Podcasts about Framing

Kyle Vowinkel is a decorated former FBI senior executive, West Point graduate, keynote speaker, and author of the forthcoming book Shaping Chaos. During more than 24 years with the FBI, Kyle served on both the FBI Hostage Rescue Team and Crisis Negotiation Unit, making him one of only five agents to serve on both. He has negotiated with kidnappers, pirates, and terrorists and deployed alongside U.S. Special Operations Forces. Today, he helps leaders assess risk, make better decisions under uncertainty, influence others, and act decisively when the stakes are high. On this episode we talk about: Why Kyle decided to serve his country and ultimately pursue a career with the FBI How earning money from a paper route at 11 taught him the value of saving and investing early The financial lessons Kyle learned from his father and through government service How Kyle built nearly 32 years of government service and incorporated his military time into his federal retirement Launching his business, Inner Perimeter, after retiring from the FBI How professional connections helped create opportunities for Kyle after leaving the FBI Why nurturing relationships over the long term is one of the most valuable things you can do for your career The radically different approaches Kyle learned from serving on both the Hostage Rescue Team and Crisis Negotiation Unit How lessons from high-stakes FBI operations translate directly into sales, leadership, and entrepreneurship The four-step “path to influence”: framing, empathy, rapport, and giving people choices How Kyle used genuine connection and empathy during the Boston Marathon bombing manhunt Why “control can extract compliance, but choice creates commitment” How giving people agency can make them more committed to a decision Why empathy doesn't require agreeing with someone The importance of seeing a situation from another person's perspective before trying to influence them What entrepreneurs and leaders can learn from crisis-response decision-making Why leaders should establish decision-making triggers before a crisis happens How businesses can prepare for uncertainty by planning for best-case, most likely, and worst-case scenarios Kyle's forthcoming book, Shaping Chaos, and the lessons he drew from his FBI career Top 3 Takeaways: 1. Make the hard decisions before the pressure hits.Kyle explains that emotions tend to rise while rational thinking declines as a crisis intensifies. One way to counter that is to establish decision-making triggers in advance. Whether you're responding to a kidnapping or preparing a business for a major market event, knowing ahead of time what circumstances will trigger specific actions can help teams respond decisively rather than emotionally. 2. Influence starts with understanding, not coercion.Kyle's experience as a crisis negotiator taught him that people are more receptive when they feel seen, valued, and heard. Framing the conversation from the other person's perspective, demonstrating empathy, building genuine rapport, and giving people choices can create a much stronger path to influence than simply trying to force compliance. 3. Relationships remain a competitive advantage.Kyle emphasizes that professional relationships need to be nurtured over time rather than activated only when you need something. Checking in, helping others, and building genuine connections creates a network that can support you throughout different seasons of your career. As Kyle puts it, AI may change how we work, but it can't replace the one-on-one relationships that help people succeed. Notable Quotes: “I've been working since I'm eleven.” “You can let chaos shape you, or you can try to shape the chaos.” “Control can extract compliance, but choice creates commitment.” “When people feel that they are seen, valued, and heard, that's the kind of three trifecta.” “Empathy is not judgment.” “You don't just want them to go along because they have to go along. You want them choosing to.” “You make the hard decisions in advance.” Connect with Kyle Vowinkel: Website: https://www.kylevowinkel.com/ Book: Shaping Chaos, available for pre-order ahead of its November release A Word from Our Sponsors:- The most successful business owners don't do it all themselves — they delegate. Upwork lets you build a team of highly skilled specialists for every function your business needs, so you can focus on what you do best and let experts handle the rest. Visit Upwork.com right now and post your job for free! Learn more about your ad choices. Visit megaphone.fm/adchoices

The biggest SBA 8a program benefit is the one nobody quantifies: a negotiated sole-source contract that let this owner earn double to nearly triple the profit he saw in the competitive private market. Host Eric Coffie walks through the five SBA small business programs, then digs into why 8(a) stands alone as a nine-year business development program where a contracting officer can negotiate a contract directly with you instead of competing it. He breaks down how he framed a 10 and 10 markup inside the spirit of the program, why he leaned on mentor-protege and joint ventures, and the one piece of your business, your SAM registration, he says you should never hand off to a consultant. If you have wondered whether 8(a) is worth the nine years, this is the concrete payoff. CHAPTERS 00:00 Nearly triple the profit 00:40 The five SBA small business programs 01:40 Service-disabled veteran and SBA certification 02:37 Inside the 8a business development program 03:06 Negotiating a sole-source contract 04:34 Framing 10 and 10 markup 06:31 Mentor-protege, joint ventures, teaming 09:20 Own your SAM registration Market Intelligence gives you the federal opportunities, agency signals, recompete intel, and pursuit briefs that tell you not just what contracts exist, but which ones to chase and how to win them. Sign up for free Daily Alerts and get opportunities delivered to your inbox before the day starts.

Haazinu is a shira about Jewish history, how we will experience Hashem's kindness, but then rebell from our state of comfort, and be punished for severely for it. How do we frame these calamities and our personal tzaros, are they simply punishments, or are they for the good of the world?Have a good Shabbos and a Gmar Chasimah Tovah.

Mujaahida Shakur, a behavior scientist and UX researcher with a background in public health and experience at Amazon Web Services, reflects on her journey into UX research and the challenge of translating a nontraditional career path into a compelling professional story. She explores career pivots, resume language, AI in hiring and research, inclusive recruitment, and the realities of navigating today's job market. She also explains how she turned networking into a research project and how her curiosity turned career conversations into opportunities for learning, self-discovery, and genuine connection.UPD: During the editing process of this episode, Mujaahida was hired at the SteerBridge as a User Experience Researcher. We wish her best of luck at her new company.

