Podcasts about charitable

As the year winds down, it's the perfect moment to double-check your tax strategy and make sure you're setting yourself up for long-term savings, not just short-term deductions. Today, Nick and Jake break down five smart tax moves worth considering before December 31st. A few intentional decisions now can save you money this year and put you in a better position for the years ahead. Here's what we discuss in this episode:

Bill Horan and Gabby Seudath learn about The QuackerJack Foundation - the charitable arm of Long Island's hometown baseball team, the Long Island Ducks! The QuackerJack Foundation is a non-profit that was formed in 2003 to better coordinate the team's charitable endeavors, named after the club's ever-popular mascot, QuackerJack.  They speak with Michael Polak, the Vice President of Communications with the Long Island Ducks.

Ben & Woods start the 8am hour by talking about Ben's least favorite subjects: charitable donations! Then we play a game of Take On Woods on a Friday before we get back to some Padres talk, and discuss some of the names of people who we think COULD potentially buy the San Diego Padres from the Seidler family. Listen here!

In this episode of More Than Commas, Paul is joined by the SFG team for a lively roundtable on a Wall Street Journal article about an 80-year-old couple debating a multi-million dollar Roth conversion. The team dives deep into what the article doesn't say, from tax realities to financial leadership within marriages. Paul highlights the importance of both spouses understanding their family finances, while Cory and Lance warn about the dangers of financial illiteracy in later life. Together, they discuss legacy planning, donor-advised funds, and how generational wealth can be built through intentional Roth strategies and charitable giving. With humor and practical insight, the team reminds listeners that real financial planning isn't about products, it's about stewardship, education, and empowering your loved ones to make wise choices long after you're gone.   -- Timestamps: 02:30 – The 80-year-old couple and the Roth conversion dilemma 05:00 – What "estate planning" really means for most families 07:30 – Financial leadership inside a marriage 10:00 – The risks of financial illiteracy in later years 13:00 – Charitable giving and donor-advised fund strategies 15:30 – Building generational wealth through Roth contributions 18:00 – Closing reflections: teaching stewardship across generations   -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

We made another list! Join Intern John, Sos, and Rose as we go through the list of the most charitable states in 2025 and more!Make sure to also keep up to date with ALL of our podcasts we do below that have new episodes every week: The Thought Shower Let's Get Weird Crisis on Infinite Podcasts See omnystudio.com/listener for privacy information.

The 50th edition of the Percussive Arts Society International Convention, or PASIC, is being held in Indianapolis. Purdue's charitable pharmacy is set to hold a soft opening next week, expanding critical access to medication. A Republican Senator in Indiana has come out strongly against redistricting. The Indianapolis music scene is receiving national attention. Want to go deeper on the stories you hear on WFYI News Now? Visit wfyi.org/news and follow us on social media to get comprehensive analysis and local news daily. Subscribe to WFYI News Now wherever you get your podcasts. WFYI News Now is produced by Zach Bundy and Abriana Herron, with support from News Director Sarah Neal-Estes.

Charitable organizations continue to face growing oversight and evolving legal risks. At this year's NAAG NASCO Charities Conference, regulators and nonprofit leaders discussed how funding shifts, political pressures, and new enforcement priorities are reshaping the sector. In this episode, we break down key takeaways—including compliance strategies and recent developments affecting nonprofits nationwide. Hosted by Simone Roach. Based on a blog post by Paul L. Singer, Abigail Stempson, Beth Bolen Chun, and Andrea deLorimier.

Discover how charitable donations can maximize your tax benefits and support causes you care about. In this video, we unpack:Strategies for effective charitable givingTax deductions for retirees and business ownersDonor-advised funds and philanthropy tipsCommon mistakes to avoid when givingIRS rules and documentation best practicesKey Links & Resources:Book a FREE 15-minute call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtubeSubscribe for weekly tips on retirement, taxes, and financial planning.CD Financial helps federal employees, retirees, and business owners create sustainable, tax-smart retirement income. For more, visit our website or follow us on socialSocials:Instagram: https://instagram.com/cdfinancial.llc/Facebook: https://facebook.com/cdfinancialLinkedIn: https://linkedin.com/company/cd-financial

In this episode, CEO Matt Landon, CFP® of Semmax Financial Group, sits down with Phil Bastron, Senior Philanthropic Advisor at the Winston-Salem Foundation, to explore what it truly means to give while you live. Together, they dive into practical strategies for intentional giving, how to create a lasting community impact, maximize tax benefits, and ensure your charitable dollars are aligned with your values both during your lifetime and beyond. You'll learn: The difference between reactive and intentional giving How tools like donor-advised funds, designated funds, and field of interest funds work Smart ways to integrate charitable planning into your estate and tax strategy Why "giving while living" lets you see the real impact of your generosity Whether you're planning your legacy or just starting to think about giving back, this episode offers valuable insight into how philanthropy can be both personally fulfilling and financially wise.

Your finances have layers—investments, taxes, planning for the future. If you want a second set of eyes, Peter opened up a few spots for a quick, no-obligation call. Grab yours now. -----  Equity compensation can turbocharge wealth—and taxes. Brooklyn Fi managing partner John Owens joins Peter to share a clear year-end playbook for RSUs, ISOs/NQSOs, and ESPPs, including how to avoid AMT surprises, right-size withholding, and unwind concentrated stock positions.  Listen now and learn: ► A simple order of operations for year-end equity comp decisions ► RSU withholding pitfalls (and how to fix them before April)  ► ISO/AMT basics and why late-year exercises can backfire ► How to build a rules-based plan, use 10b5-1 mechanics, and when donor-advised funds make sense   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.   (00:00) Introduction (03:15) A hard-won lesson: when AMT grows larger than your stock (and what to do next) (04:21) Don't start equity planning on December 15 (really) (05:19) First move: build an inventory and triage the quick wins (08:18) AMT 101 for ISO holders: the "parallel" tax you don't want to pay (10:47) RSUs: why 22% withholding often sets up an April tax bill (12:24) ESPPs: capture the discount, control concentration (14:55) Designing a rules-based sell plan to unwind concentration risk (18:11) The base rates on single stocks: why a diversification plan matters more than a "feel" (20:42) 10b5-1 plans: automate good behavior and expand your ability to sell (23:31) Charitable giving with concentrated stock: donor-advised funds and timing across 2025/2026 (26:11) Family gifting: UTMAs, kiddie tax, step-up in basis, and multi-generational choice (27:28) The year-end document checklist most people miss (29:17) When to hire help (and when not to) (31:19) Biggest year-end mistakes to avoid Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠)   Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this "post" (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures here.

Apparently, Connecticut is filled with people opening their hearts and their wallets to neighbors in need. According to a recent report from WalletHub, Connecticut was ranked the 13th most charitable state in the country, and the second in New England. We spoke with Karla Fortunato, President of the Connecticut Council for Philanthropy, about the news and how people can get into volunteering. For more information: https://ctphilanthropy.org/ Image Credit: Getty Images

Two Women Inspiring Real Life with Stephanie Coxon and Kathy Anderson-Martin – There are so many vulnerable people who need that help – children, the elderly, the disabled, and many who work, but struggle to make ends meet, many through no fault of their own. Sadly, there are even members of our US military who may need food assistance. However, there's more to the story...

Sumeep Bath, Editorial and Communications Manager for the International Institute of Sustainable Development: Experimental Lakes Area, joins us to talk about the health of Canada's largest Freshwater Laboratory, his work at the confluence of science and communications, and what the average Manitoban can do to limit their environmental impact on our water.

Learn how 2025–2026 tax changes impact charitable deductions, DAFs, and SALT limits, plus smart year-end giving and IRA gift strategies. The American College of Trust and Estate Counsel, ACTEC, is a professional society of peer-elected trust and estate lawyers in the United States and around the globe. This series offers professionals best practice advice, insights, and commentary on subjects that affect the profession and clients. Learn more in this podcast.

2025 has been a rough year for charities. Economic uncertainty, decreased federal funding, political polarization – in many ways, nonprofits are facing a lot of the same challenges they did during Covid, as well as a few new ones. Charitable organizations need your donations now more than ever.  In this episode, we're joined by former OFF THE WALL co-host and Partner at Monument, Jessica Gibbs, CFP® as she highlights three current trends in charitable giving and how you can adjust your giving strategy to help make a bigger impact. If you're currently looking at end-of-year giving or planning ahead for next year, be sure to tune in for the full episode.       Please see important podcast disclosure information at https://monumentwealthmanagement.com/disclosures   Episode Timeline/Key Highlights:   0:00 Disclosure 0:24 The Future of Giving 3:13 The State of Nonprofits Today 8:26 Funding Pressures and the Power of Flexibility 14:17 Burnout, Morale, and Donor ROI 21:01 Sustaining Impact Through Multi-Year Giving 26:09 How to Give with Intention 30:42 Closing Thoughts and Resources Resources Mentioned: Check out our sister podcast, Between Sips: https://monumentwealthmanagement.com/between-sips-podcast/   Watch 75th Episode of OFF THE WALL on YouTube: https://youtu.be/pc_3Z7f7CY8   Connect with Monument Wealth Management:    Visit our website: https://monumentwealthmanagement.com/   Follow us on Instagram: https://www.instagram.com/monumentwealth/#   Connect on LinkedIn: https://www.linkedin.com/company/monument-wealth-management/   Connect on Facebook: https://www.facebook.com/MonumentWealthManagement   Connect on YouTube: https://www.youtube.com/user/MonumentWealth#Fit   Subscribe to our Private Wealth Newsletter: https://monumentwealthmanagement.com/subscribe/   About "OFF THE WALL":    Markets move fast. OFF THE WALL helps you stay one step ahead. Hosts David B. Armstrong, CFA, and Nate Tonsager, CIPM, are talking about the things that Wall Street isn't: breaking down what's really happening in the markets and economy, how it impacts your wealth, and the smart moves to consider right now.    Learn more on our website at https://monumentwealthmanagement.com/off-the-wall-podcast/

