Podcasts about Fis

Head to factormeals dot com slash jvsb50off and use code jvsb50off to get 50% off your first Factor box PLUS free breakfast for 1 year. Join us for our Rocket City Trash Pandas x Through the Griffin Door Collab! Tickets available here: https://www.gofevo.com/event/Harrypotter844  Today J and Ben face off once more to find out who knows more about the Wizarding World of Harry Potter, but with a new Jeopardy style twist that will have the boys questioning each press of the buzzer!

In This Episode Just as mobile was once a separate vertical within banking, has digital transformation simply become part of everything we do? In this week’s episode of Breaking Banks, hosts Jason Henrichs, Brett King, and JP Nicols debate this and more as they discuss the current state of banking, the impact of fintech, and the evolution of digital banking. They cover the challenges posed by legacy systems, the rise of digital-only banks, and the role of AI and stablecoins in shaping the future of finance. The top 50 fastest growing FIs in the world are all digital direct players, pure players. Is AI going to be a vector in the growth of banks? Will AI change how banks are structured? Is it time to rewrite the rules? Think about things differently? Reimagine what the future of financial services looks like? Brett, JP and Jason look forward to another year of exploring the future of banking and financial services together. Reach out, send us your thoughts and any topics you’d like to see us address in a future episode of Breaking Banks.

Trust us, this episode with Coletta Rydzek is loaded with honest talk, fresh gossip, and a ton of laughs. We kick things off diving into German ski culture: strict performance tests, old-school coaching styles, and how things are changing for the better (thanks to some Scandinavian influence and a little more flexibility). Coletta Rydzek opens up about her own journey, hitting her stride after a rocky start, and even shares what it was like to win her first World Cup with her brother cheering her on.Of course, we also got some spicy rumors for you - dating drama in the athlete world, boyfriend talk, and a peek at what goes down on TikTok and at German ski camps. Plus, if you've ever wondered why biathlon is basically a religion in Germany or got confused by all these weird testing acronyms, you'll want to stick around!

Dr. Chris Marshall analyzes AI from all angles including market dynamics, geopolitical concerns, workforce impacts, and what staying the course with agentic AI requires.Chris and Kimberly discuss his journey from theoretical physics to analytic philosophy, AI as an economic and geopolitical concern, the rise of sovereign AI, scale economies, market bubbles and expectation gaps, the AI value horizon, why agentic AI is harder than GenAI, calibrating risk and justifying trust, expertise and the workforce, not overlooking Rodney Dangerfield, foundational elements for success, betting on AIOps, and acting in teams.     Dr. Chris L Marshall is a Vice President at IDC Asia/Pacific with responsibility for industry insights, data, analytics and AI. A former partner and executive at companies such as IBM, KPMG, Oracle, FIS, and UBS, Chris's mission is to translate innovative technologies into industry insights and business value for the digital economy.Related ResourcesData and AI Impact Report: The Trust Imperative (IDC Research)A transcript of this episode is here.

This week, we sit down with Al Pascual, CEO and founder of Scamnetic, to talk about fraud from the inside out. Al didn't come up through product or engineering. He started his career chasing real fraud cases, shaped early on by parents who were cops and a first job in a bank fraud department. That hands-on experience is what pushed him from treating fraud as “just a job” to seeing it as his lane.We get into the scam patterns that worry him most right now, including pig butchering and sextortion schemes that still aren't getting enough mainstream attention. Al makes a clear case that fraud isn't primarily a data or tooling problem. It's a human one. Psychology, pressure, shame, and timing matter more than most defenses want to admit. When a big fraud story hits the news, he explains how coverage often misses the point by focusing on the tech and ignoring the manipulation. Al shares one of the strangest cases he's worked, and what it taught him about how creative and absurd fraudsters can be. We also tackle the reality of AI-enabled scams, including voice cloning. How common is it really, and who's actually at risk? Kevin is skeptical he'd fall for it, while Laura shares a story about a friend losing $500 to a gift card scam, a reminder that real people get caught all the time. This one is a grounded, sometimes funny, and occasionally unsettling look at how fraud really works, and why understanding people matters as much as understanding systems.A recognized expert on cybercrime, Al Pascual is the CEO and Founder of Scamnetic. Scamnetic is a software solution for scam detection and protection that uses AI to analyze incoming communications in real time and flag or score risk before someone falls for a scam. A successful technology entrepreneur and a former managing executive of Javelin Strategy & Research, Al has spent his career laser-focused on protecting consumers and organizations from financially motivated crimes. His past research on consumer identity theft has been cited by hundreds of media outlets and presented at conferences around the world. Al cut his teeth fighting fraudsters at HSBC, Goldman Sachs, and FIS, where during his time as an investigator, his work resulted in the arrest of more than four hundred suspects.

We've got cross-country ski royalty in the house. Legendary Dario Cologna, who's not just a four-time Tour de Ski winner but also a quadruple Olympic gold medalist and one of the biggest names Switzerland has ever produced.We chat with Dario about everything: how he went from a small mountain village to the top of the podium, his insane comeback from injury right before the Olympics, and a few wild stories about broken skis and race-day crashes. You'll also hear Dario's honest take on how the sport has changed (including his thoughts on that controversial 5k mass start!), what it's like being a superstar in Switzerland, and what he's been up to since retiring—including running a marathon in a crazy fast time.

An absolute legend joining us today. If you were watching World Cup Cross-Country Skiing in the 2000s, you definitely remember Tobias Angerer—multiple World Cup wins, Olympic and World Champs podiums, and a key part of Germany's famous relay "dream team." Oh, and did we mention he was the very first Tour de Ski winner? The man literally polishes his trophy at home every day.This episode is full of good stories and real talk as the guys look back at the early days of the Tour de Ski and what it was like racing on the cutting edge of a new event. Tobias shares what made the German team so strong, why celebrating a win matters, and gives some honest thoughts on the current state of the sport—plus, you'll hear about his side gig as a DJ (seriously), the best afterparties, and who he'd pick for his dream golf foursome.