20 exam windows invalidated. Roughly 150 graduates who thought they had a job in September now retaking a national certification exam. And a workforce gap between CRNAs and anesthesiologists that's up to 11,000 and accelerating. Joe Rodriguez sits down with Randy Moore and Tracy Young, three days into Tracy's term as president of his professional association. They don't agree on all of it. That's the point. The docket opens with the CAA certification crisis: what NCCAA found, why Tracy says the CRNA community shouldn't take a victory lap, and what it means for hospitals already stretched thin. From there, Randy walks through the supply and demand curves reshaping the locums market, Tracy lays out the data on the widening CRNA-anesthesiologist gap, and both agree a locums company bubble is forming, even if they disagree on the timeline. The sharpest moment of the episode: Randy makes the case that anesthesia groups have spent years selling themselves as a cost to minimize instead of an investment that drives OR volume, and argues that's the real reason contracts get lost. Plus: a difficult conversation about a real-world medication error making national headlines, handled from a systems and second-victim lens rather than a blame lens, and Joe closes with a personal reflection on what changes when you stop trying to win every argument. Takeaways: Test-bank leaks don't just fail an exam. They retroactively threaten seven years of certifications. Confidentiality isn't a control, it's a hope. Anesthesia supply is exploding on a delayed timeline. Cohort increases decided during COVID take three-plus years to hit the market. 2025's record graduate numbers are the first wave, not the peak. Pricing anesthesia is not a simple supply and demand exercise. Margins are sticky. Recruiting gets easier before rates ever move, and the real correction only lands when a hospital's actual costs force the renegotiation. Anesthesia groups lose contracts for one reason about 70% of the time: they can't cover the points of service. Cost is rarely the actual failure point, even though it's the stated one. Framing anesthesia as a cost to minimize instead of an investment that unlocks OR volume is the biggest strategic error facility partners make, and anesthesia groups reinforce it every time they lead with price. Power without discipline just wins arguments. Power used well finds the best answer and lets the argument go. _____________ Want more Dr. Joe Rodriguez? Tik Tok: @jrodcrna21 Instagram: @jrod.crna & @abouttherestpod YouTube: @AboutTheRest Thanks for my co-hosts: Randy Moore (EVP & National Chief CRNA, NorthStar Anesthesia) Gary Keeling (VP of Anesthesia Services, Coronis RCM) To Learn More about Human Content Visit: ⁠⁠⁠http://www.human-content.com⁠⁠⁠ To Learn More about About The Rest Visit: www.abouttherest.com Got a Question? hello@abouttherest.com Part of the Human Content Podcast Network Learn more about your ad choices. Visit megaphone.fm/adchoices

Why "over-communicating" isn't about saying more — it's about knowing exactly what your stakeholders need to hear, and when. What happens when a project manager goes silent? According to this episode of Project Management Happy Hour, nothing good. Left in an information vacuum, stakeholders don't assume the best — they assume the worst. That single insight sits at the center of a conversation about project leadership, stakeholder communication, and the quiet skill that separates good project managers from great ones: knowing exactly what to say, to whom, and when. If you've ever been accused of "running dark" on a project, or been told to simply "communicate more" without any idea what that actually means, this episode is for you. Kate and Kim open up about their own early missteps as project managers — Kim recalling a boss who relentlessly demanded he "over communicate" without explaining what that looked like in practice, and Kate admitting that while she never struggled to talk to her own team, she took years to learn how to communicate effectively up and out to executives and sponsors. Their honest, back-and-forth storytelling style — equal parts practical and funny — turns what could be a dry topic into a genuinely useful conversation about project delivery and leadership communication. Grab a drink and join us. Quotes from the Episode "The human brain is not nice. It takes lots of therapy and or meditation to tell yourself nice stories... if you're in an information vacuum, because our brain wants to protect us from bad things happening." — Kate Anderson "Data is meaningless without context and contrast." — Tim Creasy (as quoted by Kim) "It's not that it's meaningless. It's that it's vulnerable to misinterpretation without context and contrast." — Kate  Practical Takeaways The information vacuum effect — In the absence of updates, stakeholders default to negative assumptions rather than neutral or positive ones. Communication baseline calibration — New project managers often start with a communication baseline that is far lower than stakeholders actually need. Bottom-line-up-front (BLUF) messaging — Lead with the specific action or decision needed, then follow with supporting context. Self-service reporting channels — Creating an always-available update source (chat channel, dashboard, bulletin) reduces stakeholder anxiety and unplanned interruptions. Narrative ownership in project leadership — Framing project updates as a story you control, rather than a list of data points, shapes how stakeholders perceive project health. Closing Reflection The episode's real throughline is ownership: the best project managers don't just report facts, they own the narrative of their work. As Kate puts it, data without context and contrast is vulnerable to misinterpretation — and if you don't tell the story of your project, someone else's imagination will tell it for you.

Betches senior video producers Tess Tregellas and Madeline Mahoney reveal how they transformed a viral social media premise into their flagship scripted comedy series Sisters. They outline the operational mechanics of building an in-house creator studio, maintaining a sponsor-free first season to protect brand voice, and driving multi-platform distribution completely organically.Key Highlights

Martin Luther King's vision of a 'Beloved Community was a society where all people are treated with justice, equality, goodwill and reconciled throught the power of God's Love. Pastor Jim Bear Jacobs asked a prescient question: "What is community when we are a society that is so individualistic?" What do we mean by community? When we use it do we use it in the same way? Our message today comes from Pastor Jason. The Gospel Lesson is from Luke, Chapter 10 Verses 25-37.

