Podcasts about reserves

Sports Cards Live episode 287, Part 1. Jeremy sits down with Joe Poirot to kick off the night, then Leighton Sheldon jumps in for a deep dive on the headline sale of the 1914 Baltimore News Babe Ruth that just hammered around 4M after a prior 7.2M comp. We unpack why rare does not always equal iconic, how schedule issues compare to Goudey Ruths, and what “value” means when a card trades so infrequently. From there we zoom out to the auction landscape: shill bidding realities, house bidding on behalf of consignors, and reserves—how they work, where they are disclosed, and how buyers can protect themselves. Jeremy shares a Classic Auctions mail day, completing a 1952 Parkhurst “flight” with Rocket Richard alongside Gordie Howe, Terry Sawchuk, and Tim Horton, plus a fun pickup of game-used Mats Sundin gloves. We also touch on Probstein moving off eBay to SNYPE, Fanatics vault strategies, and using Card Ladder to sanity-check comps. What you'll learn Why the Baltimore News Ruth can lag iconic appeal despite extreme rarity How auction house reserves and house bids can affect bidding behavior Practical tactics to limit shill exposure set a ceiling price and stick to it How “flight collecting” works as a middle path between set and type collecting Vintage hockey targets in 1951–52 Parkhurst and why they resonate Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Nicole sits down with financial advisor Connie Williams of Edward Jones to explore what financial wellness really looks like for busy firm owners.  They discuss common behavioral money traps, how to build lasting financial security, and practical ways to prioritize your own financial health without neglecting your clients.  Whether you're just getting started or looking to optimize your retirement planning, this episode is packed with relatable insights and strategies. Enjoyed this episode? Join a network of like-minded women at http://cpamoms.com/start and get the support you need to build the practice you want.

In this episode of the Investor Fuel Podcast, host Michelle Kesil interviews Jeffrey Taylor, a financial services expert with 37 years of experience. Jeffrey discusses his approach to educating real estate investors on managing property equity, increasing cash flow, and eliminating debt. He emphasizes the importance of understanding amortization tables and offers strategies for doubling cash reserves and creating wealth without market losses. The conversation also covers the significance of building relationships with realtors and the educational resources available for clients.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

"What distinguishes this speculative attack from its Weimar predecessor is that now - thanks to Bitcoin, Bitcoin Treasuries, Money Printer Go Brrr memes, and social media - it is nearly impossible for public opinion to misconstrue the economic consequences of the inflation. The speculative attack has evolved from a relatively obscure trading strategy during the Weimar Republic into a coordinated, full-fledged social media-mediated and Wall Street-assisted assault on the monopoly of state-issued money itself."~ Be Water We've entered a world where perception overtakes reality, and debt is the new weapon in a monetary war. I break down the first part of The Speculative Attack series, connecting it to everything from Weimar inflation to the hollowed-out middle class—and ask the question: are Bitcoin treasuries the future of sound money, or the next crack-up boom? Check out the original article Bitcoin Treasury Companies: Speculative Attack! Part I by Be Water (Link: https://bewaterltd.com/p/bitcoin-treasury-companies) Links & References The Flight into Fake Values by Be Water (Link: https://bewaterltd.com/p/the-flight-into-fake-values) Speculative Attack by Pierre Rochard (2014) (Link: https://nakamotoinstitute.org/mempool/speculative-attack/) Speculative Attack Season 2 by Pierre Rochard and Allan Farrington (2023) (Link: https://www.axiombtc.capital/attack) Broken Money Revisited: Advancing Lyn Alden's Gold & Bitcoin Thesis (Memetic Monetary Theory) (Link: https://bewaterltd.com/p/broken-money)  Cypherpunks: Freedom and the Future of the Internet by Julian Assange (Link: https://tinyurl.com/y33tr22c) Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org)

Reserves, credit lines, and leadership pipelines fuel expansionGear Up for GrowthWith Jean CaragherFor CPA Trendlines“Fiercely independent isn't a strategy, it's a stance,” says John Geraci, managing partner of LGA CPAs & Advisors. “To truly remain independent, firms must be strategic about how they differentiate themselves, understand the threats posed by private equity, and have the conviction to invest in their people and future leaders.”  More Jean Caragher here | Get her best-selling handbook, The 90-Day Marketing Plan for CPA Firms, here | More Gear Up for Growth | More CPA Trendlines videos and podcasts here Geraci and Jeff Call, managing partner of Bennett Thrasher, were guests on Gear Up for Growth, hosted by Jean Caragher of Capstone Marketing.  As private equity continues to reshape the accounting profession, both leaders agree on two critical factors for firms choosing to remain self-owned: independence must be intentional, and culture is the ultimate differentiator. 

Geopolitics and Power Shifts: Rare Earths, AUKUS, and CCP Purges Gregory Copley with John Batchelor Copley discusses Australian PM Albanese's US visit, which secured a rare earths agreement leveraging Australia's vast reserves and advanced mining technology. This deal disrupts China's historic control over critical minerals leverage. Copley also analyzes the political purging of general officers during the CCP's Fourth Plenum. This suggests a major power shift, potentially leading to the removal of Xi Jinping, as the military appears to be controlling the party. 1930 AUSTRALIA

Geopolitics and Power Shifts: Rare Earths, AUKUS, and CCP Purges Gregory Copley with John Batchelor Copley discusses Australian PM Albanese's US visit, which secured a rare earths agreement leveraging Australia's vast reserves and advanced mining technology. This deal disrupts China's historic control over critical minerals leverage. Copley also analyzes the political purging of general officers during the CCP's Fourth Plenum. This suggests a major power shift, potentially leading to the removal of Xi Jinping, as the military appears to be controlling the party. 1905

EGeopolitics and Power Shifts: Rare Earths, AUKUS, and CCP Purges Gregory Copley with John Batchelor Copley discusses Australian PM Albanese's US visit, which secured a rare earths agreement leveraging Australia's vast reserves and advanced mining technology. This deal disrupts China's historic control over critical minerals leverage. Copley also analyzes the political purging of general officers during the CCP's Fourth Plenum. This suggests a major power shift, potentially leading to the removal of Xi Jinping, as the military appears to be controlling the party. QUEENSLAND

Geopolitics and Power Shifts: Rare Earths, AUKUS, and CCP Purges Gregory Copley with John Batchelor Copley discusses Australian PM Albanese's US visit, which secured a rare earths agreement leveraging Australia's vast reserves and advanced mining technology. This deal disrupts China's historic control over critical minerals leverage. Copley also analyzes the political purging of general officers during the CCP's Fourth Plenum. This suggests a major power shift, potentially leading to the removal of Xi Jinping, as the military appears to be controlling the party.

"If you have this disconnect between Core devs that value one thing and the users that value something else, something's got to give at some point, right? Either you get developers that are more in line with the users or a lot of the other users kind of end up leaving and so on.So this is not a trivial concern and it's a big attacksurface and we've seen it in these communities where a lot of this political stuff enters and then next thing you know it gets completely sort of subsumed by that movement, by institutional capture, if you will.And that's not just true in open source software, it's true in every nonprofit organization and so on.This is a big problem."~ Jimmy Song Jimmy Song joins me for a deep dive into one of the most heated topics in Bitcoin today - the debate around Bitcoin Core, the OP_RETURN controversy, and the growing cultural divide within Bitcoin development. We explore whether Bitcoin's technical decisions have become political moves, and what “verify, don't trust” really means when trust itself starts eroding. We talk about Bitcoin's identity crisis between innovation and ossification - should Bitcoin keep evolving with new toys, or hold the line and protect what already works? We cover everything from Taproot's legacy to mining decentralization, censorship, left–right polarization in the dev community, and the spirit of cypherpunk independence. Most importantly, Jimmy challenges us to think for ourselves - to stop being clones of whoever we agree with, and to test every assumption against reality. Because Bitcoin's strength has never been in consensus for its own sake, but in the willingness to ask hard questions. Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and well-being through cutting-edge light therapy devices and performance eyewear. Their mission is to enhance physical and mental health, unlocking peak human health, cognitive function, and physical performance. Get 10% off your order with the code BITCOINAUDIBLE...

Spencer recently joined Jesse Cramer on his podcast, Personal Finance for Long-Term Investors. We wanted to share this episode with our listeners too! Links: Jesse's blog: https://bestinterest.blog/ (he has a great newsletter to sign up for!) Personal Finance for Long-Term Investors podcast: https://bestinterest.blog/personal-finance-for-long-term-investors/ Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, including waived annual fees, on elite cards like the American Express Platinum Card® and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

"Payments are the camcorders of our age, the next technology whose time has passed. The new age that is just beginning will feel qualitatively different, like the moment Dorothy steps out of her black-and-white world into the vibrant colors of Oz. When value flows as freely as information, the economy changes, and society changes with it."~ Roy Sheinfeld What happens when money moves as freely as a text message? This episode dives into Roy Sheinfeld's vision of Bitcoin not just as an asset - but as the network that commoditizes value transfer itself. I explore how this shift could dissolve borders, upend the legacy payments stack, and unlock a new creator economy built directly on Lightning. Check out the original article The Utility of Bitcoin: Moving Value Like Information by Roy Sheinfeld (Link: https://bitcoinmagazine.com/technical/the-utility-of-bitcoin-moving-value-like-information) Links Referenced: Breez (Link: Breez.tech) Breez SDK (Link: https://breez.technology/sdk/) Alby + NWC [Start9 integration] (Link: https://tinyurl.com/yzhwf6t6) PearDrive Core (Link: https://github.com/peardrive/PearDriveCore) PearDrive CLI (Link: https://github.com/peardrive/PearDriveCLI) Zero to One by Peter Thiel [PDF] (Link: https://morfene.com/021.pdf) Secrets of Sand Hill Road: Venture Capital and How to Get it by Scott Kupor (Link: https://a16z.com/books/secrets-of-sand-hill-road/) Arc / Spark / Fedi / Botanix / Cashu Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma...

