Podcasts about moneywise

Ready to take a deep dive into how to structure investment portfolios?In this episode of Moneywise, we decode 3 key factors in investing: Momentum, Size, and Low Volatility. We understand these using real-life examples that you'll actually relate to.But how do these factors actually work in real markets?In this deep dive, we explain:- Factor investing explained in simple, practical terms- How factor investing strategies are structured using momentum, size, and volatility- What momentum factor investing looks like and why trends may persist at times- How factor size investing differs from large-cap investing- How multiple factors are used in investment frameworks- How to learn factor investing without trying to time the marketThis episode will help you understand factor investing as a framework, whether you're exploring strategies, comparing funds, or strengthening your investing basics.This content is for educational purposes only and should not be considered investment advice or a recommendation to buy or sell any securities or adopt any investment strategy.

Markets moved higher this week while continuing to work through a longer-term consolidation phase that has defined much of the year so far. For the week, the Dow Jones Industrial Average gained 0.3%, the S&P 500 rose 1.1%, and the Nasdaq advanced 1.5%. Year to date, the Dow leads at +3.3%, the S&P 500 is up 0.9%, and the Nasdaq remains down 1.5%. From a technical perspective, the S&P 500 continues to trade within the consolidation range discussed on recent programs. Resistance near 7,000 remains intact, while the 50-day moving average has acted as a recurring support level. By week's end, the index moved back above that average, reinforcing the pattern of sideways movement rather than sustained decline. The Money Wise guys emphasize that this type of consolidation following strong prior gains is typical in market cycles, allowing valuations to normalize and confidence to rebuild. Technology stocks, which drove much of the prior advance, are also becoming more attractively valued after multiple compressions, creating selective opportunities within the sector. Market Resilience During Policy Shifts A major development during the week was the Supreme Court ruling on tariffs tied to the April 2025 trade actions. The Court struck down the specific legal provision previously used, but markets absorbed the news calmly as the administration moved quickly to implement tariffs through other existing authorities. The guys note that the muted market response reflected investors' understanding that trade policy direction remains largely unchanged despite the legal shift. In the second hour, the Money Wise guys explore RIA vs. Broker. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

The Moneywise Radio Show and Podcast Thursday, February 19th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Radio Show & Podcast" call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guest: Monty Byrom and Paul South of, "Buddha's Beef"  Bands Website: https://buddhasbeefandmeatpacking.com/ Tickets to Saturday's Show: An Evening with Buddha's Beef  The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.  

Stop making million-dollar decisions alone. Hampton gives you a personal board of eight vetted founders in your city who meet monthly to tackle your hardest problems. Find your group: https://joinhampton.com/We're testing something new on MoneyWise. Just like we got radically transparent about money, we want to do the same with company building. Let us know what you think.In this episode: Adam White started Front Office Sports as a college project. Now it's worth over $40 million and it's basically the Wall Street Journal of sports. How'd he do it? We break down the branding, hiring, and operations that Adam used to compete with sports industry titans from day one.Cool Links: Hampton - https://joinhampton.com/Front Office Sports - https://frontofficesports.com/

Is investing really just luck and gut feel… or is there an actual science behind it?

Want factor investing explained in the simplest way possible?In this episode of Moneywise, we decode the three powerful styles that influence how portfolios are constructed — Growth, Value, and Momentum.These aren't stock tips. They're structured approaches used in factor investing.Here's what you'll learn:• What Growth factor investing means and how earnings expectations drive pricing• How Value factor investing identifies relatively lower-valued companies using ratios like P/E, P/B and EV/EBITDA• What Momentum investing focuses on and why trends sometimes persist• Factor investing quality vs value vs growth — how different styles behave across market cycles• Why no single factor outperforms in every phase• How factor-based mutual fund strategies are structuredIf you've ever wondered how professional portfolios are designed, this episode connects theory to practical understanding.Mutual fund investments are subject to market risks. Please read all scheme related documents carefully before investing.

Volatility returned to markets this week, reinforcing how quickly sentiment can shift in a headline-driven environment. For the week, the Dow Jones Industrial Average declined about 615 points, or 1.2%, the S&P 500 fell roughly 96 points, or 1.4%, and the Nasdaq dropped approximately 485 points, or 2.1%. Year to date, the Dow remains up 3%, while the S&P 500 is essentially flat, down 0.1%, and the Nasdaq is down 3%. From a technical standpoint, the discussion revisits the consolidation pattern that has defined the S&P 500 since Thanksgiving 2025. The index continues to encounter resistance near the 7,000 level and support around its 50-day moving average. Although the S&P has briefly closed below that moving average at times, it has not remained there for long, reinforcing the sideways trading range that has persisted for months. The Money Wise guys also note that despite this consolidation, the S&P 500 has still advanced about 13.8% since November 2024, underscoring that recent volatility exists within a longer-term upward trend. Artificial Intelligence Headlines A significant portion of the episode focuses on the growing market tendency to react instantly to artificial intelligence headlines. The guys caution that AI is more likely to enhance existing industries than replace them outright, pushing back against narratives suggesting widespread obsolescence across sectors. Recent examples illustrate how algorithm-driven trading and unverified news can trigger sharp price moves before facts are confirmed. The broader takeaway echoes a long-standing Money Wise principle: markets often react first and evaluate later, making disciplined perspective and active decision-making essential in periods dominated by speculation and rapid information flow. In the second hour, the Money Wise guys share The Best Investment Advice Ever . You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