Damon Gameau is on the show today. This one was many many months in the making so I'm incredibly excited to be sharing it and so glad the diary Gods eventually made possible a chat that will live long in my memory for me. Damon is a renowned, award winning actor, filmmaker, and director who has made some of my favourite documentaries of the last little while. Most recently, Future Council centred children in their pursuit of understanding why adults seem so incapable of dealing with a series of problems that are so obvious to see, be affected by and seemingly addressable too. Before that, 2040 examined and highlighted the technological and governance solutions that already exist to deal with decarbonisation, pollution and circularity. He made That Sugar Film which revealed the captured dietary and health system all of us struggle to free ourselves from on a daily basis. Each of these and much more of his work goes to a simple truth - story is what moves humans.We care when we know others. We care when we understand. We care by knowing the stories of others and having them explain what's not working and what is working, what's possible if we change and also what's likely if we don't. I was keen to speak with Damon not only because of his body of work and learning from him through conversation, but also because over the last six months I've had my own epiphany which he helped me realise - that story is most likely the most disregarded yet necessary component of any change process. Easy to disregard as story can get wrapped up in stereotypes of advertising's dark arts or the lamentable challenges associated with greenwashing. Story also takes time. It involves being with others, slowing down, listening, openness, a humility to let in what you may not already know, ultimately, to be challenged in what you believe or think is right. Story is inconvenient and may not work - much easier and faster to turn to a powerpoint or petition or to find blame in what and who you don't like. After 20 years attempting to do change I never realised that every single time I've been moved and shifted a belief, it's because of a story I was told, read or watched. From Inconvenient Truth and The Weather Makers in the mid 2000s, to the experience of watching Future Council to prepare for this chat. What resonates are stories.In this conversation Damon and I speak about all of this, including his own philosophy on story, their cultural significance, as well as how it matters in countering darker visions of a future that seems inevitable in our common consciousness. We also get into his and my own journeys as men and parents who've been cracked open by difficult life events, how we both had the stories we told ourselves fissured and needed to go through the proverbial crucible - something our whole society may also need - to come out cleansed, refreshed and buoyed by a new perspective and closer relationship to reality.Check out more of Damon's work at Future Council and The Regenerators.Some extra reading relevant to this episode from our friends at Altiorem. Framing and language for effective climate conversationsWe need a revolution in environmental communicationsWhat do sustainability disclosures disclose?Check out Planet Protein and get 10% off when you sign up.Send me a messageThanks for listening. Follow Finding Nature on Instagram

Keith welcomes back macroeconomist Richard Duncan of Macro Watch to examine where mortgage rates are headed and what's driving them there.  Duncan explains how the U.S. shifted from capitalism to what he calls "creditism" after the dollar left gold in 1971, and why today's AI investment boom, rising defense spending, and a $40 trillion national debt are all pointing inflation and interest rates in the same direction.  He also makes the case for rental property on land as a long-term inflation hedge, and answers a question many have asked: if the government can print currency, why does it collect taxes?  Episode Page: GetRichEducation.com/623 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. You're going to get a good idea of where future mortgage rates are headed as we're talking to one of the world's most brilliant macroeconomists today. Will AI be more inflationary or deflationary? And the profundity of how we're on the brink of moving into a completely new economic system today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Home Buyers, the largest turnkey company in Memphis with more than 6000 homes under management, for a free live webinar the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth again. that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:34   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:50   Welcome to GRE from Lancaster, Pennsylvania, to Lancaster, California, and across 188 nations worldwide. I'm Keith Weinhold. You're listening to Get Rich Education, and I really appreciate that you're here. Yes, those two cities, though spelled the same, are pronounced differently. Framing this entire episode today with our brilliant guest, you'll learn which direction future mortgage rates are probably going to move, and it's decidedly either going to be higher or lower. You'll get a clear answer. Now I've said that trying to predict mortgage rates definitively is foolish. We're only talking about probabilities today. Look, have you ever wondered if the government can just print its own currency? Then why do they have to collect taxes from us. We're going to get that answer today. Back in 1971, the U.S. economy left a system of capitalism, in fact, and embarked on a journey of creditism as defined by today's guest. Well, now we're about to leave creditism. You'll learn what is poised to replace it, and it is an AI-fueled answer. You know, to prep you with some context today, I've said it here before. But when you start talking about the enormity of a national economy, the words billion and trillion start to get thrown around a lot. A trillion seconds ago, you know how long ago that was. That takes you further back than the Roman Empire, because a trillion seconds is 31,700 years. Well, 31,700 years ago, that is just about as far back as when the plains of Europe were being roamed by Neanderthals. Yeah, that was a trillion seconds ago. Coming up on the show here, the man who wrote the book on the Pareto principle 30 years ago. That's the 80-20 principle, where 20% of your effort yields 80% of the results. We'll talk to him and learn how those insights can improve your life on a different upcoming episode.   Keith Weinhold  4:08   Here, the book Rich Dad Poor Dad was originally written by two authors. One of those two was Robert Kiyosaki. We had Kiyosaki on the show here with us in June, and by the way, the New York Post recently wrote an article, and they cited the Get Rich Education podcast in how Kiyosaki revealed on the show here that he is 1.2 billion dollars in debt. You can find that in the September 1st edition of the New York Post. That's the June 1st episode of the Get Rich Education podcast that they're citing. Well, a lot of people they don't know who the other author of Rich Dad Poor Dad is, but we're going to have her here with us on the show soon. So some really fascinating episodes coming up. Let's meet today's guest. Returning this week is one of the foremost macroeconomic minds in the world. He was this show's first ever guest nearly 12 years ago on episode seven. A prolific author, he publishes the popular video series Macro Watch at RichardDuncaneconomics.com, and he's really influential. For example, not long ago, he presented his economic policy proposals to congressional members of the House Ways and Means Committee. Hey, it's a warm Get Rich Education. Welcome back to the incomparable Richard Duncan.   Richard Duncan  5:39   Thank you, Keith. Thank you for having me back on.   Keith Weinhold  5:42   I don't know if you and the audience are ready for this. This is some perspective. It recently made news when the U.S. hit its national public debt milestone of $40 trillion. When Richard made his GRE debut here in November of 2014, it was $18 trillion. That national debt has more than doubled since you were first here, Richard.   