Real Estate Talk

Welcome to the great state of Texas and most all of the States! Did you know that as a resident, you automatically receive a will? But wait, there's more! In this podcast, we chat with real estate expert Kristi Arlitt about the importance of having your own will. Tune in to learn all about wills and real estate in this informative and entertaining episode. Don't forget to subscribe!

In this episode of Real Estate Talk, we'll answer the question: Should you use an agent when buying new construction?There are pros and cons to using an agent when purchasing new construction. We'll discuss the benefits and disadvantages of using an agent, and help you decide if using an agent is the right choice for you.

In this episode of Real Estate Talk, we'll talk about the Truth about Mortgage Rates and how to avoid being fooled by teaser rates.Mortgage rates have been on the rise for a while now, and many people are getting ready to switch to a new mortgage. But be careful! Rates can change at any time, and if you're not careful, you could end up paying more than you expected. In this video, we'll share with you the Truth about Mortgage Rates so that you can stay informed and avoid being fooled by teaser rates!

In this episode of Real Estate Talk, we will discuss the secrets of Mortgages and Home Loans in  North Dallas Texas. You'll learn about the different types of loans available in North Dallas Texas and the best ways to get them.If you're looking to buy a home in North Dallas Texas, then this video is for you! I'll teach you everything you need to know about getting a mortgage home loan in North Dallas Texas. Whether you're a first-time homebuyer or you've been looking for a while, I'll show you the best way to get mortgage home loan money in North Dallas Texas!

In this video, we'll be discussing the pros and cons of buying real estate now or waiting. We'll cover topics like market conditions, buying trends and more.After watching this video, you'll have a better idea of whether or not it's right for you to buy real estate now or wait. Based on the information in this video, you should be able to make a more informed decision about whether or not to buy real estate!

Attention non-citizens moving to the Dallas area! Don't miss out on the opportunity to own a house in the USA. Discover the secrets to buying real estate as a foreigner with financing options beyond cash purchases. In this eye-opening video, I sit down with mortgage expert Chris Madrid from CapRock Home Loans to reveal  game-changing ways for foreigners to finance their dream home purchase.  We'll also tackle the credit challenge and show you how to quickly establish a US credit score, opening doors to loan qualification. Get ready to make your American dream a reality!

Are you tired of living paycheck to paycheck? Are you looking for a way to create long-term wealth? Look no further than real estate investing! In this eye-opening video, you'll learn how you can create a real estate fortune by renting out properties. From finding the perfect property to managing your tenants, we'll guide you through the entire process step-by-step. With our proven strategies, you can turn rental properties into a source of passive income and achieve financial freedom. Don't miss out on this opportunity to learn how to create a real estate fortune from renting.

In this video, we'll discuss Passive Investing with Multi Family Housing. We'll discuss the basics of Passive Investing, how it works, and show you some examples of how you can use it to your advantage.Passive Investing is a great way to generate passive income, without having to do any of the work yourself. By investing in Multi Family Housing, you can start to build a passive income stream that will help you finance your lifestyle!Contact Abbas Mohammed https://bit.ly/3JHu14WContact Troy Sagehttps://bit.ly/3mQY2Gj

From $500 to Real Estate Wealth: The Ultimate Guide to Investing in Property for BeginnersReal Estate Talk PodcastIn this video, we'll show you how to get started with investing in real estate, even if you have only $500 in your pocket. We understand that starting out in the real estate market can seem daunting, but with the right guidance and a little bit of determination, it's possible to build a profitable real estate portfolio.We'll cover a range of topics, including how to identify profitable real estate deals, how to finance your investments, and how to minimize risks. You'll learn how to research the real estate market and analyze investment opportunities to make informed decisions.We'll also provide tips on how to find affordable properties that have the potential to generate cash flow and appreciate in value over time. Whether you're a first-time investor or you're looking to expand your portfolio, our video will give you the tools you need to succeed in the real estate market.So, sit back, relax, and join us as we guide you through the process of investing in real estate with just $500. Don't forget to like, share, and subscribe to our channel for more informative videos on real estate investing.Contact Andres Bernal https://bit.ly/3IRuPm9Contact Troy Sage https://bit.ly/3kGnSfF

What is Mortgage Insurance, How Much is PMI, and How to Remove this fee from your payment!If you have any questions please feel free to reach out to Troy attroy@troysage.com

