Podcasts about charitable

Join Dan and Stephanie Burke as they speak with Gavin Ashenden, former Anglican bishop to the Queen of England, about his reflection on the Crux interview with Pope Leo XIV. Don't miss out on the first episode of this two-part series as they discuss how to approach this interview with both charitable assumption and a critical spirit!

Tax Relief with Timalyn Bowens Charitable Contributions Episode 68:  In this episode, Timalyn continues the discussion begun in Episode 64 about the One Big Beautiful Bill Act.   Today, she's explaining the charitable contribution deduction and the changes that have been made to it under the One Big Beautiful Bill Act. What is a charitable contribution? Charitable contributions are money or property that are given to a 501(c)(3) nonprofit organizations, religious organizations, educational institutions, fraternal organizations, public cemetaries, and certain government organizations. The IRS has a search tool that can be used to look up tax exempt organizations.  Charitable Contributions Deduction The IRS allows taxpayers to receive a deduction for the charitable contributions they give to qualified organizations. This deduction lowers the taxpayer's taxable income. In the past this deduction has been reserved for taxpayer's who itemize deductions. During COVID taxpayers who didn't itemize could receive a partial charitable contribution deduction . The One Big Beautiful Bill Act brings this back with an increased amount. Taxpayers who do not itemize can still deduct up to $1,000 of their charitable contributions ($2,000 if married filing jointly).  For those who do itemize the One Big Beautiful Bill Act introduces a floor to this deduction. Taxpayers can deduct the amount they have given that is over .5% of their adjusted gross income (AGI). Timalyn uses the example of a taxpayer having an AGI of $100,000. .5% of that is $500. That means the taxpayer can deduct the amount they have given to charitable organizations that is over $500. Donation Tax Deduction Limit The amount that can be deducted for charitable contributions is not unlimited. For cash donations it is limited to 60% of the taxpayer's adjusted gross income. So for the taxpayer who has an AGI of $100,000 they cannot deduct more than $60,000 in cash donations for the current tax year.  If the taxpayer has given more than 60% of their AGI in charitable contributions the amount that exceeds the limit rolls over to the next year. This does not apply to those who receive will take the partial charitable contribution deduction.  Deductions given to private foundations and cemetery organizations are limited to 30% of taxpayer's adjusted gross income.  Charitable Contribution Record Keeping Taxpayers are responsible for keeping track of their donations. For any cash donation of $250 or more a contemporaneous statement from the organization is required to substantiate the deduction.  If volunteering the value of the taxpayer's time may not be deducted. However, the mileage they drive with their personal vehicle can be deducted at 14 cents per mile (2025). Also the direct costs associated with volunteering may be deducted. For non-cash donations of at least $500 written acknowledgement from the organization from the charity and Form 8283, Noncash Charitable Contributions is required.  For non-cash donations valued at $5,000 or more a qualified appraiser must do an appraisal of the property, complete section B of Form 8283, and sign it along with someone from the charity.    Need Tax Help Now? If you need answers to your tax debt questions, book a consultation with Timalyn via her Bowens Tax Solutions website.  Click this link to book a call. Please consider sharing this episode with your friends and family.  There are many people dealing with tax issues, and you may not know about it.  This information might be helpful to someone who really needs it.   As we conclude Episode 68, we encourage you to connect with Timalyn on social media. You'll be able to subscribe to this podcast on Spotify, Apple Podcasts, YouTube, and many other podcast platforms.   Remember, Timalyn Bowens is America's Favorite EA, and she's here to fill the tax literacy gap, one taxpayer at a time.  Thanks for listening to today's episode. For more information about tax relief options or filing your taxes, visit https://www.Bowenstaxsolutions.com/ . If you have any feedback or suggestions for an upcoming episode topic, please submit them here:  https://www.americasfavoriteea.com/contact. Disclaimer:  This podcast is for informational and educational purposes only.  It provides a framework and possible solutions for solving your tax problems, but it is not legally binding.  Please consult your tax professional regarding your specific tax situation.

Get your customized planning started by scheduling a no-cost discovery call: http://bit.ly/calltruewealth It will soon be that time of year again … the fourth quarter. Before you get swept up in the holiday season, it's the perfect time to take stock. Have you accomplished the financial goals you set for yourself this year? If not, there's still time to act. In this episode, Tyler Emrick, CFA®, CFP®, walks you through True Wealth Design's year-end tax and investment review process — our end of the year tax focused meeting to help families stay on track. You'll hear what we look for in these meetings, the common year-end items you should be reviewing, and the key decisions that can save you money on taxes. We'll also highlight why it's just as important to look ahead — from contribution limits and healthcare enrollment to income targets for the coming year — so you're prepared for 2026 and beyond. Here's some of what we discuss in this episode:

Welcome back to another episode of The Richer Geek Podcast! Today our guest is David Flores Wilson, founder of Sincerus Advisory and named an Investopedia Top 100 Financial Advisor. He helps entrepreneurs, tech professionals, and business owners maximize wealth, optimize equity compensation, and exit businesses the smart way. In this episode, David breaks down tax-saving strategies, the power of donor-advised funds, how to use real estate for wealth building, and why exit planning should start on day one, not the day you're ready to sell. If you want to keep more of what you earn and create a lasting financial plan, this conversation is a must-listen. In this episode, we chat about… How David's early experiences with family businesses shaped his career in financial planning. Why entrepreneurs need a different approach to financial planning than traditional employees. Strategies for deferring taxes and leveraging state residency for long-term savings. Understanding Qualified Small Business Stock (QSBS) and how it can save millions in taxes. The role of charitable giving strategies (like DAFs and charitable buyouts) in wealth preservation. Why exit planning should start when you form your business, not when you're ready to sell. How to balance wealth-building in real estate vs. stocks based on personal skills and opportunities. The emotional and identity shifts entrepreneurs face when selling a business. Key Takeaways: Entrepreneurs often need customized financial planning because most of their wealth is tied to their business. Tax deferral strategies can provide huge advantages, especially when combined with residency planning. QSBS can exempt up to $10 million in capital gains if structured correctly, an often-overlooked opportunity. Charitable giving can be structured to maximize both impact and tax benefits (e.g., bunching, DAFs, charitable redemptions). Real estate offers unique tax advantages but requires clear strategy and sometimes specialized partners. Exit planning isn't just about money, it's about legacy, lifestyle, and identity after the sale.   Resources from David LinkedIn | Sincerus Advisory | Blog: Planning to Wealth Resources from Mike and Nichole Gateway Private Equity Group |  Nic's guide  

Charitable giving is a cornerstone of many comprehensive retirement plans.  It's also a cornerstone of our mission at Keen Wealth Advisors. Our whole team takes great pride in serving as active members of our community, whether we're making monetary grants or lending a hand to projects around the greater Kansas City area. And through the efforts of the Keen Wealth Foundation, we're able to identify causes where we can have a high impact and share what we've learned about effective giving with friends and clients of the firm.  On today's show, I'm honored to welcome the director of the Keen Wealth Foundation, my wife Carissa Keen, to discuss our philanthropic mission. Carissa also shares some best practices and a checklist that can help you feel more confident as you evaluate and consider which charitable causes and organizations you may want to support.

Read OnlineAnd the master commended that dishonest steward for acting prudently. "For the children of this world are more prudent in dealing with their own generation than are the children of light.” Luke 16:8These lines conclude the Parable of the Dishonest Steward. At that time, there was a Palastinian custom in which agents acted on behalf of a wealthier master's money, making loans and obtaining them back with interest. It is similar to our modern banking system. The problem presented in this parable was that the steward was dishonest, skimming some of the profits for himself. As a result, the master told the steward to get his financial affairs in order because he was going to fire him. The shrewd steward, acting on the authority he still had for the moment, then went forth and reduced the debt of each of his master's debtors so as to win favor with each of them so that he could do business with them after he was fired by his master.Obviously, Jesus does not tell this parable because He approves of dishonest and shrewd deception in business practices. Instead, He tells it to illustrate the fact that many people who are motivated by selfishness and worldly goals use the natural gift of prudence with much more zeal than many of the “children of light.”Think about your goals in life. If you were to make a list of your goals, what would it look like? And if you were to order that list according to the importance of those goals, what would be first? Hopefully, on the top of that list, you would have as your primary goal the love, service and glory of God. In the end, that is all that matters in life. Every other goal in life will fall into place when that is our central goal. However, if you were to order your list according to how much time, energy and prudence you put into each endeavor, how would it look? Would it look different? Most likely. Many people go about their lives putting a tremendous amount of time and effort into the passing things of this world. Many make their financial advancement the goal with which they spend the most time and energy. Others devote countless hours to hobbies, entertainment, home improvements, sports, and even wasteful activities such as binging on television. When it comes to the practice of the faith, it is a rare person who devotes a significant amount of time and energy to daily prayer, studying the Scriptures, learning the Catechism, and studying the lives of the saints. Many experience Sunday Mass as a burden. Charitable service can become undesirable. Many rarely work at the proclamation of the Gospel. Though it is true that much of your time might need to be devoted to the ordinary duties of life, such as making a living and caring for the home and family, it is also true that most people need to reorder their priorities by making sure that the will of God is the central mission of their lives. How is this best accomplished? It begins with the virtue of prudence. Prudence is both a natural virtue and a supernatural one. On a natural level, prudence is called the “mother of all virtues” because it is the quality by which every other virtue, all our time and energy, goals and ambitions are directed. Prudence is the act of vigorously using our minds to creatively and zealously work to achieve the most important goals in life. Supernatural prudence is a spiritual gift by which our natural abilities of prudence are infused with the grace of God, and we are better equipped to know how to accomplish God's will for our lives. Reflect, today, upon what your list would look like if you were to make it honestly. What do you spend the most time and energy doing? Even if you need to spend most of your time on the ordinary aspects of life, this becomes a holy endeavor when you do it because God is inspiring you to do so. In that case, even the ordinary becomes grace-filled and becomes a way by which you glorify God. The only way for you to know if you are using your time and energies properly is by being open to the gift of supernatural prudence. Pray for that gift today and ask our Lord to more directly order your life so that everything you do is for the glory of God and the salvation of souls. Lord, You are perfect Wisdom; You are Prudence Itself. Please flood my mind and will with Your divine presence and fill me with a desire to make Your perfect will the central mission of my life. Please help me to know how to order my days so that everything I do gives You glory and works toward the salvation of souls, beginning with my own. Jesus, I trust in You.Image: Андрей Николаевич Миронов (A.N. Mironov), CC BY-SA 4.0, via Wikimedia CommonsSource of content: catholic-daily-reflections.comCopyright © 2025 My Catholic Life! Inc. All rights reserved. Used with permission via RSS feed.