“We're gonna start seeing strategic compute reserves — like digital oil. Treasuries hoarding compute credits across networks like Aethir Cloud, ready to convert when needed," says Aethir's CEO Dan Wang.

In this episode of the Real Estate Pros podcast, host Erika interviews Lori Wyatt, a dynamic figure in the real estate industry. Lori shares her unique journey into real estate, starting from a college student with a small amount of savings to becoming a successful broker and investor. She discusses the challenges and lessons learned in flipping houses, the importance of having a strong team, and her vision for innovative construction methods to address affordable housing needs. The conversation highlights the significance of networking, education, and collaboration in the real estate business.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

From the Army Reserves to crypto swaps, @georgelennox_ shares how he found purpose building at @SideShiftAI. Great chat with @_dsencil & @FrederickMunawa at @WebX_Asia on decentralization, user experience, and real-world utility. Watch the full interview here.Timestamps:00:00 The Evolution of Trust in Crypto04:33 Journey into the Crypto Space05:57 Understanding Sideshift's Role08:46 Navigating Regulatory Challenges10:59 Developer Insights and Community Engagement15:09 Leveraging Technical Skills in Crypto17:07 Perceptions of Crypto in the Media19:59 The Evolution of Crypto Engagement21:18 Real-World Utility in Crypto23:36 Token Listing and Market Trends26:21 Transaction Volume Insights29:10 Competitive Landscape in Crypto Exchanges31:41 The Future of Centralized vs. Decentralized Exchanges33:16 User Demographics and Engagement Strategies36:37 Navigating Regulatory Challenges#crypto #tokensSubscribe to our channel and hit the bell "

Russian assets abroad were frozen almost as soon as the country launched its invasion of Ukraine in 2022. The idea of seizing those assets and transferring them to Ukraine has been discussed in Western capitals for more than three years, but no significant action has been taken because the assets are protected by sovereign immunity and the West is officially not at war with Russia. Now, with a new administration in the United States and the war of attrition in Ukraine dragging on, European leaders find themselves between a rock—the need to show unwavering support for Ukraine—and a hard place: growing public discontent at having to fund this war from European pockets, when there are billions of euros in Russian money sitting in Western bank accounts.What would the procedure be for embarking on such a complex legal matter? What would setting such a precedent mean for the EU, the euro, and the dollar, and for the countries looking to deposit their reserves in the EU? And does Europe have a plan B if internal divisions can't be overcome?

49ers Rush Road Trips are now available for sale on https://www.tickpick.com/organizer/o/49ers-rush or download the Tick Pick app and search "49ers Rush" or go to 49ersRushRoadTrip.com use code "NINERS" for $10 off!There are several ways to support the podcast! Join us at The49ersRush.com for all of our All22 film breakdowns and bonus content. This is the best way to support the show.We still have our Patreon as well https://www.patreon.com/49ersRushPodcastGo to MyBookie.ag and use code "49ers" for deposit bonus!!!!Check out PrizePicks: https://prizepicks.onelink.me/LME0/49ERSCheck out Cigars International and use my code 49ERS for a great deal: https://www.cigarsinternational.comCheck out Kindred: https://livekindred.com/49ERSI am most active on Twitter please follow @JL_Chapman, Instagram: 49ers Rush Podcast, Email: 49ersRushPodcast@gmail.comIf you need help with website design/builds go to https://www.powerbrandsystems.com/crm949620?am_id=john874Get all 49ers gear at homage.sjv.io/MmYXO2#49ers #49ersrushOur Sponsors:* Check out Cigars International and use my code 49ERS for a great deal: https://www.cigarsinternational.com* Check out Kindred: https://kindred.com/49ERS* Check out PrizePicks: https://prizepicks.onelink.me/LME0/49ERSSupport this podcast at — https://redcircle.com/49ers-rush-podcast-with-john-chapman/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

"One of the founding tenets of anarcho-capitalism [is] that in a world without a government, you would have insurance contracts as the means for negotiating, disputing things. This actually goes into the original firedepartments were actually insurance companies. You'd purchase fire insurance from a particular purveyor of fire insurance and you would actually stamp on the cornerstone of your building, the sigil of whatever insurance company was protecting your property.If the fire burned the building, the insurance company's on the hook. It's the most skin in the game, risk aligned way to get different parties to align on an outcome as an insurance contract. It's so much cheaper just to have an on-call fire bucket brigade team than to rebuild a building. So in the world without a government, you have insurance contracts."~ Rob Hamilton   In this conversation with Rob Hamilton of AnchorWatch, we dive deep into the evolving frontier of Bitcoin custody, multisig innovation, and the emergence of Bitcoin‑insured financial infrastructure. We explore how tools like Miniscript and MuSig are reshaping what's possible with shared ownership, time locks, and key hierarchies, and why AnchorWatch's partnership with Lloyd's of London represents far more than just insured Bitcoin—it's a preview of an entirely new risk and capital market built on Bitcoin. We talk about turning legal contracts into programmable money, the bridge between Bitcoin and traditional insurance, and the future path from Lloyd's underwriting to fully Bitcoin‑denominated coverage. Rob breaks down how multisig could transform the meaning of trust, and we even venture into the implications for Lightning, AI authentication, and the long‑arc future of custody itself. How do we insure Bitcoin without fiat? Can multisig redefine the institutional model? And what might a Bitcoin‑native insurance industry look like when the world finally catches up? Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and wel...

The Centre is planning to merge smaller public sector banks with larger banks such as Punjab National Bank, Bank of Baroda, and SBI by FY27. Emirates NBD's India unit is likely to acquire a 51% stake in RBL Bank. Only about 20% of stocks are cheap today, and even that comes with legitimate concerns, as 50-60% of stocks trade in an overvalued zone, said Maran Govindasamy.

