Podcasts about Apy

*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. THIS IS THE BEST POST SHOW EVERRRRR- we go and view her Air BNB, and it's a *MESS* you have to see this haha

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

Are you tired of feeling like your insurance is robbing you every month? In this episode, I break down the exact steps I used to save over $1,200 a year on insurance—without sacrificing coverage or peace of mind. Most people are overpaying and don't even know it. Let's fix that.Here's what you'll learn:- The 3 insurance moves that put real money back in your pocket- How to compare rates and find the best deals (even if you've been loyal for years)- The truth about life, auto, and home insurance—and what most agents won't tell you- How to protect your family and your legacy, not just your stuff**RESOURCES & LINKS MENTIONED:**Disability Insurance: https://www.anthonyoneal.com/disabilityCrypto (SoFi Bank): https://www.sofi.com/anthonyonealLife Insurance: https://www.anthonyoneal.com/lifeinsuranceEthos Life (No Exam): https://www.anthonyoneal.com/ethosCar Insurance: https://www.anthonyoneal.com/carinsuranceHomeowners Insurance: https://www.anthonyoneal.com/homeinsuranceRenters Insurance: https://www.anthonyoneal.com/rentinsurancePet Insurance: https://www.anthonyoneal.com/petinsuranceFind all resources: https://www.anthonyoneal.comDon't let another year go by losing money to insurance companies. Take your seat at the table and start building real wealth for your family.Subscribe for more real talk on money, faith, and freedom: https://www.youtube.com/@anthonyoneal#Insurance #SaveMoney #FinancialFreedom #AnthonyONeal #BlackWealth #Legacy #DebtFree #MoneyMoves #ProtectYourFamily #WealthBuilding #FaithAndFinance #EmergencyFund #LifeInsurance #CarInsurance #Budgeting #GenerationalWealthABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, I go over his resume, and it's a complete mess... PLUS the extra gay one keeps trying to get in the way, and I LOSE MY SH*T!!!

Send us a textLucy Baldwin, the Global Head of Research at Citigroup, is leading one of the most consequential shifts in how institutional research is done today. In this episode, we unpack how the sell-side research role is being completely redefined, moving beyond spreadsheets and earnings models to incorporate AI, storytelling, and differentiated data sets. Lucy explains why today's best analysts are as much creators and communicators as they are forecasters, and why research that can't break through the noise is effectively worthless.We also dig into how Citi is expanding its coverage beyond public equities to include private companies like OpenAI and SpaceX—companies too large and important to ignore, even if they aren't public. Lucy shares what that research looks like, how Citi is navigating regulatory and disclosure constraints, and why institutional clients are hungry for guidance in the growing universe of private markets. This isn't research as we knew it 10 years ago—and Lucy gives us a front-row seat to the transformation.Finally, we discuss how the perception of research on Wall Street is changing. Once viewed as a role that would pigeon hole you in terms of exit opportunities, research is now a launchpad for careers across the buy side, corporates, and private capital. Lucy shares how Citi is rethinking talent development, how AI is helping expand coverage capacity, and why the future belongs to analysts who can combine analytical rigor with creativity, conviction, and clarity of voice.Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Send us a textNetflix just announced it plans to revise its Warner Bros. Discovery acquisition offer to an all-cash deal — but why? Wasn't the bidding war already over? And why did Netflix stock drop after the announcement?In this episode, Kristen breaks down the latest twist in the Netflix–Warner Bros.–Paramount saga. Paramount is now suing Warner Bros. Discovery, claiming the Netflix offer is vague and potentially undervalued. Meanwhile, Netflix's original $27.75/share offer, which included a mix of cash and stock, is losing value as Netflix's stock price drops. The equity portion had a collar to protect WBD shareholders — but with the stock trading below the floor, the effective deal price has lost over $0.50 per share.We explain:Why Netflix is switching to all-cashHow the mechanics of collars and exchange ratios affect deal valueWhy Wall Street didn't love the all-cash revision, even though it sounds shareholder-friendlyThe math behind how stock vs. debt financing impacts EPS and acquisition costWhat to expect next (spoiler: Paramount could still raise its bid)This is a real-world case study in M&A strategy, capital structure, and valuation. Stick around for the full breakdown.Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Family, the bar for wealth is rising. In 2026, you need a net worth of $1.8 million or an income of $210,000 just to be in America's top 10%. But high income doesn't guarantee wealth—strategy does. In this episode, I break down the real steps to get there, no matter where you're starting from.RESOURCES & LINKS MENTIONED:Get Out of Debt: https://wwwanthonyoneal.com/debtreliefStart Investing (Compare Platforms): https://www.anthonyonesl.com/investOpen a High-Yield Savings Account: https://www.anthonyoneal.com/savingsGet Life Insurance: https://www.anthonyoneal.com/lifeinsuranceABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

