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Today we're diving into something most people never think to connect with mold or their environment… heart disease. Yep the number one cause of death in the U.S.I'm joined by Dr. John Kim, a functional medicine practitioner and the founder of Kim Wellness. Dr. Kim has an incredible story. At just 33, he had a heart attack with no classic risk factors. That experience sent him down the rabbit hole of why a “healthy” guy ends up in the ER… and that journey eventually led him straight to environmental exposures, including mold toxicity.We get into the stuff your doctor probably isn't talking about: how toxins in your home impact cholesterol production, inflammation, mitochondrial function, your immune system, and ultimately your heart. Dr. Kim breaks down how different environmental stressors stack over time and why so many people are walking around with symptoms no one is connecting back to their space.He also walks us through his six-step “Encore Method,” where he focuses on everything between lowering environmental impact, opening up detox pathways, rebuilding the microbiome, and helping the body become more resilient overall.If anything we talked about today hit home, Dr. Kim set up a really awesome #moldfinders special! He's offering a super discounted 45-minute Discovery Call to help you start digging into the hidden root causes. Check it out here! https://www.kimwellness.co/podcast-listeners-landing-page-rmoldfindersMore about Dr. John Kim:Website: drjohnkim.comInstagram: @john.pharmdEpisode Breakdown00:00 — Why we're talking about heart disease on a mold podcast01:07 — Introducing Dr. John Kim04:04 — Dr. Kim's story: a heart attack at 3306:01 — What most people misunderstand about heart disease09:25 — Where functional medicine actually shines20:13 — Light, circadian rhythm, and why sunlight matters more than you think24:14 — The environmental toxin conversation most doctors skip31:36 — How mycotoxins interfere with cholesterol synthesis33:00 — What mycotoxins do to your immune system33:37 — Why “more supplements” isn't the answer to cellular dysfunction35:32 — Therapies that truly support cellular health36:49 — Breaking down the Encore Method37:46 — The nervous system–environment connection38:29 — Diet, detox, and what actually moves the needle44:28 — The mental and emotional side no one talks about50:17 — The reality of mold remediation — and why many people struggle54:07 — What effective mold recovery really requires57:36 — Final thoughts and where to find Dr. Kim's resourcesIG: @MoldFindersNot sure the best way to get started? Follow these simple steps to hit the ground running…Step 1: Subscribe To Our Podcast!Step 2: Want a Test More Advanced Than ERMI? www.TheDustTest.comStep 3: Already Have An ERMI? Find Out What It Actually Means. www.ErmiCode.comStep 4: Text Me (yes, it's really me!) The Mold Phone: 949-528-8704Step 5: Book A FREE Consultation www.yesweinspect.com/call
![Being [at Work]](https://ivyfm.s3.amazonaws.com/i320/636094.jpg)
Are you still waiting for someone to notice your hard work? How long have you been hoping for a promotion or raise? Have you ever been told to be patient, wait for your turn, or that your time will come? Too many talented professionals are waiting to be noticed, waiting for the right time, waiting for permission to take the next step in their careers. But here's the thing: You don't have to wait. My guest today is Nate Dinet. Since 2016, more than 55,000 professionals have gone through his program to learn how to advance their careers and ask for what they know they've earned. Nate walks us through the powerful "CARA" method for documenting your wins and shows you how to run a campaign for yourself (because no one else is going to do it!). It's all about taking ownership, building confidence, and stepping into rooms where you fully belong. By the end of this episode, you'll know how to demonstrate your value, build your career narrative, and confidently advocate for the next step—whether that's a raise, a promotion, or simply more respect at work. You're done waiting. It's time to take control of your career. Chapter Highlights (00:00) Why Waiting for Someone to Notice Your Hard Work Is a Career Trap (02:00) Why Do Professionals Get Stuck? (06:09) The CARA Method: How to Start Advocating for Yourself at Work (11:03) Turning Team Wins Into Momentum (and How to Celebrate Weekly) (14:11) Running Your Own Career Advancement Campaign (15:58) What To Do If You Don't Have a Supportive Manager (18:10) How—and Why—To Ask for a Raise, Even in Challenging Times (20:58) Creating Unique Value and Fast-Tracking Your Promotion (23:33) The Power of Simply Asking for More (24:43) How to Navigate Pay Caps and Advocate for 20%+ Increases (26:27) The Long-Term Benefits of Documenting Your Achievements (28:03) Tying Your Contributions Directly to Company Impact (29:07) Learn More About Nate's Program and Connect for Support Connect with Nate Dinet https://thestepmanager.com/ https://www.linkedin.com/in/nathanieldinet/ About Andrea Butcher Andrea Butcher is a visionary business leader, executive coach, and keynote speaker—she empowers leaders to gain clarity through the chaos by being MORE of who they already are. Her experiences—serving as CEO, leading at an executive level, and working in and leading global teams—make her uniquely qualified to support leadership and business success. She hosts the popular leadership podcast, Being [at Work] with a global audience of over 600,000 listeners and is the author of The Power in the Pivot (Red Thread Publishing 2022) and HR Kit for Dummies (Wiley 2023). Connect with Andrea https://www.abundantempowerment.com/ Connect with Andrea Butcher on LinkedIn https://www.linkedin.com/in/leaderdevelopmentcoach/