In this episode, Tim and Mikey recap the Atlanta Hawks' 119-118 overtime preseason win against the Miami Heat. Caleb Houstan scored 21 points with a game-winning 3-pointer. Asa Newell had 19 points, and Jacob Toppin led Atlanta with 26. Lamont Butler, who the Hawks signed just hours before the game, collected 18 points and three steals. FOLLOW us on “X”: @EthosHawks @Tim_ATL @MRKHoops The FantasyPass isn't just for drafts anymore! Come enjoy DAN'S FANTASY ADDS/DROPS IN REAL TIME in our premium Discord… starting at just $6/month! Click to learn more! SUBSCRIBE, Rate and Review iTunes: https://tinyurl.com/ymf6vssp Spotify: https://tinyurl.com/yll6somy Join our Fantasy Sports Discord Server by clicking this sentence – https://discord.gg/jSwGWSHqaV Looking for the Bru and Besbris Secret Shows? The only way to get the URLs when they happen is to jump on the email list by heading here: https://landing.mailerlite.com/webforms/landing/g5c9a0 Manscaped is BACK, baby! Just like the NBA! Use coupon code HOOPBALL20 to get 20% off and free shipping on your purchase at Manscaped.com! Want more codes? We got 'em! ExpressVPN is offering 3 BONUS months on every 12-month membership purchase by using this special link: https://www.expressvpn.com/hoopball Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Riding Shotgun With Charlie #239 Chris Henderson MTR Defense 3 Doors Down, Guitarist   It's great to have friends who have friends! While I was in Memphis doing a show and staying with Zeke Stout, he asked if I wanted to have the guitarist from 3 Doors Down on the show.Besides being a rock star, he also started and runs MTR Defense, making AR style rifles. How am I going to say no? It was a great day for me. I filmed 3 shows in two states in one day. I went to where Elvis was born and where Johnny Cash was buried.    It started by driving out of his neighborhood, where Kelly Clarkson, Taylor Swift, and Johnny Cash all lived. There was lots to cover. We talk about music and firearms, two of my favorite topics!   Henderson traveled around a bit as a kid, but they settled in southern Mississippi. His brother also played and attended my alma mater, Berklee College of Music. Chris wanted to go there, too, but his brother talked him out of it. So he stayed in Escatawpa, Mississippi, and played in all kinds of bands. He also served several years in the Army, Navy and as a Seabee, in the Reserves. This is when he started learning and getting interested in firearms. He was also able to keep practicing and playing guitar.    He's been in 3 Doors Down since 1996, but in 2000, the band really took off with "Kryptonite". Things really changed from playing in clubs with 250-300 people a night to doing much bigger venues. The band really hit it huge for many years, even doing up to 50 gigs a year now.    For his early influences, of course there was Lynyrd Skynyrd. But he also spent a lot of time listening to gospel  and country music. According to him, when you're born in Mississippi, you leave the hospital with a fishing license, a Dale Jr die cast, and a Skynyrd album. As an 18 year old, fresh out of high school, having lots going on, he still made time to practice guitar every day. Without a formal education, he was still able to get a great set of ears and transcribe music. Naturally, this led to writing songs, too.    The conversation really was back and forth. We talked about guns, then music, then back to guns. Some of what he shares is about the process of being a band and who gets credit for writing which part to a song. There's a road story about doing a show in Miami and the transmission of the van just melting and they didn't make the gig. This is when 3DD was just getting recognized.    Around 2016, Chris decided to get into making firearms and selling merch. He joked that it was a hat company that sells rifles. Originally called Middle Tennessee Rifle, he knew there would be pushback from social media, so he decided to call it MTR Defense. They don't make “black rifles”, but they have them cerakoted so they're much more colorful. Hillbilly 223 Urban Finishes does the cerakoting for him. MTR also makes a lot of promotional items, like shirts and hats. They made battle mugs and hats for The GLOCK Store.    Besides making AR styles rifles, he said he makes a 50 cal on the AR platform. They do a lot of custom work on many types of firearms. There's a really good selection at the website, linked below. MTR has their FFL and SOT so they can make and sell lots of fun items. He's running a one man shop with a little bit of help. Most of his days, he's up at 4 am heading to the MTR office.   When I went to meet Chris at his place, he needed to get cleaned up. His son hung out with me. He asked me if I wanted to see his rifle. Of course I said yes. I got to see his toy AR with a scope on it. We sat on the front steps and he pretended to shoot things in the yard. It was fun. In his down time, Chris takes care of his son and four dogs. When his fiance comes to visit, she's got her four dogs, too.  Favorite quotes: “I don't remember not being in this band.” “Chase your dreams. Do it for beer. And see what happens.” “Music comes easy to me. Guns come easy to me. Business does not.” “You forget where you came from. No, I didn't. That's why I'm not there anymore.” “They're there because they're traumatized youth. And they're using the music to heal.”   MTR Defense https://mtrdefense.com/   MTR Store https://mtrdefensestore.com/   MTR FB https://www.facebook.com/mtrdefense/   MTR X https://x.com/MTRDefense   MTR Linktree https://linktr.ee/mtrdefense   Hillbilly 223 Urban Finishes https://hillbilly223.com/ Second Amendment Foundation https://secure.anedot.com/saf/donate?sc=RidingShotgun    Citizens Committee for the Right to Keep and Bear Arms https://www.ccrkba.org/   Please support the Riding Shotgun With Charlie sponsors and supporters.    Self Defense Radio Network http://sdrn.us/   US Law Shield Legal Defense for Self Defense. Use "RSWC" as the discount code and get 2 months for free! https://www.uslawshield.com/   Patriot Mobile Use this link and get one month for free! https://patriotmobile.com/partners/rswc   Or listen on: iTunes/Apple podcasts https://podcasts.apple.com/us/podcast/riding-shotgun-with-charlie/id1275691565

Travel Planning with Points & Miles Join Spencer Reese and Jamie as they dive deep into the tactical strategies for planning and booking travel using credit card points and miles. This comprehensive guide walks through the entire process from initial flight searches to hotel bookings, with a focus on maximizing value while avoiding common pitfalls. Topics Covered Flight Booking Strategies: How to prioritize travel goals (destination, dates, airline, class of service) Finding direct flight routes and connections Searching for award availability across multiple loyalty programs Setting up price and availability alerts The importance of booking directly with airlines Avoiding third-party booking sites and potential complications Understanding partner airlines and fifth freedom routes Hotel Booking: Searching for hotel availability with points Using free night certificates effectively Maximizing Amex Fine Hotels & Resorts (FHR) benefits Fifth night free promotions When to choose hotels vs. short-term rentals Advanced Tips: Transfer partner bonuses and timing Combining points between household members Seat selection strategies for different aircraft types Using expert booking services (when they're worth it) Setting realistic expectations for award availability Resources & Links Mentioned Free Flight Search Tools: Google Flights Flight Connections - Route mapping Points Path (Chrome extension) - Points comparison on Google Flights Points Search Platforms: PointsYeah.com - Search 22+ loyalty programs (paid version recommended) Point.me / Amex.Point.me - Transfer partner search Seats.aero - Award availability search (paid) ExpertFlyer.com - Seat maps and availability (paid) Hotel Tools: MaxFHR.com - Fine Hotels & Resorts property search HigherAspire.com - Hilton Aspire credit usage Booking.com - General hotel search Hilton.com, Marriott.com, Hyatt.com - Direct hotel searches Other Resources: SeatGuru - Aircraft seat maps and reviews Airbnb & VRBO - Alternative accommodations Credit Cards Discussed: Chase Sapphire Reserve American Express Platinum Card Delta SkyMiles Reserve (Amex) Bilt Credit Card Hilton Honors Aspire (Amex) Key Takeaways Don't let points optimization ruin the vacation - Balance maximizing value with maintaining trip enjoyment and minimizing planning stress Book directly when possible - Avoid third-party sites to ensure better customer service and easier modifications Be flexible - More flexibility with dates, airports, and airlines leads to better redemptions Start searching 6-9 months out - Award availability is typically best well in advance Check for transfer bonuses - Can increase point value by 20-30% or more Set up alerts - For both cash prices and award availability to catch deals Budget for tools if needed - Some paid subscriptions may be worth it for major trips Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, including waived annual fees, on elite cards like the American Express Platinum Card® and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

In this episode, I read and explore “Why Bitcoin is Freedom Money” by the Human Rights Foundation, written by Alex Gladstein - a powerful look at how Bitcoin is quietly reshaping the fight for human rights and financial freedom across the globe. From Nigerian activists to Afghan educators and Cuban citizens defying economic isolation, this read highlights the practical, real-world stories of people using Bitcoin as a lifeline when traditional systems fail them. I unpack why this movement isn't about speculation or ideology but about survival - and what it means for the billions living under authoritarian control. Can a peaceful, borderless form of money truly undermine tyranny? Can Bitcoin become the global standard for liberty in the digital age? Sit back and join me for a profound reflection on what might be the greatest quiet revolution in history - the birth of freedom money. Check out the original article Why Bitcoin is Freedom Money: HRF in the Journal of Democracy by HRF (Link: https://hrf.org/latest/financial-freedom-report-91/) Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and well-being through cutting-edge light therapy devices and performance eyewear. Their mission is to enhance physical and mental health, unlocking peak human health, cognitive function, and physical performance. Get 10% off your order with the code BITCOINAUDIBLE. (Link: https://getchroma.co/?ref=BitcoinAudible) Host Links ⁠Guy on Nostr ⁠(Link: http://tinyurl.com/2xc96ney) ⁠Guy on X ⁠(Link: https://twitter.com/theguyswann) Guy on Instagram (Link: https://www.instagram.com/theguyswann) Guy on TikTok (Link: https://www.tiktok.com/@theguyswann) Guy on YouTube (Link: https:/...

