Vertical structure, usually solid, that defines and sometimes protects an area
POPULARITY
Categories
Is the hustle that feeds your family actually starving your home?
Send a textStudio by Miraval Rosé 2025Yeah, this is the Rosé that Brad Pitt and Angelina Jolie owned!Brad owns or controls 60% now.The Studio is named after a recording studio on the estate where Pink Floyd recorded The Wall.In 2022, the studio was rebuilt.This is an IGP Mediterranean wine instead of an AOC Provence wine.Check out the Podcast to explain the details!Check us out at www.cheapwinefinder.comor email us at podcast@cheapwinefinder.com
Welcome back to The Rizzuto Show, the comedy podcast that turns everyday news, pop culture nonsense, and the weirdest stories on the internet into a full-blown morning show meltdown.Today's episode kicks off with a story that feels like it was written by the world's laziest screenwriter: a DARE officer — literally the guy teaching kids to say no to drugs — got busted selling drugs while on duty in uniform. Not only that, but he was allegedly making deals out of a marked patrol car. Because when you're committing crimes, subtlety is overrated apparently. The gang breaks down the story, the wild investigation details, and the absolutely baffling punishment that has everyone wondering if justice accidentally took the weekend off.From there, the conversation shifts into something that instantly fires up every music fan in the room: the greatest concert opening songs ever. What song makes you want to run through a brick wall the second the band hits the stage? The crew debates legendary openers from Korn, Foo Fighters, Limp Bizkit, Rage Against the Machine, and more — plus the kind of songs that instantly turn a crowd of thousands into one giant mosh pit. If you've ever been to a show where the first riff gave you goosebumps, you'll feel this discussion.Then it's time for Crap on Celebrities, where the gang digs into the latest pop culture chaos. Britney Spears headlines the conversation with another headline-making moment that sparks debate about fame, mental health, and the internet's favorite hobby: pretending it knows everything about celebrities. The show also dives into music news, massive concert ticket prices that could destroy a mortgage, and some classic rock album debates that may cause arguments in record stores everywhere.Along the way you'll also hear:The surprisingly light punishment for a cop dealing drugs while in uniformThe songs that instantly turn a crowd feral at concertsWhy some concert intros are basically adrenaline injectionsCelebrity headlines that sound fake but somehow aren'tThe ongoing debate about which albums belong in every vinyl collectionBasically: it's another completely normal day on The Rizzuto Show — which means nothing makes sense, everyone gets roasted, and somehow we still learn something weird.If you're looking for a comedy podcast that mixes weird news, music talk, celebrity chaos, and pure sarcastic nonsense, congratulations — you found it.And remember: if your anti-drug instructor starts selling Adderall out of a squad car… maybe the program needs a refresher.Follow The Rizzuto Show → https://linktr.ee/rizzshow for more from your favorite daily comedy show.Connect with The Rizzuto Show Comedy Podcast online → https://1057thepoint.com/RizzShow.Hear The Rizz Show daily on the radio at 105.7 The Point | Hubbard Radio in St. Louis, MO.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Ephesians 2:18-22 (ESV)Andrew and Edwin discuss Paul's second image of the unity between the Jews and the Gentiles in Christ. They are being built into one temple as a dwelling place for God.Read the written devo that goes along with this episode by clicking here. Let us know what you are learning or any questions you have. Email us at TextTalk@ChristiansMeetHere.org. Join the Facebook community and join the conversation by clicking here. We'd love to meet you. Be a guest among the Christians who meet on Livingston Avenue. Click here to find out more. Michael Eldridge sang all four parts of our theme song. Find more from him by clicking here. Thanks for talking about the text with us today.________________________________________________If the hyperlinks do not work, copy the following addresses and paste them into the URL bar of your web browser: Daily Written Devo: https://readthebiblemakedisciples.wordpress.com/?p=24773The Christians Who Meet on Livingston Avenue: http://www.christiansmeethere.org/Facebook Page: https://www.facebook.com/TalkAboutTheTextFacebook Group: https://www.facebook.com/groups/texttalkMichael Eldridge: https://acapeldridge.com/
From the effects of drink to CrossFit chaos, this week's Swift Half is stacked: -
The Heelys have finally arrived and the guys waste no time in dangerously trying them out on the carpet. Jay gets discouraged and needs a pep talk to brave his new roller shoes. | Jacob reaches a milestone achievement that no one seems to care about. He completed "The Seven Exercises Every Man Should Do." Bobby attempts the pull-ups using trick videography and Jay stretches out into a wall splat and proves the maneuver is worthy of its name. *To hear the full show to go www.siriusxm.com/bonfire to learn more! FOLLOW THE CREW ON SOCIAL MEDIA: @thebonfiresxm @louisjohnson @christinemevans @bigjayoakerson @robertkellylive @louwitzkee @jjbwolf Subscribe to SiriusXM Podcasts+ to listen to new episodes of The Bonfire ad-free and a whole week early. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Michael Young returns to the podcast for another epic conversation with Bridget to pull back the curtain on Beautiful Trouble—the activist handbook that's basically Rules for Radicals on steroids. If you've ever wondered why protests seem to turn on and off like a faucet, why certain tactics feel weirdly coordinated, or how Minnesota went from zero to chaos overnight, this conversation breaks down the entire playbook. Michael walks us through the actual training manuals activists use: how to put targets in decision dilemmas, why “the real action is your target's reaction,” deploying sympathetic characters like the Wall of Moms, playing to the audience that isn't there (the cameras), using your radical fringe to shift the Overton window, the spectrum of allies strategy, power mapping, and how they literally hold training camps teaching people how to organize protests with color-coded violence zones. Michael and Bridget cover the disconnect between sports journalists and normies over hockey players laughing at Trump's joke, why the Left can't understand that masculine spirit of “broken teeth, put me in coach,” the disdain for normies embedded in critical theory, how everything gets politicized to give it meaning, the meta-level self-awareness that makes these tactics so effective, why it's designed to look organic when it's anything but, and what happens when you realize none of this is accidental—it's all in the handbook.#MichaelYoung #WokeDistance #CriticalRaceTheory #CultureWar #walkinswelcome Topics covered: Beautiful Trouble handbook analysis, the origins of the name Woke Distance, how social tactics are leveraged against individuals, property damage as an intentional protest tactic, and staying sane in the culture war.
