Podcasts about Margin

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Best podcasts about Margin

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Latest podcast episodes about Margin

The Super Human Life
Luck vs. Discipline: What Really Drives Success in Life w/ Dr. Michael Orkin | Ep. 305

The Super Human Life

Play Episode Listen Later Sep 15, 2025 49:42


Is success in life just luck or the result of disciplined decisions?   In this episode of The Super Human Life, Coach Frank sits down with Dr. Michael Orkin, statistician, professor, consultant, and author of The Story of Chance: Beyond the Margin of Error. With a PhD in Statistics from UC Berkeley, Dr. Orkin has spent his career studying probability, luck, and risk; from analyzing casino games and sports betting to teaching students how chance shapes everyday life. He has consulted for the gaming industry, delivered talks at Google, and is recognized as a leading voice on the role of luck in human decision-making.   Together, Frank and Dr. Orkin explore how luck, probability, and randomness really shape our outcomes  and how disciplined decision-making can tip the odds in your favor.   From lottery jackpots and sports betting to slot machines, blackjack, and business decisions, Dr. Orkin explains how to separate random variance from real skill, avoid the traps of “false gurus,” and apply timeless probability principles to fitness, finance, faith, family, and freedom.    

CITIUS MAG Podcast with Chris Chavez
WORLD CHAMPIONSHIPS DAY 2 RECAP: MELISSA JEFFERSON-WOODEN, OBLIQUE SEVILLE WIN 100M TITLES + JIMMY GRESSIER SHOCKS THE 10,000M FIELD + 1500M SURPRISES

CITIUS MAG Podcast with Chris Chavez

Play Episode Listen Later Sep 14, 2025 115:17


Join Chris Chavez, Eric Jenkins, Anderson Emerole, Mitch Dyer and Paul Hof-Mahoney as they recap all the highlights from Day 2 at the 2025 World Championships in Tokyo as five first-time individual gold medalists were crowned.Key Highlights from Day 2:Melissa Jefferson-Wooden – Women's 100m Champion- Time: 10.61 (Championship Record)- Context: Broke the previous championship record and tied the fastest time ever at a global championship (Elaine Thompson-Herah's 2021 Olympic record).- Margin of Victory: 0.15 seconds — second-largest in meet history.- Podium: Jefferson-Wooden (USA) – 10.61 CR, Tina Clayton (JAM) – 10.76 PB, Julien Alfred (LCA) – 10.84Oblique Seville – Men's 100m Champion- Time: 9.77 (Personal Best)- Narrative: Delivered on years of potential with a statement win.- Drama: Letsile Tebogo (BOT) was disqualified for a false start; Noah Lyles prevented a Jamaican sweep with bronze.- Podium: Seville (JAM) – 9.77 PB, Kishane Thompson (JAM) – 9.82, Noah Lyles (USA) – 9.89Peres Jepchirchir – Women's Marathon Champion- Time: 2:24:43- Storyline: Echoed her Olympic gold in Tokyo with another win in the same city, outkicking Tigist Assefa in the final 100 meters.- Surprise: Julia Paternain (URU) took bronze — Uruguay's first global championship medal.- Podium: Jepchirchir (KEN) – 2:24:43, Tigist Assefa (ETH) – 2:24:45, Julia Paternain (URU) – 2:27:23Jimmy Gressier – Men's 10,000m Champion- Time: 28:55.77- Shock Result: Pulled off a stunning upset, outsprinting favorite Yomif Kejelcha in a slow, tactical race.- Podium: Gressier (FRA) – 28:55.77, Yomif Kejelcha (ETH) – 28:55.83, Andreas Almgren (SWE) – 28:56.02Field Event Gold Medalists:Valarie Allman – Women's Discus Throw- Best Mark: 69.48m (5th round)- Background: Two-time Olympic champion earns her first world title.- Podium: Allman (USA) – 69.48m, Jorinde van Klinken (NED) – 67.50m, Silinda Morales (CUB) – 67.25mTara Davis-Woodhall – Women's Long Jump- Best Jump: 7.13m- Performance: Took the lead with 7.08m on her first attempt and sealed it with 7.13m in round four.- Podium: Davis-Woodhall (USA) – 7.13m, Malaika Mihambo (GER) – 6.99m, Natalia Linares (COL) – 6.92m (=PB)____________PRESENTED BY ASICSFor the third consecutive year, CITIUS MAG is proud to partner with ASICS for our global championship coverage. With their support, we're able to bring you the best coverage of the 2025 World Athletics Championships. Support our sponsor and check out ASICS's latest including the MegaBlast and SonicBlast. Shop at ASICS.com____________Hosts: Chris Chavez | ⁠⁠⁠⁠@chris_j_chavez on Instagram⁠⁠⁠ + Mac Fleet |⁠⁠ ⁠@macfleet on Instagram⁠⁠⁠ + Eric Jenkins | ⁠_ericjenkins on Instagram⁠ + Anderson Emerole | ⁠@atkoeme on Instagram⁠ + Mitch Dyer | ⁠@straightatit_ on Instagram⁠ + Paul Hof-Mahoney | ⁠@phofmahoney on Instagram⁠Produced by: Jasmine Fehr |⁠⁠ ⁠@jasminefehr on Instagram

