Podcasts about Hawaii

Picking between the Big Island and Kauai sounds simple until you realize one wrong choice can eat your whole budget, your driving days, and your sanity.Big Island vs. Kauai FREE Decision GuideThese two islands could not be more different, and for Hawaii travelers trying to make the most of one week, the gap between a great trip and a frustrating one often comes down to this single decision.

Born in 1937, Mickey Muñoz moved from New York to Los Angeles at age six, started surfing at age 10, and swiftly found Malibu's First Point. He became one of the top surfers out there, and made friends with the regulars—Joe Quigg, Matt Kivlin, Miki Dora.  Muñoz eventually moved to Hawaii, where he rode Waikiki and worked restaurant jobs to get by. He soon found his way out to the North Shore, which was a new frontier at the time, becoming part of the pioneering crew at Waimea Bay. Muñoz appeared in the new Surfer magazine in 1960, riding at Malibu with Dora and Mike Doyle, all three on the same board, as well as doing the first ever "Quasimoto," a head dip with the front arm aimed forward. Muñoz competed in and won contests, among them the Tom Morey Invitational noseriding event, in 1965, for which the prize was a whopping $750. He shaped surfboards for Hobie, got deep into sailing and catamarans, and brought what he'd learned on the open seas to wave-riding and board design. He wrote a memoir, No Bad Waves: Talking Story with Mickey Muñoz, published in 2011. But Muñoz's legacy is as much about simply living and perpetuating the joy of the surfing life as it is about benchmarks or achievements. And he's still doing it, at age 87. In this episode of Soundings, Muñoz talks with Jamie Brisick about Malibu's golden age, experimenting with shorter boards, early days on the North Shore, riding Waimea, modern performance surfing, riding waves into his eighties, and Miki Dora.   Presented by Rainbow® Sandals. Produced by Jonathan Shifflett. Music by PazKa (Aska Matsumiya & Paz Lenchantin). Become a TSJ member at surfersjournal.com.

Episode Description The world changed fast — and travelers are feeling it. Shawn and Mark break down what's happening in the Middle East, why Dubai went from "safe luxury playground" to diverted flights overnight, and what experienced points travelers should know about navigating global instability. Plus: anti-American sentiment abroad is real, and Shawn shares what it was actually like traveling during the other contentious periods.   Then — Atlantis vs. Comfort Suites Nassau, Bermuda, Hawaii, and why you should SERIOUSLY consider booking dream trips now before they get ridiculously expensive. 0:00 Welcome to MTM Travel 0:40 Traveling in the current world - Is it safe? 3:40 Travelers are susceptible to instability 6:46 What is the future of Middle East tourism 10:09 Being prepared for anti-American attitudes while traveling 16:53 Reconsidering travel plans, staying safe & opening our minds 19:21 Are "dream" vacations getting out of reach even with points? 22:24 Atlantis points hack, debating Bahamas & Atlantis recovered? 28:00 Bermuda vs Bahamas come on pretty mama Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

Kettle Chips: Cameron Healy. The Wild Bet That Made a BrandMost founders expand the “right” way: local → regional → national → international.Cameron Healy totally skipped the “national” part. When Kettle Chips was still an upstart regional brand, Cameron made a move that seems almost reckless: he launched his thick-cut, kettle-cooked chips to the United Kingdom — one of the most competitive “crisps” markets on earth — before conquering the U.S.And that wasn't his first risky move. Before Kettle, Cameron was a turban-wearing Sikh entrepreneur in 1970s Salem, Oregon, building a natural foods business…until he was abruptly fired. He started again from scratch with a $10,000 bank loan. Inspired by the extra thick, crunchy potato chips that he sampled on a trip to Hawaii, he taught himself how to fry sliced potatoes through trial-and-error. Then, just as Kettle started taking off overseas, another trip to Hawaii sparked a second act: Kona Brewing — a craft beer brand that initially lost $20K a month — for years — before Cameron was able to make it work.Meanwhile, buoyed by its UK success, Kettle chips eventually spread across the US, becoming the top-selling natural chip in the country. What you'll learnThe hidden details (like cooking-oil quality control) that can make or break a chipHow curiosity about British “crisp” culture fueled a risky UK rolloutThe decision that turned Kona Brewing from a money pit into a scalable brandTimestamps07:21 — “You had to get up at 3 a.m.”: building a life in a Sikh community in Salem10:11 — Fired with four kids and no severance: the moment Cameron is forced to rebuild12:04 — The $10K loan (helped along by the offer of ski passes)14:06 — The 1980 peanut crop gamble that suddenly capitalized Cameron's business23:14 — “Pot Chips” was the original name…until friends told him how bad it was24:48 — Hand-feeding potatoes into vats of oil: inventing a process with zero playbook29:10 — The Safeway disaster: rancid oil, a rejected order, and demand evaporating overnight31:52 — The car crash that jolted Cameron out of despair46:35 — UK word-of-mouth “switches on”--with an extra boost from Lady Di56:03 — Kona Brewing bleeds money…until one decision turns things around***Hey—want to be a guest on HIBT?If you're building a business, why not get advice from some of the greatest entrepreneurs on Earth?Every Thursday on the HIBT Advice Line, a previous HIBT guest helps new entrepreneurs work through the challenges they're facing right now. Advice that's smart, actionable, and absolutely free.Just call 1-800-433-1298, leave a message, and you may soon get guidance from someone who started where you did, and went on to build something massive.So—give us a call. We can't wait to hear what you're working on.***This episode was produced by Casey Herman with music composed by Ramtin Arablouei. It was edited by Neva Grant with research help from Rommel Wood. Our engineers were Robert Rodriguez and Kwesi Lee.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors.  You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education   Speaker 1  0:20   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:04   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:38   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower.    Keith Weinhold  9:39   Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff.    Keith Weinhold  14:17   Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education.    Keith Weinhold  16:19   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Dani-Lynn Robison  18:08   this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda.   Keith Weinhold  18:24   Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson,   Garrett Gunderson  19:02   that's good to be back. Man. Is really good. Love your energy. Has a nice intro.   Keith Weinhold  19:07   Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now   Garrett Gunderson  19:35   I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it.   Keith Weinhold  21:13   You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way?   Garrett Gunderson  21:32   It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset.   Keith Weinhold  23:09   That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now   Garrett Gunderson  23:17    30 years ago, 30 years ago too. You know, it doesn't even fit anymore.   Keith Weinhold  23:23   Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status.   Garrett Gunderson  24:40   I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled.   Keith Weinhold  27:56   You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that.   Garrett Gunderson  28:05   Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck.   Keith Weinhold  33:30   Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated   Garrett Gunderson  34:04   values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality.   Keith Weinhold  36:33   When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life?   Garrett Gunderson  37:15   I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love.   Keith Weinhold  39:31   Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps.   Garrett Gunderson  39:44   So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth.   Keith Weinhold  43:12   It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show.   Garrett Gunderson  43:43   Hey man, good to be back.   Keith Weinhold  43:51   Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 4  45:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  45:29   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

A caller suggests the Giants draft the kicker from Hawaii followed by a question on whether Boomer would root for Matthew Schaefer and the Islanders if the Rangers are out. C-Lo has highlights of Schaefer and the Islanders, plus, an SNL clip featuring Jack Hughes, Hilary Knight, and the actor from Heated Rivalry, and Villanova coach Kevin Willard's memories of the tough work environment under Rick Pitino. We finish up with the Knicks' balanced win and guessing the Jets' Opening Day starter.

A caller wants the kicker from Hawaii for the Giants and Jerry wonders when you pick a kicker in the draft if you really like a guy. A caller wonders if Boomer will root for Matthew Schaefer and the Islanders if the Rangers aren't in the playoffs.

