Podcasts about real estate radio live

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Best podcasts about real estate radio live

Latest podcast episodes about real estate radio live

Real Estate Radio LIVE
RERL-1794-Buyer's market is officially here!

Real Estate Radio LIVE

Play Episode Listen Later May 8, 2025 22:14


Wondering if now's finally your moment to buy a home? Host Joe Cucchiara says YES, it is officially a buyer's market! In this episode of Real Estate Radio Live, Joe reveals why today's market is tilting in buyers' favor for the first time in years. He unpacks the surge in inventory, shifting demand, and how smart buyers can snag deals even in pricey Silicon Valley. Learn how to tackle rising interest rates, boost your negotiating edge, and why condos could be an unexpected game-changer. Whether you're a first-timer or seasoned investor, this is your signal to get off the fence and into the market!       To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.  

Real Estate Radio LIVE
RERL-1791- Will 2025 Bring Clarity?

Real Estate Radio LIVE

Play Episode Listen Later Feb 5, 2025 28:09


On this episode of Real Estate Radio Live, host Joe Cucchiara is joined by Jack Russo to explore how 2025's economic and political landscape might shape the real estate market. They discuss California's wildfires and the long-term consequences for homeowners, including skyrocketing insurance rates and the challenge of rebuilding in high-risk areas. Interest rates remain a hot topic, with speculation on whether the Federal Reserve will lower them or keep them steady, impacting both homebuyers and the refinancing market. The conversation also touches on government inefficiencies, the role of AI in streamlining bureaucracy, and how these changes could impact property development. With expert insights on market trends and financial shifts, this episode is essential listening for homeowners, investors, and real estate professionals navigating the uncertainties of the year ahead.   To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.  

Real Estate Radio LIVE
RERL-1789- Message to Realtors and Loan Officers!

Real Estate Radio LIVE

Play Episode Listen Later Oct 30, 2024 28:08


In this episode of Real Estate Radio Live, host Joe Cucchiara delivers a timely message aimed at realtors and loan officers, urging them to rethink their partnerships and adapt to an increasingly challenging market. Joe emphasizes the importance of working with committed, like-minded professionals who uphold high standards, as the real estate and lending industries grapple with low inventory and high interest rates. He encourages realtors to reassess their lending partners, seeking those who prioritize quality service over low rates and are dedicated to client success. For loan officers, Joe advises surrounding themselves with supportive, resilient teams that foster growth even in difficult times. He invites both realtors and loan officers to join his network or explore other supportive environments, highlighting the value of strong industry relationships and integrity in building lasting success.    To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Real Estate Radio LIVE
RERL-1788- 3rd Quarter market update - Is there a housing correction coming?

Real Estate Radio LIVE

Play Episode Listen Later Oct 14, 2024 31:09


The end of the year is coming up and you may be curious as to what to expect in the 4th quarter. In this episode of Real Estate Radio Live, host Joe Cucchiara delivers a comprehensive 3rd quarter market update and discusses the potential for a housing correction. Joe explores the national housing shortage, low inventory, and the impact of investment groups holding onto properties, which limits market turnover. He shares insights into the dynamics of high appreciation rates and stagnant incomes, which could trigger a market correction in the coming years. Joe also touches on rising interest rates, record consumer debt, and the challenges homeowners face when considering refinancing or purchasing new homes. Tune in to understand the factors shaping today's real estate market.   To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

THE VALLEY CURRENT®️ COMPUTERLAW GROUP LLP
The Valley Current®: NAR lawsuit – What does it mean for the real estate industry?

THE VALLEY CURRENT®️ COMPUTERLAW GROUP LLP

Play Episode Listen Later Mar 20, 2024 23:58


For years Joe Cucchiara has been stating that big changes were coming to real estate. It's been a long time coming, but the industry is finally being forced to change and adapt to new technology. The National Association of Realtors (NAR) took a major blow today after being found guilty of artificially inflating commissions. In addition to paying $418M over the next few years, the NAR must also implement a number of systemic changes that will benefit consumers. Is this lawsuit enough to force the real estate industry to adapt to technology and begin streamlining the homebuying process to benefit consumers? Today Jack Russo joins Joe Cucchiara on Real Estate Radio Live to find out what htis loss means for the real estate industry. https://www.wsj.com/real-estate/realtors-settlement-change-buy-sell-homes-da45eb23   Jack Russo Managing Partner Jrusso@computerlaw.com www.computerlaw.com https://www.linkedin.com/in/jackrusso "Every Entrepreneur Imagines a Better World"®️

Real Estate Radio LIVE
RERL-1757- Joe from Hawaii and Jack from Florida! Now that's remote!

