Podcasts about Apy

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

I interviewed over 100 self-made millionaires and discovered 3 specific habits they ALL do that average people don't.None of these require a six-figure income or a college degree. But if you're tired of living paycheck to paycheck and want to build real wealth, this is for you.Real example: A teacher making $40K spent $2,000 on a real estate course. Now she owns 15 properties and makes $200K/year in passive income.Mentioned in this episode:

What happens when you break every “relationship rule” and build wealth your own way? Meet Durelle and Samantha—a couple who started with nothing, fought through money drama, and flipped the script on what marriage and money are supposed to look like.They got married at 22 with empty pockets. She made more than him. Now, he's retired her in their 30s. No inheritance. No shortcuts. Just real talk, real teamwork, and a system that changed everything.In this episode, we get raw about:Why “50/50” doesn't work for everyoneHow to build wealth as a team (even if you start broke)The money fights, the trust issues, and the turning pointWeekly “life meetings” that keep them aligned and winningWhat it really takes to retire your spouse (without a million-dollar income)The faith, the culture, and the blueprint for breaking generational cyclesIf you're tired of the same old advice, this is the episode you need. Drop a comment: What's your biggest money struggle as a couple? Would you try their system?Mentioned In This Episode:- https://www.anthonyoneal.com/savings- https://www.anthonyoneal.com/invest- https://www.anthonyoneal.com/therapyABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

The U.S. dollar is declining at a rate we haven't seen in 4 years—and if you're not prepared, your savings could be losing value FAST.In this episode, financial expert Courtney Hale breaks down exactly what's happening with the dollar and the 5 strategic moves you can make RIGHT NOW to protect your wealth.Whether you're close to retirement or just starting your investment journey, this conversation will show you how to safeguard your money during economic uncertainty.

Send a textIt's a bittersweet day at The Wall Street Skinny, where we are recapping the SEASON FINALE!! While this one is lighter on finance than most episodes this season, we still dig into the mechanics of closing out a massive short position without spooking the tape. We also break down how hedge fund fees actually work — the industry-standard "two and twenty" structure where managers earn a 2% management fee on assets under management plus 20% of profits — and use that framework to reverse-engineer what this three-person fund operating out of a hotel room should have actually earned versus what got paid out. The numbers don't quite add up, and we have thoughts.This finale also takes a hard pivot into politics, power brokering, and some very dark territory for one of our favorite characters. We trace every reference and detail — from Walt Whitman to the Talented Mr. Ripley, George Orwell to Henry VIII — and debate what the show is setting up for its next chapter. Character arcs that have been building all season reach their breaking points, alliances shatter in stunning ways, and the episode forces us to ask whether people are truly capable of change or destined to become the very thing they fought against.We share our honest reactions to what worked and what left us frustrated, revisit our season-long theories one final time, and give our last bullish and bearish calls of the season. Thank you to every single listener who joined us on this ride — your feedback, theories, and insights made this our favorite recording day of the week. See you next season.For a 14 day FREE Trial of Macabacus, click HERE Visit https://iconnections.io/ to learn more about iConnections!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Follow Proof of Coverage Media: https://x.com/Proof_CoverageFollow Henry McPhie: https://x.com/henrymcphie_In this episode, Connor talks with Henry McPhie, co-founder and CEO of Streamex (NASDAQ: STEX), about bringing the gold market on-chain through regulated tokenization. They discuss the launch of GLDY, a yield-bearing gold-backed token that pays holders 3.5% APY through gold leasing, how it stacks up against Tether Gold and Pax Gold, Streamex's revenue model, and the roadmap to tokenize silver, copper, oil & gas, and beyond.Timestamps:02:05 - Launch Day Overview03:07 - How Gold Yield Works04:43 - Risk and Insurance Layers06:13 - Chains and Early Demand07:33 - Bitcoin Vs Gold09:16 - Henry's Origin Story11:49 - Why Go Public13:38 - Team and Advisors16:50 - Treasury and Seeding Liquidity18:43 - Revenue Model Breakdown22:42 - GLDY Versus Other Gold Tokens27:58 - Retail and Institutional Access30:04 - Where to Learn MoreDisclaimer: The hosts and the firms they represent may hold stakes in the companies mentioned in this podcast. None of this is financial advice.

Let me ask you something: Would you take financial advice from someone who's broke?No? Then why are we taking relationship advice from people who are single and have never been married?Today is Valentine's Day, and this is the ONLY relationship episode I'm doing all year. And I'm not bringing on just anybody—I'm sitting down with Dr. Christopher Reed, a man who's been married for 30 years, together with his wife for 32 years, and has been coaching couples since 2011.This isn't theory. This isn't what's trending on social media. This is what ACTUALLY works.If you're single and tired of bad advice...If you're in a relationship and struggling with money fights...If you're married and want to strengthen your foundation...This conversation will change how you see relationships forever.Dr. Reed said something that stopped me in my tracks: "You are her second most important decision. Her first yes is God. Her second yes is YOU."That put weight on my shoulders I'd never felt before. And if you're a man watching this, you need to feel that weight too.Let's get into it.

