The Business Credit and Financing Show

John is a highly respected leader in the alternative finance industry, bringing more than 17 years of experience building, scaling, and optimizing high-performing sales and funding organizations.  Throughout his career, he has successfully launched over seven sales organizations and co-founded two funding companies, including one that achieved a successful exit at five times EBITDA and another that continues to fund more than $7 million monthly. Known for his expertise in alternative lending, sales leadership, and risk assessment, John has developed a reputation for building teams that excel in both customer acquisition and long-term client retention. His approach focuses on thoroughly evaluating business profiles and aligning funding solutions with the unique needs of each client, helping businesses secure the capital necessary for sustainable growth. In addition to his operational success, John is passionate about mentoring sales professionals, developing funding strategies, and navigating the ever-changing landscape of alternative finance. His insights on leadership, scaling organizations, business funding, sales excellence, and industry trends would provide tremendous value to your audience. During the show we discuss: Why paying more for capital can sometimes be the smarter business decision The bank-statement signals funders actually look at Why a "business credit card" may not actually build business credit How to go from alternative funding to traditional financing The 0% funding trap—and what to check before applying Why business owners get rejected even when they think they're ready How AI could eliminate huge portions of the traditional underwriting process Why the right funder should help you become more fundable—not just close today's deal Resources: LinkedIn: https://www.linkedin.com/in/jdicanio/ Website: https://directmerchantfunding.com/

Why do so many companies struggle with cash flow at the exact moment they have their biggest opportunity in front of them? Today we're talking about the hidden financial challenges of growth, how businesses can prepare for larger opportunities, and why access to the right capital strategy can determine whether a company scales or stalls. Our guest today is Eric Rabinovich, Managing Director of X-Caliber GovCon Capital. Eric brings a rare perspective to this conversation, having worked as a government contractor, served as a federal contracting officer with the FDA, and now helping businesses access the capital they need to execute on major contracts. During the show we discuss: Why landing a major contract can create a cash-flow crisis even when it's one of the biggest growth opportunities for a business. How to bridge the award-to-payment gap when payroll, vendors, materials and other expenses have to be paid before the customer pays you. How contract-backed working capital works, including how lenders can evaluate unbilled obligated dollars to determine available capital. Why cash flow and profitability are two different conversations and why a profitable business can still run into serious financial trouble. Why waiting until you need capital can dramatically limit your options, and how proactive capital planning can put you in a stronger position. How to prepare your business for financing by maintaining accurate, reliable books and understanding your P&L and financial position. How to compare different financing options, including traditional bank lines of credit, invoice factoring, asset-based lending and contract-based working capital. How to choose capital based on your specific situation, rather than assuming one financing product is automatically the best option. Resources: https://x-calibercap.com/x-caliber-govcon-capital/

Anthony serves as Vice President of Banking Business Development at Benetrends Financial and has more than a decade of experience in franchise financing and SBA lending. As a Certified Franchise Executive (CFE) and active member of the International Franchise Association (IFA), he has built a strong reputation for helping franchisees and franchisors secure the capital they need to start, grow, and expand their businesses. Throughout his career, Anthony has partnered with franchise professionals across a wide range of industries, combining deep expertise in SBA lending, business development, and strategic partnerships to deliver meaningful results. He is also a frequent speaker at franchise and lending conferences, where he shares practical insights on funding strategies, franchise growth, and access to capital. Anthony's experience in franchise finance, SBA lending, relationship-building, and business growth would make for an insightful conversation and provide tremendous value to your audience of entrepreneurs, lenders, brokers, and business owners. During the show we discuss: Why how you finance a business purchase can make or break your success How to structure an acquisition deal properly from the start The different funding options available (SBA, ROBS, etc.) and how they work together How to evaluate and choose the right financing strategy for your situation Common mistakes people make when buying a business and how to avoid costly deal errors How to approach franchise vs. independent business acquisitions strategically Why understanding all your options upfront helps you make smarter, lower-risk decisions How to position yourself for a successful purchase and long-term growth You can learn more about Anthony here: LinkedIn: https://www.linkedin.com/in/anthony-byrd-cfe-5824075/

Today we're talking about what business owners can learn by seeing their company through three different perspectives—the operator, the investor, and the lender. We'll explore why growth can create as many challenges as opportunities, and how understanding the lender's mindset can ultimately make us stronger business owners. Our guest today has had the rare opportunity to sit in all three seats. As an entrepreneur, investor, and one of the country's leading SBA lenders, Nimi Natan understands that building a successful business takes more than revenue—it requires strong relationships, disciplined cash flow, and earning the confidence of those willing to invest in, lend to, and support your vision. That perspective has helped him scale Gulf Coast Small Business Lending by focusing not just on transactions, but on the people behind the businesses they serve. During the show we discuss: How SBA loans actually work and why they're one of the best funding options available The real requirements lenders look for when approving SBA deals Why many applicants get declined and how to avoid common mistakes How to structure your business and financials to qualify for larger funding amounts The differences between SBA loans and alternative financing options (and when to use each) How to leverage SBA financing to scale or acquire a business What lenders mean by "strong borrower profile" and how to position yourself as low risk How to navigate the SBA process faster and increase approval odds Resources: https://gulfcoastsba.com/

Shane Pierson is a seasoned banking professional at Leader Bank, where he specializes in helping businesses and individuals access tailored financial solutions to support growth and long-term success. With a strong background in commercial banking and lending, Shane works closely with clients to structure financing strategies that align with their goals, whether it's expanding operations, investing in real estate, or improving cash flow. Known for his relationship-driven approach, Shane focuses on understanding each client's unique financial position and delivering customized solutions that go beyond traditional banking. His expertise spans commercial lending, credit analysis, and strategic financial planning, making him a trusted advisor to business owners and entrepreneurs. Shane is passionate about helping clients navigate complex financial decisions while building sustainable, scalable success. During the show we discuss: Why lenders evaluate your business completely differently than you do How emotion can actually hurt your chances of getting approved What SBA lenders are really looking for when reviewing applications How to tell your business story in a way that builds lender confidence Why small operational changes can dramatically improve fundability How to prepare your business before applying for financing What most entrepreneurs misunderstand about the lending process How to bridge the gap between passion and bankable performance Resources: https://www.leaderbank.com/

David Gens is an award-winning entrepreneur, fintech leader, and Founder & CEO of Merchant Growth, one of Canada's leading online small business finance companies. From humble beginnings in his apartment, David built the company into a national organization with offices in Toronto and Vancouver, helping thousands of Canadian small businesses access the capital they need to grow and succeed. With deep expertise in alternative lending, financial technology, and scaling businesses, David is driven by a mission to make funding more accessible through innovative digital solutions. In addition to leading Merchant Growth, he is the founder of BankFlow AI, where he is pioneering AI-powered technology designed to transform the financial services industry. A recognized voice in entrepreneurship and fintech, David frequently shares insights on business growth, digital lending, and the evolving landscape of small business finance. His practical experience and forward-thinking perspective make him a compelling and valuable guest for entrepreneurs, business owners, lenders, and finance professionals alike. During the show we discuss: Why getting funding in Canada has been historically difficult—and what's changing How alternative lending provides faster, more flexible funding options What lenders actually look for when approving small business funding How to position your business to qualify for funding more easily The role of FinTech in simplifying and speeding up approvals How revenue-based funding and modern lending models work What separates businesses that get approved vs. denied How to leverage funding to actually grow your business (not just survive) Resources LinkedIn: https://www.linkedin.com/in/davidmvgens?originalSubdomain=ca Merchant Growth: https://merchantgrowth.com/ BankFlow AI: https://bankflow.ai/ 

