Flourish Financially with Kathy Longo

Achieving financial freedom – whatever that might mean to you personally – can seem like an insurmountable task. But the truth is, your journey to achieving any major milestone begins with small steps and smart habits that you put into practice each day. While it's possible that there are external factors impacting your finances, there's also a chance that your personal money habits are keeping you from meeting your goals. Since you can control your own habits, that's what we'll discuss in this episode. For more information about Kathy, her firm, and the valuable services they offer for people like you, visit www.flourishwealthmanagement.com. Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/1c46ad5f-1fad-46b8-bf31-6edbcb9d4aa7 This podcast is powered by Pinecast.

Life transitions often throw us for a loop, and this certainly includes career transitions. Sometimes they're planned, but many times they are unexpected and challenging. However, when we examine how these transitions might occur, they become easier to navigate. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/90499d4d-b0a6-4c6a-aede-64b731079f18 This podcast is powered by Pinecast.

You might think that the level of happiness you feel about money, your work, your social life, or your relationships is derived from what happens in each of those areas of your life. But, actually, your perception of the things that happen is what truly makes a difference in your outlook. It really is all about perspective, and psychologists who study this cognitive bias call it the “framing effect.” For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/e378e6fd-2149-4228-a80e-7b28dd339933 This podcast is powered by Pinecast.

So much is expected of us as modern women, and none of us can balance it all perfectly. However, many women devote so much time and energy to the other people in their lives that they can sometimes neglect to focus on their own finances. Set aside some focused time to make these five money moves and give yourself the gift of a firm foundation for the future. For more information about Kathy, her firm, and the great things they are doing for people like you, visit www.flourishwealthmanagement.com. Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/7c822b0b-6c23-4023-9311-da6257afa527 This podcast is powered by Pinecast.

According to a recent study from the Pew Research Center, roughly 38 percent of adults are living alone, and more than half are women. That's one reason why I think it's so important to educate women about managing their own money to ensure they can take care of themselves now and in the future. Regardless of your relationship status, the five financial strategies we're talking about today will help you safeguard your financial future and ensure your peace of mind. [Consumer Financial Protection Bureau Guide] For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/7ae3ae65-806f-4d7c-a0a7-85c16ec3e3d6 This podcast is powered by Pinecast.

Securing financial backing for a new venture can be challenging – especially for women. Whether you've been wanting to be your own boss in order to have more flexibility, or you're feeling as though you have fewer options in your current field due to our changing world, right now might be the right time to start your own business. 60% of female entrepreneurs choose to self-fund, and these are the three most common ways to do it. For more information about Kathy, her firm, and the great things they are doing for people like you, visit www.flourishwealthmanagement.com. Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/c4366d2a-3c7d-4a2e-b21f-281279b30cba This podcast is powered by Pinecast.

The Center for Financial Security recently conducted a study that showed that 99% of people who experience domestic abuse also experience financial abuse from their partners. The study also found that most domestic abuse cases actually begin with a subtle form of financial control that escalates into physical, verbal, or emotional abuse. Unfortunately, financial abuse is not talked about as often as other forms of abuse, and it's because of this lack of education that many people unwittingly miss the warning signs. This episode discusses these warning signs and also shares how to get help if you're the victim of a financial bully. Resource for help with financial bullying and abuse: Purple Purse. For more information about Kathy, her firm, and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/e355dd6c-4e29-4f4f-9b3a-348f13f44719 This podcast is powered by Pinecast.

As a woman, you face special challenges when it comes to retirement. Don't let your retirement dreams become derailed by common myths that continue to persist. When you have a strong understanding of both the financial and emotional realities of retirement, you are far more likely to enjoy this phase of your life. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com. Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/2d6e9243-bd16-4c50-b46f-7873290f1f1e This podcast is powered by Pinecast.

It's that time of year when many of us are reflecting on the past 12 months and planning for the future, too. If your financial health is on your mind, you're in the right place. In this episode, we review the 10 ingredients that are essential for financial well-being. For more information about Kathy, her firm, and the great things they are doing for people like you, visit www.flourishwealthmanagement.com. Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/b792668a-8d65-4cf6-9281-ab2f5c3a3647 This podcast is powered by Pinecast.

Most of us enter a new year with one or more goals, but it's important to realize that not all goals are created equal. If your financial health is on your mind and you want to meet your money objectives this year, you have to set the right type of goals. Using the 'S.M.A.R.T.' acronym is a helpful place to start. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/c343c42e-a224-4ae3-a387-cc39befad364 This podcast is powered by Pinecast.