Markets delivered mixed signals this week, reminding investors that headline performance rarely tells the full story. For the week, the Dow Jones Industrial Average surged 1,223 points, or 2.5%, while the S&P 500 edged lower by about 7 points, or 0.1%. The Nasdaq declined roughly 431 points, or 1.8%. On a year-to-date basis, the Dow is now up 4.3%, the S&P 500 is up 1.3%, and the Nasdaq is down 0.9%. From a technical standpoint, the conversation focuses on key market levels and investor behavior. The Dow closed above 50,000 for the first time in history, marking a notable milestone. Meanwhile, the S&P 500 briefly dipped below its 50-day moving average before rebounding sharply on Friday, supported by improved consumer sentiment. That late-week rally was significant, representing the S&P's strongest single-day gain since April of last year, following the tariff-driven volatility at that time. Despite the rebound, resistance near the 7,000 level remains intact. NASDAQ Pressure The Money Wise guys also examine why weakness in the Nasdaq drew so much attention. After rising roughly 50% from its intraday lows earlier in the year to its October high, the index has struggled to regain momentum, particularly as software stocks faced renewed pressure. The guys caution against chasing speculative narratives, including claims that assets like Bitcoin serve as reliable hedges. Instead, the discussion reinforces a long-standing Money Wise principle: cash and active portfolio management remain practical tools for managing uncertainty, while speculation often introduces more risk than protection. In the second hour, the Money Wise guys discuss Equity Index Annuities. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

Rather than reacting to short-term market swings, this week on Money Wise took a closer look at the technical patterns shaping recent market activity. For the week, the Dow Jones Industrial Average declined by roughly 206 points, or 0.4%, while the S&P 500 gained approximately 23 points, or 0.3%. The Nasdaq slipped about 39 points, or 0.2%. Despite modest weekly movement, year-to-date results remain positive, with the Dow up 1.7%, the S&P 500 up 1.4%, and the Nasdaq up 0.9%. From a technical perspective, the conversation focuses on what long-time listeners recognize as a market “pause.” Since Thanksgiving, the S&P 500 has traded within a narrow range of roughly 300 points, about a 4.5% channel from high to low. The 50-day moving average continues to act as a support level, with the index briefly dipping below it intraday before closing back above. At the same time, resistance near the 7,000 level has capped upside progress, creating a consolidation phase that is common in extended market cycles. Precious Metals in Focus The Money Wise guys also address growing attention around precious metals, particularly gold. Since Thanksgiving, gold as measured by the GLD ETF has risen nearly 20%, a move that has generated increased advertising and speculation. The hosts caution investors against emotionally driven decisions fueled by extreme forecasts, noting that gold does not consistently protect against inflation and has historically lagged equities over long periods. The broader takeaway remained consistent with Money Wise's long-standing message: understanding market structure, maintaining perspective, and avoiding reactionary decisions matters far more than chasing headlines or short-term performance narratives. In the second hour, the Money Wise guys give listeners a peek into what Wall Street Won't Tell You. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

Even experienced investors make mistakes. Not because they don't know enough… but because money has a way of triggering very human decisions.In this episode of Moneywise, Virat and Rachita break down the 10 most common investing mistakes that almost everyone falls for, from beginners starting out to long-term investors who think they've seen it all.These are the small slip-ups that can quietly derail your long-term investing journey.In this episode, we cover:• Beginner investing mistakes that most people repeat• The “I'll time the market” trap• Overreacting to short-term noise• Chasing hype instead of having a plan• Ignoring diversification and risk• Common investing mistakes to avoid even after years of experienceChapters:00:00 Intro01:40 Chasing Top Performers02:20 Panic Selling02:29 Too Many Funds03:23 Relying on Forwards04:00 Checking Portfolio Everyday04:43 Not Setting Goals05:00 Timing the Market05:29 No Emergency Fund06:00 Tax Considerations07:54 RecapWhether you're new to investing or already investing through mutual funds, this episode is a reminder that investing is less about being perfect… and more about avoiding the obvious errors.Watch till the end and see how many of these mistakes you've caught yourself making.This content is for educational purposes only and should not be construed as investment advice.Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

The Money Wise guys are back inside the Money Wise studio with an all-new episode. This week, the conversation opens with a look at recent market performance. Major indexes moved modestly lower for the week, while year-to-date results remain positive across the Dow, S&P 500, and Nasdaq. That context matters, especially in a market environment that continues to trade within a narrow range. Much of 2026 has resembled a “two steps forward, two steps back” pattern, with the S&P 500 repeatedly finding support and resistance around its 50-day moving average. The discussion then shifts to how short-term political headlines continue to influence market behavior, particularly when algorithmic trading reacts instantly to news rather than fundamentals. Recent tariff-related rhetoric and geopolitical developments sparked a brief market pullback, followed quickly by a recovery once uncertainty eased. This pattern has become familiar. Markets often react first and think later, especially when algorithms dominate trading volume and amplify knee-jerk responses to headlines. Algorithmic Trading vs Human Judgement A key takeaway from the episode was the role of human judgment in navigating these moments. While automated systems react to inputs, experienced investors recognize recurring patterns and understand when volatility is driven by noise rather than lasting structural change. Retail investors stepped in to buy during the brief dip, reinforcing the idea that markets often recover quickly once clarity returns. The broader message remains consistent: understanding market behavior, recognizing negotiation dynamics, and maintaining perspective matters far more than reacting emotionally to every headline. In the second hour, the Money Wise guys explore RIA vs. Broker. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

Your mutual fund has a chef and no, it's not random.When you invest in a mutual fund, you're not just buying a basket of stocks. You're handing your money to someone who decides what goes in, what stays out, and when the recipe needs a change. That someone is the fund manager.In this episode of Moneywise, Virat and Rachita break down who a fund manager really is using a simple kitchen analogy. Think of the fund manager as the chef, the market as the pantry, and your portfolio as the final dish. Just like a chef follows a process rather than cooking randomly, fund managers follow defined research and risk frameworks while selecting stocks.