Storyfeather
The Margin Alien

Storyfeather

Play Episode Listen Later Sep 12, 2025 45:39


To rescue her brother, a woman jumps into what she believes is a dimensional rift generated by a device that he has invented.   Genre: Science Fantasy   Excerpt: “You come from within the margins.  Where there are well-defined boundaries... Reality.” "Isn't this also real?” “It is for now.”   What story or stories am I revisiting in this episode? Each Season 8 episode is a standalone story, but it's connected to or inspired by a previous story through a character, a place, an object, a concept, a continuation of events (ahem, sequel), and so on. I've written a lot of stories about inventors inventing things. This week's story was inspired by a weird dream I had, and by a the episode called “Jukebox Time Portal.”   MY FIRST BOOK (yay)Ever wonder how I've gotten all these hundreds of stories written?  I have a method. And I talk all about it in my book called Fictioneer's Field Guide: A Game Plan for Writing Short Stories. It's now available from Amazon as an eBook, paperback, and hardcover. You can also get there from my Store page: STORYFEATHER STORE   The Store page also has sign-up forms for my two email newsletters: Storyfeather Gazette (if you'd like to keep up with the fiction I create) Fictioneer's Field Guide (if you'd like writing tips and guidance from me) Choose what you want. (Either way, you're choosing high jinks.)   MERCH!Interested in merch, like mugs and notebooks, featuring my artwork? Please visit my Store page for info on where you can buy: STORYFEATHER STORE   CREDITSStory: “The Margin Alien” Copyright © 2019 by Nila L. Patel Narration, Episode Art, Editing, and Production:  Nila L. Patel   Music: “Puzzle Pieces” by LEE ROSEVERE (Intro) “Start the Day” by LEE ROSEVERE (Outro) “Abstract Vision #5” by ANDREW SITKOV (Outro)   Music by LEE ROSEVERE “Awkward Silences (version b)” “All the Answers” “Introducing the Pre-roll” “The Secret to Growing Up” “Puzzle Pieces” “Here's the Thing” “Everywhere” “Start the Day” “Snakes” “Under Suspicion” “Knowing the Truth” “Decompress” “Not My Problem”   Tracks by Andrew Sitkov are part of music and sound effects bundles I purchased from Humble Bundle and sourced from GameDev Market. Music by Andrew Sitkov is licensed from GameDev Market Music by Lee Rosevere is licensed under CC BY 4.0 Sound effects from AudioJungle, and GameDevMarket, and Soundly (through Hindenburg) Changes made to the musical tracks? Just cropping of some to align with my narration.   Find more music by Andrew Sitkov at gamedevmarket.net Find more music by Lee Rosevere at freemusicarchive.org/music/lee-rosevere and leerosevere.bandcamp.com Find more stories by Nila at storyfeather.com   Episode Art Description: Digital drawing. Left half bottom, a woman in a plaid shirt and wearing a parachute harness seen from the waist-up, glances up and over her left shoulder. Right half, a translucent tree with two branches. An eagle with rainbow-colored feathers perches on one branch, wings partly extended, gazing down at the woman. Bars of light cross around the woman and the eagle. The ground is a hazy. Sparks and hazy bubbles are dispersed everywhere. Watermark of “Storyfeather” along bar of light at center left.

Dukes & Bell
Small margin for error for Falcons to 'get it right' now

Dukes & Bell

Play Episode Listen Later Sep 11, 2025 14:29


Carl and Mike close out with final Falcons thoughts and why the defense must "do their job" better against the Vikings and Jalon Walker and James Pearce Jr. need to show more and overall, the defense must get home to the quarterback.

Ekabo Home Financial Freedom Mastermind Podcast
144. The Investor's Blueprint: How This Immigrant Turned $100 into Financial Freedom!

Ekabo Home Financial Freedom Mastermind Podcast

Play Episode Listen Later Sep 10, 2025 40:03 Transcription Available


Moms of Tweens and Teens
How to Create Margin and Care for Your Soul as a Mom with Tyra Lane-Kingsland

Moms of Tweens and Teens

Play Episode Listen Later Sep 9, 2025 42:47


Send us a textFeeling burned out? Need some encouragement and inspiration? Or maybe you just need to hear a little reassurance today? Well, friend, you are in the right place. I am so excited to welcome our special guest, Tyra Lane-Kingsland, to the show!Whenever I talk to Tyra, I leave feeling so encouraged, refreshed, inspired, and filled up. She's like going to an emotional chiropractor!She is a mother of six, the founder of Inspired Life, a passionate coach, speaker, author, and a true advocate for the well-being of moms everywhere.In this episode, she brings such wisdom about creating margin, setting boundaries, and prioritizing self-care. Tyra reminds us that our worth is not tied to our children's achievements or our ability to do it all.Whether you're overwhelmed, weary, or just need a little inspiration, Tyra's words will help you feel lighter, more grounded, and empowered to care for your own heart as you care for your family.Let's dive in!Where to find Tyra:Website: https://www.inspiredtolivefully.com/about/meet-tyra/Instagram: https://www.instagram.com/inspiredfully/YouTube: https://www.youtube.com/results?search_query=Tyra+Lane+KinglandFacebook: https://www.facebook.com/inspiredfullySupport the showCheck out What's Waiting For You At Moms of Tweens and Teens Find more encouragement, wisdom, and resources: Website: https://momsoftweensandteens.com/ Facebook: https://www.facebook.com/momsoftweensandteens/ Join our Community HERE. Find awesome resources HERE. Instagram: https://www.instagram.com/momsoftweensandteens/ Sheryl also has an Inner Circle weekly Parenting Program with a community of like-minded moms, personal coaching, and tons of resources to equip and support you to love well, navigate the challenges and meet your tween and teen's unique needs during these pivotal years.

