Podcasts about Foreclosure

Foreclosure filings are rising, but this is not a housing-crash episode. It is a wake-up call for real estate agents who want more listings in 2026. Most agents avoid pre-foreclosure homeowners because they are afraid of the conversation. Meanwhile, wholesalers and investors are already contacting these sellers, often offering one path: sell fast for less. Tim and Julie Harris explain why agents who know how to lead with clarity, dignity, and real options can become the homeowner's best solution. Today's pre-foreclosure sellers are often very different from the sellers of 2008 and 2009. Many have equity. Many simply missed payments because of financial hardship, rising insurance costs, tax issues, or an unexpected life event. They may not realize that listing traditionally, working with the lender, or using a temporary forbearance option could help them avoid foreclosure and preserve more of their equity. In this episode, Tim and Julie break down how to identify the opportunity in your local market, how to compete against wholesalers, what foreclosure data actually means, and why banks often prefer a solution over taking a property back. You'll learn how to approach pre-foreclosure homeowners ethically, position a retail listing as a stronger option than a wholesale offer, communicate with lenders, answer buyer and seller questions about foreclosure headlines, and build a more proactive listing business in the 2026 market. This is exactly the kind of training Libertas agents receive every week: practical conversations, listing lead strategies, and real-world systems built for agents who want a serious career. Free training: HarrisRealEstateDaily.comCoaching: PremierCoaching.comJoin eXp + Libertas: WhyLibertas.com/HarrisText Tim Direct: 512-758-0206Opinions are my own and not the views of eXp Realty.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #BEST #STRAW #SHMS Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #BEST #STRAW #SHMS See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #BEST #STRAW #SHMS Steve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Nick's in the hospital after an emergency appendectomy. Maybe he'd have had more warning if he had used the new (as of roughly 1990) Super Doppler Radar. You may be thinking "how could doppler radar possibly predict appendicitis?", and you'd be right to do so. But this is Super Doppler. It can do anything. Probably.

There is a thing you want. You know what it is. You have known what it is for a long time. And somewhere, somehow, you have made peace with not having it. Quietly. Without ceremony. Without ever naming the moment you stopped reaching. This episode is about that moment. Not the wanting. Not the failure to reach. The decision that was already made underneath both. The decision your identity made on your behalf, without your knowledge, and possibly without your soul's survival in mind. A samurai kneels in a Kyoto garden at dawn, ready to die for the code. A butler sits in the back of a car, watching the woman he loved disappear in the rearview mirror. Different uniform. Different century. The same prison. Neither man built that prison from weakness. They built it from the best of themselves. The most devastating prisons are not built from your worst. They are built from your best.  This is Season Two, Episode Two of The Polymathic Perspective.  The second installment in a ten-episode investigation into what we want but refuse to accept. We examine the mechanism through neuroscience, identity psychology, identity foreclosure, the Emotional Source Code, and the Emotional Meaning Architecture. We watch it operating in Ishiguro's "Remains of the Day" lead character 'Stevens'. In an engineering company that lost its soul in the boardroom, in a nation that built a vision it cannot play in. The question is not what you are afraid of losing. The question is what your identity has already decided you cannot have. And whether that decision is actually yours.  IN THIS EPISODE  00:00 Honor and Dignity 01:30 Episode Mission 02:53 Four Lenses Framework 03:56 Bushido as Identity 06:17 Identity Prohibition 07:43 Foreclosure and Threat 10:31 Find Your Piano 11:58 Boeing Identity Takeover 14:00 Saudi Vision and Resistance 16:07 Integrity Versus Foreclosure 20:32 Zanshin and the Key Question 21:52 Piano Image Closing 23:36 Outro and Subscribe THE SERIES What We Want but Refuse to Accept is a ten-episode arc.  Episode one introduced the man in the wings of his own ovation.  Episode two examines the architecture of the cage.  Next episode: The Cage We Built Ourselves.  Follow the show to receive each episode as it releases.  ABOUT DOV BARON  Dov Baron has spent thirty years inside the rooms where leaders, founders, and executives make the decisions that shape organizations. His clients hire him for what he can see: the patterns that have stopped being visible to the people inside the system. He is the creator of the Emotional Source Code and Emotional Meaning Architecture frameworks. CONNECT WITH DOV Website: https://dovbaron.com/ Work with Dov: dov@dovbaron.com LinkedIn: https://www.linkedin.com/in/dovbaron/ Carry one question with you from this episode:  What does your identity require you to never be? Sit with it. If something irritated you in this episode, do not dismiss it. It is data. If this episode resonated, please rate and review on Apple Podcasts and follow on Spotify. Share this with someone who has built something excellent and cannot quite reach what they want. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

There is a thing you want. You know what it is. You have known what it is for a long time. And somewhere, somehow, you have made peace with not having it. Quietly. Without ceremony. Without ever naming the moment you stopped reaching. This episode is about that moment. Not the wanting. Not the failure to reach. The decision that was already made underneath both. The decision your identity made on your behalf, without your knowledge, and possibly without your soul's survival in mind. A samurai kneels in a Kyoto garden at dawn, ready to die for the code. A butler sits in the back of a car, watching the woman he loved disappear in the rearview mirror. Different uniform. Different century. The same prison. Neither man built that prison from weakness. They built it from the best of themselves. The most devastating prisons are not built from your worst. They are built from your best.  This is Season Two, Episode Two of The Polymathic Perspective.  The second installment in a ten-episode investigation into what we want but refuse to accept. We examine the mechanism through neuroscience, identity psychology, identity foreclosure, the Emotional Source Code, and the Emotional Meaning Architecture. We watch it operating in Ishiguro's "Remains of the Day" lead character 'Stevens'. In an engineering company that lost its soul in the boardroom, in a nation that built a vision it cannot play in. The question is not what you are afraid of losing. The question is what your identity has already decided you cannot have. And whether that decision is actually yours.  IN THIS EPISODE  00:00 Honor and Dignity 01:30 Episode Mission 02:53 Four Lenses Framework 03:56 Bushido as Identity 06:17 Identity Prohibition 07:43 Foreclosure and Threat 10:31 Find Your Piano 11:58 Boeing Identity Takeover 14:00 Saudi Vision and Resistance 16:07 Integrity Versus Foreclosure 20:32 Zanshin and the Key Question 21:52 Piano Image Closing 23:36 Outro and Subscribe THE SERIES What We Want but Refuse to Accept is a ten-episode arc.  Episode one introduced the man in the wings of his own ovation.  Episode two examines the architecture of the cage.  Next episode: The Cage We Built Ourselves.  Follow the show to receive each episode as it releases.  ABOUT DOV BARON  Dov Baron has spent thirty years inside the rooms where leaders, founders, and executives make the decisions that shape organizations. His clients hire him for what he can see: the patterns that have stopped being visible to the people inside the system. He is the creator of the Emotional Source Code and Emotional Meaning Architecture frameworks. CONNECT WITH DOV Website: https://DovBaron.comWork with Dov: dov@dovbaron.com LinkedIn: https://www.linkedin.com/in/dovbaron/ Carry one question with you from this episode:  What does your identity require you to never be? Sit with it. If something irritated you in this episode, do not dismiss it. It is data. If this episode resonated, please rate and review on Apple Podcasts and follow on Spotify. Share this with someone who has built something excellent and cannot quite reach what they want.  

