Podcasts about reserves

Fr. Michael Duesterhaus was ordained to the priesthood for the Diocese of Arlington in 1991. He spent 27 years, Active and Reserves, as a Naval Chaplain, mostly serving with units of the U.S. Marine Corps. Father has presented over 125 formal cases before Tribunals of seven dioceses of the United States. He currently serves as Parochial Vicar at St. John the Baptist Parish in Front Royal, Virginia. In Today's Show: How can we trust more in God's mercy? Why do we need a priest for an exorcism? How do interfaith relationships work? Do we have an obligation to help those who have a minimal prayer life with an addiction? Why does the church require a civil divorce before pursuing an annulment? Why do people receive both the Eucharist and the chalice if Jesus' full presence is in both? Can priests distribute communion via intinction without a patent? Are we required to sing during the responsorial psalm? What role does a Chaplain have? If the SSPX consecrates new bishops, would they be considered schismatic? Visit the show page at thestationofthecross.com/askapriest to listen live, check out the weekly lineup, listen to podcasts of past episodes, watch live video, find show resources, sign up for our mailing list of upcoming shows, and submit your question for Father!

College teammates and Rookie Of The Year favorites Kon Knueppel and Cooper Flagg had a showdown for the ages, the Kings seemingly lost a trade again, and the All-Star Reserves were announced.On this episode of Fastbreak Breakfast, Keith and Dave discuss these events, plus the All-Star snubs, Dillon the Villain night, Paul George's suspension, and a whole lot more.Bonus episode available at Patreon.com/FastbreakBreakfastFastbreakBreakfast.comGet 20% off a Stathead annual subscription with code FBBFTry Underdog Fantasy and use code FBBF to get a free pick, plus a deposit match up to $1000: play.underdogfantasy.com/p-fastbreak-breakfast.Use promo code FASTBREABREAK at SeatGeek for $20 off your first ticket purchaseCheck out the merchandise at teepublic.com/stores/fastbreak-breakfast

In this episode, Spencer Reese is joined by Paul, a recently medically retired National Guard officer, and Joel Petit, a military disability retirement attorney, to break down the medical retirement process, VA disability ratings, and how IDES really works. What We Cover Medical retirement vs. standard 20-year longevity retirement When medical retirement can make sense financially How the IDES (Integrated Disability Evaluation System) works Common misconceptions about VA disability and "100% ratings" The role of PEBLOs, medical boards, and appeals Financial impacts on retirement pay, VA compensation, and Tricare Why many service members are discouraged from pursuing medical retirement Key pitfalls, timelines, and why being proactive matters Advice for putting yourself and your family first during transition Who This Episode Is For Active duty, Guard, and Reserve members nearing separation or retirement Service members facing medical issues that impact continued service Anyone confused about VA disability, medical boards, or retirement options This episode pulls back the curtain on a complex system and gives practical, real-world insight into how to navigate medical retirement the right way.   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

When U.S. forces captured Venezuelan President Nicolás Maduro in January 2026, headlines focused on the country's massive oil reserves—reportedly 303 billion barrels, the largest in the world. But as we dig deeper into the technical realities of Venezuela's extra-heavy crude, the crumbling infrastructure, and the geopolitical chess match unfolding in our hemisphere, a different story emerges. While Energy Secretary Chris Wright told oil executives that Venezuela could increase production by just 300,000 barrels per day in the near term—barely a blip in global markets of 106 million barrels daily—China has been building satellite ground stations, selling military hardware, and using debt-for-oil arrangements to gain a strategic foothold in America's backyard. This episode reveals why the Venezuela intervention may have far less to do with oil production and far more to do with countering Chinese influence, pressuring Canada in upcoming trade negotiations, and controlling a critical piece of Western Hemisphere infrastructure that was slipping into Beijing's orbit. Links to the articles and resources mentioned in this episode can be found at mineralrightspodcast.com.

Michael Bernstam reports that the Russian government is effectively replacing lost oil revenue with income from gold sales to cover its budget deficits. After accumulating significant reserves in its sovereign wealth fund, Russia is now selling hundreds of metric tons of gold at high prices, allowing the state to earn as much from actual gold as it previously did from "black gold" (oil) despite the ongoing war and economic shifts.

Spencer Reese welcomes Ross Alcorn from Itinerary Boss https://itineraryboss.com/ to discuss credit card points and miles strategies, with special focus on small business owners. Ross shares how he saved $19,000 on his honeymoon, reveals tactical business spending strategies, and explains how military service members can leverage TDY travel and small business expenses to fund dream vacations. Guest: Ross Alcorn - Charlotte, NC-based travel strategist, former sales rep road warrior (6-7 years), real estate investor, and founder of Itinerary Boss. Key Topics Covered Getting Started - The Low-Hanging Fruit: Sign up for FREE hotel loyalty programs (Hilton, Marriott, IHG, Hyatt) Add loyalty numbers to TDY/TAD stays retroactively if needed Military discount: Epic Pass for active duty/spouses ~$200 (normally $1,200) Start with no annual fee cards to build credit and learn the basics Never carry a balance - if you're paying interest, you're doing it wrong Business Spending Strategies: Most common mistake: Using Amex Platinum for everything (only 1x points on most purchases) Capital One Venture X Business: Uncapped 2x points, no preset credit limit Cards earning 3-4x on ad spend (Facebook, Google ads) Use Melio (M-E-L-I-O) to pay vendors who don't accept cards via ACH (2.9% fee) Negotiate early payment discounts (net 15 vs net 30) to offset processing fees Millions in business expenses going uncharged to credit cards The 2.9% Fee Debate: Worth it if redeeming points at 1.5+ cents per point value Effective 25-40% cash back when factoring welcome bonuses + transfer value Business expenses are tax deductible Ross personally pays fees on all expenses knowing he'll redeem at 2-6 cents/point Real-World Example - $19,000 Honeymoon Savings: Cards used: Chase Sapphire Reserve, Capital One Venture, Chase Sapphire Preferred, Chase Ink Business Unlimited Flights: Qatar Q-Suites business class using 200K points (Chase + Capital One) Stayed 11 nights using Hyatt points at Alila properties in Bali Built point stash over 1-1.5 years through group travel booking + daily spend + business welcome bonuses Strategy: Booked award availability 355 days out when British Airways/Qatar released schedules Flexibility: Mixed business and premium economy on return flight Transfer Partners & Redemption: NEVER redeem for Amazon gift cards, statement credits, or low-value portal bookings (0.6-0.7 cents/point) Transfer to airline partners for 2-6+ cents per point value Don't use Amex points for hotels (poor value) Example: 175K Amex points = potential $12,700 business class seats to South Africa Tools: Points.Yeah.com for flight availability and award searching Military-Specific Advantages: Overseas duty stations = less competition for award space (Frankfurt, Tokyo, Seoul) Different inventory than US-based flyers TDY/TAD stays earn hotel points and elite status Annual fee waivers on personal cards (not business cards) via MLA/SCRA Chase Sapphire Reserve: $0 annual fee for military/spouses Strategic Tips: Always volunteer to pay group bills/dinners (earn points, get reimbursed) Premium economy fine for daytime flights under 8-9 hours Business class essential for overnight/long-haul flights (9+ hours) Plan 1-2 years ahead for big trips - comfortable pace to build points Opening velocity: Ross did one card every 91 days at peak (very aggressive) Combine household points (Chase, Amex, Capital One allow this) Book tickets in anyone's name, not just your own Credit Card Stacking Strategy: Don't use one premium card for everything Match card to spending category for maximum points Chase "cash back" cards earn Ultimate Rewards points if you have Sapphire Reserve/Preferred Transfer between household members before booking Welcome bonuses are the real value - daily spend is bonus Business Culture Hack: Instead of $5-10K cash bonus, give employees 500K miles + book their dream trip Tax deductible, builds culture, retains talent More memorable than cash bonus IHG Five Free Nights Strategy: Five free nights at properties up to 60K points/night Ross staying 4 nights in Grand Cayman at $800/night hotel = $3,200 saved Fourth night free on award bookings Anniversary free night each year Used for wedding block, earning 26x points on wedding expenses Common Mistakes to Avoid: Not asking vendors if they accept credit cards Using wrong card for spending category (leaving 2-3x points on table) Redeeming points poorly (gift cards, statement credits) Not tracking card benefits and credits Waiting too long to book award travel Not being flexible with dates/airports Tools & Resources Mentioned: Points.Yeah.com - Award availability search, flight ideas map Melio - Pay vendors via card when they only accept ACH Plastiq - Pay rent/large bills with credit card (2.9% fee) Free Points & Miles Cheat Sheet at ItineraryBoss.com Transfer partner guide and credit card multiplier sheets Key Quotes "There's millions of dollars that aren't being put on cards because of just not asking the right questions." "If you're earning 2x points and utilizing those points to transfer, even with a 3% fee, the numbers pencil when you're redeeming at 2-6 cents per point." "175,000 Amex points could be used to get you business class, first class seats - we used 176K Chase points for $12,700 worth of business class seats to South Africa." "Don't redeem for Amazon gift cards, statement credits, or through the portal - you're getting 0.6-0.7 cents per point. That's terrible." "Why give a $10K cash bonus when you could give someone 500K miles and book them a trip to Greece or Bali they'd never do on their own?" Who This Episode Is For Military small business owners and real estate investors Service members with TDY/TAD travel Anyone spending on business ads, inventory, or vendor payments Military spouses running 1099 contractor businesses People planning big trips (honeymoons, bucket list travel) Those currently leaving business value on the table Anyone wanting to turn business expenses into free travel Action Items Sign up for all major hotel loyalty programs today (free) Add loyalty numbers to upcoming TDY stays Check if vendors accept credit cards (or use Melio) Review current card stack - are you earning maximum points per category? Download free cheat sheet at ItineraryBoss.com If planning big trip: Start building points 1-2 years ahead Check military annual fee waivers (MLA/SCRA) Combine household points before booking award travel Contact Guest: Ross Alcorn Website: ItineraryBoss.com Free Points & Miles Cheat Sheet (includes transfer partners + credit card multipliers) Social: @ItineraryBoss (all platforms) Host: Spencer Reese Website: MilitaryMoneyManual.com Instagram: @MilitaryMoneyManual Recorded on Veterans Day. This episode reveals how military service members can leverage business expenses, TDY travel, and strategic credit card use to fund dream vacations. Whether you're spending $10K or $1M annually on your business, there are points being left on the table.   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.  

