Welcome to Safe Dividend Investing's Podcast # 143 on November 23th of 2023. Today, I will be answering 4 interesting investment questions.QUESTION (1)Why do speculators choose to ignore the benefits of only investing in dividend stocks?QUESTION (2)Are investment advisors worth it? QUESTION (3)What stocks traded on the New York Stock Exchange have raised their share prices and dividend payouts every year for the last twenty years? QUESTION (4)How do I escape my serious financial problems? (A transcript of this Podcast is available.) SIX INVESTMENT BOOKS BY IAN DUNCAN MACDONALD, 2 BOOKS ISSUED IN THE LAST YEAR, ALL BOOKS ARE AVAILABLE FROM AMAZON.COM KINDLE BOOKS)(1) CANADIAN HIGH DIVIDEND INVESTING -Released August 26, 2023In this 325-page book, learn how to select, purchase and build a portfolio of 20 Canadian strong dividend stocks. Summary records of 215 stocks are sorted in multiple ways and each stock's unique page provides detailed scoring data and 24 years of share price and dividend payout trend data.(2) NEW YORK STOCK EXCHANGE'S 106 BEST HIGH DIVIDEND STOCKS -Released December 2022.In this 334-page book there is a 2-page report for each company scoring 11 data elements. It also lists 23 years of historical share price and dividend payouts so that investors can judge the stock's reliability. Released December, 2022.(3) AMERICA HIGH DIVIDEND HAND BOOK & (4) CANADIAN HIGH DIVIDEND HANDBOOK in these two books, pages of charts are sorted four ways by stock score, share price, dividend yield percent and alphabetically. A page for each stock provides eleven facts which created each stock's total score. Both books list all common stocks that were paying dividend yield percentages of 3.5% or more on the New York Exchanges and the Toronto Stock Exchange. (5) SAFER BETTER DIVIDEND INVESTING:All 628 stocks paying dividends of 6% or more on the NYSE and the NASDAQ, are scored and sorted by score, price, dividend % and alpha. Plus 199 high dividend Canadian stocks. The answers to 128 questions asked by investors are provided. This instructional reference book will make building a better investment portfolio faster and easier.(6) INCOME AND WEALTH FROM SELF-DIRECTED INVESTINGIn this, his first investment book, in easy to understand language, Ian MacDonald reveals the serious concerns you should have about entrusting your money to investment advisors. Step-by-step, he shows you how you can realize an annual 6% income while your portfolio continues to grow year-after-year. 654 stocks paying dividend yields over 3.5% or more on the Toronto Stock Exchange are scored and listed.FOR MORE INFORMATION ON THESE 6 BOOKS, HIS 3 NOVELS, PAINTINGS, PHOTOGRAPHS AND DIGITAL ART VISIT www.informus.ca and also www.artgalarian.com Ian Duncan MacDonaldAuthor, Artist, Commercial Risk Consultant,President of Informus Inc 2 Vista Humber Drive Toronto, Ontario Canada, M9P 3R7 Toronto Telephone - 416-245-4994 New York Telephone - 929-800-2397 firstname.lastname@example.org
Ciara Doherty speaks to Pearse Doherty TD, Senator Lisa Chambers, Prof John O'Brennan, Gershon Baskin, Eylon Levy, Fergal O'Brien, Louise Burne & Adrian Weckler Hosted on Acast. See acast.com/privacy for more information.
Researchers have linked a lack of deep sleep in seniors to an increased risk of developing dementia. Dr. Christopher Labos unpacks a study recently published in the journal JAMA Neurology,
Breaking news, this is super exciting becuase from now until June 30 2025 Queensland First Home Buyers can get a grant of $30k towards their First Home. In this epesode I talk about the qualifying detials so you know if this will work for you... Here's a link to my diary if you want to chat more... https://calendly.com/360mortgagesolutions
John Dickinson reacts to the Warriors overtime loss vs. Thunder as the defense falter late and Klay Thompson goes cold while Andrew Wiggins finds his stroke for the first time this season
As jurisdictions across the country consider electrification policy, industry understanding of their electric options for heating and cooling is increasingly important. Attendees of this course will learn the benefits of innovative electric heating and cooling technologies, for examples: Greenhouse gas (GHG) emission reductions from the building sector as a result of displacing natural gas, propane combustion and oil heating. Increases in electrical efficiency as a result of replacing using innovative systems such as ductless minisplits and ground source heat pumps Utility bill savings for ratepayers as a result of technology efficiencies and the ability to shift electric consumption to parts of the day when renewable energy resources are abundant and electricity prices are lowest. Concepts such as dual-fuel heating and cold climate heat pumps. Attendees will be familiarized with the various types of heating and cooling systems.
