Podcasts about setting goals

Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy! Check out the full episode: https://greatness.lnk.to/1934DM Emmanuel Acho hung his NFL rejection letter above his bed. Stared at it every morning. Every night. That was his goal. Then at the NFL Combine, his quad tore off the bone mid-40-yard dash. Every scout watching. ESPN rolling. He hit the ground, got drafted in the sixth round, and walked away with one conclusion nobody expected: stop setting goals. Goals have a ceiling. Hit one and you've stopped short of what was possible. Miss one and your self-worth takes the damage. Acho replaced goals entirely with what he calls an objective with no limitations. Sounds like a small distinction. It isn't. He also won't model himself after Michael Strahan. Not because Strahan isn't great. Because Strahan's already taken. Let Strahan be Strahan, and Acho be Acho. Sign up for the Greatness newsletter: http://www.greatness.com/newsletter TOPICS Emmanuel Acho, goal setting mindset, self-worth, NFL Combine, objectives vs goals, self-efficacy, unlimited potential, personal identity, Illogical book, motivation psychology Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Teacher's Key with Cathy Sandiford is heard each Tuesday at 12:30 PM Central Time. You can follow The Teacher's Key on Facebook here. Facebook - https://www.facebook.com/theteacherskey/ The Teacher's Key Podcast

Learn the two types of goals you can set for games and how each one can be used to improve your performance. 

Goals are good for planning your progress and systems are good for actually making progress. Goals can provide direction and even push you forward in the short-term, but eventually a well-designed system will always win. Having a system is what matters. Committing to the process is what makes the difference.

The Benefits Of Setting Goals

In this episode we dive into the “dog on the nail” story as a metaphor for how the nervous system adapts to discomfort until fatigue, brain fog, energy crashes, bloating, stiffness, and mood dips feel “normal.” The focus shifts from chasing goals and motivation to raising personal standards and building systems, using the idea that you don't rise to goals—you fall to systems. You'll learn to make the cost of staying on the nail present-tense, create an identity statement (“I am someone who…”) and cast daily “votes” for that identity, and build a simple operating system of non-negotiables anchored to existing routines. The episode emphasizes 1% daily improvements, designing an environment that reduces friction, using stress as a diagnostic tool, and maintaining a minimum viable standard on hard days.00:00 Dog on the Nail Story00:43 Why We Stay Stuck01:44 Show Intro and Setup02:37 Nervous System Normalizes Pain03:37 Goals vs Systems04:45 Standards Build Self Trust05:46 Present Day Cost07:41 Identity Based Habits09:03 Build Your Operating System10:43 1 Percent and Environment12:00 Stress Reveals Your Defaults14:05 Minimum Viable Standard15:17 Three Actions This Week16:34 Share and Final TakeawayDownload the 7 day Metabolic REBOOT blueprintJoin our communitySchedule a free Metabolic Audit Call Get full access to THRIVE 120 Newsletter at tripleplaydoc.substack.com/subscribe