Business Strategy
Part 6: Rhythm | Building Margin for Construction

Business Strategy

Play Episode Listen Later Sep 9, 2025 30:14


This is Part 6 of Steve Coughran's book Building Margin. Steve explains why most strategies fail not from bad ideas but from lack of rhythm. He shows how Coltivar helps contractors install a cadence of structured review that keep teams focused, accountable, and moving in sync so strategy turns into execution.LinkedIn | YouTube coltivar.com

Business Strategy
Part 10: Margin | Building Margin for Construction

Business Strategy

Play Episode Listen Later Sep 9, 2025 6:20


This is Part 10 of Steve Coughran's book Building Margin. Steve brings the framework full circle, showing that margin is more than profit—it's power. He explains how financial, operational, and leadership margin create the space to scale with clarity, stability, and conviction, turning chaos into confidence and giving owners the freedom to build businesses that last.LinkedIn | YouTube coltivar.com

Business Strategy
Part 9: Navigation | Building Margin for Construction

Business Strategy

Play Episode Listen Later Sep 9, 2025 21:42


This is Part 9 of Steve Coughran's book Building Margin. Learn how strong companies adapt without chaos—installing a build–measure–learn–adjust loop, using check-ins, and acting on leading signals to make calm, timely course corrections that protect margin.LinkedIn | YouTube coltivar.com

Business Strategy
Part 8: Insight | Building Margin for Construction

Business Strategy

Play Episode Listen Later Sep 9, 2025 31:12


This is Part 8 of Steve Coughran's book Building Margin. Steve shows how to turn data into decisions—closing the visibility gap, shifting from lagging to leading indicators, and building a culture where estimating, field, and finance interpret the same KPIs. The focus: track free cash flow first, use a tight KPI set, and run “insight sprints” so action protects margin.LinkedIn | YouTube coltivar.com

Business Strategy
Part 7: Growth | Building Margin for Construction

Business Strategy

Play Episode Listen Later Sep 9, 2025 27:08


This is Part 7 of Steve Coughran's book Building Margin. Steve reframes growth as a margin-first, systems-led discipline—not a volume push. He shows how to set a safe growth ceiling with ROIC, say no to low-value work, install simple systems to scale, and keep growth aligned with purpose so the business gets stronger, not just bigger.LinkedIn | YouTube coltivar.com

Business Strategy
Part 4: Money | Building Margin for Construction

Business Strategy

Play Episode Listen Later Sep 9, 2025 55:18


This is Part 4 of Steve Coughran's book Building Margin. Steve shows contractors how to reclaim financial margin by focusing on free cash flow over paper profit—calculating gross margin and break-even revenue, using the four profit levers (pricing, COGS, overhead, volume), and tracking simple efficiency metrics (LTGP:CAC, ROL, ROIC) to stop leaks and price with confidence.LinkedIn | YouTube coltivar.com

Business Strategy
Part 5: Alignment | Building Margin for Construction

Business Strategy

Play Episode Listen Later Sep 9, 2025 44:22


This is Part 5 of Steve Coughran's book Building Margin. Steve shows how most contractors stall from misalignment, not lack of effort. He explains the Coltivar Strategy Blueprint and how to tie strategy, incentives, and execution rhythms together so teams row in the same direction and build real margin.LinkedIn | YouTube coltivar.com

Business Strategy
Part 3: The Margin Crisis | Building Margin for Construction

Business Strategy

Play Episode Listen Later Sep 9, 2025 41:29


This is Part 3 of Steve Coughran's book Building Margin. Steve unpacks the margin crisis, showing how it creeps in quietly through strategic drift, profit erosion, and liquidity crunch. He explains why top-line growth can hide real problems, why confusion is more costly than competition, and how clarity and alignment are the foundation for protecting profit and cash flow.LinkedIn | YouTube coltivar.com

Business Strategy
Part 2: Why Another Book? Why Now? | Building Margin for Construction

Business Strategy

Play Episode Listen Later Sep 9, 2025 26:20


This is Part 2 of Steve Coughran's book Building Margin. Steve explains that contractors don't have a hustle problem—they have a capacity problem. He explains how nonstop noise, rising complexity, and AI-era demands crush leaders without structural margin, and introduces a framework built for construction to create space, clarity, and sustainable scale.LinkedIn | YouTube coltivar.com

Business Strategy
Part 1: Let's Cut to the Chase | Building Margin for Construction

Business Strategy

Play Episode Listen Later Sep 9, 2025 32:10


This is Part 1 of Steve Coughran's book Building Margin. The introduction shows why contractors struggle with thin profits and cash flow, the trap of chasing volume over margin, and why systems—not hustle—create sustainable, profitable construction businesses.LinkedIn | YouTube coltivar.com

Countryside Christian Church

Culture pushes the line. Wisdom says to move it back.Countryside Christian Church - www.countryside.cc#biblestories #Jesus #churchonline #grace #christianmotivation #onlinechurch

!Audacious Preaches
Glyn Barrett- The power of Margin

!Audacious Preaches

Play Episode Listen Later Sep 7, 2025 29:28


As we lead up to Vision Sunday and this years Vision Offering we are launching a brand new series titled 'Spaces' where we discover how God will always fill the spaces that we make for him whether that's in our personal lives, in our jobs, in our family lives and in the places where we meet on a Sunday. It's going to be a great and insightful series and to kick it all off, our Senior Pastor Glyn Barrett brought this great message titled - 'The Power of Margin' Catch up here

Millionaire University
A High-Margin Business Abroad: Salsa Dancing in Medellín, Colombia | David Schafran