Life is all about cycles: birth and death, the rise and fall of the seasons, Taylor Swift tour eras. Many cycles play out in the sky as well. One of them is in view in the wee hours of tomorrow morning, as the Moon and Sun stage a total lunar eclipse. All or most of it will be visible across most of the United States. A lunar eclipse occurs when the Moon passes through Earth’s long shadow. The Moon’s orbit is tilted a bit, so most months the Moon passes above or below the shadow. When the geometry is just right, though, it plunges through this cone of darkness. Each eclipse is part of a centuries-long cycle, known as a Saros. Individual eclipses in a Saros are separated by about 18 years. Tonight’s eclipse is the 27th of 71 eclipses in this cycle. The previous eclipse in the cycle took place in 2008, with the next in March of 2044. But several Saros cycles are unspooling at the same time, so Earth sees two or more lunar eclipses every year. Totality – when the Moon is fully immersed in the shadow – will last about 58 minutes. Alaska, Hawaii, and much of the West Coast will see the entire eclipse sequence. That includes the partial phases, as the Moon moves into and out of the shadow. Much of the rest of the country will see all of the total eclipse, and most of the partial phases, with the Moon setting before the eclipse ends. Script by Damond Benningfield

Todd's Hawaii Trip and Blakes Cartel Awakening by Maine's Coast 93.1

Blake Gets Trapped in Mexico, Todd Gets Stuck in Hawaii and We're Not Sure About Kelly...Full Show 3-2-26 by Maine's Coast 93.1

In today's episode we're coming to you live from Hawaii, drafting some of our favorite NBA what ifs, answering questions from the breadsticks, and more!! Be sure to tune in every Monday and Thursday for new episodes!

Jim Carey seemingly lives a private and secluded life out in Hawaii but he's stepped out at the Cesar Awards looking less then usual, could it be that it wasn't him at all? See omnystudio.com/listener for privacy information.

On 25 February 1986 the Philippines, Asia's oldest democracy peacefully took control of its destiny. Ferdinand Marcos, a democratically elected president-turned dictator, who remains accused of widespread graft and human rights abuses, had gambled on one too many rigged elections. After days of mounting protests and the defection of the military to the opposition, Marcos and his family were ejected from their gilded palace in Manila. These events have since been named the People Power Revolution. The uprising ushered in a return to constitutional democracy, guardrails on executive power, and a new constitution that redistributed power from Manila to local governments across the 7,500-island archipelago. It was also supposed to seal the fate of the Marcoses once and for all: permanent exile in Hawaii. Forty years on, not only are the Marcoses back, but they're arguably stronger than ever. Ferdinand ‘Bongbong' Marcos Jnr, is now president, with his sister, son, and various cousins in Congress. It's a far cry from the Philippines of 1986, when the post-revolution state vowed ‘never again' to let any Marcos near the halls of power.

The Moon stalks the heart of the lion tonight. And seen from Hawaii, it’ll catch it. The Moon will “occult” the heart, blocking it from view. The lion’s heart is Regulus, the brightest star of Leo. The name Regulus means “the little king.” It was introduced 500 years ago. But the star’s association with royalty goes back much farther. In ancient Persia, Regulus was one of the four “royal” stars – four especially bright stars near the ecliptic – the Sun’s path across the sky. The stars are roughly evenly spaced around the ecliptic. That means each star is at its best during a different season. So each star was considered the “guardian” of its season. Regulus is closer to the ecliptic than the other three guardians, so it was the most important of them all – a king among kings. The Moon stays close to the ecliptic as well, straying only a few degrees to either side. So it circles past the same stars every month – including Regulus. Right now, the Moon’s path carries it especially close. And that’s easy to see tonight. Regulus is below the Moon as night falls. But as the hours roll by, the Moon will creep closer and closer to the bright star. As seen from the continental United States, they’ll be separated by no more than about one degree as they set, before dawn – the width of a pencil held at arm’s length. And from Hawaii, the Moon will catch the star – “eclipsing” the little king. Script by Damond Benningfield

Visitors planning a trip often ask about Marijuana in Hawaii, especially after seeing headlines about legalization, THC products in stores, and mixed information online. The confusion is understandable—but the reality on the ground matters more than the headlines. If you're visiting the islands, knowing the difference between what's being discussed politically and what's legal today… The post Marijuana in Hawaii: What Visitors Need to Know Before They Arrive appeared first on Hawaii Aloha Travel.

Sirens sounded across Israel after Israel and the United States carried out attacks against Iran overnight. Kauai Police are searching for two individuals in separate cases: a 12-year-old girl last seen over a month ago and a 27-year-old woman last seen Wednesday. West Oahu police are investigating a deadly shooting that took place Friday, and what we currently know on the suspect.See omnystudio.com/listener for privacy information.

The U.S. and Israel launched an attack Saturday on Iran, with the first apparent strike happening near the offices of Supreme Leader Ayatollah Ali Khamenei. Meanwhile, on Oahu, Hawaii Attorney General Anne Lopez said her office is working to wrap up an investigation as soon as possible into allegations that a Hawaii lawmaker accepted $35,000 from a suspect in a federal corruption case, while state lawmakers are advancing legislation that would significantly increase penalties for bribery.See omnystudio.com/listener for privacy information.

Police tell us a woman's been fatally shot and a teenage girl is hospitalized. An update from the attorney general about her investigation in to state government corruption. And we return to the Waipahu neighborhood where a raging inferno burned several homes and displaced nearly 20 people. See omnystudio.com/listener for privacy information.