The creators of Forevergreen on crafting an Oscar-nominated animated short that tells the Gospel story without a single wordAdditional support comes from WatersEdge. Competitive rates and supporting churches. 4.55% APY on a 13-month term investment.

This post show is *INSANE* - her sister comes in and fully *confronts her* about user her mom, and it's brutallllll... watch here: ➡️ https://bit.ly/chpostshow

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

AN INCREDIBLE POST SHOWWWW- we called the parents to finally confront this insane enablement, watch here: ➡️ https://bit.ly/chpostshow

Send a textWe teamed up with Guy Adami and Dan Nathan to discuss two major developing market stories ahead of meeting in Miami for the iConnections Global Alts conference. The first topic is stress in private credit, centered on Blue Owl's retail-focused semi-liquid vehicle (Blue Owl Capital Corp II) facing heavy redemptions and gating, highlighting the liquidity mismatch between retail redemption needs and long-dated loan assets. They contrast the gated evergreen structure with Blue Owl's publicly traded BDC that was trading roughly 20% below NAV, discuss Blue Owl's reported loan sales near NAV, and explore why the issue is pressuring related stocks like Blue Owl and Blackstone despite an S&P 500 that appears indifferent. The group connects the private credit conversation to how AI/data center buildouts are financed, including references to Meta-related structures and concerns about CoreWeave's ability to raise capital for data center obligations, and notes that credit markets often reprice quickly only after complacency breaks. The second topic is prediction markets, focusing on Kalshi and its partnership with Tradeweb to publish analytics and potentially enable institutional trading of binary outcomes on events like Fed decisions and macro data, raising questions about democratized access, liquidity constraints, regulatory gaps, spoofing, and the role of insider information, along with implications for politics and whether more information is always better.For a 14 day FREE Trial of Macabacus, click HERE Visit https://iconnections.io/ to learn more about iConnections!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

This episode is a bit different, and I am in the hot seat. Dan Harris (@danharris) interviewed me for his show, the 10% Happier with Dan Harris podcast, and I thought it was worth sharing here. Dan is a wonderful interviewer, and we got in the zone. He is also the bestselling author of 10% Happier and Meditation for Fidgety Skeptics: A 10% Happier How-To Book.This episode is brought to you by:Cresset family office services for CEOs, founders, and entrepreneurs: CressetCapital.com/TimAG1 all-in-one nutritional supplement: DrinkAG1.com/TimWealthfront high-yield cash account: Wealthfront.com/TimNew clients get 3.30% base APY from program banks + additional 0.75% boost for 3 months on your uninvested cash (max $150k balance). Terms and conditions apply. The Cash Account offered by Wealthfront Brokerage LLC (“WFB”) member FINRA/SIPC, not a bank. The base APY as of 1/30/26 is representative, can change, and requires no minimum. Tim Ferriss, a non-client, receives compensation from WFB for advertising and holds a non-controlling equity interest in the corporate parent of WFB, which creates a conflict of interest. Individual experiences and outcomes will differ. Instant withdrawals may be limited by your receiving firm and other factors. Investment advisory services provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Securities investments: not bank deposits, not bank-guaranteed or FDIC-insured, and may lose value.*For show notes and past guests on The Tim Ferriss Show, please visit tim.blog/podcast.For deals from sponsors of The Tim Ferriss Show, please visit tim.blog/podcast-sponsorsSign up for Tim's email newsletter (5-Bullet Friday) at tim.blog/friday.For transcripts of episodes, go to tim.blog/transcripts.Discover Tim's books: tim.blog/books.Follow Tim:Twitter: twitter.com/tferriss Instagram: instagram.com/timferrissYouTube: youtube.com/timferrissFacebook: facebook.com/timferriss LinkedIn: linkedin.com/in/timferrissSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Being broke isn't always a spiritual problem—it's a stewardship problem. These 3 money sins are keeping Christians living paycheck to paycheck, and nobody wants to talk about it.In this video, I'm exposing the truth about faith, money, and why looking blessed is keeping you broke. If you're tired of struggling financially while doing everything the church told you to do, this is for you.

I just discovered how to make $100K+ per year in Ghana without even living there—and you can start with as little as $40K for 3-10X returns. This conversation with Ben changed everything I thought I knew about building wealth in Africa.Beachfront property for $40K that costs $500K in America? Business opportunities with minimal effort? This is the wealth-building strategy nobody's talking about. Watch until the end—this could change your financial future.

