Podcasts about moneywise

She sold for $88M, almost bought a lake house she didn't want, and spent $340K on Knicks playoff tickets — then gave two away because it felt better.We're still surprised people did this but... 50+ founders worth $10M to $4B reveal their personal finances. Here it is: https://joinhampton.com/mw-wrWhy do we do this? Because if you're an aspirational person or someone who runs a business and is making money, it's incredibly challenging to figure out what to do. Information is impossible to find — and that's what we put together: the net worth reveal and why we do this podcast, Moneywise.Also, this podcast is made by Hampton, which is a community for founders doing on average $20 million a year in revenue. We saw a lot of these money conversations happening privately behind closed doors and we thought, "Why not, let's make it public." If you are a founder, apply here: https://joinhampton.com/mwAnne Mahlum built Solid Core from $175,000 of her own savings into an $88M exit. Two years later, her net worth is $115–120M, with $65M in public equities and $15M in a single stock alone. But the numbers are the least interesting thing that's happened since.After the sale, she secretly launched a second fitness company, had panic attacks she's never talked publicly about, shut the whole thing down, and spent two years in legal fallout. Then she had a baby, pulled an accepted lake house offer the morning after making it, and started forcing herself to spend $200K a month just to stop the money from piling up.This episode covers the full portfolio breakdown two years post-exit, why she's done with private investments, the Ambition story she's never told, what a baby did to how she thinks about money and time, and what she actually wants to be remembered for — which has nothing to do with net worth.Sponsors: Daily Body Coach - achieve your dream body with https://moneywise.dailybodycoach.com

A strong jobs report took center stage this week, but the market's reaction was anything but straightforward. The Dow Jones Industrial Average slipped about 0.3%, while the S&P 500 fell 2.6% and the Nasdaq dropped 4.7%. Despite the pullback, all three major indexes remain positive for the year, with the Dow up 5.8%, the S&P 500 up 7.9%, and the Nasdaq ahead by 10.6%. The Money Wise guys discuss how a stronger-than-expected employment report, combined with rising Treasury yields, created a “good news is bad news” environment for investors. After nine consecutive weeks of gains and indexes trading well above their 200-day moving averages, the market appeared ripe for a pause as investors took profits and reassessed expectations for future interest rate cuts. Much of the conversation focuses on the growing divide between investing and speculation. The guys highlight increasing risk-taking among retail traders, the expansion of leveraged investment products, and recent regulatory changes making day trading more accessible to smaller investors. They argue that too many market participants are chasing quick gains rather than focusing on fundamentals, discipline, and long-term ownership of quality businesses. The discussion also touches on private credit, cryptocurrency, and other products that blur the line between investing and gambling. The broader takeaway was that successful investing still requires research, patience, and a long-term perspective, even when speculation appears easier or more exciting in the short run. Investing vs. Gambling Investing and gambling can sometimes look similar on the surface, but the underlying objectives are very different. Investing is built around owning productive assets, participating in the growth of businesses, and making decisions based on fundamentals, valuation, and long-term potential. Gambling, on the other hand, typically relies on short-term outcomes, speculation, and the hope of a quick payoff. As new trading platforms, leveraged products, and prediction markets continue to gain popularity, the line between the two can become blurred. For long-term investors, maintaining a disciplined process and focusing on the underlying value of what they own remains a far different approach than chasing the latest trend or attempting to predict short-term market movements. In the second hour, the Money Wise guys explore RIA vs. Broker. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

Please answer our short Moneywise listener survey! (Very, very short): joinhampton.com/moneywisefeedbackJOIN HAMPTON:These episodes often come directly out of conversations happening inside Hampton, a private community for founders and CEOs with $3M+ in revenue or $10M+ exits. Members range from $5M net worth to billions. They wrestle with these same questions off the record. Apply at http://joinhampton.com/mw.HOW FOUNDERS ARE BUILDING WEALTH:How much do founders actually make, spend, invest, work, and keep in net worth? Hampton surveyed founders directly and put the answers into one report. Download it for free here: https://joinhampton.com/mw-wrEPISODE DETAILS:Thibault — known online as Tibo — is a French indie hacker who spent six years failing at startups before building Tweet Hunter during Covid lockdown and selling it for $10 million. Except the real number was more complicated than that: $2 million up front, $8 million in earn-out, and 18 months of some of the most stressful building of his life to get there. He walked away with just under $3 million post taxes — and says he regrets the sale entirely.Today, Tibo is doing over $1 million a month in revenue across a portfolio of five software products he's built since that exit. His personal spend is negligible. He has no financial advisor, keeps roughly 50% of his net worth in cash, and puts almost everything investable into index funds.This episode gets into the full deal structure, the psychological cost of the earn-out period, what he calls the "frozen state" that hits founders after a big exit, and why he says he will never sell a company again.Timestamps:02:12 — Full guest intro: who Thibault is, the Tweet Hunter story, deal structure breakdown, and episode roadmap08:08 — The $10M deal unpacked: earn-out structure, revenue milestones, and what he actually collected10:17 — The co-founder split, the 25% influencer equity deal, and whether he'd do it again14:09 — How the influencer partnership worked and why they replicated it on Tapio26:17 — "Getting a ton of money up front feels unhealthy" — Thibault on why lump-sum exits are psychologically dangerous28:14 — The "frozen state": why founders can't ship after a big exit30:42 — The earn-out burnout period: stress, loss aversion, and the 18 hardest months of his life34:37 — "It was a bad decision financially" — Thibault's verdict on the sale38:15 — Nomadic life, the Vietnam hacker residency, and how wealth changes how he travels42:42 — No financial advisor, no trust in wealth managers — why everything goes into S&P 50045:29 — Personal spend breakdown: ~$8K/month — rent, food, tech gadgets, and that's basically it48:27 — What happens to the ~$90K/month delta: cash, S&P 500, and acquiring more products49:45 — The portfolio strategy: five products, two unannounced, and the 2026 scaling challenge51:12 — Building a distribution bridge between all his products with an AI agent53:06 — Raising kids with money: unconditional safety as the foundation for risk-taking

JOIN HAMPTON:This episode came directly out of conversations happening inside Hampton, a private community for founders and CEOs with $3M+ in revenue or $10M+ exits. Members range from $5M net worth to billions. They wrestle with these same questions off the record. Apply at http://joinhampton.com/mw.HOW FOUNDERS ARE BUILDING WEALTH:How much do founders actually make, spend, invest, work, and keep in net worth? Hampton surveyed founders directly and put the answers into one report. Download it for free here: https://joinhampton.com/mw-wrTHIS EPISODE OF MONEYWISE:70% of wealthy families lose all their money by the second generation. 90% lose it by the third.The data is even worse for the kids themselves. Children from households making $200K+ have rates of anxiety, depression, and substance abuse 2 to 3 times the national average. 22% of affluent suburban girls show clinically significant depressive symptoms.So how do you raise a kid in a wealthy household without breaking them?In this episode of MoneyWise, I went back through every conversation we've had on the show about parenting and money. Doctor Becky. Taylor Adams (from a multi-generational billionaire family in LA). Alex Peikoff. Shane. Jane. Hank. Neil Patel. Scott Galloway. The pattern they all kept landing on was uncomfortable. Most parents with real money are accidentally setting their kids up to fail. Not because they're bad parents. Because they're doing exactly what their instincts tell them to do.I'm a dad of two. I'm trying to figure this out in real time. Here's what the research, the experts, and the founders who already screwed it up are telling us.WHAT YOU'LL LEARN:- Why "entitlement" is actually a fear of frustration, not a character flaw- The Carol Dweck Columbia study that should change how you talk to your kids- Why your kid is running on your behavior, not your rules- The "shirtsleeves to shirtsleeves in three generations" trap (and why it's not about money)- How allowance teaches financial trade-offs (and why unlimited Amazon access kills it)- The single biggest regret of founders after a life-changing exit- Why downsizing your house might be the best parenting decision you ever makeCHAPTERS:00:00 The 16-year-old in the airport02:57 Frustration tolerance is the most important life skill05:30 Why wealthy kids have 2-3x higher anxiety and depression08:00 Monkey see, monkey do: the emulation problem11:00 70% lose it in 2 generations. 90% in 3.14:00 Praise effort, not traits (the Dweck study)18:00 Just because you love business doesn't mean your kid will21:00 Why allowance only works if money is finite25:00 The Scarsdale busboy who sees $300 sweatshirts as 30 hours of work28:00 Scott Galloway's moving goalpost30:17 The presence problem (the hardest one for me)33:00 The 5 rules I'm taking with meREFERENCED EPISODES:- Taylor Adams: How a multi-generational billionaire family thinks about wealth- Doctor Becky on parenting through money- Hank: Inside a 24,000 sq ft home- Neil Patel on going from 10,800 sq ft to 3,000 sq ft- Alex Peikoff: The Macedonian milk family- Jane: Finding out about a $20M inheritance in her late 30s- Pete: $80M exit, rock bottom afterABOUT MONEYWISE:MoneyWise is the podcast where wealthy founders open up about the real numbers behind their lives. Net worth. Monthly burn. Portfolio allocation. The stuff nobody talks about in public. Hosted by Daniel Berk and produced by Hampton.SPONSORS:Oceans - Hire incredible talent for marketing, ops, sales, and more, and even have them build out all your AI workflows for you. Go to https://www.oceanstalent.com/moneywise now.