In today's episode, Jimmy, who is joined by Andrew Musgrave (get well soon Mika!), sits down with Swedish cross-country skiing sensation Moa Ilar for an inside look at her journey through the sport and the upcoming Tour de Ski.You'll hear Moa Ilar share everything from growing up in a tiny village that's obsessed with swimming, to what it's like chasing podiums (and sometimes bagging a win out of nowhere). She spills on training after foot surgery, why fighting for a spot in the Swedish women's team is both awesome and stressful, and gives her honest opinions about this year's Tour de Ski changes.There's a bunch of good stories in this one: wild relay team drama, crazy Olympic quotas, and the infamous moment Moa Ilar got disqualified for helping a teammate—and got some pretty wild messages online. Plus, you'll hear who she'd dream of training with (spoiler: it's wholesome), and everyone shares a laugh about rumors and weird race formats.

A modern sales enablement strategy isn't about more activity - it's about better preparation. In this episode of B2B Sales Trends, we explore why preparation has become the true differentiator in B2B selling and enterprise sales strategy. In this conversation, host Harry Kendlbacher sits down with Gena Dakos, a seasoned sales enablement leader, to unpack how high-quality outreach, customer empathy, and thoughtful preparation help sellers stand out in a noisy, AI-driven market. From executive discovery to enterprise-scale deals, this episode reframes enablement as confidence, clarity, and credibility - not just training.

The Good Enough Podcast's debut on the Two Planker Network. Join Jason Arens and Pete Arneson as they take you into the world of competition skiing. Going forward, all Good Enough Podcast episodes will air exclusively on the Two Planker Network. All previous episodes can be found on The Good Enough Podcast feed.And for episode 33...Contest season is in full swing, and with the the 2026 Winter Olympics just around the corner, the qualifying to make each national team is heating up. Jason, Pete, and Garrett talk about the contests we've missed, including the first ever Snow League that included skiers. As well as the FIS contest that count towards filling those spots to try to make the big O show.We also preview the upcoming Copper Grand Prix, as well as the other events in the next few weeks. We'll be back again soon to recap this jam packed schedule over the next month. We missed you, hope you missed us too :)

This ep was one of our first ever, recorded in 2011. Comedic actress / improvisor / writer / podcaster Jamie Denbo aka @JamieDenbo talks about being an only child, born to Jewish parents whose lives, culture and ancestors she feels are informed by fear. She talks about growing up in Massachusetts and feeling guilty for not having more obvious reason to explain her sadness, panic and anger, and how motherhood is helping her to recognize the familial and cultural cycles she would like to break. She and Paul also do an epic Fear/Love Off.More about Jamie:TV Roles: Orange Is the New Black, Happy Hour, The Mighty B!, F Is for Family, Terriers, Return of the Mac.Film Appearances: The Heat, Spy, Daddy's Home, Must Love Dogs, Yes Man.Comedy & Podcasts: A staple in the comedy scene, especially with her popular podcast Ronna & Beverly, and appearances on The Thrilling Adventure Hour.Writer: Created the Lifetime series American Princess and has written for Grey's Anatomy and The Mighty B!. Follow Jamie on social media @JamieDenboThis episode is sponsored by AlmaVisit helloalma.com/happyhour to schedule a free therapy consultation today.This episode is sponsored Quince. Go to www.Quince.com/mental for free shipping on your order and 365-day returns. Now available in Canada, too.If you're interested in seeing or buying the furniture that Paul designs and makes follow his IG @ShapedFurniture or visit the website www.shapedfurniture.comWAYS TO HELP THE MIHH PODCASTSubscribe via Apple Podcasts (or whatever player you use). It costs nothing. It's extremely helpful to have your subscription set to download all episodes automatically. https://itunes.apple.com/us/podcast/mental-illness-happy-hour/id427377900?mt=2Spread the word via social media. It costs nothing.Our website is www.mentalpod.com our FB is www.Facebook.com/mentalpod and our Twitter and Instagram are both @Mentalpod Become a much-needed Patreon monthly-donor (with occasional rewards) for as little as $1/month at www.Patreon.com/mentalpod Become a one-time or monthly donor via PayPal at https://mentalpod.com/donateYou can also donate via Zelle (make payment to mentalpod@gmail.com) To donate via Venmo make payment to @Mentalpod See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Financial institutions are rethinking loyalty at a critical moment. Credit card spending sits at record highs, but economic uncertainty looms. For banks aiming to stay relevant, loyalty can no longer be an afterthought – it needs to be embedded into every customer experience from the start. At FIS's Emerald 2025 conference in Orlando, Mladen Vladic, general manager of loyalty services at FIS, sat down to discuss how the loyalty industry is evolving beyond traditional card-based rewards. His central argument: Financial institutions need to shift from chasing share of wallet to capturing share of mind first.

Discussion with pro skier and X Games gold medalist, Troy PodmilsakTroy is a pro skier, X Games big air gold medalist and part of a new generation that is pushing the boundaries of big air skiing. He blew up onto the scene as a grom showcasing great promise through his online videos. As a teen, Troy climbed the competition ladder and eventually made it on to world cups as part of the US team. Ever since he made in the big leagues, Troy has been progressing and cementing his spot as one of the best big air skiers in the world. His accolades include winning both slopestyle and big air at the 2022 FIS Jr world championships, Winning the 2023 FIS world championships big air and winning the 2024 X Games big air.In this episode we talked about troy's upbringing and how he got into park skiing. His rise in the competitive scene of freeskiing and the challenges of making it in such a dominant country. We went deep into the big air scene with the new tricks, the trends, the airbags, the training, the strategies, the different comps, jumps and formats. We talked about his relationship with his coach being freeski legend TJ Schiller. We talked about last years x games where the level was insane and where troy placed 4th with a perfect trip 21 mute and almost landed a trip 23 mute.this was a great talk with one of freeskiing's most dominant big air skierside note this episode was recorded before the first 2 big air comps of the season, which troy ended up winning. Troy ended up winning the secret garden and steamboat big air world cups and is now qualified for the olympics.thanks to the sponsors  APIK fest, Axis boutique and Dic Anns restaurants

Today Mika and Jimmy are sitting down with cross country ski legend Johannes Høsflot Klæbo. That's right—the guy everyone on the circuit wants to beat.Johannes opens up about what it's actually like to be famous in the ski world, handling endless media attention, and dealing with criticism from people who “know” you but you've never even met. We talk about finding motivation to train when you've already won it all, why competition means so much, and how much time you spend away from family chasing those podium finishes.You'll hear hilarious behind-the-scenes stories, a bit of friendly roasting, and some genuine insights into what it takes to keep pushing yourself season after season. Plus, you'll learn how golf and card games fit into the mind of a champion, what makes the perfect Tour de Ski stage, and how Johannes Høsflot Klæbo tries to balance being an athlete, a son, a teammate—and just a regular person.