A single shift in your morning routine could change your energy, your mood, and even how you age!! And…your sex drive will improve too! Are you struggling with menopausal weight gain, endless food cravings, or feeling like your body just isn't working the way it used to? You're not alone. In this groundbreaking episode of Mayim Bialik's Breakdown, Dr. Mindy Pelz — leading expert in women's health, hormone science, and fasting, and author of Age Like a Girl — exposes the truth about why women age differently, what's really behind weight gain during menopause, and how to train your fat-burning metabolism to finally work with you, not against you. She reveals why everyone should care about women and how they age (it affects more than just women's health!), the real causes of menopausal weight gain and how it differs from regular weight gain (and yes, it's fixable!), how to train your metabolic system to burn fat efficiently (even after 40!), the mental health and chronic disease benefits of fasting, (especially for women in menopause), and the dangers of the “Make America Healthy Again” movement (what they're getting wrong about your health!). Dr. Mindy Pelz also breaks down: - Fasting 101: When to fast, for how long, & how to break your fast safely - The truth about detoxing: Common toxin buildups & how to activate your natural detox pathways - Proven solutions to reverse menopausal weight gain naturally - The surprising reason older men also gain weight - How much protein & fiber you really need - Why fasting is not starving, and how to do it safely for your body type - The shocking origins of the “breakfast is the most important meal of the day” myth - Who should and shouldn't fast, and why it isn't isn't a one-size-fits-all approach - How processed foods are destroying your hormones (and why they're even worse for women) - The real reason men lose weight faster than women, and how to level the playing field - Why we're living in the most toxic time in human history, and what you can do to protect yourself - How fasting can ease menopause symptoms like hot flashes & brain fog - Why endometriosis diagnoses are rising - 3 things everyone should add to their diet right now for longevity & energy - The powerful role women are designed for after menopause (your brain actually rewires itself during this time!) - The real truth about hormone replacement therapy (HRT): Who should consider it, its risks, and why it only works with key lifestyle changes - How to finally beat food cravings once and for all, without feeling deprived - Why most people are getting aging completely wrong...and how to truly age like a girl! Whether you're in your 30s, 40s, 50s, or beyond, this is the information that can literally change how you age, think, and feel. TUNE IN to MBB now and learn how to reset your body, balance your hormones, and reclaim your energy, naturally! Dr. Mindy Pelz' latest book, Age Like a Girl, is available for pre-order: https://www.discover.hayhouse.com/agelikeagirl/ Subscribe on Substack for Ad-Free Episodes & Bonus Content: https://bialikbreakdown.substack.com/ BialikBreakdown.com YouTube.com/mayimbialik Learn more about your ad choices. Visit megaphone.fm/adchoices
When Erica Kuhl joined Salesforce as employee #176, nothing about her role or title suggested she would go on to build one of the most influential customer communities in SaaS history. Given a broken website, no roadmap, no team, she hacked together the first Salesforce Community with duct-taped technologies, raw conviction, and a fierce belief that customers needed a place to help each other.That grassroots experiment eventually grew into a 17 million-member global community, became a blueprint for digital customer success, and reshaped the way enterprise SaaS companies think about adoption, retention, and product feedback loops.Today, Erica is EVP & GM at Gainsight, leading community, education, and in-app product experience—and shaping the emerging category of Digital Customer Success.This episode is a masterclass in community-powered retention, scrappy innovation, and how one person can build an entirely new motion inside an organization long before the market knows it needs it.---Timestamps0:00 – Preview 0:58 – Meet Erica Kuhl: EVP at Gainsight & Former Employee #176 at Salesforce3:39 – What Early Salesforce Adoption Actually Looked Like6:25 – Teaching Admins Before Admins Existed9:40 – Why Erica Pitched a Community Before “Community” Was a Thing11:25 – Building the First Salesforce Community13:43 – Scaling Without Support19:30 – How Community Became a Strategic Retention Lever 24:44 – Defining Digital Customer Success26:35 – Where to Start: Crawl–Walk–Run for Digital CS30:25 – Why Community Multiplies GRR31:28 – Closing Thoughts---What You'll Learn- How the first modern SaaS community was built—from scratch, without buy-in- Why peer-to-peer engagement scales support, adoption, and product feedback- How to tie community engagement directly to retention (and why it's essential)- Why COVID reshaped the priority of customer marketing and always-on programs- How community, education, and in-app experiences converge into Digital CS- Where digital CS programs should start and how to avoid fragmented experiences- The cultural mindset needed to build community programs that actually survive- Practical tactics for early-stage community building: seeding, puppeteering, protecting, and aligning---Check out the Key Takeaways & Transcripts: https://www.gainsight.com/presents/series/unchurned/---Where to Find Erica:LinkedIn: https://www.linkedin.com/in/ericakuhl/Podcast: In Before the LockWhere to Find Josh: LinkedIn: https://www.linkedin.com/in/jschachter/---Resources Mentioned:* Gainsight Community* Brian Oblinger's Community Strategy Academy* Skilljar * Salesforce Community
