting Out UK Property: Tenant Demand and RentsUK Property Rent Growth: £525 to £700 in 5 YearsLandlord Strategy: Gradual Rent Increases for UK TenantsImpact of New Build Homes on UK Property ValuesUK Property Market: Secondary vs. New Build StockUK Property Loan-to-Value Improvements Through Capital GrowthUK Buy-to-Let: Vacancy and Tenant Turnover CostsTypical UK Property Tenants in the Darwen AreaConnectivity and Transport Links Boost UK Property DemandUK Property Investment in Logistics Hub LocationsGrowth of New Build Housing in North West UKCapital Growth Success Stories in UK Property InvestingRemortgage Case Studies: Darwin UK Property DealsUK Property Rental Yields: Achieving 9-10%Long-Term Tenant Strategies in UK Rental MarketStaying Updated on UK Property Trends via PodcastsKeywordsUK Property Podcast SEO Keyword List:UK property podcast, Expat property investment, High-yield property UK, Investing in Darwen property, North West UK property, Turnkey property UK, UK buy-to-let strategies, UK rental yields, Property capital growth UK, UK property market insights, Remortgaging UK property, Expat landlord advice, UK property sourcing, Rental demand in Darwen, Buy-to-let mortgages UK, UK secondary housing market, New build homes Darwen, UK property renovation tips, Affordable UK property investments, Expat Property Story podcast

Portland's Mayor Keith Wilson launched a Central City Roundtable to reinvigorate downtown — but there's not a single entrepreneur or startup person at the table. This week I've got feelings about that. Plus: an intercollegiate hackathon, a Portland cleantech startup heading to Atlanta, Business Oregon's $125K innovation plan check-in, the top 10 Silicon Florist stories for Q1 2026, and a deep dive through 18 years of Portland accelerator history.TIMESTAMPS 00:00 Portland startups intro05:05 Business Oregon's $125K innovation plan RFP08:05 Central City Roundtable — who's at the table (and who's not)14:40 Top 10 Silicon Florist stories for Q1 202619:00 History of Portland accelerators25:20 SecretsLINKSHackUP Intercollegiate Hackathon- Site: https://www.hack-up.dev/- SF: https://siliconflorist.com/2026/04/02/lets-leave-those-heated-collegiate-rivalries-to-march-madness-hackup-brings-college-developers-together/Fordje → Cox Cleantech Accelerator- Cox: https://www.coxenterprises.com/news/new-cox-cleantech-accelerator-cohort-aims-to-enhance-energy-systems-increase-industrial-efficiency-and-improve-infrastructure- SF: https://siliconflorist.com/2026/04/02/portlands-fordje-selected-for-atlantas-cox-cleantech-accelerator/Oregon AI Accelerator Demo Day (May 14)- SF: https://siliconflorist.com/2026/03/31/oregon-ai-accelerator-first-ever-demo-day-is-may-14-at-big-pink/Business Oregon Innovation Plan RFP (~$125K)- SF: https://siliconflorist.com/2026/03/30/business-oregon-has-125k-for-someone-to-tell-us-how-innovative-weve-been-for-the-last-5-years/Central City Roundtable — Who's Missing- SF: https://siliconflorist.com/2026/04/02/qq-do-you-feel-represented-by-portland-mayor-wilsons-new-central-city-roundtable/- Portland.gov: https://www.portland.gov/mayor/keith-wilson/news/2026/2/24/mayor-keith-wilson-launch-central-city-roundtable-march-6Top 10 SF Stories Q1 2026- SF: https://siliconflorist.com/2026/03/31/top-10-portland-startup-stories-on-silicon-florist-for-q1-2026/Portland Accelerator History- SF: https://siliconflorist.com/2026/03/31/an-imperfect-and-meandering-history-of-portland-startup-incubators-and-accelerators/My Open Source Experience Podcast- SF: https://siliconflorist.com/2026/03/31/chatting-with-the-my-open-source-experience-podcast/ABOUT SILICON FLORIST ----------For nearly two decades, Rick Turoczy has published Silicon Florist, a blog, newsletter, and podcast that covers entrepreneurs, founders, startups, entrepreneurship, tech, news, and events in the Portland, Oregon, startup community. Whether you're an aspiring entrepreneur, a startup or tech enthusiast, or simply intrigued by Portland's startup culture, Silicon Florist is your go-to source for the latest news, events, jobs, and opportunities in Portland Oregon's flourishing tech and startup scene. Join us in exploring the innovative world of startups in Portland, where creativity and collaboration meet.ABOUT RICK TUROCZY ----------Rick Turoczy has been working in, on, and around the Portland, Oregon, startup community for nearly 30 years. He has been recognized as one of the “OG”s of startup ecosystem building by the Kauffman Foundation. And he has been humbled by any number of opportunities to speak on stages from SXSW to INBOUND and from Kobe, Japan, to Muscat, Oman, including an opportunity to share his views on community building on the TEDxPortland stage (https://www.youtube.com/watch?v=Cj98mr_wUA0). All because of a blog. Weird.https://siliconflorist.com#pdx #portland #oregon #startup #entrepreneur

This week, James speaks to a transportation business owner doing £125,000 per year - while still working a full-time job. He's somehow managing to run both, but the juggling act is getting harder and he's facing a critical decision.Find out more from Savohn here: Www.averides.comTry Entrepreneurs University 14 Day FREE Trial Here ►https://jamessinclair.net/entrepreneurs-university-free-trial/Sign up to my weekly newsletter 'The James Sinclair Letter' here:https://www.jamessinclair.net/the-letterFind out your Entreprenurial DNA, take the '8 Traits of the Greats' quiz here ► https://jamessinclair.scoreapp.comGet your tickets to our next event here ► https://www.jamessinclair.net/eventsApply to be on my podcast here ►https://jamessinclair.net/podcasts/

Dive into the ultimate Jeep adventure vibes in this special "Best Of" compilation from the Jeep Talk Show!