This is an Impact Pricing Blog published on October 5, 2023, turned into an audio podcast so you can listen on the go. Read Full Article Here: https://impactpricing.com/blog/rules-of-thumb-for-price-increases/ If you have any feedback, definitely send it. You can reach us at email@example.com. Now, go make an impact. Connect with Mark Stiving: Email: firstname.lastname@example.org LinkedIn: https://www.linkedin.com/in/stiving/
Cindy Esliger talks about finding your role within your organization. Having your role clearly defined is important for job satisfaction and career success. When you're first hired, Cindy advises you to ensure you get a specific job description. If you're already in the organization, she has advice on how to clarify your existing role. Your role is your position within the organization. It's your job title. Your responsibilities are your job description; the duties expected of someone in your role. Having your role and job description clearly outlined and up to date leads to greater success because you understand exactly what is expected of you and can work towards clear goals. Cindy details how to communicate if your role needs clarification or your job description needs updating. Communicating well aids in role negotiation but also helps avoid conflict within teams by clarifying expectations. She shares four reasons why having a playbook of everyone's roles and responsibilities is vital: 1. Eliminates confusion, 2. Promotes autonomy, 3. Increases engagement, and 4. Makes transitions easier. She then explains how to develop those roles and responsibilities when they aren't up to date or clearly stated. Resources discussed in this episode:Guide to Clarifying RolesAstronomic AudioConfidence Collective—Contact Cindy Esliger Career Confidence Coaching: website | instagram | facebook | linkedin | email
Police in Royal Oak are looking for a man who tried to carjack an employee getting into her car Tuesday night outside Addams elementary school along Webster avenue. She locked her doors and sped off before the man was able to get inside. -- Lincoln Park Schools says a parent reported a student with a gun OFF school property on Tuesday. The district confronted the student and found a loaded gun in their backpack, with ammo and a knife. The district DOESN'T believe there's a threat toward the schools. (PHOTO: Getty Images)
We know that consistency is really important for our children with big emotions. But sometimes it feels like we spend all of our time enforcing limits – at the expense of our relationship! How can we teach our kids to do the things they need to do without feeling helpless or like we'll have to nag forever? In this episode, you'll learn: How to outsmart kids' “avoider brain” How to find and address the real reasons for resistance How to get to the point where you can nag less so you can spend more enjoyable time with your children -- Free coaching calls: https://rachel-bailey.com/coaching/ Facebook group: https://www.facebook.com/groups/RachelBailey Raising Resilience Membership: https://rachel-bailey.com/raising-resilience-membership/
In this episode, Gary and Narin explore how reducing insurance dependence in your dental practice can significantly enhance its long-term value. By attracting fee-for-service patients and eliminating unnecessary PPO plans, profitability increases, making your practice more attractive. They also discuss the possibility of selling to a Dental Service Organization (DSO).
Take a new approach to managing pain with Ozone Therapy from Gentle Wellness Center (703-996-3999)! More details at https://www.mygentlewellness.com/ Gentle Wellness Center City: Fairfax Address: 12011 Lee Jackson Memorial Highway, STE 420 Website http://www.mygentlewellness.com Phone +1-703-996-3999 Email email@example.com
It's that time of year again when we bring you an economic update from the National Association of Home Builders. Danushka Nanayakkara, Assistant Vice President for Forecasting and Analysis at the NAHB, joins us to share the details of where the housing market is headed as we close out 2023 and head into 2024. We tackle the big questions surrounding interest rates, supply and demand, regional market differences, and whether a recession is still on the horizon. Show highlights include: 2:30 Automotive to home building 4:15 The pulse: taking a recession off the table for now 5:25 Increases in costs and interest rates 11:00 What could the new mortgage rate be in the future? 12:34 Inflation and home prices 14:35 Locked into low interest rates and unable to move 16:50 The income gap and the shrinking middle class 19:30 Will wages continue to rise? 21:50 Demand will stay strong because of millenials 26:40 Multi-generational family living and the hurdles for creating affordable housing 32:55 What should builders/remodelers do in their business to prepare now 36:35 Regional differences seen at the national level 38:50 What's coming up next? 40:05 How to get in touch You can learn more about Danushka at https://eyeonhousing.org/author/dnanayakkara/. Social media: LinkedIn- https://www.linkedin.com/in/danushka-nanayakkara-234a2223/ Or hit us up through our Contact Page at https://buildernuggets.com and we'll make a personal introduction. To get the most out of this podcast, head over to https://buildernuggets.com and join our active community of like-minded builders and remodelers.