Find a bank that pays more, charges less, and keeps your money safe as rates adjust in 2026. How do you choose the best bank when savings rates are falling and fees won't quit? Hosts Sean Pyles and Elizabeth Ayoola discuss wealth inequality and retirement security to help you think bigger about what's “normal” in personal finance. They begin with a rapid-fire hot takes segment, with their perspectives on how money and power shape everyday life, why the decline of pensions shifts retirement risk onto workers, and questions worth asking about what a fairer safety net could look like. Then, banking Nerd Chanelle Bessette joins Sean and Elizabeth to discuss banking in 2026. They go over how to compare high-yield savings accounts as APYs drop, how to avoid common bank fees (like overdraft and ATM charges), and how to weigh digital-only banks versus brick-and-mortar options. They also cover how AI is changing customer service and fraud, why reduced consumer protections can raise the stakes for shoppers, and which banks topped NerdWallet's Best-of Awards in key categories. Our Nerds researched more than 250 banking products, narrowing down to just one winner per category: https://www.nerdwallet.com/l/awards-banking-2026?utm_source=sm&utm_medium=podcast&utm_campaign=cm_organic_011926_podcast_sm_desc_allepisodes_best-of-banking  See all the winners of NerdWallet's Best-Of Awards: https://www.nerdwallet.com/l/awards?utm_source=sm&utm_medium=podcast&utm_campaign=cm_organic_011926_podcast_sm_desc_allepisodes_best-of-awards  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: high-yield savings account, best high-yield savings account, savings account interest rates, APY, online banks, best online banks, bank fees, overdraft fees, avoid overdraft fees, ATM fees, ATM fee reimbursement, Allpoint ATM network, MoneyPass ATM network, no-fee checking account, monthly maintenance fee, bank bonuses, certificate of deposit, CD rates, best CD rates, Marcus by Goldman Sachs, SoFi bank, Newtek Bank, best bank 2026, early direct deposit, two-day early direct deposit, savings buckets, savings goal buckets, Zelle transfer limit, bill pay checks, cash deposits at ATMs, fraud protection, bank fraud scams, AI in banking, banking chatbots, customer service chat, Consumer Financial Protection Bureau, CFPB complaints, CFPB settlements, credit unions vs banks, pension plan, defined benefit plan, and 401(k) vs pension. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textHenry Muck is a key character in Season 4, and this episode gives us a much richer picture of who he actually is. In an unexpectedly cinematic, poetic installment that departs from our typical finance-driven fare, this episode plays like a haunting (both literal and emotional) centered around his character. We fill in the missing backstory of Henry and Yas' early engagement, early marriage, and his failed attempt to get a political career off the ground. But the mood shifts from public failure to private collapse, as Henry descends into an infantilized state of drug dependence and depression. Yasmin is thrust into the role of caretaker against her will, and we see their relationship framed in a new light, one that ultimately culminates in an epic confrontation. Both Yas and Henry are forced to confront the ghosts of their past: Henry's being the emotional inheritance of his father's suicide, and Yas being the twisted inheritance of her father and his sexual deviance.Will Yas be able to pull Henry out of his darkness by orchestrating a lifeline through a job at Tender? Or will Henry succumb to his genetic inheritance and take his own life? And will something better be born out of this union? Or is their union in fact going to birth something upon the world? Make sure you follow our NEW, DEDICATED YouTube channel where all of our Industry companion content will live!  Head over to https://www.youtube.com/@HBOIndustryPodcast and hit subscribe now!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Send us a textIn this episode of 'He Said, She Said', Guy Adami, Kristen Kelly & Jen Saarbach dive into the theme of unintended consequences. The discussion begins with Jerome Powell's saga and its implications on the Fed's independence and market reactions, highlighting potential political maneuvers and their backfires. Transitioning to monetary policy, they analyze the complexities of interest rate decisions and the perceptions of Fed control over the yield curve. Shifting to consumer finance, they debate the Biden administration's proposal to cap credit card rates and its potential repercussions on the economy. Corporate drama takes center stage with an in-depth analysis of the bidding war for Warner Brothers, involving Netflix, Paramount, and regulatory hurdles, likened to a real-life 'Succession'. They conclude by addressing headlines about Blackstone's housing market involvement and the impact on prices, underscoring the intricate web of economic policies and market behaviors. The episode wraps with discussions on gold and silver markets, oil prices, and the weakening US dollar, showcasing the multifaceted landscape of global finance.Timecodes00:00 - Jerome Powell and the Federal Reserve06:55 - Credit Card Rates13:10 - Media Mergers and Industry Drama21:00 - Real Estate MarketShop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, we learned she's not even paying her utilities!!! LA is fully enabling her, I'm so pissed.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

