Podcasts about reserves

"Insurance companies are the wealthiest businesses, wealthier than banks and even countries. It seems very scammy." This listener question captures what most people think about insurance - and why they're wrong about life insurance.Hans and Brian examine contract law to explain why life insurance operates under completely different legal protections than the car and home insurance that's given the industry its bad reputation. From centuries of case law to the incontestability clause, this episode reveals the legal guidelines protecting policyholders.When courts consistently rule against insurance companies and companies are required to maintain 100% reserves plus reinsurance, it's not a coincidence that no whole life insurance beneficiary has ever gone unpaid. The math, the law, and the business model all align to protect you in ways most people never understand.The Contract That Can't Be Negotiated (And Why That's Good for You)Life insurance contracts are "contracts of adhesion" - you can't negotiate terms, it's take it or leave it. Since the insurance company writes the entire contract and you have no bargaining power, courts heavily favor policyholders in every dispute. Centuries of case law have built an almost impenetrable wall of consumer protection.Warranties vs. Representations: The Historical Shift in Your FavorIn the 1700s, maritime insurance contracts used "warranties" - black and white statements that could void your policy for any breach. If you warranted your ship would sail with convoy protection and it sailed alone, coverage was nullified regardless of circumstances. Modern life insurance has evolved to use "representations" instead, requiring proof of intentional misrepresentation, materiality to the contract, and knowledge of falsity. The burden of proof is entirely on the insurance company.The Two-Year Window: Your Contestability ProtectionInsurance companies have exactly two years to challenge a policy for misrepresentation. After that window closes, even suicide is covered. This isn't arbitrary - it reflects the legal reality that life changes too much after two years to fairly challenge original statements. The contestability clause protects both parties: it gives companies time for due diligence while preventing indefinite claim challenges.Why "100% Reserves" Isn't Like BankingUnlike fractional reserve banking where your deposits aren't fully backed, life insurance operates on full reserves for current liabilities. Your policy's cash value must be available immediately - no exceptions. Future death benefits are covered through reinsurance and state guarantee funds, creating multiple layers of protection that banking simply doesn't have.➡️ Chapters: 00:00 - Military waste and efficiency (the stark contrast to insurance) 07:00 - Listener question: Why trust insurance companies? 13:00 - Property insurance vs. life insurance: Different games entirely 17:00 - Contract law foundations: Why courts favor policyholders19:00 - Warranties vs. representations: The historical evolution 26:00 - The incontestability clause: Your two-year protection window 35:00 - Unilateral contracts: Only one party has obligations 38:00 - Contract of adhesion: Why you can't negotiate (and don't want to)46:00 - Reserve requirements: 100% backing vs. fractional banking 52:00 - Reinsurance and state guarantee funds: Multiple safety nets 55:00 - Actuarial math: Why conservative assumptions create dividends 58:00 - Points of failure: Safety assets vs. speculationGot Questions? Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar!Visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCE Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance) Facebook: @remnantfinance (https://www.facebook.com/profile?id=61560694316588) Twitter: @remnantfinance (https://x.com/remnantfinance) TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE

Season 18, Episode 30: Another couple of next-gen fast bowlers have gone down injured in the last week, with Spencer Johnson again withdrawn from duty and Lance Morris out for a least a year with major surgery. Is there an emerging problem for Australian quicks behind Cummins, Starc, Hazlewood, and Boland, or does their presence mean there is no problem? Also this week, Mitch Marsh's team rack up 400 after losing an ODI series to South Africa, Cheteshwar Pujara retires from all Indian cricket, Ravichandran Ashwin leaves the IPL, and India's board yet again makes a mess of organising a World Cup. Support the show with a Nerd Pledge at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠patreon.com/thefinalword⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Maurice Blackburn Lawyers - fighting for the rights of workers since 1919: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mauriceblackburn.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get your big NordVPN discount: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠nordvpn.com/tfw⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get discounts on Noobru, the think drink: ⁠noobru.com/finalword⁠ Get 10% off Glenn Maxwell's sunnies: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠t20vision.com/FINALWORD⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Find previous episodes at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠finalwordcricket.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Title track by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Urthboy⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

New York State Comptroller Thomas DiNapoli discusses the Empire State and its rising deficit issue. He is joined by Bloomberg's Scarlet Fu.See omnystudio.com/listener for privacy information.

San Diego County supervisors vote to tap into reserve funds; Local fire crews get new tools to help fight fires; Drones also help fire crews

Matt. 16:24-27. 8/24/25.  An expositional sermon from the gospel of Matthew.