Play Poker With the Table 1 CommunityNew players on Phenom Poker can get a 200% deposit bonus up to $2,000.Sign up here:https://play.phenompoker.com/register?r=Table1OR… come play with us in Las Vegas at Table 1https://table1.vegasBrandon Wilson's path to the top of poker is anything but normal.Before becoming one of the most successful tournament players in the world with over $11 million in live earnings, Brandon's journey included:• A journalism degree from Northwestern• An internship at Al Jazeera in Qatar• A stint as a rapper in New Orleans• Teaching yoga and meditation• Grinding $10 online tournaments during COVID…and somehow that path led him to the biggest stages in poker.In this episode of The Table 1 Podcast, Brandon joins Art Parmann and Justin Young to talk about the mindset, preparation, and wild life journey that took him from broke artist to elite high-stakes crusher.Along the way we cover:♠ The moment he fell in love with poker during lockdown♠ Why meditation didn't stop him from tilting♠ Getting called a “cancer” at his first live cash game♠ The discipline behind studying every single hand he's ever questioned♠ The reality of playing $125K and $250K tournaments♠ Why he doesn't coach poker (and probably never will)♠ The mindset required to compete at the very top of the gameBrandon also shares stories from Triton, the WSOP, high-stakes backing deals, and the grind required to reach the highest levels of poker.If you want to understand what it takes to become one of the most prepared players in poker, this episode is a must-watch.Show Notes:1:22 — Paris trip & tournament grind2:46 — Brandon's first podcast appearance4:12 — First live cash game & early poker mistakes7:49 — Going back to the beginning (childhood)11:13 — School, college & journalism12:24 — Al Jazeera internship in Qatar18:23 — Post-college identity crisis19:28 — Acting school attempt20:29 — Rap career in New Orleans23:20 — Discovering yoga & meditation25:22 — COVID lockdown & discovering poker27:19 — Studying poker & meeting Dominik Nitsche34:41 — Desire to reach the top of poker40:28 — Getting backed & bankroll strategy47:49 — First big poker score59:22 — Triton $50K final table run1:03:38 — Playing $125K tournaments1:07:50 — Life on the high-stakes circuit1:13:23 — WSOP goals & chasing a bracelet1:16:13 — Why Brandon doesn't coach1:19:02 — Social media & closing thoughtsConnect with Brandon WilsonTwitter / X: https://x.com/BrandonWPokerCome Play Poker With UsIf you're in Las Vegas and want to play in our Table 1 private game at ARIA, you can request a seat here:https://table1.vegasPlay Online With UsJoin us on Phenom Poker and get a deposit bonus:• Up to 200% bonus on your first deposit (up to $2,000)• Use our link to sign up• Deposit using USDTLink: https://play.phenompoker.com/register?r=Table1Table 1 PodcastThe Table 1 Podcast is poker's living room.We bring you the stories behind the biggest personalities in poker — the wins, the losses, and everything that happens away from the felt.Subscribe for new episodes every week.

Bitcoin Boomers Ep. 05: "Once in a Lifetime Opportunity" - Surviving Bitcoin's 50% Drawdown & Why It's Not Too Late | Lawrence Lepard, Bob Burnett, Gary LelandIs Bitcoin dead after crashing 50% from $125K highs to $67K in early 2026? In this explosive solo episode of Bitcoin Boomers, hosts Lawrence Lepard, Bob Burnett, and Gary Leland—veteran Bitcoiners with decades of market cycles under their belts—break down the FUD, volatility, and massive upside ahead. Larry declares Bitcoin a "once in a lifetime opportunity to build enormous wealth," emphasizing how drawdowns like this are normal for a volatile commodity outpacing gold and silver. Bob exposes mining realities setting a $50K-55K price floor, while Gary shares real-talk from Bitcoin meetups: seasoned HODLers aren't panicking—they're buying the dip. They dismantle media myths like Bitcoin for criminals (spoiler: it's traceable AF), ETF impacts on trading behavior, and why new investors chase highs and sell lows. Amid global economic shifts, fourth turning predictions, and governance debates, they orange-pill boomers: understand cycles, dollar-cost average, and HODL through the noise. With AI needing Bitcoin as its currency and hyperinflation looming from endless printing, this is your blueprint to escape fiat's collapse. Stack sats now—Bitcoin's asymmetry could turn $67K into $1M+ by 2032. Don't miss insights on quantum FUD, network effects, and why Bitcoin's not broken, just misunderstood.Key Topics:Bitcoin's media reputation & criminal use mythsMarket sentiment, volatility, and 50-70% drawdownsBitcoin as a commodity: Production costs & price floorsInvestor psychology: Fear, greed, and chasing highsETFs, trading pitfalls, and new investor challengesGovernance evolution & future protocol changesCommunity resilience at meetups and conferencesFourth turning: Economic reforms & Bitcoin's roleAsymmetric returns & long-term HODL strategiesMining updates, hash rate trends, & AI pivotsChapters:00:00:00 Cold Open – Opportunity & Drawdowns00:00:44 Nancy Guthrie & Bitcoin Reputation Myths00:06:11 Finding Experts Amid Media Noise00:10:15 Institutional Bitcoin Wake-Up Calls00:12:14 Traceability & Criminal Use FUD00:15:44 Volatility & Investor Psychology00:19:11 Valuation Models & Price Floors00:24:05 Liquidity & Future Surges00:27:27 Human Nature in Investing00:30:03 Quantum FUD & Governance00:35:48 Hash Rate & AI Pivots00:39:51 Commodity Challenges00:42:22 Mining Cycles & Timing00:49:34 HODLing Strategies00:52:47 Community Sentiment00:57:09 ETF Impacts & Trading Pitfalls01:01:08 Cycle Dampening01:05:36 Halving & Network Usage01:09:07 Quantum Resistance & BIP-11001:12:52 Global Shifts & Hope01:16:24 Orange-Pilling Boomers01:20:14 Power, Trust & Reforms01:27:10 Bit Block Boom PreviewSupported By:Blockstream Jade: Easy, open-source Bitcoin-only cold storage. Get 10% off with code BOOMERS at blockstream.com.Unchained Signature: Premium custody for serious holders. 10% off first year with code BOOMERS10 at unchained.com/btcboomersAbundant Mines: Fully managed Bitcoin mining. Learn more at abundantmines.comBITCOIN WELL is the best place to buy Bitcoin in Canada and the USA.Visit BITCOINWELL.COM/BTCSESSIONSBook Private Sessions: Master Bitcoin with experts at btcmentor.io. Hosts:Lawrence Lepard (@LawrenceLepard): Author of "The Big Print" Bob Burnett (@boomer_btc): Founder/CEO of Barefoot MiningGary Leland (@GaryLeland): Founder of Bit Block Boom Bitcoin Conference.Check Out the Previous Episode w/ John Heubusch: https://youtu.be/OlNUwAvlI-4#bitcoin #bitcoinboomers #bitcoinvolatility #bitcoininvestment #marketcrash #drawdown #bitcoinmining #hodl #fourthturning #bitcoinfud #bitcoinprice #etfbitcoin #commoditytrading #bitcoincommunity #garyleland #lawrencelepard #bobburnett #btc #bitcoinadoption #bitcoinrevolution #fiatcollapse #soundmoney #hyperinflation #bitcoin2026

