Podcasts about Verification

The Next Big Hack Will Be Facial Verification by Nick Espinosa, Chief Security Fanatic

Recorded live at MBA Annual25 in Las Vegas, host Rebecca Kritzman and guests Ashley Sellers, Elaina McFarland, and Bobby Deery break down what lenders are asking for right now: AI-driven workflow efficiency, expanding use of soft-pull strategies, and dual processing to analyze Vantage Score alongside existing scores. Who are the speakers?Rebecca Kritzman – SVP, Experience & Partner Marketing, EquifaxAshley Sellers – VP, Mortgage Sales, EquifaxElaina McFarland – Leader, Solution Sales Experts (Credit & Verification), EquifaxBobby Deery – SVP, Product, Credit Division, EquifaxTogether, they explore the intersection of innovation, compliance, and customer trust.What were the major insights from Day Two?AI and Automation in Workflows: Lenders are adopting AI to streamline process flows and improve efficiency from application through close.Rising Interest in Dual Processing: Many lenders are testing Vantage Score alongside existing models to compare outcomes and assess portfolio risk.Soft Pull Momentum: Equifax's soft-pull tools are helping lenders pre-qualify borrowers and protect consumers' credit scores, especially under the new trigger law.Voice of the Customer: Product teams are incorporating direct lender feedback to guide new innovations such as income qualify and telco/pay-TV/utility data integrations.Education and Clarity: With rapid industry change — from FICO model updates to 1B vs. 3B credit reporting — customers are asking for clear, data-driven guidance. What challenges did attendees highlight?Widespread uncertainty dominated discussions — from pricing implications and trigger-law timing to confusion around single- vs. tri-bureau models. Customers expressed concern about misinformation and asked for help educating both lenders and consumers on what these changes truly mean.What recommendations did Equifax leaders share?Stand up dual-score processing to compare outcomes between Vantage and FICO models.Collaborate with Equifax product teams to provide feedback that shapes future solutions.Audit your process flows to align products (credit, verification, income qualify) with milestones that deliver the most value.Prioritize education and communication — both internally and with consumers — to navigate market shifts confidently. 

At the start of this lecture, we review statistical topics and fitting techniques from Unit G (particularly Lecture G3, on goodness of fit). In particular, we review hypothesis testing fundamentals (type-I error, type-II error, statistical power, sensitivity, false positive rate, true negative rate, receiver operating characteristic, ROC, alpha, beta) and then go into examples of using Chi-squared and Kolmogorov–Smirnov tests for goodness of fit for arbitrary distributions. We also introduce Anderson–Darling (for flexibility and higher power) and Shapiro–Wilk (for high-powered normality testing). We then pivot to formally defining simulation verification, validation, and calibration and then introducing techniques that incorporate rigorous statistical tools into the validation and calibration process. We focus specifically on the use of the t-test (for confirming that populations of simulation data are consistent with the mean behaviors from the real systems they are meant to represent) and the power analysis (for understanding the conditions when a failure to detect a difference between simulation and real system allows for inferring that the simulation is sufficiently close to the real system).

This week on 'AI Lawyer Talking Tech,' we examine a profession fundamentally remaking its foundation, driven by exponential advances in artificial intelligence. Legal tech giants, including Harvey, showcase massive financial backing, with over $800 million raised, demonstrating AI's power to automate traditional junior lawyer tasks like drafting and contract analysis, thereby accelerating workflows and promising substantial time and cost savings. However, this swift adoption coexists with mounting professional risks; we explore hundreds of reported instances where AI "hallucinations" led to fabricated case citations, resulting in sanctions for attorneys and retracted court rulings by judges across the globe. This tension emphasizes the crucial need for rigorous governance, demanding that attorneys rely only on professional-grade AI tools built on authoritative, vetted content and adhere to a strict verification imperative to uphold professional credibility and ethics. AHarvey, OpenAI, and the race to use AI to revolutionize Big Law2025-10-29 | Fast CompanyInsig AI leaps after winning first contract with law firm2025-10-29 | Proactive Investors.co.uk11 Nov Legal Research Skills2025-10-29 | Law Society of Northern IrelandThe Importance of Verification of Identity Storage in Sydney's Digital Future2025-10-29 | TechBullionBrazil's Digital Betting Platforms Ignite Debate Over State Boundaries2025-10-29 | Casino GuardianThe Unique Challenges of Marketing Legal Services in 20252025-10-29 | World Financial ReviewLaw Punx: 'Legal AI vs The Space Race' - Tara Waters2025-10-29 | Artificial LawyerNew client win: new vertical market breakthrough2025-10-29 | This is MoneyLaw in Silico: Simulating Legal Society with LLM-Based Agents2025-10-29 | arXiv.orgDefinitive 2026 Guide to U.S. Attorney Salaries2025-10-29 | JDJournalRichest Law Firms Bulk Up Litigation Teams as Demand Spikes2025-10-29 | JDJournalBeyond the Great Wall: Entering and Succeeding in China's MedTech Market2025-10-29 | Arnold & Porter[Podcast] Non-Financial Misconduct Miniseries: Episode 1 - Navigating the FCA's Regulatory Framework2025-10-29 | JD SupraWhy Lawyer-Entrepreneurs Often Thrive: Conquering the “Double Whammy”2025-10-29 | JDJournalLargest law firms raise rates by 10% but cut staff2025-10-29 | Legal FuturesWhen AI hallucinations hit the courtroom: Why content quality determines AI reliability in legal practice2025-10-28 | Legal.ThomsonReuters.comPioneers and Pathfinders: David Freeman Engstrom and Natalie Knowlton2025-10-28 | Stanford Law SchoolSQUARY AI Legal Revolutionizes Legal Practice with AI Tools2025-10-28 | InvestorsHangout.comAIO for Law Firm Leadership: Why Your Partners Need to Understand AI Overviews (Before Your Competitors Do)2025-10-28 | Attorney at Law MagazineAs more lawyers fall for AI hallucinations, ChatGPT says: Check my work2025-10-28 | Cronkite News Arizona PBSQ&A: Old Town tech firm founder wary of labor paradox posed by AI2025-10-28 | ALXnowARDC's Guide for Illinois Lawyers on Implementing AI Responsibly2025-10-28 | 2CivilityResponding faster with AI2025-10-28 | Thomson ReutersBloomberg Law's Dashboard Legal Wins Prestigious Industry Award2025-10-28 | InvestorsHangout.comBeyond Design: The AI Advantage Built Into Justia Elevate Websites2025-10-28 | Legal Marketing & Technology BlogRobin AI listed for distressed sale nine months after making the Sunday Times 100 Tech list2025-10-28 | Legal IT InsiderElevate Acquires Legadex, Expanding Legal Innovation Footprint in Europe2025-10-28 | Legal Technology News - Legal IT Professionals | Everything legal technologyExclusive: Aderant acquires Virtual Pricing Director2025-10-28 | Legal IT InsiderThe AI Law Professor: When you need AI governance that just works2025-10-28 | Thomson Reuters InstituteRobin AI Seeks Buyer / Emergency Investors2025-10-28 | Artificial Lawyer