Nic and Matt are back for another week of news and deals. In this episode:  There's a big storm coming Matt's playoff picks Farcaster sells to Neynar Is this the nail in the coffin for Web3Social? Where Farcaster went wrong BitGo goes public NYSE is building a tokenized security trading platform Are we looping back around to enterprise blockchains? A MA judge has issued an injunction against Kalshi Jeffries drops Bitcoin from its model portfolio over quantum risk Coinbase launches an advisory board on quantum Trump sues JPM for debanking him Does the Central Bank of Iran really control $500m worth of USDT? What's next for Caroline Ellison?  

The FTC has proposed $52.9 million in penalties against Cliq Bank, alleging the company failed to comply with prior court-ordered payment processing safeguards.Maria breaks down what the FTC action against Cliq Bank means for merchants — and why “too good to be true” payment processor claims like instant approval, no reserves, and ultra-low rates are red flags, especially for high-risk businesses.Payment processing isn't instant or effortless when done correctly. Legitimate processors follow strict underwriting, compliance, and risk-management standards to protect merchants, banks, and consumers long-term.____________________________________________

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Gold Is Now Up To 37% Of Poland's Total Reserves Last year, the Polish Central Bank said it wanted to increase the percentage of gold holdings relative to total reserves up to 30%. Well, it turns out they did that, and then just kept buying more. As now, gold represents 37% of Poland's reserves. Vince Lanci reveals why in this morning's show, and to stay ahead of the gold and silver markets, click to watch this video now! - To get access to Vince's research in 'Goldfix Premium' go to: https://vblgoldfix.substack.com/ - Get access to Arcadia's Daily Gold and Silver updates here: https://goldandsilverdaily.substack.com/ - Join our free email list to be notified when a new video comes out: click here: https://arcadiaeconomics.com/email-signup/ - Follow Arcadia Economics on twitter at: https://x.com/ArcadiaEconomic - To get your copy of 'The Big Silver Short' (paperback or audio) go to: https://arcadiaeconomics.com/thebigsilvershort/ - #silver #silverprice #gold And remember to get outside and have some fun every once in a while!:) (URL0VD)Subscribe to Arcadia Economics on Soundwise

Logan Murdock, Raja Bell, and Howard Beck are back with another edition of Real Ones, and open with Warriors forward Jimmy Butler suffering a torn ACL Monday night against the Miami Heat. What's the fallout for a Warriors team that was starting to mesh? Also, will this lead to Steph Curry searching for greener pastures outside of Golden State? Plus, the All-Star starters have been announced, which means Logan, Howard, and Raja have to pick the reserves. Who got snubbed from their lists? (0:00:00) Intro (1:05) Jimmy Butler out for season (40:42) Picking All-Star reserves Hit the mailbag! realonesmailbag@gmail.com Hosts: Logan Murdock, Raja Bell, and Howard Beck Producers: Victoria Valencia and Clifford Augustin Production Supervision: Ben Cruz and Conor Nevins Additional Production Support: John Richter and Chris Wohlers The Ringer is committed to responsible gaming. Please check out rg-help.com to find out more, or listen to the end of the episode for additional details. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, Joe Crane sits down with Ryan Hogan, a Navy veteran who transitioned from enlisted aircrewman to Surface Warfare Officer while building a career as an entrepreneur. With 15 years of active duty experience and a tenure in the Reserves, Ryan discusses the "trial-by-fire" lessons learned from early ventures like WarWear and Run For Your Lives, emphasizing the unique challenges of managing a business while serving on active duty. The conversation centers on Ryan's success as the co-founder of Hunt A Killer, the high-growth mystery game he eventually sold. He credits much of his scaling success to the Entrepreneurial Operating System (EOS) and peer-to-peer learning through Vistage, which helped him transition from a founder-led startup to a systems-driven organization. Following the sale, Ryan launched Talent Harbor to fix the inefficiencies he encountered in the hiring industry. He introduces the "Recruiting as a Service" (RaaS) model, which replaces traditional high-commission headhunting with a transparent, flat-fee monthly rate. By treating recruiting as a core operational competency rather than a one-off task, Ryan is now helping other founders build more efficient systems for finding and retaining top-tier talent. Episode Resources: Talent Harbor Ryan Hogan - LinkedIn   About Our Guest Prior to founding Talent Harbor, Ryan Hogan co-founded Hunt A Killer, a subscription-based interactive murder mystery experience. In 2019, Hunt A Killer was named by Fast Company as one of the World's Most Innovative Companies. In 2020, Inc Magazine named it the fastest-growing CPG company. Ryan started his career enlisting in the U.S. Navy as an MH-53E aircrewman, and transitioned to officer where he served as a Surface Warfare Officer onboard various warships. Along the way, Ryan founded WarWear and Run For Your Lives, honing the entrepreneurial skills that he would use in Hunt A Killer, and now Talent Harbor.   About Our Sponsors Navy Federal Credit Union   Navy Federal Credit Union offers exclusive benefits to all of their members. All Veterans, Active Duty and their families can become members. Have you been saving up for the season of cheer and joy that is just around the corner? With Navy Federal Credit Union's cashRewards and cashRewards Plus cards, you could earn a $250 cash bonus when you spend $2,500 in the first 90 days. Offer ends 1/1/26. You could earn up to 2% unlimited cash back with the cashRewards and cashRewards Plus cards. With Navy Federal, members have access to financial advice and money management and 24/7 access to award-winning service. Whether you're a Veteran of the Army, Marine Corps, Navy, Air Force, Space Force or Coast Guard, you and your family can become members. Join now at Navy Federal Credit Union. At Navy Federal, our members are the mission.      Join the conversation on Facebook! Check out Veteran on the Move on Facebook to connect with our guests and other listeners. A place where you can network with other like-minded veterans who are transitioning to entrepreneurship and get updates on people, programs and resources to help you in YOUR transition to entrepreneurship.   Want to be our next guest? Send us an email at interview@veteranonthemove.com.  Did you love this episode? Leave us a 5-star rating and review!  Download Joe Crane's Top 7 Paths to Freedom or get it on your mobile device. Text VETERAN to 38470. Veteran On the Move podcast has published 500 episodes. Our listeners have the opportunity to hear in-depth interviews conducted by host Joe Crane. The podcast features people, programs, and resources to assist veterans in their transition to entrepreneurship.  As a result, Veteran On the Move has over 7,000,000 verified downloads through Stitcher Radio, SoundCloud, iTunes and RSS Feed Syndication making it one of the most popular Military Entrepreneur Shows on the Internet Today.