This EFT tapping session with Brad Yates focuses on being more money-wise by easing stress, confusion, and emotional charge around financial decisions.

As always, the Money Wise guys kick off this week with a quiet but telling market recap. For the week, the Dow Jones Industrial Average slipped about 145 points (-0.3%), the S&P 500 declined roughly 26 points (-0.4%), and the NASDAQ fell about 156 points (-0.7%). Despite the modest pullback, year-to-date performance remains positive, with the Dow up 2.7%, the S&P 500 up 1.4%, and the NASDAQ up 1.2%, underscoring how tightly the market has been consolidating early in the year. The conversation then shifts to what's really driving investor unease: noise, not fundamentals. The team discusses how markets have largely shrugged off a steady stream of political headlines, global rhetoric, and policy speculation - from tariffs and credit card rate caps to questions around the Federal Reserve's independence. Even with heightened commentary and media-driven anxiety, market reactions have remained surprisingly muted, reinforcing the idea that emotions and sensational narratives often do more damage to portfolios than the underlying data ever could. Long-Term Investor Behavior A major theme throughout the episode is investor behavior. The hosts emphasize that fear-driven decision-making, fueled by constant “wall of worry” coverage, can undermine long-term outcomes far more than normal volatility or consolidation phases. In contrast, disciplined planning, diversification, and staying focused on fundamentals continue to matter most, especially during periods when markets appear stuck in a range, and headlines dominate sentiment. In the second hour, the Money Wise guys share The Best Investment Advice Ever. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

Host: Helene Raynaud Guest: Kathryn Peterson Air date: Jan 12, 2026

Most people say, “I've started investing in mutual funds,” but when asked why, the answer is usually… “for the future.” But the future isn't one place. It's a house, a holiday, an emergency, or retirement, and each destination needs a different train.In this episode of Moneywise, we use a simple railway journey analogy to explain goal-based investing through mutual funds and why matching the right investment to the right timeline is the backbone of smart money management.You wouldn't take a bullet train to buy groceries or a local train for a cross-country trip, so why do it with your investments?

Host: Mindy McCulley, MS Family and Consumer Sciences Extension Specialist for Instructional Support, University of Kentucky  Guest: Jeanne Badgett, MS Extension Associate for Clothing, Textiles, and Household Equipment Season 8, Episode 32 Join Talking FACS host Mindy McCulley and guest Jeanne Badgett from the University of Kentucky FCS Extension for a practical episode about organizing without breaking the bank. Strategies include: decluttering first grouping like items establishing zones repurposing containers, and suggest for when to invest in uniform storage Key takeaways: toss broken items, sort and label for visibility, try no-cost solutions first (repurpose boxes, jars, trays), enlist a friend instead of hiring help, and remember clutter has both financial and opportunity costs. Resources mentioned: Money Wise newsletter and your local Extension office for more tips and hands-on support. For more information about this topic and other MoneyWi$e topics, visit: MoneyWi$e Newsletter MoneyWi$e Website Connect with FCS Extension through any of the links below for more information about any of the topics discussed on Talking FACS. Kentucky Extension Offices UK FCS Extension           Website           Facebook           Instagram           FCS Learning Channel

The Money Wise guys are back inside the studio, and the episode this week opens with a strong start to 2026, as markets posted their first full trading week gains and both the Dow and S&P 500 closed at new all-time highs. The Dow surged more than 1,100 points on the week, while the S&P 500 and NASDAQ followed with solid advances, reflecting renewed momentum after year-end profit-taking and tax-loss selling faded. The guys explain how early-January rebalancing activity, by both institutional investors and individual portfolios, often creates a powerful tailwind as capital gets redeployed with a fresh calendar year. The conversation then shifts to what's driving that momentum beneath the surface. Annual portfolio rebalancing takes center stage, with a discussion on why long-term data consistently shows annual rebalancing outperforms more frequent adjustments over full market cycles. The team also shares insight into how Davidson Capital Management implemented its own significant rebalance, expanding diversification and restructuring portfolios to reflect current market conditions, underscoring why discipline and structure matter during strong market starts. Later in the show, the focus broadens to alternative investments, particularly energy-related strategies. The guys caution listeners that “alternatives” can mean very different things depending on structure and risk, emphasizing the importance of education before allocating capital. They also touch on recent geopolitical developments and why, despite dramatic headlines, markets often react far less than expected, reinforcing the episode's recurring theme: markets tend to reward fundamentals, diversification, and long-term thinking over emotional reactions. Why Rebalancing Matters Rebalancing matters because it helps keep a portfolio aligned with its intended risk level and long-term strategy as markets move. Over time, strong-performing assets can grow to represent a larger share of a portfolio than originally planned, increasing exposure and risk without investors realizing it. Rebalancing trims areas that have run ahead and reallocates toward underweighted positions, bringing discipline to the investment process. Rather than reacting emotionally to headlines or short-term market swings, it encourages a systematic approach that can support more consistent outcomes over full market cycles. In the second hour, the Money Wise guys discuss Equity Index Annuities. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

Your portfolio is a lot like your wardrobe. If you never clean it up, rebalance it, or remove what no longer fits, things quietly go out of control.In this episode of Moneywise, we break down portfolio rebalancing in simple, no-jargon language. From why ignoring rebalancing can slowly distort your mutual fund portfolio to how often it actually needs attention, this conversation cuts through the confusion without fear-mongering or flashy claims.We talk about what rebalancing really means, how asset allocation drifts over time, and why a portfolio that once made sense may no longer match your goals today. Whether you're new to mutual funds or already investing through SIPs, understanding how to rebalance a mutual fund portfolio is a core skill many investors overlook.If you've ever wondered how one should do rebalancing in mutual funds or struggled with how to rebalance and analyse a mutual fund portfolio, this episode helps you think through the logic calmly and clearly. No shortcuts. No hype. Just a smarter way to look at your investments.Chapters:00:00 Intro01:13 Understanding Rebalancing03:49 When to Rebalance?06:12 Rebalancing Method07:53 Rebalancing Mistakes10:00 Recap