Send us a textWe're two weeks into the new year and you can already toss all the consensus forecasts out the window. We sat down with Mike Medeiros to talk about the big risks to all the predictions: from equities to interest rates, the yield curve, currencies, credit markets, and more, so we can understand where the next big moves will come from.Mike gives us a thoughtful framework within which to understand why he's still constructive on equities for the first half of the year, pointing to a mix of fiscal support, accommodative funding conditions, tailwinds from deregulation, and increased certainty around trade policy. From there though, we explore the big risks to the bond market that remain despite the fact that the yield curve may still structurally be too flat. What does an increasingly politicized Federal Reserve mean for the front end? It might be the opposite of what you'd suspect from the headlines. And why is term premium at the crux of every conversation?We also tackle the "affordability" conversation head on, including the headline proposal to cap credit card interest rates in the near term, as well as the housing policy proposals that may unintentionally raise prices in the near term.If you're trying to make sense of the markets in a year that is clearly refusing to follow the script, you've come to the right place. Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Steve Young (@steveyoung) is a Hall of Fame NFL quarterback who played more than 15 seasons, primarily with the San Francisco 49ers. Steve co-founded HGGC, which manages more than $6.9B in capital commitments. He's also the founder and current chair of the Forever Young Foundation, which supports children's charities globally. He is the author of QB: My Life Behind the Spiral and The Law of Love.This episode is brought to you by:Cresset family office services for CEOs, founders, and entrepreneurs: CressetCapital.com/TimAG1 all-in-one nutritional supplement: DrinkAG1.com/TimWealthfront high-yield cash account: Wealthfront.com/TimNew clients get 3.25% base APY from program banks + additional 0.65% boost for 3 months on your uninvested cash (max $150k balance). Terms and conditions apply. The Cash Account offered by Wealthfront Brokerage LLC (“WFB”) member FINRA/SIPC, not a bank. The base APY as of 12/19/25 is representative, can change, and requires no minimum. Tim Ferriss, a non-client, receives compensation from WFB for advertising and holds a non-controlling equity interest in the corporate parent of WFB, which creates a conflict of interest. Experiences will vary. Outcomes not guaranteed. Instant withdrawals may be limited by your receiving firm and other factors. Investment advisory services provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Securities investments: not bank deposits, not bank-guaranteed or FDIC-insured, and may lose value.*For show notes and past guests on The Tim Ferriss Show, please visit tim.blog/podcast.For deals from sponsors of The Tim Ferriss Show, please visit tim.blog/podcast-sponsorsSign up for Tim's email newsletter (5-Bullet Friday) at tim.blog/friday.For transcripts of episodes, go to tim.blog/transcripts.Discover Tim's books: tim.blog/books.Follow Tim:Twitter: twitter.com/tferriss Instagram: instagram.com/timferrissYouTube: youtube.com/timferrissFacebook: facebook.com/timferriss LinkedIn: linkedin.com/in/timferrissSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join Anthony In Ghana: Https://www.anthonyoneal.com/travel (Seats are limited) What if everything you've heard about Africa is wrong? In this episode, Anthony O'Neal sits down with Jay to break down the real numbers, the myths, and the massive money opportunities in Ghana. From buying luxury condos for $140K and flipping them for $300K, to building generational wealth and launching a financial literacy school, this is the truth about how to make money in Africa—no hype, just facts.ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, he doubles down, and my producers and I completely crash out on him... wtf is wrong with him?! Submit proof of purchase at https://hammerelite.com/proofofpurchase for reimbursement.

RealDealCrew.comWe empower real estate investors by optimizing your business processes through customized automation and system integration. From lead management to deal closure, we help you build a scalable and efficient operation. Learn more at RealDealCrew.comLIKE • SHARE • JOIN • REVIEWWebsiteApple PodcastsYouTubeYouTube MusicSpotifyAmazon MusicFacebookTwitterInstagramSUPPORT THE SHOW!If you are new to Wealthfront, and open a Cash Account, you'll get a 0.50% APY boost for 3 months.Open an Automated Index Investing Account or Automated Bond Portfolio, you'll earn $5,000 managed for free.Get $10 and Reduce Your Business Costs by Shopping at AppSumo • https://bit.ly/reiappsumoGet $10 Towards Your First...

Anthony Pompliano and John Pompliano break down the growing pressure on the Federal Reserve — from Jerome Powell's battle with inflation to how shifting monetary policy is reshaping markets in real time. We dig into what this moment means for Bitcoin, investor sentiment, the broader macro backdrop, and the NYC token controversy surrounding Eric Adams.======================This podcast is sponsored by Abra.com. Abra is the secure way to access crypto and crypto based yield and loan products through a separately managed account structure.Learn more at http://www.abra.com.=======================Figure – Enter to win $25k USDC with Democratized Prime while earning ~9% APY! They also have the lowest industry interest rates at 8.91% with 12 month terms! Take out a Bitcoin Backed Loan today and buy more Bitcoin. Check out Figure! Figure Lending LLC dba Figure. Equal Opportunity Lender. NMLS 1717824. Terms and conditions apply.=======================0:00 – Intro1:12 — Jerome Powell controversy14:50 – Will the Fed cut rates? Inflation outlook18:13 – Claude Code, AI automation, & why inflation is falling25:22 – Bitcoin vs the Fed & geopolitics31:22 – Why younger generations care less about bitcoin35:15 – Eric Adams & the NYC token controversy38:17 – Advice for investors who lost money

Send us a textWe're back in action with our full deep dive into the season premiere, "PayPal of Bukkake". We're introducing the star-studded lineup of new characters, exploring what seems to be an American Psycho thread running throughout the episode, and orienting ourselves within the new power structure within the world of "Industry" over a year after the demise of Pierpoint. Not only have the power dynamics shifted considerably amongst our returning stars, but we're shifting our focus away from high finance to fintech. We try to sleuth out the real-life fintech scandals upon which the episode may or may not be based, explain the mechanics of gating and redemptions at hedge funds, and tie together the real world legislation that is driving some of the show's key plot points. Along the way, we explore the episodes themes of fetishization, consent, agency, and power. Above all, we are confronted with the collapse of a founder friendship that feels like a reflection on the difficult creative decisions undertaken to drive the show in a new direction. We find ourselves with more questions than answers, a sense of a predator (or predators!) in our midst, and set the tone for a much more dangerous and ambitious season to come. Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

7 Small Habits of Quietly Wealthy People (Do These In 2026)ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, they lose their sh*t in the post-show, it's crazyyy... full fighting, calling out, hidden debt... no way this marriage lasts another 6 months Submit proof of purchase at https://hammerelite.com/proofofpurchase for reimbursement.