Welcome to EO Radio Show – Your Nonprofit Legal Resource. I'm Cynthia Rowland, and EO Radio Show episode 141 is a refresh of episode 37, covering key questions to ask when thinking about launching a new charitable organization. Recently, I've seen a surge in interest from clients who want to incorporate a new charity. At the same time as I'm recording this episode, the federal government is still in shutdown. The IRS recently announced on October 21 that during the lapse in appropriations, applications for determination letters for tax-exempt status will not be processed. Even before the shutdown, applications had slowed. Generally, they could take a year or more to be processed. We have been seeing straightforward grant-making foundation applications being processed in about four months. Very small organizations with budgets of less than $50,000 and using Form 1023 EZ, we're getting their IRS determination letters a little bit quicker than the current state of play, but those organizations with substantial budgets had to plan on a long lead time before getting their IRS determination letter. Some new organizations will be comfortable beginning operations before the IRS letter is received, and that is feasible if there are grant funds available that are not dependent on that IRS determination letter. But for new charities that are depending on substantial contributions from individuals, grants from private foundations, or gifts from donor-advised funds, that IRS determination letter becomes more important.  So, with all that being said, it is more important than ever for today's founders to carefully consider all the requirements for the startup of a new charity so that they can launch it as quickly as possible. This episode covers key questions to ask when considering forming a new nonprofit. In addition to the tax compliance concerns, there are also state law requirements and practical considerations to think about. Show Notes: Statement on IRS operations limited during the lapse in appropriations; regular tax deadlines remain | Internal Revenue Service EO Radio Show Episode 1: Nonprofit Basics: Overview of Nonprofit Charitable Organization Types: Corporation, LLC, Trust, Association and Fiscal Sponsorship EO Radio Show EP #2: Nonprofit Basics: Designators, Members, Directors, Officers: The Who's Who of Nonprofit Governance EO Radio Show #3: Nonprofit Basics: Director Duties and Best Practices for the Typical Nonprofit Public Benefit Corporation EO Radio Show EP #5:Nonprofit Basics: Navigating the Complex Rules That Describe A Public Charity EO Radio Show EP #10: Nonprofit Basics: Setting up a New Charity for Disaster Relief EO Radio Show EP #32: Nonprofit Basics: Insider Transactions and Nonprofits – What's the Big Deal? EO Radio Show EP #33: Nonprofit Basics: Conflict of Interest Policies and Best Practices for Approving Insider Compensation If you have suggestions for topics you would like us to discuss, please email us at eoradioshow@fbm.com. Additional episodes can be found at EORadioShowByFarella.com. DISCLAIMER: This podcast is for general informational purposes only. It is not intended to be, nor should it be interpreted as, legal advice or opinion.

If you've ever wished your giving could be both simpler and more strategic, there's a powerful tool worth knowing about: the donor-advised fund, or DAF for short.Generosity isn't just about how much you give—it's about the heart behind it. As Paul reminds us in 2 Corinthians 9:7, “Each one must give as he has decided in his heart, not reluctantly or under compulsion, for God loves a cheerful giver.”Wise stewardship allows us to align our giving with God's purposes, using tools that help us maximize our Kingdom impact. A donor-advised fund—when used rightly—can help you do both: give joyfully and steward resources efficiently.What Is a Donor-Advised Fund?Think of a DAF as a charitable checking account designed to support the causes you care about. You contribute cash, stock, or other assets, receive an immediate tax deduction, and then recommend grants to ministries or charities on your timetable.In other words, it separates the act of giving from the act of distributing. You might contribute during a high-income year or before selling an asset to take advantage of tax benefits, while taking time to decide where those dollars should go prayerfully.Behind the scenes, your DAF is managed by a sponsoring organization. At FaithFi, we recommend the National Christian Foundation (NCF)—one of the largest and most trusted Christian providers, founded by Larry Burkett and Ron Blue. NCF handles the record-keeping, issues the grants, and provides online tools to manage your giving.Suppose you plan to sell a business or a piece of real estate that would normally result in a significant capital gain. By donating it to your donor-advised fund before the sale, you can avoid paying capital gains tax, allowing more of the donation to go directly to Kingdom purposes.You receive an immediate tax deduction for the full value of your gift since it's considered an irrevocable charitable contribution. The funds can be invested for potential growth while you prayerfully decide which ministries to support—or you can give immediately.When you're ready, you simply recommend a grant, such as $10,000, to your church or a mission organization. The DAF sponsor verifies the charity and then sends the gift—either in your name or anonymously.The Benefits of a Donor-Advised FundDonor-advised funds have become the fastest-growing vehicle for charitable giving in America, and for good reason. They combine flexibility, simplicity, and intentionality—all with a focus on Kingdom impact.Here are some of the key advantages:Simplicity – One contribution can fund all your charitable giving, with a single tax receipt and one dashboard to track every grant.Tax Efficiency – Receive your deduction when you contribute, not when you give. Donating appreciated assets can help avoid capital gains taxes, increasing the amount that goes to ministry.Flexibility – Give now and decide later where the funds should go, allowing generosity even as you discern where God is leading.Legacy Planning – Name successors—such as children or grandchildren—to carry on your legacy of generosity.Focus on Mission – Since the administration is handled for you, you can focus your energy on prayerfully deciding where to give.Important Limitations to ConsiderNo giving tool is perfect. Here are a few things to keep in mind:Irrevocability – Once you contribute to a DAF, it's a completed gift—you can't take the funds back.Qualified Recipients – Grants can only be made to IRS-approved charities, not individuals or political causes.Timing of Impact – Funds can remain in the account for years, which may delay charitable impact.At FaithFi, we encourage believers to use DAFs for timely generosity rather than indefinite storage. A DAF is meant to organize your giving, not to hold back what God has already called you to release.Why FaithFi Recommends NCFThere are many donor-advised fund providers—but not all share your faith commitments. That's why we recommend the National Christian Foundation (NCF).NCF doesn't just process gifts; they walk with donors in prayer and biblical wisdom. Their Giving Funds simplify generosity, reduce tax burdens, and amplify Kingdom impact. They can even accept complex, non-cash gifts, such as real estate, business interests, or agricultural assets.More importantly, NCF's team seeks to help every believer become a joyful, generous steward who advances the Gospel through wise giving.To learn more or to open your own Giving Fund, visit FaithFi.com/NCF. You can set up your fund in just minutes. And if you'd like a trusted financial advisor to guide you in the process, visit FindaCKA.com.At the end of the day, a donor-advised fund is just a tool—but in the hands of a faithful steward, it becomes a powerful way to partner with God in His work.When our giving flows from gratitude and trust, every dollar becomes a declaration: God owns it all, and we are His stewards.That's what it means to give with joy, wisdom, and eternal purpose.On Today's Program, Rob Answers Listener Questions:My husband was recently diagnosed with a serious health condition, and we're trying to decide whether it's wise to downsize our home. We currently owe about $198,000, but we're also looking at another house for $137,500. With today's interest rates, we could do a 15-, 20-, or 30-year loan. If my husband's income were to go away, would it be smarter to stay where we are or move to the smaller home with a lower payment?I'm 61 and wondering whether I should withdraw money from my 401(k) to pay off my car loan instead of taking out a new one. I've been looking at my budget and income, and I'm not sure if that's the best move. What do you think?My husband recently passed away. He had an IRA worth a little under $70,000, and I have one too. My financial advisor suggested that I roll his IRA into mine—can I do that, and would that be the best approach? Also, our home is in an irrevocable living trust. Am I allowed to sell it, or does it have to stay in the trust?Our term life insurance policy is set to expire soon. We could cash it out or roll it into a whole life policy, but we already have enough life insurance. With a child heading to college in about a year and a half, we're wondering if there's a smart way to put that money into savings for college without taking a big tax hit.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)National Christian Foundation (NCF)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Don and Tom open with an honest reflection on market déjà vu—how today's investing climate echoes the speculative excesses of 1929 and 2008. Citing Andrew Ross Sorkin's new book 1929: Inside the Greatest Crash in Wall Street History, they discuss the modern “financialization” wave: private equity, venture capital, crypto, and private credit being repackaged for retail investors and even 401(k)s, often under looser regulation. They warn listeners about “mark to make-believe” valuations and Wall Street's relentless drive to sell complexity to the masses. The conversation moves from cautionary history (leveraged trusts of 1929, margin loans, and subprime mortgages) to present-day parallels like Bitcoin ETFs and private-market tokens. The takeaway: avoid opaque, speculative products; stick with transparent, low-cost diversification. In the Q&A, they answer listener questions about simplifying global portfolios with VT vs. VTI/VXUS, and about selling or donating concentrated stock positions from employee plans. 0:04 Opening disclaimers and acknowledgment that the episode isn't meant to scare investors 1:18 Historical parallels—1929, 1987, 2008—and the feeling of “market déjà vu” 2:10 Introducing Andrew Ross Sorkin's new book 1929 and his NYT column on modern speculation 3:20 Financialization and the loosening of investor protections in the 2020s 4:33 Wall Street's constant invention of confusing products that favor sellers 4:58 Robinhood's Vlad Tenev and the illusion of democratizing risk 6:12 Lowering the barriers to private markets and what that means for investors 7:26 Echoes of 1929: leveraged ETFs, margin-like structures, and “Russian-doll” debt 8:29 The perils of leverage and speed of modern market declines 9:02 Private-market tokens and the “mark-to-make-believe” problem 10:25 Overvaluation, lack of liquidity, and Wall Street's interest in 401(k) assets 11:41 Historical leverage shifts—from banks to private credit 12:58 Why trusting financial “authorities” can be dangerous 13:32 Emotional honesty: people lie, and investors must self-protect 14:42 Jealousy, lottery-thinking, and envy as behavioral pitfalls 15:36 Investing as elimination—avoid what's complex, costly, or confusing 16:48 Listener Q&A: two-fund simplicity (VT + BND) vs. multi-ETF tinkering 18:38 The temptation to overweight U.S. equities 20:00 Contrarian case for international exposure (VXUS) 21:15 ESPP stock cleanup: when to sell concentrated holdings 22:44 Charitable giving of appreciated stock for tax efficiency Learn more about your ad choices. Visit megaphone.fm/adchoices