Updates available on militarymoneymanual.com/shutdown Air Force Aid Society – Falcon Loans up to $1,500 and Standard Assistance, up to 24 months of repayment. Space Force also eligible. Navy-Marine Corps Relief Society – Quick Assist Loan and Financial Assistance available Army Emergency Relief – Normally assistance available same day but no later than 48 hours. AER will provide rapid, zero-interest loans to help cover financial needs until normal operations and back pay resume. Assistance is available up to the amount of one net paycheck (maximum $6,000), with repayment beginning once pay is restored. If you or someone you know may be affected, please share this information. More information here. Coast Guard Mutual Assistance – Quick Loan program up to $1,000, Shutdown Loan up to 1 month's BAH per month USAA Government Shutdown Program 0% loan, credit check required, up to $6,000 Navy Federal Government Shutdown Assistance, Paycheck Assistance Program 0%, no credit check required, up to $6,000 PenFed Service Credit Union Spencer Reese delivers a timely solo episode addressing the 2025 federal government shutdown and its impact on military families. Recorded on October 8th, just days into the shutdown, this episode provides practical, actionable guidance on navigating the financial challenges of missed paychecks, accessing zero-interest loans from military-friendly banks, and protecting yourself from shutdown-related scams. While the Military Money Manual typically focuses on evergreen content, this episode addresses an urgent situation affecting active duty service members, federal employees, and military contractors. Topics Covered Government Shutdown Basics: Active duty military deemed mission essential, must continue reporting to work October 1st paycheck protected (work performed in September) October 15th paycheck at risk Historical precedent: 2018-2019 Coast Guard missed paychecks for 35 days Backpay is guaranteed by law once shutdown ends Veterans, retirees, VA disability, and Social Security payments protected (separate funding sources) USAA Government Shutdown Assistance Program: https://www.usaa.com/support/government-shutdown-program/ Zero-interest loan: $500-$6,000 based on last direct deposit amount Requirements: Direct deposit established before shutdown, at least one qualifying deposit in 30 days prior, US/military address (APO/FPO/DPO), credit approval required Repayment: 3 months, two equal installments (first payment ~60 days, second ~90 days) Additional relief: Auto/property insurance payment relief Credit cards: 3-month payment extension Consumer loans: 2-month extension with no interest Overdraft fees waived Home equity lines: 3-month payment extension Navy Federal Paycheck Assistance Program: https://www.navyfederal.org/about/government-shutdown.html Zero-interest loan: $250-$6,000 based on last direct deposit Major advantages: No credit check, not reported to credit bureaus Eligibility: Federal employees, active duty service members, federal contractors paid directly by government (broader than USAA) Registration deadline: Day before scheduled payday for funds on normal pay date (can register up to 3 days after, but won't receive funds immediately) Automatic repayment: Once direct deposit resumes, Navy Federal automatically deducts loan amount Backup repayment: If shutdown continues, repayment occurs 6 days after loan receipt Service Credit Union Options: 0% APR for up to 4 months No payments for up to 90 days Up to $5,000 for qualifying members Standard underwriting criteria applies (may require credit check) Military Aid Societies (All Interest-Free): Air Force Aid Society – Falcon Loans up to $1,500 and Standard Assistance, up to 24 months of repayment. Space Force also eligible. Navy-Marine Corps Relief Society – Quick Assist Loan and Financial Assistance available Army Emergency Relief – Normally assistance available same day but no later than 48 hours. AER will provide rapid, zero-interest loans to help cover financial needs until normal operations and back pay resume. Assistance is available up to the amount of one net paycheck (maximum $6,000), with repayment beginning once pay is restored. If you or someone you know may be affected, please share this information. More information here. Coast Guard Mutual Assistance – Quick Loan program up to $1,000, Shutdown Loan up to 1 month's BAH per month Historical Context: 2011: Near shutdown (averted) 2013: 16-day shutdown 2018: 3-day shutdown 2018-2019: 35-day shutdown (Coast Guard NOT paid) Bipartisan political theater regardless of which party controls Congress Military pay typically protected by last-minute "Pay Our Troops Act" Immediate Action Steps Reduce non-essential expenses - No big purchases or travel bookings Contact lenders - Request payment deferrals on mortgage, car, rent, student loans, credit cards Apply for 0% loans - Through USAA, Navy Federal, or Service Credit Union if needed Reach out to aid societies - Before considering any payday loans, auto title loans, or carrying credit card debt Watch for scams - Only use verified websites (USAA.com, NavyFederal.org), hang up and call back on suspicious calls Long-Term Action Steps Build an emergency fund - Minimum $1,000, ideally $10,000+ Switch to military-friendly bank - If current bank doesn't offer shutdown assistance Break paycheck-to-paycheck cycle - If missing one paycheck derails your finances, you have a financial emergency Turn off the news - Constant updates increase anxiety without adding value Focus on what you can control - Maintain internal locus of control Critical Security Warnings Scam Prevention: Only access programs through official websites: USAA.com and NavyFederal.org DO NOT use payday lenders or auto title loan companies DO NOT go through intermediaries If you receive a phone call claiming to be from Navy Federal or USAA, hang up and call back using verified number from app or official website Verify all communications independently Key Takeaways Don't panic - This has happened before and will likely happen again You will be backpaid - Military pay typically protected; backpay is guaranteed by law Assistance is available - Multiple 0% loan options and interest-free aid society loans Use this as motivation - Build financial resilience and emergency funds Emergency funds are essential - Perfect example of why military members need cash reserves Related Episodes Episode 95: Previous government shutdown episode (check for still-relevant information) Resources & Links Military-Friendly Banks: USAA.com - Government shutdown assistance NavyFederal.org - Paycheck assistance program Service Credit Union - Shutdown loan program Military Aid Societies (Interest-Free Loans): Air Force Aid Society - Covers Air Force and Space Force Navy Marine Corps Relief Society - Quick assist loans Army Emergency Relief - Same-day to 48-hour assistance Coast Guard Mutual Assistance - Quick loan program Apply for Assistance: Register with Navy Federal by day before payday for funds on schedule USAA requires credit approval (new requirement) Aid societies offer interest-free alternatives to commercial loans Who This Episode Is For Active duty military facing potential missed paychecks Federal employees impacted by shutdown Federal contractors paid directly by government Military spouses managing finances during shutdown Anyone needing immediate financial assistance during government disruptions Contact Information Host: Spencer Reese Connect: Website: MilitaryMoneyManual.com Instagram: @MilitaryMoneyManual Share this episode with others in your unit or squadron so they know the steps to take during a government shutdown. Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, including waived annual fees, on elite cards like the American Express Platinum Card® and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

"When you hold the Bitcoin yourself, you already have the control over it that you don't get with any other custodial financial instrument. And I think that people need to think about that more because you can come to Bitcoin... because... it sounds good, I'm going to invest my dollars, and I'm going to get the Bitcoin, the Bitcoin is going to become worth more than the dollars over time, that's usually what gets them in.But I would say what makes them stay is the permissionlessness of it. Is the fact that you can have this money, and it's your money. And the bank can't decide "We're not going to bank with you anymore, you gotta go and find someone else". The exchange can't get hacked. If you want to go somewhere else in the world, it's not like they're just going to say, "Well, I'm sorry, we don't allow our money to go to that part of the world".It's not really your money in that sense."~ Craig Raw What's it really like to build essential tools in Bitcoin when the world keeps changing around you? And how do you keep pushing for true self-sovereignty when everything feels so complicated? In this chat, I'm stoked to sit down with Craig Raw, the legendary developer behind Sparrow Wallet. We get into his journey, why he built Sparrow out of pure passion, and how his own path to financial freedom led to such a powerful tool. We'll also dig into other topics like how the Patriot Act might affect Bitcoin privacy, and the technical magic of PSBTs and Miniscript. Craig also drops some really cool insights into how Bitcoin is actually being used for everyday payments in South Africa with apps like Money Badger. Plus, we chew on the bigger ideas of personal sovereignty and why holding your own keys is more important than ever in today's wild financial climate. If you're curious about the real grit and genius behind the tools that empower us, you won't want to miss this one. Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and well-being through cutting-edge light therapy devices and performance eyewear. Their mission is to enha...

Adrian Saville – Professor: Economics, Finance and Strategy, Gibs SAfm Market Update - Podcasts and live stream

Spencer Reese and Jamie deliver a no-nonsense, tough-love episode for military families struggling with paycheck-to-paycheck living. This episode cuts through excuses and provides three immediate, actionable steps to regain control of your finances and stop the financial bleeding. If you're stressed about money, fighting with your spouse about finances, or feeling overwhelmed and behind—this episode is your emergency action procedure. Topics Covered Three Immediate Actions: Delete Social Media Apps - Remove the influence of billions of advertising dollars designed to manipulate your spending decisions Create Intentional Inconvenience - Delete delivery apps (DoorDash, Uber Eats), switch to debit cards or cash, freeze credit cards, eliminate "buy now, pay later" options Cancel All Subscriptions - Cut Netflix, Disney+, Amazon Prime, Spotify, and every other recurring charge until you're financially stable Key Financial Concepts: Emergency action procedures for financial crises The power of adding friction to spending habits - will power vs. won't power Why making life temporarily uncomfortable leads to long-term wealth Technology spending (why kids don't need $1,600 iPhones) The importance of game selection in personal finance Emergency funds turning emergencies into inconveniences Net worth tracking as a behavioral tool The Wealth Ladder Framework (Nick Maggiulli): Level 1: Less than $10,000 net worth - Focus on avoiding financial traps Level 2: $10,000-$100,000 - Avoid buying houses you can't afford, keep working hard, invest in TSP and Roth IRA Level 3: $100,000-$1 million - Where compound growth accelerates Level 4: $1 million-$10 million - Achievable for military families over a career Levels 5-6: $10 million+ - Beyond most military aspirations Common Military Family Mistakes: Spending more on housing than BAH covers Buying houses with 0% down and getting stuck Purchasing vehicles beyond their means Lifestyle inflation and comparison spending Technology overspending on devices and subscriptions Long-term vs Short-term Strategy: Short-term (Emergency Mode): Cut expenses, save the difference, get out of debt Long-term (Wealth Building): Increase income, spend on what matters, maintain healthy savings rate Books & Resources Mentioned Books: The Comfort Crisis by Michael Easter - On the benefits of doing hard things The Opt-Out Family - On intentional family living Taking Your Family Back - Family relationship guidance The Anxious Generation - On technology's impact on children Dave Ramsey's principles (referenced) Tools & Resources: Libby app - Free audiobooks and ebooks MWR library system - Free military library access Net worth tracking tools Cash envelope system for budgeting Military OneSource - Free financial counseling Base financial counseling services Concepts Referenced: Nick Maggiulli Wealth Ladder framework Dave Ramsey's "pay yourself first" principle Emergency fund philosophy The 12-step program approach to financial recovery Key Quotes "Life begins just outside your comfort zone." "You have to be careful about game selection because you can win at the wrong game." "If you're the problem, you're also the solution." "As you build wealth, you stop having emergencies." "Your overspending isn't hurting me. It's not hurting Jamie. It's only hurting you and your loved ones." "You don't need to wait for financial independence to start living like you're financially independent." Practical Examples Shared Spencer's story: Freezing credit card in ice as a young lieutenant Jamie's debit card sleeve with debt payoff reminders The $1,000 emergency oil pan repair that didn't derail finances Military families spending $3,000 on housing with $2,000 BAH Hawaii homeowner unable to sell due to rising HOA fees 2022 home purchase with 0% down, now unable to sell Peloton subscription cancellation saving $132 over 3 months First graders with iPhones creating peer pressure Target Audience This episode is specifically for: Military families living paycheck to paycheck Service members stressed about money Couples fighting about finances Anyone in credit card debt or feeling financially overwhelmed Military spouses managing finances during deployments Young service members (E1-E5, O1-O3) establishing financial foundations Anyone ready to make radical changes to their financial situation Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, including waived annual fees, on elite cards like the American Express Platinum Card® and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