Andrew Pollard is one of those kids that grew up at Alta and had the mountain as his babysitter/playground.  And while it took Andrew a little longer to become a name in the ski industry--compared to his pro skier friends and classmates, Andrew eventually made it to the top.  But what's different and cool about Andrew's story is that he's not just a skier; he's also, an artist, a DJ, freeride coach, and in the podcast, he has no filter.  All of this makes for a fun episode and Andrew's little sister Jackie asks the Inappropriate Questions. Andrew Pollard Show Notes: 4:00: 100 Hours from Home, Mongolia, no Skimo for Apo, reeling it in, family story, Alta crew, and exit strategy advice from Greg Harms   21:00: Ski Idaho: With 19 mountains, a ton of snow and no lift lines, why wouldn't you Visit Idaho Stanley:  The brand that invented the category! Only the best for Powell Movement listeners.  Check out Stanley1913.com   Best Day Brewing:  All of the flavor of your favorite IPA or Kolsch, without the alcohol, the calories or sugar. 24:00: His thoughts on FIS putting Freeride in the Olympics, TGR, Sage, the influence of Seth Morrison, and hating self-promotion     40:30: Elan Skis:  Over 75 years of innovation that makes you better. Thermic Heated Socks:  If you have cold feet, there's nothing better than thermic Outdoor Research: Click here for 25% off Outdoor Research products (not valid on sale items or pro products) 43:00: Broke Americans on the FWT, money, and skiing with strategy   50:00: Inappropriate Questions with Jackie Pollard

Commercial banks are confronting a rapidly shifting landscape as private credit markets grow toward $3.5 trillion and fintech competitors accelerate their offerings with AI-powered tools. Rather than retreating, traditional institutions are doubling down on technology investments and reimagining their commercial lending strategies to compete in this new environment. "Banks are not short-term thinkers," says Héctor Pagés, SVP and Head of Global Commercial Lending at FIS. "We're not seeing a slowdown in terms of interest or investment from our institutions, in terms of advancing and changing the ways that they're working." The response from banks has been multifaceted, according to Pagés. Some retail-focused institutions are shifting resources toward commercial lending, while smaller commercial banks are expanding into more complex lending products. Others are adopting an "originate to distribute" model, partnering with private credit firms to spread risk while generating fee income. This strategic evolution is happening against a backdrop of regulatory uncertainty, tariff fluctuations, and the continued expansion of non-bank lenders into territory traditionally dominated by banks. Listen to the podcast to learn about how banks are transforming their commercial lending operations through unified technology platforms, the role of AI in automating credit decisions and underwriting processes, and why cloud infrastructure is becoming essential for global scalability.

Ancien président de Swiss-Ski, Urs Lehmann est aujourd'hui directeur général de FIS. Patrick Délétroz l'a rencontré en marge des épreuves de St-Moritz pour lui demander ce qu'il faisait exactement dans ce nouveau job crée spécialement pour lui.

Grièvement blessé lors de la descente de Bormio il y a presque un an, Cyprien Sarrazin a remis les skis cette semaine. Le Français, qui a frôlé la mort, revient de loin. David Berger est allé à sa rencontre pour évoquer son accident, sa rééducation mais aussi pour parler des risques que prennent les skieurs et de la sécurité qui ne semble toujours pas être une priorité pour la FIS.

In this episode, Mika and Jimmy are chilling in Davos with Swiss skier Janik Riebli, and things get real—real quick. First off, they're fighting classic podcast tech issues (yep, Swiss hotel Wi-Fi isn't as fancy as you'd think), but nothing's stopping the crew from diving into some solid ski talk.Janik Riebli spills on his “double life” as both a World Cup skier and a hands-on farmer. From 4:30am cow milking sessions in the Swiss mountains to squeezing in two-a-day training blocks, he talks about how farm life actually keeps him sane during the grind of the race season. The guys also go all-in on some hot topics: whether every nation truly belongs at a World Cup, the politics of letting Russians back into races, and why even pro athletes get nervous before a big weekend.If you're here for some behind-the-scenes stories, laughs, light-hearted trash talk, and a peek at Janik Riebli's favorite cow (RIP, Alice)—this one's for you. Grab a glass of freshly milked milk and settle in—the Skirious Problems crew's got plenty to say.

Community and regional banks operate in an environment of perpetual tension. They need to grow deposits and drive lending profitability while managing operating costs that threaten to overwhelm smaller institutions. They must also prevent increasingly sophisticated fraud while delivering customer experiences that match Amazon and Netflix. And they need to do all of this while building technology foundations that won't become obsolete before the implementation is complete. At FIS's Emerald 2025 conference in Orlando, Peter Boyer, head of banking at FIS, and Craig Focardi, principal analyst at Celent, discussed how financial institutions are navigating these competing demands. Focardi and Boyer discuss how modernization is now a continuous process of adaptation, and that the institutions most likely to succeed will focus on enabling agility rather than chasing specific technologies. "If you really take a step back and think about regional and community banking, there's a couple headwinds or tailwinds, that are driving how banks are thinking about the market," Boyer explained. "One is deposit growth and profitability growth through lending. Every bank right now is thinking, how do I grow? What is my sweet spot in my segment? Thing two is operating costs. How do they continue to drive a more efficient bank? AI is a big topic on that particular solution. And thing three is fraud. How do you protect the banking ecosystem? You put those three together and you've got a meaningful amount of where the energy is in the market today."

Even with the year-long purge of long-standing federal government agencies, the Consumer Financial Protection Bureau still stands as a bulwark for people who seek information and resources in their dealings with financial institutions. On this episode, James 'Jim” McCarthy of McCarthy Hatch shares about his days getting the bureau off the ground—and how his company utilizes real-time risk prediction for the consumer financial industry to smooth the path for consumers and FIs to achieve positive complaint resolutions.

Mika and Jimmy sit down with Norwegian ski legend Jan Thomas Jenssen for a chat filled with wild stories, laughs, and some honest talk about life on and off the race circuit.If you've ever wondered what really goes on inside the Norwegian ski team, you're in for a treat. Jan Thomas Jenssen shares everything—from his nerves about speaking English while knowing the whole national team is listening, to the chaos and embarrassment of the last World Ski Championships and how difficult it is finding new sponsors.There's plenty of banter about pranks (including one with a questionable “machine”), tales from growing up on a farm, and some surprisingly relatable details about trying (and failing) to catch fish and handle pre-race nerves. You'll also hear about training routines, dream jobs, and even a story about splitting his pants while dancing on Norway's national day.This episode is loaded with good vibes, unscripted moments, and the real personalities behind Nordic skiing. Whether you're a die-hard fan or just looking for a laugh, you won't want to miss this one!