RealDealCrew.comWe empower real estate investors by optimizing your business processes through customized automation and system integration. From lead management to deal closure, we help you build a scalable and efficient operation. Learn more at RealDealCrew.comLIKE • SHARE • JOIN • REVIEWWebsiteApple PodcastsYouTubeYouTube MusicSpotifyAmazon MusicFacebookTwitterInstagramSUPPORT THE SHOW!If you are new to Wealthfront, and open a Cash Account, you'll get a 0.50% APY boost for 3 months.Open an Automated Index Investing Account or Automated Bond Portfolio, you'll earn $5,000 managed for free.Get $10 and Reduce Your Business Costs by Shopping at AppSumo • https://bit.ly/reiappsumoGet $10 Towards Your First...

Send us a textThis episode marks the launch of a special new collaboration between The Wall Street Skinny and Risk Reversal Media. We're bringing together the stars of CNBC's Fast Money, RiskReversal, On the Tape, and O.K. Computer: Dan Nathan and Guy Adami, with Wall Street experts Kristen Kelly and Jen Saarbach for the first installment of a fresh take on market expertise, financial storytelling, and real-time debate.What begins as a reunion between longtime friends quickly becomes the foundation for something bigger. Kristen and Jen reflect on their paths from Wall Street — across investment banking, sales & trading, and the financial crisis — to building The Wall Street Skinny, a platform focused on making finance accessible without dumbing it down. Dan and Guy share lessons from years of market commentary, media, and live television, setting the stage for a collaboration rooted in chemistry, trust, and curiosity.Together, the four dig into the current market backdrop, using upcoming bank earnings as a lens to explore how banks actually make money, why valuation metrics like price-to-tangible-book matter, and where sales & trading, deal activity, and regulation fit into today's cycle. The conversation expands to the Federal Reserve, yield curve dynamics, debt issuance, and how macro forces shape both investor sentiment and bank balance sheets.Beyond markets, the group discusses mentorship, authenticity in finance media, and the power of storytelling — why the right information delivered the right way matters more than ever. They also challenge consensus thinking, highlighting underappreciated risks in bonds, gold, currencies, and the broader macro environment.This inaugural episode sets the tone for an ongoing series built around honest conversation, spirited disagreement, and shared passion for markets. Let us know what topics you'd like us to tackle next week!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Send us a textWe're recording from New York City, fresh off one of the most surreal weeks of our lives — attending the Season 4 premiere of HBO's Industry,  interviewing the cast and creators on the red carpet, and watching the episode in a packed theater alongside the people who made it.In this episode, we share what it was like to meet the writers and actors behind Industry, why this show has become our ultimate passion project, and how analyzing every line has changed the way we think about finance, literature, ambition, identity, and work. We talk about the warmth and generosity of the cast, the shock (and humor) of seeing the premiere with a live audience, and why Industry is so much more than a finance show.We also give first reactions to the Season 4 premiere, including early themes around power, betrayal, regulation, hedge funds, identity, and the cost of building something meaningful. From Harper's evolution to Eric's return, from fintech chaos to personal ambition, this episode sets the stage for what promises to be a huge season.This is a teaser episode — we'll be dropping full, line-by-line breakdowns every week immediately after each episode airs, plus more interviews and behind-the-scenes conversations.Thank you for supporting this wild passion project. We're just getting started.Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Send us a textWe are recording LIVE from New York City, just hours before interviewing the cast and creators on the red carpet of the Season 4 premiere! And we're recapping what might just be the best television finale of all time...for a series that is NOWHERE near finished!In this episode, we find our characters in the aftermath of Al-Miraj's last minute rescue of Pierpoint, as they all come face to face with the consequences of their decisions. While Pierpoint the institution we came to know, love, and fear may no longer exist, has the "institution" writ large still survived intact? Has Yasmin transcended a life of material comfort and social status to take a flier on Robert and the proverbial lotto ticket of his startup venture? Or will she ultimately end up wedded to the same patriarchy that has abused her for as long as she can remember? And will Harper be able to find happiness at the helm of a hedge fund full of peers who respect and cherish one another? Or is she still the ruthless "psychopath" Eric threw to the wolves at the end of last season? Is there any room for generosity at all in the cutthroat world of high finance? Or is the idea of "infinite largesse" incompatible with the world we've built here? Get all caught up ahead of the Season 4 premiere, which we can't wait to share our initial thoughts on the moment the episode airs!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Jordi Visser is a veteran macro investor with over 30 years of experience and the author of the VisserLabs Substack. In this conversation, we discuss the shift toward higher growth and lower inflation, how AI-driven productivity is reshaping the economy, housing, labor markets, and why energy and critical minerals are becoming central to global geopolitics. We also break down what these trends mean for markets and long-term investment portfolios.=======================Award-winning Fountain Life - Energy supercharged. Memory sharper. Life extended. Ready for the best investment you'll ever make? Schedule a life-changing call at FountainLife.com/Pomp Get $1,000 off the cost of a life-changing membership with Fountain Life when you schedule a call at FountainLife.com/pomp=======================Bitwise is one of the largest and fastest-growing crypto asset managers, with more than $15 billion in client assets across an expanding suite of investment solutions—including the world's largest crypto index fund—plus products spanning Bitcoin, Ethereum, DeFi, and crypto equities. In addition to managing assets, Bitwise helps investors stay informed about the fast-moving crypto market. Every week, CIO Matt Hougan breaks down what's happening in crypto in five minutes or less. Read the latest at https://experts.bitwiseinvestments.com/cio-memos. Certain Bitwise investment products may be subject to the extreme risks associated with investing in crypto assets. Visit https://bitwiseinvestments.com/disclosures to learn more.=======================In this episode, Pomp spotlights easyBitcoin.app—the app that pays you 1% extra on recurring buys, 2% annual bitcoin rewards, and 4.5% APY on USD. Download it now for iOS or Android at https://easybitcoin.onelink.me/F1zP/klc4v1p8 and start earning today. Your capital is at risk. Crypto markets are highly volatile. This content is informational and not financial advice.=======================Timestamps:0:00 – Intro1:57 – Is the economy entering high growth, low inflation?4:17 – Could GDP really reach 10%?9:09 – What this economic setup means for investors12:36 – AI chips explained16:44 – Data centers, power limits, & space20:04 – AI, energy, & shifting global alliances27:16 – Geopolitics: Iran, Cuba, Mexico, Greenland30:54 – President Trump's housing plan explained33:20 – Will falling home prices hurt voters?38:01 – Humans and humanoid robots working together44:01 – Biggest risks & personal concerns47:43 – A simple AI product that shows what's coming52:09 – How to build powerful AI prompts55:16 – Why building software beats buying it now1:03:17 – AI consulting and how to get involved1:05:13 – Live show announcement