Send a textIn this episode, we're breaking down Season 4, Episode 7 of Industry, "Points of Emphasis" — and we have a lot of feelings. We walk you through all the major plot developments, from Whitney's attempted escape and his terrifying confrontation with what appears to be his foreign handlers, to Yasmin's ruthless political maneuvering to bring down Lisa Dern and protect herself as Tender collapses around her.Along the way, we dig into the finance: what a hostile takeover actually is and why Whitney's stock-for-stock bid for PierPoint is more smoke and mirrors than strategy, the real-world Porsche-Volkswagen story that inspired Whitney's synthetic position playbook (and why it still wouldn't be legal today), and why Harper's team is covering their short carefully as the stock craters.We also get into the emotional core of the episode: Lord Norton's heartbreaking decision to let Henry face the consequences, the long-awaited Harper and Yasmin reconciliation, and what Yasmin's admission that she's "never been necessary" might be setting up for the season finale.Share your theories and let us know where you think this all ends for our characters!For a 14 day FREE Trial of Macabacus, click HERE Visit https://iconnections.io/ to learn more about iConnections!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Hanging with the legendary, castle-dwelling, gun-toting, Bible-quoting military chaplains of the African wilderness.Additional support comes from WatersEdge. Competitive rates and supporting churches. 4.55% APY on a 13-month term investment. WatersEdge.com/invest

FINALLY- she is able to tell us all the *wild* X-rated stuff about this insane guy... and it is legit *insane* ... Watch here: ➡️ https://bit.ly/chpostshow

The crew tackles everything from the CFTC's controversial stance on prediction markets to the real-world impacts of rising crypto crime. Thank you to our sponsors!  Figure is giving away $25,000 in USDC. Deposit into Democratized Prime, earn ~9% APY hourly—and every $1 you keep in for 25 days is 1 entry. Enter here  Adaptive Security: As AI makes deception easier, security gets harder. Adaptive runs deepfake and phishing simulations so your team can train for real-world threats. Explore more The CFTC has announced an innovation council, Chair Mike Selig has asserted that prediction markets are under the agency's ambit, SBF wants another trial and Nancy Guthrie's kidnapping is casting crypto in a negative light. In this episode of DEX in the City, hosts Jessi Brooks, Katherine Kirkpatrick Bos and TuongVy Le discuss how the distribution of the CFTC's council highlights industry's need for better gender equity, why Selig's stance on prediction markets triggers “a huge constitutional debate,” why SBF's push for a new trial is so dangerous for crypto, and whether the crypto industry can do more to mitigate crime. Find out why SBF's search for a new trial has far reaching effects beyond his case. Plus, can crypto tackle crime without sacrificing its benefits? If you want your crypto taxes done carefully — not guessed — Crypto Tax Girl is offering $100 off one-on-one crypto tax services. Their team focuses solely on crypto and has been helping investors navigate tax season since 2017. Save $100 here Hosts: ⁠Jessi Brooks⁠, General Counsel at Ribbit Capital Katherine Kirkpatrick Bos, General Counsel at StarkWare ⁠TuongVy Le⁠, General Counsel at Veda Links: Unchained: SEC and CFTC Signal United Front on Crypto Trump Won't Consider Pardon for SBF: Report DEX in the City: How Crypto Exchanges May Be Holding Up the Market Structure Bill This week's good news: How Ripple is Helping Great Ormond Street Hospital Charity to Unlock Crypto Philanthropy Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

Send a textKristin Olson, Goldman Sachs' Head of Alternatives for Wealth and Asset and Wealth Management, sits down with us for the most candid, no-fluff conversation about private equity and private credit we've ever had. .She walks us through the very real benefits of investing in private capital while also answering the cynical questions: do “retail” investors in private equity products like evergreen funds and perpetual funds get the A-team investors? Are those structures getting the best deals? How do the fees compare to the fees on products for institutional investors? Plus, If more buyers flood the market, does that push prices up and compress returns? Kristin breaks down for us how this whole ecosystem actually works, she discusses the biggest shift in private markets right now, and the pros and cons of newer structures that aim to make private assets feel more like “normal investing.” Finally, we go deep on what investors should actually ask before putting money into private equity and private credit. Kristin talks us through how fees can be misleading, when carry is taken, hurdle rates, gating/redemptions, and what “liquidity” really means when markets get stressed. This is an episode every investor should listen to before putting private capital into their portfolio.For a 14 day FREE Trial of Macabacus, click HERE Visit https://iconnections.io/ to learn more about iConnections!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Go to my sponsor https://aura.com/hammer to try 14 days and let Aura go to work protecting your private information online! #sponsored There was *never* been a more INSANE post-show than this. He gives his side of the DV events, and... well, things take a turn for the worse. If you ever watch a post-show, this should be *the one*... Watch here: ➡️ https://bit.ly/chpostshow