Another week of market action is in the books, and on this week's Money Wise, the team breaks down the key developments investors are watching. Market performance was relatively muted this week, with the Dow Jones Industrial Average slipping about 0.2%, while the S&P 500 posted a modest gain of 0.1% and the Nasdaq finished slightly lower by 0.1%. Despite the quiet week, year-to-date returns remain strong, with the Dow up 3%, the S&P 500 ahead by 8.2%, and the Nasdaq leading with a gain of 12.8%. The Money Wise guys note that one of the most important developments was the continued rise in the 10-year Treasury yield, which climbed to 4.6%, its highest level since early last year. Much of the discussion focused on the relationship between rising interest rates and market leadership. Historically, higher rates tend to put pressure on stocks with elevated valuations, particularly within technology and growth sectors. However, the group observed an interesting rotation taking place beneath the surface, with several software companies attracting renewed investor interest despite the rate backdrop. The conversation also highlighted opportunities within sectors such as healthcare and utilities, which have lagged behind the broader market despite possessing attractive fundamentals. The broader takeaway emphasized that while interest rates remain an important market driver, investors should continue focusing on long-term fundamentals and valuation rather than short-term market rotations. Opportunity in Overlooked Sectors While much of the market's attention remains focused on a handful of high-profile technology companies, opportunities can often emerge in sectors that have been overlooked by investors. During the discussion, the hosts highlighted areas such as healthcare and utilities, where valuations remain attractive despite solid underlying fundamentals. Rising interest rates and shifting market preferences have left some of these sectors out of favor, but that does not necessarily reflect their long-term business prospects. For investors willing to look beyond the market's most popular themes, overlooked sectors may offer compelling opportunities supported by earnings growth, cash flow, and fundamental value. In the second hour, the Money Wise guys share The Best Investment Advice Ever . You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

MoneyWise is a Hampton podcast. Hampton is a private, vetted community for founders doing $3M or more in revenue. Apply at https://www.joinhampton.com/?utm_source=youtube&utm_medium=video&utm_campaign=yt051126.From Minecraft maps to $400k months — but the money isn't the story.Nathan May grew up in one of the poorest neighborhoods in Ohio. His mom made $32,000 a year. He never left the state until he was 18. At 15, he was selling custom Minecraft maps to famous YouTubers and making his first $100K. He went to Wharton, joined BCG, quit, and built one of the fastest-growing newsletter agencies in the country before turning 30.But the week he hit his first million dollars, his mom died. And he felt nothing.In this episode, Nathan gets brutally honest about what money actually gave him — and what it didn't. We go deep on the community he's built in New York with a group of founders sharing an office, a monthly revenue leaderboard, and the kind of real talk that doesn't happen anywhere else. He calls it the Media Mafia. He says it's changed his life more than any dollar amount ever has.We also get into:Growing up in poverty and never leaving Ohio until 18How a Minecraft addiction became his first real businessLeaving a six-figure BCG career to bet on himselfBuilding a $1M ARR agency in under a year with 1,000 newsletter subscribersHis actual net worth, his $10M target, and why he keeps almost no cashWhy he thinks the wealthiest people he knows are often the least happyTimestamps00:00 - Cold open00:58 - Introducing Nathan May01:23 - Small talk / how Nathan starts his day02:32 - The agency, the numbers, how life has changed03:24 - Growing up poor in Ohio — never left the state until 1805:35 - He originally wanted to be an actor06:04 - The Minecraft business: how a video game addiction made him $100K at 1509:05 - Wharton, Wall Street culture shock, and the path to BCG10:36 - What BCG actually changed about his life12:01 - Building the agency: newsletters, Schwarzenegger, and why it felt like video games again15:32 - His real relationship with money: checking account, savings, leverage strategy16:52 - The $10M number: how he used ChatGPT to find his "enough"18:34 - The Media Mafia: seven founders, one office, a monthly revenue leaderboard20:31 - Being at the cusp — exciting, terrifying, or both?23:07 - Why IRL community is the highest-leverage thing a founder can build26:03 - What Hampton means to him27:31 - His mom's passing, the $1M milestone, and why none of it felt like anything29:24 - Can you be successful without community?31:39 - What's next and closing thoughtsMoneyWise is the podcast where high-net-worth founders get radically transparent about how they actually make, spend, invest, and think about money. Hosted by Daniel Berk and presented by Hampton.Sponsors:Daily Body Coach - achieve your dream body with https://moneywise.dailybodycoach.com

The Moneywise Radio Show and Podcast Friday, May 8th  BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Radio Show & Podcast" call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guests: Scarlett Sabin, House Manager of the Ronald McDonald House of Bakersfield & Misty Sanders, Co-Owner of American Offroad  websites: https://rmhcsc.org/bakersfield http://www.americanoffroad661.com/ The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Scarlett Sabin, Misty Sanders, Ronald McDonald House & American Offroad are not affiliated with nor endorsed by LPL Financial or Moneywise Wealth Management].

The Money Wise guys are back in the studio to break down what's really driving markets - not just the headlines. This past week markets continued climbing higher, with the S&P 500 and Nasdaq once again closing at new all-time highs. For the week, the Dow Jones Industrial Average gained about 0.2%, while the S&P 500 rose roughly 2.3% and the Nasdaq surged approximately 4.4%. Year to date, the Dow is now up 3.2%, the S&P 500 has gained 8.1%, and the Nasdaq leads the major indexes with a 12.9% return. The guys note that market momentum continues to remain firmly on the upside despite persistent skepticism from portions of the financial media. A major focus of the discussion centered on the disconnect between strong corporate fundamentals and ongoing concerns surrounding inflation and higher energy prices. While oil and gasoline prices remain elevated due to continued geopolitical tensions involving Iran and the Strait of Hormuz, the market has largely remained focused on earnings growth. Earnings season has continued to significantly outperform expectations, with a large majority of S&P 500 companies reporting positive surprises in both earnings and revenue growth. The guys emphasize that while markets will continue reacting to inflation data and geopolitical developments in the short term, strong earnings growth remains one of the most important long-term drivers supporting the current market environment. Inflation Remains in Focus  Inflation remains one of the most closely watched factors influencing the markets because it directly affects interest rates, consumer spending, and corporate profitability. Rising prices, particularly in areas like energy and transportation, can increase costs for both businesses and consumers, which may slow economic activity over time. Inflation data also plays a major role in shaping expectations around Federal Reserve policy, including the direction of future interest rates. For investors, this relationship can create periods of volatility as markets adjust to changing inflation expectations and the potential impact on earnings, borrowing costs, and overall economic growth. In the second hour, the Money Wise guys discuss Equity Index Annuities. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

MoneyWise is a Hampton podcast. Hampton is a private, vetted community for founders doing $2M or more in revenue. Apply at https://www.joinhampton.com/?utm_source=youtube&utm_medium=video&utm_campaign=yt050526.MoneyWise | Jonathan GoodmanJon Goodman built a $35M fitness education empire from a one-bedroom apartment in Toronto, never raised a dollar, never sold a company, and never left Canada — even though the government takes 53 cents of every dollar he earns above a certain threshold.In this episode, Jon breaks down exactly where his $14M net worth lives, why he found his "safe number" at $7M, how he spends $22-25K a month across Toronto and six months abroad every year, and why he thinks moving to a tax haven is a rich person's dumbest game.Sponsors:Daily Body Coach - achieve your dream body with https://moneywise.dailybodycoach.comOceans - Hire incredible talent for marketing, ops, sales, and more, and even have them build out all your AI workflows for you. Go to https://www.oceanstalent.com/moneywise now.