Jeffrey Shaw is a globally recognized expert on selling to the affluent and a sought-after speaker who transforms how luxury businesses attract and retain a high-end clientele. With over four decades of experience working with the world's wealthiest individuals, he has mastered the art of understanding the luxury buyer mindset and elevating business strategies to extraordinary success. As a preeminent portrait photographer, Jeffrey's work has been featured on The Oprah Winfrey Show, CBS News, in People and O Magazine, and hang at Harvard University. His deep understanding of affluent clients' complex behaviors and unspoken needs informs his expertise in luxury sales and marketing. Jeffrey is the author of Sell to the Rich, LINGO, and The Self-Employed Life and speaks at premier industry events such as ASID, NKBA, the Luxury Home Design Summit, and many more. His TEDx talk is featured on TED.com, and he is the creator of National Self-Employed Day, recognized on May 4th in the U.S. During the show we discuss: Why attracting the wrong clients can silently destroy your business How to identify and target your ideal client for better profitability and ease Why alignment between your business and lifestyle is critical for long-term success How to simplify your business to increase efficiency and results The hidden costs of saying yes to everything (and everyone) How clarity in positioning leads to stronger marketing and conversions Why working harder isn't the answer—and what to do instead How to build a business that supports your life, not controls it Resources: jeffreyshaw.com     https://www.linkedin.com/in/jeffreyshawauthor/    

Damiano didn't start with connections or capital. At 24, he had $400 left, printed his LinkedIn profile 100 times, and spent 10 hours walking door-to-door to land his first client—a small power tool store that he helped grow into a nine-figure business within two years. That early momentum led to building and scaling an agency to over $8 million a year with a 75-person team. But behind the growth was a different reality: broken systems, pressure from investors, inconsistent sales, and a business that couldn't function without him. Then came the harder lessons—being defrauded by a client, losing team members and accounts to a trusted partner, and realizing that scaling hadn't created freedom; it had created dependence. After exiting, he stepped into enterprise sales, advising teams like Shopify Plus. He then built and scaled another agency to over $2 million per month and later structured it alongside private equity partners with a clear path to exit. But what changed most wasn't the scale—it was the perspective. Today, Damiano brings a different kind of conversation to podcasts. He doesn't talk about how to grow faster; he talks about what breaks as you grow, why most agencies become harder to leave, and how to build something that actually works without you. During the show we discuss: Why more revenue doesn't equal a healthier business How growth exposes hidden weaknesses in your operations Why founder-dependency is one of the biggest scaling bottlenecks How to build systems that allow your business to run without you The difference between scaling revenue vs scaling sustainably How to transition from hustle mode to structured growth Why early-stage struggles (like door knocking) build real scalability skills How to create a business that delivers freedom instead of burnout Resources: https://www.theagency.business/

Cheryl Tibbs is a business growth strategist who bridges capital, technology, and automation to help entrepreneurs and small business owners scale. She combines business funding solutions with AI implementation, workflow automation, and strategic financial guidance to build efficient, resilient operations. With deep experience in financing, Cheryl helps companies secure working capital, loans, and equipment funding while streamlining processes through no-code and low-code systems. Her approach aligns access to capital with technology-driven efficiencies that boost productivity, profitability, and long-term growth. Cheryl is passionate about removing barriers—from limited funding to inefficient workflows and complex tech adoption—by designing smarter systems and sustainable strategies. Known for practical, results-driven insights, she speaks on funding, AI, automation, operations, and the future of tech-enabled growth. Her clients include founders, brokers, and vendors across diverse industries worldwide today. During the show we discuss: Why access to capital alone won't scale your business (and what actually will) How growth exposes operational inefficiencies—and how to fix them early Why combining AI + finance is a massive competitive advantage right now How to build systems that scale instead of creating chaos as you grow The biggest disconnect between finance experts and AI experts—and how to bridge it How to use automation to improve efficiency, profitability, and decision-making What sustainable growth really looks like (beyond just revenue increases) How to structure your business so funding actually accelerates growth instead of amplifying problems Resources: https://thecheryltibbs.com/ https://www.thefractionalcao.com/

Teri Ijeoma is a globally recognized financial educator, stock trading expert, and entrepreneur dedicated to helping individuals achieve financial freedom through strategic investing. A former educator and assistant principal, Teri transitioned from the classroom to full-time trading after discovering the power of the stock market as a tool for income generation and lifestyle design. She is the founder of Trade and Travel, a highly successful online education platform that has taught tens of thousands of students worldwide how to generate income through trading. Known for simplifying complex financial concepts, Teri has built a reputation for making trading accessible to beginners while delivering real, actionable results. A graduate of MIT with a background in education and leadership, Teri has been featured in major outlets such as Forbes, Yahoo Finance, and Black Enterprise. Today, she continues to empower aspiring investors to take control of their finances, build multiple income streams, and design a life on their own terms. During the show we discuss: How options trading works at a high level and why it's attractive for income generation Why risk management is the most important skill in trading How Teri transitioned from a traditional career to full-time trading income Why trading is a learnable skill—not just luck or gambling How to develop a repeatable trading strategy instead of guessing The importance of discipline, consistency, and emotional control How trading can create time freedom and location independence Why education and mentorship can shortcut the learning curve Resources Official Website: https://teriijeoma.com/  LinkedIn: https://www.linkedin.com/in/teriijeoma 

Adam Stettner is a seasoned financial services entrepreneur and founder of FundCanna, a leading capital provider to the cannabis industry. After building Reliant Funding into one of the largest small business financing companies in the U.S., he identified a major gap in cannabis lending and launched FundCanna in 2021.  Under his leadership, the company has underwritten over 6,000 clients and approved more than $500 million in funding, becoming the largest non-bank, non-real estate funding source in the sector. Across his career, Stettner and his team have delivered over $6 billion to more than 200,000 businesses and reviewed over one million small business financial profiles. He has raised $300 million in equity and debt, demonstrating deep capital markets expertise. Stettner has earned recognition from Inc. 5000 and was named Ernst & Young Entrepreneur of the Year in San Diego. During the show we discuss: Why the cannabis industry is fundable despite common misconceptions How to access capital in highly regulated and underserved industries Why traditional lenders avoid cannabis and what alternatives exist How to evaluate risk and underwriting in non-traditional industries How to build and scale a lending company in a niche market Why revenue-based financing is a strong fit for cannabis businesses How regulatory challenges impact funding and how to navigate them How to identify underserved markets and turn them into massive opportunities Resources: https://thecannabisindustry.org/board-members/adam-stettner/ http://www.FundCanna.com 

For over 30 years, Stephen Woessner has worked in the trenches of agency new business strategy, working alongside and consulting with hundreds of agencies — teaching them how to plant their flag of authority within the markets they serve, grow their audience, and fill their sales pipeline with a steady stream of right-fit clients so they can win new business. Stephen founded Predictive ROI in 2009 and remains its CEO and co-owner, working alongside his business partners, Erik Jensen and Hannah Roth. Stephen hosts the "Onward Nation" and "Sell with Authority" podcasts with listeners in over 140 countries and over 1,000 episodes. His agency new business and marketing insights have been featured in major media, and he's the bestselling author of five books, including his latest entitled, "Sell With Authority." During the show we discuss: Why authority beats chasing leads How to turn trust into a system (not luck) Why niching down is the fastest path to growth How to build a steady pipeline of right-fit clients Why most marketing fails (and how to fix it) How to position yourself as the go-to expert in your market How to scale trust without burning out How to convert expertise into predictable revenue Resources: https://predictiveroi.com/

Sharon Lechter is a globally recognized keynote speaker, bestselling author, and elite business strategist committed to advancing financial literacy and entrepreneurial success. A licensed CPA for over 35 years, she co-authored the international bestseller Rich Dad Poor Dad and more than a dozen titles in the Rich Dad series. As CEO, she helped grow the Rich Dad Company into a worldwide brand. Sharon also partnered with the Napoleon Hill Foundation to reintroduce timeless success principles through bestselling books including Think and Grow Rich: Three Feet from Gold, Outwitting the Devil, and Think and Grow Rich for Women. She is the founder and CEO of Pay Your Family First, a financial education organization focused on empowering families and business owners. Appointed to the first U.S. President's Advisory Council on Financial Literacy, she has advised national leaders while continuing her impact as a mentor, philanthropist, mother, and grandmother.  During the show we discuss: Why financial literacy—not income—is the foundation of wealth The difference between active income vs. passive income (and why it matters) How the Cashflow game teaches real-world wealth-building principles Why most people make poor financial decisions—and how to avoid them How to think like an investor instead of an employee The real reason Rich Dad Poor Dad resonated globally—and what it teaches How to build scalable income streams through assets (real estate, business, investments) Why mindset and habits determine long-term financial success more than tactics Resources: https://sharonlechter.com/ https://success.sharonlechter.com/