A new strategic alliance between R. Kenner French and the Asset Defense Team combines tax, finance, and AI expertise with nationwide asset protection and estate-planning legal services. French frames the session around a simple premise: many owners postpone estate planning, but doing it early enables an orderly transfer of assets and can reduce taxes for heirs. The partnership aims to deliver “one-stop” guidance so business owners can focus on what they do best.Estate planning is defined as setting out how your property (assets and debts) will be managed and distributed after death—ideally in a tax-intelligent way. Key terms include estate, beneficiaries, grantor, trustee/fiduciary, and probate (a public, court-supervised process most families try to avoid). While wills are important, they have limits: they generally don't avoid probate, can't disinherit a spouse, and may be weaker without professional drafting. Kenner suggests that specialized legal oversight—often worth the extra cost—reduces challenges and ensures documents reflect complex, real-world needs.Trusts are the backbone of many estate plans. He distinguishes revocable vs. irrevocable, living vs. testamentary trusts, and covers marital/non-marital structures such as QTIP , general power of appointment trusts , and estate trusts. Insurance-related planning remains significant. Irrevocable Life Insurance Trusts (ILITs) can keep policy proceeds outside the taxable estate (again mindful of the three-year rule). Survivorship (“second-to-die”) policies pay after both spouses pass—often at lower premiums—while “first-to-die” pays on the first death. Beneficiary choices must be made carefully: naming individuals can be simpler but gives less control over how funds are used, whereas trusts allow you to dictate timing and conditions. He also highlights healthcare directives, living wills, guardianship designations, and even funeral wishes as integral parts of a complete plan.Finally, Kenner explains how estate and inheritance taxes differ and why net estate value (gross assets minus debts/expenses) matters. Charitable strategies—like Charitable Remainder Trusts (potentially deferring or mitigating capital gains on highly appreciated assets while providing lifetime income) and Charitable Lead Trusts (front-loading benefits to charities and potentially reducing gift/estate taxes)—can align philanthropy with tax efficiency. The close: don't wait for a “perfect” plan—start now, consult qualified advisors such as Bob Bluhm and the Asset Defense Team.Takeaways• Estate planning is crucial for a smooth transition of assets.• Many people delay estate planning, which can lead to complications.• A will alone may not be sufficient for comprehensive estate planning.• Trusts can provide more control and benefits than wills.• Charitable trusts can help avoid capital gains taxes.• Life insurance can be a valuable part of an estate plan.• Choosing beneficiaries requires careful consideration.• Planning for funeral wishes can be included in estate planning.• Consulting with a qualified advisor is essential for effective estate planning.• Proactive estate planning can provide peace of mind for families.Sound Bites• You cannot avoid probate.• Get something on paper, do it now.• You can plan your own funeral.Listen & Subscribe for More:

Emmy's Gamification of Charity: A Hit or Miss? In a recent podcast episode, the hosts dissect the unconventional charity initiative at the Emmy Awards, where host Nate Bargatze pledged $100,000 to the Boys and Girls Clubs of America. The twist: the donation amount would decrease based on the length of celebrity speeches, while shorter speeches would add to the fund. Despite the initial $100,000 dropping by $60,000 due to long speeches, Bargatze and CBS ultimately donated $350,000. The hosts debated the merits of this gamified approach to philanthropy. Critics argue it cheapens the serious work of nonprofits and aligns charity with guilt and shame. Conversely, supporters highlight the significant funds raised and the increased visibility for the Boys and Girls Clubs, as evidenced by a spike in Google searches. They argue that such creative fundraising efforts engage the public and inject fun into philanthropy.

Emmy's Gamification of Charity: A Hit or Miss? In a recent podcast episode, the hosts dissect the unconventional charity initiative at the Emmy Awards, where host Nate Bargatze pledged $100,000 to the Boys and Girls Clubs of America. The twist: the donation amount would decrease based on the length of celebrity speeches, while shorter speeches would add to the fund. Despite the initial $100,000 dropping by $60,000 due to long speeches, Bargatze and CBS ultimately donated $350,000. The hosts debated the merits of this gamified approach to philanthropy. Critics argue it cheapens the serious work of nonprofits and aligns charity with guilt and shame. Conversely, supporters highlight the significant funds raised and the increased visibility for the Boys and Girls Clubs, as evidenced by a spike in Google searches. They argue that such creative fundraising efforts engage the public and inject fun into philanthropy.

In the 14th episode of the Ask Away series on the Everyday Judaism Podcast, Rabbi Aryeh Wolbe addresses a range of student questions with a focus on ethical speech, charity, and prayer. Marilyn's questions on Lashon Hara (evil speech) prompt Rabbi Wolbe to recommend the Chafetz Chaim's book, emphasizing the prohibition against negative speech unless addressing known evil, like ruthless dictators, for educational purposes, and urging caution in the age of social media and AI-generated misinformation, where the Talmud's insistence on sourced information serves as a model. Marilyn also inquires about speaking out against evil or hate crimes, to which Rabbi Wolbe advises leaving such matters to authorities while judging actions, not people, and avoiding judgment unless one fully understands another's circumstances. Bruce questions the ethics of charities sending solicitation items or small amounts of money, and Rabbi Wolbe agrees that sharing donor information is inappropriate and potentially theft, finding such marketing tactics distasteful, though permissible, and advises individuals to choose charities freely without guilt. Eric asks about Psalms for the current war in Israel, leading Rabbi Wolbe to praise Psalm 100 for gratitude and encourage heartfelt personal prayers, and explains Poteach Et Yadecha in Ashrei (Psalm 145) as a reminder of human dependence on Hashem's provision, fostering trust (bitachon) and calm by recognizing that all needs are met in their proper time. Rabbi Wolbe concludes by urging mindful recitation of prayers to alleviate stress and cultivate happiness, trusting in Hashem's care.In this episode of Ask Away we address these questions and topics:Marilyn: Musar teaches us silence, which means guarding our tongue, a tool to consider the potential impact of our words. In today's world, with technology and war, and we are not face-to-face with people, when is it appropriate to speak, even when it may cause harm, and what is an example, please?Marilyn: In today's war, is it appropriate to stand up for yourself and speak out against a person who is evil?Marilyn: What about people who are physically harming Jews as hate crimes?Bruce: When charities send money or items like nickels, cards, or tote bags in solicitation letters, or ask to match a small amount like $3, is it appropriate to throw these out, and is it wrong for charities to use donated funds for such marketing tactics?Eric: Regarding the situation in Israel with the multi-front war, what is the best Psalm to say every morning for spiritual connection, given that I say Shema and Psalm 23 daily?Eric: What should I think about when I say Poteach et Yadecha in the Ashrei prayer?Please submit your questions at askaway@torchweb.org_____________The Everyday Judaism Podcast is dedicated to learning, understanding and appreciating the greatness of Jewish heritage and the Torah through the simplified, concise study of Halacha, Jewish Law, thereby enhancing our understanding of how Hashem wants us to live our daily lives in a Jewish way._____________This Podcast Series is Generously Underwritten by Marshall & Doreen LernerDownload & Print the Everyday Judaism Halacha Notes:https://drive.google.com/drive/folders/1RL-PideM42B_LFn6pbrk8MMU5-zqlLG5This episode (Ep. #59) of the Everyday Judaism Podcast by Rabbi Aryeh Wolbe of TORCH is dedicated to my dearest friends, Marshall & Doreen Lerner! May Hashem bless you and always lovingly accept your prayer for good health, success and true happiness!!!Recorded in the TORCH Centre - Levin Family Studio (B) to a live audience on June 22, 2025, in Houston, Texas.Released as Podcast on September 15, 2025_____________Connect with Us:Subscribe to the Everyday Judaism Podcast on Apple Podcasts (https://podcasts.apple.com/us/podcast/everyday-judaism-rabbi-aryeh-wolbe/id1600622789) or Spotify (https://open.spotify.com/show/3AXCNcyKSVsaOLsLQsCN1C) to stay inspired! Share your questions at askaway@torchweb.org or visit torchweb.org for more Torah content.  _____________About the Host:Rabbi Aryeh Wolbe, Director of TORCH in Houston, brings decades of Torah scholarship to guide listeners in applying Jewish wisdom to daily life.  To directly send your questions, comments, and feedback: awolbe@torchweb.org_____________Support Our Mission:Help us share Jewish wisdom globally by sponsoring an episode at torchweb.org. Your support makes a difference!_____________Subscribe and Listen to other podcasts by Rabbi Aryeh Wolbe: NEW!! Prayer Podcast: https://prayerpodcast.transistor.fm/episodesJewish Inspiration Podcast: https://inspiration.transistor.fm/episodesParsha Review Podcast: https://parsha.transistor.fm/episodesLiving Jewishly Podcast: https://jewishly.transistor.fm/episodesThinking Talmudist Podcast: https://talmud.transistor.fm/episodesUnboxing Judaism Podcast: https://unboxing.transistor.fm/episodesRabbi Aryeh Wolbe Podcast Collection: https://collection.transistor.fm/episodesFor a full listing of podcasts available by TORCH at http://podcast.torchweb.org_____________Keywords:#Torah, #Halacha, #Speech, #Mussar, #Silence, #Words, #ChafetzChaim, #LashonHara, #Relationships, #Ethical, #Business, #Charitable, #Integrity, #Honesty, #Prayer, #Intention, #Gratitude, #Connection, #Well-being, #Peace, #Happiness, #Mindfulness, #DailyLife ★ Support this podcast ★

Welcome back to Belk on Business! I'm Josh Belk, and in this episode, I wrap up our multi-week series covering the key provisions in the recently passed “Big Beautiful Bill.” From individual to business tax updates, I'll walk you through the highlights that matter most as you start planning for the year-end and beyond.We cover changes to tax brackets, deductions, credits, and business incentives—including what's been made permanent, what's temporary, and what's still waiting for IRS guidance. Whether you're a high-income earner, small business owner, or advisor, this summary will help you stay ahead of the game as the 2025 tax landscape comes into view.3 Key TakeawaysPermanent Tax Policy Shifts: Lower tax brackets, standard deduction increases, and QBI deductions have been made permanent, along with notable changes to AMT and charitable deductions.Temporary Incentives to Leverage Now: Opportunities like the $6,000 senior deduction, $25K tip income deduction, and auto loan interest deduction are only available from 2025 to 2028.R&D and Depreciation Changes Need Watching: Bonus depreciation is back at 100%, and R&D expensing is restored—but with IRS guidance still pending, smart planning is critical.Episode Timeline & Highlights[0:00] – Wrapping up the series: What this episode will cover[1:16] – Summary of individual tax changes: brackets, deductions, and credits[2:02] – Standard deduction increase and the end of personal exemptions[3:00] – Charitable deduction changes: new floor and above-the-line options[3:42] – Temporary provisions: tips, overtime, and auto loan interest deductions[4:40] – Adjustments to premium, child, and earned income tax credits[5:03] – Estate tax exemption increase coming in 2026[5:18] – Summary of business tax changes: R&D, depreciation, QBI, and energy credits[6:52] – Section 179 expensing expansion and future guidance expected[7:27] – Final thoughts on year-end planning and what to watch for in OctoberLinks & ResourcesIRS Tax Reform Updates: https://www.irs.gov/newsroom/tax-reformR&D Credit Info: https://www.irs.gov/credits-deductions/individuals/research-creditSection 179 Deduction Overview: https://www.irs.gov/publications/p946If this episode helped you prepare or prompted some questions, make sure to rate, follow, and review Belk on Business. Share it with a colleague or client who needs to hear this—there's still time to plan smart before year-end!