Welcome to this week's Money Wise, where we recap the week in markets and highlight the stories shaping investor behavior. In the week that just passed, markets continued their upward momentum this week, with the Dow Jones Industrial Average gaining about 0.5%, the S&P 500 rising roughly 0.9%, and the Nasdaq advancing around 1.2%. Year to date, all three major indexes remain solidly positive, with the Dow up 3%, the S&P 500 up 5.6%, and the Nasdaq leading at 8.2%. The Money Wise guys note that both the S&P 500 and Nasdaq reached new all-time highs by the end of the week, extending the market's recent strength. A major focus of the discussion centered on the strength of corporate earnings and their role in driving the market higher, even as geopolitical concerns and rising oil prices remain in the background. A large percentage of companies reporting so far have exceeded expectations on both earnings and revenue, with growth rates coming in well above historical averages. The guys emphasize that while short-term market movements can be influenced by headlines and sentiment, long-term performance continues to be driven by fundamentals. The broader takeaway reinforced that strong earnings growth is currently outweighing external concerns, keeping markets focused on underlying business performance rather than short-term noise. Earnings Strength Leads the Way Earnings strength has been a key driver of the market's recent momentum, with a large majority of companies reporting results that exceed expectations. Both earnings per share and revenue growth have come in above historical averages, reinforcing the underlying health of corporate fundamentals. This level of performance has helped support equity prices even as external factors like geopolitical tensions and energy prices remain in the background. For investors, it highlights how sustained earnings growth continues to play a central role in driving long-term market trends. In the second hour, the Money Wise guys give listenters a peek into what Wall Street Won't Tell You. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

Chapter Timestamps00:00 — Homeless at 26, $100M exit at 32 02:22 — Building Mutesix: one of the first productized Facebook ad agencies 09:39 — The 2019 sale and what Steve actually took home 11:52 — The wire hits — at the Western Wall in Israel 14:46 — "The money didn't change my life": post-exit identity crisis 16:31 — How Steve actually spends: the chef, the donations, the Birkin he never bought 19:55 — Why he's obsessed with insurance (and what he tells founders) 23:18 — Post-exit on a Tuesday: the daily search for meaning 25:07 — Did the $100M exit actually make him happy? 32:03 — Looking back 15 years — and what the next 5 look likeAt 26, Steve Weiss was homeless in Los Angeles, sleeping in his car in a 24 Hour Fitness parking lot with $200 to his name. Six years later, his Facebook ads agency Mutesix sold for $100 million to Dentsu. The day the money hit his account, he was standing at the Western Wall in Israel — and got a phone call that made him realize money doesn't fix what's broken inside you.In this episode of MoneyWise, host Daniel Berk sits down with Steve Weiss to walk through the parts of a nine-figure exit nobody puts in the press release: how much he personally took home, if the wire made him happy, and what post-exit life actually looks like on a random Tuesday when you've already "won."In this conversation:How Steve built Mutesix from 4 clients in 2013 into one of the first productized Facebook ad agencies — and sold it to Dentsu in 2019 for $100MThe emotional moment the wire hit at the Western Wall, and the tragedy that hit the same dayHis real spending today: a private chef 3–4 days a week, why his wife asks for nonprofit donations instead of Birkin bags, and the cause they're fundingWhy he over-indexes on life and health insurance — and the advice he gives every founderThe post-exit purpose vacuum — what he calls "almost impossible to replicate" — and how he's filling it now with family, angel investing through SGD, his podcast, real estate, and possibly politicsWhat he'd do differently if he could rewind 15 yearsThe honest answer to the question every founder secretly asks: did $100 million actually make him happy?If you've ever wondered whether the exit really fixes anything, this is the episode.MoneyWise is the personal finance podcast for high-net-worth founders. Hosted by Daniel Berk and produced by Hampton — a private, vetted community for founders and CEOs running businesses doing $2M+ in revenue. Apply at joinhampton.com.Sponsors:Daily Body Coach - achieve your dream body with https://moneywise.dailybodycoach.comOceans - Hire incredible talent for marketing, ops, sales, and more, and even have them build out all your AI workflows for you. Go to https://www.oceanstalent.com/moneywise now.

We're back with a brand new episode of Money Wise, with a look on the numbers coming out of Wall Street last week. Markets showed mixed performance this week, with the Dow Jones Industrial Average slipping about 0.4%, while the S&P 500 rose roughly 0.5% and the Nasdaq gained about 1.5%. Year to date, all three major indexes remain positive, with the Dow up 2.4%, the S&P 500 up 4.7%, and the Nasdaq leading at 6.9%. The guys note that after a sharp V-shaped recovery in recent weeks, markets now appear to be settling into a more consolidated trading pattern. A major focus of the discussion centered on the shift in market drivers, with strong corporate earnings taking precedence over geopolitical concerns in the near term. Early earnings reports have come in well above historical averages, with a significant percentage of companies exceeding expectations on both earnings and revenue growth. The Money Wise guys also highlight a shift in market participation, with institutional investors playing a larger role in the recent rally while retail investors have remained more cautious. Despite ongoing uncertainty in the Middle East, the broader takeaway emphasized that markets are increasingly focused on fundamentals, particularly earnings growth, while still navigating periods of short-term volatility and consolidation. Institutional Buying Leads Recent market activity has highlighted a shift in participation, with institutional investors taking a more active role in driving the current rally. After a period where retail investors were a significant force behind market gains, professional money managers appear to be increasing equity exposure and putting cash back to work. This shift can influence market direction, as institutional flows tend to be larger and more sustained. At the same time, retail participation has been more measured, which may suggest that some investors are still waiting for greater clarity before fully reengaging with the market. In the second hour, the Money Wise guys explore RIA vs. Broker. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

John Arrow bootstrapped Mutual Mobile from a $0.99 iPhone app to a 350-person company — with zero investors — and sold it twice. In this episode of MoneyWise, John breaks down exactly how he built and exited one of Austin's most successful tech companies, what he did with the money, and what his financial life actually looks like today.John gets radically transparent about his net worth (well into 8 figures), his monthly spending ($50–65K/month), his investment strategy, and why he thinks most wealth managers are a waste of money.Plus: the illegal Cuba trip right before signing a life-changing deal, the $500K bet to hack Apple's encryption, how he sued American Express on behalf of a friend and won in 48 hours, and the new AI company he built the morning of this recording.Topics covered:How John made his first $1,000/day at 14 years oldBootstrapping Mutual Mobile to a $70M exit with no outside fundingWhat actually happens the day a wire hits your accountWhy he sold the company a second time — and for how muchHis exact portfolio breakdown (stocks, private investments, real estate)Why he never drinks (the real reason)FreedomGPT and the future of uncensored AIHow to think about money once you never have to work againStop making million-dollar decisions alone. Hampton gives you a personal board of eight vetted founders in your city who meet monthly to tackle your hardest problems. Find your group: https://www.joinhampton.com Sponsors:Daily Body Coach - achieve your dream body with https://moneywise.dailybodycoach.comOceans - Hire incredible talent for marketing, ops, sales, and more, and even have them build out all your AI workflows for you. Go to https://www.oceanstalent.com/moneywise now.

