POPULARITY
35 episodes with key factors
30 episodes with key factors
26 episodes with key factors
6 episodes with key factors
5 episodes with key factors
5 episodes with key factors
4 episodes with key factors
4 episodes with key factors
3 episodes with key factors
Questions? Thoughts? Send a Text to The Optometry Money Podcast! We'll answer your question on the show.We're back with our second listener Q&A episode, tackling real questions from ODs around the country. From S Corp salary decisions and how much cash to keep in your practice, to buying your commercial real estate, preparing your practice for sale, and whether you're overfunding your kids' 529 plans — we cover a lot of ground in this one.Have a question you'd like answered on a future episode? Submit it at optometrywealth.com/podcastquestion.What You'll LearnWhat goes into determining a "reasonable salary" as an S Corp optometry practice owner — and why you should rely on your CPATwo practical methods for calculating how much cash your optometry practice should keep on handKey factors to weigh when deciding whether to buy your practice's commercial real estateWhat drives practice valuation and how to start preparing 10 years before you want to sellHow to build balance in your net worth over over time and not be overly concentrated in your practiceThe flexibility built into 529 plans that most ODs don't realize they haveKey TakeawayMany of these questions come down to the same principle: your practice's cash flow is your most powerful financial tool. Whether you're deciding how much salary to pay yourself, how much cash to hold in the business, or how to diversify your net worth — using that cash flow intentionally and efficiently is what moves the needle over time.Links & ResourcesSubmit a question for a future Q&A episodeIRS: S Corporation Compensation and Medical Insurance IssuesEp 139: Optimize Your Pay – 7 Key Factors for Setting Practice Owners' CompensationIDOC Practice Cash Reserve White PaperIDOC How Should Optometry Practices Manage Cash?Ep 154: Trump Accounts for Kids - What Optometrists Need to KnowWant a more proactive approach to your planning?You can schedule a no-commitment introductory call to discuss what's on your mind financially and learn how we help optometrists navigate those same decisions nationwide.
Australia was one of the countries included in a study conducted by the Pew Research Centre regarding "national pride." - Isa ang bansang Australia sa isinagawang pag-aaral ng Pew Research Center kaugnay sa “national pride”.
Did you like this episode? Send us a text message and share your thoughts!“Profitability is paramount, and we try to never be satisfied. What can we do to keep pushing production and maximize our facility?”Speaking to their forward-thinking approach and eye for critical details, David Sattazahn, who farms with his brother Doug and wife Katie on Zahncroft Dairy in Berks County, Pennsylvania, reflects on some of the decisions that have led their family, farm and herd to where they are today in this episode of Cow-Side Conversations. After transitioning the family farm and then completing an expansion in 2017, today the Sattazahn family farms about 300 acres and milks 315 cows in a double-twelve parlor and sand-bedded, free stall set-up. David describes the decision-making process of moving to 3x a day milking, switching to custom drag lining and manure injection, hiring and mentoring a dairy herd manager apprentice, honing in on reproduction, creating energy corrected milk goals for the year, and more. To avoid complacency and drive profitability, David says they critique what they're doing, work with experts they trust, try new ideas, evaluate the results, and remain open to switching course as the farm evolves.
Self-care podcast exploring Exploring Life After Menopause, Key Factors to Support Healthy Menopause, HRT VS A Natural Approach & Why Mindset & Stress Reduction are Key with Nicki Williams. TOPICS:: ** Exploring Life After Menopause (12:00). ** Key Factors to Support Healthy Menopause (20:18). ** HRT VS A Natural Approach & Why Mindset & Stress Reduction are Key (31:56). NOTES:: Show notes: amberapproved.ca/podcast/641 Leave me a review at amberapproved.ca/review Email me at info@amberapproved.ca Subscribe to newsletter: https://amber-romaniuk.mykajabi.com/newsletter-sign-up SHOW LINKS: Coaching Savings on 12 and 6 month private coaching programs until March 15th! Click below to schedule a 30 minute Complimentary Body Freedom Consultation to secure your savings. https://amberapproved.ca/body-freedom-consultation/ Take my free Emotional Eating Quiz here: http://amberapproved.ca/emotional-eating-quiz Listen to Episode 291 about what it's like to work with me here: http://amberapproved.ca/podcast/291/ Follow me on Instagram www.instagram.com/amberromaniuk Youtube Channel: https://www.youtube.com/@amberromaniuk/ ABOUT MY GUEST: Nicki is an award winning nutritionist, author, speaker and a leading expert in women's health and hormones. She is the founder of Happy Hormones for Life, helping women of all ages to rebalance their hormones, reclaim their health and feel better than ever. She is the author of; It's not you, it's your hormones; The essential guide for women over 40 to fight fat, fatigue and hormone havoc. And her new book 'Life After Menopause; Embrace your next chapter with a healthy body and mind' is out now! Website; www.happyhormonesforlife.com FB/Instagram; @happyhormonesforlife Books; www.happyhormonesforlife.com/books MY PARTNERS: Stress, poor sleep, and getting run down don't happen in isolation — they're signals from the body asking for support. That's why I love working with herbal allies that support the nervous system, immune system, and sleep naturally, instead of forcing or overriding the body. These three legendary blends from WishGarden Herbs are ones I personally trust and come back to again and again: Deep Stress Daily Calm is my go-to when life feels relentless. Chronic stress impacts hormones, immunity, energy, and mood — not just mentally, but physically. This blend features ashwagandha and nourishing nervine herbs that help calm the stress response both in the moment and over time. It supports healthier cortisol patterns, steadier energy, improved sleep quality, and a more balanced mood — helping the body shift out of constant high gear and back into regulation. When stress shows up as a racing mind at night, Sleepy Nights & Fresh Mornings is such a gentle yet powerful support. I love that it's formulated without melatonin, valerian, or kava, so it supports natural sleep rhythms without dependency or morning grogginess. Whether taken before bed or during unwanted night wakings, it helps calm the mind so the body can settle into deeper, more restorative sleep. And when you start to feel that familiar "something's coming on" feeling, Kick-Ass Immune Activator is what I reach for. This fast-acting blend supports immune and respiratory health right when the body needs it most — helping you respond early instead of waiting until you're already depleted. Because supporting your immune system proactively makes a massive difference. What I love most about WishGarden Herbs is that their formulas are USDA Certified Organic, non-GMO, gluten-free, vegan, and crafted to work with the body's innate intelligence. These aren't quick fixes — they're true herbal allies. Discover the natural power of WishGarden Herbs' legendary blends and save 20% on your order with code NOSUGARCOATING. Shop all herbs at www.wishgardenherbs.com Contact Form For Canada Orders: https://www.wishgardenherbs.com/pages/contact-us Email for Canada Orders: orders@wishgardenherbs.com Blog with all WishGarden Herbs Episodes: https://amberapproved.ca/blog/wishgarden-herbs
Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Co-Hosts: Ben Criddle (@criddlebenjamin)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676
Roof replacement quotes vary widely due to roof complexity, material choices, labor demands, hidden tear-off costs, timing, and warranty differences. Understanding these factors reveals why prices swing dramatically and how smarter comparisons lead to better long-term value.Learn more: https://providenceroofs.com/contact-huntersville/ Providence Roofing City: Statesville Address: 1544 E Broad Street Website: https://providenceroofs.com/ Phone: +1 704 883 6052 Email: info@providenceroofs.com