Exclusive $35 off Carver Mat at https://on.auraframes.com/SCB. Promo Code SCB Go to http://factormeals.com/jvsb50off and use code jvsb50off to get 50% off your first box, plus Free Breakfast for 1 Year. Today J and Ben face off once more to find out who knows more about Harry Potter and the Half-blood Prince!  The twist is they can actually look up answers in the book… if they can find it within 30 seconds.. Hope the Quiz Masters were nice… Play Along With Us :: https://supercarlinbrothers.com/j-vs-ben-max-difficulty-half-blood-prince-open-book-quiz/ Thanks to our Quiz Masters: Oryan's Wizard Parts, Crafty Liz, LawNinja, MaddstheHatter, CJ, Teagan Steffen, Jordan Shefsky, Bradferd, Elfish Princess and Sam Shunpike, Teghan-Denlinger, Annalee, Dorian R, GooeyChewie, Fis, magicalmisfires and Tara Walker #HarryPotter #SuperCarlinBrothers  Written by: J & Ben Carlin Edited by: Ethan Edghill

Mika and Jimmy are joined by Finnish sprint star Jasmi Joensuu, and let's just say her story is not your average “Scandinavian skier crushing the World Cup” narrative.We get into everything with Jasmi: why she took the unusual route and raced college in the U.S. instead of sticking to the typical Nordic system, how she balanced studying finance and marketing with serious training (plus a little college partying), and the wild journey back to Europe that led to snagging a World Cup podium and the sprint globe last season.The crew gets real about why so few Scandinavians go to the U.S. and actually get better, the financial ups and downs of Finnish skiing, and how Jasmi Joensuu's consistent results paid off big-time—even if it meant having to handle the haters who think only podiums should count. There's plenty of banter, some hot takes, and lots of insights for ski geeks, but honestly, it's just a great listen if you love hearing what it really takes to do things differently and succeed.

Today, Janice is joined by Stephanie Ferris, CEO and President of Fidelity National Information Services (FIS), a Fortune 500 company whose technology enables financial institutions and businesses to move money seamlessly around the world. An accomplished global executive, Stephanie has deep experience leading payments and technology platforms, driving digital transformation, elevating customer engagement, and championing inclusive growth. She shares the inspirations that shaped her early life, her journey to executive leadership, and how she navigates the immense scale and responsibility of leading FIS's global market presence.Tags: leadership, janice, ellig, stephanie, ferris, ceo, president, fidelity, fis, technology, finance, money, growth, responsibility

Tom Kelly is a US Ski and Snowboard Hall of Famer and one of the most legendary behind the scenes players in the history of sport.  In Tom's 30+ years with the US Ski and Snowboard Team, he's been responsible for integrating sports like moguls, ski jumping, snowboarding, halfpipe skiing and slopestyle in the US mix. Then, at the events, he's been the guy coordinating media for athletes like Lindsay Vonn, Mikaela Shiffrin, Picabo Street, and Bode Miller.  On the podcast we talk about some of Tom's 11 Olympics, the athletes, the situations, the controversies, and more. US Skiing legend Luke Bodensteiner asks the Inappropriate Questions Tom Kelly Show Notes: 4:00: 2026 Olympics, 2002 Utah bid controversy, FIS, infrastructure, hotel Olympics, keeping issues private, 21:00: Therm-ic Heated Socks: The branded that invented Heated Socks Stanley:  The brand that invented the category! Only the best for Powell Movement listeners.  Check out Stanley1913.com   Best Day Brewing:  All of the flavor of your favorite IPA or Kolsch, without the alcohol, the calories or sugar. 25:00: Julia Mancuso, Bode Miller, Picabo Street, coming up in Wisconsin, Telemark Alpine Ski Area, American Birkebeiner, travel biz, US Ski Team, and US Snowboarding integration,     41:00: Elan Skis:  Over 75 years of innovation that makes you better. Outdoor Research: Click here for 25% off Outdoor Research products (not valid on sale items or pro products) 43:00: Snowboarders in the HOF, developing the Center of Excellence, his first Olympics, Trace Worthington, access, getting money to athletes Alan Kildow, and the traits of the elite   68:00: Inappropriate Questions with Luke Bodensteiner

Recorded live from the PayTech Women Leadership Summit in Atlanta, this episode brings together an inspiring cross-section of executives, founders, coaches, and industry veterans who are shaping the human side of leadership in payments and fintech. A special thank you to our episode sponsor, Global Payments.Across fast, heartfelt conversations, one thread is impossible to miss: influence grows when community grows. You'll hear how clarity of purpose fuels confidence, why intentional relationships compound over time, and how investing in your own presence, skills, and courage creates opportunities that span roles, companies, and career chapters.Valissa Pierre-Louis opens by grounding influence in self-awareness - truly understanding the value you bring and aligning your strengths to what the business needs most. She underscores the power of relationships that amplify that value. Outhay Lovan builds on that with a call to boldness, especially for those who don't see themselves as natural extroverts. Her message is simple: step into discomfort, expand your network, and watch your impact grow.Executive presence takes center stage with Eileen Nebhut, who highlights the importance of coaching, feedback, and stakeholder support systems. She notes that the Summit's unique “vibe” comes from leaders who intentionally pay it forward. Audrey Blackmon emphasizes being intentional with time and staying rooted in authenticity and integrity - two qualities she sees as non-negotiable for long-term influence.From the organizational lens, Dr. Gail Burgos encourages women to take risks, stretch beyond their functional lanes, and embrace curiosity as a pathway to growth. FIS's Kristen Slink brings a powerful distinction between mentorship and sponsorship, urging women to advocate for one another and elevate voices not yet in the room.Margie Kreutz adds a powerful mindset shift—reframing “risk” as courage—and reminds women that staying too long in a comfortable role can quietly stall advancement, while brave, timely moves create momentum and open doors. Longtime industry leader Linda Perry reminds professionals to stay deeply informed—follow the trends, read widely, and understand the ecosystem so you can chart where you want to go. And to close, Jonathan O'Connor spotlights the magic of “playing in traffic” - putting yourself in the flow of conversations, peers, and opportunity during a moment of massive industry transformation.If you care about accelerating your career, building meaningful connections, or leading with purpose in a competitive, fast-changing landscape, this episode offers practical insights you can put into motion today.