Richard Duncan  6:07   That's right. The government has been playing probably the leading role in keeping the economy growing, and a couple of times since then has played the sole role in preventing a new Great Depression in the aftermath of the crisis of 2008 and during COVID, it's the massive government budget deficits, often more than a trillion dollars a year. Last couple of years, it's been 1.8 trillion dollars. That's been driving the economy, and whenever it needs some additional support, the Fed steps in and creates a few trillion dollars here and there, and combined they've been keeping the economy growing and, in fact, booming. And wealth has absolutely exploded as a result of the government spending and the Fed money creation. In 2008, the total wealth of all the Americans net worth $60 trillion. Now, it's tripled to $180 trillion. That that is a direct result of the government's intervention through budget deficits and paper money creation by the Fed.   Keith Weinhold  7:14   I will call that the world's least desirable investment portfolio minus 40 t. That is one way to think about it, but when you bring up interventionism, you know something I shared with the audience about a month ago, Richard. It is just remarkable to think about all the crises we've had just since 2020. We had COVID, we had Russia's invasion of Ukraine, we had Israel, Gaza. We had tariffs. Now we've got the war in Iran, and what is the result of all this? Largely due to government interventionism. Oh, both the stock market and real estate market in the U.S. are near all-time highs.   Richard Duncan  7:54   Who would have imagined? But things work very differently now than they did in the old days when money was backed by gold, and the Fed and the government played a much smaller role in the economy. It's a different world now. That was capitalism. This is creditism. Our new economic system is driven by credit growth, and whenever necessary, the government steps in with massive budget deficits, and the Fed steps in with massive money creation to make sure that credit keeps expanding and the economy keeps growing, because if credit doesn't keep expanding, if it even dips a little bit like it started to in 2009, then the whole bubble implodes and we repeat the 1930s Great Depression, probably followed by what happened in the 1940s.   Keith Weinhold  8:39   This is interesting. When you were first here 12 years ago. You talked about how society isn't so much capitalism that it's creditism, and you expounded on that. And before we're done, I know that we have now morphed into a new ism, post-creditism that Richard is going to share with us, it's fascinating. But Richard, since you were last here, the Iran War is new. It's been going on for over six months now. So I'd like to get your thoughts on that, and principally, if the Iran War is going to create lasting inflation or only a temporary energy spike. What are your thoughts?   Richard Duncan  9:20   Let's broaden this out. I know that your listeners are very interested in in real estate, and of course that's very impacted by interest rates. And interest rates are impacted, of course, primarily by inflation. So it is true that the Iran war is pushing up energy prices, and that's pushing up inflation. It's not just Iran alone. Before that, we had trade tariffs, and that's pushing up inflation. And on top of that, we've simultaneously got this extraordinary AI investment boom, and the investment by the hyperscalers is just mind-boggling. The four biggest hyperscalers-Amazon, Alphabet, Microsoft, and Meta-they're expected just the four of them to invest something close to $750 billion this year. 750 billion, just four of them. Now, to put that into perspective, the U.S. military, in one year, the most recent year, only spends half that much on procurement and research and development, roughly 320 billion. You've got these four hyperscalers spending twice as much as the U.S. military does on procurement and research and development. That is just hard to wrap your mind around, and of course, that's pushing up everything from the cost of memory chips to electrical equipment, the cost of electricity itself, power generation equipment, and all the kinds of materials that go into building data centers. So that's another source of inflation. And then there is this wealth effect that I just referred to a minute ago. Wealth has tripled from $60 trillion to $180 trillion since 2008. All that wealth is giving a lot of rich people a lot of money to spend on a very large scale, and that also is inflationary. So all of those things are inflationary, and none of them seem to be going away in the immediate future. Now, on top of that, the inflation is not the only thing that is affecting the interest rates. Other things are affecting the interest rates as well. For instance, the budget deficit this year looks like the U.S. budget deficit is going to be quite close to $2 trillion. So that will be $2 trillion of government borrowing, and this doesn't look like it's going to go down anytime soon either. President Trump is requesting $1.5 trillion for the total defense budget in fiscal year 2027, which starts in October. That's up from just $900 billion in fiscal year 2025, so that's a huge increase in military spending, which makes the percent-   Keith Weinhold  9:20   Increase plus, y   Richard Duncan  10:52   Going to keep growing, and that spending will be inflationary as well. But so the government is going to have to borrow, so the demand for money from the government is enormous, and as I've just mentioned, because of the AI boon, the hyperscalers and many of the other companies in the AI industry or related to the AI industry, they're also tapping the bond market on a very large scale. So demand for borrowing from these AI-related companies, the demand is pushing up interest rates. This is not directly related to inflation, so you've got a lot of demand for borrowing from the government and from the private sector related to artificial intelligence primarily. So that's on the demand side for money, and on the supply side, well, the United States is not making a lot of new friends these days. We seem to be losing friends pretty quickly, and many of the people who were very enthusiastic about buying American government bonds in the past are becoming increasingly reluctant to do so. Most of them still are. Most of them don't really have any viable options, but on the margin, there are fewer friendly buyers of our debt, and so fewer people willing to buy the debt also puts upward pressure on U.S. interest rates. So recently, the 30-year U.S. government bond hit a 19-year high at 5.33% That's a very high number, and this has spooked the Treasury Department. Treasury Secretary Besant has begun doing some very unusual things that suggest that he's very concerned. He has helped stop the yen from weakening by selling some euros that the U.S. government owned and buying yen. He did this to make the yen stronger, and this meant that Japan wouldn't have to sell its U.S. government bonds in order to have dollars to use to buy yen to make the yen stronger. So that was a strange move.   Richard Duncan  9:20   And then more recently, he's announced that the Treasury Department is going to start buying twice as many long-dated bonds as it has been doing. Each operation now, the Treasury Department has been buying $2 billion worth of bonds at the long end and financing it with short-term borrowing. So borrowing at the short end, the say two-year bonds, which have a much lower interest rate, and using that money to buy 10 or 30-year bonds that have a higher interest rate, in order to push up the bond prices and push down the bond yields at the long end, to try to hold down the 30-year bond yield and the 10-year bond yield, which of course directly affects the mortgage. This is beginning to seem like there's some degree of, well, let's call it perhaps not panic, but deep concern in the Treasury about how high interest rates in the U.S. are going, and just moving forward with this idea, all of these pressures, the inflationary pressures are not likely to go away anytime soon. The demand for borrowing is not going to go away anytime soon. So there's going to continue to be this upward pressure on interest rates. And I think ultimately, what we are going to see is another big round of quantitative easing from the Fed. The Fed is going to have to step back in and announce that it's going to create a great deal of money one more time, and use that money that it creates to buy government bonds to push up their price and to drive down their yield. And we shouldn't forget that already the Fed is currently printing, creating money. It launched a new program. What is it called? Reserve management purchases. This was a program they announced in December last year, where they were just going to create some money and inject bank reserves into the financial system, so that they could manage reserves at a good level, so everyone would have plenty of liquidity. Just since December, they have created $210 billion. This is kind of going under the radar, but $210 billion since December is not an insignificant amount of money.   