In this episode, Jason Fishman interviews Bob Cohen, a business advisor at Braintree, discussing the intricacies of entrepreneurship, crowdfunding, and capital formation. Bob shares his journey into the world of investment crowdfunding, the importance of capital in entrepreneurship, and the role of incubators in supporting startups. They explore the challenges entrepreneurs face in raising capital, the significance of building relationships with investors, and the necessity of testing business ideas before scaling. The conversation also touches on the evolving landscape of FinTech and cryptocurrency, emphasizing the need for coachability and strategic planning in the entrepreneurial journey. Takeaways - Entrepreneurship consists of three parts: idea, management, and capital. - Many entrepreneurs struggle with capital raising due to lack of knowledge and networks. - Crowdfunding has evolved to become more accessible for typical entrepreneurs. - Building relationships with investors is crucial for success. - Coachability is a key trait for entrepreneurs seeking support. - Testing business ideas through minimal viable products is essential. - Scaling requires hiring the right people and building a strong team. - Networking and establishing credibility can lead to investment opportunities. - The lean startup model encourages testing before full-scale development. - Maintaining a day job can provide stability while pursuing entrepreneurial ventures. Chapters 00:00 Introduction to Entrepreneurship and Crowdfunding 07:33 The Importance of Capital in Entrepreneurship 12:23 Navigating the Crowdfunding Landscape 19:02 Exploring FinTech and Cryptocurrency 24:11 Building Relationships with Investors 29:17 Key Factors for Incubator Success 33:07 Testing and Validating Business Ideas 39:55 Scaling Your Business Effectively Social and Website: LinkedIn: https://www.linkedin.com/in/bobcohenbt/ Website: http://www.braintreepartners.org
Key Factors in Raising a VC Fund Hello, this is Hall T. Martin with the Startup Funding Espresso -- your daily shot of startup funding and investing. In raising a VC fund, there are key factors that will lead to a successful outcome. Here's a list of key success factors: Providing value add to the relationship. For example, make introductions between two Limited Partners who may benefit from knowing each other. Educate the LPs so they understand the industry better. Investors love to learn insights about a sector they are investing in. Fast follow-up shows you value the relationship. Return calls quickly to show how important the relationship is. Gain endorsement from LPs, founders, and other VC funds. A good standing in the industry helps burnish the reputation. Build a robust program with well-defined processes. LPs will appreciate a strong operational team in place. Finally, build a relationship with the Limited partner. An authentic relationship will bring many benefits throughout the life of the fund. Consider these factors in raising a VC fund. Thank you for joining us for the Startup Funding Espresso where we help startups and investors connect for funding. Let's go startup something today. _________________________________________________________ For more episodes from Investor Connect, please visit the site at: http://investorconnect.org Check out our other podcasts here: https://investorconnect.org/ For Investors check out: https://tencapital.group/investor-landing/ For Startups check out: https://tencapital.group/company-landing/ For eGuides check out: https://tencapital.group/education/ For upcoming Events, check out https://tencapital.group/events/ For Feedback please contact info@tencapital.group Please follow, share, and leave a review. Music courtesy of Bensound.
Wondering what really determines the cost of a Medicare Supplement plan? In this episode, we break down the key factors that affect your premiums—from pricing methods and age to health, location, and the timing of your enrollment. Learn smart strategies to control your costs and find the best value for the coverage and peace of mind you deserve. Start exploring your Medicare Supplement options today.
Is gold a high-risk investment? As investors look for a safe haven from the dollar, interest in gold IRAs is rising, but several risks associated with the precious metal should be considered. Tune in to know more.Also visit https://augoldira.com/analyst-say-gold-set-to-bounce-back-after-recent-fall/ AuGold IRA City: Cushing Address: 2340 East Main Street Website: https://augoldira.com
https://bannerconstruction.com/st-louis-siding-contractor-saint-louis-mo-siding-installation-company/James Hardie fiber cement and vinyl siding each offer unique benefits—cost, durability, fire resistance, and aesthetics all play a role. Discover which material suits your home's needs, climate, and long-term plans in this practical comparison. Banner Construction City: St. Louis Address: 1177 N Price Rd, St. Louis, MO, 63132 Website: https://bannerconstruction.com/
“We're dumping energy to maintain comfort.”That's how Andre Griffs from BINQ sums up what's happening in far too many Australian homes. We crank the heater, blast the air con, and wonder why the house still feels off. Often, the culprit is simple. The windows are not performing.We sat down with Andre to unpack what's going wrong with Australian windows, why it matters more than most people realise, and what BINQ is doing differently to lift the standard.Windows aren't a finishing touch. They're a performance decision.And if Australia wants healthier, more comfortable, more energy-efficient homes, we can't keep treating windows like a commodity. Conversations like this, with people like Andre pushing the industry forward, are how standards lift.If you're building or renovating and you've never thought deeply about your windows, we hope this episode helps you to think differently and do more research in the future.
Hour 2: Skyy Moore and Rashid Shaheed could tilt the field with explosive special‑teams plays, adding another layer to a matchup already defined by run defense and field‑position battles between the 49ers and Seahawks. Plus, longtime Seahawks play‑by‑play voice Steve Raible joins the show to break down how these elements might shape tomorrow night’s game.See omnystudio.com/listener for privacy information.
Hour 2: Skyy Moore and Rashid Shaheed could tilt the field with explosive special‑teams plays, adding another layer to a matchup already defined by run defense and field‑position battles between the 49ers and Seahawks. Plus, longtime Seahawks play‑by‑play voice Steve Raible joins the show to break down how these elements might shape tomorrow night’s game.See omnystudio.com/listener for privacy information.
Join Peter Tuckman, the Einstein of Wall Street, as he breaks down the latest market activities and trends from the New York Stock Exchange. In this episode of Trade Like Einstein, Peter discusses the current state of portfolio rebalancing, market performance, and the impact of key factors such as upcoming earnings, Federal Reserve decisions, and geopolitical events. Stay informed with daily, weekly, and monthly updates from the Einstein of Wall Street and the Money News Network. Don't miss out on expert insights and in-depth analysis! 00:00 Introduction and Welcome 00:54 Market Overview and Portfolio Rebalancing 01:43 Current Market Factors and Predictions 02:52 Conclusion and Sign Off All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.
This week on Midweek Move, Dallas looks at key factors to consider when choosing a study Bible, breaking down the differences between devotional, archaeological, and commentary-focused editions. We take a look at essential features such as author background, historical context, and themes to help you select a resource that bridges the gap between the scripture's original audience and its modern application. Best resource for studying the Gospels: https://youtu.be/sWB9eoCyPfI Best Bible Translation: https://youtu.be/EcqNQE0MC7c Time Stamps: 00:00 Introduction: The Purpose of a Study Bible 01:03 The Role of the Holy Spirit in Scriptural Study 01:48 Comparing Standard Bibles and Specialized Study Tools 02:24 Categorizing Study Bibles: Archeology, Devotional, and Themed 03:25 Identifying Essential Features: Author, Date, and Theme 04:48 Evaluating Historical Context and Original Purpose 05:44 Distinguishing Inspired Scripture from Human Commentary 06:37 Utilizing Articles and Scholarly Nuance for Understanding 08:25 Conclusion: Resource Recommendations and Community Prayer Connect with us! Email: mediahub@shreveport.com Website: www.THPshreveport.com Address: 8957 Kingston Road, Shreveport, Louisiana Service Times: Sunday at 10:00 AM, Wednesday at 6:30 PM
The following article of the Talent industry is: “Employer Branding as a Key Factor in Attracting Talent in 2025” by Ricardo Rodarte, CEO, Redarbor.