Send us a textWe started our careers at the epicenter of the Global Financial Crisis in 2008: the trading floor Lehman Brothers and the CDO Structuring desk at Morgan Stanley. And now, we get to watch our favorite characters reenacting all the drama of the Lehman bankruptcy through the lens of Industry.  We dissect the chaotic "war room" dynamics as executive leadership scrambles for a lifeline, debating the merits of a strategic capital injection from Mitsubishi (mirroring the real-life rescue of Morgan Stanley) versus a total buyout by Barclays (the ultimate fate of Lehman). We explain the critical financial concepts at play, including the mechanics of "good bank/bad bank" splits, dispelling common myths about how government "bailouts" actually worked, and the reality of liquidity crises where "too big to fail" meets "moral hazard."All of our characters' ambitions and come to a head as they jockey for power and profit with everything on the line. Who will emerge victorious from the boardroom coup? How did a financial error end up in the pitch deck? Who is stabbing whom in the back? And who will ultimately be our useful idiot?This is an exceptionally technical recap, and we explain topics like counterparty credit risk, employee stock options, insider trading, and converts...as well as a detailed blow by blow of the real events underlying one of Industry's all time best episodes!!!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

This is BY FAR the craziest post-show we have ever done. I bring in the boyfriend, and guess what? *SHE RECORDED THE FIGHT THEY HAD* about him not paying bills!!! It is absolutely insane. If you only ever watch one post-show, this one should be it... Watch here: ➡️ https://bit.ly/chpostshow

Tired of “get rich quick” hype? In this video, Anthony O'Neal breaks down the real, repeatable steps to build wealth in 2026—starting with just $100. No trust fund, no viral moment, no overnight success. Just proven strategies that work for Black families and everyday Americans. Learn how to use high yield savings, affiliate marketing, digital products, real estate, and AI skills to create real wealth for your family and your future. Let's build together!

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

2026 is the year to stop watching from the sidelines and start owning your financial future. In this video, Anthony O'Neal and Courtney Hale break down the exact investing plan for beginners, even if you're starting with $0. We'll cover how to set up your “buy the dip” fund, automate your investments, use your tax refund and bonuses the smart way, and calculate your “freedom number.” Plus, we'll talk about the faith and legacy moves that most people miss. If you're ready to break free from paycheck-to-paycheck living and build real wealth, this is your blueprint.Mentioned In Today's Show:- Start investing TODAY and open an account with $10: https://www.anthonyoneal.com/investABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

You can go to my link https://aura.com/hammer to try 14 days for free. That's enough time for Aura to start scrubbing your personal info off these data broker sites, automatically #sponsored For this final post show of the year, the producers and I sit down to reflect on the updates from these guests, gossip some bts stuff about some of them, and kinda lose our minds lol: Watch here: ➡️ https://bit.ly/chpostshow

What happens when a former energy financier decides to reshape the future of finance? In this episode, I chat with Daniel Liu, CEO of Republic Tech, on how his journey from solar and wind farms to crypto trading led him to build one of the most ambitious infrastructure plays in Web3.Daniel shares why Ethereum is central to their strategy, how they're accumulating and deploying ETH, and why now is the moment for institutions to get involved. From synthetic mining to validator services, we unpack Republic Tech's unique two-pillar model and what's next for digital asset treasuries. This is a must-listen if you're curious about the future of Ethereum, institutional crypto, or where Web3 infrastructure is really heading.⏱️ Key Learnings with Timestamps[00:01:00] Daniel's shift from energy finance to crypto in 2018[00:03:00] Founding RelayX and pioneering zero-confirmation deposits[00:05:00] Republic Tech's two-pillar strategy: ETH accumulation and validator services[00:07:00] Why Ethereum is "digital oil" and central to their vision[00:08:00] How synthetic mining boosts ETH yield (80–120% APY)[00:12:00] The power of long-term holding over short-term trading[00:15:00] Why each crypto cycle brings a new cohort of adopters[00:20:00] How Republic Tech runs lean with a high-impact team[00:21:00] Daniel's contrarian take: the 4-year crypto cycle isn't over[00:26:00] The next liquidity wave? Nation-states and sovereign wealth funds[00:32:00] Ethereum-based tokenization beyond finance—passports, car keys, and more[00:34:00] Why users shouldn't need to “learn” crypto to benefit from it[00:38:00] Prediction for 2026: Stablecoin apps will go mainstream[00:40:00] Ethereum will become as essential as the US dollar in corporate treasuries[00:41:00] Republic Tech's focus for 2026: growth, safety, and ETH preservation