Real Estate Market Update - What to Expect the First Quarter of 2023  If you're wondering what to expect the first of 2023 with the Real Estate Market you will learn about House Prices, Interest Rates, Appreciation Rate, and how to prepare to buy or sell Real Estate in the Frisco Texas area. Real Estate Talk hosted by Troy Sage with guest Chris Madrid. Thinking About Moving to Frisco Texas    Let Us Help   www.TroySage.com Troy Sage - Dallas Frisco Texas Real Estate Expert  Call or Text: 469-829-7713  Email: Troy@TroySage.com   Schedule a Zoom Call With Us So We Can Meet "In-Person": https://bit.ly/3yROzTg  

Real Estate News from your Real Estate Insider Troy Sage discussing the 2-1 Buy Down, Current Interest Rates,  and how much Down Payment to Buy a Home. Is the Real Estate market crashing or are there tools to use like the 2-1 buy down and lower than known downpayment allowing you to get a great deal in the market today. As a seller of real estate, do you need to worry about interest rates?  All of these questions answered in this episode of Real Estate Talk hosted by Troy Sage your Real Estate Insider.

Real Estate Market Shift in December 2022.  Is this a market Crash, or Not? What's going on with interest rates? How about the Holiday Season, what does the holiday do to the real estate market? This and more answers as I have a Special Guest, Chris Madrid - VP of Mortgage Lending on the show to help answer all our questions.

https://troysage.com/podcast/ 5 Key Factors in Buying New Construction - Troy Sage Real Estate Talk Learn the 5 Key Factors in purchasing new construction and understand Pricing, Availability, Builder Upgrades, the Buying Process, and Timeframes from contract to keys. For additional info and home searches go to www.TroySage.com

Real Estate Talk with Troy Sage Is the Sky Falling?  Is the market going to crash in 2022?  What's predicted for the Real Estate market for the second quarter of 2022. For more information go to www.TroySage.com

Real Estate Talk Podcast Market Update with Stephanie Waterman Hosted by Troy Sage Special Guest Stephanie Waterman Lake Elsinore California real estate news and update on the market. https://troysage.com/podcast/

Real Estate Talk  Interest Rates Increase, but buyer demand remains the same with only 5% decrease in buyers qualifying,   Sellers wanting to sell but don't want to rent back.  Solution "Buy Now Sell Later" program.  We have a solution. New Construction changing the way they sell.  Getting rid of the Waiting List?   Keep current with the latest Real Estate Market trends!!

Lions, Tigers, and Bears boy oh boy the Real Estate market is changing.  Interest Rates are increasing, supply of resale homes is low, and builders can't keep up with demand for new homes. What to expect for the rest of this quarter, and how to purchase a home in todays market is the topic.  For owner occupied homes to investors this information is vital.

Feb 2022 and there is an Interest Rate Increase for mortgages which is changing the real estate market.  Increasing inventory across the country.  What does this mean for the consumers, banks, and economy.

Real Estate Market Conditions and Market Movement Jan 16, 2022 It's amazing what 7 days will make.  It feels like just yesterday we were talking about the effect of increasing interest rates and what it will do to today's market.  Well, interest rates are on the rise, but supply is low so prices are going up and so are rates.  So what does this mean?   Listen to our podcast and find out!