This Week In Startups is made possible by:Hubspot - http://clickhubspot.com/twist2Deel - http://deel.com/twistIru - http://www.iru.com/Today's show: Today on TWiST we're joined by 3 founders building on Open Claw,  Presh Dineshkumar, Vishnu, and Sean Liu!First, long time friend of the pod, Presh Dineshkumar, shows us how he's using Open Claw to automate his work at The Wellness Company. His Open Claw agent, Eywa, lives in his email and in his product, able to compile user lists at his discretion.Then, we're joined by Vishnu, who brings Open Claw to the masses. Non-technical folks, it's your lucky day! Time to get Clawd-shotted! Last, Sean Liu joins the show to tell us about how he's connecting Meta glasses to his Open Claw instance to interact with context that users can physically see!Timestamps:(0:00) We're joined by Presh Dineshkumar of the Wellness Company, another OpenClaw fanatic(1:50) We meet Presh's Replicant — Eywa — who spies on all of his emails(2:53) How Eywa is helping Presh keep track of his app's most active users(4:35) LLMs have become very smart but they are trapped in the corner(6:10) How Presh gave Eywa its own email address and avoids prompt injections(8:56) Using Presh's Replicant to do daily research dives(10:40) Hubspot: Check out the guide “Advanced ChatGPT Prompt Engineering: From Basic to Expert in 7 Days.” Download it for free at http://clickhubspot.com/twist2(13:21) Presh also has Eywa hunting down and fix bugs in his apps, all from email(16:16) Way more startups can be profitable now that they don't need 10+ person teams(19:15) Deel - Founders ship faster on Deel. Set up payroll for any country in minutes and get back to building. Visit http://deel.com/twist to learn more.(20:36) We're joined by two more OpenClaw builders: Vishnu and Xiaoan (Sean) Liu(21:16) Sean hooked his Meta Ray Bans up to his OpenClaw!(29:53) Iru unifies identity, endpoint security, and compliance into one platform. Book a demo at http://iru.com/(31:05) Some dystopian thoughts on how to use VisionClaw technology(32:47) What kinds of startups will get the most value out of OpenClaw?(34:43) Why Vishnu made a product to simplify OpenClaw set-up and security(37:34) What inspires people to stop considering OpenClaw and go “all in” on the tech(40:17) Will Vishnu and Sean quit their jobs and take Jason's investment $125K investment deal… YESSubscribe to the TWiST500 newsletter: https://ticker.thisweekinstartups.com/Check out the TWIST500: https://twist500.comSubscribe to This Week in Startups on Apple: https://rb.gy/v19fcp*Follow Lon:X: https://x.com/lons*Follow Alex:X: https://x.com/alexLinkedIn: https://www.linkedin.com/in/alexwilhelm/*Follow Jason:X: https://twitter.com/JasonLinkedIn: https://www.linkedin.com/in/jasoncalacanis/*Thank you to our partners:(10:40) Hubspot: Check out the guide “Advanced ChatGPT Prompt Engineering: From Basic to Expert in 7 Days.” Download it for free at http://clickhubspot.com/twist2(19:15) Deel - Founders ship faster on Deel. Set up payroll for any country in minutes and get back to building. Visit http://deel.com/twist to learn more.(29:53) Iru unifies identity, endpoint security, and compliance into one platform. Book a demo at http://iru.com/Check out all our partner offers: https://partners.launch.co/

This is a recap of the top 10 posts on Hacker News on December 31, 2025. This podcast was generated by wondercraft.ai (00:30): Stardew Valley developer made a $125k donation to the FOSS C# framework MonoGameOriginal post: https://news.ycombinator.com/item?id=46445068&utm_source=wondercraft_ai(01:50): Warren Buffett steps down as Berkshire Hathaway CEO after six decadesOriginal post: https://news.ycombinator.com/item?id=46448705&utm_source=wondercraft_ai(03:10): I canceled my book dealOriginal post: https://news.ycombinator.com/item?id=46446815&utm_source=wondercraft_ai(04:31): Show HN: Use Claude Code to Query 600 GB Indexes over Hacker News, ArXiv, etc.Original post: https://news.ycombinator.com/item?id=46442245&utm_source=wondercraft_ai(05:51): 2025: The Year in LLMsOriginal post: https://news.ycombinator.com/item?id=46449643&utm_source=wondercraft_ai(07:12): Tell HN: Happy New YearOriginal post: https://news.ycombinator.com/item?id=46443744&utm_source=wondercraft_ai(08:32): Akin's Laws of Spacecraft Design (2011) [pdf]Original post: https://news.ycombinator.com/item?id=46442903&utm_source=wondercraft_ai(09:52): Efficient method to capture carbon dioxide from the atmosphereOriginal post: https://news.ycombinator.com/item?id=46444076&utm_source=wondercraft_ai(11:13): The rise of industrial softwareOriginal post: https://news.ycombinator.com/item?id=46442597&utm_source=wondercraft_ai(12:33): Meta created 'playbook' to fend off pressure to crack down on scammersOriginal post: https://news.ycombinator.com/item?id=46446838&utm_source=wondercraft_aiThis is a third-party project, independent from HN and YC. Text and audio generated using AI, by wondercraft.ai. Create your own studio quality podcast with text as the only input in seconds at app.wondercraft.ai. Issues or feedback? We'd love to hear from you: team@wondercraft.ai

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training What a year. I sat down with over 100 incredible agency owners—and the insights were unreal. From million-dollar breakthroughs to hard-earned lessons, these founders brought the real talk. In this special year-end episode, I'm sharing the top 5 interviews that stood out most. To everyone who tuned in, shared an episode, or took action from something they heard—thank you. This show is for you, and because of you. Here's to a smarter, stronger, more scalable 2026. Let's go.   Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design, and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service.   AI, Efficiency & the Future of Digital Agencies | with Manish Dudharejia (E2M Solutions) If you're running a digital agency and wondering how the hell you're supposed to keep up with AI, automation, and shifting client expectations—this one's for you. Jason sits down with Manish Dudharejia, founder of E2M Solutions, one of the largest white-label partners for agencies, to break down where the real opportunities are—and what's about to get wiped out. Spoiler: Agencies that don't embrace efficiency will get eaten alive. Whether you're stuck in fulfillment hell or just trying to stay 3 steps ahead, this is a must-watch if you want to grow smarter, not grind harder.   From Freelancer to CEO: How Kriston Sellier Built a Scalable, Human-Centered Agency Kriston Sellier, Founder of Id8, shares how she broke free from the freelancer grind, stopped being held hostage by a single client, and transformed into a confident CEO with systems, a team, and a business that no longer revolved around her. We dig into the moment she realized she wasn't really running a business and how hiring a consultant changed everything (and brought in 25 new clients) This isn't fluff. It's the real path from chaos to clarity—one that too many agency owners skip because they're stuck reacting.   From $1M to $40M: How Chris Dreyer Scaled His SEO Agency with One Counterintuitive Strategy If you're an agency owner stuck managing chaos, wondering how the hell to grow without everything breaking—this is your blueprint. I sat down with Chris Dreyer, CEO of Rankings.io, who scaled his agency from barely breaking 7 figures to nearing $40 million in pure service revenue. And no, it wasn't because of some sexy funnel or overnight hack. It was because he doubled down on relationships. Favorite line from Chris: "You mean to tell me it's not worth $500 to go shake hands with a $125K client?" This isn't theory. It's what the top 1% of agencies are actually doing—and it's probably not what you're doing right now.   How to Build an Agency Team That Sticks & Clients Who Actually Respect You | Colin Hetherington I sat down with Colin Hetherington, founder of Dublin's Common Good and co-founder of Zoo Digital (which scaled to $3M+ with less than 5% turnover). Colin's the real deal—he's built agencies people love working at and clients want to stay with. You'll hear how Colin combined strategy, creativity, and technical execution to create an agency that stood out—and why focusing on team trust and clarity made all the difference. Whether you're scaling or starting fresh, there's gold in this conversation on how to lead without burning out.   Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