In this episode, we explore practical tips for caring for older adults in the clinical setting through a case-based discussion highlighting common perioperative challenges and strategies for success. We also take a deeper dive into the American College of Surgeons Geriatric Surgery Verification Program, including its goals, impact, and how clinicians can get involved in advancing surgical care for the aging patient population. Take Home Points:  The older adult population is the fastest growing patient population and it is important we focus on patient-centered care for this population, as this is a population that almost all of us will engage with.  If you or your hospital isn't prepared to get verified yet, there are still small processes that can be implemented that can make an impactful difference on your patients. Geriatric Surgery Verification is at the cutting edge of quality improvement. Like other verification programs (trauma, bariatric) patients will soon seek out these centers that can best address their personal needs. Hosts:  Agnes Premkumar, MD - General Surgery Resident at Creighton University, @agnespremkumar Nicole L. Petcka, MD – General Surgery Resident at Emory University, @npetcka2022 Guests:  Marcia M. Russell, MD - Professor of Surgery and Vice Chair for Quality and Safety at the David Geffen School of Medicine at UCLA and the VA Greater Los Angeles Healthcare System Caroline Smolkin, MD - General Surgery Resident at Northwell and American College of Surgeons Clinical Scholar Resources:  American College of Surgeons Geriatric Surgery Verification Program: https://www.facs.org/quality-programs/accreditation-and-verification/geriatric-surgery-verification/  Katlic MR, Wolf J, Demos SJ, Rosenthal RA. Making a Financial Case for the Geriatric Surgery Verification Program. Ann Surg Open. 2024 May 13;5(2):e439. doi: 10.1097/AS9.0000000000000439. PMID: 38911623; PMCID: PMC11191881. https://pubmed.ncbi.nlm.nih.gov/38911623/ Remer SL, Zhou L, Cohen ME, Russell MM, Rosenthal R, Ko CY. Discharge to Post-Acute Care as a Benchmarking Metric for Elderly Surgical Patients. J Am Coll Surg. 2025 Aug 14. doi: 10.1097/XCS.0000000000001495. Epub ahead of print. PMID: 40810404. https://pubmed.ncbi.nlm.nih.gov/40810404/ Jones TS, Jones EL, Richardson V, Finley JB, Franklin JL, Gore DL, Horney CP, Kovar A, Morin TL, Robinson TN. Preliminary data demonstrate the Geriatric Surgery Verification program reduces postoperative length of stay. J Am Geriatr Soc. 2021 Jul;69(7):1993-1999. doi: 10.1111/jgs.17154. Epub 2021 Apr 7. PMID: 33826150. https://pubmed.ncbi.nlm.nih.gov/33826150/ *** UNC Surgery is inviting you to participate in a national survey designed to understand general surgery residents' perspectives on core curriculum content, structure, & delivery. The results of this survey will inform the development of a standardized general surgery education curriculum.    SURVEY LINK: https://docs.google.com/forms/d/e/1FAIpQLSeJztQwgB1rJXpCtvboHprGB_gmHGG4UzY1HITAHRmMx9FcRQ/viewform Please visit https://behindtheknife.org to access other high-yield surgical education podcasts, videos and more.   If you liked this episode, check out our recent episodes here: https://behindtheknife.org/listen Behind the Knife Premium: General Surgery Oral Board Review Course: https://behindtheknife.org/premium/general-surgery-oral-board-review Trauma Surgery Video Atlas: https://behindtheknife.org/premium/trauma-surgery-video-atlas Dominate Surgery: A High-Yield Guide to Your Surgery Clerkship: https://behindtheknife.org/premium/dominate-surgery-a-high-yield-guide-to-your-surgery-clerkship Dominate Surgery for APPs: A High-Yield Guide to Your Surgery Rotation: https://behindtheknife.org/premium/dominate-surgery-for-apps-a-high-yield-guide-to-your-surgery-rotation Vascular Surgery Oral Board Review Course: https://behindtheknife.org/premium/vascular-surgery-oral-board-audio-review Colorectal Surgery Oral Board Review Course: https://behindtheknife.org/premium/colorectal-surgery-oral-board-audio-review Surgical Oncology Oral Board Review Course: https://behindtheknife.org/premium/surgical-oncology-oral-board-audio-review Cardiothoracic Oral Board Review Course: https://behindtheknife.org/premium/cardiothoracic-surgery-oral-board-audio-review Download our App: Apple App Store: https://apps.apple.com/us/app/behind-the-knife/id1672420049 Android/Google Play: https://play.google.com/store/apps/details?id=com.btk.app&hl=en_US

The NFL is not considering dropping Bad Bunny from the Super Bowl halftime show. Toronto Blue Jays fans are worried about the "Drake curse" which is a superstition when Drake roots for a team they lose. Tinder is requiring facial verification to confirm someone is who they say they are on their profile. A woman in Michigan had ChatGpt to pick her lottery numbers and she won!See omnystudio.com/listener for privacy information.

Francis Berewa is Head of Investments and Growth at zkPass, (https://zkpass.org/), a private data oracle using zero-knowledge and multi-party computation to enables users to selectively and privately validate their data. Backed by Binance Labs, dao5, Animoca Brands, WAGMI Ventures, and others, zkPass empowers decentralized identity verification, on-chain compliance, and seamless data portability across ecosystems. Francis shares his journey from co-founding Homebloc—a blockchain platform for real estate investments—to venture roles, and finally landing at zkPass to drive growth. He discusses zkPass's milestones, powering ZKKYC for identity proofs without document uploads, and partnerships with zkSync, LayerZero, and Galxe to secure millions of private data verifications. Francis dives into the protocol's role in bridging Web2 and Web3 through anti-cheating mechanisms and hybrid ZK proofs, enhancing developer tools for on-chain privacy, and his vision for a decentralized future where users control their digital personas amid rising data regulations and AI-driven threats.

Lin Yang is a professor of computer science at UCLA. Recently, he and his collaborator built an AI pipeline using commercial models such as Gemini, ChatGPT, and Grok that performed at the gold medal level on International Mathematics Olympiad problems. Steve and Lin discuss this research, which relies on "verifier-refiner" LLM instances and large token budgets to reliably solve difficult problems. They discuss how these methods can be used to advance AI for scientific research, legal analysis, and complex document processing.https://github.com/lyang36/IMO25/blob/main/IMO25.pdfhttps://x.com/hsu_steve/status/1948189075707469942Chapter markers:(00:00) - AIs Win Math Olympiad Gold: Prof. Lin Yang (UCLA) – #97 (00:57) - Prof. Lin Yang, UCLA (04:27) - Journey from Physics to Computer Science: 2 PhDs (11:15) - Transition to AI from Theoretical CS (13:16) - AI Pipeline Math Olympiad: Gold Medal! (28:23) - Probability Amplification (29:00) - Applications in Industry and Legal Analysis (29:58) - Challenges in Model Reasoning and Verification (33:23) - Future of AI in Scientific Research and AGI Speculations –Steve Hsu is Professor of Theoretical Physics and of Computational Mathematics, Science, and Engineering at Michigan State University. Previously, he was Senior Vice President for Research and Innovation at MSU and Director of the Institute of Theoretical Science at the University of Oregon. Hsu is a startup founder (SuperFocus.ai, SafeWeb, Genomic Prediction, Othram) and advisor to venture capital and other investment firms. He was educated at Caltech and Berkeley, was a Harvard Junior Fellow, and has held faculty positions at Yale, the University of Oregon, and MSU.Please send any questions or suggestions to manifold1podcast@gmail.com or Steve on X @hsu_steve.