A single shift in your morning routine could change your energy, your mood, and even how you age!! And…your sex drive will improve too! Are you struggling with menopausal weight gain, endless food cravings, or feeling like your body just isn't working the way it used to? You're not alone. In this groundbreaking episode of Mayim Bialik's Breakdow, Dr. Mindy Pelz — leading expert in women's health, hormone science, and fasting, and author of Age Like a Girl — exposes the truth about why women age differently, what's really behind weight gain during menopause, and how to train your fat-burning metabolism to finally work with you, not against you. She reveals why everyone should care about women and how they age (it affects more than just women's health!), the real causes of menopausal weight gain and how it differs from regular weight gain (and yes, it's fixable!), how to train your metabolic system to burn fat efficiently (even after 40!), the mental health and chronic disease benefits of fasting, (especially for women in menopause), and the dangers of the “Make America Healthy Again” movement (what they're getting wrong about your health!). Dr. Mindy Pelz also breaks down: - Fasting 101: When to fast, for how long, & how to break your fast safely - The truth about detoxing: Common toxin buildups & how to activate your natural detox pathways - Proven solutions to reverse menopausal weight gain naturally - The surprising reason older men also gain weight - How much protein & fiber you really need - Why fasting is not starving, and how to do it safely for your body type - The shocking origins of the “breakfast is the most important meal of the day” myth - Who should and shouldn't fast, and why it isn't isn't a one-size-fits-all approach - How processed foods are destroying your hormones (and why they're even worse for women) - The real reason men lose weight faster than women, and how to level the playing field - Why we're living in the most toxic time in human history, and what you can do to protect yourself - How fasting can ease menopause symptoms like hot flashes & brain fog - Why endometriosis diagnoses are rising - 3 things everyone should add to their diet right now for longevity & energy - The powerful role women are designed for after menopause (your brain actually rewires itself during this time!) - The real truth about hormone replacement therapy (HRT): Who should consider it, its risks, and why it only works with key lifestyle changes - How to finally beat food cravings once and for all, without feeling deprived - Why most people are getting aging completely wrong...and how to truly age like a girl! Whether you're in your 30s, 40s, 50s, or beyond, this is the information that can literally change how you age, think, and feel. TUNE IN to MBB now and learn how to reset your body, balance your hormones, and reclaim your energy, naturally! Try Notion, now with Notion Agent, at https://notion.com/break That's all lower-case letters — notion.com/break — to try your new AI teammate, Notion Agent, today. And when you use our link, you're supporting our show! https://notion.com/break Dr. Mindy Pelz' latest book, Age Like a Girl, is available for pre-order: https://www.discover.hayhouse.com/agelikeagirl/ Subscribe on Substack for Ad-Free Episodes & Bonus Content: https://bialikbreakdown.substack.com/ BialikBreakdown.com YouTube.com/mayimbialik Learn more about your ad choices. Visit megaphone.fm/adchoices
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Federal employees will be able to contribute more to their Thrift Savings Plan accounts next year. The IRS increased the maximum annual contribution limit to $24,500, which is a $1,000 increase over 2025. Additionally, employees aged 50 or older can save more money through their catch-up contributions. And if employees are aged 60 to 63, they can save even more with a higher catch up contribution of $11,250. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Guest Pastor Isaac Morin from Anaheim joins us at Echo Church to deliver a powerful message from John 3:22-36 on what it means to "decrease so Christ may increase." Through the story of John the Baptist and his disciples, Pastor Isaac challenges us to embrace personal decrease, not as failure, but as the fulfillment of God's calling. He shows how true joy, spiritual growth, and eternal impact are found not in self-promotion or comfort, but in surrendering our lives and engaging fully in the mission of Christ. If you're seeking practical encouragement for living a life that honors Jesus above all else, this message will inspire you to step back, let Christ take the spotlight, and experience the joy of seeing His kingdom advance!