In a world of noise and distraction, there is a trend in “Bringing Simplicity Back To Investing.” RICK FERRI and I talk about why it’s important for investments and why it’s important for individuals. You’re going to leave here understanding a new framework for looking at your investment portfolio and hopefully bring some peace of mind as you go forward. https://youtu.be/8EFnt_UTjEA Rick Ferri has been a good friend to the podcast. He shares his insights on simple investing, emphasizing the importance of clarity, discipline, and understanding the core principles of investing. He discusses the pitfalls of complexity, the value of index funds, and how to maintain a disciplined approach amidst market noise. https://open.spotify.com/episode/743dxOLLgZjUzKszZo4Owy?si=57mqK1ZmQ0a7LPdcwVoQ-g Keywords investing, index funds, simplicity, portfolio management, financial planning, discipline, asset allocation, tax efficiency, global growth, investment philosophy Key topics The philosophy of simple investingThe stages of investor learning: darkness, enlightenment, and simplicityThe importance of cash flow and intrinsic value in investmentsAsset allocation based on liabilities and time horizonTax-efficient investing strategies for taxable and retirement accountsRisks of alternative investments and private equity in retirement plansDiscipline and automation in maintaining investment strategies Chapters of “Bringing Simplicity Back to Investing” 00:00 The Philosophy of Simple Investing07:03 Stages of Investment Understanding11:19 Financial Planning and Purpose17:57 Implementing a Simple Portfolio23:01 Discipline in Investing30:46 Navigating Complexity in Wealth Management Resources Rick Ferri’s Website – https://rickferri.comBogleheads.org – https://bogleheads.orgIndex Fund Book by Rick Ferri – https://www.amazon.com/s?k=Rick+Ferri&ref=nb_sb_noss_2 Website – https://rickferri.comTwitter – https://twitter.com/RickFerri Skeptic’s Guide to Investing Outline: “Bringing Simplicity Back To Investing” Introduction: Three parts to simple investing: Philosophy, Strategy, Discipline Part 1: Philosophy: Overview: Embrace Simplicity – the Education of an Index Investor – 4 stages 1: Born in Darkness (who you ask, chasing returns, naive research) 2: Finding Enlightenment (measure, compare, enlightened) 3: Complexity Traps (slice'n dice, factors, the fallacy of perfection) 4: Embrace Simplicity (global equity, specific fixed-income as needed) Part 2: Portfolio Strategy Overview: Making the Philosophy Work for You 5: Setting Goals (family – culture, career – taxes, risk tolerance) 6: Managing Risk (three ways to allocate assets: required return, risk avoidance, cash-flow) 7: Tax Management (three account types, asset class tax, tax avoidance) 8: Investment Selection (ETF vs fund, balanced funds & TDFs) Part 3: Discipline: Overview: Implement, automate, stay the course 9: Implement fully (consolidate, tax issues, lump sum vs DCA) 10: Maintain regulatory (automate new, rollovers, TLH) 11: Adjust as goals change (accumulation vs distribution, tax situations, legacy) 12: Stay the Course (recommit occasionally, continue ed., conferences) Transcript of “Bringing Simplicity Back to Investing” Frazer Rice (00:00.962)Welcome aboard, Rick. Rick Ferri (00:02.3)Well, thank you for having me. Frazer Rice (00:04.258)Well, thank you. First of all, want to thank you for a kindness you showed me way back in time and having me on the Boggleheads podcast. It was probably worth at least 25 % of my book sales and it was a lot of fun to do and never forgot it. So it took a while, but here we are back on my podcast. And what I want to do is go through a little bit about really the three parts to simple investing, which I think is something, especially now with the proliferation of alternatives, a lot of noise with crypto. That sometimes we kind of lose sort of the forest for the trees as far as what’s the right things to be thinking about in terms of an overall investing philosophy sort of embrace. And so maybe let’s start with that. How do you think about the parts to a good investing thesis and what is your overall worldview on that? Rick Ferri (00:55.804)So I’ve been in the investment advisory industry now for 40 years. And what I have learned is that the simpler you can make investing and the simpler you can make the portfolio, the better for you, the better for your family, the better for those who will inherit your portfolio. Don’t make it complicated. Complexity is just job security for those people who are selling you things and trying to manage your money. And in the end, you don’t benefit from that. They do in the form of fees. And if you just had a simple portfolio of a few good index funds and maybe some individual securities, you’ll be much better off and your family will be better off in the long term. And that’s the philosophy of simple investing. Frazer Rice (01:50.947)Mm-hmm. Rick Ferri (01:53.208)The second part is a strategy. How do you go about doing this, particularly if you’ve had a complex portfolio? And the third thing is discipline, which is how do you stick with simplicity as an investment philosophy? Frazer Rice (02:06.318)Sure. and without the second two, it’s great to have high-minded thoughts and so on, but if you can’t do it, it’s all for naught, and then if you can’t stick with it, then the best laid plans just kind of go asunder here. So let’s go back to the philosophy for a second here, and as you think about, it’s almost like the life cycle of discovery and learning about how these things work. How do you think about that from an ARC perspective? Rick Ferri (02:12.561)Ha ha. Rick Ferri (02:36.05)So generally when you’re new to investing, you’re going to ask other people for advice. I where you get that from, might be a friend or family member, maybe a professional advisor, might be coworkers, maybe you’ll just get on the internet and start searching. I don’t know, but 99.9 % of the time you’re gonna run into advice that is not very good. And the advice will be, you should put your money here, you should put your money there. Use these 10 different funds. It’s just a lot of confusion, quite frankly. I call this stage darkness because you don’t, you you’re just investing in the dark. You don’t know. And a lot of the advice is going to be very short based upon short-term performance. So recency biased people are going to be recommending, but you know, growth stocks because the Magnificent Seven has done well in the past. Or buy crypto because crypto went up a lot in the past and so therefore you should buy it now. And so most of the advice you’ll get in darkness is going to be recent based upon recent performance and rather than looking at it over say how should you be investing over 10, 20, 30 years and that will end up being quite different. So darkness is where we all begin. And most people stay in darkness. They never get out of darkness because they don’t put the brain cells to work to look at how am I doing? I mean, how has that done for me? What seems to be happening in my portfolio? Really? Do I really know what’s going on? And then the ones who are very fortunate start asking questions about, what if I just Frazer Rice (04:06.125)You Rick Ferri (04:31.334)bought the market and bought an index fund and just got the return of say the US stock market or the international stock market and that’s all I ever did. Would I be better off? And the answer to that 98 % of the time is yes, you would be better off if that’s all that you did. And if you come to this realization, I call it the second stage, which is enlightenment, where you now realize that, okay, all the stuff I’ve been doing may have been okay. I’ve been moving in and out of things, but now I need to start looking at just buying the market and holding it for the longterm. And that’s enlightenment. But for some people, it doesn’t stop there. And they start to dig into this idea of indexing. When you start doing that, it’s good that you’re learning, but you’ll start running into a whole lot of noise. That is alternative indexes, enhanced indexes uh… explore strategies all of these things that you’re going to take this nice simple concept called indexing and make it complicated again. So you start adding all these things to your portfolio because it has the word index in it or maybe the word passive in it and uh… advisors are notorious for doing this it’s called complexity for job security Frazer Rice (05:39.148)Right. Rick Ferri (05:54.066)Basically, are, you know, you take the idea of indexing and you just add a lot of things all around the edges of it and you make a simple portfolio complicated. So the third stage of this process of simplicity is complexity. In other words, you’ve made something simple complex. Okay, so the last stage is Frazer Rice (05:54.221)You Rick Ferri (06:18.544)Simplicity. That is that you realize this is going on. You realize that all the stuff that you’re adding to your portfolio is just making it all complicated again. And that the people who are benefiting from this are not you, but the people that are selling you all this stuff. And you say, that’s it, I’m done. I’m going back to my second epiphany, if you will, which is simplicity. I’m just going to go back to a simple portfolio of a few broad index funds, US stock market index fund. An international stock market index fund that covers the whole market and a couple of bond funds, municipal bond fund and maybe corporate bond funds or treasury bond funds. And you could use index funds for those as well. And it’s a really low cost, very tax efficient and very simple. Frazer Rice (07:05.953)A couple of quick asides here. The first one is for people who are coming into this in and they’re in the darkness, but they are informed maybe from the TikTok world or Robin Hood or Kal-She or these or these betting orientations and distinguishing between betting and investing. How do you think about that and kick people over to the positive side of the force so that their emergence from the darkness into the enlightenment and simplicity doesn’t take them in a place where they really touch the stove in a bad way and have a bad experience that’s simple but bad. Rick Ferri (07:32.988)Right, okay. Rick Ferri (07:51.484)So there’s a concept called intrinsic value. You may have heard Warren Buffett speak about this. Well, you want to buy things that have cashflow. Bonds, for example, have cashflow. They pay interest. Stocks have cashflow. You have companies that are going concerns. They earn earnings and pay dividends. They buy back stock and they reinvest money. So you can value these things based upon these cashflows. Real estate has cash flow, it pays rent, or maybe you own timberland that you can cut the wood or you own a farm where you can harvest or lease it out. mean, these are cash flows. So the first thing that I have for cut in investing is cash flow. How do my investments generate cash or will generate cash later on down the road? That’s different than say buying gold or Bitcoin or currencies or commodities. Those things don’t have a way of generating a cashflow. One bar of gold put in a safe is one bar of gold a thousand years from now. It doesn’t become two bars of gold. doesn’t get little bars of gold. It doesn’t pay interest and so forth. mean, so unless you’re good at Frazer Rice (09:12.994)Right. Rick Ferri (09:16.966)Buying low and selling high, you can’t really expect to make anything other than maybe the inflation rate. And with commodities, you actually earn less than the inflation rate. Gold has earned a little bit more than the inflation rate. Where Bitcoin is going to end up, I have no idea. But the speculative assets are the ones that usually don’t have any intrinsic value. People are just betting on price because that’s all you have. I f price is going up, let’s buy it. Because the price went up. I don’t know where it’s going, but the price went up, so let’s buy it. And maybe someone dumber than us will buy it at a higher price from us, and then we can make money. But I mean, you have to trade these things. And what information do you have? None, really. It’s very difficult to come up with information that the market doesn’t already have. And you’re not a professional trader. So you might get lucky. I mean, people do get lucky. You you can flip a coin. And pick heads 10 times and if it comes up head 10 times it doesn’t mean you’re a good coin flipper you’re just lucky and so you can get lucky and you can make money doing this but it’s not a long-term investment strategy to do that it’s best to buy things that have cash flows or will have cash flows in the future. Frazer Rice (10:30.175)As I like to tell people, you not only have to be right, you have to be right twice, and then you have to be systematically right twice in order to make a living out of it. even professional traders struggle at that. And to think that you’re going to be better equipped than a lot of those folks is folly. And so I try to talk people out of that whenever I can, because I think… Rick Ferri (10:35.42)Correct. Frazer Rice (10:58.101)It’s just very difficult to play in that space and have that turn out to be a success. Okay, so we kind of have some ideas here around the philosophy and sort of the idea of, you know, sort of garnering luck versus skill and those types of components in that portfolio strategy, that second phase, maybe take us through that a little bit and how you take a good philosophy of simplicity and make it work for you. Rick Ferri (11:22.18)Right. So this gets into a little financial planning at the beginning of it because you can’t invest without a purpose. I you have to have a reason why you’re investing. It might be to pay future liabilities such as college for your children or retirement, or maybe you want to leave a legacy or maybe just trying to build wealth for the family, whatever it is. I mean, you have to have a purpose. And so what is the purpose? What are you trying to do? And you have to look at your life and you have to say, are my liabilities? What are my short-term liabilities? Do I want to buy a house? Or do I want to send my kids to Ivy League school? Do I want to retire early? And what are my liabilities? And sometimes it involves other family members. Maybe you have parents who need your help or siblings who need your help. So that’s a liability. The first thing you have to do is look at what are my liabilities? And included in that is how much you want to leave to your children. I often ask people, okay, you’ve got $10 million. How much do you want to leave to each of your three children? And they don’t have any idea. I said, do you want to leave more than 10 million or you want to leave less than 10 million? And a lot of people would say, well, they’ll get what’s left. Well, that changes the whole concept of investing if they’ll get what’s left. Frazer Rice (12:43.318)Sure. Rick Ferri (12:43.634)Versus, yes, I want to leave each of my child five million dollars when I die and I’m starting with ten. Okay, well that changes how you invest your money. So these are the liabilities. So that’s where you start with. And then you start looking at well, what are the short-term liabilities and what are the long-term liabilities? And long-term liabilities can be funded with equity. Meaning things that are ten years or longer out. I usually I tell people anything you’re to be spending your money on between say, Now and 10 years from now probably shouldn’t be in equity. You’ll be getting dividends and interest from your portfolio, which is fine. You could just spend that money. But in addition to that, I big chunks of money that you might be spending to buy a vacation home or whatever it is really should probably not be in equity. But the money that’s going to be not used for 10 years or longer, 20 years or maybe ever in your life, that can be in equity. don’t differentiate that first. A lot of times asset allocation, that’s what we’re talking about, starts with, well, what do you want between stocks and bonds? What do you want your portfolio to look like? What percentage in stocks and what percentage in bonds? I don’t think you really get to that number until you know when you’re going to be needing the money. If you’re going to be needing the money 10 years out, fine, that money can be in stock. So that would allocate a portion of that long-term money to stock and that might be a percentage. Okay, so that’s what we start with. A real basic look at who you are and what do you need and when are you going to need it and what are you trying to do for your heirs. And then that leads to an asset allocation between stocks and fixed income. The stocks again, I’m not investing in any stock money in liabilities that I have in the next say 10 years. So it’s long term. Okay. Now we have to look at the stock side. That’s the easy stocks. Stock investing is easy. I quite quite frankly, I’m working on a book right now about this, but stock investing is very simple. It’s much easier than fixed income and bond investing. Stock investing is simply we buy the global equity market. We’re just trying to buy the growth of global economic growth, global GDP growth. We’re trying to capture that, which has been going on. Rick Ferri (15:08.594)Fairly steady for about the last 250 years and continues to be that way as more and more countries shift more towards capitalism and away from fascism and communism and so forth and realizing that capitalism is the way if you want to take care of your people and you want to increase standards of living all around the world, it’s done through capitalism. much a fact of life. Capitalism works. Well, I’m well. Frazer Rice (15:31.185)I think many can agree with that, although it might not be popular here in New York. Rick Ferri (15:37.425)The reason New York existed was because it was a port for capitalism at first. So I mean, is the financial capital of the US still is New York. So you could disagree with it because you live in New York, but you’d be in a minority and you’d be outside of