Ciaran Burke is a fintech entrepreneur and business leader, serving as Co-Founder & Chief Operating Officer of Swoop, a platform that helps small and medium-sized businesses access funding through loans, grants, and equity solutions. Under his leadership, Swoop has become a trusted resource for SMEs seeking faster, more efficient access to capital. Prior to Swoop, Ciaran founded Hiive, a professional networking platform that grew to over 150,000 members and supported more than 4,500 businesses, including organizations such as Google, BBC, Facebook, and Sony. His experience scaling technology-driven companies has given him deep expertise in operations, growth strategy, and innovation. Ciaran is passionate about leveraging technology and AI to improve business financing and empower entrepreneurs, sharing insights on fintech, SME funding, and building scalable businesses. During the show we discuss: Why traditional funding is fragmented and how it limits business growth How to access multiple funding types (loans, grants, equity) in one place Why choosing the right funding type matters more than just getting approved How FinTech platforms are transforming business funding access The advantages of having a centralized funding marketplace How to increase your chances of approval by matching with the right lenders Why grants and equity are often overlooked opportunities How to streamline your funding strategy to save time and maximize results Resources: https://www.linkedin.com/in/burkecg/ https://swoopfunding.com/

Mark Wedeh is a banking executive and Market Leader & Vice President at BankUnited with over 14 years of experience in financial services. He leads multiple banking centers across the Orlando market, driving growth in deposits, lending, and client acquisition while developing high-performing teams. He specializes in business banking, commercial and consumer lending, and retail banking operations, helping clients achieve their financial goals through tailored solutions and strong relationship banking. Mark has a proven track record of growing portfolios, improving retention, and executing strategic business development initiatives. Known for his leadership and client-first approach, he builds long-term relationships with business owners and community partners while fostering accountability and excellence. During the show we discuss: Why relationship banking is critical and how it impacts your ability to get approved What banks actually look for in a borrower beyond just credit scores How to qualify for low-rate, long-term financing most business owners miss out on The biggest mistakes entrepreneurs make with banks that hurt their chances How to properly structure your business for bank funding success Why deposits, cash flow, and consistency matter more than you think The difference between regional banks, big banks, and credit unions—and how to leverage each How to build a long-term banking strategy that grows with your business Resources: https://www.bankunited.com/ (386) 383-4444 mwedeh@bankunited.com 

Chris Gurski is a business credit strategist and founder of The Credit Genius, where he helps entrepreneurs build real financial infrastructure beyond simple entity formation and access scalable funding solutions. He has worked with over 150 clients, guiding them in establishing credit systems, funding strategies, and banking structures designed for long-term growth. He brings a cross-border perspective, having built businesses in Germany, Dubai, and the United States. An E-2 visa holder and summa cum laude business graduate, Chris combines academic excellence with hands-on entrepreneurial experience across multiple markets. His work sits at the intersection of entrepreneurship, banking systems, and international expansion, helping business owners structure and leverage credit to scale confidently and sustainably across borders. During the show we discuss: Why most business credit strategies fail and what lenders actually look for How to build real business credit infrastructure that scales with your company The right way to enter the U.S. market as a foreign entrepreneur and get funded Why entity setup alone isn't enough to become truly fundable How banking relationships impact approvals more than you think The difference between "credit hacks" vs sustainable funding systems How to structure your business for long-term funding success Why global entrepreneurs need a different credit strategy to win in the U.S. Resources: https://www.thecreditgenius.com/ @thecreditgenius 

Andrew Hunzicker is a CPA, entrepreneur, and founder of DOPE CFO, a leading training and advisory platform that helps accountants and entrepreneurs specialize in high-growth industries like cannabis, CBD, and hemp. With over 30 years of experience in accounting, tax, and executive leadership, Andrew has built and advised multiple multi-million-dollar businesses. A former Big Four professional and recipient of the Gold Medal Award for the highest CPA exam score, Andrew is widely recognized for his expertise in financial strategy, capital access, and scaling businesses through niche specialization. Through DOPE CFO, he has helped professionals transition into high-value advisory roles while empowering business owners to increase profitability, improve financial systems, and position themselves for long-term growth and successful exits. During the show we discuss: Why revenue doesn't equal profit and how focusing on the wrong numbers can destroy your business The key financial metrics entrepreneurs overlook that actually determine success and scalability How understanding your financials improves your ability to get funding and access capital Why most business owners operate "blind" financially—and how to fix it How to use financial data to make smarter growth decisions instead of guessing The connection between financial strategy and long-term wealth building Why proactive financial planning beats reactive accounting every time How to build a business that's profitable, fundable, and sustainable Resources: https://dopecfo.com/

For most entrepreneurs, access to capital is one of the biggest challenges standing between where they are and where they want to go. But as many business owners eventually learn, building wealth and building a successful life are not always the same thing. Today's guest Alec Delpuesch has spent years helping entrepreneurs access funding and build business credit, but through his own journey of building businesses, failing, rebuilding, and scaling again, he's developed a unique perspective not just on financial success — but on what it actually means to build something that lasts. Alec is the founder and CEO of Credit Coach Academy and Legacy Strong LLC — a South Florida-based company helping entrepreneurs build business credit and access the funding most banks don't want them to know about. With a no-fluff, results-first approach, Alec has helped clients go from zero to securing real business capital using the step-by-step systems he's built through years in the funding space. His mission is simple: give everyday entrepreneurs access to the tools and knowledge that have always been reserved for the well-connected few. During the show we discuss: How to build business credit from zero and access real capital Where to find funding sources most banks don't tell you about Why many entrepreneurs fail before they succeed—and how to rebound The difference between short-term success and long-term wealth How to use structured systems to consistently secure funding Why mindset plays a key role in financial and business growth How to position your business to get approved for funding What it really takes to build a lasting business and legacy Resources: livelegacystrong.com 

Tyler McBroom is a CPA, entrepreneur, and CEO of TRM CPA, a premier tax advisory firm helping business owners legally save millions while scaling profitable companies. Known for simplifying complex tax strategies into clear, actionable steps, Tyler empowers entrepreneurs to keep more of what they earn and build long-term wealth. He has successfully scaled two businesses past $5 million in under five years and leads an award-winning firm recognized as one of America's Best Workplaces. With a rapidly growing social media audience of over 900,000 followers, Tyler shares practical insights on tax strategy, business growth, and financial decision-making. As the author of "Cash Flow & Grow" and a trusted advisor to high-level entrepreneurs, he is on a mission to help founders make smarter financial moves and create sustainable success. During the show we discuss: How to legally pay less in taxes using proactive strategies Why most accountants fail to provide real tax strategy How to turn tax planning into a growth advantage The difference between tax preparation vs tax strategy How to structure your business for maximum tax efficiency Ways to increase cash flow by reducing unnecessary tax spend How high-level entrepreneurs use taxes to build wealth Why thinking ahead (not reacting) can save you thousands or millions Resources: https://www.trmtaxreview.com/  https://www.trm.cpa/

Natasha Dillon is the Co-Founder and Chief Financial Officer (CFO) of FundFi Merchant Funding, a leading alternative financing company that helps small and medium-sized businesses across the United States and Canada access fast, flexible working capital solutions. With a finance career spanning nearly two decades, Natasha oversees underwriting, accounting, compliance, and financial operations while helping business owners secure the funding they need to grow and thrive. Known for her expertise in alternative lending and merchant funding,  Natasha has played a key role in scaling FundFi into a trusted funding partner for entrepreneurs who may not qualify for traditional bank financing. Under her leadership, FundFi has developed a reputation for providing customized financing solutions, fast approvals, and a streamlined funding process designed around the real-world needs of business owners. During the show we discuss: How to get business funding when banks say no Why revenue-based financing is a powerful alternative to traditional loans How to choose the right funding solution based on your cash flow Why speed and simplicity in approvals matter for business growth How to leverage alternative funding to solve cash flow crunches What makes a lender or funding partner legit and reliable How ISOs and brokers can increase deal approvals and commissions Why customized funding strategies outperform generic loan products Resources: https://fundfi.com/  https://www.fundfimerchantfunding.com/

