Podcasts about Margin

Right now, some pet businesses are booming. Some are holding steady. And many are feeling like sales have slowed down and they need to make a change. But here's the truth: When revenue feels uncertain, that's exactly when how you manage your money matters MORE than how much money is coming in. In this episode, Candace shares real money decisions she's making at Dante and Dory's - and why being more aggressive with money doesn't mean being reckless!  She shares:

You are in for a special treat! This is another episode of Coffee & Tea (with M&E) Real Moms Talking About Real Things.  Join Emily McDermott, the host of Moms Overcoming Overwhelm and I as we talk about what didn't work this week, how we pivoted, what things we are excited about, and things that made us laugh! We wanted to provide moms with real life examples of time management, organization, and pivoting when life throws you curveballs. So grab your coffee or tea, pull up a chair, and join us!  I pray this episode blesses you! Michelle   Reminder: Quick Announcement  I've got a special discount code to grab a personal 1:1 coaching call just for this month (January).  Use NEW2026 to book a discounted coaching call.  This is my gift to you to help you start off the year in a way that actually fits your life! To create personalized routines and systems to fit your family, so they can support you in 2026 and you can have the best year ever! If you have any questions or just want to say hi, connect with me at contact@byrdmichelle.com.   Book a 1:1 coaching call: https://byrdmichelle.thrivecart.com/get-your-time-back-group-coaching/   Bio:  Emily McDermott is an Air Force wife and mom to two energetic boys living in Fairfax, Virginia. She is also the host of the top 1% globally ranked podcast Moms Overcoming Overwhelm where she helps moms declutter their homes, heads, and hearts. As a virtual and in-person decluttering coach, she works with moms one-on-one to define what matters, eliminate what doesn't and automate the rest. Emily enjoys writing custom poetry, dancing, and eating peanut butter out of the jar.   Contact Info For Emily:  Moms Overcoming Overwhelm Podcast: https://momsovercomingoverwhelm.podbean.com/ Simple by Emmy: http://www.simplebyemmy.com/ Instagram: https://www.instagram.com/simplebyemmy/ Facebook: https://www.facebook.com/simplebyemmy/ YouTube: https://www.youtube.com/channel/UC1OzHKsGziu5IbkaHBQXGIw Facebook Group - Decluttering Tips and Support for Overwhelmed Moms: tinyurl.com/momsovercomingoverwhelm Contact E-mail: info@simplebyemmy.com Freebie: 5 Mindset Shifts To Help you Let Go of Clutter: https://simplebyemmy.com/mindset/   Contact Info For Michelle:  Grab a coaching call with me at: https://calendly.com/byrd-michelle/bonus-one-time-un-stuck-time-management-coachin-clone Email: contact@byrdmichelle.com website: www.byrdmichelle.com Free Productivity Planner - my gift to you! www.byrdmichelle.com  Come join our Facebook Group: The Busy Vibrant Mom https://www.facebook.com/groups/2315591962144641/

Book a free Discovery Call to see how we can help you hit your goals and beyond: https://bit.ly/3TvGiNW or call us at: (214)-453-1591 

In this episode of the Planet MicroCap podcast, I spoke with Tobias Carlisle, a seasoned investor and co-host of Value After Hours. We delve into the 2025 value investing playbook, discussing key themes such as the importance of valuation metrics, the cyclical versus structural decline in businesses, and the significance of buying with a margin of safety. Tobias emphasizes the need for investors to focus on financial statements rather than narratives, especially in a market driven by growth stocks. The conversation also touches on the current state of energy investments, the challenges of identifying value traps, and the potential for mean reversion in 2026, particularly in small and micro-cap stocks. Throughout the discussion, Tobias shares insights on navigating the complexities of the market and the importance of patience in value investing. 00:00 Introduction to the Podcast and Guest 02:36 2025 Value Investing Playbook 09:07 Cyclical Pain vs. Structural Decline 12:57 The Role of Narratives in Investing 13:37 Margin of Safety and Business Quality 20:04 Mean Reversion and Small Cap Opportunities 22:32 Using Balance Sheets for Downside Protection 24:27 Going Where Others Won't: Global Opportunities 27:19 Learning from Mistakes in Investing 29:33 Value Investing Themes for 2026 35:10 The Importance of Balance Sheets in 2026 40:51 Behavioral Advantages in Value Investing 42:10 Final Thoughts and Future Outlook For more information about the Acquirers Funds, Value After Hours, and Tobias' latest book, "Soldier of Fortune", please visit: https://acquirersmultiple.com/ Planet Microcap hosts the highest quality in-person microcap events in North America. The mission is to bring the best microcap investors, companies, and allocators together to gather, connect, and grow.; visit https://planetmicrocap.com/ to learn more about our Las Vegas and Toronto events. The purpose of this conversation is for informational and educational purposes only and should not be construed as a recommendation to purchase or sell any security. Planet MicroCap Holdings LLC and MicroCapClub LLC are not registered investment advisors. Planet MicroCap Holdings LLC, MicroCapClub LLC, its partners, contractors, members, subscribers, guests, and affiliates may or may not hold positions in one or more of the securities mentioned on this program and may trade in such securities at any time. Do your own due diligence and seek counsel from a registered investment advisor before trading in any security.

First, Liz Ann Sonders and Kathy Jones discuss the current state of the markets, focusing on the recent Federal Reserve meeting, the reaction of the bond market, and insights from the ongoing earnings season. Then, Kathy Jones is joined by Jack Schwager, author of the bestselling book Market Wizards: Interviews with Top Traders. Jack then discusses a few of the most important lessons he has learned from interviewing elite traders: risk and money management outweigh methodology; flexibility is essential; and understanding how markets have evolved. He and Kathy also discuss the rarity of exceptional performance and the clear distinction between trading and investing.Jack Schwager's latest book, Market Wizards: The Next Generation, will be published in June 2026.On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThe comments, views, and opinions expressed in the presentation are those of the speakers and do not necessarily represent the views of Charles Schwab.This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Past performance is no guarantee of future results.Investing involves risk, including loss of principal.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.Diversification strategies do not ensure a profit and do not protect against losses in declining markets.Currency trading is speculative, very volatile and not suitable for all investors.Short selling is an advanced trading strategy involving potentially unlimited risks, and must be done in a margin account. Margin trading increases your level of market risk. For more information please refer to your account agreement and the Margin Risk Disclosure Statement.Futures and futures options trading involves substantial risk and is not suitable for all investors. Please read the Risk Disclosure Statement for Futures and Options prior to trading futures products.The books Complete Guide to Futures, Market Wizards, Market Wizards: Interviews With Top Traders, and Market Wizards: The Next Generation, Market Sense and Nonsense, are not affiliated with, sponsored by, or endorsed by Charles Schwab & Co., Inc. (CS&Co.). Charles Schwab & Co., Inc. (CS&Co.) has not reviewed the books and makes no representations about their content.The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions(0126-4MFP)  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is that demanding client worth the headache? In this episode, Martin and Khalil dive into the real costs of toxic clients, beyond just profit margins. They share practical strategies for identifying red flags before signing contracts and provide a clear framework for deciding when to walk away. If you're tired of problematic clients draining your business energy, this episode offers the actionable solutions you need.What You'll LearnHow to identify the true cost of toxic clients beyond just moneyRed flags to spot during the sales process before signing a contractStrategies for handling difficult clients already in your pipelineA practical framework for deciding when to walk away from a projectHow letting go of bad clients opens up capacity for better opportunitiesTime Stamps00:39 - The Demanding Client02:05 - Identifying and Managing Toxic Clients09:01 - Spotting Red Flags Before Signing a Contract20:18 - Handling Difficult Clients: Strategies and Solutions24:13 - Evaluating the Impact of a Problematic Client24:51 - Strategies to Finish a Challenging Job27:46 - Qualifying and Scoring Clients36:19 - The Importance of Respect and CommunicationSnippets from the Episode"The real costs aren't just the money that you don't make, but the dysfunction in your company that comes from people being irritated." - Martin Holland"Bad clients show up and you can follow your process to a T and they can still slip through. Sometimes you do need the job. This is something to strive for." - Khalil Benalioulhaj"80% of your problems come from 20% of the people. There comes a point where you have to stand there and say, 'I don't want to do that, and therefore I am not going to do that.'" - Martin Holland"You thought that job was going to bring in all this money, but it'd be so much better if you just worked with these ideal clients, these ideal projects, and did way more of them." - Khalil BenalioulhajKey TakeawaysIdentify both tangible and intangible costsDocument your red flags checklistEvaluate clients on multiple factorsMaintain professionalism when ending relationshipsCreate systems to pre-qualify future clientsFocus on leads to increase confidenceShare expectations upfront with clientsResources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠24 Things⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Construction Business Owners Need to Successfully Hire & Train an Executive Assistant⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Schedule⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ a 15-Minute Roadblock CallBuild a Business that Runs without you. Explore our⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ GrowthKits⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Need Marketing Help? We Recommend⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Benali⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need Help with podcast production? We recommend⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Demandcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Checkout ⁠⁠Quo⁠⁠ More from Martin Holland⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theprofitproblem.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠annealbc.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠   ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email Martin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Meet With Martin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠More from Khalil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠benali.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email Khalil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Meet With Khalil⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠More from The Cash Flow ContractorSubscribe to our⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube channel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow On Social:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X(formerly Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Visit our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The Cashflow Contractor

Bars aren't losing money on non-alcoholic drinks.They're losing money by misunderstanding them.As guest behavior shifts toward functional, botanical, and alcohol-free options, the bars winning right now aren't guessing, they're following the math.In this episode, I break down why non-alcoholic drinks can match or exceed cocktail margins, how pricing psychology has changed, and what happens when you treat this category like a system instead of a patch.If your menu hasn't evolved with how people actually choose drinks now, this episode explains what changed.