James Clear is an expert on behavioral change and habits and the author of the bestselling book Atomic Habits. We discuss the best ways to build new healthy habits and end bad ones without relying on motivation or willpower. Rather than list off categories of tools or acronyms, James explains how anchoring the changes you want to make in your identity and physical environment allows you to make desired changes quickly and ones that stick. Whether your goal is better fitness and physical health, productivity or mental health, you'll learn actionable, zero-cost protocols to build powerful and meaningful habits. Sponsors AG1: https://drinkag1.com/huberman Lingo: https://hellolingo.com/huberman Wealthfront*: https://wealthfront.com/huberman Joovv: https://joovv.com/huberman Eight Sleep: https://eightsleep.com/huberman Function: https://functionhealth.com/huberman Timestamps 00:00:00 James Clear 00:02:57 Common Habits, Tool: Habit Success & Getting Started 00:06:16 Make Starting a Habit Easier, Tool: 4 Laws of Behavior Change 00:10:18 Sponsors: Lingo & Wealthfront 00:13:26 Writing Habits, Seasons & Flexibility; Adaptability, Tool: Bad Day Plan 00:18:42 Consistency, Flow vs Grind, Master Showing Up, Learning & Practice 00:24:54 Chunking, Getting Started at Gym 00:28:01 Flow Don't Fight, Dissatisfaction & Effort, Tool: Identity-Based Habits 00:34:10 Friction, Competition & Effort; Credentials 00:39:38 Make Effort Rewarding, Mindset, Tools: Previsualization, Emphasize Positives 00:45:59 Sponsors: AG1 & Joovv 00:48:56 Reflection & Learning, Tool: Self-Testing; Perfectionism, Tool: Curiosity 00:55:18 Striving vs Relaxation, Balance, Tool: Turn On/Off; Hiking, Nature Reset 01:04:20 Identity & Professional Pursuits; Choosing New Projects; Clinging to Identity 01:14:24 Sponsor: Eight Sleep 01:15:42 Criticism; Identity & Growth 01:21:47 Failure, Identity, Sports, Tool: Rebounding & Reaching; Public Failures 01:30:03 Daily Habits, Tools: Day in Quarters; Never Miss Twice; Meal Timing 01:38:22 Daily Habit Timing & Sequencing, Tool: Mindfully Choose Inputs 01:45:37 Creativity, Specialization vs Generalization; Books 01:51:31 Sponsor: Function 01:53:18 Habits & Context, Environmental Cues, Tools for Minimizing Phone Use 02:02:01 Bad Habits, Checking Phone, Tools for Breaking Bad Habits 02:08:21 Physical & Social Environment, New Habits, Tool: Join/Create Groups 02:18:40 Family, Habits; Kids & Parenting, Tools: Stimulus; Good Conditions 02:26:05 Impact of Habits, Habits as Solutions; Upcoming Projects 02:32:45 Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter *This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC, member FINRA/SIPC.  Wealthfront Brokerage is not a bank. The base APY is 3.50% on cash deposits as of November 07, 2025, is representative, subject to change, and requires no minimum. If eligible for the overall boosted rate of 4.15% offered in connection with this promo, your boosted rate is also subject to change if the base rate decreases during the 3 month promo period. Funds in the Cash Account are swept to program banks, where it earns the variable APY. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Securities investments: not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Learn more about your ad choices. Visit megaphone.fm/adchoices

WHOOAAA... she used to sell *WHAT* ?? All while her ex-sister-in-law (of 2 weeks) is going online and pushing a lootttt of narratives. This post show is *messy* ... Watch here: ➡️ https://bit.ly/chpostshow

WE COULD NOT TALK ABOUT THIS IN THE MAIN SHOW- I don't want to get demonized. Watch this post show ASAP: ➡️ https://bit.ly/chpostshow ⏩ Click here to fill out the YouTube Creator interest form: https://calebhammer.com/youtube

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

Demis Hassabis is the CEO of Google DeepMind. He joined Big Technology Podcast in early 2025 discuss the cutting edge of AI and where the research is heading. In this conversation, we cover the path to artificial general intelligence, how long it will take to get there, how to build world models, whether AIs can be creative, and how AIs are trying to deceive researchers. Stay tuned for the second half where we discuss Google's plan for smart glasses and Hassabis's vision for a virtual cell. Hit play for a fascinating discussion with an AI pioneer that will both break news and leave you deeply informed about the state of AI and its promising future. --- Enjoying Big Technology Podcast? Please rate us five stars ⭐⭐⭐⭐⭐ in your podcast app of choice. Want a discount for Big Technology on Substack + Discord? Here's 25% off for the first year: https://www.bigtechnology.com/subscribe?coupon=0843016b Questions? Feedback? Write to: bigtechnologypodcast@gmail.com --- Wealthfront.com/bigtech. If eligible for the overall boosted 3.90% rate offered with this promo, your boosted rate is subject to change if the 3.25% base rate decreases during the 3-month promo period. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC, not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 12/19/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable base APY. Instant withdrawals are subject to certain conditions and processing times may vary. Learn more about your ad choices. Visit megaphone.fm/adchoices