2022 Real Estate Market Prediction In 2021, we experienced RECORD high Sales Prices, extremely Low Days on Market, Multiple Offers, Appraisal Contingencies being removed within the offer or the differences between the appraisal and purchase price being paid for by the buyer, and LOW Interest Rates.  Needless to say it was truly a sellers' market throughout the year. Most of the country witnessed DOUBLE DIGET equity in 2021.  Meaning if you purchased a home in January of 2021, by the end of the year you had double digit percentage equity.  This not true in all markets, but on average homeowners witnessed between 10% - 14% equity within one year. What Caused this type of market?  Well, the market according to the average absorption rates all point to the imbalance of available homes or SUPPLY and DEMAND.  When you combine low supply and low interest rates, you get a Sellers' Market and all that comes along with it.  Multiple offers, bidding wars, paying above appraised value, etc. There are additional factors that effected the market in 2021 beyond the low interest rates and Supply and Demand, which include Rental Rates increasing and New Construction slowing down.   With rental rates increasing we found renters stepping away from renting and purchasing homes, and Builders simply could not build homes fast enough.  With the new construction slowing, Resale homes were able to take advantage of the supply and demand imbalance. 2021 was a wild market but what do we expect the market to do in 2022?   Let's discuss a few factors and get more familiar with what's happening right now today. The supply and demand imbalance is still here.  This has not changed and that's due to the continued Low Interest Rates and the demand for housing.   We can also add the fact that Rental Rates are increasing and there is an expected 7% up to double digit rent increase averages throughout the country for 2022.   Builders and New Construction are trying to provide relief for the supply and demand imbalance, but the challenge is building supplies, labor, and issuing certificates of occupancy.  Some people don't understand that there are a limited number of Inspectors working in each city and county, and unfortunately the inspectors are inundated with inspection request and they simply can not keep up with the demand.  In some cases builders are 8 months to 12 months from start to finish when building a home.   With new construction taking so long, some homeowners are choosing to not sell their property until they are closer to getting keys to their new home, or they are forced to rent on an interim bases.  As you can see, waiting on new construction to be completed is pushing house prices up for resale, and allowing the inflation and increased rental rates. We are expecting interest rates to increase this year.  When will that happen, we honestly do not know, but all indicators point towards the end of the second quarter of 2022.  As the Feds increase interest rates, banks and lenders will have to increase interest rates to the general public, which will cause some homebuyers out of the buying field but not enough to make a major difference. I would predict housing to look the same in 2022 when it comes to the Supply and Demand imbalance.  I would also think equity and pricing to not increase as much in 2022 as in 2021, but don't be surprised if housing still experiences close to double digit equity and price increases. If you're a seller it's a great time to see because of the Supply and Demand imbalance, and the low interest rates.  If you're a buyer it's a great time to buy before the interest rates increase.  I don't feel an increase in interest rates will make up for the supply and demand issue we are experiencing. Bottomline is we will see a shift in the market, but I don't expect a major change.   If you have any questions or comments, please feel free to reach out to me!

Is the Market Changing?On this episode of Real Estate Talk what we are going to discuss is what's happening in the market right now. And what do we predict for the rest of August into September and then the final quarter of the year. So let's get started. Let's think about this a little bit. If you've been following the podcast, and if you have been listening to other real estate professionals and finance professionals, you have heard from the beginning of the year that there could be a bubble, there could be a bubble, things could burst. Are things slowing down, are things changing? Yes, absolutely things are changing. Let's start with new construction.What's expected for the rest of the year?Not a burst in a bubble as some think.  The market is now slowing, it's adjusting.  We are so use to a lighting fast market that things are feeling weird for a home to sit on the market for even a couple of weeks.  This is normal, not a declining market.✅ Housing Inventory is low✅ Housing Demand is high✅ Interest Rates are low✅ What buyers and sellers need to know about the market

In this episode of Real Estate Talk we will discuss New Construction, the in's and out's of purchasing a new home from a builder.Waiting on New Construction, Lot Fees, Using A Realtor, what to expect.Hosted buy Troy Sage

Real Estate Talk will the bubble burst in 2021?Hi, everyone, Troy Sage here with Real Estate Talk, and we're going to be discussing the second half of 2021. Wow, the first half of 2021 has been absolutely crazy, has it not? Prices increasing, increasing, increasing. For sellers, that's fantastic news. There's tons of equity that you're gaining in your current properties, whether you're owner occupied or you're an investor, you are making money every single month just by owning a home. So that's great news for sellers. The challenge for buyers is in certain markets, they're being outbid, sometimes 10% to 50% above list price. So buyers are sort of losing their mind in today's market. When you see a home priced at $300,000 and it sells for $375,000, $400,000, $425,000. It's a major challenge for the home buyers to actually get into the marketplace right now. So what can we do in today's market for buyers and sellers? Well, as I've already said, sellers, you are in a great position because you have equity almost every single day.So what are we expecting to happen here now?   Check out our latest episode of Real Estate Talk and hear the predictions for the rest of 2021.Will there be a Bubble that Burst in 2021?✅ How to get an offer accepted✅ Housing Inventory✅ How to purchase New Construction✅ Negotiating the Best Deal✅ Where is the market going in the next few months?✅ Cost of Purchasing New Construction✅ What home sellers need to know about the current market✅ Preparing for a smooth closing. Check out our Video Blog at https://youtu.be/vZLpUZyTcEcVisit our Real Estate Websitewww.SageAndAssociatesAZ.com