I interview all sorts of people on this podcast but today's guest is a candidate for one of the most exceptional entrepreneurs to have come on the programme to date. Most people have the talent, a lot of people have the instincts and the drive, but few can combine that with the breadth of knowledge and ability to connect up the insurance value chain all the way from a homeowner right up to the most sophisticated capital markets. Today's guest Terry McLean combines all three attributes and the results speak for themselves. His MGA group SageSure is likely to be writing US$3.6 to 3.7 billion in gross premiums in 2026, almost all of which is sourced from the cat-exposed segment of the US homeowners market. Terry embodies the pioneering spirit in that when others are walking away from a risk, his first thought is to walk towards it because that's where margin in likely to be found. And in a class like US Homeowners that seems doomed to produce negative aggregate returns year-in year-out, margin is a very precious commodity indeed. So I would add a fourth quality to the list: bravery. Terry's got it in abundance. So listen on for a remarkable story with an exceptional insurance entrepreneur. I guarantee that even if you are feeling your most jaded, you will finish this podcast with a smile on your face and a spring in your step. LINKS: We thank our naming sponsor AdvantageGo: https://www.advantagego.com

The power grid is getting harder to run. There's more wind and solar on the system, more sudden weather shocks, and less room for mistakes. How can the energy industry move past basic demand forecasts and focus on the tougher question: what's the grid really going to need once you account for renewables?In this conversation, Alex is joined by Sean Kelly, CEO of Amperon. They explore how new weather models are offering better visibility for renewables and how the growing impact of data centers on electricity demand and grid planning is affecting markets, from Texas to Europe.Key topics discussed:• How forecasting accuracy can make or break performance during grid stress events.• Why forecasting 'net demand' is changing how renewable generation and storage is operated and traded.• How better forecasting is changing who wins (and loses) in power markets.• How data access and quality varies across ERCOT, NYISO, and European TSOs.• What rapid data center growth means for load, reliability, and energy security.About our guestSean Kelly is the Co-founder and CEO of Amperon, an AI-powered forecasting company built for the energy transition. Former energy trader with 20+ years of experience, including managing power portfolios and nuclear integration at EDF. Sean started Amperon after seeing firsthand how messy and limiting energy data can be and how much better decisions could be with the right tools. Find Sean on LinkedIn here: https://www.linkedin.com/in/sean-kelly-0792626/For more information on Amperon, head to their website: https://www.amperon.co/About Modo EnergyModo Energy helps the owners, operators, builders, and financiers of battery energy storage understand the market — and make the most out of their assets.All episodes of Transmission are available to watch or listen to on the Modo Energy site. To stay up to date with our analysis, research, data visualisations, live events, and conversations, follow us on LinkedIn. Explore The Energy Academy, our bite-sized video series explaining how power markets work.#renewableenergy #AI #datacenter #EnergyStorage

The power grid is getting harder to run. There's more wind and solar on the system, more sudden weather shocks, and less room for mistakes. How can the energy industry move past basic demand forecasts and focus on the tougher question: what's the grid really going to need once you account for renewables?In this conversation, Alex is joined by Sean Kelly, CEO of Amperon. They explore how new weather models are offering better visibility for renewables and how the growing impact of data centers on electricity demand and grid planning is affecting markets, from Texas to Europe.Key topics discussed:• How forecasting accuracy can make or break performance during grid stress events.• Why forecasting 'net demand' is changing how renewable generation and storage is operated and traded.• How better forecasting is changing who wins (and loses) in power markets.• How data access and quality varies across ERCOT, NYISO, and European TSOs.• What rapid data center growth means for load, reliability, and energy security.About our guestSean Kelly is the Co-founder and CEO of Amperon, an AI-powered forecasting company built for the energy transition. Former energy trader with 20+ years of experience, including managing power portfolios and nuclear integration at EDF. Sean started Amperon after seeing firsthand how messy and limiting energy data can be and how much better decisions could be with the right tools. Find Sean on LinkedIn here: https://www.linkedin.com/in/sean-kelly-0792626/For more information on Amperon, head to their website: https://www.amperon.co/About Modo EnergyModo Energy helps the owners, operators, builders, and financiers of battery energy storage understand the market — and make the most out of their assets.All episodes of Transmission are available to watch or listen to on the Modo Energy site. To stay up to date with our analysis, research, data visualisations, live events, and conversations, follow us on LinkedIn. Explore The Energy Academy, our bite-sized video series explaining how power markets work.#renewableenergy #AI #datacenter #EnergyStorage

This week on TrendsTalk, ITR Economist and Speaker Taylor St. Germain breaks down the latest automotive industry outlook, including why North American light vehicle production is expected to return to growth in 2026 after a difficult 2025. While production and retail sales show improvement, cost pressures and rising auto loan delinquencies present real challenges for industry leaders. How should automotive firms prepare for a slower, more disciplined growth cycle ahead?

In Episode 235, Tu and Lei break down a pivotal week for autonomous driving, global EV competition, and the future of premium automakers—from Silicon Valley to China and Europe.  The conversation opens with a surge of AV and robotaxi news: Tesla removing safety drivers in Austin, shifting FSD to a subscription model, and signaling potential approval in China and Europe; Waymo expanding into Miami; DiDi launching a new robotaxi platform in China; and large-scale robo-van ambitions from Mobileye–Volkswagen and Geely's Caocao Mobility. Together, these moves signal that autonomy is no longer experimental—it's scaling.Tu frames autonomy through four lenses: technology readiness, silicon and cloud stacks, regulatory approval, and societal impact, including job displacement and cost reduction through scale. While Tesla remains the benchmark, Chinese players like XPeng, Huawei, and Baidu are rapidly closing the gap—supported by a more permissive regulatory environment in China.The episode then pivots to a blunt assessment of the premium auto sector. Porsche's collapse to ~42,000 units in China, deep price cuts from BMW and Mercedes, and the stark comparison between Porsche's Macan EV and Xiaomi's YU7 highlight how “premium” is being redefined by software, features, and price—not heritage.Tu and Lei argue that the high-margin glory days for German luxury brands are over, not just in China but globally, as Chinese OEMs demonstrate faster iteration, lower costs, and mass-market appeal—especially to younger and female buyers. The discussion closes with battery swapping (BAAS), cold-weather EV realities, and whether Chinese automakers could realistically build trust and scale in North America.Strategic, candid, and forward-looking, this episode explains why autonomy and affordability—not badges—will define the next era of the auto industry.___

Book a free strategy call to see how we can help you hit your goals and beyond: https://bit.ly/3TvGiNW or call us at: (214)-453-1591  Grab our FREE resource: The Foundation Series, Real strategies to build a business that runs (and grows) without chaos: https://bit.ly/3Yqzow5  --------------------------------------------------------------------------------  What if the refrigerant decision you make today determines whether you're ahead of the curve—or scrambling to catch up five years from now?  Ben Middleton, National Sales Training Manager for Goodman, Amana, and Daikin, has spent nine years helping contractors navigate the biggest shifts in HVAC. In this episode of The Successful Contractor, Ben breaks down why Daikin chose R-32 over 454B, what that means for your business, and why the contractors who embrace change now will dominate their markets.  But this conversation goes far beyond refrigerants. Ben shares how Daikin is revolutionizing HVAC training with virtual reality—yes, actual VR headsets that eliminate distractions and boost retention. He reveals a game-changing rebate tool that finds all 2,000+ utility programs and files the paperwork for you. And he delivers a powerful message about thriving in what he calls the era of 'perma-uncertainty.'  What You'll Learn in This Episode:  •   Why Daikin chose R-32 over 454B—and the real-world benefits contractors are seeing (smaller units, lower cost, proven since 2012)  •   How to use Daikin's free VR training to get new techs job-ready faster  •   The Daikin Energy Rebate Center—a tool that finds all available rebates and files the paperwork for homeowners  •   Why the $2,000 IRA heat pump rebate is going away—and how to use that urgency to close more sales NOW  •   The financing shift: why 15-year loans are now beating 0% interest (and what it means about affordability)  •   Ben's 'perma-uncertainty' framework—why NOW is the time to innovate, test, and push the envelope  •   Why Ben says 'the days of the cube-style unit are numbered'—and how to position yourself as the innovator in your market  •   Critical advice: have 3-6 months of operating capital in the bank  Ben also hosts his own podcast, Accelerated HVAC Success, where he brings in vendors, contractors, and product managers to share what's working right now. Check it out on YouTube: https://www.youtube.com/@AcceleratedHVACSuccess  Resources Mentioned: •   R32Reasons.com - Learn why Daikin chose R-32 •   HVAC Learning Campus - Free on-demand training and VR simulations •   Daikin Energy Rebate Center - Find and file utility rebates automatically  Whether you're evaluating refrigerant options, looking for better training tools, or trying to figure out how to close more sales in a tight economy—this episode delivers actionable insights you can use today.  Watch now on YouTube or listen on your favorite podcast platform. And don't forget to subscribe to The Successful Contractor for more interviews that move the needle.  Chapters:  00:00 - Meet Ben Middleton, National Sales Training Manager at Daikin 02:15 - Time Is the Biggest Barrier to Training 06:28 - Ben's Journey: From Aeronautical Engineering to HVAC Training 09:45 - The Ripple Effect of Great Training 11:41 - Accelerated HVAC Success Podcast 14:36 - Why Daikin Chose R-32 Over 454B 18:30 - R-32 Is Proven Since 2012 19:00 - Market Response to R-32 21:55 - The Financing Shift: 15-Year Loans vs 0% Interest 23:26 - Daikin's Core Value: Absolute Credibility 26:37 - The Days of the Cube-Style Unit Are Numbered 27:50 - Daikin's Training Resources & HVAC Learning Campus 30:50 - The Daikin Energy Rebate Center 31:20 - The $2,000 Heat Pump Rebate Is Going Away 33:49 - VR Training: The Magic School Bus for HVAC 37:15 - Why Retention Is Higher in VR 40:13 - Perma-Uncertainty = Innovation Opportunity  Show Notes  The Successful Contractor Podcast is a part of the CertainPath family. CertainPath builds successful home service businesses—and has for 25 years. We do it by providing contractors with a proven path to success, professional coaching, software solutions, and a member community of 1,200+ strong. Doubling your sales, with a 20% net profit, and an inspiring company culture is ALL possible. Let us show you the way. With CertainPath, Success is Made Certain. Visit www.mycertainpath.com for more information.  FOLLOW CERTAINPATH:  Facebook: https://www.facebook.com/CertainPath LinkedIn: https://www.linkedin.com/company/certainpath Instagram: https://www.instagram.com/certainpath/ 