This week, Jill talks about sugar and how it affects kidney stone formers.——This podcast is designed to entertain and inform — not provide medical advice. Always consult your doctor before starting any treatment.——HAVE A QUESTION? _Leave us a voicemail at (773) 789-8763.SUPPORT THE SHOW _ Join the Patreon Rate Kidney Stone Diet on Apple Podcasts or Spotify BUY JILL'S FAVORITE PRODUCTS _ Silk Coconut Milk, Unsweetened Good Karma Non Dairy Unsweetened Flaxmilk Ripple Unsweetened Pea Milk Oatly Unsweetened Oat Milk Healthy ‘N Fit 100% Egg Protein Fairlife Core Power Elite High Protein Shake, Vanilla Hydroflask WORK WITH JILL _ Kidney Stone Prevention Course Kidney Stone Diet Meal Plans Safe Snacks and Desserts Ebook 24 Hour Urine Collection Analysis Private Coaching KIDNEY STONE RESOURCES _ Kidney Stone Diet Kidney Stone Diet Resources Oxalate Food List Kidney Stone Diet Recipes Meat Protein Calculator Kidney Stone Diet Podcast ——WHO IS JILL HARRIS? _Jill is a nurse and health coach that specializes in educating patients on kidney stone prevention. For more than 20 years she's helped patients understand that kidney stones can be prevented with the right treatment plan. It's one thing to be told to lower oxalate or drink more water, but HOW do you do it? That's where she comes in. Through the educational resources at kidneystonediet.com, stone formers can learn everything they need to know to significantly lower new stone risk.——Some of the links above may be affiliate links which means that we earn a small commission from qualifying purchases at no additional cost to you. Thanks for your support!——Kidney Stone Diet is a SPYR Podcast _More SPYR Podcasts _Starting Now / By Amara
Today, Kyle and Maddie discuss the 2024 open season with a particular focus on the improvements under FSBP. In particular, their discussion focuses on: Increases in the allowance for alternative benefits: massage, acupuncture, and chiropractic services; Expansion in the coverage of infertility services; and The new Medicare Part D Prescription Drug Plan (PDP) Don't miss other upcoming open-season events. Find all of our events at www.afspa.org/events. We couldn't fit all the information into the podcast, so here are some links with more information: AFSPA/FSBP Open Season information: www.afspa.org/openseason FSBP-Express Scripts Prescription Drug Plan (PDP): www.afspa.org/pdp Prior approval line for Comprehensive Infertility and ART: 800-593-2354 Fertility Advocate: 833-415-1709 Gender Affirming Surgical prior approval: 800-593-2354
The CIA's indoctrination of youth and society through K12 and university schooling is falling apart. Employers are stating that college graduates are unproductive and unknowledgeable, homeschooling is increasing across the nation, and people are waking up. I also discuss a few jab stories that highlight the true depth of the brainwashing.
Many people are living without clarity, direction, joy and abundance. Fear, lack, scarcity and confusion continually knocks at the door of heart's of countless people. Know, that God's wisdom is key. It is priceless. His wisdom will increase you in every sense of the word. Tune in today to explore this topic on Wisdom that Increases! #avoiceinthedarknessllc #wisdom #increase #knowledge #encouragement #seekwisdom #understanding
In this latest City Council recap from Tuesday, November 7, 2023, Director of Public Works Chuck Aukland gives a quick overview of the items discussed, including:Water, Wastewater and Solid Waste Utility Rate IncreasesRedding Rodeo Grounds Lease ExtentionHousing and Homelessness Incentive Program fundingRedding Electric Utility Integrated Resources Plan (IRP) UpdatePlease find additional resources below for more information on these topics.Council Meeting Agenda>>Check out the video here>>Read the transcript here>>Contact the City of Redding Podcast Team Email us at firstname.lastname@example.org Connect with us on Facebook, Twitter and Instagram Visit the City of Redding website Love the podcast? The best way to spread the word is to rate and review!