Real Estate Radio LIVE

Play Episode Listen Later Jun 29, 2021 34:15


It doesn't matter where we are, Real Estate Radio Live will always be around to bring you the fresh, relevant content you rely on. Need proof? Well, Joe Cucchiara is hosting from Hawaii and longtime guest Jack Russo is calling in from Florida to demonstrate today's topic. The ability to work remotely has impacted real estate in more ways than you think. Jack points out that people are living more for a series of experiences than they are for the generational buy, hold and pass down ideology of old. The life of being a perpetual traveler is growing, but is there more to this recent surge than a knee-jerk bucket list reaction to the pandemic or will we eventually settle back into home ownership?    Be sure to call in with your questions during the show at 1(800)516-1220 between 3:00 p.m. and 4:00 p.m. PST on AM 1220 KDOW. To learn more about all our hosts and how to contact them, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D'Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

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The Million Dollar Body Podcast
Joe Cucchiara: Finding Needs and Creating Solutions Wherever You're At

The Million Dollar Body Podcast

Play Episode Listen Later Nov 5, 2019 40:48


After working exclusively in residential home financing in the Bay Area for over a decade, Joe decided to launch an educational and informational platform on radio, in addition to serving a wide array of lending & financing needs every day. Real Estate Radio LIVE is the community resource in which shares his expertise, along with that of trusted professionals, to enable every consumer to make wise financial decisions. Joe spent many years running a live radio show and has turned it into one of the most popular Real Estate Podcasts in the US. You can find more from Joe at www.reradiolive.com Joe was also a pitcher for the Clevland Indians, and wrote a book "What all Little Girls Need and What Most Women Never Had: Healthy, Loving Relationships with Their Fathers". You can find that book on Amazon. (as a dad to a little girl, this one really hit home with me) Joe's podcast is also available on stitcher, iTunes, and Spotify. Real Estate Radio Live.

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Real Estate Radio Replay!!!
Real Estate Radio Live - 02 - 23 - 19

Real Estate Radio Replay!!!

Play Episode Listen Later Mar 19, 2019 86:13


Real Estate Radio Live - 02 - 23 - 19 by Aaron Taylor

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Real Estate Radio Replay!!!
Real Estate Radio Live 2 - 16 - 19

Real Estate Radio Replay!!!

Play Episode Listen Later Mar 11, 2019 86:02


Real Estate Radio Live 2 - 16 - 19 by Aaron Taylor

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Real Estate Radio Replay!!!
Full Show 10-20-18

Real Estate Radio Replay!!!

Play Episode Listen Later Dec 6, 2018 86:53


This is the full replay from Real Estate Radio Live on October 20th, 2018. Listen to Aaron Taylor and Dustin Dehart talk life, sports, housing and more! Tune in to the live show on 840AM in Las Vegas from 11 am - 1 pm every Saturday.

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Real Estate Radio Replay!!!
Full Show 09 - 29 - 18

Real Estate Radio Replay!!!

Play Episode Listen Later Nov 14, 2018 86:23


This is the full replay from Real Estate Radio Live on September 29th, 2018. Listen to Aaron Taylor and Dustin Dehart talk life, sports, housing and more! Tune in to the live show on 840AM in Las Vegas from 11am - 1pm every Saturday.

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Real Estate Radio Replay!!!
Full Show 09 - 22 - 18

Real Estate Radio Replay!!!

Play Episode Listen Later Nov 8, 2018 86:51


This is the full replay from Real Estate Radio Live on September 22nd, 2018. Listen to Aaron Taylor and Dustin Dehart talk life, sports, housing and more!

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NAR’s Center for REALTOR® Development
013: Senior Market, Part 1: Current Tips & Trends for Mature Clients with Bobbi Decker