What happens when economic uncertainty, tariffs, AI agents, and cybersecurity risks collide inside wholesale distribution?In this episode of Around the Horn in Wholesale Distribution, Kevin Brown and Tom Burton break down the signals beneath the noise and explain what manufacturers and distributors should actually be paying attention to right now.From inflation ambiguity and tariff authority to AI-driven buying behavior and hidden margin opportunities, this conversation connects macroeconomic shifts to real operational decisions that impact growth, security, and profitability across the wholesale supply chain.What You'll Learn:Why economic uncertainty, not inflation alone, is the dominant concern for executives heading into 2026How tariffs, executive authority, and Supreme Court timing could reshape trade policy without dramatic disruptionWhere “trapped potential” hides inside distributor margin, pricing discipline, and product mixWhy AI agents are changing how B2B buyers research, evaluate, and eventually purchaseHow cybersecurity threats now target supply chain ecosystems, not just individual companiesEpisode Highlights:03:10 – Why economic uncertainty matters more than headline inflation numbers09:25 – Manufacturing signals, demand hesitation, and planning in the “gray zone” economy16:40 – Tariffs, executive authority, and why the Supreme Court is likely to rule narrowly26:05 – How distributors can uncover “trapped potential” through margin and pricing discipline36:30 – AI-generated content vs real value creation in B2B marketing46:15 – Agentic AI and how machine-to-machine buying is changing sales discovery56:40 – Cybersecurity risk across distributors, vendors, and shared digital ecosystemsTools, Frameworks, and Concepts MentionedAI-enabled Customer Intelligence and Smart CRM platformsAgentic AI and multi-agent workflowsTrapped potential and organic revenue growthPricing discipline and margin visibilitySOC 2 compliance and supply chain cybersecurityERP, CRM, and data silo integrationClosing Insight:Economic cycles come and go, but clarity comes from understanding where risk, margin, and opportunity actually live inside your business. The distributors who win next will not wait for certainty, they'll build systems that adapt faster than change itself.Leave a Review: Help us grow by sharing your thoughts on the show.Learn more about the LeadSmart AI B2B Sales Platform: https://www.leadsmarttech.com/ Join the conversation each week on LinkedIn Live.Want even more insight to the stories we discuss each week? Subscribe to the Around The Horn Newsletter.You can also hear the podcast and other excellent content on our YouTube Channel.Follow us on Facebook, Twitter, Instagram, or TikTok.

What if the fastest way to grow your boutique… isn't more products, but a better experience?  In this episode, Ashley sits down with Hannah Carlson of Mulberry Market Co. Hannah shares her story of how she went from selling jam at a veggie stand on her parents' farm to building a booming, curated retail brand—then she moved across the country and essentially started over. We get into the real play-by-play: switching systems, barcoding, syncing Shopify + Lightspeed, adding apparel, leaning into local makers, and building a workshop/event machine that brings new customers through the door (and actually converts them). You'll learn: How Hannah accidentally built a business from a mulberry tree… and why it worked The "local makers" strategy that filled a bigger space and fueled word-of-mouth growth Why apparel became a growth lever—and the buying/turn differences vs. home + gift Margin realities: women's apparel vs. kids, plus pricing pressure in home + gift Workshops as a funnel: paid events that create community, drive traffic, and trigger purchases Join The Boutique Hub Retail Bootcamp   Hannah Carlson & Mulberry Market Co. Website: mulberrymarketco.com Instagram: @mulberrymarketco Facebook: @mulberrymarketco    ____________________________ Ashley Alderson: Instagram     The Boutique Hub: Website | Facebook | Instagram | Pinterest | TikTok | YouTube

What separates successful investors, executives, and decision-makers from the rest isn't luck—it's how they understand risk, probability, and data. In this episode of GrowNLearn, host Zorina Dimitrova—investment matchmaker and strategic growth advisor—welcomes Dr. Michael Orkin, a renowned statistician and consultant who has advised casino odds-makers, Fortune-100 strategy teams, and global organizations on how to think clearly under uncertainty. Dr. Orkin is the author of The Story of Chance: Beyond the Margin of Error (2nd Edition, 2025), a powerful guide to recognizing data illusions, misleading patterns, and cognitive traps that influence everything from investment decisions to leadership strategy. Together, we explore: Why humans are hardwired to see patterns that don't exist How casinos, investors, and boards quantify real risk Expected Value (EV) as a decision-making framework The Kelly Criterion and disciplined capital allocation How small data samples and headlines distort reality Practical tools to spot “loaded dice” in business, finance, and life This conversation is essential viewing for: ✔ Investors & capital allocators ✔ Founders & executives ✔ Strategy, finance, and growth leaders ✔ Anyone making high-stakes decisions under uncertainty

You're out there busting your ass 80 hours a week, but your bank account hasn't moved in months. The truth is, you don't have a work ethic problem - you have a third-grade math problem. In this episode, I'm breaking down the deadly confusion between markup and margin that's causing you to leave six figures on the table every single year. Stop running a charity for your clients and start pricing like a CEO so you can finally build the life your family deserves.============================================================CRACK THE CODE TO $1M: Stop guessing and start winning. Get the free course here: https://thecontractorfight.com/code============================================================== Rate the Podcast ==Help your fellow contractors find the podcast! Please leave a rating/review.Apple PodcastsSpotify

We live in a culture that stretches us to the very limits of our time, energy, and finances. Every hour gets booked, every dollar gets assigned, and before we know it, we're operating without room to breathe. Scripture calls that lack of space folly—and the presence of space wisdom. Today, we're talking about margin and why it's essential to biblical stewardship.Margin is the space between our limits and our load—the distance between what we could do and what we actually do. Proverbs 21:20 tells us, “Precious treasure and oil are in a wise man's dwelling, but a foolish man devours it.” Wise people don't consume everything they have. They create space. They build reserves. They plan ahead. The foolish run to the edges, spending and consuming as fast as resources arrive.One of Scripture's most beautiful pictures of margin appears in the story of Ruth. In Leviticus 23:22, God instructs His people not to harvest their fields all the way to the edges. They were to leave grain for the poor, the widow, and the foreigner. Boaz obeyed that command. He refused to maximize every inch of profit, and because of that simple act of obedience, Ruth and Naomi survived. Margin became the soil for redemption—leading to the lineage of King David, and ultimately, to Jesus Christ. Margin makes room for God to work.Think of a beautifully designed page. The words never run from edge to edge. The white space allows the page to breathe. Without it, the text would feel overwhelming. Our lives are the same. When we fill every minute of our schedules and every dollar of our budgets, life becomes chaotic. We lose clarity, rest, and the ability to respond to God's promptings.Financially, the absence of margin makes even small disruptions feel like emergencies. A car repair or medical bill can suddenly derail us. But margin absorbs shocks. It quiets anxiety. And it lays the groundwork for stewardship.Margin produces at least three spiritual benefits:Space for Rest. When we're not bound to every dollar, we can Sabbath—enjoying God's presence without pressure.Space for Faith. When we don't consume everything, we confess that God—not our paycheck—is our provider.Space for Generosity. Living at the edge leaves no room to say yes when God nudges us to give. Margin fuels ministry.Ultimately, margin is a spiritual discipline. It isn't just about saving money—it's about creating space for God's pace, God's provision, and God's purposes. The first step is simple to name and difficult to practice: spend less than you earn. Say no to good things so you can say yes to better things. Margin doesn't appear on its own—it's created through intentional choices.Boaz never imagined that leaving grain behind would shape the family line of the Messiah. But God often uses margin to accomplish eternal things.————————————————————————————————If you want to go deeper in learning how our stewardship makes room for God's work in our lives, our own Rob West wrote about this theme in his new 21-day devotional, Our Ultimate Treasure. It will be released next month. You can preorder or place bulk orders at FaithFi.com/Shop, and a digital version will be available soon in the FaithFi App for FaithFi Partners. I'd love for you to experience it.On Today's Program, Rob Answers Listener Questions:I received a notice from my bank regarding an arbitration provision and class action waiver—specifically, a notice about resolving disputes through individual arbitration. I don't understand what that means or what happens if I opt out. I'm confused and unsure what to do.I'm a truck driver, and I'm 62. I've got a few years before retirement, and I'm starting to have a little extra money in my paycheck. I'd like to invest some of it, but I'm unsure about the current market conditions. I'm also curious about crypto and Bitcoin, and wanted to hear your take.I'm trying to organize several things I've inherited—stock, savings, an IRA, an annuity, a CD, an insurance inheritance, and a house. I'm almost 72, and my dad is 100 and still living, so I need to plan for possibly 30 more years. I work part-time and receive Social Security, and my husband, who is bed-bound, also receives Social Security. Overall, our income is about $9,000 per month, which we don't need right now. I want to know how to organize all of this wisely and plan for the long term.I have two adult children in their late 30s who still have a lot of student loan debt. I'd like to help pay it off, but most of my money is in retirement accounts—401(k), IRA, and Roth IRA. Is there any way to use that money without a big tax hit? Is there any option to reduce their debt through repayment programs? One child has federal loans, and the other is in forbearance, with interest accruing. I'd really like to see them free from this debt, but I'm not sure how to approach it.Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We are often pushed right to the edge of our time, our capacity, and especially, our finances. Every hour gets scheduled. Every dollar gets spent. Before we know it, we’re living without space to breathe. On the next Faith & Finance Live, Rob West talks about creating space for what matters most. Discover why margin is essential for wise stewardship. Then, it’s on to your calls. That’s Faith & Finance Live, biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