Mike Garafolo, NFL Network and Puck discuss the biggest keys and factors for the Seahawks and 49ers on Saturday. Both teams are dealing with injuries, Mike informs who's in and who's potentially out. Sam Darnold was in this position a year ago with the Vikings, how much will this weigh on him this Saturday? They also talk about other key storylines around the NFL, the future of Lamar Jackson in Baltimore, Mike Tomlin's Steelers future, Pete Carroll tenure in Vegas likely over and what will the league do with Stefon Diggs?
Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Co-Hosts: Ben Criddle (@criddlebenjamin)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676
In this episode of The Edge of Risk by IRMI, host Joel Appelbaum speaks with Austin Griffith, senior vice president at Risk Management Advisors, for an in-depth discussion on captive insurance domicile selection. Mr. Griffith outlines the core considerations that shape domicile strategy, including where risks are located, the types of policies being written, premium tax implications, regulatory environments, and the logistical realities of board meetings and travel. He also emphasizes the operational importance of domicile service levels, especially when captives need timely responses to dividend requests or coverage changes. Mr. Griffith further examines the growing trend toward home state domiciling, explaining when it can be advantageous and when limitations in state legislation or regulatory infrastructure may require organizations to look elsewhere. The episode also addresses federal and state tax considerations, procurement tax, misconceptions about "right or wrong" domiciles, and the role advisers play when working across numerous jurisdictions. Mr. Griffith closes by looking ahead at an increasingly competitive landscape as more states build out captive insurance legislation and regulatory capacity.
Can YOU Be Hypnotized? 7 Key Factors to Ensuring Hypnosis Success! How to Answer the Question, “Can I Be Hypnotized?” “Quick Shortcut Menu” Special Announcements Before the Video… Click These Links… Get Info about Cal's Live In-Classroom & Online Training Schedule! Cal's Live Courses Are AVAILABLE ONLINE (PC or Mac)! Click Here for Free Phone
In this episode, Alex Perny sits down with Matt Shechtman, CEO of Long Angle Management, to break down what real due diligence actually looks like in today's private markets. They explore key-person risk, incentive structures, fund transparency, track records, red flags, and why investors must ask uncomfortable questions before wiring a dollar. Whether you're investing in real estate, private equity, venture, oralternative strategies, this episode teaches you how to evaluate managers, avoid hidden risks, and make smarter decisions.00:00 The Importance of Due Diligence in Private Markets03:00 Understanding Key Person Risk05:57 Conflict Resolution and Team Dynamics09:12 Incentive Structures and Their Impact12:03 Navigating Information Sources for Due Diligence15:02 Leveraging Networks for Insight17:56 Identifying Red Flags in Investment Opportunities20:53 Common Pitfalls in Due Diligence28:48 Key Factors in Investment Diligence33:06 Understanding Market Cycles and Manager Performance39:58 The Role of Expertise in Investment Decisions43:11 Navigating the Information Age in Investing49:34 Future Trends in Real Estate and Investment StrategiesSubscribe to our YouTube channel and join our growing community for new videos every week.If you are interested in being a podcast guest speaker or have questions, contact us at Podcast@AdvantaIRA.com.Learn more about our guest, Matt Shechtman: https://www.linkedin.com/in/msheck/Learn more about Advanta IRA: https://www.AdvantaIRA.com/ https://podcasters.spotify.com/pod/show/advanta-irahttps://www.linkedin.com/company/Advanta-IRA/https://twitter.com/AdvantaIRA https://www.facebook.com/AdvantaIRA/ https://www.instagram.com/AdvantaIRA/The Alternative Investing Advantage is brought to you by Advanta IRA.Advanta IRA does not offer investment, tax, or legal advice nor do we endorse any products, investments, or companies that offer such advice and/or investments. This includes any investments promoted or discussed during the podcast as neither Advanta IRA nor its employees, have reviewed or vetted any investments, persons, or companies that may discuss their services during this podcast. All parties are strongly encouraged to perform their own due diligence and consult with the appropriate professional(s) before entering into any type of investment.#DueDiligence #PrivateEquity #AlternativeInvesting#RealEstateInvesting #PrivateMarkets #InvestSmart #FundManagement#InvestmentRisk #WealthBuilding #AdvantaIRA
In this episode, discover how to optimize your Amazon listings this holiday season, and our guest shares her FILTER framework and why the human touch still beats AI in driving conversions. Unlock the secrets of e-commerce success this holiday season by mastering the art of Amazon listing optimization with Karyn Thomas, our seasoned guest with a knack for turning Amazon product pages into sales powerhouses. Journey through her inspiring transition from a marketing professional to a listing optimization guru, and discover the innovative FILTR framework that transforms ordinary product listings into irresistible offers. This episode offers a ton of strategies and insights that have propelled Karyn to the forefront of the e-commerce world, setting up your listings for stellar conversion rates and category rankings. Dive deep into the FILTER framework, where each element, plays a pivotal role in capturing the attention and hearts of customers. Harness the power of "why" from Simon Sinek's philosophy to engage shoppers on an emotional level, and learn practical ways to apply these concepts to your listings. Karyn also unveils the critical importance of visuals in product listings, exploring the use of advanced AI tools to enhance image analysis and storytelling that resonates with your target demographic. As the digital landscape evolves, so must your strategies. Explore the latest trends in video content and AI integration for Amazon and beyond. Karyn discusses the growing potential of platforms like TikTok Shop and shares insights on maintaining a human touch amidst technological advancements. This conversation is packed with actionable tips to optimize your listings continuously, ensuring they remain competitive and compelling. Join us and embrace the exciting future of e-commerce with confidence and creativity. In episode 473 of the AM/PM Podcast, Kevin and Karyn discuss: 00:00 - Listing Optimization Strategies for Amazon Sales 10:08 - Key Factors in Amazon Sales Success 11:28 - Listing Optimization Framework 18:17 - The Power of Storytelling in Sales 22:21 - Optimizing Amazon Listings With Images 29:01 - Amazon Listing Optimization Strategies 32:09 - Video Creation for Advertising and Listings 35:30 - Differentiating Product Positioning for Listings 41:20 - Effective Amazon Listing Design Strategies 45:26 - Importance of Design in Amazon Sales 47:37 - Human Touch in E-Commerce 55:50 - Human Touch in AI Marketing
What if misclassifying your team could cost you thousands in back taxes, penalties, and missed benefits? Most business owners don't realize how risky it can be to pay someone as a contractor when they really should be an employee. In this episode, Danielle Hayden, reformed corporate CFO and CEO of Kickstart Accounting, Inc., simplifies the IRS classification rules into a 3-step framework that helps you confidently decide whether your next hire or current team should be a contractor or employee, and when it might be time to make a change. Key Takeaways: Know the 3 Keys of Classification: These are the factors the IRS uses to determine if someone should be classified as an employee or contractor. Behavioral Control – Who decides how and when the work gets done? Financial Control – Who provides the equipment and sets the pay rate? Relationship – Is this a short-term project or an ongoing partnership? A Signed Contract Doesn't Override Your Day-to-Day Working Relationship: If you control how, when, and with what tools someone works, they're likely an employee, no matter what the contract says. Your Team Structure Will Evolve as Your Business Grows: It's normal to start with contractors and transition to employees as you establish systems, brand standards, and long-term goals. Don't Forget the Tax Implications: Contractors complete a W9 and handle their own taxes (including the employer portion). Employees go on payroll, and you, the business owner, take on that responsibility. Trust Your Gut and Your "Auditor Test": If you couldn't confidently explain to an auditor why someone is a contractor, it's probably time to make them an employee. Topics Discussed: (00:00) Intro: The Costly Risks of Misclassifying Your Team + The 3 Key Factors the IRS Uses (02:28) Step 1: Behavioral Control – Who's in Charge of the How and When? (02:56) Step 2: Financial Control – Who Sets the Pay and Provides the Tools? (03:24) Step 3: Relationship – Short-Term Project or Long-Term Partnership? (04:13) Why a Signed Agreement Isn't Enough If You're Relationship Says Otherwise (04:44) Trusting Your Gut: The "Auditor Test" for Classification Decisions (05:14) How Your Hiring Strategy Evolves as Your Business Grows (08:13) Tax Implications: W9s, 1099s, and Who's Responsible for What (09:58) Resources on Hiring and Payroll for Business Owners from Kickstart Accounting, Inc. (10:29) Quick Recap of 3-Step Framework + Danielle's "Gut Check" Test Before Hiring (11:06) Outro: Like, Share and Subscribe! Related Episodes: The Employee Expansion Blueprint: When It's Time to Convert 1099 Contractors – Ep 120 Resources: The Ultimate Small Business Hiring Guide: From Planning to Payroll, How To Build a Thriving Team Book a Call with Kickstart Accounting, Inc.: https://kickstartaccountinginc.com/book-a-call/ Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks Facebook | https://www.facebook.com/kickstartaccountinginc