Banking on Fraudology is presented by Sardine.ai.In this episode of Banking on Fraudology, Hailey Windham sits down with Ravi Loganathan, Co-founder and President of Sonar AI and Head of Banking and Policy at Sardine. Ravi, who has over 20 years in banking and consortium work with institutions like Early Warning Services, Zelle, and Bank of America, has been leading the charge at Sardine to make intelligent sharing accessible and actionable for all institutions.The conversation dives deep into the concept of collective intelligence, which Ravi describes as a "must-have" in the age of accelerating AI-driven scams. Fraudsters exploit information sharing gaps by jumping from one institution (like a fintech) to another (like a large regulated bank), making an ecosystem-wide defense essential.Key Takeaways: Unlocking Collective Intelligence with Sonar AIThe Sonar AI Origin Story: Sonar AI was kickstarted three years ago by a group of banks and fintechs to fill a critical gap: the lack of infrastructure for real-time risk information sharing when funds movement or instant settlement is authorized. This was driven by the need to combat authorized push payment (APP) fraud, particularly concerning the lack of insights on the recipient.How Sonar AI Works: Sonar AI is an industry utility. Before an institution authorizes a fund movement or account opening, they can inquire into Sonar on the entity conducting the transaction. Sonar returns curated signals (often simplified to "high, medium, low" risk, block list status, etc.) for the institution to augment their existing risk decisioning process. In return, the institution provides feedback, benefiting the next inquiring member.Regulatory Foundation: Sonar AI is built on a strong regulatory framework, having worked with FinCEN to receive 314(b) designation to form an association of financial institutions. It also facilitates broader fraud signal sharing under the Gramm-Leach-Bliley Act (GLBA).Empowering Smaller FIs: Sonar AI offers features specifically for smaller community banks and credit unions, including batch contribution and batch inquiry to eliminate the need for immediate API tech builds. Ravi details their collaboration with the Independent Community Bankers of America (ICBA) accelerator program to embed Sardine's solutions into core providers and invite FIs to join Sonar as members.Future Innovations: Ravi reveals Sonar AI's newest services, including Footprint, which provides a broader view of a consumer's financial standing by tracking their transactions across crypto exchanges, marketplaces, and fintechs , and the expansion of the Red Flag service for monitoring credentials leaked on the dark web.This is a must-listen for investigators, executives, and anyone working in the financial crimes space who is serious about strengthening prevention efforts and is ready to embrace the future of shared, collective defense.About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud...

Fraud is on the rise, and AI is contributing to both the solution and the problem.  “Fraud is a really large problem and growing exponentially,” Austin Capital Bank Chief Executive Erik Beguintells FinAi News in this episode of “The Buzz” podcast. Consumers reported losing $12.5 billion to fraud in 2024, according to the FTC. And that's probably understated, Beguin says, noting that not all consumers report being defrauded, due to embarrassment, being in denial or other reasons. Fraudsters are using AI to target individuals, using it to read social profiles and identify the best way to attack a person, he says. This streamlines an extremely laborious task for bad actors. On the other hand, FIs are using AI to boost account security, Beguin says. For example, consumers and financial institutions are likely to start moving away from usernames and passwords and even traditional multifactor authentication methods. Instead, the market should move toward biometrics and AI-driven device and image authentication. 

Some partnerships in financial services begin with a handshake and end with a contract dispute. Others start with a Sunday morning LinkedIn message and evolve into something that transcends the typical vendor-client relationship. The collaboration between Cross River Bank and Best Egg falls firmly into the latter category. "When we first got into the business, we met several new companies, and some of them were like three guys in a garage," recalls Adam Goller, EVP and Head of Fintech Banking at Cross River.  An impromptu conversation in 2013 between Best Egg's founder and Cross River's CEO would eventually grow into a partnership that has facilitated nearly $35 billion in loans and 2.5 million customers – reshaping the lives of people and communities who were previously underserved by traditional FIS and had limited access to credit. What began as basic loan origination has evolved into sophisticated closed-loop capital market solutions, including the development of Best Egg's "BEAST" securitization platform, which uses Cross River's CRB Securities to package assets for sale to institutional investors. The progression reflects Cross River's willingness and ability to help fintechs climb the rungs of product expansion as they grow: "We have so many use cases where a partner came to us for lending, and that ultimately expanded to a deposit product, a payment service, and a card product," Goller notes. Although partners that offer point solutions can help fintechs get started, they don't set them up for the future. The Cross River - Best Egg partnership shows how the right BaaS and bank partner helps fintechs move beyond the start up mindset with more sophisticated financial support as they mature.  Listen to this conversation to learn about the blueprint fintechs should use to identify the right banking partners at the start and how Cross River can help fintechs look beyond isolated business cases and build long term product road maps, with the support of a large financial institution and the agility of a fintech.

Analyse zu den Slaloms in Levi Braucht das Regelwerk der FIS ein Update? Zwei Vorfälle in Levi sorgen für Diskussionen, Tobias und Lukas bringen das Thema aufs Tapet. Mikaela Shiffrin komplettiert ihre Santa-Claus-Herde an Rentieren mit einer dominanten Vorstellung (6:45), bei der Emma Aicher sich zur echten Kandidatin auf den Gesamtweltcup in Stellung bringt. Lucas Braathen holt den ersten Sieg für Brasilien (32:48), während Marcel Hirscher mit seiner Rennplanung Rätsel aufgibt und Van Deer ein nicht mehr allzu junges Talent verpflichtet (52:40). Dieser Podcast wird vermarktet von der Podcastbude.www.podcastbu.de - Full-Service-Podcast-Agentur - Konzeption, Produktion, Vermarktung, Distribution und Hosting.Du möchtest deinen Podcast auch kostenlos hosten und damit Geld verdienen?Dann schaue auf www.kostenlos-hosten.de und informiere dich.Dort erhältst du alle Informationen zu unseren kostenlosen Podcast-Hosting-Angeboten. kostenlos-hosten.de ist ein Produkt der Podcastbude.

