Podcasts about Margin

When it comes to money, most people are searching for two things: security and peace of mind. That's understandable—life is unpredictable, expenses arise, and markets swing. But what if true peace isn't found in your circumstances at all?Financial wisdom doesn't start with a budget or a savings plan. It begins with trust—specifically, trusting in the Lord. Proverbs 3:5–6 reminds us, “Trust in the Lord with all your heart and do not lean on your own understanding. In all your ways acknowledge Him, and He will make straight your paths.”If you chase peace through your paycheck or portfolio, you'll always come up short. But when Christ is your foundation, you begin to see money in a new light—not as a source of peace, but as a tool to steward.Five Secrets to Financial Wisdom from God's Word1. Know Who Owns It All. Psalm 24:1 says, “The earth is the Lord's, and everything in it.” Everything belongs to God—your income, your retirement, even your ability to earn. That means we're not owners; we're stewards, entrusted with God's resources to manage faithfully.2. Spend With Purpose. Jesus asks in Luke 16:11, “If you have not been trustworthy in handling worldly wealth, who will trust you with true riches?” Spending should reflect God's priorities—giving, saving, living within your means, and investing in eternal impact.3. Avoid the Slavery of Debt. Proverbs 22:7 warns, “The borrower is slave to the lender.” Debt can limit your freedom to give and respond to God's calling. Wise stewards build margin and pursue freedom—not because debt is always wrong, but because freedom is better.4. Save With Perspective. Proverbs 21:20 says, “The wise store up choice food and olive oil, but fools gulp theirs down.” Saving isn't about hoarding; it's preparation for what God might have ahead. But remember: your security isn't in your savings—it's in the Savior.5. Give First, and Freely. 2 Corinthians 9:7 tells us, “God loves a cheerful giver.” Generosity reflects God's heart. It breaks the grip of greed and aligns us with His Kingdom. When we give, we declare, “God, I trust You more than I trust this money.”Anchored in ChristFollowing these biblical principles won't guarantee worldly success. Even the most faithful stewards face trials. But when your foundation is Christ, you're anchored. Isaiah 33:6 says, “He will be the sure foundation for your times, a rich store of salvation and wisdom and knowledge.”So if you're looking for security or peace, don't start with a spreadsheet—start with surrender. Financial wisdom begins when you recognize that your Provider is also your Redeemer. And in Him, you have more than enough.On Today's Program, Rob Answers Listener Questions:My deceased friend's estate is in probate, and he owned an LLC registered in another state. I've been told that if a new manager isn't appointed, the LLC will be considered closed after 90 days. Once my friend's family receives the letters of instruction, how should they go about settling or managing the LLC?I'm struggling financially and can't make this month's mortgage payment. My lender has offered two options: a repayment plan and a forbearance. What's the difference between them, and how will each option affect my credit score?My husband is switching jobs, and his current 401(k) has a balance of less than $500. His new employer doesn't offer a retirement plan. What are our best options for what to do with this small amount?My son is thinking about filing for bankruptcy, but still hopes to buy a house sometime in the future. How will bankruptcy impact his credit, and realistically, how long will it take for him to be able to qualify for a mortgage again?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Sound Mind Investing Handbook: A Step-by-Step Guide to Managing Your Money From a Biblical Perspective by Austin Pryor with Mark BillerWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this episode, Stacey Richter talks with Dr. Stan Schwartz, co-founder of ZERO.health about the tension between mission-driven healthcare and financial incentives within the healthcare system. Highlighting examples like the Comprehensive Primary Care Initiative and other advanced primary care efforts, Schwartz shares insights on how health system economics, particularly the reliance on emergency room admissions, often undermine initiatives aimed at reducing costs and improving patient outcomes.  The discussion delves into the role of employer-sponsored health plans as potential change agents in the healthcare system, given their significant influence over commercially insured patients, who are highly attractive to providers. Dr. Schwartz underscores the importance of aligned financial incentives and collective action among employers to drive meaningful change in healthcare. If you would like to get a copy of the mentinoed personal integrity and “are you in healthcare for the right reasons” policy called the Guiding Principles Policy that Doug Geinzer and Amy Mecham from High Performance Providers put together.please either check your inbox for the newsletter this week that you just got when this show went live and find the link to download or sign up for the newsletter and I will include it again next week on Thursday. === LINKS ===

Boost revenue. Build loyalty. Increase what your business is worth.  That's exactly what Kevin Thornton of JB Warranties unpacks in this can't-miss episode of The Successful Contractor.  Host Bob Houchin sits down with Kevin—VP of Dealer Business Services—for a high-impact conversation full of strategic insights for contractors who want to scale smarter. Kevin explains why warranties aren't just an upsell—they're a business tool that drives profitability, deepens customer relationships, and increases valuation when it's time to sell.  

Nextech3D.ai CEO Evan Gappelberg joined Steve Darling from Proactive to discuss the company's audited financial results for the 15-month period ended March 31, 2025. The results highlight a significant transformation in Nextech3D.ai's financial and operational structure as it advances toward scalable, high-margin, AI-powered revenue streams. Despite a 31% decline in total revenue to $3.49 million—attributed to a temporary restructuring of the company's 3D model business—gross profit surged 55% to $2.24 million, up from $1.45 million. Gross margin more than doubled, climbing from 29% to 64%, underscoring the impact of the company's pivot to more profitable offerings. Gappelberg emphasized the company's substantial reduction in operating costs. Operating cash burn fell by 58% to $5.56 million, compared to $13.34 million in the prior period. The adjusted operating loss improved 56%, dropping to $6.07 million from $13.94 million. Strategic cost-cutting measures included a 55% reduction in sales and marketing expenses (down to $2.03 million), a 41% drop in general and administrative cash expenses (to $4.5 million), and a 45% decrease in R&D spending (to $1.78 million). The company's realignment reflects a broader shift toward productized, AI-powered 3D solutions designed for sectors including e-commerce, retail, manufacturing, and live events. With improved operational leverage and an increasingly recurring revenue model, Nextech3D.ai is focused on margin-accretive growth and long-term shareholder value creation heading into fiscal 2025 and beyond. #nextech3d.al #otcqx #nexcf #cse #ntar #EvanGappelberg #ARway #AugmentedReality #SpatialMapping #IndoorNavigation #MapDynamics #EventTech #TradeShowSolutions #TechStocks #ARRevenueGrowth #3DTechnology #ProactiveInvestors #aws #amazonwebservice

Dr. Vitor Asseituno is the CEO and Co-Founder of Sami, Brazil's fastest-growing health insurance startup. Sami has raised $65M total funding and serves 20,000+ customers across 11 Brazilian cities in the $60B private health insurance market.Key Insights & Takeaways:1. The "pipeline mathematics" behind turning 100+ VC rejections into Series B success2. Investor psychology: what resonates when pitching complex healthcare business models3. How embracing broker networks after everyone said "avoid them" drives 50%+ of sales4. AI workflow implementation: $800+ monthly savings per clinician and 30% EMR compliance improvement5. Loss ratio optimization tactics: the specific changes that improved margins from 85% to 53%6. Why regional focus beats national scale in Brazil's complex healthcare marketJoin The J Curve Community:Newsletter: Weekly deep dives into LATAM's hottest deals, emerging trends, and market intelligenceLinkedIn: Daily market insights and exclusive founder updatesInstagram: Behind-the-scenes podcast moments and quick industry takesHit subscribe and share this episode with fellow entrepreneurs and investors

Florian Riedigers wikifolio nennt sich TSI Strategie Nasdaq-Werte. Der Kern seiner Anlagephilosophie basiert auf den 4 Ms: Market, Margin, Mode und Management. "Mein Ansatz ist breiter als der Nasdaq 100. Mein klassisches Beuteschema: ich suche und finde Midcaps, konzentriere mich auf die Sweetspots in der Mitte." Nur zehn Werte befinden sich im Depot, Riedieger ist aber voll investiert. Diese Perlen "ticken alle Boxen" bei Riediger: Applovin ("geile fundamentale Daten, extrem sexy"), TransMedics Inc. "hochspannender Investmentcase") und MercadoLibre ("Paradebeispiel für die 4 Ms"). Des Weiteren ( https://www.wikifolio.com/de/de/w/wf0tsinsdq#portfolio ): Robinhood Markets, Roku, RocketLab, Hims & Hers, Nebius Group, RUBRIK und AST SPACEMOBIL.

Matt Spiegel and Laurence Holmes were joined by MLB Network insider Jon Morosi to discuss the Cubs' mindset as the trade deadline looms Thursday.

Launching a product on Amazon doesn't have to mean sacrificing all your profit. In this episode of Built by Business, Andy breaks down how to launch on Amazon without giving away 90% of your margin.   Forget the old-school tactics like rebates, steep discounts, and blowout PPC campaigns. You'll learn how to build a high-converting listing, position your product to stand out, and attract real buyers without racing to the bottom on price.   Andy shares a margin-first launch framework that includes strategic bundling, long-tail PPC targeting, and believability-first content that converts even with under 10 reviews.   Whether you're launching your first private label product or rethinking your next product strategy, this episode gives you a profitable roadmap to launch smarter in 2025.   Get a free audit here: www.weavos.io.

$30 Million in HVAC Sales. 78% Close Rate. Population: 75,000. That's Cody Kropp's reality—and he's doing it all in rural Idaho.  In this powerhouse episode of The Successful Contractor, Bob Houchin digs deep with one of the most consistent and impressive closers in the industry. Cody's 15-year journey from oil-change tech to $30M HVAC titan is packed with street-smart wisdom, mindset gold, and killer sales tactics that actually work.  