Send us a textDuring the holiday season, many sellers overlook a crucial tactic: raising prices. This often-underestimated strategy is one of the easiest ways to improve your online business. Learn how to succeed on Amazon by implementing smart pricing strategies, especially when conversion rates spike, to effectively raise your prices without deterring customers.Want to raise prices and protect your margins without risking your listings? Let's build a pricing strategy that works. Book a strategy call now: https://bit.ly/4jMZtxu#AmazonPricing #Q4Sales #AmazonSellers #EcommerceProfit #HolidaySalesStrategy-------------------------------------------------------------------------Want free resources? Dowload our Free Amazon guides here:Amazon SEO Toolkit 2026: https://bit.ly/4oC2ClTQ4 Selling Playbook: https://bit.ly/46Wqkm32025 Ecommerce Holiday Playbook: https://bit.ly/4hbygovAmazon PPC Guide 2025: https://bit.ly/4lF0OYXAmazon Crisis Kit: https://bit.ly/4maWHn0TIMESTAMPS00:00 – Why most sellers forget to raise prices during Q400:21 – How higher conversion offsets price increases01:08 – A $125K case study from one price change01:33 – How to avoid losing the Buy Box02:20 – Why testing pricing is low risk in Q402:45 – Most sellers discount when they should raise03:38 – What Black Friday really means for profits04:00 – FBM as a backup if FBA runs out04:43 – Personal example: driving to UPS to keep selling________________________________Follow us:LinkedIn: https://www.linkedin.com/company/28605816/Instagram: https://www.instagram.com/stevenpopemag/Pinterest: https://www.pinterest.com/myamazonguys/Twitter: https://twitter.com/myamazonguySubscribe to the My Amazon Guy podcast:My Amazon Guy podcast: https://podcast.myamazonguy.comApple Podcast: https://podcasts.apple.com/us/podcast/my-amazon-guy/id1501974229Spotify: https://open.spotify.com/show/4A5ASHGGfr6s4wWNQIqyVwSupport the show

Wall Street is laughing, and this time, the charts might be on their side. As Bitcoin struggles to hold the $86,000 level following a brutal rejection from its $125K highs earlier this quarter, the "I told you so" narrative from big banks is reaching a fever pitch. Is the dream officially over?

Horrific violence targeting African Christians: Over 125,000 Christians and 60,000 Muslims not siding with extremists have been slaughtered by Boko Haram & others. 19,000+ churches burned. 16M+ have fled their homes. Why is this ignored? Thanks for joining me for this episode! I'm a Houston- based attorney, run an HR Consulting company called Claremont Management Group, and am a tenured professor at the University of St. Thomas. I've also written several non-fiction political commentary books: Bad Deal for America (2022) explores the Vegas-style corruption running rampant in Washington DC, while The Decline of America: 100 Years of Leadership Failures (2018) analyzes – and grades – the leadership qualities of the past 100 years of U.S. presidents. You can find my books on Amazon, and me on social media (Twitter @DSchein1, LinkedIn @DavidSchein, and Facebook, Instagram, & YouTube @AuthorDavidSchein). I'd love to hear from you! As always, the opinions expressed in this podcast are mine and my guests' and not the opinions of my university, my company, or the businesses with which I am connected. Photo credits: Jordan Hatfield; Azhorov; Capsule; Yuki Film

My FPL Team Selection for Gameweek 13. ━━━━━━━━━━━━━

This episode opens with a warning to younger investors who take TikTok advice over historical perspective, especially around claiming Social Security early. Don and Tom walk through the guaranteed 8%+inflation benefit increase from delaying, why “take it at 62 and invest it” collapses under market reality, and how fear is driving a surge in early claims. They pivot to Bitcoin's sharp drop and why crypto speculation is driven by greed, not protection, before teasing Don's upcoming crypto short story. Listener questions cover bad long-term-care/annuity hybrids, overcomplicated “bucket” strategies, responsible portfolio risk, and finally a breakdown of two expensive high-volatility mutual funds—both easily beaten by low-cost index alternatives. 0:04 Message to younger investors about lacking market perspective 1:19 Why TikTok advice on claiming Social Security early is flawed 2:17 The real 8%+inflation annual increase from delaying benefits 2:27 The “take it at 62 and invest it” myth 3:47 Tom recounts Paul Merriman calling his allocation aggressive 4:49 Rising panic-driven Social Security filings 5:21 Don's 69 vs. 70 claiming decision 6:11 Survivor benefit logic many forget 7:42 Imagining a sudden 30% crash—except it's Bitcoin 8:29 Bitcoin's drop from 124K to mid-80s, plus MicroStrategy leverage 9:58 Crypto culture, crypto research, and Don's upcoming story 10:58 Crypto as a greed play, not protection 12:37 Emotions sabotage investing; the plan removes them 13:51 Why risk needs to match the plan, not ego 15:24 Crypto story teaser + Short Storyverses email plug 16:31 Listener question: NY Life Asset Flex LTC pitch 17:49 Why hybrid LTC/annuity products are weak and commission-heavy 19:47 “Bucket” confusion and the need for purpose 21:30 Caller Eugene: $250K “play money” 23:43 Reality check: could you watch $250K drop to $125K? 24:06 Why timing dips doesn't work 25:20 Better uses for excess cash in your 70s 27:08 Tom: time for full planning review at age 77 28:38 Fund analysis: Morgan Stanley Growth A 29:25 Fund analysis: Invesco Equity & Income A 30:30 Why moving to low-cost Vanguard indexes is the logical move Learn more about your ad choices. Visit megaphone.fm/adchoices

Questions? Comments?This episode opens with a warning to younger investors who take TikTok advice over historical perspective, especially around claiming Social Security early. Don and Tom walk through the guaranteed 8%+inflation benefit increase from delaying, why “take it at 62 and invest it” collapses under market reality, and how fear is driving a surge in early claims. They pivot to Bitcoin's sharp drop and why crypto speculation is driven by greed, not protection, before teasing Don's upcoming crypto short story. Listener questions cover bad long-term-care/annuity hybrids, overcomplicated “bucket” strategies, responsible portfolio risk, and finally a breakdown of two expensive high-volatility mutual funds—both easily beaten by low-cost index alternatives.0:04 Message to younger investors about lacking market perspective1:19 Why TikTok advice on claiming Social Security early is flawed2:17 The real 8%+inflation annual increase from delaying benefits2:27 The “take it at 62 and invest it” myth3:47 Tom recounts Paul Merriman calling his allocation aggressive4:49 Rising panic-driven Social Security filings5:21 Don's 69 vs. 70 claiming decision6:11 Survivor benefit logic many forget7:42 Imagining a sudden 30% crash—except it's Bitcoin8:29 Bitcoin's drop from 124K to mid-80s, plus MicroStrategy leverage9:58 Crypto culture, crypto research, and Don's upcoming story10:58 Crypto as a greed play, not protection12:37 Emotions sabotage investing; the plan removes them13:51 Why risk needs to match the plan, not ego15:24 Crypto story teaser + Short Storyverses email plug16:31 Listener question: NY Life Asset Flex LTC pitch17:49 Why hybrid LTC/annuity products are weak and commission-heavy19:47 “Bucket” confusion and the need for purpose21:30 Caller Eugene: $250K “play money”23:43 Reality check: could you watch $250K drop to $125K?24:06 Why timing dips doesn't work25:20 Better uses for excess cash in your 70s27:08 Tom: time for full planning review at age 7728:38 Fund analysis: Morgan Stanley Growth A29:25 Fund analysis: Invesco Equity & Income A30:30 Why moving to low-cost Vanguard indexes is the logical moveLearn more about your ad choices. Visit megaphone.fm/adchoices