The Money Wise guys are back with another brand-new episode. This past week, markets surged higher, with the Dow Jones Industrial Average gaining 3.2%, the S&P 500 rising 4.5%, and the Nasdaq leading with a 6.8% increase. Year to date, all three major indexes are now firmly positive, with the Dow up 2.9%, the S&P 500 up 4.1%, and the Nasdaq up 5.3%. The guys note that much of the year's gains were driven in a short period, highlighting the speed of the recent rebound and the sharp shift in market momentum. A key focus of the discussion was the continued V-shaped recovery in markets following easing geopolitical tensions, particularly the reopening of the Strait of Hormuz. The team also highlights a shift in market leadership, with institutional investors stepping in more aggressively while retail participation has lagged behind. At the same time, concerns were raised about the growing trend of speculative behavior, as some investors shift away from long-term investing toward prediction markets and sports betting. The broader takeaway emphasizes the importance of discipline and maintaining a long-term perspective, especially in an environment where short-term momentum and speculation can quickly drive market behavior.  Speculation Concerns Rise Speculation continues to be a growing concern in today's market environment, particularly as more participants shift toward short-term, high-risk opportunities rather than long-term investing. The rise of prediction markets, sports betting, and rapid trading strategies has pulled attention away from fundamentals and toward quick outcomes. This shift can contribute to increased volatility and disconnects between price movements and underlying business performance. For investors, it reinforces the importance of maintaining a disciplined approach and focusing on long-term fundamentals rather than getting caught up in short-term speculation. In the second hour, the Money Wise guys share The Best Investment Advice Ever . You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

The Money Wise guys are back inside the studio after a week off and bringing with them the numbers from last week's market performance. Markets moved sharply higher this week following a two-week ceasefire between the United States and Iran, with the Dow Jones Industrial Average gaining about 1,412 points, or 3%, the S&P 500 rising roughly 3.6%, and the Nasdaq leading the way up approximately 4.7%. Despite the strong rally, year-to-date performance remains mixed, with the Dow nearly flat, the S&P 500 slightly negative, and the Nasdaq down about 1.5%. The guys note that the recent move marked a significant rebound after a volatile stretch, particularly as the quarter came to a close. A major focus of the discussion centered on the relationship between geopolitical developments and energy markets, particularly oil prices and their downstream effects. While the ceasefire helped stabilize markets in the short term, the hosts emphasized that underlying risks remain, especially surrounding the Strait of Hormuz and global oil supply routes. The conversation also highlights how quickly oil prices can rise due to trading activity, even when supply conditions have not materially changed, as well as the lag consumers often experience in gasoline prices at the pump. The broader takeaway reinforced that while markets can respond quickly to headlines, longer-term outcomes often depend on how these geopolitical and economic factors ultimately play out. Oil Prices Remain in Focus Oil prices remain a central driver of market sentiment, particularly during periods of geopolitical uncertainty. Sharp moves in energy prices can influence inflation expectations, which in turn affects interest rate outlooks and broader market behavior. Because oil is embedded in nearly every part of the global economy—from transportation to manufacturing—rising prices can put pressure on both consumers and corporate margins. For investors, this creates a ripple effect across sectors, often contributing to increased volatility as markets adjust to shifting cost structures and economic expectations. In the second hour, the Money Wise guys discuss Equity Index Annuities. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

The Moneywise Radio Show and Podcast Wednesday, April 8th  BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Radio Show & Podcast" call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guest: Rickey Bird Jr., Director, Actor, Writer & Producer  websites: https://rickeybird.com/ https://kernoilmovie.com/ instagram The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Rickey Bird and his business are not affiliated with nor endorsed by LPL Financial or Moneywise Wealth Management].

This is a highlight episode.Three guests. Three completely different relationships with money. All of them more honest than they probably planned to be.Neil Patel wrote a blog post in 2014 saying he could be happy on $15,000 a month. He meant it. We brought him on to find out how that became $200,000 a month — and where it actually goes. The answer involves $35,000 in bed sheets, four homes in Beverly Hills, and donations that dwarf his actual lifestyle spend.Hank — not his real name — built a $3 billion cell phone distribution company, exited in 1996 for $60 million, and eventually found himself standing inside a 24,000 square foot house wondering how it happened. He paid $10 million. Cash. No mortgage. And runs it like a part-time job. He never says his net worth. He doesn't have to.Taylor Adams grew up in a Los Angeles family with over a billion dollars in assets going back to the 1890s. Got sober at 26. Now helps wealthy families avoid destroying what the first generation built. He has a framework for how that destruction happens. He calls it the Four Horsemen. Every one of them sounds like good advice.Three clips. Three moments worth rewinding.This is MoneyWise.FEATURED GUESTSNeil Patel — Founder, Neil Patel Digital & Crazy EggHank — Anonymous. Cell phone distribution. $60M exit. 24,000 sq ft.Taylor Adams — Founder, Belief Partners. Fourth-generation family wealth.ABOUT MONEYWISEMoneyWise is a Hampton podcast about what wealthy founders actually do with their money. Not how they made it — what they do after. Real numbers. Real allocation. Real feelings about wealth. Hosted by Daniel Berk.New episodes in production now.____________Stop making million-dollar decisions alone. Hampton gives you a personal board of eight vetted founders in your city who meet monthly to tackle your hardest problems. Find your group: https://www.joinhampton.com This episode's sponsor is Daily Body Coach - achieve your dream body with dailybodycoach.com/moneywise

Welcome back to Money Wise, where we pull back the curtain on Wall Street and give you the whole truth, not just the half. It was another rough week across the major indices. The Dow Jones Industrial Average fell roughly 408 points, or about 0.9%, while the S&P 500 dropped approximately 138 points, down 2.1% on the week. The NASDAQ led losses, declining around 700 points - a 3.2% slide. Year-to-date, the picture remains challenging: the Dow is down 6%, the S&P 500 is off 7%, and the NASDAQ has shed nearly 10%. Notably, the S&P 500 now sits well below its 200-day moving average and is down roughly 9.1% from its intraday high, putting it on the edge of correction territory alongside the Dow and NASDAQ. The Money Wise guys discuss how this correction continues to be driven largely by headlines, particularly geopolitical news surrounding Iran, rather than by a deteriorating fundamental backdrop. They note that strong earnings and a resilient labor market remain in place, even as housing has softened again with rates moving higher. The team cautions listeners to cross-reference news sources carefully, pointing out that propaganda and misinformation can move markets just as much as real events. The broader takeaway: when buyers go on strike and headlines dominate, history suggests that perspective and patience matter more than reaction. Dow in Correction The Dow Jones Industrial Average has now entered correction territory, defined as a decline of 10% or more from a recent high. While the word "correction" can sound alarming, it's a normal and historically recurring part of market cycles. What matters most is context: this pullback has been driven largely by event-based headlines rather than a broad breakdown in corporate earnings or economic fundamentals. For long-term investors, corrections can be uncomfortable in the moment, but they have consistently proven to be a natural part of how markets reset and find their footing. In the second hour, the Money Wise guys give listenters a peek into what Wall Street Won't Tell You. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