How much life insurance do military servicemembers need? What about military spouses? Is SGLI enough? In this episode, Spencer Reese and Jamie sit down with Jerry Quinn, a 40-year Army veteran and executive at Armed Forces Mutual (formerly AAFMAA - American Armed Forces Mutual Aid Association), to discuss everything military families need to know about life insurance. Topics Covered: SGLI (Servicemembers' Group Life Insurance) Understanding the $500,000 term policy for service members Spouse coverage rider ($100,000) Coverage for Guard and Reserve members What happens to SGLI after military separation Life Insurance Planning Strategies The DIME-L method for calculating coverage needs: Debt Income replacement Mortgage Education Legacy "10x income" rule of thumb Stacking multiple insurance policies for comprehensive coverage Term vs. whole life insurance considerations Armed Forces Mutual Services No war clause or aviation clause coverage Survivor Assistance Services (SAS) program Death claim processing (often under 30 days) Special 501(c)(23) nonprofit status Transition Planning When to apply for life insurance before leaving military service Health considerations and timing Converting from SGLI to civilian coverage Resources Mentioned: Armed Forces Mutual Website: AAFMAA.com Military Survivor Planning Checklist (available with free subscription) Life Insurance Calculators (on AAFMAA website) Career Accession Program (CAP) Loan: $5,000 at 2.5% fixed rate for 60 months Additional Resources: Daniel Kopp, CFP: Wise Stewardship Financial Planning Specialist in military widow/widower financial planning Military to Financial Planner Podcast Military Aid Societies: Army Emergency Relief Society Air Force Aid Society Navy-Marine Corps Relief Society Coast Guard Mutual Assistance Key Takeaways: SGLI is an excellent deal at ~$30/month for $500,000 coverage Many military families need supplemental life insurance beyond SGLI Apply for additional coverage 6-12 months before military separation Update beneficiary designations regularly Armed Forces Mutual provides specialized support for Gold Star families About the Guest: Jerry Quinn served 40 years in the U.S. Army (7 years active duty, 33 years National Guard), retiring as a Field Artillery Officer in June 2025. He now serves as an executive at Armed Forces Mutual, a 146-year-old organization exclusively serving military and veteran families with specialized life insurance products and survivor assistance services. Contact Information: Armed Forces Mutual Website: AAFMAA.com Social Media: LinkedIn, Instagram (@armedforcesmutual) Subscribe for free resources and calculators Hosts: Spencer Jamie For those needing immediate assistance with military survivor benefits and life insurance claims, Armed Forces Mutual's Survivor Assistance Services team provides comprehensive support including VA claims coordination, DFAS benefit reconciliation, and burial assistance guidance. Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 19,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.  

Are Mini Retirements, Optionality, and Side Hustles Possible in the Military? From seven-month sabbaticals to turning a hobby into a thriving side business, Justin Peters from the FI Minded Podcast shares how dialing back work can supercharge your career, creativity, and financial freedom. Key Points & Topics Part-time work and mini sabbaticals Recognizing burnout and funding a seven-month break Differentiating sabbatical versus mini retirement Logistics: nest egg size, remote options, healthcare planning Optionality and financial independence mindset Dual-track strategy: accumulate wealth and improve life in tandem CoastFi and SlowFi as flavors of the 25x rule Pulling back on work without derailing long-term goals Turning a podcast hobby into a side hustle Initial struggles with audio editing and finding a partner Leveraging serendipity, referrals, and niche communities Advising small business owners: start with five imperfect episodes Intentional time off Avoiding passive downtime—set routines for hobby and health First two-week recovery period, then structured creative blocks Sharing your plan: scripts for family and friends Networking and community building FinCon conference connections Toastmasters for public-speaking confidence and lasting bonds Online FI communities and Facebook groups for accountability Military-friendly breaks Career Intermission Program: up to 36 months and healthcare continuity depending on your branch of service Guard and Reserve options to maintain benefits and part-time earnings Links Mentioned Justin's FI Minded podcast (search on any podcast player) Episode 171: gifting and donations with Spencer Reese Episode 170: living a FI life without a FI bank account Episode 142: Jillian Johnsrud on mini retirements Toastmasters International: https://www.toastmasters.org Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 19,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

In this episode of Bitcoin for Corporations, host Pierre Rochard is joined by Mike Belshe, CEO of BitGo. Mike shares his journey from Netscape and Google to pioneering Bitcoin custody solutions. They discuss the evolution of multi-sig, fiduciary duty, cold storage, and how institutions protect billions in Bitcoin. Belshe explains why proof of reserves and market structure matter for Bitcoin's future. This is a must-watch for anyone serious about Bitcoin security.

In this episode of the Bro Chat, "Flash" "Bender" and "Rain" are joined by Kevin "Konan" Parkhurst to discuss flying the F-35 in the reserves, how to get hired by a reserve or guard unit and more.Check out Authentic Media - Six months Free - Just use code 62F6D at Patreon.com/AuthenticMedia/redeem/62F6D.    

Could this be signaling a major crypto market top, or is it just noise before the next leg up? In this episode, we break down what's really happening behind the headlines, how it impacts Bitcoin, Ethereum, and top altcoins, and the key levels to watch next. Lace Wallet For Midnight - https://www.lace.io/?utm_source=YouTube&utm_medium=influencer&utm_campaign=LacexMidnight&utm_content=Deezy

Aug 12, 2025 – As uncertainty over trade and policy continues, discover why one of the world's top metals analysts believes the bull market in gold and silver is far from over. FS Insider interviews Jeff Christian for an in-depth discussion on gold...

"If you control the money, you control the purchasing power. Which, in turn, allows you to control most other things. [...] In short: you can decide who will be deplatformed from society. In the most extreme cases, this is a matter of life and death. Who gets to eat and who must starve; who gets to prosper, and who must perish."~ Dergigi If money is the scorecard of society, what happens when the referees can give themselves unlimited points? Today we dive into why our “game” no longer rewards skill or cooperation, and has devolved, predictably, into one of political favor and cultural rot—and why fixing the money might be our only way out. It's time for a Guy's Take episode. Links Mentioned The Only Model You'll Ever Need... (The Give-a-Shit Matrix) (Link: https://www.youtube.com/watch?v=sHdRT9t1V2E) Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and well-being through cutting-edge light therapy devices and performance eyewear. Their mission is to enhance physical and mental health, unlocking peak human health, cognitive function, and physical performance. Get 10% off your order with the code BITCOINAUDIBLE. (Link: https://getchroma.co/?ref=BitcoinAudible) Host Links ⁠Guy on Nostr ⁠(Link: http://tinyurl.com/2xc96ney) ⁠Guy on X ⁠(Link: https://twitter.com/theguyswann) Guy on Instagram (Link: https://www.instagram.com/theguyswann) Guy on TikTok (Link: https://www.tiktok.com/@theguyswann) Guy on YouTube (Link: https://www.youtube.com/@theguyswann) ⁠Bitcoin...