What if misclassifying your team could cost you thousands in back taxes, penalties, and missed benefits? Most business owners don't realize how risky it can be to pay someone as a contractor when they really should be an employee. In this episode, Danielle Hayden, reformed corporate CFO and CEO of Kickstart Accounting, Inc., simplifies the IRS classification rules into a 3-step framework that helps you confidently decide whether your next hire or current team should be a contractor or employee, and when it might be time to make a change. Key Takeaways: Know the 3 Keys of Classification: These are the factors the IRS uses to determine if someone should be classified as an employee or contractor. Behavioral Control – Who decides how and when the work gets done? Financial Control – Who provides the equipment and sets the pay rate? Relationship – Is this a short-term project or an ongoing partnership? A Signed Contract Doesn't Override Your Day-to-Day Working Relationship: If you control how, when, and with what tools someone works, they're likely an employee, no matter what the contract says. Your Team Structure Will Evolve as Your Business Grows: It's normal to start with contractors and transition to employees as you establish systems, brand standards, and long-term goals. Don't Forget the Tax Implications: Contractors complete a W9 and handle their own taxes (including the employer portion). Employees go on payroll, and you, the business owner, take on that responsibility. Trust Your Gut and Your "Auditor Test": If you couldn't confidently explain to an auditor why someone is a contractor, it's probably time to make them an employee. Topics Discussed: (00:00) Intro: The Costly Risks of Misclassifying Your Team + The 3 Key Factors the IRS Uses (02:28) Step 1: Behavioral Control – Who's in Charge of the How and When? (02:56) Step 2: Financial Control – Who Sets the Pay and Provides the Tools? (03:24) Step 3: Relationship – Short-Term Project or Long-Term Partnership? (04:13) Why a Signed Agreement Isn't Enough If You're Relationship Says Otherwise (04:44) Trusting Your Gut: The "Auditor Test" for Classification Decisions (05:14) How Your Hiring Strategy Evolves as Your Business Grows (08:13) Tax Implications: W9s, 1099s, and Who's Responsible for What (09:58) Resources on Hiring and Payroll for Business Owners from Kickstart Accounting, Inc. (10:29) Quick Recap of 3-Step Framework + Danielle's "Gut Check" Test Before Hiring (11:06) Outro: Like, Share and Subscribe! Related Episodes: The Employee Expansion Blueprint: When It's Time to Convert 1099 Contractors – Ep 120 Resources: The Ultimate Small Business Hiring Guide: From Planning to Payroll, How To Build a Thriving Team Book a Call with Kickstart Accounting, Inc.: https://kickstartaccountinginc.com/book-a-call/ Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks Facebook | https://www.facebook.com/kickstartaccountinginc
Andrew Mawson, Founder and Managing Director of Advanced Workplace Associates, explores how organizations can enhance performance, especially by helping employees better manage their brain capacity. Andrew shares six evidence-based factors most impacting knowledge worker productivity. He discusses the neuroscience-researched factors affecting brain function and performance. Andrew offers actionable leadership guidance to reduce mental load, enhance employee well-being and resilience, and achieve sustainable results. TAKEAWAYS Chapter 1: Andrew's Early Career [01:18] Andrew studies applied statistics finding it useful, later describing reality through numbers. [01:59] Working in tech and defence, Andrew then joins Fujitsu and leads a program on intelligent buildings. [02:47] Intelligent building initiatives aim to increase computing adoption and data integration. [04:54] Advanced Workplace Associates is founded to bring a business- and people-focused lens to workplace strategy. Chapter 2: Six Key Factors of Knowledge Worker Productivity [07:31] Analysis of past research identifies top factors impacting knowledge worker productivity. [09:28] Factor 1: Social cohesion emerges as the top factor boosting collaboration and innovation. [10:43] Factor 2: perceived supervisory support with leaders tailoring their approach for each person. [11:41] Factor 3: Information sharing enables a culture of openness, countering knowledge-hoarding. [11:59] Factor 4: vision clarity helps employees connect their work to the team and corporate purpose. [12:45] Factor 5: external communication makes teams challenge their ideas and be open to others' views. [13:29] Factor 6: Trust underpins all factors, fostering belief that leaders and colleagues do the right thing. [15:10] Leaders must create a level of certainty to reduce employee anxiety despite external turmoil. [16:21] Social cohesion usefully creates a buffer during uncertain times, enhancing resilience. Chapter 3: Research into Brain Performance [17:16] Humans are individual brains – research identifies 14 key factors to optimise performance. [18:42] Sleep (7.5 hours) is key for brain performance, with quality and preparation critical enablers. [19:50] Hydration, exercise, and a good diet—with breakfast—are also essential for cognitive health. [21:39] Leaders must recognize that lifestyle habits affect their team's productivity and wellbeing. [23:00] AWA is running a cohort trial to educate leaders on brain health and track performance. [23:57] After baselining, coaching how to integrate new habits and track performance. Chapter 4: Cognitive Capacity & Managing Load [24:56] Recognising finite brain capacity, environments can be designed to reduce mental loads. [25:55] Everyone can better manage their well-being and outcomes using workspace that increases capacity. [28:10] A story of making tea illustrates how cognitive load varies by individual and context. [29:37] Brains are managing humans' entire systems unconsciously, consuming much energy. [30:20] Personal stressors, such as family and finances, compound work demands and brain strain. [31:24] Leaders need to monitor workload and not exceed employees' brains' capacity limits. [32:34] When excessive load get to a point that it blocks capacity for planning and logic. [33:26] Managers and employees can manage load together to restore cognitive function quickly. [34:13] Organizations are communities of connected brains aiming to optimise knowledge flow. [35:05] All six factors are linked and applied together can improve productivity and wellbeing. Chapter 5: How Leaders can Improve Performance [36:26] Leaders need to better understand how the brain works to enable high-performing teams. [37:07] Most managers lack vital training; the six factors offer a useful playbook for leaders. [38:17] How many managers believe social cohesion is their responsibility? [38:58] Competitive pressures between teams create division and undermine collaboration. [39:54] Leaders must promote and model trust and social cohesion to cultivate environments that enable success. RESOURCES Andrew Mawson on LinkedIn Advanced Workplace Associates (AWA) website QUOTES "The name of the game is to get everybody as socially cohesive as possible to allow fluidity of movement, of knowledge and, and collision of knowledge." "[External communication is] the idea that you should expose your knowledge and your brain to other things…. going to other places and have other people challenge your understanding so that your understandings remain fresh." "Humans have got a finite capacity and how that capacity is loaded and eaten into is also another important part of the jigsaw." "Organizations really are communities of connected brains…I think the first thing the leaders need to do is understand more about the brain." "Brains are the unit of production going forward in the world of knowledge work." "We are all actually different…We should be trying to create an environment and giving people knowledge about the status of different spaces and things in the places in the building so they can go and choose." "The duty of a leader is to try to create a level of certainty, create a vision, and create a direction of travel that is almost independent of the turmoil that's going on."