There are over 140 games on the betting board for Saturday & Greg picks & analyzes EVERY one of them!  Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Timemarkers 3:35-Start of picks NC State vs Notre Dame 6:04-Picks & analysis for Virginia vs Duke 8:02-Picks & analysis for Iowa vs Penn St 9:59-Picks & analysis for Seton Hall vs Connecticut 12:00-Picks & analysis for Florida St vs Georgia Tech 14:31-Picks & analysis for St. Joseph's vs Rhode Island 17:10-Picks & analysis for Colorado vs Houston 19:41-Picks & analysis for Fordham vs VCU 21:52-Picks & analysis for Missouri vs Mississippi St 24:18-Picks & analysis for New Mexico St vs Middle Tennessee 26:33-Picks & analysis for Cleveland St vs Robert Morris 29:22-Picks & analysis for Georgetown vs Xavier 31:44-Picks & analysis for Massachusetts vs Bowling Green 34:07-Picks & analysis for UCLA vs Minnesota 36:32-Picks & analysis for Campbell vs Towson 38:44-Picks & analysis for South Dakota St vs South Dakota 41:14-Picks & analysis for Fort Wayne vs IU Indy 43:45-Picks & analysis for William & Mary vs No Carolina A&T 46:22-Picks & analysis for Oklahoma St vs Cincinnati 48:38-Picks & analysis for Oregon vs Northwestern 50:56-Picks & analysis for Central Michigan vs Buffalo 53:22-Picks & analysis for Boston College vs Miami 55:52-Picks & analysis for Vanderbilt vs Kentucky 58:04-Picks & analysis for San Diego St vs New Mexico 1:00:26-Picks & analysis for Youngstown St vs UW Green Bay 1:02:54-Picks & analysis for St. Bonaventure vs George Mason 1:05:06-Picks & analysis for VMI vs Chattanooga 1:07:06-Picks & analysis for The Citadel vs Wofford 1:09:30-Picks & analysis for Louisville vs Clemson 1:11:48-Picks & analysis for Sacramento St vs Montana St 1:14:19-Picks & analysis for Detroit vs Oakland 1:16:10-Picks & analysis for Florida International vs Louisiana Tech 1:18:40-Picks & analysis for Elon vs Monmouth 1:21:19-Picks & analysis for UTEP vs Western Kentucky 1:24:25-Picks & analysis for South Carolina vs Georgia 1:27:01-Picks & analysis for Utah vs Arizona St 1:29:28-Picks & analysis for Richmond vs Loyola IL 1:31:45-Picks & analysis for Texas Tech vs Iowa St 1:34:02-Picks & analysis for Northern Colorado vs Idaho 1:36:37-Picks & analysis for Ball St vs Northern Illinois 1:38:58-Picks & analysis for San Diego vs Portland 1:41:17-Picks & analysis for Portland St vs Montana 1:43:28-Picks & analysis for Toledo vs Ohio 1:45:39-Picks & analysis for Nebraska vs USC 1:48:26-Picks & analysis for Kansas vs Arizona 1:50:40-Picks & analysis for Valparaiso vs Evansville 1:52:39-Picks & analysis for Northeastern vs Hampton 1:55:13-Picks & analysis for Southern Indiana vs Little Rock 1:57:33-Picks & analysis for Northern Arizona vs Eastern Washington 1:59:49-Picks & analysis for Abilene Christian vs Utah Valley 2:02:29-Picks & analysis for Texas vs Texas A&M 2:04:58-Picks & analysis for Wisconsin vs Washington 2:06:48-Picks & analysis for Pittsburgh vs California 2:08:42-Picks & analysis for Air Force vs Wyoming 2:10:41-Picks & analysis for Tennessee St vs UT Martin 2:13:09-Picks & analysis for Lindenwood vs Western Illinois 2:15:06-Picks & analysis for Eastern Illinois vs SIU Edwardsville 2:17:36-Picks & analysis for East Tennessee vs Mercer 2:20:09-Picks & analysis for Tennessee Tech vs SE Missouri St 2:22:07-Picks & analysis for Colorado St vs San Jose St 2:24:21-Picks & analysis for North Dakota vs North Dakota St 2:26:38-Picks & analysis for Delaware vs Kennesaw St 2:29:10-Picks & analysis for Providence vs Creighton 2:31:09-Picks & analysis for Missouri St vs Sam Houston 2:33:07-Picks & analysis for Furman vs Western Carolina 2:35:28-Picks & analysis for BYU vs West Virginia 2:37:21-Picks & analysis for Syracuse vs Wake Forest 2:39:53-Picks & analysis for Oklahoma vs LSU 2:42:17-Picks & analysis for Dartmouth vs Princeton 2:44:43-Picks & analysis for Yale Columbia 2:47:00-Picks & analysis for SMU vs Stanford 2:49:35-Picks & analysis for Brown vs Cornell 2:51:47-Picks & analysis for UNC Greensboro vs Samford 2:54:13-Picks & analysis for Liberty vs Jacksonville St 2:56:34-Picks & analysis for Harvard vs Penn 2:59:17-Picks & analysis for San Francisco vs Pacific 3:01:40-Picks & analysis for Weber St vs Idaho St 3:04:01-Picks & analysis for Alabama vs Tennessee 3:06:12-Picks & analysis for TCU vs Kansas St 3:08:08-Picks & analysis for Wright St vs Northern Kentucky 3:11:00-Picks & analysis for Hawaii vs CS Fullerton 3:13:16-Picks & analysis for Stony Brook vs Hofstra 3:15:06-Picks & analysis for Boise St vs Fresno St 3:17:17-Picks & analysis for Washington St vs Pepperdine 3:19:19-Picks & analysis for Oral Robert vs Kansas City 3:21:28-Picks & analysis for Omaha vs St. Thomas 3:23:28-Picks & analysis for Oregon St vs Santa Clara 3:25:29-Picks & analysis for Baylor vs Central Florida 3:27:29-Picks & analysis for CS Northridge vs UC Riverside 3:29:21-Picks & analysis for Villanova vs St. John's  3:31:45-Picks & analysis for Duquesne vs Saint Louis 3:34:11-Picks & analysis for Ole Miss vs Auburn 3:36:27-Picks & analysis for Arkansas vs Florida 3:38:29-Picks & analysis for Utah Tech vs Southern Utah 3:40:36-Picks & analysis for Virginia Tech vs North Carolina 3:42:27-Picks & analysis for Tarleton St vs Cal Baptist 3:44:19-Picks & analysis for Seattle vs Loyola Marymount 3:46:12-Picks & analysis for Long Beach St vs CS Bakersfield 3:48:21-Picks & analysis for Nevada vs UNLV 3:50:27-Picks & analysis for Grand Canyon vs Utah St 3:52:38-Picks & analysis for Cal Poly vs UC San Diego 3:54:56-Picks & analysis for UC Santa Barbara vs UC Irvine 3:56:55-Picks & analysis for Gonzaga vs St. Mary's 4:01:05-Start of extra games Le Moyne vs New Haven 4:02:40-Picks & analysis for Army vs Lafayette 4:04:33-Picks & analysis for Chicago St vs Wagner 4:06:19-Picks & analysis for St. Francis PA vs Central Connecticut 4:08:10-Picks & analysis for Queens NC vs Central Arkansas 4:10:08-Picks & analysis for Austin Peay vs Bellarmine 4:12:05-Picks & analysis for Boston U vs American 4:14:05-Picks & analysis for Charleston Southern vs UNC Asheville 4:16:12-Picks & analysis for UMB vs UMass Lowell 4:18:25-Picks & analysis for Florida Gulf Coast vs Stetson 4:20:11-Picks & analysis for Loyola MD vs Holy Cross 4:22:06-Picks & analysis for New Hampshire vs Albany 4:23:49-Picks & analysis for Maine vs Binghamton 4:25:36-Picks & analysis for Mercyhurst vs Stonehill 4:27:29-Picks & analysis for Bucknell vs Lehigh 4:29:13-Picks & analysis for North Alabama vs West Georgia 4:31:20-Picks & analysis for Gardner Webb vs USC Upstate 4:33:22-Picks & analysis for Radford vs Longwood 4:35:24-Picks & analysis for Bethune Cookman vs Southern 4:37:20-Picks & analysis for NJIT vs Bryant 4:39:01-Picks & analysis for Colgate vs Navy 4:40:34-Picks & analysis for 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Is spring break in Hawaii actually worth it, or are you setting your family up for a trip that costs way more than you planned?

In this intimate dharma talk, Mirabai Starr and Rameshwar Das explore the healing power of spiritual community and soul-level friendships. Today's podcast is brought to you by BetterHelp. Give online therapy a try at betterhelp.com/beherenow and get on your way to being your best self.Join the Ram Dass Fellowship virtual community and learn about other opportunities for connection HERE.This week on the BHNN Guest Podcast, Mirabai Starr and Rameshwar Das explore:The concept of beloved community and why it matters so much in today's worldSatsang, soul pods, and other forms of spiritual supportRam Dass's book of self-discovery, You are the UniverseThe universal soul consciousness which links all people togetherAccessing the depth of our being that Ram Dass called “the loving witness”Releasing the lone wolf mentality and cultivating conscious communityThe Three Jewels of Buddhism and becoming a refuge for each other Healing through shared grief, trauma, and deep spiritual friendshipNavigating introversion and finding community in unexpected places This talk was recorded at the 2024 annual Ram Dass Legacy retreat in Maui, Hawaii. Join us for another retreat this summer in the beautiful Blue Ridge Mountains! Click HERE to register and get more information. "We invite you to connect with your heart, yes, but that part of your heart that is burning with yearning for union. Union with God, union with the beloved, and especially, yearning for the divine within each other." –Mirabai StarrAbout Mirabai Starr:Mirabai Starr is an award-winning author of creative non-fiction and contemporary translations of sacred literature. She taught Philosophy and World Religions at the University of New Mexico-Taos for 20 years and now teaches and speaks internationally on contemplative practice and inter-spiritual dialogue. A certified bereavement counselor, Mirabai helps mourners harness the transformational power of loss. Check out her many books and learn more at MirabaiStarr.com.About Rameshwar Das Lytton:Rameshwar Das is an author and longtime collaborator with Ram Dass, known for capturing and conveying the essence of spiritual teachings through storytelling and photography. Rameshwar Das met Ram Dass in 1968 soon after his return from India, and learned yoga and meditation from him. He traveled to India and spent time with Neem Karoli Baba from 1970-1972. His working life has been primarily as a photographer, including freelance work for the New York Times and other publications. He taught photography and photo-journalism, and also worked as an environmentalist and writer. Ramesh collaborated on several projects with Ram Dass including the original collection of manuscripts that became Be Here Now and the Love Serve Remember box set of recordings. He is the co-author of Ram Dass's newer books, Be Love Now and Polishing the Mirror, and most recently Ram Dass's memoir, Being Ram Dass. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of The Everyday Ironman Podcast, we're joined by Maiki Cofer, who lives just minutes from Ironman World Championship in Kona—aka the place every triathlete dreams of racing. A longtime volunteer at the World Championship, Maiki gives real insight into qualifying from Hawaii and why it's still far from easy.She shares her journey from a 2014 relay to her first Olympic-distance finish, racing Ironman 70.3 Hawaii multiple times, and we discuss the cost to race there when you don't live on the island. We also talk Team Zoot, her role as a League of Garmin Captain, mental health, preventive surgery, and her powerful “Summer Joy Celebration” during recovery.Oh—and Mike may or may not reveal his dolphin-powered swim strategy.