Due to budget constraints, the Government failed to pay members of the Reserve Defence Forces (RDF) last year due to greater-than-expected recruitment.Recruitment to the Reserves has increased in the number of years, with demand set to increase.What is the role of the reserves, and how important is it to invest in them?To discuss, Kieran is joined by Declan Power, Security Analyst and Declan Ganley, Businessman and Entrepreneur.

An uptick in heat pump use could ease pressure on the energy system and cut costs. A report by the New Zealand Green Building Council reveals if more households opt for heat pumps, it could save Kiwis more than a billion dollars a year. It's also revealed this could protect thousands of industry jobs, with three mills closing in the last year due to soaring energy prices. Green Building Council CEO Andrew Eagles says more heat pumps in the country will reduce these demand pressures for the gas sector. He told Mike Hosking they've got an opportunity to free up gas from a sector that doesn't need it. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Astros Hold On To First Place! Astros Take The Series vs Yankees 2-1, Texans' Reserves Got Work vs Vikings

Astros Hold On To First Place! Astros Take The Series vs Yankees 2-1, Texans' Reserves Got Work vs Vikings

02:00 – Preseason Games, Giants vs. Bills Preview 03:00 – Colts vs. Ravens, Anthony Richardson's Injury 06:00 – Discussing AFC “Big Three,” Possible New Contenders 10:00 – AFC North Deep Dive: Bengals, Steelers 12:00 – Broncos' Chances in AFC West 14:00 – Changing NFL Preseason Trends: More Starters Playing? 21:00 – Victor Cruz's Preseason Breakout & Shadour Sanders Opportunity 26:00 – Preseason QB Injuries and Prospects 28:00 – Pete Carroll with Raiders, Coaching Changes 34:00 – NFC Contenders: Eagles Lead, Who Else? 37:00 – NFC North Analysis: Lions, Packers, Vikings 38:00 – Listener Question: Giants' Chances & NFC Outlook 40:00 – Jayden Daniels, NFC South Discussion 44:00 – Caleb Williams Rookie Review 50:00 – Changing Preseason Strategies (Starters vs. Reserves) 51:00 – Giants Camp Intensity & Practice Observations 54:00 – Player Fights, Camp Stories 57:00 – Old-School Training Camp Differences 59:00 – Giants Fans' Season Expectations 1:04:00 – Behind the Scenes: Broadcasting Nerves 1:11:00 – NFC East Rivalries, Super Bowl Memories 1:13:00 – Wrap Up & Next Episode Teaser

Andy and Randy talk about what some of the Falcons who are playing will be looking to show to the coaching staff in their attempts to make the team.

Fr. Michael Duesterhaus was ordained to the priesthood for the Diocese of Arlington in 1991. He spent 27 years, Active and Reserves, as a Naval Chaplain, mostly serving with units of the U.S. Marine Corps. Father has presented over 125 formal cases before Tribunals of seven dioceses of the United States. He currently serves as Parochial Vicar at St. John the Baptist Parish in Front Royal, Virginia. In Today's Show: I've been married for many years, have several children and have always practiced the Faith. But suddenly I see that I married for the wrong reason, had children for the wrong reason, and homeschooled for the wrong reason. I am committed to my family and my vows, but how do I move forward to have authentic relationships with the people I brought into my life and let go of the regrets from knowing that I probably would have been called to a very different life if I had actually been listening to God? Why are priests throughout the United States so diverse in their theology? How do we not let our regrets lead us into despair? When is a divorce or annulment warranted? Is it alright to refuse to enter one's parents' house as long as they are hosting unmarried siblings with their companions in the same room, and to let them know that reason? What if they had separate rooms? Are there any rules related to annulment in terms of who must be contacted as part of the process? For example, must adult children of the marriage be contacted/informed before an annulment can take full effect? Does the church keep a record of why each annulment was approved and who approved it? I struggle with severe anxiety before going to Confession. Is this a sign of spiritual weakness? My husband and I have been practicing NFP with a clear conscience, but recently we came across traditional writers who imply that even periodic abstinence for non-serious reasons could be sinful. How does the Church truly define a ‘just cause,' and how can couples discern this without falling into guilt or legalism? What's the best way to introduce the Rosary to small children without making it feel like a chore? How to stop superstitious thoughts? Why do people believe in superstition? As a Catholic woman, how can I serve in the Church without overstepping the roles God designed for men and women? You often speak on this show about uniting our sufferings to Christ. But how does that actually work in real life? How can I avoid despair and use my suffering redemptively? Is it wrong to wear pants as a woman? I want to be modest, but I also don't want to appear scrupulous or extreme. Do you believe homeschooling is the best way to pass on the traditional Catholic faith to our children? What are some options for folks who might not be in a situation that allows one parent to skip working and stay at home with the children? Visit the show page at thestationofthecross.com/askapriest to listen live, check out the weekly lineup, listen to podcasts of past episodes, watch live video, find show resources, sign up for our mailing list of upcoming shows, and submit your question for Father!