In this episode, I sit down with Eric Rhodes, DJ and content creator with over 3 million followers, to discuss how to monetize his massive audience beyond traditional events. Eric shares his journey from professional DJ to viral social media sensation and explores the challenges of earning revenue when much of his content features copyrighted music.We brainstorm two main paths for monetization: deepening engagement with music fans, and serving a specific niche of aspiring DJs. We dive into strategies for segmenting his audience, developing high-value lead magnets, and creating educational products like courses or masterminds, all while maintaining control over his time and balancing his passion for DJing with his family life.Timestamps:01:21 Eric's Social Media Following Breakdown03:00 The Start of Eric's Online Content Creation05:07 Key Factors in Eric's Rapid YouTube Growth08:44 The Importance of Feedback in Content Creation10:48 Using Negative Feedback for Improvement13:38 Eric's Current Business Revenue and Breakdown16:35 The Trade-offs of Reduced Travel and Events19:40 Segmenting the Audience: Fans vs. DJs27:07 The "Skill That Makes Money" Framework32:00 Strategies for Patreon Growth and Fan Engagement46:17 High-Ticket Offers and Masterminds54:10 Using Lead Magnets for DJ Audience Growth01:03:55 The Value of Packaging Knowledge into a Course01:10:15 Next Steps for Building a DJ Education BusinessIf you enjoyed this episode, please like and subscribe, share it with your friends, and leave a review. I read every single one.Learn more about the podcast: https://nathanbarry.com/showFollow Nathan:Instagram: https://www.instagram.com/nathanbarryLinkedIn: https://www.linkedin.com/in/nathanbarryX: https://twitter.com/nathanbarryYouTube: https://www.youtube.com/@thenathanbarryshowWebsite: https://nathanbarry.comFollow Eric Rhodes:Instagram: https://www.instagram.com/djericrhodesWebsite: https://theericrhodes.comYouTube: https://www.youtube.com/channel/UCNqLnC4Mc6nGY1ad-aLxxqwTikTok: https://www.tiktok.com/@djericrhodesFeatured in this episode:Kit: https://www.kit.comAmpersand Studios: https://ampersandstudios.coPatreon: https://www.patreon.comSitePoint: https://www.sitepoint.comWhisper: https://github.com/openai/whisperChatGPT: https://chat.openai.com
The 94 WIP Morning Show discusses the role that Michael Carter II will play in the Eagles secondary, with Cooper DeJean potentially moving to outside cornerback. When healthy, Carter II is certainly someone who can help contribute, but recent injury history has made that a question mark.
Blackbird Merch: https://www.blackbird-usa.comPBA- https://www.powderboundadventures.comIn this episode of the Let's Assess Podcast, we're diving into the top 9 essential mods for your Ski-Doo snowmobile to dominate the 2025 season! Whether you're navigating powder, tackling steep terrain, or cruising the trail, these upgrades could transform your ride. If you're curious about how Ski-Doo stacks up against competitors like Polaris, Arctic Cat, or Lynx, we've got you covered with insights on power, performance, reliability, and handling.Here's what we're covering:- **Affordable must-haves**: From ski rubbers to seat covers, we highlight small upgrades that make a big difference in comfort, safety, and control.- **Mid-range upgrades**: Learn why a strong bumper and aftermarket spindles can improve durability and handling for technical riding.- **High-end splurges**: Thinking about carbon hoods or lightweight skids? We discuss how these mods reduce weight and enhance performance.We also compare turbocharged vs. naturally aspirated setups, share thoughts on throttle response, and talk about the pros and cons of Ski-Doo's handling in different terrains. If you're wondering whether these mods suit your riding style and preferences, this video could help you decide!**Let us know what you think!** Have you tried any of these mods, or do you have recommendations for other must-haves? Drop your thoughts in the comments. Don't forget to like, subscribe, and join the conversation as we explore ways to make your snowmobile the ultimate ride this season!#skidoomods #2025snowmobile #skidooturbo #snowmobileaftermarketparts #snowmobileperformanceupgradesCHAPTERS:00:00 - Intro01:22 - Ski-Doo Performance Highlights08:41 - Ski-Doo Limitations and Drawbacks15:37 - Budget Upgrades for Your Sled Under $100020:44 - Mid-Range Upgrades for Your Sled $1000-$200022:43 - Premium Upgrades for Your Sled $2000-$300026:55 - Understanding Suspension Systems34:35 - Benefits of a Carbon Hood37:05 - Advantages of a Carbon Sled Skid38:57 - Brent's Sled Choice Insights41:06 - Key Factors for Aftermarket Parts Selection43:20 - Conclusion and Final Thoughts
Send us a textIn this episode of The Wealth Vibe Show, host Vinki Loomba sits down with Bill Kanatas and Ben Salzberg, two industry powerhouses in self-storage development. Bill, co-founder and CEO of Storage Developers, has partnered with major players like Public Storage and Extra Space, while Ben brings over 25 years of operational excellence and a Six Sigma Black Belt to the table. Together, they share how self-storage has become a hidden gem for long-term wealth-building, even in tough economic times.How It Works:Self-Storage Resilience: Bill explains why self-storage is one of the most resilient asset classes in real estate, thriving during both good and bad economic times, thanks to its ever-present demand driven by the "4 D's" (death, divorce, downsizing, and relocation).Operational Efficiency: Ben emphasizes the importance of efficiency and process management in the self-storage business, leveraging his Six Sigma training to reduce waste, optimize time, and increase profitability.Automation and Technology: The guys dive into how technology is transforming the self-storage industry, from virtual tours to automated access, making the customer experience smoother and the operation more hands-off for owners.Partnerships & Joint Ventures: They also highlight the value of partnerships and joint ventures in the self-storage space, and how they work with landowners to co-develop successful storage facilities.Episode Timestamps:00:00 - 01:05: Introduction01:05 - 03:00: The Resilience of Self-Storage in Any Market03:00 - 06:00: Bill and Ben's Backgrounds and the Six Sigma Approach06:00 - 09:00: The Benefits of Lean Operations and Staying Efficient09:00 - 13:00: The Role of Technology in Self-Storage13:00 - 16:00: How Self-Storage Fares Against Multifamily and Other Asset Classes16:00 - 20:00: Key Factors to Look for in a Self-Storage Investment20:00 - 23:00: Market Trends and Future of Self-Storage23:00 - 26:00: Exploring Exit Strategies for Investors in Self-Storage26:00 - 30:00: Rapid Fire Round: Insights on Self-Storage Investing30:00 - 35:00: Closing Thoughts on the Future of Self-Storage