THE BETTER BELLY PODCAST - Gut Health Transformation Strategies for a Better Belly, Brain, and Body
Are you struggling with chronic illness or symptoms that just won't go away, and you've gotten to a point where it just feels like maybe no one understands your symptoms or what you're going through?Do your parents, family, or friends subtly or directly implying that don't really think you have anything? That you're overly sensitive and it's go away if you just chose to stop being so sensitive?Are you tired of explaining your symptoms or what day to day life is like to your family or friends - maybe they don't devalidate you like your family, but they have no idea how to respond other that "I'm so sorry you're going through that", and you feel even more alone than before you shared?Or - have you sat in a doctor's office, hoping someone would finally understand — and been met with blank stares and no answers?If you said yes to any of those questions, this episode is for you.Today's episode starts our series exploring the emotional weight of chronic illness. No protocols. No strategies. No fixing.In this series, I'm sharing the things that anchored me on my journey toward wholeness — even in seasons where I felt like (or literally was) making zero progress.The goal is simple: to slow down and talk about the matters of the heart.To sit together for a moment and reflect — with who you are right now, not the future healed version of you — how do you tend your heart? How do you find emotional, internal health?Because you don't have to be physically healthy first to find emotional health.In today's episode, we're diving into:what chronic illness can feel lonely, even when you're surrounded by loving peopletips on what to do with people who are not loving or supportive on your health journeyexamples of 2 people in the Bible who hit a "I can't take it any longer" moment in their life, how they responded, and what lessons we can learn from itpractical steps to take to combat chronic illness loneliness, with or without the support of your immediate friends and familyIf you've been doing everything you know how to do to get healthy and you're still not better, I hope this episode meets you exactly where you are. Not to fix you. But to strengthen something inside you that illness may have been quietly wearing down.P.S. In this episode, I'll be sharing from my own faith background, because that's where many of these lessons were shaped for me. But these conversations are for anyone who's looking for steadiness, hope, and emotional resilience in the middle of a hard season. I hope this blesses you!TIMESTAMPS:00:00 - Chronic Illness Isolation 01:10 - Series Purpose and Scope 02:00 - What to Expect Today 03:38 - Why This Series Now 05:55 - Bible Stories for Resilience 06:40 - Science of Loneliness 10:35 - Supportive vs Dismissive People 12:24 - What to Do With Loneliness 13:52 - Elijah Hits the Wall 18:56 - God Meets Elijah Gently 23:34 - You Are Not Alone 25:24 - Modern Parallel and Community 27:48 - When Faith Heroes Hit Walls 28:45 - Moses Reaches Breaking Point 29:24 - The Weight of Millions 31:31 - Kill Me Now Prayer 32:56 - God Shares the Burden 33:51 - Loneliness Takeaways Begin 34:30 - Be Real and Journal It 36:07 - Find Safe People and Counselors 40:31 - Receive the Help Offered 43:44 - Ask Clearly for Support 47:19 - Ask God and Trust Provision 49:59 - Closing and Community InviteEPISODES MENTIONED:Ep. 162// Constipation Remedies Not Working? Find Relief with These 4 Lab TestsWORK WITH US:Option #1)
Ephesians 2:11-22 (NKJV)Andrew and Edwin discuss Paul's picture of unity between the Jews and Gentiles in Christ Jesus. They have been formed into one new body, one new man.Read the written devo that goes along with this episode by clicking here. Let us know what you are learning or any questions you have. Email us at TextTalk@ChristiansMeetHere.org. Join the Facebook community and join the conversation by clicking here. We'd love to meet you. Be a guest among the Christians who meet on Livingston Avenue. Click here to find out more. Michael Eldridge sang all four parts of our theme song. Find more from him by clicking here. Thanks for talking about the text with us today.________________________________________________If the hyperlinks do not work, copy the following addresses and paste them into the URL bar of your web browser: Daily Written Devo: https://readthebiblemakedisciples.wordpress.com/?p=24764The Christians Who Meet on Livingston Avenue: http://www.christiansmeethere.org/Facebook Page: https://www.facebook.com/TalkAboutTheTextFacebook Group: https://www.facebook.com/groups/texttalkMichael Eldridge: https://acapeldridge.com/
To Purchase our cigar line go to: https://1689cigars.com/collections/4-freedom-cigars Our Experience Box: https://1689cigars.com/collections/4-freedom-cigars/products/the-4-freedom-experience-boxTo purchase James New Book "From Brokenness to Freedom" https://a.co/d/c7UX3xT For more info visit our website: https://4freedompodcast.comFor Merch visit this site: https://www.teepublic.com/user/freedom-ministries?utm_source=designer&utm_medium=social&utm_campaign=Gq_E0abDp_8
Send a textWelcome to Episode 247! This week The Boys are enjoying a snow day, but they just had to get in your stream with some all new qual-it-y content. Your GBFFs sat down to chat, spill tea, and paint trash in an abbreviated episode with an exclusive, personal invitation for you to the Trash Talk Tea Party!The Tea Party is kicking off with Casey & Mark weighing in on the continued battle of Host-ess vs. Big Deborah vs. Entemann's. Do you have a favorite? Everybody does if they're honest. Then it's on to Trash Talk where The Boys are discussing a resurfaced, viral moment from Nancy Grace in Daddy's Basement. Then Lady Benny's Valentine's Day brought out the trade to his wife's comment section where a lot of claims are made, but Mark wants to know -- where are the receipts? The threats of release are not enough! Next it's a Tea Party moment on the dangers of the school playground from yester-year and all the injuries from their days on the playground due to their current injuries. To close it out, a 92 year old woman has had it in the old folks home and takes matters into her own hands for a bit of excitement and enjoyment.It's shorty, but a goodie! This one's got some gut-busters, some scalding hot tea, and a few moments of education -- because The Boys are educational... if they're anything. So gather yourself, pour a glass of port vintage, and pull up a seat to the table to join your GBFFs. Bring your colors 'cuz it's time to paint!=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=Let The Boys of Painted Trash know your thoughts on this week's topics and episode! What street festivals do you attend? Do you like street fests? What is your favorite festival??Have a topic idea or story you recommend for Trash Talk, be sure to send it in to our email or through the "contact us" on our website.Follow us on:Instagram: instragram.com/paintedtrashpodTwitter: twitter.com/paintedtrashpodFacebook: facebookcom/paintedtrashpodcastDon't forget to click Subscribe and/or Follow and leave us a review!email: paintedtrashpodcast@gmail.comweb: www.paintedtrashpodcast.com
Send a textOn this episode we explain why we unexpectedly took a week off. We discuss which was better, the cover or the original…we talk rock hall nominees, play “Poorly Explained Movies”, MixTape, and we climb the Wall of Tunes for one of O'Brien's Desert Island Albums from a guy who used to get mistaken for the Boss. #rrhof #rickspringfieldhttps://www.facebook.com/obrienanddoug/ https://instagram.com/obrien_and_doug
Welcome to episode 86 of Rapaport's Reality! Starring Kebe & Mayor Michael Rapaport. This is the reality television podcast that the whole reality world has been waiting for. The dopest, best looking, most faithful faithful podcast! The Rapaport's are here to discuss: Reality TV Never Being More Popular Below Deck Insanity The Magical Water Throwing Light Hearted Television The passing of Mary Cosby's son The writing is on the wall When a Bromance Falls Apart America's Top Model Documentary Fresh Prince of Bel Air, True Romance & Friends Acting Stories Working on a Reality TV Set This episode is not to be missed! An iHeartPodcasts Show Stand Up Comedy Tickets on sale at: MichaelRapaportComedy.com Produced by DBPodcasts.comFollow @dbpodcasts, @rapaportsreality, @michaelrapaport on Instagram & X Subscribe to Rapaport's Reality Feeds: iHeartRadio: https://www.iheart.com/podcast/867-rapaports-reality-with-keb-171162927/ Apple Podcasts: https://podcasts.apple.com/us/podcast/rapaports-reality-with-kebe-michael-rapaport/id1744160673 Spotify: https://open.spotify.com/show/3a9ArixCtWRhfpfo1Tz7MR Pandora: https://www.pandora.com/podcast/rapaports-reality-with-kebe-michael-rapaport/PC:1001087456See omnystudio.com/listener for privacy information.