[Cold open (Cody is back from Hawaii) ends at 05:37.]Most agencies you talk to, as well as the entire internet, will tell you that clients should own their own ad accounts, and you should work inside them.But what if we told you this is the wrong way to do it? What if we told you that you are opening yourself up to potentially huge insurance and legal issues doing it this way?Listen to this episode and find out the correct way to protect yourself and your relationships with your clients.-----RESOURCES:Want the tools and resources we recommend for agencies? Check them out here:https://www.agencygrowthpod.com/tools-----NEWSLETTERWant the show in your inbox? Sign up for the newsletter!https://www.agencygrowthpod.com/newsletter-----COMMUNITYLooking to join a community of agency owners? Join our Discord!https://discord.gg/uvHRRRFVRD-----CONTACTGot something to say? Send us a message:https://www.agencygrowthpod.com/contact

Send a textYou can feel it when it happens: the tiny flinch, the breath you forget to take, the story you tell so you won't have to say the truth. That's the moment the pattern takes the wheel. We dig into those moments and show how relationships—romantic, friends, family, even money—are perfect mirrors for the strategies we use to get love, avoid fear, and perform for approval. When we learn to see the play as it happens, the hook loses power and connection gets simple again.We talk about the two self-images that run the show—the curated self and the hidden “unlovable” one—and how fear keeps us bargaining with reality. From “platonic” arrangements laced with sexual charge to hoping someone will change if we stay quiet, we unpack the games we play and replace them with congruent boundaries that don't make anyone wrong. Along the way we bring in Vipassana-style attention, ACIM's clear direction, and the practice of forgiveness as pattern recognition rather than moral accounting.This conversation moves from the personal to the cultural: why mass media and spiritual small talk often keep us distracted, and how joy—not performance—becomes the compass for dancing, sex, work, and creativity. We share stories about stabilizing the field when emotions surge, choosing presence over strategy, and trusting that love sustains what serves. When you stop pretending you don't know who you are, certainty returns—and every contraction becomes an opening.If you're ready to drop mind games, name what's real, and let relationships be a playground for truth, press play. If this resonates, subscribe, share with a friend, and leave a review to help more listeners find the show. What pattern are you ready to stop feeding today?Support the show

Former Miss Hawaiʻi Cheryl Bartlett travels to Brazil in hopes of being reunited with her husband of 17 years, Rogerio Araujo, who was detained by ICE agents last fall; Astronomer Roy Gal shares tips for viewing next week's lunar eclipse

In this first episode of 2026, my guests are Jas Mathur, CEO of Manny Pacquiao Promotions, junior welterweight contender Oscar Duarte, and bantamweight prospect Shera Mae Patricio.Jas Mathur: Being CEO, #mayweatherpacquiao2 and the next Manny Pacquiao fight.Shera Mae Patricio: Growing up in Hawaii, getting close to a world title fight and her February 28 fight on pay-per-view.Oscar Duarte: Getting paid by Golden Boy even though he didn't fight on Saturday and calling out Isaac "Pitbull" Cruz (In Spanish).Looking to bet on boxing this upcoming weekend? Head over to BetUS to sign up for all of your betting needs in sports. Click HERE.

Send a textHeidi Porch was 540 miles east-northeast of Hawaii when her engine began losing oil pressure.She was 500 feet above the Pacific when she turned off the master switch and prepared to ditch.In this episode, Heidi joins me to talk about Ditching the Sky, her gripping memoir of ferrying single-engine Cessnas across the Pacific in the 1980s—and the day her engine quit over open ocean.We talk about:Growing up with a dream of becoming an airline pilotBuilding time as a glider pilot and ferry pilotFlying 17-hour legs over open ocean without autopilotTrusting your instincts when your “little voice” says something isn't rightCalling a Mayday when others aren't convincedEngineering your own ditching plan mid-flightSurviving impactClimbing into a life raft in the open oceanBeing rescued during the Cold War by a Soviet refrigeration vesselAnd going on to fly the DC-9, Airbus 320, Boeing 747-400, Airbus 330, and Gulfstream 500We also talk about writing the book decades later, self-publishing, narrating her own audiobook—and the unexpected recognition that followed.This is a story about preparation, intuition, resilience, and the long arc of a career that almost ended before it began.Buy the book: https://literaryaviatrix.com/book/ditching-the-sky/Did you know you can support your local independent bookshop and me by shopping through my Bookshop.org affiliate links on my website? If a book is available on Bookshop.org, you'll find a link to it on the book page. By shopping through the Literary Aviatrix website a small portion of the sale goes to support the content you love, at no additional cost to you. https://literaryaviatrix.com/shop-all-books/Thanks so much for listening! Stay up to date on book releases, author events, and Aviatrix Book Club discussion dates with the Literary Aviatrix Newsletter. Visit the Literary Aviatrix website to find over 600 books featuring women in aviation in all genres for all ages. Become a Literary Aviatrix Patron and help amplify the voices of women in aviation. Follow me on social media, join the book club, and find all of the things on the Literary Aviatrix linkt.ree. Blue skies, happy reading, and happy listening!-Liz Booker

Leigh Ann Phillips is an award-winning singer songwriter and sound healing educator. She is on a mission to merge sound and music to assist people in leading more fulfilling lives in healthier bodies. Her work is taking her all over the world and back again. Leigh Ann has developed a method of brainwave entrainment through the use of her voice and the quartz crystal singing bowls. It is a form of sound healing based on research on the brain as well as the musical system called the Circle of Fifths. The purpose of the work is to help people release emotions from the body, as well as raise the level of health and well being physically, emotionally, mentally and spiritually. She has developed a method of shifting and slowing the brain states, allowing people to not just relax but release emotional blocks that are allowing dis-ease in the body. Her method incorporates the use of the quartz crystal singing bowls, Tibetan singing bowls, tingshaws, harp, piano, herbal medicine as well as her voice. Using mantras in languages such as Sanskrit, Enochian and Aramaic, Leigh Ann incorporates ancient mantras and prayers to enhance the power of the sound. This method actually places the bowls on the person, so the person is receiving not just music and sound, but also vibration. Her passion is to assist people in building an awareness of consciousness to the mind, body and spirit. Some people would call this allowing sound and music to be a bridge to the soul. Leigh Ann is now back in Crestone, Colorado! She has been bringing sound healing and the music of the quartz crystal singing bowls into the mainstream. She has given demonstrations and sound healing sessions most recently in Taiwan, the Hawaiian islands, at the Gem Exhibit at the Smithsonian Institution in Washington, D.C, as well as at a Playboy event in the Los Angeles area. She has also made television and radio appearances on various health, and lifestyle programs in Hawaii, New York, Massachusetts, Colorado, New Mexico, as well as the Orient. The sound and the music have merged, and Leigh Ann's passion for life has sounded into a path where music can bring not just beauty, but health, peace and the evolution of the soul. Leigh Ann's latest recorded album release, Mik'ael (2013), is a musical tapestry of mantras, sung in the Enochian language, accompanied by quartz crystal singing bowls and world instruments. Mik'ael is a musical collaboration with writer and producer, Thomas Barquee, recorded at Zenden Studios in California. Ideal for yoga and meditation, Mik'ael is a healing offering to the Archangel Michael, and all that is peaceful in nature and ourselves. Her next recording project will be spoken word, co-created again with Thomas Barquee. She is also the Executive Director of The Shimmering Sounds Foundation, a 501(c)3 non-profit organization dedicated to bringing sound healing as a complimentary therapy to the masses. The foundation has given hundreds of free sessions to people that could not normally afford holistic health sessions. The foundation incorporates the use of a crystal healing bed as well, a complementary treatment to the sound using color, vibration and light. Currently she has developed her own line of quartz crystal singing bowls, using unusual gemstones to infuse the bowls, as well as etching ancient mandalas that amplify the intention of this sacred art through the power of the sound. https://www.leighannphillips.com/ Call In and Chat with Deborah during Live Show: 833-220-1200 or 319-527-2638 Learn more about Deborah here:  www.lovebyintuition.com