Millionaire University

Play Episode Listen Later Sep 4, 2025 42:37


#572 Ready for a reset that goes deeper than your average vacation? In this episode, host Brien Gearin sits down with serial entrepreneur David Schafran, founder of Somoloco — a one-of-a-kind salsa dance immersion company operating in Medellín, Colombia. David shares how he went from launching a venture-backed medtech startup to following his joy and building a high-margin, spiritually fulfilling business that helps people reconnect with themselves through movement, music, and community. From organic beginnings to winning TripAdvisor's Travelers' Choice Award, David walks us through how Somoloco operates like a yoga retreat with a Latin twist — blending private instruction, cultural immersion, and transformational experiences. Tune in to learn how he built the brand, structured pricing, scaled with a lean team, and designed an unforgettable product that's as much about emotional healing as it is about dancing! What we discuss with David: + From medtech startup to dance retreats + Origins of Somoloco in Colombia + Dance as emotional and mental reset + Structure of the salsa immersion experience + Building a lean, high-margin business + Organic team-building through relationships + Pricing strategy and value-based offerings + Operating remotely with a local team + Winning TripAdvisor's Travelers' Choice Award + Creating transformative, embodied experiences Thank you, David! Check out Somoloco at Somoloco.com. Follow David on Facebook, Instagram, and YouTube. Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

Becker’s Healthcare Podcast
Health System M&A and Margin Trends with Alan Condon

Becker’s Healthcare Podcast

Play Episode Listen Later Sep 4, 2025 8:36


 In this episode, Alan Condon, Editor-in-Chief at Becker's Healthcare, discusses recent hospital mergers, major academic health system deals, and the financial outlook for health systems as they navigate shifting payer mixes and margin pressures.

Business Strategy
Part 3: The Margin Crisis | Building Margin for Construction

Business Strategy

Play Episode Listen Later Sep 4, 2025 42:36


This is Part 3 of Steve Coughran's book Building Margin. In this section, Steve unpacks the margin crisis, showing how it creeps in quietly through strategic drift, profit erosion, and liquidity crunch. He explains why top-line growth can hide real problems, why confusion is more costly than competition, and how clarity and alignment are the foundation for protecting profit and cash flow.Win a free custom KPI Dashboard for your business. Apply now before the September 10th drawing: coltivar.com/kpisLinkedIn | YouTube coltivar.com

Business Strategy
Part 1: Let's Cut to the Chase | Building Margin for Construction

Business Strategy

Play Episode Listen Later Sep 4, 2025 33:17


This is Part 1 of Steve Coughran's book Building Margin. The introduction shows why contractors struggle with thin profits and cash flow, the trap of chasing volume over margin, and why systems—not hustle—create sustainable, profitable construction businesses.Win a free custom KPI Dashboard for your business. Apply now before the September 10th drawing: coltivar.com/kpisLinkedIn | YouTube coltivar.com

Business Strategy
Part 2: Why Another Book? Why Now? | Building Margin for Construction

Business Strategy

Play Episode Listen Later Sep 4, 2025 27:27


This is Part 2 of Steve Coughran's book Building Margin. In this section, Steve answers “why another book” and “why now,” showing that contractors don't have a hustle problem—they have a capacity problem. He explains how nonstop noise, rising complexity, and AI-era demands crush leaders without structural margin, and introduces a framework built for construction to create space, clarity, and sustainable scale.Win a free custom KPI Dashboard for your business. Apply now before the September 10th drawing: coltivar.com/kpisLinkedIn | YouTube coltivar.com

Business Strategy
Part 4: Money | Building Margin for Construction

Business Strategy

Play Episode Listen Later Sep 4, 2025 56:24


This is Part 4 of Steve Coughran's book Building Margin. In this section, Steve shows contractors how to reclaim financial margin by focusing on free cash flow over paper profit—calculating gross margin and break-even revenue, using the four profit levers (pricing, COGS, overhead, volume), and tracking simple efficiency metrics (LTGP:CAC, ROL, ROIC) to stop leaks and price with confidence.Win a free custom KPI Dashboard for your business. Apply now before the September 10th drawing: coltivar.com/kpisLinkedIn | YouTube coltivar.com

Business Strategy
Part 5: Alignment | Building Margin for Construction

Business Strategy

Play Episode Listen Later Sep 4, 2025 45:29


This is Part 5 of Steve Coughran's book Building Margin. In this section, Steve shows how most contractors stall from misalignment, not lack of effort. He explains the Coltivar Strategy Blueprint and how to tie strategy, incentives, and execution rhythms together so teams row in the same direction and build real margin.Win a free custom KPI Dashboard for your business. Apply now before the September 10th drawing: coltivar.com/kpisLinkedIn | YouTube coltivar.com

Business Strategy
Part 6: Rhythm | Building Margin for Construction

Business Strategy

Play Episode Listen Later Sep 4, 2025 31:20


This is Part 6 of Steve Coughran's book Building Margin. In this section, Steve explains why most strategies fail not from bad ideas but from lack of rhythm. He shows how Coltivar helps contractors install a cadence of structured review that keep teams focused, accountable, and moving in sync so strategy turns into execution.Win a free custom KPI Dashboard for your business. Apply now before the September 10th drawing: coltivar.com/kpisLinkedIn | YouTube coltivar.com

Business Strategy
Part 7: Growth | Building Margin for Construction

Business Strategy

Play Episode Listen Later Sep 4, 2025 28:15


This is Part 7 of Steve Coughran's book Building Margin. Steve reframes growth as a margin-first, systems-led discipline—not a volume push. He shows how to set a safe growth ceiling with ROIC, say no to low-value work, install simple systems to scale, and keep growth aligned with purpose so the business gets stronger, not just bigger.Win a free custom KPI Dashboard for your business. Apply now before the September 10th drawing: coltivar.com/kpisLinkedIn | YouTube coltivar.com