In this powerful kickoff to 2026, Craig Hemke for Sprott Money welcomes macro strategist and investor Tavi Costa to discuss the massive shifts brewing in global markets. Tavi unveils key macro trends for 2026, including the asymmetric opportunity in energy, the undervaluation in gold and silver mining stocks, and a major capital rotation into hard assets. With inflation risks rising and financial repression likely ahead, Tavi explains why the setup for commodities — especially gold, silver, and copper — is just getting started. They also explore Latin America's investment potential, the mining sector's structural underinvestment, and the role of sovereign actors in driving private market activity. This is essential listening for anyone looking to buy gold or silver, or to understand where the silver and gold prices are headed next.

This would solve all the issues. Release the bears! (kind of kidding). Anyway, lots of great stuff in today's episode, Patrick crushing it, some questions, and lots of videos and rants. LFG.Join The SwoleFam https://swolenormousx.com/membershipsDownload The Swolenormous App https://swolenormousx.com/swolenormousappMERCH - https://papaswolio.com/Watch the full episodes here: https://rumble.com/thedailyswoleSubmit A Question⁠ For The Show: https://swolenormousx.com/apsGet On Papa Swolio's Email List: https://swolenormousx.com/emailDownload The 7 Pillars Ebook: https://swolenormousx.com/7-Pillars-EbookTry A Swolega Class From Inside Swolenormous X: https://www.swolenormousx.com/swolegaGet Your Free $10 In Bitcoin: https://www.swanbitcoin.com/papaswolio/   Questions? Email Us: Support@Swolenormous.com

Built through discipline and shaped by perspective, this episode follows Megan Greathouse's steady path to financial freedom and shows how patience, mindset, and consistent action quietly compound into lasting wealth.See article: https://www.unitedstatesrealestateinvestor.com/built-through-discipline-grown-through-perspective-with-megan-greathouse/(00:00) - Introduction to The REI Agent Podcast(00:25) - Welcome and Introduction of Guest Megan Greathouse(01:02) - Megan's Real Estate Focus and Portfolio Overview(01:39) - Buying Rentals Without a Perfect BRRRR Strategy(02:01) - Early Interest in Financial Freedom and Real Estate(03:37) - Transition from Single-Family to Small Multifamily(04:10) - How the Marine Corps Shaped Discipline and Perspective(06:47) - Embracing Challenges and Building Confidence(09:28) - Discomfort, Familiarity, and Personal Growth(11:03) - Entering the Mid-Term Rental Strategy(12:43) - Furnishing and Launching a Mid-Term Rental Quickly(13:55) - Comparing Mid-Term Rental Experiences(15:17) - Booking Gaps, Risk, and Decision-Making in Mid-Term Rentals(18:05) - Tenant Extensions and Holiday Leasing Considerations(19:36) - Living Through Renovations and Investor Tradeoffs(20:23) - Exploring Short-Term Rentals Through a Condo Opportunity(21:21) - Lifestyle Investing and Travel-Based Rental Goals(23:00) - Evaluating Short-Term Rental Market Saturation(24:39) - Seasonality and Mid-Term Flexibility in Vacation Markets(25:48) - Rent-by-the-Room and Co-Living Considerations(27:18) - Zoning Laws, Regulation, and Market Constraints(29:49) - Golden Nuggets on Perspective and Longevity in Investing(31:49) - Managing Stress, Reserves, and Long-Term Wealth(32:24) - Self-Managing Rentals Versus Property Management(34:58) - Knowing Your Lane to Avoid Burnout(35:29) - Recommended Books on Real Estate and Mindset(37:08) - The Daily Stoic and Daily Mental Conditioning(38:12) - Where to Follow Megan Greathouse Online(38:55) - Final Thoughts and Guest Appreciation(39:03) - Podcast Closing and DisclaimerContact Megan Greathousehttps://magnoliarealestatestl.com/view-agents/agents/megan-greathouse?offset=0-0https://www.linkedin.com/in/mkgreathouse/https://www.youtube.com/@mindyandmeganhttps://www.instagram.com/megan_great_houses/Megan's journey reminds us that discipline creates momentum, perspective sustains progress, and consistency turns effort into freedom, so keep building with intention and visit https://reiagent.com

The quantity of reserves is now determined by the amount necessary to run the payment system, says Darrell Duffie, a professor at Stanford University. On the Macro Matters podcast, Duffie joins hosts Ira Jersey, Bloomberg Intelligence's chief US rates strategist, and Will Hoffman, BI's US and Canada rates strategist, to discuss the Federal Reserve's policy implementation framework. They cover ongoing shifts in balance-sheet policy and a return to net Treasury purchases, changes to the US banking and payments systems and what those mean for the size of the Fed's balance sheet. They also touch on the nuanced challenges posed by stigma around the Fed's lending facilities. The Macro Matters podcast is part of BI's FICC Focus series.