In this episode we will be sharing The NEW Simple Etsy Email Strategy That Increases Sales FAST. For more FREE resources visit - https://brandcreators.comBuzzcastKeep up to date on the latest podcasting tech & news with the folks at Buzzsprout!Listen on: Apple Podcasts
The Atlanta Falcons named Taylor Heinicke their starting quarterback for the second week in a row. Host Aaron Freeman explains why this potentially raises the ceiling for the Falcons offense due to Heinicke's style of play that leads to a more explosive passing game. He also breaks down how the Falcons can raise the floor of the offense by getting back to running the ball effectively rather than relying on an inefficient passer like Heinicke. Later, he discusses concerns about Arthur Smith's job security and if he can erase them by getting the team back to looking like a well-coached unit beyond the quarterback question marks. Part of the @LockedOnATL Follow & Subscribe on all Podcast platforms…
Have you ever considered how ignoring the sexual side of yourself could be effective your marriage? Whether we realize it or not, continuing to ignore this topic will only make things worse over time, impacting multiple areas of our lives, not just the sexual aspect of our relationship.But what does it mean to ignore it? Listen in as we take a closer look at what is really happening when we ignore developing our sexual side in a way that it authentic and still aligned with our values and beliefs. Why miss out on the benefits of doing this even longer?Join us to discover 3 easy steps to help move your forward in healing, mending, and restoring the sexual side of yourself and take on the challenge at the end of the episode!
We are continuing our study of Matthew 24 that we began this morning. But in this lesson we are going to dig deeper into these pictures that Jesus is giving about the coming destruction against Jerusalem and the temple. This is the context of the discussion for Jesus with his disciples. Jesus has condemned the […] The post Why Wickedness Increases (Digger Further into Matthew 24) appeared first on Biblical Truths from West Palm Beach church of Christ.
Dangerously hot days are becoming more common. That will trigger heart attacks and strokes in people made vulnerable by age, race, and the layout of cities. Read this story here.
Muss eine Lohnverhandlung kompliziert sein? – Nach meiner Erfahrung absolut nicht! Oft braucht es dafür nur einen einzigen Satz. Die besten 5 Sätze gemäß meiner Erfahrung als Coach habe ich auf einem Schummelzettel zusammengestellt. Du kannst ihn hier kostenlos herunterladen: https://www.verenatschudi.com/lohn Eine Lohnverhandlung braucht nicht ernst, schwer und kämpferisch sein. Du brauchst keine wasserdichten Argumente, keinen guten Grund und kein Pokerface. Nein. Es geht auch ganz anders. Meistens sogar ist ein Lohngespräch von mehr Erfolg gekrönt, wenn wir es locker und kollegial angehen. Lade dir hier meinen Schummelzettel herunter und du bekommst obendrein noch ein Erklär-Video von mir, zu WEM, WANN und WIE du deinen Satz am besten sagst, um schon bald deine Lohnerhöhung zu bekommen. Zum Schummelzettel Ich wünsche dir ganz viel Erfolg!