NAR’s Center for REALTOR® Development

Play Episode Listen Later Apr 3, 2018 58:08


Real estate is for people of all ages. As we age, sometimes our lifestyle and living situations need to change. Today’s guest, Bobbi Decker, joins Monica on the show today to talk about the Seniors Real Estate Specialist Designation® (SRES®) and what kinds of things you will learn in the class when you get the designation. As we work with our mature clients, it’s not about the transaction — it’s about helping them with their next lifestyle. Bobbi, who has now been in real estate for 35 years, got started working with mature clients when some of her first clients came back to her looking for new solutions as they began to age. For many of her clients, she’s been part of their story as she’s helped them with their lifestyle changes. One of the things that are important to her is to help make sure that as her clients age, they don’t get ripped off and lose what they’ve spent a lifetime building. As a REALTOR® working with mature adults, you’ll likely encounter some from the GI generation, the silent generation, and the Baby Boomers. Having been raised in different times, they are each looking for different things and approach transactions in a different way. Those in the silent generation are generally stoic and reserved, and risk-averse. Baby Boomers, on the other hand, are really redefining what it means to retire. While Bobbi doesn’t plan on ever retiring, many Baby Boomers are getting to the age of retirement, turning 65 at the rate of 10,000 per day. Some of them have saved up their money, but others have spent their funds traveling, supporting kids and grandkids, and their finances aren’t quite what they hoped going into retirement. Bobbi has a friend who is developing retirement communities in Central America that will offer affordable retirement housing for mature clients. Bobbi has been traveling around to Costa Rica, Ecuador, Panama, and Nicaragua to see some of the locations for these retirement communities. Bobbi shares some of the things to be aware of if you’re interested in purchasing some of this international real estate. The biggest thing is the infrastructure in some of these countries: making sure the water gets connected, and you actually have hot and cold running water. You also want to make sure you know of the local customs and expectations, as well as tax laws. Getting help from a REALTOR® who is connected with NAR can help you get the answers you need. Not everyone wants to retire outside of the United States. There are still many options for people wanting to change their lifestyle after retirement. Many of the older clients are looking for places where they can get a little extra help, like nursing homes or assisted care. These types of communities have really come along as well, and they’re changing for the older generations because of the Baby Boomers who are worried about their parents. Some of these new facilities are very nice, but they can be expensive. Some people will use the money locked up in their current house to help pay for retirement living. Where Monica lives in Tennessee, there are several different options for senior living — independent living, assisted living — and these are financed in different ways. If you’re looking for a place to live after retirement, don’t be afraid to ask questions about what’s going on in your community. There are affordable options for everyone. Being surrounded by some kind of community can also help increase quality of life in retirement. For agents, when you’re working with mature clients who are looking for senior living, there usually isn’t payment for agents to help in these situations. But the marketing departments at assisted living and retirement centers are very nice and are usually willing to work with REALTORS® to answer questions and learn about options. The SRES® coursework is meant to help teach real estate professionals how to help their 50+ aged clients. It’s not always about age — it’s about a stage of life and need of the individual. When you’re consulting with your clients, make sure to listen to the needs and desires of your clients and make suggestions that would work best for them. There are many places and universities that are offering opportunities for these clients to be involved in the community as well. These extracurricular activities also can help the quality of life for our mature clients. SRES® also lets REALTORS® make these people like family before clients, as you sit down and discover where your client wants to go, what they desire, and most importantly, what they need. Both Monica and Bobbi share some stories of solutions they’ve found for their clients, from staying in their current home, finding assisted living or independent care, or living with your kids or a caretaker and having a daytime option for socialization. If you’re a client that’s ready to start looking for a place of living for your next stage of life, look for REALTORS® with the SRES® designation! They are trained to look at the options and the bigger picture. Another benefit of the SRES® class is to get access to the vendor list to help build a team that will help their clients. They may need an elder care attorney, a finance person, or someone who can help them sort out their stuff. This stuff is their memories, and you have to be very careful and respectful in how you deal with this. Your clients can take the opportunity of the services these vendors provide. The longer you wait when you’re looking at options for assisted care, the fewer options you have if your health deteriorates. Older people can still feel rejection if they are unable to live in a community they wanted to live because of their health condition. It’s important to think about this and help aid your clients in finding a place that is going to accept them and provide good care. Some of Bobbi’s final thoughts on today’s topic are to get the experts involved; get the people involved who know what they’re doing. If you’re trying to do legal things yourself, there could be tax ramifications involved and other expenses for your clients. An SRES® designation will give you the list of vendors that can help provide expertise in some of these situations. Your clients will notice when you take the extra time to care for them during the whole transition to their new lifestyle as they age. Additional Links: Guest Links: Website: Bobbidecker.com Facebook:Facebook.com/BobbiDeckerTodaySothebysInternationalRealty Linked In: Linkedin.com/in/bobbidecker   Center for REALTOR® Development — OnlineLearning.REALTOR® — Use coupon code PODCAST to get 15% any regularly priced course Live Designation Classes — Training4RE.com Guest Bio: Bobbi Decker has excelled in the field of real estate for over 33 years. She lives in Burlingame, CA. Her education, experience, designations, and achievements exemplify her skill and leadership as a REALTOR® and Broker Associate. In addition to her professional virtues, she is a dedicated and generous contributor to the community. As a talented video producer and host, Bobbi also enjoys creating video programming for the community on her favorite subjects including real estate, Bay Area women’s achievements, and the senior population, as well as creatively weaving it into her professional work as a REALTOR®. Bobbi, a dedicated problem solver, and motivational leader, passionately approaches and accomplishes her many professional and community opportunities.  Some of the highlights of Bobbi's career are: • Seniors Real Estate Specialist (SRES®) • Certified Real Estate Specialist (CRS) • Graduate Real Estate Institute (GRI) • Certified Luxury Home Marketing Specialist (CLHMS) • SAMCAR Board of Directors 2007-2013 • REALTOR® of the Year – 2008 • Lifetime Achievement Award for Sales Production since 1990 • American Business Women’s Award of Achievement • Santa Clara County Woman of the Year Nominee for Communication • San Mateo County Board of Supervisors Commendation Award for Service to the Community • Real Estate with Bobbi Decker – Host/Co-producer • Bay Area Women – Host /Co-producer • Living Longer Living Better – Host/Co-producer • Television and Global Live Streaming – go to PenTV.TV for on-air and streaming schedule • Radio – Wall Street Business Network, Real Estate Radio LIVE every Friday, 3-4pm, 1220 am radio, live streaming worldwide at KNOW.biz Host Information: Monica Neubauer Speaker/Podcaster/REALTOR Monica@MonicaNeubauer.com FuntentionalLiving.com FranklinTNBlog.com