Real Estate News on Real Estate Talk Podcast. On this episode of Real Estate Talk we will discuss what it takes for a buyer to get an offer accepted. What sellers need to know about the market. How to purchase New Construction. Is there a Real Estate Bubble and what’s the market looking like in the next few months. Subscribe to our Podcast at https://www.podomatic.com/podcasts/realestatetalk Click here for the full Episode https://youtu.be/7ICssW9Umno Knowledge is power! ✅ How to get an offer accepted ✅ Housing Inventory ✅ How to purchase New Construction ✅ Negotiating the Best Deal ✅ Where is the market going in the next few months? ✅ Cost of Purchasing New Construction ✅ What home sellers need to know about the current market ✅ Preparing for a smooth closing. Visit our Real Estate Website at www.SageAndAssociatesAZ.com

Real Estate News on Real Estate Talk Podcast. On this episode we will discuss the Real Estate Market and what’s happening in March 2021. What the market is doing to sellers, buyers, and agents. Is there a Bubble and will this Bubble Burst? Knowledge is power! ✅ Home Pricing and the Market Trend ✅ Is there a real estate Bubble? ✅ How to get an offer accepted by a seller. ✅ Buyer and Seller Negotiations. ✅ How to put deals together. ✅ Paying above appraised value. ✅ Low interest rates. ✅ How to prepare for a smooth closing. Check out our Podcast at https://www.podomatic.com/podcasts/realestatetalk Visit our Real Estate Website at www.SageAndAssociatesAZ.com

Real Estate News on Real Estate Talk Podcast. Our focus is people and our language is Real Estate On this episode we will discuss Zillow and their new acquisition of Showing Time. Zillow the marketing company is now a Brokerage and Owner of Showing Time. What will this mean for Realtors and the general public. Knowledge is power! ✅ Zillow was an advertising company ✅ Zillow made their money from Realtors not selling homes ✅ Convenience vs Service ✅ Acquisition Fees more than Realtors Commission ✅ How to protect yourself as a consumer ✅ How Realtors will represent consumers better than Zillow ✅ MLS sold Agents listings for a profit to Zillow ✅ Does Zillow have to play by the same rules as Realtors? ✅ Don’t get ripped off Check out our Podcast at https://www.podomatic.com/podcasts/realestatetalk Visit our Real Estate Website at www.SageAndAssociatesAZ.com #Zillow #showingtime #RealEstate #RealEstateNews #CARealtor #CARealEstate #PhoenixTravel #PhoenixRealtor#RealtorsOfInstagram #ArizonaHomes#Phoenix #PhoenixRealEstate #Arizona#RealEstate #YourRealtor #HomeBuying#Motivation #TipsForBuyingHomes #PhoenixRealtor #ArizonaRealEstate#StopRenting #AzRealtor #SurpriseAZRealtor

Real Estate News on Real Estate Talk Podcast. Our focus is people and our language is Real Estate On this episode we will discuss Zillow the pros and the cons. Zillow is now a Brokerage so what does this mean to the consumer and how will this change business for Realtors Knowledge is power! ✅ Zillow was an advertising company ✅ Zillow made their money from Realtors not selling homes ✅ Convenience vs Service ✅ Acquisition Fees more than Realtors Commission ✅ How to protect yourself as a consumer ✅ How Realtors will represent consumers better than Zillow ✅ MLS sold Agents listings for a profit to Zillow ✅ Does Zillow have to play by the same rules as Realtors? ✅ Don’t get ripped off Check out our Podcast at https://www.podomatic.com/podcasts/realestatetalk Visit our Real Estate Website at www.SageAndAssociatesAZ.com #Zillow #RealEstate #RealEstateNews #CARealtor #CARealEstate #PhoenixTravel #PhoenixRealtor#RealtorsOfInstagram #ArizonaHomes#Phoenix #PhoenixRealEstate #Arizona#RealEstate #YourRealtor #HomeBuying#Motivation #TipsForBuyingHomes #PhoenixRealtor #ArizonaRealEstate#StopRenting #AzRealtor #SurpriseAZRealtor

Real Estate Market Conditions in California and Arizona February 2021. Know the market before you buy or sell a home. Get the facts and straight talk from Troy Sage. ✅ Home Sales are UP ✅ Home Prices are UP ✅ Inventory is LOW ✅ Interest Rates are LOW ✅ Shadow Inventory Search Homes at www.SageAndAssociatesAZ.com Follow us on Facebook https://www.facebook.com/SageandAssociates