In the 14th episode of the Ask Away series on the Everyday Judaism Podcast, Rabbi Aryeh Wolbe addresses a range of student questions with a focus on ethical speech, charity, and prayer. Marilyn's questions on Lashon Hara (evil speech) prompt Rabbi Wolbe to recommend the Chafetz Chaim's book, emphasizing the prohibition against negative speech unless addressing known evil, like ruthless dictators, for educational purposes, and urging caution in the age of social media and AI-generated misinformation, where the Talmud's insistence on sourced information serves as a model. Marilyn also inquires about speaking out against evil or hate crimes, to which Rabbi Wolbe advises leaving such matters to authorities while judging actions, not people, and avoiding judgment unless one fully understands another's circumstances. Bruce questions the ethics of charities sending solicitation items or small amounts of money, and Rabbi Wolbe agrees that sharing donor information is inappropriate and potentially theft, finding such marketing tactics distasteful, though permissible, and advises individuals to choose charities freely without guilt. Eric asks about Psalms for the current war in Israel, leading Rabbi Wolbe to praise Psalm 100 for gratitude and encourage heartfelt personal prayers, and explains Poteach Et Yadecha in Ashrei (Psalm 145) as a reminder of human dependence on Hashem's provision, fostering trust (bitachon) and calm by recognizing that all needs are met in their proper time. Rabbi Wolbe concludes by urging mindful recitation of prayers to alleviate stress and cultivate happiness, trusting in Hashem's care.In this episode of Ask Away we address these questions and topics:Marilyn: Musar teaches us silence, which means guarding our tongue, a tool to consider the potential impact of our words. In today's world, with technology and war, and we are not face-to-face with people, when is it appropriate to speak, even when it may cause harm, and what is an example, please?Marilyn: In today's war, is it appropriate to stand up for yourself and speak out against a person who is evil?Marilyn: What about people who are physically harming Jews as hate crimes?Bruce: When charities send money or items like nickels, cards, or tote bags in solicitation letters, or ask to match a small amount like $3, is it appropriate to throw these out, and is it wrong for charities to use donated funds for such marketing tactics?Eric: Regarding the situation in Israel with the multi-front war, what is the best Psalm to say every morning for spiritual connection, given that I say Shema and Psalm 23 daily?Eric: What should I think about when I say Poteach et Yadecha in the Ashrei prayer?Please submit your questions at askaway@torchweb.org_____________The Everyday Judaism Podcast is dedicated to learning, understanding and appreciating the greatness of Jewish heritage and the Torah through the simplified, concise study of Halacha, Jewish Law, thereby enhancing our understanding of how Hashem wants us to live our daily lives in a Jewish way._____________This Podcast Series is Generously Underwritten by Marshall & Doreen LernerDownload & Print the Everyday Judaism Halacha Notes:https://drive.google.com/drive/folders/1RL-PideM42B_LFn6pbrk8MMU5-zqlLG5This episode (Ep. #59) of the Everyday Judaism Podcast by Rabbi Aryeh Wolbe of TORCH is dedicated to my dearest friends, Marshall & Doreen Lerner! May Hashem bless you and always lovingly accept your prayer for good health, success and true happiness!!!Recorded in the TORCH Centre - Levin Family Studio (B) to a live audience on June 22, 2025, in Houston, Texas.Released as Podcast on September 15, 2025_____________Connect with Us:Subscribe to the Everyday Judaism Podcast on Apple Podcasts (https://podcasts.apple.com/us/podcast/everyday-judaism-rabbi-aryeh-wolbe/id1600622789) or Spotify (https://open.spotify.com/show/3AXCNcyKSVsaOLsLQsCN1C) to stay inspired! Share your questions at askaway@torchweb.org or visit torchweb.org for more Torah content.  _____________About the Host:Rabbi Aryeh Wolbe, Director of TORCH in Houston, brings decades of Torah scholarship to guide listeners in applying Jewish wisdom to daily life.  To directly send your questions, comments, and feedback: awolbe@torchweb.org_____________Support Our Mission:Help us share Jewish wisdom globally by sponsoring an episode at torchweb.org. Your support makes a difference!_____________Subscribe and Listen to other podcasts by Rabbi Aryeh Wolbe: NEW!! Prayer Podcast: https://prayerpodcast.transistor.fm/episodesJewish Inspiration Podcast: https://inspiration.transistor.fm/episodesParsha Review Podcast: https://parsha.transistor.fm/episodesLiving Jewishly Podcast: https://jewishly.transistor.fm/episodesThinking Talmudist Podcast: https://talmud.transistor.fm/episodesUnboxing Judaism Podcast: https://unboxing.transistor.fm/episodesRabbi Aryeh Wolbe Podcast Collection: https://collection.transistor.fm/episodesFor a full listing of podcasts available by TORCH at http://podcast.torchweb.org_____________Keywords:#Torah, #Halacha, #Speech, #Mussar, #Silence, #Words, #ChafetzChaim, #LashonHara, #Relationships, #Ethical, #Business, #Charitable, #Integrity, #Honesty, #Prayer, #Intention, #Gratitude, #Connection, #Well-being, #Peace, #Happiness, #Mindfulness, #DailyLife ★ Support this podcast ★

The Unsung Heroes of Healthcare: "Community pharmacists are maybe the most trusted and most accessible health care provider. They're unsung heroes in our communities but rich with knowledge." - Dr. Taylor ReedWe shine a spotlight on a vital resource in Central Ohio: the Charitable Pharmacy of Central Ohio. For 15 years, this nonprofit has been dedicated to providing free, life-saving prescription medications to those who can't afford them. Executive Director Dr. Taylor Reed joins the conversation to share his unique career path, the inspiring origin story of the charitable pharmacy, and how the organization serves the community. Especially older adults and those with chronic health needs. We'll explore the challenges and partnerships that make this work possible, recent changes in Ohio law that allow even more donated medications to reach those in need, and how the pharmacy works hand-in-hand with patients, healthcare providers, and other social service organizations to address the full spectrum of patient wellness. If you or someone you know is struggling with medication costs, or if you're interested in how you can help, this episode is packed with insights, resources, and ways to get involved. Here are 3 key takeaways for healthcare and community professionals:The Charitable Pharmacy was born from a unique Columbus-style public-private partnership that included city, county, all four major health systems, faith organizations, and business leaders. This cross-sector approach catalyzed innovative and lasting solutions for medication access in our region.Serving over 1,600 individuals annually, the pharmacy provides not just free medication but a holistic support model. Patients often face multiple chronic conditions, and pharmacists deliver ongoing education, coaching, and direct connections to broader health and social services.From state law changes enabling medication donations to partnerships with organizations like the Mid-Ohio Food Collective, the Charitable Pharmacy is addressing the social drivers of health, ensuring patients have food, housing, and transportation, not just medication.If you like this episode, please let us know. We appreciate the feed back, and your support of offset costs of producing the podcast!Moments00:00 Pharmacist's Career Journey05:18 Launch of a Charitable Pharmacy08:41 Complex Pharmacy Supply Chain Explained09:43 Recycling Unused Medicine Program13:04 Supporting Asset-Limited Employed Individuals17:27 Collaborative Healthcare Connections Ohio22:02 Community Support Through One Door24:33 Addressing Health via Nutrition Access29:31 Expanding Health Care Capacity33:28 Community Pharmacy & Pharmacist AwarenessWe would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Bluesky and Facebook.Please review our podcast on Google!And of course, everything can be found on our website,

In this episode, I'm joined by Benjamin Lake, an advisor at Composition Wealth. If you own a significant amount of stock from your employer or have a concentrated investment, this episode is for you. We break down:The importance of having a clear financial planOptions-based strategies (like covered calls and collars)Charitable strategies to reduce capital gains taxesDirect indexing and long-short strategies for tax efficiencyExchange funds and Opportunity Zone funds as diversification tools-----------✅ Financial planning for 30-50 year old entrepreneurs: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.allstreetwealth.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠✅ My personal blog & newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thomaskopelman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: None of this should be seen as financial advice. It is just for informational purposes.

EncourageBC! - a charitable support arm of the Battle Creek Community Foundation - has helped fund more than 60 local projects in a wide range of areas.That's the word from Director Angela Myers, who tells Community Matters that number is high compared to similar efforts in other counties.In this episode, Angela tells us how they do it - and how it's made a difference in the Battle Creek and Calhoun County area.Episode ResourcesEncourageBC!ABOUT COMMUNITY MATTERSFormer WBCK Morning Show host Richard Piet (2014-2017) returns to host Community Matters, an interview program focused on community leaders and newsmakers in and around Battle Creek. Community Matters is heard Saturdays at 8:00 AM on WBCK-FM (95.3) and anytime at battlecreekpodcast.com.Community Matters is sponsored by Lakeview Ford Lincoln and produced by Livemic Communications.

Is supporting a cause part of who you are, or just something you hope will attract more couples? Could promoting certain charities help your business, or might it turn some clients away? In this episode, I talk about the right and wrong reasons to connect charitable giving to your company, and how to decide whether it's something you want to make part of your brand or keep personal. Think about whether your giving is core to your business, or just another great thing you do.Listen to this new 7-minute episode for guidance on integrating charitable causes authentically and what it really means for your wedding business.If you have any questions about anything in this, or any of my podcasts, or have a suggestion for a topic or guest, please reach out directly to me at Alan@WeddingBusinessSolutions.com or visit my website Podcast.AlanBerg.com Please be sure to subscribe to this podcast and leave a review (thanks, it really does make a difference). If you want to get notifications of new episodes and upcoming workshops and webinars, you can sign up at www.ConnectWithAlanBerg.com  View the full transcript on Alan's site: https://alanberg.com/blog/Have you ever wondered... "What would Alan say or do about this?" - well, now you can ask my AI Alter-Ego "Ask Alan Anything" the things you'd ask the real Alan, any time of the day or night. And as a listener of this podcast, you'll save 50%, so starting at only $10 per month you can "Ask Alan Anything"!Go to www.WhatWouldAlanSay.com and use the 50% off coupon code - podcast - to start asking Alan anything today. I'm Alan Berg. Thanks for listening. If you have any questions about this or if you'd like to suggest other topics for "The Wedding Business Solutions Podcast" please let me know. My email is Alan@WeddingBusinessSolutions.com. Look forward to seeing you on the next episode. Thanks. Listen to this and all episodes on Apple Podcast, YouTube or your favorite app/site: Apple Podcast: http://bit.ly/weddingbusinesssolutions YouTube: www.WeddingBusinessSolutionsPodcast.tv Spotify: https://spoti.fi/3sGsuB8 Stitcher: http://bit.ly/wbsstitcher Google Podcast: http://bit.ly/wbsgoogle iHeart Radio: https://ihr.fm/31C9Mic Pandora: http://bit.ly/wbspandora ©2025 Wedding Business Solutions LLC & AlanBerg.com