Richard Duncan  14:49   If the budget deficit this year turns out to be 2 trillion, then that's financing 10% of the government's budget deficit, right? More than 10% So we've already got a significant amount of money creation by the Fed going on currently, and that's not enough to prevent the yields from moving sharply higher. So I think what we're going to get is another much bigger round of quantitative easing in the not too distant future, and that's going to have a lot of ramifications.   Keith Weinhold  17:00   That's a really interesting insight, and Richard, one word keeps popping into my head as we have this discussion. Okay, inflationary pressure correlates with higher interest rates, sure, but how much are these high bond yields, which flow right over to our mortgage rates, a result of an erosion in trust. I'm thinking about trust   Richard Duncan  17:24   to some degree, yes, but not overwhelmingly. The reality is, at the end of the day, there is a certain amount of money in the world that has to be invested somewhere, and that is the most important fact to understand. There is a pool of money; it keeps getting larger, and it has to go somewhere. And U.S. government bonds are considered the safest place for it to go. For instance, the United States has a very large trade deficit with the rest of the world. For the last two years, the current account deficit, which is more or less the trade deficit, has been 1.2 trillion dollars a year. It's easier to understand it as a trade deficit. That's been throwing off 1.2 trillion dollars into the surplus countries. The surplus countries sell things in the United States, countries like China and Vietnam and all the others. They sell things in the United States that they make at home. They get paid in dollars. They take their dollars back home to China and Vietnam and all the other countries, and what do they do with the dollars? They own dollars. They've got to do something with those dollars. They're getting 1.2 trillion more dollars every year. Now, the thing they do with it primarily is they buy treasury bonds with it, and so there is an inherent and growing demand for treasury bonds. You may be thinking, okay, they could take those dollars and they could convert them into euros. That's true, they could, but whoever they buy the euros from, they then own dollars, and they would need to buy U.S. dollar-denominated assets with them. The main driver behind the buying of Treasury bonds is just the fact that there are so many dollars in the world, an increasing amount of dollars outside the United States that need to be invested in U.S. dollar-denominated assets. People can lose confidence in "quote unquote, but what are they going to do with their dollars? It has to go somewhere, and so it ultimately ends up going round and round, and an enormous amount of it ends up in U.S. Treasury bonds, and that's not going to change so long as the U.S. has a very large trade deficit with the rest of the world. The rest of the world is going to keep accumulating dollars for that reason, and they're going to keep accumulating Treasury bonds for that reason.   Keith Weinhold  19:44   Well, what do these effects mean for real estate, Richard? I mean, which force you think will ultimately win for housing here with this increased inflationary pressure? Is it more of a damaged affordability problem, or do we see rising? Placement costs that continue to help float real estate values up.   Richard Duncan  20:05   Real estate prices, home prices, have not been performing very well over the last year to two. Pretty flat, unlike in prior years, immediately after COVID when they were booming. I suppose that's what we're going to continue to see for some time. If interest rates remain high, the affordability is not there. But if we do get this new round of quantitative easing, which I think is a real possibility, then that will effectively push down the interest rates, making home affordability better. And at the same time, by creating more money, that does push up asset prices across the board. So over the long run, I do believe that real estate is a very good investment, and also it can be a very good investment from the point of view of providing diversity in your portfolio. I'd like to focus in particular on it can be an inflation hedge. So, if you buy a house and use a say a 30-year fixed mortgage, and then we or a 15-year fixed mortgage to pay for a significant part of that purchase, and then we do get inflation, then the inflation eats away your mortgage. Your mortgage evaporates because of the inflation, so in that way you're somewhat protected from the risk of future inflation by having inflation destroys your debt. In other words, so that helps. So I do believe that buying houses, I think rental income is a very good investment, particularly houses on a piece of land buy the house with a fixed rate mortgage. You rent out the house, and over 10 to 15 years, the house pays for itself, and it keeps appreciating in value over time. Decade after decade, it will become increasingly valuable over the long run, and you'll have also a supply cash flow, and you'll have this inflation hedge that I just described. So I think owning rental property that is on land, I'm not so keen on buying condos. There's no limit as to how many condos can be built in the air, but there is a limited amount of land in the world, and so land is as good as gold because if gold goes up; the land will also go up for the same reasons. So I think owning rental property is a very important part of having a broadly diversified portfolio, which is usually the best thing for most people to do to have a broadly diversified investment portfolio.    Keith Weinhold  22:37   Yeah, in this era of both war and increased interventionism, yeah, we still have a resource here, real estate that is scarce, that is necessary, and is built with this basket of goods and commodities constituting that replacement cost.   Richard Duncan  22:53   I agree.   Keith Weinhold  22:55   Well, Richard and I have a lot more to talk about when we come back, including what phase of the economy that we're in post-creditism and a lot more. You're listening to Get Rich Education. Our guest is the publisher of Macro Watch, Richard Duncan. I'm your host, Keith Weinhold.   Keith Weinhold  23:12   What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com. That's ridgelendinggroup.com. Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family 266866. That's family 266866.   Robert Helms  24:44   Hey everybody, it's Robert Helms of the Real Estate Guys Radio Program. So glad you found Keith Weinhold and Get Rich Education. Don't play your daydream.   Keith Weinhold  25:04   Welcome back to Get Rich Education. I'm your host Keith Weinhold. We're talking with Richard Duncan. Check out him and his work at RichardDuncanEconomics.com. So much interesting stuff has happened in the macroeconomic world since we last had him here with the Iran War, with the AI arms race heating up, and with hitting that milestone of $40 trillion in total public national debt. Which, by the way, that $40 trillion-that is more than the combined debt of Germany, Japan, France, Italy, the UK, and Canada. That's basically the entire rest of the G7 just to try to get your head wrapped around that $40 trillion number, and you know, Richard, when it comes to the government, their income and their expenses and their assets in their debt, some wonder, including me, if the government can just print its own currency, then why must they collect taxes from us?   