Send a textIn the sixth installment of He Said, She Said on the Risk Reversal Podcast, Kristen and Jen are joined by CNBC's Dan Nathan and Guy Adami to talk century bonds, Paramount / Warner Brothers update, and the existential angst surrounding AI. The episode kicks off with a listener question about Alphabet's recent $32 billion debt issuance, including a rare 100-year sterling bond, prompting a deep dive into who issues century bonds, who actually buys them, and what locking in ultra-long-term rates signals about corporate views on term premium and fiscal risk. From there, the group pivots to an update on the Warner Bros–Paramount–Netflix saga, Finally, the crew tackles the market's rapidly shifting narrative around AI. What was once a universal tailwind for SaaS and hyperscalers now feels like a sector-wide threat, with investors “shooting first and asking questions later.” The group weigh in on productivity, unemployment fears, private market risk, and whether today's selloff in software names is a buying opportunity or a warning sign. For a 14 day FREE Trial of Macabacus, click HERE Visit https://iconnections.io/ to learn more about iConnections!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Is direct mail actually back in 2026 — or is it a dinosaur channel that should stay extinct?In this episode of Owned and Operated, John Wilson sits down with Sam Preston (CEO of Service Scalers) to break down how the best home service companies are using direct mail as direct response, why some operators get 14x ROI while others lose money mailing the same market, and the exact levers you can pull to make mailers perform (audience, offer, format, frequency, and iteration).They also get into why “legacy media” still works when executed well, how to think about underserved markets, and why your offer + ticket size determines whether direct mail prints money… or burns it.Key Topics Covered:Why “someone in your market is winning” with direct mail (even if you think it's dead)The 4 audiences to mail (members → active customers → inactive customers → net-new)What formats work: postcards, letters, Valpak, door hangers, even “weird” creative mail

Cathie Wood is the Founder, CEO, and CIO of ARK Invest and one of the most influential voices in innovation investing. This conversation was recorded live at Bitcoin Investor Week in New York.  In this discussion, Cathie explains why deflation—not inflation—is the bigger macro risk, how AI is becoming a powerful deflationary force, and why productivity gains are being misunderstood by markets and policymakers. We also explore bitcoin's role as a hedge against both inflation and deflation, the rise of counterparty risk, and how converging technologies like AI, robotics, and blockchain are reshaping the global economy.======================Award-winning Fountain Life - Energy supercharged. Memory sharper. Life extended. Ready for the best investment you'll ever make? Schedule a life-changing call at FountainLife.com/Pomp Get $1,000 off the cost of a life-changing membership with Fountain Life when you schedule a call at FountainLife.com/pomp======================Figure ( https://figuremarkets.onelink.me/Plnq/pompdpsweepstakes ) – Enter to win $25k USDC with Democratized Prime while earning ~9% APY! They also have the lowest industry interest rates at 8.91% with 12 month terms! Take out a Bitcoin Backed Loan today and buy more Bitcoin. Check out Figure https://figuremarkets.co/pomp ! Figure Lending LLC dba Figure. Equal Opportunity Lender. NMLS 1717824. Terms and conditions apply.======================Arch Public is an agentic trading platform that automates the buying and selling of your preferred crypto strategies. Sign up today at https://www.archpublic.com and start your automated trading strategy for free. No catch. No hidden fees. Just smarter trading.======================0:00 - Intro 0:20 - Why deflation is the real macro risk3:32 - Navigating the AI boom & U.S. growth12:22 - Would deflation hurt bitcoin?14:08 - Elon Musk, Tesla, & convergence16:37 - Key risks investors should watch 18:45 - How ARK approaches innovation investing

Send a textRecap & Breakdown of HBO's Industry season 4 episode 6,Harper launches her assault on Tender at the Alpha Conference, delivering a devastating short thesis complete with a DCF analysis and sum-of-the-parts valuation. We break down every piece of the finance, from enterprise value vs. equity value, what a price target of zero really means, and the real-world fraud parallels to Enron, Valiant, and Luckin Coffee. We also discuss why Tender's "convertible bond" is actually a putable bond (a la Succession Season 1). Meanwhile, Whitney's relationship with Henry takes some deeply unsettling turns, and cracks in Tender's armor start showing from directions nobody expected. The episode's biggest revelations reshape everything we thought we knew, which would have been unbelievable had it not come directly from the Wirecard scandal. A bunch of our theories come true but sadly...and we discuss new theories and hopes given a shocking exit by one of our characters. With only two episodes left this season, the battle lines are drawn. Whether you're here for the finance masterclass or the character drama, this one has it all.Did you know we have a 25-hour Investment Banking & Private Equity Fundamentals self study that covers exactly what new hires get when they start on Wall Street? Step-by-step modeling, valuation, accounting, and more, delivered by Kristen who taught this exact content at firms including Blackstone, Morgan Stanley and more for over a decade. Check it out here: https://thewallstreetskinny.com/investment-banking-private-equity-fundamentals/#investment-bankingFor a 14 day FREE Trial of Macabacus, click HERE Visit https://iconnections.io/ to learn more about iConnections!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Culture Friday on a top-ranked podcaster's vitriolic attack on evangelicals, Collin Garbarino reviews GOAT, and George Grant on three books that shaped his life. Plus, the Friday morning newsWORLD Watch offer: 90 days free to new subscribers. Go to WNG.org/LOVE90Support The World and Everything in It today at wng.org/donateAdditional support comes from The Joshua Program at St. Dunstan's Academy in Virginia ... a gap year shaping young men ... through trades, farming, prayer ... stdunstansacademy.orgFrom WatersEdge. Competitive rates and supporting churches. 4.55% APY on a 13-month term investment. WatersEdge.com/invest

