Podcasts about chexsystems

Rich discusses the new Pixel hardware from the latest Made By Google Event. Here's how to check if your SSN was involved in that massive data breach. Links to freeze credit reports: Experian, TransUnion, Equifax Ryan Montgomery, founder of cybersecurity firm Pentester. NPD Breach Check Tool Mentioned: Bitdefender and ESET for anti-virus, iVPN and Mullvad for VPNs Follow Ryan on Instagram for more cybersecurity info and tips Eric in the I.E. asks there's something similar to Pixel's Call Notes feature for the iPhone. Apple is adding a call recording feature in iOS 18. Samsung is bringing Circle to Search to select Galaxy A series smartphones. Rich shares details on the Pixel Watch 3 and Pixel Buds Pro 2. Maxx in Lake Worth, FL says you should consider freezing one more system from ChexSystems to avoid identify theft with bank accounts being opened in your name. Mark in Woodland Hills is wondering if there's a way to keep his phone cool while cycling outside. Rich mentioned the Phoozy phone case. Fitbit Premium users will have access to some Peloton classes starting in September. Rishi Chandra, Google Home, Shenaz Zack, Google Pixel and Sandeep Waraich, Pixel Wearables. Melody in Carlsbad says random photos are showing up on her Mac computer. Check the folder you're using for your screensaver: Open System Preferences, Screen Saver, Photos and check the library or folder. Elsa in Playa Del Rey wants to use DIRECTV Stream but it doesn't work with Samsung. Robert is trying to make his DIRECTV Genies tune to a certain sports game at a certain time. California will soon let you add your Driver's License and ID to Apple Wallet. Max Tegmark of the Future of Life Institute will talk about the good and bad of AI. Proton VPN now has a browser extension and it's completely free. There's a new world record for most consoles hooked up to one TV: 444. Dylan from St. Louis wrote in to say how much he likes the discount gift card website GCX, formerly Raise. Rich DeMuro talks about tech news, tips, and gadget reviews and conducts interviews in this weekly show. Airs 11 AM - 2 PM PT on KFI AM 640 and syndicated on 350+ stations nationwide. Stream live on the iHeartRadio App or subscribe to the podcast. Follow Rich on X, Instagram and Facebook. Call 1-888-RICH-101 (1-888-742-4101) to join in! Links may be affiliate. RichOnTech.tv See omnystudio.com/listener for privacy information.

Get our FREE ChexSystems Removal Letter: https://www.creditrepaircloud.com/Dispute-Letters/Chex-SystemJoin Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/  Have you ever had a new bank account denied and wondered why?It's probably because ChexSystems has blacklisted you for overdrawing or bouncing a check. Being listed in ChexSystems is like being on the no-fly list. But instead of not being able to get on the plane, you are rejected when you try to open a new bank account, or you have to pay a fee to do so. But just as there can be errors on your credit report, there can also be errors on your ChexSystems report, which can lead to your bank account being denied. That's why today, I will explain how to dispute ChexSystems and get off their list!Tune in.Key Takeaways:00:00 Intro 01:22 What is ChexSystems? 02:23 Reasons for Landing on ChexSystems 03:28 Here's What to Do05:47 Second Chance Checking Accounts 06:10 My Final Point06:53 OutroAdditional Resources:Get a free trial to Credit Repair CloudGet my free credit repair training  Pro Tips for Removing Bankruptcies from Credit Reports + FREE Dispute Letter TemplatesMake sure to subscribe so you stay up to date with our latest episodes.

Are you having trouble opening a bank account? Tiffany understands, and she's here to help! She explains the most common issues that might be preventing you from getting an account, like bad credit history or previous closures, as well as several solutions. From second-chance checking accounts to prepaid cards and improving your Chexsystems score, Tiffany has ideas for making the process easier. Check out the full article on her blog and contact her with any questions.  Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Links I Was Denied: 6 Alternatives When You Can't Open A Bank Account

During this show, you'll discover … ● How to get ChexSystems to work for you and your business ● ChexSystems repair for errors on your reports ● Why ChexSystems matters ● How ChexSystems info can be the difference between getting business money… ● … or not ● Find out the information and advice ChexSystems has to offer ● Learn how to get alerts on ChexSystems account changes ● Find out how to dispute errors on a ChexSystems report ● Learn how to place a ChexSystems security freeze ● Find out why you shouldn't ignore this little-known consumer reporting agency… ● … and how to get ChexSystems to work for you and your business