In this episode of Hebrew Voices #240 - The Chair of Moses: Part 1, Nehemia is joined by Rev. Dr. Philip Thomas Mohr to discuss his doctoral dissertation on the infamous “Seat of Moses” in Matthew 23, how individuals project … Continue reading → The post Hebrew Voices #240 – The Chair of Moses: Part 1 appeared first on Nehemia's Wall.
It's a full Wall Pass Wednesday for SDH AMSheBelieves Cup has the matchup between the US and Canada tonoight in Columbus, Ohio- we have the preview of both sidesThe Prem was busy in the midweek and we have your recapWe preview the Red Clay Soccer Report with a look at the matchups from Tuesday and Wednesday in GHSA soccerWe look back at the week in MLS bfeore we start the march forward in Match Week 3- opposition research comes from Real Salt Lake PBP voice Landon SouthwickPlus all the news and talk for your midweek
Welcome to Side Character Quest, a one-on-one actual play podcast set in a world where cicadas sing, rivers flow, magic thrums through the air, and all of it's surrounded by a single massive Wall as ancient as history itself. Instead of diving straight into a new adventure, you are going to get to hear our game master Ty and our guest player Andrea do a "Session 0", where they discuss the game they'll be playing and then create Andrea's character, who will star in the upcoming adventure! Andrea Tsurumi (they/them) is an author, illustrator, cartoonist, and TTRPG enthusiast. They've written and/or illustrated several children's books, including ACCIDENT! (which was selected as an NPR Great Read) and CRAB CAKE (which won the Vermont Red Clover Book Award). The book they illustrated most recently is POP! Goes the Nursery Rhyme, which was written by Betsy Bird. Say hi to Andrea on Blue Sky at @atsurumi.bsky.social or on Instagram at @atsurumi. Want to learn more about Ty, the host (and GM and producer and editor and...) of SCQ? Have questions for us, or just want to say hi? Website: Contact form or Press Kit Email: SideCharacterQuest@gmail.com Instagram: @SCQpodcast Discord: Side Character Quest LinkTree: SideCharacterQuest Mentioned During the Show POP! Goes the Nursery Rhyme , a children's book illustrated by Andrea Tsurumi and written by Betsy Bird. Embarassed Ferret , a children's book illustrated by Andrea Tsurumi and written by Lisa Frenkel Riddiough. Andrea's Comics, Zines, and Other Illustrations . Blades in the Dark , a TTRPG about a crew of daring scoundrels in a haunted, industrial-fantasy city. Murderous Ghosts , a no-prep two-player horror game. Brindlewood Bay , a tabletop roleplaying game that combines Murder, She Wrote with H.P. Lovecraft. Lasers & Feelings , a quick-play sci-fi roleplaying game. Sword & Sorcery , a quick-play fantasy adventure game based on Lasers & Feelings. That Clue game I mentioned? It's ready for playtesting, but I haven't figured out the best place to host it yet. If you want to copy, shoot me a message! Additional Credits Thanks to Autumn for providing the artwork for Side Character Quest! Thanks to Briar for lending a voice to our credits! To hear more, check out one of Briar's own side character quests as Deirdre, a monster hunting cleric! Proud member of the Scavengers Network. Say hi on the Scavengers Network Discord Server!
Today we welcome the founder of Ardell Food Company: Ross Eide The Ardell Food Company's salsa is a cherished family recipe passed down for generations. When the family moved to Bainbridge Island, they started making it for friends and their children. It became so popular that parents began asking if they could buy it. And so, the local salsa was born. The simplicity of the recipe inspires their core values - the use of fewer ingredients of higher quality. This principle guides the creation of all their products. They hope you enjoy their salsa and become a repeat customer. Thank you for your support! The B.I.Stander Podcast is a listener supported podcast so please consider subscribing. BE A FRIEND OF PODCASTVILLE AND TELL A FRIEND Thank you to our very supportive sponsors! Blue Canary Auto Locations in Bainbridge Island & Bremerton Sound Reprographics Locations in Bainbridge Island & Poulsbo Tideland Magazine Pick up a copy on the Ferry Sheldon Orthodontics Free Consultation KitsapSmokestack.org Be your own aligrithom, find what to do in your neighborhood Miguelitos Best Mexican food on the island! 2 great locations on Beautiful Bainbridge Island Editing by: Cherie Newman Magpie Audio Productions Fly on the Wall performed by LeRoy Bell
Join Southwest Radio Ministries' 'Watchman on the Wall' with Josh Davis for an insightful discussion with Dr. Mike Spaulding on replacement theology. Delve into the origins, implications, and current impact of this controversial doctrine on the church and its relationship with Israel. Explore the historical context and theological nuances as Dr. Spaulding provides clarity on the topic, urging Christians to assess their beliefs and scriptural interpretations. Tune in for a comprehensive analysis of how replacement theology has influenced Christian thought and opened the door for anti-Semitism.