Samir Patel bought his first hotel as a junior at West Point. Two decades later, he runs Trophy Point Capital, a private debt fund that has originated over 1,500 loans. In this episode, Samir joins host Alex Perny to break down how debt funds generate yield, why he keeps 8 million dollars of his own money in a first-loss position, and what separates a well-run lender from a risky one.Key Points- How Samir went from buying a hotel as a West Point cadet to managing a top 100 private lender- The difference between fix-and-flip bridge loans and DSCR loans, and why Trophy Point sticks to short-term lending- How institutional money has pushed private lending rates down to the 9 to 11 percent range- Why Samir keeps 8 million dollars of personal capital in a first-loss position behind every investor- The hidden incentive problems in debt fund fee structures, including who keeps origination points- What Samir looks for when evaluating whether a debt fund manager can actually get money backChapters00:00 Introduction to Samir Patel and Trophy Point Capital07:10 Why velocity matters more than price in lending markets10:51 Bridge loans, fix and flip, and why Trophy Point avoids DSCR14:25 Skin in the game and the 8 million dollar first-loss position15:59 How institutional money has changed private lending rates23:16 Securitization and where hard money loans fit into Wall Street28:43 What is really driving demand for rehab and construction lending32:38 The biggest pain points for borrowers and operators right now39:48 How Trophy Point structures its fund and pays investors44:23 Why fast capital raises lead to bad lending decisions45:42 Foreclosure, disposition, and getting paid back50:58 Why debt is easier to value than equity inside an IRASubscribe to our YouTube channel and join our growing community for new videos every week.If you are interested in being a podcast guest speaker or have questions, contact us at Podcast@AdvantaIRA.com.Learn more about our guest, Samir Patel: https://trophypointcapital.comLearn more about Advanta IRA:Website: https://www.AdvantaIRA.comSpotify: https://open.spotify.com/show/AdvantaIRALinkedIn: https://www.linkedin.com/company/advantairaTwitter: https://twitter.com/AdvantaIRAFacebook: https://www.facebook.com/AdvantaIRAInstagram: https://www.instagram.com/advantaira#DebtFundInvesting #PrivateLending #AlternativeInvesting