During this show, you'll discover … ✅  The ins and outs of your bank account for business ✅  How a bank account for business can make all the difference when it comes to getting approval for a loan ✅  Other benefits associated with having a bank account for business only ✅  How having a bank account for business increases findability ✅  Why it matters which bank your business bank account is held at ✅  How the date you open your bank account for business can make a huge difference in approval odds ✅  How to open a business bank account the right way ✅  Why it is important to watch how the business name is listed on the account… ✅  ...as well as everywhere else ✅  Everything about bank ratings… ✅  ...and how they can affect your ability to even get a bank account for business use ✅  What affects your bank rating, and how to make sure your have a good one ✅  How your ChexSystems report can affect your ability to get a business bank account

To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29 How many times have you heard the phrase, The three credit reporting bureaus on this program and elsewhere? Did you know there are at least 10 of them monitoring your transactions? Its true, and odds are youve never heard of most of thembut they know all about you. Today, on MoneyWise, Kingdom Advisors President Rob West reveals all kinds of credit bureaus keeping tabs on you. Why in the world do we need 10 or more credit bureaus? Because most of them try to cater to different lender needs. The Big Three, Experian, Transunion, and Equifax, are general in nature. They monitor how you handle transactions of credit cards, mortgages, auto loans, etc. The others are what we might call boutique bureaus with a highly specific client base. They look at other areas of your day-to-day transactions. Many of these use different formulas and scoring ranges to determine your credit worthiness. SageStream received publicity recently when an individual in North Carolina having a FICO score around 800 was turned down for a car loan. FICO-wise thats an extremely high score. But that persons SageStream score was in the 600s. ChexSystems and Certegy Check Services monitor your checking account. The Big Three dont report overdrafts unless they go to a collection agency, so banks use ChexSystems and Certegy to see if youre an overdraft risk and whether they should let you open a checking account. Innovis is sometimes called the fourth credit bureau because it collects similar information to the Big Three. But Innovis also reports on things like rent payments, utility bills, and even magazine subscriptions. Clarity Services is another. Its owned by Experian and focuses on individuals and businesses looking for alternative financing, otherwise known as the sub-prime marketthings like payday loans (which are horrible and you should never apply for one) and other check-cashing services. A similar boutique bureau is Teletrack which reports to sub-prime credit card issuers, rent-to-own businesses, and furniture storesmore places where you dontwant to apply for credit. Finally, theres Credco. Of all 10 credit bureaus weve named, this one might have the most impact on your FICO score because it combines all of your transactions from the Big Three into one report. So very little is missed. Credco looks at property ownership, loan obligations, legal filings (including liens and judgments), rental applications, collection accounts, and even whether youre up to date on child support. As long as you pay all of your bills on time and keep your credit balances lowbelow 30% of your available credit (or better yet, have no balance at all)you shouldnt worry about credit bureaus accurately reporting your transactions. Here are the websites for the referenced credit reporting bureaus:Equifax,Transunion,Experian,SageStream,ChexSystems,Certegy Check Services,Innovis,Clarity Services,Teletrack,Credco. Here are just a couple of questions answered from our callers on todays program: What can you tell me about HELOCShome equity lines of credit? Are these a scam? Virtual credit cards. Regarding online purchases, for example, how are returns handled? What do you think of these? Ask your questions at (800) 525-7000 or email them atquestions@moneywise.org. Visit our website atmoneywise.orgwhere you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources. Like and Follow us on Facebook at MoneyWise Media for videos and the very latest discussion!Remember that its your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab at the top of the page.

Preventing account takeover and new account fraud is one of the biggest challenges the banking world faces today. Fortunately, there are great organizations out there helping banks and others win the battle. On this episode, we explore this with the help of Adam Elliott, President and Founder of ID Insight. Adam has more than 20 years of experience creating solutions for the financial services and direct marketing industries. Prior to launching ID Insight, he was the President of ChexSystems, Inc., a subsidiary of FIS, the recognized leader in providing risk and fraud solutions for the retail banking industry. He managed the analytics function, product management and channel strategy functions, and is credited with leading the next generation of product solutions, resulting in double digit growth for this mature $100-million business. Listen in for his unique window into the world of banking fraud prevention! Find show notes and more at: https://www.soarpay.com/podcast/