Bihar will go to the polls in November. There are 243 seats, and three major players. The NDA Chief Minister Nitish Kumar is facing 20 years of incumbency. There are also adverse reports about his health, and his ability to lead for another term. The BJP doesn't have a strong electoral face either. As for the Mahagathbandhan, many believe this is their election to win – provided they get their act together. But can they? There is also the unknown variable -- Prashant Kishore's Jan Suraaj Party. Whose fortunes will it dent more – the NDA's or the Mahagathbandhan's? Which will way will the Extreme Backward Classes (EBCs), Dalits and the Pasmanda vote swing? The NDA is big time into ‘revdi' politics. Offering ₹10,000 through the Mukhyamantri Mahila Rozgar Yojana (MMRY). Will it be enough to get them the women's vote? How will the Special Intensive Revision impact the polls? Guest: Professor Kumar Sanjay Singh, who teaches history at Swami Shraddhanand College, Delhi. Host: G Sampath Shot, produced, and edited by Jude Francis Weston Learn more about your ad choices. Visit megaphone.fm/adchoices
Key Factors Investors Use To Evaluate a Startup Hello, this is Hall T. Martin with the Startup Funding Espresso -- your daily shot of startup funding and investing. Investors review the startup founder's pitch to determine if it's worth pursuing or not. Most startup pitches follow the same model of problem, solution, and how it works. The team, traction, competitive advantage, and business model follow. The pitch closes with the financial forecast, the investment ask, and the exit strategy. The team and their track record on launching and exiting startups are the most important factors. If your team has experience with startup launch and exit, then make that known up front. Other factors of lesser importance include the following: The business model. If you have a recurring revenue business model, then that will positively impact the investors' consideration. The size of the market and its growth rate are interesting. The target market has some impact, as some industries are known to be quite profitable, such as healthcare. The lowest consideration goes to the financial forecast, exit strategy, and investment ask. These are envisioned numbers and will most likely change over time. In building your pitch deck, consider these factors and their level of importance to the investor. Thank you for joining us for the Startup Funding Espresso where we help startups and investors connect for funding. Let's go startup something today. _______________________________________________________ For more episodes from Investor Connect, please visit the site at: Check out our other podcasts here: For Investors check out: For Startups check out: For eGuides check out: For upcoming Events, check out For Feedback please contact info@tencapital.group Please , share, and leave a review. Music courtesy of .
What makes recovering from an affair an attainable goal? In this episode, Anne, Brian, and Tiffanie, explore the key factors that impact how long healing takes after infidelity.Through personal stories and hard-earned insights, you'll discover:Why the first few weeks after disclosure matter so muchThe most common mistakes couples make that stall recoveryThe power of getting qualified, compassionate help earlyAnd how the right actions after D-Day can change everythingWhether you're just beginning this journey or walking alongside someone who is, this episode offers hope, clarity, and guidance for finding your way forward... faster, stronger, and with purpose.Yes, you can move beyond the pain and get the life you want.www.beyondaffairs.com 360.306.3367
What if diabetes wasn't about sugar at all—but about strength, food, and family?”In this power-packed episode, Ryan Fernando sits down with Dr. Roshani Sanghani, a US-certified endocrinologist, to uncover the truth about diabetes across generations. From children being diagnosed at just 5 years old, to grandparents relying on pills instead of power, we explore how the right choices—nutrition, strength training, and awareness—can rewrite the health story of your entire family.This isn't just a podcast—it's a wake-up call.Are you ready to change the way you see diabetes forever?Full podcast Important links:Ryan Fernando AppDiet plan Blood test Cancer screening All tests Socials:Link treeInstagramWebsiteYouTubeProducts: 1Chaze marine collagen Collagen cranberry flavor 1Chaze Wheatless book Eating Secrets of ChampionsFind Roshani here: Instagram YouTube Website LinkedIn Buy her book Time Stamps0:00 – Trailer1:55 – Intro2:25 – What is Endocrinology?4:07 – Is Diabetes a Hormonal Issue?4:58 – Early Signs of Diabetes6:08 – Is Screening Necessary?7:10 – Type 1 vs Type 2 Diabetes8:58 – Is Low Blood Sugar Dangerous?10:48 – Insulin Resistance vs Sensitivity14:07 – Why Insulin Matters16:03 – India's Pre-Diabetes Pandemic17:33 – Can Schools Prevent Diabetes?19:08 – 3 Key Factors in Diabetes25:22 – Test Insulin & Glucose Together?26:03 – Why Insulin Is High in Youth27:25 – Parents' Role in Preventing Diabetes30:30 – Can Stress Cause Diabetes?32:47 – Can Lifestyle Reverse Diabetes?36:18 – Are Carbs Really Bad?39:02 – How to Carb Count Simply44:57 – Are Curd, Idli & Dosa Healthy?49:10 – Food Mistakes Vegetarians Make50:56 – Acid Reflux & Feeling Full54:54 – Managing Sugar Without Counting Calories59:07 – Diabetes Tips for Stressed Individuals1:05:00 – Why Seniors Must Work Out1:07:35 – Why Ryan Trains His Parents1:08:39 – Rapid Fire1:17:30 – Outro
⭐ INTERESTED IN FRANCHISE OWNERSHIP? Schedule a call with one of our coaches today! https://www.francoach.net/
#narcissisticparent #narcissisticmanipulation #maternalnarcissism Have you been struggling with vitality? Have you been having difficulties conceiving? Trauma from maternal narcissism can be one of the causes that may be holding you back on your journey to motherhood, alongside some other very important factors. In this special episode Dr Aumatma Simmons offers great insights and easy to implement tips to support your body to unlock not only your fertility but your vitality too.