Get my new book: https://bronsonequity.com/fireyourselfDownload my new special report - How to Use Inflation to Your Advantage - www.bronsonequity.com/inflationWelcome to our latest episode!Join host Bronson Hill for the 2024 Tax Strategy Summit webinar, featuring an expert panel sharing actionable tax strategies for passive investors and entrepreneurs.Courtney Moeller, a tax strategist at Diversified Investment Partners, specializes in oil and gas investments, offering 80-90% deductions against any income, even W2, with no real estate professional status required.James Rainwater CPA, founder of Rainwater CPA, advises entrepreneurs on business structures and tax planning, emphasizing proactive strategies like tax loss harvesting and oil and gas investments.Mark J. Kohler, CPA, attorney, and founder of Main Street Tax Pro, trains advisors nationwide and shares year-end tips like S-corp elections, family board meetings, and charitable remainder trusts for wealth preservation.Discover how to leverage bonus depreciation (potentially returning to 100% under President-elect Trump), oil and gas deductions, family office strategies, and charitable trusts to minimize taxes. Learn why proactive tax planning—through quarterly advisor meetings—is key to building wealth.TIMESTAMPS01:16 - Panel introductions: Courtney Moeller, James Rainwater CPA, Mark J. Kohler02:38 - Bonus depreciation: Will it return to 100% under Trump?05:45 - Oil and gas: Courtney on 80-90% deductions against any income07:00 - Year-end strategies: Mark on high earners' tax-saving options10:16 - Planning ahead: James on 2024 vs. 2025 tax strategies11:56 - Alternative investments: Solar, farmland, and beyond13:55 - Family office: Mark on tax-deductible board meetings15:19 - Hiring kids: James on shifting income to lower tax brackets17:35 - Courtney's approach: Paying kids in crypto, charitable donations19:29 - Roth IRAs: Mark on funding kids' tax-free wealth21:42 - When to hire a tax strategist: Mark and James on proactive planning25:58 - Sourcing deals: Courtney, James, and Mark on finding tax-advantaged investments30:58 - Mark's 10 year-end tax tips: S-corps, HSAs, 401ks, and more37:31 - Charitable trusts: James and Mark on CRUTs and multipliers41:02 - Courtney's advice: Find a CPA who invests and strategizes46:39 - Q&A: Side businesses, short-term capital gains, LLCs56:24 - Connect with the panelists57:57 - Wealth Forum and 2025 Investing Outlook Summit detailsConnect with the Guests:James Rainwater:Website: https://rainwatercpa.com/Courtney Moeller:Website: courtneymoeller.comLinkedIn: https://www.linkedin.com/in/csmoeller/Oil & Gas Report: http://oilandgasreport.net/Mark J. Kohler:Podcast: https://mainstreetbusinesspodcast.com/Youtube: https://www.youtube.com/@MarkJKohler/featuredWebsite: https://markjkohler.com/#TaxStrategy#PassiveInvesting#OilAndGas#BonusDepreciation#FamilyOffice#WealthBuilding#CharitableTrust

You've heard about the “One Big Beautiful Bill,” but let's get to what really matters: your questions. In this listener mailbag episode, Trent and Brandon tackle real concerns from clients and pre-retirees trying to make sense of what this tax overhaul actually changes. They've read all the fine print, so you don't have to. Should you still consider moving to a no-income-tax state like Florida? Can your part-time tips or church donations finally earn you a break on your tax bill? The guys break it all down with their usual clarity, humor, and no-nonsense advice. If you're overwhelmed by headlines and unsure what's fact or fluff, this episode offers the straight answers you've been looking for, and maybe even a few surprising insights along the way. Here's some of what we discuss in this episode:

In today's episode, we're focusing on the topic of state advocacy, specifically exploring the vital role that nonprofits play in shaping policy and driving change at the state level, and how that role is increasingly coming under attack. We will discuss some of the landscape nonprofits are currently facing at the state level and provide actionable tips for organizations looking to amplify their impact. And we'll be sharing information about exciting new state resources that are in progress at Bolder Advocacy! Attorneys for this Episode Brittany Hacker Maggie Ellinger-Locke Sarah Efthymiou   The Importance of State-Level Advocacy:  ·      State policies have as much, if not more, impact on local communities, than federal policies ·      State-level advocacy can lead to significant changes in policies around funding, regulations, and services ·      What are some benefits of state-level advocacy by and for nonprofits? o   Can help strengthen community ties and build relationships with policymakers o   Can enhance the visibility and credibility of the organization o   Can help mobilize supporters and volunteers around key issues o   These policy advocacy opportunities really allow nonprofit organizations to engage in some of the nuts and bolts of movement building.   Protecting Against State Legislative Attacks on Nonprofits: ·      "Laboratories of democracy,” a1932 opinion by Justice Louis Brandeis. ·      That vision still holds, states can test bold reforms especially when federal progress stalls. ·      But some state legislatures are taking aim at civil society. ·      Today we're spotlighting four troubling trends: donor disclosure laws, “baby FARA” bills, charitable fundraising restrictions, and anti-DEI legislation. o   Donor disclosure laws are framed as transparency measures—and in some contexts, transparency matters. We support campaign finance disclosure, where voters have a right to know who's funding elections. But these bills chill speech and participation. Donor privacy protects safety, not secrecy. o   Baby FARA bills have been introduced in 19 states and enacted in a few. These laws cast suspicion on global philanthropy and research partnerships, even when no government is involved. And it's worth noting that the original FARA was passed in the 1930s to curb Nazi propaganda. Today, its logic is being flipped and weaponized against anti-fascists and transnational justice efforts. o   Charitable fundraising restrictions limit who nonprofits can fundraise from. These are written so broadly they sweep in international aid, scientific collaboration, and humanitarian partnerships. These restrictions are framed as national security—but they risk cutting off essential support for nonprofits doing global work. o   Anti-DEI laws have been introduced or passed in more than 30 states, targeting diversity, equity, and inclusion efforts, especially in public universities and government agencies. These billsreflects a broader effort to delegitimize inclusive values and restrict the space for nonprofits to advance justice. ·      Federal politics dominate the headlines. But the real action is in the states. These policies shape what's possible for your work every day.   Offensive State Advocacy ·      Funding at the State and Local level: Advocate for nonprofit funding from state and local budgets. Fund nonprofits and research that may have been cut at the federal level o      Advocating for this funding in budgets will count as lobbying ·      Lobby for protections greater than the federal level: lobby for legislation to protect interests that the federal government has attempted to limit through executive order or supreme court cases o      Trans health care access for youth—SCOTUS allowed Tennessee to ban trans youth health care, but the Court did not ban trans youth healthcare nationally—states with progressive legislatures can enact protections for trans healthcare and can make themselves shield states to ensure that their providers are protected and can widely provide care. §  We have seen similar action happen succssfully with regard to abortion and same sex marriage o      Environmental protections—CA has requirements that exceed those that the federal government previously had o      Consider ballot measures! State by state measures have been effective in the abortion context and bring the decision directly to voters.   Advocacy Rules for 501(c)(3) Organizations: Under the federal IRS tax rules, 501(c)(3) public charities can engage in policy level at the state level, including lobbying. However, it is important to be aware potential limitations. ·       501(c)(3)s cannot engage in partisan political activities. ·       Public charities can lobby but are subject to limitations.   Unlike the federal system, state lobbying laws vary widely. Knowing where and when you need to register and report is essential to doing this work effectively, and legally.   There are three core questions to ask: 1.     Do I need to register? 2.     When is registration required? 3.     What does registration and reporting actually involve?   ·      State lobbying definitions vary widely. Some states are strict—you might need to register just for liking a policymaker's tweet. Others are more flexible and only require registration after you cross a threshold, like a certain number of contacts or hours worked. ·      If registration is required, what does that process look like? Some states charge a fee, others require ethics training, and most require paperwork. A few even ask for a headshot. ·      Some states require monthly or quarterly reports. Others, like Illinois, require reports every two weeks. Failing to file on time can lead to late fees, public scrutiny, or even criminal penalties in cases of willful noncompliance. ·      State rules differ dramatically, and you need to know the rules where you work. Luckily, Bolder Advocacy has your back. Our 50-state guide series—including DC and Puerto Rico—breaks it all down so you don't have to guess. ·      At Bolder Advocacy, we're here to help you lean into your power while staying in compliance. But too often, we see groups pull back out of fear—not because the law actually prevents them from acting, but because they worry about what might happen.   Conclusion   In all of this, we should remember that nonprofits are deeply rooted in community. We understand the issues. We see the harm. That gives us the insight and credibility to push for lasting change especially at our state and local levels   When you organize a lobby day and bring constituents face to face with lawmakers, or when you send an email urging your network to act on a bill, you're shaping policy. You're lifting voices. You're fueling movements. And even if a bill doesn't pass this year, your advocacy still matters. You're building relationships, expanding your network, and making your cause more visible. Because while protests and litigation have their place, it's this steady, strategic policy work that builds lasting power. Even in times when federal progress is limited. And that's what advocacy is all about!   Resources Being a Player: A Guide to the IRS Lobbying Regulations for Advocacy Charities Practical Guidance Series: Lobbying  Practical Guidance Series: Nonprofit Voter Assistance

Pastor Tucker continues our series on Luke's Sermon on the Plain by looking at Jesus' instructions for us to avoid being overly judgmental and hypercritical of others.

When tragedy struck his family, Ritesh Shah asked himself a simple question: “How do I continue the oath I took as a pharmacist?” The answer became opening New Jersey's first (and only) charitable pharmacy alongside President Joseph Howe, which has provided thousands of free prescriptions to uninsured and underserved patients since 2022. In this episode, Ritesh opens up about the loss that changed his life, the launch of his autobiography Pills to Purpose, and his mission to make sure that no one is left behind because of the cost of medication. Buy Now: Pills to Purpose: From the Pharmacy to the Frontlines: Healing Beyond the Counter: https://www.amazon.com/Pills-Purpose-Pharmacy-Frontlines-Healing/dp/B0FL26WT2Q/ref=tmm_pap_swatch_0  00:00 – Introduction to Ritesh Shah & his mission  02:23 – From India to independent pharmacy in New Jersey  05:52 – Building seven pharmacies and leading Legacy Pharmacy Group  07:44 – Losing his sister & the inspiration for a charitable pharmacy  09:44 – Opening New Jersey's first charitable pharmacy in 2022  13:27 – Training the next generation: preceptor programs & students  20:20 – How BestRx supported the mission during the pandemic  26:05 – The vital role of his wife Asha in making it possible  44:23 – Pills to Purpose: A pharmacist's story  Hosted By: Mark Bivins | Chief Growth Officer, RedSail Technologies & Hemal Desai | President, BestRx Guest: Ritesh Shah, RPh | CEO & Managing Partner at Legacy Pharmacy Group & NJLEAF  & Joseph Howe | President, Ritesh Shah Charitable Pharmacy  Looking for more information about independent pharmacy? Visit https://www.redsailtechnologies.com 

Ready to make the most of your taxes in 2025 and beyond? In this value-packed episode of Dollar & Sense, Joel and Kristin break down the latest game-changing updates to tax deductions, with a spotlight on the new senior deduction and major changes for charitable contributions. Discover how seniors can benefit from a $6,000 deduction—even if they're not yet on Social Security—and learn the income thresholds you need to know to qualify. The hosts also unravel the new opportunities for charitable giving, including a $1,000 deduction for everyone, the upcoming AGI floor of 0.5% for itemized deductions, and smart strategies to maximize your benefits before the rules shift in 2026. From increased state and local tax caps to permanent bonus depreciation for businesses, this episode is full of essential tips for making the most of your money at tax time. Tune in and get ahead of your financial game—your future self will thank you! 