There are so many areas of our lives that can be made better with an intentional focus on communication –or which can suffer from a lack of communication. Your finances are one such area. During the holidays, it is important to remember that we can experience more joy in this very busy season if we remember a few basic “rules of engagement” for communicating with our loved ones. Here are some communication tips to help you have better money discussions with your spouse, partner, or other family members. for this week's challenge For more information about Kathy, her firm, and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/44777e9b-004a-47cc-8b90-0b496046d3db This podcast is powered by Pinecast.

Having an emergency fund is critical to building and maintaining wealth over time. This is true even if you have a high net worth or a high monthly income. Both of these things can make you feel more financially secure than you really are, meaning an unexpected emergency expense could have a significant negative impact on your present – and future – finances. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/8f103e11-7c64-40c3-915b-651649328729 This podcast is powered by Pinecast.

As you plan for your long-term financial goals, it's smart to know your net worth – that is, the value of your assets minus your liabilities. It's an important number to keep in your sights, but many people don't realize that career growth is an essential piece of the puzzle, too. As you level-up your career, you'll level-up your earning potential - and your net worth, too. For more information about Kathy, her firm, and the great things they are doing for people like you, visit www.flourishwealthmanagement.com. Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/f436e355-1e9e-44a4-8bbc-676ff1f8e004 This podcast is powered by Pinecast.

As we enter our second holiday season under the shadow of the COVID-19 pandemic, it can be easy to be overcome by stress, frustration, and uncertainty. It can all feel a little overwhelming, even as we approach Thanksgiving – a time when many of us try to focus more on the things we're thankful for. If you're struggling to get into the Thanksgiving spirit, practicing gratitude may be the key. In this episode, we discuss six ways you can start your own gratitude practice - and reap the benefits all year long. For more information about Kathy, her firm, and the great things they are doing for people like you, visit www.flourishwealthmanagement.com. Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/727113c6-b3be-4c0e-9384-b513ed401d66 This podcast is powered by Pinecast.

Money and finances are the top cause of stress for Americans, and financial anxiety can be compounded during the holidays. In this episode, I suggest a few ways you can reclaim your holiday joy instead of succumbing to financial worries AND make a plan for living with less financial stress the rest of the year, too. For more information about Kathy, her firm, and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/a873bff1-0bc0-48dd-8f0a-3c298bfff20c This podcast is powered by Pinecast.

Even when it's the right decision for everyone involved, divorce still often feels like the rug has been pulled out from under you. The future you had previously mapped out might seem out of focus now, and it can be hard to navigate your own emotions – let alone the practical steps you should be taking for your financial security. It is possible to bounce back, though - and to become stronger both emotionally and financially. Are you finding value in this podcast? Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/e8b90a9b-a173-48a4-b7b9-54a57db4c3d1 This podcast is powered by Pinecast.

Our social circles greatly influence all aspects of our lives. How we act, how stressed we feel, how long we live, the choices we make, the risks we take, our self-control… studies have shown that our friends significantly impact us in all of these areas and more. Of course, the way we manage our finances is strongly influenced by our circle of friends, too, which can be both positive and negative. We'll explore both sides of the coin in this episode. Don't forget to visit https://www.flourishwealthmanagement.com/resources/podcasts to listen to past episodes and to catch Flourish Insights with Jay Pluimer, Director of Investments. For more information about Kathy, her firm, and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/7de1e228-999b-4db2-ad05-a5d08c77200f This podcast is powered by Pinecast.

It's normal for teens to ignore their parents sometimes, but we're ultimately responsible for helping them develop the strong foundations they'll carry into adulthood in just a few years. And, neuroscientists have found that one of the best ways to do this is to help our teens develop positive habits and routines. For more information about Kathy, her firm, and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/6c2b60a0-0f3f-4b70-a7c0-98b776ba4c07

If there simply aren't enough hours in the day to accomplish all the things you'd like to, you're not alone The good news is, there are simple, low-effort strategies you can use to check "managing money" off the to-do list and feel more confident about your financial wellness. In this episode, I share tips for making your money management "out of sight and out of mind" so you can feel more confident about your finances - while being less occupied by them, too. Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/dbd4554c-96d9-4252-be1e-987c967275c3

Women face so many expectations these days, especially working moms. We are bombarded on all sides by endless streams of advice on how to be better parents as expectations for parent involvement have been growing, alongside many other more elaborate expectations for working mothers. Does this mean you can't find success both at work and at home? No! In fact, I believe you can. You just have to change the rules of the game. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/b5c5bcd0-4bf2-4bda-af79-f59a6b013d93