This week's Money Wise episode steps back from the day-to-day market headlines to review how December, the fourth quarter, and all of 2025 wrapped up. While December itself was relatively muted and didn't deliver a traditional Santa Claus rally, the broader takeaway was far more positive. All three major indexes finished the year with solid gains, reinforcing that short-term pauses don't negate longer-term momentum. The discussion then shifts to what investors should focus on heading into the new year: maintaining perspective after a strong multi-year run. Rather than chasing headlines or short-term market moves, the hosts emphasize disciplined portfolio construction, diversification, and understanding the forces that continue to support equity markets. The message is clear: healthy markets don't move in straight lines, and temporary slowdowns are often part of a much larger trend. How History Frames Expectations A key portion of the episode is devoted to historical context. The Money Wise guys highlight how three consecutive years of double-digit returns for major indexes are relatively rare and examine how similar streaks played out in prior decades. Importantly, they explain why today's market environment is structurally different, pointing to factors like the rise of 401(k) investing, increased participation in equities, and long-term U.S. innovation leadership. The takeaway isn't that history will repeat itself, but that understanding how markets have evolved can help investors make more informed decisions going forward. In the second hour, the Money Wise guys give listeners a peek into what Wall Street Won't Tell You. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.**

This week's Money Wise episode takes a step back to assess where markets stand as the year winds down and the Santa Claus rally remains firmly in focus. With a holiday-shortened trading week and lighter volume, the S&P 500 edged closer to a new all-time closing high, supported by strong performance over the final five trading days of December. The guys discuss why late-year seasonality still matters and how recent gains align with historical Santa Claus rally patterns. Beyond market action, the conversation shifts to the broader economic backdrop. Despite incomplete and delayed data from the recent government shutdown, key indicators point to continued momentum: third-quarter GDP growth came in at a strong 4.3%, savings rates are rising toward 5%, and consumer spending remains a major driver of economic expansion. The Money Wise guys push back on narratives suggesting growth is narrowly driven by AI infrastructure, emphasizing that consumer activity continues to power a significant share of GDP. With year-end optimism intact and early 2026 catalysts on the horizon, the episode reinforces why long-term perspective matters, especially when headlines focus more on costs than growth. The Santa Claus Rally A Santa Claus rally refers to the market's historical tendency to rise during the final trading days of December and the first few days of January. This period is often supported by seasonal optimism, lighter trading volumes, and investors repositioning portfolios for the year ahead. When it occurs, it can help improve overall market sentiment and reinforce confidence after a full year of trading. A strong year-end rally may also provide momentum as markets enter the new year. While not guaranteed, it's a pattern investors often watch closely as a gauge of near-term market tone. In the second hour, the Money Wise guys explore RIA vs. Broker. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

This week's Money Wise episode takes listeners through a choppy but telling stretch in the markets, underscoring why perspective matters, especially in a bull market. The week delivered mixed results across the major indexes, with the Dow Jones Industrial Average down roughly 0.7%, the S&P 500 essentially flat, and the NASDAQ managing a modest gain of about 0.5%. Despite the uneven week, the bigger picture remains constructive, with year-to-date performance still firmly positive across all three indexes. The episode also dives into the importance of thoughtful portfolio construction. While AI-related companies have been strong performers, the discussion highlights why disciplined profit-taking and diversification across sectors can help manage volatility and create more balanced portfolios. Rather than chasing headlines or hot sectors, the message is clear: bull markets climb walls of worry, and investors who stay patient, diversified, and grounded in fundamentals are often better positioned over time. Volatility in AI Stocks A major focus of the conversation centers on renewed volatility in AI-related stocks and the growing “wall of worry” surrounding the AI infrastructure buildout. The Money Wise guys push back on constant comparisons to the dot-com era, emphasizing that large-scale technological transformations take years, not months, to fully develop. AI, they argue, remains in the early-to-middle innings, and periodic pullbacks, headlines, and rotations are a normal part of long-term growth themes. In the second hour, the Money Wise guys share The Best Investment Advice Ever. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

We're back after a two-week break, and there was a lot to catch up on. This week's Money Wise episode opens with a mixed market recap: the Dow pushed higher, while the S&P 500 and NASDAQ slipped, reflecting a week dominated by volatility and a sharp “attack of the Friday” sell-off. For the week, the Dow Jones Industrial Average gained roughly 503 points, or 1%, while the S&P 500 fell about 43 points, down 0.6%, and the NASDAQ dropped approximately 383 points, or 1.6%. Despite the pullback, the bigger picture remains constructive, with year-to-date gains sitting at roughly 13.9% for the Dow, 16.1% for the S&P 500, and 20.1% for the NASDAQ. Kyle breaks down how a single negative AI-related news story spiraled into a broad tech slide, while Jeff and Joe highlight the deeper issue: a market hypersensitive to headlines and eager to overreact to anything tied to AI. The Money Wise guys also dig into the growing influence of predictive markets, the dangers of casino-style trading attracting inexperienced investors, and why Wall Street will always find a way to package products people are willing to buy, even if it isn't what they should be buying. They close by emphasizing the importance of broader diversification, resisting media-driven panic, and understanding that bull markets often climb a long wall of worry, exactly what we're seeing today. Predictive Markets The rise of predictive markets is creating a new layer of casino-style behavior among younger investors who are treating Wall Street like a betting app rather than a place to build long-term wealth. Platforms that allow users to “wager” on market outcomes or economic events blur the line between investing and gambling, and they're gaining traction with Gen Z and inexperienced traders who are drawn to the instant-gratification model of prediction markets. The Money Wise guys warn that Wall Street will always supply whatever products people are willing to buy,  even if those products encourage speculation instead of strategy. When investors start chasing coin-flip outcomes rather than fundamental research, volatility escalates, emotions take over, and portfolios become dangerously exposed to short-term swings. It's a trend worth watching, and one that makes disciplined, diversified investing even more important. In the second hour, the Money Wise guys discuss Equity Index Annuities. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.**