Richard Duncan  26:04   Okay, well, to understand the answer to that question, it's necessary to understand that it wasn't always possible for the government to print its own currency. Up until 1968, 1971, the Fed was legally required to back the dollars it created with gold, and the United States had the obligation to allow other countries to convert the dollars they accumulated into U.S. gold. So up until then, that wasn't a possibility for the government to finance its spending by money printing. And so, over the centuries that preceded, the government would tax the people to obtain the money that it needs for spending. So imagine today: here we are. The government now is spending about $7 trillion a year, and its tax revenues are about $5 trillion a year. So if it suddenly said, "Okay, we're not going to tax anyone anymore, that would mean that people would have an extra $5 trillion to spend, and if the people started spending $5 trillion, we would have hyperinflation, because there's only a limited amount of industrial capacity in the United States, or even in the world for that matter. It couldn't absorb a $5 trillion of additional spending from households and businesses, so it's not that they can't technically create the money as much money as they want to pay for everything they want. The constraint is not money creation technically; it's the inflation that it would produce if they just stopped taxing everyone and just created money instead. So that's the reason they can't.   Keith Weinhold  27:46   Just slowly taper it away and give people some income tax relief. Why can't they do that?   Richard Duncan  27:52   Well, that's what they've been doing. Taxes are far lower now than they were under when President Reagan took office, and that's one of the reasons we have $40 trillion in debt.   Keith Weinhold  28:03   Okay, but that is how the income and expenses look on an annual basis, right, Richard? This is how I think of it. Like the United States basically has 5 trillion in annual income, much of it from personal tax collection, and 7 trillion in annual expenses. That's how we get to the annual deficit of about 2 trillion, which rolls into that $40 trillion of overall debt.   Richard Duncan  28:30   That's right. What you said is correct. But we would have much more than $5 trillion income from taxes had the government not reduced the tax rate so often and so radically, starting in the early 1980s under President Reagan, if taxes hadn't been cut so sharply, we wouldn't have a two-trillion-dollar budget deficit, $40 trillion of government debt. So they've already been tapering the amount that they tax by cutting tax rates very sharply over the last decades,   Keith Weinhold  29:02   I guess a lot of people, admittedly me included, haven't been thinking about it that way. Maybe because it's painful, and I do write checks to the IRS. But when we talk about this propensity for continued inflation, one component of this is what's happening with the AI arms race, and I know you've looked at this closely. You know, because one thing I think about is, well, wait, will the AI arms race actually be deflationary over time because it lowers production costs and makes us more efficient, or is it going to be inflationary because it requires enormous capital and electricity and infrastructure in the building of these data centers. So you know I can see it going either way with the AI arms race, inflationary or deflationary. But since you studied it a lot, including talking about it on macrowatch, tell us more about the AI arms race and what this all means, Richard.   Richard Duncan  29:59   So yes. On your point that you just made, in the short term, it looks like the AI boom is going to be inflationary. Yeah, it's driving up electricity prices, land prices, and all of the things that we discussed before. Everything that goes into making artificial intelligence intelligence, including memory chips, which drive up the cost of your iPhone and iPad. So it's inflationary in the short run, but over the long run, it could probably and probably will be quite disinflationary or even deflationary. I think that's several years away. Now, moving on to the next question, the AI arms race. I think it's very helpful to understand the world around us by putting it in the context of how our economic system has evolved since dollars ceased to be backed by gold. 1968, the Fed was no longer required to back dollars with gold. 1971, President Nixon said, "Sorry, Europe, we we said we would let you convert your dollars into gold, but we changed our mind and you can't. So after that, there was no longer any gold backing for the dollar, and here are a list of things that have happened as a result of that change. Our huge trade deficits couldn't have happened if the dollars were backed by gold. The huge budget deficits that we have couldn't have happened. The Fed couldn't have created trillions of dollars through quantitative easing. Inflation rate has fallen from the 1980s, from the the mid teens to well below the Fed's 2% inflation target for most of the last 20 years, and wealth in the United States has exploded, as I mentioned, from 60 trillion to 180 trillion. That wouldn't have happened if dollars had remained backed by gold because credit has exploded. Total debt or total credit, two sides of the same coin. Total debt in the U.S. It's government debt, household debt, corporate debt, Fannie Mae, Freddie Mac debt, all the debt. It first went through $1 trillion in 1960. Now it's 110 trillion. So 110 times increase in my lifetime in total debt. That wouldn't have happened if dollars had remained backed by gold, and because of all of that credit expansion and the massive trade deficits we had with the rest of the world through globalization occurred, and that allowed Asia to industrialize, and Asia wouldn't be industrialized as it is now. China wouldn't be an economic superpower as it is now had dollars remained backed by gold, because it wouldn't have been able to grow through export-led growth. And so, China, instead of looking like it does today, it would look like it did in 1970, basically being a very poor third world country, and globalization has pulled hundreds of millions of people out of poverty.   Richard Duncan  32:47   They would still be in poverty had dollars remained backed by gold. The Soviet Union probably would still be around because the U.S. under President Reagan wouldn't have been able to to spend so much on the military that it bankrupted the Soviet Union trying to keep up with us, and finally, China wouldn't be the national security threat that it's become now because it wouldn't have had a trade surplus and it wouldn't have had any economic growth to speak of for the last 50 years. That's the world that we're living in now. The world we live in now is the direct result of dollars no longer being backed by gold, and to understand the world around us, you have to understand that that's the starting point. Now, coming to your question, this explosion of wealth that has been created under the system that I call creditism-we did have capitalism. It was driven by saving and investment, Capital accumulation, hence capitalism and investment that drove capitalism. That's not how our system works. Our system is driven by credit creation and consumption, and more credit creation and more consumption. That's creditism. It used to be driven by private sector credit growth, but the private sector became too heavily indebted in 2008, and they blew up, and that almost resulted in the complete collapse and bankruptcy of every bank in the United States and probably most of the banks around the world as well. So the government had to step in, and since that time, it's been government borrowing primarily.   Richard Duncan  34:17   This driven creditism and kept credit expanding with the help of the Fed, so this has been the evolution of creditism and has produced extraordinary amounts of wealth. So it's had two consequences that we need to focus in on now. For one, I've mentioned already, it turned China into an economic superpower, which is now on the verge of overtaking us, not just economically, but also technologically and militarily, it's become an extreme national security threat to the United States. But the second thing that has occurred, the creation of all of this wealth has provided the funds that have allowed a. Technological revolution to occur so quickly, this AI revolution that we're now living through, that is the direct result of the ample liquidity that has been created and flowing around the world, originating largely from the Fed's printing press and the government's budget deficits. That's created trillions and trillions and trillions of dollars of wealth that wouldn't have existed otherwise, and that wealth has gone into funding this development of data centers and the technology that's created the artificial intelligence. Now we are experiencing this AI revolution, and it's become quite apparent to everyone that whoever wins the AI arms race is going to rule the world. We're on the verge of machines becoming more intelligent than humans, and then after that point, through self-training and self-improvement, going on 24 hours a day, they're going to become exponentially more intelligent than humans very quickly, so whoever wins this race is going to have dominance of every other country in the world. So, as creditism has evolved, it has created a national security threat in China and has created artificial intelligence. And as a result of the two combined, we now have this artificial intelligence arms race with the United States that must win. That's why President Trump is calling for a 1.5 trillion dollar defense budget.   