Some promising signs from our local economy—the newest forecast and what it means for your family. Higher education is expensive. We'll check out the options you have for student savings. A report you'll only see on Hawaii News Now, a floating homeless camp is hidden away on the edge of the city. What local officials are doing to remove it. See omnystudio.com/listener for privacy information.

We're following breaking news out of Waipahu, where a three-alarm fire tore through a home. The search is on for three suspects accused of robbing a group of men in Pearl City at gunpoint. And an Oahu jury has found 64-year-old Kenneth Kaleikini guilty of attempted assault and firearms offenses. See omnystudio.com/listener for privacy information.

Breaking news: Honolulu police and EMS are in Kapolei after reports of shots fired. President Trump is debating whether to carry out military strikes on Iran. And a jury convicted a Hawaii military officer in federal court this morning on 6 counts, including attempted child enticement. See omnystudio.com/listener for privacy information.

This week, Louie recaps his romantic getaway to Hawaii and having destiny on his side. Yoatzi shares some recent psychic experiences. Follow us on TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@prettynotsmartpod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow the Podcast on IG: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@prettynotsmartpod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Louie: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@louiecastro⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Yoatzi: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@yoatzi⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To watch our podcast on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC8Yo9OopqvIsgKmzXX6UR_g⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Don't forget to subscribe to the podcast for free wherever you're listening or by using this link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bit.ly/PrettyNotSmart⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you like the show, telling a friend about it would be amazing! You can text, email, Tweet, or send this link to a friend: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bit.ly/PrettyNotSmart⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Edited by Nicole Lyons Productions Instagram: https://www.instagram.com/nicolelyonsproductions/ Website: www.nicolelyonsproductions.com Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a free preview of a paid episode. To hear more, visit www.splitzoneduo.comIn this subscriber episode, Godfrey, Richard, and Alex revisit 28 head coach transitions before the 2012 college football season. This was one of the most consequential coach carousels of the 21st century, with lots of very good, lots of very bad, plenty in the middle, and also the John L. Smith situation:THE GOOD* 9:29: Urban Meyer to Ohio State* 16:05: Mike Leach to Washington State* 22:39: Bill O'Brien to Penn State* 31:34: Justin Fuente to Memphis* 34:28: Matt Campbell to Toledo* 35:31: Jim McElwain to Colorado State* 36:55: Gus Malzahn to Arkansas State* 39:28: Terry Bowden to AkronTHE WHATEVER* 41:36: Jim Mora Jr. to UCLA* 46:54: Todd Graham to Arizona State* 50:28: Paul Chryst to Pitt* 51:10: Larry Fedora to North Carolina* 53:42: Kyle Flood to Rutgers* 55:45: Bob Davie to New Mexico* 56:46: Tim DeRuyter to Fresno StateTHE UGLY* 58:05: Tim Beckman to Illinois* 59:00: Tony Levine to Houston* 1:00:59: Curtis Johnson to Tulane* 1:01:59: Norm Chow to Hawaii* 1:05:54: Charley Molnar to UMass* 1:06:21: Garrick McGee to UAB* 1:13:08: Carl Pelini to FAU* 1:17:05: Ellis Johnson to Southern Miss* 1:19:25: Charlie Weis to Kansas* 1:28:00: John L. Smith to ArkansasTHE DEBATABLE* 1:20:48: Kevin Sumlin to Texas A&M* 1:21:36: Hugh Freeze to Ole Miss* 1:25:02: Rich Rodriguez to ArizonaProduced by Anthony Vito.Paid subscribers can here this episode and also our other “Anatomy of a Coaching Carousel” shows: * 2001* 2010Everyone else can hear free previews of these episodes. Thanks so much to our paid subscribers for making this show possible.

In this episode I'm talking to Barbara Bartolome about her two near death experiences.Barbara is a two time NDEr.  Her first NDE resulted from a childhood illness at 18 months of age, when a high fever caused her to go into convulsions and stop breathing, which resulted in cardiac arrest.  As the ambulance arrived outside their home, her parents and older siblings witnessed her spontaneously regain consciousness, after an 8-10 minute period without heart or lung activity. She was not informed of this early-life event until her siblings finally disclosed it, when she was 53 years old.Her second NDE occurred when she went into cardiac arrest due to a radiology technician's error during a pre-surgery diagnostic procedure in 1987, at St. Francis Hospital in Santa Barbara. Finding herself above the x-ray table, she watched the medical team's resuscitation efforts and experienced the presence of a magnificent spiritual being.  After being successfully resuscitated, she accurately recounted to the astonished medical team their individual comments and actions during the resuscitation, which was quite alarming to the team. Because her medical team and the hospital staff then strictly avoided discussing her experience with her, she rarely spoke about it for over twenty years, until she found the Near-Death Experience Research Foundation (www.nderf.org) in 2007 and the IANDS organization (www.iands.org) in 2009.These organizations helped to connect her to others who had experienced NDEs and they expanded her understanding of death and the survival of consciousness beyond death, allowing her to finally assimilate her experiences, as well as to understand their impact upon her life and worldview. She considers her NDEs as incredible gifts, deeply feeling that it is her life purpose to share what they teach with others.  Barbara founded IANDS Santa Barbara in August 2011 and is strongly committed to the IANDS organization's purpose in promoting responsible, multi-disciplinary exploration of near-death and similar experiences, examining their effects on people's lives, and their implications for the change to our beliefs about life, death, afterlife, consciousness, and human purpose. She serves as the IANDS designated Group Mentor to all IANDS groups in Washington, Oregon, California, Idaho, Nevada, and Hawaii. Barbara has talked about her NDE experiences in videos, documentaries, podcasts, radio and TV shows, and at conferences, symposiums, hospitals, hospices, colleges, churches, and at various groups all over the country, and beyond!IANDS Santa Barbara https://www.iandssb.com/#/ https://www.pastliveshypnosis.co.uk/https://www.patreon.com/ourparanormalafterlifeMy book 'Verified Near Death Experiences' https://www.amazon.com/dp/B0DXKRGDFP Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