reality and history as well. But the idea is that it’s all I’m trying to capture this global growth of… Frazer Rice (15:41.686)That’s right. Frazer Rice (15:55.648)Exactly. Rick Ferri (16:03.026)Global economic growth, which is about 2 % per year in real terms. So if I get from equity, if I get the inflation rate and I get 2 % real growth and then I get about a 3 % dividend yield and that comes from both cash dividends and then buybacks, we’re looking at about a 7.5 % expected return from global equity. And that’s good enough. I mean, that’s all I need on my equity side. I’ll be outperforming inflation by about 5%. I’ll have to pay some taxes, but I’ll still have an actual real after-tax return of about 3%, which is good. Okay. The rest of it then goes into fixed income. And what type of fixed income? Well, that depends on what type of account that you have and what your taxes are. So if it’s in a taxable account, it could be municipal bond income, because it’s probably your best bet if you’re in anything other than a 22 % tax bracket. Or if it’s in your retirement account, could be corporate bonds. And depending what state you live in, it could be treasury bonds. But you don’t expect the treasuries or the corporate bonds or the municipal bonds really to give you much of a return over taxes and inflation. If you could pick up 1 % over taxes and inflation over 20 years or so by being in fixed income, I mean, you’re actually doing well. So that is more of a stabilizer, meaning you don’t want to be all in stock because you can’t handle the volatility of the stock market. It goes up and down too much, even though the asset allocation would say, well, you should have an awful lot of your money in stock because you have a lot of money that you’re not going to be needing in the next 10 years. But a lot of people can’t handle having a lot of money in stock. So you have fixed income that at least keeps up with taxes and inflation over the long term. And that becomes part of your asset allocation as well. So it’s kind of how you This is what you do first before you go out and pick any index funds. You have to go through this process. Frazer Rice (18:00.116)And then as part of that, I spend a lot of time basically all day, every day thinking about the tax management side of things and helping people understand their appetite for volatility and how that impacts their long-term goals and things like that. The creation of these buckets to understand where you are in your tax situation and where you’re going to be, that can have a pretty significant impact on how things do. And from your perspective, I that’s really just, that’s a function of projecting out the purposes that you described before with your current situation and then the vehicles with which to invest in. Rick Ferri (18:38.226)Right. And you’re not trying to hit the ball over the fence here. I mean, you’re just trying to get your fair share of the returns that are available to everybody. And through index funds, and this is where index funds come in, you can get exactly that. I mean, you could buy a global equity index fund, a global equity, covers the entire globe for a few basis points, 0.05 % per year fee. It’s very tax efficient. And that wasn’t the case. 30 years ago, 40 years ago, but it is now. that’s the way you should do this. You don’t want to leave out all these ideas that you’re going to go out and hire people who are going to outperform that because they don’t. A vast majority of them don’t. Frazer Rice (19:21.963)And so the machinery to implement these portfolios, ETFs are sort of standard tax-efficient ways to do things. Mutual funds distribute gains at the end, which is sometimes a nasty surprise for people who are learning about this. Maybe take us through your analysis on how to implement this index investing in a way that stays simple and tax-efficient and at the same time helps you take advantage of what’s out there. Rick Ferri (19:52.883)So we have to divide up the world between your taxable money. Again, you already have a portfolio. So you have all these legacy assets in a portfolio, in your taxable portfolio. Then you have your retirement portfolio, 401k, 403b, 457 IRA, rollover, Roth IRAs, tax-free portfolio. So you have to look at taxes first. To implement a…simple portfolio say in a 401k if you have access to a target date index retirement fund like a Vanguard or an iShare or a State Street very low cost Fidelity has one too but very low cost index target date retirement fund this does it all for you you don’t have to do anything you just have to buy one fund based upon what the asset allocation is underneath the hood of that particular fund. How much in stock, how much in bond. That’s all you need to do in a 401k. You could roll your own in a 401k by buying individual index funds like a US stock market index fund, an international index fund, and say a bond index fund. So you could do your own allocation if you wish. But a target date fund works really well there. In a Roth account, you probably just want to have equity because there’s no tax in a Roth account. So you want to get maximum growth out of that account. So I would you look at the Roth account and I’d say, well, I’ll just buy the global equity index fund and my Roth account. And that’s it. All I have. So you’ve got your retirement accounts, which are target date fund. Very simple. You’ve got your Roth accounts, which are just a global equity index fund. And the only thing you need to worry about is your taxable account. Taxable accounts always have issues because people will come in and they will have this list of stuff that they already own and guess what there’s a lot of embedded long-term capital gains in there and if you just sell it and go to a index portfolio you may not be doing the clients a good service because they’ll pay a tremendous amount of taxes and if they’re over 65 they’ll have to pay more for medicare ermor they’re going to lose their over 65 deduct i mean lots of bad things happen when you just sell out of a taxable account Rick Ferri (22:04.722)So there you’re going to be a little bit more tactical. know, you’re going to wait. The market will give us some opportunities to trade out of some stocks or some investments that may have losses. So you can then take those losses. You could sell other things to that have some gains to offset the losses. And I mean, you may never get out of everything that you’ve got in a taxable account. But the idea is to have this portfolio out there of say, a US total stock market index fund and a municipal bond fund. That you want to move towards. So as you’re selling these things off, you’re just putting the money in a US total stock market fund. And the reason I say US total stock market in a taxable account is because they’re so tax efficient. The dividend yield is down about 1.2%. They don’t distribute capital gains in an ETF. And that’s a great fund for a taxable portfolio. But you just can’t sell everything and buy it. You’ve got to crawl your way out of what you currently have. Frazer Rice (23:05.715)No, you have to do it thoughtfully or else you create hits that are unnecessary. So as we segue to the discipline portion here, one thing that’s popping up is the, I think the discipline to stay simple. The world out there, the US in particular, is making retirement accounts safe for alternative investments like private credit and private equity. Rick Ferri (23:10.256)Right. Frazer Rice (23:31.211)I just bristle and shudder because I think there’s a level of complexity and illiquidity that is misunderstood and it is going to be difficult, nay impossible, to properly educate people on where those things sit in the asset spectrum to the point where they justify their fees or anything like that. Maybe take us through what you think on that as we get to the discipline portion of how you sort of stay the course with this mindset. Rick Ferri (24:00.924)Well 401ks are allowing these private equity investments and private debt investments in, but I personally have not seen any of my clients and I have a lot of clients and I charge an hourly fee. So I’m not trying to sell anything or manage anybody’s money, but nobody’s asking for these things. where, where are they getting the idea that they should own them? Well, they’re getting from the people that were selling them, right? The people who are making fees from them. I haven’t seen any useful data that says that these things actually enhance your return. Alpha goes to the manager. I say that over and over again. If these things actually produced a higher rate of return than say just a corporate bond index fund, you’re not going to get it. It’s going to go to the advisor, it’s going to go to the manager, and all you’re going to do is take the risk. You’re going to take the risk and they’re going to get the excess return in the long term through fees. They don’t make any sense. You don’t do it. It’s just the rehash of active management and mutual funds, which has already been dismissed as not producing anything for you, the investor. It only generates fees for the people in the investment industry. This is just another iteration of that and we’ve already seen some cracks. Isn’t that what Jamie Dimon said? What are they cockroaches? I think is the word that he used in the private equity market. And yeah, I mean, this is not new. This is just a repackaging of ideas just that now they’ve been allowed to go into the 401k market. But you have to ask yourself why haven’t they been allowed to go into the 401k market for the last 40 years if they’ve been so great? It’s because the SEC Frazer Rice (25:31.978)Right. Rick Ferri (25:58.703)The Department of Labor said, no, we’re not going to allow these things in there. you give people enough rope to hang themselves. They’re not going to hang themselves, by the way. Somebody else is going to put the noose around their neck. And that’s the advisors who are doing that. Frazer Rice (25:59.499)Department of Labor and right. Frazer Rice (26:19.066)And I mean, a different podcast probably, but it’s something where the liability really is going to shift to the planned sponsors. I don’t care what happens and you know, they’re going to present these things and something’s going to blow up. And it’s like, know, you may you gave me the option and they’ve already those lawsuits already already proliferate. OK, so back to discipline a little bit here. What should people be doing in order to make sure they can carry carry out the. Rick Ferri (26:39.367)Yeah. Frazer Rice (26:47.147)What they’re doing in a systematic way and keep themselves safe from being distracted by all this noise. Rick Ferri (26:52.86)So again, that’s why we start out with the philosophy. You have to believe in the philosophy of simplicity and simple indexing. You can’t just jump to it because some TikTok video said buy index funds, okay? If you’re just jumping to it that way, then you’re not gonna have the discipline to stick with it because it’s just another phase or fad or whatever in your mind. You don’t really truly understand. Frazer Rice (27:14.346)Mm-hmm. Rick Ferri (27:22.32)Why you’re doing it this way. So it gets back to the philosophy. Really got to understand the philosophy and why this works better than 98 % of everything else out there over your lifetime. And then you create the strategy for yourself and now you’re working towards completing that. Again, in the retirement account it’s done quickly, but in your taxable account it could take a while. The discipline is while you’re getting your portfolio in line, the first thing you need to do from a discipline standpoint is actually do it. Actually go to your 401k and change what you’re investing in. Because so many people will do the strategy, but it never gets actually implemented. Or maybe it gets 50 % implemented. It never gets old. It doesn’t, I don’t want to say never, because I have a lot of clients who do fully implement it, but I also have clients that I’ve given them the plan and three years later or five years later they come back and they haven’t done anything. Okay. And so I say, you need to implement the plan. Nothing has changed. So you got to, the plan first off has to be implemented fully. And then once it gets implemented fully, it’s a lot easier to maintain it. But if it never gets implemented fully, then of course you can’t maintain it. So implementation of the plan fully is the first discipline, the first part of discipline. And then once that’s done, maintaining it. In other words, not being drawn off course. Yeah, it’s fine to say, the price of oil is gonna shoot through the roof because what’s going on in the Middle East, so I’m gonna buy an energy index fund. That sounds like something I should do. No, it’s something you could think about. Something might be interesting, but it’s not something you should do. So discipline transcends the urge to do things. In other words, like John Bogle said, don’t just do something, stand there. And that takes more going back and remembering why you have this philosophy, going back and looking at the data. Rick Ferri (29:46.151)going to the right place to find information. And I’ll mention the bogeyheads.org website to go back and remind yourself why you’re doing this. If you’re gonna stick with it and these things help you stick with it. The more you automate things too, the better it is. Like we’re in a 401k just automatically invest in the target date fund and don’t do anything else. So automation helps you as well. Frazer Rice (30:05.736)Hey, hey. Frazer Rice (30:14.109)No question, if you can take these things out of your own hands in many ways and delegate it out and it happens automatically, just a chance of success on that front. And then if life intervenes and things need to be adjusted, you deal with it at that point and not have CNBC or the world news whipsaw your viewpoint on these different things. So as we wind down here, just talk a little bit about the service that you provide, sort of these larger family office clients, because I think in a lot of times they gravitate toward complexity, they gravitate toward FOMO investing and how you help to center that back to this worldview so that they get where they’re going at scale at sort of that ultra high net worth world and remind them of you how they got there and how to not be how to not leave by by getting cast aside into these different whirlpools that are out there Rick Ferri (31:13.778)That’s a great question. So you got to pick your advisors well. So some of my clients have a net worth over a billion dollars. I have several clients that have several hundreds of millions of dollars and believe me, They have simple portfolios, total stock market, total international municipal bonds. It’s all they have. And it may seem strange, but they don’t have these limited partnerships that you can’t get out of or syndicated deals that may sound good. I say to them, you don’t have enough money to own those, meaning that if you’ve only got $100 million, you’re just chump change to the Goldman Sachs of the world or the Morgan Stanley’s. When it comes to who’s going to get the good deal on a the next private equity deal or venture capital fund. You’re the person they sell the leftovers to. I know it’s hard to people to accept this. They think they have a lot of money if they have a hundred million. But the fact is they don’t. I mean, if you’re not sitting on five, ten billion dollars, you’re not going to get preferential treatment. You’re going to get you might get lucky. Just like everything else, the coin flip idea, but most of the time you’re not going to end up coming out ahead. That’s not the way they make you feel when they sell you these things. They make you, even if you had a million dollars and your Wells Fargo broker is trying to sell you some limited partnership, they’re going to make it feel like you’re very special and that this is a very special deal that is just for you. Frazer Rice (32:46.505)You Rick Ferri (32:50.322)And that’s how it’s going to be sold to you. But in the end, when you look at your performance and you say, I want to get out of this thing and you can’t, you realize at that point that maybe you shouldn’t have done it to begin with. And I’ve had experience going back 30 years working with some of the very largest families in the country, some magnificent seven IPO families, and they all want to get back to simplicity. They want to get rid of all of the stuff that they had gotten. And it’s true. And it’s better for estate planning as well because you need to transfer these things eventually to somebody else’s name. Frazer Rice (33:35.785)you’ve triggered me. I’m dealing with this on multiple levels, on multiple different things, and I’ve had to be trustee on some of the complexity and sort of sit Indian style and try to own your way through it. It’s brutal. So. Rick Ferri (33:53.81)Wouldn’t it be so much nicer just to have, let’s say, a single total stock market ETF to have to deal with rather than all that other stuff? Frazer Rice (34:01.807)No question. OK, so as we wind down here, how do listeners and watchers find you? Rick Ferri (34:09.478)Well, they can find me at Rickferri.com. I’m not currently and I won’t be taking on any new clients. I’m sorry for that, but I have a set clientele and that’s all that I am working with and I won’t be expanding my clientele. But there are other people that do this that believe in what I do. And you can go to Rickferry.com and you could find their names there. But me personally, you can find me on Rickferry.com. I’ve written several books about this. I’m writing another one. And but I apologize that I’m not off the market as far as hiring me personally. Frazer Rice (34:45.645)I love it. But at the same time, your books and your other ways that get out there, they are on RickFerri.com. So we’ll have that in the show notes. In the meantime, Rick, thanks for being on. Rick Ferri (34:52.07)Yes, exactly. Thank you. https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/