Richard Duncan  36:30   So this is one of the main themes that MacroWatch has been focused on this year. I've done a series of videos on the new defense spending boom, looking in one video at the traditional titans of defense like Lockheed Martin, RTX, Boeing, in another video looking at the new up-and-coming Silicon Valley challengers in the defense industry, companies like Andrel, Palantir, and most important of all, SpaceX. This is now the driving force in the economy. the The absolute necessity of winning this AI arms race is going to require much greater government spending on the military, and it's going to require what we're seeing extraordinary amounts of money being invested in developing artificial intelligence because whoever gets there first wins, and whoever doesn't is going to be subjugated by the winner. So that's where we are. So that brings us up to we've been discussing the change from capitalism into creditism, and we've seen how creditism has evolved from being first driven by private sector credit to later being driven by government sector borrowing and spending, now leading to this AI arms race, which I think we're now moving toward a different kind of economic system beyond creditism. So let me back up just a minute and say that economic systems are best defined by the constraints that limit what they can do. So we've been talking about capitalism. Capitalism's main constraint was the requirement that money be backed by gold, and when that constraint, when that gold-backed money constraint was removed, the constraint was gone. The economic system evolved into a different kind of economic system. Creditism has created extraordinary amounts of wealth and growth since early 1970s. This is not the first time economic systems have evolved. If you look back through history, there have been many different kinds of economic systems. They've all been defined by the constraints that binded what they could do. If you go back to hunter-gatherer economic system, that economic system was constrained because the people didn't have tools for cultivation or any way to store the food that they created for long-term storage, but once they developed that those tools and the ability to store food, those constraints were removed and they evolved into a different kind of economic system. Ultimately, into feudalism. Feudalism was an economic system that was constrained by very poor roads, so there was very little transportation. There were no banks, so no banking system or credit, and there was very limited legal social mobility.   Richard Duncan  39:28   But eventually, cities developed, and because of cities, trade flourished, and that removed the constraints that had defined feudalism. Okay, so fast forward, capitalism was constrained by gold-backed money. When gold was removed, we moved into creditism. Now here we are in creditism, late-stage creditism, and we're seeing this phenomenal expansion of artificial intelligence. So every economic system throughout history has. Had two constraints in common. There have been labor constraints, a limited labor supply, and there has been the constraint of limited human intelligence. We're now, thanks to artificial intelligence, on the verge of removing those two constraints that have limited every economic system up until today, when artificial intelligence is embedded in humanoid robots, that's going to remove the labor constraint. We will no longer have any labor constraint. Robots will be able to produce all the labor and then some that's required. So there goes the labor constraint, and when we hit superintelligence, that's going to remove the constraint of human intelligence that has bound economic systems. So those have been the two primary binding constraints on every economic system so far, and they're just now about to be removed by artificial intelligence. We're moving into a new era without intelligence constraints and without labor constraints, and this is going to radically change everything. When those constraints are removed, creditism is going to evolve into an economic system that's no longer driven by credit creation. It's going to be driven by intelligence creation, knowledge creation, or an explosion of cognition. So I call the new system that we're moving toward cognitism, because rather than being driven by credit as creditism is, it's going to be driven by exponential expansion of intelligence or cognition, and it's probably going to create undreamt of wealth, but it's going to completely change from bottom to top everything about the world and society and social relations that exist today, and that is what we're very quickly moving into over the next 10 to 20 years. That that's where we're going to go, and I believe it deserves a new name. So I've coined the term cognitism to describe this new economic system. The post-creditism world is cognitivism.   Keith Weinhold  42:12   Wow, this is massive. Ever since we met, you talked about creditism, and really, that's the economic system that we live in, not capitalism, so we're on the brink again of moving from creditism into cognitivism, because oftentimes these forces and their change are defined by having the constraints removed, and we're on the brink of removing the labor constraint and the human intelligence restraint from creditism to move us into cognitivism over the next 10 or 20 years. I'm just reviewing what you said as I'm thinking this through, Richard. Talk to us at least a little about what the ramifications are for us, just everyday people and investors with this cognitimism economic system.   Richard Duncan  43:02   It's very difficult to guess what the consequences are going to be. They're going to be not only economic, but they're going to very quickly become political, and the political consequences are difficult to guess how they will play out. But it does look like when robots can do all the manual labor, and machines can do all of the intellectual work on a much more accurately, much more rapidly, much more flawlessly than humans can. There won't be any need for humans to have work unless legislation is in place to ensure that they do, and if they don't have work, then they're going to not have any income. And if they don't have any income, they're going to start being very unhappy, and they're going to start rioting, and governments are going to begin to fall, and we don't know how that's going to play out. So there's going to have to be arrangements made to ensure that people do have enough income to benefit from all of the extraordinary wealth that could be created through limitless labor and limitless intelligence, but to work in a way that can satisfy our wildest dreams and beyond our wildest dreams is going to be a matter of restructuring the political economy, if you will, to ensure that people benefit from this technological revolution that is now speeding up.   Keith Weinhold  44:30   Yeah, I would say all we do know is we don't know and how it's going to turn out. But you know whether it's been tractors replacing horses or whether it's been the advent of the assembly line, or whether it's been the advent of the internet, people always say it's going to destroy net jobs, and historically, it really hasn't.   Richard Duncan  44:53   You're right, but the replacement of horses with automobiles didn't really work out so well for the horses.   Keith Weinhold  45:00   So, is there any way we can think about this in order to stay nimble as investors and everyday people, Richard? As we move into cognitism.   Richard Duncan  45:10   Absolutely, everyone needs to subscribe to Macro Watch, and they'll be able to follow it very closely there as I map it out as it unfolds from month to month.   