They call it “financial inclusion,” but it's anything but. Whether's it's Vietnam's mass bank-account purge, India's new censorship engine, or Lagarde's demands to "accelerate" control before democracy gets in her way, governments are racing to move the world into a monetary dystopia. I break down the latest Financial Freedom Report and explain why this rising wave of surveillance could be the very thing that pushes millions toward Bitcoin. Check out the original article Financial Freedom Report #91 by HRF (Link: https://hrf.org/latest/financial-freedom-report-91/) References from the episode Paul Stanaland - Why South Asia's Regimes Keep Falling (Link: https://tinyurl.com/hznk6uza) Breeze SDK (Link: https://breez.technology/sdk/) Alby Lightning Wallet (Link: https://getalby.com/alby-go) Spark (Link: https://www.spark.money/) Cashu e-cash developer resources (CDK) (Link: https://github.com/cashubtc/cdk) Bitcoin Source podcast with Abu Bakr Nair Khalil (Link: https://www.youtube.com/watch?v=q8O98rqKX6Y) PearDrive Core (Link: https://github.com/peardrive/PearDriveCore) PearDrive CLI (Link: https://github.com/peardrive/PearDriveCLI) Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and well-being through cutting-edge light therapy devices and performance eyewear. Their mission is to enhance physical and mental health, unlocking...

We are back with the roundtable and today we tackle news from the privacy war frontlines, new and old surveillance laws, stablecoins on Bitcoin, a precedent for failed CBDCs, is Luke actually planning a fork, Protonmail's battle with Switzerland, biometric banking lockdowns, and so much more. Plus the incredible feat of the bitcoin network's computing power and why 1 Zetahash marks a staggering milestone for humanity. Can Bitcoin remain the escape hatch in a world closing in on digital freedom? Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and well-being through cutting-edge light therapy devices and performance eyewear. Their mission is to enhance physical and mental health, unlocking peak human health, cognitive function, and physical performance. Get 10% off your order with the code BITCOINAUDIBLE. (Link: https://getchroma.co/?ref=BitcoinAudible) Guest Links Steve Simple Nostr (Link: https://tinyurl.com/3s6a8yn8) Steve Simple on X (Link: https://x.com/stevesimple) Bitcoin Mechanic Nostr (Link: https://tinyurl.com/2tm827ut) Bitcoin Mechanic on X (Link: https://x.com/GrassFedBitcoin) Jeff Swann Nostr (Link: https://tinyurl.com/3sjc3bcp) Jeff Swann on X (Link: https://x.com/agoristview) Host Links ⁠Guy on Nostr ⁠(Link: http://tinyurl.com/2xc96ney) ⁠Guy on X ⁠(Link: https://twitter.com/theguyswann) Guy on Instagram (Link: https://www.instagram.com/theguyswann)

Is layered self-custody really secure in a future of rising Bitcoin fees, or are we all just living in a gray area of trust and compromise? I dive into Shinobi's article and unravel the hidden mechanics behind what it actually costs to enforce your claim on-chain—and why the line between custodial and non-custodial is blurrier than we want to admit. Check out the original article The Cost Of Self Custody: TANSTAAFL by Shinobi (Link: https://bitcoinmagazine.com/technical/the-cost-of-self-custody-tanstaafl) Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and well-being through cutting-edge light therapy devices and performance eyewear. Their mission is to enhance physical and mental health, unlocking peak human health, cognitive function, and physical performance. Get 10% off your order with the code BITCOINAUDIBLE. (Link: https://getchroma.co/?ref=BitcoinAudible) Host Links ⁠Guy on Nostr ⁠(Link: http://tinyurl.com/2xc96ney) ⁠Guy on X ⁠(Link: https://twitter.com/theguyswann) Guy on Instagram (Link: https://www.instagram.com/theguyswann) Guy on TikTok (Link: https://www.tiktok.com/@theguyswann) Guy on YouTube (Link: https://www.youtube.com/@theguyswann) ⁠Bitcoin Audible on X⁠ (Link: https://twitter.com/BitcoinAudible) The Guy Swann Network Broadcast Room on Keet (Link: https://tinyurl.com/3na6v839)

Think military divorce means automatically splitting everythign 50/50 and going to court? Wrong on both counts! Certified Divorce Financial Anaylst David Smith reveals what most military families get wrong and what it costs them! In today's episode, we'll discuss the complex financial and logistical aspects of military divorce, covering everything from pension division to healthcare benefits, tax implications, and emotional support strategies. Key Topics Jurisdiction & Legal Considerations Multiple state options for filing (voting state, property ownership state, driver's license state, tax filing state) Importance of consulting with an attorney early to determine proper jurisdiction Each state has different rules, formulas, and processes JAG office can provide consultation but cannot represent service members in divorce proceedings Types of Divorce Processes Four main options: DIY without professionals, mediation, collaborative divorce, litigation Court is NOT the only option Out-of-court processes (mediation, collaborative) are often more cost-effective, private, and less stressful Consulting attorneys vs. representing attorneys - different roles and costs Military Pension Division Division is not the only option - can use offsetting with other assets Must determine what portion is "marital" vs. "separate" property Not all pension components are divisible (e.g., VA disability) Requires a Military Retirement Pay Division Order through DFAS Differences between active duty, reservist, and guard member pensions Survivor Benefit Plan (SBP) Critical considerations: Only ONE SBP beneficiary can be named Previous spouses from earlier marriages may already occupy the "SBP chair" Premium costs must be negotiated Former spouse can be SBP beneficiary even without receiving pension payments Time-sensitive: Required forms must be submitted within specific timeframe or rights are lost Cannot be automatically transferred - requires proper paperwork TRICARE Benefits Courts CANNOT order TRICARE coverage - falls under federal rules Key rules: 20-20-20 (full benefits for life), 20-20-15 (transitional benefits) Based on: length of marriage, service member's creditable years, overlap period COBRA-like option available if don't meet other rules GI Bill Transfer Must be transferred WHILE married - cannot go to former spouse after divorce Service member can rescind the transfer Can be transferred to children as alternative Settlement agreement language is critical to protect this benefit Thrift Savings Plan (TSP) Multiple TSPs possible (civilian federal employee spouse, reservist who went active duty) Pre-tax and Roth portions have different tax consequences Must account for outstanding loans Requires Retirement Benefits Court Order (different from pension division order) Not always split - can use offset method with other assets Other Unique Military Assets to Consider Military leave - has monetary value on LES Credit card points and miles - can be worth $30,000-$40,000 USAA Subscriber Savings Account Pets - especially valuable show animals Life insurance policies Tax Implications Filing status changes Tax bracket shifts Capital gains considerations when dividing assets Pre-tax accounts (traditional IRA, 401k) vs. post-tax accounts have different real values Child tax credits and claiming dependents Early withdrawal penalties Marital vs. Separate Property Separate property: assets brought into marriage, inheritances, gifts (if kept separate and not commingled) Marital property: everything accumulated during marriage Characterization process is essential before division discussions Financial Mistakes to Avoid Making verbal agreements before completing full financial inventory Not understanding tax consequences of asset division Overlooking hidden assets (leave balance, points/miles, etc.) Rushing decisions - most divorce decisions have no do-overs Not considering pre-tax vs. post-tax asset values Misclassifying assets as marital or separate Practical First Steps Learn about all four divorce process options If abuse is present, seek legal counsel immediately Open credit card and bank account in your own name Create timeline of important dates and duty stations Gather supporting documents (tax returns, bank statements) in cloud storage Document account numbers, login credentials, passwords Consider consulting with CDFA before hiring representing attorney Supporting Someone Through Divorce Listen deeply and empathetically Avoid projecting your own divorce experience onto theirs Don't rush them into decisions Offer practical help (childcare, meals, house cleaning) Point them to resources (counselors, family services, professionals) Give them breathing room Key Takeaways Divorce in the military involves unique complexities beyond civilian divorces Court is not the only option - consider mediation or collaborative processes Complete financial inventory BEFORE making division decisions Everything accumulated during marriage is generally marital property Professional guidance (CDFA, attorney consultation) is an investment, not just a cost Most divorce decisions are final with no do-overs - take time to understand options Resources & Links David's website: sandoakdivorcesolutions.com Free 30-minute phone consultations available David's LinkedIn: linkedin.com/in/davidsmithcdfa/ Find a CDFA through Institute for Divorce Financial Analysts: institutedfa.com Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