The Moneywise Radio Show and Podcast Wednesday, December 10th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Radio Show & Podcast" call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management

Money Wise (part 2)Sunday Morning Service // Dec. 7, 2025Series: Wisdom for LivingPastor Greg Shipe

Host: Helene Raynaud Guests: Brittney Bade, Jill Davis Air date: Dec 08, 2025

Money Wise (Prov. 6:1-11)Sunday Morning Service // Nov. 30, 2025Series: Wisdom for LivingPastor Greg Shipe  

We're back after a two-week break, and there's plenty to catch up on in this week's episode. The Money Wise guys dive straight into the recent market pullback, examining the roughly 2% drop across major indexes and what's driving the latest wave of investor anxiety. From fears of an “AI bubble” to the media's constant comparisons to the dot-com era, the hosts discuss why the recent downturn looks more like a technical correction than a fundamental shift. They also break down the factors behind this pullback, including stretched valuations, short-term speculation in areas like cryptocurrency, and limited new economic data due to the ongoing government shutdown. Despite the noise, they argue that the core market fundamentals, strong earnings, steady GDP growth, and historical patterns, point to a healthy, ongoing bull market. The conversation also touches on the role of media sentiment in shaping investor behavior and how the rhetoric surrounding tech and AI may be fueling unnecessary volatility. The AI Bubble Myth  The “AI bubble” narrative has become a favorite talking point in the financial media, but treating every tech-led rally as the next dot-com repeat can mislead investors. Calling it a bubble implies that valuations are detached from reality, when in fact today's AI growth is being driven by real spending, real adoption, and real earnings from some of the strongest companies in the world. The danger of the AI Bubble Myth is that it fuels unnecessary fear, pushes investors to the sidelines, and encourages emotional decision-making right when long-term discipline matters most. When headlines shout “bubble,” investors risk reacting to noise rather than fundamentals. In the second hour, the Money Wise guys give listenters a peek into what Wall Street Won't Tell You. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

You paid off your credit card last month. This month it's back up to $2,000. Sound familiar? Paying off credit cards isn't the same thing as breaking up with them - and until you change your relationship with credit, you'll keep ending up right back where you started. In this episode, I'm breaking down why credit cards feel so helpful (until they become a trap), and the exact strategy to actually stop using them: a 4-week reset that includes a spending overhaul and decluttering your home to find extra money. If you're tired of the cycle, this episode will show you how to break it.You'll learn:Why credit cards are designed to feel helpful (and why that's the problem)When credit cards go from convenient to trapWhy you can't pay off debt while actively adding to itThe 4-week credit card breakup plan (stop using, overhaul spending, declutter and sell)How to find money you didn't know you hadWhat happens when you actually break up with credit cards (instead of just paying them off)Get 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat Apply for Moneywise : katyalmstrom.com/moneywise Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/debtpayoffforwomen

Your budget keeps failing - and it's not because you're bad with money. It's because you're trying to force your real life into a generic template that doesn't account for what's actually happening. With the holidays coming up (Thanksgiving, Christmas, birthdays, parties, travel), November and December need a PLAN, not a budget. In this episode, I'm walking you through how to create a spending plan based on your actual calendar, your household's real needs, and what matters to YOU - so you can stop feeling like a failure when life doesn't fit the template.You'll learn:Why generic budgets set you up to fail (especially during the holidays)The difference between a budget and a spending planHow to plan for your actual life by looking at your calendarWhat to consider for November/December specifically (because these months are NOT normal)How to make intentional choices about what matters vs. what doesn'tWhy flexibility is key to a plan that actually worksGet 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat Apply for Moneywise : katyalmstrom.com/moneywise Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/debtpayoffforwomen

After a stretch of record highs, the markets finally caught their breath. This week's Money Wise explores what happens when momentum meets resistance, from the S&P 500's test of its 50-day moving average to the market's sharp recovery after a late-week rally. The Money Wise guys discuss how short-term volatility often signals strength, not weakness, in a bull market, and why a healthy pause helps prevent the market from overheating. The conversation also turns to investor sentiment, which remains surprisingly negative despite strong year-to-date gains. The team highlights recent data showing all-time-high cash levels in money market funds,  a sign that many investors are still on the sidelines. Meanwhile, the crew explains how these cautious attitudes, paired with robust fundamentals, could lay the groundwork for future gains once confidence catches up to performance. The 50-Day Test  When analysts talk about the 50-day moving average, they're referring to a technical benchmark that smooths out market fluctuations by averaging closing prices over the past 50 trading days. It often acts as a “line in the sand” between short-term strength and weakness. When an index like the S&P 500 dips below this level, it can trigger concern that momentum is fading, but holding above it or quickly rebounding, as we've seen recently, often signals underlying resilience. For investors, these tests aren't warnings to panic but reminders to stay focused on long-term strategy rather than short-term noise. In the second hour, the Money Wise guys dive into all things 401(K) Rollovers. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