The market structure bill introduces a "control" test for DeFi protocols. The problem: nobody agrees on what control means. Figure is giving away $25,000 in USDC. Deposit into Democratized Prime, earn ~9% APY hourly—and every $1 you keep in for 25 days is 1 entry. Enter here Peter Van Valkenburgh of Coin Center sits down with Jessi Brooks and Vy Le to confront a question that will determine which DeFi projects can operate in the United States and which ones can't.  The Blockchain Regulatory Certainty Act creates a carve-out for non-custodial developers, codifying the principle that if you never hold customer funds, you shouldn't need a money transmitter license. Simple enough on paper.  But Vy presses on the hard cases: what about an admin key, an upgradeable vault, or a pause function built for security? Where exactly does "non-custodial" end and "control" begin?  Meanwhile, Jessi raises the tension the industry rarely wants to discuss. The DOJ just charged cartel brokers moving money through crypto, yet simultaneously dismantled its own enforcement teams.  If Congress clears developers, who pursues the actual criminals? The answer matters for every builder, investor, and victim watching this play out. Hosts: Jessi Brooks, General Counsel at Ribbit Capital TuongVy Le, General Counsel at Veda Guest: ⁠Peter Van Valkenburgh, Executive Director of Coin Center Links: ⁠​​Crypto Market Structure Bill Clears Senate Committee — But the Hard Part Is Still Ahead⁠ ⁠Senators Move to Curb Passive Stablecoin Yields in Market Structure Push⁠ ⁠Mastercard in Talks to Buy Zerohash for $2 Billion: Report⁠ ⁠How the GENIUS Act Creates a Built-In Advantage for Banks and Deposit Tokens⁠ ⁠How Nansen's New Trading Agent Makes It Easier to Follow the Smart Money Onchain⁠ ⁠How the x402 Standard Is Enabling AI Agents to Pay Each Other⁠ ⁠Reading is Fundamental⁠ ⁠Stablecoin for Babies Learn more about your ad choices. Visit megaphone.fm/adchoices

In this post show... I call him, and it allllll goes sideways... watch here: ➡️ https://bit.ly/chpostshow

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

Send a textWe're back with The Skinny On...three wild stories: confusing jobs data, Japan's equity market rally, and why everyone's freaking out about AI killing SaaS companies.Confused by the latest Non-Farm Payrolls report? So were we. The blowout headline number was nothing compared to the massive downward revisions to 2025's data. Yet somehow, bonds still sold off and the market has priced out March rate cuts. Huh?? We're not buying it.Then we jump to Japan, where the Nikkei's been ripping. Everyone's talking inflation, but the real story is decades in the making: Japan's finally ditching "holder capitalism" (where companies hoarded cash and protected jobs) for actual shareholder value. Prime Minister Takaichi's landslide win just accelerated reforms that started under Abe. With an aging population, pension funds need equities to work — so corporate Japan has no choice but to unlock value.Next: the "SaaS-pocalypse." Software stocks got obliterated on fears that AI will replace them entirely, pushing many loans in the tech sector into distressed territory. But remember: corporate cash flows don't vanish overnight. We share lessons from the past that suggest the current panic feels overblown, even if the existential threat is real.As our philosophical debate continues over the appropriate role for AI in the workplace, we bring on Charlie Schilling, CEO of Macabacus, to talk about how his company (creators of a beloved Wall Street productivity toolkit) is navigating this chaos and what AI actually means for financial modeling.Learn about our favorite tool, Macabacus, here: https://macabacus.com/wssFor a 14 day FREE Trial of Macabacus, click HEREShop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Washington Wednesday on Japan's conservative landslide and push for constitutional reform, World Tour on Hong Kong's sentencing of Jimmy Lai, and protecting priceless collections. Plus, Cal Thomas on The Washington Post's shrinking audience, the lack of privacy for elite athletes, and the Wednesday morning newsSupport The World and Everything in It today at wng.org/donateAdditional support comes from WatersEdge. Competitive rates and supporting churches. 4.55% APY on a 13-month term investment. WatersEdge.com/investFrom The Master's University, equipping students for lives of faithfulness to The Master, Jesus Christ. masters.eduAnd from The Joshua Program at St. Dunstan's Academy in Virginia ... a gap year shaping young men ... through trades, farming, prayer ... stdunstansacademy.org