How can you transform exhaustion into a life of purpose and joy?   In this episode of Women of Color Rise, I speak with Patrice Tanaka—award-winning PR leader, author, and founder of the Joyful Planet Consultancy and Joyful Planet Foundation. After co-founding three successful PR agencies, Patrice found herself reeling after 9/11. That moment sparked a radical shift from being a "micromanaging" CEO to a leader driven by joy.   A proud Japanese American woman born and raised in Hawaii, Patrice shares how the "Aloha spirit" guides her work in NYC and how she finally fulfilled her childhood dream of ballroom dancing at age 50.   She shares lessons for rising leaders: •Live Aloha. Bring love and community (Ohana) into every business communication.   •Clarify your purpose. A true life purpose leverages your talents in service of others and the planet, which brings joy.   •Let go of perfection. Especially for women of color, waiting for "perfection" before speaking up is a waste of your brilliant energy.   •Embrace the "Follower" role to be a better Leader. Lessons from ballroom dancing can make you a smarter, more empathetic CEO.   Patrice's journey from "Ayatollah Tanaka" to a Joy Advocate shows that when we lead with purpose, we unleash our greatest success.   Free Purpose Consultation: Patrice is kindly offering a free purpose consultation for our audience. Email her at Patrice@joyfulplanet.com to receive her 11-question questionnaire and schedule a free session to articulate your life and leadership purpose.   Get full show notes and more information here:https://analizawolf.com/episode-120-choose-joy-and-purpose-with-patrice-tanaka  

That timeshare you've been putting off dealing with? It could become a probate headache for your family. In this episode of Absolute Trust Talk, managing attorney Kirsten Howe breaks down the two types of timeshares — traditional deeded ownership and modern points-based systems — and explains why both need to be addressed in your estate plan.  She walks through what's involved in transferring a timeshare to your revocable living trust, why it matters to act while you're alive, and what really happens when a timeshare is left unaddressed after someone dies — including the possibility of probate in multiple states. Plus, she covers your real options for getting out of a timeshare and the scams to watch out for along the way. Time-stamped Show Notes: 0:00 Introduction 0:43 To get things started, Kirsten highlights why timeshares matter in estate planning. 1:15 What is a timeshare? Deeded real estate ownership that is shared with other families. 2:38 Points-based timeshares are a modern alternative in which you purchase annual points rather than owning real estate. 3:18 Transferring a timeshare to your revocable living trust requires contacting the resort company and retitling the property. 4:44 Did you know? When your timeshare is in Florida, Hawaii, or another state, you need a deed prepared by someone licensed in that state. 5:30 The big miss: What happens when clients put off dealing with their timeshare, and it's left unaddressed after they die? 7:10 Even if your California trust is set up perfectly, out-of-state timeshare real estate can trigger probate in each jurisdiction. 8:15 The other miss: Why many clients say buying the timeshare was the real mistake—rising fees, declining use, and no easy way out. 9:53 Your exit options: give-back programs, selling on the resale market, and why you probably won't recoup your original investment. 10:58 Unsolicited calls offering to help you get rid of your timeshare are a red flag. 11:15 The charity myth: why donating your timeshare to charity isn't the easy solution people think it is. Take the Next Step in Your Estate Planning Journey If this episode resonated with you, we'd love to help you with your own estate planning needs in California. Schedule a complimentary discovery call with our team at Absolute Trust Counsel. During this no-obligation conversation, we'll: Learn about your unique situation and goals Answer questions about our services Determine if we're the right fit to work together Visit https://absolutetrustcounsel.com/scheduling/ or call 925-943-2740 to schedule your free discovery call today. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a couple second and it helps spread the word about the podcast. Episode Credits: The Absolute Trust Talk podcast is brought to you with the help of Q2Mark, led by Chief Marketing Officer Susie Hays. Since 2016, Q2Mark has partnered with Absolute Trust Counsel on all marketing communications—from brand development and website design to this podcast series with over 192 episodes, social media management, video production, and more. If you're business owner looking for comprehensive marketing support, visit Q2Mark.com.

Join Jordan, Commish, Pitt Girl, a late arriving Beth, and our VP of Podcast Production Arthur. Along with SPECIAL GUEST DAVID from FOIABALL.com! We learn all about the Freedom of Information Act (FOIA) and how we can FOIA things, what kind of things we can FOIA, what we can't FOIA, what schools are a pain in the butt to FOIA, what was the weirdest thing David has uncovered, discovering people really love balloons and how much they paid for balloons, weird Nebraska research on their potential ticket buyers, how he discovered potential NIL tax fraud for a Big Ten school, his white whale of FOIA requests, biggest grocery bills, Commish and David brainstorm some new FOIA ideas, then we get into the Sac State projections based on a Malaysian LinkedIn post, Army/Navy potentially moving to Thanksgiving weekend?, The Mountain West scheduled dropped, North Dakota State to Hawaii! They are sending Nevada away to all the new schools, the Houston Astros Brisket Donuts and we challenge our Corn Correspondent, UFL new rules, 4 Point FGs, banning the tush push and limiting punts, BYU's virtual tryouts for punters and long snappers and oh so much, much more!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

THE PATH BACK TO PLEASURE AND TRUST with Maria Merloni THE PATH [TESSA] As we navigate the season of “Love Month” here at the Open Nesters, I find myself reflecting deeply on what it means to truly inhabit our bodies and our relationships as we age. I recently had the pleasure of sitting down with Maria Merloni, a therapist and sex and relationship coach who is redefining what it looks like to turn sixty with vitality, grace, and an open heart. Maria's journey is a powerful reminder that our “second act” in love can often be more profound and fulfilling than our first, provided we are willing to do the cellular work required to heal and grow. BACK TO PLEASURE AND TRUST One of the most striking parts of our conversation was Maria's transparency about her own path to finding a healthy partnership. After a first marriage and a cycle of dating men with unhealed addictions, she realized she wasn’t “bad at picking men”—she was actually picking the exact right people to point her toward her own unhealed childhood trauma. By engaging in deep, somatic therapy, she broke that cycle and eventually met her husband, Paul, at a Tantra gathering. Her story beautifully illustrates that when we heal our internal landscape, the external world—and the partners we attract—changes to meet us. Maria and Paul's relationship is a masterclass in intentionality. They don't just “exist” together; they celebrate what they call a “Relationship Party” every week. While many couples only discuss the logistics of finances or children, Maria and Paul use this time to check in on their spiritual development, their health goals, and how they are feeling within the relationship itself. It turns the implicit into the explicit, ensuring that no resentment builds and that both partners feel seen and cherished. It's a practice I believe every Open Nestor could benefit from as we redefine our lives after the kids have flown the nest. Beyond the home, Maria and Paul have embraced the freedom of the Open Nest by becoming “home exchangers,” traveling the world from Bali to Hawaii while working virtually. This sense of adventure isn’t just about the stamps in a passport; it's about a lifestyle of “life wide open.” They've turned their home into a sanctuary for the community, hosting non-sexual “cuddle parties” to address the touch-deprivation so common in our modern, tech-heavy world. This commitment to service and connection is a beautiful example of how we can use our wisdom years to foster community and healing for others. We also dove into the vital topic of embodiment and “Yoni Massage,” a practice Maria teaches to help women reconnect with their bodies. For many of us, aging can bring physical changes—menopause, dryness, or a sense of disconnection—that make us feel less “sensual.” Maria reclaims this not just as a sexual act, but as a spiritual and healing practice. She explained how “stuck energy” from past traumas can live in our tissues, and how gentle, intentional massage can release that energy, balance hormones naturally, and open up new pathways for pleasure that many women never even knew were possible. It was refreshing to hear Maria debunk the “malarkey” of the patriarchy regarding women's sexual potential. She reminded me that our power is often tied to our sexual functioning and our ability to feel pleasure, yet we have been conditioned to feel shame or believe we have limitations. Whether it's exploring the lost art of the “sacred spot” or simply learning to love our bodies as they are today, the journey toward sexual empowerment doesn’t have an expiration date. At 64, I find myself constantly learning new ways to appreciate my own “juiciness” and presence, and Maria's work is a guiding light for that exploration. We closed our talk with a beautiful sentiment from her husband, Paul: the intention to “make every moment sacred.” Despite the very real hardships life has thrown their way—including the loss of a child and family health struggles—they choose to remain present. Using techniques from Tantra, they focus on the “now,” whether that's the color of the morning sky or the sensation of breath. As Open Nesters, we have the choice to stay stuck in the grief of the “empty” nest or to awaken to the divinity in every moment. I am choosing the latter, and I hope Maria's wisdom inspires you to do the same. About Tessa Tessa Krone is the engine behind and the face of The Open Nesters. Tessa holds an MA in Consciousness Studies and is a speaker, coach, program, and journey facilitator & leader, author, and, of course, Podcaster. Her offerings are based on her mission to help people open to their most self-expressed, loving selves. Tessa's specialties include embodiment from all the senses and elements of our inner and outer lives, ranging from mindfulness, dance, play, and sensory exploration in nature. If she had one superpower, it would be to help people, especially as they age, to live more open-hearted lives. Please email Tessa to make a connection. And visit her page here on the Open Nesters Website. If you like, please answer the question: What do you need to OPEN your NEST? In your LIFE. In your BODY. In your SPIRIT. Do you need MORE… Adventure  Freedom of Expression  Exploration and Fun  Body Movement  New circles of friends  Deep love relationships