"Thanks to Bitcoin anyone can use the asymmetric defenses of cryptography to their economic advantage. A symmetry is at the heart of Bitcoin security. Hard to guess. Easy to verify. Cooperation is rewarded. Conflict is not. Your keys are private. The ledger is public. Defense is cheap. Disruption is incredibly costly.It is the asymmetry and cost that gives rise to the crypto economical game theory of Bitcoin. Peaceful and voluntary cooperation. Mutually assured preservation. Sovereignty through cryptography."~ Dergigi Bitcoin is more than software - it's a living, endless game of words, math, and values. In this piece from Dergigi, we explore why free speech, property rights, and sound money are inseparable, and how Bitcoin uses one to create and enforce the others. If you missed this read when it first came out, don't miss it this time around. Check out the original article: Inalienable Property Rights (Link: https://tinyurl.com/5ahjcv6x) Links Mentioned Cryptosovereignty by Erik Cason (Link: https://tinyurl.com/48ab5uzk) CRYPTOECONOMICS by Eric Voskuil (Link: https://voskuil.org/cryptoeconomics/) Denationalisation of Money: The Argument Refined by Friedrich A. Hayek (Link: https://tinyurl.com/59ra395s) Proof of Work, a pictorial essay by Adam Gibson (Link: https://tinyurl.com/4p79e7wp) THE LAW by Frédéric Bastiat (Link: https://tinyurl.com/3t565fk7) Shelling Out by Nick Szabo (Link: https://nakamotoinstitute.org/library/shelling-out/) Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma

Chainlink has officially announced a major reserves integration, setting the stage for institutional-grade transparency and security. Meanwhile, Bitcoin is creeping closer to unlocking the $12 trillion global reserves market — and the implications are massive. Lace Wallet For Midnight - https://www.lace.io/?utm_source=YouTube&utm_medium=influencer&utm_campaign=LacexMidnight&utm_content=Deezy

// GUEST //YouTube:  @GreenCandle  &  @keysopen_doors  LinkedIn: https://www.linkedin.com/in/brandonkeys072394 X: https://x.com/Greencandleit and https://x.com/keysopen_doors // SPONSORS //iCoin: https://icointechnology.com/breedloveCowbolt: https://cowbolt.com/Heart and Soil Supplements (use discount code BREEDLOVE): https://heartandsoil.co/Blockware Solutions: https://mining.blockwaresolutions.com/breedloveIn Wolf's Clothing: https://wolfnyc.com/Onramp: https://onrampbitcoin.com/?grsf=breedloveMindlab Pro: https://www.mindlabpro.com/breedloveCoinbits: https://coinbits.app/breedloveThe Farm at Okefenokee: https://okefarm.com/Orange Pill App: https://www.orangepillapp.com/ // PRODUCTS I ENDORSE //Protect your mobile phone from SIM swap attacks: https://www.efani.com/breedloveLineage Provisions (use discount code BREEDLOVE): https://lineageprovisions.com/?ref=breedlove_22Colorado Craft Beef (use discount code BREEDLOVE): https://coloradocraftbeef.com/Salt of the Earth Electrolytes: http://drinksote.com/breedloveJawzrsize (code RobertBreedlove for 20% off): https://jawzrsize.com // SUBSCRIBE TO THE CLIPS CHANNEL //https://www.youtube.com/@robertbreedloveclips2996/videos // TIMESTAMPS // 0:00 – WiM Episode Trailer 1:07 – Brandon's Background: Engineering to Bitcoin 11:55 – Bitcoin Self-Custody and Taking Responsibility 13:06 – More Millionaires Than Satoshi Millionaires 19:56 – iCoin Bitcoin Wallet 21:25 – Cowbolt: Settle in Bitcoin 22:40 – MAG7 and Accelerating Bitcoin Adoption 25:55 – Government-Level Bitcoin Accumulation 28:58 – Jamie Dimon and Chase Declare War on Bitcoin 35:33 – Could Coinbase Collapse? 42:19 – Heart and Soil Supplements 43:19 – Mine Bitcoin with Blockware Solutions 44:20 – Stop Selling Sh*tcoins, Brian Armstrong 48:55 – Could Governments Co-Opt Bitcoin? 50:11 – Why Saylor Rejects Proof of Reserves 55:19 – The Risk of Bitcoin Treasury Companies 1:00:06 – Strike and Borrowing Against Your Bitcoin 1:03:41 – Helping Lightning Startups with In Wolf's Clothing 1:04:33 – Onramp Bitcoin Custody 1:06:29 – Can Anyone Catch Saylor and MSTR? 1:16:39 – Will MSTR Become a Bitcoin Bank? 1:20:10 – Bitcoin Nation-State Adoption: Bullish or a Trap? 1:30:39 – Mind Lab Pro Supplements 1:31:50 – Buy Bitcoin with Coinbits 1:33:18 – El Salvador and Bukele vs the IMF 1:37:48 – Tether's Role in the U.S. Bond Market 1:40:57 – The Genius Act and Lummis Bill Explained 1:44:12 – Bitcoin Is Flying Off Exchanges 1:55:16 – The Farm at Okefenokee 1:56:26 – Orange Pill App 1:56:54 – Could the U.S. Government Be Buying Bitcoin? 2:02:03 – Are the 4-Year Bitcoin Cycles Over? 2:13:47 – Bitcoin, Gold, and Gambling 2:21:37 – Closing Thoughts and Where to Find Brandon Keys // PODCAST //Podcast Website: https://whatismoneypodcast.com/Apple Podcast: https://podcasts.apple.com/us/podcast/the-what-is-money-show/id1541404400Spotify: https://open.spotify.com/show/25LPvm8EewBGyfQQ1abIsERSS Feed: https://feeds.simplecast.com/MLdpYXYI // SUPPORT THIS CHANNEL //Bitcoin: 3D1gfxKZKMtfWaD1bkwiR6JsDzu6e9bZQ7Sats via Strike: https://strike.me/breedlove22Dollars via Paypal: https://www.paypal.com/paypalme/RBreedloveDollars via Venmo: https://account.venmo.com/u/Robert-Breedlove-2 // SOCIAL //Breedlove X: https://x.com/Breedlove22WiM? X: https://x.com/WhatisMoneyShowLinkedin: https://www.linkedin.com/in/breedlove22/Instagram: https://www.instagram.com/breedlove_22/TikTok: https://www.tiktok.com/@breedlove22Substack: https://breedlove22.substack.com/All My Current Work: https://linktr.ee/robertbreedlove