Sol Lax is the CEO of Revenued, a financial technology company focused on providing flexible funding solutions to small and medium-sized businesses. With over 15 years of experience in venture capital, investment banking, and alternative lending, Sol has built a reputation for helping underserved businesses access capital through innovative, data-driven approaches. Under his leadership, Revenued has delivered billions in funding and pioneered revenue-based financing solutions like its Flex Line, designed to give business owners fast, flexible access to working capital without traditional lending barriers. Sol is known for his forward-thinking perspective on fintech, AI-driven underwriting, and the evolving landscape of small business finance, helping entrepreneurs secure funding, improve cash flow, and scale with confidence. During the show we discuss: How to access flexible funding without relying on traditional banks Why merchant cash advances aren't ideal for most businesses (and better alternatives) How fintech is using data + machine learning to improve lending decisions The key differences between short-term vs long-term financing strategies How to use working capital strategically to scale your business Why speed and adaptability in funding can make or break growth How lenders evaluate risk using modern credit modeling techniques What to look for in a legit, sustainable funding solution Resources: https://www.revenued.com/ 

Whether you're a business owner, lender, entrepreneur, or industry leader, it probably feels like the rules of business are changing faster than ever before. Artificial intelligence is reshaping how we work, customer expectations continue to evolve, talent is harder to attract and retain, and leaders are being asked to navigate more change than at any point in recent history. The question isn't whether change is coming—it's how we adapt, stay relevant, and continue to grow in the midst of it. Today we're going to explore the major shifts reshaping business, leadership, and the future of work, and discuss what organizations can do to remain competitive while still maintaining the human element that drives innovation, trust, and long-term success. Joining us is one of the world's foremost thinkers on business transformation, innovation, and growth, Rishad Tobaccowala. Rishad has spent decades advising some of the world's largest organizations on growth, innovation, leadership, and navigating disruption. He was named one of the top business leaders by BusinessWeek, recognized by TIME as one of the world's leading marketing innovators, and is one of only 300 individuals inducted into the Advertising Hall of Fame. He's also the author of Restoring the Soul of Business and Rethinking Work, where he explores how leaders and organizations can thrive in an era defined by technology, AI, and constant change. He is the host of the What Next? The Rethinking Work Show and Unbossing podcasts and publishes a thought letter called "The Future Does Not Fit into the Containers of the Past" thought letter which is read by over 30,000 leaders every week. During the show we discuss: Why the future won't fit into old business models How AI is reshaping roles, expectations, and opportunities The difference between digitizing vs. truly transforming a business Why human skills (creativity, empathy, judgment) matter more than ever How to lead through uncertainty and constant change Why companies must unlearn before they can grow How to build organizations that adapt faster than the market The mindset shift required to thrive in the future of work Resources: https://rishadtobaccowala.com/ https://www.linkedin.com/in/rishadtobaccowala/

Today's guest is going to help us break down how entrepreneurs can use YouTube as a long-term search and positioning engine, what it really takes to become a thought leader in your niche, and how to create content that attracts the right audience instead of just chasing views. Joining us is Nate Woodbury, a leading expert in YouTube strategy and positioning who is helping experts become the go-to authority in their industry. He has worked with numerous coaches, speakers, and business owners to elevate their positioning—turning their expertise into dominant thought leadership that defines their category. By helping his clients rise above the noise and own their topic, Nate consistently positions them as the trusted voice people turn to first—attracting high-quality opportunities and long-term influence. During the show we discuss: Why YouTube is a search engine first—not a social platform The critical difference between views vs. qualified leads How to rank videos and get discovered by the right audience Why chasing virality can kill your business growth strategy How to position yourself as the #1 authority in your niche The exact mindset shift from content creator → business strategist How to create videos that attract buyers, not just viewers Why consistency + strategy beats random content posting Resources: https://betheherostudios.com/

Today we're discussing what it really takes to build wealth through real estate, how investors can think strategically about financing in today's ever changing market, the importance of budgeting and disciplined decision-making, and what our guest calls the 4 C's.   Here to talk to us is Matthew Coleman, CEO of VI Capital Lending, who brings more than three decades of deep industry knowledge in real estate, development, and private lending. He's helping real estate investors access customized lending solutions tailored to their values, investment and development goals. He specializes in empowering his clients through strategic financing, helping them navigate acquisitions, development projects, refinancing, and growth opportunities in changing market conditions. He also has a unique perspective on how investors can position themselves for long-term success. During the show we discuss: Why chasing deals is the fastest way to stay broke (and what to focus on instead) How to leverage capital strategically to multiply opportunities The real drivers of long-term wealth in real estate investing How to manage risk like seasoned investors (not amateurs) The role of discipline and budgeting in scaling a portfolio What the "4 C's" framework is—and how it guides smarter decisions How to navigate shifting market conditions without panic How to structure financing to support growth, not stall it Resources: https://www.vicapitallending.com/

Keith is the CEO & Co-Founder of GoodStream, a company focused on transforming how private capital firms manage and analyze portfolio data through AI-powered automation and real-time intelligence.. Today, GoodStream uses AI to turn fragmented portfolio information into audit-ready intelligence for private capital firms. In its first year, GoodStream demonstrated that AI can reliably extract and organize information from complex financial documents, helping investment firms reduce manual data entry, improve reporting accuracy, and gain faster visibility into their portfolios. Keith brings a highly practical and forward-thinking perspective on AI infrastructure, private capital operations, workflow automation, and the future of data intelligence in finance. His focus is on helping firms eliminate repetitive manual work while improving operational accuracy and decision-making. Keith's perspective would be especially valuable for conversations around AI in finance, private credit, operational efficiency, fintech innovation, and how investment firms can leverage AI to modernize portfolio management. During the show we discuss: Why the real problem in lending isn't access to data—but making sense of it How AI can turn financial documents into actionable insights in minutes The impact of automation on approval speed, accuracy, and risk reduction Why manual underwriting is becoming inefficient and outdated How lenders use AI to analyze cash flow, financials, and borrower health What this shift means for business owners seeking funding How better data interpretation leads to more approvals and better terms Why embracing technology is critical for both lenders and borrowers moving forward You can explore more about Keith here: Website: https://www.goodstream.com/ LinkedIn: https://www.linkedin.com/in/keithlsmith/

Marianne McKinney is the owner of Alliance Star Franchise Financing and has been helping franchisees secure commercial financing. She specializes in guiding franchise owners through the entire loan process, from pre-qualification to final funding including helping those who don't qualify with a plan to improve future qualification opportunities. With an impressive 97% approval rate and over $25 million in secured loans annually, she has built a reputation for delivering results while simplifying complex financial processes for her clients. Her expertise includes commercial loan structuring, financial modeling, risk evaluation, and business planning, including preparing five-year financial projections. Marianne works closely with franchisees to tailor financing strategies that align with their specific goals, whether for startups, acquisitions, remodels, equipment, or working capital.  What sets Marianne apart is her hands-on approach,she manages the entire process so her clients never have to guess the next step. She also collaborates with franchisors and lenders, ensuring that every application meets strict bank requirements before submission.  Marianne brings a practical, results-driven perspective to franchise financing, offering valuable insights into how entrepreneurs can successfully secure funding and grow their businesses. During the show we discussed: Why franchise financing has a higher approval rate than traditional startups How to get approved even if you're new to business ownership The exact steps to go from idea → pre-qualification → funded deal Why your business plan and financial projections can make or break approval How lenders evaluate your risk, experience, and financial profile What to do if you get declined—and how to turn it into a future approval How to structure funding for startups, acquisitions, remodels, and working capital Why having the right advisor can dramatically increase your success rate You can learn more about her here: Website: https://asffinc.com linkedin: https://www.linkedin.com/in/marianne-mckinney-275b8114/