Andrey Chabanov is the Co-Founder & CEO of Wellspring (wellspring.money), a next-generation high-yield savings platform that transforms everyday USD deposits into up to 12% APY through stablecoins and decentralized finance (DeFi).Wellspring bridges the gap between conventional banking and the world of on-chain finance — delivering accessible, high-yield opportunities powered by audited DeFi lending protocols like Aave and HypurrFi, while keeping funds in self-custodial wallets and maintaining a simple, user-friendly experience that requires no crypto expertise. In this episode, Andrey breaks down how Wellspring makes DeFi yield effortless for everyday savers — converting bank deposits to stablecoins, automating deployment into proven lending strategies, and emphasizing self-custody so your money never fully leaves your control. He explores the real drivers of on-chain yields in 2025, the advantages over traditional high-yield savings accounts, strategies for risk management and security in DeFi, the impact of evolving regulations on mainstream adoption, and why platforms like Wellspring represent the future of personal finance — where transparency, automation, and higher returns empower users without middlemen taking the lion's share. He also dives into practical tips for beating inflation, avoiding common pitfalls, and why now is the moment to rethink how your savings work in a digital-first world.

2026 is the year of the biggest tax refunds in history! In this video, I break down the new tax law changes, bigger credits, and secret deductions that could put thousands back in your pocket. Learn how to claim every dollar, why working with a pro matters, and how to build a year-round tax strategy. Drop your questions below and let's get these refunds!

Send us a textIn this episode, we see that friendship and loathing truly are two sides of the same coin. While everything is collapsing for Eric and Yasmin personally, professionally, and morally, Harper is finally ascending into her full power --- at both of their expense.We finally learn what really happened to Yasmin's dad, drawing uncomfortable parallels to chilling real-world headlines. And speaking of real-world headlines, Pierpoint's descent evokes the ghosts of Lehman Brothers and the 2008 global financial crisis. Harper's emergence as the architect of a potentially catastrophic short of the bank's stock shatters the fragile friendship between her and Yasmin. And Eric's failures to be a proper father figure to the "women in his life" help force the central question of the episode: are these characters in fact becoming the worst things they fear about themselves? Or were these monsters always lurking beneath the surface, waiting for their moment to strike?It isn't all steak and martinis...get caught up on your favorite show with us before Season 4 drops in January!Learn more about 9fin HERE Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

As credit card APRs continue to soar, consumers remain addicted to the habit of putting everything on plastic, especially around the holidays. With the arrival of 2026, LendingClub Chief Customer Officer Mark Elliot walks us through how consumers can leverage debit cards to recover financial sanity, how banks can better promote financial wellness—and how his organization provides free tools such as DebtIQ to help people get smarter about monitoring and managing personal debt. Disclaimer: Please note that any annual percentage yield (APY) rates discussed in the interview are variable and subject to change at any time, without notice, at the sole discretion of the bank.

Send us a textA public inquiry into Lumi's £2bn government bailout exposes Pierpoint's role in the disastrous IPO, where Robert is sent to testify in front of a UK select committee. The episode lays bare how firms protect themselves in crises: lawyers serve the institution, not employees, and blame is carefully redirected toward anyone expendable enough to absorb the fallout.The real financial bombshell, however, happens quietly back on the trading floor. Sweetpea's risk model shows that Pierpoint's entire IPO pipeline is collapsing amid an ESG downturn is actually far worse than anticipated due to prop bets the company took to invest in ESG companies using large tranches of debt that are now coming due. We get into whether this is allowed post–financial crisis (short answer no) BUT the show isn't wrong that this is what people have been worried about in "private credit" now that banks can no longer make these prop bets.The episode positions Pierpoint as something far more fragile than it appears — an institution facing a potential Lehman-style reckoning not from reckless traders (see the prior episode), but from bad investments made by Pierpoint iteself. “Company Man” may be light on deal mechanics, but it sets the stage for the next episode which is arguably one of our favroites. Learn more about 9fin HERE Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Ranjan Roy from Margins is back for our weekly discussion of the latest tech news. This week, we do our 2026 predictions in an abbreviated holiday-time episode. Here's what we cover: 1) AI agents start to work 2) ChatGPT hitting 1 billion users 3) AI shopping takes off 4) Ranjan gets a folding phone 5) Apple's best year ever 5) AI love boom arrives 6) AI infrastructure washout 7) 2026 Market and Performance 8) OpenAI's position 9) Does Alexandr Wang stay at Meta? --- Enjoying Big Technology Podcast? Please rate us five stars ⭐⭐⭐⭐⭐ in your podcast app of choice. Want a discount for Big Technology on Substack + Discord? Here's 25% off for the first year: https://www.bigtechnology.com/subscribe?coupon=0843016b Wealthfront.com/bigtech. If eligible for the overall boosted 3.90% rate offered with this promo, your boosted rate is subject to change if the 3.25% base rate decreases during the 3-month promo period. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC, not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 12/19/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable base APY. Instant withdrawals are subject to certain conditions and processing times may vary. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