Business Strategy
Part 8: Insight | Building Margin for Construction

Business Strategy

Play Episode Listen Later Sep 4, 2025 32:19


This is Part 8 of Steve Coughran's book Building Margin. Steve shows how to turn data into decisions—closing the visibility gap, shifting from lagging to leading indicators, and building a culture where estimating, field, and finance interpret the same KPIs. The focus: track free cash flow first, use a tight KPI set, and run “insight sprints” so action protects margin.Win a free custom KPI Dashboard for your business. Apply now before the September 10th drawing: coltivar.com/kpisLinkedIn | YouTube coltivar.com

Business Strategy
Part 9: Navigation | Building Margin for Construction

Business Strategy

Play Episode Listen Later Sep 4, 2025 21:42


This is Part 9 of Steve Coughran's book Building Margin. Learn how strong companies adapt without chaos—installing a build–measure–learn–adjust loop, using check-ins, and acting on leading signals to make calm, timely course corrections that protect margin.LinkedIn | YouTube coltivar.com

Business Strategy
Part 10: Margin | Building Margin for Construction

Business Strategy

Play Episode Listen Later Sep 4, 2025 6:20


This is Part 10 of Steve Coughran's book Building Margin. In this section, Steve brings the framework full circle, showing that margin is more than profit—it's power. He explains how financial, operational, and leadership margin create the space to scale with clarity, stability, and conviction, turning chaos into confidence and giving owners the freedom to build businesses that last.LinkedIn | YouTube coltivar.com

MoneyWise on Oneplace.com
5 Timeless Principles for Financial Stewardship with Ron Blue

MoneyWise on Oneplace.com

Play Episode Listen Later Sep 3, 2025 24:57


Some things change with the times—but God's financial principles never do. They're not only timeless; they work in every situation, for every person, at every income level.Whether you're barely making ends meet or managing significant wealth, the Bible's wisdom for handling money is always right on target. Today, Ron Blue will unpack five proven principles for managing your money well.Ron Blue is a nationally recognized financial expert, co-founder of Kingdom Advisors, and author of more than 20 books on biblical money management. With decades of experience advising families and leaders, he has dedicated his life to equipping Christians to manage their resources wisely and steward them for God's kingdom purposes.A Lesson From the Senate FloorBack in the early 1990s, Ron Blue was invited to testify before a U.S. Senate subcommittee on family and money matters. When asked what advice he would give American families, his response was simple yet profound:Spend less than you earn.Avoid debt.Build liquidity or margin.Set long-term goals.Give generously.To Ron's surprise, the senator responded, “That would work for every family—at any income level.” Ron smiled and added, “Yes, Senator, including the United States government.”These five principles, he says, are universal. They apply not just to families, but also to businesses, communities, and even nations.Principle 1: Spend Less Than You EarnThis is the foundation of wise financial decision-making.It's the “slow road to wealth,” but it's also the surest way to financial freedom. This principle enables families to establish stability without pursuing risky shortcuts or falling into the trap of trying to become wealthy quickly.Principle 2: Avoid DebtDebt can be both a practical and spiritual burden. From a financial standpoint, debt always mortgages the future. Any borrowed money becomes a priority expense—one that takes precedence over all others until it's repaid.Not all debt is created equal—some can be strategic, like a mortgage—but even “good” debt ties up future income and limits financial flexibility.Principle 3: Build Liquidity (Margin)Margin is what allows families to weather life's inevitable surprises—a medical bill, car repair, or job loss—without spiraling into crisis.People with cash flow margin are always more secure. They know they can meet the unexpected, and that creates peace of mind and security. An emergency fund isn't just about financial stability; it's about emotional and spiritual calm when life throws curveballs.Principle 4: Set Long-Term GoalsShort-term thinking often leads to financial stress and impulsive decisions. By setting long-term goals, families can prioritize spending and align their financial choices with their values.The longer term your perspective, the better your decision today. Goals give direction and help families measure progress—not just in wealth, but in stewardship and Kingdom impact.Principle 5: Give GenerouslyFinally, generosity breaks the power of money. Jesus taught that we cannot serve both God and money (Matthew 6:24). By giving, we release our grip on wealth and keep our hearts anchored in Christ rather than in material security.Generosity is the only way to break money's hold on you.Timeless Wisdom for Every HouseholdWhether you're just starting your financial journey or seeking a reset, these five principles offer a roadmap to freedom and peace. They are not about complicated strategies or quick fixes—they're about faithful, steady stewardship rooted in biblical wisdom. If you do these five things, you'll position yourself for God's best in your finances.On Today's Program, Rob Answers Listener Questions:I recently started a new job, but I still have a 401(k) from my previous employer. Since I'm over 55, I was told I can withdraw from it without a penalty. My husband thinks we should withdraw $15,000 to cover some home repairs, but I'm nervous about dipping into my retirement savings.I'm 51 and planning to retire at the end of next year. I have a state pension, along with several 401(k) and 403(b) accounts I've accumulated over the years. What's the best way to handle these accounts once I retire?My husband and I have been married for 12 years, and we have a prenup that keeps our finances separate. I have around $700,000 in savings and a terminal illness. How should I decide how much to leave for my husband and how much to give to the Lord?I've had a reverse mortgage since 2010, and my house has increased significantly in value. I'd like to know how much equity I can access now and whether I need to refinance, or if it's possible to expand my line of credit simply.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)FamilyLife | FamilyLife BlendedWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