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PRQ Homesteading Expanded with Ra-bin and ShaneP What is an Open Records Request Part 2 Reclaiming Truth, Peace, and Local Power A Breath, and the Power of “I Am” In this episode of PRQ Homesteading Expanded, host Ra Bin opens with enthusiasm for the show's banjo theme before introducing the title topic: “What Is an ORR? Part Two.” She explains that the conversation continues from the May 30 episode and returns to the advocacy playbook after a previous caller, Travis from Real Estate Mindset, shifted the direction of that earlier show. Ra Bin begins with the phrase “I am,” asking listeners to consider how often those words define reality, identity, limitation, and possibility. She contrasts statements such as “I am tired,” “I am stuck,” and “I am broke” with the spiritual phrase “I am all that I am,” emphasizing that words and thoughts help shape lived experience. Beyond Mindset: Where Identity Meets Paper Trails Ra Bin explains that PRQ Homesteading Expanded is not only about homesteading in the traditional sense, but about truth-seeking, property rights, public records, mortgages, foreclosures, contracts, and personal sovereignty. She says the show is an independent extension of the original PRQ Homestead, focused on what is really happening in people's daily realities. Her message is that just as people must examine the words they use to define themselves, they must also examine the records, contracts, and institutional documents that define the systems around them. For Ra Bin, freedom begins when fear ends and knowledge begins. Wellness, Competition, and the Discipline After the Stage Before moving into public-records advocacy, Ra Bin shares a personal update connected to her recent NPC fitness competition on May 23, which she also identifies as her birthday. She reflects on the discipline required for training, nutrition, cardio, and daily routine, but says the real challenge began after the competition: transitioning back into a sustainable lifestyle while maintaining the habits that helped her grow. She describes improved recovery, strength, energy, and physical evolution, emphasizing that age becomes a limitation only when people accept it as one. She also credits Nano Ojas wellness sprays as part of her daily support for energy, focus, recovery, clarity, and overall vitality. The Disclaimer Before the Deep Dive Ra Bin gives a clear disclaimer that the show is based on personal journey, research, experience, and perspective, and is meant for educational, informational, and inspirational purposes only. She says it should not be taken as legal, financial, tax, medical, or professional advice, and encourages listeners to consult qualified professionals before making major decisions. At the same time, she urges people to go within, trust their inner guidance, practice discernment, and take only what resonates. This sets the tone for the rest of the episode, where she discusses legal and civic issues from a personal advocacy standpoint rather than as professional instruction. Property Taxes, Debt, and the Real Estate Mindset Warning Ra Bin plays and discusses a clip from Real Estate Mindset, featuring commentary by Mitch Vexler about property taxes, school district bonds, debt, banks, subprime lending, and what he describes as systemic fraud. She pauses to explain the meaning of subprime, clarifying that it refers to borrowers with higher credit risk who often receive loans with less favorable terms. She connects the clip to broader concerns about housing, foreclosure, mortgage debt, bankruptcy, and what she believes may become a major financial reckoning. Her purpose is to help listeners understand the terminology behind the claims being discussed so they can better follow the advocacy material. When the Homestead Battle Became a Peace Decision A major personal section of the episode centers on Ra Bin's own homestead and bankruptcy-court journey. She explains that after homesteading her house, she originally believed she was following a path toward freedom, inspired by Q-related guidance about reclaiming one's home and sovereignty. But after months of defending herself in bankruptcy court as a pro se litigant, she came to feel that the process had become overwhelming, complex, and spiritually draining. She says the trustee told her most pro se litigants do not make it through bankruptcy court and questioned why she did not have an attorney. Ra Bin explains that she eventually chose to walk away from the house, not as defeat, but as a decision to reclaim peace over pride. Letting Go of the House Without Losing the Self Ra Bin reflects deeply on the difference between surrender and wisdom. She says there comes a moment when a person must ask whether a path is still serving their highest good. When stress steals joy, uncertainty creates constant tension, and the spirit feels heavy, she says it may be time to choose a different direction. She emphasizes that no house, possession, or physical structure is worth losing oneself over. The address may change, but the spirit remains. For listeners facing difficult decisions, Ra Bin encourages trusting intuition, honoring peace, blessing the lesson, releasing the struggle, and remembering that true home has always been within. The Mortgage Paper Trail and the Next Court Step Although Ra Bin has left the house, she says the matter is not entirely finished. She explains that she is still scheduled to appear before a state and local judge in Muskegon County in connection with the eviction process. She also says that while moving, she found a document from Mortgage One, sent one month after she purchased the house, stating that LoanCare would become the new servicing company, but not stating that MSHDA was the new owner. She presents this as another piece of evidence and says she created several open records requests connected to the matter, hoping the judge may allow more time for those records to be produced and reviewed. Allegations, Advocacy, and a Plea for Investigation Ra Bin then plays another clip from Real Estate Mindset, this time involving Kayla and Travis, discussing alleged property-tax-related criminal enterprises, arrests, threats, and racketeering claims in Godley, Texas. Ra Bin uses the clip to argue that local corruption is not limited to one town or one state. She then shares a serious concern about a friend in Texas whom she says was helping expose wrongdoing and was later arrested on what she describes as a bogus old charge. She alleges that he and others are being mistreated in a large prison facility and asks anyone with authority to investigate. She speaks emotionally but frames her plea as a call for help, accountability, and protection of people she believes are being silenced. What an ORR Is Really For: Evidence, Not Emotion Returning to the advocacy playbook, Ra Bin explains that an ORR, or open records request, is a tool for obtaining documents, communications, contracts, and meeting records from public institutions. She stresses the importance of documentation: cameras, emails, screenshots, organized records, deadlines, and professional follow-up. She says documentation turns opinions into evidence. She also shares that she filed open records requests with the local county sheriff's department, the register of deeds, and Mortgage One, seeking mortgage records, assignments, sheriff's deeds, corrections, amendments, and related instruments. For Ra Bin, the ORR process is one way ordinary people can verify facts instead of relying on rumor or hearsay. The Advocacy Playbook: Small Groups, Steady Pressure, Real Change Ra Bin summarizes the first Real Estate Mindset advocacy playbook, saying that real change does not always begin in Washington, D.C., or state capitals, but often begins with three or four committed people paying attention locally. She emphasizes attending city council, county commission, courthouse, township, and school board meetings. The rules she highlights include bringing a camera when legally allowed, learning open-records laws, staying unemotional, telling facts clearly, building relationships, showing up consistently, and using social media responsibly. She warns against trying to do everything alone, failing to document, acting before researching, quitting after the first setback, or alienating the people one is trying to help. Defend, Don't Fight: The Emotional Cost of Local Battles Throughout the advocacy discussion, Ra Bin distinguishes between fighting and defending. She says fighting became too draining for her, while defending is different because it can be done from a calmer, more grounded place. She advises listeners to know the language, understand relevant laws and codes, and remain factual when entering courts or public meetings. She also recounts another homesteading-related court situation in Michigan where emotion appeared to be used against participants. Her larger message is that people must remain centered, informed, and steady, because local accountability work can become emotionally exhausting if it is not grounded in peace and preparation. Four Ordinary People and the Conroe Example Near the end, Ra Bin reads a powerful letter from Travis about a local advocacy victory in Conroe, where he describes four ordinary people standing up to a city council that would not listen. The letter recounts rallies, emails, videos, criminal complaints, public pressure, and eventually an election in which four citizens were swept into office. According to the letter, those new officials repealed an ordinance and helped bring vendors, small businesses, festivals, markets, and life back to downtown Conroe. Ra Bin presents the story as proof that ordinary people do not need money, titles, or permission to make change; they need truth, persistence, documentation, and a few people willing to hold the line together. Closing the Circle: Knowledge, Stillness, and One Informed Step Ra Bin closes by reminding listeners that real freedom begins with knowledge, responsibility, and the courage to ask questions. Whether the issue is homesteading, mortgages, foreclosures, public records, local government, or spiritual discernment, she says people should never underestimate the power of an informed and engaged human being. She encourages listeners to step away from noise, spend time in quiet reflection, connect with the land, listen to intuition, and seek internal stillness. Her final message is to stay grounded, stay curious, keep learning, and build the future one informed step at a time.

WSJM Afternoon News for 06-11-26See omnystudio.com/listener for privacy information.

WSJM Afternoon News for 06-11-26See omnystudio.com/listener for privacy information.

Ray Contee shares his 25-year journey in real estate, from wholesaling and fix-and-flips to specializing in foreclosures, courthouse auctions, REOs, and surplus funds. He explains how consistency, mentorship, and learning one strategy deeply helped him build a successful real estate business. The conversation also highlights the importance of solving sellers' real problems, building systems, and staying patient in real estate investing.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Most agents think empathy is the right move when prospecting distressed homeowners. It isn't. It's why they're hanging up on you.The moment you mention foreclosure, divorce, or tax delinquency in your opener, the call is already dead. They don't hear concern. They hear an attack. I learned this the hard way working through these lists, and once I stopped leading with the distress reason, everything changed.Here's what actually works when you're cold calling distressed sellers:✅ One universal market-condition opener that works across every list type, pre-foreclosures, divorces, tax delinquents, all of it. Stop memorizing five different scripts for five different situations.✅ The exact follow-up questions that open sellers up after a flat "no", because the money is never in the introduction. It's in what you say after.✅ How to use a soft "Hail Mary" probe on sellers who won't budge, without triggering the anger that kills most calls before they start.✅ A pre-foreclosure cold calling script framework built to keep the conversation going, not slam it shut.✅ Why distressed seller cold calling requires a completely different mindset than working a standard list, and the one shift that makes cold calling these leads actually productive.✅ Real talk on cash offer calls, tax delinquent lists, and divorce leads, including what to say, what never to say, and how to keep it simple enough to train and delegate.If your real estate prospecting scripts aren't converting on distressed lists, the problem almost certainly starts in your opener. This fixes it.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #SHMS #BEST #STRAW Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #SHMS #BEST #STRAW See omnystudio.com/listener for privacy information.