In this episode of the Energy News Beat Daily Standup, the hosts, Michael Tanner and Stuart Turley, discuss various energy-related topics. They start with Russia's sharp increase in oil exports for November, despite their commitment to cut supply, and the EU's plans to expand sanctions on Russia. They also explore Norway's changing stance on electric cars and the challenges they face. In California, they discuss the conundrums surrounding electric vehicles and their impact on the state. In the financial segment, they highlight Northern Oil and Gas's strong quarterly results and discuss the Fed's decision to keep interest rates steady. The hosts anticipate potential market volatility due to global events and the lack of investment in oil production. They also mention ongoing earnings reports in the energy sector and upcoming podcast interviews with African petroleum leaders.Highlights of the Podcast00:00 - Intro03:47 - Russia poised to ‘sharply increase' oil exports in November – Kpler05:09 - Russia's Oil Exports Climb Despite Its Commitment To Cut Supply06:38 - EU looks to expand sanctions on Russia – Bloomberg08:58 - Why Norway — the poster child for electric cars — is having second thoughts12:14 - California's EV conundrums14:25 - Markets Update19:10 - Earnings: Northern Oil and Gas reported strong earnings with record quarterly production.22:12 - OutroPlease see the links below for articles that we discuss in the podcast.Russia's Oil Exports Climb Despite Its Commitment To Cut SupplyBy Tsvetana Paraskova of OilPrice.com Russia's crude oil exports by sea have ben exceeding the country's targeted export reductions as part of the OPEC+ pact for weeks, with the most recent week's observed shipments as […]Russia poised to ‘sharply increase' oil exports in November – KplerAnalysts link the move to maintenance works at several refineries and higher global crude prices Russia is likely to sharply increase oil exports in November, business daily Kommersant reported on Tuesday, citing Kpler analysts. According […]EU looks to expand sanctions on Russia – BloombergThe bloc has so far imposed 11 packages of restrictions against Moscow over the Ukraine conflict The European Union is in talks on a new round of sanctions that would impact some €5 billion ($5.3 […]Why Norway — the poster child for electric cars — is having second thoughtsOSLO, Norway — With motor vehicles generating nearly a 10th of global CO2 emissions, governments and environmentalists around the world are scrambling to mitigate the damage. In wealthy countries, strategies often revolve around electrifying cars — and […]California's EV conundrumsWithout crude oil that is the basis for most of the products now in society, citizens of developing nations may never be able to enjoy the abundant lifestyles available to wealthier countries. As California is […]Follow Stuart On LinkedIn and TwitterFollow Michael On LinkedIn and TwitterENB Top NewsENBEnergy DashboardENB PodcastENB Substack– Get in Contact With The Show –
It's no secret the Fed has been raising interest rates over the last couple years. What most don't realize is that the impact of those higher interest rates impacts debt as compared to savings. Imagine you want to buy a car. Taking a car loan at a higher interest rate means you'll pay more interest but do you know how much? Saving up to buy a car with cash is another option. How long will that take with higher interest rates on savings accounts? Join us today to explore the difference between higher interest rates on debts vs savings. Can you guess how to have some of the biggest impacts on your financial future? Find out in The Impact of Rising Interest Rates on Debt and Savings. Watch the Episode on YouTube: https://youtu.be/Wz4J7o9En28 Watch Our Live With Mark Willis (mentioned in the episode): https://youtube.com/live/kknOqSmC4Mw Schedule a Call With Us: https://www.wealthwisdomfp.com/call
Player development is not the position you should get in to get RICH. With that said I dive into detail about what I sacrificed and what I made in the role. - Player Development Resources: Guide to Player Development Online Course: https://edward-s-site-ca17.thinkific.com/ Player Development Guide eBook: https://www.btfprogram.com/btf-program-resources/btf-ebook Head Coaches Guide to Player Development eBook: https://www.btfprogram.com/btf-program-resources/hc-guide-to-player-development - Let's Talk Player Development. Email me here: email@example.com Player Development Salary Blog: https://www.btfprogram.com/playerdevelopment-blog/how-much-can-you-make-in-player-development Visit: https://www.btfprogram.com/ Follow: Twitter - https://twitter.com/BTF_Program Instagram - https://www.instagram.com/btf_program/ Facebook - https://www.facebook.com/BTFProgram --- Send in a voice message: https://podcasters.spotify.com/pod/show/playerdevelopmentpodcast/message
This week we talk about the Bill Hahn Memorial at Fremont Speedway that finished a couple weeks after it was rained shortened on its original date. We also talk about some race results from the weekend and we preview the World Finals. We also take time to discuss the Chili Bowl pay increase and Kyle Larson's comments about his purchase of the All Stars.