CFOs are abandoning quarterly planning cycles for week-by-week assessments as trade tensions, tariff uncertainty, and supplier volatility force a new short-term reality onto financial leadership. Seamus Smith, EVP and Group President of Automated Finance at FIS, and Chrissy Wagner, SVP of GTM at FIS, break down how finance leaders can balance urgent risk management with strategic growth positioning through data quality, automation, and AI. Smith and Wagner reveal that cybersecurity tops the list of CFO concerns, but inefficient processes and lack of visibility into money flows are the real operational killers, particularly as organizations grow through M&A. They explain how FIS helped clients navigate recent tariff disruptions through better data visibility, why paper checks remain one of the biggest fraud vectors in modern finance, how supply chain finance is underutilized in the US compared to Europe, and why AI is already delivering $3.70 in returns for every dollar invested in credit underwriting and collections.

In this powerful episode of Banking on Fraudology, Hailey Windham sits down with John Duffley, Communications Director at the Association of Certified Fraud Examiners (ACFE), who leads the global coordination and growth of International Fraud Awareness Week.The conversation dives deep into the origins of this massive global initiative, which began in 2000 as "National Fraud Awareness Week" and has since evolved to be celebrated by thousands of organizations across more than 130 countries, supporting a community of over 95,000 fraud professionals.Key Takeaways: International Fraud Awareness WeekA Global Springboard: Fraud Week is an annual opportunity for organizations of all sizes—from local law firms to Fortune 500 companies—to discuss and address fraud prevention and detection efforts, serving as a launchpad for success in the coming year.Creative Campaign Ideas: Organizations participate in countless impactful ways, including multi-week campaigns, virtual trainings, community events, social media efforts, and internal recognition (like Hailey's personal "Scooby Doo Awards"!).Tips for Smaller Teams: John and Hailey share simple, budget-friendly ways smaller financial institutions (FIs) like credit unions and community banks can participate, emphasizing conversation, awareness, social media engagement, and internal recognition. Hailey shares a successful, low-cost fraud roundtable example.Essential ACFE Resources: Get a rundown of the free resources available on fraudweek.com, including proclamation and press release templates, interactive games like "Geo Party" and "Fraud Myth Busters," videos, infographics, and a simple Fraud Prevention Checklist.Building a Fraud-Savvy Culture: Learn how Fraud Week can initiate long-term cultural change, the importance of gaining leadership buy-in by reaffirming brand trust, and the proven ROI of awareness training (tips are the most common detection method, accounting for 43% of frauds).John's Top Tip for Every Fraud Fighter: Start a conversation with someone close to you—a colleague, supervisor, or family member—because awareness begins with simply sharing what you know to protect those most vulnerable to scams.This is a must-listen for investigators, executives, and anyone working in the financial crimes space who is serious about strengthening prevention efforts and building a global fraud-fighting community.Don't forget to use #FraudWeek when sharing your organization's efforts!Links:Connect with the global fraud-fighting community and download your free resources: fraudweek.comacfe.com/

Banks dramatically underestimate how their customers share financial data, and most of it happens through insecure screen scraping that creates fraud vulnerabilities and slows performance. Shane McWilliams, Head of Retail Digital Banking at FIS, breaks down the three critical challenges separating thriving institutions from those being left behind: serving small and medium businesses as a central financial hub, enabling secure data sharing through APIs, and moving beyond product-centric thinking to build sticky customer relationships. McWilliams reveals that when he asks bank executives to guess what percentage of their customers are sharing data with third parties, "they're not even close" to reality. He explains how modern SMBs expect their banks to integrate everything from cash flow monitoring to accounting systems, why personalization needs to go beyond UX optimization, and how banks that orient around customer needs rather than products will win in today's competitive environment.

This episode's guest is author, speaker, and "patron saint of crazy ideas" Kyle Scheele. Listen in as he makes the case that creativity at financial institutions isn't confined to marketing teams—it's simply problem-solving, and it belongs to everyone at your organization. He shares why “culture eats strategy,” explains the importance of making space for innovation in a traditional industry, and suggests practical ways leaders can experiment to reduce the big risk that all community FIs face: losing customers to more innovative competitors.We'll explore:The risk of losing customers to fintechs and how creativity helps you win trust.“Commit to the bit”: the surprising power of shared enthusiasm to build culture and collaboration.Two questions leaders should ask to unlock hidden solutions already inside the organization.Lightweight systems to surface employee ideas and how strong cultures act like magnets for attracting new talent.About the guest: Whether he's holding a Viking funeral for the regrets of 21,000 people, hosting the world's first fake marathon, or gaining a million TikTok followers in just 25 hours, Kyle Scheele is always on the lookout for crazy ideas that produce wildly outsized outcomes. Over the last decade, his projects have been featured in prominent outlets Fast Company, WIRED, The Washington Post, Yahoo!, BuzzFeed, UpWorthy, and Goalcast, among others. His videos have been viewed over 250 million times, and he has spoken to hundreds of thousands of audience members across the United States. More than anything, Kyle hopes that his story can inspire others to chase their own crazy ideas and become the people they were meant to be.Helpful links:Read about one of Kyle's projects: Home Run Marathon attracts more participants than Boston Marathon on TikTok - The Washington PostHear more from Kyle at Abrigo's 2026 ThinkBIG Conference.

In a series of podcasts taped live at 2025's Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. On this episode, ASA Founder/CEO Landon Glenn explains how collaborative banking and embedded finance create exciting opportunities across the board. When financial institutions can offer new digital tools, customers have access to broader services, while fintechs have increased options to connect with FIs.

Join our discussion with Keith Riddle, General Manager of Payfinia, about Digital Wallets and the important costs and considerations. Are digital wallets a threat to interchange revenue? What are the pros and cons of an FI-supplied digital wallet vs. pushing customers to Apple Pay? What are the revenue opportunities in this space for community FIs to meet customer expectations and build revenue? We dive into all this and more. Send us a textPresented by Remedy ConsultingFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.