Dag vijf van de oorlog in Iran. De aanvallen gaan door, de onrust in het Midden-Oosten blijft. De chaos op de beurzen in Azië ook: de Kospi verloor op een dag maar liefst 12 procent. Een veldslag, maar opvallend niet op de Europese beurzen. Het lijkt erop dat beleggers gerust worden gesteld door Trump én zijn minister van Financiën. De Amerikaanse regering zegt namelijk dat de Amerikaanse marine olietankers gaat beschermen. Dat het maatregelen neemt om de olietransporten veilig te houden. Iets dat de olieprijs én de aandelenhandel goed deed. Deze aflevering hebben we het over die belofte. Kan 'ie die wel nakomen? En is het wel terecht dat beleggers vandaan zo rustig reageren?Ondertussen komt de VS wel met een economische aanval. De wereldwijde importtarieven (van 15 procent) gaan deze week gewoon in, zegt minister Scott Bessent. Ondanks de oorlog in het Midden-Oosten en de volatiliteit op de beurzen...Hebben we het ook over een bedrijf dat met de kwartaalcijfers komt: ASM. De chipmachinemaker komt met een grote verassing! In de laatste maanden van 2025 verdiende het meer aan China en datzelfde land gaat dit jaar ook voor veel omzet zorgen. ASM spreekt over ‘een aanzienlijke verbetering ten opzichte van onze eerdere prognose van een daling met dubbele cijfers’.Verder praten we je ook bij over de ruzie tussen de VS en Spanje. De Amerikanen willen géén handel meer doen met de Spanjaarden. Allemaal omdat het land geen zin heeft in de Iran-oorlog. Hoor je ook over de ruzie tussen Anthropic en het Pentagon, het aandeel Coinbase én een man die in een keer een miljoen Nvidia-aandelen heeft gekocht. Te gast: Nico Inberg van De Aandeelhouder BNR Beurs is een journalistiek onafhankelijke productie, mede mogelijk gemaakt door Saxo. Over de makers: Jelle Maasbach is presentator van BNR Beurs en freelance financieel journalist. Zijn favoriete aandeel om over te praten is Disney, maar daar lijkt hij de enige in te zijn. Sinds de eerste uitzending van BNR Beurs is 'ie er bij. Maxim van Mil is presentator van BNR Beurs en journalist bij BNR, waar hij zich focust op de financiële markten en ontwikkelingen in de tech-wereld. Je krijgt hem het meest enthousiast als hij kan praten over ASML, of oer-Hollandse bedrijven zoals Ahold of ABN Amro. Jorik Simonides is presentator van BNR Beurs, economieredacteur en verslaggever bij BNR. Hij wordt er vooral blij van als het een keer níet over AI gaat. Milou Brand is presentator van BNR Beurs, freelance podcastmaker en columnist bij het Financieele Dagblad. Jochem Visser is presentator van BNR Beurs, maakt Beursnerd XL en de podcast Onder Curatoren. Vraag hem naar obscure zaken op financiële markten en hij vertelt je waarom het eigenlijk nóg leuker is dan je al dacht. Over de podcast: Met BNR Beurs ga je altijd voorbereid de nieuwe beursdag in. We praten je in een kleine 25 minuten bij over alle laatste ontwikkelingen op de handelsvloer. We blijven niet alleen bij de AEX of Wall Street, maar vertellen je ook waar nog meer kansen liggen. En we houden het niet bij de cijfers, maar zoeken ook iedere dag voor je naar duiding van scherpe gasten en experts. Of je nu een ervaren belegger bent of net begint met je eerste stappen op de beurs, de podcast biedt waardevolle inzichten voor je beleggingsstrategie. Door de focus op zowel de korte termijn als de lange termijn, helpt BNR Beurs luisteraars om de ruis van de markt te scheiden van de essentie. Van Musk tot Microsoft en van Ahold tot ASML. Wij vertellen je wat beleggers bezighoudt, wie de markten in beweging zet en wat dat betekent voor jouw beleggingsportefeuille.See omnystudio.com/listener for privacy information.
Join Chris Hughes and Adam Mufich at the 7th Annual HVAC/R Training Symposium as they interview building scientist Tessa Murray. In this eye-opening conversation about what your house is really trying to tell you. Discover why HVAC techs need to understand building science fundamentals to truly master their craft. What You'll Learn: The critical connection between HVAC systems and building science How to identify hidden moisture problems in walls and attics Combustion safety testing that could save lives Understanding dew points and thermal bridging Proper ventilation strategies for different climate zones Why duct leakage testing is just the beginning Key Topics Covered: Transition from cold climate (Minnesota) to hot/humid (Florida) building science Ice dams, ghosting, and crying houses explained The house as a system approach for HVAC professionals Blower door testing and pressure diagnostics Indoor air quality concerns and solutions Natural draft appliance safety considerations Wall assembly moisture management Occupant behavior impacts on building performance Purchase your tickets or learn more about the 7th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android.
357 – How do you explain God's wrath in the Bible?Have you ever read some of those passages in the Old Testament where the text basically says God told the Children of Israel to kill all the inhabitants of Canaan, or other enemies, including the women and children, even babies?But in the New Testament, Jesus brings a very different perspective to dealing with your enemies. Instead of killing them, or praying for God to kill them, Jesus says to love and bless your enemies.What's going on here? How can you reconcile the way God is described in the Old Testament with the way He's described in the New Testament?In this week's episode:The dichotomy between the Old and New Testaments view of GodYour concept of God will affect the way you deal with the idea of God's wrathThe Old Testament condones and encourages killing your enemiesJesus commands us to love our enemies Does God change His ways or did Jesus change the way see God?If you want to be more like Jesus, then you need to look at the Old Testament through the lens of Christ to have a clear idea of who God is and how He destroys evil.∞∞∞∞∞∞∞SHOW NOTES: For a full transcript of this episode and all the Bible quotes, go to thebiblespeakstoyou.com/357Previous episode mentioned: Episode 197: Quit Looking at God Through a Wall of Glass BricksText me your questions or comments.Support the showIf you enjoy the podcast, please rate and leave a review on Apple Podcasts or Spotify__________________James Early, the Jesus Mindset Coach, is a Bible teacher, speaker, and podcaster. His focus is on getting back to the original Christianity of Jesus by embracing the mindset of Christ in daily life. Reach out today if you need a speaker or Bible workshop for your church or organization (online and in person) Subscribe to the podcast (and get your copy of Praying with the Mindset of Jesus) Make a donation to support the show Schedule a free one hour coaching call to see if the Jesus Mindset Coaching program is a good fit for you Contact James here
THE TRANSFORMATION WALLRandall Troutman, Winpak's, Chief Operational Excellence Officer leads a massive $1.1 billion transformation, tasked with turning 13 independent "kingdoms" into one efficient operating system.But there's a moment in every change effort where leaders mistake resistance for failure, and that's when teams stop following.Randall discovered that project success is never about the initial launch; it's about what you do when the "physics of people" takes over.We went deep into the "Valley of Despair" in this interview... ...that predictable, dangerous phase where the initial hype dies and the true energy requirement sets in.EVERY BIG project I've ever been part of hits make-or-break moment! It's the exact point where most leaders flame out, pack up, and say, "I knew it wouldn't work".In this episode, you'll discover:- How to recognize the "Valley" phase in real-time before it stalls your progress.- Why most change efforts quietly die exactly when they should be accelerating.- The framework for keeping thousands moving when fatigue and doubt peak.- The "Visual Roadmap" Randall used to make a global crisis actionable.If your initiative feels stalled, you aren't failing....you're just hitting THE WALL.It takes a courageous leader to admit they've lost momentum, but it takes a PRO to expect it and share the map to get out.Question: Ever had a big project lose momentum? What helped?-----Connect with the Host, #1 bestselling author Ben FanningSpeaking and Training inquiresSubscribe to my Youtube channelLinkedInInstagramTwitter
Lucy torments Linus with a call to their blanket-hating grandma. She explains that to be a good brother he has to work at it, and he succeeds with a bowl of ice cream. A new segment is revealed, “Hangin' Out at the Thinkin' Wall.” This week the guys discuss Snoopy before resuming the season-long look at the Van Pelt Family. Transcript available at UnpackingPeanuts.com Jimmy's, Michael's, and Harold's books are available at UnpackingPeanuts.com/store. Listener Joshua Stauffer's new podcast https://joshuastauffer1.substack.com/ Unpacking Peanuts is copyright Jimmy Gownley, Michael Cohen, Harold Buchholz, and Liz Sumner. Produced and edited by Liz Sumner. Music by Michael Cohen. Additional voiceover by Aziza Shukralla Clark. For more from the show follow @unpackpeanuts on Instagram and Threads, and @unpackingpeanuts on Facebook, Blue Sky, and YouTube. For more about Jimmy, Michael, and Harold, visit unpackingpeanuts.com. Thanks for listening.