Krista Garren is a real estate investor working in multiple markets across the U.S. She engages in rehabs, wholesaling, foreclosure, and real estate consultations. She is also part of Sprout Financial, a company that helps customers get funding, even if credit is a problem, through Unsecured Lines of Credit at 0% interest and low-interest Term Loans. Krista was also part of the hit real estate show Flip It To Win It. Krista joins me today to share how you can get funding for your business if the bank rejects your application for a loan. She discusses the lockdown situation of the country and what she sees in her market. She explains what Sprout Financial is and how they can help business owners get funded. She describes some of the ways banks get a hold of your transactions. Krista also shares why so many loan applicants are getting denied for fraud and why entrepreneurs should seek solid business credit for their organizations.   “This is the time to jump in, hit the gas, and get out there and get something done.” - Krista Garren   On Today's Episode of Flip Talk: How she got started in real estate and how the Crash of 2008 affected her. What's it like in the market she's working in during the COVID-19 pandemic. The company she works with and the solutions they provide. Why there are many credit applications being denied for fraud. What the ChexSystems report does and what data it shares with other banks. Why people should be seeking solid business credit for their company. How the pandemic has affected the services they provide. Resources Mentioned: Lexisnexis ChexSystems Connect with Krista Garren: Official website Sprout Financial For FlipTalk listeners Direct consultation Rate, Review, Learn and Share Thanks for tuning into the FlipTalk podcast! If you enjoyed this episode and want to learn even more about what it takes to build a 7-figure real estate business, head over to iTunes and subscribe to the show. Don't forget to tune into our other shows: FlipTalk's Rookie PlayBook and share your favorite episodes on social media to help other new investors learn what it takes to grow a successful business in the real estate investing industry. Join the community of FlipTalk fans on Facebook, YouTube,  and visit our website for even more content, information, and resources about real estate investing.

Krista Garren is a real estate investor working in multiple markets across the U.S. She engages in rehabs, wholesaling, foreclosure, and real estate consultations. She is also part of Sprout Financial, a company that helps customers get funding, even if credit is a problem, through Unsecured Lines of Credit at 0% interest and low-interest Term Loans. Krista was also part of the hit real estate show Flip It To Win It. Krista joins me today to share how you can get funding for your business if the bank rejects your application for a loan. She discusses the lockdown situation of the country and what she sees in her market. She explains what Sprout Financial is and how they can help business owners get funded. She describes some of the ways banks get a hold of your transactions. Krista also shares why so many loan applicants are getting denied for fraud and why entrepreneurs should seek solid business credit for their organizations.   “This is the time to jump in, hit the gas, and get out there and get something done.” - Krista Garren   On Today's Episode of Flip Talk: How she got started in real estate and how the Crash of 2008 affected her. What's it like in the market she's working in during the COVID-19 pandemic. The company she works with and the solutions they provide. Why there are many credit applications being denied for fraud. What the ChexSystems report does and what data it shares with other banks. Why people should be seeking solid business credit for their company. How the pandemic has affected the services they provide. Resources Mentioned: Lexisnexis ChexSystems Connect with Krista Garren: Official website Sprout Financial For FlipTalk listeners Direct consultation Rate, Review, Learn and Share Thanks for tuning into the FlipTalk podcast! If you enjoyed this episode and want to learn even more about what it takes to build a 7-figure real estate business, head over to iTunes and subscribe to the show. Don't forget to tune into our other shows: FlipTalk's Rookie PlayBook and share your favorite episodes on social media to help other new investors learn what it takes to grow a successful business in the real estate investing industry. Join the community of FlipTalk fans on Facebook, YouTube,  and visit our website for even more content, information, and resources about real estate investing.