You say health is a priority, but you feel guilty spending on a gym membership. You say your marriage matters, but there's no room in the budget for date night. Your money is telling a story about your priorities - and it might not match what you're saying out loud. In this episode, I'm breaking down the two ways we contradict ourselves with money: feeling guilty about spending on what matters, and spending on things that don't actually align with our values. If you're tired of the disconnect between what you say matters and where your money actually goes, this episode will help you get aligned.You'll learn:Why guilt around "good" spending keeps you stuckHow to see what your money ACTUALLY says you prioritize (not what you think it says)The difference between restriction and intentional spendingOne simple exercise to identify where you're contradicting yourselfHow to make aligned money choices that support your real prioritiesWhy debt payoff fails when your spending contradicts your valuesGet 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat Apply for Moneywise : katyalmstrom.com/moneywise Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/debtpayoffforwomen

A new episode of Money Wise this week dives into a record-setting week on Wall Street, where all three major indexes pushed higher despite political gridlock in Washington - wiith the Dow, S&P 500, and NASDAQ all closing at new all-time highs. Despite the government shutdown stretching toward record length, the markets showed little concern, illustrating that investors remain focused on earnings and fundamentals rather than politics. The conversation turns to the latest Consumer Price Index (CPI) data, which came in slightly cooler month over month, reaffirming hopes that inflation continues to trend in the right direction. The Money Wise guys debate whether the Federal Reserve's long-standing 2% inflation target is still realistic, pointing out that historical averages suggest 3% may be a more natural long-term level. They also examine continued challenges in housing, where higher mortgage rates and nervous buyers have led to slower activity, but emphasize that overall consumer sentiment remains surprisingly resilient. The guys also tease an upcoming discussion on gold's rapid rise and why investors should approach the “shiny metal” with caution despite its strong recent performance. A Goldilocks Market  A “Goldilocks market” describes an economy that's not too hot and not too cold, one where growth is steady, inflation is manageable, and the Federal Reserve isn't under pressure to raise or cut interest rates dramatically. This balance creates an environment that's often ideal for investors, as companies can grow earnings without the headwinds of high borrowing costs or runaway inflation. In weeks like this, when market data comes in “just right,” it reassures investors that the economy remains stable, supporting confidence and momentum in both stocks and broader market sentiment. In the second hour, the Money Wise guys explore RIA vs. Broker. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

Haven't checked your bank balance in weeks (or months)? Feel that little flutter of anxiety every time you think about logging in? You're not broken, and you're not alone. In this episode, I'm diving into why we avoid our money - and more importantly, how to move from avoidance to awareness without shame or overwhelm. This is about the emotional side of money that nobody talks about but everyone struggles with.You'll learn:Why money avoidance is actually a form of self-protection (not weakness)What financial avoidance is really costing you beyond just late feesThe "just look" method that breaks the avoidance cycleHow to move from shame to curiosity with your moneyWhy checking daily actually reduces anxiety instead of increasing itThe simple first step you can take this week (no action required, just awareness)Get 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat Apply for Moneywise : katyalmstrom.com/moneywise Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/debtpayoffforwomen

The Money Wise guys start the show with a rapid-fire market update for the week just passed. The group recap a strong week for Wall Street, with all three major indices closing at record highs despite the ongoing government shutdown. The Dow climbed more than 1,000 points, while the S&P 500 and NASDAQ each gained over 1.5%, proving once again that the market is more interested in fundamentals than political headlines. The guys discuss how the markets shrugged off the lack of economic data releases due to the shutdown, even treating the Consumer Price Index (CPI) report, slightly cooler month over month but 3% year over year, as a “Goldilocks” number. The conversation turns to the Federal Reserve's long-debated 2% inflation target, questioning whether it's time to move the goalpost closer to 3%, given historical averages and the structure of the current economy. They also touch on challenges within the housing market, including rising mortgage rates, mismatched buyer and seller dynamics, and growing hesitancy among potential homeowners. Despite negative sentiment and political noise, the market's resilience and steady climb reflected continued confidence in the broader economic backdrop. A Government Shutdown Despite the ongoing government shutdown, the markets have remained largely unfazed. Historically, short-term shutdowns have had minimal long-term effects on stocks, as investors tend to focus on broader economic fundamentals rather than temporary political disruptions. While a prolonged shutdown could delay key economic data releases, creating uncertainty for policymakers and analysts, it doesn't directly halt private-sector activity or corporate earnings growth. In fact, markets often view the lack of government data as a pause in potential bad news, allowing momentum to continue. Overall, unless the shutdown begins to meaningfully affect consumer spending or confidence, its impact on the market is expected to be limited. In the second hour, the Money Wise guys share The Best Investment Advice Ever . You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

Making your minimum payments every month but your debt isn't going down? You're not alone, and you're not doing anything wrong. In this episode, I'm breaking down the real math behind why minimum payments keep you trapped - and the one shift that can cut years off your debt payoff timeline. Spoiler: even an extra $25 per month makes a massive difference. If you're tired of feeling like you're spinning your wheels with debt, this episode will show you exactly how to break the cycle.You'll learn:Why minimum payments are mathematically designed to keep you in debtThe shocking truth about how long it really takes to pay off debt with minimumsHow even $25 extra per month can save you thousands and cut years off your timelinePractical ways to find extra money without huge sacrificesWhy momentum matters more than perfection when paying off debtGet 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat Apply for Moneywise : katyalmstrom.com/moneywise Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/debtpayoffforwomen

The Moneywise Radio Show and Podcast Tuesday, October 21st BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guest: Allyn Medeiros, Agape Mortgage website: https://allynmedeiros.com/ phone: 661-496-9311