We had them! Up 2-0 early with goals from Pašalić and Ojeda, but Orlando City completely collapsed in a 4-2 loss to Inter Miami. But the real story isn't just on the pitch. We're talking about the shocking scenes of Orlando fans taking photos of Messi's goal on "The Wall" and—even worse—Orlando City ownership reportedly snapping pics of the Argentine star while the home crowd watched in disbelief.Is this a "once in a lifetime" moment we should enjoy, or is it a total lack of respect for our colors? Join the Loud & Proud Orlando crew as we vent, debate, and analyze the Florida Derby disaster.#orlandocity #mls #intermiami #lionelmessi #messi #vamosorlando
Wie dacht dat de Iran-dip bereikt was, komt van een koude kermis thuis. Waar de beurzen zich gisteravond juist leken te herstellen van de schrik, zien we vandaag pas écht effect van de spanningen in het Midden-Oosten. In Europa en in de VS. Zijn er nieuwe ontwikkelingen, of zijn beleggers er gewoon laat bij? We zoeken het voor je uit. Index-verliezen van twee, drie procent zijn geen uitzondering vandaag. Maar ze vallen in het niet bij het verlies van de Kospi, de Koreaanse beurs. Die sloot ruim 7 procent lager. Terwijl diezelfde Kospi hiervoor juist record op record brak. Wat er nog over is van al dat optimisme van toen, hoor je ook in deze aflevering. Vertellen we je ook nog: Wat er nog over is van de kredietwaardigheid van Paramount Skydance nu het Warner Brothers gaat overnemen. Spoiler: niet veel. Over nieuwe zorgen rond private kredieten. Hoe gokplatform Polymarket, waar je een wedje kunt leggen op zo ongeveer alles, nu ook geconfronteerd wordt met handel met voorkennis. Waarom Elon Musk zijn Twitterschulden gaat afbetalen. Te gast: Stan Westerterp van Bond Capital Partners BNR Beurs is een journalistiek onafhankelijke productie, mede mogelijk gemaakt door Saxo. Over de makers: Jelle Maasbach is presentator van BNR Beurs en freelance financieel journalist. Zijn favoriete aandeel om over te praten is Disney, maar daar lijkt hij de enige in te zijn. Sinds de eerste uitzending van BNR Beurs is 'ie er bij. Maxim van Mil is presentator van BNR Beurs en journalist bij BNR, waar hij zich focust op de financiële markten en ontwikkelingen in de tech-wereld. Je krijgt hem het meest enthousiast als hij kan praten over ASML, of oer-Hollandse bedrijven zoals Ahold of ABN Amro. Jorik Simonides is presentator van BNR Beurs, economieredacteur en verslaggever bij BNR. Hij wordt er vooral blij van als het een keer níet over AI gaat. Milou Brand is presentator van BNR Beurs, freelance podcastmaker en columnist bij het Financieele Dagblad. Jochem Visser is presentator van BNR Beurs, maakt Beursnerd XL en de podcast Onder Curatoren. Vraag hem naar obscure zaken op financiële markten en hij vertelt je waarom het eigenlijk nóg leuker is dan je al dacht. Over de podcast: Met BNR Beurs ga je altijd voorbereid de nieuwe beursdag in. We praten je in een kleine 25 minuten bij over alle laatste ontwikkelingen op de handelsvloer. We blijven niet alleen bij de AEX of Wall Street, maar vertellen je ook waar nog meer kansen liggen. En we houden het niet bij de cijfers, maar zoeken ook iedere dag voor je naar duiding van scherpe gasten en experts. Of je nu een ervaren belegger bent of net begint met je eerste stappen op de beurs, de podcast biedt waardevolle inzichten voor je beleggingsstrategie. Door de focus op zowel de korte termijn als de lange termijn, helpt BNR Beurs luisteraars om de ruis van de markt te scheiden van de essentie. Van Musk tot Microsoft en van Ahold tot ASML. Wij vertellen je wat beleggers bezighoudt, wie de markten in beweging zet en wat dat betekent voor jouw beleggingsportefeuille.See omnystudio.com/listener for privacy information.
For a deeper study of God's Word, plus daily resources for your walk with Jesus, visit https://passionequip.com/. — With Passion City Online, you can join us every Sunday live at 9:30a and 11:45a, and our gatherings are available on-demand starting at 7p! Join us at https://passioncitychurch.com — Subscribe to our channel to see more messages from Passion City Church: https://www.youtube.com/passioncitychurch — Looking for content for your Kids? Subscribe to our Passion Kids Channel: https://passion.link/passionkidsonline — If you would like to give to our house, visit https://passioncitychurch.com/give/ — Check out Passion's books, music, and more at https://passionresources.com/ — At Passion City Church, we believe that because God has displayed the ultimate sacrifice in Jesus, our response to that in worship must be extravagant. It is our privilege and our created purpose to reflect God's Glory to Him through our praise, our sacrifice, and our song. — Follow Passion City Church: https://www.instagram.com/passioncity/ Follow Louie Giglio: https://www.instagram.com/louiegiglio Passion City Church is a Jesus church with locations in Atlanta and Washington D.C. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors. You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education Speaker 1 0:20 since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com Keith Weinhold 1:04 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com Speaker 2 1:38 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:54 Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower. Keith Weinhold 9:39 Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff. Keith Weinhold 14:17 Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education. Keith Weinhold 16:19 Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989, Dani-Lynn Robison 18:08 this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda. Keith Weinhold 18:24 Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson, Garrett Gunderson 19:02 that's good to be back. Man. Is really good. Love your energy. Has a nice intro. Keith Weinhold 19:07 Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now Garrett Gunderson 19:35 I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it. Keith Weinhold 21:13 You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way? Garrett Gunderson 21:32 It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset. Keith Weinhold 23:09 That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now Garrett Gunderson 23:17 30 years ago, 30 years ago too. You know, it doesn't even fit anymore. Keith Weinhold 23:23 Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status. Garrett Gunderson 24:40 I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled. Keith Weinhold 27:56 You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that. Garrett Gunderson 28:05 Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck. Keith Weinhold 33:30 Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated Garrett Gunderson 34:04 values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality. Keith Weinhold 36:33 When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life? Garrett Gunderson 37:15 I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love. Keith Weinhold 39:31 Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps. Garrett Gunderson 39:44 So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth. Keith Weinhold 43:12 It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show. Garrett Gunderson 43:43 Hey man, good to be back. Keith Weinhold 43:51 Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 4 45:01 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively Keith Weinhold 45:29 The preceding program was brought to you by your home for wealth. Building, get richeducation.com
Between The Covers : Conversations with Writers in Fiction, Nonfiction & Poetry
Today’s episode is a classic from the archives, a conversation from 2019 with Brandon Shimoda about his book The Grave on the Wall. While the book centers on an exploration of Shimoda's grandfather's internment at Fort Missoula during World War II, it is really an interrogation of America that extends both directions in time from that moment. Forts such as these, that imprisoned Japanese and Japanese-Americans during the war, were also previously used to fight the Indian wars that established white dominance over Native lands, and are now today being used as detention centers/concentration camps for the refugees and immigrants from our southern border. The Grave on the Wall is also an engagement with photography and (mis)representation, memory and memorialization and asks the question of what it means to memorialize something that is ongoing, that has never ended. For the bonus audio archive Brandon Shimoda contributes a reading from Etel Adnan’s long poem “Fog,” a poem she dedicated to him. This joins contributions from everyone from Isabella Hammad to Dionne Brand, Natalie Diaz to Kaveh Akbar and more. To learn how to subscribe to the bonus audio and about all the other potential rewards and benefits of joining the Between the Covers community as a listener-supporter head over to the show’s Patreon page.