What are some strategies to stay motivated when trying to reach your goals? In this clip, Global Autism Community members share their ideas on this topic. This roundtable discussion about Self-Development and Accountability was hosted by community moderator Michelle Vinokurov, and participants included Christina Kaspersen, Robert Schmus, Danielle Terrell, Andrew Bennett, and Corben Havener.  Welcome to Autism Tips & Tools, where we highlight the best practical guidance from previous episodes of Autism Knows No Borders. Whether you're a self-advocate, a family member, or a service provider, there's something here for you! This conversation with our Global Autism Community was originally released on November 3, 2022. Would you like to hear tips on how to embrace a growth mindset? Click the link below for the full conversation and be sure to subscribe to hear more from people connected to autism inspiring change and building community.  Self-Development & Accountability, with the Global Autism Community Let's work together to transform how the world relates to autism. ----more---- We appreciate your time. If you enjoy this podcast and you'd like to support our mission, please take just a few seconds to share it with one person who you think will find value in it too. Follow us on Instagram: @autismpodcast Join our community on Mighty Networks: Global Autism Community Subscribe to our YouTube channel: Global Autism Project We would love to hear your feedback about the show. Please fill out this short survey to let us know your thoughts: Listener Survey 

Send us Fan MailThe final block of training. This is where meet prep gets real honest. The strength is already built, but the outcome on the platform depends on whether your goals match your effort and execution, and whether your daily habits can actually support what you say you want. Nate and Liz kick off a 4 part mini-series called Prepare for the Platform with a practical framework for powerlifting goals that keeps you motivated without setting you up for an emotional crash on meet day.We walk through a simple three-stage “rocket” system for goal setting: Stage 1 is the goal that is within reach all you have to do is execute, Stage 2 is a strong, potentially PR performance you can realistically chase, and Stage 3 is the perfect day target that sits on the edge of your current human potential. We also share our own Nationals goals and the mindset behind them.Then we talk about treating key top singles like practice for the platform, building confidence through visualization, and respecting every rep so the bar speed and technique hold up as the weights climb. We talk recovery and performance basics that matter most in the final month, like consistent sleep, enough food and carbs, hydration and electrolytes, mobility, and managing stress so training stress does not pile up with life stress. We also hit a big competitive lesson: if you want your best day, stop spending mental energy on what others are doing and lock in on what you are doing and what you can control.Subscribe on Spotify or Apple Podcasts, watch the full video on YouTube, and share your Stage 1, Stage 2, and Stage 3 goals with us on our socials.Support the showThanks for listening! Please remember to subscribe to the podcast, leave us a rating and share it with your friends so we can continue to grow!-You can now become a Fortis After Hours Supporter by using the link below! This will help support the podcast as we continue to grow and we will give you a shoutout on the next episode after you subscribe as well as give you top priority for different topics or discussions you'd like us to have on the podcast. Thank you for your support!https://www.buzzsprout.com/1369834/support-Follow us on social media for daily fitness and powerlifting content including workouts, helpful tips and client success stories!@fortisfitnessstudio-HOSTED BY@lizribaudo_fortis@nateribaudo_fortis

In this episode of Rhee Gold's Dance Life Podcast, Stacey Morgan and Rhee Gold take a step back from the day-to-day chaos of studio life to talk about something many studio owners neglect: big, meaningful goal setting. Inspired by a once-in-a-lifetime encounter with Mel Robbins , Stacey shares the power of identifying your “wild card” goal — the one you’ve been putting off, downplaying, or convincing yourself is for someone else. Together, they explore what it really means to be brave and courageous in business — not just in starting a studio, but in evolving it, challenging the norm, and dreaming beyond your current reality. In this episode, they discuss: Why studio owners often stop setting new goals once they’re “busy” The difference between running your business and intentionally growing it How to identify the big goal you’ve been avoiding (and why it matters) The importance of scheduling time to think, dream, and plan Why courage and creativity are essential in choreography, teaching, and leadership How the pandemic shifted mindsets and opened up new possibilities Balancing systems and structure with innovation and evolution Why “what’s next?” should always be part of your mindset The power of saying your goals out loud and making them real Rhee reveals his journey of writing a long-awaited book for dance parents. This episode is a reminder that while running a studio can feel repetitive and overwhelming, there is always space to dream bigger, think differently, and evolve. Because the truth is:You’re already living the dream you once had — now it’s time to decide what comes next.See omnystudio.com/listener for privacy information.

In athletics, in business, in life, everyone sets goals. But that's not the way to excel, according to former NFL player Emmanuel Acho, now an author and TV sports analyst. Here's what he says to do instead.This episode originally aired in 2023.Learn more about our flagship conference happening this April at attend.ted.com/podcast Hosted on Acast. See acast.com/privacy for more information.

Welcome back to the show! Today I am joined by the beautiful Paige Mawdsley to chat about her journey towards becoming an IFBB Wellness Pro and her upcoming plans!00:00 Introduction to Paige 01:31 Paige's Journey into Bodybuilding04:57 First Season and Initial Success10:46 Transitioning into Off-Season16:21 Preparing for the Pro Qualifier28:30 Achieving the Pro Card and Reflections31:17 The Journey of Self-Improvement in Bodybuilding33:21 Setting Goals and Receiving Feedback35:14 Navigating Post-Show Challenges37:16 The Excitement of Competing in Pro Shows38:59 Training Strategies and Recovery45:38 Balancing Work and Bodybuilding54:24 A Mother-Daughter Bodybuilding JourneyI hope you enjoy, and don't forget to share and tag me on insta @emma.currivan and @paigemawdlsey_ifbbpro xoxo⁠⁠⁠⁠⁠⁠⁠CHAT TO ME ABOUT COACHING ON WHATSAPP⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠JOIN MY PATREON HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠ - just 5.99 a month hehe xTo submit a question for a Q&A episode⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Don't forget to subscribe to my YouTube channel!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Catch you in the next one xo

key topics summaryIn this episode, Bob Furniss and Amas Tenumah explore the roles and goals of supervisors in contact centers, emphasizing coaching, relationship-building, and strategic management. They share practical tips for setting goals, managing time, and developing future leaders.Goals and metrics for supervisorsTime management and coaching focusBuilding relationships with team and leadershipMentoring future leaders in contact centersStrategic management at the director level sound bites"Make people think for themselves""Be the evangelist for your contact center""Spend time in books and learning"Chapters00:00 Introduction to Remote Supervision Challenges02:24 Setting Goals as a Supervisor05:05 Coaching and Development Focus07:47 Managing Up: Supervisor and Manager Dynamics10:46 Building Relationships with Management13:16 Transitioning to Managerial Goals15:56 Efficiency vs. Effectiveness in Management18:38 The Importance of Relationships in Leadership21:22 Continuous Learning and Development

When it comes to setting goals in marriage, most couples wing it—or copy whatever sounds spiritual. FamilyLife President Luke Middendorf talks about upheaval, faith, and the quiet drift that happens when you're busy but not aligned. If you want more than vague marriage resolutions, this conversation will steady your aim without piling on guilt. To support this ministry financially, visit: https://www.oneplace.com/donate/84/29?v=20251111

What does it really take to lead a high-performing frontline service team?In the first episode of Frontline Unscripted, host Sarah Nicastro sits down with Phil Manchester, Service Team Lead at Airtight Facilities, to explore the transition from technician to leader, why frontline voices matter, and how ambitious goals can transform both individuals and teams.Phil Manchester has over a decade of hands-on experience in HVAC systems and facilities management. After starting his career as a technician in the field, he now leads a team of service professionals while mentoring the next generation of technicians.In this conversation, he explains:▪️Why transitioning from technician to leader requires emotional intelligence▪️How individualized communication builds trust with service technicians▪️What younger vs experienced frontline workers really want from leadership▪️Why refusing to live with “what ifs” can fuel long-term career growth▪️How frontline work combines hands-on skills with complex problem solving▪️Why senior leaders need to get into the field and listen to frontline voices▪️How AI and technology are becoming tools that make technicians more effective▪️Why continuous learning is essential in skilled trades careers00:00 Intro00:02 From Dirt Bikes to HVAC: Finding Your Calling00:06 Why Variety and Problem-Solving Drive Frontline Satisfaction00:10 The Hardest Part of Leadership: Managing Nine Different Personalities00:12 Master Emotional Intelligence to Shift from Technician to Leader00:18 Why Leadership Must Be Individualized00:21 Why Not Shoot for the Moon? Setting Goals and Refusing to Quit00:26 Turning Setbacks Into Fuel by Rejecting “What-If” Thinking00:30 Generational Differences in Frontline Teams00:35 Company Culture That Builds Stronger Teams00:37 AI and Technology in Skilled Trades00:40 Why Data Centers Are Creating More HVAC Work00:47 Closing the Gap Between Executives and the Field00:50 Building Trust and Loyalty Through Leadership00:52 Why Learning Never Stops in the Trades00:53 Final Thoughts: Shoot for the Moon, One Day at a Time

Welcome to the Learn Polish Podcast – your immersive gateway to mastering Polish through real conversations, cultural insights, and practical everyday language. Each episode blends authentic Polish dialogue with clear English explanations, helping you build vocabulary naturally while exploring Polish traditions, daily life, and essential topics. Whether you're a complete beginner or advancing your skills, join us as we make learning Polish engaging, practical, and fun. From setting goals (cele) to discussing energy (energia) and motivation (motywacja), we cover the phrases you actually need. Find more episodes, lesson materials, and resources at www.learnpolishpodcast.com. You can also find us on YouTube, Spotify, and Rumble. Looking for virtual assistance? Visit va.world. Join our school groups on brainfitness and podcasting – links in the show notes. Need lessons in Polish or Spanish? Check the links in the description for both audio and video content.   This episode dives into essential vocabulary for discussing goals, plans, energy, and motivation in Polish. Perfect for the new year or any fresh start, we explore how to talk about your aspirations, describe your energy levels, and discuss taking action – all in practical, everyday Polish.   Execution Realizacja / Wykonanie reh-lee-ZA-tsya / vih-ko-NAH-nyeh Czas na realizację. (Time for execution.) Netflix Netflix NET-flix Oglądam Netflix. (I watch Netflix.) TikTok TikTok TIK-tok Używam TikToka. (I use TikTok.) Energy drink Energetyk eh-ner-GEH-tik Piję energetyka. (I drink an energy drink.) To give up Poddawać się pod-DAH-vach sheh Nie poddawaj się! (Don't give up!) To keep Trzymać TSHIH-mach Trzymaj się tego! (Stick to it!) To achieve Osiągnąć o-SHONG-noch Chcę to osiągnąć. (I want to achieve this.) To change Zmienić ZMYEH-neech Czas coś zmienić. (Time to change something.) To move Ruszać / Przesunąć ROO-shach / psheh-SOO-noch Muszę się ruszyć. (I need to move.) To study Studiować / Uczyć się stoo-DYO-vach / OO-chih sh Uczę się polskiego. (I'm learning Polish.)

