Podcasts about Hawaii

Gonzaga University professor Veta Schlimgen chronicles the history of Hawaii and how it maintained its culture after becoming a U.S. state in 1959. Gonzaga University is located in Spokane, Washington. Learn more about your ad choices. Visit megaphone.fm/adchoices

Daniel Buitrago & Brandon Fifield welcome special guests Travis & Lori Price, Owners & Operators of Fish Em, LLC in studio to talk Kenai River Guide Life, river ethics, and providing a world class fishing experience!    Fur Rondy was bust and freezing ass cold, enjoy the ice sculptures, B's trip up to Coke Wallace's place this weekend, Skilak Lake has some sketchy ice, shout out to all the folks who donated prizes to the 3rd annual Dray Result Party @ Double Shovel Cidery, (AK Wild Sheep, Alaska Gear Company, Alaska Blade Works, Screaming Eagle Archery & BHA Alaska) Alaska Outdoor Mentorship Program, Women hunting Alaska, On this day in Alaska History brought to you by Northern Waste, Travis & Lori's backstory & history, from Virginia and Hawaii to Alaska, building the guiding business, Fishing with Santa Event, favorite part of the Kenai river to fish, timing for flies, beads & flesh, best trout fishing during the pink runs, guides giving guides a hard time, give and take with the locals, a love for the upper Kasilof River, green mountain grille smoked salmon, Traeger Coffee Rub seasoning, Graying in Upper Kenai River, Trivia brought to you by Connoisseur Crude, 2026 Iron Dog Champs, AK State Record Rainbow Trout/Steelhead, Japan eats all our salmon, over 600 registered fishing guides operate in Alaska, Rapid Fire brought to you by Alaska Gun Co, Catch Fish & have Fun!         Visit our website - www.alaskawildproject.com Follow us on Instagram - www.instagram.com/alaskawildproject Watch on YouTube - www.youtube.com/@alaskawildproject $upport on Patreon - www.patreon.com/alaskawildproject Visit Fish Em - www.fishem.net

CLICK HERE! To send us a message! Ask us a Question or just let us know what you think!David Whelan is a foremost authority on the assassination of John Lennon.The conversation explores the complexities surrounding Mark Chapman's life and motivations. Chapman's background includes influences from religion and potential MKUltra programming. The significance of Chapman's time in Hawaii is highlighted as a turning point. The relationship between Chapman and Gloria raises questions about complicity.The day of the assassination is dissected for inconsistencies in witness statements.The role of security and bodyguards is questioned in the context of the assassination. Political implications, particularly regarding Reagan's administration, are discussed.The narrative surrounding the assassination is filled with conspiracy theories and unanswered questions. The legacy of John Lennon continues to provoke discussion and analysis. The political landscape during Nixon and Reagan's era influenced many events.John Lennon was a significant cultural figure advocating for peace.The mechanics of the shooting raise questions about the official narrative. Eyewitness accounts and medical evidence contradict the official story. There are suspicious characters and anomalies surrounding the assassination. The role of the police and their actions post-shooting are questionable.The involvement of secret organizations in political events is concerning.The media's portrayal of events can obscure the truth.The investigation into Lennon's death is ongoing and complex.Future revelations may change our understanding of the assassination.If you want to by David's Book click Below:https://www.amazon.com/stores/David-Whelan/author/B0D3549SFP?ref=sr_ntt_srch_lnk_1&qid=1772459579&sr=8-1&shoppingPortalEnabled=true&ccs_id=3b67c801-40d0-480a-a8dc-b0eff0b8f9fc

HPR All Things Considered host Dave Lawrence sends off a pair of guests today, starting with songwriter, singer, guitarist John Hammond, who passed last weekend at age 83. He joined us in 2016 for an interview in the Atherton Performing Arts Studio.

HPR All Things Considered host Dave Lawrence offers a send-off for another guest we've lost: music legend and one-time teen idol Neil Sedaka. Neil passed last weekend at age 86.