Jeffrey Epstein's so-called charity was a parody of philanthropy—a glossy storefront for laundering money, buying influence, and disguising the true scope of his criminal enterprise. On paper, the foundation claimed to support science, education, and global causes. In reality, the filings showed paltry amounts actually going to legitimate charities while large sums flowed into projects that padded Epstein's image or circled back into his own network. It was the classic predator's playbook: slap a humanitarian label on the operation, and suddenly hedge fund cash, foreign transfers, and murky “donations” could move around under the guise of benevolence.The real sickness was how the law enabled it. Charitable foundations enjoy enormous tax advantages and face laughably weak oversight. Epstein exploited this loophole masterfully, using his “philanthropy” not only to launder funds but to open doors into elite academic and scientific institutions that gave him legitimacy. Universities and research centers took his money, looked the other way, and in return gave him access to some of the brightest young minds he could exploit. The so-called charity wasn't charity at all—it was a financial and social laundering machine, perfectly legal on the surface yet utterly corrupt in function.(commercial at 11:58)To contact me:bobbycapucci@protonmail.comsource:https://www.nytimes.com/2019/11/26/business/jeffrey-epstein-charity.html

Big tax law changes always bring big rumors. But before you assume Social Security is now tax-free or that you're getting a $40K deduction just for breathing, let's set the record straight on what this new bill didn't actually do. In this episode, Trent and Brandon tackle the myths swirling around the recently passed “Big Beautiful Bill” and give you the facts you need to make smart financial decisions. They clarify what truly matters (and what doesn't) by debunking myths about estate tax exemptions, charitable deductions, and the reality behind so-called 'permanent' tax brackets. While some changes are helpful, others are overhyped. That's where a financial plan makes all the difference. Here's some of what we discuss in this episode:

How can you give more to the causes you care about while keeping more of your hard-earned money? Charitable giving isn't just a personal act of generosity; it's also a strategic financial opportunity. In this episode of Retirement Unlocked, Larry Heller, CFP®, CDFA®, sits down with philanthropy professional Joshua Chadajo, CEO of JEC Philanthropy, to … Read More Read More

Jeffrey Epstein's so-called charity was a parody of philanthropy—a glossy storefront for laundering money, buying influence, and disguising the true scope of his criminal enterprise. On paper, the foundation claimed to support science, education, and global causes. In reality, the filings showed paltry amounts actually going to legitimate charities while large sums flowed into projects that padded Epstein's image or circled back into his own network. It was the classic predator's playbook: slap a humanitarian label on the operation, and suddenly hedge fund cash, foreign transfers, and murky “donations” could move around under the guise of benevolence.The real sickness was how the law enabled it. Charitable foundations enjoy enormous tax advantages and face laughably weak oversight. Epstein exploited this loophole masterfully, using his “philanthropy” not only to launder funds but to open doors into elite academic and scientific institutions that gave him legitimacy. Universities and research centers took his money, looked the other way, and in return gave him access to some of the brightest young minds he could exploit. The so-called charity wasn't charity at all—it was a financial and social laundering machine, perfectly legal on the surface yet utterly corrupt in function.(commercial at 11:58)To contact me:bobbycapucci@protonmail.comsource:https://www.nytimes.com/2019/11/26/business/jeffrey-epstein-charity.htmlBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Send us a textIn this episode of The Get Ready Money Podcast, I was joined by Alissa Maizes, Erinn Andrews and Russell James. We explore how Donor Advised Funds (DAFs) can be a great vehicle for charitable giving. 

Directing RMDs Strategically to Maximize Impact and Minimize Taxes

The One Big Beautiful Bill Act affects charitable contributions for retirees and individuals considering their tax strategies. I'm walking you through three major changes: the restoration of the charitable cash deduction for non-itemizers, new limitations on how much can be deducted for larger contributions, and a cap on itemized deductions for high earners. Whether you give to charity every year, are planning a large gift, or just want to maximize your tax benefits, I'm sharing practical tips about when and how to make your contributions in light of these updates. You will want to hear this episode if you are interested in... [00:00] More about increased standard deductions due to the SALT cap. [06:09] New charitable donation tax deduction limits starting in 2026. [10:20] The One Big Beautiful Bill Act limits itemized deductions in the highest tax bracket. [11:29] Front-load large charitable contributions this year for better tax deductions before a cap starts in 2026. How the One Big Beautiful Bill Act is Changing Charitable Giving and Deductions There are three pivotal ways the new One Big Beautiful Bill Act (OBBBA) is altering charitable contributions. Whether you're a casual donor or serious philanthropist, these changes will affect your strategy starting in the next tax year. Here's what you need to know: 1. Restoration: Above-the-Line Charitable Deductions for Non-Itemizers For years, most taxpayers lost the ability to deduct their charitable contributions unless they itemized deductions—a rare scenario since the 2017 tax act doubled the standard deduction. Previously, a temporary provision under the CARES Act allowed a small above-the-line charitable deduction for non-itemizers. However, that expired in 2021. Thanks to section 70424 of the OBBBA, this above-the-line deduction is back, and it's here to stay—starting in 2026. The new rule permits single filers to deduct up to $1,000 and joint filers up to $2,000 in cash contributions, regardless of whether they itemize. There are, however, clear conditions: Only cash gifts qualify: No clothing drop-offs or appreciated securities—just cash, checks, or debit card donations count. Certain charities excluded: Gifts to supporting organizations (“509A3” charities) or donor-advised funds won't count toward this deduction. 2. New Limitations for Itemized Deductions and Carryforwards Historically, taxpayers who itemize could deduct up to 60% of their adjusted gross income (AGI) in cash gifts to public charities, and up to 30% or 20% for gifts of securities or for donations to private charities. The OBBBA introduces a new wrinkle: starting in 2026, there's an additional cap—regardless of what percentage of your AGI you donate, your deduction will be reduced by half a percent (0.5%) of your AGI. Here's how it works: Apply the usual AGI percentage limits (60%, 50%, 30%, or 20%) per current IRS rules. Subtract half a percent of your AGI from your allowable deduction. For example, if your AGI is $60,000 and you donate $50,000 in cash, ordinary limits allow a $36,000 deduction. With the new rule, you must subtract $300 (0.5% of $60,000), leaving $35,700 as your deductible amount for the year. If your donation exceeds the limit, you can still carry forward the extra for five years, but the carry-forward will also be subject to the new cap in future years. 3. Caps on Itemized Deductions for Top Earners For those at the pinnacle of the income scale, in the highest (soon to be 37%) tax bracket, the OBBBA imposes an extra limitation. Starting in 2026, you'll see a 2% reduction in the tax benefit of your itemized deductions. That means a $10,000 gift, which may have saved you $3,700 in taxes under the old rules, might now only save $3,500. If you're planning a substantial charitable contribution and expect to be in the top tax bracket, aim to make your gift in 2025 to maximize tax savings before the cap bites.  Whether you itemize or not, these new caps and restored deductions mean you probably need to take a second look at your charitable plans. Smart timing—waiting until 2026 for the non-itemizer deduction, and acting before then to maximize deductions for itemizers—can make a significant difference for your taxes and your favorite causes. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

Charitable giving matters year-round. From gang life to food truck success - mentoring youth through cooking. And the Chicago Triathlon brings global athletes, big business, and major sponsorships to town.