In this re-release episode from "Run Your Mouth" with RobbieTheFire, we delve into the intricate world of economics, exploring the challenges posed by the US dollar's status as a global reserve currency. Robbie and I discuss the complexities of tariffs and their impact on the economy, questioning whether they truly address the underlying issues or merely mask symptoms. The conversation naturally ventures into the realm of Bitcoin, pondering its potential role in reshaping our financial landscape - could it be the catalyst for a new economic paradigm? A special thank you to RobbieTheFire and his team for allowing us to share this thought-provoking episode. Check out the original episode on RobbieTheFire's YouTube. (Link: https://tinyurl.com/2wpb7sak) Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and well-being through cutting-edge light therapy devices and performance eyewear. Their mission is to enhance physical and mental health, unlocking peak human health, cognitive function, and physical performance. Get 10% off your order with the code BITCOINAUDIBLE. (Link: https://getchroma.co/?ref=BitcoinAudible) Host Links ⁠Guy on Nostr ⁠(Link: http://tinyurl.com/2xc96ney) ⁠Guy on X ⁠(Link: https://twitter.com/theguyswann) Guy on Instagram (Link: https://www.instagram.com/theguyswann) Guy on TikTok (Link: https://www.tiktok.com/@theguyswann) Guy on YouTube (Link: https://www.youtube.com/@theguyswann) ⁠Bitcoin Audible on X⁠ (Link: https://twitter.com/BitcoinAudible) The Guy Swann Network Broadcast Room on Keet (Link: https://tinyurl.com/3na6v839)

When authoritarian regimes double down on financial surveillance and criminalize basic crypto activity, can new freedom tech offer a lifeline—or is the deck still stacked against dissent, privacy, and financial autonomy? We dive into the latest Financial Freedom Report, unraveling Hungary's draconian digital asset laws, El Salvador's murky Bitcoin policies, and cutting-edge tools like Bitchat and Alby Hub. What happens when governments tighten the screws—can Bitcoin's freedom stack keep pace? Check out the original article: HRF's Weekly Financial Freedom Report #82 (Link: https://hrf.org/latest/hrfs-weekly-financial-freedom-report-82/) Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and well-being through cutting-edge light therapy devices and performance eyewear. Their mission is to enhance physical and mental health, unlocking peak human health, cognitive function, and physical performance. Get 10% off your order with the code BITCOINAUDIBLE. (Link: https://getchroma.co/?ref=BitcoinAudible) Host Links ⁠Guy on Nostr ⁠(Link: http://tinyurl.com/2xc96ney) ⁠Guy on X ⁠(Link: https://twitter.com/theguyswann) Guy on Instagram (Link: https://www.instagram.com/theguyswann) Guy on TikTok (Link: https://www.tiktok.com/@theguyswann) Guy on YouTube (Link: https://www.youtube.com/@theguyswann) ⁠Bitcoin Audible on X⁠ (Link: https://twitter.com/BitcoinAudible) The Guy Swann Network Broadcast Room on Keet (Link: https://tinyurl.com/3na6v839)

Wondering how to unlock premium travel perks and avoid annual fees while serving on Active Duty, the Guard, Reserves? Or maybe you're a military spouse and curious if you qualify for the same protections and waivers? This episode dives deep into the ins and outs of MLA and SCRA protections, credit card strategies, and maximizing those free hotel nights and points. Links & Resources Mentioned: Spencer's article explaining MLA Database MLA Database Lookup SCRA Request Page – Amex Mentorship with Spencer & Jamie For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Derek Champagne interviews Quang X. Pham. Quang is a biotech executive, war veteran, author, speaker, and community leader with a remarkable journey shaped by resilience, service, and entrepreneurship. He made history as the first Vietnamese American to earn naval aviator wings in the Marine Corps and lead an initial public offering (IPO) on Nasdaq.His inspiring American underdog journey, told in first person, is unlike any other. Born in Saigon, South Vietnam, Quang and his family fled as refugees when he was 10, while his father, a Republic of Vietnam Air Force pilot,remained and was imprisoned for more than a decade. After earning a degree from UCLA, Quang served seven years on active duty, flying CH-46 helicopters in the Persian Gulf War, Somalia, and the Reserves. Following his military career, Quang transitioned into business, founding multiple pharmaceutical companies. In 2000, he launched MyDrugRep.com (which became LathianSystems), an innovative online platform for physician marketing engagements, which was later acquired. In 2015, he founded Espero Pharmaceuticals and Jacksonville Pharmaceuticals. His leadership and entrepreneurial success earned him the Florida EY Entrepreneur of the Year Award in 2018. Today Quang serves as Chairman and CEO, Cadrenal Therapeutics (Nasdaq: CVKD).Quang is also the author of the award-winning father-son memoir, A Sense of Duty: Our Journe y from Vietnam (Penguin Random House), and his new book, Underdog Nation: Zero In on Effort and Results for Success (Forbes Books).Committed to giving back, Quang has served on the boards of private companies, veterancharities and educational organizations. He lives in Florida with his family, continuing tolead and inspire.Order Quang's new book here: https://quangxpham.com/books/Business Leadership Series Intro and Outro music provided by Just Off Turner: https://music.apple.com/za/album/the-long-walk-back/268386576