Cole Watson, CFO of Hoosier Hills Credit Union (IN), joins Vin, Zach, and DCG colleague Mike Mitchell for a terrific episode 10 of season 4. The guys dig into Cole's background as he transitioned into the banking world post-GFC, the importance of having a “curious mind,”  initiating strategic actions at ALCO, and how FIs should embrace culture shifts as deposit gathering becomes more and more important.For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

FinovateFall Best of Show winner Eko Investments is bringing investment opportunities to early-stage investors, growing individual wealth and helping FIs of all sizes retain their customers. Detailed Summary: Mart Vos, CEO of Eko Investments, joins Greg to talk about his company's role as a leading digital investment provider for credit unions and banks. Eko's mission stems from Mart's personal experience when he moved from the Netherlands to the US and discovered that traditional banks only offered investment services to wealthy clients through financial advisors, requiring minimums like $100,000 rather than accommodating smaller amounts like $100. This contrasted sharply with the Netherlands, where every bank offers accessible investment products, eliminating the need for third-party apps like Betterment, Robinhood, or Acorns. Eko enables financial institutions to offer investments to all their clients, not just the top 1%, through a low-threshold investment solution natively integrated within digital banking platforms. Eko has achieved remarkable success, winning Best of Show at Finovate Fall for the second consecutive year. The company's evolution is driven by their commitment to listening to financial institutions and members, with a significant portion of engineering hours reserved for client requests that can be implemented within one to two weeks. Recent feature developments include IRAs and Roth IRAs, faster money movement capabilities, and a unique structure providing core integration benefits without actual core dependency. Eko serves a diverse range of clients, from their smallest credit union with 7,000 members to their largest with 20 billion in assets, demonstrating their scalable solution across different institutional sizes. Mart continues by describing how the Eko platform serves as an essential tool for financial institutions looking to retain clients who might otherwise migrate to third-party investment apps. With 68% of users making their first investment ever, and an average investment amount of $1,200, Eko focuses heavily on financial literacy and education, particularly serving millennials and Gen Z users. Rather than competing with traditional wealth advisory firms, Eko operates as a complementary funnel, providing warm leads for wealth services when clients reach higher investment thresholds like $50,000 or $100,000. This collaborative approach prevents financial institutions from having to "sell no" to smaller investors while creating pathways for future wealth management relationships. More info: Eko: https://eko.investments/ ; https://www.linkedin.com/company/ekoinvestments/ FinovateFall Demo: https://finovate.com/videos/finovatefall-2025-eko/ Mart Vos: https://www.linkedin.com/in/mart-vos/ Greg Palmer: https://www.linkedin.com/in/gregbpalmer/ Finovate: https://www.finovate.com; https://www.linkedin.com/company/finovate-conference-series/ #Finovate #Eko #FinovateFall #BestofShow #investment #podcast #fintechpodcast #financialservices #wealthmanagement #deposits # #digitraltransformation #fintech #finserv #modernization #innovation #startup #banking #creditunions #communitybanks

Live from Sibos, TMI's Eleanor Hill speaks with Kevin Flood (FIS) about the next wave of payments innovation and what it really means for corporate treasurers. Our guest discusses how banks and providers are enhancing the corporate payments experience and balancing innovation with treasurers' core priorities around speed, accuracy, and reconciliation. Kevin also explores the rise of Payments-as-a-Service and why modernising infrastructure will be key to meeting regulatory deadlines and enabling the next generation of instant payments.

FinovateFall Best of Show winner Vertice AI: Using AI to help smaller FI's punch above their weight. Detailed Summary: In this episode, Greg catches up with Mitch Rutledge, CEO and co-founder of Vertice AI, who won Best of Show at FinovateFall. Mitch starts out by discussing his company's mission to empower community financial institutions through AI-powered solutions. Vertice serves as an AI-driven growth engine that transforms institutional data into actionable insights, enabling smaller community banks and credit unions to compete effectively with larger financial institutions. The platform specifically targets community FIs with lean marketing teams, helping them deliver personalized customer engagement and measurable growth outcomes. Rutledge emphasizes that while big banks like Bank of America employ over 3,000 data scientists and JP Morgan invests over $4 billion in AI, community banks possess a crucial advantage: the trust factor that can be leveraged alongside modern technology. The conversation then explores Vertice's approach to personalization, which Rutledge defines as delivering relevance by understanding customer needs and serving appropriate products at the right time. The platform utilizes multiple AI applications including propensity scoring to predict product adoption and churn risk, automated campaign creation that generates targeted messaging for different demographics while maintaining regulatory compliance, and real-time campaign performance analysis. This comprehensive approach addresses the significant gap between consumer expectations for personalized financial experiences (74% want it) and actual delivery (only 22% feel they receive it). The technology enables marketing teams of one or two people to achieve the same level of personalization as larger institutions with extensive data science teams. A notable aspect of Vertice's journey is their decision to remain bootstrapped without taking venture capital funding. Rutledge explains this choice allowed the company to maintain control over their mission and vision while building according to client needs rather than investor timelines. The company achieved cash flow positivity from day one and focused on thoughtful, sustainable growth. For startup founders considering funding options, Rutledge advises being clear about the "why" behind raising funds, noting that while VC funding may be necessary for businesses requiring hyperscaling, companies that can grow profitably through customer revenue shouldn't underestimate the bootstrap path. This approach creates discipline and efficiency, ensuring every dollar earned is tied to value creation and customer satisfaction. More info: Vertice AI: https://verticeanalytics.ai/ ; https://www.linkedin.com/company/verticeai/ FinovateFall Demo: https://finovate.com/videos/finovatefall-2025-vertice-ai/ Mitch Rutledge: https://www.linkedin.com/in/mitchrutledge/ Greg Palmer: https://www.linkedin.com/in/gregbpalmer/ Finovate: https://www.finovate.com; https://www.linkedin.com/company/finovate-conference-series/ #Finovate #VerticeAI #FinovateFall #BestofShow #marketing #podcast #fintechpodcast #financialservices #credit #payments #orchestration #digitraltransformation #fintech #finserv #modernization #innovation #startup #banking #cx #creditunions #communitybanks

We sat down with Matt Potere, CEO of Happy Money, to discuss the staggering $17.5 trillion of consumer debt in the US, and Happy Money's recent Credit Check-In study which analyzed consumer financial stress. The high percentage of consumer credit card debt creates an opportunity for FIs to alleviate consumer stress through personal loans. We deep dive into how this asset base builds long-term customers for FIs. Send us a textPresented by Remedy ConsultingFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.

Your number 1 Nordic podcast is back and what a title is has ! Tune in to a banter rich podcast, where we discuss the latest developments after the FIS autumn meetings.