Andrew Bud, Founder & CEO, iProoviProov's threat intelligence research shows an unprecedented escalation in attacks designed to bypass KYC checks across not only neobanks but also banking in generaal, crypto exchanges, e-wallets, and digital payment platforms. Andrew Bud, Founder & CEO of iProov discusses what can be done to block such attacks with Robin Amlôt of IBS Intelligence, explaining how facial biometric verification with certified liveness detection, tied to a government-issued ID, should be a non-negotiable security measure for secure identity verification in financial services. 

Before you step into a vacant house or hop on a “quick” Zoom with a stranger, hit pause. In this episode, Connor with Honor (Connor MacIvor)—LAPD veteran turned top Santa Clarita Realtor and now AI Growth Architect—delivers the no-nonsense safety playbook every agent and service pro needs in a remote-first world.You'll learn how to run appointments like a pro (and stay alive doing it): verifying identity without spooking real clients, deciding whether to lock the door (pros/cons and exact language), shaping tour routes to keep exits in view, and spotting deepfakes or social-engineered calls in under 30 seconds. Then we wire it all into automations so safety runs in the background: AI intake that screens unknowns, OTP verification before calendar access, auto check-ins to a safety contact, and metadata hygiene that keeps your location private.What's inside • The “Arrive Second, Leave First” rule that changes everything • How to script ID checks (vacant homes especially) • Remote meeting security: waiting rooms, phrase-repeat deepfake test, recording consent • GEO-specific notes for Santa Clarita: Valencia, Saugus, Canyon Country, Stevenson Ranch, Newhall, Castaic, Acton, Agua Dulce • The decision tree for saying “No” without sounding defensive • The exact 25 micro-habits that make safety automaticWho this is for REALTORS®, lenders, inspectors, contractors, stagers—anyone who meets clients in person or remotely and wants zero drama, zero excuses, maximum control.Free resources mentioned • Safety checklists + intake template • Verification scripts and remote-meeting SOPsWork with me Need the whole system set up—AI intake, verification, calendar gating, and safety check-ins? Start here: https://SantaClaritaArtificialIntelligence.com Looking to buy or sell with a safety-first team? https://SantaClaritaOpenHouses.comFrom LAPD to Realtor to AI Growth Architect, this is the field-tested blueprint to protect your time, your clients, and your life—before the next showing.Youtube Channels:Conner with Honor - real estateHome Muscle - fat torchingFrom first responder to real estate expert, Connor with Honor brings honesty and integrity to your Santa Clarita home buying or selling journey. Subscribe to my YouTube channel for valuable tips, local market trends, and a glimpse into the Santa Clarita lifestyle.Dive into Real Estate with Connor with Honor:Santa Clarita's Trusted Realtor & Fitness EnthusiastReal Estate:Buying or selling in Santa Clarita? Connor with Honor, your local expert with over 2 decades of experience, guides you seamlessly through the process. Subscribe to his YouTube channel for insider market updates, expert advice, and a peek into the vibrant Santa Clarita lifestyle.Fitness:Ready to unlock your fitness potential? Join Connor's YouTube journey for inspiring workouts, healthy recipes, and motivational tips. Remember, a strong body fuels a strong mind and a successful life!Podcast:Dig deeper with Connor's podcast! Hear insightful interviews with industry experts, inspiring success stories, and targeted real estate advice specific to Santa Clarita.

Aggressive Government RegulationStates are intervening heavily in tech markets. Texas mandated app stores verify ages and restrict minor access starting January 2026, requiring parental approval for under-18 users. The Netherlands took partial control of Chinese chipmaker Nexperia to block sensitive technology transfer. The U.S. FCC forced retailers to delist millions of Chinese electronics from Huawei, ZTE, and others over security concerns.Privacy vs. Security BattlesThe EU postponed "Chat Control" legislation requiring message scanning after insufficient support - only 12 of 27 states backed it. Germany called it "taboo for the rule of law" while 40+ tech firms warned it would harm privacy. Digital activism generated massive opposition emails to lawmakers.California expanded privacy enforcement beyond tech giants, fining Tractor Supply $1.35 million for violating job applicant rights - the CPPA's largest fine. New legislation requires browsers to offer one-click tracking opt-outs by 2027.Evolving Cyber Threats"Scattered LAPSUS$ Hunters" breached Salesforce via compromised third-party app, stealing 1 billion records from major companies including 5.7 million from Qantas. Researchers discovered "pixnapping" attacks on Android that bypass browser protections to steal screen data, including 2FA codes from Google Authenticator in under 30 seconds.Key ImplicationsGeopolitical tensions drive protectionist tech policies as governments prioritize security over privacy. Regulatory enforcement extends beyond major tech to all data-collecting businesses. Supply chain vulnerabilities remain critical attack vectors, with novel mobile threats challenging existing security assumptions.

EP 262In this week's update:Texas's App Store Accountability Act mandates age verification, raising privacy concerns for Apple and Google users.The Dutch government seizes control of Chinese-owned chipmaker Nexperia to protect sensitive technology transfers.And the FCC enforces removal of millions of banned Chinese electronics from U.S. retailers over national security risks.'Pixnapping' attack exposes Android app vulnerabilities, stealing sensitive data like 2FA codes.California fines Tractor Supply $1.35M for violating consumer and job applicant privacy rights.California's 'Opt Me Out Act' requires browsers to offer one-click tracking opt-out by 2027.Danish engineer's mass email campaign disrupts EU's 'Chat Control' bill, highlighting privacy concerns.EU postpones 'Chat Control' vote amid privacy backlash, but revised proposals may resurface.Salesforce data breach leaks customer records after ransom refusal, exposing supply chain vulnerabilities.And...  since we have no age restrictions we can get started right away!​Find the full transcript to this week's podcast here.

In this episode, we discuss the surge of age verification laws spreading across the US, including the recent implementation in Ohio. These laws intend to shield children but come at a significant cost to privacy and cybersecurity. We'll explore how third-party ID verification companies operate, the risks associated with these systems, and the broader definition […] The post Age Verification Laws: A Privacy Disaster in the Making appeared first on Shared Security Podcast.

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Polizia Stradale, Carabinieri, Comuni e Province hanno tempo fino al 30 novembre per inserire i dati dei propri dispositivi sulla piattaforma telematica del Mit e poter usare legittimamente gli autovelox presenti sul territorio. Dal 1° dicembre chi non avesse comunicato le informazioni richieste non potrà utilizzare i dispositivi di rilevazione della velocità e, di conseguenza, comminare multe e riscuoterne il corrispettivo. Resta, intanto, il nodo dell'omologazione, da quando la Cassazione, ad aprile 2024, ha stabilito la nullità delle multe elevate dagli apparecchi 'approvati' ma non 'omologati'. Una procedura di omologazione, però, al momento però non sembra essere stata predisposta. Ne parliamo con Silvio Scotti, esperto di codice della strada per Il Sole 24 ORE.Da IERI 9 ottobre 2025 tutte le banche dell'area euro devono offrire la possibilità di inviare bonifici istantanei in euro e saranno tenute a effettuare una verifica della corrispondenza fra il nome del beneficiario e il relativo Iban - attraverso il servizio Verification of Payee (VoP). Nelo spazio della Squadra Antitruffa Serpente Corallo torniamo a fare il punto con Anna Vizzari - Coordinatrice Public Affairs Altroconsumo - riepilogando in particolare i consigli utili a non incappare in frodi e truffe che fanno leva sull'immediatezza di questo strumento.