In this episode of Yet Another Value Podcast, host Andrew Walker welcomes back David Bastian of Kingdom Capital to analyze United Natural Foods Inc. (UNFI), a grocery distributor at the center of a complex turnaround story. They examine UNFI's legacy issues, including its troubled SuperValu merger, the fallout from over-earning during COVID, and a recent cyberattack. David discusses management's new strategic direction, margin normalization efforts, and the implications of UNFI's critical relationship with Whole Foods and Amazon. They also explore valuation frameworks, industry dynamics, and UNFI's potential path to sustainable earnings growth under improved leadership.______________________________________________________________________[00:00:00] Podcast and guest introduction[00:02:34] What is UNFI[00:03:45] History and UNFI challenges[00:09:24] Cyberattack and recovery[00:10:47] Impact on Whole Foods[00:14:30] Long-term EBITDA targets[00:18:37] Sell-side doubts[00:21:08] Peer margin comparisons[00:24:19] Amazon relationship[00:30:17] Margin paradox[00:34:02] Business asset value[00:40:21] Return on replacement cost[00:43:37] Inflation effects[00:45:18] Industry consolidation[00:48:58] Board ownership concerns[00:54:58] Final thoughts on UNFI[00:58:47] Simplified supplier agreements[00:59:17] Podcast close and disclaimerLinks:Yet Another Value Blog: https://www.yetanothervalueblog.com See our legal disclaimer here: https://www.yetanothervalueblog.com/p/legal-and-disclaimer

歡迎嚟到 搞乜咁科學 GMG Science 第38集！Keith會分享一個全世界最難嘅數學證明。

Subscribe to DTC Newsletter - https://dtcnews.link/signupIn this episode of the DTC Podcast, we dive into the results of a survey of over 600 DTC brand operators, conducted in partnership with Keen Decision Systems. With Q4 2025 shaped by shifting tariffs, tight margins, and uncertain demand, we speak with Justin Jefferson, VP of Strategy & Insights at Keen, to unpack how brands are (and aren't) preparing for what's ahead.You can access the full Q4 Planning & Profitability Report here: https://www.directtoconsumer.co/newsletter/inside-q4-what-dtc-operators-are-seeing-saying-and-planningIf you're interested in the latest trends in marketing spend and performance, explore Keen's insights dashboard. It's continuously updated with timely, actionable data to help you stay ahead.Justin shares real-world insights into how leading DTC brands are making smarter decisions through scenario planning, forecasting, and more disciplined budget allocation—while calling out the traps many fall into, from knee-jerk cuts to overreliance on ROAS.Why less than 7% of brands are confident in their Q4 forecasts—and how to fix itThe danger of reactive planning and the real meaning of agilityHow scenario modeling helps brands balance margin defense with long-term growthWhy ROAS is outdated, and the move toward marginal ROI and long-term profitability modelingWhat large brands do differently: disciplined investment, top-of-funnel steadiness, and planning across multiple economic conditionsHow to rethink testing budgets and ensure you're not starting Q1 blindThis episode is for any brand operator looking to survive—and strategically grow—through an unpredictable Q4.Timestamps:00:00 Understanding Q4 Uncertainty in 202502:58 Why Contingency Planning Matters05:55 Top vs Bottom Funnel Spending Strategy08:13 Preparing for Margin Pressure and Tariffs11:45 How Mature Brands Avoid Going Dark14:20 The Problem with Relying on ROAS17:22 What to Know Before Scaling Experimental Budgets20:06 Underrated Ad Channels That Work22:58 Real Case Study: Avoiding Costly Inventory Mistakes26:30 Final Tips for Smarter Weekly SpendHashtags:#dtcpodcast#q4planning#ecommercemarketing#digitalmarketing#keendecisioning#roas#marketingstrategy#tariffs#marketingbudget#d2cpodcast#customeracquisition#topfunnel#brandstrategy#marketinginsightsSubscribe to DTC Newsletter - https://dtcnews.link/signupAdvertise on DTC - https://dtcnews.link/advertiseWork with Pilothouse - https://dtcnews.link/pilothouseFollow us on Instagram & Twitter - @dtcnewsletterWatch this interview on YouTube - https://dtcnews.link/video

We may know how to pray with our hearts and minds, but Father Dave welcomes Dr. Ansel Augustine to discuss what it means to put that prayer into action. Dr. Augustine currently serves as the Assistant Director of African American Affairs for the USCCB Secretariat of Cultural Diversity in the Church, and his new book is called, “Praying With Our Feet: Encountering God in the Margins.”

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.

Today's Sports Daily covers NFL margin of victory shows how competitive the league is, the balance of power between the haves and the have nots, more NBA gambling issues, and Scottie Scheffler is making golf unfair.Music written by Bill Conti & Allee Willis (Casablanca Records/Universal Music Group) 

Samantha Decker is a wife, mom of four, Bible teacher, and author of the new book Unhurried: An Invitation to Slow Down, Create Margin, and Surrender Control to God. Samantha's on a mission to help us rediscover the sacred rhythms of rest, space, and spiritual stillness. We explore why margin is essential. Samantha walks us through the power of solitude and how leaning into your spiritual gifts can help you press pause on the chaos. We discuss what it really means to surrender control to God, and she shares practical strategies for building a schedule that leaves room for grace. If you've ever felt like your calendar is running your life, or wondered how to make quieter spaces in your soul, this one's for you. Unhurried  Samantha's Website Follow Samantha on Insta → @samanthadeckerwrites  Follow SWE on Insta → @so.what.else  Follow Kaitlin on Insta → @kaitlingraceelliott  SWE Website

What happens when two buddies in small-town West Virginia go from mowing neighbors' lawns with a John Deere to running a thriving hardscaping company? In this episode, I sit down with Randall from M.R. Landscapes to unpack the raw, unfiltered story behind their evolution from maintenance to installs, how they battled seasonal cash flow nightmares, and the moment they realized hardscaping was their future. We talk about building a team, the pain of being stuck on the job instead of working on the business, and the power of budgeting, proposals, and communication in closing jobs fast. If you're a contractor trying to scale your business, navigate partnerships, or figure out when to finally hire that key crew member… this one's for you. Listen in for: Why being on the tools too long might be hurting your growth The danger of “bank account barometer” thinking How SynkedUP helped shift their margins and mindset And what it really takes to lead a team through the highs and lows This is the cost of doing business; and it's what they don't show you on Instagram. If you're interested in learning more about SynkedUP, check us out:  SynkedUP - Landscape Business Management Software https://synkedup.com/ Follow us on Instagram: @SynkedUP

As we wrap up our series DEEP POCKET$, Pastor Damien teaches us the importance of having margin in our lives. When we lack margin it's easier for us to become anxious, and distracted from God, but if we live a life with space for God then He'll keep us steady when trouble comes! - Listen to the message here!

Send us a textCheck out the full episode with bonus insightsSchedule an Rx AssessmentTo lease or not to lease…or to purchase? When it comes to getting a new vehicle for the pharmacy, one of the most common questions we get asked from owners is “should I lease or should I purchase a vehicle?” In this episode of Master The Margin, Scotty Sykes, CPA, CFP and Kathy Blanchard, Senior Pharmacy Accountant break down this question and what it means for your tax strategy including:Why leasing might limit your tax strategyHow purchasing a vehicle can unlock large write-offsThe critical importance of mileage logs and business-use documentationHow a separate delivery LLC could protect your pharmacy from liabilityAnd more! Stay connected with us on social media:FacebookTwitterLinkedInInstagramSpotifyApple PodcastsScotty Sykes – CPA, CFP LinkedInScotty Sykes – CPA, CFP TwitterMore resources about this topic:Podcast - One Big, Beautiful, Bill: What the New Tax Proposal Means for Pharmacy OwnersPodcast - Master The Margin: 2025 Tax OutlookWebinar - Tax Cuts and Jobs Act of 2017: Pharmacy Impact and §199ABlog – Tax-smart Depreciation on Pharmacy Buildings and EquipmentBlog – Maximize Pharmacy State and Local Tax Deductions (SALT)

The Cash Flow Blueprint every contractor wishes they had sooner: coltivar.com/cashflow Most contractors think a 30% markup means a 30% margin. It doesn't, and that mistake could be costing you tens of thousands of dollars every year. In this episode, Steve shares the simple pricing math most builders and trades miss and how it wrecks your margins without you even knowing. If your jobs look good in the field but leave you wondering where the money went, this one's for you. Because getting your pricing wrong doesn't just hurt profit, it creates a ripple effect across the entire business. Don't let a math mistake drain your cash flow. Disclaimer:  The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.  This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. www.coltivar.com

Today,  I'll be chatting with Robin Bury. I recently read Robin's memoir: On the Margin, in which he writes about his life, particularly about growing up as the son of a Protestant clergyman in county Cork. We discuss some of that during this episode as well as Robin's move to Toronto nearly a decade ago, in his mid-seventies. Born in India, raised in Ireland, periods spent in the UK, Kenya and now residing in Canada, Robin has a great story to tell. Stay tuned for an especially interesting story about access to contraception in Ireland when Robin began dating, and his opinion on it. I have provided a link below for you if you wish to purchase Robin's memoir to hear more fascinating stories.  https://books.friesenpress.com/store/title/119734000350286610/Robin-Bury-On-the-Margin 

This episode was recorded at the 2025 Western Dairy Management Conference in Reno, Nevada.Dr. DeVries gives an overview of his presentation on the economics of feeding more than one ration to lactating cows, with special consideration for additional costs (beyond increased feed costs) such as delivering additional loads of TMR, labor cost and mixing errors. He notes that producer surveys indicate that simplicity and not making mistakes are reasons given for not feeding an increased number of different rations. The surveys suggest there is some real money to be made if appropriate rations are used. Diminishing marginal returns should also be considered: going from one ration to two will yield the largest gain in income over feed costs, with each additional ration yielding smaller gains. (1:52) Dr. Burhans and Dr. Overton discuss some considerations for feeding multiple rations, including environmental impacts, herd size, pen availability, feed costs and milk production impacts. Dr. DeVries emphasizes the costs of feed delivery are a big part of this as well. (9:20)The panel discusses a spreadsheet that Dr. DeVries presented during his presentation to calculate delivery costs. Dr. Burhans mentions some of the on-farm software gives an assessment of how close the actual ration was to the formulated ration, allowing for adjustments if needed. (16:28)The panel considers the importance of body condition scores and recording actual data during nutritionist walk-throughs of dairy herds. They also delve into feeding frequency and optimal feed refusals levels. (27:45)Panelists share their take-home thoughts. (43:08)Please subscribe and share with your industry friends to invite more people to join us at the Real Science Exchange virtual pub table.  If you want one of our Real Science Exchange t-shirts, screenshot your rating, review, or subscription, and email a picture to anh.marketing@balchem.com. Include your size and mailing address, and we'll mail you a shirt.

- Get NordVPN with a special discount - https://www.nordvpn.com/goodareas- The Best Cricket Stories - Daily! - https://bestofcricket.substack.com/- Get an exclusive 15% discount on Saily data plans! Use code 'goodareas' at checkout. Download Saily app or go to:https://saily.com/goodareas-Varun and Shayan look at Day 2 of the 3rd Test between India and England.-You can buy my new book 'The Art of Batting' here:India: https://www.amazon.in/dp/1399416545UK: https://www.amazon.co.uk/dp/1399416545-To support the podcast please go to our Patreon page. https://www.patreon.com/user?u=32090121. Jarrod also now has a Buy Me A Coffee link, for those who would prefer to support the shows there: https://www.buymeacoffee.com/jarrodkimber.Each week, Jarrod Kimber hosts a live talk show on a Youtube live stream, where you can pop in and ask Jarrod a question live on air. Find Jarrod on Youtube here: https://www.youtube.com/c/JarrodKimberYT.To check out my video podcasts on Youtube : https://youtube.com/@JarrodKimberPodcasts-This podcast is edited and mixed by Ishit Kuberkar, he's at https://instagram.com/soundpotionstudio & https://twitter.com/ishitkMukunda Bandreddi is in charge of our video side.