Divorce, narcissism, and money traps—let's get real, family. In this episode, Anthony O'Neal sits down with the Finance Baddie to unpack her viral story of surviving a narcissistic marriage, losing $46,000 in divorce, and coming back stronger. We break down how generational cycles set us up for heartbreak, how to spot the mask before it costs you your peace and your bag, and the practical steps every woman (and man) needs to protect themselves financially and emotionally. From prenups to emergency funds, accountability to healing, this is the real talk you need to break free and build generational wealth. Drop a “FREEDOM” in the comments if you're ready to break the cycle!Mentioned In Todays Show:Rich Girl Reset Workshop: https://pillar.io/christine.elizabeth/checkout/92297521-d7bc-4952-bd21-04c738b07541Therapy: https://www.anthonyoneal.com/therapyOpen A HYSA: https://www.anthonyoneal.com/savingsABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

If you feel stuck financially—even when you're doing everything right—this video is for you. I'm breaking down the 10 harsh money realities most Americans face in 2026, and giving you the step-by-step solutions to break free.What you'll learn:Why most savings accounts are stealing your wealth (and how to fix it)The real reason you can't get ahead—even with a good jobHow to escape debt spirals, car loan traps, and “Buy Now, Pay Later” regretThe habits and strategies that actually build wealth in 2026RESOURCES & LINKS MENTIONED IN THIS VIDEO:- High-Yield Savings Account Comparison: https://www.anthonyoneal.com/savings(Compare the best high-yield savings accounts, updated weekly. No fees, FDIC insured.)- Debt Relief Resource: https://www. anthonyoneal.com/debtrelief(If you have over $20,000 in consumer debt, see if this can help you get out faster.)- Investing Platforms (Compare & Open an Account): https://www/anthonyoneal.com/invest(SoFi, Public, MooMoo—open an account, even with $0, and start building wealth.)- AI Automation Bootcamp: https://www.anthonyoneal.com/aiautomation(Learn high-income skills that pay you back in 12 months or less.)- Therapy & Mental Health Resource: https://www.anthonyoneal.com/therapy(Mental health is wealth. Find a therapist and invest in your mind.)- LLC Formation & Business Resources: https://www.anthonyoneal.com/llc(Start your side hustle the right way—protect yourself and build real wealth.)- Estate Planning (Will & Trust): https://www.anthonyoneal.com/estate(Protect your family and legacy. Don't let the government decide who gets your money.)- Life Insurance Calculator: https://www.anthonyoneal.com/ethos- Car Insurance Savings: https://www.anthonyoneal.com/carinsurance(Stop overpaying. Get real quotes in 60 seconds.)ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

The truth about AI layoffs: 2 million jobs will disappear in 2026, but you can double your income if you act now.What you'll learn:• Why AI is creating more jobs than it's destroying—and how to get one• The 5 high-income skills companies are desperate for (no degree needed)• How to future-proof your career and build generational wealthAnthony O'Neal is a #1 bestselling author and financial educator who's helped millions break free from debt and build real wealth. Subscribe for more real talk, faith-driven money moves, and step-by-step guides.Mentioned In todays Show:- Check out the AI Automation Bootcamp: https://www.anthonyoneal.com/AIautomation- Compare High-Yield Savings Accounts: https://anthonyoneal.com/savings- Compare Investing Platforms: https://anthonyoneal.com/investABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

Dr. Fei-Fei Li (@drfeifei) is the inaugural Sequoia Professor in the Computer Science Department at Stanford University, a founding co-director of Stanford's Human-Centered AI Institute, and the co-founder and CEO of World Labs, a generative AI company focusing on Spatial Intelligence. She is the author of The Worlds I See: Curiosity, Exploration, and Discovery at the Dawn of AI, her memoir and one of Barack Obama's recommended books on AI and a Financial Times best book of 2023.This episode is brought to you by:Seed's DS-01® Daily Synbiotic broad spectrum 24-strain probiotic + prebiotic: https://seed.com/timHelix Sleep premium mattresses: https://helixsleep.com/timCoyote the card game​, which I co-created with Exploding Kittens: https://coyotegame.com/Wealthfront high-yield cash account: https://wealthfront.com/timNew clients get 3.50% base APY from program banks + additional 0.65% boost for 3 months on your uninvested cash (max $150k balance). Terms apply. The Cash Account offered by Wealthfront Brokerage LLC (“WFB”) member FINRA/SIPC, not a bank. The base APY as of 11/07/2025 is representative, can change, and requires no minimum. Tim Ferriss, a non-client, receives compensation from WFB for advertising and holds a non-controlling equity interest in the corporate parent of WFB. Experiences will vary. Outcomes not guaranteed. Instant withdrawals may be limited by your receiving firm and other factors. Investment advisory services provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Securities investments: not bank deposits, bank-guaranteed or FDIC-insured, and may lose value.*For show notes and past guests on The Tim Ferriss Show, please visit tim.blog/podcast.For deals from sponsors of The Tim Ferriss Show, please visit tim.blog/podcast-sponsorsSign up for Tim's email newsletter (5-Bullet Friday) at tim.blog/friday.For transcripts of episodes, go to tim.blog/transcripts.Discover Tim's books: tim.blog/books.Follow Tim:Twitter: twitter.com/tferriss Instagram: instagram.com/timferrissYouTube: youtube.com/timferrissFacebook: facebook.com/timferriss LinkedIn: linkedin.com/in/timferrissSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.