PREVIEW FOR LATER SPACE STATION DELAYS AND SHIFTING LAUNCH CONTRACTS Colleague Bob Zimmerman. Axiom Space faces concerning delays in launching modules for its private space station, now pushed to 2028, leaving little margin before the ISS deorbits. Meanwhile, the US Space Force is shifting launch contracts from United Launch Alliance to SpaceX, prioritizing reliability and cost over vendor redundancy.NOVEMBER 1961

You've got an add-on service sitting right under your customers' feet — and it can save lives and add serious profit to your business.In this episode, Chris Lee sits down with Jeff LeBlanc to break down the “invisible” threat most homeowners don't even know they're living with: radon gas. Jeff explains what radon is, why you can't see/smell/taste it, and why it's tied to a shocking percentage of lung cancer. Then they shift into the contractor opportunity: how testing works, why it's such an easy loss-leader, what mitigation actually involves, and why this can be a high-ticket, high-margin service that most home service companies still aren't offering.They also talk through real-world install time, basic certification requirements, how to sell this through education (not fear), and why this vertical is wide open for HVAC, plumbing, electrical, and general contractors who already have a customer database and membership plans.Connect with Jeff: jeff@radonrepair.caCONNECT WITH ME ON SOCIAL MEDIA!TEXT ME: 509-905-4109INSTAGRAM: https://www.instagram.com/chrisleeqb/...FACEBOOK:   / chrisleeqb  TIKTOK:   / chrisleeqb  Partner Spotlight: 1SEO Digital Agency: At Next Level Pros, we teach you the best ways HOW to market your business. If you want additional hands-on help executing, we trust 1SEO, our marketing partner. They implement SEO, PPC, Google Local Services Ads, and high-performance websites that turn stronger operations into booked jobs. Learn more or book a consult: https://1seo.com/next-level-pros/

In this intellectually rich and surprisingly practical conversation, Bart sits down with Dr. Mike Orkin, distinguished statistician, professor, consultant, and author of The Story of Chance: Beyond the Margin of Error. Dr. Orkin explains how probability, randomness, and risk quietly shape our everyday decisions — from business and investing to gambling, medicine, and life itself. Through accessible examples involving dice, casinos, startups, lotteries, and leadership, he breaks down why luck feels powerful in the short term but fades in the long run, how skill changes outcomes, and why most people misunderstand chance entirely. This episode bridges mathematics, business strategy, and human behavior in a way that's eye‑opening, grounding, and deeply useful.Major Takeaways / LearningsLuck dominates the short run — skill dominates the long run. Repeated decisions reveal predictable outcomes over time.The Law of Averages explains why randomness eventually stabilizes. Outcomes converge toward probability with repetition.Expected value (EV) matters more than single outcomes. Winning once means nothing if the long‑term math is negative.Positive EV isn't enough — risk management matters. Over‑betting can destroy even the best strategies.The Kelly System teaches sustainable growth. Betting or investing a fixed fraction prevents catastrophic losses.Most people confuse correlation with causation. We're wired to see patterns that don't actually exist.Luck is a group phenomenon. In lotteries and mass events, someone wins — but your odds don't improve.Better decisions come from understanding uncertainty. Awareness of chance leads to smarter, calmer leadership.Memorable Quotes“Luck disappears in the long run.”“The important probability isn't that you win — it's that someone wins.”“Expected value tells you what happens over time, not today.”“Positive odds don't protect you if you bet everything.”“Most people don't understand the basic laws of chance.”“Good strategy beats good intentions when uncertainty is involved.”Why It Matters / How to Use ItThis episode helps listeners make better decisions in an unpredictable world. Whether you're starting a business, investing, leading a team, or navigating life's uncertainty, Dr. Mike Orkin's insights reveal how understanding probability reduces fear, improves judgment, and prevents costly mistakes. The conversation reframes luck not as magic or destiny, but as math — and shows how patience, discipline, and sound strategy create sustainable success. If you want to think more clearly, take smarter risks, and stop being fooled by randomness, this episode delivers timeless wisdom you can apply immediately.

Tuesday's inflation report is out. We will discuss why the "Last Mile" of the inflation fight is proving impossible for the Fed to win without breaking the labor market.Today's Stocks & Topics: SkyWater Technology, Inc. (SKYT), Old Republic International Corporation (ORI), Petroleos Mexicanos PEMEX, Coloplast A/S (CLPBY), Margin, Airbus SE (EADSY), Schwab International Equity ETF (SCHF), Vanguard Total International Stock Index Fund ETF Shares (VXUS), SoFi Technologies, Inc. (SOFI), Nu Holdings Ltd. (NU), Doximity, Inc. (DOCS), Bank Earnings.Our Sponsors:* Check out ClickUp and use my code INVEST for a great deal: https://www.clickup.com* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

In this first episode of Mastering the Hidden Margin, a special series on Build Better Work, host Tony Pericle pulls back the curtain on SPAs—special pricing authorizations and agreements, also known as deviations, chargebacks, ship-and-debit, and invoice verification. He's joined by industry veterans Scott Sinning and Cara DeGraff, who bring decades of experience across electrical distribution, medical supply, high tech, and enterprise rebate/pricing solutions. Together, they trace how SPA programs emerged from messy manual workarounds into one of the most important—and misunderstood—margin levers in distribution.Tony, Scott, and Cara also share their experience to describe what “good” SPA management actually looks like. They explore how digitization, data synchronization, and better analytics can reduce leakage, shrink reconciliation backlogs, and free sales teams from spreadsheet purgatory. If you're responsible for pricing, margin, or channel strategy in a distributor or manufacturer, this episode will give you the language, stories, and mental models you need to start mastering your hidden margin.Time Stamps:0:00 - Intro2:25 - Guests and SPA Highlights10:49 - Problems SPAs Solve16:24 - What is Invoice Verification17:05 - SPAs = Competitive Advantage18:33 - Magnitude of SPAs20:30 - SPAs as a Manufacturer24:31 - Bring Data to the Conversation26:21 - Charge Backs and Price Masking29:23 - Synchronized Data35:50 - ClosingGuests:Tony | tony@profitoptics.com: Tony Pericle is the founder of ProfitOptics and one of the most innovative minds in the distribution industry. With over 30 years of experience—from frontline sales to leading AI-powered transformations—he's helped major distributors unlock hidden margin, optimize operations, and scale pricing strategies. Cara | linkedin.com/in/caradegraff: Cara DeGraff is a VP of Production Management at Vistex and leads a global team that manages all aspects of product management and product education. Since joining Vistex in 2007, Cara welcomes the challenge of solving companies' problems and optimizing their processes through Vistex solutions. Prior to Vistex, Cara worked for both manufacturers and distributors with SAP as their ERP, and across a variety of industries managing and implementing a myriad of business processes.Scott | scott@pricingfordistributors.com: Scott Sinning founded Pricing For Distributors in 2022 after a 30-year career in wholesale distribution with Graybar Electric. As former VP of Pricing Strategy, he knows about the margin challenges and opportunities faced by distributors. His career also included lead roles on ERP and pricing software projects where he learned how to drive successful change at scale.ABOUT BUILD BETTER WORK PODCAST Build Better Work by ProfitOptics is a podcast about the power of technology to transform work and lives with our host Greg Stivers. The show is produced by ProfitOptics, a technology consulting firm that builds software and engineers data solutions to drive business performance for mid-size and enterprise companies. CONNECT WITH PROFITOPTICS ProfitOptics.com Follow us on LinkedIn