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Discover how intelligent automation transforms eligibility verification by eliminating repetitive checks, reducing errors, and freeing staff to focus on real exceptions that require expertise.

In this episode, Dylan Vaccaro demonstrates Deal Queue, his AI-powered underwriting platform that transforms the grueling 2-3 hour underwriting process into a streamlined 10-15 minute workflow. Through a live demonstration, Dylan shows how the tool parses rent rolls, T-12s, and offering memorandums from PDFs and Excel files, automatically populating custom financial models while flagging common seller manipulations like miscategorized expenses. Angel emphasizes that underwriting should be treated as a living business plan rather than just an LOI tool, while both discuss the critical importance of human verification—AI assists but never replaces the underwriter's judgment. The conversation covers conservative underwriting assumptions, the difference between T-1, T-3, and T-12 statements, and why calculating cap rates on total invested capital matters more than purchase price alone. [00:00 - 05:00] Introduction to Deal Queue How Deal Queue reduces underwriting from 2-3 hours to 10-15 minutes The platform extracts data and populates custom Excel models automatically Built-in models available for beginners learning multifamily underwriting [05:01 - 10:00] Live Platform Demonstration Begins Upload process for rent rolls, T-12s, and offering memorandums How the system handles both PDF and Excel formats seamlessly Pricing structure: $30/month for preset models, $175/month for custom integration [10:01 - 16:00] The Data Parsing Challenge Why manual data entry traditionally consumes hours of underwriting time The importance of organizing deal files in a centralized pipeline Angel's insight: underwriting is your business plan, not just an LOI tool [16:01 - 20:00] Verification and Expense Analysis How Deal Queue flags suspicious expense categorizations that inflate NOI Live example: identifying CapEx items misclassified as below-the-line expenses Why plumbing, utilities, and appliance repairs shouldn't be one-time expenses [20:01 - 24:00] Conservative Underwriting Principles Dylan's default assumptions: 5% vacancy and 2-3% annual growth rates Understanding T-1 vs. T-3 vs. T-12 financial statements for lending Why cap rates should be calculated on total invested capital, not just purchase price [24:01 - 25:15] The Human Element in AI Underwriting Angel's warning: always back-check AI outputs—no tool does everything Regional expertise and market knowledge remain irreplaceable How increased deal volume (6-7 daily vs. 1-2) improves acquisition probability Connect with Dylan: https://www.linkedin.com/in/dylan-vaccaro-4450b9140/ Deal Queue Website: dealq.ai Key Quotes: "Your underwriting is your business plan. It's just not always looked at that way." - Angel Williams     Visit sponsorcloud.io/contact today and unlock $2,000 of free services exclusively for REI Rocks community members! Get automated syndication and investor relationship management tools to save time and money. Mention you're part of the REI Rocks community for exclusive offers. Help make affordable, low-cost education summits possible. Check out Sponsor Cloud today!  

À partir du 9 octobre, un petit changement technique pourrait bien chambouler notre manière de faire des virements bancaires. Derrière cette réforme, voulue par l'Union européenne, se cache un objectif clair : freiner les escroqueries de plus en plus nombreuses autour des paiements. Mais dans la pratique, elle risque aussi de ralentir, voire de bloquer, un grand nombre de transactions.Jusqu'ici, quand vous faisiez un virement, il suffisait de saisir un IBAN valide. À partir de cette date, cela ne suffira plus. Les banques devront désormais vérifier que le nom du bénéficiaire correspond bien à l'IBAN renseigné. Cette mesure, baptisée « Vérification du bénéficiaire » ou « Verification of Payee », s'appliquera à tous les virements SEPA, qu'ils soient classiques ou instantanés.Concrètement, dès qu'un virement sera initié, la banque de l'expéditeur interrogera celle du destinataire. Si les deux informations – nom et IBAN – concordent, le transfert s'exécutera sans problème. En revanche, s'il existe une différence, même légère, un message d'avertissement apparaîtra : la banque affichera le nom « officiel » du titulaire du compte, et l'utilisateur devra confirmer qu'il souhaite poursuivre. Si le nom est complètement différent, le virement sera bloqué, ou du moins suspendu le temps de vérifications supplémentaires.L'idée est louable : chaque année, des milliers de particuliers et d'entreprises se font piéger par des fraudes dites au « faux RIB ». Un escroc modifie le numéro de compte sur une facture, et l'argent part au mauvais destinataire. Cette vérification obligatoire doit donc réduire ces risques. Mais dans la réalité, beaucoup de virements légitimes risquent de déclencher des alertes, notamment à cause de simples erreurs de saisie ou d'intitulés imprécis.Autre conséquence : les entreprises devront vérifier que le nom exact de leurs fournisseurs ou clients est bien aligné avec celui enregistré auprès de la banque, faute de quoi leurs paiements automatiques pourraient être refusés. Et pour les particuliers, la moindre faute de frappe dans un nom pourrait provoquer un message d'avertissement, voire un blocage temporaire.Cette règle découle du règlement européen 2024/886, qui vise à uniformiser la sécurité des paiements dans toute la zone euro. Elle ne fixe aucun seuil de montant : tous les virements, même de quelques euros, seront concernés.En résumé, l'Europe veut rendre les virements plus sûrs. Mais dès le 9 octobre, il faudra s'habituer à un monde où taper un nom de travers pourrait suffire à bloquer un transfert. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Send us a textThe full text of this podcast with all the links mentioned in it can be found in the transcript of this edition, or at the following link:https://andrewjbrown.blogspot.com/2025/10/liberal-free-religion-and-discipline-of.htmlPlease feel free to post any comments you have about this episode there.Opening Music, "New Heaven", written by Andrew J. Brown and played by Chris Ingham (piano), Paul Higgs (trumpet), Russ Morgan (drums) and Andrew J. Brown (double bass) Thanks for listening. Just a reminder that the texts of all these podcasts are available on my blog. You'll also find there a brief biography, info about my career as a musician, & some photography. Feel free to drop by & say hello. Email: caute.brown[at]gmail.com

A few years ago, LinkedIn rolled out its verification feature and after a bumpy process, it's becoming a necessity for your personal and now an option for your company page.We share the important details, why it matters, how it works and the long-term benefits of having it in the age of AI pictures, video and voice, and fake profilesCONTACT US:Michelle J Raymond is a globally recognized LinkedIn™️ for business growth speaker, author and consultant. Her services – audit & strategy, LinkedIn training and LinkedIn profile rewrites. LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/michellejraymond/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://b2bgrowthco.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Michelle B. Griffin is an international personal branding & PR speaker, strategist, author, podcaster, and LinkedIn® visibility expert. As the founder of Brand Leaders® and the Own Your Lane® Recognition Roadmap, she works with experts and leaders, especially women in business, to clarify and communicate what sets them apart so the right people say, “Where have you been?”LinkedIn:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/michellebgriffin/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Websites: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://michellebgriffin.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠OwnYourLane.io⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Buy your copy on Amazon- The LinkedIn Branding Book, The Power of Two: Build Your Personal and Business Brand on LinkedIn for Exponential Growth -⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://mybook.to/The_LinkedIn_Branding_Book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://MichelleSquared.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LINKS⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The LinkedIn Branding Book + Workbook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Position Yourself Personal Branding Planner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Business Gold: LinkedIn Company Pages⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SUBMIT YOUR QUESTION:Simply DM both Michelles on LinkedIn to submit your question for a future episode. LINKSLearn more about Michelle J Raymond's LinkedIn B2B G.R.O.W.T.H Masterclass: ⁠https://b2bgrowthco.com/growth-masterclass/⁠Become the Go-To Voice In Your IndustryLearn more about Michelle B Griffin's Claim Your Lane Power sessions, a live personal brand positioning/messaging reset and LinkedIn™ refresh for experts who are too close to their brilliance to explain it. ⁠⁠⁠https://michellebgriffin.com/positionyourself⁠⁠