No.1 Sleep Expert DR. MATTHEW WALKER reveals how to fix insomnia, reset your circadian rhythm, deepen REM sleep, and why magnesium and melatonin may be hurting your sleep. Dr Matthew Walker is a Professor of Neuroscience and Psychology at the University of California, Berkeley, and one of the world's leading experts on sleep science, with over 20 years of research. He is host of The Matt Walker Podcast and bestselling author of ‘Why We Sleep: The New Science of Sleep and Dreams'. He explains: ◼️The shocking link between poor sleep timing and increased cancer risk ◼️How alcohol and caffeine silently sabotage deep sleep and mental performance ◼️Why screen time and light exposure before bed are secretly rewiring your brain ◼️How “sleep banking” before stress, travel, or work sprints can boost resilience ◼️Why parents, professionals, and athletes all need radically different sleep strategies Enjoyed the episode? Share it using this link and get points for every referral: https://doac-perks.com (00:00) Intro (02:33) Sleep Changes Your DNA (05:01) The Stigma Around Sleep and Laziness (08:43) What's Stopping People From Sleeping? (10:58) The Shocking Link Between Weekend Sleep-Ins and Heart Disease (14:48) New Research: Sleep Banking for Low-Sleep Periods (16:25) Boost Cognitive Performance With This Sleep Hack (19:14) 3 Things That Will Improve Your Sleep Quality Tonight (20:42) It's Not Blue Light That's Keeping You Awake (22:01) Melatonin Doesn't Make You Sleep — Here's What It Does (24:28) The Right Amount of Melatonin (25:55) The 1% With Nocturnal Clocks Who Can't Sleep Until 3 AM (27:26) Should You Be Concerned About Melatonin as a Sleep Aid? (30:33) The Trade-Offs in Sleep Medicine (35:05) The Key to a Digital Detox (35:46) The 4 Macros of Good Sleep: QQRT (37:02) The Minimum Amount of Sleep You Need to Stay Alive (42:49) How Sleep Regularity Predicts Life Expectancy (46:50) Try This 7-Day Sleep Enhancer Challenge (53:24) Is Your Room Dark Enough for Optimal Sleep? (1:01:03) Why Counting Sheep Doesn't Work (1:02:58) A Better Alternative to Counting Sheep (1:04:36) Does Magnesium Really Help With Sleep? (1:11:47) Ads (1:13:33) How REM Sleep Works and How to Maximize It (1:20:30) Why REM Sleep Is So Important (1:22:07) Entering a ‘Psychotic' State During Dreams (1:25:05) Healing Trauma Through Dreams (1:31:12) Nightmares as a Warning Sign of Mental Health Issues (1:36:09) REM Sleep Is Like Group Therapy for Memories (1:39:31) Ads (1:41:18) The Dystopian Future: Superhumans Who Sleep Only 6 Hours (1:45:17) Could Humans Be Engineered to Sleep Less? (1:50:20) Why Undersleeping Triggers Cravings (1:54:36) A New Drug That Could Help With Insomnia (2:03:50) What Did Success Bring You? (2:07:33) I Didn't Believe in Finding “The One” (2:28:39) The Future of AI and Sleep Follow Dr Matthew: X - https://bit.ly/4oIRpAY Instagram - https://bit.ly/49OgFB4 Podcast - https://bit.ly/489MJhA You can purchase Dr Matthew's book, ‘Why We Sleep', here: https://amzn.to/3K04IxJ The Diary Of A CEO: ◼️Join DOAC circle here - https://doaccircle.com/ ◼️Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook ◼️The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt ◼️The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb ◼️Get email updates - https://bit.ly/diary-of-a-ceo-yt ◼️Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb Sponsors: Linkedin Ads - https://www.linkedin.com/DIARY Pipedrive - http://pipedrive.com/CEO KetoneIQ - Visit https://ketone.com/STEVEN for 30% off your subscription order Last chance to join the waitlist for the limited edition Diary Of A CEO Conversation Cards here: https://bit.ly/cardswaitlist
Shari Small reports. See omnystudio.com/listener for privacy information.
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Last week, Mayor Ken Sim's office unveiled the 2026 Vancouver budget, outlining significant shifts across both emergency services and recreational departments. Read the full article here: https://www.coastalfront.ca/read/sims-2026-budget-cuts-arts-and-climate-increases-emergency-spending PODCAST INFO:
Our featured interview--an Ag economist details problems plaguing U.S. specialty crop farmers. Plus, California's minimum wage will increase next year. Ranchers who lost livestock by wolf kills can apply for compensation. And the changing taste of Brussels sprouts.
All top 6 SVOD services have raised prices this year, continuing a trend that began in 2023. However, here are four reasons to be happy about the price increases.
Medicare Advantage Minute: Want to watch a highly entertaining documentary about a type of Medicare insurance to be avoided like the plague? Type this into the YouTube search window: "Medicare Advantage: Last Week Tonight with John Oliver" Your Medicare Benefits 2025: Shots (vaccines) Correspondence with a potential client answers the question: What keeps the deductible in "High Deductible Plan G" from taking off into the stratosphere? AI set his mind at ease: Increases are linked by law to the Consumer Price Index. Finally, I present a simple explanation of how medical bills are covered by the High Deductible Plan G. the Medicare supplement I recommend above all other plans. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers. Official website: https://www.MedicareForTheLazyMan.com.
Port of Auckland's pushing back against criticism of its move to raise fees. The port's increasing peak time fees from $130 per container to $180 next year, and $350 the following year. Transporting New Zealand Chief Executive Dom Kalasih says it's one of several cost pressures facing businesses, alongside rising fuel excise taxes and soon-to-be-introduced congestion charges. Port boss Roger Gray told Mike Hosking the fees are fair and Kalasih should come visit the port to understand why. He says he's never met Kalasih, who's never accepted invitations to visit to the port. LISTEN ABOVE See omnystudio.com/listener for privacy information.