Send us a textImagine a home services business that turns heads, sparks referrals without begging for them, and actually gives families their Saturdays back. That's the vision behind Waterloo Turf — and in this episode of We Bought a Franchise, we sit down with founders Lance Ingram and Tim Lovett to unpack how they're building the first true national artificial turf brand.We start with the origin story. Lance walked away from a traditional corporate path, returned to turf, and validated the model across Austin and San Antonio before ever thinking about franchising. Tim came from a large home services platform and saw turf as a rare opportunity: a niche category with high-ticket installs, low capital requirements, and almost no national competition. Instead of rushing to sell franchises, they raised capital first, built infrastructure, and designed a support system meant to scale responsibly.From there, we dig into the operating model. Waterloo Turf uses generous territories (350,000 population), subcontracted crews, and a single wrapped sales vehicle to keep startup costs lean while preserving room to grow. New owners aren't burdened with real estate, inventory, or large payrolls — and the launch sequence is designed to get franchisees to revenue in roughly 75 days, not “someday.”We also talk numbers — responsibly. Waterloo shares a combined Item 19 P&L from Austin and San Antonio showing a little over $2M in revenue with approximately 16% EBITDA, along with how owner-operators can improve margins by replacing a manager. We break down how marketing actually works in this business: national brand and content layered with local hustle, referral relationships, and what Lance calls “donut economics.”One of the most interesting pieces of the model is the Fresh & Clean maintenance program. Turf isn't truly “set it and forget it,” and Waterloo leaned into that reality by creating a recurring service that protects installs, improves longevity, and drives ongoing client touchpoints. The result is better reviews, more referrals, and an additional revenue stream that stabilizes the business.You'll also hear how turf stretches beyond the typical backyard install — into putting greens, indoor gyms, golf simulators, dog facilities, and commercial spaces — and why those projects often compound through a powerful referral flywheel. We cover supplier relationships, national pricing leverage, turf coaches who fly out to ensure five-star first installs, and why staying focused (no stadium fields, no bolt-on trades) keeps execution tight.If you're comparing traditional home services like HVAC, plumbing, or roofing, this episode offers a contrarian perspective. Those categories are crowded with private-equity-backed platforms. Turf isn't. Waterloo owners often compete against generalist landscapers, giving them a real chance to become the turf authority in their market.If this conversation sparks interest, don't guess whether a turf franchise — or any franchise — is right for you.

Book a free Discovery Call to see how we can help you hit your goals and beyond: https://bit.ly/3TvGiNW or call us at: (214)-453-1591   

Join Tyler Coulander, Market Strategy Manager at VGM & Associates, and Alan Morris, Senior Vice President of Strategy, as they unpack the financial pressures hospitals face in 2025–2026 and highlight how DME providers can become valuable strategic partners. They break down insights from the Kaufman Hall National Hospital Flash Report, covering rising labor and drug costs, growing uncompensated care, and lingering supply chain challenges. Despite margin stabilization, hospitals still face constraints that affect throughput, length of stay, and readmissions. Tyler and Alan explain why these pressures create major opportunities for DME providers—especially during the crucial transition from hospital to home—where timely, reliable equipment delivery can reduce readmissions, support efficient discharges, and help manage variable costs. Whether you work with discharge planners or want to strengthen health system partnerships, this episode delivers clear insights into what matters most to hospital referral partners.

How do you build a business that scales its impact without running its leader into the ground? In today’s episode, Nathan Stuck sits down with Peter Georgariou, Founder and CEO of KarmaDharma, to unpack what he is doing to build a "Deloitte for do-gooders" while maintaining a raw, human approach to leadership. Peter is a social purpose entrepreneur based in Ottawa who helps organizations strengthen their strategy and culture through internal alignment that holds up under pressure. Nathan and Peter explore the "sobering" side of social impact work—the burnout and anxiety that often hide behind the facade of purpose—and why building a profitable, sustainable bottom line is the strongest form of advocacy for the B Corp movement. Peter shares his personal journey through a high-stakes corporate career in radio to founding a mission-driven agency that prioritizes human connection over "formulaic" leadership. In this episode, you will learn: Why the "B" in B Corp shouldn't be a taboo word and the importance of capitalist acumen in driving social good. How to lead teams with radical trust, including Peter's experience with unlimited time-off policies and "dormant" seasons for human performance. Practical ways to activate the B Corp community by intentionally choosing values-aligned suppliers. Peter’s "inside out" approach to leadership, navigating a cancer scare, and learning to lead with more trust and less control. RESOURCES RELATED TO THIS EPISODE Visit karmadharma.co Follow Peter on LinkedIn: Peter Georgariou https://www.linkedin.com/in/petergeorgariou/ Learn more about B Local Georgia https://blocalgeorgia.com/ CREDITS Theme Music

Kick off 2026 with a hard reset on used car fundamentals. In this LotTalk Season 3 premiere, hosts Chris Keene and Renaldo Leonard break down why “margin compression” is often a self‑inflicted wound, not just a market reality. They dig into velocity, bucket management, and how to make smarter pricing decisions using real‑world SRP, VDP, and lead data instead of gut feel. You'll hear cautionary lessons from CarMax, a live case study of a dealer who grew inventory but lost momentum, and a blueprint for partnering with fixed ops so recon doesn't steal your first 30 days. If you're a used car or inventory manager looking to plug profit leaks and stop “digging the hole” deeper in 2026, this episode is your playbook. Get more LotTalk at www.lottalkpodcast.com

SummaryIn this episode of Money Monday, Benjamin Lee discusses key insights from Morgan Housel's book, 'The Psychology of Money.' He emphasizes the difference between getting wealthy and staying wealthy, highlighting the importance of a survival mindset in financial success. Benjamin shares practical advice on planning for uncertainty and the significance of having a margin of safety in financial decisions. The conversation encourages listeners to adopt a balanced approach to wealth management, combining optimism with a healthy dose of caution.TakeawaysThere's a difference between getting wealthy and staying wealthy.Staying wealthy requires a combination of frugality and paranoia.Money success can be summarized as survival.Planning is essential, but expect the unexpected.Room for error is crucial in financial planning.A barbell personality balances optimism and caution.Compounding works best when you can sustain good returns.Emergency funds are vital for financial stability.Financial plans should embrace uncertainty.Wealth management is about holding onto what you have.Chapters00:00 The Psychology of Money: An Introduction00:50 Getting Wealthy vs. Staying Wealthy03:44 The Survival Mindset in Finance07:29 Planning for Uncertainty and Margin of SafetyBlogs, Books, Newsletter: https://benjaminlee.bloghttps://biblebenjaminlee.comYoutube: https://youtube.com/@icandopodcast?si=U6AMkwyhNtBRJJRX

You have goals—dreams that need to be accomplished. Perhaps even a plan, a strategy, or a to-do list that leads to success. What if, in all our doing, we are leaving out the simple step to succeeding and enjoying success? There is a lie dwelling deep within us that fights against rest, upending our dreams and replacing our stories with "just one more day." Join us this Sunday for a joyful proposal.   First time listening to our podcast? We'd like to get to know you!  Head over to: http://bit.ly/connectcardccc. Connect with us! Do you have any prayer request? Send us a message.  Facebook: https://www.facebook.com/capecodchurch Instagram: https://www.instagram.com/capecodchurch/  Website: http://capecodchurch.com Connect Card: https://bit.ly/connectcardccc

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training How big do you actually want your agency to become? Does the idea of running a massive team sound exciting or completely exhausting? For many agency owners, scaling feels less like growth and more like trading freedom for complexity. Scaling an agency isn't about hustle. It's about surviving the moments that almost break you, building systems that actually work, and accepting that what got you here won't get you there. Today's featured guest understands that running a big agency is about structure and leadership. He's grown a global agency to 700 people without losing profitability, sanity, or culture and now he'll unpack the hard-earned lessons that most agency owners don't think about until it's too late. Nital Shah is the co-founder of Mavlers, a full-service, lifecycle digital agency headquartered in India, with operations supporting global brands and agencies across multiple geographies. Today, Nital leads a 700-person organization focused on marketing operations, delivery excellence, and scalable systems for agencies around the world. Having experienced both sides of the agency equation, client-side pressure and operational scale, Nital brings a grounded, operator-first perspective to growth, profitability, and leadership. In this episode, we'll discuss: An early principle: Profit should be intentional. Achieving operational excellence at scale. Structuring scale to make it manageable. Why alignment beats micromanagement. Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources This episode is brought to you by Wix Studio: If you're leveling up your team and your client experience, your site builder should keep up too. That's why successful agencies use Wix Studio — built to adapt the way your agency does: AI-powered site mapping, responsive design, flexible workflows, and scalable CMS tools so you spend less on plugins and more on growth. Ready to design faster and smarter? Go to wix.com/studio to get started. The Wake-Up Call: COVID, Cash Flow, and Retainers Like many agencies, Nital's biggest inflection point came during COVID. Before the disruption, the agency was focused heavily on top-line revenue rather than predictable recurring income. When 40 percent of revenue disappeared almost overnight, the weakness in that model became painfully obvious. Luckily, the agency's consistent focus on profit from day one helped them overcome this ordeal. However, it changed Nital's perspective on retainers and helped him understand that, without retainers, any similar unexpected bump in the road could destroy the agency. The agency had enough cash flow to survive the shock and rebuild and the lesson was clear: at scale, a large team without consistent recurring revenue is fragile. Retainers aren't just about stability; they are about survival. The other advantage that helped soften the blow was diversification. By spreading clients across industries and geographies, the agency avoided being wiped out by a single market downturn. When one region slowed, others carried the load. That balance didn't eliminate pain, but it reduced risk in a way most agencies underestimate until they feel it firsthand. Profit Is Not an Afterthought One of the most important principles Nital and his co-founder agreed on early was: profit must be intentional. It's not something you hope shows up at the end of the year. It's something you design into the business. That mindset shapes everything from service selection to client qualification. The agency actively avoids hyper-competitive, race-to-the-bottom services and continually evolves its offerings as markets become saturated. When a service becomes unprofitable, they pivot. When a client isn't aligned or drains margin, they say no. Profit isn't just about owner income. It funds experimentation, innovation, and future growth. Without margin, you can't test new services, pivot when the market shifts, or invest in better systems. You just stay busy. And busy is often the enemy of profitable. Operational Excellence at Scale Running a 700-person agency isn't about heroics but about process. Nital is clear that consistent, documented, and enforced workflows are what reduce mistakes, rework, and delivery friction. The agency is structured into service-based business units, each with its own leadership and accountability. On top of that sits a customer success layer that ensures delivery stays aligned with expectations. Everyone is trained on defined protocols, and those protocols exist to protect quality, not bureaucracy. When processes are clear and followed, the probability of hitting client outcomes increases. That reduces rework, lowers internal stress, and improves margins. In a people-driven business, operational discipline is what turns chaos into leverage. Alignment Beats Micromanagement One of the hardest challenges for Nital's agency came after rapid post-COVID growth, when the team doubled in size and remote work became the norm. Processes broke, alignment slipped, and as a result, communication suffered. The turning point came with adopting the Scaling Up framework by Vern Harnish. This framework, aimed at businesses ready to scale in a more structured manner, forced clarity across four areas: people, strategy, execution, and cash. More importantly, it created alignment from leadership all the way down to individual contributors. Every team member understands how their work connects to departmental goals, quarterly priorities, and long-term vision. When people understand the why behind the process, ownership replaces micromanagement. Accountability becomes cultural, not enforced. Leadership, Tough Calls, and A-Players When it comes to mistakes in team alignment, Nital openly acknowledges that the team that gets you to one stage may not be the team that gets you to the next. That realization isn't easy, especially when loyalty and shared history are involved. But over the last two years Nital has embraced the fact that growth demands adaptability. The agency now prioritizes agility, learning speed, and ownership. When someone can't evolve with the business, they are given time, feedback, and support, but the standard doesn't change. You don't win championships by protecting weak links. You win by putting the best players on the field while still treating people with respect and empathy. It's not cold. It's responsible leadership. Structuring Scale So It's Manageable When Nital decided to go back to India and start an agency, his mentor back in Australia offered him the chance to run their offshore center. From there, he started supporting other agencies in several countries and expanded his team to where they are now. Seven hundred people sounds overwhelming until you understand the structure. Instead of one massive organization, the agency operates as multiple business units, each capped around 100 to 150 people and run as its own P&L. This turns an impossible leadership problem into a manageable one. Leaders focus on coaching their direct reports, not managing hundreds of individuals. Each layer carries responsibility downward, creating clarity instead of bottlenecks. As Nital points out, no founder manages 700 people directly. You manage your leadership team. And if that team is strong, aligned, and accountable, scale becomes less scary and far more sustainable. The Future: AI, Change, and Opportunity Despite the uncertainty surrounding AI and marketing technology, Nital is optimistic. The pace of change has leveled the playing field. Years of experience no longer guarantee an advantage. Everyone is adapting at the same time. For smaller agencies, this creates opportunity. They can adopt tools and workflows faster than large organizations. For larger agencies, the challenge is moving faster without breaking structure. Either way, the shift toward complex marketing technology orchestration opens doors for agencies willing to master it. For him, the future belongs to agencies that can adapt, systemize, and evolve without clinging to what used to work. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