“The U.S. Treasury's gold reserves are at one of the lowest levels in 90 years,” says Tavi Costa, partner and portfolio manager at Crescat Capital, joining Daniela Cambone on the Daniela Cambone Show. “At just 2% of total government debt, this imbalance is a green light for long-term gold investors.”Costa warns that rising U.S. debt, surging interest costs, and the likelihood of dollar devaluation will eventually force the government to either buy more gold or revalue it, a move he believes could unlock massive upside for the metal. “The world is accumulating gold, and the U.S. will have to join in,” he says. Beyond gold, Costa shares why the AI arms race and a coming infrastructure boom could reshape the U.S. economy, creating major opportunities in raw materials and engineering sectors.The opinions and information shared by Tavi in this discussion are his own, and not necessarily those of Crescat. Any investments discussed may or may not be held by Crescat. Investments carry risk including risk of loss. ✅ FREE RESOURCESDownload the Ultimate Decision-Making Guide on Gold & Silver plus Daniela Cambone's Top 10 Lessons to safeguard your wealth (FREE)

#cuttheclutter Pakistan's been chasing oil since the 1950s. Trump is now exploring this decades-old oil fantasy to troll New Delhi. He knows this kind of hyphenation with Pakistan triggers India—and it's all to gain leverage in the ongoing trade talks. In episode 1705 of #CutTheClutter ThePrint Editor-in-Chief Shekar Gupta talks about decades of failed exploration in Pakistan and how Trump is weaponising this ‘fantasy' for negotiation --------------------------------------------------------------------------------------------- To read Alex Kimani article: https://oilprice.com/Energy/Energy-General/Why-No-Major-Oil-Company-Is-Rushing-To-Drill-Pakistans-Huge-Oil-Reserves.html --------------------------------------------------------------------------------------------- To read Dawn Reports: https://www.dawn.com/news/1857415/massive-oil-gas-reserves-found-in-pakistani-waters-senior-security-official https://www.dawn.com/news/1861990/striking-oil-a-crude-endeavour --------------------------------------------------------------------------------------------- To read New York Times reports: 1959 - https://www.nytimes.com/1959/10/22/archives/new-oil-field-found-in-north-pakistan.html 1960 - https://www.nytimes.com/1960/01/12/archives/pakistan-sees-oil-as-prosperity-key-search-pressed-with-british-and.html --------------------------------------------------------------------------------------------- Apply here for ThePrint School of Journalism : https://tinyurl.com/48hdbx9d --------------------------------------------------------------------------------------------- Produced By: Mahira Khan

India Snubs Trump - Rejects F-35 | Pakistan Makes a Monkey of Trump With Non-Existent Oil Reserves

Preview: Britain: Colleague Anatol Lieven comments on the North Sea oil reserves and the net zero aspirations of the Starmer government. More. 1927

Why does this Bitcoin cycle feel… different? In this Roundtable, I sat down with Simple Steve, Bitcoin Mechanic, and my brother Jeff Swann for a deep dive into what's really driving the current phase of Bitcoin adoption. We break down the quiet buildup behind this cycle, the politics creeping into the space, and the shifting nature of Bitcoin treasuries — including why some are already failing. We also get into the weeds on quantum breakthroughs, dust limits, and why lightning still isn't ready for prime time. From barroom stories to technical debates, we ask: Are the normies finally coming around? Are the devs out of touch? And is this cycle the calm before the chaos? This is our one-year Roundtable anniversary. Let's go! Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and well-being through cutting-edge light therapy devices and performance eyewear. Their mission is to enhance physical and mental health, unlocking peak human health, cognitive function, and physical performance. Get 10% off your order with the code BITCOINAUDIBLE. (Link: https://getchroma.co/?ref=BitcoinAudible) Guest Links Steve Simple Nostr (Link: https://tinyurl.com/3s6a8yn8) Steve Simple on X (Link: https://x.com/stevesimple) Bitcoin Mechanic Nostr (Link: https://tinyurl.com/2tm827ut) Bitcoin Mechanic on X (Link: https://x.com/GrassFedBitcoin) Jeff Swann Nostr (Link: https://tinyurl.com/3sjc3bcp) Jeff Swann on X (Link: https://x.com/agoristview) Host Links ⁠Guy on Nostr ⁠(Link: http://tinyurl.com/2xc96ney)

"A myopic focus on personal freedom — the nights out, the "me time", the money saved — is a spiritual mirage: You think you want the paradise of nothing ever being asked of you, but it turns out to be the hell of nobody ever needing you."~ David Heinemeier Hansson What if the relentless pursuit of personal freedom is leading us to a deeper kind of emptiness? Today we dive into David Heinemeier Hansson's short but engaging essay on "consent morality" and the modern crisis of meaning, asking: Are we neglecting the richness of responsibility, family, and higher values in favor of allowing ourselves to accept the ridiculous notion that as long as we aren't hurting anyone, all ways of living are equal. And worse, that to even suggest otherwise, that there is a "better" way to live, makes one a bigot. Instead of cowering from the challenge, let's address it directly. Check out the original article: The parental dead end of consent morality (Link: https://tinyurl.com/yfh5rxd9) Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and well-being through cutting-edge light therapy devices and performance eyewear. Their mission is to enhance physical and mental health, unlocking peak human health, cognitive function, and physical performance. Get 10% off your order with the code BITCOINAUDIBLE. (Link: https://getchroma.co/?ref=BitcoinAudible) Host Links ⁠Guy on Nostr ⁠(Link: http://tinyurl.com/2xc96ney) ⁠Guy on X ⁠(Link: https://twitter.com/theguyswann) Guy on Instagram (Link: https://www.instagram.com/theguyswann) Guy on TikTok (Link: https://www.tiktok.com/@theguyswann) Guy on YouTube (Link: https://www.youtube.com/@theguyswann) ⁠