Sonja Bindus, teacher support lead for Hillsdale College K-12 Education, joins host Scot Bertram to discuss teaching students how to appreciate art, learning from the artistic masters, and how to help students develop artistic skills. Learn more: https://k12.hillsdale.edu/See omnystudio.com/listener for privacy information.
Kylie Wall is the Natrona County High student who faced massive backlash from school staff for starting a TPUSA Club America chapter. Her signs were torn down, she was told what she could and could not do--even in her free time. Now, her chapter is up and running. A bill she is supporting, HB159, is making its way through the Wyoming Legislature. She joined me for an interview over the weekend.
Risen Nation Church is united by a vision to see the fulfillment of Acts 15:16—the rebuilding of David's tabernacle. Our deepest desire is to create a space where we can minister to the Lord through worship and where people can become a true dwelling place for His presence. Join us in worship: Sundays at 10:00 am (Doors open at 9:00 am) Location: 1711 Keller Pkwy, Keller, TX 76248 Text “dallas” to (817) 587-1735 for updates. Support Our Mission: Help us grow and reach more people. Give here(https://www.risennatio...)
Wherein Eric briefly introduces the listener to the storied career of Bay Area thrash legends Testament before sitting down to chat with Testament frontman Chuck Billy about their fantastic 2025 album, Para Bellum, and their 2026 US tour, Thrash of the Titans, with Overkill and Destruction.For more information about Testament visit:https://www.testamentlegions.com/site/Suggested Testament songs:"Over the Wall" from The Legacy (1987) https://www.youtube.com/watch?v=gZkYB81FeDc"The Ballad" from Practice What You Preach (1989)https://www.youtube.com/watch?v=sJ9-xPIuGs0"Down for Life" from The Gathering (1999)https://www.youtube.com/watch?v=JIu4yr5mYMc"More Than Meets the Eye" from The Foundation of Damnation (2008)https://www.youtube.com/watch?v=09rHDabBQfA"Brotherhood of the Snake" from Brotherhood of the Snake (2016) https://www.youtube.com/watch?v=OeIgFsU0x4I"Night of the Witch" from Titans of Creation (2020)https://www.youtube.com/watch?v=cF2hIrXq2ssPara Bellum is available either via digital:https://testament.bandcamp.com/album/para-bellumor physical media:https://shop.nuclearblast.com/products/testament-para-bellum?srsltid=AfmBOopKN2P0S13Romq-IpQwncDIXZeWkawfzllbOlHLD-jn-zUbpRwQPlease do consider joining Heavy Metal 101 at our Patreon page for just $3/month! Not only will you gain access to exclusive content, but you'll also get that sense of pure joy that can only come from supporting the world's wackiest, most insightful heavy metal podcast. Link below:http://patreon.com/HeavyMetal101Visit us at: https://podcasters.spotify.com/pod/show/heavymetal101podcast (you can leave us a voicemail if you're so inclined!)Contact us at: heavymetal101podcast@gmail.comSocial media: https://www.facebook.com/HeavyMetal101Podcast https://twitter.com/heavy_101 https://www.tiktok.com/@heavymetal101podcasthttps://www.instagram.com/heavymetal101podcast/New episodes of Heavy Metal 101 are regularly released monthly on the 3rd Monday of each month. Thanks for listening!Underscore credits:Electric Crown 8-bit, trooper8888888888881924 version: Al Jolson - California, Here I Come (Isham Jones Orch.)Testament - Over The Wall (8 Bit) pandoozlesTestament - The Ballad (8-bit) slantyrockDeath/Thrash Metal Riffs - Fight Like Hell // Royalty Free No Copyright MusicWhite Bat Audio"More Than Meets The Eye" - Testament (8-Bit) Manny Jimenez"Para Bellum" (excerpt) from Para Bellum (2025)Testament (used with permission courtesy of Testament/Nuclear Blast)"Meant to Be" (excerpt) from Para Bellum (2025)Testament (used with permission courtesy of Testament/Nuclear Blast)
Get your home improvement inquiries answered by Tom Tynan on this Home Show Radio Podcast from 2/28/26 Hour 1 on SportsRadio 610 The post 2/28/26 H1 – Cementing Weep Holes, Water Pipes, Porcelain vs Ceramic Tile, Leaking Valve, Dryer on the Inside Wall appeared first on HomeShow Radio Show | Tom Tynan.
March 1, 2026Dr. Mark AmbroseSeries: UnstoppableImportant Indicators of a Healthy Church- Part 2Acts 2:46-47
Het Midden-Oosten staat op zijn kop, nu Israël en de VS de leider van Iran hebben geliquideerd. Een conflict dat grote gevolgen heeft voor de rest van de wereld. Zo is de straat van Hormuz afgesloten, wat zorgt voor een flink hogere olieprijs. Ook de gasprijs schoot omhoog, omdat Qatar (na een Iraanse aanval) hun gasproductie heeft stilgelegd. Deze aflevering vertellen we je hoe je als belegger moet omgaan met oorlogsdreiging. Welke aandelen je even links moet laten liggen en of het terecht is dat sommige aandelen massaal worden ingeslagen. We proberen je op weg te helpen in onzekere tijden. Onzeker is ook hoe Greg Abel Warren Buffett moet doen vergeten. De nieuwe baas van Berkshire Hataway moest (voor het eerst) de kwartaalcijfers presenteren en dat was geen makkie. Ook niet omdat de resultaten nogal tegenvallen. We kijken of het Abel lukt, om beleggers te overtuigen van zijn kwaliteiten. Hoor je ook meer over Disney en Netflix. Die laatste liep weg van de overnamestrijd om Warner Bros. Discovery. Met grote gevolgen. Paramount, dat er met de buit vandoor ging, gaat zijn streamer nu combineren met die van de overnameprooi. En dat heeft enorme gevolgen voor de markt. Verder ook aandacht voor Tesla. Dat ineens meer auto's verkoopt in een aantal Europese landen. Is het herstel ingezet? Praten we je trouwens ook nog bij over ASML (dat iets nieuws gaat doen) en een grote hack bij AkzoNobel. Te gast: Corné van Zeijl, van Cardano. BNR Beurs is een journalistiek onafhankelijke productie, mede mogelijk gemaakt door Saxo. Over de makers: Jelle Maasbach is presentator van BNR Beurs en freelance financieel journalist. Zijn favoriete aandeel om over te praten is Disney, maar daar lijkt hij de enige in te zijn. Sinds de eerste uitzending van BNR Beurs is 'ie er bij. Maxim van Mil is presentator van BNR Beurs en journalist bij BNR, waar hij zich focust op de financiële markten en ontwikkelingen in de tech-wereld. Je krijgt hem het meest enthousiast als hij kan praten over ASML, of oer-Hollandse bedrijven zoals Ahold of ABN Amro. Jorik Simonides is presentator van BNR Beurs, economieredacteur en verslaggever bij BNR. Hij wordt er vooral blij van als het een keer níet over AI gaat. Milou Brand is presentator van BNR Beurs, freelance podcastmaker en columnist bij het Financieele Dagblad. Jochem Visser is presentator van BNR Beurs, maakt Beursnerd XL en de podcast Onder Curatoren. Vraag hem naar obscure zaken op financiële markten en hij vertelt je waarom het eigenlijk nóg leuker is dan je al dacht. Over de podcast: Met BNR Beurs ga je altijd voorbereid de nieuwe beursdag in. We praten je in een kleine 25 minuten bij over alle laatste ontwikkelingen op de handelsvloer. We blijven niet alleen bij de AEX of Wall Street, maar vertellen je ook waar nog meer kansen liggen. En we houden het niet bij de cijfers, maar zoeken ook iedere dag voor je naar duiding van scherpe gasten en experts. Of je nu een ervaren belegger bent of net begint met je eerste stappen op de beurs, de podcast biedt waardevolle inzichten voor je beleggingsstrategie. Door de focus op zowel de korte termijn als de lange termijn, helpt BNR Beurs luisteraars om de ruis van de markt te scheiden van de essentie. Van Musk tot Microsoft en van Ahold tot ASML. Wij vertellen je wat beleggers bezighoudt, wie de markten in beweging zet en wat dat betekent voor jouw beleggingsportefeuille.See omnystudio.com/listener for privacy information.