In this episode of The Level Up Podcast w/ Paul Alex, Paul sits down with Christopher Craig, a Foreclosure Surplus Expert, tax strategist, and serial entrepreneur, to discuss why the traditional "American Dream" of real estate investing might actually be keeping you trapped. Christopher breaks down why he is selling off his massive real estate portfolio to invest in a low-maintenance, high-yield asset class: legal arcade games and medical equipment. Instead of dealing with tenants and broken roofs, he explains how business owners and high-income earners can use bonus depreciation to legally zero out their taxes while generating true, hands-off passive income. In this conversation, Christopher shares: Why traditional rental properties are a "slow burn" that trap your equity How to legally offset 100% of your taxable income using bonus depreciation The exact blueprint for investing in legal arcade machines and medical equipment Why adaptability and taking the first step are the true secrets to leaving the W-2 grind This episode is a must-listen for business owners, high-income earners, and anyone looking to build real passive income while mastering the tax game. Connect with Christopher Craig: https://www.instagram.com/christophercraigofficial/ Your Network Is Your Net Worth Make sure to add Paul Alex on all social platforms: Instagram: https://jo.my/paulalex2024 Facebook: https://jo.my/fbpaulalex2024 YouTube: https://www.youtube.com/@levelupwithpaulalex LinkedIn: https://jo.my/inpaulalex2024 Looking for a secondary source of income or want to become an entrepreneur? Check out CashSwipe:

Are you ready to uncover the massive hidden real estate opportunities hitting the Lone Star State this June? Welcome back to The Note Closers Show! In this episode, we are diving deep into the freshly leaked June 2026 foreclosure data for Texas's biggest counties. After a significant dip last month, foreclosure filings are officially bouncing back, sparking an 11% swing and creating a prime playground for note investors, REO hunters, and private money lenders. Whether you are looking for subject-to deals or trying to deploy private capital, this monthly market breakdown is your ultimate roadmap to distress debt success.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #BEST #STRAW #SHMS Steve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Now that Dorit's financial mess has been exposed, Camille Grammer feels vindicated. Camille also slams RHOBH as boring, praises PK, talks season one drama with Kyle and oh, so very much more. Speaking of Dorit, her foreclosure has been postponed, for now…. Lala blows down the house and comes for everyone. Brynn Whitfield says a lot, but, in typical Brynn fashion, it is hard to tell what is true and what is untrue. Last, but not least, Sony Pictures Television buys RHOBH, RHOC, Vanderpump Rules, The Valley and more as 32 Flavors is sold off to the media giant.  @behindvelvetrope @davidyontef BONUS & AD FREE EPISODES Available at - www.patreon.com/behindthevelvetrope  BROUGHT TO YOU BY: ZENNI OPTICAL -  zenni.com/podcast (Use Code Podcast15 For 15% Off Your First Order Of The Most Affordable, Stylish Glasses and Sunglasses) ADVERTISING INQUIRIES - Please contact David@advertising-execs.com MERCH Available at - https://www.teepublic.com/stores/behind-the-velvet-rope?ref_id=13198 Learn more about your ad choices. Visit megaphone.fm/adchoices

In this inspiring episode, Foreclosure shares his remarkable journey through health crises, personal struggles, and faith, highlighting the transformative power of community and faith in overcoming life's toughest challenges. Discover how F3 and faith have been pivotal in his resilience and leadership.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Bruce Marks. CEO of NACA – America's Best Mortgage Program. The incredible NACA mortgage allows NACA Members to purchase their homes with the following: Below is a structured summary of the Bruce Marks interview with Rushion McDonald on Money Making Conversations Masterclass, based entirely on the interview transcript you provided. All points and quotes are drawn from that source. Interview Summary Bruce Marks, founder and CEO of NACA (Neighborhood Assistance Corporation of America), joins Rushion McDonald to discuss his four-decade mission to make affordable homeownership accessible to working families, particularly those historically excluded from the housing market. Marks explains how NACA fights predatory lending while simultaneously offering what he calls “the best mortgage in America”—characterized by no down payment, no closing costs, no fees, low fixed interest rates, and no reliance on credit scores. The conversation highlights NACA’s innovative programs, including converting Section 8 housing vouchers into mortgage payments, the $1 Homeownership Program for vacant properties, and large-scale, community-based homebuying events that process thousands of families in days rather than months. Marks frames homeownership as a tool for wealth-building, community stability, crime reduction, and racial equity. Purpose of the Interview The purpose of the interview is threefold: Educate listeners about alternative paths to homeownership that defy traditional mortgage industry norms. Challenge myths about credit scores, Section 8 recipients, and affordability. Promote NACA’s model as a scalable, nationwide solution to the housing affordability crisis and racial wealth gap. Key Takeaways 1. NACA’s Mortgage Model Is Radically Different No down payment No closing costs or fees Below-market, fixed interest rates Credit scores are not used; lending is based on payment history and financial behavior. 2. Predatory Lending Targets Vulnerable Communities Marks defines predatory lending as mortgages “structured to fail”, citing the 2008 housing crisis as a direct result of unaffordable loan structures that later doubled or tripled payments. 3. Section 8 as a Pathway to Ownership and Wealth NACA enables families to apply their Section 8 Housing Choice Vouchers toward mortgage payments, allowing renters to build equity instead of enriching landlords. Over a 20‑year term, this can result in $200,000–$300,000 in personal wealth. 4. The $1 Homeownership Program Is a Game Changer Cities sell vacant homes or lots to buyers for $1, while NACA finances renovation or new modular construction—cutting costs by eliminating developers and enabling homes to be built for roughly $120,000 total. 5. Scale and Impact Matter NACA operates in all 50 states Newark event drew 25,000+ people over five days Over 75,000 homeowners served Foreclosure rate: 0.00012. Notable Quotes from Bruce Marks “We have the best mortgage in the country.”. “Predatory lending is a mortgage that is structured to fail.”. “What you’re doing is the wealth is now going to the person with a Section 8, not to the landlord.”. “We do character-based lending, never looking at someone’s credit score.”. “Homeownership is a safety issue, it’s an anti-crime issue.” Bottom Line The interview positions Bruce Marks and NACA as disruptors of the traditional mortgage industry, proving that affordability, scale, and advocacy can coexist. The message is clear: homeownership should be a right earned through responsibility and support—not a privilege restricted by wealth, credit scores, or predatory systems.. #SHMS #BEST #STRAW Steve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Wanna work with us? Schedule a call here: https://go.oncehub.com/bookacall What really happens when a hard money borrower stops paying? In this episode of the Private Lenders Podcast, Jason and Chris from Hard Money Bankers break down a real-life hard money loan default story — including the underwriting decisions, borrower challenges, foreclosure process, tenant issues, and the lessons every private lender should understand before increasing leverage. This wasn't a bad borrower. It was an experienced repeat client with multiple successful loans who ultimately got squeezed by non-paying tenants, failed refinance attempts, rising carrying costs, and a collapsing exit strategy. Inside this episode: How a performing borrower became a default The risks of higher LTV hard money loans Why refinance exit strategies can fail The hidden risks of tenant-occupied rental properties Cross-collateralization explained Foreclosure and eviction challenges for lenders Protecting your downside in private lending What real default management looks like behind the scenes Most lenders only talk about originations, profits, and loan volume. This episode dives into the part of private lending most people avoid discussing: managing risk when deals go sideways. Whether you're a private lender, hard money lender, real estate investor, or raising capital for lending deals, this episode offers valuable insight into loan underwriting, borrower risk, default mitigation, and protecting capital in today's market. ✅ Please like, subscribe, and share! ✅ Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered. ✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com ✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070 ✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com   FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! ✅ Instagram: https://www.instagram.com/hardmoneymastermind/ ✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind  