We're back with another episode of Money Wise, where the Money Wise guys pull back the curtain on Wall Street and talk about what's actually moving the markets. Markets declined again this week as volatility picked up across all major indexes. The Dow Jones Industrial Average fell about 984 points, or 2.1%, while the S&P 500 dropped roughly 1.9% and the Nasdaq declined around 2.1%. Year to date, losses have deepened, with the Dow down approximately 5.2%, the S&P 500 lower by about 5%, and the Nasdaq down nearly 7%. The S&P 500 also closed below its 200-day moving average, a level many investors watch as a measure of longer-term trend direction. The guys note that recent market weakness has been influenced by a combination of geopolitical tensions, continued uncertainty around interest rates, and a surge in trading activity tied to options expiration events, which added to short-term volatility. Indiscriminate Selling Spreads A key theme throughout the discussion was the growing level of fear in the market and how broadly assets are being sold, often without regard to underlying fundamentals. Despite the pullback, the Money Wise guys emphasize that corporate earnings and economic data have remained relatively strong, pointing to continued growth in both earnings and GDP. Historical context was also discussed, noting that market reactions to geopolitical events have typically been short-lived, with selling pressure often concentrated in the early stages. The broader takeaway focuses on the disconnect that can occur between market sentiment and fundamentals during periods of heightened uncertainty, and how those environments can create opportunities for investors who remain focused on long-term trends rather than short-term reactions. In the second hour, the Money Wise guys explore RIA vs. Broker. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

The Money Wise guys are back with an all-new episode. In the week just past, markets moved lower again as geopolitical tensions and rising oil prices continued to drive investor sentiment. For the week, the Dow Jones Industrial Average declined about 943 points, or 2%, while the S&P 500 fell roughly 1.6% and the Nasdaq dropped around 1.3%. Year to date, all three major indexes are now negative, with the Dow and S&P each down about 3.1% and the Nasdaq lower by approximately 4.9%. Despite the recent pullback, the hosts noted that markets remain within a relatively contained range, with the S&P 500 down just over 5% from its all-time high and the Dow and Nasdaq both down slightly less than 8%, meaning the market has not yet entered what is typically defined as a correction. A significant portion of the discussion focused on the ongoing conflict involving the United States, Israel, and Iran, and its impact on oil prices and market behavior. The hosts highlighted how closely markets have been tracking movements in energy prices, with rising oil contributing to market declines and easing prices providing some relief. Broader concerns around inflation, interest rate policy, and credit markets were also discussed, along with the role of media narratives in shaping short-term sentiment. While geopolitical events and headlines are contributing to near-term volatility, the conversation emphasized that these types of market reactions are not unusual during periods of uncertainty, and that perspective remains important when evaluating longer-term market trends. Private Credit Concerns Private credit has grown rapidly in recent years, but that growth has brought increased attention to the risks beneath the surface. Many of these investments lack the transparency and liquidity of publicly traded markets, which can make it more difficult to assess underlying credit quality and respond to changing conditions. In a higher interest rate environment, borrowers may also face increased pressure, raising the potential for defaults. For investors, understanding how these strategies are structured and where the risks truly lie is an important part of evaluating whether private credit fits within a broader portfolio. In the second hour, the Money Wise guys share The Best Investment Advice Ever. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

Host: Helene Raynaud Guest: Christie Caster Air date: Mar 09, 2026

Markets moved lower this week as investors reacted to geopolitical tensions, rising oil prices, and renewed volatility in global markets. For the week, the Dow Jones Industrial Average fell roughly 1,476 points, or about 3%, while the S&P 500 declined approximately 2% and the Nasdaq slipped about 1.2%. Year to date, the major indexes are modestly negative, with the Dow down around 1.2%, the S&P 500 lower by roughly 1.5%, and the Nasdaq down about 3.7%. Despite the pullback, the hosts noted that the overall decline remains relatively contained, with the S&P 500 only about 3.75% below its recent all-time intraday high. A major portion of the discussion focused on global developments and their impact on market sentiment. International markets saw significant volatility during the week, including a sharp drop in the South Korean stock index before a partial rebound. The conversation also turned to geopolitical tensions in the Middle East and how rising oil prices could influence inflation expectations and interest rate policy. The hosts emphasized that conflicts in the region are not new for markets, noting that historically many markets have recovered and even advanced following periods of geopolitical uncertainty. While headlines and political narratives can drive short-term market reactions, the broader perspective highlighted the importance of maintaining discipline and focusing on longer-term market trends rather than reacting to daily news cycles. Oil Prices Rise Oil prices moved back into the spotlight this week as geopolitical tensions in the Middle East pushed energy prices higher and renewed concerns about inflation. Because gasoline prices are one of the most visible costs consumers face, rising energy prices can quickly influence both consumer sentiment and market expectations around interest rates. The hosts discussed how fluctuations in oil prices often drive short-term market reactions, even though markets have historically navigated periods of geopolitical tension and energy price volatility. In the second hour, the Money Wise guys discuss Equity Index Annuities. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

The Money Wise guys are back at it, kicking off the show with a review of last week's numbers from Wall Street. Markets experienced another week of volatility as investors continued sorting through a mix of economic signals and shifting narratives around artificial intelligence. For the week, the Dow Jones Industrial Average fell roughly 648 points, or about 1.3%, while the S&P 500 declined approximately 0.4% and the Nasdaq dropped around 1%. February finished with mixed results across the major indexes. The Dow edged slightly higher for the month, up about 0.2%, while the S&P 500 declined roughly 0.9% and the Nasdaq fell 3.4%. Year to date, the Dow continues to lead the three major indexes, up about 1.9%, while the S&P 500 remains modestly positive and the Nasdaq has moved into negative territory for the year. A major topic of discussion this week centers on the market's continued tendency to react quickly to headlines surrounding artificial intelligence. Several technology and software companies experienced notable price swings as speculation about AI's long-term impact on different industries circulated through the market. Much of that volatility was amplified by a widely discussed research report projecting significant economic disruption caused by artificial intelligence in the coming years. While the report generated substantial attention, the guys note that many of the assumptions remain highly speculative. The broader takeaway from the discussion is that markets often react first and evaluate later, which can create short-term volatility even when underlying business fundamentals have not materially changed. Treasury Yields Dip Below 4% One development that received relatively little attention in the financial media this week was the drop in the 10-year Treasury yield below 4%. That move helped push mortgage rates back below the 6% level, a notable shift after a prolonged period of higher borrowing costs. Lower mortgage rates could begin to bring additional buyers back into the housing market, particularly as the spring home-buying season approaches. While interest rates remain elevated compared to the historically low levels seen a few years ago, even modest declines can influence housing activity and broader economic sentiment. In the second hour, the Money Wise guys give listeners a peek into what Wall Street Won't Tell You. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

Markets moved higher this week while continuing to work through a longer-term consolidation phase that has defined much of the year so far. For the week, the Dow Jones Industrial Average gained 0.3%, the S&P 500 rose 1.1%, and the Nasdaq advanced 1.5%. Year to date, the Dow leads at +3.3%, the S&P 500 is up 0.9%, and the Nasdaq remains down 1.5%. From a technical perspective, the S&P 500 continues to trade within the consolidation range discussed on recent programs. Resistance near 7,000 remains intact, while the 50-day moving average has acted as a recurring support level. By week's end, the index moved back above that average, reinforcing the pattern of sideways movement rather than sustained decline. The Money Wise guys emphasize that this type of consolidation following strong prior gains is typical in market cycles, allowing valuations to normalize and confidence to rebuild. Technology stocks, which drove much of the prior advance, are also becoming more attractively valued after multiple compressions, creating selective opportunities within the sector. Market Resilience During Policy Shifts A major development during the week was the Supreme Court ruling on tariffs tied to the April 2025 trade actions. The Court struck down the specific legal provision previously used, but markets absorbed the news calmly as the administration moved quickly to implement tariffs through other existing authorities. The guys note that the muted market response reflected investors' understanding that trade policy direction remains largely unchanged despite the legal shift. In the second hour, the Money Wise guys explore RIA vs. Broker. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

The Moneywise Radio Show and Podcast Thursday, February 19th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Radio Show & Podcast" call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guest: Monty Byrom and Paul South of, "Buddha's Beef"  Bands Website: https://buddhasbeefandmeatpacking.com/ Tickets to Saturday's Show: An Evening with Buddha's Beef  The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.  