Ari is the Co-Owner of Pacific Direct Mortgage & Real Estate, Inc., where she specializes in helping individuals, investors, and business owners secure strategic financing for residential and investment properties. With a strong focus on aligning lending solutions with long-term wealth-building goals, Ari works closely with clients to navigate today's evolving real estate and lending landscape. With extensive experience in mortgage lending and real estate, Ari brings a hands-on, deal-focused approach to financing. Her expertise includes residential mortgages, investment property funding, refinancing strategies, and structuring loans that position borrowers for both immediate opportunities and long-term growth. She is known for simplifying complex financing scenarios and helping clients confidently move forward with the right capital solutions. As a co-owner, Ari plays a key role in delivering a client-first experience at Pacific Direct Mortgage & Real Estate, ensuring borrowers receive personalized guidance and access to the most effective funding options available. She is passionate about empowering clients through education and helping them build sustainable wealth through real estate. Ari's perspective would be especially valuable for conversations around real estate financing, mortgage strategies, market trends, and how entrepreneurs and investors can better position themselves to secure funding in today's environment. During the show we discuss: Why lending should be a strategy—not just a transaction How private money and equity-based lending can unlock deals faster than banks What makes a deal attractive to lenders (hint: it's not just credit) Why speed, flexibility, and execution matter more than chasing the lowest rate How to structure deals to reduce risk and increase approvals The biggest mistakes real estate investors make when seeking funding Why working with the right lending team can accelerate your entire portfolio growth How to transition from doing deals → building long-term wealth through lending + ownership You can explore more about Ari here: Website: www.pacificdirectmortgage.com LinkedIn: https://www.linkedin.com/in/aaradonawalker/

Martin Cheara is the President of Express Capital Financing, where he helps business owners secure strategic financing solutions tailored to their operational and growth needs. His experience spans working capital solutions, equipment financing, and alternative lending programs designed to help companies access capital quickly and efficiently. With a strong understanding of the small business funding landscape, Martin brings a practical and relationship-driven approach to helping entrepreneurs navigate financing challenges and identify the right funding strategies for their businesses. Martin's perspective would be especially valuable for conversations around alternative lending, business financing strategies, access to capital, and how entrepreneurs can better position themselves for funding opportunities in today's market. During the show we discuss: Why real estate financing is more about the deal than your personal profile How fix-and-flip funding actually works (and how to qualify) The difference between bridge loans, DSCR loans, and construction financing Why today's market offers more flexible lending options than ever before How to structure deals so lenders are more likely to say yes What new investors get wrong—and how to get funded even without deep experience Why relationships and strategy matter more than just "shopping rates" How to transition from short-term flips to long-term cash flow investments Resources:  Website: https://expresscapitalfinancing.com/  LinkedIn: https://www.linkedin.com/in/martin-chera-05647289/

Anthony Rose is the Chief Financial Officer at Kapitus, where he has led financial strategy, operations, and growth initiatives since 2018. With more than 25 years of experience across investment banking, fintech, and corporate finance, he brings deep expertise in capital markets, balance sheet management, and strategic planning. Prior to joining Kapitus, Anthony served as Chief Administrative Officer at Dime Community Bancshares and held CFO roles at ISI Group and the Global Equities Investment Bank at Credit Suisse. Earlier in his career, he held key leadership positions at JPMorgan Chase, including VP of Capital and Balance Sheet Strategy and Equity Research Analyst. Anthony holds a BA from the University of Wisconsin and an MBA from Columbia Business School. He is also a Chartered Financial Analyst (CFA) and is known for his strategic insight, leadership, and ability to drive financial performance in complex organizations. During the show we discuss: Why credit discipline (not just tech) is the real backbone of successful lending companies How lenders evaluate you using cash flow vs. credit score (and why this matters) The real criteria that determine if you qualify for business funding Why fast growth can be dangerous—and how controlled scaling wins long-term The difference between loans, lines of credit, revenue financing, and equipment financing (and when to use each) How to still get funding even if your credit isn't perfect What lenders look for in a "strong borrower profile" Why many fintech companies fail—and what separates the ones that last Resources: https://kapitus.com/

Tim Mages is the CEO of ECG, expansion capital group,  where he helps businesses secure customized financing solutions to support growth, operations, and long-term success. With extensive experience in commercial finance and equipment leasing, Tim works closely with companies across a variety of industries to structure funding solutions tailored to their specific needs. Under his leadership, ECG has built a strong reputation for providing flexible financing options and helping businesses navigate complex funding challenges efficiently. Tim brings a practical and relationship-driven perspective to business lending, capital access, and strategic financing. Tim's perspective would be especially valuable for conversations around commercial finance, equipment leasing, business growth strategies, and how companies can better position themselves to access capital in today's market. During the show we discuss: Why traditional banks reject so many small business owners (and what they're really looking for) How alternative lenders evaluate risk differently—and why that opens more doors The biggest mistakes entrepreneurs make when trying to secure funding How to position your business to get approved faster and for higher amounts Why speed and flexibility in funding can be a competitive advantage The truth about merchant cash advances, equipment financing, and other options—what's legit and what's misunderstood How lenders think about cash flow vs. credit scores What it really takes to scale using capital without putting your business at risk Resources: Website: https://www.ecg.com/ LinkedIn: https://www.linkedin.com/in/tim-m-1647775/

Many business owners spend years chasing revenue (building six, seven, even eight figure businesses) only to discover that building a successful business doesn't automatically create wealth. In today's conversation, we'll explore the difference between becoming funding-ready and becoming truly wealth-ready, the financial habits that keep business owner's stuck, and how we can use proper structure, capital, and financial discipline to create long-term success AND generational wealth.  Today's guest Katrina Fitten, is the CEO and Chief Financial Officer of New Day for You Financial and a Certified Master Financial Coach. She is answering the question many need answered which is, "what to do after you get access to money to begin to build generational wealth,  and bringing a unique perspective to this, after experiencing significant financial hardship and then transforming her own financial future.   She's equipping "womanpreneurs" with the systems, education, and funding strategies needed to structure their businesses properly, improve financial credibility, and access capital with confidence. Through her coaching and Business Structure Blueprint, she helps clients move from struggling with cash flow to building scalable, sustainable businesses and wealth.  Her mission is to ensure women stop relying on personal funds to run their businesses and instead become financially prepared, funding-ready, and positioned for long-term success and wealth creation. During the show we discuss: Why most entrepreneurs get denied funding—and how to fix it before applying How personal finances impact business funding approvals more than you think The key financial foundations every business needs before scaling How to structure your business properly to become fundable Why financial discipline and organization drive long-term success Common mistakes entrepreneurs make with money that hurt their growth How to prepare for funding the right way instead of rushing into it How to build confidence around money and financial decision-making Resources: https://www.newdayforyoufinancial.com/

Have you ever thought about raising capital for your business? Many entrepreneurs assume that raising capital means giving up equity, taking on restrictive debt, or waiting until they're much larger to access meaningful funding. But today's financing landscape offers more options than ever for growth-focused companies looking to scale without sacrificing ownership.  Today we're going to talk about thinking strategically about financing, when debt makes more sense than equity, common mistakes often made when raising capital, and what it takes to build a business that's truly ready for growth. Joining us is Michael Wallace, CEO of TIMIA Capital, who specializes in helping technology companies access non-dilutive growth capital designed to support expansion while preserving flexibility. Michael has deep expertise across lending and tech and works closely with entrepreneurs and investment partners to design financing strategies that prioritize scalability and flexibility. Prior to joining TIMIA in 2024, Michael served as President of Torinit and CEO of FindWRK, a recruiting marketplace startup. He also played a pivotal role at Langhaus Financial, joining as its first executive hire and helping scale it into Canada's largest alternative life insurance lender before its successful sale in 2022. Michael began his career in management consulting at Bain & Company. He holds an MBA from the Kellogg School of Management and a Bachelor of Commerce from Queen's University, bringing a strong foundation of strategic and operational leadership to every venture he leads. During the show we discuss: Why giving up equity isn't always necessary to raise meaningful capital When debt is actually the smarter option for growth-focused businesses How non-dilutive financing works and why it's gaining popularity What makes a business "fundable" in today's lending environment Common capital-raising mistakes that cost founders time, money, and ownership How to think strategically about financing instead of reacting when you need cash Why lenders vs. investors look for different things—and how to position for both How to scale while maintaining control and flexibility Resources: https://timiacapital.com/