Paul Kupiec is a senior fellow at the American Enterprise Institute. In Paul's first appearance on the show, he discusses life at a think tank, the insolvency of the Fed, theories on how to fix the Fed's balance sheet, Ted Cruz's call to end interest on reserves, and much more.  Check out the transcript for this week's episode, now with links. Recorded on June 24th, 2025 Subscribe to David's Substack: Macroeconomic Policy Nexus Follow David Beckworth on X: @DavidBeckworth Follow the show on X: @Macro_Musings Check out our Macro Musings merch! Subscribe to David's new BTS YouTube Channel  Timestamps 00:00:00 - Intro 00:01:14 - Paul's Career 00:08:12 - Think Tanks 00:10:42 - Current State of the Fed's Balance Sheet 00:20:22 - The Federal Reserve and Gold 00:23:04 - The Fed's Unique Accounting 00:39:28 - Ending Interest on Reserve Payments to Banks 00:50:08 - Outro

On this follow-up segment of Go Gaddis Real Estate Radio, Cleve Gaddis continues his enlightening conversation with Expert Advisor Michael Crew, CEO of Homeowner Management Services, Inc., diving even deeper into the world of HOA reserves and how they impact today's homebuyers and sellers. With HOA-related costs becoming more of a concern for buyers, many are asking: “How do I know I won't get hit with a surprise special assessment after I move in?” In this episode, Cleve and Michael explore how a properly managed reserve fund—and a recent industry shift—can offer a true safety net for buyers. They discuss: Why today's buyers are demanding transparency about HOA reserves before making an offer. The growing popularity of reserve studies and how they're becoming a key factor in real estate negotiations. What questions smart buyers should ask about an HOA's financial health—and how sellers can proactively prepare. The reality behind “surprise” costs in communities and how to avoid them altogether. Cleve also briefly touches on the 2025 Georgia State Legislative session—where, surprisingly, no major laws or changes affecting HOAs were passed. But don't get too comfortable; there's always the possibility of new proposals next year. Whether you're buying into an HOA community, serving on your neighborhood board, or simply want to avoid being blindsided by future repair bills, this segment provides insight, strategy, and clarity. To ask a question, share your thoughts, or suggest a neighborhood for our next spotlight, visit GoGaddisRadio.com. You can also subscribe to the podcast to never miss a conversation that could impact your next move. And while you're there, check out our exclusive “You Get All the Upside” program—offering buyers and sellers every available option in today's real estate market. At Go Gaddis Real Estate Radio, our mission is to help you go from real estate novice to expert—so you can buy or sell with confidence and avoid the common (and costly) pitfalls that catch so many off guard after closing.

We close out the HobbyPalooza 2025 special with a wide-ranging, thought-provoking conversation that taps into the emotional core of collecting. Chris McGill introduces the Hegelian Dialectic to explore the rising tension between technical grade and eye appeal, while the panel coins a new term, Hobby Fuel, to describe what drives collectors to keep going. Highlights include: Eye Appeal vs. Grade: Are we headed toward a synthesis? Collector fuel vs. hobby fatigue: What lights your fire? Shill bidding, second chance offers, and hidden reserves Grading as insurance and education vs. knowledge erasure The contagious nature of passion in a growing community Joe's insights on collecting with intent, not just instinct Chris's deep dive on comedy, philosophy, and collecting psychology Final thoughts from Josh, Joe, Chris, and Jeremy ahead of the National Presented in support of Signatures for Soldiers, hosted by the Four Collectors YouTube channel, and sponsored by The Penny Sleever. Learn more about your ad choices. Visit megaphone.fm/adchoices

Raoul Pal sits down with Brett Tejpaul, Head of Coinbase Institutional, to explore how the firm is quietly building the financial infrastructure of the future. From stablecoins and tokenization to institutional crypto adoption and derivatives, Tejpaul reveals how Coinbase is positioning itself at the heart of crypto's exponential growth. Recorded on July 10, 2025.

"You can delete your Lightning transactions.So unlike a blockchain, a blockchain's an append-only database and every transaction that gets stored in a blockchain is stored there forever. Lightning transactions don't go on a blockchain. Where do they go? A SQL database. And what's great about SQL databases are they're not append only. They have a delete function.So you can turn off your Lightning node, open up its database in any SQL editor, and say, select all, delete. And you've deleted your transaction history.Which is a wonderful privacy tool. Can't do that on a blockchain."~ Super Testnet In this episode, I sit down with the enigmatic Super Testnet, a trailblazer in the Bitcoin space known for his relentless pursuit of innovation and privacy. How can we achieve true privacy in a world where every transaction leaves a digital footprint? Super Testnet challenges us to rethink our assumptions about privacy and security, revealing how Lightning Network's unique features might offer solutions we never thought possible. If Lightning can enable scalable transactions with even better privacy than can be achieved on a blockchain, what does that mean for the future of privacy coins like Monero? Super Testnet also shares his insights on the broader implications of Bitcoin adoption, from empowering individuals to reshaping global economic structures. Could Bitcoin mining on landfills become the unexpected cornerstone of a new financial paradigm? And what happens when sovereign tools scale to billions? This conversation is not just about technology - it's about the fundamental shift in how we think about money, privacy, and freedom. Tune in to explore the fascinating intersection of innovation and ideology with one of Bitcoin's most original thinkers. Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and well-being through cutting-edge light therapy devices and performance eyewear. Their mission is to enhance physical and mental health, unlocking peak human health, cognitive function, and physical performance. Get 10% off your order with the code BITCOINAUDIBLE. (Link: https://getchroma.co...

July 22, 2025 - State Comptroller Tom DiNapoli visits the studio to discuss increasing overtime hours and costs from the state workforce, the distribution of unclaimed funds, and whether state policymakers should be tapping into reserve funds to offset federal cuts.