Starting January 28, 2026, military members can finally convert their traditional TSP to Roth while still serving...and if you're deployed to a combat zone, you could convert tens of thousands at near-zero tax rates. Brian "ALF" O'Neill from Wingman Wealth breaks down the game-changing TSP in-plan conversion feature and reveals why this could be a 6- or 7-figure lifetime tax savings for service members who get the strategy right. Main Points Roth vs Traditional Basics- Roth is "tax insuranc" against future taxation Why Military Tax Rates Are So Low What Are TSP In-Plan Conversions? New feature launched January 28, 2026 Convert traditional TSP to Roth TSP while still serving (previously had to wait until separation or age 59½) Can do up to 26 conversions per year Entire converted amount added to taxable income for that year Critical: TSP does NOT allow tax withholding; must have cash set aside externally Conversions are irreversible (no recharacterization allowed) The Combat Zone Golden Opportunity CZTE (Combat Zone Tax Exclusion) drops taxable income to near-zero Can convert large traditional TSP balances at 0-12% tax rates during deployment year Don't have to convert while physically in combat zone—any time during that tax year Example: E-5 deployed full year could convert $50,000+ at minimal tax cost Combat zone contributions also pro-rata (10% CZTE balance = only 90% of conversion taxable) This opportunity disappears after separation—can't replicate as civilian Tax Planning Essentials Paying the Tax Bill Strategic Timing for Conversions Best time #1: End of year (November-December) when you know actual income Best time #2: During market downturns—pay tax on lower value, convert more shares Example: $10,000 balance drops to $5,000, convert at 12% = $600 tax vs. $1,200 Don't tie conversions to deployment timing—tie to when you can see full-year income picture Can dollar-cost-average with multiple conversions throughout year (but probably unnecessary) The "2-1-0" Framework (Advanced) Two: Optimize for two spouses, married filing jointly, similar lifespans One: Optimize for surviving spouse facing higher single tax rates (widow/widower penalty) Zero: Optimize for heirs—prepay tax bill, leave Roth money to children Advanced strategy: High-earning children gift parents money for Roth conversions at parent's lower rate Who Should Convert and How Much Five-Year Rules and Withdrawal Restrictions Common Mistakes to Avoid Implementation Details Related Strategies When Professional Help Makes Sense First-time converters with 5-figure amounts Complex family situations (multiple income sources, kids in college) High-income earners considering large conversions Anyone uncertain about tax projections Use MFAA advisors, Military Tax Experts Alliance, or fee-only CFPs Resources & Links Wingman Wealth: wingmanwealth.com Military Financial Advisors Association (MFAA): militaryfinancialadvisors.org Fighter Pilot Finance Facebook Group (managed by Alf) Nectarine: hellonectarine.com (fee-only advisor consultations) Military Tax Experts Alliance: militarytaxexperts.org IRS Estimated Tax Payments: irs.gov Dinky Town Calculators (free tax projection tools): dinkytown.net/taxes.html  Related Podcast Episodes: Episode 2: TSP Deep Dive (most popular episode) Various TSP fund analysis episodes Key Takeaways TSP in-plan conversions launched January 28, 2026—military members can now convert traditional TSP to Roth while still serving without waiting for separation Combat zone deployments create once-in-a-lifetime opportunities—CZTE income drops taxable income to near-zero, enabling $50,000+ conversions at 0-12% tax rates You must have external cash for taxes—TSP does NOT allow withholding from conversions; need savings, refund, or estimated payments ready Most military members face higher retirement tax rates—pension + civilian job + Social Security likely pushes you into 22-24% brackets, making Roth conversions at current 10-12% rates a no-brainer Conversions are irreversible—no recharacterization allowed, so measure twice and do tax projections before converting Market downturns are conversion opportunities—when account value drops 50%, you pay tax on half the value but convert the same number of shares BRS members have automatic conversion candidates—5% government match always goes traditional, creating ongoing conversion opportunities if you're in low brackets State residency matters enormously—converting while legal resident of Texas saves 5-13% vs. high-tax states like California or New York This could be six-figure lifetime tax savings—depending on account size, career length, and strategy execution, potential $10,000-$100,000+ in tax savings November is optimal conversion month—you know actual income for the year, can calculate exact bracket room, and avoid year-end surprises   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Societe Generale Head of FIC and Commodity Research Michael Haigh joins Merryn Somerset Webb to break down why the US attack on Venezuela and any subsequent attempt to reboot its energy industry is unlikely to change oil prices near-term. He explains why markets are more influenced right now by OPEC’s supply decisions and China’s rapid strategic petroleum reserve buying—and warns prices could fall if China slows purchases. The conversation then turns to a bullish outlook for copper, driven by electrification, artificial intelligence and data centers, as well as defense spending. Plus, Haigh argues gold and silver still have upside—gold on sustained central-bank demand and silver on persistent deficits—while noting key risks if central-bank buying or global uncertainty meaningfully eases.See omnystudio.com/listener for privacy information.

It's About Time: Part 1 – Rebuilding Emotional Reserves MESSAGE SUMMARY: Following Jesus brings peace into our lives even though we may face great trials and tribulations. In John 16:33, Jesus tells us: “I have said these things to you, that in me you may have peace. In the world you will have tribulation. But take heart; I have overcome the world.”. However, when observing the lives of modern-day Christians, we don't find many of their lives saturated with peace. God has given each of us a capacity for our lives with His expectations for living as Jesus described in John 10:10: “The thief comes only to steal and kill and destroy. I came that they may have life and have it abundantly.". The difference between what would be considered our lives' capacity and our lives being filled to overflowing is our lives' margin. God's desire is to pour life into us – life to the fullest; He desires to bless us and to have our lives filled with His presence through the Holy Spirit. Technology has brought us many blessings. Often, however, technology has often pushed us beyond our limits. God made us for Sabbath, but the place of margin in our lives is dissipating making us unavailable for the purposes of God – leading to a diminished Spiritual life. We need to get this Godly space back into our lives starting with the rebuilding of our emotional reserves. The amount of emotional energy we have is finite. Today, many have found that the “good life” is only tolerable under sedation. To retain our emotional energy, and our margin, we need to: 1) confess our sins regularly; 2) be reconciled with others; 3) cultivate important relationships; 4) rest; and 5) serve others. It's about time for us to take a serious look at our lives in the mirror and to examine our lives' priorities. We are overloading our lives with things like stress and using up our margin in ways not intended by God and in ways that do not permit us to represent Christianity as God intended. When the trials and tribulations occur in our lives, because they are a pry of living, the absence of margin means that we have no life reserves. Without margin, we have built our life-foundations on sand and not on the rock of Jesus' teachings.   TODAY'S PRAYER: Keeping the Sabbath, Lord, will require a lot of changes in the way I am living life. Teach me, Lord, how to take the next step with this in a way that fits my unique personality and situation. Help me to trust you with all that will remain unfinished and to enjoy my humble place in your very large world. In Jesus' name, amen.    Scazzero, Peter. Emotionally Healthy Spirituality Day by Day (p. 129). Zondervan. Kindle Edition. TODAY'S AFFIRMATION: Today, I affirm that because of what God has done for me in His Son, Jesus, I AM A CHILD OF GOD. Yet to all who received Him, to those who believed in His Name, He gave the right to become children of God-- children born not of natural descent, nor of human decision or a husband's will, but born of God. John 1:12f SCRIPTURE REFERENCE (ESV): John 16:33; John 10:10; Galatians 5:22-23; 1 John 1:9; Philippians 4:13. SCRIPTURE REFERENCE SEARCH: www.AWFTL.org/bible-search/ WEBSITE LINK TO DR. BEACH'S DAILY DEVOTIONAL – “The Struggle with Time -- Until I Determine How We Want to Use Our Time, Others Will Determine How Our Time Is Used”: https://awordfromthelord.org/devotional/ A WORD FROM THE LORD WEBSITE: www.AWFTL.org. DONATE TO AWFTL: https://mygiving.secure.force.com/GXDonateNow?id=a0Ui000000DglsqEAB