To protect users from malware and scams, Android has announced a new layer of security: developer verification. While this is nothing new for Google Play Store apps, Android is extending this to the entire Android ecosystem. Host Tor is joined by Matthew, Patrick, Naheed, and Raz to discuss this latest security update that deters bad actors and creates a safer environment.  

John, VP of Product at Horizen Labs, breaks down how Zero-Knowledge Proofs (ZKPs) shift us from “trust” to “zero doubt.” We cover what ZK is (with an intuitive cave/password analogy), why ZK rollups matter, and how ZK Verify aims to be a dedicated, hyper-efficient proof-verification blockchain (think “B2B chain” living behind apps). We discuss tradeoffs (security/decentralization/throughput), SNARKs vs STARKs, real use cases (logins, proof of personhood, high-frequency trading privacy), why some things are over-hyped (prediction markets), and what's next (mainnet, grants, API tools, and massive proof scalability). If you care about scaling Web3 without sacrificing trustlessness, this one's for you.Timestamps[00:00] John's path from banking product to ZK & Horizen Labs[00:03] What Horizen Labs builds; the through-line of ZK across products[00:05] ZK explained: proving without revealing (the cave & secret door)[00:08] Why ZK rollups: decongesting Ethereum and lowering gas[00:10] ZK Verify: a dedicated chain for proof verification (Celestia-style specialization)[00:13] Product vision: mainnet, throughput, efficiency; exploring more of the ZK stack[00:14] Who uses it: “B2B blockchain” for high-volume proofs (DEX/HFT, logins, identity)[00:16] The trilemma still exists; where ZK helps and where tradeoffs remain[00:18] SNARKs vs STARKs; trusted setups & security nuance[00:21] Scaling challenges: fast-moving ZK landscape; substrate upgrades; mainstream timing[00:24] Adoption: UX, stablecoins, institutions, and avoiding another FTX moment[00:31] “Zero doubt” > “trust”: why ZK removes the need to trust[00:32] Most over-hyped now? Prediction markets (and a caveat)[00:36] Roadmap: capacity, aggregation, sample apps, grants, dev onboarding[00:40] Ask: builders, followers, grant applicants, API usersConnecthttps://horizenlabs.io/https://www.linkedin.com/company/horizenlabs/https://x.com/horizenlabshttps://www.linkedin.com/in/johncamardo/https://x.com/john_camardoDisclaimerNothing mentioned in this podcast is investment advice and please do your own research. Finally, it would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend.Be a guest on the podcast or contact us - https://www.web3pod.xyz/

Robert Bateman is a Senior Partner at Privacy Partnership, which provides consultancy and training on data protection and AI regulation, as well as legal advice via its associated law firm, Privacy Partnership Law. He also hosts The Privacy Partnership Podcast.This is Robert's third appearance on the show. We have covered three hot topics:* How far do we take watermarking of AI-generated content under article 50 of the AI Act?* How do pre-defined legitimate interest scenarios work under the UK Data (Use and Access) Act?* What is the tension between the Online Safety Act and the new data protection framework in the UK?References:SIGN UP NOW for the Masters of Privacy NYC LIVE recording and networking event on Nov 6 (if you happen to be in town)* Robert Bateman on LinkedIn* Robert Bateman on Bluesky* The Privacy Partnership Podcast* AI Act (EU Commission's resources)* Data (Use and Access) Act 2025: data protection and privacy changes* The EU approach to age verification (EU Commission)* EU follows UK with age verification in 2026 (PPC Land)* Wikipedia loses challenge against Online Safety Act verification rules (BBC)* Robert Bateman: the EDPB's Opinion on auditing subprocessors and the future of Meta's unskippable ads (Masters of Privacy, Nov 2024)* Robert Bateman: Consent or Pay (Masters of Privacy, Oct 2023) This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.mastersofprivacy.com/subscribe

First, we talk to The Indian Express' Damini Nath about the new feature that has been introduced by the Election Commission of India on their app and site as a way to eliminate gaps in their system, so that voters cannot be deleted off the voting lists without them getting informed. Next, we talk to The Indian Express' Raakhi Jagga about the current situation in Punjab which is reeling from the aftermath of the massive floods that devastated the state last month. She talks about the rehabilitation efforts and how the state is coping. (7:21)Lastly, we talk about the protests happening in Ladakh, with people demanding statehood and protection under the sixth schedule. (16;38)Hosted by Niharika NandaProduced and written by Niharika Nanda and Shashank BhargavaEdited and mixed by Suresh Pawar

Consumer Reports on Windows 10 updates. Waste (not fraud or abuse) within DoD Cyberoperations. China's DeepSeek produces deliberately flawed code. WebAssembly v3.0 officially released. Firefox v143 updates and new features. Firefox for Android now offers DoH. A nearly terminal flaw in Microsoft's Entra ID. Chrome hits its 6th 0-day this year. Emergency update. DRAM (now DDR5) still vulnerable to RowHammer. SAMSUNG kitchen refrigerators begin showing ads. China says no to NVIDIA. 300 more (new) NPM maliciouspackages found and removed. The EU is already testing proper online age verification. Show Notes - https://www.grc.com/sn/SN-1044-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: bigid.com/securitynow go.acronis.com/twit zscaler.com/security 1password.com/securitynow hoxhunt.com/securitynow

09-24-25 - Curious How Courtroom Artists Do Their Work And Get That Job - Pornhub Is Now Off In AZ After Katie Hobbs Signs Age Verification Law - Mercury Have Bumped Sold Out Jonas Brother Concert For Playoff GameSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Consumer Reports on Windows 10 updates. Waste (not fraud or abuse) within DoD Cyberoperations. China's DeepSeek produces deliberately flawed code. WebAssembly v3.0 officially released. Firefox v143 updates and new features. Firefox for Android now offers DoH. A nearly terminal flaw in Microsoft's Entra ID. Chrome hits its 6th 0-day this year. Emergency update. DRAM (now DDR5) still vulnerable to RowHammer. SAMSUNG kitchen refrigerators begin showing ads. China says no to NVIDIA. 300 more (new) NPM maliciouspackages found and removed. The EU is already testing proper online age verification. Show Notes - https://www.grc.com/sn/SN-1044-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: bigid.com/securitynow go.acronis.com/twit zscaler.com/security 1password.com/securitynow hoxhunt.com/securitynow