Learn why margin—not just balance—is essential for a sustainable teaching life. This episode features real-life examples of tasks that only happened when margin was built in, showing how intentional space in your schedule can help you manage your studio, reduce overwhelm, and follow through on what truly matters.Support the podcastSubscribe to Amy's email listEpisode Links & Transcript: https://pianopantry.com/podcast/episode162

Can someone who lost both parents to addiction rise to lead a thriving marketing agency, run an orphanage in Guatemala, and stay grounded in faith and purpose? Spoiler: yes—and his name is Kyle Ewald. In this electric conversation, Kyle, founder of Zion Digital, pastor, and purpose-driven entrepreneur, sits down with me to share a raw, redemptive journey that spans two countries and proves profit and purpose can (and should) coexist. If you're an emerging leader or business owner hungry to build something meaningful without sacrificing health, family, or faith, press play now. What You'll Walk Away With Turn Pain into Platform – how Kyle converted tragedy into a mission that fuels everything he does. Purpose > Profit – the real origin story of Zion Digital and why meaning beats money every time. Lean Marketing Moves – simple, high-impact strategies you can deploy this quarter on a tight budget. Community Is the Shortcut – why faith, accountability, and the right circle accelerate growth. Mission & Margin – practical tactics for scaling a business while running a nonprofit orphanage. Challenge Accepted – Kyle's call-out for leaders stuck in “safe but stagnant” mode.

We are getting closer to the end of season 1 of the Smart Cleaning School Podcast. We are in the middle of a series on the 3 S's, which stands for Stay, Scale, or Sell and represent FREEDOM for the solo cleaner. In the last episode, I shared a clip from a Solo Elite Membership Call from late 2024 focusing on creating margin.Margin is vital. We need margin to make more choices. We need more choices to have more balance and freedom. This episode shares another clip from Solo Elite. This one shows you what to do once you've created margin. You optimize!​Optimizing gives you the balance you want. There are 3 steps to optimizing.Get Faster at Cleaning - As you implement the Optimizer Tools of the ISO Model, you get faster at each house or office. This allows you clean more in less time.Charge More Over Time - As you clean longer and develop your systems, trust, and expertise, you will increase the perceived value of your “product”. Charge more over time.Increase Profitability of the Business - You especially need to know your numbers for this one. Print out your Profit & Loss (P&L) and study it. Solo cleaners range in profitability from 60-95%. Optimizers are over 85%. In the next episode, I'll pull it all together with the big picture roadmap from an overwhelmed solo to an optimized one. 

Could you use a bit more financial margin? In this episode, Art shares ten common money-wasters you should eliminate. Plus, he answers a listener's question about whether he prefers a UTMA/UGMA account or a 529 plan for college savings.Resources: 8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

On today's episode, Kyle Grieve discusses the principles of value investing, including how to distinguish between speculation and true investing, the dangers of Wall Street's incentive structures, and the importance of prioritizing downside protection over upside potential. We'll also delve into discipline for value investing, how to develop a margin of safety mindset, and how to build a risk-averse strategy and portfolio. IN THIS EPISODE YOU'LL LEARN: 00:00 - Intro 05:04 - Why most investors speculate rather than invest—and how to tell the difference 11:01 - Why fund managers have structural weaknesses that require them to prioritize the wrong things 13:26 - Why EBITDA can mislead—and how it hides a business's actual condition 16:46 - Why value investors focus more on downside protection than upside potential 18:47 - How to think about margin of safety when constructing a portfolio 31:51 - The three temperamental traits most critical to successful value investing 36:38 - Why value investors hold cash and how they use it as a strategic weapon 44:00 - A detailed breakdown of how Klarman values businesses 20:06 - The major types of value opportunities—and where to find them 1:02:49 - Klarman's perspective on diversification and intelligent position sizing Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join Clay and a select group of passionate value investors for a retreat in Big Sky, Montana. Learn more ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Join the exclusive ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Mastermind Community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Buy a copy of Margin of Safety here. Follow Kyle on Twitter and LinkedIn. Check out all the books mentioned and discussed in our podcast episodes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy ad-free episodes when you subscribe to our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Premium Feed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Get smarter about valuing businesses in just a few minutes each week through our newsletter, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Intrinsic Value Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Check out our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠We Study Billionaires Starter Packs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Follow our official social media accounts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X (Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Browse through all our episodes (complete with transcripts) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try our tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Finance Tool⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠best business podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. SPONSORS Support our free podcast by supporting our sponsors: SimpleMining Hardblock AnchorWatch Human Rights Foundation Unchained Vanta Shopify Onramp HELP US OUT! Help us reach new listeners by leaving us a ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠rating and review⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! It takes less than 30 seconds, and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it!⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

Balancing Mission and Margin in Healthcare: A Candid Conversation with Dr. Ben Schwartz In this episode, host Stacey Richter engages in a deep dive with Dr. Ben Schwartz to explore the phrase 'No Margin, No Mission' and its practical implications in the healthcare industry.  They discuss the complex relationship between profitability and mission-driven care, the challenges of value-based care, and the role of dyad leadership. The episode emphasizes the importance of transparency, regulatory measures, and trust in fostering a balance between mission and margin. Along the way, Dr. Schwartz shares insights from his new role at Commons Clinic and addresses broader systemic issues like regulatory capture and the subjective nature of defining value in healthcare. === LINKS ===

$835,000. One technician. One truck. All sold and installed. At just 26 years old, Shiloh Gill of Cool Hand Electric is already a two-time Crown Champion. In this episode, he reveals how he built a repeatable, scalable sales process that led to $835K in electrical sales—all while running the work himself.  A former real estate hopeful from Brazil, Shiloh shares the mindset, systems, and daily practices that turned a motivated young man into one of the nation's most effective residential electricians.  In this episode: 

In this raw and real episode of Torsion Talk, Ryan opens up about the chaos behind the scenes — from heart surgery to family emergencies to business overload — and what it all revealed about priorities, leadership, and mental health in the garage door industry. If you've ever felt the weight of juggling too many commitments at once, this one's for you.Ryan kicks things off with a reminder about shoulder safety and productivity tools like SureWinder. He shares how ignoring small problems like shoulder pain can lead to big costs in lost labor and worker's comp claims. Then things get personal as he walks us through his own medical scare, his wife's unexpected injury, and the mental rollercoaster that followed. This isn't just another motivational podcast — it's a wake-up call about hustle culture, overextending yourself, and the toll it takes on you, your family, and your business.You'll hear how Ryan balances running multiple successful businesses (including a door company, marketing agency, GDU mastermind, and podcast) while navigating personal and professional chaos. He reflects on the danger of chasing wins and adrenaline over stability, and why just because you can do something doesn't mean you should.You'll also learn actionable insights on how to audit your commitments, rank your priorities, and protect time for rest and recovery. Ryan talks about how to create margin in your calendar, schedule around the unexpected, and set boundaries to protect your energy. He emphasizes the importance of church, family time, community, and self-care, sharing honest struggles about missing out and pushing too hard.This episode covers everything from margin leaks in business to mental margin in life. Ryan discusses how burnout is becoming more common among home service business owners, and how a lack of rest, poor health habits, and over-commitment can cripple leadership capacity. He challenges listeners to get their bloodwork done, check hormone levels, and stop neglecting the basics that keep you sharp and energized.If you're a garage door business owner, home service entrepreneur, or leader who's feeling overwhelmed or stretched thin, this episode will hit home. Ryan shares encouragement, practical advice, and tough love for anyone running on fumes and wondering how to keep it all together.And hey — if this episode resonates with you, or you just need someone to talk to, Ryan invites you to reach out. No pressure. No pitch. Just support from someone who gets it.Find Ryan at:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://garagedooru.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://aaronoverheaddoors.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://markinuity.com/⁠Check out our sponsors!Sommer USA - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://sommer-usa.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Surewinder - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://surewinder.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Stealth Hardware - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://quietmydoor.com/⁠

Think your 40% profit margin is solid? Think again. Martin and Khalil expose the hidden costs that eat into your profits—and show you how to stop the bleed.Time Stamps00:56 - Martin's Client's Issue02:14 - Understanding Variable Expenses03:30 - Allocating Costs and Overhead05:27 - Realizing the Impact on Profit Margins18:08 - Employee Compensation and Tariffs18:44 - Bulk Purchases and Inventory Challenges22:33 - Understanding Burdening in Business33:46 - Practical Steps to Improve Bidding AccuracySnippets from the Episode“You bid everything just fine, but then you look at your books and you're not making any money. Something's off—and the good news is, it can be fixed.” - Martin Holland“If you're bidding for 40% and you're not seeing that in your gross profit margin, you've got to find the difference. That is management.” - Martin Holland“Nothing's worse than thinking you're going to get something and coming in 7% lower. That's more than just a rounding error—that's a business risk.” - Khalil Benalioulhaj“You could be winning bids while losing money. When you fix your pricing, you gain margin on every future job without chasing more sales.” - Khalil BenalioulhajResourcesCFC 249 - The $600,000 Accounting Error That Almost Destroyed My Business with Cory ParksThe Break-Even System by Spencer Tucker24 Things⁠⁠⁠⁠⁠⁠ Construction Business Owners Need to Successfully Hire & Train an Executive Assistant⁠⁠⁠⁠⁠⁠Schedule⁠⁠⁠⁠⁠⁠ a 15-Minute Roadblock CallCheck out ⁠⁠⁠⁠⁠⁠OpenPhone⁠⁠⁠⁠⁠⁠Build a Business that Runs without you. Explore our ⁠⁠⁠⁠⁠⁠GrowthKits ⁠⁠⁠⁠⁠⁠Need Marketing Help? We Recommend ⁠⁠⁠⁠⁠⁠Benali⁠⁠⁠⁠⁠⁠Need Help with podcast production? We recommend ⁠⁠⁠⁠⁠⁠Demandcast⁠⁠⁠⁠⁠⁠More from Martin Holland⁠⁠⁠⁠⁠⁠theprofitproblem.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠annealbc.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email Martin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Meet With Martin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠More from Khalil⁠⁠⁠⁠⁠⁠benali.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email Khalil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Meet With Khalil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠More from The Cash Flow ContractorSubscribe to our ⁠⁠⁠⁠⁠⁠YouTube channel⁠⁠⁠⁠⁠⁠Subscribe to our ⁠⁠⁠⁠⁠⁠Newsletter⁠⁠⁠⁠⁠⁠Follow On Social: ⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠,⁠⁠⁠⁠⁠⁠ Facebook⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠Instagram, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X(formerly Twitter)⁠⁠⁠⁠⁠⁠Visit our ⁠⁠⁠⁠⁠⁠website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email⁠⁠⁠⁠⁠⁠ The Cashflow Contractor