When people think of oil rich nations their mind generally goes to Saudi Arabia, Iraq and the US. But according to international statistics, the country with the largest oil reserves is Venezuela, with 300 billion barrels worth. At their peak they produced over 3.5 million barrels of the stuff per day. However, due to lack of investment, sanctions and mismanagement that peak is long gone. Following their military intervention, the US administration claims they can get Venezuela's oil production up and running at full capacity within 18 months.But can they, and why is it that estimates for other countries oil reserves have fluctuated but Venezuela's has stayed at 300 billion barrels for over two decades? Presenter: Tim Harford Producer: Lizzy McNeill Series Producer: Tom Colls Editor: Richard Vadon Production Co-Ordinator: Brenda Brown Sound Mix: Dave O'Neill

Will Lou breaks down the Toronto Raptors' 125-117 loss against the Boston Celtics. They have fought very well without Scottie Barnes and Brandon Ingram but could not contain the Celtics. Three stars: Immanuel Quickley, Jamal Shead, Alijah MartinPayton Pritchard award: Payton Pritchard#nba #raptors #celtics Hosted on Acast. See acast.com/privacy for more information.

President Trump hosted a group of oil executives at the White House and outlined his plan for American companies to exploit Venezuelan resources. Venezuela sits on more oil than any nation on the planet, but produces just 1% of the global supply. Amna Nawaz discussed more with Bob McNally, the founder of Rapidan Energy Group and a former energy advisor to President George W. Bush. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

The Jim Beam Distillery recently made news when they announced they would cease distilling operations for one year at their main campus in Clermont, KY to make long overdue improvements to the distillery. While this headline certainly captivated folks near and far, Beam puts out a lot of product and someone needs to review it. That's where we come in. This week, we review two limited edition releases from Jim Beam: Little Book Infinite Edition II & Booker's The Reserves 2025 edition. These two premium offerings are relatively new from Beam and we liked what we tasted last year. How will the newest releases of these whiskeys compare to last year? You'll have to listen to find out. This holiday hangover edition of The Mash Up features one of Kenny's family members (again). Cheers. --------------------------SocialsIG: https://www.instagram.com/themashupkyFB: https://www.facebook.com/themashupkyYouTube: https://www.youtube.com/@themashupkyJoin our community on Patreon: https://www.patreon.com/TheMashUpBourbonPodcastPartnership(s)Visit Bourbonoutfitter.com and enter code THEMASHUP for a special discount or visit bourbonoutfitter.com/THEMASHUPMusic: All the Fixings by Zachariah HickmanThank you so much for listening!

The US president, Donald Trump, has met top American energy executives in the White House, saying his government will choose which US firms can exploit Venezuela's vast oil reserves. Also, Elon Musk's social media site X could face a UK ban over a feature enabling users to create fake, sexualised images of women. And why the search for more protein and fibre means some takeaway food stores are feeling the pinch.(PHOTO: A model of an oil pump is seen in front of a Venezuelan flag in this illustration taken January 9, 2026. Credit: REUTERS/Dado Ruvic/Illustration). Presenter: Andrew Peach Editor: Craig Henderson Producer: Ahmed Adan

President Trump hosted a group of oil executives at the White House and outlined his plan for American companies to exploit Venezuelan resources. Venezuela sits on more oil than any nation on the planet, but produces just 1% of the global supply. Amna Nawaz discussed more with Bob McNally, the founder of Rapidan Energy Group and a former energy advisor to President George W. Bush. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

As the fallout over the Maduro situation continues, Venezuela continues its pursuit of its vast gold reserves from the vaults of the Bank of England, where they have been held since the 1980s. Ireland too keeps much of its gold reserves on Threadneedle Street in London…Joining Seán to untangle this is Richard Partington, the Guardian's Senior Economics Correspondent…

Oil seizures, Venezuela's economic challenges, and Trump's surprising plans to acquire Greenland. Nate discusses the implications of the US military seizing two oil tankers, including a Russian vessel, examining the economic and geopolitical ramifications. He also addresses the controversy around Venezuela's oil reserves, the nationalization of their oil by Trump, and the collapse of their socialist economy, debunking the claim that US sanctions were the primary cause. Finally, Nate explores the buzz around Trump's interest in buying Greenland, examining its potential benefits and ethical considerations. Tune in for an in-depth analysis and libertarian perspective on these critical issues. 00:00 Intro 00:30 Seizure of Oil Tankers 00:40 Venezuela's Oil Reserves 02:54 Trump's Greenland Ambitions 05:49 Economic Implications of Acquiring Greenland 10:58 Venezuela's Nationalized Oil 15:13 Debate on Protecting Property Rights 19:59 Skepticism About Venezuela's Oil Reserves 23:19 Venezuela's Oil Reserves: Fact or Fiction? 24:28 Debunking the 300 Billion Barrel Myth 27:29 US Sanctions and Venezuela's Economic Crisis 31:08 The Mismanagement of Venezuela's Economy 34:51 The Impact of Subsidies and Corruption 37:05 The Role of Government Policies in Economic Collapse    

Guy De Launey, from our partners at DW, Deutsche Welle's, program Inside Europe, reports on Serbia's vast lithium reserves and the challenges facing companies trying to access them. The post Serbia tries to access its lithium reserves amid local opposition appeared first on The World from PRX.

PREVIEW FOR LATER TONIGHT Guest: Elizabeth Peek. Peek discusses the massive potential of Venezuelan oil reserves, which dwarf Saudi Arabia's, noting that rising global energy demand makes them a major prize for U.S.companies. Despite the political risks inherent in South America, she argues the industry must utilize Venezuela'sresources to meet insatiable energy needs.1898 CARACAS

President Trump says the U.S. government could subsidize any effort by American companies to rebuild Venezuela's oil infrastructure. He has made no secret that a major goal of this weekend's operation was to pry open Venezuela's vast oil reserves. Geoff Bennett discussed more with Francisco Manaldi, professor and director of the Latin American Energy Program at Rice University. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