Front Run The Week — Free SignalsGet early signals before they hit headlines. Subscribe free — or upgrade for member rewards — at https://tokentrust.substack.comBitcoin has pulled back hard from its $125K high, and fear is everywhere. But beneath the volatility is a structural truth most people overlook: Bitcoin is now woven into the U.S. financial system through pensions, retirement accounts, corporate treasuries, ETF issuers, and institutional liquidity channels. Once state pensions, RIAs, and trillion-dollar asset managers gain exposure, Bitcoin is no longer allowed to “crash” the way it did in past cycles.In this episode, Chip breaks down the quiet backstop behind Bitcoin — why Wisconsin stepping out is irrelevant, why Michigan, Visa, and ETF giants like BlackRock and Fidelity remain deeply tied to Bitcoin's stability, and how market-structure mechanisms can absorb fear-driven selloffs long before they become catastrophic. This is the part of the story retail never sees.Topics include:Why institutional exposure permanently changes Bitcoin's downsideThe role of pensions, retirement systems, and ETF issuersHow authorized participants and flows quietly stabilize priceThe “car and brick wall” analogy that explains the new marketWhat this means for everyday investors going forwardStay aligned, not afraid. Signals — 7-Day Free TrialGet early market signals, macro indicators, and the projects I'm tracking before they trend. Start your free 7-day trial at https://tokentrust.substack.com

My Wife Drained Our $125K Account On Her 'Girls Trip'—She Didn't Realize It Was Only 2% of My WealthBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2025-true-cheating-stories-podcast--5689182/support.

What happens when a French-Canadian music producer trades poutine for prairie skies and builds a new studio in Calgary? Will his acoustic panels survive the move? Tune in as Chris Selim shares his journey, one recycled bass trap at a time. Get access to FREE mixing mini-course: https://MixMasterBundle.com My guest today is Chris Selim, a musician, music producer, and mixing engineer behind Mixdown Online, where he helps home studio owners and musicians improve their recording, mixing, and production skills. His YouTube channel has grown to over 125K subscribers and 14 million views, thanks to his clear, practical tutorials that make it easier to get pro results from your home studio. Chris is also the co-host of the Studio Stuff Podcast, a laid-back and informative show where he and Steve Dierkens talk music production, gear, and home studio life. With more than 80 albums produced and over 22 years of experience, Chris is especially known for his work in the French Christian music scene. Working primarily in-the-box with Cubase, Chris shares the tools and techniques he once searched for himself—empowering musicians around the world to make better music from home. He first joined us back on episode RSR098 and I'm excited to have him back. THANKS TO OUR SPONSORS! http://UltimateMixingMasterclass.com https://usa.sae.edu/ https://www.izotope.com Use code ROCK10 to get 10% off! https://www.native-instruments.com Use code ROCK10 to get 10% off! https://www.adam-audio.com/ https://www.spectra1964.com https://pickrmusic.com  https://RecordingStudioRockstars.com/Academy https://www.thetoyboxstudio.com/ Listen to the podcast theme song "Skadoosh!" https://solo.to/lijshawmusic Listen to this guest's discography on Spotify: https://open.spotify.com/playlist/5iIfwOzvKWebiajxOq4XHa?si=QqQC6d7VQqa9EoNIVHqPYA If you love the podcast, then please leave a review: https://RSRockstars.com/Review   CLICK HERE FOR COMPLETE SHOW NOTES AT: https://RSRoockstars.com/533

My Wife Drained Our $125K Account On Her 'Girls Trip'—She Didn't Realize It Was Only 2% of My WealthBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2025-true-cheating-stories-podcast--5689182/support.

What if you could turn a $5K/month business into $80K/month in under a year? That’s exactly what Chan Yuenenyi did. In this episode, Jaryd Krause chats with the founder and CEO of EssayGrader AI—the world’s leading AI grading platform trusted by over 100,000 educators. When Chan bought the business, it was generating only $5,000 per month. Fast-forward less than a year later, and he’d scaled it to $80,000/month, hitting $1M in annual recurring revenue. But here’s the twist: Chan didn’t chase shiny tactics or massive ad budgets.He used precision. Systems. Deep understanding of what users actually need. Before founding EssayGrader AI, Chan managed a billion-dollar product line at OpenText. So, he knew one thing most first-time buyers miss—buying a business is easy. Growing one takes vision. In this conversation, you’ll discover how he:

The I Love CVille Show headlines: UVA Snatches Win From WSU; Hoos #16 In Nation AstraZeneca 600 New Jobs Will Be $125K Avg Salary Is The New Zoning Ordinance Lawsuit All Done? Will 303 Alderman Rd Turn Back Into Brownstones? UVA Interim Prez Claps Back At Trump Administration Thousands Gather For “No Kings” Protest In AlbCo Will This Election Cycle Impact AlbCo & City Schools? If You Need CVille Office Space, Contact Jerry Miller Read Viewer & Listener Comments Live On-Air The I Love CVille Show airs live Monday – Friday from 12:30 pm – 1:30 pm on The I Love CVille Network. Watch and listen to The I Love CVille Show on Facebook, Instagram, Twitter, LinkedIn, iTunes, Apple Podcast, YouTube, Spotify, Fountain, Amazon Music, Audible, Rumble and iLoveCVille.com.