The live export industry has written to the federal agriculture minister, as exporters face an increase in oversight costs up to 60 percent. Exporters across all commodities are subject to a range of oversight fees and charges, collected by the Department of Agriculture. But the Australian Livestock Exporters Council says the Department hasn't put in place the appropriate measures to cover recent cost blow outs. Rural Editor Emily Minney spoke to Chief Executive Mark Harvey Sutton about exporter's concerns.See omnystudio.com/listener for privacy information.
Quick tour of 7 negative effects of money printing1) Purchasing power declines, we get poorer2) Focus on the now instead of investing for the future3) Boom-bust cycles4) Picking winners and losers arbitrarily (cantillon)5)Increases inequality6) Finances the government deficits too easily7) Favors industrial policy to be set by government instead of left to the market process
10/26/25 - The Book of Acts Pt 21: When Presence Increases, Resistance Increases - Pastor Jim Baker by Zion Christian Fellowship
Chronic stress triggers a neutrophil invasion into brain-protective layers, driving depression-like behaviors through immune activation rather than just hormonal changes Stress-induced immune signals hijack brain reward circuits, reducing dopamine and shifting neural activity toward threat detection over pleasure-seeking behaviors Prolonged stress damages brain mitochondria, reducing cellular energy production while creating an inflammatory feedback loop that worsens mood and cognitive function Interferon pathways and inflammatory cytokines like IL-6 cross into the brain, directly altering neuron firing patterns in emotional regulation centers Natural interventions including healthy carbohydrates, regular exercise, positive thinking, creativity, and physical touch help counter stress-induced immune activation and protect mental health
British Columbia is in a housing crisis, and 1.6 million renters are bearing the brunt of it. The Residential Tenancy Act and Residential Tenancy Branch policy have the potential to support the human right to housing and to prevent homelessness and displacement but there is plenty of room for improvement in how well they protect tenants. First United has just come out with their second law reform platform addressing some of the gaps. We speak with Dr. Sarah Marsden of First United.
Charles Schwab's Liz Ann Sonders joins Nicole Petallides live from the firm's IMPACT 2025 event to explain why markets are experiencing more "angst." She points to Big Tech firms seeing a "more volatile phase" creating Mag 7 dispersion, noting Alphabet's (GOOGL) leap ahead of Nvidia (NVDA) in stock outperformance. Liz Ann also examines the shift A.I. has on the job market and why investors need to ask the question, "who is using this?"======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
This Day in Maine for Thursday, November 6th, 2025.
The World Openness Report released at a forum running in tandem with the China International Import Expo shows that openness and cooperation are the inevitable path for world peace and development (01:00). China's new measures on facilitating travel and opening up include adding more ports of entry eligible for 24-hour visa-free transit (12:37). And U.S. aviation authorities are cutting air traffic under a shortage of controllers because of the government shutdown (24:25).
Jason champions a view of real estate as a "packaged commodities" investment, emphasizing the financial advantage of the 30-year fixed-rate mortgage. They also stress the importance of adjusting financial figures for inflation, noting that reports of skyrocketing luxury home sales are misleading when not accounting for the dollar's diminished purchasing power. Furthermore, the discussion touches on the unusual trend of luxury home price growth outpacing non-luxury homes due to wealth concentration and the Cantillon effect. Finally, the speaker promotes the strategy of inflation-induced debt destruction and discusses the long-term upward pressure on rents, before briefly introducing the topic of long-term care insurance. The Jason welcomes Aaron Miller, a lawy specializing in long-term care insurance. They focus on long-term care planning and funding options, with Aaron Miller sharing his personal and professional experience as an attorney specializing in elder law. They cover various methods for paying for long-term care, including private pay, insurance, and government assistance programs like Medicaid, with emphasis on the importance of proper planning to avoid financial strain on families. Aaron concluded with insights on elder law abuse, particularly financial abuse by caregivers, and the benefits of long-term care insurance for protecting one's legacy and assets through proper estate planning. #PackagedCommodities #RealEstateInvesting #InflationInducedDebtDestruction #WealthConcentration #LuxuryHousingMarket #HomeSales #AdjustForInflation #CPILie #HousingAffordability #IncomeProperty #PassThroughAsset #RentIncreases #LinearMarkets #CyclicalMarkets #MortgageRates #GovernmentIntervention #LongevityBreakthroughs #LongTermCareInsurance #DieWithZero #FinancialAI Key Takeaways: Jason's editorial 1:24 Be a packaged commodities investor 2:54 Hamptons housing, inflation and other news 9:55 International tourist trips 11:13 US home prices are up 13:53 House prices outpaced income growth 16:45 FED cuts US rates 17:30 BOA: Copper prices could rise 18:35 Teeing up long-term care insurance 20:10 Need help? Reach out to our investment counselors today! Check out our FREE Ai tool- JasonHartman.com/Ai Aaron Miller interview 21:54 3 Ways for Long-term care insurance 24:35 Government Insurance 29:47 A sword and shield Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