Mentor Sessions Ep. 046: Bitcoin 2026 Bull Run, TradFi Myths & Fed Liquidity Secrets | Joe ConsortiWhat if TradFi's bearish take on Bitcoin 2026 is dead wrong, and critically low bank reserves are the hidden Fed spark igniting an epic Bitcoin bull run? In this explosive episode of BTC Sessions, macro wizard Joe Consorti dismantles TradFi myths, revealing why Bitcoin volatility is at record lows—historically a screaming buy signal for massive upside. He exposes how plunging bank reserves act as Bitcoin's ultimate liquidity smoke alarm, with Fed interventions like $40B treasury buys set to flood the system and propel Bitcoin higher amid rising unemployment and asset prices bubble risks. Joe warns of long-term holders flipping from sellers to accumulators, ending the pressure that's kept Bitcoin range-bound, and predicts an explosion by year's end as we're just at the start of a multi-year bull market. From precious metals rotations to AI shovels outperforming, he shares why Bitcoin crushes gold as superior hard money—plus, how Horizon lets homeowners convert equity to BTC for 25-70% CAGR gains. If you're stacking sats, this is your roadmap to navigate 2026's Bitcoin bull run, dodging TradFi traps and capitalizing on Fed liquidity waves. Don't miss these game-changing insights—watch now and level up your Bitcoin strategy!About Joe ConsortiWebsite: https://joinhorizon.comX: @JoeConsortiYouTube: https://www.youtube.com/ ⁨@joeconsorti⁩ Chapters:00:00:00 Teaser & Intro00:01:12 TradFi's 2026 Myths00:03:14 Cycle Break & Bull Signals00:05:59 Equities & Metals Outlook00:07:28 Bitcoin Downside Exhaustion00:09:52 Range & Low Volume Causes00:11:26 Volatility as Upside Precursor00:14:13 Reserves as 2026 Catalysts00:16:23 Reserves-Bitcoin Correlation00:17:54 Liquidity Smoke Alarm00:20:10 On-Chain Holders Flip00:23:48 Seller Exhaustion Bullish00:25:55 Reserves Mechanics & Decline00:30:15 Macro Risks & Worsening00:31:27 Economy, Unemployment Outlook00:37:35 COVID Distortions Legacy00:39:45 Asset Prices Bubbles00:41:35 Investments Beyond Real Estate00:42:57 Gold vs Bitcoin Debate00:45:18 AI Opportunities & Miners00:47:23 Policy Shifts & Central Banks00:50:59 US Real Estate & Mortgages00:53:51 Bitcoin Fixes for Youth00:55:25 Horizon Equity Tool00:56:16 Canada Real Estate Rant00:57:46 S-Curve Adoption Potential00:58:27 Gold Parabolic Parallels01:01:32 2026 Prediction01:03:17 ClosingPrevious Episode:Mentor Sessions Ep. 045: Bitcoin Privacy Erosion, Quantum Myths & AI Data Threats | Time Chain Calendar Creator TC: https://youtu.be/H1ncnMF-img⚡ POWERED by Abundant Mines: Fully managed Bitcoin mining. Learn more at abundantmines.com/sessions

Former National Security Advisor John Bolton says there's really been no regime change in Venezuela, but President Donald Trump was right to remove Nicolás Maduro as president. He's worried "we've removed the face of the regime, but not the regime itself." He spoke to Bloomberg's Joe Mathieu and Tyler Kendall. See omnystudio.com/listener for privacy information.

President Trump says the U.S. government could subsidize any effort by American companies to rebuild Venezuela's oil infrastructure. He has made no secret that a major goal of this weekend's operation was to pry open Venezuela's vast oil reserves. Geoff Bennett discussed more with Francisco Manaldi, professor and director of the Latin American Energy Program at Rice University. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

Leaving thousands of dollars in credit card offers on the table because you forgot to activate them? Brooke Merkle from CardPointers reveals how the Chrome extension and app automatically track 40+ credit cards, find the best card for every purchase, and helped one user rack up $40,000 in statement credits, all without spreadsheets or mental math. CardPointers is a tool that automatically adds credit card offers, tracks points across multiple cards, and recommends which card to use for every purchase. This is particularly valuable for military families with fee-waived premium cards. CardPointers even offers a military discount exlusive to our fans at militarymoneymanual.com/cardpointers. Main Points What Card Pointers Does Chrome extension automatically adds offers to all your credit cards (Amex, Chase, Citi, Capital One, Bank of America) Mobile app shows which card earns most points/cash back for each purchase Tracks all points balances across programs in one place Particularly powerful for military families with 5-10+ fee-waived cards The Offer Problem Card Pointers Solves Average credit card user has offers worth $2,000-3,000 annually Most people only activate/use 10-20% of available offers Offers expire if not added to cards within limited time Manually checking 40+ cards for offers is impossible Card Pointers adds ALL offers automatically to ALL cards How It Works Download Chrome extension (free) Connect credit card accounts (read-only access) Extension automatically checks for new offers daily Adds all offers with one click App shows real-time recommendations Pricing Chrome extension: Free basic version Premium features: ~$100-120/year Worth it if you have 5+ credit cards with offers Privacy & Security Read-only access to credit card accounts Same security as Mint, Personal Capital, Monarch Money Doesn't store credit card numbers Can't make purchases or move money Comparison to Manual Tracking Manual: Check 10 cards daily = 30+ minutes Card Pointers: Automatic, 0 minutes Manual: Miss 80% of offers Card Pointers: Capture 95%+ of offers Manual: Forget which card to use Card Pointers: Tells you instantly Best Practices Check extension weekly for new high-value offers Review app before major shopping trips Set up for both spouses if both have cards Particularly valuable during holiday shopping Monitor for targeted high-value offers (10X points, large statement credits) Integration with Military Benefits Works with all fee-waived military cards Tracks Amex Platinum benefits (Lululemon, Resy, streaming credits) Chase Sapphire Reserve credits (DoorDash, travel) Helps maximize value from cards you're not paying annual fees for Resources & Links Military discount on CardPointers available: militarymoneymanual.com/cardpointers Chrome Extension: Search "Card Pointers" in Chrome Web Store Mobile App: Available on iOS and Android app stores Military Money Manual: militarymoneymanual.com Military Money Manual Instagram: @militarymoneymanual   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

On today's podcast we discuss Trump's plans to ‘Run’ Venezuela and tap its oil reserves.See omnystudio.com/listener for privacy information.

05 Jan 2025. US President Donald Trump says US oil companies could invest billions in Venezuela. What would American big oil returning to Venezuela mean for global supply, oil prices, and the UAE? We ask energy expert Robin Mills. Plus, we get a Business Breakfast first look at a new global index ranking the world’s most start-up-ready cities with Multipolitan CEO Nirbhay Handa. And BYD is now the world’s biggest EV maker, we checked the appetite for electric cars in the UAE with Craig Stevens of dubicars.See omnystudio.com/listener for privacy information.

Ce lundi 5 janvier, Philippe Chalmin, économiste et président fondateur de CyclOpe, était l'invité dans Le monde qui bouge - L'Interview, de l'émission Good Morning Business, présentée par Laure Closier. Ils sont revenus sur la stratégie de domination énergétique de Donald Trump, ainsi que les réserves pétrolières de Venezuela. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.

Captured Venezuelan President Nicolas Maduro and his wife will appear before a U.S. judge on Monday - their first court appearance in what will be a long legal battle. Meanwhile, Maduro's allies, now in control of Venezuela, say they will not bend to U-S pressure. Now, the Trump administration is making new, direct threats -- warning the regime to cooperate with American demands. Also: With the removal of Maduro, what happens now to Venezuela's oil reserves? Donald Trump says he wants U.S. oil companies to play a big role in their future. You'll hear what that could mean for Venezuela... and for Canada.And: A recent report by the Institute for Canadian Citizenship found that one in five immigrants leave Canada within 25 years of landing. It also found the ones that are most likely to leave are highly skilled people. We look at the causes, and what can be done to keep them here.Plus: Homes in Pimicikamak Cree Nation unsafe to live in, Responsibly disposing of holiday waste, The state of the film industry, and more.