U.S. Gold Reserves Hit $1 Trillion In Value As Historic Rally Continues As the gold price continues to soar, one of the largest gold owners, the U.S. government, is watching the value of its holdings soar. Of course we still haven't heard anything back about that Fort Knox audit, and whether the gold is actually there, or if some of it has been leased out. But at least according to what the government reports on paper, the value of their gold holdings just passed $1 trillion. The silver price is moving again this morning too after crossing the $47 level last night. And to find out more about all of the latest wild action in the precious metals markets, click to watch this video now! - To get access to Vince's research in 'Goldfix Premium' go to: https://vblgoldfix.substack.com/ - Get your free copy of Arcadia's Silver Report here: https://goldandsilverdaily.substack.com/p/arcadia-silver-report-an-overview - Get access to Arcadia's Daily Gold and Silver updates here: https://goldandsilverdaily.substack.com/ - To get your very own 'Silver Chopper Ben' statue go to: https://arcadiaeconomics.com/chopper-ben-landing-page/ - Join our free email list to be notified when a new video comes out: click here: https://arcadiaeconomics.com/email-signup/ - Follow Arcadia Economics on twitter at: https://x.com/ArcadiaEconomic - To get your copy of 'The Big Silver Short' (paperback or audio) go to: https://arcadiaeconomics.com/thebigsilvershort/ - Listen to Arcadia Economics on your favorite Podcast platforms: Spotify - https://open.spotify.com/show/75OH2PpgUpriBA5mYf5kyY Apple - https://podcasts.apple.com/us/podcast/arcadia-economics/id1505398976 - #silver #silverprice #gold And remember to get outside and have some fun every once in a while!:) (URL0VD)Subscribe to Arcadia Economics on Soundwise

Note: there was a small piece (about 5 mins) missing from the recording (yes, sorry, Yoaquim rugged - he didn't finish uploading xd). If you want to see the full livestream, please go to: https://x.com/Mable_Jiang/status/1971575903491940630 01:34 Transition from VC to Building04:22 Discussion on Quanto and Migration from OX07:13 User Experience and Team 09:35 Handling User Funds10:17 Choosing Solana as the Main Venue12:28 Recent Market Events and Community Response15:23 Design and Functionality of Quanto18:05 Proof of Reserves and User Verification20:35 Withdrawal Processes and Risk Management22:22 Tokenomics and QTO Flywheel31:13 Future Plans and Partnerships34:02 Market Expansion and Asset Listings X: @yqboom / @quantoWebsite: https://quanto.trade/en If you like this episode, you're welcome to tip with Ethereum / Solana / Bitcoin:如果喜欢本作品，欢迎打赏ETH/SOL/BTC：ETH: 0x83Fe9765a57C9bA36700b983Af33FD3c9920Ef20SOL: AaCeeEX5xBH6QchuRaUj3CEHED8vv5bUizxUpMsr1KytBTC: 3ACPRhHVbh3cu8zqtqSPpzNnNULbZwaNqG Important Disclaimer: All opinions expressed by Mable Jiang, or other podcast guests, are solely their opinion. This podcast is for informational purposes only and should not be construed as investment advice. Mable Jiang may hold positions in some of the projects discussed on this show. 重要声明：Mable Jiang或嘉宾在播客中的观点仅代表他们的个人看法。此播客仅用于提供信息，不作为投资参考。Mable Jiang有时可能会在此节目中讨论的某项目中持有头寸。

Steve, McNew, Kathy, Justine & Matt W. discuss the 2025 release of Booker's Reserves.   TBD music by Kevin MacLeod (incompetech.com).   Important Links: Patreon: https://www.patreon.com/theabvnetwork Our Events Page: bourbonpalooza.com Check us out at: abvnetwork.com. The ABV Barrel Shop: abvbarrelshop.com   Join the revolution by adding #ABVNetworkCrew to your profile on social media.

In this episode of the Ask Andrew Podcast, Andrew Sleigh joins Kellen Ainey to discuss Société Générale's gold price forecast, China's hidden gold reserves, Canada's lack of bullion holdings, and how tariffs, BRICS, and hyperinflation could shape the future of global currencies. From why banks downplay gold's real value to how the U.S. dollar could face its biggest test yet, Andrew breaks down the risks and opportunities every investor should know about.

China Moves To Become Store Of International Gold Reserves In case you thought that China might slow down and take a break from the gold business, let's just say it didn't quite go that way. As now, their latest move is to begin positioning themselves to be a store of international gold reserves. To find out more about what's happening, click to watch the video now! - To get access to Vince's research in 'Goldfix Premium' go to: https://vblgoldfix.substack.com/ - Get your free copy of Arcadia's Silver Report here: https://goldandsilverdaily.substack.com/p/arcadia-silver-report-an-overview - Get access to Arcadia's Daily Gold and Silver updates here: https://goldandsilverdaily.substack.com/ - To get your very own 'Silver Chopper Ben' statue go to: https://arcadiaeconomics.com/chopper-ben-landing-page/ - Join our free email list to be notified when a new video comes out: click here: https://arcadiaeconomics.com/email-signup/ - Follow Arcadia Economics on twitter at: https://x.com/ArcadiaEconomic - To get your copy of 'The Big Silver Short' (paperback or audio) go to: https://arcadiaeconomics.com/thebigsilvershort/ - Listen to Arcadia Economics on your favorite Podcast platforms: Spotify - https://open.spotify.com/show/75OH2PpgUpriBA5mYf5kyY Apple - https://podcasts.apple.com/us/podcast/arcadia-economics/id1505398976 - #silver #silverprice #gold And remember to get outside and have some fun every once in a while!:) (URL0VD)Subscribe to Arcadia Economics on Soundwise

"The atomic economy and Synonym's mission is to research, design and ship a working free market society. So not just a free market economy, but a free market society. /CUT/ So it replaces government, it replaces big tech, it replaces big banks, it replaces Visa, MasterCard, you know, everything. Everything you would want to do in a network is represented here as part of the economy."~ John Carvalho What happens when the drive to “scale Bitcoin” collides with the reality that trust itself may be the one thing that actually scales? In this conversation with John Carvalho, we dig into Synonym's vision for the “atomic economy” — a rethinking of how identity, payments, and data flow across the web. We talk about PubKey, PayKit, and the hard lessons of building and scrapping projects until they actually work. We pull apart the hype around Nostr, BlueSky, and Holepunch, and ask whether decentralization is enough or if we really just end up with new kinds of trusted hubs. Along the way, John shares candid thoughts on running a business, managing culture inside a startup, and the frustrations of navigating Bitcoin scaling debates. Is Bitcoin about removing trust — or about enabling us to place it more wisely? How do we build tools for coordination without creating new silos? And what does it really take to design a free-market society from the ground up? Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and well-being through cutting-edge light therapy devices and performance eyewear. Their mission is to enhance physical and mental health, unlocking peak human health, cognitive function, and physical performance. Get 10% off your order with the code BITCOINAUDIBLE. (Link: https://getchroma.co/?ref=BitcoinAudible) Host Links ⁠Guy on Nostr ⁠(Link: http://tinyurl.com/2xc96ney) ⁠Guy on X ⁠(Link: https://twitter.com/theguyswann) Guy on Instagram (Link: https://www.in...

Bitcoin mining is both one of the coolest and most unique aspects of the Bitcoin system, and it's also one of the most deeply misunderstood parts of it. In my effort to make this crazy thing make some amount of sense, I toss my hat into the ring to explaining why mining is actually one of the most profound, and fascinating parts of Bitcoin, that make it a truly revolutionary discovery. So... Why is Bitcoin mining even a thing? Check out the BitKit wallet if you want a simple and intuitive wallet with on-chain and lightning built in, where you are in control of your own keys. If you are in the US, do NOT use a VPN set to Europe to make lightning work without any friction. That would not be advised to get a service like NordVPN, or Mullvad, and get around that very easily. But you should get a VPN anyway because it will help protect your privacy, but will also protect you from man-in-middle attacks and wifi spoofing attacks. (Link: Bitkit.to)   Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and well-being through cutting-edge light therapy devices and performance eyewear. Their mission is to enhance physical and mental health, unlocking peak human health, cognitive function, and physical performance. Get 10% off your order with the code BITCOINAUDIBLE. (Link: https://getchroma.co/?ref=BitcoinAudible) Host Links ⁠Guy on Nostr ⁠(Link: http://tinyurl.com/2xc96ney) ⁠Guy on X ⁠(Link: https://twitter.com/theguyswann) Guy on Instagram (Link: https://www.instagram.com/theguyswann) Guy on TikTok (Link: https://www.tiktok.com/@theguyswann) Guy on YouTube (Link: https://www.youtube.com/@theguyswann) ⁠Bitcoin Audible on X⁠ (Link: https://twitter.com/BitcoinAudible)