TD Ameritrade Network
CRM Earnings: Margin Story Crucial for Continuing Software Rebound

TD Ameritrade Network

Play Episode Listen Later Sep 3, 2025 10:26


Melissa Otto believes the key to a Salesforce (CRM) earnings win lies in the margins. She believes capitalizing on efficiency and reducing costs will open a wider runway for Salesforce's A.I. execution. Melissa notes the stock's underperformance on the year but warns that guidance still needs to exceed expectations. Tom White offers example options trades for the software giant ahead of its report.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Embassy City Church Podcast
Margin For Miracles | Dr. Tim Rivers | Embassy City Church

Embassy City Church Podcast

Play Episode Listen Later Sep 2, 2025 48:31


MoneyWise on Oneplace.com
Creative Ways to Cut Costs—Not Joy

MoneyWise on Oneplace.com

Play Episode Listen Later Sep 2, 2025 24:57


Cutting your budget doesn't have to mean cutting joy out of your life. With a bit of creativity and intention, you can save money while still enjoying what truly matters. Here's how to bring more purpose—and even fun—into your spending plan.Before diving into practical steps, begin with prayer. Ask God to help you cultivate contentment, because wise spending starts with a heart that trusts Him. As Paul reminds us in 1 Timothy 6:6, “But godliness with contentment is great gain.” Budgeting isn't just about numbers; it's about aligning your heart with gratitude for what God has already provided.1. Try a “Pantry Challenge” MonthCommit to eating what you already have in your fridge, freezer, and pantry for an entire month. You'll reduce grocery spending and uncover forgotten items—maybe even a few surprises. Free apps like SuperCook or Cooklist can help you find creative recipes using your existing ingredients, turning the challenge into a fun family adventure.2. Create a Family Fun FundEntertainment doesn't have to be expensive. Set a monthly cap for fun activities and get the whole family involved in choosing them. One week could be a hike and picnic at the park; another, a cozy movie night at home with popcorn and dollar-store candy. This approach teaches that joy isn't tied to a price tag.3. Swap Babysitting with Another FamilyChildcare can be costly, but community is a gift. Partner with another family you trust to take turns watching each other's kids. One week, you get a date night, the next they do—and no one spends a dime. You'll save money, build relationships, and create margin in your budget.4. Take On One Service YourselfPick one recurring expense and try handling it yourself for a season—such as washing the car, mowing the lawn, or grooming the dog. You may save more than you expect and even gain a new skill or appreciation for the task.5. Declare a Monthly “No-Spend” WeekendChoose one weekend a month to spend nothing beyond the essentials. Use the time to rest, reconnect, and enjoy free or low-cost activities, such as playing board games, going for a hike, or visiting the library. Turn it into a family challenge by deciding together how to use the extra savings for giving, saving, or a future treat.6. Practice the 30-Day RuleWhen tempted by a big purchase—like a gadget or appliance—write it down with the date and wait 30 days. If you still want it and it fits the budget after a month, you can move forward with confidence. More often than not, the urge will pass, and you'll keep your money where it belongs.None of these ideas is earth-shattering—and that's the beauty of them. Real transformation often comes from small, consistent decisions: choosing contentment over consumption, planning over impulse. Each intentional step strengthens your financial stewardship and, even more importantly, your trust in God.When your kids see you making wise choices, they learn the importance of being a good steward. When your spouse feels included, it builds unity. And when you invite God into your day-to-day financial decisions—even the small ones—you'll see His faithfulness in significant ways.A Tool to Help You Stay on Track: The FaithFi AppIf you're ready to take the next step in intentional budgeting, the FaithFi app is a great place to start. It helps you track spending, build margin, and grow in biblical wisdom—all in one place. Visit FaithFi.com and click “App” to get started.With a little creativity and a lot of intentionality, you can cut costs without cutting out what matters most.On Today's Program, Rob Answers Listener Questions:I'd like to understand the difference between prepaid cards and credit cards—the pros and cons of each. My primary concern is avoiding debt, so I'm trying to determine which prepaid card would be the best option for me.I recently received $20,000 and need advice on the best way to invest it. My goal is to strengthen my emergency savings while still making wise financial decisions.I'm 12 and get a $100 monthly allowance. I want to learn how to save and invest my money wisely.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Buckner Shoes For Orphan SoulsBankrate.com | NerdWalletStashWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

The Jar Community Church

The Jar Community Church

Countryside Christian Church
Make Room in Finances

Countryside Christian Church

Play Episode Listen Later Sep 2, 2025 33:08


Margin creates room for ministry.Countryside Christian Church - www.countryside.cc#biblestories #Jesus #churchonline #grace #christianmotivation #onlinechurch

Your Personal Bank
Is the AI Bubble Starting to Burst?

Your Personal Bank

Play Episode Listen Later Sep 2, 2025 46:38


Ferenc discusses the parallels between the current tech stock market bubble and the dot-com era, emphasizing the risks of overvaluation and potential corrections. He recounts a listener's 100% return on tech stocks and warns of the dangers of not locking in gains. Ferenc highlights the MIT study showing 95% of companies saw no return on AI investments, and the potential for a severe market correction. He also addresses the Federal Reserve's new inflation target and the implications for interest rates. Ferenc advises on risk management strategies, including annuities and cash value insurance, to protect against market downturns.   Issues & Risks     • AI stocks may be in a bubble, similar to the dot-com era.   • According to a MIT study 95% of companies investing in AI have seen no financial benefit.   • Tech stocks account for 46% of S&P 500, higher than dot-com peak.   • Margin debt has surged to an all-time record of over a trillion dollars.   • Heavy truck index, a recession indicator, is going down strongly.   • Nvidia's valuation is now triple the entire energy sector.   • A third of the US economy is in recession or at high risk.   How do you take advantage of future potential upside while protecting your downside?   Annuities offer unlimited upside potential while guaranteeing the principle against loss.  - This is the "Golden Era" of fixed assets. The best rates in 40+ years, insured with guarantees. - If you own an annuity 2+ years old, I strongly recommend comparing to the newer more profitable products. - Many of my clients are earning 2-10x increased returns annually than their previous annuity products!  