As Dragon Con 2025 approaches, the air is thick with anticipation, and at the center of the excitement is the incomparable Charles "Rock God of Podcasting" McFall. Known for his captivating voice, insightful conversations, and passion for all things pop culture, McFall is a podcasting pioneer who has become a beloved figure in the digital media world. He's not just a voice, but a force shaping the conversation around fandom and entertainment. In a recent discussion, McFall offered a glimpse into the incredible plans for Dragon Con 2025. This year, fans can expect an even more immersive and engaging experience, with a focus on expanded gaming, a deeper dive into literature and science, and a star-studded guest list that includes actors from hit shows like The Magicians and Supergirl. McFall's role as the Director of Digital Media at Dragon Con means he's at the forefront of amplifying these voices and bringing the magic of the convention to an even wider audience. Web: https://www.dragoncon.org/ About: Dragon Con, a titan of pop culture conventions, has a rich and fascinating history that reflects the evolution of fandom itself. What began as a small gathering of enthusiasts in a single hotel has blossomed into a multi-venue, multi-genre extravaganza that draws tens of thousands of attendees each year. The Origins: A Small Gathering of Fans (1987-1989) Dragon Con's story begins in 1987 in Atlanta, Georgia. It was founded by a group of local science fiction and gaming fans who were part of an organization called the Dragon Alliance of Gamers and Role-Players (DAGR). The convention was initially a project of this group, with a board of directors that included John Bunnell, David Cody, Robert Dennis, Mike Helba, Pat Henry, and Ed Kramer. The name "Dragon" was inspired by Kramer's home computer, a Dragon 64, which also hosted a bulletin board system that served as a central hub for the group. The inaugural Dragon*Con (as it was originally stylized) was held at the Pierremont Plaza Hotel and attracted a modest 1,400 fans. It featured notable guests like author Michael Moorcock and Dungeons & Dragons co-creator Gary Gygax, and even included a performance by Blue Öyster Cult's Eric Bloom, singing songs inspired by Moorcock. This early convention established a key tradition: a big-tent approach that brought together different facets of geek culture. The event grew quickly. By 1989, with Anne McCaffrey as the Guest of Honor, attendance had more than doubled, prompting a move to the Omni Hotel and Convention Center to accommodate the swelling crowd. Rapid Expansion and Diversification (1990s-2000s) The 1990s and 2000s saw Dragon Con's explosive growth. The convention became known for its "big tent" philosophy, bringing together fans of everything from sci-fi and fantasy to comics, gaming, and anime. Key milestones during this period include: * Move to multiple hotels: As attendance soared, the convention expanded to encompass a cluster of downtown Atlanta hotels, including the Hyatt Regency, Marriott Marquis, and Hilton Atlanta. This interconnected "campus" of hotels, linked by skywalks and bridges, became a hallmark of the Dragon Con experience.
 * The Parade: The annual Dragon Con Parade down Peachtree Street, a showcase of elaborate and creative cosplay, was first held in 2002. It has since become a beloved and widely recognized part of the convention, drawing thousands of participants and spectators. * Charitable efforts: Dragon Con established a strong charitable component, raising money for various causes. The annual Robert A. Heinlein "Pay It Forward" blood drive, which began in 2002, is consistently one of the largest convention-based blood drives in the country.
 * Programming: The number of programming tracks and events expanded exponentially, covering a vast range of topics from writing and alternate history to robotics and space science. A New Era: Growth and Refinement (2010s-Present) In 2013, the convention officially dropped the asterisk from its name, becoming "Dragon Con," following a legal restructuring that severed ties with one of the original founders. This marked a new era of management and growth. In recent years, Dragon Con has continued to thrive, reaching a pre-pandemic attendance of over 85,000 in 2019. Post-pandemic, the convention has implemented attendance caps to ensure a safer and more manageable experience for all. While still a massive event, the focus has shifted to maintaining a high-quality experience, with an emphasis on unique programming, engaging workshops, and a strong sense of community. Today, Dragon Con stands as one of the world's premier pop culture conventions. It's a place where fans can not only meet their favorite celebrities and artists but also connect with fellow enthusiasts, celebrate their passions, and immerse themselves in a vibrant, inclusive, and unforgettable weekend of geek culture. Get to Know Ash Brown: Your Go-To for Inspiration and Empowerment Looking for a motivational speaker, engaging blogger, or talented producer who radiates positive energy? Look no further than Ash Brown! This multi-talented American powerhouse is a captivating media personality, an excellent event host, and a passionate advocate for helping individuals reach their full potential. Her infectious energy and genuine desire to see others succeed make her a standout in the personal development space. Dive into Ash's World: AshSaidit.com & The Ash Said It Show AshSaidit.com: This vibrant lifestyle blog and event platform is your exclusive pass to Ash's world. Discover exclusive event invitations, honest product reviews, and a wealth of engaging, informative content. Ash's blog is the perfect destination to stay in the loop and get a daily dose of her unique personality and insights. The Ash Said It Show: Prepare to be inspired by Ash Brown's popular podcast! With over 2,000 episodes and half a million listens globally, "The Ash Said It Show" is a true powerhouse of motivation. Ash engages in insightful conversations with inspiring individuals and delves into topics that truly matter, offering listeners valuable life lessons and encouragement. Why Ash Brown Stands Out: Authenticity, Optimism, and Action What truly sets Ash Brown apart is her authentic approach to personal growth. She connects with her audience on a genuine level, offering practical advice and encouragement that feels like a conversation with a trusted friend. Ash doesn't shy away from life's challenges; instead, she provides the tools to tackle them head-on. Here's why Ash Brown is a leading voice in motivation and personal development: Sunshine Personified: Ash's inherent optimism is contagious. Her positive energy empowers listeners and readers, leaving them feeling more capable and ready to embrace new challenges. Keeping It Real: Ash offers relatable, unfiltered advice that resonates with people from all walks of life. She understands that life can be tough and provides guidance that is both honest and encouraging. Turning Inspiration into Action: Beyond just feeling good, Ash provides actionable tips and practical strategies designed to help you transform your dreams into tangible realities. For a consistent dose of inspiration, real-world advice, and genuine encouragement, Ash Brown is your ultimate resource. Her incredible positivity and unwavering dedication to helping others make her the ideal guide for maximizing your life's potential. ► Goli Gummy Discounts Link: https://go.goli.com/1loveash5 ► Luxury Women Handbag Discounts: https://www.theofficialathena.... ► Review Us: https://itunes.apple.com/us/po... ► Subscribe: http://www.youtube.com/c/AshSa... ► Instagram: https://www.instagram.com/1lov... ► Facebook: https://www.facebook.com/ashsa... ► Blog: http://www.ashsaidit.com/blog #atlanta #ashsaidit #theashsaiditshow #ashblogsit #ashsaidit®Become a supporter of this podcast: https://www.spreaker.com/podcast/the-ash-said-it-show--1213325/support.

In this powerful episode, Wade Borth welcomes back David Zapata to introduce the Tough Money Mastery series—starting with the foundational idea of building your own family banking system. They unpack the principles behind Factum Tough Money, explore the importance of saving with intention, and show how you can reclaim control of your financial future. Whether you're leading a family, building a business, or simply want to get smarter with your money, this episode lays the groundwork for financial clarity, intergenerational wealth, and creating a system that supports long-term abundance.   Episode Highlights 01:08 - Impact of family financial principles. 02:59 - The flow of money. 05:45 - Importance of financial education. 07:00 - Becoming the author of your financial plan. 09:13 - Individual vision for financial outcomes. 09:53 - Leadership in family finances. 10:28 - Four main discussion topics for the episode. 11:30 - Building a family banking system. 12:44 - Keeping a million dollars in control for vehicle financing. 13:50 - Sourcing debt as a family. 14:44 - Charitable donations for family legacy. 16:10 - Empowerment through education. 17:07 - Proper sequence in financial decisions. 18:28 - Role of whole life insurance in financial planning. 19:35 - Importance of interdependence in family finances. 22:36 - Family banking business in practice. 26:34 - Rules for family financial operations. 28:36 - Vehicle financing strategies for families. 31:52 - Opportunity cost in financial decisions. 34:50 - Flexibility and control in financing within a family. 37:16 - Legacy giving through life insurance benefits. 45:11 - Preparing children for financial independence. 47:07 - Flexibility of loan provisions in family banking.   Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/  wade@sagewealthstrategy.com Connect with David Zapata davidzapata@factumfinancial.com  

This week, hosts Zach and Christina bring their signature blend of expertise and energy to help you navigate some of the hottest financial topics of the season. From family adventures to the practical impact of new tariffs hitting on August 1st, you'll hear personal anecdotes and professional guidance that make complex policies easy to understand. Discover how the latest tariff changes could affect your wallet, business, and even your next shopping trip. Then, take a deep dive into the much-anticipated One Big Beautiful Tax Bill. Zach and Christina break down the key updates, including major changes to the standard deduction, child tax credit, SALT deduction, tips and overtime income, and new rules for charitable and car loan interest deductions. Curious about how seniors and tip earners fare under the new law? They've got the answers—and plenty of real-life examples to keep things lively! Plus, don't miss their 4 essential questions for reviewing your investment statements. With practical tips on evaluating fees, portfolio allocation, and keeping your accounts up to date, this episode ensures you're not leaving money—or peace of mind—on the table. If you're looking for smart financial strategies, engaging banter, and clear explanations of today's most important money topics, this episode is a must-listen. Tune in for expert advice, a few laughs, and actionable insights you can use right now! 

How the free-spirited light beer brand became Gallo's first beer investment

This week we're covering changes to charitable contribution deductions made by the OBBBA.

Lucinda Rouse and Emily Harle are joined by are joined by Dan Lawes, co-chief executive of the youth democracy charity My Life My Say, to consider how charities working in all cause areas can interact effectively with younger people.Dan explains how My Life My Say engaged with brands including Tinder, Lime and Snapchat to promote its 'Give an X' campaign to encourage young people to vote in the 2024 general election as part of its wider youth outreach activities. He also provides his perspective on voluntary sector leadership as a younger-than-average chief executive.Tell us what you think of the Third Sector Podcast! Please take five minutes to let us know how we can bring you the most relevant, useful content. To fill in the survey, click here. Hosted on Acast. See acast.com/privacy for more information.

Today we go down the AI rabbit hole. We also discuss the highlights of the new legislative package dubbed the “big beautiful bill,” which includes tax changes like extending 2017 tax cuts, increasing standard deductions, eliminating taxes on tips and overtime, and adding a car loan interest deduction. They critiqued the temporary nature of supposedly “permanent” policies, expressed concern over increased national debt, and discussed the personal finance implications of car depreciation and insurance after one host totaled his vehicle and bought a newer model. We also talk about the potential of lower interest rates.  We discuss: The recent (and short-lived) Israel-Iran conflict and it's comparisons to past rushed declarations of victory. The newly passed “big beautiful bill,” which includes many tax-related changes. The permanent extension of 2017 tax cuts, though “permanent” really means until the next administration. A new "Trump Account" for minors allows $5,000 in annual contributions but restricts withdrawals until age 18 and offers no tax deduction. Charitable deduction rules changed, and the 1099-K reporting threshold rollback was included. Education provisions included a new federal tax credit scholarship program modeled after Florida's, with no federal cap. Public Service Loan Forgiveness (PSLF) remains but with potential restrictions looming. Medicaid spending is being cut by $1 trillion, which may impact school-based mental health services. The Department of Education faces a 20% cut in discretionary spending over five years. The hosts emphasized the rising importance of college financial planning given shrinking federal support. Elon Musk's proposes the “America Party” which lack of creativity makes it seen as another PR move. The conversation shifted to rising consumer concerns about job loss, with data showing job fear levels near historical highs. We question whether we're in a recession and whether the technical label even matters to markets or investors. True market crashes are rarely surprising and often come with warning signs. Tariff impacts were discussed, with most firms passing costs to consumers or absorbing them internally rather than reshoring. Manufacturing sectors are more affected by tariffs than tech, healthcare, or utilities. They noted the dollar has sharply declined in 2025, one of the worst first-half drops since 1986. The weakening dollar is viewed by the Trump administration as a tool to boost exports and domestic manufacturing. Today's Panelists: Kirk Chisholm | Innovative Wealth Douglas Heagren | ProCollege Planners Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/ai-rabbit-hole-729 

Welcome to EO Radio Show – Your Nonprofit Legal Resource. In the aftermath of the truly horrific 100-year flood event in Texas, as the floodwaters ebb and the long haul of recovery begins, the local and national community is stepping up to help. Many want to know how they can support victims, and others will want to find new ways to deliver the short and long-term services needed. This episode is a "refresh" of EO Radio Show episode 9, first dropped on August 1, 2022. It addresses common legal questions that come up for charitable relief efforts for victims in the immediate aftermath of disasters. The focus of this episode is on distinguishing between charitable disaster relief for a charitable class, as compared to private gifts to a specific individual. We also cover what donors and founders need to know when supporting a new relief effort for a charitable class as a new charity or a new foundation. Next week, I'll "refresh" another episode from 2022, with more detailed information about how to apply for tax-exempt status on an expedited basis for a new charity formed in the aftermath of a specific disaster. For those who don't want to wait a week for that episode, go back to episode 10, which is easy to find on the Farella YouTube channel. Links to that episode and other helpful information on these topics are in the show notes. Show Notes: Disaster Relief, Providing Assistance Through Charitable Organizations: https://www.irs.gov/pub/irs-pdf/p3833.pdf Disaster Relief: Meaning of “Charitable Class”: https://www.irs.gov/charities-non-profits/charitable-organizations/disaster-relief-meaning-of-charitable-class NGOsource: What Does It Mean to Be Charitable:  https://www.ngosource.org/blog/what-does-it-mean-to-be-charitable EO Radio Show #10: Nonprofit Basics: Setting up a New Charity for Disaster Relief Cynthia Rowland, Podcast Host, Partner, Farella Braun + Martel Farella YouTube podcast channel If you have suggestions for topics you would like us to discuss, please email us at eoradioshow@fbm.com. Additional episodes can be found at EORadioShowByFarella.com. DISCLAIMER: This podcast is for general informational purposes only. It is not intended to be, nor should it be interpreted as, legal advice or opinion.