Learn more about Refrigeration Mentor Customized Technical Training Programs at www.refrigerationmentor.com/courses Join the Refrigeration Mentor Hub here This conversation was from our latest Refrigeration Mentor Community Meetup, talking about refrigeration controls and electrical systems with Andrew Freeburg and Erik Holland. We cover control fundamentals such as transformers, multiplex board setup, communication basics, polarity, baud rate, cable practices, and fail-safe settings for loads. We also discuss how to build confidence through competence - studying, repetition, applying skills on real systems, asking questions, using community support, setting goals, and learning by teaching. Interested in joining the next Refrigeration Mentor Community Meetup? Click here. In this episode, we discuss: (00:30) Confidence and Competence (06:02) Learning How to Learn (09:58) Setting Goals and Support Groups (15:42) Dunning Kruger Effect (21:58) Electrical Basics and Safety (22:21) Center Tap Transformers (24:30) Multiplex Boards and Dip Switches (25:59) Binary Addressing Switches (26:37) Power and Comms Terminals (27:11) Comms Voltage and LEDs (29:40) Wiring Noise and Shielding (30:47) Fail Safe Dip Switches (33:46) Analog Inputs and Outputs (34:54) Software vs Hardware Logic (39:06) Panel Safety Basics (43:30) Meter Testing and Ratings (47:47) Electrical Safety Mindset  Helpful Links & Resources: Episode 371. A 6-Step Process for Faster Electrical Troubleshooting Episode 215. Understanding Refrigeration System Controls with Larry Herman of Redline Control Design

SummaryIn this episode, Benjamin Lee explores the transformative power of going pro in life and business, emphasizing the importance of mindset, focus, and living from the future. He shares personal stories and insights from Dr. Benjamin Hardy's book 'Time as a Tool' to inspire immediate action and perspective shifts.Key TopicsThe concept of going pro in life and businessLiving from the future self to influence present actionsThe importance of full commitment and burning shipsReframing time as a tool for successImmediate action and setting short-term goalsChapters00:00 Introduction to 'Time is a Tool'01:22 The Concept of Going Pro02:49 Living from the Future Perspective05:12 Setting Goals and Time Management

In this episode of the Garage Gym Athlete podcast, Jerred and Dave delve into the concept of concurrent training, which combines strength and aerobic training. They discuss a recent study on concurrent training, exploring its effects on muscle protein synthesis and hypertrophy. The conversation covers personal experiences with concurrent training, the interference effect, and the importance of proper programming and nutrition. They emphasize the need for athletes to set clear performance goals and the significance of recovery in achieving those goals. The episode concludes with insights on how to effectively approach hybrid athlete training. Takeaways Concurrent training is essential for overall fitness. The interference effect can impact strength and endurance. Proper programming is crucial for concurrent training success. Nutrition plays a vital role in hybrid athlete training. Setting clear performance goals helps in training. Recovery is as important as training itself. Hypertrophy can be achieved while focusing on performance. Avoid arbitrary goals; focus on measurable metrics. The minimum effective dose is key in training. Don't neglect the importance of sleep and hydration. Chapters 00:00 Introduction to Concurrent Training 02:58 Experiences with Concurrent Training 06:14 Understanding the Interference Effect 08:58 Study Analysis: Concurrent vs. Resistance Training 12:11 Programming and Nutrition in Hybrid Training 15:04 Setting Goals for Concurrent Training 17:59 The Importance of Recovery and Nutrition 20:46 Final Thoughts on Hybrid Athlete Training Topics concurrent training, hybrid athlete, strength training, aerobic training, interference effect, nutrition, programming, performance goals, recovery, fitness

In this episode of the Performer Friendly Podcast, host George the Tech interviews Christi Bowen, the owner of Tennessee Voiceover Studios. Christi discusses the significant changes she has made to her business model, including transitioning from a brick-and-mortar location to a more flexible and stress-free one-person office. She shares insights about her membership-based training programs, The Voiceover Exchange and Career Path, which offer comprehensive coaching and business courses for voiceover professionals. The conversation highlights the challenges and strategies involved in adapting to market demands, rising costs, and personal stress, while also focusing on the importance of community engagement and ongoing professional development in the voiceover industry. 00:00 Introduction to George, the Tech 00:41 Interview with Christi Bowen 01:18 Changes in Business Operations 02:56 Challenges and Adaptations 04:16 Launching a Membership-Based Training 07:56 Virtual Training and New Office Setup 11:34 Voiceover Exchange Program 14:19 Setting Goals and Industry Talks 14:26 Marketing and Social Media Insights 14:52 Covering Performance, Business, and Tech 15:03 Guest Speakers and Coaching Sessions 17:23 Engaging the Community 18:02 Challenges of Membership Engagement 18:37 Building a Membership Platform 20:52 Business Courses and Career Path 22:31 Voiceover 101 and Video Content 24:44 Exploring Resources and Classes 26:41 Final Thoughts and Farewell

Curious about how to get where you want to go in your Pilates practice? Tune in to learn about the capacity gap and how your teacher and a consistent practice will support you in achieving your goals.I want to hear from you! Share your thoughts and follow the podcast on Instagram and Facebook @pilatesstudentsmanual. Full show notes and episode transcription can be found on the podcast website here: https://bit.ly/PilatesStudentsManual. Be sure to subscribe to the podcast for updates, and rate and review wherever you listen!  Episodes now available on YouTube: *https://bit.ly/YouTubePSM*Email pilatesstudentsmanual@oliviabioni.com with your feedback.Support the podcast:    Visit *links.oliviabioni.com/affiliates* and take advantage of some sweet deals on products I use and enjoy with my affiliate links! Episode Music:You're Right by Loksii, in compliance with Pixabay's Content License (https://pixabay.com/service/license-summary/)Listen/download: https://pixabay.com/music/corporate-youx27re-right-179191/Support the show

We're kicking off 2026 with a big change! Di walks into the studio with a completely shaved head, addressing the "elephant in the room" immediately.But this episode isn't just about the new look - it's about looking forward. Di introduces the "10,000 Days" framework: the idea that at mid-life, we have roughly 10,000 days left to live. The question isn't just what your net worth will be when you're 80, but whether you had a "sh*t ton of fun" getting there.We also get into a heated debate about "parenting scorecards" (do you really need data to know if you're a present dad?).In this episode, we cover:The Big Reveal: Why Di shaved her head and the "interesting assumptions" people make.The 10,000 Days Rule: A framework for reverse-engineering your life from age 80.The "Shit Ton of Fun" Metric: Why financial freedom means nothing if you're miserable achieving it.Steve and Seamus are proud to be dressed by Barkers! Hosted on Acast. See acast.com/privacy for more information.

4  Guest: Arthur Herman. Herman argues that World War II victory resulted from the government setting goals while private industry determined execution. He suggests this historical partnership offers vital lessons for restoring America'slagging defense industrial base today.

By now, New Year's resolutions already feel… kind of over. In this episode, Dr. J breaks down why traditional resolution culture doesn't work for ADHD brains — and how to approach goal setting after the January hype has worn off. We talk about executive dysfunction, motivation, and dopamine. And we share practical ways to set goals that are flexible, realistic, and actually sustainable. No fresh start energy here!For more on this topic: Listen: ADHD and perfectionismListen: When ambition doesn't match outputRead: Little goals can be better than big resolutionsFor a transcript and more resources, visit MissUnderstood on Understood.org. You can also email us at podcast@understood.org. ADHD Unstuck is a free, self-guided activity from Understood.org and Northwestern University designed to help women with ADHD boost their mood and take small, practical steps to get unstuck. In about 10 minutes, learn why mood spirals happen and get a personalized action plan of quick wins and science-backed strategies that work with your brain. Give it a try at Understood.org/GetUnstuck.Understood.org is a nonprofit organization dedicated to empowering people with learning and thinking differences, like ADHD and dyslexia. If you want to help us continue this work, donate at understood.org/give Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Dr. K breaks down the science of why 80% of New Year's resolutions fail and how to use behavioral research to make changes stick. He explains why common strategies like accountability partners can backfire and how to move from simply wanting a change to being ready to achieve it. • The Accountability Trap: Outsourcing responsibility to a partner often leads to shared failure rather than sustained personal growth. • The 14-Failure Rule: Data shows that people who successfully change for two years fail an average of 14 times along the way. • Preparation Over Desire: Simply wanting a change has no bearing on success; you must be prepared and ready for the cost of change. • Build Self-Efficacy: Setting specific, attainable "SMART" goals proves to your mind that you are actually capable of succeeding. • Choose Approach Goals: Moving toward a positive reward is more sustainable than just trying to move away from a negative state. HG Coaching : https://bit.ly/46bIkdo Dr. K's Guide to Mental Health: https://bit.ly/44z3SztHG Memberships : https://bit.ly/3TNoMVf Products & Services : https://bit.ly/44kz7x0 HealthyGamer.GG: https://bit.ly/3ZOopgQ Learn more about your ad choices. Visit megaphone.fm/adchoices

⁠Support the Show Here⁠Band Director's Goal Setting PlannerAaron Noe from Greensboro College and windconductor.org joins the show to give advice as to how to build a band program through setting and achieve goals.To gain access to all show notes and audio files please Subscribe to the podcast and consider supporting the show on Patreon - using the button at the top of thegrowingbanddirector.comOur mission is to share practical  advice and explore topics that will help every band director, no matter your experience level, as well as music education students who are working to join us in the coming years.Connect with us with comments or ideasFollow the show:Podcast website : Thegrowingbanddirector.comOn Youtube The Growing Band Director Facebook-The Growing Band Director Podcast GroupInstagram @thegrowingbanddirectorTik Tok @thegrowingbanddirectorIf you like what you hear please:Leave a Five Star Review and Share us with another band director!