Parker and Walter dive deep into the art of tree selection for hunting. Discover the key factors that influence choosing the right tree, from wind and thermals to cover and access. Learn how to adapt your strategy based on the season and terrain, and hear personal anecdotes that highlight the importance of making the right choice. Understanding the role of wind and thermals in tree selection. The balance between shot opportunity and cover How to adapt your approach based on terrain and season Personal anecdotes and lessons learned from the field Understanding the role of wind and thermals in tree selection The balance between shot opportunity and cover How to adapt your approach based on terrain and season Personal anecdotes and lessons learned from the field Learn more about your ad choices. Visit megaphone.fm/adchoices

Last time we spoke about the allied invasion of Balikpapan. In June 1945, the war in the Pacific escalated as American forces, spearheaded by Generals Eichelberger and Krueger, fiercely battled the entrenched Japanese on Luzon. Despite harsh conditions and fierce resistance, the Americans made crucial advances, capturing key positions that rekindled hope for the Filipino people. Concurrently, preparations for the invasion of Balikpapan intensified. The Australian 7th Division assembled for a July 1 amphibious assault against a heavily fortified Japanese defense, known for its formidable coast artillery and entrenched positions. The Australians faced fierce opposition upon landing; however, skilled maneuvering and robust artillery support allowed them to swiftly gain a foothold. As the Australians secured their beachhead, they marked the beginning of a challenging campaign against determined Japanese forces in Balikpapan, setting the stage for further confrontations in the Pacific theater.  This episode is Victory at Bougainville  Welcome to the Pacific War Podcast Week by Week, I am your dutiful host Craig Watson. But, before we start I want to also remind you this podcast is only made possible through the efforts of Kings and Generals over at Youtube. Perhaps you want to learn more about world war two? Kings and Generals have an assortment of episodes on world war two and much more  so go give them a look over on Youtube. So please subscribe to Kings and Generals over at Youtube and to continue helping us produce this content please check out www.patreon.com/kingsandgenerals. If you are still hungry for some more history related content, over on my channel, the Pacific War Channel you can find a few videos all the way from the Opium Wars of the 1800's until the end of the Pacific War in 1945.  We last left off on Bougainville, by mid-April, Brigadier Heathcote Hammer's 15th Brigade had commenced its crucial task of relieving Brigadier Field's weary and battered 7th Brigade. This transition came at a pivotal moment when Brigadier Stevenson's 11th Brigade successfully secured the Soraken Peninsula, a strategic point on Bougainville's southern coast, while also continuing their efforts to contain enemy forces along the notorious Numa Numa Trail, a crucial supply route for Japanese troops. Supported by reinforcements in artillery and air power, Generals Savige and Bridgeford were optimistic about continuing their limited offensive toward the south. Their immediate objective was to capture the line of the Hongorai River, considered a significant tactical advantage, followed by the Hari River, which would serve as the 15th Brigade's main aim. On the opposing side, General Kanda had learned a harsh lesson about the ineffectiveness of banzai charges during the fierce fighting at the Battle of Slater's Knoll. This costly experience prompted him to alter his strategy significantly. He decided to pull his remaining troops back to a defensive perimeter focused around Buin, which is located in the southern region of Bougainville. Here, he reinforced his defenses with garrison troops from Kieta, situated on the eastern side of Bougainville, the Shortlands Islands to the northwest, and the Fauros Islands to the northeast. However, with this concentration of forces not expected to be operational until July, the troops stationed in the forward areas were tasked with executing a critical delaying action in the meantime, buying precious time for reinforcements to arrive. Meanwhile, on April 17, the Australian 24th Battalion began its advance along the Buin Road, a vital route for both supply and troop movement. Two companies made their way toward Dawe's Creek, while another company launched an assault against the enemy strongholds at Kindara. Remarkably, they broke through enemy lines the following day, pushing further to Sindou Creek and Umam Creek. Here, they faced multiple sharp counterattacks over the next week, demonstrating the fierce resistance from Japanese forces determined to hold their ground. As patrols moved deeper into the thick jungle on either side of the Buin Road, the struggle became increasingly intense. Each advance was hard-fought, marked by skirmishes that tested the resolve and endurance of the Australian soldiers. Finally, on April 26, the advance resumed in earnest, making rapid gains toward the Hongorai River. The combination of heavy air support and relentless artillery bombardment had effectively dispelled any opposition along the route, allowing the Australians to push forward with renewed vigor. By May 4, as the 24th Battalion finally approached the banks of the Hongorai River, they encountered significant resistance. However, on the 4th Lieutenant Lawn's platoon was advancing with two tanks and a bulldozer when the crew of the leading tank came to a log across the road and saw movement in the bush. A burst of machine-gun fire from the tank cut the leaves away and revealed the barrel of a field gun. The first round fired from the tank's 2-pounder disabled the enemy gun and the enemy seemed to flee. Farther ahead, however, a mine exploded at the rear of the second tank. It was discovered that it had been exploded with a wire by a Japanese concealed in the bush. Henceforward mines and concealed guns were encountered more and more frequently. They were detected chiefly by the practised eyes of the engineer teams of Major Needham's 15th Field Company who became increasingly skilful. Mechanical detectors were defeated by several sorts of mine employed wooden boxes filled with T.N.T., for example; but their presence was betrayed by protruding fuses, wires, disturbed earth, and confirmed by prodding with a bayonet. As the 24th Battalion neared the Hongorai it became evident that the Japanese intended to make the Australians pay a price for each advance, and that they were willing to trade a field gun for a tank at every opportunity. On the 4th and many later occasions leading tanks were fired on at a range of a few yards by guns cleverly concealed beside the track, but in positions from which the Japanese could not hope to extricate them. In other respects also the Japanese tactics were improving and their striking power was strengthened. Each forward Australian battalion was now under frequent artillery fire, evidently directed by Japanese observers who remained close to the Australian advance, and it was this which was now causing most of the casualties. The shells usually burst in the trees and their fragments were scattered over a wide area with lethal effects. To counter the tanks the Japanese were now establishing their positions not astride the track but about 100 yards from it in places where the tanks could not reach them until a side track had been made. The Hongorai River, a critical geographical landmark, ran through Bougainville's lush terrain, acting as both a natural barrier and tactical objective. In late April, the 9th Battalion had continued to push forward across the Huio River, a vital waterway that intersected with Japanese defenses. They faced some enemy resistance but managed to clear the Horinu-Rumiki Trail by the end of the month. This narrow, winding path had strategic importance, connecting various units and enabling supplies to move closer to the frontline. On May 3, the 9th Battalion was finally relieved by the 57th/60th Battalion, which, due to its relative inexperience, found progress challenging along the Commando Road a route named after the elite Australian commandos who often operated in this area. Their inexperience in facing seasoned Japanese troops led to slower advances in the crucial days that followed. Meanwhile, the 2/8th Commando Squadron had been conducting deep reconnaissance patrols towards the Hari River and along the Tiger Road, determined to discover the extent of Japanese defenses south of the Hongorai. The Tiger Road, notorious for its rugged conditions, was pivotal for troop movements in the region. On May 5, the 24th Battalion, now bolstered by a newly assigned tank squadron, resumed its advance with renewed determination. However, they were once again halted by fierce defenders who launched a strong yet costly counterattack the following morning. This desperate but valiant effort by the Japanese troops resulted in significant casualties and demonstrated their resolve to maintain control of the Hongorai line. Subsequently, the Japanese forces ultimately abandoned their positions along the Hongorai during the night. Finally, on May 7, the Australians reached the Hongorai River, marking a significant milestone in their campaign. At that moment, the 57th/60th Battalion was securing a crucial crossing over the Hongorai on the Commando Road, enabling further advances into enemy territory. With the next objective focused on the line stretching from the Hari River to Monoitu and Kapana, Brigadier Hammer's battalions shifted their tactics for the second and third weeks of May. They undertook deep patrols into Japanese-occupied territory, gathering vital intelligence while also seeking to harass the enemy and disrupt their operations. Additionally, the commandos maintained their patrols along the challenging Tiger Road and established a new patrol base further north at Monorei. This base would serve as a critical outpost for monitoring enemy movements and launching further operations. Meanwhile, the 58th/59th Battalion explored the rugged areas south of the Buin Road, successfully clearing the Aitara Mission. This mission played a crucial role in their broader strategies, as it prepared them to execute a wide flanking maneuver aimed at cutting the road east of the Hongorai, further encircling Japanese forces. To support the advancing Australian forces, New Zealand aircraft launched significant attacks on Japanese concentrations positioned along the Buin and Commando Roads. On May 17, the 57th/60th Battalion crossed the upper reaches of the Hongorai River, advancing across a wide front along the Commando Road to draw the enemy's attention to that area. On the eve of this move Hammer issued an order of the day in a characteristic style. He spoke of his "undying admiration" for and "extreme confidence" in his men and told them that the next few weeks might see the major defeat of the Japanese in south Bougainville. "Go to battle as you have done in the last month and no enemy can withstand you." In the subsequent days, they successfully secured territory up to the Torobiru River, creating pressure on the Japanese lines and disrupting their defensive operations. On May 20, following a powerful air and artillery bombardment, the 24th Battalion finally launched its long-anticipated assault across the Hongorai River. This marked a turning point as they occupied the strategically significant Egan's Ridge by May 22. Egan's Ridge offered an elevated position that overlooked the surrounding terrain, making it crucial for controlling movement in the vicinity. Meanwhile, the 58th/59th Battalion executed a stealthy wide flanking maneuver towards Mayberry's Crossing, positioning themselves strategically to disrupt Japanese supply lines and communication. On May 21, the Australians moved out once more to cut the Buin Road at Runai, an essential route that facilitated movement and supplies for the Japanese forces. In the following days, the remaining sections of this critical road were secured as the Japanese forces west of the Hari River were forced to retreat, effectively diminishing their operational capabilities in the region. As these operations unfolded, the 2/8th Commando Squadron established a new base on Morokaimoro, positioning themselves for further reconnaissance and engagements. They began patrolling towards Taitai and the Mivo River, both vital points of interest as the Australians sought to gather intelligence on enemy movements. In the meantime, the 57th/60th Battalion pressed on to capture the Oso Junction by May 27. However, they encountered harassment from night raiding parties and artillery fire, which highlighted the persistent threat of Japanese resistance in this area. On 2nd June the main advance was resumed, the 58th/59th moving forward without opposition through positions which had been "completely devastated by air, artillery and mortars". "Not one enemy was found alive or dead," wrote the battalion diarist, "although a strong smell of death pervaded the whole area." A prisoner taken later in the day said that the air strike had completely demoralised the defenders, and when they heard the tanks approaching they had fled. On the left the 57th/60th reached the Sunin River against slight opposition. On the 3rd and 4th the 58th/59th continued the advance, moving slowly because of the need to disarm an unprecedentedly large number of mines and booby-traps-more than 100 in three days-until they reached the Peperu River. Patrols moving stealthily forward to the Hari and across it found evidence of much confusion, many positions dug but unoccupied, and small groups of Japanese at large. It was decided to attack frontally towards the Hari next day. At the same time, the 57th/60th Battalion also reached the Sunin River, facing only slight opposition during their advance. On June 6, the 58th/59th Battalion launched an attack towards the Hari River, but despite their efforts, they only managed to gain about 500 yards against strong defensive positions held by the Japanese. The next three days proved challenging as the 58th/59th Battalion, supported by tanks, found their progress impeded by swampy terrain, a road littered with hidden mines, and intermittent shellfire threatening their advance. The combined obstacles of the natural environment and determined enemy resistance severely limited their ability to make significant gains. In light of the pressing circumstances, Brigadier Hammer made a pivotal decision to send the 58th/59th Battalion on a shallow outflanking march to the north. Their mission was clear: cut the Buin Road several miles east of the Hari River. At the same time, the 57th/60th Battalion was tasked with thrusting wide to the south, maneuvering around the Ogorata River to intercept the same road near Rusei. After four days of concentrated air and artillery bombardment designed to weaken enemy defenses, the 58th/59th Battalion commenced its operation on June 12. They sent two companies forward to secure a position along the road, located 2,000 yards east of the Hari. This forward position was critical for their strategy to disrupt Japanese supply lines. Two days later, on June 14, these forces continued their advance eastward toward the Ogorata River, while the remainder of the battalion engaged the enemy at the Hari ford, a crucial crossing point. Despite the fierce opposition, the ford was finally secured on June 15, following another extensive bombardment that significantly diminished the Japanese presence along the road west of the Ogorata. This success was instrumental in facilitating further operations in the area.  