In a packed week for bitcoin mining news, MARA has dismissed its CTO, BlackRock cooks up a $40 billion data center firm acquisition, and Bitdeer unveils its $2 billion AI ambitions. Click Here To Join the BitAxe Giveaway! Welcome back to The Mining Pod! This week, Luxor CEO Nick Hansen joins us to talk multi-month hashprice lows (how low do we go?), MARA firing its CTO, Ionic Digital's Microsoft-linked AI deal, Bitdeer's gangbusters September and $2B AI plans, and BlackRock taking the lead on a $40B data center company acquisition. Plus, the US government seizes $14.1B (potentially $16.5B total) in bitcoin from an international scam operation. **Notes:** • Hash price dropped below $50/PH/day at $47 • Difficulty adjustment down 2.5% after months of increases • Bitcoin price fell from $125K to $108K post-tariff news • Marathon quietly cans CTO  • Bitdeer mined 452 BTC in Sept, up 20.5% month-over-month • Bitdeer projects $2B annual revenue from AI starting in 2026 • BlackRock leads $40B Aligned Data Centers acquisition • US seized $14.1B+ Bitcoin from crime syndicate • PJM needs 43GW battery storage by 2045 • Ionic Digital secured 240MW Microsoft lease, expandable to 1.2GW Timestamps: 00:00:00:00 Start 00:01:51:00 Difficulty Report by Luxor 00:11:28:10 MARA CTO fired 00:15:40:17 Ionic Digital gets into the AI action 00:18:16:13 PJM needs 43 GW of battery by 2045 00:23:22:16 Bitdeer's big September 00:27:56:23 BlackRock & Nvidia deal 00:35:03:28 Cry Corner: Uncle Sam gets that bag

Click Here To Join the BitAxe Giveaway! Welcome back to The Mining Pod! This week, Luxor CEO Nick Hansen joins us to talk multi-month hashprice lows (how low do we go?), MARA firing its CTO, Ionic Digital's Microsoft-linked AI deal, Bitdeer's gangbusters September and $2B AI plans, and BlackRock taking the lead on a $40B data center company acquisition. Plus, the US government seizes $14.1B (potentially $16.5B total) in bitcoin from an international scam operation. **Notes:** • Hash price dropped below $50/PH/day at $47 • Difficulty adjustment down 2.5% after months of increases • Bitcoin price fell from $125K to $108K post-tariff news • Marathon quietly cans CTO  • Bitdeer mined 452 BTC in Sept, up 20.5% month-over-month • Bitdeer projects $2B annual revenue from AI starting in 2026 • BlackRock leads $40B Aligned Data Centers acquisition • US seized $14.1B+ Bitcoin from crime syndicate • PJM needs 43GW battery storage by 2045 • Ionic Digital secured 240MW Microsoft lease, expandable to 1.2GW Timestamps: 00:00:00:00 Start 00:01:51:00 Difficulty Report by Luxor 00:11:28:10 MARA CTO fired 00:15:40:17 Ionic Digital gets into the AI action 00:18:16:13 PJM needs 43 GW of battery by 2045 00:23:22:16 Bitdeer's big September 00:27:56:23 BlackRock & Nvidia deal 00:35:03:28 Cry Corner: Uncle Sam gets that bag

https://www.big-fintech.com/the-great-wealth-transfer-great-inheritance-drain/John and Glen speak with Defense Credit Union Council CEO Tony Hernandez about his organization's rapidly increasing visibility and how the armed forces' impact on the credit union movement extends well beyond the expected nameplates. Also- the shutdown creates new complexities for earned wage access, Bitcoin breaks the $125K barrier, and plenty of bingo card calls.       Links related to this episode:   The Defense Credit Union Council (including government shutdown resources): https://www.dcuc.org/     The CU Daily's recent interview with DCUC CEO Tony Hernandez: https://thecudaily.com/the-defense-cu-council-goes-on-the-offense-echoes-a-page-from-cu-history/    Create your own 2025 BIGGo card: https://bingobaker.com/#67a12342928998c6    Our recent interview with earned wage access provider Veep Software (among other startups): https://www.big-fintech.com/the-great-wealth-transfer-great-inheritance-drain/    Our April blog about the Executive Order “eliminating” government paper checks: https://www.big-fintech.com/executive-order-to-eliminate-checks-isnt-worth-the-paper-its-printed-on/     BCG's 2025 Global Payments Report: https://www.bcg.com/publications/2025/global-payments-transformation-amid-instability    McKinsey's 2025 Global Payments Report: https://www.mckinsey.com/industries/financial-services/our-insights/global-payments-report    Join us for our next CU Town Hall- Wednesday October 15 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. Quantum computing will be among the topics discussed this session, given HSBC's announced financial services breakthrough. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/   Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/   https://www.linkedin.com/in/jbfintech/  https://www.linkedin.com/in/glensarvady/

Bitcoin hits all-time high above $125K. What's next? Bitcoin surged to a record high above $125,000 on Sunday, extending its bullish momentum from last week. And, Polymarket bettors share their predictions on how long the U.S. government shutdown will last. CoinDesk's Jennifer Sanasie hosts “CoinDesk Daily.” - Break the cycle of exploitation. Break down the barriers to truth. Break into the next generation of privacy. Break Free. Free to scroll without being monetized. Free from censorship. Freedom without fear. We deserve more when it comes to privacy. Experience the next generation of blockchain that is private and inclusive by design. Break free with Midnight, visit midnight.network/break-free - Bridge simplifies global money movement. As the leading stablecoin issuance and orchestration platform, Bridge abstracts away blockchain complexity so businesses can seamlessly move between fiat and stablecoins. From payroll providers and remittance companies to neobanks and treasury teams, Bridge powers payments, savings, and stablecoin issuance for thousands – like Shopify, Metamask, Remitly, and more. URL: ⁠⁠⁠https://hubs.ly/Q03KGbRK0⁠⁠⁠ - This episode was hosted by Jennifer Sanasie. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.

Hey Friend! Let me ask you something—how much time and money have you spent trying to fix the way you lead? Another book, another certification, another workshop promising the breakthrough you've been searching for? Here's what nobody tells you: every time you reach for another quick fix, you're not just spending money or time. You're staying stuck in the same patterns that got you here in the first place. I've been having this conversation on repeat with leaders at your level. The strategies that got you to VP, to Executive Director, to Founder—they're not broken. They're just not built for where you're going next. And that gap? It's costing you more than you realize. "When your leadership is misaligned with your true identity, even success feels heavy."   Want to Go Deeper? Ready to stop chasing quick fixes and start leading from alignment? Book a Leadership Strategy Call—your blueprint to clarity, confidence, and impact.