This episode of the #FactsMatter podcast spotlights a Michigan property tax case before the U.S. Supreme Court – Pung v. Isabella County – that could reshape how states handle tax foreclosures and protect homeowners' equity. Guy Gordon and Madhu Anderson, Senior Research Associate for Local Affairs, discuss the story of the Pung family from Isabella County. After inheriting a home, the family lost their longstanding homestead exemption due to an administrative error. Believing the exemption still applied, they didn't pay the resulting $2,000 tax bill. The county eventually foreclosed on the home, sold it at auction for far below its true value, and the buyer later resold it for nearly $200,000. The Pungs received only about $73,000 after taxes, penalties, and interest were deducted — far below the home's true value. Anderson's recent brief, More Changes on the Horizon for Michigan's Property Tax Foreclosure Process, focuses on changes to Michigan's tax foreclosure process that should be made to address the issues raised by the case, including expanding homeowner education, easing the claims process for surplus proceeds, improving the transparency and competitiveness of tax auctions, and reviewing the impact of the current interest rate and penalty structure for delinquent taxes on property owners and local governments. The Pung case raises a fundamental question: When a home is taken for unpaid taxes, how much of the homeowner's equity should be protected? Michigan law currently returns only the auction proceeds, minus taxes owed. The Pungs argue that homeowners deserve the full fair market value of their property — not a deeply discounted auction price. Anderson notes that the Supreme Court's decision could determine whether current practices constitute an unconstitutional taking of private property. The ruling may also prompt states to reconsider how they balance tax collection with the protection of homeowners' equity and generational wealth. Anderson and Gordon also discuss broader human impacts, including the profound tragedy of losing a home over a small tax debt. Counties need revenue, but the system should not wipe out a family's generational wealth. The case underscores a simple yet powerful point: No family should lose the full value of their home to a small tax debt — especially when the system itself contributed to the problem. A decision is expected in late June or early July.

Are you ready to take your note investing to the streets?Welcome to another Money Monday! This week, we are diving deep into the world of "Roadshows" and a specific niche that is seeing a massive surge in inventory: Reverse Mortgages (HECMs). Whether you are a seasoned note buyer or just starting to look at distressed debt, understanding how to navigate these assets can be a total game-changer for your portfolio. In this episode, Scott Carson discusses a unique "divine intervention" moment—a trip to Tulsa, Oklahoma, that perfectly coincided with a fresh tape of over 35 reverse mortgage assets in that exact market. We break down what exactly a Home Equity Conversion Mortgage (HECM) is, why families often walk away from them, and how you can step in to create massive equity through foreclosure or REO plays. We also talk about the reality of "engineer-designed" platforms versus real-world note trading, the importance of product over platform, and why the "Tulsa Note Roadshow" is just the beginning of a new way for our students and investors to partner on big deals.

It's our weekly news roundup.The New York State budget is now more than five weeks late. What is the holdup? Jon Campbell of the New York Public News Network joins us with the latest from Albany — and why some lawmakers are questioning the budget process.Then, the city of Rochester has moved to foreclose on land sanctioned for a homeless encampment. WXXI's Gino Fanelli explains what's new and what's next for Peace Village. We end the week with what you can expect from Rochester Bike Week.The annual celebration encourages people of all ages to get out and ride, while also highlighting issues related to bike infrastructure. We talk about how to make cycling safer and more accessible, and we preview Bike Week events.Our guests: Jon Campbell, Albany correspondent for WNYC, Gothamist, and the New York Public News Network Gino Fanelli, investigations and City Hall reporter for WXXI News Jesse Peers, cycling manager for Reconnect Rochester Daniel Breslawski, co-founder of Keeping it Classy Cycle Club Adrian Martin, cyclist and dad

While every agent in your market fights over the same expireds and FSBOs, an entire category of highly motivated, listing-ready sellers is going completely uncalled. Most agents don't even know these leads exist — and that's exactly your opportunity. In this episode, Tim and Julie Harris — America's number one daily real estate podcast hosts — break down three of the most powerful and underutilized listing lead sources in any market: probate, pre-foreclosure, and divorce. These are not ambulance-chasing tactics. Handled with real skill and genuine care, they represent some of the highest-quality, lowest-competition listing opportunities available in 2026. You will learn why sellers in these situations are among the most motivated in any market and why that translates directly to correctly-priced, condition-ready listings with no negotiating games. You will learn how one relationship with a probate or divorce attorney can create a repeating pipeline of listings that scales to multiple streams of business over time. You will learn the real math behind what a pre-foreclosure seller stands to lose if a foreclosure completes, and how you become the agent who saves their equity, their credit, and their financial future. You will also learn why today's market is fundamentally different from 2008, with most pre-foreclosure sellers sitting on significant equity and a clear path to a profitable sale. Tim and Julie also cover the emerging California homeowner's insurance crisis, which is quietly producing a new wave of motivated sellers that most agents have not yet identified as a prospecting opportunity. This episode includes real coaching client success stories, the specific tools used to find pre-foreclosure inventory by zip code, and the mindset shift required to move from passive lead-chasing to building a consistent, relationship-driven listing pipeline. For scripts, systems, and accountability to pursue all of these lead sources, visit PremierCoaching.com. For a free daily newsletter with market insights and listing strategies, visit HarrisRealEstateDaily.com. For agents considering a brokerage upgrade to EXP Realty, visit WhyLibertas.com/Harris to learn how to receive Premier Coaching at no additional cost. You can also text Tim directly at 512-758-0206.