Brock Blake is the CEO and co-founder of Lendio, the nation's leading small business finance solutions provider, dedicated to making access to capital faster, simpler, and more transparent for entrepreneurs. Under his leadership, Lendio has helped small business owners secure more than $16 billion in funding, empowering growth and opportunity across industries. An Inc. 500 CEO, national keynote speaker, and Forbes contributor, Brock is widely recognized for his impact on the fintech and small business landscape, including being named Utah's Emerging Executive of the Year. Beyond business success, he is deeply committed to building a strong, values-driven company culture rooted in humility, performance, and service. Through Lendio Gives, Brock has championed global impact—helping provide microloans to underserved entrepreneurs worldwide via Kiva for every loan facilitated on the platform. During the show we discuss: Why most small businesses struggle to get funding—and how to overcome those barriers How lending marketplaces work and why they're changing the game for entrepreneurs What lenders actually look for when approving funding (and how to position yourself) How to match your business with the right type of financing instead of taking the wrong capital The biggest mistakes business owners make when trying to secure funding How Brock scaled Lendio into a market leader in small business lending Why access to capital is a growth strategy—not just a safety net How to simplify the funding process and avoid wasting time with the wrong lenders Resources:  https://www.lendio.com/company

Sharon Vornholt is a seasoned real estate investor, marketing strategist, and nationally recognized probate investing expert with nearly three decades of experience in the industry. Since 1998, she has built a reputation for helping investors and agents generate consistent, high-quality leads—particularly through probate and direct mail marketing strategies. As a real estate and business coach, Sharon specializes in teaching entrepreneurs how to create effective marketing plans, attract motivated sellers, and stand out through powerful personal branding. She is the creator of the Louisville Gals Real Estate Blog, where she shares actionable insights, training, and resources for investors at every level. Sharon is also an accomplished author, podcaster, and educator, hosting the popular "Let's Talk Real Estate Investing" podcast. Through her content, coaching, and speaking, she empowers real estate professionals to build scalable, profitable businesses with confidence. During the show we discuss: Why probate investing is a hidden goldmine most investors overlook—and how less competition creates better deals How to consistently generate high-quality leads using probate data and direct mail marketing The exact mindset shift needed to approach probate deals with empathy (and still close profitably) How to build a scalable marketing system that brings in deals month after month Why branding and positioning matter even in real estate investing (and how to stand out) How to turn one niche strategy into a full business model instead of chasing random deals Common mistakes investors make when entering probate—and how to avoid them How Sharon built longevity in the industry by focusing on systems, not just transactions Resources: https://www.linkedin.com/in/sharonvornholt/ https://louisvillegalsrealestateblog.com/

Nicole Scott is a credit and business coach, entrepreneur, and founder of Credit Coach Pros, recognized for helping individuals and entrepreneurs leverage personal and business credit to build wealth and access funding. After overcoming her own financial challenges—starting with a credit score in the 400s—she rebuilt her profile and turned that experience into a thriving coaching business. With over 15 years of experience in business development and operations, Nicole has helped thousands improve their credit, secure funding, and launch or scale businesses. Through her platforms, including YouTube and Instagram, she delivers practical education on credit repair, tradelines, and entrepreneurship, while mentoring aspiring credit professionals. Her mission is to simplify credit and empower others with the tools, strategies, and confidence to achieve long-term financial independence. During the show we discuss: How to improve your credit profile the right way (not just quick fixes) Why your credit is one of your most powerful wealth-building tools How to leverage personal credit to access funding and opportunities The biggest mistakes that keep people stuck with poor or stagnant credit How to turn credit into a tool for scaling your business and finances What it takes to build a strong, fundable credit profile long-term How to align your credit strategy with financial growth goals The mindset shift needed to use credit strategically—not emotionally Resources: https://linktr.ee/creditcoachnicolescott

Joseph is a seasoned real estate investor and mentor. Through Real Estate Mentoring USA, he helps aspiring and experienced investors learn creative real estate strategies, lead generation systems, and transaction structuring techniques designed to build long-term wealth. Over the course of his career, Joseph and his family have been involved in the development, construction, ownership, and management of more than 10,000 homes, shopping centers, and apartment units across multiple states. He specializes in creative financing strategies including wholesaling, lease options, subject-to deals, and fix-and-flip investing. Since 2010, Joseph has mentored thousands of real estate investors through hands-on coaching and training programs focused on helping students generate profitable deals and scale their investing businesses. Joseph's perspective would be especially valuable for conversations around creative real estate investing, alternative financing strategies, wholesaling, lead generation, and building wealth through real estate. During the show we discuss: How to get started in real estate without massive upfront capital Creative strategies to structure deals with minimal money out of pocket Why traditional financing isn't the only path—and how to work around it How to find opportunities and turn them into profitable deals The role of leverage in scaling a real estate portfolio faster How to partner strategically to close bigger and better deals Common mistakes new investors make—and how to avoid costly setbacks How to think like an investor and spot deals others miss You can explore more about Joseph here: Website: https://www.realestatementoringusa.com/ LinkedIn: https://www.linkedin.com/in/joe-bodek-61743032/

Jentri Smith is the Senior Vice President and SBA Lending Manager at Amegy Bank of Texas, where she leads the strategy and execution of the bank's Small Business Administration (SBA) lending initiatives. In this role, she partners with lending teams across the organization to expand access to capital for small businesses while strengthening the bank's presence as a top SBA lender in Texas. With more than 17 years of experience in SBA, commercial, and business lending, Jentri brings deep industry knowledge and a proven ability to help businesses grow. She has held leadership and relationship management roles at institutions including Wells Fargo, Community Certified Development Corporation, and Comerica Incorporated. Jentri earned her MBA from Prairie View A&M University and a BBA in Finance from Texas A&M University. She is also passionate about giving back, volunteering with Junior Achievement to support financial literacy and youth development. During the show we discuss: What banks actually look for when approving SBA loans Why strong deals still get declined—and how to fix those gaps How to position yourself as a low-risk, high-confidence borrower The key components of a deal that gets fast-tracked vs. stalled How SBA lenders evaluate cash flow, projections, and business health Insider strategies to increase approval odds before you apply The biggest mistakes borrowers make that kill deals early How to align your application with what decision-makers really want Resources: https://www.amegybank.com/

Alan Peterson is a nationally recognized, top-producing SBA lender specializing in business acquisitions, partner buyouts, and commercial real estate financing. He brings over a decade of experience with a strategic, relationship-first approach to every deal. He's a Certified Exit Planning Advisor, offering insight on both the buy-side and sell-side and is guiding his clients from pre-qualification through closing and beyond. He works with entrepreneurs, operators, business brokers, and CPAs nationwide, with a focus on manufacturing and home-services businesses. Known for prioritizing the right deal over just getting a deal done, Alan has built long-term partnerships rooted in trust and execution. Based in Tampa, Florida, he is also a founding board member of Fostering Hearts and a dedicated husband and father." During the show we discuss: Why buying a business can be faster and less risky than starting one How SBA loans actually work for acquisitions, buyouts, and real estate What lenders look for when evaluating deal strength and borrower eligibility How to structure acquisition deals with little money out of pocket The key mistakes that kill SBA deals before they get approved How to position yourself as a strong borrower—even without perfect credentials Why exit planning matters and how to build value from day one How to use financing as a tool to scale through ownership, not just effort Resources: https://www.firstib.com/