Welcome to the Strength Connection!Jan Raeder, known to many as the SelfCare Sensei, brings a rare depth to the conversation around strength, wellbeing, and what it really means to live with purpose.Jan is an internationally recognized wellbeing educator, keynote speaker, and author of Strive for M.O.R.E., where MORE stands for Meaning, Optimism, Relationships, and Engagement — a framework she's developed through decades of lived experience and evidence-based practice.In this conversation, she shares insights from her background in martial arts and how it has shaped her approach to personal development. Check out more from Jan at:MIT talk: https://m.youtube.com/watch?v=71TfPUyLEWYwebsite: https://selfcaresensei.com/Amazon link to book: amzn.to/49YmdGqChapters00:00 Introduction to Self Care Sensei06:36 Defining Wellness and Well-Being12:14 The Role of Martial Arts in Personal Development20:26 The Importance of Practice and Consistency29:20 Setting Goals vs. Finding Meaning36:49 The MORE Framework: Meaning, Optimism, Relationships, Engagement44:20 Transcending Challenges and Finding Gratitude51:22 Self-Awareness and Personal Growth

In today's Q+A episode, we're answering real questions from real people navigating the messy middle of fitness. From finding the right running shoes and training through injuries, to preserving muscle during fat loss and staying motivated when progress slows—this episode covers a wide range of challenges that almost everyone faces at some point. We talk about why progress often looks different for seasoned lifters, how and when to adjust your training style, and why small, realistic goals are often the missing piece for long-term consistency. We also dive into the role of nutrition during fat loss, how useful fitness trackers really are, and what to do when illness or setbacks derail your routine. If you've ever felt stuck, frustrated, or unsure whether you're doing the "right" thing—this episode will help you zoom out, adapt intelligently, and keep moving forward without starting over. As always, the goal isn't perfection—it's progress you can actually sustain. APPLY FOR COACHING: https://www.lvltncoaching.com/1-1-coaching The Fitness League app https://www.fitnessleagueapp.com/ Macros Guide https://www.lvltncoaching.com/free-resources/calculate-your-macros Join the Facebook Community: https://www.facebook.com/groups/lvltncoaching FREE TOOLS to start your health and fitness journey: https://www.lvltncoaching.com/resources/freebies Alessandra's Instagram: http://instagram.com/alessandrascutnik Joelle's Instagram: https://www.instagram.com/joellesamantha?igsh=ZnVhZjFjczN0OTdn Josh's Instagram: http://instagram.com/joshscutnik Chapters 00:00 Welcome Back and Q&A Introduction 00:58 Running Shoes and Preferences 03:06 Injury Management and Alternative Exercises 07:23 Progress and Expectations in Fitness 11:37 The Reality of Progress in Long-Term Training 15:06 Setting Goals and Finding Motivation 17:43 Changing Training Styles for Progress 18:48 Fitness Trackers: Garmin vs. Apple Watch 20:20 Running Frequency and Program Adherence 21:32 Pregnancy and Modifying Exercises 22:40 Affordable Meat Options and Nutrition 25:26 Muscle Preservation During Fat Loss 30:10 Dealing with Illness and Training Adjustments 35:47 Getting Back on Track After Setbacks 42:08 Aerobic Training and VO2 Max 46:26 Adjusting Macros for Different Training Days

Bobbi welcomes Aaron Rodgers from ProsperU, diving into his journey in the beauty industry. Aaron shares his unexpected path from studying accounting to discovering his passion for beauty through a chance visit to the Eric Fisher Academy. He emphasizes the importance of following one's gut feelings and being open to new opportunities, which ultimately led him to a fulfilling career in beauty. The conversation highlights how Prosper U aims to provide business and financial literacy to beauty professionals, ensuring they have the tools to succeed in their careers.   Takeaways "Don't ever say no to those little interactions." "I was just so ready for something other than college." "You never stop learning in this industry." "If you ever feel like you learn everything about your business, it's the time to quit." "Keep as many notes as you can." Education is about validating existing knowledge, not just acquiring new information. Reflection is crucial for real learning to occur. Setting small goals allows for celebration and recognition of progress. Encouraging students to ask 'why' fosters a deeper understanding. High standards in education lead to better outcomes for students.   Chapters 00:00 Introduction and Aaron's Background 02:11 Discovering the Beauty Industry 11:19 What is Prosper U? 14:48 The Importance of Business Education 27:58 Meeting of the Minds: Supporting Educators and Schools 34:35 The Role of Reflection in Learning 36:39 Setting Goals and Celebrating Progress 39:00 Encouraging Students to Ask 'Why' 42:30 Maintaining Standards in Education 46:20 The Importance of Leadership in the Beauty Industry 50:54 Bringing Back Professional Standards   www.beautyschoolbobbi.com www.beautyandstylenetwork.com   Follow Beauty and Style Network: @beautystylenet Beauty School Bobbi: @beautyschoolbobbi Aaron Rogers: @aaron.k.rogers - @prosperu Main Marketing Landing page (w/both courses): https://advanced.miladytraining.com/aep-biz-success  Thinkific - Course specific LPs: Money Habits https://www.miladytraining.com/courses/money-habits Be Wildly Successful  https://www.miladytraining.com/courses/be-wildly-successful-course Main Website:  https://myprosperu.com/

I made you a ⁠⁠⁠⁠FREE companion guide⁠⁠⁠⁠ for this episode. This FREE instant access PDF will give you 13 easy and enjoyable ways to celebrate + 12 journal prompts to help you reflect and process the inspiration of this season.I love honoring the Wheel of the Year with others by gathering together to celebrate how Nature is modeling wisdom for us in each season & aligning ourselves with it.This turn in the Wheel of the Year is Imbolc (pronounced Imolk, from the Celtic phrase "in the belly" referring to the lamb's pregnant bellies this time of year.)We are finally moving out of Winter hibernation and awakening to Spring! This is the time for Spring cleaning, planting our seeds (literally and metaphorically), connecting to our playful and adventurous inner Maiden archetype, and setting goals for what we want to create this year.Imbolc is an ancient Celtic winter fire festival honoring the return of the sun and the goddess Brigid. In more recent times, we have celebrated it in religion as St. Brigid's Day or Candlemas, and even secularly as Groundhog Day.Press play to hear:- the origins and history of Imbolc, Brigid, St. Brigid, and even the weather predictions of Groundhog Day what Nature is modeling for us physically, spiritually, and energetically, and how we can align- 13 easy and enjoyable ways to celebrate Imbolc- 12 journal prompts to help you reflect and process the inspiration of this season Let's Go Deeper:Enroll in ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Rewild Your Wellness⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (lifetime access online course)FREE Masterclass: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Discover Your Spiritual Gifts ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Skip the resolutions and feel how you want to feel NOW with my ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Free Desire Map⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for a FREE 1:1 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠coaching curiosity call⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Let's Connect!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Boosting Business with Activation Events: A Step-by-Step Guide In this episode of the Passports, Profits, and Pixie Dust podcast, host Lindsay Dollinger delves into the concept of activation events—events designed to transition potential clients from interest to active engagement with your business offerings. Lindsay explains that activation events can take various forms such as workshops, webinars, live training sessions, and more. She emphasizes their importance in building trust and creating momentum, and outlines the steps to plan an effective activation event, which include setting a clear goal, solving one specific problem, selecting the right format, designing for transformation, and making a natural next-step offer. Lindsay also invites listeners to her upcoming paid activation event planning workshop for more personalized guidance. 00:00 Introduction to Activation Events 00:29 Defining Activation Events 01:26 Benefits of Activation Events 03:11 Planning Your Activation Event 03:43 Setting Goals and Solving Problems 05:14 Choosing the Right Format 06:55 Designing the Transformation 07:36 Making the Offer 07:58 Invitation to Workshop 09:00 Final Thoughts and Encouragement Connect with Lindsay: https://www.lindsaydollinger.com/links Join Activation Events Workshop: www.lindsaydollinger.com/activationeventblueprint

Today's episode is starting with a mini solo episode and continuing with a conversation that I am honored to re-share with Emily Ley. She wrote a devotional book titled Sure as the Sunrise in 2022, and in today's episode, we focus in on the idea of creating a word for the year along with how to create a grace filled morning routine that will work for whatever your life looks like right now. This conversation was so encouraging and comes at the perfect time of year as we are looking towards the fresh start of the new year, but I hope this episode reminds you that any day can be a fresh start. More Minimal-ish New Year Episodes: Episode 213: 4 Ways to Walk Intentionally into 2024 - Other Ways to Set Goals or Intentions for the Year Episode 212: The Annual Minimal-ish Goal Setting Episode- Reflecting on Your Year and Setting Goals that Align with Your Values Episode 165: One Small, Impactful Change to Start the Year (Changing the New Years Narrative) Links: Emily's Devotional: Sure as the Sunrise ⁠Emily's Website⁠ ⁠Emily on Instagram⁠ ⁠Podcast Website⁠ ⁠Desirae on Instagram⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textThis episode, we start with a quick look at Apple's new Creator Studio announcement and what it could mean for podcasters (plus some thoughts on GarageBand, Logic Pro, CapCut, and pricing across creator tools).Then we dig into realistic, healthy podcasting goals. We asked listeners what success would look like for them in 2026, and the answers weren't about chasing downloads or quitting day jobs. Instead, podcasters talked about consistency, letting go of perfection, building skills, listener engagement, and slowly working toward monetization.Links mentioned in this episode:Apple Creator StudioAlban's Podcast Goals Short VideoBuzzcast: Top 5 Motivations To Keep PodcastingContact Buzzcast Send us a text message Tweet us at @buzzcastpodcast, @albanbrooke, @kfinn, and @JordanPods Thanks for listening and Keep Podcasting!