Quint and Allie talk through the value of margin and how to increase it. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this Friday solo episode, Bradley introduces his Word of the Year for 2026: Margin. Drawing on wisdom from his mentor and coach Sean Blanc, Bradley explores margin as "the difference between your load and your limit" and how this framework can transform the way business owners approach stress, overwhelm, and burnout. Whether you're struggling with time constraints, financial pressure, or emotional exhaustion, this episode offers a practical two-lever approach to creating more breathing room in your life and business.Thanks to our sponsors...Coach P found great success as an insurance agent and agency owner. He leads a large, stable team of professionals who are at the top of their game year after year. Now he shares the systems, processes, delegation, and specialization he developed along the way. Gain access to weekly training calls and mentoring at www.coachpconsulting.com. Be sure to mention the Above The Business Podcast when you get in touch.Autopilot Recruiting helps small business owners solve their staffing challenges by taking the stress out of hiring. Their dedicated recruiters work on your behalf every single business day - optimizing your applicant tracking system, posting job listings, and sourcing candidates through social media and local communities. With their continuous, hands-off recruiting approach, you can save time, reduce hiring costs, and receive pre-screened candidates, all without paying any hiring fees or commissions.More money & more freedom: that's what Autopilot Recruiting help business owners achieve. Visit https://www.autopilotrecruiting.com/ and don't forget to mention you heard about us on the Above The Business podcast.Direct Clicks is built is by business owners, for business owners. They specialize in custom marketing solutions that deliver real results. From paid search campaigns to SEO and social media management, they provide the comprehensive digital marketing your business needs to grow. Here's an exclusive offer for Above The Business listeners: Visit directclicksinc.com/abovethebusiness for a FREE marketing campaign audit. They'll assess your website, social media, SEO, content, and paid advertising, then provide actionable recommendations. Plus, when you choose to partner with them, they'll waive all setup fees.About Above The BusinessAbove The Business is hosted by Bradley Hamner, founder of BlueprintOS, and focuses on helping small business owners transition from Rainmaker to Architect. Each week, Bradley shares frameworks, interviews successful entrepreneurs, and provides actionable insights for building businesses that run without you. Whether you're doing $300K or $3M in revenue, this show will help you get above your business and design the systems you need to scale.Ready to create more margin in your business?Visit BlueprintOS.com to learn about our coaching programs, workshops, and resources designed specifically for small business owners who want to build systematic, scalable operations that don't require your constant presence.

It's January 9th, 2026… Do you know where your 2026 sales are?In this Week in Review, Neil breaks down what really shifted in ecommerce during 2025 and why 2026 will not feel easier just because the calendar flipped. You'll learn why growth no longer covers sloppy operations, why cash flow timing matters more than revenue, and how disciplined operators gain leverage while others react.If you understand what 2025 actually exposed, 2026 becomes manageable instead of stressful.

Retail inside fitness clubs often feels like a high-effort afterthought - but according to retail strategist Meredith Rosson, it's one of the most untapped revenue streams in the industry. In this episode, Meredith breaks down how clubs can turn merchandise, apparel, accessories, and grab-and-go essentials into a meaningful secondary income source. With real numbers, practical frameworks, and a powerful client case study, she shows exactly how clubs of any size can create retail programs that elevate experience, drive fandom, and generate serious profit. If you've ever wondered what to stock, how much space you need, how to price, or whether retail is even worth it, this conversation is your new playbook.   Key highlights from the episode: ✔ How to turn retail into a high-margin revenue stream: Meredith breaks down which categories actually make money, why apparel offers a 40–50% margin, and the inventory strategies that keep your shelves fresh and profitable. ✔ How to design a retail experience that members love: From visual merchandising to subtle logo placement to buying "wide and shallow," learn how to create offerings members actually want — not clearance-bin leftovers. ✔ How to align your retail strategy with your club's bigger goals: Meredith shares the homework every operator should do first, plus how retail can enhance programs, community, and overall perceived value.   Curious about the future host of Fitness Business Podcast? That's Zoe, the host JT's daughter!   Got value from today's episode? ✔ Leave us a review on your favorite podcast app ✔ Send us a voicemail at fitnessbusinesspodcast.com/leaveusavoicemail ✔ Share this episode with a colleague who wants to create new revenue inside their club   Ready for more: - Become an FBP Insider and get 7 days FREE to start! Learn more on Patreon: https://patreon.com/FitnessBusinessPodcast - Our FREE LIVE online events created specifically for fitness business owners, managers, and coaches who want to sharpen their skills and grow their business - Learn More: https://fitnessbusinesspodcast.com/onlineevents - Call in and let JT know if you think this has been the best season: https://fitnessbusinesspodcast.com/leave-us-a-voicemail/ - Leave a rating on Spotify or Apple Podcasts: https://fitnessbusinesspodcast.com/review/ Quotes: "If they sweat in it, they're going to want their own — so sell it." - Meredith Rosson "You have something retailers dream of: a captured, regular audience walking past your inventory every day." - Meredith Rosson "The trend right now is subtle, modern logo placement. Members want pieces they'll actually wear outside the club." - Meredith Rosson   Resources: - Become an FBP Insider on Patreon: https://patreon.com/FitnessBusinessPodcast - Fitness Business Podcast's LinkedIn Community: https://www.linkedin.com/groups/9878228/ - Mystery Shopping for Fitness Businesses: https://mysteryshoppingforfitnessbusinesses.com.au/    Our Guest: Meredith Rosson, Founder of Elevated Version Enterprises (EVE) & Paper Dolls by EVE Website: https://elevatedversions.com/ Instagram: https://www.instagram.com/paperdollsbyeve/    Merch Sponsor: Be a Merch Sponsor - https://fitnessbusinesspodcast.com/merch/   REX Roundtables: Website: www.REXRoundtables.comEmail: Eddie@REXRoundtables.com   Make sure to check out other REX Roundtables Trusted Suppliers: World Insurance Associates: Provides insurance, risk management, benefits, and wealth management services. https://www.worldinsurance.com/ MXM: Provides software for fitness clubs to manage member experience. https://www.mxmetrics.com Centr Hyrox: Fitness and wellness app offering workouts, nutrition, and meditation. https://centr.com/ Matrix Fitness: Manufactures and sells commercial and home gym fitness equipment. https://www.matrixfitness.com/us/eng Yanga Sports Water: Provides subscription-based, flavored, vitamin-enriched, and calorie-free water for gyms. https://yangasportswater.com/   Skip to the good part: (03:53) What Counts as Retail in a Gym? (05:26) The Most Profitable Retail Categories (08:43) Margin vs. Profit: Understanding the Numbers (09:24) Do You Need a Dedicated Retail Space? (12:47) In-Person vs. Online Retail for Fitness Clubs (14:39) Keeping Inventory Fresh and Avoiding Member Blindness (16:50) Logo Gear vs. Big Brands: What Actually Sells (22:06) Case Study: How One Club Generated $50K in Three Days (28:06) Your First Steps: Retail Homework and Strategy Alignment (31:20) Member Buying Behavior and Final Takeaways   About Our Guest: Meredith Rosson is the founder of Elevated Versions, a retail consulting company helping fitness clubs design profitable, modern, member-focused retail programs. With years of experience overseeing retail at Cooper Fitness Center and consulting with clubs across the country, she specializes in apparel, accessories, private label development, sourcing vendors, and inventory strategy. Meredith also runs her own online boutique, Paper Dolls by Eve, focused on contemporary women's apparel.   About Your Host: Justin "JT" Tamsett is a fitness industry veteran with over 30 years of experience who aims to reduce global healthcare costs by promoting physical activity. Through his company Active Management, he provides business coaching to fitness entrepreneurs, leads 8 REX Roundtables in the US and Australia, and has spoken at over 40 conferences across 23 countries. His ultimate goal is to create a world of opportunity for his daughter Zoe by helping more people move and stay healthy, while empowering gym owners to build successful businesses that contribute to a healthier society   Please note: We only recommend products we care about (affiliate links support our free content). Thank you for your support!