Consumer Reports on Windows 10 updates. Waste (not fraud or abuse) within DoD Cyberoperations. China's DeepSeek produces deliberately flawed code. WebAssembly v3.0 officially released. Firefox v143 updates and new features. Firefox for Android now offers DoH. A nearly terminal flaw in Microsoft's Entra ID. Chrome hits its 6th 0-day this year. Emergency update. DRAM (now DDR5) still vulnerable to RowHammer. SAMSUNG kitchen refrigerators begin showing ads. China says no to NVIDIA. 300 more (new) NPM maliciouspackages found and removed. The EU is already testing proper online age verification. Show Notes - https://www.grc.com/sn/SN-1044-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: bigid.com/securitynow go.acronis.com/twit zscaler.com/security 1password.com/securitynow hoxhunt.com/securitynow

Consumer Reports on Windows 10 updates. Waste (not fraud or abuse) within DoD Cyberoperations. China's DeepSeek produces deliberately flawed code. WebAssembly v3.0 officially released. Firefox v143 updates and new features. Firefox for Android now offers DoH. A nearly terminal flaw in Microsoft's Entra ID. Chrome hits its 6th 0-day this year. Emergency update. DRAM (now DDR5) still vulnerable to RowHammer. SAMSUNG kitchen refrigerators begin showing ads. China says no to NVIDIA. 300 more (new) NPM maliciouspackages found and removed. The EU is already testing proper online age verification. Show Notes - https://www.grc.com/sn/SN-1044-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: bigid.com/securitynow go.acronis.com/twit zscaler.com/security 1password.com/securitynow hoxhunt.com/securitynow

Consumer Reports on Windows 10 updates. Waste (not fraud or abuse) within DoD Cyberoperations. China's DeepSeek produces deliberately flawed code. WebAssembly v3.0 officially released. Firefox v143 updates and new features. Firefox for Android now offers DoH. A nearly terminal flaw in Microsoft's Entra ID. Chrome hits its 6th 0-day this year. Emergency update. DRAM (now DDR5) still vulnerable to RowHammer. SAMSUNG kitchen refrigerators begin showing ads. China says no to NVIDIA. 300 more (new) NPM maliciouspackages found and removed. The EU is already testing proper online age verification. Show Notes - https://www.grc.com/sn/SN-1044-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: bigid.com/securitynow go.acronis.com/twit zscaler.com/security 1password.com/securitynow hoxhunt.com/securitynow

Consumer Reports on Windows 10 updates. Waste (not fraud or abuse) within DoD Cyberoperations. China's DeepSeek produces deliberately flawed code. WebAssembly v3.0 officially released. Firefox v143 updates and new features. Firefox for Android now offers DoH. A nearly terminal flaw in Microsoft's Entra ID. Chrome hits its 6th 0-day this year. Emergency update. DRAM (now DDR5) still vulnerable to RowHammer. SAMSUNG kitchen refrigerators begin showing ads. China says no to NVIDIA. 300 more (new) NPM maliciouspackages found and removed. The EU is already testing proper online age verification. Show Notes - https://www.grc.com/sn/SN-1044-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: bigid.com/securitynow go.acronis.com/twit zscaler.com/security 1password.com/securitynow hoxhunt.com/securitynow

09-24-25 - Curious How Courtroom Artists Do Their Work And Get That Job - Pornhub Is Now Off In AZ After Katie Hobbs Signs Age Verification Law - Mercury Have Bumped Sold Out Jonas Brother Concert For Playoff GameSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of Tech Talks, we dive into the growing debate over online age verification. While often framed as a way to protect children, these policies carry major implications for how everyone, adults and children alike, accesses the internet. Unlike showing an ID at a bar, online age checks can require the collection and even long-term storage of sensitive personal data, raising serious privacy and security concerns. The UK's Online Safety Act has already pushed millions of users to prove their age across thousands of sites, from adult content to everyday topics like current affairs and even knitting. In the U.S., states including Texas, Louisiana, and Mississippi are rolling out their own requirements, while federal lawmakers weigh new proposals that could expand these mandates even further. Joining this conversation are Zeve Sanderson of NYU's Center for Social Media and Politics, CDT Research Fellow Michal Luria, and guest host Aliya Bhatia, CDT Senior Policy Analyst. Together, they explore what users really think about age verification, how it changes online behavior, and what's at stake for balancing child safety with privacy and free expression.

Consumer Reports on Windows 10 updates. Waste (not fraud or abuse) within DoD Cyberoperations. China's DeepSeek produces deliberately flawed code. WebAssembly v3.0 officially released. Firefox v143 updates and new features. Firefox for Android now offers DoH. A nearly terminal flaw in Microsoft's Entra ID. Chrome hits its 6th 0-day this year. Emergency update. DRAM (now DDR5) still vulnerable to RowHammer. SAMSUNG kitchen refrigerators begin showing ads. China says no to NVIDIA. 300 more (new) NPM maliciouspackages found and removed. The EU is already testing proper online age verification. Show Notes - https://www.grc.com/sn/SN-1044-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: bigid.com/securitynow go.acronis.com/twit zscaler.com/security 1password.com/securitynow hoxhunt.com/securitynow

In this episode, Subhi Saadeh sits down with Alan Stevens, CAPT, to break down the concept of five nines (99.999% reliability) in medical devices. They cover where the standard came from, why FDA introduced it in their 2020 draft guidance, and what it means for life-saving products like epinephrine and naloxone injectors.Alan explains how manufacturers can demonstrate reliability through fault tree analysis, robust process controls, and challenge testing—without needing impossible sample sizes.If you work in pharma, medtech, or quality, this episode will help you understand what “five nines” really means and how to meet FDA expectations while ensuring patient safety.Chapters00:00 – What is Five Nines Reliability?Intro to 99.999% and why it matters for medical devices.00:33 – FDA Guidance & Common Misconceptions2020 draft guidance, sample size myths, and industry confusion.01:17 – How to Demonstrate ReliabilityFeasibility, practical approaches, and FDA expectations.02:31 – High-Stakes Use CasesEpinephrine, naloxone, glucagon injectors.04:00 – Fault Tree Analysis ExplainedBreaking down failures and linking to design/manufacturing.05:25 – Why FDA Chose Five NinesBalancing feasibility, safety, and ISO 14971 influences.09:02 – Verification vs. ReliabilityDesign verification testing vs. true reliability demonstration.23:16 – Key Takeaways for IndustryClosing thoughts on meeting and maintaining reliability standards.Alan Stevens CAPT is the Global Head of Complex Devices and Drug Delivery Systems at AbbVie within the RA Emerging Technologies, Devices and Combination Products team. Prior to joining AbbVie, Alan spent 20 years at the FDA/CDRH leading premarket review and policy development for drug delivery devices and combination products.Subhi Saadeh is a Quality Professional and host of Let's Combinate. With a background in Quality, Manufacturing Operations and R&D he's worked in Large Medical Device/Pharma organizations to support the development and launch of Hardware Devices, Disposable Devices, and Combination Products for Vaccines, Generics, and Biologics. Subhi serves currently as the International Committee Chair for the Combination Products Coalition(CPC) and as a member of ASTM Committee E55 and also served as a committee member on AAMI's Combination Products Committee.For questions, inquiries or suggestions please reach out at letscombinate.com or on the show's LinkedIn Page.