October 19, 2025 | Nick Harsh

This week on Money Wise, the team digs into a strong performance on Wall Street - with the Dow up 1.6%, S&P 500 up 1.7%, and NASDAQ climbing 2.1%, while discussing the market's ongoing resilience in the face of widespread investor skepticism. Despite impressive year-to-date gains across major indices, investor sentiment remains unusually negative, a disconnect that could actually fuel future growth once optimism catches up. Kyle uses his “Mount Everest” analogy to remind listeners that bull markets need pauses to stay healthy, emphasizing that pullbacks are normal and even necessary for long-term momentum. Jeff and Joe weigh in on volatility and investor behavior, noting that market corrections in the 7–12% range are part of any sustainable rally. Louie references recent Fundstrat research showing it's rare to see such strong market returns alongside negative sentiment, a setup that historically precedes continued gains. The team also highlights a staggering $7.6 trillion sitting in money market funds, suggesting there's still plenty of cash waiting to reenter the market. Between skeptical investors and cautious fund managers, this “dry powder” could become a powerful force for further upside once confidence returns. When Negativity Meets a Bull Market While sharp price swings can feel uncomfortable, volatility is a sign of a functioning, responsive market. It reflects investor reactions to new data, earnings results, policy shifts, or economic reports, and helps prices find their true value over time. Without these fluctuations, markets risk becoming complacent or inflated, setting the stage for more severe corrections later. Volatility also serves a purpose in maintaining long-term market health. It encourages investors to reassess positions, reprice risk, and avoid herd mentality. When markets pull back, they often flush out speculative excess and create new entry points for disciplined, long-term investors. In this way, volatility acts as a “pressure valve,” releasing tension before it builds into instability. In the second hour, the Money Wise guys dive into all things 401(K) Rollovers. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

The Moneywise Radio Show and Podcast Friday, October 17th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guest: Kristin Weber, Spokesperson for the Women's Tennis Open website: www.brctennisclub.com/bakersfield-tennis-open-1  

"I can't afford to get help with my money."I hear this all the time, and I'm not going to try to convince you that you're wrong. Instead, let's have a real conversation about this decision - because sometimes "I can't afford it" is absolutely true, and sometimes it's the excuse that keeps you stuck.In this episode, you'll discover:When you genuinely can't afford help (and why that's okay)What "I can't afford it" is actually code for (hint: it's often not about money)How to evaluate whether investing in money support makes sense for YOUR specific situationWhen staying stuck costs more than getting helpPlus, the real question isn't "can I afford this?" - it's "is this the right investment for me right now, given where I am and where I want to go?"Ready to figure out your answer? Book a strategy call to talk about whether Moneywise is right for you. We start October 20th, and I have 3 spots left.This isn't about convincing you to spend money you don't have. It's about helping you make the right decision for where you are and where you want to go.Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat Apply for Moneywise : katyalmstrom.com/moneywise Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/debtpayoffforwomen

This week, the Money Wise team tackles a headline-dominated week that centered on Washington's government shutdown, and the market's complete lack of reaction to it. Despite the political drama, the Dow rose 511 points (+1.1%), the S&P 500 climbed 72 points (+1.1%), and the NASDAQ gained 296 points (+1.3%). Year-to-date, all three major indexes continue their steady climb, with the NASDAQ leading at +18%. The guys note that even with economic data releases halted, trading volume stayed strong, with the S&P 500 showing buy-side activity above its daily average all week. They emphasize that this marks the 11th government shutdown since 1980, and history shows markets rarely care. In fact, investors seem to view the lack of news as a relief, “no news is good news.” The conversation turns political as the crew discusses how the administration's stance on spending and immigration has shaped the fiscal standoff. Yet, from an investment perspective, they stress that markets continue to take it in stride, ignoring media-driven panic. With the S&P 500 just shy of record highs and up 12% since November 2024, the hosts push back on the “bubble talk” dominating financial media, reminding listeners that the economy remains strong, backed by 3.8% GDP growth and consistent investor optimism. Markets Stay Cool  Even with political gridlock dominating the headlines, markets stayed cool, showing once again that investors tend to look past short-term noise. The guys point out that history has consistently shown resilience during government shutdowns, budget battles, and other moments of uncertainty. In fact, reviewing past performance reminds us that markets often continue their long-term upward trend despite temporary volatility. Understanding this history helps investors maintain perspective, avoid reactionary decisions, and stay focused on the fundamentals driving growth rather than fleeting headlines. In the second hour, the Money Wise guys discuss Equity Index Annuities. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

The Moneywise Radio Show and Podcast Monday, October 3rd  BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management

How many times have you said "I'll get my money together next year"? If you're like most women, you've been saying some version of that for years - and every January, you start feeling behind before you even begin.We have three months left in 2025. Three months to make real progress instead of waiting for some mythical "perfect time" in January that never comes.In this episode, you'll discover:How to decide your December money story (not a budget - a story about how you want to feel about money on January 1st)Why picking ONE financial focus for the next three months creates more progress than trying to do everything at onceThe most important decision: are you doing this alone or getting support?Plus, why the women who end 2025 feeling confident about money are the ones taking action right now, not waiting for January.Ready to stop waiting and actually transform your relationship with money? Applications are open for Moneywise Mastermind starting October 20th. Book a strategy call to explore whether it's the right fit for you.Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat Apply for Moneywise : katyalmstrom.com/moneywise Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/debtpayoffforwomen