E. coli O157:H7 is one of the leading causes of severe foodborne illness, and romaine lettuce has repeatedly been implicated in widespread outbreaks of this pathogen A Cornell University study that traced contamination from field to table found that irrigation practices are the dominant factor in whether lettuce becomes a carrier of E. coli Lettuce irrigated with untreated surface water sprayed overhead carried the greatest contamination risk, while switching to furrow or drip irrigation reduced illness by over 96% The study showed that consumer washing only lowered risk by 28%, reinforcing that on-farm prevention through safer irrigation is essential to protect lettuce before harvest Although prevention starts with better farm practices, there are still strategies to lower your risk at home, including staying updated on recalls, choosing fresher local produce, washing and storing them properly, and even growing your own food
Lisa dives deep into the confusion around "let it be easy" versus doing hard things. If you've been avoiding uncomfortable actions or pushing through everything with force, this episode reveals the difference between allowing and forcing, and why both approaches can keep you stuck.Many of Lisa's clients are excellent at doing hard things. They're masters at pushing through, putting their heads down, and forcing things to happen. But there's a crucial difference between forcing and pushing versus allowing. The energy behind the action matters as much as the action itself.Lisa woke up with sore legs, knowing she had to train glutes that day. Heavy weights, high volume, very mental. She didn't feel like it. But she's committed to her outcome, and she knows that if she starts negotiating with herself based on how she feels, she's already losing.Instead of wasting energy negotiating or switching to upper body, she went straight to the gym. While warming up, she shifted her energy from "Oh my God, this is going to be so hard and take so long" to reminding herself that she's strong, capable, and her body can do this. She tuned into her body's yes or no signals, which is different than just not feeling like it.The key insight: she went in knowing it would be hard and asked "How can I allow this to be easier?"Whether you're trying to transform your body, lose weight, or grow a business, it's going to be hard. Lisa can't tell you how many face-down moments she's had in business, how many hard decisions she's made, how much adversity she's faced. Being an entrepreneur isn't for everyone and it's definitely not a walk in the park.When you're doing hard things, it's confronting. You have to look at your limiting beliefs, the stories you're telling yourself, your current identity and ways of being. You have to stare all of that down, and it's really uncomfortable.Most people aren't willing to do uncomfortable things. So Lisa asks: is it that it's hard, or is it that it's uncomfortable and we don't want to do uncomfortable things?For many high-achievers, the hardest, most uncomfortable thing isn't pushing through more activities. It's learning to slow down, say no, make rest a priority, have more fun, take things off their plate, be in the discomfort of not taking care of everybody else, and actually making themselves a priority.When Lisa was learning to rest, she had to dismantle all her stories and beliefs: rest was lazy, rest was unproductive, rest was for "those people." She had things to do. It was tied to her identity as an overachiever who wore "busy" as a badge of honor. She could do all the things and take care of everybody else while doing them. No wonder she burned out.To heal, she had to learn that slowing down was the hard thing for an over-doer. Most people would say slowing down isn't hard, but when you're wired to constantly achieve, slowing down is the most uncomfortable thing you can do.Lisa had to learn how to make rest feel easier. Resting felt torturous, so she shifted her energy by reminding herself what rest would bring: healing, strength, the ability to do more ultimately. Rest wasn't going to take away from anything. She had to learn to honor and value rest, and that's how she allowed the hard thing to be easier.Get comfortable being uncomfortable. The more you can get comfortable with being uncomfortable, that's when the magic happens. In that discomfort, you can adjust your energy so that even when it's uncomfortable, you still find a way to win and honor your energy.The question becomes: what feels hard that you've been avoiding? And what things are you doing that you're telling yourself are hard that, if you shifted your energy around them, you could allow to be easier?Thank you for being part of this community. If this episode resonated with you, share it with someone who needs to hear this message.
Ready to conquer your entrepreneurial fears and take the leap into success? In this episode of the Command Your Brand Show, we sit down with Frank Sell, a seasoned entrepreneur with over two decades of experience, to uncover the secrets of building a business from scratch. From his humble beginnings as a welder to launching his own ventures, Frank shares his incredible journey, practical advice, and the mindset shifts that helped him turn obstacles into opportunities. Discover how to "Do It Scared" and develop the confidence to build your business empire—whether it's starting your own podcast, launching a new venture, or leveling up your personal brand. Learn actionable strategies like targeting the right audience, creating lasting relationships, and balancing family and entrepreneurship. Frank also shares his unique five-step process for getting things done and how a simple $100 investment changed everything.If you're ready to break free from the 9-to-5 grind, command your brand, and build the life you've always wanted, this episode is packed with the insights and motivation you need to get started. Don't let fear hold you back—take action today!
Fixed-income investors, bonds are rising to the occasion and looking attractive again. Their yields are higher, and they have delivered as diversifiers against stock sell-offs this year. Yet, uncertainty has muddled the outlook as the bond market seeks clarity about tariffs, inflation, and interest rates.Paul Olmsted covers US fixed-income strategies for Morningstar Research Services. The senior manager research analyst explains why you need bonds for a balanced portfolio.Let's start with how you're thinking about the bond market in 2025. Can you talk about what you have considered key moments this year? As a follow-up, what is at the core of the bond market's concerns?We're recording this episode on July 30th around 10:30am. The Fed is expected to announce their interest-rate decision this afternoon. Market watchers are predicting the Fed will hold rates steady. High interest rates pose a risk to bonds. What other risks should investors watch out for now? Some bond investors are seeking a “Powell hedge” due to expectations that Trump could oust the Fed Chair. What are they hedging against, and is this something everyday investors need to think about? What's the probability of Trump firing Powell before the Fed Chair's term ends in May 2026, and who would be the ideal candidate? We have talked about how the memory of the worst bond market ever in 2022 is still lingering. However, bonds served as diversifiers during stock sell-offs earlier this year. Why do you think bonds can't shake the bad rap?What's the optimal bond allocation in a diversified portfolio during a high-rate environment? Should investors focus more on whether their holdings are short- or long-term, or is credit quality a bigger issue?What are the best bonds for portfolio diversification?What's the takeaway for fixed-income investors for the rest of 2025? Read about topics from this episode. Investors Should Embrace Elevated Bond Yields3 Principles to Invest By, Whatever Comes NextWhy the Fed's Independence Matters to Markets, the Economy, and Your Wallet4 Top-Performing High-Yield Bond FundsTariffs and Dollar Weakness Tested US ResilienceIncome Opportunities Remain at the Front End of the Yield Curve What to watch from Morningstar. Covered-Call ETFs Are Booming. But Not All Yield Is GoodThis Dividend Investing Strategy Deserves a Second LookMarket Volatility: Is Your Investment Portfolio Ready for a US-EU Trade Deal?Market Volatility: 4 Key Factors to Track in Q3 2025 Read what our team is writing.Paul OlmstedIvanna Hampton Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/X: https://x.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/