Listen to the episode on Apple Podcasts, Spotify, Fountain, Podcast Addict, Pocket Casts, Amazon Music, or on your favorite podcast platform. Figure is giving away $25,000 in USDC. Deposit into Democratized Prime, earn ~9% APY hourly—and every $1 you keep in for 25 days is 1 entry. Enter here --- Bitcoin slid toward $60,000 on Feb. 5 in a brutal, cross-asset selloff that hit gold, equities, and crypto alike. With leverage unwinding and basis trades breaking, long-time bitcoin holders are distributing to institutional buyers who, by 13F data, are mostly underwater. The mood across digital assets is bleak. Against that backdrop, Nic Carter of Castle Island Ventures argues that key Bitcoin narratives have quietly failed—and warns that developers' inaction on quantum risk could open the door to institutional control. If devs don't act, Carter says ETF giants like BlackRock will. The panel then widens the lens: declaring the token-centric VC model dead, debating whether AI now rivals the industrial revolution, and stress-testing it all across topics ranging from Solana vs. Hyperliquid to Japan's political shift and MrBeast's fintech play. --- If you want your crypto taxes done carefully — not guessed — Crypto Tax Girl is offering $100 off one-on-one crypto tax services. Their team focuses solely on crypto and has been helping investors navigate tax season since 2017. Save $100 here Hosts: Ram Ahluwalia, CFA, CEO and Founder of Lumida Austin Campbell, NYU Stern professor and founder and managing partner of Zero Knowledge Consulting Christopher Perkins, Managing Partner and President of CoinFund Guest: Nic Carter, Founding Partner at Castle Island Ventures Learn more about your ad choices. Visit megaphone.fm/adchoices

AGHHH *SHE'S FUNDING A FELON* --- this is beyond crazy, she can't take care of herself, but she is so desperate for an evil man that *she is sending him all of her MONEYYYY* Watch post show here: ➡️ https://bit.ly/chpostshow

High-risk pregnancies and pro-life laws, church safety and security teams, and how simple kindness can prevent violence. Plus, Albert Mohler on the tone of leadership, the price of picking on a mascot, and the Tuesday morning news Support The World and Everything in It today at wng.org/donateAdditional support comes from The Joshua Program at St. Dunstan's Academy in the Blue Ridge Mountains: work, prayer, and adventure for young men. stdunstansacademy.orgFrom WatersEdge. Competitive rates and supporting churches. 4.55% APY on a 13-month term investment. WatersEdge.com/investAnd from The Master's University, equipping students for lives of faithfulness to The Master, Jesus Christ. masters.edu

If You Don't Have These 3 Accounts, You'll Stay BrokeDo you actually know what you're doing with your money? Or are you just guessing and hoping you're making the right decisions? That's not a discipline problem—that's a clarity problem.In this video, I'm breaking down the 3 Money Buckets every family needs to stop living paycheck to paycheck and start building real generational wealth.If you don't have these three buckets set up, you'll always be one emergency away from being broke—no matter how much money you make.Here's the reality:• 70% of families are living paycheck to paycheck• More than half of Americans can't cover a $1,000 emergency• The average Black household has just 10% of the net worth of the average white household (Federal Reserve)But there's GOOD NEWS: There's a system that works for everyday people who want to break the cycle and build real wealth. And I'm giving you the exact blueprint in this video.

I bring the sister on the post show... and it all blows up, full drama, chaos, it's wild... Watch here: ➡️ https://bit.ly/chpostshow