What does a truly dialed-in machine shop look like behind the scenes? In this episode of Machine Shop Mastery, I sit down with Jayme Rahz of Midway Swiss Turn, one of the most intentional and well-run shops I've come across. I met Jayme at the Top Shops Conference, where Midway Swiss Turn was recognized for Shop Floor Best Practices, and after this conversation, it's easy to see why. Jayme shares the full origin story of the business, which started in a garage with her father-in-law and grew into a highly automated Swiss-focused operation in Ohio. Over more than two decades, the shop has evolved from manual machining and tool and die work into a diversified, precision manufacturing business serving a wide range of industries, from aerospace and defense to oil and gas and medical. We dig deep into the decisions that shaped that evolution, including early investments in Swiss machining, hard-earned lessons from customer bankruptcies, and how risk, technology, and relationships intersect in long-term growth. Jayme offers a candid look at what it really takes to adopt new technology, build a resilient customer mix, and make automation work in a small shop environment. This conversation also explores culture, transparency, and leadership. From flexible schedules and people-first policies to data-driven quoting, machine monitoring, and ERP systems, Jayme explains how Midway Swiss Turn balances efficiency with trust. If you want an honest, behind-the-scenes look at how a Top Shop actually operates day to day, this episode is packed with practical insight. You will want to hear this episode if you are interested in... (0:00) Introduction to Jayme Rahz and why Midway Swiss Turn earned Top Shops recognition (2:41) The family origins of the business and starting in a garage (4:40) Diversification across industries and why it's a risk-management strategy, not a nice-to-have (10:23) A snapshot of the team and how roles like sales actually function in a small shop (11:05) Early hard lessons from the tool-and-die era and what forced them to adapt (15:53) Quality expectations, inspection discipline, and brand protection (16:56) The reasoning behind rebranding around Swiss turning is explained (18:35) Building a family-oriented culture, recruiting philosophy, and workforce development (22:41) Automation is discussed as a long-term stability play, not just efficiency (25:06) Systems that support automation, visibility, and decision-making are outlined (26:14) Harmoni machine monitoring and its impact on daily operations (28:35) How leadership communicates transparently during uncertainty (31:42) Unlock Real Sales Opportunities in Your Market with Factur (33:35) Margin discipline, quoting accuracy, and protecting profitability (39:32) Why hiring a machinist-turned-salesperson made sense (45:54) Managing growth and balancing it on the floor (47:19) How decisions are made around when automation actually makes sense (51:07) Jayme's advice for taking the leap and embracing automation (54:12) Making the move from a garage to 10,000 square feet (58:10) How do you ensure longevity and success (1:00:28) Where to connect with Jayme and learn more about Midway Swiss Turn (1:01:53) Why we love SMW Autoblok for workholding Resources & People Mentioned Come see us at the 2026 IMTS Exhibitor Workshop Get a free custom report from Factur: Unlock Real Sales Opportunities in Your Market Why we love SMW Autoblok for workholding Harmoni Paperless Parts Mastercam Connect with Jayme Rahz MidwaySwissTurn.com Connect with Jayme on LinkedIn Connect With Machine Shop Mastery The website LinkedIn YouTube Instagram Subscribe to Machine Shop Mastery on Apple, Spotify Audio Production and Show Notes by - PODCAST FAST TRACK

Today I'm joined by Eric Cohen, CEO at Merchant Advocate. We break down why credit card processing is one of the most overlooked expense lines in dealerships, how 60–70% of stores are overpaying, and which “non-negotiable” fees are actually negotiable. Eric explains where the hidden charges live, how to audit statements properly, and why transparency matters more than ever in a largely unregulated space. The payoff: real strategies dealers can use to reclaim margin without cutting people or growth. This episode is brought to you by: 1. Flai Technologies Inc - Your best people know how to turn an opportunity into an appointment—but they can't be everywhere. Flai is an AI communications platform that handles calls, texts, and emails before your team takes care of customers. Every call gets answered. Every lead gets followed up. Appointments get booked. Flai works with some of the largest dealer groups in the US, and some dealers have seen appointments double. They're offering free pilots to CDG listeners till January 31. Book a meeting @ http://useflai.com 2. Ikon Technologies delivers a connected vehicle program for dealers that maximizes Customer Lifetime Value by driving sales efficiency and securing non-cancellable PVR on your front end while delivering an average of 50 additional customer-pay ROs every single month for your service bays. At NADA 2026 in Las Vegas, visit Stand 1763 West to see the benefits for yourself and take your chance to roll the dice to win a Rolls Royce (terms and conditions apply; no purchase necessary). Plus, as an exclusive offer for listeners, mention “Car Dealership Guy” when you sign up at NADA to have your entire initial installation fee waived—book your demo today @ http://ikontechnologies.com/CDG 3. Merchant Advocate - Merchant Advocate saves businesses money on credit card fees WITHOUT switching processors. Find out how they can help your dealership with a FREE analysis. Click on @ http://merchantadvocate.com/cdg for more. Check out Car Dealership Guy's stuff: For dealers: CDG Circles ➤ ⁠⁠https://cdgcircles.com/⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dealership recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgrecruiting.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Fix your dealership's social media ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.trynomad.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For industry vendors: Advertise with Car Dealership Guy ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Topics: 00:14 What are the top dealer concerns today? 04:43 How do credit card processing fees work? 07:44 What are the best optimization strategies? 14:03 What are the most common hidden fees? 16:56 What is the Merchant Advocate's unique approach? 21:40 What is your most impactful client success story? Car Dealership Guy Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠x.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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If you've ever felt like you're drowning in decision fatigue, repetitive tasks, or trying to be everywhere at once in your business… this episode is your lifeline. I'm pulling back the curtain on the real ways I'm using AI to reclaim 20+ hours a week, not with fluffy hacks, but with systems that actually elevate leadership and build in margin.We're talking about AI as your strategic second brain. These aren't surface-level shortcuts. They're smart, repeatable tools that help you lead better, communicate clearer, and grow without burning out.Here's what we cover in this episode:The exact ways I use AI to free up 20+ hours/weekHow to simulate your strategic brain for better decision-makingA framework for solving repeat problems with AI (so you stop firefighting)Using time and energy mapping to lead your team with clarityWhy your peace is worth protecting and how AI can helpIf you're craving more space in your life and more structure in your business… this episode is your next right step.

In this episode of Wisdom's Table, I, Rachel Wortman, delve into a topic that quietly exhausts many of us in the realms of business, leadership, and ministry: the obsession with numbers. We often find ourselves fixated on revenue goals, follower counts, and growth metrics, which, while not inherently evil, can distract us from the life in Christ we are called to live. As I reflect on my own experiences, I share how I've noticed a troubling trend where we replace the concept of fruit-bearing with numerical figures. Instead of asking ourselves who we are becoming, we become preoccupied with what we are producing. This episode marks a pivotal moment for me as I celebrate reaching 20,000 downloads of the podcast, thanks to all of you who have supported and shared it.   Interested in the Kingdom Identity Accelerator? CLICK HERE   TIMESTAMPS 00:00:01 - Welcome to Wisdom's Table Introduction to the podcast and its purpose. 00:00:27 - The Obsession with Numbers Discussion on how focusing on numerical goals can distract from spiritual growth. 00:01:20 - Celebrating Milestones Acknowledgment of reaching 20,000 downloads and gratitude to listeners. 00:01:40 - Yearly Reflection Rachel shares insights from her year-end wrap-up and the emotional impact of numerical goals. 00:02:35 - Shifting Focus God's message to Rachel about prioritizing areas of focus over numerical goals. 00:04:10 - The Question of 2026 Exploring what fruit God wants to grow in our lives instead of chasing numbers. 00:05:45 - Quality vs. Quantity The limitations of numerical goals and the importance of focusing on quality. 00:06:45 - Margin in Life The need for balance and margin to enjoy life and avoid burnout. 00:08:12 - The Ruthless Elimination of Hurry Discussion on the impact of hurry in modern life and the need for rest. 00:09:26 - Protecting Capacity How focus allows for honoring personal capacity and celebrating small wins. 00:10:51 - The Nature of Fruit Bearing Understanding that fruit grows in seasons and is the Holy Spirit's job. 00:12:06 - Aligning with God's Will The importance of surrendering goals to align with God's desires. 00:13:40 - Navigating Challenges Rachel reflects on personal challenges and how they affected her capacity. 00:14:43 - Focus vs. Numerical Goals Encouragement to consider areas of focus alongside numerical goals. 00:15:28 - The Importance of Relationship with Jesus Emphasizing the need for a direct relationship with God over just setting goals. 00:16:50 - Trusting God's Voice Encouragement to seek God's guidance and trust His plans for us. 00:18:15 - Identity in Christ Introduction to the Kingdom Identity Accelerator group and its significance. 00:19:51 - Final Thoughts and Call to Action Encouragement to reflect on focus areas and the importance of spiritual growth. 00:20:33 - Upcoming Prayer Episode Teaser for the next episode focused on teaching prayer.