Big Bend National Park lately has drawn a lot of national attention, and not in a good way. Recently the U.S. Customs and Border Patrol announced that it wanted to build some sort of border wall along all or part of the 118 miles of border the national park shares with Mexico. Is that a good idea? Will it adversely impact the park? Can it even be done? To discuss those and other questions, our guest today is Bob Krumenaker, whose long Park Service career included a stint as Big Bend's superintendent. Bob also is chair of the Keep Big Bend Wild organization that is pushing to see a large portion of the park designated as official wilderness.
We are talking about the infamous Camp Half-Blood climbing wall in this episode. Are you ready to bask in it's greatness with us??Email- through.t.mist@gmail.com, Insta / Threads- @through_misthttps://linktr.ee/through_mist
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Stephanie Wall. Purpose of the Interview To share Dr. Wall’s expertise as a neuroscience coach, criminal justice professor, author, and mentor. To discuss her mission through 1 Million Lives Transform, a global movement helping women unmute their voices and lead with authenticity and confidence. To provide actionable strategies for overcoming self-doubt, fear, and imposter syndrome in professional and personal settings. Key Takeaways Background and Roles Served 20 years in law enforcement and continues teaching criminal justice and ethical leadership. Founder of 1 Million Lives Transform, focused on empowering women to reclaim their voices. Unmuting Your Voice Many professionals mute themselves due to fear, lack of confidence, or imposter syndrome. Techniques: Awareness: Recognize when you’re silencing yourself. Pause and breathe before responding. Stand up when speaking in meetings to command attention and project confidence. Use phrases like “I’d like to build on that point” to engage respectfully. Mindset and Fear What you tell yourself matters more than external criticism. Replace negative self-talk with affirmations and surround yourself with positive influences. Neuroscience supports that repeated positive input rewires thought patterns. Boundaries and Time Management Learn to say “No” as a complete sentence. Set boundaries for phone calls and social interactions to protect productivity. Busy professionals should establish communication rules (e.g., “Do you have a minute?”). Authenticity and Leadership Authenticity is key—embrace your natural gifts and use them to transform spaces. Leadership requires mindset shifts when moving from peer to manager roles. Mentorship should be intentional and specific, not generic (“pick your brain” requests need structure). 1 Million Lives Transform A movement to help women rewrite their narratives, reclaim confidence, and lead boldly. Focus on self-awareness, boundaries, and empowerment strategies. Notable Quotes “Notice in that moment that you are muting yourself.” “Stand up when you speak—you command the room.” “No is a complete sentence.” “Our gifts are not for us; they are for other people.” “What you say to yourself does more damage than anything anyone else could say.” “Authenticity isn’t lip service—it’s showing up as who you truly are.” “Boundaries are not selfish; they are necessary.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Stephanie Wall. Purpose of the Interview To share Dr. Wall’s expertise as a neuroscience coach, criminal justice professor, author, and mentor. To discuss her mission through 1 Million Lives Transform, a global movement helping women unmute their voices and lead with authenticity and confidence. To provide actionable strategies for overcoming self-doubt, fear, and imposter syndrome in professional and personal settings. Key Takeaways Background and Roles Served 20 years in law enforcement and continues teaching criminal justice and ethical leadership. Founder of 1 Million Lives Transform, focused on empowering women to reclaim their voices. Unmuting Your Voice Many professionals mute themselves due to fear, lack of confidence, or imposter syndrome. Techniques: Awareness: Recognize when you’re silencing yourself. Pause and breathe before responding. Stand up when speaking in meetings to command attention and project confidence. Use phrases like “I’d like to build on that point” to engage respectfully. Mindset and Fear What you tell yourself matters more than external criticism. Replace negative self-talk with affirmations and surround yourself with positive influences. Neuroscience supports that repeated positive input rewires thought patterns. Boundaries and Time Management Learn to say “No” as a complete sentence. Set boundaries for phone calls and social interactions to protect productivity. Busy professionals should establish communication rules (e.g., “Do you have a minute?”). Authenticity and Leadership Authenticity is key—embrace your natural gifts and use them to transform spaces. Leadership requires mindset shifts when moving from peer to manager roles. Mentorship should be intentional and specific, not generic (“pick your brain” requests need structure). 1 Million Lives Transform A movement to help women rewrite their narratives, reclaim confidence, and lead boldly. Focus on self-awareness, boundaries, and empowerment strategies. Notable Quotes “Notice in that moment that you are muting yourself.” “Stand up when you speak—you command the room.” “No is a complete sentence.” “Our gifts are not for us; they are for other people.” “What you say to yourself does more damage than anything anyone else could say.” “Authenticity isn’t lip service—it’s showing up as who you truly are.” “Boundaries are not selfish; they are necessary.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Stephanie Wall. Purpose of the Interview To share Dr. Wall’s expertise as a neuroscience coach, criminal justice professor, author, and mentor. To discuss her mission through 1 Million Lives Transform, a global movement helping women unmute their voices and lead with authenticity and confidence. To provide actionable strategies for overcoming self-doubt, fear, and imposter syndrome in professional and personal settings. Key Takeaways Background and Roles Served 20 years in law enforcement and continues teaching criminal justice and ethical leadership. Founder of 1 Million Lives Transform, focused on empowering women to reclaim their voices. Unmuting Your Voice Many professionals mute themselves due to fear, lack of confidence, or imposter syndrome. Techniques: Awareness: Recognize when you’re silencing yourself. Pause and breathe before responding. Stand up when speaking in meetings to command attention and project confidence. Use phrases like “I’d like to build on that point” to engage respectfully. Mindset and Fear What you tell yourself matters more than external criticism. Replace negative self-talk with affirmations and surround yourself with positive influences. Neuroscience supports that repeated positive input rewires thought patterns. Boundaries and Time Management Learn to say “No” as a complete sentence. Set boundaries for phone calls and social interactions to protect productivity. Busy professionals should establish communication rules (e.g., “Do you have a minute?”). Authenticity and Leadership Authenticity is key—embrace your natural gifts and use them to transform spaces. Leadership requires mindset shifts when moving from peer to manager roles. Mentorship should be intentional and specific, not generic (“pick your brain” requests need structure). 1 Million Lives Transform A movement to help women rewrite their narratives, reclaim confidence, and lead boldly. Focus on self-awareness, boundaries, and empowerment strategies. Notable Quotes “Notice in that moment that you are muting yourself.” “Stand up when you speak—you command the room.” “No is a complete sentence.” “Our gifts are not for us; they are for other people.” “What you say to yourself does more damage than anything anyone else could say.” “Authenticity isn’t lip service—it’s showing up as who you truly are.” “Boundaries are not selfish; they are necessary.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
DO THE RIGHT THING Sal Fragione owns a pizzeria in Brooklyn, where the Wall of Fame features only Italian celebrities. A neighborhood local, Buggin' Out, argues that a business in a Black neighborhood should also honor Black icons, but Sal refuses. The wall becomes a symbol of exclusion, and as more people take sides, tensions escalate. Craig and Elizabeth talk about racial tensions, boom box culture, the Winter Olympics and the movie “Do the Right Thing” on this week's Matinee Heroes! Show Notes 1:15 Craig and Elisabeth talk about the Winter Olympics and the smell of death. Not in that order. 16:05 Craig and Elisabeth discuss "Do the Right Thing." 1:05:42 Recasting 1:26:44 Double Feature 1:28:32 Final Thoughts 1:32:55 A preview of next week's episode "The Third Man." Next week, Mystery March kicks off with the all-time classic "The Third Man."