Concurrently, the 57th/60th Battalion had embarked on their mission on June 11, making slow but steady progress through the challenging, trackless bush. They ultimately found a path leading from Kingori to Rusei, where they began encountering Japanese resistance. Pushing through treacherous swampy terrain and dense bamboo thickets, the Australians reached the Buin Road at Rusei by June 15, successfully coordinating with patrols from the 58th/59th Battalion the following day. In addition to securing Rusei, a robust patrol from the 57th/60th Battalion set out along the northern flank to establish a patrol base north of Musaraka. This base detected a significant enemy presence behind them, leading to a critical reassessment of their positions. Consequently, in late June, the 24th Battalion was dispatched to take over the Taitai-Kingori-Katsuwa area, reinforcing the Australian foothold and securing vital routes in the region. Meanwhile, back to the south, the 57th/60th Battalion began to push eastward toward the Mobiai River on June 16. However, their advance quickly met strong opposition just 400 yards into enemy territory. Faced with determined resistance, the battalion executed a wide outflanking maneuver, a tactical shift that successfully forced the Japanese forces to withdraw by June 19, allowing the Australians to continue their advance. In the following days, the 57th/60th Battalion pressed steadily forward, ultimately encountering increased opposition near the Mobiai River on June 24. A heavy bombardment was launched in an attempt to dislodge the entrenched Japanese forces, but it proved ineffective. However, the next day, the Japanese troops had mysteriously withdrawn, allowing the Australians to secure a vital crossing over the river. Taking advantage of this opportunity, the 58th/59th Battalion moved in to occupy the newly attained Mobiai positions. Meanwhile, the 57th/60th and 24th Battalions advanced farther north, preparing for an outflanking maneuver aimed at Shishigatero, a critical tactical point lying to the northeast. In anticipation of an Australian offensive, General Kanda dispatched the 23rd Regiment to establish a defensive base near the Mivo ford. This strategic relocation was part of his preparations for the final defenses behind the Mivo River, as Japanese troops sought to hold their ground against the advancing Australians. By June 28, the 57th/60th and 24th Battalions reached their designated assembly areas, where they successfully repelled several Japanese counterattacks. The next morning, they began their advance southeast, shrouded in the loud thunder of artillery barrages that paved the way for their push. They reached the Buin Road at the confluence of the Ivana, Koopani, and Mivo Rivers, making significant headway. At the same time, the 58th/59th Battalion aimed to open the road for the 24th Battalion, positioned about 1,000 yards away. However, they encountered sharp resistance from Japanese forces defending their positions fiercely. Following this notable success, as Hammer's units faced and repelled various Japanese counterattacks at their new positions, General Bridgeford directed Brigadier Noel Simpson's 29th Brigade to the frontline to relieve the beleaguered 15th Brigade. Each incoming battalion was met with sharp clashes as they moved up, as Japanese forces sought to maintain their hold on strategic territory. Finally, on July 10, Hammer's units were relieved, a long-awaited reprieve after weeks of grueling combat. Despite the shift in command, Simpson's battalions began sending patrols forward in preparation for a crossing of the Mivo River. Unfortunately, due to the heavy resistance encountered and the onset of relentless rains that would continue throughout the month, this final offensive was never carried out. Instead, the troops were limited to vigorous patrolling activities during July and August, maintaining a presence but unable to launch significant offensives in the harsh conditions. Many of these patrols encountered fierce opposition, signaling that the enemy intended to mount a determined defense along the Mivo line. These patrols regularly captured crucial documents from Japanese soldiers ambushed along the tracks leading to their forward positions, allowing Australian forces to construct a clearer picture of the enemy's intentions and deployments. Among these daring reconnaissance missions was one conducted by a patrol from the 42nd Battalion, led by Lieutenant Oldfield. Tasked with scouting a potential crossing at the Mivo, Oldfield and four other soldiers discovered the river was in flood. Undeterred, they stripped off their gear, swam across the turbulent waters, and advanced 500 yards beyond the riverbank, without any weapons. The weight of the Australian artillery and mortar bombardments altered the enemy's tactics. Rather than holding fixed positions, the Japanese began to dig in less and instead employed a strategy of hit-and-run raids and ambushes executed by small groups of three to ten men. Before July 10 arrived, the relentless rain compelled a second postponement of the advance; the new date for the operation was set for July 24. However, the downpour continued to intensify. By July 10, even the patrols could not cross the flooded Mivo. "Torrential rain flooded the divisional area, reducing the Buin Road to a treacherous sea of mud and creating a series of islands between the various rivers." On July 17, conditions worsened further, with a dramatic eight inches of rain falling in just 36 hours. The new challenge was no longer about advancing troops but ensuring that the men were fed where they remained. Virtually all the bridges along the lines of communication were washed away, and all the rivers were flooded; the Mivo was now surging at a speed of twelve miles an hour. As a result, the forward units could only be supplied via air transport. It would take weeks to repair the damaged roads and bridges, leading to D-day being postponed until late August. As the southern operations unfolded, General Savige made a strategic decision to bring Brigadier Arnold Potts' 23rd Brigade from Munda and its surrounding islands to Torokina. Upon arrival, Savige immediately tasked the 27th Battalion with taking over the central sector beyond Pearl Ridge. The Australians quickly began bombing and launching attacks in the Berry's Hill-Hunt's Hill area, ultimately securing this crucial location on May 16. Following the seizure of Berry's Hill, the 27th Battalion conducted patrols toward key positions at Sisivie, Tokua, Base Point 3, and Wearne's Hill throughout late May. On June 3, they initiated an attack towards Tiernan's Spur, making significant progress before being relieved by the 7th Battalion. The 7th Battalion, upon taking over, adopted an aggressive posture, and on June 11, they attacked Tiernan's Spur, successfully securing the feature this time. Soon after, a combination of reconnaissance and air bombardment set the stage for an assault on Wearne's Hill on June 16. However, they encountered strong opposition and were unable to seize its crest until June 20. In parallel operations, a company captured Sisivie without encountering resistance on June 12. Another company was dispatched to establish a forward base in the Wakunai Valley, successfully creating observation posts that overlooked Inus Point and the large Numa Numa Plantation by June 21. After conducting extensive bombardments against remaining Japanese positions, the Australians finally secured the remainder of Wearne's Hill on June 24. Starting June 26, the 7th Battalion began probing towards Centre Hill, which they ultimately found abandoned on July 6. Meanwhile, on July 3, Tokua was occupied as a base for future operations probing north toward Ibu and Buritsiotorara. Artillery and aircraft continued to harass North Hill, which was finally captured on July 13. Just five days later, Cameron's Hill was also successfully attacked and secured. The 7th Battalion then pressed forward along the main track towards Charlie Creek and McInnes Hill, achieving their objectives by August 8 as the remaining Japanese forces were forced to retire to Numa Numa. Looking north, the 55th/53rd Battalion took over from the exhausted 26th Battalion in early April, following the fall of the Soraken Peninsula. Upon assuming command, Lieutenant Colonel Stevenson immediately directed the 55th/53rd to cross the Nagam River and launch an attack towards Pora Pora, a key strategic location in the region. The battalion pressed on along the main coastal track, but on April 13, they faced an unsuccessful assault against the enemy positioned at McKinnon's Ridge. Meanwhile, a company from the battalion moved through an inland route, encountering no resistance as they advanced to a position just two miles from Pora Pora. Recognizing the resolute enemy defenses along the main track, the Australians initiated a program of heavy artillery bombardment, complemented by flanking maneuvers designed to outmaneuver the entrenched defenders. This relentless strategy began to pay off, eventually forcing the Japanese to retreat on April 21. During this critical period, the unopposed company on the inland track continued to push forward until it was only one mile from Pora Pora. In the following four days, the 55th/53rd Battalion fought its way into the Pora Pora bottleneck, engaging in fierce combat that successfully expelled the Japanese forces by April 30. With this victory, the Australians were able to continue their advance northward, making rapid gains against a retreating enemy. On May 4, they captured the Ratsua jetty, a vital logistics point that facilitated further operations. Two columns of the 55th/53rd commenced a swift march towards Ruri Bay, while a company from the 26th Battalion successfully seized Torokori Island on May 6. Three days later, as they finally approached Ruri Bay, the Australians successfully repelled an enemy ambush. However, Brigadier Stevenson's orders were now to halt their advance at the Ratsua-Ruri Bay line and focus on active patrolling extending northward to Tarbut and Tarlena. Despite this directive, the situation became increasingly precarious. The Japanese, bolstered by four small provisional battalions of naval troops under Captain Kato Ekichi, grew aggressive beyond the established line. Daily patrol clashes erupted, with Australian positions and supply lines subjected to constant ambushes. Recognizing the need for reinforcements, the weary 55th/53rd Battalion was relieved by the 26th Battalion on May 21. In response, the 26th immediately dispatched two companies to thrust forward in the area south and east of Buoi Plantation. However, these units quickly encountered strong counterattacks, while patrols faced heavy resistance around Siara and Chindawon. As Stevenson's forces found themselves facing a fortified opponent stronger than anticipated, permission was granted to send two companies from the 31st/51st Battalion to take over the western sector on June 3. Despite this reinforcements, the Australians continued to struggle to make meaningful progress northward. After the 26th Battalion had been in the line for three hard weeks its diarist wrote that the campaign had become one of "holding a superior number of enemy by the aggressive action of a tired depleted battalion-companies were no more than half strength and had been in forward areas continuously for four months". The battalion's fighting strength on 3rd June was only 23 officers and 353 other ranks. The constant patrolling, the artillery fire and the raids on jeep trains on tracks well to the rear were wearing down the men's spirits. In response to the persistent challenges, a strategic decision was made to outmaneuver the Japanese by landing a reinforced company of the 31st/51st Battalion at Porton Plantation, aiming to approach the enemy from the western flank. During the early hours of June 8, the assault force successfully landed unopposed and swiftly established a perimetric defense reaching 150 yards inland. However, the surprised defenders quickly regrouped, unleashing a barrage of machine-gun fire that effectively thwarted the unloading of heavy weapons, reserve ammunition, and essential supplies. Although supporting artillery fire was effectively directed at the Japanese positions, the Australians soon found themselves pinned down as Captain Kato reinforced the defenses surrounding their perimeter. To complicate matters further, a convoy of Australian supplies and reinforcements attempting to reach the newly established perimeter was successfully repelled by the tenacious defenders during the night. The next morning, it was decided to withdraw the force late that evening. However, as the Australians prepared for their retreat, the Japanese launched a strong counterattack from three sides. The enemy attacked in relentless waves, and although they were met with devastating Australian fire, the pressure forced the company to pull back towards the beach. In the morning they launched what was evidently intended as a final blow, thrusting from three sides. Now estimated at over 400 they attacked in waves and were mowed down by the Australian fire. To confuse their enemy they shouted English phrases such as "Watch the right flank", "Throw it in the middle", "It's only me, Jack", and so on. The Australians pulled back towards the beach and at 1 p.m.  