In this episode, I'm joined by Simple Steve, Bitcoin Mechanic, and Jeff Swann for a year-end roundtable that starts with the Samourai Wallet case, spirals into quantum fears, and keeps coming back to the same question - how do you build freedom tech without painting a target on your back? We dig into CoinJoin, coordinators, and why privacy tools can suddenly become "hostile activity" when the state decides it wants a villain. What happens when spam wars collide with soft fork politics, mempool policy, and proposals like BIP-110 and “the CAT”? If governments are openly pushing CBDCs while quietly leaning on miners, what does censorship resistance actually mean when only a handful of entities build most blocks? Along the way we hit the UK's escalating crackdowns (including the direction things are heading for jury trials), the weird incentives and contradictions in the “confiscation” arguments, and why the sly roundabout way might be the only way that wins long-term. It's a little chaotic, a little salty, and exactly the kind of conversation I want on the last roundtable of 2025. Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and well-being through cutting-edge light therapy devices and performance eyewear. Their mission is to enhance physical and mental health, unlocking peak human health, cognitive function, and physical performance. Get 10% off your order with the code BITCOINAUDIBLE. (Link: https://getchroma.co/?ref=BitcoinAudible) Guest Links Steve Simple Nostr (Link: https://tinyurl.com/3s6a8yn8) Steve Simple on X (Link: https://x.com/stevesimple) Bitcoin Mechanic Nostr (Link: https://tinyurl.com/2tm827ut) Bitcoin Mechanic on X (Link: https://x.com/GrassFedBitcoin) Jeff Swann Nostr (Link: https://tinyurl.com/3sjc3bc...

What if prosecuting innovative Bitcoin developers like Rodriguez and Burroughs signals the death of American entrepreneurship? In this episode, I read Beautyon's "American Bitcoin Suicide" and dive into how activist judges and unchecked fraud are killing innovation - could building decentralized tools like Bitcoin and Nostr be our only way to fight back and save the country's future? After ranting on all this, I wanted to point you to a few things I referenced - they've helped shape my thoughts, and I think you'll get a lot out of them too: The audiobook I did for "Bitcoin, the Ultimate Collateral" by the Brains team, a solid guide to Bitcoin fundamentals. Check out HaveIBeenPwned for real-world examples of the identity fraud problems Samourai aimed to fix. That end quote is from Julian Assange's book "Cypherpunks: Freedom and the Future of the Internet" - worth a read if you're into privacy battles. Check out the original article American Bitcoin Suicide by Beautyon. (Link: https://medium.com/@beautyon_/american-bitcoin-suicide-e6d9444dc207) Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and well-being through cutting-edge light therapy devices and performance eyewear. Their mission is to enhance physical and mental health, unlocking peak human health, cognitive function, and physical performance. Get 10% off your order with the code BITCOINAUDIBLE. (Link: https://getchroma.co/?ref=BitcoinAudible) Host Links ⁠Guy on Nostr ⁠(Link: http://tinyurl.com/2xc96ney) ⁠Guy on X ⁠(Link: https://twitter.com/theguyswann) Guy on Instagram (Link: https://www.instagram.com/theguyswann)

Is 2026 the year you finally take control of your military finances? With a 3.8% pay raise, new TSP contribution limits of $24,500, and proven strategies that helped one E-7 reach $600,000 in net worth by year 14, Spencer and Jamie break down exactly how to build wealth while serving, even if you're starting from scratch or recovering from financial setbacks. In this episode, we provide a comprehensive 2026 financial reset for military families, covering everything from emergency funds and debt payoff to maxing tax-advantaged accounts and avoiding lifestyle creep. Perfect for anyone wanting to turn the new year into a fresh financial start. Main Discussion Points Know Where You Are Before You Start Track your spending using apps like Monarch Money, YNAB, Rocket Money, or simple spreadsheet Face your financial reality- write down all debt and net worth even if it's negative Government shutdown proved why emergency funds matter: 3-6 months of expenses minimum Example: $500 car repair covered by emergency fund eliminated stress entirely Unique Military Financial Advantages Tax-free income: BAH, BAS, COLA not subject to federal income tax or payroll taxes (7%+ savings) State tax residency: Change to tax-free state (Texas, Florida, etc.) when stationed there! Spouse can too under Military Spouse Residency Relief Act TSP match: 5% automatic match after 2 years for BRS members. Don't leave free money on table Healthcare and housing covered through Tricare and BAH/base housing Example: Saving $300/month by changing state residency adds up to thousands annually 2026 Numbers to Know TSP contribution limit: $24,500 (up from previous year) TSP annual additions limit: $72,000 (includes match and combat zone contributions) Roth IRA limit: $7,000 per person ($14,000 for married couples, even if spouse doesn't work) Military pay raise: 3.8% coming. Automate at least 1% of increase into TSP E6 with 8+ years gets roughly $150-180/month extra income from pay raise Priority Order for Tax-Advantaged Accounts Contribute 5% to TSP (get full government match for BRS members) Max Roth IRA: $7,000 for you, $7,000 for spouse Go back and max TSP at $24,500 Only then consider taxable brokerage accounts Total to max everything: $48,500 for married couples Don't stress if you can't max—contributing 10-20% is still excellent and beats average American 5% savings rate Invest Simply Using LADS Method Low-cost, Automated, Diversified, Simple TSP Lifecycle 2075 fund: 60% US stocks, 40% international, minimal bonds—perfect set-it-and-forget-it option Alternative: 80% C Fund, 10% S Fund, 10% I Fund Don't performance chase because last year's winner often becomes next year's loser Boring is beautiful in investing. Let it compound for 20 years Path to Military Millionaire Status E7 example: $500/month starting as E3, by age 45 = $1 million at 7% return Real example from Reddit: E7 with 14 years, $600,000 saved, contributing $20-25k/year In 10 years that E7 will have $1.2 million just from money already contributed (before new contributions) Add military pension: $30k/year plus $40k from 4% rule = $70k annual income in retirement Time is your biggest asset. US stock market doubles roughly every 7-10 years Common Mistakes to Avoid in 2026 Not contributing to TSP at all (minimum 5%, goal 15%+) TSP loans for non-emergencies...change behavior instead New car trap: 7-year car loans becoming standard, shooting yourself in financial foot Lifestyle creep: Give half of pay raise to savings, half to lifestyle improvements Waiting for "perfect time." Spoiler: there's never a perfect time. Start this weekend Capture Free Money Review LES monthly for accuracy File paperwork for CZTE, hostile fire pay, family separation allowance Follow up with finance multiple times if needed. Don't give up on money you're owed Request corrected W2s if aircrew touching tax-free zones in Nov/Dec Spencer recovered $20,000+ over career by being persistent with finance Take Action Now Schedule family money meeting. Make it a priority! Hire babysitter if needed, dedicate one hour Write down all debt on paper: credit cards, student loans, auto loans Acknowledge it's overwhelming but necessary to move forward Resources: Dave Ramsey's Total Money Makeover or Ramit Sethi's I Will Teach You to Be Rich Resources & Links Budgetting and tracking: Monarch Money, YNAB (You Need A Budget), Rocket Money, Every Dollar Credit card offers: Card Pointers Chrome plugin Free books: Libby app + MWR library on base Military Money Manual by Spencer Reese Selected as US Air Force Academy Class of 2023 graduating gift Dave Ramsey's Total Money Makeover Ramit Sethi's I Will Teach You to Be Rich and Money for Couples TSP match/max charts by rank The Money Guy Show: Financial Order of Operations   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