Send us a textKristen and Jen are joined by Guy Adami and Dan Nathan of CNBC's Fast Money for the fifth installment of "He Said, She Said." The conversation kicks off with the so-called "SaaS Apocalypse" — the brutal selloff across software stocks — and unpacks how the market narrative shifted in just one week from "when will AI spending pay off?" to "what happens when AI destroys your core business?" The group debates whether the repricing is justified or overdone, digs into the credit market spillover with $17.7 billion in SaaS-related loans hitting distressed levels, and discusses what it all means for private credit exposure.From there, the panel takes on Bitcoin's collapse to $60,000 — roughly half its all-time high — and asks whether the "digital gold" thesis is officially dead now that crypto fell apart while precious metals hit records. They also break down the equity rotation into financials and energy, the irony of banks rallying on AI-driven deal flow while AI-adjacent companies crater, and what enterprise adoption of AI could mean for the hyperscalers longer term.The episode wraps with a look at Elon Musk's latest consolidation play, SpaceX acquiring xAI ahead of a rumored mega-IPO, and a macro check-in covering weak seasonals, a deteriorating jobs picture, rising 10-year yields, and the historical pattern of markets testing every new Fed chair.For a 14 day FREE Trial of Macabacus, click HEREShop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Stop Guessing W/ Your Money FREE Webinar: https://www.anthonyoneal.com/stopguessingIn today's episode, I'm breaking down my updated, step-by-step paycheck routine for 2026. Whether you're starting over, drowning in debt, or just ready to reset, this is the exact system I'd use to build real financial freedom—no hype, just structure. We're talking about automating your bills, building margin, setting up your emergency fund, investing for your future, and paying off debt for good. I want you to enjoy your money, not just work for it.I'll walk you through every step, from covering your needs to building multiple streams of income, and why generosity is the secret weapon for wealth. Plus, I'll show you how to position yourself for the biggest wealth transfer in history—so you're not left behind.Mentioned Websites & Resources:High-Yield Savings Accounts: https://anthonyoneal.com/savingsAI Automation Bootcamp: https://anthonyoneal.com/ai-automationsFree Debt Snowball eBook & Resources: https://anthonyoneal.com (navigate to “Free Resources”)Debt Relief Assessment: https://anthonyoneal.com/debtreliefOpen a Brokerage/Investment Account: https://anthonyoneal.com/investTherapy Resource: https://anthonyoneal.com/therapyUnion Church: https://theunionchurch.comTimestamps:0:00 – Why 2026 is different for your money2:00 – The paycheck routine that works for any income4:00 – Automate your minimum payments (and why it matters)6:00 – Cover your needs: budgeting for real life8:45 – Building margin & your emergency fund12:00 – How to invest for your future (22–25% rule)20:30 – The debt snowball method explained28:00 – Building multiple streams of income33:00 – Why generosity is the best wealth secret40:00 – Permission to enjoy your money—without guiltDrop a comment below:Which step are you working on first? Are you automating your bills, building your emergency fund, or starting to invest? Let's get free together, family.Links Recap (as mentioned in the show):https://anthonyoneal.com/savingshttps://anthonyoneal.com/ai-automationshttps://anthonyoneal.com/debtreliefhttps://anthonyoneal.com/investhttps://anthonyoneal.com/therapyhttps://theunionchurch.comABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

Jordi Visser is a veteran macro investor with 30+ years of market experience and the author of the VisserLabs Substack. In this episode, we break down why bitcoin is selling off, why software multiples are compressing, and how capital is shifting toward scarce, physical assets. We cover data centers, AI, energy, and semiconductors — plus insights on Elon Musk, Tesla, SpaceX, and what it all means for markets.=====================Figure (https://democratizedprime.pxf.io/c/6754631/3755092/37696) – Enter to win $25k USDC with Democratized Prime while earning ~9% APY! They also have the lowest industry interest rates at 8.91% with 12 month terms! Take out a Bitcoin Backed Loan today and buy more Bitcoin. Check out Figure https://democratizedprime.pxf.io/c/6754631/3755092/37696 ! Figure Lending LLC dba Figure. Equal Opportunity Lender. NMLS 1717824. Terms and conditions apply.=====================Award-winning Fountain Life - Energy supercharged. Memory sharper. Life extended. Ready for the best investment you'll ever make? Schedule a life-changing call at FountainLife.com/Pomp. Get $1,000 off the cost of a life-changing membership with Fountain Life when you schedule a call at FountainLife.com/pomp=====================Simple Mining makes Bitcoin mining simple and accessible for everyone. We offer a premium white glove hosting service, helping you maximize the profitability of Bitcoin mining. For more information on Simple Mining or to get started mining Bitcoin, visit https://www.simplemining.io/=====================As markets shift, headlines break, and interest rates swing, one thing stays true — opportunity is everywhere. At Arch Public, we help you do more than just buy and hold. Yes, our dynamic accumulation algorithms are built for long-term investors… but where we really shine? Our arbitrage algos — designed to farm volatility and turbocharge your core positions. The best part of Arch Public's products is they are free! Yes, you heard that right, try Arch Public for free! Take advantage of wild moves in assets like $SOL, $SUI, and $DOGE, and use them to stack more Bitcoin — completely hands-free. Arch Public is already a preferred partner with Coinbase, Kraken, Gemini, and Robinhood, and our team is here to help you build smarter in any market. Visit Arch Public today, at https://www.archpublic.com, your portfolio will thank you.=====================0:00 – Intro0:50 – Why is bitcoin crashing?3:01 – The big crypto utility shift & why software multiples are collapsing10:55 – The rotation: hardware/commodities outperforming software17:14 – How AI agents disrupt legacy enterprise software33:51 – Jordi's “turbulence model” + what it's signaling in markets40:34 – Tesla/Elon: bull case, risks, & the path to $10T50:25 – Should Elon merge Tesla + SpaceX + xAI + X?53:22 – Wrap + what Jordi is publishing next