There's a reason so many companies create a mission statement. Doing so succinctly defines values and goals, and serves as the standard against which decisions - financial or otherwise - are measured. It's a tool you can use within your family, too, in order to make sure you are making decisions that line up with your values. In this episode, Kathy shares four steps to creating a family mission statement that helps you remain on the right track to meet your family's goals. For more information about Kathy Longo, her firm, and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://www.kathylongo.com/blog/flourish-financially-podcast.html Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/2fe1ecb3-a6aa-464e-9fd0-d913abe2ff88

Happy one-year anniversary to Flourish Financially Challenge! Can you believe it's been a year already? I'm so grateful to have had you join me on this journey, I hope that you've been pushed and challenged and have grown both financially and personally throughout the past year. When it comes to achieving your financial and life goals, it is critically important to find the right person to trust with your financial planning. Many people don't take the time to find a financial advisor who best suits their needs, but it is important to find one who takes the time to get to know you - and how you think about money - in order to develop a financial plan that isn't just about dollars and cents. In this episode, Kathy shares four guideposts you can use to find the best financial advisor for you. The Flourish Financially Challenge podcast will be taking a one-week break before returning on August 13th under a new name, "Flourish Financially with Kathy Longo." In this new format, we will continue to discuss strategies and opportunities to improve your financial life and incorporate it into your overall well-being. We will also be welcoming guests onto our podcast in the near future for a new dynamic. If you've enjoyed the challenges given on the Flourish Financially Challenge podcast, don't fret! You'll still be able to continue taking the challenges and accessing the worksheets and resources from each episode here. If you haven't had the chance to listen to the Flourish Financially Challenge, please visit the site or find us on Apple Podcasts, Google Podcasts, or on Alexa, by saying "Alexa, open the Flourish Financially Challenge." Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/41a3cac9-dc76-4083-9ad8-9df741a35706

Many people find themselves facing career transitions, either planned or unexpected. Though they can be positive or negative, it's the unexpected transitions that often cause financial hardship or anxiety. In this episode, Kathy discusses common career transitions - from going back to school to pursue a passion to losing a lucrative job - and shares how you can plan ahead to better weather whatever sort of career change comes your way. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co Find out more at https://flourish-financially.pinecast.co Send us your feedback online: https://pinecast.com/feedback/flourish-financially/cae63fcb-5968-4744-ad1e-41db37392fec

There is no rule book to follow in retirement, which means it can take many forms. Some retirees feel content sleeping in and learning a new hobby, while others feel aimless or anxious with so much newfound free time. That's why some people benefit from an encore career - also called a second act - in order to find more purpose and satisfaction during this unique phase of life. In this episode, Kathy discusses what an encore career may look like and shares how to know whether this could be the right type of retirement for you. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

The relationship between money and our emotions is significant because the feelings we have about money and the financial decisions we make are inextricably intertwined. Fear is a particularly tricky emotion because it can hold you back from making important financial decisions - and from meeting your true potential and achieving a life where you can flourish. In this episode, Kathy shares fourteen common financial fears and provides tips to overcome them using three empowering steps. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

Parents are usually a child's most powerful influence when it comes to money values, financial literacy, and financial decision-making. If you're already talking with your kids about personal finance basics, consider giving them investing knowledge and lessons, too. There are many ways you could impart investing information, but it's important to find a relatable way to teach kids complex topics – and one that will keep their attention, too. In this episode, Kathy shares advice from her own life as a parent and provides tips on how to give your kids financial knowledge and experiences around investing, too. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

Nearly three-quarters of people believe it's inappropriate to discuss money matters in a social setting. However, our circle of friends has a tremendous impact on the way we manage our finances - for better or for worse. In this episode, Kathy explains four reasons that she feels friends and finances do mix, and why we should all be engaging in money conversations with the people in our closest social circles. You may just find that these conversations help you and your friends build a foundation for richer conversations in the future through shared vulnerability and authenticity. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

Discussions about money can feel complicated and even awkward, and this includes discussing money issues with your parents as they age. However, these conversations have a meaningful purpose, and keeping the lines of communication open will be the best way to meet your parents' wishes and protect your family's finances. In this episode, Kathy shares three questions you can ask to start these critical discussions with your parents, designed to help you better understand what they may need and what they want to happen when they pass. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