In Episode 101 of The Kershner Files, Dave reviews a number current events topics that are going to have deep impacts on preparedness planning. These are impacts being felt in every state as it pertains to energy demands for data centers. From there, he discusses updates regarding SNAP funding and the legitimacy of recipients. Also, it's election day so he points out some interesting items relating to the NYC mayoral race. Dave closes the show discussing the news and insight on the education front and at the local level. Articles/topics discussed: Two Rivers Outfitter - The Premiere Online Preparedness Store DesignsbyDandTStore - Dave's Etsy Shop for fun clothing options Spot Prices for Gold (Au) and Silver (Ag) - from the davidjkershner.com website Survival Realty - featured properties and new listings State-by-State Gun Shows - from the davidjkershner.com website Conferences and Conventions - from the davidjkershner.com website Support Dave by visiting his new website at Two Rivers Outfitter for all of your preparedness needs and you can also visit his Etsy shop at DesignsbyDandTStore for fun clothing and merchandise options. Two Rivers Outfitter merchandise is available on both the Two Rivers Outfitter and the davidjkershner.com websites. Available for Purchase - Fiction: When Rome Stumbles | Hannibal is at the Gates | By the Dawn's Early Light | Colder Weather | A Time for Reckoning (paperback versions) | Fiction Series (paperback) | Fiction Series (audio) Available for Purchase - Non-Fiction: Preparing to Prepare (electronic/paperback) | Home Remedies (electronic/paperback) | Just a Small Gathering (paperback) | Just a Small Gathering (electronic)
States With Substantial Increases In Buprenorphine Uptake Did So With Increased Medicaid Prescribing, 2018–24 Health Affairs Multiple federal policy changes since 2018 intended to increase buprenorphine prescribing in response to a persistent treatment gap for opioid use disorder (OUD) in the US. Anticipated national increases did not occur, but highly variable state-level trends provide important insights. This study used IQVIA data to examine all-payer and per payer prescribing across states during the period 2018–24. Researchers found that highly disparate state-level changes suggest that federal policy impacts were mediated by state-specific factors. Medicaid's key role in driving overall prescribing highlights the public health urgency of maintaining expansions and sustaining enrollment for the single adult population. Read this issue of the ASAM Weekly Subscribe to the ASAM Weekly Visit ASAM
John Maytham speaks to Neesa Moodley, Finance Editor at Daily Maverick, who’s been tracking the latest announcements from major schemes like Discovery, Momentum, Fedhealth and Bonitas. Neesa helps us understand not just the percentage increases, but the broader implications for affordability, coverage, and value. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Most Montana homeowners should see a drop in property taxes after sweeping tax reforms go into effect this year. Renters, however, could see the cost of living rise after lawmakers made a mistake reforming property taxes.
Several OPEC+ members agreed over the weekend to unwind a small portion of their additional voluntary cuts in December, while signalling a pause in further output increases until the end of March next year. The move, largely in line with expectations, suggests the group is prioritising market stability after recent price weakness, leaving oil prices modestly firmer around $65/b this morning. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec
November 3, 2025 ~ Mark Fendrick, professor of internal medicine in the School of Medicine and professor of health management and policy in the school of public health at the University of Michigan, joins Jamie to discuss record-setting health insurance premiums and health insurance companies pulling out of Michigan's individual market. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Handel on the Law. Marginal Legal Advice.
(The Center Square) – Illinois lawmakers have passed wide-ranging energy legislation, but opponents say it will lead to higher electricity bills. Senate Bill 25, also known as The Clean and Reliable Grid Affordability Act (CRGA), passed the state Senate by a vote of 37-22 Thursday night after the House advanced it Wednesday. Sen. Steve Stadelman, D-Rockford, said a new line item would be added to Illinois consumers' electric bills in 2030. “That line item will be immediately offset, because that's the same date that the battery storage providers will start providing extra capacity, providing power to the grid,” Stadelman said. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
PREVIEW: Tariffs and Consumer Costs: Energy Offsets Masking Future Price Increases Guest: Chris Riegel Chris Riegel discusses tariffs and consumer costs, explaining that reduced energy costs for gasoline and diesel are currently offsetting some expenses for retailers and consumers. However, Riegel anticipates that the "tariff premium" is imminent, with movement toward higher tariffs predicted in 2026 following the Christmas season. This incoming "tariff bite" is reportedly a significant concern for the Federal Reserve as it grapples with inflation management and competing policy pressures.