Ain't no party like a Beatbox party, cause a Beatbox party don't stop…except when the production lines get foreclosed on! But to better understand that last statement, it requires a brief four-year “rise and fall” history lesson surrounding the small Canadian public company named Flow Beverage Corporation. In mid-2021, a reverse takeover transaction was completed on the premium water company, and Flow Beverage began trading on the Toronto Stock Exchange. After that liquidity event, the total fundraising amount of Flow Beverage ballooned to around $100 million (which included celebrities like Post Malone and athletes like Russell Westbrook). And I'm mentioning that financial snapshot of total amount raised by Flow Beverage for interesting several reasons. Firstly, irrespective of CPG category…raising nine-figures of capital is substantial (and shouldn't be overlooked). Also, it appears even more significant after realizing the company's highest annual revenue never expanded beyond merely one-third of that total fundraising amount…a far cry from the founder (and CEO) Nicholas Reichenbach stating in 2021 that he'd “take Flow Beverage to multi-billion dollars of revenue annually.” Next, capital structure challenges became a central reason for the demise of Flow Beverage…a mere four years after going public. And arguably the “straw that broke the camel's back” happened in May 2025 when Nicholas Reichenbach signed a series of binding term sheets (requiring personal guarantee) that seemed (even at the time) unlikely to solve any working capital issues. But as you've likely been able to determine already…Flow Beverage wasn't Liquid Death. And since Flow Beverage wasn't a highly skilled marketing company that just so happened to sell packaged beverages…burning nine-figures of capital on advertising would've been frankly absurd! Instead, at the time of the reverse takeover transaction, Flow Beverage owned two artesian springs and operated two North American Tetra Pak-capable production facilities. So, Flow Beverage was the opposite of the typical beverage company deploying an asset-light business model. And while those Tetra Pak manufacturing sites were used to produce Flow Alkaline Spring Water, the company also utilized them for contract manufacturing…servicing customers like BeatBox Beverages, BioSteel, and Joyburst. But a few weeks ago, Flow Beverage was forced to enter into a support agreement and transfer ownership of the business and its assets to primary lenders (i.e. NFS Leasing Canada and RI Flow) after they demanded repayment. And this foreclosure obviously leaves uncertainty around what could happen during the restructuring process...especially for its largest contract manufacturing customer Beatbox Beverages (one of the fastest-growing and top-selling RTD alcohol brands in the United States). If you aren't familiar, Beatbox Beverages has become the brand that's bringing the party to the alcohol industry. Yet, the “original party punch” has proven its way more than just a music festival favorite…becoming the most engaged alcohol brand on social media, with availability in over 125K stores across all 50 states. In 2025, BeatBox Beverages is expected to sell over 12 million cases…amounting to over $250 million in retail sales. And with BeatBox Beverages experiencing triple-digit YoY retail sales growth over the past few years…it must consistently reach for operational excellence, or the proverbial party could end abruptly.

Today, I have special guests Kyle & Olivia Herzberg, of Ivory Creek Photography who are a husband & wife photography team and have been part of my coaching program, the Business Blueprint. You're going to love their story of going from ~$35k per year to $125k in just SIX MONTHS. This episode tells all about how they did it.REGISTER FOR THE FREE BRANDING WORKSHOP⭐️Nathan's Signature Coaching Program:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠THE BUSINESS BLUEPRINT⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⭐️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Gregg Bishop's journey from tech dropout to Executive Director of the Social Justice Fund showcases how non-linear career paths can lead to meaningful impact work through resilience, relationship-building, and recognizing opportunity.• Working with Clara Wu Tsai to invest $50 million in Brooklyn focusing on economic mobility, racial justice, and the arts• Providing capital access to businesses in underserved communities through initiatives like Revitalize Brooklyn• Partnering with financial institutions to deploy capital strategically based on impact, scalability, and sustainability• Leveraging networks and relationships to advance career opportunities - "You want people to talk about you positively in rooms you're not in"• Dropping out of college with a 1.9 GPA before building a successful tech career earning $125K by age 25• Returning to school at Florida A&M University at age 27 after facing unemployment and career ceiling• Using connections to transition from radio work to NYC government, eventually becoming Commissioner• Approaching the Mayor directly about a Commissioner position and following up with a 3AM email• Creating workforce centers in underserved communities and loan programs that supported predominantly Black women entrepreneurs• Building a diverse city team that addressed economic mobility for underrepresented communities• Living with renewed purpose after surviving two blood clots and learning to seize every dayYou can learn more about the Social Justice Fund at bksjf.org or connect with Gregg at greggbishop.nyc.Disclaimer: The views shared on Career Cheat Code are those of the guests and don't reflect the host or any affiliated organizations. This podcast is for inspiration and information, highlighting unique career journeys to help you define success and take your next step. If you enjoyed this episode, please like, rate, and subscribe to this podcast on whatever platform you're using, and share this podcast with your friends and your networks. For more #CareerCheatCode, visit linktr.ee/careercheatcode. Host - Radhy Miranda LinkedIn Instagram Producer - Gary Batista LinkedIn Instagram To watch on YouTube Follow us on Instagram Follow us on TikTok Follow us on LinkedIn

QFF: Quick Fire Friday – Your 20-Minute Growth Powerhouse!   Welcome to Quick Fire Friday, the Grow A Small Business podcast series that is designed to deliver simple, focused and actionable insights and key takeaways in less than 20 minutes a week.   Every Friday, we bring you business owners and experts who share their top strategies for growing yourself, your team and your small business. Get ready for a dose of inspiration, one action you can implement and quotable quotes that will stick with you long after the episode ends!   In this episode of Quick Fire Friday, host Rob Cameron speaks with Leslie Hassler, founder of Your Biz Rules, shares her journey of helping service-based entrepreneurs scale with confidence and clarity. Leslie dives into her proprietary Scaling Rich Method and explains how focusing on predictable profitability, 90-day strategic planning, and mindset shifts can unlock exponential growth. She discusses a powerful case study where a client grew from $125K to over $1M in take-home pay within a few years. Leslie emphasizes that growth doesn't have to mean burnout—and that business success is about building systems, leveraging the right team, and not doing it all alone. Key Takeaways for Small Business Owners: Profitability Comes First – Focus on making your business predictably profitable before scaling; cash is the fuel for growth.   Use 90-Day Strategic Plans – Long-term visions are important, but 90-day plans keep goals achievable, focused, and easier to execute.   Mindset Matters – Often, the biggest growth barrier is in your head. Let go of limiting beliefs and be open to what's truly possible. Our hero crafts outstanding reviews following the experience of listening to our special guests. Are you the one we've been waiting for?   You Don't Have to Do It Alone – There's no trophy for burnout—leverage experts, teams, and advisors to lighten the load and scale smarter.   Growth Can Be Exponential, Not Just Incremental – With the right foundations, systems, and timing, rapid growth is achievable without chaos.   One-Size-Fits-All Doesn't Work – Every business is different. Custom strategies based on data and current business needs outperform cookie-cutter solutions. One action small business owners can take: According to Leslie Hassler, one action small business owners can take is to create a focused 90-day strategic plan based on real business data—this helps identify low-hanging fruit, prioritize actions, and build momentum toward scalable growth. Do you have 2 minutes every Friday? Sign up to the Weekly Leadership Email. It's free and we can help you to maximize your time. Enjoyed the podcast? Please leave a review on iTunes or your preferred platform. Your feedback helps more small business owners discover our podcast and embark on their business growth journey.