Reza Rahman is the co-founder and President of Ava, a fintech company focused on transforming how people build and manage credit. After years in Silicon Valley scaling technology companies, Reza shifted his focus to consumer finance, driven by his belief that the current credit system is not designed to serve everyday people. As a first-generation immigrant, Reza built his credit from scratch while navigating student debt and the challenges of securing financing. Through that experience, he saw firsthand how complex and unforgiving the system can be, especially for those without access to the right knowledge or tools. He founded Ava in 2020 to create a more transparent and consumer-first approach to credit building. Today, the platform has helped hundreds of thousands of users improve their credit profiles, reduce interest costs, and build stronger financial foundations. His credit building app raised over $15 million dollars last year and demand continues to grow Reza's work focuses on helping individuals and entrepreneurs take control of their credit, improve their Fundability, and use financial tools to create real leverage and long-term opportunity. During the show we discuss: Why the traditional credit system fails most people—and how to work around it How to build and improve your credit faster using modern tools The role of fintech and AI in changing how credit is tracked and optimized How to turn your credit profile into a powerful funding tool The biggest mistakes people make that keep their credit stuck or declining How to reduce interest costs and strengthen your financial foundation What it takes to become truly funding-ready in today's environment How to use credit strategically to create long-term leverage and opportunity Resources: https://www.meetava.com/ https://www.linkedin.com/in/rezarahman/

Wassia Kamon is a CPA, CMA, and MBA who brings over 15 years of experience in finance, accounting, and business leadership across multiple industries. She currently serves as CFO of a mission-driven CDFI, where she helps guide financial strategy, growth, and impact for underserved communities. As an award-winning CFO, published thought leader, and podcast host of "The Diary of a CFO," Wassia is known for her honest and practical insights into what it really takes to build and lead a strong finance function. She speaks openly about the challenges finance leaders face, from navigating the first year in the CFO seat to building teams that can truly support growth. Wassia has built a strong presence on LinkedIn, where she shares clear and relatable insights that help founders and finance leaders better understand their numbers, avoid common mistakes, and make smarter decisions. Her work highlights how strong financial leadership is a key driver of Fundability, long-term growth, and access to capital. Today, she helps bridge the gap between financial strategy and real-world execution, giving business owners the clarity and structure they need to scale with confidence. During the show we discuss: Why most founders are financially misaligned—and how it limits growth The hidden reasons your business isn't actually fundable (even if you're making money) How to fix your financial foundation before trying to scale Why chasing revenue can hurt profitability and long-term success How to align your business model, credit, and cash flow for real growth The mindset shift needed to build a business that creates freedom—not more work What lenders and funders actually look for when deciding who gets capital How to turn your business into a scalable, finance-ready asset Resources:  https://www.wassiakamon.com/  https://thediaryofacfo.com/  https://www.linkedin.com/in/wassiakamon/

Jonathan Frank is a Certified Lease & Finance Professional (CLFP) and commercial finance executive with over eight years of experience helping mid-market companies deploy capital for growth while protecting liquidity. As Vice President of Sales at Alliance Funding Group, he built and scaled a commercial finance team from a single contributor into a multi-rep unit responsible for driving more than $100M in originations across diverse industries. He works closely with CFOs, operators, and business owners to structure $500K to $50M financing solutions for critical capital expenditures, equipment, and technology investments. Known for bringing speed, certainty, and structure to complex deals, Jonathan is actively involved in strategy, underwriting alignment, and execution to ensure solutions fit real-world cash flow needs. He also served on the Board of Directors for Elite OC, helping grow membership by over 65% during his tenure. During the show we discuss: Why equipment financing is one of the smartest ways to scale without draining cash How to structure large financing deals while protecting liquidity The key differences between leasing vs. owning assets—and when to use each How top lenders bring speed, certainty, and flexibility to complex transactions What it takes to secure funding for high-ticket equipment and tech investments How to align financing with real-world cash flow and operational needs Insider strategies for layering capital to support mid-market growth How experienced finance teams turn capital expenditures into growth engines Resources: https://afg.com/  https://www.linkedin.com/in/jonathanfrankclfp/ 

Darrell Hornbacher is the Founder and President of Midas Financial Company, one of the nation's longest-standing unsecured business loan brokerage firms. With over 22 years of experience in alternative financing, he is widely recognized as an industry pioneer, having created the original 0% business credit card stacking platform and launching it online in 2004. Under his leadership, Midas Financial has facilitated more than 42,500 funding and credit transactions, securing over $2 billion in capital for entrepreneurs nationwide. His journey into finance began while preparing to sell a business and facing traditional lending barriers, which inspired his mission to help others access flexible funding solutions. Darrell has also overseen the restoration of over 37,000 personal credit profiles and is known for developing customized capital strategies that empower business owners to scale, grow, and "Dare To Dream Bigger." During the show we discuss: The evolution and legitimacy of credit card stacking How entrepreneurs can access capital without traditional banks The realities of the lending industry (past vs present) Strategies for scaling businesses using unsecured funding Credit optimization and structuring deals for maximum funding Insider perspective from someone who helped shape the industry Resources: https://midasfinancialcompany.com/  

Chris Sain is a former Division I athlete turned entrepreneur, author, and financial independence advocate. Starting as a walk-on athlete, he faced significant credit card and student loan debt without the financial support many of his peers had. Raised in the inner city, Chris developed a relentless work ethic and determination to break the cycle of limited opportunity. Through discipline and persistence, he paid off his debt, earned advanced degrees, and built a successful career in business. Chris is the Founder and CEO of Grand C.I.T.Y., a nonprofit dedicated to empowering at-risk youth through sports, education, and mentorship. A dynamic speaker, he regularly shares his story in schools and communities nationwide. After retiring at 37, Chris now focuses on helping others achieve financial freedom and long-term success. During the show we discuss: How Chris Sain built a massive, loyal community (1M+ subscribers) from scratch The importance of trust-building before monetization in today's digital world How to turn content into real income streams and scalable businesses Chris's journey from debt and adversity to financial independence The mindset shifts needed to break out of financial struggle and build wealth How to use platforms like YouTube to educate, influence, and grow a brand Strategies for simplifying investing and making it accessible to everyday people How consistency and authenticity drive long-term audience growth and impact Resources: https://chrissain.com/  

Troy Johnston brings deep operator experience to Stackeasy, shaped by building and exiting eCommerce and SaaS businesses. As co-founder of Seller Tools and an advisor with Carbon6, he understands where businesses lose time and how automation unlocks scale. At Stackeasy, Troy focuses on simplifying operations through practical AI solutions that improve efficiency, decision-making, and growth. His experience with Neon Pulse further strengthens his ability to identify meaningful applications of emerging technology. Rather than chasing hype, Troy emphasizes real-world impact—helping businesses implement automation that drives measurable results. Together, Troy and Stackeasy reflect a modern approach to building lean, scalable companies powered by AI. During the show we discuss: How to move beyond just getting funding and actually manage it for growth The biggest mistakes entrepreneurs make when handling multiple credit cards and 0% APR offers A breakdown of how to optimize credit lines, rewards, and balance transfers How automation and AI can help you track and manage funding without the chaos Strategies to increase cash flow and liquidity using existing credit How to turn funding into real investments and scalable opportunities Why most business owners lack systems—and how to build a smarter funding strategy A look at the future of business finance through automation-driven decision making Resources: https://www.stackeasy.ai/ 