In this episode, foreclosure specialist Cameron Clermont shares insights on helping homeowners in distress, creative financing solutions, and how investors can get involved in the growing foreclosure market.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode, real estate investor Zareena Samidon shares her inspiring journey from personal foreclosure experience to building a successful investment business focused on distressed properties. Discover her strategies for growth, overcoming challenges, and her vision for future expansion and community impact.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

You already know your seller needs to sell. The difficult seller conversation you keep avoiding is not protecting the relationship. It is costing them equity every single day.Most agents stay quiet because they don't want to look like they're only after the commission. That discomfort you feel before picking up the phone is real. But here's the truth: withholding an honest assessment is not kindness. It is you putting your own comfort ahead of your client's financial wellbeing.This is a live real estate coaching call where we work through a real scenario. A seller is two months behind on payments, unfinanceable, exhausted every option, and still refusing to list. We walk through exactly how to handle it.Here's what you'll get out of this:✅ The word-for-word pre foreclosure script for agents that opens the door without pressure or manipulation✅ How polite confrontation real estate agents use it to deliver hard truths professionally and keep the client's trust✅ Why a seller in denial will almost always exhaust every option before facing reality, and how to shorten that timeline✅ The exact framing that turns an uncomfortable conversation with sellers into a candid moment that actually moves them forward✅ How to use equity erosion as a factual, non-emotional tool when handling a candid conversation with a distressed seller✅ Why agents who stay in "nice guy" mode are not actually helping, and what to do insteadThis is what separates agents who close distressed listings from agents who watch those listings go to foreclosure.If you have a pre foreclosure homeowner who won't sell sitting in your pipeline right now, watch this before your next call.

Navigating the New Normal in Distressed Real EstateWelcome back to another essential update for real estate investors, note buyers, and market watchers! We are officially in Q2 of 2026, and the landscape of distressed property is shifting rapidly. In this episode, we dive deep into the latest data from the Texas foreclosure auctions and broader national trends. Is the market entering a crisis, or are we simply returning to pre-pandemic normalization? Whether you are looking for residential opportunities in Harris County or commercial assets in North Texas, this episode provides the data-backed roadmap you need to stay ahead of the curve.National Trends & Q1 Market DataWe kick things off by breaking down the latest quarterly report from Auction.com, featuring insights from industry expert Darren Blomquist. Across the USA, we are seeing a significant return to 2020 levels of market stress.National Volume Spike: Foreclosure auction volume increased 33% in 2026, reaching a six-year high.Widespread Distress: 44 states and the District of Columbia reported annual increases in foreclosure volume.Normalization vs. Crisis: While volume is up, the data suggests a steady "normalization" to pre-pandemic levels rather than a sudden market crash.Equity Erosion: Average equity for scheduled foreclosures has declined to 26.9%—a 13% drop year-over-year—driven by cooling property values.The REO Shift: Banks are increasingly taking properties back at auction and listing them as REOs on digital platforms at "market-attuned" pricing.The Texas Lone Star Update: May 2026As one of the leading foreclosure states in the country, Texas is seeing a fascinating month-over-month shift. We break down the residential and commercial filings for May:The Monthly Drop: Despite an annual upward trend, May saw 3,774 filings—a 20% decrease from April.Commercial Snapshot: There are 456 commercial filings across Texas this month, with North Texas (DFW area) leading the charge at 144 filings.County Breakdown:Harris County: Remains a powerhouse with 698 residential filings.Bexar County: Holding steady with 397 filings.Dallas & Tarrant: Seeing slight month-over-month declines but still high-volume markets.The "Zero" List: Notably, Fort Bend and Montgomery counties showed zero scheduled foreclosures in the reported data for this specific period.Strategies for InvestorsWe also discuss how to capitalize on these trends, including a recap of our session with Texas legend Arnie Abramson on making money at tax sales. Learn why buyers are currently paying roughly 67 cents on the dollar for auction assets and how "bid-ask spreads" are narrowing as sellers adjust to sluggish conditions.Conclusion: Take Action in the Distressed MarketThe numbers don't lie—the foreclosure supply is rebuilding, and the opportunities for prepared investors are growing. Don't wait for the competition to catch up. Use the resources mentioned in today's show, like Roddy's List and Foreclosure.com, to do your due diligence and start bidding with confidence. If you found this update helpful, subscribe to the Note Closers Show Podcast and join us at the next auction. Until next time, go out there, take action, and we'll see you at the top! Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestGet Signed Up For the Next Note Buying Workshop HERE!

San Francisco's commercial real estate market has hit a devastating new low. A 20-story office tower, once valued at a staggering $320 million, went to auction and received zero bids, a stunning symbol of the city's economic decay. The former WeWork headquarters, now taken over by its lender, saw its value plummet by nearly 70% in just a few years. This isn't an isolated incident; it's a direct consequence of the progressive policies that have hollowed out one of America's most iconic cities. We break down how this epic failure exposes the truth about the San Francisco 'doom loop' and what it signals for other liberal-run cities across the country.