Welcome to The Game w/Alex Hormozi, hosted by entrepreneur, founder, investor, author, public speaker, and content creator Alex Hormozi. On this podcast, you'll hear how to get more customers, make more profit per customer, how to keep them longer, and the many failures and lessons Alex has learned and will learn on his path from $100M to $1B in net worth.Wanna scale your business? ⁠⁠Click here.⁠⁠Follow Alex Hormozi's Socials:⁠⁠LinkedIn ⁠⁠ | ⁠⁠Instagram⁠⁠ | ⁠⁠Facebook⁠⁠ | ⁠⁠YouTube ⁠⁠ | ⁠⁠Twitter⁠⁠ | ⁠⁠Acquisition ⁠

Click Here to Get All Podcast Show Notes!Most people think taxes are unavoidable once their investments grow. But billionaires play a completely different game. In this episode, Sharran breaks down the single strategy the wealthiest individuals use to access liquidity without selling assets or paying capital gains taxes.You'll learn how securities-based lending works, why borrowing is not a taxable event, and how billionaires like Elon Musk, Jeff Bezos, and others use their portfolios as personal banks. More importantly, Sharran explains how this strategy applies to everyday investors with far smaller portfolios.Sharran also walks through the real risks—margin calls, interest rate exposure, and poor capital allocation—so you understand when this tool is powerful and when it can destroy wealth. If you want your money to keep compounding while still funding real estate, business growth, or new opportunities, this episode gives you the playbook.“The greatest hack in wealth creation is to become your own bank so that you can borrow from yourself.”- Sharran SrivatsaaTimestamps:01:16 - How billionaires avoid taxes without loopholes03:05 - Why selling assets triggers wealth destruction05:17 - Securities-based lending explained step by step06:51 - Real example: Borrow vs. sell 10:26 - Margin calls and how investors get wiped out11:30 - Safe borrowing rules to protect your portfolio13:23 - How to set up a securities-backed line of credit15:25 - Key takeaway from today's episodeResources:- The Next Billion by Sharran Srivatsaa - https://sharransrivatsaa.substack.com/- Acquisition.com - https://www.acquisition.com/- Board Member: ARC Multifamily Real Estate Investing - https://arcmf.com/- Board Member: The Real Brokerage - https://www.joinreal.com/Connect with Sharran:- Facebook - https://www.facebook.com/likesharran- Instagram - https://www.instagram.com/sharransrivatsaa/- X - https://x.com/sharran- LinkedIn -

Interior design businesses don't fail for lack of talent—they struggle because the business plan is too vague, too complicated, or never gets implemented. In this episode, Kimberley Seldon shares a simple, actionable framework any interior designer can use to improve profitability, attract more ideal clients, and run a more efficient design firm. Kimberley breaks down the three strategic levers that determine every design firm's success: - Demand (attracting ideal clients) - Margin (pricing, profitability, and scope control) - Efficiency (systems, process, and team capacity) You'll learn how to identify the lever that will make the biggest difference in your business this year—and the specific commitments that support real progress. No wishful thinking. No complicated binders. Just a practical plan you can start using today. Whether you want to increase revenue, raise your rates, improve project management, or regain control of your workload, this episode gives you the clarity and direction you've been missing. In this episode we learn: - Why a real business plan goes beyond revenue—and includes capacity, systems, and leadership - The three levers that drive demand, margin, and efficiency in every interior design business - How to choose the right lever based on your current bottleneck - Practical commitments that move the needle for each lever - Why aligning your business plan with your calendar is the key to implementation - How quarterly reviews prevent overcorrection and keep you focused - The mindset shift designers must make to lead with confidence this year

Send us a message!In this episode we will be covering Facebook Live Questions 12/22-12/28/25  from Dana's free Facebook Group Registered Dietitian Exam Study Group with Dana RD!Check out the Practice Questions Program here. Get the free RD Exam Prep Masterclass here. test out the recorded classes with the Free Trial.  Looking for additional tutoring service? Visit my website! Shop all recorded courses at https://danajfryernutritiontutoring.teachable.comJoin the RD Exam Prep Mastery Program for access to the Situational Practice Questions,  Key Topics Review, Vocab Classes, Wed 8pest Group tutoring , study guides and a new trouble area video each week!Need a Crash Course before your exam? Check out the 4 part Pre-Exam Crash Course: Key Topics Review.

299: Year-End Wrap Up: Creating Margin in Life and Business Joining me today on the podcast is Ceil DiGuglielmo, host of the Sew Much More podcast and owner of the Curtains and Soft Furnishings Resource Library. Every year, Ceil and I sit down for an end-of-year business catch-up to talk honestly about what worked, what didn't, and what we've learned. We ask each other thoughtful, leading questions to get a real glimpse into work, life, balance, and how all of those pieces fit together. Our hope is that as you listen, you'll reflect on your own year and maybe ask yourself some of the same questions. This year, we spent a lot of time discussing what it means to create space and margin in our lives—and the importance of checking in with ourselves rather than looking to a book, a podcast, AI, or anything else for the answers. It's about learning to hear ourselves think again. Topics Mentioned: Margin in our calendar and business Client Expectations Retirement and Work-Life Balance Embracing Wisdom Key Thoughts:  Family changes impact life and work. Client expectations are changing - wanting more for less. Clearing physical and digital clutter allows better focus. What are we building towards - what does retirement mean? Intentional time management is crucial to balance. Goal for 2026 is more time (margin) to think and process information. With the rise of AI we need to be careful not to outsource all of our thinking. Striving to be a cheerleader for everyone.   Contact Michele: Email: Team@ScarletThreadConsulting.com Facebook: Scarlet Thread Consulting Instagram: @ScarletThreadATL Website: ScarletThreadConsulting.com LinkedIn: Michele Williams   Contact Ceil: Email: ceilwdi@gmail.com The Curtains and Soft Furnishings Resource Library Podcast: Sew Much More Learn to Choose Window Coverings

Hey Friend Today I want to talk about a kind of wealth most of us never grew up hearing about. Not financial wealth… Not the kind you measure with a bank account… But the kind you feel in your soul. The kind of wealth that shows up as peace, space, rest, and the ability to breathe. What if true wealth isn't about money at all… but about margin? Margin in your schedule, your mind, your home, and your spirit. And what if the life you're longing for isn't waiting on a raise, or a better job, or a perfect season… but simply on creating room for joy again? Let's talk about that today. Most moms today aren't struggling with financial poverty, though some absolutely are. But almost every mom I talk to is struggling with overwhelm poverty.  Everyone is stressed out. No time. No energy. No quiet. No space to think. No space to breathe. And when there's no margin, even the simple parts of life feel heavy. Dinner feels like a mountain. Laundry feels impossible. Relationships feel squeezed. God feels distant, not because He moved, but because the noise drowned Him out. This is the poverty the world doesn't talk about. And this is the poverty Jesus came to lift us out of. When you look at Jesus' life, He never rushed & He didn't keep a tight schedule. He walked everywhere. He paused for people. He rested. He withdrew to quiet places. He said no to crowds so He could say yes to the Father. He lived with margin. If the Savior of the world wasn't in a hurry, maybe the pressure we feel to fill every minute isn't coming from God. Maybe it's coming from expectations we were never meant to carry. Margin is something you create, not something you find. And the beautiful thing?  You can build it right where you are, starting small. Margin looks like: • one simple system that gives you your evenings back • meals prepped in two hours once a week so dinner is never an emergency • choosing fewer commitments so you can be fully present • building rhythms instead of living in reaction mode Every bit of margin you create is like depositing peace into a bank account. Bit by bit, your life starts feeling lighter, calmer, more intentional. That's wealth. When your home gets simpler, your heart gets quieter. And in the quiet, you can hear God again. When dinner is already made, you're not cooking in survival mode, you have space for conversation, connection, prayer, laughter. This is where the real riches start showing up: peace in your home, joy in your relationships, clarity in your calling, and a deeper awareness of God's presence in the middle of everyday life. That is abundance. And no paycheck can buy it. I want to give you one small, doable step to start practicing margin: Pick one area of your week where you're always stressed… and create a simple system for it. Just one. If meals are the stress?  Try cooking once and eating all week. If mornings are chaotic?  Create a 10-minute evening reset to prepare for tomorrow. If your calendar feels loud?  Choose one thing to say no to this month. Small changes multiply and every bit of margin you create shifts your life toward peace. Friend, you deserve to live a life you actually enjoy. A Jesus-centered, peaceful, simple life isn't a luxury, it's part of the abundant life He promised. And it starts with margin. Not perfection. Not performance. Just space. Space to breathe. Space to hear God. Space to live.   Here is the link to the FREE NO spend challenge!  See you inside! https://stan.store/ClaimingSimplicity   ~Monica