Friends of the Rosary,This month, Pope Leo XIV released the apostolic exhortation Dilexi Te (I Have Loved You).It's a moving and challenging reminder that the love of God and love of neighbor are one.“Charitable works are the burning heart of the Church's mission.”Dilexi Te calls for the transformation of hearts and the way we see one another. Especially our love for the poor, to whom we have a unique obligation.“Christian love breaks down every barrier, brings close those who were distant, unites strangers, and reconciles enemies. It spans chasms that are humanly impossible to bridge, and it penetrates to the most hidden crevices of society.”“A Church that sets no limits to love, that knows no enemies to fight but only men and women to love, is the Church that the world needs today.”“We have to state, without mincing words, that there is an inseparable bond between our faith and the poor.”Ave Maria!Come, Holy Spirit, come!To Jesus through Mary!Here I am, Lord; I come to do your will.Please give us the grace to respond with joy!+ Mikel Amigot w/ María Blanca | RosaryNetwork.com, New YorkEnhance your faith with the new Holy Rosary University app:Apple iOS | New! Android Google Play⁠• October 29, 2025, Today's Rosary on YouTube | Daily broadcast at 7:30 pm ET

On Wednesday's "Dan O'Donnell Show," Dan exclusively reveals how the largest charitable foundation in Wisconsin has been laundering money to the most radically left-wing dark money groups in the country. Plus, another exclusive on how Governor Evers could immediately release $370 million for needy people on food stamps...but isn't.

Welcome back to the Dollar Wise Podcast. In this episode, Andrew Barnhardt CFP® and Brett Herron CFP® break down the topic of below-the-line tax deductions, offering practical explanations and examples to help listeners understand how these deductions work. They discuss the difference between standard and itemized deductions, key itemized categories like mortgage interest, state and local taxes, charitable giving, and medical expenses, as well as niche areas like gambling losses and casualty losses. Whether you're filing solo or jointly, this episode equips you with the tools to make more informed tax decisions.Tune in to learn:● The distinction between standard and itemized deductions.● Key categories that qualify for itemized deductions.● Why the standard deduction may be the better choice for most taxpayers.● How niche deductions like gambling or casualty losses may apply to you.Timestamps of topics: ● [00:00:45] Overview of below-the-line tax deductions and what "the line" refers to.● [00:02:21] What the standard deduction is, how it works, and current deduction amounts.● [00:03:36] Introduction to itemized deductions and how to decide between the two options.● [00:04:51] Mortgage interest as a deductible expense and related loan qualifications.● [00:05:55] State and local tax (SALT) deductions and recent changes to the cap.● [00:07:27] Charitable contributions and which types of donations qualify.● [00:08:13] Medical and dental deductions, including niche examples.● [00:09:28] Gambling losses and how tax offsets now work differently.● [00:10:50] Casualty losses in federally declared disaster areas.● [00:12:26] Final recap of how to decide between standard and itemized deductions.3 Key TakeawaysYou can only take one: either the standard deduction or itemized deductions — whichever is higher.Itemized deductions include categories like mortgage interest, SALT taxes, charity, and medical expenses.Uncommon deductions, like gambling losses or casualty losses, may apply in specific situations and should be reviewed with a tax professional.Memorable moments:(00:04:51) "You can't take out money in the form of a home equity line of credit to go on a vacation and deduct the interest. No, no Ferraris with your home."(00:09:28) "We might be if you have an obscure ailment that you think can help you write off an in-ground swimming pool — we'd love to hear about it."Useful LinksConnect with Andrew Barnhardt: abarnhardt@hfmadvisors.com | LinkedInConnect with Brett Herron: bherron@hfmadvisors.com | LinkedIn102 WEST HIGH STREET, SUITE 200GLASSBORO, NJ 08028HFM Investment Advisors, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. All investments...

The conversation explores key tax topics, including below-the-line deductions, charitable contributions, mortgage insurance deductions, gambling taxes, and the taxation of Social Security benefits. It also discusses potential changes to Affordable Care Act subsidies and highlights the importance of proactive tax planning to navigate these complexities.   Takeaways The state and local tax deduction has seen significant changes. Charitable contributions now have a new floor for deductions. Mortgage insurance premiums are deductible under certain conditions. Gambling winnings are taxed differently than before. Social Security benefits remain taxable under existing rules. The Affordable Care Act subsidies may change significantly in 2026. Tax planning is crucial to avoid unexpected liabilities. Itemized deductions can be complex and require careful calculation. Understanding AGI is essential for tax deductions. Changes in tax laws can impact charitable giving behavior. Chapters 00:00 State and Local Tax Deductions: Changes and Challenges 03:59 Roth Conversions and Tax Brackets 05:45 Below-the-Line Deductions and Itemization 06:42 Charitable Donations and Tax Changes 12:21 Mortgage Insurance Premiums and Deductions 15:20 Gambling Losses and Tax Implications 25:40 Social Security Benefits and Taxation 30:59 Affordable Care Act Subsidies and Changes   Links Explore the New RetireWithStyle.com! We've launched a brand-new home for the podcast! Visit RetireWithStyle.com to catch up on all our latest episodes, explore topics by category, and send us your questions or ideas for future episodes. If there's something you've been wondering about retirement, we want to hear it! The Retirement Planning Guidebook: 2nd Edition has just been updated for 2025! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/ This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

The subject of being generous, charitable with our money, time and resources is coming up for me for weeks now. Especially during these chaotic and divisive times. Let's talk about being generous and and energetic and karmic benefits of it.Connect with me:Instagram:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/annamaluskitzmann/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TakeawaysIt's essential to tap into our inner peace during chaotic times.Generosity and charity are crucial for community well-being.Even small acts of kindness can have a significant impact.Sharing resources can create a ripple effect of positivity.Investing in children's futures yields long-term benefits.Good energy put out into the world returns to you.Charitable acts can improve your mental and physical health.We need to remind ourselves of the importance of generosity.Every individual has something to share, no matter how small.Setting up regular charitable donations can help combat negativity.The Power of Generosity in Challenging TimesFinding Inner Peace Through Charity"Sharing is caring, right?""Good energy will come back to you.""You create this ripple effect."Sound Bites / Chapters00:00 Introduction to Generosity and Charity02:18 The Importance of Inner Peace03:29 Acts of Generosity in Chaotic Times07:24 The Ripple Effect of Kindness08:36 Investing in Future Generations and resourceskeywords: charity, generosity, inner peace, community, kindness, ripple effect, positive energy, donation, fulfillment, joyThis podcast is intended to inspire, and support you on your journey towards inner peace, healing and growth. I am not a psychologist or a medical doctor and do not offer anyprofessional health or medical advice. If you are suffering from any psychological or medical conditions, please seek help from a qualified professional.

In this episode of Retire with Style, hosts Alex Murguia and Wade Pfau are joined by CPA Brett Leyton to discuss the new tax provisions introduced in the One Big Beautiful Bill Act. The conversation covers essential topics such as federal income tax brackets, standard deductions, and various new below-the-line deductions that can benefit taxpayers, especially seniors. The episode delves into the complexities of tax planning, emphasizing the importance of strategic planning in light of the new legislation. Listeners will gain insights into how these changes can impact their financial planning and tax strategies moving forward.   Takeaways Tax planning is crucial for all income levels. The complexity of tax rules requires comprehensive planning. New tax brackets simplify some aspects of tax planning. Standard deductions have significantly increased for 2025. Seniors can benefit from additional below-the-line deductions. Qualified business income deductions are now permanent. New deductions for tips and overtime pay are introduced. Auto loan interest deductions have specific requirements. Charitable contributions can be deducted even if not itemizing. Understanding phase-outs is essential for effective tax planning. Chapters 00:00 Introduction to Tax Planning and the One Big Beautiful Bill Act 02:54 Understanding Federal Income Tax Brackets 06:11 New Below-the-Line Deductions: Age 65 Plus 09:07 Qualified Business Income and Its Implications 11:51 Exploring Qualified Tips and Overtime Pay Deductions 14:59 Auto Loan Interest Deductions Explained 17:45 Charitable Contributions for Standard Deduction Filers 21:03 State and Local Tax Deductions: Changes and Challenges   Links Explore the New RetireWithStyle.com! We've launched a brand-new home for the podcast! Visit RetireWithStyle.com to catch up on all our latest episodes, explore topics by category, and send us your questions or ideas for future episodes. If there's something you've been wondering about retirement, we want to hear it! The Retirement Planning Guidebook: 2nd Edition has just been updated for 2025! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/ This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/retirement-income-planning-llm/ to download McLean's free eBook, “Retirement Income Planning”  