This is the Wholesale Hotline Podcast (Brent Daniels Live Show Edition), the best 120 minutes in wholesaling education -- live with Brent Daniels.Show notes -- in this episode we'll cover:Brent answers your questions live.Knowledge from Brent and some of the best wholesalers in the industry.The most important news affecting the wholesaling industry.Your weekly dose of wholesaling motivation.Interviews with industry experts and successful wholesaler.Please give us a rating and let us know how we are doing!➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖☎️ Welcome to Wholesale Hotline & TTP Breakout

What if one financial mistake could shape the way you approach homeownership forever? In this powerful episode, Juan opens up about how his family's foreclosure during the 2008 financial crisis became the foundation for smarter, more intentional decisions years later. Instead of chasing the market or overextending, he and his wife focused on financial stability, disciplined savings, and buying within their means—ultimately allowing them to purchase their first condo in 2021 and successfully move up to a single-family home while keeping their original property as a long-term investment.We dive into the realities of today's housing market, including why trying to time the market can backfire, how to prepare financially for homeownership, and the importance of aligning goals as a couple. Juan also shares the mindset shifts that helped him avoid common pitfalls—like stretching too far on a purchase—and how patience, preparation, and clear communication created a path to sustainable wealth and peace of mind.If you're a first-time buyer, planning your next move, or simply want to make smarter financial decisions in real estate, this episode is packed with real-world insights you won't want to miss.✅ Ready to become a Homeowner? Start your stress-free journey today: theeducatedhomebuyer.com/start

In this episode, Dylan Silver sits down with Chad Urbshott to discuss opportunities in the distressed mortgage space. Chad shares how he began investing in single-family homes before transitioning into purchasing non-performing loans (NPLs) and distressed mortgage notes. He explains how distressed mortgages occur when borrowers fall behind on payments and how investors can acquire these loans at a discount through brokers, investment funds, or foreclosure auctions. Chad also walks through his journey from buying REO properties on the MLS to purchasing mortgage notes before foreclosure.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode, real estate expert Paul Linder shares his journey through high-stakes property management, foreclosure investing, and building a resilient business in Boston's competitive market. Discover his strategies for scaling, managing risk, and leveraging relationships to achieve long-term success.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Foreclosure rates are rising year over year. That's a bad trend for the real estate market. I dive into the best and worst states with foreclosure rates and dig into some analysis as to why one of them made the worse list.

More than 100 thousand people could close Medicaid coverage in Indiana under a measure that passed the most recent legislative session. Indianapolis Public Schools is facing a multi-million dollar funding gap. Foreclosure rates have continued a gradual upward trend that began last year, according to new property data. As of last week Bitcoin or other cryptocurrency ATMs became illegal in the state of Indiana. A plan to kill deer at a Southern Indiana park remains on hold.

Today we're diving into the latest Bravo headlines and a fresh recap of Below Deck Down Under. We break down everything that went down in the newest episode, then shift gears as Dorit Kemsley reportedly faces foreclosure concerns once again. Plus, we discuss the string of high-profile burglaries hitting Beverly Hills, from Kyle Richards to Rachel Zoe, and why so many RHOBH homes seem to be targets.  Visit Seagrass Co. Explore UpandAdamLive.com Watch Up and Adam! Channel 2 Listen on Apple Podcasts Join YouTube Memberships Socials Instagram: https://instagram.com/upandadamlive/ Facebook: https://facebook.com/upandadamlive Twitter: https://twitter.com/upandadamlive TikTok: https://www.tiktok.com/@upandadamlive Merch https://shop.upandadamlive.com Inquiries info@upandadamlive.com Disclaimer The views expressed in this video and on Up And Adam Live! are for entertainment purposes only. All content is protected under Fair Use (Copyright Act 1976).   Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you tired of the "dark side" of real estate—dealing with toilets, tenants, and trash? In this episode, Scott Carson, "The Note Guy," pulls back the curtain on a real-world case study in Texarkana to show you how to become the bank, not the landlord. We dive deep into a performing note deal on a $65,000 property that delivers a staggering 16% return—or even an infinite return if you know how to structure the arbitrage. Whether you are looking to invest a small amount of your own capital or want to learn how to raise private money using Self-Directed IRAs, this episode provides the blueprint for building a cash flow machine without the headaches of traditional property management.What You'll Learn in This EpisodeThe Texarkana Case Study: A breakdown of a 3-bedroom, 2-bath asset sold on owner-finance terms with a 13% interest rate.The Math of a 16% ROI: How buying a performing note at 80% of the Unpaid Principal Balance (UPB) creates immediate equity and high-yield cash flow.The "Infinite Return" Strategy: How to use private money at 8–10% to fund 85% of a deal while you keep the difference in interest and a "cha-ching" on the front end.The Three "Cha-Chings": Identifying profit centers on the front end (origination/funding difference), the middle (monthly cash flow), and the back end (payoff/refinance).The 6-Figure Blueprint: Why you only need approximately 20 "small" deals to generate over $100,000 in annual income.SDIRA Secrets: How to find the 6 to 9 private investors you need to raise $1,000,000 for your note portfolio.Foreclosure as a Safety Net: Understanding why Texas is a "friendly" state for note holders, allowing for a 90-day foreclosure process if a borrower stops paying.Asset Appreciation: How a $65,000 property can grow to $100,000 over 10 years, increasing your security and potential REO profit.11 Exit Strategies: From "The Flip" to "The Flow," learn the various ways to monetize both performing and non-performing notes.Market Insights for 2026: Why note buying is the smartest strategy in a landscape where traditional REOs and wholesale deals no longer make sense.Stop flipping burgers and start flipping notes. Real estate investing in 2026 is about being a "Lienlord" and leveraging the power of the bank. If you're ready to master the fundamentals and start your journey toward a 6-figure side hustle, don't miss our upcoming 3-day Virtual Note Buying Workshop. We offer a 100% money-back guarantee because we know this proven plan has helped thousands of investors succeed. Visit NoteBuyingForDummies.com to grab your seat at 50% off and start building your cash flow machine today! Watch the Original Video HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »

Are you tired of the "dark side" of real estate—dealing with toilets, tenants, and trash? In this episode, Scott Carson, "The Note Guy," pulls back the curtain on a real-world case study in Texarkana to show you how to become the bank, not the landlord. We dive deep into a performing note deal on a $65,000 property that delivers a staggering 16% return—or even an infinite return if you know how to structure the arbitrage. Whether you are looking to invest a small amount of your own capital or want to learn how to raise private money using Self-Directed IRAs, this episode provides the blueprint for building a cash flow machine without the headaches of traditional property management.What You'll Learn in This EpisodeThe Texarkana Case Study: A breakdown of a 3-bedroom, 2-bath asset sold on owner-finance terms with a 13% interest rate.The Math of a 16% ROI: How buying a performing note at 80% of the Unpaid Principal Balance (UPB) creates immediate equity and high-yield cash flow.The "Infinite Return" Strategy: How to use private money at 8–10% to fund 85% of a deal while you keep the difference in interest and a "cha-ching" on the front end.The Three "Cha-Chings": Identifying profit centers on the front end (origination/funding difference), the middle (monthly cash flow), and the back end (payoff/refinance).The 6-Figure Blueprint: Why you only need approximately 20 "small" deals to generate over $100,000 in annual income.SDIRA Secrets: How to find the 6 to 9 private investors you need to raise $1,000,000 for your note portfolio.Foreclosure as a Safety Net: Understanding why Texas is a "friendly" state for note holders, allowing for a 90-day foreclosure process if a borrower stops paying.Asset Appreciation: How a $65,000 property can grow to $100,000 over 10 years, increasing your security and potential REO profit.11 Exit Strategies: From "The Flip" to "The Flow," learn the various ways to monetize both performing and non-performing notes.Market Insights for 2026: Why note buying is the smartest strategy in a landscape where traditional REOs and wholesale deals no longer make sense.Stop flipping burgers and start flipping notes. Real estate investing in 2026 is about being a "Lienlord" and leveraging the power of the bank. If you're ready to master the fundamentals and start your journey toward a 6-figure side hustle, don't miss our upcoming 3-day Virtual Note Buying Workshop. We offer a 100% money-back guarantee because we know this proven plan has helped thousands of investors succeed. Visit NoteBuyingForDummies.com to grab your seat at 50% off and start building your cash flow machine today! Watch the Original Video HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

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In this episode of the Real Estate Pros podcast, host Q Edmonds interviews Casey McCoy, a real estate professional and investor. Casey shares his journey into real estate, starting from his early experiences with homeownership and the challenges he faced, including foreclosure. He discusses the importance of resilience and growth through struggles, the evolution of his goals from becoming a millionaire to creating a sustainable income through investments, and the significance of building community and relationships in business. The conversation emphasizes the value of mentorship, personal growth, and the impact of storytelling in inspiring others.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Real Estate Pros Podcast, host Michelle Kesil interviews John Bonillas, a general contractor and real estate investor who specializes in buying properties through Texas tax foreclosure auctions. John shares how he transitioned from spending thousands on real estate seminars to finding real opportunities in property tax foreclosures. He explains how tax auctions work in Texas, including bidding rules, registration requirements, and redemption periods. John highlights the benefits of buying distressed properties at a lower price point, leveraging his construction background to rehab homes efficiently, and converting properties into profitable Airbnbs. He also discusses common mistakes new investors make, the importance of researching properties and markets, and why having stable income outside of real estate is crucial when starting out.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Real Estate Pros podcast, host Michelle Kesil interviews Ron Cunningham, a hard money lender with nearly a decade of experience in the field. Ron discusses the unique aspects of hard money lending, including the types of clients he serves, the flexibility of loan terms, and the common misconceptions surrounding hard money loans. He emphasizes the importance of understanding the loan process, the criteria for qualification, and the benefits of working with a lender who recognizes the complexities of individual financial situations. The conversation also touches on the growing trend of ADU financing and the supportive role of hard money lenders in the real estate market.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Thirty-year industry veteran and co-team leader of a 120-agent organization, Tony Martinez breaks down why pre-foreclosures and short sales remain one of the most overlooked listing opportunities in today's market. Drawing from personal experience during the 2008 financial crisis and his work training agents nationwide, Tony explains how to approach distressed properties with clarity, ethics, and confidence. This pre-recorded episode reveals how to turn rising foreclosure activity into a predictable lead source by mastering positioning, prospecting, and specialization. If your business feels inconsistent or reactive, this conversation delivers a framework for creating stability and long-term control through niche expertise.Here's what you will discover in this episode…How to structure your prospecting using the 70/20/10 model to consistently convert pre-foreclosure listings before competitors engage.Why specialization, through certifications like CDPE and military-focused training, creates confidence, higher conversion, and long-term market authority.How to approach distressed homeowners ethically and strategically so they exit with dignity while you build a predictable listing pipeline.JUMP TO THESE TOPICS00:00 –

Alex and Henry Seeley (The Belonging Co) are back for a wide-open catch-up that somehow hits everything—from family life and church growth in Tennessee to new music, new campuses, and what it's like building a multi-location church with video preaching. Then the conversation turns holy (and hilarious) as Alex shares about her upcoming book The Divine Counselor—a fresh, needed look at Holy Spirit as a Person, not just a symbol. And Henry tells the unforgettable story of a midnight drive that became a defining encounter… complete with “walking” Holy Spirit into their home. Connect with us on social! Alex: @alexseeley Henry: @henryseeley Levi: @levilusko Jennie: @jennielusko Fresh Life Church: @freshlife [Links] Pre-Order The Divine Counselor: https://bit.ly/49aFab5 The Belonging Co (Music): https://bit.ly/45u9BXq Belonging Co Conference: https://bit.ly/4svdo0p Get the 5 Gallon Bucket: https://bit.ly/sdl4sHY Get the Lusketeer Sticker: https://bit.ly/sdl4sHY Subscribe for more exclusive content: https://levilusko.com/hitl-subscribe 00:42 – What's new with the Seeleys (kids, college, life) 02:06 – Foreclosure hit + new land for Franklin 05:34 – Monster trucks, green rooms, and “is it haunted?” 13:35 – The Divine Counselor: Why We Need Holy Spirit as Counselor 20:11 – A revival season and a long day of testimonies 41:18 – New music: The Chorus + the single “Myths”

Fear you'll never be able to invest in real estate because of money, credit, or bad timing? This single mom lost her house and had a 200 credit score, yet she was still able to rebuild her life and buy rental properties. If she can find a way to build wealth, so can YOU! Welcome back to the Real Estate Rookie podcast! Just months before the 2008 housing market crash, Sarah Weatherbee found herself unable to make her mortgage payments. So, she rented out her home, moved to Nicaragua, and lived off the rental income until the dust settled. Unfortunately, shortly after returning to the U.S., she lost her home. The silver lining? Although things hadn't panned out, Sarah had been given a small taste of what it's like to own a rental property—with someone paying down your mortgage for you—and was determined to own real estate again one day. And that's exactly what she did by buckling down, rebuilding her credit, and stashing away money for her next property. Fast forward to today, and Sarah has bought multiple properties with low money down. Stay tuned as she shares the investing strategy she uses to do it! In This Episode We Cover How Sarah rebuilt her credit and bought real estate again after losing her home Making over $130,000 in pure profit from ONE real estate deal The investing strategy that allows you to buy multiple properties with low money down When to move to another area of the country to invest in real estate The one reason why Sarah didn't quit real estate investing after failure And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-671 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

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