Real Life Church Podcast
Margin: Making Room For God

Real Life Church Podcast

Play Episode Listen Later Aug 31, 2025 38:42


Are you running on empty? In a world that celebrates hustle, many of us live with no room to breathe—no margin in our schedules, budgets, emotions, or spiritual lives. In this practical and powerful series, Margin: Making Space for What Matters, we'll learn how to create healthy space in four key areas: time, finances, emotions, and faith. God never meant for us to live maxed out and burnt out. When we build margin into our lives, we make room for rest, generosity, peace, and deeper connection with God and others. Discover how less stress and more space can actually lead to more purpose.

The Successful Contractor Podcast
Dustin Burnham: $22.7M in HVAC Sales as a Tech in a Small Texas Town

The Successful Contractor Podcast

Play Episode Listen Later Aug 29, 2025 65:39


Book a free Discovery Call to see how we can help you hit your goals and beyond: https://go.mycertainpath.com/meetings/certainpath/mkt?uuid=bbda8bca-e3ab-4abf-9b23-3a13526dcb77 or call us at: (214)-453-1591   

The Boutique with Collective 54
Episode 232 - Clarity Pays: How Narrowing Focus Drives Margin, Growth, and Referrals

The Boutique with Collective 54

Play Episode Listen Later Aug 29, 2025 24:22


The Real Power Family Radio Show
Star Wars vs Star Trek and Inflation and Tariffs

The Real Power Family Radio Show

Play Episode Listen Later Aug 28, 2025 60:43


Star Wars vs Star Trek (and Inflation and Tariffs!) Tariffs are making an impact, and we talk about who is bearing the brunt of this impact currently. Margin compression can only go so far before prices go up or companies shut down. The business owner and employee relationship should be symbiotic in nature, but not everyone believes in win-win situations. We talk about Star Wars vs. Star Trek and relate those to today! Technology and innovations in the corporate world should be allowing deflation in consumer pricing, but the government needs inflation. We talk about why as well as how you can protect yourself from inflation to make your world a better place! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

The Compound Show with Downtown Josh Brown
Wilfred Frost Comes By, Margin Debt Tops $1 Trillion, Nvidia Earnings Preview

The Compound Show with Downtown Josh Brown

Play Episode Listen Later Aug 26, 2025 93:39


On this TCAF Tuesday, Josh Brown welcomes CNBC host Wilfred Frost for a look at the success of US stocks vs the UK's market and what made Wilfred's dad David Frost one of the most important TV journalists of the 20th Century. Then at 37:30, hear an all-new episode of What Are Your Thoughts with ⁠⁠⁠⁠⁠Downtown Josh Brown⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠Michael Batnick⁠⁠⁠⁠⁠! This episode is sponsored by Public. Find out more at: https://public.com/WAYT   Sign up for ⁠⁠⁠⁠⁠The Compound Newsletter⁠⁠⁠⁠⁠ and never miss out! Instagram: ⁠⁠⁠⁠⁠https://instagram.com/thecompoundnews⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠https://twitter.com/thecompoundnews⁠⁠⁠⁠⁠ LinkedIn: ⁠⁠⁠⁠⁠https://www.linkedin.com/company/the-compound-media/⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠https://www.tiktok.com/@thecompoundnews⁠⁠⁠⁠⁠ Public Disclosure: All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Alpha is an experimental AI tool powered by GPT-4. Its output may be inaccurate and is not investment advice. Public makes no guarantees about its accuracy or reliability—verify independently before use. *Rate as of 6/24/25. APY is variable and subject to change. Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Josh Brown are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of ⁠⁠⁠⁠⁠Ritholtz Wealth Management⁠⁠⁠⁠⁠, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here ⁠⁠⁠⁠⁠https://ritholtzwealth.com/advertising-disclaimers⁠⁠⁠⁠⁠. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: ⁠⁠⁠⁠⁠https://ritholtzwealth.com/podcast-youtube-disclosures/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Steinmetz and Guru
Hour 1: How Close Is The Margin For Success Or Failure?

Steinmetz and Guru

Play Episode Listen Later Aug 26, 2025 35:46


Steiny and Guru discuss NFL Cut Day and who could be staying or going. They look at the roster as a whole and wonder how close are they from 6 wins or 11 wins?