Welcome back to The Entrepreneur's Journey. In this episode, Jason Gabrieli sits down with John Cavanaugh, CPA and tax attorney at Firenze Advisors, to discuss the foundational role that legal entity structure plays throughout the life of a business—from launch to scale to exit. They explore common pitfalls, how to adjust structures as businesses grow, and key planning considerations for exits, succession, and estate transitions. If you're a business owner thinking about growth or preparing for a future sale, this episode is packed with practical knowledge.Tune into this episode to also learn:● Why your legal entity structure isn't just paperwork—but the core of your business.● How and when to shift from LLC to S-Corp or C-Corp status.● The role of installment sales, trust planning, and QSBS in reducing tax liability.● What business owners often overlook when preparing for a sale or succession.What we discussed● [00:01:36] Why entity structure is foundational—and what most owners overlook.● [00:03:16] How and why business structures should evolve over time.● [00:05:06] The niche John fills: strategic planning across legal and tax.● [00:06:54] Real estate and multi-entity structures: liability and tax traps to avoid.● [00:09:01] Debt, partners, and why cross-collateralization needs careful planning.● [00:10:40] Transitioning a business: selling to outsiders vs. keeping it in the family.● [00:13:03] What surprises owners during due diligence and how to be prepared.● [00:16:45] Why planning ahead matters: using trusts and state residency smartly.● [00:18:11] Charitable trust and life insurance planning to reduce estate tax.● [00:20:31] Holding company structures: when and why to consider one.● [00:24:31] What clients usually miss: books, documentation, and cleanup.● [00:26:24] Installment sale example that saved significant taxes.● [00:30:07] Managing wealth post-sale and preserving it for future generations.● [00:32:06] The power of looking at your structure every 2–3 years.3 Things To RememberYour legal and tax entity structure should evolve as your business grows.Planning for sale or succession starts years in advance—don't wait.Holding companies, trusts, and installment strategies can drastically reduce taxes and protect assets.Useful LinksConnect with Jason Gabrieli: jgabrieli@HFMadvisors.com | LinkedInLike what you've heard… Learn more about HFM HERE Schedule time to speak with us HERE

Jennifer is dedicated to work that builds strong and connected communities. She is the Founder of a non-profit network of barter-based folkschools called LifeSchoolHouse that began n Nova Scotia, Canada. This platform for grassroots skills sharing creates stronger mor interconnected neighborhoods and reduces the impact of social isolation by offering nourishing spaces where neighbors can learn, connect, and thrive. This project has been scaled globally and Jennifer is the first person in Atlantic Canada to receive the prestigious Ashoka Fellowship for her work.Jennifer and her partner are also growing a new social enterprise in Nova Scotia called FireLoch: a space in the forest for community, care, and continuous learning. As a social enterprise, FireLoch is a forested retreat space with a sustainable model to support charitable work: offering bursaries and scholarships for deep rest and care for teams from the Non-Profit and Charitable sector in Nova Scotia.Jennifer has two children and sources great joy from introducing them to the true prosperity in Atlantic Canada: a history of cooperative action, the shared wisdom of multiple generations, and the kindness of strangers.LifeSchoolHouse - https://www.lifeschoolhouse.com/ Download Jennifer's Book "Tea for Community" - https://www.lifeschoolhouse.com/start-a-folkschoolOrder "Tea for Community" from the Folk School Alliance - https://www.folkeducation.org/Sys/Store/Products/346171FireLoch Gathering Place and Retreat - https://fireloch.com/Thoreau College: www.thoreaucollege.orgDriftless Folk School: www.driftlessfolkschool.org

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Newly enacted regulations may have an impact on the how your charitable tax deductions will be treated by the IRS. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNER® professional Jason O'Meara, Wealth Advisor and Sr. Director, Mercer Advisors along, with Mercer Advisors colleague Bryan Strike, MS, MTx, CFA, CFP®, CPA, PFS, CIPM, RICP®, CPWA®, CAS, Director of Financial Planning. They discuss how you may be impacted by the changes. Listening Time: 28 minutes Mercer-Cordasco Disclosure Information Visit Our Website Join Our Email List Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network. Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.

The One Big Beautiful Bill Act (OBBBA) has officially reshaped the tax landscape, and if you're a federal employee or retiree, the changes matter more than you think. That's why in this All About FERS episode, Christian breaks down the most important updates, including: Why tax brackets aren't going up in 2026 (good news for your retirement plan!) The new Senior Bonus Deduction and how it could save you thousands Big changes to the SALT tax deduction (jumping from $10k to $40k) What the new "no tax on overtime" rules really mean for federal employees Charitable giving deductions starting in 2026 This law is nearly 900 pages long, but don't worry, we pulled out the highlights that matter most to you. Whether you're preparing for retirement or already enjoying it, understanding these changes can help you make smarter financial decisions.

In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb challenge the idea that Roth IRAs are always the best solution. While Roth accounts offer incredible benefits like tax-free growth and no required minimum distributions, they also come with risks and timing issues that can derail your retirement plan. Jim and Casey share real-life examples, including a client who paid unnecessary taxes after converting too much too fast. Together, they unpack situations where a Roth may not make sense — such as when future tax rates are lower, when you don't have cash to cover conversion taxes, or when healthcare and Medicare surcharges come into play. Listeners will walk away with a deeper understanding of how to evaluate Roth conversions and contributions strategically — as part of a broader financial plan, not just because “everyone's doing it.”

Welcome to the Celestial Insights Podcast, the show that brings the stars down to Earth! Each week, astrologer, coach, and intuitive Celeste Brooks of Astrology by Celeste will be your guide. Her website is astrologybyceleste.com.  