"Privacy is not a bunker. It's not cutting every wire, ghosting every friend, and hoping the grid forgets you exist. That's fantasy. Romanticized exile for people who don't understand surveillance capitalism. The truth is simpler and harder."~ GHOST What if privacy isn't about isolation—but about trust? Today we dig into a short but powerful perspective by _Ghost_ that flips the script on the often imagined but false idea of a "romanticized exile." Where sovereignty is somehow manifest by living isolated from society, trusting nothing and no one. Instead we explore why building small, local, high-trust networks—digital or physical—isn't just practical, it's essential. And how a handful of dedicated people can change the world, one shared tool at a time. Check out the original article Building a Local Network with your Neighbors(WITHOUT BEING WEIRD ABOUT IT). (Link: https://untraceabledigitaldissident.com/building-a-local-network-with-your-neighbors/) Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum (OFF) is an international human rights conference series hosted and produced by the Human Rights Foundation (HRF). Bringing together the world's most engaging human rights advocates, journalists, artists, tech entrepreneurs, and world leaders, we aim to share their stories and brainstorm ways to expand freedom and unleash human potential across the globe. Don't miss this year's Oslo Freedom Forum in May. (Link: https://oslofreedomforum.com/event/oslo-freedom-forum-2025/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and well-being through cutting-edge light therapy devices and performance eyewear. Their mission is to enhance physical and mental health, unlocking peak human health, cognitive function, and physical performance. Get 10% off your order with the code BITCOINAUDIBLE. (Link: https://getchroma.co/?ref=BitcoinAudible) Host Links ⁠Guy on Nostr ⁠(Link: http://tinyurl.com/2xc96ney) ⁠Guy on X ⁠(Link: https://twitter.com/theguyswann) Guy on Instagram (Link: https://www.in...

In this episode of the Oil Ground Up podcast, host Rory Johnston is joined by Arnab Datta, Managing Director of Policy Implementation at Employ America, to delve into the intricate history and evolving role of the U.S. Strategic Petroleum Reserve (SPR). Discover why the SPR was established in the aftermath of the Arab oil embargo, how it has been managed through various administrations, and the pivotal changes it underwent during the 2022 oil price crisis under President Biden. Explore the political, legal, and physical constraints that shape this unique American energy security asset and its future under the Trump administration. Tune in for an insightful discussion on the SPR's impact on global oil markets and U.S. energy policy.

Alex Thorn talks with Alex Leishman (River) about building a bitcoin-only brokerage, how stablecoins interact with bitcoin, why small businesses are beginning to own BTC, the importance of Proof of Reserves, building with Bitcoin Core, and much more. Alex also talks with Beimnet Abebe (Galaxy Trading) about Jay Powell and the Federal Reserve's independence. This episode was recorded on Wednesday, July 16, 2025. ++ Follow us on Twitter, @glxyresearch, and read our research at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.galaxy.com/research/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more! This podcast, and the information contained herein, has been provided to you by Galaxy Digital Holdings LP and its affiliates (“Galaxy Digital”) solely for informational purposes. View the full disclaimer at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.galaxy.com/disclaimer-galaxy-brains-podcast/

Crypto News: The GENIUS and CLARITY Act fail to pass in Congress but President Trump says the stablecoin bill will pass tomorrow. Standard Chartered becomes first global bank to offer institutional Bitcoin and Ethereum trading.Show Sponsor - ✅ VeChain is a versatile enterprise-grade L1 smart contract platform https://www.vechain.org/ 

Today, Rob Boudreau hosts Tedd Lipka and Wes Aniton, both Civil Affairs Lieutenant Colonels in the U.S. Marine Corps Reserves, as they discuss their experiences in Europe and Africa. --- One CA is a product of the Civil Affairs Association and brings in people who are current or former military, diplomats, development officers, and field agents to discuss their experiences on the ground with a partner nation's people and leadership. We aim to inspire anyone interested in working in the "last three feet" of U.S. foreign relations.  To contact the show, email us at CApodcasting@gmail.com or look us up on the Civil Affairs Association website at www.civilaffairsassoc.org ---Great news!Feedspot, the podcast industry ranking system, rated One CA Podcast as one of the top 10 shows on foreign policy. Check it out at:https://podcast.feedspot.com/foreign_policy_podcasts/--- Special Thanks to Tatiana Eva-Marie and the Avalon Jazz Band for the sample of Menilmontant. retrieved from https://youtu.be/N4zOi8h-Uds?si=ZMutMnLUOvJKjU5L

This Week on Good Follow: Ros & Logan decide if the WNBA got the All-Star reserves right or if there were snubs, discuss how good Paige Bueckers, JJ Quinerly, and Aziaha James are playing for the Wings, and breakdown how the Liberty can get back on track after losing 6 of their last 9 games. Finally, Logan shares her WNBA pick of the week presented by DraftKings. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This Week on Good Follow: Ros & Logan decide if the WNBA got the All-Star reserves right or if there were snubs, discuss how good Paige Bueckers, JJ Quinerly, and Aziaha James are playing for the Wings, and breakdown how the Liberty can get back on track after losing 6 of their last 9 games. Finally, Logan shares her WNBA pick of the week presented by DraftKings. Learn more about your ad choices. Visit podcastchoices.com/adchoices

7-3 Papa & Silver Show with Carlos Ramirez - Hour 3: MLB All-Star starters announced, and a blind resume edition of potential NL All-Star reservesSee omnystudio.com/listener for privacy information.

PRC:OIL RESERVES? ANDREW COLLIER GORDON CHANG 1937 SHANGHAI

You might've missed it amid all the Congressional budget hoopla, but Senator Ted Cruz recently floated ending Federal Reserve interest payments, claiming it would save a trillion dollars over ten years. The problem? Not only would that plan save zero taxpayer dollars, it also goes against the Fed's mandate to keep prices stable. Also in this episode: Amazon announces AI -generated video ads, Save the Children U.S. shifts gears amid USAID cuts, and FEMA puts pressure on local relief organizations.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.