Steven Edisis is the Founder & CEO of Dynamic Capital, a revenue-based financing firm that provides fast, flexible working capital, business lines of credit, and financing solutions for small and mid-sized businesses. Driven by a mission to empower entrepreneurs overlooked by traditional banks, Steven launched Dynamic Capital in 2013 to deliver founder-friendly, non-dilutive capital that aligns with real business cash flow—not just credit scores. Based in Miami, Florida, he leads the company's strategic vision and growth while sharing insights on business financing, leadership, and entrepreneurship through his social platforms and The Steven Edisis Show.  With a background that includes education at the University of South Florida, Steven has built Dynamic Capital into a trusted partner to thousands of businesses across the U.S. known for transparent service and rapid funding turnaround.  During the show we discuss: Steven Edisis' background and how he got started in business funding and lending How revenue-based financing works and when it's a good fit for businesses Differences between traditional loans and alternative funding solutions How business owners can access capital without relying heavily on personal credit Key factors lenders look at when approving funding Common pitfalls businesses face when trying to secure financing How to use funding strategically to drive growth and avoid cash flow issues The future of alternative lending and opportunities for entrepreneurs Resources: https://www.dynamiccap.com/ www.stevenedisis.com 

Mike Swigunski is a digital acquisitions expert, bestselling author, and remote work leader with over a decade of experience building and scaling online businesses. As Employee #4 at Empire Flippers, the world's largest curated marketplace for buying and selling online businesses, he helped grow the company into an eight-figure global operation while brokering more than $120 million in digital asset transactions. Mike is a trusted advisor to investors and operators across SaaS, apps, and digital ventures, including partnerships connected to Five Arrows (Rothschild & Co). He is a #1 bestselling author, Forbes contributor, and recognized TEDx and keynote speaker on online business growth. Having worked remotely in over 100 countries, Mike brings a global perspective to helping entrepreneurs build location-independent businesses and achieve financial freedom. During the show we discuss: Mike Swigunski's journey into digital acquisitions and buying online businesses What digital assets are and why they're becoming a popular investment class How to identify profitable online businesses to acquire The process of buying, scaling, and exiting digital businesses Key metrics and due diligence steps before purchasing an online business Common mistakes first-time buyers make in digital acquisitions How to finance or structure deals when acquiring online businesses Strategies for increasing revenue and value post-acquisition Resources: https://mikeswigunski.com/ https://wefunder.com/dividends 

Irvin Pena, known as Irv, is the founder of The Insight Inner Circle, an education and business consulting company focused on helping entrepreneurs grow through financial literacy, business credit, and strategic guidance. He has been featured in outlets such as the South Florida Business Journal, Complex, and Orlando Voyager for his expertise and impact in the business and finance space. Irv is a sought-after speaker who has appeared on multiple trainings and podcasts, sharing insights on business, credit, finance, and leadership. He is also the host of the five-star rated podcast, The Insight With Irv Show. With a rapidly growing audience of over 1,000,000 followers across social media, Irv has become a leading voice in entrepreneurship. His unique style challenges how people think about business, relationships, health, and money, helping them gain clarity and take action. During the show we discuss: Irvin Pena's background and how he got started in business credit and funding How entrepreneurs can build business credit separate from personal credit The importance of structuring your business correctly from the start Key steps to becoming "funding ready" before applying for capital Common mistakes that lead to funding denials How to leverage business credit to scale operations and increase cash flow The role of mindset and discipline in building a successful business Practical strategies for entrepreneurs to access and use capital responsibly Resources: https://www.masterclass.insightinnercircle.com/ https://www.youtube.com/@IrvOfficial https://www.instagram.com/irv.official/

Mark J. Kane, Founder and CEO of Sunwise Capital, is a distinguished entrepreneur with over 18 years of experience in business financing. A graduate with honors in Psychology from the University of Massachusetts, Amherst, Mark honed his analytical and problem-solving skills before leading a psychiatric facility as Hospital Administrator at just 24. Transitioning into finance, he spent 15 years in senior leadership across capital markets, securities, and internet finance, expanding operations nationwide and mentoring thousands of professionals. As a serial entrepreneur, Mark launched a flagship online platform generating mid-eight-figure revenue and scaled a $5 million line of credit to $18 million within 14 months. In 2010, he co-founded Sunwise Capital in Boca Raton, FL, providing strategic financing solutions that have empowered over 86,000 businesses. A member of the Forbes Finance Council, Mark combines operational expertise, innovative thinking, and a commitment to mentorship, helping business owners and partners access capital confidently while driving growth and impact. During the show we discuss: Mark Kane's background and how he transitioned into business financing and entrepreneurship The evolution of the business lending space and how it's changed over time The fastest and most flexible ways for businesses to access capital today Different types of funding options and when to use each How lenders evaluate risk and what business owners need to qualify Common mistakes business owners make when seeking funding How to position your business to get approved for higher funding amounts Insights into scaling lending operations and helping thousands of businesses access capital Resources: https://sunwisecapital.com/

Juan Pablo is a real estate investor, entrepreneur, and founder dedicated to helping professionals achieve financial freedom through strategic property investing. After leaving a stable government career at 30, he transformed a side hustle into a multimillion-dollar real estate portfolio built on cash-flowing assets and scalable systems. As the founder of the Multifamily Done-For-You Program and 100 Percent Financed, Juan Pablo helps high-performing individuals build passive income without the demands of becoming full-time investors. His approach focuses on leveraging creative financing, automation, and expert execution to simplify wealth-building. Through his work, Juan empowers clients to move beyond trading time for money and instead create lasting income, freedom, and legacy through real assets. During the show we discuss: How Juan Pablo rapidly scaled a portfolio of multifamily properties using systems, partnerships, and strategic deal structuring Creative financing strategies, including how to acquire properties with little to no money down The role of networking and relationship-building in sourcing deals and raising capital How to structure deals with investors to create win-win partnerships Systems, automation, and team-building approaches that allow him to scale efficiently Key challenges and mistakes faced early on and how to overcome them Practical advice for busy professionals looking to generate passive income through real estate Resources: https://multifamilydoneforyou.com/training-yt  https://100percentfinanced.com/

Nathan Gwilliam is an incurable creator and growth strategist passionate about helping businesses harness tectonic shifts like credibility marketing, platform ownership, online shows, and recurring revenue. He has founded and sold three ventures, scaled digital platforms to massive global audiences, and driven breakthrough growth—including helping a Facebook app reach 90 million installs and building social ecosystems exceeding 110 million followers. Nathan is the creator of Adoption.com, the world's most-visited adoption site, and has launched multiple high-impact media and community platforms reaching hundreds of millions monthly. His work has earned honors such as "Best of the Decade" from BYU and the U.S. Congress "Angel in Adoption." After scaling and selling Adoption.com, Nathan turned his focus to podcasting, ultimately founding PodUp—an all-in-one platform designed to help creators and entrepreneurs build, grow, and monetize powerful shows. During the show we discuss: How entrepreneurs can leverage credibility and authority to accelerate business growth The shift from traditional marketing to platform ownership and audience control Why building your own media (podcasts, shows, content platforms) creates long-term leverage How recurring revenue models can provide stability and scalability for businesses The importance of adapting to major market and technology shifts How business owners can position themselves as trusted experts in their space Strategies for using content and media to attract, nurture, and convert customers Why forward-thinking entrepreneurs focus on owning attention instead of renting it Resources: https://podup.com/ https://podallies.com/ https://myplatforms.com/ 

Dustin Bond is a commercial finance executive and founder of Orange Funding, a capital platform built to deliver short-duration funding with speed, precision, and structural discipline. With over two decades of experience, he specializes in deploying working and bridge capital with clearly defined terms, transparent underwriting, and rapid execution—typically issuing approvals within 24 hours and funding within days. In 2024, he launched Orange Funding as a focused extension of his broader vision, offering $250,000 to $10 million facilities, alongside OrangeCash for fast-turnaround funding. He also founded Rhapsody Financial in 2018, a private credit platform centered on broker-driven origination and structured yield. Dustin's background includes scaling a national leasing company and serving in senior executive roles across capital markets. Outside of finance, he is a husband, father of four, and an ultramarathon runner. During the show we discuss: Overview of short-term or bridge funding and how it works Differences between alternative funding and traditional bank financing Key situations where businesses should consider short-duration capital Speed and accessibility of modern funding solutions Factors that influence approval for alternative financing Risks and trade-offs associated with fast, short-term funding Effective ways to use this type of capital for business growth Common mistakes entrepreneurs make when seeking funding Resources: https://www.orangefunding.com/ fund@orangefunding.com