During the afternoon, three landing craft moved towards the beach under heavy enemy fire in an effort to embark the soldiers. Unfortunately, two of the crafts were overloaded and became stranded. One eventually drifted off with the tide during the evening; however, the other remained besieged by heavy fire throughout the night. On June 10, Australian forces continued their attempts to rescue the stranded men, launching efforts under the cover of a strong air attack. At dawn on June 10, there were 38 living men on board the besieged landing craft, commanded by Corporal Hall. Their meager arsenal included two Bren guns, five Owen submachine guns, and nine rifles. The remaining rations consisted of eight tins of fruit or vegetables, three or four tins of meat, and three tins of condensed milk. Corporal Hall devised a defensive plan to maximize their chances of survival. He removed the wooden shelves under the overlapping sides of the ALCA to create protective cover under the flaps for all the troops. The dismantled wireless set was discarded overboard to free up additional space. To assist with breathing during rising tides, each man was issued six-inch lengths of copper piping. A continuous watch was kept from the coxswain's enclosure to monitor Japanese movements and report any developments. The soldiers cleaned and oiled their weapons using lubricant sourced from the engines, ensuring that they were well-maintained and ready for use. A medical kit was placed in the capable hands of a member of the 19th Australian Field Ambulance, who diligently distributed morphine and dressings as needed. At 15:30 on June 10, a concerted effort to rescue the stranded survivors commenced. An intense and precise air attack targeted the enemy positions, but unfortunately, it failed to hit the pillbox from which most of the fire directed at the barge was originating. Bombers dropped inflated rubber rafts near the landing craft in an attempt to assist, but Japanese gunfire prevented any men from reaching these lifelines. Under the cover of an artillery smoke screen, a landing craft attempted to reach the shore. However, enemy fire wounded several crew members, including the coxswain, damaging the steering gear and causing the craft to circle out of control. Amidst this chaos, Corporal Hall attempted to silence the pillbox with a Bren gun, but his efforts were in vain. In a desperate bid to assist the aircraft in locating the target, he splashed bullets towards the pillbox, yet the attempt proved futile as the damaged landing craft was forced to withdraw. They successfully repelled several Japanese parties attempting to swim out to the immobilized craft during the night. Finally, in the early hours of June 11, the besieged Australians were rescued by three assault boats, managing to pull them from the critical situation. In this endeavor, the Australian forces suffered significant losses, with 23 men reported killed or missing and 106 wounded. Among these casualties, five killed and seven wounded belonged to the 42nd Landing Craft Company. Estimates suggest that the Japanese forces faced losses of approximately 147 confirmed dead, with an additional 50 likely killed. The infantry units suffered specifically dire consequences, with two officers killed and three wounded, these included both company commanders, leaving only Lieutenants Patterson and Reiter, two young veterans from the 6th Division, as the sole surviving leaders from six platoon commanders. Additionally, 14 other ranks were reported killed or missing, while 57 were wounded. Of those wounded, five were sent to the field ambulance suffering from exposure, and nine sustained cuts and bruises. The repulse of the Australian attempt to land near Porton on June 8, 9, and 10 significantly boosted Japanese morale. Observers reported that the landing occurred on a rough strip of beach, making it difficult for the enemy to negotiate the surrounding reefs. The high ground in the vicinity provided an excellent vantage point for the Japanese, allowing for optimal placement of automatic weapons. In response to the Australian advance, Captain Kato swiftly dispatched 150 troops from Chabai to reinforce the approximately 100 men already engaged in combat. These reinforcements succeeded in thwarting any further enemy landings, ultimately pushing the Australians back to the beach, from where their remaining forces were evacuated in haste. Kato estimated that around 250 Australians had landed, resulting in the loss of 60 killed and 100 wounded, alongside 26 Japanese fatalities. If the Japanese report regarding their own losses is accurate, it suggests that both sides engaged in this grim action sustained approximately equal losses. Moreover, during this battle, the reinforced 26th Battalion failed to exploit this diversionary attack, missing the opportunity to push against the stubborn resistance of Captain Kato's isolated posts. On June 20, Brigadier Potts' 23rd Brigade began taking over the northern sector, with orders to contain the Japanese forces in the Bonis Peninsula and patrol towards Buka Passage. This relief operation was completed by the end of the month. However, the 8th and 27th Battalions continued to face harassment from Kato's deep patrols throughout July. Ultimately, the overextended 27th Battalion on the right flank was withdrawn on July 22 to allow the 8th Battalion to successfully attack and capture Commo Ridge the following day. On July 24, the 8th Battalion launched an unsuccessful attack on Part Ridge. However, this heavy assault shook the defenders, paving the way for the Australians to capture the ridge against light opposition on August 5. This marked the last major action of the Bougainville Campaign. In total, Savige's 2nd Corps endured losses of 516 Australians killed and 1,572 wounded. It is estimated that approximately 8,500 Japanese soldiers were killed by Australian forces and their native allies, while an additional 9,800 succumbed to illness during the Australian period on Bougainville. By the end of the campaign, only 23,571 men remained out of about 65,000 who had been on the island when the Americans launched their attack in November 1943. Now, attention turned westward to Balikpapan, where General Milford's 7th Australian Division successfully landed on July 1. They secured an important perimeter extending through Santosa Hill, Parramatta, Mount Malang, and Stalkudo. The battle resumed the following day, with the 2/14th Battalion advancing along the Vasey Highway to seize the Sepinggang airstrip unopposed. Meanwhile, the 2/3rd Commando Squadron took over the area northeast of Stalkudo, though they made little progress toward the Lady Schofield feature due to heavy enemy fire. The 2/27th Battalion strengthened and extended its hold on the high ground northwest of Stalkudo. The 2/16th Battalion pressed northward, successfully capturing Resort, Owen, and Oxley without sustaining any losses. The 2/12th Battalion took Potts and consolidated its position on Portee. The 2/10th Battalion conducted mopping-up operations in the secured areas, patrolling vigorously forward, and also seized Mount Sepuluh. Lastly, the 2/9th Battalion, supported by a troop of tanks, cleared Kandasan town along the coast as far as Signal Hill. By the end of the day, Brigadier Eather's 25th Brigade had landed to take over the central portions of the front, tasked with pushing inland astride the Milford Highway. On July 3, one company of the 2/10th Battalion advanced through the port, while another cleared the Tank Plateau, and a third focused on the lower ground between the plateau and Parramatta. Concurrently, the 2/9th Battalion, supported by its troop of tanks, successfully took the Santosa barracks, which they had bypassed the previous day. The division now held a bridgehead approximately five miles wide and one mile deep, successfully securing one of the two airstrips. On July 3, light aircraft began operating from this newly established base. However, unloading heavy equipment and stores proved to be a challenging task, causing considerable anxiety among the troops. A swell made it difficult to transfer loads to Landing Craft Tank (LCTs) and small craft, while it was impossible to run the Landing Ship Tank (LSTs) directly onto the beach. By 06:00 on July 3, progress was evident, with 985 vehicles and 1,932 tons of various equipment and stores successfully landed, alongside 16,950 men ashore. Later that morning, an LST began unloading at a pontoon jetty constructed on Green Beach by an American naval construction battalion. The captured port was a scene of devastation, characterized by wrecked workshops and warehouses, leaving little more than twisted, rusty steel and piles of rubble where houses once stood. The seven wharves designed for ocean-going vessels had all been burned, rendering them unusable. Among the debris, one dump of scrap iron collected by the Japanese from the ruins measured 520 yards long, with another scrap pile opposite it stretching about 150 yards. As unloading operations continued on the main beaches, the 2/14th Battalion began moving towards the Manggar airstrip but found themselves halted at Batakan Kechil. The 2/27th Battalion took over the defense of the Sepinggang strip, and the 2/3rd Commando Squadron discovered the Lady Schofield feature abandoned, allowing their patrols to press on more than a mile across the high ground overlooking the Sepinggang River. Meanwhile, the 2/33rd Battalion encountered heavy opposition in the hills above Chilton Road but managed to capture Opus, Operator, and Oxygen, as well as a height to the northeast named Orange. The 2/31st Battalion advanced along Milford Highway, facing increasing opposition, but they rapidly secured the junction with Chilton Road. However, they were unable to capture the strong enemy defenses at Nobody and Nurse. The 2/12th Battalion began a march towards Pandansari but had to assault Nail to eliminate the threat of enemy harassing fire. The following day, while the 2/33rd Battalion occupied Letter and Lewis, the 2/31st found Nobody and Nurse abandoned, allowing them to easily secure these features. One company also took control of Nail and began probing towards Lodge. At the same time, the 2/14th Battalion resumed its advance towards Manggar. They successfully crossed the river and pushed 1,300 yards across the airstrip without facing any opposition. However, after midday, heavy Japanese fire unexpectedly swept across the airfield, resulting in the deaths of several officers at the control tower. Despite this setback, and aided by the fire from destroyer Eaton, the Australians pressed on and ultimately secured Manggar and its airfield. By the end of the day, General Milford had successfully pushed the enemy out of Balikpapan and further secured the Sepinggang and Manggar strips. However, it became clear that Admiral Kamada was attempting to withdraw the remnants of his force to the Batuchampar area, aiming to delay any advance along the Milford Highway for as long as possible. The 454th Independent Battalion continued to hold the commanding terrain north of Manggar, and on July 5, its defenses came under intense naval, air, and artillery bombardment, which initially failed to silence the Japanese guns. Meanwhile, Brigadier Eather pressed his advance north in the center. The 2/25th Battalion took control of the positions at Nurse and Nail, while the 2/33rd pressed on against dwindling opposition to capture Mackay, Marshall, Mutual, and Margin. The 2/31st Battalion moved forward to seize Letter and Lewis, followed by the capture of Laverton and Liverpool. Recognizing the necessity of securing the western side of Balikpapan Bay to facilitate port operations, Milford ordered Brigadier Chilton's 18th Brigade to land the reinforced 2/9th Battalion at Penadjam. Following a naval and artillery bombardment, the landing was executed unopposed during the afternoon of July 5, with patrols of the 2/9th immediately probing north and south to secure the perimeter. The following day, a patrol moved south toward Nanang village and onward to the Sesumpu River, while other units explored the area towards the Riko River and Separi. On July 6, the 2/33rd Battalion successfully attacked and captured Metal and Muffle, but they were ultimately repelled from Judge. Meanwhile, the 2/25th pressed onward, taking control of Liverpool and occupying Huon. Looking southeast, the 2/14th Battalion began to probe enemy positions on this day. A strong patrol successfully captured Waites' Knoll but had to repel a series of strong counterattacks during the night, while another patrol was forced back along Vasey Highway. Over the next few days, the Australians continued to engage, probing and bombarding the commanding enemy positions. Ultimately, the 2/14th launched an attack and captured the Frost and Brown features on July 9, effectively eliminating the enemy threat in that area. Meanwhile, the 2/16th Battalion and the 2/5th Commando Squadron attacked an enemy concentration at Gate on July 6 and secured the position two days later, further solidifying their hold on Grand by July 9. To the northwest, on July 7, the 2/25th Battalion moved to Cult and then attempted an assault on Jam but was repelled by fierce defenders. The following day, while Jam underwent probing and bombardment, the 2/33rd Battalion discovered Justice abandoned after heavy shelling and pressed on toward Joint and Judge. Concurrently, Brigadier Eather had dispatched the 2/6th Commando Squadron into the hills overlooking the Sumber River. They successfully occupied Job on July 8 and seized Freight the following day. By July 9, after a concentrated artillery barrage, Jam, Joint, and Judge finally fell as the 25th Brigade secured the first stretch of the Milford Highway to Batuchampar. The 2/31st Battalion then advanced to a road bend due north of Junior, where they encountered an ambush by Japanese raiders. Meanwhile, a company of the 2/9th Battalion landed unopposed at Djinabora on the afternoon of July 8, and on the following day, a patrol base was established at Teloktebang. I would like to take this time to remind you all that this podcast is only made possible through the efforts of Kings and Generals over at Youtube. Please go subscribe to Kings and Generals over at Youtube and to continue helping us produce this content please check out www.patreon.com/kingsandgenerals. If you are still hungry after that, give my personal channel a look over at The Pacific War Channel at Youtube, it would mean a lot to me. General Hammer launched a fierce campaign across Bougainville, battling entrenched Japanese troops, they secured the strategic Soraken Peninsula and advanced toward the vital Hongorai River. By July, they had reached the Hari River, significantly weakening Japanese defenses. However, relentless rain hindered further operations.