Even the strongest couples face challenges during life transitions, and retirement is one of them. For a couple to successfully enjoy their retirement together, one of the most important things they can do is to get the timing right for both of them. That's why it's so important to have a thoughtful discussion beforehand. You and your spouse should have a shared understanding of your visions for retirement, your preferred timing, and even details like how to accomplish daily housework tasks. Kathy shares guidance on how to start the conversation in this episode focused on communication for couples nearing retirement. for this week's challenge Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

The choices we make about money are closely tied to our emotions. They impact how we perceive things like success, happiness, finance, and the experiences that shape our lives. While this is a normal part of the human condition, our money stories can create barriers to meeting our goals. When you can learn to understand the emotions connected to your financial decision-making, you can separate the emotional from the rational, clarify your true goals, and make better financial decisions. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

It's incredibly common to have multiple retirement accounts with overlapping objectives - and little time to organize them. However, if your accounts aren't organized effectively, you may not be making the most of your savings and investments. In this episode, you'll learn how to use a financial “tune-up” to create a structure and planning process that lets you easily check-in on your savings and spending goals to ensure you're on track. This can also help you plan for contingencies, allowing you to feel more empowered to meet your financial and life goals. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

Research shows that kids learn their money habits and values from their parents, yet 69 percent of parents are reluctant to discuss money with their children. Kids are always watching, however, and parents are teaching by example - whether they realize it or not. Since parents are such powerful influencers over their children, it is critical to discuss money matters so that kids are learning from a combination of talking about money and watching their parents' actions. There are dozens of ways to start personal finance conversations with kids of all ages, and Kathy shares her best tips for helping kids develop healthy money habits in this value-packed episode. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

Did you know that 33 percent of women and 25 percent of men find talking about money to be stressful? If you find yourself in this category, you're not alone. Equating money with stress can make it difficult to make financial decisions or to meet your goals, and it often comes down to a lack of confidence. Luckily, there are four steps you can take right now to increase your financial confidence, and Kathy shares them in this episode of the Flourish Financially Challenge podcast. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm, and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

Money decisions are about much more than dollars and cents - they are about your core values and how they impact your financial planning and decision-making. Unfortunately, many people experience disharmony between their values and their financial decisions. If you could benefit from more clarity about your values and what they mean for your financial and life goals, your challenge this week is to complete a “values check.” This process will allow you to uncover what is truly important to you and let it drive your decisions going forward. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

The financial services industry remains dominated by men, and there is a lingering feeling in some circles that women take a backseat when it comes to money matters. This can lead many women to feel unheard or uncomfortable in financial conversations, even though women control 51% of personal wealth and have a greater desire than ever to take control of their financial futures. Add in the fact that the majority of women will be responsible for their own finances at some point, and it becomes crucial to remember that a man is not a plan when it comes to preparing for your financial future.for this week's challenge Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

Conversations with family regarding money, estate planning, retirement planning, elder care, and what will happen to investments when someone dies are not easy. Of course, they are also necessary for protecting your family's financial future. In this episode, Kathy explains how to approach these discussions using the “TALK Method” to conquer your money conversation anxiety and broach just one meaningful financial topic with someone you love. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm, and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

Retirement planning requires having a smart strategy on several fronts, including your investment plan. One way to achieve a successful and fruitful retirement is to make smart investment decisions - and more importantly, to avoid making common investment mistakes. In this episode, Kathy shares the three most common investment mistakes, and challenges you to review your investments to ensure your accounts are poised to preserve your assets and grow them for the future. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

Your financial life won't flourish in a vacuum, so it is crucial to engage in money conversations with the people around you. This includes your spouse or partner, your children, your aging parents, and even your close friends. Although these discussions may feel awkward at times, having them is an integral step in achieving your goals and improving your financial health in important ways. This week's challenge is all about opening the door to conversations with the people who influence you the most and tackling money topics proactively, rather than waiting for a crisis. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

If your financial plan focuses mainly on your current phase of life, plus overarching goals like maxing out on retirement contributions, you need to ask yourself if you've done enough legacy planning. If you'd like to leave something to your children, grandchildren, or your favorite charity, the time to begin planning these “legacy gifts” is right now. Your challenge this week is to think about the financial legacies you'd like to leave behind, and take steps to incorporate them into your financial plan. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

Retirement looks different for everyone, but you're likely to be happier and healthier if you remain active and engaged in the world around you. Research shows that retirees who work part-time, volunteer, or otherwise spend their time in active or socially engaged situations have a lower likelihood of developing age-related chronic health conditions. They also show higher levels of emotional well-being. What does this mean for your retirement? Your challenge this week is to answer that question so you can stay active in the way that's right for you. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