Liberty Dispatch Interviews ~ July 12, 2025 In this episode of Liberty Dispatch Interviews, host Andrew DeBartolo speaks with lawyer Barry Bussey about the state of religious liberty in Canada and the implications of charitable law, with a particular focus on the challenges faced by religious charities, including churches. They discuss the potential loss of charitable status, the regulatory landscape, and the ideological shifts in government attitudes towards religious organizations. Barry emphasizes the importance of understanding the public benefit provided by churches and the need for proactive engagement with the community. The discussion also touches on the legal recourse available to churches and the future of charitable status in a changing cultural context. For full access to all our content, become a paid subscriber at: ldcanada.substack.com; SHOW SPONSORS: New Sponsor! Bitcoin Mentor: https://bitcoinmentor.io/aff/liberty Invest with Rocklinc: info@rocklinc.com or call them at 905-631-546; Diversify Your Money with Bull Bitcoin: https://mission.bullbitcoin.com/dispatch; BarterPay: https://barterpay.ca/; Barter It: https://www.barterit.ca/; Get freedom from Censorious CRMS by signing up for SalesNexus: https://www.salesnexus.com/ SUBSCRIBE TO OUR SHOWS/CHANNELS: LIBERTY DISPATCH PODCAST: https://libertydispatch.podbean.com; https://rumble.com/LDshow; CONTACT US: libertydispatch@pm.me STAY UP-TO-DATE ON ALL THINGS LD: Instagram: https://www.instagram.com/liberty_dispatch/; Facebook: https://www.facebook.com/LibertyDispatchCanada; X: @LDCanada - https://x.com/_LDCanada; Rumble: https://rumble.com/LDshow; YouTube: https://www.youtube.com/@libertydispatch Please LIKE, SUBSCRIBE, RATE, & REVIEW, and SHARE it with others!

In this episode: Announcement of two new partners at the firm, Andy Tobias and Dan Steele, and their leadership roles. Discussion of the renamed "One Big Beautiful Bill" (now simply “the Act”) and its key tax provisions. Confirmation that individual tax brackets and standard deduction increases are now permanent. Explanation of the new $15 million estate and gift tax exemption for 2026. Details on the repeal of moving expense and miscellaneous itemized deductions (except for military and intelligence). Expansion of the SALT deduction cap to $40,000 through 2029 with income-based phaseouts. Child tax credit increased to $2,200 with refundable portion made permanent. New above-the-line deductions for: Overtime pay ($12,500 single / $25,000 joint, 2025–2028) Tipped income (industry list pending, capped and phased out by income) Seniors over 65 ($6,000 deduction, 2025–2028) Car loan interest for American-assembled vehicles (post-2024 purchases only, capped at $10,000) Charitable contributions (up to $1,000 single / $2,000 joint for non-itemizers) The 20% Qualified Business Income Deduction (QBI or “CID”) is made permanent and inflation-adjusted. Bonus depreciation is restored to 100% for qualifying business assets purchased after January 19, 2025. R&D expense deductions reinstated (no longer amortized). Business interest deductions revert to being based on EBITDA instead of EBIT. Changes to 1099 reporting: threshold for 1099-NEC/MISC rises to $2,000 starting in 2026. 1099-K reporting threshold set at $20,000 or 200 transactions (postponing more burdensome lower thresholds). Final reminder that many provisions are subject to budget reconciliation constraints, meaning some are temporary or have sunset dates. Interview Overview: Michael Kopp, Executive Director of the Elizabeth W. Murphey School In this inspiring interview, Michael Kopp shares how the Murphey School provides more than just shelter, it offers structure, support, and stability to Delaware youth in need. With a focus on life skills, financial literacy, and emotional growth, the school helps prepare kids for adulthood. Mike also emphasizes the deep-rooted commitment of the staff and the powerful impact of community involvement. Want to Help? You can donate or get involved by visiting: murpheyschool.org/donations/make-a-donationv

“Do it before you die.” Those five words sum up Carl Barney's advice to business leaders and other wealthy individuals to find a deeper level of success and satisfaction by “pre-questing” meaningful gifts to individuals and institutions — not in their wills — but while they can still witness the impact of their generosity. Carl, author of the new book The Happiness Experiment: A Revolutionary Way to Increase Happiness, is a philanthropist who grew wealthy as an educational entrepreneur. He is the founder of the Prometheus Foundation, which identifies and supports independent thinkers who have innovative ideas, work smart, follow through, and achieve results. The Foundation is guided by the philosophy of Ayn Rand, with a healthy portion of Aristotle mixed in.  In his book, Carl makes a key distinction between philanthropy and pre-questing. While both are praiseworthy, pre-questing is a more personal way to express gratitude to those who've enriched your life, such as teachers, mentors, colleagues, and friends. Carl has found that making others happy will also make the giver happier. That translates to becoming a better leader, businessperson, family member, and friend. “It's not enough to feel grateful,” Carl says. “You have to express it — in ways that matter to the people who made a difference in your life.” Monday Morning Radio is hosted by the father-son duo of Dean and Maxwell Rotbart. Photo: Carl Barney Posted: July 7, 2025 Monday Morning Run Time: 42:31 Episode: 14.5 RELATED EPISODES: “No-Strings-Attached” Giving is a Proven Method of Maximizing Client Relationships The UnBusiness Story Behind Chapel Dulcinea The World Needs More People Like Margaret and Riyaz Adat

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the essential elements involved in Transitioning into Retirement and how to ensure you make a smooth and confident shift into this next stage of life. They walk through practical retirement planning steps that cover everything from creating a reliable retirement income strategy, navigating tax-efficient withdrawals, preparing for healthcare costs, and protecting against common retirement risks like market volatility. The Peace of Mind Pathway—a comprehensive process developed by the team—serves as a guide to address all the complex moving parts of retirement planning.Listen in to learn about crucial financial decisions such as Roth conversions explained, managing Healthcare before Medicare, effective Medicare planning, and Long-term care planning options that protect your assets. Radon and Murs also explore investment strategies like the Bucket investment strategy and how to guard against Sequence of returns risk. Plus, they dive into sophisticated tax strategies like utilizing Donor advised funds, the Direct indexing strategy, and optimizing Charitable giving in retirement. This episode is a masterclass for anyone who wants to plan for retirement, live confidently, and secure your retirement.In this episode, find out:· How to design a reliable retirement withdrawal strategy using the bucket system.· Why Roth conversions may offer powerful long-term tax benefits.· The importance of strategic tax withholding and year-by-year tax planning.· How to evaluate your healthcare options before Medicare and address future Medicare planning.· What to consider for Long-term care planning and protecting your retirement savings.Tweetable Quotes:"Transitioning into retirement isn't just about stopping work — it's about creating a sustainable income plan that gives you peace of mind." – Murs Tariq"Every great retirement plan needs nurturing, because life happens and adjustments are always part of the journey." – Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Send us a textReady to slash your tax bill? Schedule your free consultation and let's strategize your tax savings together! Book now at: https://www.prosperlcpa.com/apply Or, if you still need more time, here are some other ways to begin winning the tax game...  Take our free Tax Planning Checklist & learn about what tax savings may be available for you in our minicourse at https://taxplanningchecklist.com  At the very least, get on our newsletter to gain access to free live events and exclusive insight you won't find anywhere else: https://www.prosperlcpa.com/subscribeTrusts serve as powerful wealth preservation vehicles for the affluent, providing control, protection, privacy, and potential tax savings. We explore the fundamentals of trusts and how they can be strategically used for estate planning and asset protection.• Most beneficial for those planning their estates, individuals with risk exposure, entrepreneurs, business owners, and real estate investors• Revocable living trusts help avoid probate and mitigate estate taxes when inheriting assets• Irrevocable trusts remove assets from your estate for asset protection and tax minimization• Grantor trusts (intentionally defective grantor trusts) allow assets to exist outside your estate• Charitable trusts create significant tax savings, especially during major capital gains events• Different professionals may recommend different trust solutions for the same situation• Proper trust structure can help preserve multi-generational wealthReady to slash your tax bill? Schedule your free consultation and let's strategize your tax savings together! Book now at: https://www.prosperlcpa.com/apply Or, if you still need more time, here are some other ways to begin winning the tax game...  Take our free Tax Planning Checklist & learn about what tax savings may be available for you in our minicourse at https://taxplanningchecklist.com At the very least, get on our newsletter to gain access to free live events and exclusive insight you won't find anywhere else: https://www.prosperlcpa.com/subscribe

Speaking with charity.

Missionary Amy Carmichael once expressed a powerful truth: “You can give without loving, but you cannot love without giving.”That quote reminds us that generosity isn't just something we do—it reflects who we are in Christ. So, how do we grow into more joyful, intentional givers? Today, we'll talk with Ron Blue about what he calls “living giving”— and how that mindset can bring real financial freedom.Ron Blue is the Co-Founder of Kingdom Advisors and the author of many books on biblical finance, most notably Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment.Giving Is a Spiritual DecisionGiving reflects our trust in God. When we give—and give first—we're saying, “Lord, You gave this to me, and I'm returning to You what's already Yours. I trust You to meet my needs.”It's a profound shift in perspective. Instead of centering our financial lives on ourselves, giving reorients our hearts toward God's purposes. It stretches our faith and loosens money's grip on our hearts. It doesn't shrink your life—it expands it.Ron Blue classically says, “Do your giving while you're living so you're knowing where it's going.” That's more than a catchy phrase. It's a philosophy rooted in joy. Too many people wait until death to make significant gifts, missing the delight of seeing God work through their generosity in real time.There's something deeply joyful about watching God use what you've given. It's not just about writing a will—it's about living with open hands.True Financial Freedom Starts With Open HandsThink of your money like a closed fist or an open hand. When your fist is closed, you're trying to control or keep what you think is yours. But when you open your hand, you're saying to God, “This is Yours. Use it as You will.”That's what true financial freedom looks like—not merely having enough, but being free from money's control altogether. God doesn't need our money, He wants our hearts. And He knows that money is one of the greatest competitors for our love.As you reflect on your own financial life, maybe it's time to stop asking, “How much do I have to give?” And start asking, “How can I use what I've been given to glorify God—right now?”You can find Ron's book Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment wherever books are sold.On Today's Program, Rob Answers Listener Questions:I use a donor-advised fund for charitable contributions and would like to contribute to a mission trip that my church is organizing. I'm wondering if it's legal from an IRS standpoint to contribute directly to an individual going on a mission trip, or do I give it to the mission fund?I'm paying off a credit card after my mom's death, which costs me $320 a month. I have two options: continue with my current plan or have my wife assist me in paying it off. I wanted to get advice on which approach would be the best to help pay it off.I sell items on eBay, and I'm confused about my tax reporting. When preparing my 2024 taxes, eBay flagged me about my 1099-K, stating that I didn't make enough to require the form. Do I need to add this to my Social Security? As I look online, I've just gotten more confused about different reporting requirements.I'm taking an early retirement, and I understand that I can only earn $24,300 before it impacts my Social Security. It looks like I'm going to go over that amount by just a bit. Do they tax anything over the $24,300, or do they tax the whole amount?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment by Ron BlueChristian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Sponsored by Tar Heel Construction Group In this inspiring episode, Martin Grams shares the journey of founding The Screaming Bean, a community-driven coffee shop in Aberdeen, Maryland. Martin discusses how the café goes beyond serving exceptional coffee by actively supporting local charities, fostering community connections, and creating a space where purpose takes precedence over profit. Listeners will gain insights into building a business that not only thrives economically but also makes a meaningful social impact. Guest: Martin Grams Martin Grams is the founder and CEO of The Screaming Bean, a coffee shop in Aberdeen, Maryland, known for its commitment to community engagement and charitable initiatives. With a background in publishing and event organization, Martin brings a wealth of experience to his entrepreneurial endeavors. His vision for The Screaming Bean is to create a welcoming space that serves high-quality, locally roasted coffee while actively contributing to the well-being of the community. Main Topics: ·         The origin of The Screaming Bean name and branding strategy·         How Facebook was used to crowdsource the logo and color palette·         Community involvement and nonprofit partnerships (e.g., CHEP, St. Jude's)·         Why Martin prioritizes purpose over profit in his business model·         The unique hiring process that focuses on commitment, not applications·         Empowering employees to become future business leaders·         Training baristas beyond basics—into artistry and business knowledge·         Creating handcrafted drinks and rotating seasonal menus·         How The Screaming Bean competes by leading trends, not copying them·         Charitable giving embedded into the business model·         Upcoming plaSend us a textPre-order your copy todayTar Heel Construction GroupHarford County Living Stamp of Approval for Roofing, Siding and Exterior Services Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showRate & Review on Apple Podcasts Follow the Conversations with Rich Bennett podcast on Social Media:Facebook – Conversations with Rich Bennett Facebook Group (Join the conversation) – Conversations with Rich Bennett podcast group | FacebookTwitter – Conversations with Rich Bennett Instagram – @conversationswithrichbennettTikTok – CWRB (@conversationsrichbennett) | TikTok Sponsors, Affiliates, and ways we pay the bills:Hosted on BuzzsproutRocketbookSquadCast Contests & Giveaways Subscribe by Email