Stop making million-dollar decisions alone. Hampton gives you a personal board of eight vetted founders in your city who meet monthly to tackle your hardest problems. Find your group: https://joinhampton.com/We're testing something new on MoneyWise. Just like we got radically transparent about money, we want to do the same with company building. Let us know what you think.In this episode: Adam White started Front Office Sports as a college project. Now it's worth over $40 million and it's basically the Wall Street Journal of sports. How'd he do it? We break down the branding, hiring, and operations that Adam used to compete with sports industry titans from day one.Cool Links: Hampton - https://joinhampton.com/Front Office Sports - https://frontofficesports.com/

Volatility returned to markets this week, reinforcing how quickly sentiment can shift in a headline-driven environment. For the week, the Dow Jones Industrial Average declined about 615 points, or 1.2%, the S&P 500 fell roughly 96 points, or 1.4%, and the Nasdaq dropped approximately 485 points, or 2.1%. Year to date, the Dow remains up 3%, while the S&P 500 is essentially flat, down 0.1%, and the Nasdaq is down 3%. From a technical standpoint, the discussion revisits the consolidation pattern that has defined the S&P 500 since Thanksgiving 2025. The index continues to encounter resistance near the 7,000 level and support around its 50-day moving average. Although the S&P has briefly closed below that moving average at times, it has not remained there for long, reinforcing the sideways trading range that has persisted for months. The Money Wise guys also note that despite this consolidation, the S&P 500 has still advanced about 13.8% since November 2024, underscoring that recent volatility exists within a longer-term upward trend. Artificial Intelligence Headlines A significant portion of the episode focuses on the growing market tendency to react instantly to artificial intelligence headlines. The guys caution that AI is more likely to enhance existing industries than replace them outright, pushing back against narratives suggesting widespread obsolescence across sectors. Recent examples illustrate how algorithm-driven trading and unverified news can trigger sharp price moves before facts are confirmed. The broader takeaway echoes a long-standing Money Wise principle: markets often react first and evaluate later, making disciplined perspective and active decision-making essential in periods dominated by speculation and rapid information flow. In the second hour, the Money Wise guys share The Best Investment Advice Ever . You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

Markets delivered mixed signals this week, reminding investors that headline performance rarely tells the full story. For the week, the Dow Jones Industrial Average surged 1,223 points, or 2.5%, while the S&P 500 edged lower by about 7 points, or 0.1%. The Nasdaq declined roughly 431 points, or 1.8%. On a year-to-date basis, the Dow is now up 4.3%, the S&P 500 is up 1.3%, and the Nasdaq is down 0.9%. From a technical standpoint, the conversation focuses on key market levels and investor behavior. The Dow closed above 50,000 for the first time in history, marking a notable milestone. Meanwhile, the S&P 500 briefly dipped below its 50-day moving average before rebounding sharply on Friday, supported by improved consumer sentiment. That late-week rally was significant, representing the S&P's strongest single-day gain since April of last year, following the tariff-driven volatility at that time. Despite the rebound, resistance near the 7,000 level remains intact. NASDAQ Pressure The Money Wise guys also examine why weakness in the Nasdaq drew so much attention. After rising roughly 50% from its intraday lows earlier in the year to its October high, the index has struggled to regain momentum, particularly as software stocks faced renewed pressure. The guys caution against chasing speculative narratives, including claims that assets like Bitcoin serve as reliable hedges. Instead, the discussion reinforces a long-standing Money Wise principle: cash and active portfolio management remain practical tools for managing uncertainty, while speculation often introduces more risk than protection. In the second hour, the Money Wise guys discuss Equity Index Annuities. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

Rather than reacting to short-term market swings, this week on Money Wise took a closer look at the technical patterns shaping recent market activity. For the week, the Dow Jones Industrial Average declined by roughly 206 points, or 0.4%, while the S&P 500 gained approximately 23 points, or 0.3%. The Nasdaq slipped about 39 points, or 0.2%. Despite modest weekly movement, year-to-date results remain positive, with the Dow up 1.7%, the S&P 500 up 1.4%, and the Nasdaq up 0.9%. From a technical perspective, the conversation focuses on what long-time listeners recognize as a market “pause.” Since Thanksgiving, the S&P 500 has traded within a narrow range of roughly 300 points, about a 4.5% channel from high to low. The 50-day moving average continues to act as a support level, with the index briefly dipping below it intraday before closing back above. At the same time, resistance near the 7,000 level has capped upside progress, creating a consolidation phase that is common in extended market cycles. Precious Metals in Focus The Money Wise guys also address growing attention around precious metals, particularly gold. Since Thanksgiving, gold as measured by the GLD ETF has risen nearly 20%, a move that has generated increased advertising and speculation. The hosts caution investors against emotionally driven decisions fueled by extreme forecasts, noting that gold does not consistently protect against inflation and has historically lagged equities over long periods. The broader takeaway remained consistent with Money Wise's long-standing message: understanding market structure, maintaining perspective, and avoiding reactionary decisions matters far more than chasing headlines or short-term performance narratives. In the second hour, the Money Wise guys give listeners a peek into what Wall Street Won't Tell You. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

The Money Wise guys are back inside the Money Wise studio with an all-new episode. This week, the conversation opens with a look at recent market performance. Major indexes moved modestly lower for the week, while year-to-date results remain positive across the Dow, S&P 500, and Nasdaq. That context matters, especially in a market environment that continues to trade within a narrow range. Much of 2026 has resembled a “two steps forward, two steps back” pattern, with the S&P 500 repeatedly finding support and resistance around its 50-day moving average. The discussion then shifts to how short-term political headlines continue to influence market behavior, particularly when algorithmic trading reacts instantly to news rather than fundamentals. Recent tariff-related rhetoric and geopolitical developments sparked a brief market pullback, followed quickly by a recovery once uncertainty eased. This pattern has become familiar. Markets often react first and think later, especially when algorithms dominate trading volume and amplify knee-jerk responses to headlines. Algorithmic Trading vs Human Judgement A key takeaway from the episode was the role of human judgment in navigating these moments. While automated systems react to inputs, experienced investors recognize recurring patterns and understand when volatility is driven by noise rather than lasting structural change. Retail investors stepped in to buy during the brief dip, reinforcing the idea that markets often recover quickly once clarity returns. The broader message remains consistent: understanding market behavior, recognizing negotiation dynamics, and maintaining perspective matters far more than reacting emotionally to every headline. In the second hour, the Money Wise guys explore RIA vs. Broker. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

This EFT tapping session with Brad Yates focuses on being more money-wise by easing stress, confusion, and emotional charge around financial decisions.

As always, the Money Wise guys kick off this week with a quiet but telling market recap. For the week, the Dow Jones Industrial Average slipped about 145 points (-0.3%), the S&P 500 declined roughly 26 points (-0.4%), and the NASDAQ fell about 156 points (-0.7%). Despite the modest pullback, year-to-date performance remains positive, with the Dow up 2.7%, the S&P 500 up 1.4%, and the NASDAQ up 1.2%, underscoring how tightly the market has been consolidating early in the year. The conversation then shifts to what's really driving investor unease: noise, not fundamentals. The team discusses how markets have largely shrugged off a steady stream of political headlines, global rhetoric, and policy speculation - from tariffs and credit card rate caps to questions around the Federal Reserve's independence. Even with heightened commentary and media-driven anxiety, market reactions have remained surprisingly muted, reinforcing the idea that emotions and sensational narratives often do more damage to portfolios than the underlying data ever could. Long-Term Investor Behavior A major theme throughout the episode is investor behavior. The hosts emphasize that fear-driven decision-making, fueled by constant “wall of worry” coverage, can undermine long-term outcomes far more than normal volatility or consolidation phases. In contrast, disciplined planning, diversification, and staying focused on fundamentals continue to matter most, especially during periods when markets appear stuck in a range, and headlines dominate sentiment. In the second hour, the Money Wise guys share The Best Investment Advice Ever. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