Any brand can claim sustainable materials, but words mean nothing without third-party testing and certifications. In fact, unverified sustainability claims—even if they are valid—can often lead to suspicions of greenwashing. Here, Min Zhu, senior director, technical services and operations, US & Canada Softlines, of global testing and certification company SGS, and Haley Gershon, marketing manager of SGS Beta (formerly Beta Analytic), a leading Carbon-14 testing lab for biobased materials that SGS acquired in November 2024, discuss why biobased materials need verification. Watch the fireside chat to learn: The current status of circular fashion and its key progresses  The journey of SGS and Beta's combination and synergy SGS solutions to material sustainability and circularity   How SGS collaborates with fashion brands to test and verify biobased materials SGS' IMPACT NOW sustainability initiatives Learn more about your ad choices. Visit megaphone.fm/adchoices

Since the spring, we have been receiving a steady stream of emails from people who are deeply concerned about developments at the Macular Society. The concerns have primarily been over the plans to make a number of the Society's regional managers redundant. In the background, there have been events evolving based around a WhatsApp group chat, which included a number of the regional managers who were told they could be made redundant. In Touch speaks to one of the regional managers, following her dismissal from the charity over the WhatsApp group chat.A few months ago, age verification checks became a requirement on certain websites under the Online Safety Act. The aim of the Act is to protect children and young people from content that is deemed to be harmful. But, In Touch heard from listeners that they are having issues with the accessibility of these age verification measures, and subsequently are struggling to access content they should be entitled to view as adults. Since we discussed this on the programme, we have heard from the The Age Verification Providers Association who offered to provide some advice on how people with visual impairments can navigate these systems. Their Executive Director Iain Corby gives some pointers. Presenter: Peter White Producer: Beth Hemmings Production Coordinator: Paul Holloway Website image description: Peter White sits smiling in the centre of the image and he is wearing a dark green jumper. Above Peter's head is the BBC logo (three separate white squares house each of the three letters). Bottom centre and overlaying the image are the words "In Touch" and the Radio 4 logo (the word ‘radio' in a bold white font, with the number 4 inside of a white circle). The background is a bright mid-blue with two rectangles angled diagonally to the right. Both are behind Peter, one is a darker blue and the other is a lighter blue.

This episode features a client conversation with Lora Pada, AVP of Client Success, on how re-verification season is managed step by step. Learn how automation, staff augmentation, and customizable workflows ensure patients are re-verified quickly, accurately, and without disruption.

Try OCI for free at http://oracle.com/eyeonai This episode is sponsored by Oracle. OCI is the next-generation cloud designed for every workload – where you can run any application, including any AI projects, faster and more securely for less. On average, OCI costs 50% less for compute, 70% less for storage, and 80% less for networking. Join Modal, Skydance Animation, and today's innovative AI tech companies who upgraded to OCI…and saved. AI-generated code is exploding, but reviewing it all has become the new bottleneck for engineering teams. In this episode, Sahil Bansil from CodeRabbit reveals how their AI-powered platform is transforming the code review process, helping developers ship faster without compromising quality. He explains how CodeRabbit uses advanced LLM context engineering to deliver senior-level review quality, reduce pull request merge times by up to 50%, and catch more bugs before they reach production. Whether you're a developer, engineering manager, or CTO, this conversation shows why automated code review is essential in the AI era and how CodeRabbit can help your team scale software delivery while keeping quality high. Cut Code Review Time & Bugs in Half. Instantly with CodeRabbit: https://www.coderabbit.ai/ Stay Updated: Craig Smith on X:https://x.com/craigssEye on A.I. on X: https://x.com/EyeOn_AI (00:00) LLMs & Why Context Matters  (02:26) Meet Sahil Bansil from CodeRabbit  (04:04) AI Code Boom & The Review Bottleneck  (06:05) Why CodeRabbit Focused on Reviews, Not Generation  (09:55) Keeping Humans in the Loop for Code Quality  (14:30) IDE Reviews vs PR Governance  (17:51) Inside CodeRabbit's Context Engineering  (20:42) Building Context from Code Graphs & Jira Tickets  (22:15) Eliminating AI Hallucinations with Verification  (27:19) Empowering Junior Developers & Legacy Code Support  (32:40) CodeRabbit's Open Source & Enterprise Success Stories  (36:56) Cutting Review Times & PR Merge Delays  (44:35) Scaling CodeRabbit & The Growing Market   

TSP #2200 — Mary Beaver (Adonna of Sol) Time: Today, 5:00 PM Eastern Guest site: adonnaofsol.us (Adonna of Sol) YouTube/Rumble description (paste-ready) Episode #2200 | Live at 5 PM ET Tonight, Rob welcomes Mary Beaver (Adonna of Sol) to explore her family's claimed royal lineage—stretching from Egypt's earliest rulers (Shendjw, Iry-Hor, Ka, Narmer) through Old Kingdom pharaohs (Djoser, Sneferu, Khufu, Khafre), into later dynasties, and then, via Queen Scota, into the High Kings of Ireland & Scotland—culminating in medieval Scotland and early Anglo-American lines. We'll unpack sources, legend vs. history, and how such lineages might be tested today (genetic genealogy, onomastics, documentary chains), plus the esoteric side of bloodlines. We'll also touch on Mary's background and research platform Adonna of Sol, where she speaks on deprogramming, time, and hidden histories Guest links: adonnaofsol.us Chapters 00:00 Intro & disclaimers 05:00 What is the Shemsu-Hor? 15:00 First Dynasty rulers & unification 30:00 Old Kingdom peaks (Djoser–Khufu) 45:00 Scota & Gaythelos: legend or lineage? 1:10:00 High Kings timeline & Scotland bridge 1:30:00 Testing claims: docs, DNA, methods 1:50:00 Audience Q&A Run-of-show / talk beats What the Shemsu-Hor are said to be; where that term shows up in academic vs. esoteric contexts. Early dynastic rulers (Shendjw/Iry-Hor/Ka/Narmer) and unification claims. Old Kingdom highlights (Djoser's Step Pyramid; Sneferu's building spree; Khufu/Khafre). Transmission into Celtic realms via Scota & Gaythelos traditions; medieval sources that circulate this narrative. Scotland bridge (Dunkeld line; Malcolm III, David I, etc.) and the later Washington/Wessington links claimed in some trees. Verification toolkit: documentary chains, surname/place-name continuity, yDNA/mtDNA/auDNA limits, NPEs, endogamy. Esoteric angle: why bloodlines matter to mystery traditions; myth vs. memetics. Audience Q&A. Hashtags #TypicalSkeptic #MaryBeaver #AdonnaOfSol #ShemsuHor #Egyptology #OldKingdom #QueenScota #HighKings #CelticHistory #HiddenHistory #Bloodlines #Genealogy #AncientEgypt #Pharaohs YouTube tags (comma-separated) Mary Beaver, Adonna of Sol, Shemsu-Hor, Narmer, Djoser, Sneferu, Khufu, Khafre, Queen Scota, Gaythelos, High Kings of Ireland, House of Dunkeld, Malcolm III, David I, Washington lineage, Egyptian genealogy, Celtic dynasties, ancient DNA, genealogy methods, deprogramming, hidden history

Three Big Conversations: Sabrina Carpenter's new album pushes predictable buttons. - 9:22 Why Gen Alpha loves throwing up peace signs. -24:44 Why some people think online age verification is a dangerous idea. - 36:16 Song of the Week - "Dead Dance" - Lady Gaga-2:22 To read the lyrics click here. Elsewhere in culture: - 56:10 This week, Apple announced the next generation of iPhone, as well as new Airpods that feature live language translation. Ariana Grande is opting not to use dynamic pricing for her upcoming shows, ensuring tickets remain the same price regardless of demand. MTV's Video Music Awards happened this week, with Lady Gaga winning “Artist of the Year.”AI videos stylized like video game cutscenes (specifically Final Fantasy) are being created to bring “Bible stories to life like no one's ever seen before.” “Ranch Style,” i.e. fashion that focuses on looking like you work or live on a ranch, may be the hottest fashion trend in the upcoming months. Become a monthly donor, join the Table.