In this episode, I share a short clip of a Public Service Announcement I made last November in the Solo Elite Membership. It's a PSA for all struggling, overwhelmed solo cleaners. First, let me say a few things.You are the one that overscheduled yourself by never saying ‘No'. Take ownership of that.​You are the one that priced as little as you did. Take ownership of that.You are the one that didn't know your numbers and acted without any strategy. Take ownership of that.Great, you took ownership. It's time to give you hope and show you how to optimize your solo company and earn freedom. This first message is about creating time margin first. That is vital.No margin equals no choice. Margin means choices. In the next episode, I'll share another clip of the 3 steps to optimizing. Enjoy. 

Ready to save $10k-$50k in taxes this year? Book a call here:► https://taxstrategy365.com/pod-appIn this episode, I break down how I analyze real estate deals using patterns, historical percentages, and what I call “return on hassle.” I share a story about a 16-unit property I almost bought to retire my mom and how a mentor helped me realize it wouldn't work—just by looking at the percentages. I go deep into operating expense ratios, debt service thresholds, and how to factor in time and risk. I also touch on contracts, financing contingencies, and why I only move on deals that match my strike zone.Timestamps:00:00:00 Intro – why percentages never lie00:00:50 The 16-unit deal I almost bought to retire my mom00:02:15 Bringing in a mentor to review the numbers00:03:28 Learning to read patterns in properties and people00:04:11 Scarface quote and the power of percentages00:05:46 Ted Williams and only swinging at your pitch00:08:13 Applying the strike zone concept to investing00:09:14 Long-term rental analysis: revenue, OPEX, debt00:11:45 Utility setups and checking meters on multifamily00:13:54 Margin of error and padding your projections00:14:42 Short-term rental rules and the 15% revenue test00:16:16 Sneaky data hacks: talking to local co-hosts00:18:29 Evaluating money down vs. ROI on interest savings00:20:50 Guaranteed returns and the “return on hassle” concept00:23:00 FHA vs. conventional loan and PMI traps00:27:54 Why you must revisit the numbers at month 1600:29:04 Diagnosing why a deal is underperforming00:31:08 Pattern recognition and IRS fraud flags00:33:40 What's included in operating expenses?00:36:28 Community, status, and why people never downgrade00:39:53 Appreciation markets vs. cash flow plays00:41:33 Writing contracts with flexibility: “and/or assign”00:44:05 Laying out all the skunks as a seller00:46:02 Contingencies: inspection, appraisal, financing, permits00:51:04 Buying the LLC to preserve STR permits00:54:20 DSCR strategy and using interest rate leverage00:56:05 Only swing at your pitch and know your advantage00:58:16 Speed, trust, and recognizing patterns in people01:00:32 Final thoughts and the value of knowing your safety netWant me to answer your real estate questions? Come to my next Ask Me Anything Q&A:► https://taxstrategy365.com/pod-amaLet's connect!► Instagram: https://www.instagram.com/ryanbakkecpa/► LinkedIn: https://www.linkedin.com/in/ryanbakkecpa/► Twitter: https://twitter.com/RyanBakkeCPA► Facebook: https://www.facebook.com/ryanbakkecpa► TikTok: https://www.tiktok.com/@ryanbakkecpa⁠*None of this is meant to be specific investment advice, it's for entertainment purposes only.

In this week’s Throwback Thursday segment, hear how one side hustler learned to repair broken guitar pedals using YouTube tutorials—and built a profitable business fixing, modifying, and reselling vintage gear. Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week. Show notes: SideHustleSchool.com Email: team@sidehustleschool.com Be on the show: SideHustleSchool.com/questions Connect on Instagram: @193countries Visit Chris's main site: ChrisGuillebeau.com Read A Year of Mental Health: yearofmentalhealth.com If you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.

We spend a lot of time building gates and systems to protect ourselves from distraction of ADHD. But, what might we be losing at the expense of saying No? This week on the show, Pete talks about control and ADHD. Spinning off of the concept of Margin as discussed by Shawn Blanc and Richard Swenson before him, what does it mean for ADHD when our systems and processes that we use to protect ourselves and our focus cause us to run out of margin in our lives and run headlong into a broader world that doesn't understand us?Links & NotesThank you for supporting The ADHD Podcast on Patreon!Giving up Control at Work — Shawn BlancMargin from The Focus Course — Shawn BlancMargin: Restoring Emotional, Physical, Financial, and Time Reserves to Overloaded Lives_ by Richard Swenson ★ Support this podcast on Patreon ★

In this Take Two episode of Relentless Health Value, host Stacey Richter reflects on her conversation with Dr. John Lee to explore the challenging intersection between mission and margin in healthcare.  They discuss the nuances of cognitive dissonance faced by healthcare professionals, particularly when organizational priorities conflict with patient care. Dr. Lee shares insights on finding a sense of mission within the constraints of the current healthcare system, emphasizing the importance of incremental improvements, team-based care, and peer support.  The conversation also highlights real-world examples of systemic issues and practical advice on how individuals can contribute to meaningful change without feeling demoralized. This episode is part of an ongoing series addressing critical topics in healthcare, and listeners are encouraged to tune in next week for further discussions. === LINKS ===

Danny Moses welcomes Adam Parker, founder, CEO, and Chief Strategist at Trivariate Research. They discuss several important topics, such as US dollar weakness and its potential long-term impacts, margin expansion in tech and healthcare sectors, and Adam's favorable outlook on financial services stocks. Adam also shares his background and provides insights into Trivariate's offerings for both retail and institutional investors. Other key points include the potential for AI to enhance productivity in various sectors, the implications of interest rates and market conditions, and the future prospects for energy markets. Throughout the discussion, Adam emphasizes the potential for strategic stock picking and navigating economic fluctuations effectively. --ABOUT THE SHOWFor decades, Danny has seen it all on Wall Street and has built his reputation on integrity, curiosity and skepticism that he will bring with him each week. Having traded through the Great Financial Crisis and being featured in "The Big Short" is only part of the experiences Danny wants to share with the listener. This weekly podcast cuts through market noise, offering entertaining and informative discussions with expert guests giving their views of the financial world and the human side of it. Whether you're a seasoned investor or just getting started, On The Tape provides something for all listeners. Follow Danny on X: @dmoses34 The financial opinions expressed are for information purposes only. The opinions expressed by the hosts and participants are not an attempt to influence specific trading behavior, investments, or strategies. Past performance does not necessarily predict future outcomes. No specific results or profits are assured when relying on this content.Before making any investment or trade, evaluate its suitability for your circumstances and consider consulting your own financial or investment advisor. The financial products discussed in 'On The Tape' carry a high level of risk and may not be appropriate for many investors. If you have uncertainties, it's advisable to seek professional advice. Remember that trading involves a risk to your capital, so only invest money that you can afford to lose. Derivatives are not suitable for all investors and involve the risk of losing more than the amount originally deposited and any profit you might have made. This communication is not a recommendation or offer to buy, sell or retain any specific investment or service.