  AZ Bio Week & Life Sciences Innovation w/ Joan Koerber-Walker - AZ TRT S06 EP19 (281) 10-12-2025   Things We Learned This Week AZ Bio mission to improve life and bioscience, & make AZ a Top Ten Bioscience state AZ Bio Week 2025 - Oct. - 5 Days Talks, Events & Awards AZ Advances - nonprofit donation to biotech startups Aqualung Therapeutics is treating inflammation in the lungs, get people off ventilators & save lives Calviri is working on a Vaccine to PREVENT Cancer, currently largest animal clinical trial Anuncia Medical has a Re-Flow product to help drain fluid from the brain, treats Hydrocephalus     Guest: Joan Koerber-Walker President and CEO, AZBio - Arizona Bioindustry Association, Inc. Chairman, Opportunity Through Entrepreneurship Foundation   LKIN: https://www.linkedin.com/in/joankoerberwalker  www.azbio.org Bio: As President and CEO of AZBio, Joan Koerber-Walker works on behalf of the Arizona Bioscience and Medical Technology Industry to support the growth of the industry, its members and our community on the local and national level. Ms. Koerber-Walker is also a life science investor and has served on the boards of numerous for-profit and non-profit organizations. In the life science industry, Ms. Koerber-Walker serves as as Arizona's representative to the State Medical Technology Alliance (SMTA), a consortium of state and regional trade associations representing their local medical technology companies which she chaired in 2015 and  represents Arizona as a member of the Council of State Bioscience Associations (CSBA) and the Coalition of State Bioscience Institutes (CSBI). Active in the entrepreneurial and investment communities, she also serves as Chairman of the Board of the Opportunity Through Entrepreneurship Foundation which provides entrepreneurial education, mentoring and support to at-risk members of the community, on the Board of Advisors to CellTrust, Inc. which provides secure communication technology to the healthcare industry, and as Chairman of CorePurpose, Inc. which she founded in 2002. Ms. Koerber-Walker has been recognized as Executive of the Year by the Arizona Society of Association Executives, as a “Most Admired Leader” by the Phoenix Business Journal (2015),  in the pages of AZ Business Leaders (2013 thru 2020), Most Influential Women in Arizona Business (2014) and is a 2 time National Finalist for the Stevie Award which recognizes the work of women in business. Her past experience includes two years as the CEO of ASBA (the Arizona Small Business Association), service as a member of the Board of Trustees of the National Small Business Association in Washington D.C., President of the National Speakers Association/Arizona, Chair of the Board of Advisors to Parenting Arizona, the state's largest child abuse prevention organization, & much more.         AZBio:  Supporting Arizona's Life Science Industry for 19 Years (2003 – 2022) Learn more about Arizona's bioindustry: www.azbio.org | Facebook: AZBIO |Twitter: @AZBio @AZBioCEO We're part of a movement to create sustainable funding for life science innovation in Arizona. Learn more at www.AZAdvances.org  MOVING LIFE SCIENCE INNOVATIONS ALONG THE PATH FROM DISCOVERY TO DEVELOPMENT TO DELIVERY OUR VISION OF THE FUTURE: Arizona is a top-ten life science state. OUR MISSION: AZBio supports the needs of Arizona's growing life science ecosystem. The Arizona Bioindustry Association (AZBio) is a not-for-profit, 501(c)6 trade association supporting the growth of Arizona's life science sector. AZBio  Member Organizations in the fields of business, research and education, health care delivery, economic development, government, and other professions involved in the biosciences are the key drivers of the growth of Arizona's life science sector.  As the unified voice of our industry in Arizona, AZBio strives to make Arizona a place where bioscience organizations can grow and succeed.   AZBio works nationally and globally with the Advanced Medical Technology Association (AdvaMed), the Biotechnology Innovation Organization (BIO), the Medical Device Manufacturers Association (MDMA), the Pharmaceutical Research and Manufacturers of America (PhRMA), and leading patient advocacy organizations. Through these relationships, AZBio has access to information, contacts, resources, cost saving programs, and the global bioscience and medtech community.   Arizona's bioscience industry is growing rapidly and reached nearly 30,000 jobs spanning 2,160 business establishments in 2018. Industry employment has grown by 15 percent since 2016—twice the growth rate of the nation—with each of the five major subsectors adding jobs during the period. Arizona's universities conducted nearly $580 million in R&D activities in bioscience-related fields in 2018, fueled in part by steadily increasing NIH awards to Arizona institutions since 2016. Venture capital investments in Arizona bioscience companies increased in 2019, and during the 2016-19 period totaled $349 million. Arizona inventors have been awarded 2,178 bioscience-related patents since 2016, among the second quintile of states in patent activity.   Notes:   Seg 1   Biotech and life sciences industry in Arizona, has 3000 businesses and 36,000 employees. The economic impact in 2021 was $38.5 billion. AZ Bio would like to double, so by 2033, the impact would be $78 billion.   Examples of biotech companies in Arizona are Medtronic that makes medical devices, WL Gore, material sciences. Other companies in diagnostics, there are Sonoran Quest which does testing. This also Castle Bio Sciences, deals in cancer treatment. Some medicine companies are Bristol, Myers, and Calvari who deals in cancer drugs. Calvari is the bio science company of the year in 2024.   AZ Bio Science Week started in 2017. AZ Bio week starts Oct. 13 (2025) and has events daily from Monday to Friday.     Example of one of the many companies involved with AZ Bio week:   CND Life Sciences - CND's Syn-One Test® offers physicians and patients an accurate, convenient, evidence-based tool to help diagnose a synucleinopathy. And our mission has just begun.   NIH - National Institute of Health gives grants or funding to universities, hospitals and even companies for medical research.   Takes time to build a medical device type product, a few years to decades.   Government is an important partner, that provides financial support. Examples are Medicare research, workforce help, and tax breaks. Many organizations like this are publicly funded with government and university help.  $25 billion in funding over the last 20 years in Arizona in bio investment. Government funded $5 billion, that's from state and federal sales tax at a penny per. $112 million funding to universities in 2022. Combination of industry, government and philanthropy. Discovery phase - university helps develop the IP and research. Technology is spun out of the university to corporate development by companies. The AZ Board of Regents owns the patents. They license the patents to companies. Then you have regulatory.  Distribution of a product. Successful products are profitable. They have a royalty that pays to the company, the university and the government. Example of this was the University of Florida created Gatorade in the 1970s and still gets royalties today. Process takes 10 to 15 years, with hundreds of people involved. Clinical trials of any type of drug takes years.   Creation of the Covid vaccine was an outlier, as many people had Covid at the time so it was very easy to put together big study groups       Seg 2   Examples of newer companies in biotech field –   Neo clinical stage company dealing in heart health with aortic artery for the abdomen.   Another new company is prim dealing in MCT deficiency, compound growth and they are in clinical and testing stages.   Drugs get tested through computer models, and then on animals. Always have to worry about safety and ethics. FDA has very strict rules. You do not put people at risk, after monitor, during test and post monitoring. There's high-level quality control.       AZ Bio has members that are in the bioscience industry with current companies   AZ Advances is about bio startups in early stage companies It's a 501 C nonprofit charity that is funding, internships, and education   Patient is not only the client, but the purpose for why biotech companies exist     Neuralink Corp. is an American neurotechnology company that has developed as of 2024 implantable brain–computer interfaces. It was founded by Elon Musk and a team of eight scientists and engineers. Neuralink was launched in 2016 and first publicly reported in March 2017.   Neuralink's first human patient, Noland Arbaugh, is an Arizona native who received his implant in January 2024 at the Barrow Neurological Institute in Phoenix. He will appear at Arizona Bioscience Week 2025     https://www.azbio.org/azbw2025     Events Summary:   Monday - Women in Biotech Leading Women: Biotech & Beyond Join us for an evening of conversation and connections with our community's leading women as we kick off Arizona Bioscience Week in style!   Tuesday - Fundraising Fundraising Strategies for Life Science Startups  A compelling narrative is crucial when you are fundraising and communicating with life science investors.  This Life Science Nation (LSN) Global Fundraising Bootcamp covers topics related to executing a successful fundraise for your startup.      Wednesday – AZ Bio awards, philanthropy, entertainment, and AZ Advances The 21st Annual AZBio Awards & AZAdvances After Party Celebrate with the Educators, Researchers, and Organizations that are making life better for people in Arizona and around the world.  Join us at the Phoenix Convention Center as we honor the 2024 AZBio Award Winners. Hundreds of health innovators and business leaders will be celebrating at the 20th Annual AZBio Awards.   Thursday -  AZAdvances   AZ Advances Health Innovation Summit This exclusive event will bring together health innovation leaders to share how are moving Arizona forward as we make life better for the people we serve.   AZ Advances: Arizonans are advancing life changing and life saving innovations along the path from discovery to development to delivery. AZAdvances is developing the funding that will help advance health innovations in Arizona today and for generations to come.  Charitable donations to the AZAdvances fund at the Opportunity Through Entrepreneurship Foundation, an Arizona based 501c3 public charity, are a way to support the creation of tomorrow's medical innovations.    Friday - Voice of the Patient Patients are the reason we do what we do.  Join the conversation on life science innovation from the patient perspective.        Seg. 3 Best of AZ Bio clips:   AZ Bio & Life Sciences Innovation w/ Joan Koerber-Walker - BRT S04 EP10 (172) 3-5-2023   Guest: Joan Koerber-Walker President and CEO, AZBio - Arizona Bioindustry Association, Inc. Chairman, Opportunity Through Entrepreneurship Foundation   Full Show: HERE     Guest: Stan Miele President & CBO Aqualung Therapeutics Corp LKIN: HERE www.aqualungtherapeutics.com   Stan Miele Bio: A recognized global executive with success in sales, marketing and P&L leadership in the pharmaceutical/medical device and biotech industries. Mr. Miele was formally the Chief Commercial Officer at bioLytical Laboratories and Sucampo Pharmaceuticals Inc.  He was also President of Sucampo Pharma Americas for 6 years.   He was instrumental on some key licensing agreements for Sucampo, inclusive of the agreement with Abbott Japan, and also Takeda Pharmaceuticals (now Shire).  He is actively part of the team ensuring proper execution of clinical development, manufacturing, licensing, capital funding, alliances, and ensuring Aqualung meets all critical milestones.  He will be helping the company move toward accelerating the pipeline/platform technology and moving eNamptor™ toward commercialization.   Aqualung Therapeutics  Aqualung Therapeutics (ALT) is developing multi-pronged strategies to address the development of severe lung inflammation which is essential to the severity and outcomes of acute and chronic lung disorders such as acute lung injury, ventilator-induced lung injury (VILI), idiopathic pulmonary fibrosis, and pulmonary hypertension. Effective FDA-approved drugs are either currently unavailable or extraordinarily modest in their ability to modify disease progression. No drug is currently available that is preventive or curative. Aqualung's strategies, which include deployment of a human monoclonal antibody which targets a novel inflammatory mediator (nicotinamide phosphoribosyltransferase or NAMPT) will address the unmet need for novel, effective therapies for VILI, IPF, and pulmonary hypertension.   Full Show: HERE       Seg. 4 – Clips from:  Preventing Cancer with a Vaccine w/ Stephen Johnston of Calviri  - BRT S04 EP17 (179) 4-23-2023   Guest: Stephen Johnston Founding CEO, Calviri Inc.  LKIN: HERE https://calviri.com/   Bio: Chief Executive Officer & Chairman of the Board Stephen Albert Johnston is the inventor of the Calviri's central technologies. In addition to Calviri, he has been a founder of Eliance, Inc. (Macrogenics), Synbody Biotechnology and HealthTell, Inc. He is Director of the Arizona State University Biodesign Institute's Center for Innovations in Medicine and Professor in the School of Life Sciences. He has published almost 200 peer-reviewed papers and holds 45 patents. Prior to his appointment at ASU he was Professor and Director of the Center for Biomedical Inventions at UT-Southwestern Medical Center and Professor of Biology and Biomedical Engineering at Duke University. He is a member of the National Academy of Inventors. Dr. Johnston received his B.S. and Ph.D. degrees from the University of Wisconsin.     Calviri Inc.  We are determined to offer humanity a better life, free from cancer. While our goal is hugely ambitious, we are intensely driven to rid the planet of worry from cancer. Calviri's mission is to provide affordable products worldwide that will end deaths from cancer. We are a fully integrated healthcare company developing a broad spectrum of vaccines and companion diagnostics that prevent and treat cancer for those either at risk or diagnosed. We focus on using frameshift neoantigens derived from errors in RNA processing to provide pioneering products against cancer. The company is a spin out of the Biodesign Institute, Arizona State University, located in Phoenix, AZ. We have the largest dog vaccine trial in the world underway at three premier veterinary universities. The five-year trial will assess the performance of a preventative cancer vaccine.   Full Show: HERE       ReFlow to Help Treat Hydrocephalus w/ Elsa Abruzzo & Mark Geiger of Anuncia Medical - BRT S04 EP23 (186) 6-11-2023     Guest: Elsa Chi Abruzzo RAC, FRAPS – President Elsa Chi Abruzzo is a medical device executive, entrepreneur, and a founding member of Anuncia, Inc., Alcyone Therapeutics, Arthromeda, Inc. and Cygnus Regulatory. Elsa has a 30+ year successful product development, operations, regulatory, quality, and clinical track record in med tech Industries. Her experience includes leadership positions at Baxter, Cordis JNJ, CryoLife, Percutaneous Valve Technologies, AtriCure, InnerPulse, Merlin MD, Sapheon, and PTS Diagnostics. Elsa earned a BS in engineering from the University of Miami in Coral Gables, FL and is regulatory affairs certified and a Regulatory Affairs Professional Society Fellow, recognized for her leadership in Regulatory and Quality by MDDI.   https://anunciamedical.com/the-anuncia-story/#team https://www.linkedin.com/in/elsachiabruzzo/   https://anunciamedical.com/ About Anuncia Conceptualized in 2014 in collaboration with Boston Children's Hospital and spun out of Alcyone Therapeutics in 2018, Anuncia's patented portfolio of technologies are intended to provide peace-of-mind through innovation. Our core ReFlow™ technology uses a simple finger depression of a soft silicone dome located under the patient's scalp to produce a noninvasive, one-way flush of the patient's own CSF directed toward the ReFlow™ catheter to restore or increase CSF flow through a non-flowing shunt and potentially avoid emergency surgery.  Learn More     The name Anuncia comes from Panthera Uncia, the species name of the snow leopard. These animals live in mountainous regions of Asia and have been called by the World Wildlife Foundation “Guardians of the Headwaters” as they roam the headwater areas of the western basins. The origin of the word hydrocephalus comes from the Greek hudrokephalon, from hudro ‘water'+ kephalē ‘head'. The snow leopard, or Guardian of the Headwaters, is a symbol of Anuncia's dedication to improve daily quality of life for the millions of underserved patients with hydrocephalus and other CSF disorders, as well as their families, who suffer from the clinical, economic, and emotional burden of repeat revision brain surgery due to VP shunt occlusions.      Full Show: HERE           Best of Biotech from AZ Bio & Life Sciences to Jellatech: HERE   Biotech Shows: HERE   AZ Tech Council Shows:  https://brt-show.libsyn.com/size/5/?search=az+tech+council *Includes Best of AZ Tech Council show from 2/12/2023      ‘Best Of' Topic: https://brt-show.libsyn.com/category/Best+of+BRT      Thanks for Listening. Please Subscribe to the BRT Podcast.     AZ Tech Roundtable 2.0 with Matt Battaglia The show where Entrepreneurs, Top Executives, Founders, and Investors come to share insights about the future of business.  AZ TRT 2.0 looks at the new trends in business, & how classic industries are evolving.  Common Topics Discussed: Startups, Founders, Funds & Venture Capital, Business, Entrepreneurship, Biotech, Blockchain / Crypto, Executive Comp, Investing, Stocks, Real Estate + Alternative Investments, and more…    AZ TRT Podcast Home Page: http://aztrtshow.com/ ‘Best Of' AZ TRT Podcast: Click Here Podcast on Google: Click Here Podcast on Spotify: Click Here                    More Info: https://www.economicknight.com/azpodcast/ KFNX Info: https://1100kfnx.com/weekend-featured-shows/     Disclaimer: The views and opinions expressed in this program are those of the Hosts, Guests and Speakers, and do not necessarily reflect the views or positions of any entities they represent (or affiliates, members, managers, employees or partners), or any Station, Podcast Platform, Website or Social Media that this show may air on. All information provided is for educational and entertainment purposes. Nothing said on this program should be considered advice or recommendations in: business, legal, real estate, crypto, tax accounting, investment, etc. Always seek the advice of a professional in all business ventures, including but not limited to: investments, tax, loans, legal, accounting, real estate, crypto, contracts, sales, marketing, other business arrangements, etc.