Dont' fall for these traps! This "convenient" payment option could be sabotaging your financial future and even your security clearance! Military financial expert Lacey Langford returns to sound the alarm on what she calls "the new payday loan," Buy Now, Pay Later (BNPL) services. With over $170 billion in BNPL transactions this year and 91.5 million Americans using these services, this seemingly innocent payment option is creating a financial minefield for military families. Main Topics Covered: What Buy Now, Pay Later really is The psychology behind BNPL - how it removes the "pain" of spending and makes overspending dangerously easy Hidden dangers for military families: Multiple small debts that are impossible to track Late fees and additional charges that can turn a $5 purchase into a $35 expense Potential impact on security clearances as reporting to credit bureaus increases Marriage and relationship stress from hidden debt The trap of "death by a thousand cuts" - why small payments add up to big problems How BNPL differs from traditional credit - and why it's actually worse in many ways Recovery strategies for those already caught in the BNPL web Why layaway was better - and how its disappearance pushed consumers toward dangerous alternatives Resources & Links: Lacey Langford's website: Milmo.co Podcast: The Milmo Show (available on Apple, Spotify, and all podcast platforms) Conference: MilMoneyCon: milmoneycon.com UPDATE! Dates are announced now! May 6-8, 2026 in Savannah, GA Social Media: @Milmo (all platforms) or @MilMoneyCon Military financial counseling: Available free through base aid societies and Military OneSource If you're already using BNPL services, don't panic - but do take action. This episode provides a clear roadmap for getting back on track before small conveniences become big problems. Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

On Healthy Mind, Healthy Life, host Sana digs into a clear, step-by-step approach to building a cash-flowing U.S. real estate portfolio with only ~20% down. Guest Axel Meierhoefer breaks down mindset, savings habits (pay yourself first), and his Out-of-State Turnkey (OSTK) method—why single-family rentals in affordable markets can compound steadily through leverage, rent, amortization, and tax benefits. We also address risk management: cash-flow screens, reserves, tenant stability, and long-term horizons so wealth grows without spiking anxiety. Direct, practical, and designed for listeners who want financial independence without gambling.   About the Guest  : Axel Meierhoefer is a real-estate mentor and founder of Ideal Wealth Grower. After a career in the Air Force and consulting, he built a seven-figure rental portfolio and now mentors investors on turnkey, out-of-state single-family strategies that emphasize cash flow, sensible leverage, and systemized operations.   Key Takeaways: Pay yourself first: auto-allocate 10–15% of income into a separate investing account so the down payment fund steadily compounds. Small market advantage: target affordable, landlord-friendly U.S. metros where the price-to-rent ratio supports positive cash flow. Single-family stability: SFR tenants often stay longer than small multis, lowering turnover costs and stress. 20% down ≠ high risk when screened well: buy cash-flow positive properties after mortgage, taxes, insurance, management, and maintenance. Reserves are non-negotiable: bank monthly cash flow to cover vacancy and CapEx, so risk decreases over time. Leverage math (example): $20k down on a $100k home + 5% appreciation ≈ $5k equity gain (25% on cash invested) before amortization and tax benefits. Mindset > mechanics: set a target (e.g., $20–30k), track monthly progress, and keep the focus on long-term investing, not short-term speculation. Entry ladder if 20% is tough: consider REITs or tokenized real estate to begin learning while saving toward direct ownership.   Connect with the Guest   Website: idealwealthgrower.com Complimentary Discovery Call: Use the “Discovery Call” button on the top-right of the site to discuss goals and the mentoring process.   Want to be a guest on Healthy Mind, Healthy Life? DM on PM - Send me a message on PodMatch DM Me Here: https://www.podmatch.com/hostdetailpreview/avik   Disclaimer: This video is for educational and informational purposes only. The views expressed are the personal opinions of the guest and do not reflect the views of the host or Healthy Mind By Avik™️. We do not intend to harm, defame, or discredit any person, organization, brand, product, country, or profession mentioned. All third-party media used remain the property of their respective owners and are used under fair use for informational purposes. By watching, you acknowledge and accept this disclaimer.   Healthy Mind By Avik™️ is a global platform redefining mental health as a necessity, not a luxury. Born during the pandemic, it's become a sanctuary for healing, growth, and mindful living. Hosted by Avik Chakraborty—storyteller, survivor, wellness advocate—this channel shares powerful podcasts and soul-nurturing conversations on: • Mental Health & Emotional Well-being• Mindfulness & Spiritual Growth• Holistic Healing & Conscious Living• Trauma Recovery & Self-Empowerment With over 4,400+ episodes and 168.4K+ global listeners, join us as we unite voices, break stigma, and build a world where every story matters.

New benefits are available immediately as of 9/18/25!! Learn how to apply for the  The Platinum Card® from American Express: https://militarymoneymanual.com/amex-platinum-military/ Learn more about American Express military annual fee waivers: https://militarymoneymanual.com/american-express-military/ Learn how to maximize your military credit card benefits in the Ultimate Military Credit Cards Course: https://militarymoneymanual.com/umc3/ Episode Description Hosts Spencer Reese and Jamie discuss the major refresh of the American Express Platinum card, including a significant annual fee increase to $895 that military service members and spouses don't have to pay thanks to the Military Lending Act (MLA). They break down the extensive new benefits and explain how to maximize value from this popular military credit card. Topics Covered: New Benefits & Credits (2025 Refresh) (AVAILABLE NOW!!!!) $600 Fine Hotels & Resorts credit ($300 semi-annually) $400 Resy restaurant credit ($100 quarterly) $300 Lululemon credit ($75 quarterly) $300 Digital Entertainment credit ($25 monthly) $200 Oura Ring credit (annual) $120 Uber One membership credit (annual) Leading Hotels of the World (LHW) Sterling Status Existing Benefits $200 Uber Cash ($15/month, $35 in December) $209 Clear Plus credit $200 airline fee credit $155 Walmart Plus credit $100 Saks credit ($50 semi-annually) $300 Equinox credit 5X points on flights and prepaid hotels Hilton Gold and Marriott Gold status Global Entry/TSA PreCheck credit Military Lending Act (MLA) Coverage Automatic fee waiver for active duty service members Coverage for military spouses Guard/Reserve on 30+ day orders eligible How to check MLA database before applying: https://militarymoneymanual.com/mla-database/  Welcome Bonus & Value 175,000 Membership Rewards points after $8,000 spend in 6 months Cash value: $1,750-$1,925 Travel partner transfer potential: $3,500+ 25%+ effective cash back rate Resources & Links Mentioned: Ultimate Military Credit Cards Course: militarymoneymanual.com/UMC3 (100% free, 5-day email course) Fine Hotels & Resorts Search: maxfhr.com Points Valuation: points.yeah (travel redemption research) MLA Database: Google "Military Lending Act database" to verify coverage American Express Website: americanexpress.com (for enrollment in benefits) Resy App: Restaurant reservations that trigger the quarterly credit Key Takeaways: Total annual benefits exceed $2,500 in cash value Multiple Amex Platinum cards multiply benefits (spouse can get their own) Must enroll in many benefits through Amex app/website Check quarterly vs. semi-annual vs. annual benefit periods Verify MLA database status BEFORE applying Consider pairing with Chase Sapphire Reserve for maximum value Important Reminders: Only for those who pay off credit cards monthly (no debt) $8,000 minimum spend may be challenging for junior enlisted Benefits require enrollment - don't assume automatic activation Military spouses must be properly listed in DEERS Some benefits (Uber Cash) only work in the U.S. About the Hosts: Spencer - Creator of MilitaryMoneyManual.com and the Ultimate Military Credit Cards course Jamie - Co-host and military finance expert Contact & Social: Website: MilitaryMoneyManual.com Instagram: @militarymoneymanual For questions: Send DM on Instagram Episode Notes: Recording discusses the 2025 refresh of the American Express Platinum card. The hosts emphasize this is only for service members who can responsibly manage credit cards and pay balances in full monthly. They recommend both the Amex Platinum and Chase Sapphire Reserve as the two essential cards for military families who qualify for MLA fee waivers. For detailed analysis and current offers, visit MilitaryMoneyManual.com or search "Amex Platinum Military" for Spencer's comprehensive guides. Military Money Mentor Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

"Rising tides lift all ships!" MilMoneyCon 2026 dates just released! May 26-28, 2026 in Savannah, GA. See https://milmoneycon.com/register/ The military finance community doesn't have to operate in silos. Through strategic networking and mentorship, veterans and military spouses can accelerate their finance careers while building a supportive ecosystem that lifts everyone up. In this episode, we sit down with Lacey Langford, founder of MilMoneyCon and host of The Milmo Show, to explore how she transformed her frustration with career-building challenges into the premier conference for military financial professionals. Key Topics Covered: Military Background and Career Transition The mentorship gap that veterans face when entering civilian finance careers Why starting from "ground zero" shouldn't be necessary for experienced service members Why She Created MilMoneyCon Identifying duplication of efforts in the military finance space Connecting innovators who didn't know about each other's work Bridging the gap between DOD resources and community awareness Learning curve of event planning without prior experience Target Audience and Conference Value Active duty members considering finance careers post-service Military spouses entering the financial field Seasoned professionals seeking networking and growth opportunities Supporting businesses and organizations serving the military community Entrepreneurship Tips for Military Families PCS-proof career strategies and remote work opportunities Portable skills Leveraging unique military spouse skill sets for online services The reality check: every business owner is in sales and marketing Common Entrepreneurial Pitfalls Underestimating the sales and marketing requirements Creating products without validating market demand Failing to identify what sets you apart from competitors Not understanding the value proposition clearly Resources and Links: MilMoneyCon: milmoneycon.com Lacey's Website: milmo.co The Milmo Show Podcast: Available on all podcast platforms or milmo.co/podcast/ Kate Horrell's Book: KateHorrell.com/books MilMoneyCon: @milmoneycon Lacey's LinkedIn: linkedin.com/in/laceylangford The Milmo Show: @itsmilmo    Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