Michael Dupree (https://twitter.com/michaeldupreejr)Jefferson Nunn (https://twitter.com/mindragon)Emilio Pagan-Yourno (https://twitter.com/EPaganYourno)Welcome to Joesmoe Show #2. We finally have Video as well as audio and will be discussingBitcoinATMs- According to CoinATMRadar.com we now have over 5,000 Bitcoin ATMs globally.Banking- BankUnited (https://www.bankunited.com/about-us)- ChexSystems (https://www.chexsystems.com/)- City National Bank (https://citynationalcm.com/)Major Database Leaks- MtGox Database leak (https://news.ycombinator.com/item?id=...).- BitcoinTalkDatabase Leak (https://cointelegraph.com/news/bitcoi...). - CoinBase Database leak (https://news.ycombinator.com/item?id=...).IRS Letters- Overview (https://www.irs.gov/newsroom/irs-has-...)- 6173 (https://www.irs.gov/pub/notices/lette...)- 6174 (https://www.irs.gov/pub/notices/lette...)- 6174-A (https://www.irs.gov/pub/notices/lette...)MtGox- Mark Karpeles (https://en.wikipedia.org/wiki/Mark_Ka...)- Magic The Gathering (https://en.wikipedia.org/wiki/Magic:_...)Exchange Problems - Examples of xchanges where customer funds were lost/stolen/seized.-- CampBx (https://campbx.com & http://en.bitoin.it/wiki/CampBX)-- BTC-e (http://en.wikipedia.org/wiki/BTC-eOther links/show notes: Garda Armored Truck Company (http://garda.com) Trezor Hardware Wallets (https://trezor.io) StorjCoin (https://Storj.io) CoinBase (https://coinbase.com) 1099-C (https://www.irs.gov/formspubs/about-f...) BitcoinCash (https://www.bitcoincash.org/)For more information on the joesmoe show, please visit joesmoeshow.com For more information on the WorldCryptoNetwork, please visit WorldCryptoNetwork.com

Listen & Learn!  We will be discussing Identity Theft and giving you the tools you need to proactively protect yourself and take your identity off the grid!  You must assume your information has already been released and it is only a matter of time before you fall victim to identity theft. We will also be teaching you about the FOUR credit bureaus, synthetic identity theft, ChexSystems and how to place a fraud alert on your tax return.

During this NEW, live training you'll discover… Why every business should have its own account setup… and the 5 main benefits business bank accounts provide When you should setup your business bank account… and what you'll need to open it Why credit issuers and lenders look at your bank account start date as your business start date… and how this can help you get credit and loans How being in ChexSystems and owing collections affects your business account… and the rules on if money can be taken out of your account in these scenarios 5 things you'll need to initially setup your business bank account 3 things that MUST be the same on both your bank account and entity paperwork for you to have any chance of getting credit and financing for your business 4 things you should know before you order checks that can save you hundreds-of-dollars How to get a free business checking account in the state you desire How the secret “bank credit” score really works and how you control it… this is the little-know-about 3rd credit profile and score you have as a business owner What type of balance you need to have in your bank account to get a bank rating high enough to qualify for bank loans 6 things that affect your bank credit score that you probably don't know has as much of an impact as they do The keys to getting an excellent bank credit score that will help you get high-limit bank loans and credit lines And much more… In 30 minutes you'll get all the info you need to setup and manage your business bank account in a way that credit issuers and lenders will want to give you money to grow. Don't lose out on getting money because you don't know these things!

If you’ve ever had trouble opening a checking account, it may be because you are in Chexsystems. Most people don’t even know this database exists until something negative happens to them. My guest, Franklin Ross from KnowYourBank.com experienced firsthand what can happen if you are reported to their database. He went through the process of clearing up his report, so he knows how it works. He explains what this company does, how banks and credit unions use these reports, and what your rights are to dispute a ChexSystems report. He also shares how to get information on banks that don’t use ChexSystems. This interview aired live on November 7, 2012.

In this second interview I talk with Ginger Chouinard. She is currently a 2nd year law student at University of New Mexico. Before law school, she worked 25 years in the credit union industry, primarily in marketing and business development. Ginger Chouinard talks about account screening reports such as Chexsystems and Telecheck; How they work and what consumers need to know. A second-year law student, she has worked in the financial services industry for over twenty-five years. This episode aired live March 11, 2013.

Bank customers beware. A little-known, but massive, database maintained by ChexSystems could be tracking your banking behavior and determine your banking future.ChexSystems allows banks to report the bad behaviors of customers. And, CNNMoney warns, you can be denied a checking account because your bank can find out in an instant if you've bounced too many checks, owe money on an overdrawn account or engaged in fraud.Much attention is given to fairness and protection in the banking system, but the concern is usually for consumers. http://www.moneynews.com/StreetTalk/ChexSystems-banking-track-account/2012/08/17/id/448932

Bank customers beware. A little-known, but massive, database maintained by ChexSystems could be tracking your banking behavior and determine your banking future. ChexSystems allows banks to report the bad behaviors of customers. And, CNNMoney warns, you can be denied a checking account because your bank can find out in an instant if you've bounced too many checks, owe money on an overdrawn account or engaged in fraud. Much attention is given to fairness and protection in the banking system, but the concern is usually for consumers. http://www.moneynews.com/StreetTalk/ChexSystems-banking-track-account/2012/08/17/id/448932