What's the difference between a mistake… and a bad decision? My guest knows this only too well. Tom Hardin has been on the show several times before. As Tipper X, he wore a wire for the FBI and helped build the largest insider trading investigation in US history. Since then, he has spent nearly a decade speaking to organisations around the world about slippery slopes, rationalisation, and how good people drift into serious trouble. In this episode, he returns to discuss his new book, Wired on Wall Street. The book goes beyond the insider trading case many listeners already know. It explores the ambition, insecurity and desire for status that shaped his early career, and the patterns he only recognised years later when writing it down. For the first time on a podcast, Tom is also joined by his wife, Sue. She played no role in the trades that changed his life, but her life was dramatically altered by them. She reflects on discovering the truth, keeping a secret that wasn't hers, facing sentencing uncertainty, and what it means to rebuild together. This conversation isn't really about insider trading; it's about character.Key ThemesWhy calling something a “mistake” can soften accountabilityThe psychology of slippery slopes and rationalisationStatus anxiety and the need to belongResume virtues vs eulogy virtuesShame versus guilt — and why the distinction mattersThe hidden impact of ethical failure on spouses and familiesWhat writing a book can reveal that telling a story on stage cannotThe freedom that comes from having nothing left to hideTom's story is unusual; the human dynamics behind it are not.AI-Generated Timestamped Summary00:00 – More than insider tradingWhy this conversation is about character — guilt vs shame, mistakes vs bad decisions, and the cost of ethical drift. 02:30 – The story in briefTom recaps becoming “Tipper X” and helping build the largest insider trading investigation in US history. 03:15 – Why write the book now?After a decade of speaking, Tom explains what finally pushed him to put the full story — childhood, ambition, insecurity — on paper. 08:00 – The deeper patternFrom Georgia to the Ivy League to hedge funds: the outsider mindset, status anxiety, and the slippery slope. 16:00 – Small decisions, big consequencesEarly corner-cutting, rationalisation, and the fraud triangle in action. 26:00 – Resume virtues vs eulogy virtuesHow Tom's definition of success changed — and the difference between shame and guilt. 31:00 – A simple test for integrityOne question that could replace most Codes of Conduct:Are you willing to be held accountable for this decision? Sue's Perspective 40:30 – The night she found outShock, disbelief, and the future collapsing in an instant. 44:00 – Keeping a secret that wasn't hersWhite lies, reputational fear, and the strain of silence. 49:00 – Sentencing dayWhy she insisted on being there — no matter the outcome. 52:30 – Reinvention and resilienceStay-at-home dad years, ultramarathons, and rebuilding a life together.LinksWired on Wall Street: www.tipperx.com/bookTipper X Website: www.tipperx.comTom's previous appearances on the show:Tom's experience as FBI Informant Tipper X - https://www.humanriskpodcast.com/tom-hardin-on-his-experience/Turning Crime Into A Calling - https://www.humanriskpodcast.com/tom-hardin-on-turning-a-crime-into-a-calling/Tom's Substack: https://substack.com/@tipperxTom on LinkedIn: https://www.linkedin.com/in/tipperx/
Learn what to do when your channel hits a wall⚡️Learn How We Can Help You Grow a Profitable YouTube Channel ➡️ http://ViralVideoCoach.comThis video is NOT sponsored. Some product links are affiliate links which means if you buy something we'll receive a small commission.
Mea Culpa welcomes back our good friend Harry Litman. Harry was a former US Attorney and Deputy Assistant Attorney General and is currently the legal affairs columnist for the Los Angeles Times Opinion Page and professor of Constitutional Law at UCLA and UCSD. He can be seen as a legal and political commentator on CBS, NPR MSNBC, and CNN. Litman is also the creator and host of the Talking Feds Podcast, a must-listen for its sharp analysis of the corruption, crimes, and moral failures of the Trump era and beyond. Michael and Harry dig deep into the legalities of January 6th.
Emerald Fennell's new adaptation of Emily Brontë's 1847 gothic romance "Wuthering Heights" is the most talked-about film of the year. But for pop lovers, the soundtrack is the real event: Charli xcx, asked to write one song, ended up recording an entire album for the movie while in the middle of the BRAT tour. If BRAT gave people permission to be messy on the dance floor, this score gives permission to be messy in your souls. But Charli isn't the first artist to channel "Wuthering Heights" into music. Line up her hyperpop strings and cavernous reverb against Kate Bush's winding harmonies, a Hollywood orchestral score from 1939, and Ryuichi Sakamoto's unsettled piano, and something surprising emerges: the most operatic, passionate, Wuthering Heights-obsessed recording of them all might belong to someone you'd never expect.Songs discussed: Charli xcx “Everything is Romantic” Charli xcx “Always Everywhere” Charli xcx “House” (feat. John Cale) Hans Zimmer “Inception score” Charli xcx “Wall of Sound” Ike & Tina Turner “River Deep, Mountain High” Charli xcx “Chains of Love” Charli xcx “Out of Myself” Charli xcx “Funny Mouth” (co-written with Joe Curie) Alfred Newman “Wuthering Heights score (1939)” Ryuichi Sakamoto “Wuthering Heights score (1992)” Kate Bush “Wuthering Heights” Celine Dion “It's All Coming Back to Me Now” Learn more about your ad choices. Visit podcastchoices.com/adchoices