I'm about to tell you something that might sting a little: in about three weeks, you're probably gonna be doing the exact same thing you did all last year.I know. You've got your goals. You've got your intentions. You're ready for a new year, new start, new you.But unless you've got a methodology that actually works, that niggly feeling you have right now? It's probably right.Here's what I realized after years of hitting some goals but always ending up back at baseline: I wasn't changing who I was in order to get what I wanted. And without that, nothing was ever gonna fundamentally shift.That's why, I'm sharing the Annual Anchors Methodology, the framework that completely transformed how I approach my year. Instead of chasing 47 different goals, I focus on three foundational anchors that ground me in what actually matters. And it really works!.After listening, you'll understand why being comes before doing, how to choose your three most important priorities for the year, and you'll have a concrete roadmap to make this your most intentional year yet (without burning out or giving up by February).What You'll Learn:Why most goal-setting fails (hint: you're skipping the most critical step)The be → do → have framework that actually gets resultsHow I chose my three Annual Anchors for 2026 (and why my business isn't one of them)The exact structure: one anchor + one "so that" statement + three committed actions + a 90-day habit trackerWhy breaking up with my phone is already changing everything in just two weeksThe difference between reacting and responding, especially in your closest relationshipsWhat it means to prioritize intuition over hustle this year Hosted on Acast. See acast.com/privacy for more information.

visit: ➡️ https://raisingheights.com In this episode of Raising Heights, Zach and Tori dive into a lively conversation on whether they would consider returning to TV, reflecting on their experiences from 'Little People Big World.' They cover the challenges of protecting their children's privacy, the enjoyable aspects of being on TV, and the thrill of documenting family moments. However, what would returning to television look like? 00:00 Introduction 00:51 Setting Goals and Future Plans 01:32 Family Life and Daily Routines 03:19 Travel Plans and Adventures 06:18 Kids and Parenting Challenges 08:10 Exploring Chat GPT 10:15 Membership and Merchandise 11:06 Current Events and Politics 14:27 Sponsorship Message 16:04 Reflecting on TV Career 20:51 Discussing Reality TV Shows 21:12 Super Nanny and Parenting Tips 22:58 Behind the Scenes of Reality TV 24:57 Protecting Our Kids' Privacy 27:26 Reflecting on Filming and Privacy 30:06 Fame and Public Recognition 35:08 Documenting Family Life 38:01 Would We Return to Reality TV? 44:50 Future Aspirations and Closing Remarks ---------------------------------------------------- SPONSORS: - COVE https://covesmart.com - Use code: HEIGHTS for 10% OFF your First Order! Support the SHOW! Get EARLY/ AD FREE Episodes and Merch Discounts! Become a MEMBER! visit: ➡️ https://raisingheights.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial educator Tiffany Aliche, also known as “The Budgetnista,” breaks down strategies to recover from holiday debt and get back on track financially. Also, Jim Cummings stops by to talk about celebrating the 100th anniversary of ‘Winnie the Pooh.' Plus, Kyle MacLachlan drops in to catch up and share details on season two of the Emmy-nominated series ‘Fallout.' And, psychotherapist Niro Feliciano offers advice on setting goals, intentions, and building small habits. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The new year is here and you have goals. 2026 is the year that you can transform your body and life once and for all.  You can be lean, strong, and confident as f*ck. But that doesn't happen by accident. It only happens if you set the right goal and reverse engineer it using what I call, daily non-negotiables.  On this episode of The Iron Life Podcast I breakdown how to set better goals and to create non-negotiable behaviors in each of the following categories: Fitness Finances Family/friends Fulfillment Fun  I believe that when you build the right habits within each pillar you will build a strong, rewarding, fulfilling life.  01:16 New Year, New Beginnings 02:46 Revolutionizing Nutrition: The New Food Pyramid 09:56 How to Dominate in Business and Life in 2026 11:23 The Power of Personal Decision 21:31 Raising Standards and Setting Goals  30:47 Daily Non-Negotiables for Success 41:14 The Importance of Scheduling and Execution

Erin and Stacy are back and ready to take on 2026.  With more and more people moving to our fair city every single day, the world's best brokers break down how 2025 wrapped up, (spoiler alert: Erin shattered all kinds of sales records!!) and what they project is going to happen for 2026. Plus, the two get into how they plan to stay sane and well-rested in 2026 so they can keep crushing the real estate game.  

In this episode of the Casual Cattle Conversations podcast, Shaye interviews Terrell Miller, founder and CEO of CattleMax, the leading cattle management software. They discuss the importance of setting New Year's resolutions for ranchers, focusing on long-term profitability, goal-setting frameworks, and the significance of organized herd records. Terrell also shares insights on transitioning to digital records, using electronic IDs, integrating genomic testing, and the role of data in ranch management. Miller emphasizes the need for efficient data management to improve decision-making and ensure the sustainability of ranching operations for future generations. Learn more about CattleMax and start your free trial here: https://bit.ly/4aG7K5q  Catch more conversations like this one and learn more at https://www.casualcattleconversations.com/  00:16 Meet Terrell Miller: Founder of CattleMax 00:59 The Importance of New Year's Resolutions for Ranchers 02:49 Setting Goals for Long-Term Profitability 03:35 Effective Frameworks for Goal Setting 06:34 The Role of Organization in Ranching 08:52 Features of CattleMax Software 18:56 Electronic IDs and Genomic Testing 22:36 Data Sharing and Privacy in Ranching 25:14 Transition Planning for Ranchers 27:11 Conclusion and Final Thoughts

This week's quickie is from J. Parker about setting goals for healthy, God-designed sexuality in 2026 and beyond. Follow-up with our webinars and/or stay tuned for more full episodes and quick tips about sex in marriage! Related post: My One Word for 2026 & Other Ways to Set Goals - Hot, Holy & Humorous *** We'd love for you to join our inner circle by supporting us on Patreon. You can contribute to our wonderful ministry while getting some fun perks for yourself! Check it out here: https://patreon.com/ForChristianWives Please also check out our website and webinars at forchristianwives.com. And visit our individual ministry pages for more resources as well: Strong Wives - Bonny Burns Honeycomb & Spice - Chris Taylor Hot, Holy & Humorous - J. Parker  

In this episode of the Man Within Podcast, Sathiya wraps up Freedom Week by encouraging listeners to reflect on their journey towards quitting pornography. He emphasizes the importance of setting clear goals for recovery, particularly focusing on the question of whether one will be clean by December. The episode outlines a 90-day freedom plan, highlighting the significance of community support and coaching in achieving lasting change. Sathiya shares insights from various success stories and offers practical steps for listeners to take as they embark on their recovery journey.   Know more about Sathiya's work: Join DEEP CLEAN SIGNATURE PROGRAM Join Deep Clean Inner Circle - The Brotherhood You Neeed (+ get coached by Sathiya) For Less Than $2/day Submit Your Questions (Anonymously) To Be Answered On The Podcast Get A Free Copy of The Last Relapse, Your Blueprint For Recovery Watch Sathiya on Youtube For More Content Like This   Chapters: (00:00) Introduction to Freedom Week (03:04) Setting Goals for Recovery (05:56) The 90-Day Freedom Plan (08:48) Community and Support in Recovery

In this episode of Workday Playdate, Erin explores a freeing idea that might just change how you approach your life and work: stop setting goals for the sake of setting goals and start setting intentions instead.Erin unpacks why traditional goal-setting often creates pressure, panic, and perpetual dissatisfaction. She shows how intention-setting brings us back to alignment, and introduces a simple five-step framework to help you shift from constant pursuit to purposeful presence. Your actions will actually reflect your core values, not just your to-do list.Inside This Episode:Stop Worshipping Goals: Why goal-setting without meaning can disconnect you from what actually matters.Goals vs. Intentions: How goals create pursuit, but intentions create presence.Core Values = Compass: Why alignment is the real driver of fulfillment.The Five-Step Intention Framework: A practical, human approach to living and working with intention—without burning out.Joy Over Panic: How intention-setting helps you feel grounded, flexible, and more alive in your day-to-day.Life, Reframed: Why treating life like an improv scene changes everything.Who This Episode Is For:High-achievers who feel weirdly unfulfilled after hitting goalsLeaders craving presence instead of pressureHumans tired of optimizing every second of their livesAnyone seeking personal growth rooted in mindfulness and meaningFans of improv, alignment, and living on purpose (hi, you're home)Your FreebieYou've tried the emails, the all-hands rollout, and the polished decks, but the vision still isn't landing.That's because people don't buy into a vision that's presented to them; they buy into one they help shape.The 30-Minute Vision-Setting Meeting Template gives you a simple, human-centered way to create alignment, spark ownership, and build real momentum. Download it here.No, You Hang Up First (Let's Keep Connecting)Did today's episode resonate with you? Leave us a review sharing your favorite insight and we'll send you a free signed copy of I See You! A Leader's Guide to Energizing Your Team through Radical Empathy.Have a question that we can answer? Leave us a Speakpipe audio clip and we'll answer it in an upcoming episode.Don't want to miss another episode? If you're a Spotify listener, find our show here and click “Follow.” If you're an Apple Podcast listener, click here and make sure to hit “+Follow.”Want access to a bunch of free resources for your work life? This is your personal jackpot that gives you access to the frameworks that help us thrive both personally and professionally. Whether you're trying to improve your daily routine, flesh out an idea that you've had for quite some time, or want to add more play into your day - these resources have got your back.Want 1 email a week from us? Our well-loved Fail Fourward Friday gives you 4 Fails, 3 Awakenings, 2 Ideas, and 1 Laugh from the week that reminded us what being human is all about: to make failure a habit, be a lifelong learner, explore more, and never pass up an opportunity to laugh. Subscribe here.Connect with Erin Diehl x improve it!Erin's websiteErin's InstagramErin's TikTokErin's LinkedInimprove it!'s websiteimprove it!'s InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Welcome to the very first episode of The WELL Podcast — a space to refill, reset, and reconnect with the version of you that feels grounded, energized, and at peace. As we step into a brand-new year, it's easy to get swept up in goal-setting culture… the hustle, the pressure, the "do more, be more, fix yourself" mentality. But what if your goals didn't drain you this year? What if they actually supported your wellness, restored your peace, and helped you feel more like YOU? In today's episode, we're talking about how to dream big and create meaningful goals — without abandoning your body, your faith, or your mental and emotional health in the process. You'll learn how to shift from striving into intention, from burnout into alignment, and from overwhelm into grounded clarity. This isn't about chasing achievement — it's about becoming well. • Why traditional goal-setting often leads to burnout • The difference between busy goals and soul-aligned goals • How to anchor your dreams in faith, identity, and wellness • How your nervous system, rhythms, and energy matter in goal-setting • A simple framework for creating goals that feel supportive, not stressful • What it looks like to build dreams that nourish you — not drain you We'll also slow down together for a few reflection moments so you can reconnect with what truly matters to you this season.   THE FIRST STEP IS ALWAYS HONORING YOUR BODY:  Join me in the Faster Way to Fat Loss program You get: ⭐️30 minute workous ⭐️Macro Friendly meal plans and trackers ⭐️Fasting Tracker ⭐️Water Tracker ⭐️Motivation ⭐️Accountability 