Welcome to Channel Nine. This week Paul Rodriguez sits in with us to talk about the NB Numeric's "Running Numbers" US Tour 2025 video, Rick Kosick breaks down his iconic photo of Daewon Song for the cover of Big Brother magazine in our new segment "Frame By Frame", The Retail Report featuring 808 Skateshop in Hawaii and much more! Become a Channel Member & Receive Perks: https://www.youtube.com/TheNineClub/join Nine Club Merch: https://thenineclub.com Sponsored By: AG1: Get a FREE Welcome Kit worth $76 when you subscribe, including 5 AG1Travel Packs, a shaker, canister, scoop & bottle of AG Vitamin D3+K2. https://drinkag1.com/nineclub LMNT: Grab a free Sample Pack with 8 flavors when you buy any drink mix or Sparkling. https://drinklmnt.com/nineclub Woodward: Purchase camp with code NINECLUB and receive a $150 discount off of summer camp. https://www.woodwardpa.com Monster Energy: Monster Energy's got the punch you need to stay focused and fired up. https://www.monsterenergy.com Yeti: Built for the wild, Yeti keeps you ready for any adventure. https://www.yeti.com Richardson: Custom headwear for teams, brands, and businesses crafted with quality in every stitch. https://richardsonsports.com Etnies: Get 20% off your purchase using our code NINECLUB or use our custom link. https://etnies.com/NINECLUB éS Footwear: Get 20% off your purchase using our code NINECLUB or use our custom link. https://esskateboarding.com/NINECLUB Emerica: Get 20% off your purchase using our code NINECLUB or use our custom link. https://emerica.com/NINECLUB Find The Nine Club: Website: https://thenineclub.com Instagram: https://www.instagram.com/thenineclub X: https://www.twitter.com/thenineclub Facebook: https://www.facebook.com/thenineclub Discord: https://discord.gg/thenineclub Twitch: https://www.twitch.tv/nineclub Nine Club Clips: https://www.youtube.com/nineclubclips More Nine Club: https://www.youtube.com/morenineclub I'm Glad I'm Not Me: https://www.youtube.com/chrisroberts Chris Roberts: https://linktr.ee/Chrisroberts Links We Talked About: NB Numeric's "Running Numbers" US Tour 2025: https://www.youtube.com/watch?v=z-DUIGBsjkw Rick Kosick Instagram: https://www.instagram.com/rickkosick Rick Kosick Website: https://www.rickkosickfilms.com Rick Kosick YouTube: https://www.youtube.com/RickKosickFilms 808 Skateshop Website: https://www.808skate.com 808 Skateshop Instagram: https://instagram.com/808skate Timestamps (00:00:00) Channel Nine (00:00:10) P-Rod is in the building (00:07:00) Paul talks PSL (00:13:50) Frame by Frame featuring Rick Kosick (00:32:00) New Balance Running Numbers Tour video (00:48:00) The Retail Report featuring 808 Skate in Hawaii (01:17:00) More PSL talk, evolution (01:31:00) Signing off and Thank You! Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Expanded Perspectives, Kyle kicks things off by recounting a recent trip he and Luke took to San Antonio for a horror festival—an event packed with eerie atmosphere, strange encounters, and plenty of inspiration for the unexplained.From there the show dives straight into a series of chilling listener stories. One woman shares a disturbing encounter deep in the woods of West Virginia, where she claims to have stumbled upon what appeared to be a clan of feral people living far from civilization. Another strange report comes out of rural Arkansas, where a witness describes a large, Bigfoot-like creature sneaking onto her property and stealing chickens in the dead of night.After the break, Kyle explores a far more unsettling corner of folklore and legend—the terrifying side of the world's little people.Most people imagine these beings as harmless figures from fairy tales: gnomes beneath toadstools, fairies dancing in moonlit glades, pixies darting through the trees like sparks of light. Across many cultures, these small humanoids are said to dwell in hidden corners of the world, quietly watching from forests, caves, and ancient hillsides. But not all of the stories paint such a gentle picture.Kyle examines darker legends of mysterious tiny beings reported across the globe. From the eerie tales of the Ebu gogoon the Indonesian island of Flores, to the clawed, nocturnal river creatures of Cuba known as the Guije, and the mysterious underground builders of Hawaii called the Menehune.Along the way, the discussion even touches on the real-world discovery of Homo floresiensis, the tiny ancient humans uncovered on Flores—nicknamed “the Hobbits”—and the unsettling possibility that some legends may have deeper roots in reality than we once believed.From strange sightings in Epping Forest to bizarre wartime encounters on the windswept cliffs of Orkney Islands, tonight's episode explores the darker side of a legend most people think they understand.Sponsors:IQBAR: Right now, IQBAR is offering our special podcast listeners 20% off all IQBAR products, plus get FREE shipping. To get your 20% off, text EXPANDED to 64,000. Message and data rates may apply. See terms for details.Show Notes:Glimmer Man Book: Cloaked Beings That Move Among Us

FORGET DR JACKIE AND SURROUND SOUND SIMONE! WE GOT DR NOOR IN THE BUILDING! My New Jersey love Noor (of “The Reality Is” podcast) is here with me today to discuss some HBO programming! We touch on Dunk and Egg over on "Knight of the Seven Kingdoms" before putting on our scrubs and diving headfirst into "The Pitt" (located in Hawaii if you believe everything you read on Threads). WHERE THE HELL IS BABY JANE DOE?! Download and listen today to find out! Follow Noor on Instagram! Listen to “The Reality Is” on Apple Podcasts! Listen to “The Reality Is” on Spotify! *** HEY! Some of you have asked how you can show your appreciation for all the content provided by your mama's favorite Black geek. How about you buy me a beer/coffee? CLICK HERE TO SUPPORT! ***   New episodes of “I Ken Not with Kendrick Tucker” are released weekly!   DON'T FORGET TO SUBSCRIBE, RATE, AND REVIEW! I LOVE 5 STARS! EMAIL ME AT IKENNOTPODCAST@GMAIL.COM! FOLLOW ME ON INSTAGRAM! FOLLOW ME ON THREADS! Learn more about your ad choices. Visit megaphone.fm/adchoices

Rebecca Dow in Hawaii, Paul Gessing here in town, and what's after Iran on News Radio KKOBSee omnystudio.com/listener for privacy information.

How long can Kelly Slater, star of Stab In The Dark X and, less famously, the greatest competitive surfer of all time, remain the topic of conversation at stabmag.com? Indefinitely, one suspects. He is, after all, the most fascinating and formidable of lab rats. But for our fragile neural circuits, let's linger on Kelly one last time, in all his scheming, elegant, slightly terrifying glory. This week, Stab co-founder Sam McIntosh joins Dane and Dooma at the Stab Mic desk. They start where the conversation had no choice but to go: Kelly's selection of his own shaper, Dan Mann, as the shaper of the decade, and the fallout that ensued. Though Sam encouraged him to cut his own shaper's board, which is the gentleman's agreement for every previous edition of SITD, Kelly was naughty. He raged against the system and left his Mann in play. Sam defends him: deceptive, mercurial, infuriating, sure. But a liar? Must be a brilliant one. We're treated to SITD marginalia: Sam marooned on the beach counting Kelly's 147 waves, navigating the small cruelties of doing business with Kel, while Dane recalls a Hawaii heat where he had Kelly on the ropes, head held to the flame, until Kelly conjured a buzzer-wave and clipped him anyway. The lads also muse with perverse delight over Kelly's body, debate his T-shirt size, his multiple invites and refusals to Diddy parties, the possibility of his name in the Epstein files, and the tale of Sam getting slept by a former pro surfer. Enjoy the episode.

In 1892 the world's largest telescope, the Lick Observatory's 36 inch refracting telescope made the news when E.E. Barnard discovered, Amalthea, the 5th moon of Jupiter. In 2025 this historic telescope made the news again when on Christmas morning winds of 114 mph blew off a 3 ton piece of the shutter on its dome.The adaptive optics research pioneered at Lick Observatory helped in the creation of the twin giant 10 meter telescopes that sit atop Mauna Kea in Hawaii.

Maj. Gen. Lance A. Okamura discusses the military's partnership with Oʻahu officials to ensure Kolekole Pass can serve as an evacuation route; Hawaiʻi's new state poet laureate Lee Tonouchi says he plans to use his role to uplift marginalized voices

Rich Marquez, AKA “Pono,” was diagnosed with stage 3+ pancreatic cancer, a diagnosis where only 15-20% of patients are even eligible for the life-saving Whipple procedure. Through what he calls a series of miracles, strong medical care, unwavering faith, a disciplined approach to nutrition and prehab, and constant care and encouragement from his wife, Rich not only endured the strongest preventive treatments with virtually no side effects, he kept living. Two weeks after finishing 12 rounds of chemotherapy infusions, he was on a plane to Hawaii to play softball. Months later, Rich was competing at the Huntsman World Senior Games, where the team earned a bronze medal. Today, his labs are clear, he's cancer-free, and he's preparing to take the field again. This year, Rich's team gave him the nickname “Pono,” a Hawaiian word and name meaning righteousness, balance, and integrity, and he wears the name with honor. Send a text

  Where in the world am I? In San Diego today.   Hi there. I'm Dr. Mary Travelbest, coming to you from a recent trip to South Korea, now sharing my best travel ideas. I'm about to launch on a 90-day trip around the world.   Listener Story Spotlight   A friend and a listener named Lois recently went to Hawaii. She told me about how she spent a lot of time getting travel insurance for herself and her partner. She had to pay more than she expected as her partner was having a birthday between the day she bought the service and the day of the trip. But she said it was well worth it for her peace of mind.   Quick fire FAQ: The FAQ for today is: Where to find the best travel insurance for a long trip abroad.   1. Start with a neutral comparison engine and you can see this in the shownotes. Why use it first? Where to click Smart filters to enable Lets you price 30-day single-trip plans from dozens of underwriters side-by-side, then click through to the policy certificate in one step. Squaremouth (toggle "Comprehensive" or "Medical-only" to see apples-to-apples pricing). Squaremouth Travel Insurance Medical ≥ $100k, Evac ≥ $250k, "Cancel for Any Reason" if you want maximum flexibility. Gives you consumer-written claim reviews plus AM Best financial ratings right in the results grid. InsureMyTrip (same data feed as Squaremouth but different sort logic). Add "Pre-existing condition waiver" if relevant; check "Adventure sports" if you'll hike or dive. Pulls quotes from some insurers that don't feed aggregators (e.g., Allianz's higher-tier plans) and lists A.M. Best scores. TravelInsurance.com Use the "24/7 assistance" toggle; you'll see which plans outsource help lines. Skeptical check: All three make a commission; none of them has every carrier. Run your trip through at least two engines and see if the so-called "cheapest" plan really is. 2. Cross-reference with an independent ranking list ●      U.S. News "Best Travel Insurance Companies 2025" ranks plans by coverage and claim-paying history—not advertising spend. It's a fast way to see which names (Travelex, Allianz, Tin Leg, etc.) consistently show up in the top tier. U.S. News 3. See what other solo women say ●      SoloTravelerWorld.com keeps an updated "Best Travel Insurance for Solo Travelers" guide that spells out what to look for if you're traveling alone—single-supplement benefits, harassment coverage, and 24-hour crisis lines. Solo Traveler ●      AbsolutelyLucy.com lays out five red flags that matter disproportionately to women (e.g., personal-assault medical limits, emergency contraception exclusions). Absolutely Lucy Read these before you fall for glossy Instagram ads that treat "female-friendly" as a slogan. 4. Kick the tires on the insurer's own site If a plan looks good in a marketplace, open the policy certificate directly on the carrier's website (World Nomads, SafetyWing, Allianz, IMG, etc.). World Nomads publishes unfiltered claim reviews—useful for sniffing out chronic payout delays. World Nomads 5. Verify what your government will—or won't—do The U.S. State Department's Insurance Coverage Overseas page makes it crystal-clear that Uncle Sam does not pay your hospital bill or med-evac. It also links to the embassy medical resources for every country, which tells you how far the nearest trauma center is from your trekking trail. Travel.gov 6. Double-check your credit-card benefits Cards in your wallet may cover trip delay, baggage loss, or secondary car rental insurance. The Points Guy keeps a running tally of cards whose built-in coverage is worth something—and where the gaps are (e.g., no medical evacuation). How to use these resources efficiently Quote your exact dates (don't round your trip to a calendar month; excess days add cost). Filter for medical & evac first; those are the two benefits that can bankrupt you. Ignore marketing buzzwords like "explorer" or "adventure" until you've opened the PDF certificate and searched for the activity you actually plan to do. Run your final-four shortlist past recent claim reviews (Squaremouth, Trustpilot, Reddit r/solotravel) to see if the carrier ghosted people during COVID or the Israel–Gaza cancellations. Purchase directly from the insurer once you've chosen—that avoids aggregator change-fees if you need to modify dates. Stay curious, question every "Top 10" list's methodology, and you'll land the coverage that fits your risk profile—nothing more, nothing less.     60 second confidence challenge   3 things: neighborhood selection, daylight itineraries, scam avoidance Select walkable neighborhoods with public transportation nearby if you don't drive. Read reviews on the AirBNB website before you select. When booking a flight or train, be sure it arrives at a daylight time, which can differ in winter months. If it comes after dark, it will be more of a challenge for you. To avoid scams, be cautious when choosing passwords, logging out of websites, and making online purchases. These are very typical scams. If you are suspicious, you may be right to avoid that vendor and choose another. Don't look like a target, either.     If you like today's Confidence Challenge, Chapter 1 of my book dives deeper—link in description."   See Book A for addressing all of these items. Find it on the website: 5 steps to solo travel.com or on Amazon. It's a series.   Destination Deep‑Dive Today's destination is:       South Korea   I visited South Korea last year and am going back this month.  I landed at Seoul's Inchon Airport. My Korean pronunciation is not good, so please bear with me as I describe my trip. I was excited to see the city through my friend Chris's eyes. We were whisked away to a hotpot dinner, then taken to the French neighborhood in Seoul, where we rested overnight. The next morning, we drove south to visit a town about 2 hours away and stayed in Wolbong-ro (Road), in Seobuk-gu, near SeongJeong.   South Korea is about the same size as the US state of Virginia, or compared to the size of the country of Hungary. If you look at the size of the entire peninsula, you would say it's the same size as Minnesota or the country of Great Britain.   I was only there for four days, but during this time, I was able to see a lot of Seoul and explore some places to share with you.   For example, the Seoul Noryangin Fisheries Wholesale Market is five stories tall and open to the public. It's worth seeing if you like seafood, and you can roam the aisles looking for your favorite fish delicacies.   I visited the Vovo Bidet company and met with the director and some of his team. Have you seen the #1 Bidet firm in Korea? They have retail and wholesale offices in the Los Angeles area as well. I liked the tour of the offices here in Seoul. They even have a Bidet to go. Think about that for a minute. That was in Daebang-dong or Seocho4-dong.   I visited retail stores such as Zara, one of my favorite fashion stores. I had Chinese, Japanese, and Fusion foods. I took subways, buses, taxis, and Ubers, plus trains. I went to Gwannghumun Square, the purple Station #9.   I went to the shopping mall called The Hyundai, and found stores like Zanmang Loopy, the Hyundai Present, and a great coffee and tea shop.   I learned about Hanguel, the Korean alphabet, and saw the statue of Sejong the Great. There was also another statue of Admiral YiSun Sin. The Bukchon Honok Village is a quiet residential area. Jogyasa Temple is where you will see Buddhism. Hongdae is the neighborhood for independent artists.   Yonsei University was a place I wanted to visit next time, as I was in the neighborhood and liked it a lot. Gangnam style, well, maybe next time. I tried new foods, such as mung bean pancakes and hotteok dessert. We had a wonderful dinner at Sushi-ya Shabu-ya, about an hour from Seoul, near Korea Nazarene University in Cheonan-si-Buldang1-dong.   Recommended: Relax in a tea house.     Smart Move and Slip-up pairings We arrived in     In Korea, we were unable to enter the building because we had insufficient funds on our transit cards. Instead, we had to see the office at the kiosk and pay for the train. It was not much, but it did take a few minutes. We arrived well ahead of the recommended 3 hours, so that was not an issue.     60-second confidence challenge   Do you or don't you tip? Not in South Korea. But it's always smart to ask. Be confident when you know the expectations.   Resources Roundup   If you are looking for more solo female travel resources, you can find several tips and ways to navigate the pitfalls, such as paying the difference on the transit card when traveling long distances or knowing when to tip.   Take away mantra and goodbye.   When you get lost, don't get upset. Get found. You will be better off if you cool your brain down instead of heating it incorrectly. Chill, and you'll be found sooner. Dr. Travelbest's tip #760.   Thanks for listening.

Community news for March 2026! After headlines, we feature interviews with two HPF partners advocating for their communities during this legislative session: First, Cameron Miyamoto (co-president of PFLAG Oʻahu) shares about PFLAG Oʻahu's participation in the 2nd annual Queer Day at the Capitol on February 17 and about HB 1875, a bill to protect access to gender-affirming care. To learn more about PFLAG Oʻahu, check out our full-length interview with the two co-presidents here. Second, we hear an update from Anne Frederick, executive director of the Hawaiʻi Alliance for Progressive Action (HAPA), and their focus on two legislative areas: getting money out of politics and protecting communities from pesticide drift. To see the data on pesticide use and learn more about the Safe Farms, Safe Food coalition, visit safefarmssafefood.com. To learn more about HAPA, check out our full-length interview with them here. Links from headlines: To see when our partners are hosting workdays and how to RSVP, visit hawaiipeoplesfund.org/calendar. The survey on traumatic brain injury uplifted by Kamāwaelualani can be found here. Mahina ʻŌlelo Hawaiʻi episodes: 98. ʻĪmaikalani Winchester (Lā Hoʻihoʻi Ea Honolulu): "Hāpai i ke kuleana" 97. Pualiʻi Rossi (I Ola Wailuanui): "He aha ka makemake o ka ʻāina ʻo Wailuanui?" Tags: Hawaiʻi, Hawai'i, Hawaii

AM Best Senior Associate Editor Renee Kiriluk-Hill examines how Hawaii's homeowners insurers are responding to catastrophic wildfire losses with steep rate increases, tighter risk selection, and strategic decisions that may foreshadow trends in other catastrophe-exposed states.

Miti e leggende del Triathlon - puntata 003Pagina ufficiale: https://www.mondotriathlon.it/mitiMITI E LEGGENDE DEL TRIATHLON, in prima visione la nuova puntata sul canale youtube @DaddoSport ogni venerdì alle 19.00!Mark "The Grip" Allen: il triatleta perfetto che ha dovuto cambiare anima per vincereL'incredibile odissea sportiva di Mark Allen, eletto da ESPN come il più grande atleta di endurance di tutti i tempi. Dopo sei anni di sconfitte brucianti contro il rivale Dave Scott all'Ironman di Kona, Allen capisce che per vincere non deve allenare solo il corpo, ma trasformare la propria mente. Attraverso una rivoluzione interiore che unisce il metodo Maffetone, la meditazione e lo sciamanesimo, nasce lo "Zen Master". Il racconto culmina nella leggendaria Iron War del 1989, dove Allen sconfigge i suoi demoni e il suo rivale, dando inizio a un regno di sei vittorie totali alle Hawaii e lasciando un'eredità che va ben oltre lo sport.CAPITOLI0:00 - Introduzione: Chi è Mark Allen, il più grande di sempre1:38 - 1982: L'inizio casuale e la folgorazione televisiva3:15 - L'incubo Dave Scott: 6 anni di sconfitte e "maledizione"4:53 - La rivoluzione interiore: Metodo Maffetone e lo Sciamano5:58 - "The Grip" diventa "Zen Master": Il guerriero e il monaco6:25 - 14 Ottobre 1989: Il giorno della Iron War7:19 - La battaglia mentale: I colpetti sulla caviglia di Scott7:46 - Il sorpasso su Palani Hill: Mark Allen vince Kona8:42 - Record demoliti e il regno del campione (21 vittorie consecutive)10:18 - L'eredità di Mark Allen: Da rivali a fratelli con Dave Scott 11:23 - Conclusione: Qual è la tua personale Iron War?#daddocè #mondotriathlon #ioTRIamo ❤️ #triathlon #trilife #fczstyle #daddosport #govegan #stopgenocide #markallen #davescott #ironwar #ironmanDiventa un supporter di questo podcast: https://www.spreaker.com/podcast/mondo-triathlon-daddo-podcast--2275909/support.Questo episodio include contenuti generati dall'IA.

“If the King Attacks the Persians, He Will Destroy a Great Empire,” (ha! “it will be yours” quips Delphic Oracle) Offering this essential book in our Fund Drive, as a reciprocal blessing for pledging www.kpfa.org Spookily pertinent to now! Replaying portions of Caroline's March 13, 2008 interview — Where there is Mars – Let there be Venus! May Americans know history!   Caroline welcomes Stephen Kinzer, whose splendid book, “All the Shah's Men,” just out in paperback, and including an urgent hyper-pertinent preface, “The Folly of Attacking Iran,” is a book truly that all Americans (certainly candidates) should read. Delineating not only the 1953 American coup that overthrew the democratically elected Mohammed Mossadegh, and installed the Shah, this book provides us with Venus, historically informed reverent intimacy with a rich culture, whom we all would do well to understand and ally with its long desire to have truly just leadership. Stephen Kinzer is an award-winning foreign correspondent who has worked in more than fifty countries. He has been New York Times bureau chief in Istanbul, Berlin, and Managua. His books include “Overthrow: America's Century of Regime Change from Hawaii to Iraq.”   And weaving clips from Omid Safi, allying with the rich traditions of Iranian culture, inter-woven with the guiding astro*animism of now …. Preserving humanity (our own & Iranian friends)     The post History, Culture, Empathic Kinship  appeared first on KPFA.

Join Psychic Medium Cari Mugz as she talks about her trip to Hawaii and the importand lesson Spirit taught her. Cari Mugz Instagram: @spirit.medium.carimugz FB Page: Psychic Medium Cari Mugz Website: https://www.carimugz.com/ #cariconnects #carimugz #psychicmedium #mediumship #weeklyreading #cardreading #cardoftheweek #idahofalls #mediumidahofalls #psychicmediumidaho #bestmediumidahofalls #spiritualgrowth #spiritguides #awakening #psychicsofidaho 

Maui County Councilmember Gabe Johnson, who represents Lānaʻi, discusses the first affordable housing project to be built on the island in over 35 years; Kauaʻi County Councilmember Fern Holland provides an update on immigration raids that took place on Kauaʻi in November

More U.S. bombers are arriving in the Middle East, according to the Secretary of Defense Pete Hegseth. The mother of a man accused of slashing a Honolulu police officer's throat says he has been struggling with mental health. The state recently saw its first conviction for habitually driving without a license under newly enhanced penalties. See omnystudio.com/listener for privacy information.

This week on The Lexy Show, we're diving into the world of Cheeki Swim, a Hawaiian‑born swimwear brand that blends handmade craftsmanship, sustainability, and island‑inspired style.  Founded by Gigi Scholbi in Oahu, Cheeki Swim creates each piece with care, using recycled and deadstock materials to make custom, unique swimwear that channels the energy of the islands. We'll explore how Cheeki's commitment to slow fashion pushes back against the fast‑fashion norm, offering sustainable swimwear that doesn't compromise on style. From Gigi's journey of building the brand from a dorm room dream to real‑world collections, to why sustainable swimwear is more important than ever, this episode is a refreshing take on how we can look good and feel good about our choices. If you're into ethical fashion, beach vibes, or just a good story about passion and purpose, this episode is for you. 

We Hisessions Hawaii Podcast Episode #251 - Takehiro Hira - "Actor" by Hisessions

SHOW NOTES In this episode, Phil, Pat, and I discussed: Their 35-year journey from a startup to one of Hawaii's most respected integration firms   How they've built a lasting company culture through honesty, teamwork, and strong community roots   Their vision for the next generation, including mentoring future leaders and transitioning ownership to their team   Phil and Pat's story is one of resilience, innovation, and integrity — a true testament to what's possible when family, passion, and purpose align. So settle in and enjoy my conversation with Phil and Pat Mulligan of PAC Hawaii. Let's get started! To get transcripts, resources of what was mentioned in the show, and more visit: onefirefly.com/au346

Kristine Altwies, former head of Hawaiʻi's lead international adoption agency, shares concerns about protections for adoptees without U.S. citizenship; Maj. Gen. Kelly K. McKeague discusses efforts to retrieve a sunken Japanese ship that carried hundreds of American prisoners of war

Send a textFind Michele at https://www.bookclues.comA voice from the golden age of flight opens the door to one of history's most enduring mysteries. We sit down with National Geographic writer Rachel Hartigan, author of Lost: Amelia Earhart's Three Mysterious Deaths and One Extraordinary Life, to trace Earhart's path from a refined but unstable Midwestern childhood to global fame—and the fateful push toward Howland Island that still puzzles pilots and historians.Across this episode, we unpack the pressures and logistics behind the round-the-world attempt, from Purdue University's backing to the costly reset after a ground loop in Hawaii. Rachel explains how Earhart's training and tech intersected with 1930s realities: a new direction finder she barely used, a likely damaged antenna out of Lae, strict radio schedules that clashed with Itasca's expectations, and the navigational knife-edge of finding a 20-foot-high island in open ocean. We examine the competing theories with fresh detail. The Nikumaroro hypothesis offers intriguing clues—burn features, period artifacts, detection dogs—but no confirmed plane. The Saipan capture narrative thrives on secrecy and conflicting memories from wartime, yet lacks verifiable proof. The ditching scenario remains the most parsimonious: fuel exhaustion, a missed visual, and a descent into the Pacific near Howland.What makes Earhart timeless is more than her records; it's the mindset. She moved through barriers with a matter-of-fact confidence, managed fame as strategy, and insisted on her own terms in marriage and work. Rachel's field experience—from coral atolls and coconut crabs to deep-sea search tech—grounds the story in evidence while honoring the human drive behind it. If you care about aviation history, navigation, search and rescue, or the psychology of unsolved cases, this is a clear, compelling guide to what we know, what we don't, and why we still look.Subscribe, share with a friend, and leave a review to keep thoughtful conversations like this in the air. Which theory convinces you most?Find Rachel at https://rachelhartiganauthor.com/National geographic Books https://www.nationalgeographic.com/books

On today’s episode, we catch up with Gov. Josh Green, who’s been fielding a lot of questions about his lieutenant governor. During Spotlight Now, Green explains why he wants to maintain neutrality in the matter, addresses political rumblings about challengers in the lieutenant governor race, and how the international conflict could impact Hawaii.See omnystudio.com/listener for privacy information.

After over 35 years, new affordable housing for local families is making its way to Lanai. The death of a Hawaii resident at Kilauea Caldera is under investigation at the national park. Honolulu Mayor Rick Blangiardi presents next year's budget, which is about $130 million less than this year's.See omnystudio.com/listener for privacy information.

An investigation into a death at Hawaii Volcanoes National Park, where a man's body was found. Hawaii's Governor reacts to the campaign finance investigation into his lieutenant governor, why he says he is choosing to stay neutral. We are 6 weeks away from tax day. But the annual headache may come with a sweeter reward this year. See omnystudio.com/listener for privacy information.

Honolulu Mayor Rick Blangiardi outlines his top priorities in his proposed multibillion-dollar budget for the next fiscal year. A man is dead after being airlifted from an off-limits area near Kilauea's caldera. President Donald Trump defends strikes against Iran as the Pentagon identifies four of six U.S. Army Reserve soldiers killed in retaliatory strikes in Kuwait.See omnystudio.com/listener for privacy information.

WDAY Basketball Analyst Greg Stemen joins the show to discuss NDSU's summit league success for the boys and girls basketball teams along with a deeper look at Hawaii with Hawaii Football Coach Timmy Chang

Hello and welcome to The Relatable Voice Podcast. Today, we are heading to Maine to talk with Samuel Clark. Samuel is a student and a writer whose life is a unique blend of discipline and creativity — balancing Exercise Science studies with building fictional kingdoms filled with leadership, love, and legacy. His fourth book, The Eternal Tide, part of the Secrets of Hawaii series, is out now. Find out more at https://samuelrwclark.com/

GPS jamming hits the Strait of Hormuz. An Iran linked threat actor uses AI to target Iraqi government officials. Hacktivists leak thousands of DHS contract records. A Hawaii cancer center suffers a data breach. Google patches over a hundred Android vulnerabilities. A new report tallies the scale of third party breaches. An MS-Agent AI framework flaw allows full system compromise. On today's Threat Vector segment, Evan Gordenker, Director of AI Security and DPRK Operations at Unit 42, joins David Moulton to unpack North Korea's hiring scams. Tire tech turns tattletale.  Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest North Korea has turned your hiring pipeline into a revenue machine. And most organizations have no idea. Evan Gordenker, Director of AI Security and DPRK Operations at Unit 42, joins David Moulton on today's Threat Vector segment to unpack how this operation actually works. Listen to their full conversation to get more detail and catch new episodes of Threat Vector every Thursday on your favorite podcast app. Selected Reading Attacks on GPS Spike Amid US and Israeli War on Iran (WIRED) Amazon: Drone strikes damaged AWS data centers in Middle East (Bleeping Computer) Iranian Cyber Threat Actor Targets Iraqi Government Officials in AI-Powered Campaign (Infosecurity Magazine) Hacktivists claim to have hacked Homeland Security to release ICE contract data (TechCrunch) UH Cancer Center data breach affects nearly 1.2 million people (Bleeping Computer) Android gets patches for Qualcomm zero-day exploited in attacks (Bleeping Computer) Chrome Gemini panel became privilege escalator for rogue extensions (The Register) Huge “Shadow Layer” of Organizations Hit by Supply Chain Attacks (Infosecurity Magazine) Vulnerability in MS-Agent AI Framework Can Allow Full System Compromise (SecurityWeek) Researchers Uncover Method to Track Cars via Tire Sensors (SecurityWeek) Share your feedback. What do you think about CyberWire Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show. Want to hear your company in the show? N2K CyberWire helps you reach the industry's most influential leaders and operators, while building visibility, authority, and connectivity across the cybersecurity community. Learn more at sponsor.thecyberwire.com. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

Picking between the Big Island and Kauai sounds simple until you realize one wrong choice can eat your whole budget, your driving days, and your sanity.Big Island vs. Kauai FREE Decision GuideThese two islands could not be more different, and for Hawaii travelers trying to make the most of one week, the gap between a great trip and a frustrating one often comes down to this single decision.

Born in 1937, Mickey Muñoz moved from New York to Los Angeles at age six, started surfing at age 10, and swiftly found Malibu's First Point. He became one of the top surfers out there, and made friends with the regulars—Joe Quigg, Matt Kivlin, Miki Dora.  Muñoz eventually moved to Hawaii, where he rode Waikiki and worked restaurant jobs to get by. He soon found his way out to the North Shore, which was a new frontier at the time, becoming part of the pioneering crew at Waimea Bay. Muñoz appeared in the new Surfer magazine in 1960, riding at Malibu with Dora and Mike Doyle, all three on the same board, as well as doing the first ever "Quasimoto," a head dip with the front arm aimed forward. Muñoz competed in and won contests, among them the Tom Morey Invitational noseriding event, in 1965, for which the prize was a whopping $750. He shaped surfboards for Hobie, got deep into sailing and catamarans, and brought what he'd learned on the open seas to wave-riding and board design. He wrote a memoir, No Bad Waves: Talking Story with Mickey Muñoz, published in 2011. But Muñoz's legacy is as much about simply living and perpetuating the joy of the surfing life as it is about benchmarks or achievements. And he's still doing it, at age 87. In this episode of Soundings, Muñoz talks with Jamie Brisick about Malibu's golden age, experimenting with shorter boards, early days on the North Shore, riding Waimea, modern performance surfing, riding waves into his eighties, and Miki Dora.   Presented by Rainbow® Sandals. Produced by Jonathan Shifflett. Music by PazKa (Aska Matsumiya & Paz Lenchantin). Become a TSJ member at surfersjournal.com.

Episode Description The world changed fast — and travelers are feeling it. Shawn and Mark break down what's happening in the Middle East, why Dubai went from "safe luxury playground" to diverted flights overnight, and what experienced points travelers should know about navigating global instability. Plus: anti-American sentiment abroad is real, and Shawn shares what it was actually like traveling during the other contentious periods.   Then — Atlantis vs. Comfort Suites Nassau, Bermuda, Hawaii, and why you should SERIOUSLY consider booking dream trips now before they get ridiculously expensive. 0:00 Welcome to MTM Travel 0:40 Traveling in the current world - Is it safe? 3:40 Travelers are susceptible to instability 6:46 What is the future of Middle East tourism 10:09 Being prepared for anti-American attitudes while traveling 16:53 Reconsidering travel plans, staying safe & opening our minds 19:21 Are "dream" vacations getting out of reach even with points? 22:24 Atlantis points hack, debating Bahamas & Atlantis recovered? 28:00 Bermuda vs Bahamas come on pretty mama Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

Hawaiʻi Chief Energy Officer Mark Glick discusses what oil supply disruptions due to the Iran war mean for Hawaiʻi; Devaki Murch and Steven George share their experiences as Vietnamese children brought to the United States for adoption as part of Operation Babylift

This episode defines “landlord unfriendly” markets as those with strict rent control, slow and tenant‑favoring evictions, tight rules on deposits and late fees, and heavy licensing and inspection requirements, all layered on top of high taxes, insurance, and operating costs. It then spotlights five especially difficult U.S. states for landlords—Massachusetts, Washington, Oregon, New York, and California—explaining how each combines aggressive tenant protections, detailed procedural rules, and long timelines that increase risk and reduce flexibility. Hawaii and New Jersey are added as honorable mentions, where high property taxes, strict security‑deposit laws, strong habitability standards, and formal, slow eviction processes demand professional‑level systems and reserves. The host emphasizes that what unites all these markets is a strong policy focus on tenant protection and housing affordability, which can help renters in the short term but also discourage investment and constrain supply, potentially pushing rents higher. The episode closes by stressing that successful landlords in these tough jurisdictions stay highly informed, compliant, and patient, and urges listeners everywhere to keep up with changing tenancy laws or hire local professionals while tuning in to future episodes in the series on the most and least landlord‑friendly locations.

President Trump said Tuesday the U.S.-Israeli missile strikes on Iran was "something that had to be done," arguing that he believed Tehran was getting ready to attack. An armed robbery on Oahu's North Shore was caught on camera. And UFC Hall of Famer BJ Penn could end up back in jail if he continues to refuse to take a mental health exam.See omnystudio.com/listener for privacy information.

Details on this armed robbery and the suspects that police believe are behind two separate carjackings. Plus, the effort to remove floating encampments from an Oahu stream... will take more than government agencies. Huge hotel renovations are becoming more common. Wendy Gillette in Miami with the reasons why now is the time for major upgrades.See omnystudio.com/listener for privacy information.

In his first live comments since the military operation against Iran began, President Donald Trump said the U.S. will take as long as necessary to remove the threat of Iran's ballistic missiles and nuclear program. A Hawaii woman trapped in Dubai describes seeing the impact of Iran's retaliatory strikes first hand. New details emerge as a man accused of gunning down a woman and injuring his 16-year-old ex-girlfriend appears in court.See omnystudio.com/listener for privacy information.

Kettle Chips: Cameron Healy. The Wild Bet That Made a BrandMost founders expand the “right” way: local → regional → national → international.Cameron Healy totally skipped the “national” part. When Kettle Chips was still an upstart regional brand, Cameron made a move that seems almost reckless: he launched his thick-cut, kettle-cooked chips to the United Kingdom — one of the most competitive “crisps” markets on earth — before conquering the U.S.And that wasn't his first risky move. Before Kettle, Cameron was a turban-wearing Sikh entrepreneur in 1970s Salem, Oregon, building a natural foods business…until he was abruptly fired. He started again from scratch with a $10,000 bank loan. Inspired by the extra thick, crunchy potato chips that he sampled on a trip to Hawaii, he taught himself how to fry sliced potatoes through trial-and-error. Then, just as Kettle started taking off overseas, another trip to Hawaii sparked a second act: Kona Brewing — a craft beer brand that initially lost $20K a month — for years — before Cameron was able to make it work.Meanwhile, buoyed by its UK success, Kettle chips eventually spread across the US, becoming the top-selling natural chip in the country. What you'll learnThe hidden details (like cooking-oil quality control) that can make or break a chipHow curiosity about British “crisp” culture fueled a risky UK rolloutThe decision that turned Kona Brewing from a money pit into a scalable brandTimestamps07:21 — “You had to get up at 3 a.m.”: building a life in a Sikh community in Salem10:11 — Fired with four kids and no severance: the moment Cameron is forced to rebuild12:04 — The $10K loan (helped along by the offer of ski passes)14:06 — The 1980 peanut crop gamble that suddenly capitalized Cameron's business23:14 — “Pot Chips” was the original name…until friends told him how bad it was24:48 — Hand-feeding potatoes into vats of oil: inventing a process with zero playbook29:10 — The Safeway disaster: rancid oil, a rejected order, and demand evaporating overnight31:52 — The car crash that jolted Cameron out of despair46:35 — UK word-of-mouth “switches on”--with an extra boost from Lady Di56:03 — Kona Brewing bleeds money…until one decision turns things around***Hey—want to be a guest on HIBT?If you're building a business, why not get advice from some of the greatest entrepreneurs on Earth?Every Thursday on the HIBT Advice Line, a previous HIBT guest helps new entrepreneurs work through the challenges they're facing right now. Advice that's smart, actionable, and absolutely free.Just call 1-800-433-1298, leave a message, and you may soon get guidance from someone who started where you did, and went on to build something massive.So—give us a call. We can't wait to hear what you're working on.***This episode was produced by Casey Herman with music composed by Ramtin Arablouei. It was edited by Neva Grant with research help from Rommel Wood. Our engineers were Robert Rodriguez and Kwesi Lee.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors.  You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education   Speaker 1  0:20   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:04   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:38   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower.    Keith Weinhold  9:39   Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff.    Keith Weinhold  14:17   Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education.    Keith Weinhold  16:19   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Dani-Lynn Robison  18:08   this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda.   Keith Weinhold  18:24   Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson,   Garrett Gunderson  19:02   that's good to be back. Man. Is really good. Love your energy. Has a nice intro.   Keith Weinhold  19:07   Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now   Garrett Gunderson  19:35   I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it.   Keith Weinhold  21:13   You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way?   Garrett Gunderson  21:32   It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset.   Keith Weinhold  23:09   That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now   Garrett Gunderson  23:17    30 years ago, 30 years ago too. You know, it doesn't even fit anymore.   Keith Weinhold  23:23   Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status.   Garrett Gunderson  24:40   I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled.   Keith Weinhold  27:56   You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that.   Garrett Gunderson  28:05   Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck.   Keith Weinhold  33:30   Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated   Garrett Gunderson  34:04   values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality.   Keith Weinhold  36:33   When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life?   Garrett Gunderson  37:15   I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love.   Keith Weinhold  39:31   Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps.   Garrett Gunderson  39:44   So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth.   Keith Weinhold  43:12   It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show.   Garrett Gunderson  43:43   Hey man, good to be back.   Keith Weinhold  43:51   Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 4  45:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  45:29   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

A caller wants the kicker from Hawaii for the Giants and Jerry wonders when you pick a kicker in the draft if you really like a guy. A caller wonders if Boomer will root for Matthew Schaefer and the Islanders if the Rangers aren't in the playoffs.

A caller suggests the Giants draft the kicker from Hawaii followed by a question on whether Boomer would root for Matthew Schaefer and the Islanders if the Rangers are out. C-Lo has highlights of Schaefer and the Islanders, plus, an SNL clip featuring Jack Hughes, Hilary Knight, and the actor from Heated Rivalry, and Villanova coach Kevin Willard's memories of the tough work environment under Rick Pitino. We finish up with the Knicks' balanced win and guessing the Jets' Opening Day starter.

Life is all about cycles: birth and death, the rise and fall of the seasons, Taylor Swift tour eras. Many cycles play out in the sky as well. One of them is in view in the wee hours of tomorrow morning, as the Moon and Sun stage a total lunar eclipse. All or most of it will be visible across most of the United States. A lunar eclipse occurs when the Moon passes through Earth’s long shadow. The Moon’s orbit is tilted a bit, so most months the Moon passes above or below the shadow. When the geometry is just right, though, it plunges through this cone of darkness. Each eclipse is part of a centuries-long cycle, known as a Saros. Individual eclipses in a Saros are separated by about 18 years. Tonight’s eclipse is the 27th of 71 eclipses in this cycle. The previous eclipse in the cycle took place in 2008, with the next in March of 2044. But several Saros cycles are unspooling at the same time, so Earth sees two or more lunar eclipses every year. Totality – when the Moon is fully immersed in the shadow – will last about 58 minutes. Alaska, Hawaii, and much of the West Coast will see the entire eclipse sequence. That includes the partial phases, as the Moon moves into and out of the shadow. Much of the rest of the country will see all of the total eclipse, and most of the partial phases, with the Moon setting before the eclipse ends. Script by Damond Benningfield

Todd's Hawaii Trip and Blakes Cartel Awakening by Maine's Coast 93.1

Blake Gets Trapped in Mexico, Todd Gets Stuck in Hawaii and We're Not Sure About Kelly...Full Show 3-2-26 by Maine's Coast 93.1

In today's episode we're coming to you live from Hawaii, drafting some of our favorite NBA what ifs, answering questions from the breadsticks, and more!! Be sure to tune in every Monday and Thursday for new episodes!

On 25 February 1986 the Philippines, Asia's oldest democracy peacefully took control of its destiny. Ferdinand Marcos, a democratically elected president-turned dictator, who remains accused of widespread graft and human rights abuses, had gambled on one too many rigged elections. After days of mounting protests and the defection of the military to the opposition, Marcos and his family were ejected from their gilded palace in Manila. These events have since been named the People Power Revolution. The uprising ushered in a return to constitutional democracy, guardrails on executive power, and a new constitution that redistributed power from Manila to local governments across the 7,500-island archipelago. It was also supposed to seal the fate of the Marcoses once and for all: permanent exile in Hawaii. Forty years on, not only are the Marcoses back, but they're arguably stronger than ever. Ferdinand ‘Bongbong' Marcos Jnr, is now president, with his sister, son, and various cousins in Congress. It's a far cry from the Philippines of 1986, when the post-revolution state vowed ‘never again' to let any Marcos near the halls of power.