In this episode of the Ezra Interviews, Dr. Michael Thiessen interviews lawyer Barry Bussey about the evolving landscape of charity law in Canada, particularly concerning religious organizations. In the first part of their discussion, they discuss the historical context of charitable status for churches, the implications of recent government recommendations to remove this status for pro-life and religious organizations, and the broader philosophical shifts in society regarding the role of religion. The conversation underscores the significance of charitable status for churches and the potential implications of altering government policies on religious communities. They also discuss the implications of changing charitable status for Christian organizations in Canada. They explore the philosophical foundations of charity, the role of government in influencing church operations, and the need for churches to respond proactively to these changes. The dialogue emphasizes the importance of understanding the historical context of charity, the necessity of making religious arguments in the public sphere, and the challenges churches face in maintaining their mission amidst political pressures. Episoe Resources: Bussey Ainsworth: https://www.busseyainsworth.ca/; “Ship Money” and the Divine Right of Kings: https://firstfreedoms.ca/ship-money-and-the-divine-right-of-kings/; NEW!!! PRE-ORDER Dr. Boot's latest book, Think Christianly: Developing an Undivided Mind, today!:https://ezrapress.ca/products/think-christianly-developing-an-undivided-mind;Get the NEW updated and expanded version of Dr. Boot’s Mission of God with a brand-new study guide!: https://ezrapress.ca/products/mission-of-god-10th-anniversary-edition; UPCOMING EVENTS:Spark Conference: Toronto, ON | May 20, 25: https://sparkconference.org/;Worldview Youth Academy (WYA):USA | July 11-17, 2025: https://ezrapress.ca/products/worldview-youth-academy-usa;Canada | July 20-26, 2025: https://ezra-institute.square.site/product/worldview-youth-canada/122;Family Camps:Texas | August 14-17, 2025: https://brushfire.com/ezrainstituteusa/familycamp2025-texas/593861;Canada | August 23-30, 2025: https://www.ezrainstitute.com/family-camp-canada/;Minnesota | August 24-27, 2025: https://www.eventbrite.com/e/ezra-institute-family-camp-august-24-27-tickets-1203965305639?aff=oddtdtcreator; For All Ezra Events: https://www.ezrainstitute.com/events/; Think Christianly about politics with the help of Dr. Boot’s latest book, “Ruler of Kings:” https://ezrapress.ca/products/ruler-of-kings-toward-a-christian-vision-of-government; Got Questions? Would you like to hear Dr. Boot answer your questions? Let us know in the comments or reach out to us at https://www.ezrainstitute.com/connect/contact/; For Ezra’s many print resources and to join our newsletter, visit: https://ezrapress.com. Stay up-to-date with all things Ezra Institute: https://www.ezrainstitute.com;Subscribe to Ezra’s YouTube Channel: https://www.youtube.com/channel/UCPVvQDHHrOOjziyqUaN9VoA?sub_confirmation=1;Subscribe to our Rumble Channel - https://rumble.com/c/c-6444461;Fight Laugh Feast Network: https://pubtv.flfnetwork.com/tabs/audio/podcasts/8297;Apple Podcasts: https://podcasts.apple.com/ca/podcast/ezra-institute-podcast-for-cultural-reformation/id1336078503;Spotify Podcast: https://open.spotify.com/show/0dW1gDarpzdrDMLPjKYZW2?si=bee3e91ed9a54885. Wherever you find our content, please like, subscribe, rate, or review it; it truly does help.

Whether to buy a house or go to college are major financial decisions, but so is deciding when to take Social Security.It's true—tens of thousands of dollars, if not more, are on the line when deciding when to start Social Security benefits. Eddie Holland joins us today to help make the decision easier.Eddie Holland is a Senior Private Wealth Advisor and partner of Blue Trust in Greenville, South Carolina. He's also a CPA, a Certified Financial Planner (CFP®), and a Certified Kingdom Advisor (CKA®).A Common Recommendation—But Not a One-Size-Fits-AllWhen it comes to retirement, one of the most common questions people ask is: When should I start taking Social Security benefits? It's a vital decision that affects not only your income but also your long-term financial strategy and even your legacy.It's generally recommended to wait until at least full retirement age (66 or 67), but that doesn't mean it's the best choice for everyone. While delaying Social Security allows your benefits to grow up to 8% annually after full retirement age, thanks to what's called a delayed retirement credit, we must remember that each situation is unique.Six Key Factors to ConsiderHere are several factors that should guide your decision:1. Reduction vs. Growth of BenefitsTaking Social Security early reduces benefits. Delaying past full retirement age increases benefits. That tradeoff is foundational to your strategy.2. Cash Flow NeedsIf you retire before full retirement age and need income, you might begin drawing Social Security early to meet immediate needs. Some people may need to pay off debt or cover living expenses.3. Charitable Giving GoalsInterestingly, some retirees choose to take Social Security early in order to increase their generosity. Some people start taking benefits specifically to give more, either during retirement or as part of a legacy plan. 4. Health and LongevityYour health and family history play a significant role. If you don't expect to live well into your 80s or 90s, you might opt to draw earlier. But if you're healthy and expect a longer life, delaying could offer more value over time.5. Legacy and InheritanceYou can't leave your Social Security benefits to heirs, but you can leave your investment portfolio. This means some people opt to draw Social Security sooner in order to preserve their portfolio for giving or inheritance purposes.6. Tax PlanningSocial Security benefits can be taxable depending on your income. Some people delay benefits until a year they anticipate being in a lower tax bracket, strategically minimizing the tax impact.A Bonus Strategy: The “Mulligan”In some cases, there is a lesser-known but potentially powerful option: the withdrawal application.If you start taking Social Security before full retirement age and change your mind within the first 12 months, you can actually ‘undo' it.” You'll need to repay the benefits you received, but the Social Security Administration treats it as if you never started. You then have the option to restart at a later date, potentially at a higher benefit.This strategy can be especially useful during periods of market volatility when withdrawing from your investment portfolio might not be ideal.The Bottom LineThere's no universal right age at which to begin drawing Social Security. It really depends on your personal situation—your income needs, health, tax strategy, and goals for generosity and legacy.Wise financial planning starts with understanding your options and aligning those choices with your values and calling.On Today's Program, Rob Answers Listener Questions:How much is enough? My wife and I have 10 properties, including the one we live in. Because of COVID and a flood, I've been rehabbing them for the last few years. My wife is 71 and still working, and I'm wondering if we should continue fixing them up to maximize profit, or we should just hold them as they are, even if we get less money.I'm near retirement with $2 million saved and a good pension. Should I spend $3,300-$7,600 on a $20,000 term life policy, or is it unnecessary given my financial situation?I have assets but don't work. Can I gift my RMD to my church and not have it counted on my income tax for 2026?I'm taking early retirement from the government, and I'm wondering about what to do with my thrift savings.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Social Security Administration (SSA.gov)Blue TrustWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

#598: Tax day is approaching, and if you're like most people, you might be overlooking deductions that could save you money. In our latest podcast episode, tax strategist Natalie Kolodij joins us to reveal common tax misconceptions and share strategies that could potentially lower your tax bill. "The tax code is 70,000 pages," Natalie explains. "There's so much. So I really like to have people focus on a handful of things to be mindful of." For W-2 employees who often have fewer tax advantages, Natalie highlights several overlooked deductions. If you live in a state without income tax (like Florida or Washington), you can deduct sales tax instead — especially on major purchases. Don't forget about personal property taxes on vehicles, boats or RVs either. Medical expenses can be deductible, but only amounts exceeding 7.5 percent of your adjusted gross income. Natalie suggests consolidating elective procedures into a single tax year to maximize this benefit. Charitable deductions offer surprising opportunities too. Miles driven while volunteering, expenses from fostering animals, and even home renovation materials donated to organizations like Habitat for Humanity can all qualify. Natalie also explains how "bunching" donations in alternate years can significantly increase tax savings compared to giving the same amount annually. The interview tackles major misconceptions about selling your primary residence. While many believe living in a home for two years makes all gains tax-free, Natalie clarifies that any "non-qualified use" periods (like when it was a rental property) can still be taxable. For small business owners and real estate investors, Natalie recommends tracking all business-related expenses — even seemingly minor ones like industry-related books or educational materials. She emphasizes the importance of proper record-keeping and having separate accounts for business expenses. As we navigate tax law changes following the recent election, Natalie's advice rings true: maintain flexibility in your tax planning and consider working with professionals who specialize in your specific situation. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Intro to tax day discussion (2:46) Common tax savings for W-2 employees (4:12) Standard vs itemized deductions explained (5:46) Often forgotten property tax deductions (6:58) Sales tax deductions for no-income-tax states (9:06) Medical expense deduction thresholds (12:53) Charitable giving strategies and overlooked deductions (17:51) Bunching donations in alternate years (22:20) Home sale tax exclusion misconceptions (30:44) Tax withholding changes and common mistakes (44:35) Bonus payment tax myths debunked (52:52) Finding the right tax professional (1:02:02) Small business and real estate investor tips (1:09:38) Best practices for tax record keeping (1:15:14) Preparing for potential tax code changes Learn more about your ad choices. Visit podcastchoices.com/adchoices