Host: Helene Raynaud Guest: Kathryn Peterson Air date: Jan 12, 2026

Host: Mindy McCulley, MS Family and Consumer Sciences Extension Specialist for Instructional Support, University of Kentucky  Guest: Jeanne Badgett, MS Extension Associate for Clothing, Textiles, and Household Equipment Season 8, Episode 32 Join Talking FACS host Mindy McCulley and guest Jeanne Badgett from the University of Kentucky FCS Extension for a practical episode about organizing without breaking the bank. Strategies include: decluttering first grouping like items establishing zones repurposing containers, and suggest for when to invest in uniform storage Key takeaways: toss broken items, sort and label for visibility, try no-cost solutions first (repurpose boxes, jars, trays), enlist a friend instead of hiring help, and remember clutter has both financial and opportunity costs. Resources mentioned: Money Wise newsletter and your local Extension office for more tips and hands-on support. For more information about this topic and other MoneyWi$e topics, visit: MoneyWi$e Newsletter MoneyWi$e Website Connect with FCS Extension through any of the links below for more information about any of the topics discussed on Talking FACS. Kentucky Extension Offices UK FCS Extension           Website           Facebook           Instagram           FCS Learning Channel

The Money Wise guys are back inside the studio, and the episode this week opens with a strong start to 2026, as markets posted their first full trading week gains and both the Dow and S&P 500 closed at new all-time highs. The Dow surged more than 1,100 points on the week, while the S&P 500 and NASDAQ followed with solid advances, reflecting renewed momentum after year-end profit-taking and tax-loss selling faded. The guys explain how early-January rebalancing activity, by both institutional investors and individual portfolios, often creates a powerful tailwind as capital gets redeployed with a fresh calendar year. The conversation then shifts to what's driving that momentum beneath the surface. Annual portfolio rebalancing takes center stage, with a discussion on why long-term data consistently shows annual rebalancing outperforms more frequent adjustments over full market cycles. The team also shares insight into how Davidson Capital Management implemented its own significant rebalance, expanding diversification and restructuring portfolios to reflect current market conditions, underscoring why discipline and structure matter during strong market starts. Later in the show, the focus broadens to alternative investments, particularly energy-related strategies. The guys caution listeners that “alternatives” can mean very different things depending on structure and risk, emphasizing the importance of education before allocating capital. They also touch on recent geopolitical developments and why, despite dramatic headlines, markets often react far less than expected, reinforcing the episode's recurring theme: markets tend to reward fundamentals, diversification, and long-term thinking over emotional reactions. Why Rebalancing Matters Rebalancing matters because it helps keep a portfolio aligned with its intended risk level and long-term strategy as markets move. Over time, strong-performing assets can grow to represent a larger share of a portfolio than originally planned, increasing exposure and risk without investors realizing it. Rebalancing trims areas that have run ahead and reallocates toward underweighted positions, bringing discipline to the investment process. Rather than reacting emotionally to headlines or short-term market swings, it encourages a systematic approach that can support more consistent outcomes over full market cycles. In the second hour, the Money Wise guys discuss Equity Index Annuities. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

This week's Money Wise episode steps back from the day-to-day market headlines to review how December, the fourth quarter, and all of 2025 wrapped up. While December itself was relatively muted and didn't deliver a traditional Santa Claus rally, the broader takeaway was far more positive. All three major indexes finished the year with solid gains, reinforcing that short-term pauses don't negate longer-term momentum. The discussion then shifts to what investors should focus on heading into the new year: maintaining perspective after a strong multi-year run. Rather than chasing headlines or short-term market moves, the hosts emphasize disciplined portfolio construction, diversification, and understanding the forces that continue to support equity markets. The message is clear: healthy markets don't move in straight lines, and temporary slowdowns are often part of a much larger trend. How History Frames Expectations A key portion of the episode is devoted to historical context. The Money Wise guys highlight how three consecutive years of double-digit returns for major indexes are relatively rare and examine how similar streaks played out in prior decades. Importantly, they explain why today's market environment is structurally different, pointing to factors like the rise of 401(k) investing, increased participation in equities, and long-term U.S. innovation leadership. The takeaway isn't that history will repeat itself, but that understanding how markets have evolved can help investors make more informed decisions going forward. In the second hour, the Money Wise guys give listeners a peek into what Wall Street Won't Tell You. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.**

This week's Money Wise episode takes a step back to assess where markets stand as the year winds down and the Santa Claus rally remains firmly in focus. With a holiday-shortened trading week and lighter volume, the S&P 500 edged closer to a new all-time closing high, supported by strong performance over the final five trading days of December. The guys discuss why late-year seasonality still matters and how recent gains align with historical Santa Claus rally patterns. Beyond market action, the conversation shifts to the broader economic backdrop. Despite incomplete and delayed data from the recent government shutdown, key indicators point to continued momentum: third-quarter GDP growth came in at a strong 4.3%, savings rates are rising toward 5%, and consumer spending remains a major driver of economic expansion. The Money Wise guys push back on narratives suggesting growth is narrowly driven by AI infrastructure, emphasizing that consumer activity continues to power a significant share of GDP. With year-end optimism intact and early 2026 catalysts on the horizon, the episode reinforces why long-term perspective matters, especially when headlines focus more on costs than growth. The Santa Claus Rally A Santa Claus rally refers to the market's historical tendency to rise during the final trading days of December and the first few days of January. This period is often supported by seasonal optimism, lighter trading volumes, and investors repositioning portfolios for the year ahead. When it occurs, it can help improve overall market sentiment and reinforce confidence after a full year of trading. A strong year-end rally may also provide momentum as markets enter the new year. While not guaranteed, it's a pattern investors often watch closely as a gauge of near-term market tone. In the second hour, the Money Wise guys explore RIA vs. Broker. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

This week's Money Wise episode takes listeners through a choppy but telling stretch in the markets, underscoring why perspective matters, especially in a bull market. The week delivered mixed results across the major indexes, with the Dow Jones Industrial Average down roughly 0.7%, the S&P 500 essentially flat, and the NASDAQ managing a modest gain of about 0.5%. Despite the uneven week, the bigger picture remains constructive, with year-to-date performance still firmly positive across all three indexes. The episode also dives into the importance of thoughtful portfolio construction. While AI-related companies have been strong performers, the discussion highlights why disciplined profit-taking and diversification across sectors can help manage volatility and create more balanced portfolios. Rather than chasing headlines or hot sectors, the message is clear: bull markets climb walls of worry, and investors who stay patient, diversified, and grounded in fundamentals are often better positioned over time. Volatility in AI Stocks A major focus of the conversation centers on renewed volatility in AI-related stocks and the growing “wall of worry” surrounding the AI infrastructure buildout. The Money Wise guys push back on constant comparisons to the dot-com era, emphasizing that large-scale technological transformations take years, not months, to fully develop. AI, they argue, remains in the early-to-middle innings, and periodic pullbacks, headlines, and rotations are a normal part of long-term growth themes. In the second hour, the Money Wise guys share The Best Investment Advice Ever. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

We're back after a two-week break, and there was a lot to catch up on. This week's Money Wise episode opens with a mixed market recap: the Dow pushed higher, while the S&P 500 and NASDAQ slipped, reflecting a week dominated by volatility and a sharp “attack of the Friday” sell-off. For the week, the Dow Jones Industrial Average gained roughly 503 points, or 1%, while the S&P 500 fell about 43 points, down 0.6%, and the NASDAQ dropped approximately 383 points, or 1.6%. Despite the pullback, the bigger picture remains constructive, with year-to-date gains sitting at roughly 13.9% for the Dow, 16.1% for the S&P 500, and 20.1% for the NASDAQ. Kyle breaks down how a single negative AI-related news story spiraled into a broad tech slide, while Jeff and Joe highlight the deeper issue: a market hypersensitive to headlines and eager to overreact to anything tied to AI. The Money Wise guys also dig into the growing influence of predictive markets, the dangers of casino-style trading attracting inexperienced investors, and why Wall Street will always find a way to package products people are willing to buy, even if it isn't what they should be buying. They close by emphasizing the importance of broader diversification, resisting media-driven panic, and understanding that bull markets often climb a long wall of worry, exactly what we're seeing today. Predictive Markets The rise of predictive markets is creating a new layer of casino-style behavior among younger investors who are treating Wall Street like a betting app rather than a place to build long-term wealth. Platforms that allow users to “wager” on market outcomes or economic events blur the line between investing and gambling, and they're gaining traction with Gen Z and inexperienced traders who are drawn to the instant-gratification model of prediction markets. The Money Wise guys warn that Wall Street will always supply whatever products people are willing to buy,  even if those products encourage speculation instead of strategy. When investors start chasing coin-flip outcomes rather than fundamental research, volatility escalates, emotions take over, and portfolios become dangerously exposed to short-term swings. It's a trend worth watching, and one that makes disciplined, diversified investing even more important. In the second hour, the Money Wise guys discuss Equity Index Annuities. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.**