Send us a textIn this Infrastructure 101 episode, we sit down with Mike Dorrell, co-founder, chairman, and CEO of Stonepeak, to unpack how infrastructure investing evolved from a niche corner of finance into one of the most important asset classes shaping the global economy. We walk through the origins of modern infrastructure investing --- from Macquarie's early toll road and airport deals in Australia to the rise of private capital stepping in where governments once dominated --- and explain why infrastructure sits at the intersection of private equity, private credit, and project finance. Along the way, we break down what makes these assets unique: high barriers to entry, essential services, regulated cash flows, and long-duration returns.The conversation digs into the technical mechanics behind infrastructure deals, including project finance structures, equity versus credit exposure, the role of regulation and tax policy, and why governments are both critical partners and key sources of risk. We explore how infrastructure investors analyze energy markets, power pricing, traffic patterns, and permitting risk, and why changes in “the rules of the road” can make or break long-term investments. From municipal bonds to privatized airports, toll roads, utilities, and power plants, this episode connects the financial structures to the real-world systems people rely on every day.We also tackle the biggest theme driving headlines today: the AI data center boom. Mike explains why AI is accelerating massive investment across digital infrastructure and energy, what it means for power grids and electricity prices, and how investors distinguish between contracted, de-risked data centers and far more speculative builds. Woven throughout is Mike's personal story --- from growing up in rural Australia to helping build a global infrastructure platform --- and a candid discussion of what it takes to build durable businesses, invest through cycles, and think long term about both capital and legacy.Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Stop Guessing FREE Webinar (Feb. 10): https://www.anthonyoneal.com/stopguessingWhat if $1,000 could change your entire financial future?In this episode, I break down the simple wealth formula that anyone—yes, anyone—can use to turn a small investment into a million-dollar legacy.Whether you're a parent, single, or just starting out, this isn't about politics or handouts. It's about the mindset, math, and moves that build real wealth for you and your family.I'll show you:• How $1,000 can become $1 million (with real numbers)• The 3 scenarios that change everything• Why most people miss out—and how you can win• The steps to start building generational wealth todayDon't let another year go by without making your money work for you.Watch now and take the first step toward your legacy.Watch now to learn:• Who qualifies for the $1,000 Trump Account• How to turn a small investment into millions• The 3 scenarios that could change your family's future• Why legacy matters more than politicsDon't miss this. Your future self—and your family—will thank you.ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

*FINAL DAY* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. What a crazy post show- I *CALL HIM*, and honestly... he's a full-on cuck. I confront the sh*t out of him...

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

Jordi Visser is a veteran macro investor with 30+ years of market experience and the author of the VisserLabs Substack. In this episode, we unpack the Federal Reserve rate pause, the case for a more forward-looking Fed, and how rapidly advancing AI is reshaping inflation vs. deflation expectations. We also explore the scarcity trade across bitcoin, silver, energy, and semiconductors—and how investors can think about positioning as physical constraints collide with abundant software.====================Figure – Enter to win $25k USDC with Democratized Prime while earning ~9% APY! They also have the lowest industry interest rates at 8.91% with 12 month terms! Take out a Bitcoin Backed Loan today and buy more Bitcoin. Check out Figure! Figure Lending LLC dba Figure. Equal Opportunity Lender. NMLS 1717824. Terms and conditions apply.====================This podcast is sponsored by Abra.com. Abra is the secure way to access crypto and crypto based yield and loan products through a separately managed account structure.Learn more at http://www.abra.com.====================0:00 – Intro1:24 – Fed's decision to pause interest rates5:05 – Impact of the next Fed chair7:07 – Time, psychology, & bitcoin10:32 – Pricing assets in gold terms11:40 – AI factories, energy, and compute limits15:29 – Metals runs & investor fear18:37 – Software selloff & big tech risk24:02 – Trimming winners & rotating capital28:44 – Elon, Tesla, & SpaceX34:07 – Jordi's Sunday video preview & AI urgency

Open your investment account today: https://www.anthonyoneal.com/investMost people think building wealth is complicated, but the truth is, it starts with one simple step: taking action. In this video, I break down exactly how to open your first investment account and why it's the key to building real wealth for you and your family. Don't let fear or confusion keep you stuck—watch now and take control of your financial future.Ready to get started?Open your investment account today: https://www.anthonyoneal.com/investAfter you open your account, sign up for Courtney's Invest Class so you can learn how to invest smarter and grow your money with confidence: https://7figureportfolio.investinguncomplicated.com/ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.