This week, the Money Wise guys review a quieter stretch for Wall Street, with all three major indexes slightly down. The Dow is off 68 points (-0.1%), the S&P 500 is down 21 points (-0.3%), and the NASDAQ down 147 points (-0.7%). Despite the dip, year-to-date numbers remain strong: Dow up 8.7%, S&P up 13%, and NASDAQ up 16.4%. The big focus was Friday's Personal Consumption Expenditures (PCE) report, which came in line with expectations at 2.9% core inflation year-over-year. While inflation remains “sticky,” the guys emphasize that dire predictions about tariffs causing runaway inflation haven't materialized. They also revisit April's “Liberation Day” selloff, pointing out that their decision not to sell, and even to buy during the dip, has proven wise, as April 8 may stand as the market low of the year. The discussion also highlights how volatility this year has matched expectations, but downturns like this week's have mostly drawn out “doom and gloom” commentary rather than lasting market damage. They caution listeners not to get spooked by exaggerated comparisons to past bubbles, especially with markets still near record highs. Sticky Inflation Sticky inflation was a big theme in this week's episode, especially as the crew dug into the latest Personal Consumption Expenditures (PCE) data. While the headline numbers came in right on expectations, the fact that inflation is still running at 2.9% year-over-year shows that it hasn't fallen quickly back to the Fed's 2% target. As the team pointed out, this “stickiness” doesn't necessarily stem from tariffs, as the financial press often claims, but from the service side of the economy, areas like housing, healthcare, and everyday services that don't adjust as easily as goods prices. For investors, it means the Federal Reserve may feel compelled to keep rates higher for longer, even if some market voices argue for cuts. The takeaway: while markets rallied earlier this year on hopes of easing inflation, the persistence of sticky inflation keeps monetary policy and volatility in the spotlight. In the second hour, the Money Wise guys dive into all things 401(K) Rollovers. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

This week's Money Wise show focuses on the market's reaction to the Federal Reserve's highly anticipated rate cut. The Fed trimmed the federal funds rate by 0.25%, marking its first cut since December 2024. While many expected a “sell the news” moment in stocks, the opposite occurred: the Dow, S&P 500, and NASDAQ all closed at all-time highs by Friday. Instead, the “sell the news” reaction appeared in the bond market, where Treasuries sold off after weeks of strong buying that had briefly pulled the 10-year yield below 4%. The crew also discusses the historical significance of this rally. Since April's lows, the S&P 500 has surged more than 25%, only the 12th time in the past 70 years such a rally has occurred over 100 days. From a broader perspective, though, the S&P is up about 11.2% since Trump's election in November 2024, highlighting that context matters when measuring growth. In the second half of the show, they shift to investor education, walking listeners through our stock selection process, emphasizing research, discipline, and avoiding the hype of AI-driven “black box” investment products. Fed Moves The Fed's quarter-point rate cut sent a mixed but important signal to the markets. Lower rates reduce borrowing costs for businesses and consumers, which can fuel corporate profits and economic activity. That optimism pushed stocks higher, with all three major indexes closing the week at record levels. But in the bond market, the story was different. Investors had already piled into Treasuries in anticipation of easier Fed policy, which drove yields down as low as 4% on the 10-year. Once the cut became official, some traders sold off bonds—locking in gains and rotating into equities—causing yields to rise again. The shift highlighted how the Fed's actions ripple across markets: stocks cheering cheaper money, bonds adjusting to shifting demand, and investors recalibrating portfolios in real time. In the second hour, the Money Wise guys give listenters a peek into what Wall Street Won't Tell You. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

This week on Money Wise, the guys recap another solid week on Wall Street, with the Dow up 433 points (1%), the S&P 500 up 103 points (1.6%), and the NASDAQ up 441 points (2%). Year-to-date gains now stand at 7.7% for the Dow, 11.9% for the S&P, and 14.7% for the NASDAQ. The conversation highlights how markets reacted to economic data, with producer prices coming in below expectations and jobless claims higher than forecast, fueling optimism that the Fed may announce a rate cut at its upcoming meeting. The Money Wise guys also touch on how Wall Street often interprets “bad news” as “good news,” why liquidity levels remain historically high, and the importance of keeping perspective on market performance beyond headlines. Markets Eye Fed's Next Move Markets are increasingly betting that the Federal Reserve will announce a rate cut at its upcoming meeting, with many expecting a ¼-point move and some even suggesting the possibility of a deeper cut later this year. Recent economic data, including softer producer prices and higher-than-expected jobless claims, have fueled expectations that the Fed will shift toward a more accommodative stance, setting the stage for what could be multiple cuts before year-end. In the second hour, the Money Wise guys explore RIA vs. Broker. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

The Moneywise Radio Show and Podcast Tuesday, September 9th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management

The guys are back with a new episode of Money Wise. As always, they kick the show off with a look at the numbers coming out of Wall Street last week. Unfortunately, the markets ended the week slightly lower on very light trading volume ahead of the Labor Day holiday, with the Dow down 0.2%, the S&P 500 down 0.1%, and the NASDAQ down 0.2%. That being said, year-to-date, all three indexes remain positive, led by the NASDAQ at +11.1%. The big economic highlight was the second reading of Q2 GDP, which surprised to the upside at 3.3%, showing resilience in the U.S. economy despite ongoing debates about tariffs, inflation, and interest rates. The guys also dig into M2 money supply hitting the highest level in recorded history, signaling trillions of dollars sitting in cash that could eventually find its way into markets. The team points out the disconnect between media-driven negativity and the fundamentals, noting that since November 2024 the S&P 500 is only up 7.8%, hardly an overheated run. In the second half, they turn to investor education, addressing misconceptions about portfolio construction and why a balanced, thoughtfully diversified strategy matters more than trying to be “pedal to the metal” at all times. Record Cash on the Sidelines The latest data shows the M2 money supply, the broad measure of cash in money markets, checking, and savings accounts, has reached the highest level in recorded history. This massive pool of liquidity highlights just how much cash is sitting on the sidelines, waiting for a home. While some of it may flow into fixed income as investors look to lock in yields, much of it has the potential to move back into equities, offering fuel for future market growth. For long-term investors, it's a reminder that there's still plenty of dry powder in the system despite all the short-term noise. In the second hour, the Money Wise guys share The Best Investment Advice Ever . You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

The Moneywise Radio Show and Podcast Wednesday, August 27th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guest: Thomas Maxwell, CPA website: www.kmallpcpa.com/