Andrea Stricker Iran's Nuclear Program Targeted, Verification Crisis Ensues Andrea Stricker discusses Israel and USstrikes on Iran's nuclear facilities like Fordo, Natanz, and Isfahan, destroying centrifuges and weaponization capabilities. The IAEA cannot verify Iran's nuclear material locations after inspectors were expelled. Iran's 60% enriched uranium poses a proliferation risk, leading to anticipated UN sanctions. The strikes prevented JCPOA-allowed centrifuge surges.1045-1100 1870 TEHRAN

CONTINUED Andrea Stricker Iran's Nuclear Program Targeted, Verification Crisis Ensues Andrea Stricker discusses Israel and USstrikes on Iran's nuclear facilities like Fordo, Natanz, and Isfahan, destroying centrifuges and weaponization capabilities. The IAEA cannot verify Iran's nuclear material locations after inspectors were expelled. Iran's 60% enriched uranium poses a proliferation risk, leading to anticipated UN sanctions. The strikes prevented JCPOA-allowed centrifuge surges.1890 TEHRAN

Sabrina Carpenter's new album pushes predictable buttons, why Gen Alpha loves throwing up peace signs, and why some people think online age verification is a dangerous idea.  Song of the Week - "Dead Dance" - Lady Gaga To read the lyrics click here. Elsewhere in culture: This week, Apple announced the next generation of iPhone, as well as new Airpods that feature live language translation. Ariana Grande is opting not to use dynamic pricing for her upcoming shows, ensuring tickets remain the same price regardless of demand. MTV's Video Music Awards happened this week, with Lady Gaga winning “Artist of the Year.”AI videos stylized like video game cutscenes (specifically Final Fantasy) are being created to bring “Bible stories to life like no one's ever seen before.” “Ranch Style,” i.e. fashion that focuses on looking like you work or live on a ranch, may be the hottest fashion trend in the upcoming months. Become a monthly donor, join the Table. For more Axis resources, go to axis.org.  

Sol is no help in getting answers, unsurprisingly. Surprisingly, the Erins' improve their zoological believability to tragic results.Book: Warriors, Series 3: Power of Three #6: SunriseSupport us on Ko-fi! WCWITCast Ko-fiFollow us on BlueSky! WCWITCastFollow us on Instagram! WCWITCastCat Fact Sources:Gacek (@kotgacekeveryday) • Instagram Fundacja im Kota Gacka (@kawiarnia_kota_gacka_kaszubska) • Instagram Gacek - WikipediaThis Polish city's top-rated tourist attraction was a street cat until he was rehomed | EuronewsStreet cat who became Polish city's top-rated tourist attraction finds new home | Notes From PolandMeet Gacek: The Cutest Chonky Cat in Szczecin, Poland - YoutubeGacek: the cat that is Szczecin's Top Tourist Spot'Kim Kardashian of the cat world': Gacek draws tourists to Polish city | Reuters(Translated to Engsish) Poznała go cała Polska. Kawiarnia kota Gacka w Szczecinie już otwarta [ZDJĘCIA]".Music:The following music was used for this media project:Happy Boy Theme by Kevin MacLeod Link: https://incompetech.filmmusic.io/song/3855-happy-boy-themeLicense: http://creativecommons.org/licenses/by/4.0/This transformative podcast work constitutes a fair-use of any copyrighted material as provided for in section 107 of the US copyright law. Warrior Cats: What is That? is not endorsed or supported by Harper Collins and/or Working Partners. All views are our own.

Air Date 8/24/2025 The nature of politics and public policy is that there's always a need to balance opposing interests. Almost nowhere is there a more intractable set of opposing interests than in the attempt to protect children from harmful content on the internet while maintaining free access to adults, particularly because people wildly disagree about what qualifies as harmful and what degree of privacy invasion is an acceptable tradeoff. Be part of the show! Leave us a message or text at 202-999-3991, message us on Signal at the handle bestoftheleft.01, or email Jay@BestOfTheLeft.com Full Show Notes Check out our new show, SOLVED! on YouTube! BestOfTheLeft.com/Support (Members Get Bonus Shows + No Ads!) Join our Discord community! KEY POINTS KP 1: Age Verification Will Kill Free Speech Online - Taylor Lorenz - Air Date 6-6-25 KP 2: Can the UK Child-proof the Internet? - Front Burner - Air Date 7-31-25 KP 3: Social Media Is Making Us Self-Censor - The Bitchuation Room (with Francesca Fiorentini) - Air Date 8-14-25 KP 4: Republicans Want to Redefine 'Obscenity' - Here's Why That Should TERRIFY You - What A Day - Air Day 5-17-25 KP 5: Meet the Creepy Pro-Trump Billionaire Profiting Off of Internet Censorship - The Humanist Report - Air Date 8-7-25 KP 6: Freedom to Connect: Aaron Swartz (1986-2013) on Victory To Save Open Internet, Fight Online Censors - Democracy Now! - Air Date 1-14-13 (00:46:37) NOTE FROM THE EDITOR On the need to demand serious arguments about serious issues DEEPER DIVES (00:52:04) SECTION A: AGE VERIFICATION (01:19:18) SECTION B: SAVE THE CHILDREN (01:45:50) SECTION C: CENSORSHIP (02:20:34) SECTION D: ANTI-PORN AGENDA   SHOW IMAGE CREDITS Description: Photo of a stack of protest signs that say “Fight for your digital rights!” Credit: “Netzpolitik Demonstration for press freedom in Berlin” by Sebaso, Wikimedia Commons | License: CC BY-SA 4.0 | Changes: Cropped   Produced by Jay! Tomlinson Visit us at BestOfTheLeft.com Contact me directly at Jay@BestOfTheLeft.com

Sarah Isgur and David French analyze Justice Brett Kavanaugh's concurrence in the NetChoice v. Mississippi case and whether or not states can enforce unconstitutional laws. The Agenda:—Battle of the irreparable harms—SCOTUS and political battles—Revisiting minors' First Amendment rights—Dissential battle raging at the 6th Circuit—White House joins TikTok—Let the drag shows continue—Christian Legal Society vs. Martinez Advisory Opinions is a production of The Dispatch, a digital media company covering politics, policy, and culture from a non-partisan, conservative perspective. To access all of The Dispatch's offerings—including access to all of our articles, members-only newsletters, and bonus podcast episodes—click here. If you'd like to remove all ads from your podcast experience, consider becoming a premium Dispatch member by clicking here. Learn more about your ad choices. Visit megaphone.fm/adchoices