Daniel Sotiroff, senior manager research analyst for Morningstar Research Services, explains how covered-call ETFs work along with the popular investment's risks and rewards. On this episode:What are covered-call ETFs, and how do they work?Why are retirees and other income investors drawn to these ETFs? What's making them so popular this year?Their yields look very high. What is driving them?What types of trade-offs are investors making?ETFs are known to be tax-efficient investments. What are the tax considerations for covered-call ETFs?Should you hold covered-call ETFs in a taxable or tax-deferred account?What's the optimal retirement account to hold covered-call ETFs?Let's talk about covered-call ETF performance in 2025. What have you've seen?Which covered-call ETFs do Morningstar analysts consider a solid choice for investors, and why? Read about topics from this episode. Should You Own a Covered-Call ETF Like JEPI? Is It Time to Reconsider Dividend Funds? 3 Great ETFs for Jittery Markets Covered-Call and Buffer ETFs: Stock Investing With Less Gain but Less PainCovered-Call and Buffer ETFs: Do the Pros Outweigh the Cons?100% Downside Protection ETFs: What's the Catch?Our 2025 ETF Predictions: A Midyear ReviewCovered-Call Stock Funds Like JEPI Are Popular. Should They Be?The Active ETFs That Led Inflows During 2025's First Half5 Charts on How Tariff Trouble Rocked US Fund FlowsInvestors, Be Careful When Buying New ETFsTax-Efficient Retirement-Bucket Portfolios for ETF Investors25 Top Picks for Tax-Efficient ETFs and Mutual FundsHow to Maximize the Tax Efficiency of an ETF Portfolio3 Great ETFs for an IRA in 2025The Best ETFs and How They Fit in Your Portfolio What to watch from Morningstar. This Dividend Investing Strategy Deserves a Second LookMarket Volatility: Is Your Investment Portfolio Ready for a US-EU Trade Deal?Market Volatility: 4 Key Factors to Track in Q3 2025Is the International Outlook Brighter Than the US? Read what our team is writing.Daniel SotiroffIvanna Hampton Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/X: https://x.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/
Amy Arnott, portfolio strategist for Morningstar Inc., discusses how a popular dividend investing strategy works, and who would or wouldn't benefit from it. On this episode:Let's focus on when dividend reinvesting works as a strategy and when it does not. Who should consider reinvesting dividends?When shouldn't an investor reinvest their dividends?Are there any differences between reinvesting dividends in a taxable vs a tax-deferred account?What types of dividends are taxable and non-taxable?How long you've owned a dividend-paying stock matters when it comes to taxes. Can you explain the differences between qualified and non-qualified dividends?What kind of record-keeping does reinvesting dividends require, and how does reinvestment affect the cost-basis?How are considerations different for stock dividends vs fund dividends?What's the final takeaway for the audience about dividend reinvestment? Read about topics from this episode. When to Reinvest Dividends (or Not)These 4 Dividend ETFs Strike the Right Balance for Income Investors10 Top Dividend Stocks for 202513 Elite Companies With Fast-Growing DividendsWhat Are Dividends?The 10 Best Dividend StocksThe Best Dividend FundsWhat Makes a Great Dividend Fund? What to watch from Morningstar. Market Volatility: Is Your Investment Portfolio Ready for a US-EU Trade Deal?Market Volatility: 4 Key Factors to Track in Q3 2025Is the International Outlook Brighter Than the US?Digital Advice in 2025: What You Need to Know About Robo-Advisors Read what our team is writing:Amy C. ArnottIvanna Hampton Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/X: https://x.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/
Michael Field, European Market Strategist at Morningstar Holland, talks about tariff risks for key sectors and European stock performance as market volatility persists. On this episode:President Trump pushed his tariff deadline from July to August. How are global markets reacting to the uncertainty during this tariff watch?The EU is one of America's largest trading partners. How important is it for these two sides to strike a deal? And what's at stake if they don't before the deadline?More than two dozen countries make up the EU. The bloc is seeking lower tariffs for a variety of sectors like aircraft, car parts, and spirits. Talk about that. So, what sectors do you think could be hit the hardest, and which ones could be spared?The EU has presented a united front. However, some countries want a trade deal sooner than later. Can you talk about the debate you're witnessing in Europe? Trade deals typically take years to be implemented, so any announcement would be a preliminary agreement. If a US investor has European companies in their portfolio, what would this framework mean for them in the long-term? Let's shift to this year's market performance of European stocks. What's been winning? Which European stocks do Morningstar analysts consider undervalued, and why? Read about topics from this episode. What's Morningstar's Outlook for Europe in 2025?Why It's Not Too Late to Add International ExposureWhat Investors Need to Know About TariffsHere Are the Sectors and Industries That Are Vulnerable if Reciprocal Tariffs Come BackWhere Next for European and UK Stock Markets in 2025?Best International Companies to Own: 2025 EditionFind Morningstar's complete collection of tariff-related articles and analysis here. What to watch from Morningstar. Market Volatility: 4 Key Factors to Track in Q3 2025Is the International Outlook Brighter Than the US?Digital Advice in 2025: What You Need to Know About Robo-AdvisorsDemystifying Private Equity and Private Credit ETFs: What Every Investor Should Know Read what our team is writing:Michael FieldIvanna Hampton Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/X: https://x.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/
In just a few years, 24-year-old Australian Twitch streamer Hannah Sayce went from playing casual online games during lockdown to earning the Woman Candidate Master (WCM) title and competing in international tournaments. Her post-lockdown rise has taken her from below 1000 to a 2300 Chess.com blitz rating. In this conversation, Hannah shares the highs and lows of her chess journey and the strategies behind her rapid improvement. Key turning points included learning to slow down at the board and forcing herself to embrace endgame study despite her resistance. Hannah's rapid progress is inspiring to young girls and adult improvers alike—and it was fun to hear her story. Timestamps of topics discussed are below. Thanks to our sponsor, Chessable.com! If you sign up for Chessable Pro in order to unlock discounts and additional features, be sure to use the following link: https://www.chessable.com/pro/?utm_source=affiliate&utm_medium=benjohnson&utm_campaign=pro And you can check out their new offerings here: https://www.chessable.com/courses/all/new/ https://www.perpetualchesspod.com/partners 0:02- What is Hannah's approach to streaming and prepping for Titled Tuesdays. Mentioned: 7:00- Overcoming the Nerves of OTB chess 12:00- We discuss Hannah's chess improvement philosophy as originally laid out in her popular YouTube video, How I Went from 700 to 2200 in 2 Years. https://www.youtube.com/watch?v=KCBGNjddiTE Specifically she touched these 7 themes: Play longer time controls Developing calculating skills Decision journal Analyze your games Practice your tactics Calculate before you move Study master games 18:00- How Hannah will work on her endgames Mentioned: Notjowol on Twitch https://www.twitch.tv/notjowol 20:00- Why does Hannah stream the lessons that she gets? 21:00- Hannah's current chess goals 22:00- How did Hannah get into chess? 24:00- Hannah's advice for girls getting into chess 28:00- Hannah's favorites chess books and authors Mentioned: Modern Chess Openings, IM Jeremy Silman, GM Yasser Seirawan 30:00- Hannah's favorite Chess Youtubers: Mentioned: IM Eric Rosen, GM Daniel Naroditsky, GM Ben Finegold, Hanging Pawns 32:00- What is the chess scene like in Melbourne? 33:00- Hannah's favorite OTB tournament Mentioned: The Rilton Cup 35:00- Hannah's post-university plans and non-chess hobbies 39:00- Thanks to Hannah for joining the show! Here is how to follow her continued progress: Hannah's Instagram: https://www.instagram.com/anichessgame/?hl=en Hannah's Twitch: https://www.twitch.tv/hannahsayce Hannah's Chess.com: https://www.chess.com/member/hannahsaycestreams YouTube: https://www.youtube.com/@hannahsayce1 If you would like to join the Perpetual Chess Patreon community for access to ad-free episodes and other perks, you can do so here: https://www.patreon.com/c/perpetualchess Check out special offers for free trials and/or discounts from our partner websites including Chessmood, ChessDojo, and Chess.com via the link below: Learn more about your ad choices. Visit podcastchoices.com/adchoices
Welcome back to America's #1 Daily Podcast, featuring America's #1 Real Estate Coaches and Top EXP Realty Sponsors in the World, Tim and Julie Harris. Ready to become an EXP Realty Agent and join Tim and Julie Harris? Visit: https://whylibertas.com/harris or text Tim directly at 512-758-0206. ******************* 2025's Real Estate Rollercoaster: Dodge the Career-Killers with THIS Mastermind!
© 2020-2026 Ivy Podcast Discovery LLC