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard's tangible, tax‑advantaged energy assets: https://eckardenterprises.com/rent-to-retirement/⁠BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ FIGURE:Access your home equity in minutes—no refinance needed! https://go.figure.com/renttoretirement

Prince Andrew's charity, Pitch@Palace, came under investigation after reports surfaced that it made £355,000 in payments to his former private secretary, Amanda Thirsk, following her resignation amid the fallout from his friendship with Jeffrey Epstein. The payments, which occurred in 2019 and 2020, raised questions about how the charity's funds were being used and whether they were appropriate under charity law. Regulators at the U.K. Charity Commission launched an inquiry into whether Pitch@Palace and its connected entities had been properly managing finances and acting in the public interest. The investigation came as the Duke of York faced widespread backlash for his disastrous BBC Newsnight interview, where he failed to show remorse for his association with Epstein, prompting many corporate sponsors and backers to sever ties with his charitable ventures.Amanda Thirsk, who was instrumental in managing Prince Andrew's business and philanthropic activities, left her role following the Newsnight interview but soon reappeared on the payroll through Pitch@Palace Global Ltd — a private company linked to the charity. Critics questioned whether charity money had been diverted to support Andrew's personal circle amid reputational damage from the Epstein scandal. The Charity Commission stated it was assessing the charity's operations to ensure compliance with governance rules and transparency standards. The controversy added to growing public and institutional scrutiny of Prince Andrew's finances and his continued role in public life as his connections to Epstein continued to erode what remained of his royal standing.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…ECKARD ENTERPRISES:Build wealth through alternative investments in U.S. oil & gas with Eckard's tangible, tax‑advantaged energy assets: https://eckardenterprises.com/rent-to-retirement/⁠BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ FIGURE:Access your home equity in minutes—no refinance needed! https://go.figure.com/renttoretirement

Join Dan and Stephanie Burke as they continue to speak with Gavin Ashenden, former Anglican bishop to the Queen of England, about his reflection on the Crux interview with Pope Leo XIV. Don't miss out on the first episode of this two-part series as they discuss how to approach this interview with both charitable assumption and a critical spirit!

Covenants of the Gods book - explaining the problem; Legal name?; Resolving YOUR part; Getting back to being led by Holy Spirit; Freeing people from bondage; Julius Caesar; Rulers using force and violence; Covetous practices; Born Again? Do you love the light?; Imagining you're free; Bible stories of men's journeys; Rewards of unrighteousness; Prov 23; Offerings: Freewill vs forced; Deceitful meats; Repentance; Moral depravity; Breaking up families; Ps 69:22 welfare snares; Rom 11:9; 2 Pe 2:3; 2 Pe 2:21; Not to be that way with you; Willingness to see yourself in the light; Eyes full of adultery; Making a place for Holy Spirit; Christ's unselfishness; finding your way back to liberty; Divine spark; No exercising authority; Shame of the gospel?; Seeking the whole truth; Signs of Holy Spirit - or not; "Politics"; Governance?; Elder-driven kingdom; Tithing; Hearing Holy Spirit; Meditation; Anger blocks Holy Spirit; Caring for neighbor as much as self; Tens, Hundreds and Thousands; Form of self-government; Covetousness is idolatry; Mystery Babylon; The Beast; Being Doers of The Word; Forming congregations; Free Church Report book; Strong families; "Elder"; "Dry bones"; Name of God; Organization: Groups of Ten families; "Minister"; Learning what others need; Casting your bread upon the waters; "Burnt offerings"; FREE Assemblies; Avoiding hating; US Constitution; Charitable practices; Joining the network; Sitting in Tens; Seeking His kingdom and righteousness; Perfect Law of Liberty; Sparing "The Rod"; Developing trust; Moving from fear; Paperwork recognizing minister; God's gift of dominion; Dressing and keeping; Ministers in, but not of the world; "Ekklesia"; "His"; Covering for ministers; Establishing with two or more witnesses; "Sacred Purpose Trust"; Showing the path to freedom; Responsibilities of ministers of Christ; Social Security; Saving others; Why hesitate to become part of the Living Network?

Herbert Chang teaches social sciences at Dartmouth, and he authored a study that delved into a fairly simple question: Among pet owners, who donates more to charitable causes? The answer came as a bit of a surprise.

In this Perspectives episode of Money & Meaning, host Jeff Bernier explores key year-end tax planning strategies shaped by recent legislation. He breaks down thresholds, deductions, and opportunities to optimize charitable giving—particularly through donor-advised funds and gifting appreciated securities. Jeff also covers how Roth conversions and qualified charitable distributions can be integrated into a comprehensive strategy aligned with both financial goals and personal values.   Topics covered: Overview of the “One Big Beautiful Bill Act” and its impact on taxpayers Importance of year-end tax planning under new legislation Higher standard deduction and changes to itemized deductions Adjusted income thresholds that affect Medicare premiums and deductions Expansion and phase-out of SALT (State and Local Tax) deductions Charitable gifting strategies using appreciated securities Tax benefits of donor-advised funds for bunching donations Qualified charitable distributions (QCDs) from IRAs for those over 73 Using Roth conversions in coordination with deduction strategies Practical next steps for assessing your 2025 tax picture Useful Links:  Jeff Bernier on LinkedIn  TandemGrowth Financial Advisors Disclosures: This podcast is for informational purposes only and should not be considered tax or legal advice. Please consult your tax advisor for personalized guidance.