China says it's on course to land astronauts on the Moon by 2030. stc group has committed to a prepayment of $175 million for future services from AST SpaceMobile (AST). Japan's Axelspace Corporation has signed agreements with governmental organizations from Ghana and Kenya to support Earth Observation (EO) data usage, and more. Remember to leave us a 5-star rating and review in your favorite podcast app. Be sure to follow T-Minus on LinkedIn and Instagram. T-Minus Guest Our guests today are Greg Gillinger, SVP for Strategy & Development, Integrity ISR, and Torsten Kriening from SpaceWatch.Global. Selected Reading China targets manned moon landing by 2030 - CGTN China unveils Shenzhou-21 crew for space station mission - CGTN Pakistani astronaut to enter Chinese space station as specialist - CGTN stc group and AST SpaceMobile Announce 10-Year Commercial Agreement and Long-Term Revenue Commitment for Space-based Cellular Broadband Connectivity Axelspace Signs MoUs with Two African Organizations to Address Social Challenges through the Utilization of Satellite Data DSIT research and development plans to 2029 to 2030 - GOV.UK Karman Space & Defense Acquires Five Axis Industries Inc. (“Five Axis”), a Leading Supplier of Advanced Engine Subsystems for Major Commercial Space Programs Colorado sues Trump Administration over Space Command move L3Harris Technologies Reports Strong Third Quarter 2025 Results, Increases 2025 Guidance Share your feedback. What do you think about T-Minus Space Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show. Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at space@n2k.com to request more info. Want to join us for an interview? Please send your pitch to space-editor@n2k.com and include your name, affiliation, and topic proposal. T-Minus is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices
Greg Bishop reviews the prospects of increased taxes and fees expected to come from Illinois legislators in the final days of fall veto session. Democrats are looking to increase taxes to pay for mass transit and an energy bill to support battery storage. Republicans say both policies are bad for Illinois families and businesses. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The 2026 FedEx general rate increase is on January 6th, 2026. FedEx Express shipping rates will increase by an average of 5.9% for Domestic, Export, and Import services. FedEx SmartPost and FedEx One Rate shipping rates will also increase; we will explore those increases in a future blog. Read More. Since 2006, Refund Retriever has audited FedEx and UPS packages for late deliveries and billing mistakes. Through a comprehensive logistics analysis, we help shippers maximize carrier discounts and achieve best-in-class pricing. Are you paying too much for your shipping? Refund Retriever also offers a solution to all your Amazon FBA reimbursement problems. We manually review the entire inventory lifecycle to ensure all inventory is available for sale. To learn more about FedEx/UPS auditing, contract negotiation, or Amazon FBA reimbursement services, visit: https://zurl.co/ZUqV
Medicare Advantage Minute: 33 Health Systems are Dropping Medicare Advantage Plans! Why might this be? Cited reasons include prior authorization problems and slow payments! Your Medicare Benefits 2025: Religious Nonmedical Healthcare Institution Items & Services Vacation Report: Visitors to Arizona report having lots of fun in the sun. Let's hope they keep it under their hats after returning to the East Coast. It is getting crowded out here in the Sonoran Desert! Alert listener Steve in Texas entered a comment under a Medicare instructional video indicating "he wouldn't trust a broker who does not recommend supplement High Deductible Plan G". Another viewer opined that HDG is not available in all locations. Steve came to the right place to set him straight! Speaking of my favorite Medicare supplement plan, how have the HDG rate increases been lately? Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers. Official website: https://www.MedicareForTheLazyMan.com.
Managing Made Simple for Team Leaders & Small Business Owners
When a top performer leaves, the line often sounds the same: “I just wanted something different.”But the truth is, they probably didn't see what was possible here.In this episode of The New Manager Playbook, I walk through how one conversation, done right, can be the reason someone stays.We'll talk about:Why engagement is down (and what that really means for you as a manager)What makes a career conversation different from a performance reviewThe delegation trap: how giving away the right work builds trust, not riskWhat to do if a team member tells you something you can't immediately act onAnd why following up matters even more than what you say in the meeting.This episode is for any manager who's trying to stop the slow drip of good people walking out the door.
This week, I detail Netflix's Q3 earnings, its new interactive ads rolling out this quarter, and discuss its current use cases for GenAI. I also cover the upcoming Max price hikes and the latest WBD acquisition rumors, focusing on the numbers that matter most —revenue, debt, and financial metrics. Also discussed is the new NBA season, with the NBA back on NBC for the first time since 2002, Prime as a new addition to the NBA party, and ESPN returning for its 24th straight season. Finally, I detail the recent F1 viewership numbers on ESPN, FOX Sports plans to stream the FIFA World Cup 26 in native 4K, and layoffs by Charter Communications and Meta, with more on the way.Podcast produced by Security Halt Media
In this week's Quick Hits, DeAndre Coke breaks down the latest updates in the world of travel points and miles, with a special focus on Japan Airlines' Mileage Bank and its often-overlooked redemption value. He shares expert holiday booking strategies, including the ideal window for buying flights and how traveling on Christmas Day can save you money.The episode also covers the Hyatt credit card's substantial welcome bonuses, Mesa's partnership with Instacart, and Citi's new Advantage Globe MasterCard designed for American Airlines loyalists. Plus, DeAndre highlights a new Qantas transfer bonus that offers travelers a great chance to stretch their miles further. Wrapping up with news on upcoming giveaways, this episode is a must-listen for anyone planning their next redemption or trip during the busy holiday season.Key takeaways: Japan Airlines Mileage Bank: A hidden gem for award redemptions, offering substantial value on round-trip bookings.Holiday flight timing: The best window to book flights is 54–70 days before travel.Fly smart on holidays: Traveling on Christmas Day can reduce costs and crowd levels.Hyatt credit card perks: Offers substantial welcome bonuses and elite night credits for loyal guests.Mesa + Instacart: New partnership adds everyday value for cardholders.Citi Advantage Globe MasterCard: Great option for American Airlines flyers with new perks and earning opportunities.Qantas transfer bonus: Increases the value of mileage redemptions through Citi's transfer partners.Community updates: DeAndre teases exciting giveaways in upcoming episodes.Interested in Financial Planning?Truicity Wealth ManagementResources:Our RoveMiles referral linkBook a Free 30-minute points & miles consultationStart here to learn how to unlock nearly free travelSign up for our newsletter!BoldlyGo Travel With Points & Miles Facebook GroupSome of Our Favorite Tools For Elevating Your Points & Miles Game:Note: Contains affiliate/sponsored linksCard Pointers (Saves the average user $750 per year)Zil Money (For Payroll on Credit Card)Travel FreelyPoint.meFlightConnections.comThrifty Traveler PremiumLTH Online Points & Miles In...