The payments landscape is experiencing regulatory upheaval, forcing financial institutions to rethink their approach to money movement modernization. With ISO message format changes, Swift updates, and evolving fraud requirements hitting simultaneously, banks are facing a complex web of compliance demands that require immediate attention. "The regulatory agenda for money movement is probably one of the most aggressive we have," said Elaine Duff, SVP and Head of Money Movement at FIS. "It's across the globe. We're seeing the ISO message intended to help firms standardize their messaging, become more efficient, and make their operations much more standardized." Yet the scale of change extends far beyond simple messaging updates. The oncoming change affects fraud tools, digital channels, reporting formats, and entire operational workflows. For many institutions, the traditional rip-and-replace approach to modernization has become both financially and operationally untenable. Nick Dovaras, Global Account Manager at AWS, emphasized the broader pressures driving urgency: "There's customer expectations as well. Customers are expecting 24/7, instant, and customer-friendly mobile applications that are connected to online systems.” Dive into this episode to hear about how financial institutions are navigating regulatory pressures through modular modernization strategies. FIS' Duff and AWS' Dovaras break down the critical role embedded fraud protection is playing in real-time payments, and why cloud-based solutions are enabling banks to modernize their money movement capabilities without the risks of traditional rip-and-replace approaches.

Go to http://factormeals.com/jvsb50off and use code jvsb50off to get 50% off your first box, plus Free Breakfast for 1 Year. J and Ben are back at it with the Quiz Masters for another MAX DIFFICULTY Open Book Quiz—this time covering Harry Potter and the Chamber of Secrets!

More than half of Americans report that they will run out of money when they stop earning a paycheck and millions haven't saved enough to maintain their standard of living in retirement, There is an urgent need to re-imagine the role record keepers play in financial wellness, and it starts by leveraging technology to close the gap between capabilities and customer expectations. “When I look at things like automatic enrollment and automatic increase, that's where it starts,“ explains Will Hicks, Head of FIS Global Retirement Products and Services. “Then it bleeds into the technology phase in terms of how you deliver that. How do you actually let participants know how that impacts their financial future?“. The sector is in transition, where traditional retirement record keeping is expanding into comprehensive financial wellness platforms. Scott Parker, Partner at Deloitte Consulting and leader of their wealth retirement practice, notes that the industry is “at the cusp of taking it to the next level and getting outside of what we've always done in the past, which is more and more communication.“ The change is driven by both technological capabilities and changing expectations which center around integrated solutions: “Our clients are asking us to bring those solutions together, because they want a clear picture of not just their retirement, but what are they doing in the banking space?“ said Sherry Baker, SVP and Head of Global Wealth Products and Services at FIS. Listen to the podcast to discover how retirement industry leaders are breaking down traditional silos to deliver integrated financial wellness solutions that go far beyond the 401(k). Learn the role that modernization, data, personalization, and cybersecurity play in pushing record keepers forward. It's a conversation on record keeping organizations can meet regulatory requirements while meeting the daily engagement expectations of younger participants.

Download the Upside app and use code JVSB to get an extra 25 cents back for every gallon on your first tank of gas. Today J and Ben and the Quiz Masters CRANK up the difficulty to a new level as they introduce the OPEN BOOK concept to the format - The guys can look up any answer they dont know… as long as they can do it in under 30 seconds..  Huge thanks to our Patrons for submitting today's questions: Tara Walker, distitch626, Complete Crimson, Julie Sherwood, Ben Henderson, Abby, Bradferd, Natalia Nalepa, GooeyChewie, Essential Escapism, Fis, Rowena R., Dola, Kayela, Drawing Xaos, and LawNinja! Play along and let us know your score in the comments! https://supercarlinbrothers.com/max-difficulty-sorcerers-stone-open-book-quiz/  #HarryPotter #SuperCarlinBrother #WizardingWorld  THROUGH THE GRIFFIN TOUR MIDWEST Tickets ON SALE NOW! https://supercarlinbrothers.com/events/  Midwest Tour Dates:  Indianapolis, IN - 9/16 St. Louis, MO - 9/17 Des Moines, IA - 9/19 (SOLD OUT) St. Paul, MN - 9/20 (SOLD OUT) Milwaukee, WI - 9/21 Chicago, IL - 9/23 Detroit, MI - 9/24 (SOLD OUT) Cleveland, OH - 9/25 (SOLD OUT) #HarryPotter #SuperCarlinBrothers  Written by :: The Quiz Masters! Edited by :: Ethan Edghill Hosted by :: Ethan Edghill

In this episode of Banking Transformed, John Stuckey from FIS shares insights on the evolving landscape of digital business banking and the strategies financial institutions need to adopt for future growth. The discussion examines how market needs have evolved for business banking clients, the effect of Customer 360 perspectives, the increasing influence of open banking on business financial relationships, and the ways AI is transforming competitive dynamics. John also delves into the competitive dynamics between fintechs and traditional banks, and how banks must evolve their digital solutions to meet changing market demands.

Go to http://factormeals.com/jvsb50off and use code jvsb50off to get 50% off your first box, plus Free Breakfast for 1 Year Snag a Carlin Brothers Coffee Subscription at https://www.carlinbrothersmercantile.com It's time for another J vs Ben Quiz — but this time, it's all about our own Harry Potter theories! After years of making wild predictions, fan theories, and “What If” scenarios, can we actually remember what we said? Or will we get stumped by our own videos? Play along and see if you can beat us! Play along with us :: https://supercarlinbrothers.com/j-vs-ben-can-we-remember-more-of-our-harry-potter-theories/   Special thanks to our Patrons who submitted today's questions: Dorian R., Essential Escapism, Michaela Henry, Bradferd, Amanda B., Teghan Denlinger, Katrina A., Complete Crimson, Tara Walker, Fis, LawNinja, Dola, GooeyChewie, Reddrick, The Hufflepuff Pancake Chef, and Sarah Makiyama THROUGH THE GRIFFIN TOUR MIDWEST Tickets ON SALE NOW! https://supercarlinbrothers.com/events/  Midwest Tour Dates:  Indianapolis, IN - 9/16 St. Louis, MO - 9/17 Des Moines, IA - 9/19 (SOLD OUT) St. Paul, MN - 9/20 (SOLD OUT) Milwaukee, WI - 9/21 Chicago, IL - 9/23 Detroit, MI - 9/24 (SOLD OUT) Cleveland, OH - 9/25 (SOLD OUT) #HarryPotter #SuperCarlinBrothers  Written by :: Our Quiz Masters! Hosted by :: Kat Stine Edited by :: Ethan Edghill

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