Join Dan and Stephanie Burke as they speak with Gavin Ashden about the recent interview with Pope Leo and how we should respond! Resources: Gavin Ashden - website Crux Interview with Pope Leo XIV - YouTube Finding Peace in the Storm - Dan Burke Into the Deep – Dan Burke Spiritual Warfare and the Discernment of Spirits - Dan Burke The Contemplative Rosary - Dan Burke and Connie Rossini A Catholic Guide to Mindfulness - Susan Brinkmann OCDS Avila-Institute.org/events - website Avila Institute for Spiritual Formation EWTN Religious Catalogue – online

Join Dan and Stephanie Burke as they speak with Gavin Ashenden, former Anglican bishop to the Queen of England, about his reflection on the Crux interview with Pope Leo XIV. Don't miss out on the first episode of this two-part series as they discuss how to approach this interview with both charitable assumption and a critical spirit!

Tax Relief with Timalyn Bowens Charitable Contributions Episode 68:  In this episode, Timalyn continues the discussion begun in Episode 64 about the One Big Beautiful Bill Act.   Today, she's explaining the charitable contribution deduction and the changes that have been made to it under the One Big Beautiful Bill Act. What is a charitable contribution? Charitable contributions are money or property that are given to a 501(c)(3) nonprofit organizations, religious organizations, educational institutions, fraternal organizations, public cemetaries, and certain government organizations. The IRS has a search tool that can be used to look up tax exempt organizations.  Charitable Contributions Deduction The IRS allows taxpayers to receive a deduction for the charitable contributions they give to qualified organizations. This deduction lowers the taxpayer's taxable income. In the past this deduction has been reserved for taxpayer's who itemize deductions. During COVID taxpayers who didn't itemize could receive a partial charitable contribution deduction . The One Big Beautiful Bill Act brings this back with an increased amount. Taxpayers who do not itemize can still deduct up to $1,000 of their charitable contributions ($2,000 if married filing jointly).  For those who do itemize the One Big Beautiful Bill Act introduces a floor to this deduction. Taxpayers can deduct the amount they have given that is over .5% of their adjusted gross income (AGI). Timalyn uses the example of a taxpayer having an AGI of $100,000. .5% of that is $500. That means the taxpayer can deduct the amount they have given to charitable organizations that is over $500. Donation Tax Deduction Limit The amount that can be deducted for charitable contributions is not unlimited. For cash donations it is limited to 60% of the taxpayer's adjusted gross income. So for the taxpayer who has an AGI of $100,000 they cannot deduct more than $60,000 in cash donations for the current tax year.  If the taxpayer has given more than 60% of their AGI in charitable contributions the amount that exceeds the limit rolls over to the next year. This does not apply to those who receive will take the partial charitable contribution deduction.  Deductions given to private foundations and cemetery organizations are limited to 30% of taxpayer's adjusted gross income.  Charitable Contribution Record Keeping Taxpayers are responsible for keeping track of their donations. For any cash donation of $250 or more a contemporaneous statement from the organization is required to substantiate the deduction.  If volunteering the value of the taxpayer's time may not be deducted. However, the mileage they drive with their personal vehicle can be deducted at 14 cents per mile (2025). Also the direct costs associated with volunteering may be deducted. For non-cash donations of at least $500 written acknowledgement from the organization from the charity and Form 8283, Noncash Charitable Contributions is required.  For non-cash donations valued at $5,000 or more a qualified appraiser must do an appraisal of the property, complete section B of Form 8283, and sign it along with someone from the charity.    Need Tax Help Now? If you need answers to your tax debt questions, book a consultation with Timalyn via her Bowens Tax Solutions website.  Click this link to book a call. Please consider sharing this episode with your friends and family.  There are many people dealing with tax issues, and you may not know about it.  This information might be helpful to someone who really needs it.   As we conclude Episode 68, we encourage you to connect with Timalyn on social media. You'll be able to subscribe to this podcast on Spotify, Apple Podcasts, YouTube, and many other podcast platforms.   Remember, Timalyn Bowens is America's Favorite EA, and she's here to fill the tax literacy gap, one taxpayer at a time.  Thanks for listening to today's episode. For more information about tax relief options or filing your taxes, visit https://www.Bowenstaxsolutions.com/ . If you have any feedback or suggestions for an upcoming episode topic, please submit them here:  https://www.americasfavoriteea.com/contact. Disclaimer:  This podcast is for informational and educational purposes only.  It provides a framework and possible solutions for solving your tax problems, but it is not legally binding.  Please consult your tax professional regarding your specific tax situation.

Get your customized planning started by scheduling a no-cost discovery call: http://bit.ly/calltruewealth It will soon be that time of year again … the fourth quarter. Before you get swept up in the holiday season, it's the perfect time to take stock. Have you accomplished the financial goals you set for yourself this year? If not, there's still time to act. In this episode, Tyler Emrick, CFA®, CFP®, walks you through True Wealth Design's year-end tax and investment review process — our end of the year tax focused meeting to help families stay on track. You'll hear what we look for in these meetings, the common year-end items you should be reviewing, and the key decisions that can save you money on taxes. We'll also highlight why it's just as important to look ahead — from contribution limits and healthcare enrollment to income targets for the coming year — so you're prepared for 2026 and beyond. Here's some of what we discuss in this episode:

Welcome back to another episode of The Richer Geek Podcast! Today our guest is David Flores Wilson, founder of Sincerus Advisory and named an Investopedia Top 100 Financial Advisor. He helps entrepreneurs, tech professionals, and business owners maximize wealth, optimize equity compensation, and exit businesses the smart way. In this episode, David breaks down tax-saving strategies, the power of donor-advised funds, how to use real estate for wealth building, and why exit planning should start on day one, not the day you're ready to sell. If you want to keep more of what you earn and create a lasting financial plan, this conversation is a must-listen. In this episode, we chat about… How David's early experiences with family businesses shaped his career in financial planning. Why entrepreneurs need a different approach to financial planning than traditional employees. Strategies for deferring taxes and leveraging state residency for long-term savings. Understanding Qualified Small Business Stock (QSBS) and how it can save millions in taxes. The role of charitable giving strategies (like DAFs and charitable buyouts) in wealth preservation. Why exit planning should start when you form your business, not when you're ready to sell. How to balance wealth-building in real estate vs. stocks based on personal skills and opportunities. The emotional and identity shifts entrepreneurs face when selling a business. Key Takeaways: Entrepreneurs often need customized financial planning because most of their wealth is tied to their business. Tax deferral strategies can provide huge advantages, especially when combined with residency planning. QSBS can exempt up to $10 million in capital gains if structured correctly, an often-overlooked opportunity. Charitable giving can be structured to maximize both impact and tax benefits (e.g., bunching, DAFs, charitable redemptions). Real estate offers unique tax advantages but requires clear strategy and sometimes specialized partners. Exit planning isn't just about money, it's about legacy, lifestyle, and identity after the sale.   Resources from David LinkedIn | Sincerus Advisory | Blog: Planning to Wealth Resources from Mike and Nichole Gateway Private Equity Group |  Nic's guide  

Charitable giving is a cornerstone of many comprehensive retirement plans.  It's also a cornerstone of our mission at Keen Wealth Advisors. Our whole team takes great pride in serving as active members of our community, whether we're making monetary grants or lending a hand to projects around the greater Kansas City area. And through the efforts of the Keen Wealth Foundation, we're able to identify causes where we can have a high impact and share what we've learned about effective giving with friends and clients of the firm.  On today's show, I'm honored to welcome the director of the Keen Wealth Foundation, my wife Carissa Keen, to discuss our philanthropic mission. Carissa also shares some best practices and a checklist that can help you feel more confident as you evaluate and consider which charitable causes and organizations you may want to support.

Read OnlineAnd the master commended that dishonest steward for acting prudently. "For the children of this world are more prudent in dealing with their own generation than are the children of light.” Luke 16:8These lines conclude the Parable of the Dishonest Steward. At that time, there was a Palastinian custom in which agents acted on behalf of a wealthier master's money, making loans and obtaining them back with interest. It is similar to our modern banking system. The problem presented in this parable was that the steward was dishonest, skimming some of the profits for himself. As a result, the master told the steward to get his financial affairs in order because he was going to fire him. The shrewd steward, acting on the authority he still had for the moment, then went forth and reduced the debt of each of his master's debtors so as to win favor with each of them so that he could do business with them after he was fired by his master.Obviously, Jesus does not tell this parable because He approves of dishonest and shrewd deception in business practices. Instead, He tells it to illustrate the fact that many people who are motivated by selfishness and worldly goals use the natural gift of prudence with much more zeal than many of the “children of light.”Think about your goals in life. If you were to make a list of your goals, what would it look like? And if you were to order that list according to the importance of those goals, what would be first? Hopefully, on the top of that list, you would have as your primary goal the love, service and glory of God. In the end, that is all that matters in life. Every other goal in life will fall into place when that is our central goal. However, if you were to order your list according to how much time, energy and prudence you put into each endeavor, how would it look? Would it look different? Most likely. Many people go about their lives putting a tremendous amount of time and effort into the passing things of this world. Many make their financial advancement the goal with which they spend the most time and energy. Others devote countless hours to hobbies, entertainment, home improvements, sports, and even wasteful activities such as binging on television. When it comes to the practice of the faith, it is a rare person who devotes a significant amount of time and energy to daily prayer, studying the Scriptures, learning the Catechism, and studying the lives of the saints. Many experience Sunday Mass as a burden. Charitable service can become undesirable. Many rarely work at the proclamation of the Gospel. Though it is true that much of your time might need to be devoted to the ordinary duties of life, such as making a living and caring for the home and family, it is also true that most people need to reorder their priorities by making sure that the will of God is the central mission of their lives. How is this best accomplished? It begins with the virtue of prudence. Prudence is both a natural virtue and a supernatural one. On a natural level, prudence is called the “mother of all virtues” because it is the quality by which every other virtue, all our time and energy, goals and ambitions are directed. Prudence is the act of vigorously using our minds to creatively and zealously work to achieve the most important goals in life. Supernatural prudence is a spiritual gift by which our natural abilities of prudence are infused with the grace of God, and we are better equipped to know how to accomplish God's will for our lives. Reflect, today, upon what your list would look like if you were to make it honestly. What do you spend the most time and energy doing? Even if you need to spend most of your time on the ordinary aspects of life, this becomes a holy endeavor when you do it because God is inspiring you to do so. In that case, even the ordinary becomes grace-filled and becomes a way by which you glorify God. The only way for you to know if you are using your time and energies properly is by being open to the gift of supernatural prudence. Pray for that gift today and ask our Lord to more directly order your life so that everything you do is for the glory of God and the salvation of souls. Lord, You are perfect Wisdom; You are Prudence Itself. Please flood my mind and will with Your divine presence and fill me with a desire to make Your perfect will the central mission of my life. Please help me to know how to order my days so that everything I do gives You glory and works toward the salvation of souls, beginning with my own. Jesus, I trust in You.Image: Андрей Николаевич Миронов (A.N. Mironov), CC BY-SA 4.0, via Wikimedia CommonsSource of content: catholic-daily-reflections.comCopyright © 2025 My Catholic Life! Inc. All rights reserved. Used with permission via RSS feed.