In this episode of "Your Weekly Calling," Brad explores the power of faith and decisive action. He shares the story of Jonathan from 1 Samuel 14, who acted courageously without certainty, and draws a parallel with William Borden, who left behind wealth for a life dedicated to mission work. Brad urges listeners to embrace their faith boldly, living by the principle "no reserves, no retreats, no regrets." The episode wraps up with a heartfelt prayer, encouraging listeners to take meaningful steps in their spiritual journey.Follow the show here: https://www.instagram.com/thetgitpod/Checkout the new Hopecast website:https://thehopecastnetwork.com/Buy Merch here:https://www.bonfire.com/store/the-hopecast-network-swag/This show is brought to you by The Hopecast Networkhttps://www.instagram.com/hopecastnetwork/

On this week's episode of Next Level CRE, Matt Faircloth interviews Mike Roeder. They dig into lessons from scaling Granite Towers Equity Group, including why words matter at the property level and how third-party teams should embody owner values. Mike breaks down risk controls like raising CapEx up front instead of out of cash flow, screening hard for delinquency and true affordability, and favoring 1980s–2000s assets with seven-year fixed-rate debt. He also shares hands-on asset management plays, from incentivized collections specialists and secret shopping to revenue boosts like monetizing structured parking and bulk Wi-Fi. Mike RoederCurrent role: Co-Founder & Managing Partner, Granite Towers Equity Group. Based in: Central Minnesota. Say hi to them at: https://www.granitetowersequitygroup.com/ | Instagram | YouTube This is a limited time offer, so head over to aspenfunds.us/bestever to download the investor deck—or grab their quick-start guide if you're brand new to oil and gas investing. Visit investwithsunrise.com to learn more about investment opportunities.  Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com with code BESTEVER Get a 4-week trial, free postage, and a digital scale at ⁠https://www.stamps.com/cre⁠. Thanks to Stamps.com for sponsoring the show! Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

It's This Week in Bourbon for September 12th 2025. Heaven Hill officially opens its doors at Heaven Hill Springs, Jos. A. Magnus & Co. has announced the return of its Private Cask Program, and Freddie Noe announce the launch of Booker's, The Reserves 2025.Show Notes: HHS buries report linking alcohol to cancer, drawing criticism from industry watchdogs. Heaven Hill opens $200M Springs Distillery in Bardstown and releases a special commemorative bourbon Purple Toad Winery & Distillery joins the KDA as a new Craft member, using innovative techniques to repurpose winemaking byproducts Speed Art Museum to auction rare whiskeys and custom single barrels to benefit educational programs Von Payne Spirits buys historic Louisville building to create The Von Payne Castle distillery and tasting experience Jos. A. Magnus & Co. brings back its exclusive Private Cask Program with a very limited number of 10-year-old high-rye bourbon barrels Buffalo Trace Distillery to launch a traveling tasting tour featuring rare expressions and city-specific merchandise Blue Note Bourbon re-releases its limited-edition Honey Rye Cask expression. 15 STARS launches its award-winning Artisan Collection, a limited-production blend of 15 and 12-year-old bourbons Ingram Distillery releases Uncharted Kentucky Wheated Bourbon, a new whiskey aged on the Mississippi River in 100% recycled glass New Era Whiskey releases its first three cask-strength, single-barrel bourbons honoring Kentucky landmarks Angel's Envy releases two new limited-edition Distillery Series expressions, a Two-Grain Bourbon and a Peated Cask Rye Middleburg Barrel Company debuts 1787 Provenance Bourbon, a new brand founded by Viyas Sundaram with a unique re-aging process Heaven Hill releases the 2025 edition of its Grain to Glass Wheated Bourbon Whiskey, made with a high-wheat mashbill from local farms Jack Daniel's introduces the 2025 Heroes Selection, a Single Barrel Barrel Proof whiskey chosen by and for military veterans Woodford Reserve unveils Sweet Oak Bourbon, the 21st release in its Master's Collection, aged in rare Chinkapin oak barrels Booker's releases its highly-anticipated The Reserves 2025, a limited-edition bourbon finished in tequila barrels for the first time in Beam history Support this podcast on Patreon Learn more about your ad choices. Visit megaphone.fm/adchoices

In this conversation, John Thomas, a seasoned real estate investor and educator, shares his journey into real estate, discussing his experiences with various asset classes, the importance of understanding mortgages, and the challenges faced by first-time homebuyers. He emphasizes the significance of working with knowledgeable professionals and offers creative strategies for entering the real estate market, particularly for those looking to build wealth through property ownership.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

Unveiling the launch of Backpack EU with CEO Armani Ferrante. To get the show every week, follow the podcast ⁠⁠⁠here⁠⁠⁠. Backpack CEO Armani Ferrante joins CoinDesk's Jennifer Sanasie to discuss the launch of Backpack EU, a new crypto derivatives exchange and one of the first in Europe to offer regulated perpetual futures. Plus, Ferrante dives into the complexities of Backpack's acquisition of FTX EU, his plans to differentiate Backpack from competitors, and the company's ambitious goals for global expansion. This content should not be construed or relied upon as investment advice. It is for entertainment and general information purposes. - Midnight is introducing a novel approach to token distribution. The Midnight Glacier Drop is a multi-phase distribution of the NIGHT token, aimed at empowering a broad, diverse community to build the future of the Midnight network. Holders of ADA, BTC, ETH, SOL, XRP, BNB, AVAX and BAT are eligible to participate in the first phase. Help usher in the next generation of blockchain with rational privacy and cooperative tokenomics on the Midnight network. To learn more, visit midnight.gd and prepare for the Midnight Glacier Drop. - This episode was hosted by Jennifer Sanasie.

Unveiling the launch of Backpack EU with CEO Armani Ferrante. To get the show every week, follow the podcast ⁠⁠⁠here⁠⁠⁠. Backpack CEO Armani Ferrante joins CoinDesk's Jennifer Sanasie to discuss the launch of Backpack EU, a new crypto derivatives exchange and one of the first in Europe to offer regulated perpetual futures. Plus, Ferrante dives into the complexities of Backpack's acquisition of FTX EU, his plans to differentiate Backpack from competitors, and the company's ambitious goals for global expansion. This content should not be construed or relied upon as investment advice. It is for entertainment and general information purposes. - Midnight is introducing a novel approach to token distribution. The Midnight Glacier Drop is a multi-phase distribution of the NIGHT token, aimed at empowering a broad, diverse community to build the future of the Midnight network. Holders of ADA, BTC, ETH, SOL, XRP, BNB, AVAX and BAT are eligible to participate in the first phase. Help usher in the next generation of blockchain with rational privacy and cooperative tokenomics on the Midnight network. To learn more, visit midnight.gd and prepare for the Midnight Glacier Drop. - This episode was hosted by Jennifer Sanasie.

Is the wrong strategy for your GI Bill costing you over $100,000?! Today's guest is Kate Horrell, author of the new book "College Finances for Military Families," reveals why the "fair share" approach to education benefits might be the most expensive mistake military families make, GI Bill basics, and all the things to know about college for your military kids. Key Topics: GI Bill Transfer Strategy Why transferring your GI Bill at exactly 6 years of service is important The one-time 4-year service obligation that trips up many service members How to add dependents and redistribute benefits after initial transfer Documentation tips to protect your family's benefits Beyond Equal Distribution Real case study: How strategic planning saved one family $110,000 Why thinking "flexibly" about family resources beats rigid equal splits When to give one child the entire GI Bill and another child all the 529 funds 529 Plans and Military Families State residency confusion solved for military families Qualified expenses include K-12 private school, technology, and more How grandparents can contribute while maximizing tax advantages Why "it's too late to start" thinking costs families money Yellow Ribbon Program Essentials The motorcycle and sidecar analogy that clarifies everything (Yellow Ribbon always goes along with the GI Bill- can't be separate) How "full Yellow Ribbon" schools eliminate out-of-pocket tuition costs Maximizing Benefits for Veterans Why veterans aren't optimizing their benefits like military families do Strategic timing for undergraduate vs. graduate school usage Location arbitrage opportunities with Military Housing Allowance Links mentioned today: Kate's website: katehorrell.com Kate's book: "College Finances for Military Families" (available on https://www.katehorrell.com/books/ or Amazon) Kate's amazing resources include:  Military Family Confidently Prepared Life Binder katehorrell.com/confidently-prepared-life-binder/ Military Separation Checklist katehorrell.com/military-separation-checklist/ Military Retirement Checklist katehorrell.com/military-retirement-checklist/ Kate's LinkedIn linkedin.com/in/katehorrell Kate's Facebook facebook.com/KateHorrellFinanceExpert/ Kate's Instagram: instagram.com/realkatehorrell/ Kate's coaching services and free consultations at katehorrell.com/work-with-kate/ Bottom Line: Stop thinking about education benefits as individual entitlements and start thinking about them as family resources to be strategically deployed. The difference could save your family tens of thousands of dollars.   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.