Episode Notes  Ted speaks with Mark Mason, founder of Pacific Source. They discuss his background, the logistics of building in Hawaii, the evolution of home styles, and the dynamics of running a business in a unique cultural environment. They explore the challenges of sourcing materials, the impact of local culture on business practices, and the importance of team dynamics. Mark shares insights on product innovations, competition in the industry, and the significance of hurricane preparedness in construction. TOPICS DISCUSSED 01:10 Introduction and Background 05:20 Building in Hawaii: Logistics and Challenges 10:30 Evolution of Home Styles in Hawaii 16:00 Business Operations and Team Dynamics 19:00 Navigating the Hawaiian Culture in Business 24:30 Product Innovations and Market Trends 37:00 Hurricane Preparedness and Building Materials   CONNECT WITH GUEST Mark Mason Website LinkedIn KEY QUOTES FROM EPISODE "The logistics were interesting." "It's a small world." "We have a very good team."

Personal Trainer & Assistant Manager @bullfrog_fitnessPerformance Enhancement SpecialistCertified Nutrition CoachCorrective Exercise Specialisthttps://www.instagram.com/billycav87/?hl=enThis video features an interview with Billy Cavalieri a personal trainer and assistant manager at Bullfrog Fitness. He discusses his journey into the fitness industry, his certifications, and his approach to training and nutrition.Here's a breakdown of the key topics:Billy's Background and Certifications (4:30-5:01): Dr. Matt introduces Billy, highlighting his certifications as a NASM-certified personal trainer, certified nutrition coach, corrective exercise specialist, and performance enhancement specialist.Correcting Posture Issues (7:03-7:34): Billy addresses common posture issues, particularly in the upper body, and shares his favorite drills, including trap stretches and full-range-of-motion exercises for muscle groups.Nutrition Coaching (7:41-8:03): He discusses his certification as a nutrition coach through NASM and emphasizes the importance of proper fueling for workouts, citing Lane Norton as a notable nutrition expert he follows.NASM Personal Trainer Certification (10:49-12:22): Billy describes the NASM personal trainer certification as very challenging, requiring extensive study. He shares his experience with the proctored online exam, highlighting the strict monitoring.Favorite Coffee Shop and Podcast (13:03-17:48): Billy shares his favorite coffee shop is Nitro, and his favorite podcast is Huberman Lab, praising Andrew Huberman's ability to make complex subjects understandable and entertaining.Favorite Instagram Accounts and Misinformation in Fitness (17:49-19:55): He primarily follows surfing accounts and workout videos, warning about the spread of misinformation in the fitness industry on social media.Recent Travel to Peru and Recovery from Illness (20:59-21:42): Billy mentions a recent trip to Peru where he got sick, leading to a month-long recovery period and cautious return to intense workouts.ACL Injury and Rehab Experience (37:47-40:50): Billy shares his experience with an ACL injury suffered while playing football in college, discussing his rehab process, the physical therapists involved, and his eventual return to full confidence in his knee.Joining Bullfrog Fitness (44:10-48:40): Billy explains how he transitioned from a 10-year engineering career to fitness, getting connected with Jeremiah at Bullfrog Fitness through Drew Fornaro. He praises the gym's energy and supportive environment.Common Struggles for Clients (1:07:00-1:07:53): Billy highlights diet as the biggest struggle for his clients, followed by the difficulty in teaching proper deadlift and RDL techniques due to client nervousness about back injury.Client Success Story (1:07:57-1:11:00): He shares a success story about a client who, despite initially setting some "unachievable" goals, has been consistently progressing for over a year, demonstrating the importance of gradual goal setting.Personal Goals and Future Plans (1:11:58-1:14:19): Billy reveals his personal goal of pursuing a physical therapist assistant degree, with plans to eventually earn a doctorate in physical therapy. He sees this as a way to combine his personal training expertise with rehabilitation, offering comprehensive care.Upcoming Travels and Contact Information (1:14:44-1:15:32): Billy mentions upcoming travel plans for his honeymoon in the southern Basque region of France, which includes a surf event, followed by a trip to Hawaii. He shares his Instagram handle, @BillyCav87, as the best way to contact him.Life Motto (1:15:58-1:16:26): Billy shares his favorite quote from Bill and Ted's Excellent Adventure: "Be excellent to each other. Party on, dudes," emphasizing treating people well and having a good time.

Andy Langhurst, head of the Public Access Room at the Hawaiʻi State Legislature, sheds light on the legislative process; Daniel Zitterbart, co-inventor of the "Whale Spotter" system, talks about how the AI technology can help avoid whale strikes

“Our scalp, hair, all these are meant to protect our most vital organ, which is our brain. The reason you get itchy, you can feel when you get oily, is because it's that sensitive to protect it. So we need to learn not to ignore those signs.” —Anne MarieWe know that “successful” careers can quietly drain our bodies and energy. Many of us push through pain, burnout, and misalignment because it looks stable from the outside, while our health and purpose pay the price. This conversation sits at the intersection of career change, service, and the often-ignored world of scalp health and hair loss.Our guest, Anne Marie, is a stylist, head spa specialist, and head of community events at Dolce Vita Salon. Her path runs from nonprofit work and case management through chronic back pain, grief, and a move to Hawaii, to finally owning her gift with hair and healing-centered scalp care.Hit play to explore how aligned work and intentional beauty rituals can support real healing, not just surface-level change.How Annie went from nonprofit case manager to head spa specialistThe role of service, grief, and chronic pain in reshaping her purposeWhat a Japanese head spa actually is and how it supports scalp healthHow hormones, stress, and DHT drive hair loss in womenWhy scalp microbiome health matters more than trendy productsHow Dolce Vita Salon approaches education, community, and giving backConnect with Heather:WebsiteLinkedInInstagramFacebookYouTubeEpisode Highlights:01:17 Meet Anne Marie04:30 Chronic Back Pain, COVID, Burnout & Losing Her Dad – Hitting Rock Bottom08:07 What's Your One Gift?10:05 Finding Purpose Young vs. Midlife:15:49 Conditioner Mistakes, Scalp Microbiome & Why You Need a Scalp Serum20:14 Postpartum Hair Loss, Hormones, Stress & How Scalp Treatments Help26:58 Creating a Sacred, Grounded Space for Scalp Healing & Nervous System Calm28:56 Intensive Training: Associate Program, Ongoing Education & Mastering Hair32:01 Why Scalp Care Matters More Than You Think (Ages Faster Than Your Face)Resources:

In massive gaming news, and I MEAN MASSIVE! Phil Spencer has retired from Xbox and Microsoft and his #2 Sarah Bond resigned as well, as a questionable new CEO takes the reigns. Plus Sony plans to reboot their wider Spider-manless Spider-verse after its utter collapse, no more morbin time? Mortal Kombat 2 got a Johnny Cage filled trailer and Valve is getting sued by the state of New York and as Jackie Chiles would say: "It's outrageous, egregious, preposterous!"

Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! En este primer episodio, te contamos cómo el submarino soviético lanzamisiles K-129, Clase Golf-II según la nomenclatura OTAN, desapareció inesperadamente y sin dejar rastro al norte de Hawaii con 70 misiles nucleares abordo. Nueva miniserie ☢1968 para mecenas donde Antonio Gómez te cuenta el Annus Horribilis de los submarinos nucleares. 🆕 ENLACE A TODOS LOS CB 💥 FANS 💥 https://t.me/+1uHtwikQTZ85ZWRk Episodio Asociado: CB FANS 💥 Duck Hook - Ataque Nuclear sobre Vietnam https://go.ivoox.com/rf/83317425 Casus Belli Podcast pertenece a 🏭 Factoría Casus Belli. Casus Belli Podcast forma parte de 📀 Ivoox Originals. 📚 Zeppelin Books zeppelinbooks.com es un sello editorial de la 🏭 Factoría Casus Belli. Estamos en: 👉 https://casusbelli.top 👉 X/Twitter https://twitter.com/CasusBelliPod 👉 Facebook https://www.facebook.com/CasusBelliPodcast 👉 Instagram estamos https://www.instagram.com/casusbellipodcast 👉 Telegram Canal https://t.me/casusbellipodcast 👉 Telegram Grupo de Chat https://t.me/casusbellipod 📺 YouTube https://bit.ly/casusbelliyoutube 👉 TikTok https://www.tiktok.com/@casusbelli10 👨💻Nuestro chat del canal es https://t.me/casusbellipod ⚛️ El logotipo de Casus Belli Podcasdt y el resto de la Factoría Casus Belli están diseñados por Publicidad Fabián publicidadfabian@yahoo.es 🎵 Todos los temas musicales aparecidos en este episodio están compuestos por Dani CarAn. Esta obra está protegida bajo la licencia Creative Commons Atribución – No Comercial 4.0 Internacional (CC BY-NC 4.0) https://creativecommons.org/licenses/by-nc/4.0/deed.es 📧¿Queréis contarnos algo? También puedes escribirnos a casus.belli.pod@gmail.com ¿Quieres anunciarte en este podcast, patrocinar un episodio o una serie? Hazlo a través de 👉 https://www.advoices.com/casus-belli-podcast-historia Si te ha gustado, y crees que nos lo merecemos, nos sirve mucho que nos des un like, ya que nos da mucha visibilidad. Muchas gracias por escucharnos, y hasta la próxima. ¿Quieres anunciarte en este podcast? Hazlo con advoices.com/podcast/ivoox/391278 CB FANS 💥 ☢1968 - Desastre del K-129 Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

In this episode of For The Dads with Former NFL Linebacker Will Compton, hosts Will and Sherm talk about Will’s recent travel to Hawaii, trade HILARIOUS stories about their grandparents, and get asked their opinion on whether a child should be circumcised or now — all while keeping the episode fun, fresh and of course, under an hour. The episode kicks off with a warm welcome to our first ever guest host before they dive into some hilarious conversations, including: Will’s Dad Hack Pivot after missing Ballet Will read his book from his mother A PT6 email that leaves us in SHAMBLES Other highlights include: An MT6er in need of LOVE Sherm’s Near Death Experience (GOOD)

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

Keith Bulluck joins the show to talk about his childhood friendship with Adam before pivoting into the Titans disappointing season. They dive into what's next for the Titans with Robert Saleh at head coach, Cam Ward's potential and talks about his relationship with Jim Schwartz. Adam recaps his epic vacation in Hawaii. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Big Rig Craig and Big Tom join us to discuss results around the country.  https://www.rockymountainatvmc.com/?ref=1090&utm_source=youtube&utm_medium=onthepipepodcast&utm_campaign=influencer https://linktr.ee/onthepipepodcast Also give us a follow to stay up to date! Instagram- https://www.instagram.com/onthepipepodcast/ Facebook- https://www.facebook.com/On-The-Pipe-Podcast-1474683515925676/?ref=bookmarks TikTok- @onthepipepodcast Apple Podcast- https://podcasts.apple.com/gb/podcast/on-the-pipe-podcast/id1295853841  

What happens when a technology-minded New Yorker stumbles into Hollywood and ends up reshaping how the industry makes trailers, title sequences, and motion graphics for the next three decades? This week, Eric Ladd joins the show to talk about his winding path from floppy disk drives and Bank of America to running Novocom, building Pittard Sullivan into a global powerhouse, and founding Picture Mill, one of the most influential design and motion graphics companies in entertainment marketing history. Now he's doing it again with Ignite XR, creating AR and social content tools contracted by TikTok, Snapchat, and Instagram. Along the way, the conversation covers how Picture Mill got its name (in a single impulsive moment at a lunch meeting), the deal that fell apart and sent half of Pittard's leadership out the door to start their own companies, and how Eric pioneered digital before the industry even had a name for it. He also shares what it was like to shoot the Mandalay tiger in Hawaii, fly to Edwards Air Force Base with a first-time solo pilot to blow up a quarter-scale hotel, and pitch George Lucas on a Star Wars re-release trailer using a clip of Apocalypse Now on VHS. Key Takeaways Confidence Is a Skill Before leaving Pittard, Eric had already grown Novocom from two people to sixty. That track record gave him the credibility to walk into Aspect Ratio's Citrus lunch meeting with an $8.5M business plan he'd written in two hours — and walk out with a credit line and the name Picture Mill. The People You Work With Are the Real Portfolio When asked about favorite campaigns, Eric sidestepped the question entirely: "I have favorite people." The relationships formed in those early years, including editors, designers, producers, directors, are what he actually carries forward. Know When to Leave, and Who Should Replace You At Pittard, Eric not only knew when his time was up, he named Anne Epstein as the person who should take the job. Succession thinking and generosity with credit have been constants throughout his career. Bleeding Edge Requires a Tolerance for Uncertainty Whether it was scanning and comping an entire Spike Lee trailer in the early days of digital, pioneering AR filters on Snapchat before the platforms knew what to do with them, or landing a contract with ByteDance by simply delivering a working product without being asked, Eric's approach has always been to figure it out first and explain it later. AI Is a Tool, Not a Threat... If You Have Ideas The conversation about AI cuts to the heart of what this show is about. Eric's view: "It all comes down to ideas." AI can execute, but someone still has to direct it. The people who will struggle are those who were already functioning as tools themselves. Notable Quotes "I went over there at five o'clock and Ed and I were there till ten. We just clicked." "I said, 'You can't afford me.' He said, 'How much do you want?' Six months later my paycheck just went WHOOSH." "When we came back from lunch, we'd hired every one of those people in the waiting room." "It all comes down to ideas. AI can give you ideas, but it lacks what humans can do with them." "A lot of being successful has to do with wherewithal. If you can hang in there long enough, you can be successful doing anything." "When we're gone, those stories are gonna be gone with us." "Not anymore. They're on the record!" Connect Eric Ladd — ignitexr.com Corey Nathan — @coreysnathan on all platforms Our Sponsors Meza Wealth Management – mezawealth.com The Golden Trailer Awards – goldentrailer.com Join the Community Like what you hear? Leave us a rating and review! Connect with Corey on all platforms @coreysnathan Subscribe for new episodes every week and keep up with the world's best trailer creatives!

Everyone hears about pre-nups but what about post-nups? They're drafted and signed AFTER two people are legally married and they're typically much weaker when brought in front of a judge.    For example, the following post-nups of a young couple in Hawaii will likely not stand up in court.    It states that in the event of a divorce: the husband gets all the assets; their family home and full custody of their daughter. The wife gets nothing.    Nothing besides two stipulations:     She is permanently banned from visiting psychics nor can she ever, under no circumstance, see or speak to her fertility specialist ever again.    The specialist is a local acupuncturist named Jon Takuhara who has helped multiple couples successfully conceive. What does Jon have to do with anything? And is it just a coincidence that two weeks after the couple signs their post-nups, Jon is found murdered?        Full show notes available at RottenMangoPodcast.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.