Best Real Estate Investing Advice Ever
JF436: How $$$ is CHEAP Right Now and Why You CANNOT Wait to Buy

Best Real Estate Investing Advice Ever

Play Episode Listen Later Nov 12, 2015 26:02


What are you waiting for? MONEY IS CHEAP at record low interest rates and as an investor knows, it's ALWAYS a good time to buy! Our Best Ever guest is a Residential Mortgage Loan Originator and hosts a well seasoned real estate radio show. He spills the beans by sharing his insights on the next interest rate rise...you gotta hear his vision for 2016!   Best Ever Tweet: Learn from your failures, and don't look at them as failures if you don't repeat them.   Joe Cucchiara's real estate background: •Mortgage planner with W.J. Bradley Mortgage Capital and been a residential mortgage loan officer for 15 years •Radio host of the Real Estate Radio LIVE which broadcasts on 1220 KDOW AM from 3 – 4pm PST in the Bay Area •www.Reradiolive.com   Subscribe in   and    so you don’t miss an episode! Made Possible Because of Our Best Ever Sponsors: You find the deals. We’ll fund them. Yes, it’s that simple. Fund That Flip is an online lender that provides fast and affordable capital to real estate investors. We make funding your projects easy so you can focus on what you do best…rehabilitating homes. Learn more at . What’s the Best Ever health plan for YOU? Go to and find a better health plan in 10 minutes or less. On average you’ll save $418 on coverage and care.

Real Estate Radio LIVE with Host Tom K. Wilson
Latest Economy Ups & Downs with Michael Morrongiello

Real Estate Radio LIVE with Host Tom K. Wilson

Play Episode Listen Later Sep 23, 2015


Real Estate Radio LIVE with host Tom K. Wilson and guest Michael Morrongiello. Michael is the Founder and President of BAWB, one of the longest-running and largest REIA in the SF/Bay Area.This week we discuss the latest ups and downs in the economy: Chinese devaluation of currency, market took a hit, & oil hit the lowest level in many years. Under $40 per barrel!Are these signs of changes in our general marketplace? How does this impact real estate?Latest Economy Ups & Downs with Michael Morrongiello

Real Estate Radio LIVE with Host Tom K. Wilson
Title Holding Land Trusts with Jack Shea

Real Estate Radio LIVE with Host Tom K. Wilson

Play Episode Listen Later Sep 16, 2015


Today on Real Estate Radio LIVE with host Tom K. Wilson we welcome guest Jack Shea, who is an experienced author and real estate investor, on title holding (land trusts).What are the benefits of title holding trusts?What are the main uses of titleholding trusts for businessmen and women, real estate investors, etc?Tune in to find out!Title Holding Land Trusts with Jack Shea

Real Estate Radio LIVE with Host Tom K. Wilson
Remodeling, Plans, & Permits with Architect Bob Flury

Real Estate Radio LIVE with Host Tom K. Wilson

Play Episode Listen Later Aug 26, 2015


Joining us today on Real Estate Radio LIVE is Bob Flury, the founding principal of Flury Bryant Design Group since 1979, specializing in single-family residential projects, both new and remodeled.How does an investor approach differ from an owner occupant? What are typical times for remodel and for new build? Reviewing the planning, plans, permit process. All these questions answered an more on this week's broadcast!As always, if you can't make the live shows, subscribe to our podcasts on iTunes or YouTube, or watch the videos onwww.tomwilsonproperties.com.Thanks for listening! Remember, "The only thing that matters is what you do next!" Remodeling, Plans, & Permits with Architect Bob Flury