If you have ever sat down to set goals and immediately felt overwhelmed or like you're just rewriting the same goals you didn't quite hit last year, this episode is for you. I'm joined by Joette of Balloon Coach and we discuss how most business owners don't have a goal problem, they have a clarity problem. Too many ideas, too much pressure, and not enough structure to actually follow through. So in this episode, we are going to help you set goals in a way that actually works, allowing you to make more money without adding more stress to your life. We're talking about fewer goals, better focus and a plan that supports your real life, not a fantasy version of it. By the end of this episode, you'll have a clear direction for the year ahead and a simple way to move forward with confidence without burning out or over-complicating things. In the UGlu Hotline, I share how I label my rental items to help make sure they get back to me.   Unlock three free bonus episodes!    RESOURCES MENTIONED: Presenting sponsor: Balloon Coach Other sponsors & resources: Havin' A Party Wholesale (save 5% on orders $200+ with code PODCAST) Courtney Lynette Creative Co. (mention the podcast for $100 off!)  UGlu by Pro Tapes (save 5% on orders $200+ at Havin' A Party with code PODCAST)  DM @thebrightballoon on Instagram to ask a question or leave advice for the UGlu Hotline! 2026 Bright Balloon Planner  - - - - On the Bright Side (Apple) On the Bright Side (Patreon) 50 Ideas for Email Marketing | Join the Bright Balloon email list  The Bright Balloon on YouTube 

Spend time alone with God in His Word, wait in silence for His guidance, and He will speak to your heart.See omnystudio.com/listener for privacy information.

Mark Divine and Bill Murphy share insights on cultivating a warrior mindset and building mental toughness, essential for effective leadership strategies. This episode explores the principles of navy seal leadership and how to embrace resilience training. Discover how to integrate high performance habits into your daily routine for personal and professional growth, aligning with the unbeatable mind philosophy.Bill shares how his worst business year in nearly three decades forced a deeper internal reckoning—and why pursuing extreme physical challenges, including seven marathons on seven continents in seven days, became a catalyst for inner transformation rather than ego-driven achievement.This conversation goes far beyond endurance sports. Together, they explore:-Why most goals fail without a strong emotional “why”-How to build a bag of whys that sustains commitment under pressure-The mental frameworks that eliminate quitting without suppressing emotion-How breath control, mindset, micro-goals, and service to others work together-Why growth requires both individual strength and team connection-The difference between suffering that builds you and suffering that breaks youIf you're a leader, entrepreneur, or high performer navigating uncertainty—and you're looking for a grounded way to stay disciplined, purposeful, and resilient—this episode provides a clear, actionable path forward.Unlock your full potential and lead with courage, clarity, and purpose—join The Unbeatable Tribe and become truly unbeatable in life and leadership.Join for free for 7 days: The Unbeatable Tribe → https://www.skool.com/unbeatable-mastery-tribe/aboutThe Unbeatable Leader Challenge is back starting January 13th, this time we're making it FREE to join on this training. Kick off 2026 with a growth mindset to win the winner war, achieve front-sight focus, and build an unbeatable team in 2026.Join for free: The Unbeatable Leader Challenge → https://www.unbeatableleader.comMark uses BUBS Naturals daily for focus, recovery, and hydration—all built on a mission to honor a fallen Navy SEAL. Use code UNBEATABLE for 20% off any one time purchase or subscription at bubsnaturals.comBill Links:Website: https://thebillmurphy.com/Book: https://a.co/d/aBBiPHXInstagram: https://www.instagram.com/billmurphy_thriveLinkedIn:https://www.linkedin.com/in/williambmurphy/Facebook: https://www.facebook.com/thrivinginthestormMark Links: Website: https://markdivine.comThe Unbeatable Tribe: https://www.skool.com/unbeatable-mastery-tribe/aboutDivine Inspiration Newsletter: https://markdivine.com/newsletterYouTube: https://www.youtube.com/@markdivineofficial/Instagram: https://www.instagram.com/markdivineofficialLinkedIn: https://www.linkedin.com/in/markdivine/Facebook: https://www.facebook.com/markdivineofficial/Subscribe to https://www.youtube.com/@markdivineofficial for more inspiring conversations on leadership, growth, and impact.Rate and review the show to help us reach more listeners.Share your thoughts and takeaways in the comments!#MarkDivine #BillMurphy #Resilience #MentalToughness #LeadershipPodcast #HighPerformance #ThrivingInTheStorm #EnduranceMindset #Discipline #PurposeDrivenLife #PersonalGrowth #NeverQuit #UnbeatableMindTimestamps:00:00 Introduction: bubsnaturals.com Code: Unbeatable01:13 Guest Introduction: Bill Murphy01:38 Bill's Athletic Achievements01:50 The Great World Race: 7 Marathons on 7 Continents03:09 Mental and Physical Challenges of the Race08:03 Training and Preparation Insights12:04 Reflections on the Experience18:46 Leadership and Mental Toughness23:37 Understanding the 'Big I' and 'Little i'24:19 The Importance of Knowing Your 'Why'25:57 Heart vs. Ego in Overcoming Challenges27:05 The Power of Teamwork and Character in SEAL Training28:43 Balancing Individualism and Teamwork31:17 Transforming Through Training and Resilience37:40 Setting Goals and the FITS Model46:09 The Importance of Continuous Challenges48:58 Concluding Thoughts on Growth and DisciplineSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In Part II of our discussion with Kent Osbourne, we discuss productive ways to look ahead in your next year of golf and set goals properly. Learn more about your ad choices. Visit megaphone.fm/adchoices

Blake Erickson is the co-founder of Scaling.com, a company dedicated to helping entrepreneurs scale bigger and faster than they ever thought possible. He is the co-author of the New York Times best-selling book The Science of Scaling, and a highly sought-after keynote speaker specializing in guiding companies and individuals to achieve rapid growth and seemingly impossible goals. Blake resides in Utah with his amazing wife, Bre, and their two sons. Watch the video and share your thoughts in the Zion Lab community Links The Science of Scaling: Grow Your Business Bigger and Faster Than You Think Possible Scaling.com/Audiobook The Science of Scaling Your Ward | An Interview with Benjamin Hardy Transcript available with the video in the Zion Lab community Highlights Blake discusses the importance of setting ambitious goals and the principles of effective leadership within the context of Latter-day Saint service. The conversation emphasizes how faith and intentionality can lead to significant results in both personal and church-related endeavors. Key Insights Goal Setting and Faith: Blake shares his experience of setting a seemingly impossible goal of 100 baptisms during his mission, illustrating how faith and ambition can drive success. Identifying Key Indicators: He emphasizes the importance of recognizing patterns and indicators that lead to success, such as focusing on individuals who are genuinely interested in the gospel rather than spreading efforts too thin. The Power of One: The discussion highlights that often, one person can make a significant impact, whether in a business or church setting, by inspiring others and driving collective progress. Less is More: Blake advocates for the idea that achieving goals often requires doing less but with greater focus, rather than simply increasing activity levels. Cultural Dynamics: The conversation touches on the need to challenge existing cultural norms that may hinder progress, encouraging leaders to empower all members to contribute actively. Leadership Applications Setting Clear Goals: Latter-day Saint leaders can adopt Blake’s approach by establishing clear, ambitious goals for their congregations, focusing on what truly matters to drive spiritual growth and engagement. Fostering a Culture of Participation: Leaders should encourage all members to take initiative and share their insights, breaking down barriers that prevent individuals from stepping forward in service. Prioritizing Key Activities: By identifying the most impactful activities and focusing efforts on those, leaders can enhance the effectiveness of their ministries, ensuring that resources are used wisely and results are maximized. 00:03:24 – Blake Erickson’s Mission Experience 00:04:10 – Shifting Focus on Mission Goals 00:05:06 – Learning from Missionary Work 00:06:58 – Identifying Key Indicators for Success 00:08:27 – Setting Goals and Expectations 00:10:18 – The Importance of Commitment 00:12:10 – Recognizing Progress and Indicators 00:14:10 – Communicating with Non-Progressing Individuals 00:15:02 – Applying Business Principles to Church Leadership 00:16:37 – Scaling the Church and Its Impact 00:18:50 – The Gospel as a Solution 00:20:49 – Manifesting Faith in Daily Life 00:21:00 – Expressing Desires to God 00:23:30 – The Importance of Ambition 00:25:32 – Balancing Church Responsibilities 00:26:58 – Navigating Life After the Mission 00:27:09 – Engaging with Elders Quorum Leadership 00:29:04 – Focusing on One Goal in the Ward 00:30:17 – The Power of Less and Different Approaches 00:32:02 – Identifying False Requirements 00:34:15 – The Impact of One Person 00:35:04 – Onboarding Others to a Common Goal 00:37:31 – Building Unity Through Shared Goals 00:38:31 – Cultural Dynamics in Church Leadership The award-winning Leading Saints Podcast is one of the top independent Latter-day Saints podcasts as part of nonprofit Leading Saints’ mission to help Latter-day Saints be better prepared to lead. Find Leadership Tools, Courses, and Community for Latter-day Saint leaders in the Zion Lab community. Learn more and listen to any of the past episodes for free at LeadingSaints.org. Past guests include Emily Belle Freeman, David Butler, Hank Smith, John Bytheway, Reyna and Elena Aburto, Liz Wiseman, Stephen M. R. Covey, Benjamin Hardy, Elder Alvin F. Meredith III, Julie Beck, Brad Wilcox, Jody Moore, Tony Overbay, John H. Groberg, Elaine Dalton, Tad R. Callister, Lynn G. Robbins, J. Devn Cornish, Bonnie Oscarson, Dennis B. Neuenschwander, Kirby Heyborne, Taysom Hill, Coaches Jennifer Rockwood and Brandon Doman, Anthony Sweat, John Hilton III, Barbara Morgan Gardner, Blair Hodges, Whitney Johnson, Ryan Gottfredson, Greg McKeown, Ganel-Lyn Condie, Michael Goodman, Wendy Ulrich, Richard Ostler, and many more in over 800 episodes. Discover podcasts, articles, virtual conferences, and live events related to callings such as the bishopric, Relief Society, elders quorum, Primary, youth leadership, stake leadership, ward mission, ward council, young adults, ministering, and teaching.