The transition from working full-time to retirement raises all types of emotions - including challenging ones like apprehension and sadness. When you spend much of your life identifying as a professional or a parent or both, it will take time to cope with adjusting to a new phase of life. If you're struggling, this week's challenge is to give yourself a “retirement identity makeover” by digging deep and asking yourself important questions about what is truly meaningful to you. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm, and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

According to the Bureau of Labor Statistics, nearly 55% of young adults will move back in with their parents for a period of time before age 27. These ‘boomerang' kids often return home while they look for work, while they save to buy their own home, or while they pursue higher education. Regardless of the reason, this scenario has financial implications for parents and it may require taking measures to protect your own financial health. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

When your children leave home for the first time, the transition to an empty house can be challenging. It can also be very exciting! Just as with any other transition in life, you'll probably experience a range of emotions. How you manage those emotions, as well as your time, finances, and relationships, will impact your wellbeing as you adjust to an empty nest. In this episode, I share my top three tips for new empty nesters or those on the verge of this life transition. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

In this life, financial surprises are all but inevitable. One thing we can control, though, is how we handle surprises when they come along, and preparation is key when it comes to surprises that impact your money. That's why it's so important to have an emergency fund. In this week's episode, I share tips on handling life's financial curveballs, including how to take small but meaningful steps forward if you're just getting started with your emergency fund. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

Most Americans will have debt at some point, but this isn't necessarily a financial failure. That's because there is a distinction between “good debt” and “bad debt.” As a general rule, good debt facilitates a goal, such as buying a home. Bad debt, on the other hand, is debt that includes a high interest rate and doesn't necessarily support a life goal, such as credit card debt. This week's challenge is for those struggling with bad debt because, with discipline, it's possible to find yourself free from bad debt and financially healthier. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

Parents often feel responsible for setting their children up for a successful future. However, in terms of priorities, your retirement savings should generally always come before saving for college. Once you have a pool of retirement dollars and a plan for sustaining your income and lifestyle during retirement, then you can begin considering what you can truly afford to contribute to a college education fund. This can feel unnerving for parents, but this week's challenge is to adopt a mindset that prioritizes your own financial future. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

When it comes to financial planning, there is no one-size-fits-all strategy. Your situation is unique – and so are your goals – and you may find that you need more extensive planning than most people. For example, do you own a family business, have a child with a disability, or require special planning in some other way? My challenge to you this week is to make sure you are appropriately prepared, and I recommend getting expert advice to help you along the way. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

Financial conversations are often difficult, particularly within marriages. This is especially true for those who have been married more than once, and for those with children from prior marriages. Money discussions in blended families can become quite complex, so in this episode, I share some of the key discussion points you'll want to keep in mind when it comes to raising children with input from multiple sets of parents. These conversations are far from easy, but they will be incredibly consequential for your children at various stages of life. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm, and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

Charitable giving is a very personal decision, and two-thirds of Americans give money to a charitable organization annually. If giving back is a money value you hold dear, you'll want to make sure you get the most “give” for your giving. This week, I'm sharing six tips to help you maximize your charitable gifts to the causes and organizations that are meaningful to you and your family. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm, and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

It is an unfortunate truth that money can be the catalyst for some of our most difficult struggles. This is why it is so important to minimize the negative impact that our emotions have on our financial decisions during challenging times. If you fear your financial decision-making has been compromised by sadness in the past, this week's challenge is for you. I share two steps that you can begin taking now to safeguard your financial future from unchecked emotions like sadness.for this week's challenge Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co

Financial infidelity comes in various forms, but they are all characterized by keeping money secrets from your spouse or partner. This can be incredibly damaging to your relationship, and to your finances, which is why open and honest communication is key. This week, I challenge those of you with money secrets to lay your cards on the table and have an honest discussion about money with your spouse or partner so that you can move forward in a healthier direction. Don't forget to visit https://flourishfinanciallychallenge.com to login and track your progress. Complete fifty challenges and you will receive a free hardcover copy of Kathy Longo's book, Flourish Financially, as well as a customized Amazon Echo Dot. For more information about Kathy, her firm and the great things they are doing for people like you, visit www.flourishwealthmanagement.com Don't forget to leave a review on our Alexa skill and keep Flourishing! Find out more at https://flourish-financially.pinecast.co