Emmy's Gamification of Charity: A Hit or Miss? In a recent podcast episode, the hosts dissect the unconventional charity initiative at the Emmy Awards, where host Nate Bargatze pledged $100,000 to the Boys and Girls Clubs of America. The twist: the donation amount would decrease based on the length of celebrity speeches, while shorter speeches would add to the fund. Despite the initial $100,000 dropping by $60,000 due to long speeches, Bargatze and CBS ultimately donated $350,000. The hosts debated the merits of this gamified approach to philanthropy. Critics argue it cheapens the serious work of nonprofits and aligns charity with guilt and shame. Conversely, supporters highlight the significant funds raised and the increased visibility for the Boys and Girls Clubs, as evidenced by a spike in Google searches. They argue that such creative fundraising efforts engage the public and inject fun into philanthropy.

In the 14th episode of the Ask Away series on the Everyday Judaism Podcast, Rabbi Aryeh Wolbe addresses a range of student questions with a focus on ethical speech, charity, and prayer. Marilyn's questions on Lashon Hara (evil speech) prompt Rabbi Wolbe to recommend the Chafetz Chaim's book, emphasizing the prohibition against negative speech unless addressing known evil, like ruthless dictators, for educational purposes, and urging caution in the age of social media and AI-generated misinformation, where the Talmud's insistence on sourced information serves as a model. Marilyn also inquires about speaking out against evil or hate crimes, to which Rabbi Wolbe advises leaving such matters to authorities while judging actions, not people, and avoiding judgment unless one fully understands another's circumstances. Bruce questions the ethics of charities sending solicitation items or small amounts of money, and Rabbi Wolbe agrees that sharing donor information is inappropriate and potentially theft, finding such marketing tactics distasteful, though permissible, and advises individuals to choose charities freely without guilt. Eric asks about Psalms for the current war in Israel, leading Rabbi Wolbe to praise Psalm 100 for gratitude and encourage heartfelt personal prayers, and explains Poteach Et Yadecha in Ashrei (Psalm 145) as a reminder of human dependence on Hashem's provision, fostering trust (bitachon) and calm by recognizing that all needs are met in their proper time. Rabbi Wolbe concludes by urging mindful recitation of prayers to alleviate stress and cultivate happiness, trusting in Hashem's care.In this episode of Ask Away we address these questions and topics:Marilyn: Musar teaches us silence, which means guarding our tongue, a tool to consider the potential impact of our words. In today's world, with technology and war, and we are not face-to-face with people, when is it appropriate to speak, even when it may cause harm, and what is an example, please?Marilyn: In today's war, is it appropriate to stand up for yourself and speak out against a person who is evil?Marilyn: What about people who are physically harming Jews as hate crimes?Bruce: When charities send money or items like nickels, cards, or tote bags in solicitation letters, or ask to match a small amount like $3, is it appropriate to throw these out, and is it wrong for charities to use donated funds for such marketing tactics?Eric: Regarding the situation in Israel with the multi-front war, what is the best Psalm to say every morning for spiritual connection, given that I say Shema and Psalm 23 daily?Eric: What should I think about when I say Poteach et Yadecha in the Ashrei prayer?Please submit your questions at askaway@torchweb.org_____________The Everyday Judaism Podcast is dedicated to learning, understanding and appreciating the greatness of Jewish heritage and the Torah through the simplified, concise study of Halacha, Jewish Law, thereby enhancing our understanding of how Hashem wants us to live our daily lives in a Jewish way._____________This Podcast Series is Generously Underwritten by Marshall & Doreen LernerDownload & Print the Everyday Judaism Halacha Notes:https://drive.google.com/drive/folders/1RL-PideM42B_LFn6pbrk8MMU5-zqlLG5This episode (Ep. #59) of the Everyday Judaism Podcast by Rabbi Aryeh Wolbe of TORCH is dedicated to my dearest friends, Marshall & Doreen Lerner! May Hashem bless you and always lovingly accept your prayer for good health, success and true happiness!!!Recorded in the TORCH Centre - Levin Family Studio (B) to a live audience on June 22, 2025, in Houston, Texas.Released as Podcast on September 15, 2025_____________Connect with Us:Subscribe to the Everyday Judaism Podcast on Apple Podcasts (https://podcasts.apple.com/us/podcast/everyday-judaism-rabbi-aryeh-wolbe/id1600622789) or Spotify (https://open.spotify.com/show/3AXCNcyKSVsaOLsLQsCN1C) to stay inspired! Share your questions at askaway@torchweb.org or visit torchweb.org for more Torah content.  _____________About the Host:Rabbi Aryeh Wolbe, Director of TORCH in Houston, brings decades of Torah scholarship to guide listeners in applying Jewish wisdom to daily life.  To directly send your questions, comments, and feedback: awolbe@torchweb.org_____________Support Our Mission:Help us share Jewish wisdom globally by sponsoring an episode at torchweb.org. Your support makes a difference!_____________Subscribe and Listen to other podcasts by Rabbi Aryeh Wolbe: NEW!! Prayer Podcast: https://prayerpodcast.transistor.fm/episodesJewish Inspiration Podcast: https://inspiration.transistor.fm/episodesParsha Review Podcast: https://parsha.transistor.fm/episodesLiving Jewishly Podcast: https://jewishly.transistor.fm/episodesThinking Talmudist Podcast: https://talmud.transistor.fm/episodesUnboxing Judaism Podcast: https://unboxing.transistor.fm/episodesRabbi Aryeh Wolbe Podcast Collection: https://collection.transistor.fm/episodesFor a full listing of podcasts available by TORCH at http://podcast.torchweb.org_____________Keywords:#Torah, #Halacha, #Speech, #Mussar, #Silence, #Words, #ChafetzChaim, #LashonHara, #Relationships, #Ethical, #Business, #Charitable, #Integrity, #Honesty, #Prayer, #Intention, #Gratitude, #Connection, #Well-being, #Peace, #Happiness, #Mindfulness, #DailyLife ★ Support this podcast ★

Is supporting a cause part of who you are, or just something you hope will attract more couples? Could promoting certain charities help your business, or might it turn some clients away? In this episode, I talk about the right and wrong reasons to connect charitable giving to your company, and how to decide whether it's something you want to make part of your brand or keep personal. Think about whether your giving is core to your business, or just another great thing you do.Listen to this new 7-minute episode for guidance on integrating charitable causes authentically and what it really means for your wedding business.If you have any questions about anything in this, or any of my podcasts, or have a suggestion for a topic or guest, please reach out directly to me at Alan@WeddingBusinessSolutions.com or visit my website Podcast.AlanBerg.com Please be sure to subscribe to this podcast and leave a review (thanks, it really does make a difference). If you want to get notifications of new episodes and upcoming workshops and webinars, you can sign up at www.ConnectWithAlanBerg.com  View the full transcript on Alan's site: https://alanberg.com/blog/Have you ever wondered... "What would Alan say or do about this?" - well, now you can ask my AI Alter-Ego "Ask Alan Anything" the things you'd ask the real Alan, any time of the day or night. And as a listener of this podcast, you'll save 50%, so starting at only $10 per month you can "Ask Alan Anything"!Go to www.WhatWouldAlanSay.com and use the 50% off coupon code - podcast - to start asking Alan anything today. I'm Alan Berg. Thanks for listening. If you have any questions about this or if you'd like to suggest other topics for "The Wedding Business Solutions Podcast" please let me know. My email is Alan@WeddingBusinessSolutions.com. Look forward to seeing you on the next episode. Thanks. Listen to this and all episodes on Apple Podcast, YouTube or your favorite app/site: Apple Podcast: http://bit.ly/weddingbusinesssolutions YouTube: www.WeddingBusinessSolutionsPodcast.tv Spotify: https://spoti.fi/3sGsuB8 Stitcher: http://bit.ly/wbsstitcher Google Podcast: http://bit.ly/wbsgoogle iHeart Radio: https://ihr.fm/31C9Mic Pandora: http://bit.ly/wbspandora ©2025 Wedding Business Solutions LLC & AlanBerg.com