The Moneywise Radio Show and Podcast Wednesday, December 10th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Radio Show & Podcast" call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management

Money Wise (part 2)Sunday Morning Service // Dec. 7, 2025Series: Wisdom for LivingPastor Greg Shipe

Money Wise (Prov. 6:1-11)Sunday Morning Service // Nov. 30, 2025Series: Wisdom for LivingPastor Greg Shipe  

We're back after a two-week break, and there's plenty to catch up on in this week's episode. The Money Wise guys dive straight into the recent market pullback, examining the roughly 2% drop across major indexes and what's driving the latest wave of investor anxiety. From fears of an “AI bubble” to the media's constant comparisons to the dot-com era, the hosts discuss why the recent downturn looks more like a technical correction than a fundamental shift. They also break down the factors behind this pullback, including stretched valuations, short-term speculation in areas like cryptocurrency, and limited new economic data due to the ongoing government shutdown. Despite the noise, they argue that the core market fundamentals, strong earnings, steady GDP growth, and historical patterns, point to a healthy, ongoing bull market. The conversation also touches on the role of media sentiment in shaping investor behavior and how the rhetoric surrounding tech and AI may be fueling unnecessary volatility. The AI Bubble Myth  The “AI bubble” narrative has become a favorite talking point in the financial media, but treating every tech-led rally as the next dot-com repeat can mislead investors. Calling it a bubble implies that valuations are detached from reality, when in fact today's AI growth is being driven by real spending, real adoption, and real earnings from some of the strongest companies in the world. The danger of the AI Bubble Myth is that it fuels unnecessary fear, pushes investors to the sidelines, and encourages emotional decision-making right when long-term discipline matters most. When headlines shout “bubble,” investors risk reacting to noise rather than fundamentals. In the second hour, the Money Wise guys give listenters a peek into what Wall Street Won't Tell You. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

You paid off your credit card last month. This month it's back up to $2,000. Sound familiar? Paying off credit cards isn't the same thing as breaking up with them - and until you change your relationship with credit, you'll keep ending up right back where you started. In this episode, I'm breaking down why credit cards feel so helpful (until they become a trap), and the exact strategy to actually stop using them: a 4-week reset that includes a spending overhaul and decluttering your home to find extra money. If you're tired of the cycle, this episode will show you how to break it.You'll learn:Why credit cards are designed to feel helpful (and why that's the problem)When credit cards go from convenient to trapWhy you can't pay off debt while actively adding to itThe 4-week credit card breakup plan (stop using, overhaul spending, declutter and sell)How to find money you didn't know you hadWhat happens when you actually break up with credit cards (instead of just paying them off)Get 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat Apply for Moneywise : katyalmstrom.com/moneywise Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/debtpayoffforwomen

Your budget keeps failing - and it's not because you're bad with money. It's because you're trying to force your real life into a generic template that doesn't account for what's actually happening. With the holidays coming up (Thanksgiving, Christmas, birthdays, parties, travel), November and December need a PLAN, not a budget. In this episode, I'm walking you through how to create a spending plan based on your actual calendar, your household's real needs, and what matters to YOU - so you can stop feeling like a failure when life doesn't fit the template.You'll learn:Why generic budgets set you up to fail (especially during the holidays)The difference between a budget and a spending planHow to plan for your actual life by looking at your calendarWhat to consider for November/December specifically (because these months are NOT normal)How to make intentional choices about what matters vs. what doesn'tWhy flexibility is key to a plan that actually worksGet 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat Apply for Moneywise : katyalmstrom.com/moneywise Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/debtpayoffforwomen

You say health is a priority, but you feel guilty spending on a gym membership. You say your marriage matters, but there's no room in the budget for date night. Your money is telling a story about your priorities - and it might not match what you're saying out loud. In this episode, I'm breaking down the two ways we contradict ourselves with money: feeling guilty about spending on what matters, and spending on things that don't actually align with our values. If you're tired of the disconnect between what you say matters and where your money actually goes, this episode will help you get aligned.You'll learn:Why guilt around "good" spending keeps you stuckHow to see what your money ACTUALLY says you prioritize (not what you think it says)The difference between restriction and intentional spendingOne simple exercise to identify where you're contradicting yourselfHow to make aligned money choices that support your real prioritiesWhy debt payoff fails when your spending contradicts your valuesGet 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat Apply for Moneywise : katyalmstrom.com/moneywise Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/debtpayoffforwomen

Haven't checked your bank balance in weeks (or months)? Feel that little flutter of anxiety every time you think about logging in? You're not broken, and you're not alone. In this episode, I'm diving into why we avoid our money - and more importantly, how to move from avoidance to awareness without shame or overwhelm. This is about the emotional side of money that nobody talks about but everyone struggles with.You'll learn:Why money avoidance is actually a form of self-protection (not weakness)What financial avoidance is really costing you beyond just late feesThe "just look" method that breaks the avoidance cycleHow to move from shame to curiosity with your moneyWhy checking daily actually reduces anxiety instead of increasing itThe simple first step you can take this week (no action required, just awareness)Get 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat Apply for Moneywise : katyalmstrom.com/moneywise Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/debtpayoffforwomen

Making your minimum payments every month but your debt isn't going down? You're not alone, and you're not doing anything wrong. In this episode, I'm breaking down the real math behind why minimum payments keep you trapped - and the one shift that can cut years off your debt payoff timeline. Spoiler: even an extra $25 per month makes a massive difference. If you're tired of feeling like you're spinning your wheels with debt, this episode will show you exactly how to break the cycle.You'll learn:Why minimum payments are mathematically designed to keep you in debtThe shocking truth about how long it really takes to pay off debt with minimumsHow even $25 extra per month can save you thousands and cut years off your timelinePractical ways to find extra money without huge sacrificesWhy momentum matters more than perfection when paying off debtGet 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat Apply for Moneywise : katyalmstrom.com/moneywise Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/debtpayoffforwomen

The Moneywise Radio Show and Podcast Tuesday, October 21st BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guest: Allyn Medeiros, Agape Mortgage website: https://allynmedeiros.com/ phone: 661-496-9311

"I can't afford to get help with my money."I hear this all the time, and I'm not going to try to convince you that you're wrong. Instead, let's have a real conversation about this decision - because sometimes "I can't afford it" is absolutely true, and sometimes it's the excuse that keeps you stuck.In this episode, you'll discover:When you genuinely can't afford help (and why that's okay)What "I can't afford it" is actually code for (hint: it's often not about money)How to evaluate whether investing in money support makes sense for YOUR specific situationWhen staying stuck costs more than getting helpPlus, the real question isn't "can I afford this?" - it's "is this the right investment for me right now, given where I am and where I want to go?"Ready to figure out your answer? Book a strategy call to talk about whether Moneywise is right for you. We start October 20th, and I have 3 spots left.This isn't about convincing you to spend money you don't have. It's about helping you make the right decision for where you are and where you want to go.Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat Apply for Moneywise : katyalmstrom.com/moneywise Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/debtpayoffforwomen