Show Notes Send us a voice message all week via iMessage to firstname.lastname@example.org. ScreenTimes.net | Tweet Screen Times Sigmund Judge | Follow Sigmund on X, Mastodon, or Threads Devon Dundee | Follow Devon on Mastodon or Threads Apple to Revamp TV App in Step Toward Simplifying Video Services | Bloomberg Sigmund's Walkthrough of the Redesigned TV App Killers of the Flower Moon (Soundtrack from the Apple Original Film) Barbie Signature Ted Lasso Doll Elly Conway on Instagram Sequel Sequel 2.1 Announcement Follow Roman on Mastodon Follow Roman on Threads New Release: NBA 2K24 Arcade Edition New Release: The Enfield Poltergeist New Release: Curses! New Release: Shape Island — Creepy Cave Crawl Apple Event: Scary Fast Extra: Lessons in Chemistry — Cast Chemistry in the Kitchen: Peanut Butter Brownies Recap: Invasion Up Next: Silent Hill — Ascension Up Next: South Park — Joining the Panderverse Up Next: Coco Subscribe to Apple TV+. Subscribe to MLS Season Pass. Magic Rays of Light is a podcast from ScreenTimes.net
This episode is presented by Carolina Readiness Supply – The "Five Eyes" intelligence agencies say China has ramped up spying operations on western civilians, officials, and corporations. Meanwhile, its "Belt and Road" debt trap operation is slowing. Follow the money. Get exclusive content here!: https://thepetekalinershow.com/See omnystudio.com/listener for privacy information.
If you are trying to make progress in your walk with Jesus, you will often find that the opposition increases. We tend to think that good intentions should remove any unnecessary obstacles, but we often experience the exact opposite. It's time to go the second mile in addressing increasing opposition.
Listen to a recap of the top stories of the day from 9to5Mac. 9to5Mac Daily is available on iTunes and Apple's Podcasts app, Stitcher, TuneIn, Google Play, or through our dedicated RSS feed for Overcast and other podcast players. Connect with us in the official 9to5Mac Discord server with forums, chatrooms, and more! New episodes of 9to5Mac Daily are recorded every weekday. Subscribe to our podcast in Apple Podcast or your favorite podcast player to guarantee new episodes are delivered as soon as they're available. Stories discussed in this episode: Apple One bundle, TV+, Arcade and News+ are all getting more expensive Apple announces special event for October 30: 'Scary fast' Report: Apple planning revamped TV app, will discontinue dedicated iTunes movie and TV show apps What to expect from Apple's unexpected 'Scary Fast' evening Mac event Follow Chance: Threads: @ChanceHMiller Twitter: @ChanceHMiller Mastodon: @email@example.com Listen & Subscribe: Apple Podcasts Overcast RSS Spotify TuneIn Google Podcasts Catch up on 9to5Mac Daily episodes! Don't miss out on our other daily podcasts: Quick Charge 9to5Toys Daily The Buzz Share your thoughts! Drop us a line at firstname.lastname@example.org. You can also rate us in Apple Podcasts or recommend us in Overcast to help more people discover the show. Also, connect with us in the official 9to5Mac Discord server with forums, chatrooms, and more!
Tuesday, October 24th — In this episode we talk about: Doug's weekend festival, Matt sees Messi play Weather report: Kiwis help with sleep, study finds red meat associated with 62% increase in type-2 diabetes risk Aussie Boy 'Bullied' for Vegan Birthday Party (https://au.news.yahoo.com/aussie-boy-bullied-for-vegan-birthday-party-030048929.html) Kelly Clarkson says the 'Plant Paradox' Diet Helped Her Get Healthy, But is it Safe? (https://www.healthline.com/health-news/kelly-clarkson-diet) Tune in live every weekday at 11am to watch on YouTube or on Instagram (@plantbasedmorningshow and @nomeatathlete_official), or watch on Twitter or Twitch! Follow @plantbasedmorningshow, @realmattfrazier, and @itsdoughay for more.
#PRC: Beijing increases trade with Moscow. Jonathan Ward, author of the just-released The Decisive Decade: American Grand Strategy for Triumph Over China, @GordonGChang, Gatestone, Newsweek, The Hill https://www.voanews.com/a/7314779.html https://www.bbc.com/news/world-asia-china-67120726 1950 Zhou in Beijing
Israel is increasing its airstrikes on Gaza in retaliation for Saturday's surprise attack. Hamas in return threatens to kill hostages if Israel continues its bombardment. How much is this war targeting civilians? All of this has ignited pro-Palestinian marches in a number of U.S. cities. How do marchers justify Hamas attack? And this latest crisis in the Middle East has also increased the pressure on House Republicans to select a new speaker. Want more comprehensive analysis of the most important news of the day, plus a little fun? Subscribe to the Up First newsletter.Today's episode of Up First was edited by Larry Kaplow, Steve Drummond, Krishnadev Calamur and HJ Mai. It was produced by Mansee Khurana, David West and Lilly Quiroz. We get engineering support from Stacey Abbott. And our technical director is Carleigh Strange.