Simon Constable Reports on Rising Commodity Prices Driven by Data Center Demand and European Political Turmoil Simon Constable with John Batchelor Simon Constable reported significant commodity price increases (copper up 14%, gold up 48%), driven by demand for data centers and AI. He criticized European reluctance to build needed data centers, stressing their necessity for the digital future. Constable noted President Macron fears Marine Le Pen's National Rally due to growing support stemming from concerns over unfettered immigration. He also criticized the UK Labour party's plan to tax professionals like dentists and doctors, predicting they will leave the country.
Simon Constable Reports on Rising Commodity Prices Driven by Data Center Demand and European Political Turmoil Simon Constable with John Batchelor Simon Constable reported significant commodity price increases (copper up 14%, gold up 48%), driven by demand for data centers and AI. He criticized European reluctance to build needed data centers, stressing their necessity for the digital future. Constable noted President Macron fears Marine Le Pen's National Rally due to growing support stemming from concerns over unfettered immigration. He also criticized the UK Labour party's plan to tax professionals like dentists and doctors, predicting they will leave the country.
Political Correspondent, Paul Cunningham on the final day of the Presidential Election campaign before voters go to the polls on Friday.
Disney+/Hulu/HBO Max Bundle Price Increases https://whatsondisneyplus.com/disney-hulu-hbo-max-bundle-price-increases/ #DisneyPlus VISIT ONLINE - http://www.WhatsOnDisneyPlus.com If you enjoy our content, please consider supporting it via our Patreon or as a YouTube Channel Membership from as little as $2 a month and get access to exclusive content and much more.
The level of taurine in our bodies declines with age, dropping by nearly 80 percent. Would consuming extra improve lifespan or healthspan?
Amazon's new FBA fees have been announced for 2026 and Amazon themselves claim that their new fees only add 8 cents per unit sold of the average item selling price. Is that really the case though? In today's episode, Dave breaks down how the new fees ACTUALLY work, which products came out unscathed, and Amazon's bigger picture goals. Today's episode is sponsored by Sellerboard. Sellerboard helps users track sales, refunds and fees in real time, and even counts your indirect expenses in final profit. Beyond analytics, Sellerboard also streamlines operations with smart portfolios for PPC, inventory forecasting & management and more! Try Sellerboard free for 2 months — no credit card required. Just go to sellerboard.com/ecomcrew and get clarity on your margins today. Amazon released their new FBA fees for 2026. Keeping up with tradition, Amazon released it in the most confusing way possible. They also claim that their new fees only add 8 cents per unit sold of the average item selling price. This leaves sellers scrambling to calculate how their products and profit margins will be affected. Luckily, Dave is breaking down these fees on a per size category level and how these will affect you as a seller, whether you sell small or oversized items. Dave also breaks down the pricing increases for their different programs, namely Amazon's bulk storage program AWD and Multi Channel Fulfillment. Timestamps 00:00 - Introduction to Amazon's FBA Fee Increases 02:53 - The Impact of FBA Fee Changes 05:49 - Analyzing Fee Increases by Product Category 08:54 - The Effect on Bulky Items and Packaging 11:49 - Placement Fees and Their Implications 14:50 - Additional Fee Categories and Inbound Defects 17:50 - Conclusion and Future Considerations As always, if you have any questions or anything that you need help with, leave a comment down below if you're interested. Don't forget to leave us a review on iTunes if you enjoy our content. Thanks for listening! Until next time, happy selling!
Amazon announces 2026 FBA fee increases, Walmart partners with ChatGPT for AI-powered shopping, and Amazon rolls out a new inbound shipment list view. All this and more buzzing news this week!
Hemorrhoids affect millions of Americans each year, and sitting too long on the toilet is among the hidden triggers Using a smartphone in the bathroom raises hemorrhoid risk by 46% because it keeps you seated longer without pelvic support People who use their phones are far more likely to sit over five minutes per trip, even though many don't realize their habit is adding time Younger adults are the most frequent toilet phone users, meaning their risk of hemorrhoids builds earlier in life Simple changes — like leaving your phone outside the bathroom, adjusting toilet sitting positions, staying hydrated, and walking daily — help prevent painful flare-ups
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