Basic Cryptonomics 101: Margin Loans And Crypto Borrowing #Crypto #Cryptocurrency #podcast #BasicCryptonomics #Bitcoin  Website: ⁠⁠⁠⁠https://www.CryptoTalkRadio.net⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠@ThisIsCTR⁠⁠⁠⁠ Discord:⁠⁠⁠⁠ @CryptoTalkRadio⁠⁠⁠⁠ Chapters (00:00:01) - Crypto Talk Radio(00:02:07) - Ethereum Is The Sign... Not Bitcoin(00:06:32) - Melania Token Dumped(00:14:22) - Selling Your Cryptocurrency(00:17:17) - Bitcoin ETF Margin Loan(00:25:18) - Should You Hold Bitcoin?(00:32:29) - Diversifying Your Crypto Portfolio

In this episode of the Startup CPG Podcast, Daniel Scharff is joined by Jamie Valenti-Jordan, CEO of Catapult Commercialization Services, and Andy Kurtts, founder of Buttermilk Creative, for a deep dive into the technical and design considerations to get your product out into the world.Jamie shares his 20+ years of commercialization expertise, covering the technical side of packaging—shelf life, structural integrity, co-manufacturing constraints, and the science behind keeping products protected from oxygen, moisture, light, and even drop-kicks during shipping. Meanwhile, Andy offers the designer's perspective on how to stand out on-shelf, balance aesthetics with category norms, and build packaging that communicates your brand's promise clearly and effectively.Together, they break down how packaging influences everything from retail acceptance to consumer perception, and why early-stage brands should think carefully about format, manufacturing limitations, and visual hierarchy. Real-world examples like Graza, NoBull, and Leisure Hydration illustrate how form and function can come together to build lasting impressions—and brands.Whether you're in the concept phase or planning your second packaging run, this episode is your total package.Tune in now to learn how to make your product irresistible on shelf—from the inside out.Visit Catapult Commercialization Services: https://bit.ly/catapultcpgVisit Canworks digital can printing: https://www.canworksprinting.com/startupcpgListen in as they share about:The Importance of Packaging in Product SuccessTechnical Considerations of Packaging (Jamie's Perspective)Design and Branding Strategy (Andy's Perspective)Working with Designers and AgenciesTesting, Feedback, and IterationCost, Margin, and Strategic Trade-offsMarketing, Community, and Brand ExecutionReal Brand ExamplesEpisode Links:Website: https://www.catapultserv.com/ LinkedIn: https://www.linkedin.com/in/fvmh97c/ Website: https://buttermilkcreative.com/ LinkedIn: https://www.linkedin.com/in/andykurtts/ Don't forget to leave a five-star review on Apple Podcasts or Spotify if you enjoyed this episode. For potential sponsorship opportunities or to join the Startup CPG community, visit http://www.startupcpg.com.Show Links:Transcripts of each episode are available on the Transistor platform that hosts our podcast here (click on the episode and toggle to “Transcript” at the top)Join the Startup CPG Slack community (20K+ members and growing!)Follow @startupcpgVisit host Daniel's Linkedin Questions or comments about the episode? Email Daniel at podcast@startupcpg.comEpisode music by Super Fantastics

This week Thea is joined by longtime friend and former western wedding photographer Lyndsey Garber for a reflective conversation about capacity, season of life shifts, and the slow, steady work of staying faithful in the little things.Together, they talk through the emotional complexity of leaving something that's still working, what it feels like to carry a big vision when there's no margin left, and how to navigate the tension between knowing you're made for more and also being at your limit.Topics explored include:How to recognize when a season is ending even while you're still succeeding in it.Why exhaustion and ambition so often co-exist.What it looks like to rebuild capacity through small, daily choices.Learning to audit energy and attention without slipping into a poverty mindset.How presence becomes a practice when margin is low.This conversation holds space for the in-between moments where you know you're on the edge of something new, but it hasn't fully taken shape yet. We chat about ambition, presence, exhaustion, time scarcity, and that sneaky poverty mentality that shows up in your calendar, your body, and your grocery store anxiety. And mostly, it's about what it takes to stay steady and self-respecting in the middle of a capacity crisis without losing your fire or your footing.There's no 5-step framework here. Just two women and a conversation about what's working, what's shifting, and how we keep showing up for the lives we believe in.Let's Keep the Conversation GoingWe talked about what no one sees: the ordinary, unglamorous work that builds something sustainable. If you're in that part of the process, we'd love to hear about it. Tag @cowgirlsovercoffee and let us know what “faithful in the little things” looks like for you right now.

Tariffs and refrigerant changes are hitting HVAC contractors hard—costs are rising, inventory is tight, and homeowners are hesitant. If your techs, salespeople, and CSRs are all saying something different—or worse, using fear without facts—you're losing trust and sales. In this fast-paced, high-impact interview, CertainPath coaches Miki Stone and Esti Jaacovi share what successful HVAC companies are doing right now to thrive in this uncertain environment. ✅ Control the message before your team creates confusion ✅ Train every part of the call—not just objection handling ✅ Speak with empathy, not panic—even when prices go up ✅ Use data-backed scripting to build trust and urgency ✅ Offer financing early, often, and with confidence ✅ Run tighter operations while protecting your margins Whether you're running a $1M or $100M shop, the fundamentals are the same: clear communication, smart training, and consistent leadership.If you want your HVAC business to grow during a downturn, this episode is your playbook. Show NotesThe Successful Contractor Podcast is a part of the CertainPath family.  CertainPath builds successful home service businesses—and has for 25 years.  We do it by providing contractors with a proven path to success, professional coaching, software solutions, and a member community of 1,200+ strong. Doubling your sales, with a 20% net profit, and an inspiring company culture is ALL possible.  Let us show you the way. With CertainPath, Success is Made Certain. Schedule a Discovery Call today. Or call 214-453-1591. FOLLOW CERTAINPATH:Facebook: https://www.facebook.com/CertainPathLinkedin: https://www.linkedin.com/company/certainpathInstagram: https://www.instagram.com/certainpath/

In this value-packed episode of Torsion Talk, Ryan Luchia pulls back the curtain on one of the garage door industry's biggest silent killers—bad margins. From quoting errors and labor miscalculations to underbidding installs and measurement slip-ups, Ryan walks through the real-world traps that drain profitability from even the busiest garage door companies. If your revenue looks healthy but your bank account doesn't, this is the podcast you need.Ryan shares hard-won lessons from his own business at Aaron Overhead Doors, including how incorrect labor estimates, broken quoting systems, and missed upsells can eat away at profits one job at a time. You'll hear about the impact of AI, leadership development through GDU (Garage Door U), and how to build a stronger quoting and install process that scales with precision.Get insider updates on the Fort Lauderdale intensive, a workshop-style mastermind limited to a few select garage door pros. Ryan also spotlights tools like Phil Pulse and SureWinder that are transforming daily operations. Whether you're looking to trim costs, build brand over leads, or fix inefficiencies in your quoting and labor practices, this episode delivers clarity.Some hot-button topics we dive into:-Profit margin leaks in labor and installs-Why job costing is your business's financial lifeline-How to quote with confidence and avoid emotional discounting-Leveraging AI for phone answering and business automation-The cost of callbacks, warranty work, and missed add-on opportunities-Building a quoting SOP to scale with your business-Why revenue is vanity and profit is sanity-Tips for using GDU and masterminds to grow smarter, not just biggerPlus, Ryan reveals his “one-process challenge” to help tighten operations this week—and why sometimes all it takes is one solid improvement to protect your bottom line.If you're a garage door business owner navigating economic headwinds, rising competition, and the daily chaos of running a service company—this episode is your roadmap to staying profitable and sane.Join our Garage Door Entrepreneurs Facebook Group to connect with other pros who are building smart, efficient businesses.Want in on the next intensive? Message Ryan on Facebook or DM him directly to apply. Spots are extremely limited.Find Ryan at:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://garagedooru.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://aaronoverheaddoors.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://markinuity.com/⁠Check out our sponsors!Sommer USA - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://sommer-usa.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Surewinder - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://surewinder.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Stealth Hardware - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://quietmydoor.com/⁠

To lease or not to lease…or to purchase?  When it comes to getting a new vehicle for the pharmacy, one of the most common questions we get asked from owners is “should I lease or should I purchase a vehicle?”  In this episode of Master The Margin, Scotty Sykes, CPA, CFP and Kathy Blanchard, Senior Pharmacy Accountant break down this question and what it means for your tax strategy including: - Why leasing might limit your tax strategy - How purchasing a vehicle can unlock large write-offs - Importance of mileage logs and business-use documentation - How a separate delivery LLC could protect your pharmacy from liability Check out the full episode with bonus insights: https://masterthemargin.substack.com/ Schedule an Rx Assessment: https://www.sykes-cpa.com/rx-assessment-service/  More resources about this topic: Podcast - One Big, Beautiful Bill: What the New Tax Proposal Means for Pharmacies: https://www.youtube.com/watch?v=99jnN08jGUo Blog – Tax-smart Depreciation on Pharmacy Buildings and Equipment: https://www.sykes-cpa.com/tax-smart-depreciation-on-pharmacy-buildings-and-equipment/

In hour 3 Andy and Abe get back in to the Braves need to make a deal at the deadline, and the NBA Finals. PLUS, what do the Hawks do in the draft.

Most Amazon sellers are addicted to revenue—but they're starving for profit. In this episode of Built by Business, Andy Isom breaks down the most common margin killers hiding in your Amazon business—and the simple levers you can pull this week to start keeping more of what you earn.   From FBA storage fees and PPC waste to freight negotiations and bundling tricks, this episode delivers practical insights to build a healthier, more scalable business—without chasing more orders.   Want personalized help identifying your margin killers?   Request a Free Amazon Brand Audit at: www.weavos.io