Arizona Real Estate Market June 2020 Is is a Buyers Market or Sellers Market? Know how COVID-19 has changed Real Estate today. It’s important to have accurate information regarding the Real Estate Market in Arizona. Home sellers and buyers need to know the market before they list or purchase a home. It’s also important to understand the real estate market today, so you’re intelligent when buying and selling. No one likes to overspend or reduce their profits in Real Estate. In this episode of Real Estate Talk we will discuss the following trends within the Arizona Real Estate Market: Available Inventory Current Home Prices Mortgage Loans Year to date statistics Days on Market Equity in homes today Distressed Properties Pricing FREE Buyers Guide to purchasing Real Estate. https://bit.ly/2K8Spg3 FREE Sellers Guide to selling Real Estate. https://bit.ly/3cn3Ih2

California Real Estate Market June 2020 Is is a Buyers Market or Sellers Market? Know how COVID-19 has changed Real Estate today. It’s important to have accurate information regarding the Real Estate Market in California. Home sellers and buyers need to know the market before they list or purchase a home. It’s also important to understand the real estate market today, so you’re intelligent when buying and selling. No one likes to overspend or reduce their profits in Real Estate. In this episode of Real Estate Talk we will discuss the following trends within the California Real Estate Market: Available Inventory Current Home Prices Mortgage Loans Year to date statistics Days on Market Equity in homes today Distressed Properties Pricing FREE Buyers Guide to purchasing Real Estate. https://bit.ly/2K8Spg3 FREE Sellers Guide to selling Real Estate. https://bit.ly/3cn3Ih2

Real Estate Talk COVIC-19 Episode with information pertaining to Home Loans, DTI, Loan Limits, and more. Learn what you need to know about obtaining a home loan today and in the future. Hosted by Troy Sage troy@troysage.com Special Guest Darryk Allen darrykallen@hotmail.com

Real Estate Talk Forbearance Stimulus Package Information and the in's and out's of the Forbearance process. How to read a Forbearance Proposal What to look for in the Forbearance Proposal How will this effect your Credit

Real Estate Talk - New Loan Regulations With the Corona Virus comes not only change in our daily activities, but Loan Regulations and Underwriting guidelines have changed. Learn what's new and how you can prepare for the future. FHA & VA Loan guidelines have changed. Minimum FICO scores increased. Buyers required Reserves prior to owning a home. The US Stimulus package and how it will impact home loans. Hosted by Troy Sage with special guest Simela Townsend of Guaranteed Rate Mortgages.

The truth about Forbearance, Short Sales, and Foreclosure. With the current market and state of the world in flux, we want to make sure you understand what Forbearance, Short Sales, and Foreclosures really are. With the Federal Government placing a hold on Foreclosures it's important to understand your rights. Forbearance - Diverting payments for a month or even up to 6 months. You still owe the bank the payments and you'll have a balloon payment at the end of your term. Short Sale - Paying the bank less than what's owed. This takes time and an owner must prove why they can't make the payments. Foreclosure - When the bank sells your property at auction due to non payment. Visit www.SageAndAssociates.net for updated information. Keep up to date with all Real Estate News. Help spread the news by sharing this podcast and by visiting www.SageAndAssociates.net

In this episode of Real Estate talk we discuss the COVID19 situation, how the real estate market is changing, local businesses, and what we can do and expect in the future. Here's some links we discussed www.SageAndAssociates.net Free educational websites for home school ideas https://fromabcstoacts.com/ Information about free brown bag lunch: www.peoriaunified.org

Real Estate Talk with Troy Sage and Vincent Goodrich of Peoples Mortgage in AZ. In this episode of Real Estate Talk, we will get to know Vincent on a personal level and who he is. Our discussions include what buyers need to know about home loans and mortgages, Down payment assistance, DTI Debt To Income Ratios, How to qualify for a loan, FICO scores or credit scores, how to increase you FICO score, and how to get a home loan or mortgage. With up to date details on the best way for a buyer to get a home loan or mortgage, Real Estate Talk takes you deeper in the process and how to get money to purchase a home.

Real Estate Talk with Troy Sage and Brandelyn Jones of Sage and Associates in AZ. In this episode of Real Estate Talk, we will get to know Brandelyn on a personal level and who she is. Our discussions include Brandelyn’s journey in real estate, what buyers and sellers need to know about realtors, how hard real estate agents work, what to expect from a realtor, and easy steps to a successful real estate transaction. With up to date details on the best way for buyers and sellers to purchase and sell real estate. Proper representation with return on investment, getting the job done.