“You don't want money that is not a good store of value. We're in a very specific point in human history where that exists, but that's not the default, right? We have to remember that. These more or less last hundred years - this is just a very small spot in human history where we all happened to be born - where money is not a good store of value, right? Because governments have coerced it upon us. But it wasn't like that before. It's not the normal state of things. The normal state of things is that money is a good store of value, right? Gold was a good store of value. In other societies, it was a good store of value in various materials, right? We don't need to get into the history of money. But the important thing to remember is that we are the exception. We are the anomaly where something went kind of wrong and has to be fixed.”~ Ben Kaufman I sit down with Ben Kaufman to catch up and take stock of where Bitcoin actually is right now. We dig into the four-year cycle, whether it still matters, and what ETFs, politics, and financialization have changed about the culture. Ben shares insights from his work on Miniscript and Bitcoin Keeper, including why better recovery, inheritance, and UX matter more than ever. We talk Lightning as the default payment rail, custodial tradeoffs for small amounts, and what sovereignty really means in practice. The conversation drifts into AI, productivity, and why this shift feels bigger than anything we expected a few years ago. We also touch on privacy, regulation, and why that side of Bitcoin feels stalled despite better tools. This is a thoughtful conversation on building, patience, and why understanding Bitcoin matters more than chasing green candles. Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and well-being through cutting-edge light therapy devices and performance eyewear. Their mission is to enhance physical and mental health, unlocking peak human health, cognitive function, and physical performance. Get 10% off your order with the code BITCOINAUDIBLE. (Link: https://getchroma.co/?ref=BitcoinAudible) Guest Links

Merry Christmas! Working with the amazing crew at Braiins, we are happy to share the full audiobook of Bitcoin: The Ultimate Collateral free for all. You can find the ebook as well as the video version on youtube at the links below! Thank you guys for a wild and awesome year. So much more to come. Don't forget to subscribe and enjoy this incredible book on one of the least appreciated and most insane values that Bitcoin can provide to a more free and soeverign world.Youtube: https://www.youtube.com/watch?v=P0FkAVwKvQI ebook: https://braiins.com/books Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and well-being through cutting-edge light therapy devices and performance eyewear. Their mission is to enhance physical and mental health, unlocking peak human health, cognitive function, and physical performance. Get 10% off your order with the code BITCOINAUDIBLE. (Link: https://getchroma.co/?ref=BitcoinAudible) Host Links ⁠Guy on Nostr ⁠(Link: http://tinyurl.com/2xc96ney) ⁠Guy on X ⁠(Link: https://twitter.com/theguyswann) Guy on Instagram (Link: https://www.instagram.com/theguyswann) Guy on TikTok (Link: https://www.tiktok.com/@theguyswann) Guy on YouTube (Link: https://www.youtube.com/@theguyswann) ⁠Bitcoin Audible on X⁠ (Link: https://twitter.com/BitcoinAudible) The Guy Swann Network Broadcast Room on Keet (Link: h... Chapters (00:02:52) - Opening Titles(00:03:36) - Foreword(00:11:15) - The Best Asset Ever Created(00:30:13) - Why Rich People Never Sell Their Assets(00:41:50) - A Collateral and Lending Deepdive(00:54:03) - Bitcoin is the Ultimate Collateral(01:09:34) - Welcome to Firefish(01:25:39) - Borrowing Against Your Bitcoin on Firefish(01:31:31) - Investing Your Cash on Firefish(01:36:56) - Peer-To-Peer Loans(01:40:37) - How Companies Can Collateralize Bitcoin For Growth(01:57:28) - Braiins Leveraging and Collateralizing Bitcoin(02:06:42) - Collateral for Bitcoin Miners(02:16:47) - Collateral for Bitcoin Companies(02:25:19) - The Future of Bitcoin as Collateral(02:31:48) - What Does it All Meme(02:43:44) - Closing Titles

In this episode, Lance Roberts sits down with Brent Johnson, CEO of Santiago Capital, to break down what's really happening with the U.S. dollar, the global monetary system, and why AI is accelerating a geopolitical and economic power shift. If you're looking for big-picture insights on the future of the dollar, geopolitics, AI-driven capital flows, and where long-term investing tailwinds are forming—this is a must-watch. 0:00 - INTRO 0:56 - Dollar Pessimism is Everywhere 3:32 - Why the Dollar Loses Purchasing Power: Inflation 5:08 - How Reserve Currencies Work - Why the Dollar is the Global Reserve Currency 6:30 - Why Oil is Priced in Dollars 9:07 - Reserve Currency Storage - Rule of Law & Liquidity Stability; effects of Euro Conversion on Reserves 11:10 - Ronald Regan clip, "Mr. Gorbachev, tear down this wall" 13:00 - Why the Dollar needs not be too strong or too weak (Chart - US Dollar Index) 16:00 - The Debt based monetary system 16:42 - The Carry Trade 19:59 - The Dollar Milkshake Theory - 21:00 - What a Falling Dollar would indicate 22:00 - The Impact of Where Money is Being Spent for AI Buildout - the multiplier effect; will this attract more foreign capital into the US? 25:11 - AI is transformational - Separation of East from West is happening; outcome is existential to the US 26:22 - The Office of Strategic Capital - 27:07 - The Race to Win AI - leadership in the global economy 28:53 - Two hang ups - Power generation/transmission grid 29:46 - Looking for the investing tailwinds 31:23 - The Fed's Return to QE 35:08 - Stablecoin vs Bitcoin - Digital Token, linked to a specific asset or commodity; Bitcoin which suffers from volatility 38:14 - The Genius Act - official blessing of Stablecoin; geopolitical implications 39:24 - The potential to become a new Eurodollar market - the importance of sovereignty for a nation 42:58 - Using Money as a weapon 44:46 - Stablecoin Implications for Investors - impact on Treasuries 47:14 - Currency Manipulation - China vs U.S. 50:30 - AI is overpriced - Looking ahead: short term cautious; buy the dip; Energy assets, including nuclear; critical minerals are national security implications 52:08 - Precious Metals outlook: If you own them, don't sell them; 53:40 - Opportunity in Energy Sector; Will VanLowe/Quantum - Energy Demand vs available supply imbalance 54:34 - The LNG supply gap solution 56:25 - How to Find Brent Johnson Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Brent Johnson, CEO, Santiago Capital, Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=QYUME1I-SDg&list=PLVT8LcWPeAug2oeXwuQUeSf8Hd6AFR5O9&index=4 ------- Our Previous show, "Bear Markets Are a Good Thing," is here: https://www.youtube.com/watch?v=bdlhQgMthW4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Articles Mentioned in Today's Show: "QE Is Coming: The 2008 Roots Of Fed Dominance" https://realinvestmentadvice.com/resources/blog/qe-is-coming-the-2008-roots-of-fed-dominance/ -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BrentJohnson #USDollar #AIInvesting #GlobalMacro #FinancialMarkets

What have learned as we've recorded over 200 episodes now? What have we changed our minds about? We reflect back on our years of podcasting, recording over 200 episodes with hundreds of positive reviews, hundreds of thousands of downloads, and hopefully countless military families helped. Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

This week we're reviewing Michael Mann's debut film, Thief. We break the seal on the 2025 edition of Booker's The Reserves. This is a very unique expression of Booker's bourbon that is finished in ex anejo tequila barrels from El Tesoro. Listen to find out our thoughts on this new Beam expression and the film.

$7,500 is the new maximum amount you can contribute for your IRA in 2027. We recommend generally that you and your spouse (if applicable) both do Roth IRAs, after 5% to the the TSP for the match.   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Are you ready? We don't mean Turkey Day. We mean THE GAME! Our prep continues for the Ann Arbor trip this weekend with Garrick Hodge and Mark Porter. We give the you latest vibes about who will actually play, how Ohio State will approach the event and much more. All that and a deep dive on recruiting ... plus LIVE questions from our chatters. Spend 5ish with us this a.m., 'Nutters! To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices