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After a $100K first 1/3 of the year, I'm now sitting here with zero projects on my calendar. How did this happen?! I'll tell you in today's episode of the Artist Academy Podcast. I take full responsibility. I burned myself out in the first part of the year, going full steam ahead with work and socials. Then spring sprung in Missouri, and I had better things to do than outreach and painting for other people—things like gardening, farming, and just being outside in this beautiful weather with people I actually like. Every time I hit a dip in commissions, I can't help but wonder: Is this the universe giving me the time (or rather, forcing me) to finally tackle those things on my wishful to-do list? Things like picking up canvas painting again. I caught myself saying, “I'm just not motivated,” and “Maybe it's just a slow season in my area.” But are those things even real? Not really. Let's dive into it…
In this episode of Honest Money, Warren Ingram and Pieter de Villiers dive into the complexities of financial advisory fees, exploring the evolution of the financial planning industry, the importance of transparency in client-advisor relationships, and the value of investing in financial education. They discuss various fee structures, including commission-based models and subscription services, while emphasizing the need for clients to understand what they are paying for and the value they receive in return.TakeawaysThe financial planning industry has evolved significantly over the years.Commission-based models can create misaligned incentives between advisors and clients.Ongoing fees can help align the interests of clients and advisors.Transparency in fee structures is crucial for building trust.Different fee models exist to cater to various client needs.Education is key to making informed financial decisions.Investing in financial advice can yield significant long-term benefits.Clients should view advisory fees as an investment rather than an expense.The democratization of financial advice remains a challenge in diverse markets.Understanding the value of advice is essential for clients. Learn more about 10X Investments today: https://bit.ly/4hiEscGSend us a textHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod
Real estate investing gives agents the edge to build real wealth—Real estate investing transforms your license into profit power by showing you how to monetize leads, control liability, and scale with multifamily assets.✔️ Learn why holding your real estate license is the smartest way to master property valuation and repair-cost estimates without excessive risk✔️ Discover how creative financing and the BRRRR method unlock “infinite returns” on both 6-unit and 27-unit deals✔️ See the exact playbook agents use to monetize leads three ways—flip, hold, or list—for maximum payout✔️ Find out how multifamily real estate investing can skyrocket your cash flow even when interest rates climb✔️ Understand the benefits of holding a real estate license while investing and why it matters more in today's market✔️ Get strategies for navigating rising interest rates for real estate investors so you can spot foreclosure opportunitiesIn this in-depth interview, José Luis Morales and Cody Jornell of Haven Management Group break down the real-world steps to go from agent to investor. You'll walk away knowing exactly how to apply your agent skills on the job, harness powerful financing tactics, and leverage every client lead for profit.
What are public utility commissions (PUCs)? In the transition to clean energy, state public utility commissions (PUCs), which regulate electric, gas, telecommunications, water and wastewater utilities, play an increasingly important role in achieving energy efficiency, enabling renewable energy, and implementing policies for greenhouse gas emissions reduction. PUCs play a pivotal role in determining the energy mix, setting rates, and deciding on investments in infrastructure, such as electric vehicle (EV) charging stations. The California Public Utilities Commission (CPUC), for example, has to balance safety, reliable utility service, and reasonable rates through the regulation of various large investor-owned electric, natural gas, and water utilities. Utility commissions like CPUC are given a statutory mandate to ensure reasonable, adequate and efficient service to customers at just and reasonable prices. PUCs can issue regulations that impact electricity generation, the adoption of clean energy, and related emissions of pollutants and GHGs. PUCs can play an important role in shaping energy infrastructure, policy, and clean energy development.The Role PUCs play in shaping energy infrastructurePUCs were first created in the early 20th century to focus on overseeing operations and the utility investment in service while ensuring affordable rates. That role has evolved, and now PUCs often play a transformative role in transitioning towards a greener economy. PUCs have the ability to consider the impacts of GHG emissions, equity, grid reliability, distributed energy resources, and increased consumer choices in their policy decisions. PUCs oversee planning processes that affect a utility's resource portfolio and therefore its environmental profile. A new method of planning amongst PUCs has emerged known as Integrated Resource Planning (IRP), which compares the life cycle costs of different resource choices that factor energy efficiency into their analysis. Portfolio standards have also been added to IRP, which requires certain types of resources to be included in the utilities' mix of power procured, including renewable energy and energy efficiency. PUCs can also incorporate environmental considerations by increasing oversight of utility planning processes, setting prices, determining clean energy targets, and addressing utility incentives related to energy efficiency and distribution. PUCs thus have the ability to promote and shape clean energy adoption and development through their regulatory oversight. The Case for PUCsState PUCs have significant authority, often includingI the ability to accelerate decarbonization of the energy sector, mitigate the impacts of climate change, improve public health, and assist in reaching state energy goals. Updated PUC statutory mandates that reflect state energy priorities can contribute to their success in transforming the energy grid to become more energy efficient. Energy efficiency is a cost-effective mechanism to meet future demand for electricity. Energy efficiency reduces the amount of electricity needed to meet demand thereby benefiting the overall reliability of the electric grid. With more efficient systems, utilities and states will not need to build as much new transmission and generation, which can save money and improve environmental quality. Further, modern regulations to achieve such priorities and framing for the public interest can incorporate climate and environmental justice concerns. The Case Against PUCsOrganizational challenges such as outdated mandates, staff constraints, gaps in technical knowledge, misinformation, and quasi-judicial processes have created barriers to innovation amongst PUCs. Some PUCs still continue to view themselves as purely economic regulators, which does not accurately reflect the current decisions they are being asked to make. Additionally, the authority of PUCs varies widely from state to state. PUCs authority is established by state legislatures, thus their power only extends as far as their statutory authorization. The level of statutory authority delegated to PUCs by legislatures also varies widely. Barriers such as these have made it difficult for some PUCs to develop more innovative mechanisms consistent with new environmental targets and the effort to achieve a zero-carbon US grid.While transitioning to clean energy promises long-term savings and environmental benefits, the short-term costs can be significant and potentially burdensome for consumers and businesses, posing political and fiscal challenges for PUCs. Stakeholder engagement in this transition will be vital. Labor issues also pose challenges as states transition away from fossil fuels. In addition, challenges exist around regulatory complexities and the evolving federal and state policies. About Our GuestJill Tauber is the Vice President of Litigation for Climate and Energy at EarthJustice. Jill leads the organization in achieving an equitable shift to clean energy through her litigation and legal advocacy work. Prior to serving as VP of Litigation, Jill worked as the Managing Attorney of Earthjustice's Clean Energy Program, focusing on achieving clean energy solutions across the country.ResourcesRMI: Purpose: Aligning PUC Mandates with a Clean Energy FutureRMI: The Untapped Potential of Public Utility CommissionsEPA: U.S. Environmental Protection Agency State Climate and Energy Technical Forum Background DocumentFurther ReadingColumbia Law: Public Utility Commissions and Energy EfficiencyFor a transcript, please visit https://climatebreak.org/public-utilities-commissions-with-earthjustices-jill-tauber/
Stop losing deals! These 7 common mistakes are draining profits from your real estate business. Learn what they are, why they matter, and how to fix them fast to increase your sales, conversions, and client retention.
Mary Magdalene discovers the empty tomb and encounters the Risen Lord, who commissions her to go to the Apostles and proclaim the Good News. (Lectionary #603) July 22, 2025 - Cathedral Rectory - Superior, WI Fr. Andrew Ricci - www.studyprayserve.com
Send us a text and chime in!Hello, I'm Mayor Phil Goode with your weekly update.Water Line Break on Sheldon and MarinaAnniversary of Americans with Disabilities ActAugust 5th Primary ElectionSR89 Improvements ProjectPlaza Hotel ProposalBuilding Safety Advisory & Appeals MeetingVacancies on City Boards, Commissions & Committeeshttps://www.signalsaz.com/articles/weekly-update-with-mayor-goode-of-prescott-july-21/Check out the CAST11.com Website at: https://CAST11.com Follow the CAST11 Podcast Network on Facebook at: https://Facebook.com/CAST11AZFollow Cast11 Instagram at: https://www.instagram.com/cast11_podcast_network
Myths, Mysteries & Misconceptions #24: Whole Life Insurance is Front Loaded with CommissionsMany people would have you believe that whole life insurance is a bad place to put money because of its front loading of commissions. Whole Life Insurance IS front loaded with commissions. So is EVERYTHING else. Think about it. When you buy a meal, you are paying for everything that it took to get the meal to you; all the way back to the start of well…everything. Understand this for yourself and you can take back control, and profit, from the banking function in your life, with Infinite Banking. There's more to this misleading idea than at “face value” (pun intended;)Let's clear this myth up!⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️
What's really going on with crime in South Africa? How did we get to this point? Phumi Mashigo gets investigative journalist and AmaBhungane's Sam Sole to unpack the alarming state of crime and policing in South Africa today. Following the theatrics of Police Commissioner Mkhwanazi and more recently, the implications of President Ramaphosa's fifth judicial commission, together they look at what this could all mean for the country's future. The Burning Platform
Guest: Vhatuka Mbelengwa | E-Hailing Association services spokesperson Africa Melane speaks to Vhatuka Mbelengwa of the E-Hailing Association Services amid rising tension in the e-hailing industry. Drivers accuse Uber of slashing earnings through high commissions and unviable fares, sparking protests in Johannesburg. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morning news, sports, business, and interviews politicians and analysts to help make sense of the world. He also enjoys chatting to guests in the lifestyle sphere and the Arts. All the interviews are podcasted for you to catch-up and listen.Thank you for listening to this podcast from Early Breakfast with Africa Melane For more about the show click https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBUListen live on weekdays between 04:00 and 06:00 (SA Time) to the Early Breakfast with Africa Melane broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3NSubscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetcFollow us on social media:702 on Facebook: https://www.facebook.com/TalkRadio702702 on TikTok: https://www.tiktok.com/@talkradio702702 on Instagram: https://www.instagram.com/talkradio702/702 on X: https://x.com/Radio702702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalkCapeTalk on TikTok: https://www.tiktok.com/@capetalkCapeTalk on Instagram: https://www.instagram.com/CapeTalk on X: https://x.com/CapeTalkCapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.
Send us a text and chime in!Hello, I'm Mayor Phil Goode with your weekly update.Rodeo Grounds Infrastructure FundingParks and Recreation MonthAnnual Water Quality ReportPrimary Election InformationCampaign Material ReminderEffluent & Wastewater Pipeline Project UpdatePrescott Plaza HotelUpcoming City MeetingBoards, Commissions & Committees Vacancieshttps://www.signalsaz.com/articles/weekly-update-with-mayor-goode-of-prescott-july-14/Check out the CAST11.com Website at: https://CAST11.com Follow the CAST11 Podcast Network on Facebook at: https://Facebook.com/CAST11AZFollow Cast11 Instagram at: https://www.instagram.com/cast11_podcast_network
What is the purpose of journalism? What is the purpose of the government? What makes up society? How did we get here? All the questions David Byrne asked in Once in a Lifetime? This is the audio edition of Charlottesville Community Engagement, a podcast that features audio versions of stories that have gone out in the written version. To add to the confusion, there's also Information Charlottesville which is intended to capture all of these stories in one place for future people to look back toward.Now, what's up this time?* Speakers seek answers on next steps for zoning in Charlottesville (learn more)* City Manager Sanders provides status report on various initiatives (learn more)* Charlottesville City Council gets update on ANCHOR program (learn more)* Applications being taken for Charlottesville Boards and Commissions (learn more)* Speakers tell Charlottesville City Council of what they say are threats to U.S. Constitution (must produce)* Albemarle Planning Commission recommends approval of more residential units at Brookhill (need to produce)Today's experimental sponsor is Westwind Flowers. You can hear a more detailed description in the audio above, just after the show's billboard. Why experimental? If you're interested, respond to this email and I can share some information. An explanation of #895-AThis is coming out much earlier than usual, just as the Week Ahead for the period beginning July 14 will also be out earlier. I'm taking a road trip which means making adjustments. However, as a one-person operation, that doesn't mean the work will stop. Hundreds of you are paying me to do this work, and so I do! I'm absolutely grateful. Sunday is also the fifth anniversary of the newsletter. I've not done anything too terribly special for it except decide to go on a road trip which will keep me away from the screen for most of the day. Instead I'll see a good chunk of the country as I help out a friend. In any case, do take a listen if you've not heard one of these before. I got my professional start in public radio and realized fairly on that no public radio station in their right mind would hire me because in the early 2000's I was quite critical of the shrinking amount of time available for local stories. So, stubborn old me created the Charlottesville Podcasting Network in 2005, a website I still maintain but won't send you a link because I've not figured out how to fix something. And then I created a podcast called the Charlottesville Quarantine Report in March 2020 out of a desperate need to return to journalism. The podcast gets about a tenth of the audience, but I believe it's the best version of the work I do. I love being able to mix in people's voices, and there's so much more to be done. However, I'm a one-person operation with many ideas to unfurl. Thanks to paid subscribers for helping to keep this thing sailing along and let's hope I find the map. Charlottesville Community Engagement is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit communityengagement.substack.com/subscribe
Shawn Okpebholo is a Grammy Nominated Nigerian-American classical composer. He combines his classical training with his African roots. His music has been described as “devastatingly beautiful” and “fresh, new and fearless”. He was named 2024 Chicagoan Of The Year in classical music. He's won numerous awards. His music has involved themes of Negro Spirituals and stories of enslaved resistance and resilience. He's had commissions from the Chicago Symphony, the United States Air Force and others. His songs have been performed by the Los Angeles, Fort Worth, Portland and Des Moines Operas. And he's conducted Master Classes in Nigeria. My featured song is “Return Voyage” from the 1996 Prisoners Of Love album by The Robert Miller Group. Spotify link.---------------------------------------------The Follow Your Dream Podcast:Top 1% of all podcasts with Listeners in 200 countries!Click here for All Episodes Click here for Guest List Click here for Guest Groupings Click here for Guest TestimonialsClick here to Subscribe Click here to receive our Email UpdatesClick here to Rate and Review the podcast—----------------------------------------CONNECT WITH SHAWN:www.shawnokpebholo.com_______________________ROBERT'S RECENT SINGLES:“THE CUT OF THE KNIFE” is Robert's latest single. An homage to jazz legend Dave Brubeck and his hit “Take Five”. It features Guest Artist Kerry Marx, Musical Director of The Grand Ole Opry band, on guitar solo. Called “Elegant”, “Beautiful” and “A Wonder”! CLICK HERE FOR THE OFFICIAL VIDEOCLICK HERE FOR ALL LINKS—----------------------------“DAY AT THE RACES” is Robert's newest single.It captures the thrills, chills and pageantry of horse racing's Triple Crown. Called “Fun, Upbeat, Exciting!”CLICK HERE FOR THE OFFICIAL VIDEOCLICK HERE FOR ALL LINKS___________________“MOON SHOT” reflects my Jazz Rock Fusion roots. The track features Special Guest Mark Lettieri, 5x Grammy winning guitarist who plays with Snarky Puppy and The Fearless Flyers. The track has been called “Firey, Passionate and Smokin!”CLICK HERE FOR THE OFFICIAL VIDEOCLICK HERE FOR ALL LINKS____________________“ROUGH RIDER” has got a Cool, ‘60s, “Spaghetti Western”, Guitar-driven, Tremolo sounding, Ventures/Link Wray kind of vibe!CLICK HERE FOR THE OFFICIAL VIDEOCLICK HERE FOR ALL LINKS—--------------------------------“LOVELY GIRLIE” is a fun, Old School, rock/pop tune with 3-part harmony. It's been called “Supremely excellent!”, “Another Homerun for Robert!”, and “Love that Lovely Girlie!”Click HERE for All Links—----------------------------------“THE RICH ONES ALL STARS” is Robert's single featuring the following 8 World Class musicians: Billy Cobham (Drums), Randy Brecker (Flugelhorn), John Helliwell (Sax), Pat Coil (Piano), Peter Tiehuis (Guitar), Antonio Farao (Keys), Elliott Randall (Guitar) and David Amram (Pennywhistle).Click HERE for the Official VideoClick HERE for All Links—----------------------------------------Audio production:Jimmy RavenscroftKymera Films Connect with the Follow Your Dream Podcast:Website - www.followyourdreampodcast.comEmail Robert - robert@followyourdreampodcast.comFollow Robert's band, Project Grand Slam, and his music:Website - www.projectgrandslam.comYouTubeSpotify MusicApple MusicEmail - pgs@projectgrandslam.com
97% of hedge funds underperform the market over 15 years. Most financial advisors don't even invest in the products they sell you. And yet — they still charge you 1–2% every year, whether or not they add value.In this episode, we expose how the financial advice industry works — and why hedge fund managers, financial planners, and wealth management firms often win even when you lose.We cover:The 2 and 20 fee model and why it's rigged against ordinary investorsWhat a financial advisor actually does — and doesn'tThe difference between a financial advisor vs plannerWhy low-cost index funds routinely outperform expensive “expert” portfoliosHow commissions, model portfolios, and hidden incentives drive most recommendationsWe finish by showing how Bitcoin offers an alternative: self-custody, no silent fees, no middlemen, and no need to “beat the market” to preserve value.If you've ever asked, “Are financial advisors worth it?” — this episode gives you the answer.Get intouch with Myles at mylesdhillon@gmail.com
When most people think about getting involved with local government, they imagine elections, public comment, or maybe even running for office. But there's another, often-overlooked way to make a real impact on Redding—and that's through boards and commissions.In this episode of the City of Redding Podcast, Katie and Steve talk with City Clerk Sharlene Tipton about these important advisory groups that quietly help shape the policies, priorities, and projects that affect daily life in our community. From arts and historic preservation to parks, planning, and public safety—there's a board or commission for just about every interest.We'll break down what these groups actually do, how you can get involved, and why your voice—yes, your voice—might be exactly what Redding needs.Whether you're looking for a meaningful way to give back, or just curious how city decisions get made behind the scenes, this conversation is your invitation to step up and take part.Learn more about Boards and Commissions >>Read the transcript >>Contact the City of Redding Podcast Team Email us at podcast@cityofredding.org Connect with us on Facebook, Twitter and Instagram Visit the City of Redding website Love the podcast? The best way to spread the word is to rate and review!
Bongani Bingwa speaks to Karla Strydom from the Johannesburg Attorneys Association’s property committee about the causes of major delays at the Deeds Office and how the crisis is being addressed. He’s also joined by Rory O’Hagen, Managing Principal at Chas Everitt International and CEO of the Luxury Division, who shares how these delays have impacted the property market and why he believes progress is finally being made. Rory o'Hagen, Managing principal of Sandton Waterfall and Bedfordview Chas Everitt International and CEO of Luxury Division sharing his experience of the impact of the impact caused by delays at the Johannesburg Deeds Office and offers reassurance that, while it was once a major issue, progress is now being made. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702See omnystudio.com/listener for privacy information.
On today's episode of The American Land Man Podcast, we are back in the studio with a market update from my area, along with some of the things I'm seeing right now. We discuss:Importance of expansive marketingChallenges in buyer representationThe impact of buyer agency changesSecrets to securing maximum property valueThe true cost of undercut commission ratesStrategies for handling tricky land disputesCash offers may not be as solid as they soundCommissions can make or break land dealsThe cutthroat nature of competitive listingSurveys and land disputes create tensionBuyers' and sellers' perspectives on agentsAnd So Much More!Connect:-https://www.whitetailproperties.com/agents/todd-henry-https://bit.ly/NeilHaugerWhitetailProperties-https://bit.ly/NeilHaugerFacebook-https://bit.ly/NeilHaugerYouTube-https://bit.ly/NeilHaugerInstagram
This just in: CMS 2026 maximum broker commissions for Medicare Advantage and Medicare Part D. Listen to learn more about commission structure and the caps writing MA and PDP business in your market for the upcoming 2026 plan year. Read the text version Resources: AHIP 2026 Certification Dates: https://lnk.to/asgf20250516 Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. FAQs About NABIP Medicare Certification: https://ritterim.com/blog/faqs-about-nabip-medicare-certification/ How to Avoid Using Elderspeak: https://lnk.to/asgf20250530 Reach out to the team at Ritter Insurance Marketing: https://ritterim.com/meet-your-sales-team/ Reassuring Your Clients During Difficult Times: https://lnk.to/asg671 What is AHIP Certification and How Do I Get It? https://lnk.to/asg672 References: “2026 Medicare Advantage and Part D Rate Announcement.” CMS.Gov, CMS, 7 Apr. 2025, www.cms.gov/newsroom/fact-sheets/2026-medicare-advantage-and-part-d-rate-announcement. Agent Broker Compensation and Training and Testing Requirements CY2026: https://ritterim.com/documents/cms-memos/memo-agent-broker-compensation-and-training-and-testing-requirements-cy2026.pdf Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Not affiliated with or endorsed by Medicare or any government agency.
Lewis Louis, CEO of the Saint Lucia Tourism Authority, talks with Alan Fine of Insider Travel Report about why Saint Lucia is gaining traction with travel advisors. He outlines new development incentives, regenerative tourism initiatives, and how the island is channeling qualified travel leads directly to advisors through its Saint Lucia Expert program. For more information, visit www.stlucia.org. All our Insider Travel Report video interviews are archived and available on our Youtube channel (youtube.com/insidertravelreport), and as podcasts with the same title on: Spotify, Pandora, Stitcher, PlayerFM, Listen Notes, Podchaser, TuneIn + Alexa, Podbean, iHeartRadio, Google, Amazon Music/Audible, Deezer, Podcast Addict, and iTunes Apple Podcasts, which supports Overcast, Pocket Cast, Castro and Castbox.
Discover the essential 7 steps to kickstart your ham radio journey after getting your first license! From setting up your radio to joining local clubs, this video guides beginners through practical tips to confidently start operating. Perfect for new ham radio enthusiasts looking to dive into the hobby! #HamRadio #AmateurRadio #BeginnerTips7 Things:https://QRZ.com https://worldradioleague.comRegister at Gmail, Yahoo, Hotmail and LiveFind a Club - https://hamradioadventures.com - KT0ADS https://discord.gg/W5zwzpP3https://allstarlink.org MY NODE - http://hamradio2.com/allstar https://www.echolink.orgGet ON THE AIR!Commissions can be earned on Affiliate LinksBecome a supporter of this podcast: https://www.spreaker.com/podcast/ham-radio-2-0--2042782/support.
Send us a text⚠️ Vendors: Use THIS Incentive Scheme to find out how much your house will truly sell for05:18 – Today has been my most successful auction day in years. Clearance Rate: 11/11 Buyers all met the reserves – no adjustmentsOne property SOLD for $700k over reserve FOMO was in the market today. But one hot day doesn't make it Summer07:31 – The Zero Commission ListingI'm heading to speak at a few conferences in Europe. See you in a few weeks!
Join our next BoldBrush LIVE! Webinar by signing up here:https://register.boldbrush.com/live-guestOrder your exclusive da Vinci BoldBrush paintbrush set!https://brushoffer.com/collections/boldbrushLearn the magic of marketing with us here at BoldBrush!https://www.boldbrushshow.com/Get over 50% off your first year on your artist website with FASO:https://www.FASO.com/podcast/---On today's episode, we sat down with Chris Krupinski, a watercolor artist and graphic designer who has been creating art throughout her life, transitioning from oils to watercolors when her children were young. She emphasizes the importance of daily practice, discipline, and staying true to one's artistic vision, believing that time and consistent effort are key to artistic growth. Chris approaches her paintings methodically, focusing on intricate details, dramatic lighting, and purposeful color choices, which she attributes to her background in graphic design. She diversifies her income by maintaining a graphic design business while pursuing fine art, and markets her work through national competitions, social media, and word-of-mouth recommendations. Her artistic philosophy centers on being fully immersed in her work, doing everything to the best of her ability, and avoiding the trap of imitating others' styles. Finally, Chris reminds us to sign up to her newsletter to stay updated with her gorgeous new work and fantastic advice!Chris' FASO site:https://www.chriskrupinski.com/Chris' Social Media:https://www.instagram.com/chris.krupinski/
Send us a textFocus Scripture: 2 Corinthians 6:14-18; Genesis 1:26-27The Hand of God symbolizes, God's:ActivityAbilityAuthorityWhen Gods hand is in it, He:Creates something out of nothing (Genesis 2:7)Commissions me where it's best for me (Genesis 2:15)Connects me with who compliments me (Genesis 2:22)Covers up my mess (Genesis 3:21)The Big So What:God's hand makes all the difference in my life and that's why my life is so different!This Week's Challenge:Read Genesis 1 & 2 (3x)Memorize 2 Corinthians 6:18Ask God which point is for this season of your lifeAction identify two people to hold you accountable for growing in that area Joins us on Sundays! Our 9:15am worship experience takes place in-person only while our 11:15am is both in-person and online (via the DLC App & YouTube). Connect with us! https://www.discoverlifega.org Instagram & Facebook @ discoverlifega
State Game Commissions set hunting seasons and bag limits, and direct wildlife management of all species in their states. Anti-hunters know this, which is why Commissions are under attack. The guys discuss a proposal in Colorado that could take authority away from the state game commission and lead to a reduction in hunting opportunities. They also discuss some of the chaos that's going on with the Washington Game Commission.
Want To Make Bigger Sales Commissions? Change This First What if your prospect isn't buying your product — but who they believe they'll become because of it? In this episode, Ian Ross breaks down why aligning your offer with your buyer's identity is the key to closing more deals without pressure or regret. This is sales psychology at its sharpest — and you don't want to miss it.
Hakim Bellamy served as the Inaugural Poet Laureate for the City of Albuquerque (2012-2014) and recently completed a four year Mayoral appointment as the Deputy Director for the Department of Arts & Culture at the City of Albuquerque. Bellamy is a W. K. Kellogg Foundation Community Leadership Network Fellow, a Kennedy Center Citizen Artist Fellow, an Academy for the Love of Learning Fellow, Western States Arts Alliance Launchpad Fellow, Santa Fe Arts Institute Food Justice Fellow, New Mexico Strategic Leadership Institute alum and Citizen University Civic Seminary Fellow. In 2012 he published his first collection of poetry, SWEAR (West End Press/University of New Mexico Press), and it landed him the Working Class Studies Tillie Olsen Award for Literature in 2012. In 2019 his book We Are Neighbors (co-created with photographer and book designer Justin Thor Simenson) was shortlisted for the New Mexico-Arizona Book Awards. His latest title Commissions y Corridos (UNM Press) published in 2022 is his seventh book. With an M.A. in Communications from the University of New Mexico (UNM), Bellamy holds a juris doctor from the University of New Mexico School of Law and has held adjunct faculty positions at UNM and the Institute of American Indian Arts. A National Poetry Slam Champion, Bellamy has performed his work in at least seven countries and continues to leverage his art to transform his communities.Learn more about Hakim at www.hakimbellamy.com.
Bo and I discuss our love of all things tobacco... pipe & cigar... some commission communication needs... and a wHOLE lot a rambling and babling... As well as some listener homework at the end?
Mervyn and Nicki dive into the nitty-gritty of convention schedule logistics, which might be helpful for artists who are starting out. Mervyn discusses some of the history of Artist Alley and advocates for corner booth supremacy as Nicki warns people against heading out the same day as a convention ends (at least if you can help it!) and keeping your eyes peeled for local, non-convention events to participate in.
Message from Josh Floyd on 06/08/2025
Harry Weber takes us on a captivating journey through the world of sculpture and art. From his early days drawing to creating monumental works that grace parks and public spaces, Harry shares the stories behind his inspirations and the creative process that fuels his artistry. With a casual, conversational style, he reflects on the importance of drawing from life, the challenges of sculpting, and the collaborative nature of his work. Listeners will find themselves laughing and learning as Harry playfully navigates through his experiences, touching on everything from his military background to his fascination with the human form in art. This episode serves not just as a glimpse into the life of a sculptor, but also as a reminder of the passion and dedication that goes into the creation of every piece of art. So join us as we explore the intricacies of Harry's craft, from the conceptual drawings that start it all to the final installation of his larger-than-life sculptures. Through his engaging storytelling, Harry not only showcases his artistic journey but also highlights the universal themes of perseverance, creativity, and the joy of making art that resonates with people. Whether you're an aspiring artist or simply someone who appreciates the beauty of sculpture, this episode is a delightful mix of humor, insight, and inspiration that you won't want to miss.[00:00] Welcome and Introduction[00:27] Meet Harry Weber: Renowned Sculptor[01:26] The Art of Drawing and Sculpting[02:49] Creating Iconic Sculptures[04:42] The Process of Sculpting Large Pieces[06:46] Challenges and Techniques in Sculpture[19:44] Military Service and Personal Reflections[27:51] Transition to Full-Time Sculptor[28:39] Competing for Commissions[28:55] The Impact of Public Sculptures[30:10] Evolution of Technique[31:50] Listening While Sculpting[32:57] Historical Perspectives and Influences[33:44] Meeting Influential Figures[35:18] Parallels in History[37:23] The Role of Money and Success[47:13] Advice for Aspiring Artists[57:08] Conclusion and ReflectionsTakeaways:Harry Weber emphasizes the importance of drawing from life rather than photographs to capture true essence.Creating sculptures involves a mix of talent, hard work, and a sprinkle of luck, according to Harry.Harry's journey into art has been a lifelong passion, beginning at the age of four with drawing.The artistic process is a collaborative effort, especially when sculpting large pieces with engineers and other artisans.His sculptures include representations of historical figures and sports icons, making his work a significant part of American culture.The conversation highlights Harry's humorous take on the artistic process, revealing both the struggles and joys of being a sculptor.His sculptures are not just art pieces; they serve as cultural narratives, representing the stories and histories of the figures they depict.Sculptures/Items Mentioned in the ConversationHarry Weber in his studio
In this episode of the Real Estate Education Podcast, we break down two of the hottest topics in the U.S. housing market right now: the difference between condos and townhomes in today's market and the real-world impact of the 2024 NAR commission lawsuit on buyers, sellers, and real estate agents across the country. Condos vs. Townhomes – Which attached home is selling better in 2025? We analyze national housing data and local market trends to explain why townhomes are outperforming condos in pricing, days on market, and financing ease. If you're planning to buy or sell an attached home, this segment could influence your strategy—especially in cities like Denver, Colorado Springs, and beyond. Real Estate Commissions in 2025 – The 2024 lawsuit against the National Association of Realtors (NAR) promised sweeping change, but what's actually different now for buyer's agent commissions? We walk you through how this affects homebuyers, sellers, and real estate professionals, from required written agreements to changes in MLS advertising rules. Spoiler: much of the hype has not played out in practice, but we give you a grounded breakdown of what has shifted. And yes—NBA fans, we start the episode with a fun riff on the 2025 NBA Playoffs, wild comebacks, and why Nikola Jokić might still be the best player in the league. Perfect for: Buyers wondering if now is the time to purchase a condo Sellers deciding how to price and position townhomes Realtors adapting to new buyer commission structures Investors tracking shifts in residential real estate strategy Fans of informed, no-hype real estate talk with personality Search terms this episode is optimized for: real estate podcast 2025, condos vs townhomes 2025, NAR lawsuit update, buyer agent commission changes 2025, attached homes vs detached homes, townhome resale value, condo market downturn, how realtors get paid now, housing trends United States 2025, real estate commission lawsuit explained Subscribe now for practical insight, straight talk, and actionable real estate strategies. Contact Information: erin@erinspradlin.com or James@jamescarlsonre
How can you confront your fears and rewrite your mindset? In this powerful episode, Nicole Masters opens up about her emotional journey through self-doubt, anxiety, and financial hardship. Ultimately revealing how mindset shifts, affirmations, and authenticity helped her transform her life and significantly grow her commission income. Her story is raw, inspiring, and packed with takeaways about the power of personal growth and surrounding yourself with the right people. If you're ready to break through your own barriers, don't miss this episode! Tune in now! Links: Follow Nicole Masters on Instagram Follow Sara Denig on Instagram Follow Christina Leavenworth on Instagram Follow Aaron Amuchastegui on Instagram Get Hundreds of FREE Real Estate Tools From the Toolbox Join the 2026 Mastermind: Get your tickets HERE!
In this episode I review a social media instance whereas an agent alleges that because of her inclusion of commission, her offers that she is making on behalf of her buyers are being denied. I review the flaws with this theory and explain as to why it just doesn't work that way.
Navigating Commission Splits and Contracts in Your Insurance AgencyIn this episode of Agency Launch, Matt Dietz discusses the complexities of running an insurance agency with a focus on staffing, marketing, sales, and retention. He shares a detailed account of a recent conversation with an agent dealing with a commission split misunderstanding due to a handshake agreement. Matt emphasizes the importance of having detailed written contracts to avoid such issues and provides practical advice on how to structure these agreements. Additionally, he stresses the value of setting clear terms and conditions to ensure fairness and clarity in business operations. Matt also promotes a valuable resource he offers, encouraging listeners to contact him for additional support.00:00 Introduction to Agency Launch00:18 Exclusive Resources for Agents00:39 A Real-Life Agent Dilemma02:45 The Importance of Written Agreements04:37 Another Case Study: Premium Goals and Rewrites07:34 Final Thoughts and Contact Information
This week, we're joined by special guests Darren Welsh & Rick Cenname to break down some big industry changes!
It's time to put on the metaphorical convention toolbelt and discuss some tools of the trade! The underrated crayon is Nicki's go-to for coloring in commissions, and she's about to let you know some interesting history behind the waxy but mighty tool. Mervyn weighs in on some of the crayon's cousins and his vendetta against one in particular.
Lauren Mac, as I used to call her, is one of my favorite people from high school. If we'd kept in touch better, she'd be like my Chase or Capt. Byro, but female. But Lauren's been busy raising 3 kids and and building a successful real estate career. Plus, I travel overseas a good bit.Lauren's been married 18 years and has 3 beautiful kids. In this episode, we talk about the good 'ole days at Cy Falls High School and she opens up—about a lot. We discuss interracial marriage and raising biracial kids in the suburbs of Houston. From the early days of dating her now-husband, to the cultural hurdles they've overcome together, her story speaks to the power of love, resilience, and how far society has come—and still needs to go.We also talk about the swinger lifestyle before we get into her thriving real estate business. Lauren shares how she's found success by being authentic and having a passion for helping others. From commission changes to social media marketing, she gives an honest look at what it takes to make it in real estate today.
Send us a textSouth Carolina REALTORs Association has issued new compensation forms with not one but two Form 120s and updated agency agreements in Form 130, 135 and 136. Today I examine those changes and what they mean for you. Also, a new study by the Federal Reserve shines light on whether or not commissions have gone up or down since implementation of the Sitzer settlement.Don't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.
Ce mardi 20 mai, les commissions d'enquête qui s'enchaînent depuis le mois de janvier pour les chefs d'entreprise ont été abordées par Philippe Manière, président de Vae Solis Communications, Markus Kerber, avocat, professeur de finances publiques et d'économie politique, et André Loesekrug-Pietri, président de l'Agence européenne d'innovation de rupture, dans l'émission Les Experts, présentée par Laure Closier sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.
Work with Derek here: https://www.phoenixareahousesearch.com/
Teach and Retire Rich - The podcast for teachers, professors and financial professionals
Scott finds out just how much commission Equitable salespeople get for selling EQUI-VEST products. No wonder they fight reform so hard. No wonder they love to initiate exchanges. The Price of Enrollment Podcast on SIOs Plan Fee Disclosure Form for University of Jamestown Equitable Plan Fee Disclosure Brochure Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).
Is your brokerage truly giving you freedom, flexibility, and financial growth? In this episode of the Real Estate Excellence Podcast, Tracy Hayes dives into the dynamic world of REAL Brokerage with guests Gigi Urbanski and Mike Rolewicz. Together, they explore how REAL is disrupting the traditional brokerage model by focusing on scalable support, tech-driven efficiency, and multiple income streams. From streamlined operations to a thriving agent community, REAL positions itself not as a destination, but a vehicle to entrepreneurial success. The conversation uncovers how REAL's powerful tech stack, AI tools like Leo Copilot, and agent-driven training platforms are empowering agents at all levels. Whether you're a new agent looking for structure or a seasoned professional craving freedom and ownership, REAL's transparent model offers simplicity, equity, and genuine collaboration that inspires agents to not only succeed but to build wealth with purpose. Ready to break away from the ordinary? Highlights: 00:00 – 04:17 Introduction and REAL's Positioning REAL as a platform versus destination Movement-based culture and branding Sneaker culture and dress code ChatGPT used for show prep REAL's buzz compared to LPT 04:17 – 10:50 Tech Stack and Broker Efficiency App-based tools and transaction management Broker support through Leo and real-time calls Transparent commission preview and compliance AI Wallet integration and Visa payouts REAL's scalability in tech and communication 10:50 – 19:54 Community, Culture and Plug-in Potential Education via peer-contributed modules Local masterminds and “come as you are” vibe Relevant agents as trainers Personal stories of switching from other brokerages Adapting to solo, team, or boutique styles 19:54 – 35:21 Business Tools, Financial Planning and ROI Capping, post-cap structure, and stock incentives Integrated budgeting with accountability calls REAL-built one-page business plans Tools for boutique or indie brokers Ease of use and agent empowerment 35:21 – 44:14 Revenue Streams and Support Systems Breakdown of split models and fees REAL Academy and Elite Agent program Referral ecosystem and organic recruiting Agent wins and mentorship stories Collaboration without hard pitching 44:14 – 01:14:26 Leadership, Masterminds, and Events Coffee meetings and spontaneous conversions Mastermind access (Women of Real, Social Media Leaders) Eric Hatch's free coaching sessions RealX events and open-door policy Cross-brokerage collaboration and local engagement Conclusion Quotes: "REAL is not the destination—it's the vehicle." – Mike Rolewicz "We're going to be doing this with or without you—it'd just be cool if you were with us." – Mike Rolewicz "You're with REAL, you don't have to wear heels anymore." – Gigi Urbanski "Agents aren't looking for another meeting, they're looking for a community." – Gigi Urbanski To contact Angela “Gigi” Urbanski and Mike Rolewicz, learn more about their business, and make them a part of your network, make sure to follow them on Website, Instagram, Facebook, YouTube, and LinkedIn. Connect with Angela “Gigi” Urbanski! Website: https://angelaurbanski.exprealty.com Instagram: https://www.instagram.com/gigiofjax/ Facebook: https://www.facebook.com/GiGiofJAXHomeSquad/ YouTube: https://www.youtube.com/channel/UCdor_3bwxhJ3HQ8dEU7iYag LinkedIn: https://www.linkedin.com/in/gigiyourhomegirl/ Connect with Mike Rolewicz! Website: https://www.904homeguide.com Instagram: https://www.instagram.com/904homeguide/ Facebook: https://www.facebook.com/904homeguide/ YouTube: https://www.youtube.com/@mikerolewicz904homeguide LinkedIn: https://www.linkedin.com/in/mike-rolewicz-b37135b Connect with me! Website: toprealtorjacksonville.com Website: toprealtorstaugustine.com If you want to build your business and become more discoverable online, Streamlined Media has you covered. Check out how they can help you build an evergreen revenue generator all powered by content creation! SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best. #RealBrokerage #RealEstateTech #AgentTools #BrokerageDisruption #StockAwards #RealEstateLife #CloudBrokerage #RealEstateMovement #RealTalk #RealAgents #RealResults #LeoCopilot #RealEstateCommunity #TeamLeaderLife #OpenHouseTips #LuxuryRealEstate #WomenInRealEstate #FinancialFreedom #AIinRealEstate #RealtorLife
2 Corinthians 5:15-21 (ESV)
Brace yourself for a no-holds-barred assessment of the real estate industry with Anthony Lamacchia! Known for his strong opinions and direct communication, Anthony doesn't hold back on the post-settlement world, the role of plaintiff attorneys, and the future trajectory of the market. Witness his passionate defense of agents and his predictions for the biggest housing boom ever. Anthony also revisits his fiery debate with Michael Ketchmark, offering behind-the-scenes insights and doubling down on his views. If you're looking for unfiltered truth and a shot of industry adrenaline, this episode is for you. For the New York Times Podcast about The Housing Market Has New Rules. Realtors Are Evading Them follow this link: https://podcasts.apple.com/us/podcast/the-housing-market-has-new-rules-realtors-are-evading-them/id1… Check out Anthony's video about CCP and Ketchmark's new threats against the industry. https://www.youtube.com/watch?v=bmX1uA7R0UE Connect with Anthony on - LinkedIn. Learn more about Lamacchia Realty on - Facebook - YouTube - Instagram - LinkedIn and online at lamacchiarealty.com. Follow Real Estate Insiders Unfiltered Podcast on Instagram - YouTube - Facebook - TikTok. Visit us online at realestateinsidersunfiltered.com. You asked for it. We delivered. Check out our new merch! https://merch.realestateinsidersunfiltered.com/ This podcast is produced by Two Brothers Creative. https://twobrotherscreative.com/contact/
Today's Scripture passages are Deuteronomy 33 - 34 | Joshua 1 | Matthew 16:5-20 | Mark 8:22-30 | Luke 9:18-20. Read by Ekemini Uwan.Get in The Word with Truth's Table is a production of InterVarsity Press. For 75 years, IVP has published and created thoughtful Christian books for the university, church, and the world. Our Bible reading plan is adapted from Bible Study Together, and the Bible version is the New English Translation, used by permission.SPECIAL OFFER | As a listener of this podcast, use the code IVPOD25 for 25% off any IVP resource mentioned in this episode at ivpress.com.Additional Credits:Song production: Seaux ChillSong lyrics written by: Seaux Chill, Ekemini Uwan, and Christina EdmondsonPodcast art: Kate LillardPhotography: Shelly EveBible consultant: JM SmithSound engineering: Podastery StudiosCreative producers: Ekemini Uwan and Christina EdmondsonAssistant producer: Christine Pelliccio MeloExecutive producer: Helen LeeDisclaimer: The comments, views, and opinions expressed in this podcast are solely those of the host and/or the guests featured on the podcast and do not necessarily reflect the views or positions of InterVarsity Press or InterVarsity Christian Fellowship.
Send us a textSummer Goralick is a compliance expert in the real estate industry. Summer and I discuss the importance of empowering investigators and regulators in the real estate industry, the proactive approach needed by real estate commissions, and the complexities surrounding private listings and fiduciary duties. We also discuss the recent challenges facing the industry, including the NAR settlement, broker compensation issues, and the impact of private listing networks. The conversation emphasizes the need for transparency, compliance, and a unified approach to consumer protection in real estate practices. Don't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.
Ever feel like your salon's commission structure is holding your best stylists back? Are you trapped in a cycle of high turnover and struggling to keep top talent engaged? In the last couple of months, there have been a few conversations where I have had to address this topic of overpaying people and we have had to take a deep dive into the compensation model. In this episode, I share what overcompensating in the salon looks like, what the best way to calculate a compensation percentage is and some of the biggest compensation mistakes salon owners make. There are definitely risks of overcompensation, and this can be a scary (and controversial) topic, but with the right steps you can create a win-win scenario for both you and your stylists and build a thriving salon culture where everyone feels valued and empowered! With Grow My Clientele Calculator, you'll get instant clarity on how many new clients you'll need to hit your 2025 financial goals! Enter just four numbers, and this tool will show you exactly how many new guests you need monthly and yearly to reach your target income. No guesswork or complicated math required, and you can get it now at www.thrivingstylist.com/growmyclientele/! Do you have a question for me that you'd like answered in a future episode like this one? A great way to do that is to head over to Apple Podcasts and leave a rating and review with your question. I'm looking forward to answering your question on a future episode on the podcast! If you're not already following us, @thethrivingstylist, what are you waiting for? This is where I share pro tips every single week, along with winning strategies, testimonials, and amazing breakthroughs from my audience. You're not going to want to miss out on this. Learn more at: https://thrivingstylist.com/podcast/