Isaac Saul is the Founder of Tangle, an independent, nonpartisan newsletter that presents a breakdown of the biggest news stories of the day, from both sides of the political aisle, to 125K+ subscribers in 55+ countries. As an ambitious but broke political reporter, Issac was struggling with countless job rejections and uncertainty over his path in life when he decided to turn his passion for open-minded political discourse into a mission-driven business. In 2019, he bootstrapped Tangle. In 5 years, Tangle has hit $1M in annual revenue through reader subscriptions alone and draws a wide audience on the Tangle podcast and YouTube. Its success landed Isaac on Forbes' Next 1000 list in 2021 among other “upstart entrepreneurs redefining the American dream”. Tangle's credibility today as one of the most reliable and least biased news sources on the internet is matched by Isaac's standing as a seasoned political news voice. He has written for TIME Magazine, Vox, HuffPost, and other leading publications. - Recognized by notables like Dan Carlin, Elon Musk, Chris Anderson, Paul Graham for his viral analysis on the Israel-Hamas conflict, which had 20M+ views on X. - Cited by Fox News, The New York Times, and The Washington Post for his reports. - Delivered a TED Talk on how language shapes politics and ideas to communicate beyond the political divide in 2024. - Named by Yahoo News as one of 16 people whose writing shaped the 2016 election. Key Moments 04:28 Building a News Team Experience 07:48 "Why Not Try?" 10:06 Accidental Entrepreneurial Journey 15:09 Team Families and Responsibilities Find Out More About Isaac https://www.linkedin.com/in/isaac-saul/https://www.readtangle.com/https://podcasts.apple.com/us/podcast/tangle/id1538788132https://www.youtube.com/@tanglenewshttps://www.forbes.com/next1000/https://adfontesmedia.com/tangle-bias-and-reliability/https://www.allsides.com/news-source/tangle-media-biashttps://www.isaacsaul.org/my-work.htmlhttps://x.com/Ike_Saul/status/1711780282725011520https://www.youtube.com/watch?v=543mYKKh1EEhttps://www.yahoo.com/news/16-people-who-shaped-the-2016-election-isaac-saul-175336283.html If you're enjoying Entrepreneur's Enigma, please give me a review on the podcast directory of your choice. The show is on all of them and these reviews really help others find the show. iTunes: https://gmwd.us/itunes Podchaser: https://gmwd.us/podchaser TrueFans: https://gmwd.us/truefans Also, if you're getting value from the show and want to buy me a coffee, go to the show notes to get the link to get me a coffee to keep me awake, while I work on bringing you more great episodes to your ears. →  https://gmwd.us/buy-me-a-coffee or support me on TrueFans.fm → https://gmwd.us/truefans. Follow Seth Online: Seth | Digital Marketer (@s3th.me) Seth Goldstein | LinkedIn: LinkedIn.com/in/sethmgoldstein Seth On Mastodon: https://indieweb.social/@phillycodehound Seth's Marketing Junto Newsletter: https://MarketingJunto.com Leave The Show A Voicemail: https://voiceline.app/ee Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's episode of the Coin Stories News Block powered exclusively by Ledn, we cover the biggest headlines related to Bitcoin, macroeconomics, and global finance: Bitcoin Breaks $120,000, Expert Predicts $200K in 2025 IBIT: Fastest ETF to $80 Billion It's “Crypto Week” in the U.S. -- What That Means for Regulatory Clarity Bitcoin Advocate Gould Confirmed as New OCC Chief ---- The News Block is powered exclusively by Ledn – the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. Learn more at www.Ledn.io ---- Read every story in the News Block with visuals and charts! Join our mailing list and subscribe to our free Bitcoin newsletter: https://thenewsblock.substack.com   ---- References mentioned in the episode: Bitcoin Hits New All-Time Highs Trump Issues New Tariffs on Trade Partners Trump Announces Sweeping New Tariffs  A Significant Number of Shorts Were Liquidated  Michael Saylor Tweet on Shorting Bitcoin Bitcoin Was the Best-Performing Asset Class in Q2 Central Banks Cutting Rates at Fastest Pace since 2020 Central Banks Have Cut Rates 64 Times in 2025 White House “Looking Into” Trump's Ability to Fire Powell Bitcoin ETFs Set Second-Largest Daily Inflow  IBIT Becomes Fastest-Ever ETF to Surpass $80 Billion Matt Hougan's Tweet on Supply and Demand  Bitcointreasuries.net Chart Showing Institutional Adoption House Speaker Announces July 14 “Crypto Week” in D.C. Bo Hines' Tweet on “Crypto Week”  Senate Confirms Jonathan Gould as OCC HeadJPMorgan Tells Fintechs to Pay Up for Customer Data Access Former Bitfury Executive Gould to Take Over OCC ---- Natalie's Upcoming Events: Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto      ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

Crypto kidnappings & "wrench attacks" are surging globally. Charlie & Colin break down real cases, from Ledger CEO torture to NYC penthouse hostage drama, plus essential security tips to protect yourself from physical Bitcoin theft.You're listening to Bitcoin Season 2. Subscribe to the newsletter, trusted by over 12,000 Bitcoiners: https://newsletter.blockspacemedia.comCharlie and Colin dive deep into the dark side of crypto wealth - the rising amount of physical attacks, kidnappings, and torture targeting Bitcoin holders. From the Ledger co-founder's mutilation in France to wild NYC penthouse hostage situations involving crack cocaine and air fryers, they explore real cases and share Jameson Lopp's security wisdom.Subscribe to the newsletter! https://newsletter.blockspacemedia.com**Notes:**• Ledger co-founder kidnapped 2 days, fingers cut• American tourist lost $125K in London scam• Italian held 17 days, $28M crypto extorted• 90+ officers in French rescue operation• Attacks started with Hal Finney in 2014• Most incidents happen in Europe/AsiaTimestamps:00:00 Start01:08 What is a wrench attack?05:33 Jameson Lopp08:19 3 Types of attacks09:34 Kidnapping (Ledger Case)12:19 Kidnapping (French Father Case)13:03 Attempted Abduction (France Daughter of CEO)14:59 Arch Network15:31 Wrench Attack Tracker19:10 Hostage (American Tourist London)22:08 Different custody setups24:34 Hostage (Kentucky Crypto King)30:58 Best practices-

In this episode of the Personal Finance Podcast,  we are going to do a Money Q&A about  my retirement plan charges 1.38%. Is it robbing me of my future? Today we are going to answer these questions!  Question 1: What should my next steps be after paying off a personal loan—emergency fund, car savings, or student loans? Question 2: What's the best investment or savings account to open for my 5-year-old to start learning about money? Question 3: Is it worth contributing to a Roth 457(b) with a 1.385% fee, or should I focus on low-cost accounts? Question 4: I'm in the military maxing out TSP and Roth IRA—what else can I do to retire early? And how can my parents retire with $150K at age 55? Question 5: I'm new to investing with $30K in cash—should I just dump it into an index fund, or do something more? Question 6: We're 48 and 49, saving aggressively with no debt—how do we ensure we hit our $1.5M retirement goal by age 55? Question 7: We rolled over $35K into an IRA, have $125K in a 401(k), and big home equity—how do we build wealth and retire early in California? How Andrew Can Help You:  Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Shop Data Plans and Save Big at mintmobile.com/pfp  Go to https://joindeleteme.com/PFP20/ for 20% off!  Links Mentioned in This Episode:  How to Pay No Taxes in Early Retirement, Debunking the Mortgage Fee Fiasco, and More! With Katie Gatti (From Money With Katie!) 10 Powerful Portfolio Strategies (And Which One is Right for You!) - Part 1 10 Powerful Portfolio Strategies (And Which One is Right for You!) - Part 2 The 1-3-6 Method For Building & Managing Your Emergency Fund Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Sold for 125K!?!?!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.