Real Estate Radio LIVE with Host Tom K. Wilson
Lending for Real Estate Investors with Joe Cucchiara of W.J. Bradley

Real Estate Radio LIVE with Host Tom K. Wilson

Play Episode Listen Later Aug 12, 2015


Today's guest is Joe Cucchiara, mortgage broker with W.J. Bradley and host of the Monday through Friday edition of Real Estate Radio LIVE. Wilson Investment Properties has also partnered with Joe to provide loans for our clients!Joe is a 15-year veteran in the lending business and will be sharing his insight into lending for the real estate investor. Tune in every Wednesday at 2 pm PST on KDOW 1220 AM, The Wall Street Business Network. As always, if you can't make the live shows, subscribe to our podcasts on iTunes or YouTube, or watch the videos on www.tomwilsonproperties.com.Thanks for listening! Remember, "The only thing that matters is what you do next!"Lending for Real Estate Investors with Joe Cucchiara of W.J. Bradley

Real Estate Radio LIVE with Host Tom K. Wilson
5 Mistakes to Avoid as a Real Estate Investing Beginner with Michael Morrongiello & Dyches Boddiford

Real Estate Radio LIVE with Host Tom K. Wilson

Play Episode Listen Later Jun 10, 2015


Today on Real Estate Radio LIVE, we welcome Michael Morrongiello and Dyches Boddiford to the program on the "5 Mistakes to Avoid as a Real Estate Investing Beginner."Because of the many potential risks involved with real estate investing, there are any mistakes that can be made. In fact, even the most successful investors have made some of the common mistakes. You can learn from their errors and by learning these tips you will be able to recognize potential mistakes before they are made!Tune in every Wednesday at 2 pm PST on KDOW 1220 AM, The Wall Street Business Network. As always, if you can't make the live shows, subscribe to our podcasts on iTunes or YouTube, or watch the videos on www.tomwilsonproperties.com.Thanks for listening! Remember, "The only thing that matters is what you do next!"5 Mistakes to Avoid as a Real Estate Investing Beginner with Michael Morrongiello & Dyches Boddiford

Real Estate Radio LIVE with Host Tom K. Wilson

We have a very special guest with us this week on Real Estate Radio LIVE. Joining us is Bruce Norris of The Norris Group. Bruce is an active investor, hard money lender, and real estate educator with over 30 years experience. Bruce has been involved in more than 2,000 real estate transactions as a buyer, seller, builder, and money partner. Renowned for his ability to forecast long-term real estate market trends and timing, the release of The California Comeback report in 1997 gained him much notoriety. The accuracy of the extensive report led many California investors to financial freedom. Bruce is also host of the award-winning series, I Survived Real Estate. The events bring together leaders from numerous real estate sectors to discuss legislation, regulation, stimulus-related issues, and solutions to the current market. The events have also helped raise over $520,000 for charity since it began in 2008. Bruce Norris of The Norris Group

Real Estate Radio LIVE with Host Tom K. Wilson

We have a very special guest with us today on Real Estate Radio LIVE. Joining us is Dr. Doug Duncan, the Senior Vice President and Chief Economist at Fannie Mae. He provides all the forecasts on the economy, housing, and mortgage markets for Fannie Mae. He also oversees corporate strategy and is responsible for strategic research regarding external factors and the potential impact on the company and housing industry. Named one of Bloomberg Businessweek's 50 most powerful people in real estate and one of Inman News' 100 most influential real estate leaders of 2013. Dr. Duncan is Fannie Mae's source for information & analysis on the external business and economical environment and the implications of changes in economic environment to the company strategy and execution. Prior to being at Fannie Mae, he was Sr. Vice president Chief Economist at Mortgage Banker's Association for 7 years. We've been very fortunate to know him for a number of years. He is a really great guy and tries to be very objective and tells it like he sees it. Topics we'll be discussing:Percent of home ownership, renting vs owning trend. What will be the trend? What should be the trend for the health of the real estate economy? Scaling down Fannie Mae. Is it happening? Should it happen? Will it happen? As a real estate investor, where does Dr. Duncan see the role of investors moving forward? What value/recognition does FM/FM/FHA/Federal Reserve, etc. see with investors? Problem? Necessary evil? Institutional vs individual investors? What do the interest rate and inflation curves look like moving forward over the next 1-5 years? What are the key factors that will shape the curve? Dr. Doug Duncan with Fannie Mae