Pharmacy Podcast Network
One Payroll, Multiple Pharmacies: Understanding Common Paymasters | Master The Margin

Pharmacy Podcast Network

Play Episode Listen Later Aug 25, 2025 6:34


Multi-store owners: Are running payroll through all of your locations? This episode is a must listen... In this episode of Master the Margin, Scotty Sykes, CPA, CFP® and Kathy Blanchard, Senior Pharmacy Accountant, dive into the nuances of common paymaster status and why it's often misunderstood in multi-store pharmacy operations.  They break down:  - What a common paymaster is—and how it (theoretically) benefits employers  - Why most multi-store pharmacy owners don't qualify, despite good intentions  - The payroll risks of misclassifying employees across entities  - The role of controlled group rules in IRS compliance  - How common ownership impacts payroll, 401(k)s, benefits, and more  Check out the full episode with bonus insights: https://masterthemargin.substack.com/ Schedule an Rx Assessment: https://www.sykes-cpa.com/rx-assessment-service/  More resources about this topic: Podcast - One Big, Beautiful Bill: What the New Tax Proposal Means for Pharmacies: https://www.youtube.com/watch?v=99jnN08jGUo Podcast - The Multi Store Owners Guide to Selling Your Pharmacy: https://www.youtube.com/watch?v=smmNR_SFOwg

Real Life Church Podcast
Margin: Avoiding The Trap Of The Urgent

Real Life Church Podcast

Play Episode Listen Later Aug 25, 2025 51:45


Are you running on empty? In a world that celebrates hustle, many of us live with no room to breathe—no margin in our schedules, budgets, emotions, or spiritual lives. In this practical and powerful series, Margin: Making Space for What Matters, we'll learn how to create healthy space in four key areas: time, finances, emotions, and faith. God never meant for us to live maxed out and burnt out. When we build margin into our lives, we make room for rest, generosity, peace, and deeper connection with God and others. Discover how less stress and more space can actually lead to more purpose.

The Real Power Family Radio Show
Government Theft, Margin Compression, and "Studies"

The Real Power Family Radio Show

Play Episode Listen Later Aug 21, 2025 60:01


Government Theft, Margin Compression, and "Studies" The property tax situation is heating up and leads to us talking about delinquencies, California's proposition, and what happens when people can't pay what someone wants to charge them. We throw in some talk of gyroplanes, strange "Studies" degrees, and the Epstein list. There are so many politicians ignoring their constituents, stealing money and spending dollars where we don't want them to go. It will take a lot of voices speaking out against government overreach and abuse in order to get some real change for the better!  Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Abolish Property Taxes in Ohio: www.AxOHTax.com Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

SaaS Metrics School
What Gross Margin Should I Use in CAC Payback Period

SaaS Metrics School

Play Episode Listen Later Aug 20, 2025 3:18


The CAC payback period is one of the most important SaaS metrics — and a top investor metric used in boardrooms, fundraising, and valuation discussions. But here's the nuance: which gross profit should you use when calculating it? In episode #307, Ben Murray explains why CAC payback must be gross margin adjusted and why using your company's total blended gross margin is a mistake. Instead, you'll learn how to align ARR, MRR, and revenue streams with their specific gross profit to get an accurate picture of sales efficiency and scalability. This lesson is especially critical for scaling SaaS and AI businesses as miscalculations here can distort your financial model, mislead investors, and even impact your company's valuation. What You'll Learn Why CAC payback is a must-have metric in your financial dashboard. The correct gross profit to use in CAC payback calculations. How to calculate CAC payback when you have multiple revenue streams (subscription, usage, services, hardware). Why large SaaS companies may need segmented CAC payback periods for different products or business units. How an accurate accounting foundation prevents “accounting debt” that complicates metrics and valuation later. Why It Matters Investors rely on CAC payback to judge efficiency and growth potential. Using the wrong gross profit skews results and undermines trust in your financial metrics. Clean accounting systems and segmentation enable accurate benchmarking, which strengthens your story in fundraising and valuation discussions. Resources Mentioned

Nonprofit Mastermind Podcast
M is for Margin: Without Margin, You're Firefighting, Not Leading

Nonprofit Mastermind Podcast

Play Episode Listen Later Aug 19, 2025 2:58


If every day ends at 0%—no time, no energy, no cash—you're not leading strategically; you're firefighting.

Coffee w/#The Freight Coach
1264. #TFCP - Margin Mastery: Using Rate Predictions to Maximize Profit!

Coffee w/#The Freight Coach

Play Episode Listen Later Aug 18, 2025 32:15 Transcription Available


Let's welcome this week's first guest, Carly Gunby of Transfix, to share how modern freight technology is transforming outdated business development! Our conversation explores the significant role of niche specialization, consistent pricing, and real-time AI-driven tools. From analyzing broker behaviors to optimizing lane performance and adopting smarter load coverage strategies, Carly and I dig into practical ways brokers and shippers can use data to stay competitive in today's market. Tune in for more!   About Carly Gunby Carly is a highly skilled business professional with over a decade of experience in the transportation and logistics industry. Carly began her career at Crowley Maritime, where she spent eight years in varying positions selling their full suite of supply chain offerings. She eventually landed in their truck brokerage, building the inside sales team. During her time at Crowley, she played a critical role in driving growth and expanding the company's footprint across the United States. Currently serving as the Vice President of Revenue at Transfix, Carly is responsible for developing and implementing strategies to drive revenue growth and improve the company's overall sales performance. Her expertise in sales and business development has been instrumental in helping Transfix achieve significant growth and establish itself as a leader in the transportation and logistics industry. In addition to her professional pursuits, Carly is a proud soccer mom who coaches for her daughters' team in her spare time. She is also an active volunteer, dedicating her spare time to the finance committee of her church. Carly's commitment to giving back to her community is a testament to her dedication to making a positive impact in the world around her. Carly is highly respected and regarded within the transportation and logistics industry for her exceptional leadership, strategic thinking, and commitment to driving growth and success. Her unwavering dedication to her profession and community has earned her a reputation as a highly accomplished and respected business leader.   Connect with Carly Website: https://transfix.io/  Email: carlygunby@transfix.io  LinkedIn: https://www.linkedin.com/in/carlygunby/  To donate to the St. Christopher Fund, go to https://truckersfund.org/ to learn more!