Keith Weinhold  45:22   They should, and it's fascinating, and you've really been on the cutting edge of that. Tell us more about subscribing to Macro Watch, something that a lot of listeners should be interested in.   Richard Duncan  45:33   So my background is has been in finance. I started working in Hong Kong in 1986 as a securities analyst, I later on became an economist and then a strategist. I worked for the World Bank for a couple of years in Washington. I was the head of global investment strategy in London for ABN AMRO Asset Management. So my background is in finance, and I have spent most of my career living in Asia for the last 40 years, primarily in Asia. Along the way, I've written four books. The first one was the Dollar Crisis back in 2003. The most recent one was The Money Revolution in 2023. So my background is in finance. But 13 years ago, I launched Macro Watch. Macro Watch is a video newsletter. Every couple of weeks, I upload a new video. It's essentially me making a PowerPoint presentation discussing something important happening in the global economy and how that's likely to impact asset prices. So it's essentially become a compendium of the global economy. Essentially, everything that has happened in the last 13 years at the macro level that matters is discussed in these macro watch videos. For instance, there is a complete history of everything the Federal Reserve has done since it was founded in 1913. There is a complete description of government debt from the beginning, the increase in government debt and budget deficits. It explains things like how the Fed actually creates money, what are bank reserves, what is Japanese monetary policy, what is European monetary policy. All the major macroeconomic developments are described there and are available to subscribers every two weeks. They upload a new video, and so if your listeners would like to check it out, my website is richarddunkeneconomics.com. That's richarduneconomics.com, and if they'd like to subscribe, hit the subscribe button. And I'd like to offer everyone a 50% subscription discount.   Keith Weinhold  47:36   Thank you.   Richard Duncan  47:36   They'll be prompted to put in a discount coupon code if they use the discount code GRE, like Get Rich Education, they can subscribe at a 50% discount. They'll find it very affordable, and at the very least, they can sign up for my free blog while they're there, and they can follow my work that way.    Keith Weinhold  47:57   It is fascinating the AI arms race poised to have us completely change economic systems from criticism to cognitism. Richard, is there any last thing that you would like to leave us with? Whether it has something else to do with AI, maybe I didn't think about asking you, or something with the Iran war and the inflation, or anything else in the economy. Any last thought for what we should do or be aware of?   Richard Duncan  48:24   One thing, of course, I think is very important is for everyone to learn to use AI as much as they possibly can. It's easy to use, and it will teach you how to use it. And as we evolve into this new world is going to be crucial to make use of this most important tool humanity has ever had-the ability to use AI. This suddenly gives you access to all the world's knowledge. All you have to do is ask, and it will tell you in a very friendly way. So, by being able to use AI, you'll be in a much better position to survive the transition and prosper in the decade ahead.   Keith Weinhold  49:09   That is an actionable way to stay on top of it, Richard. It's been valuable as always. Thanks so much for coming back onto the show.   Richard Duncan  49:16   Thank you, Keith. I've enjoyed it.   Keith Weinhold  49:24   Yeah, keen insights from Richard as always. Yeah, the U.S. sure has been making enemies the past couple years. That could make other nations less likely to buy our debt, and then in turn, it takes higher interest rates in order to attract bond buyers. Well, that in turn increases mortgage rates. But to some extent, other nations have to buy our debt. Richard says that a bigger round of future QE is a distinct possibility. That is code for money printing. That's clearly. Inflationary, but few seem to know we've already been involved in liquidity operations since last December. Whether that's called QE or something else, it is taking more government spending to keep up with the AI race. That's inflationary too. What about that? When horses were replaced with cars. How did it work out for the horse? I don't know if that made it better or worse for the horse. Maybe horses were out of work, but then they got to live free. Will AI make that very predicament apply to humans? Nobody knows. The economic system will have moved from creditism to cognitism when the economy is no longer driven by credit creation but intelligence creation, from RichardDuncanEconomics.com, you can hit the subscribe to MacroWatch button and enter the discount code GRE for a 50% discount. Just about everything that you heard today is poised to drive mortgage rates higher, not lower. Big thanks to Macro Watch Mastermind Richard Duncan today. Next week it's a more real estate centered show. I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 2  51:21   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold  51:49   The preceding program was brought to you by your home for wealth building, getricheduceducation.com  

Iraq experienced one of the most comprehensive sanctions regimes ever imposed on a country in the 20th century. Dr. Omar Dewachi explores the concept of medical anthropology and traces the history of the Iraqi healthcare system from the British mandate to the post-2003 era. This exploration highlights how political interventions and conflicts disrupted medical infrastructure and population health. Ultimately, the conversation examines the profound breakdown of the political, medical, and social systems that led to the death of the clinic and a collapse of trust. 00:00 Introduction 01:21 The Concept of Medical Anthropology 04:52 Dual Trajectories in Health and Social Contexts 06:31 A Career Shift Rooted in Wartime Experience 10:19 The True Toll of the Comprehensive Sanctions Regime 12:56 Infrastructure and the Early Construction of the State 17:53 Systemic Vulnerabilities and the Scales of Destruction 22:25 Healthcare Expansion as an Instrument of Statecraft 28:21 The Rhetoric of Progress and the Framing of Pathologies 31:47 Moving Beyond Conventional Battlefields 37:13 Bearing Witness to Systemic Ruination and Personal Loss 43:09 Challenging Michel Foucault's Framework 49:44 Unequal Knowledge and Visibility on the Global Stage 51:57 The Erosion of Sacred Alliances and the Shift to Commerce 53:41 The Geography of Regional Wounds Omar Dewachi is an Associate Professor of Medical Anthropology and Global Health at Rutgers University. His work examines the social, medical, and environmental fallouts of decades of war and violence in Iraq and the broader Middle East. Before joining Rutgers in 2018, Dewachi co-founded the Conflict Medicine Program at the American University of Beirut, where he taught social medicine and global health. His award-winning book Ungovernable Life: Mandatory Medicine and Statecraft in Iraq (Stanford University Press, 2017) documents the untold history of the rise and fall of Iraq's healthcare system under decades of US-led interventions. His ongoing project 'When Wounds Travel' weaves almost two decades of ethnographic research with his personal experience of displacement and his medical and public health practice across Iraq, Lebanon, and Syria. He holds an MD from Baghdad University, an MPH from the American University of Beirut, and a PhD in Anthropology from Harvard University. Connect with Omar Dewachi

Nick and Tyler sit down with Jeff Sweenor to talk about what it actually takes to keep framing, finish carpentry, cabinetry, masonry, and other trades in-house. Jeff breaks down the constant balance between quality, productivity, overhead, scheduling, hiring, and knowing when a specialized subcontractor can simply do the work more efficiently. The conversation also gets into how Sweenor Builders tracks each division, develops skilled craftspeople, and decides which capabilities are worth continuing to own. Join the Modern Craftsman Community

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Deutsche Geschichte! Deutsche Filmstars! Oscar-Buzz! Meisterwerk! Pawel Pawlikowskis neuer Film Vaterland produziert seit seiner Premiere im Mai in Cannes viel Aufsehen und Begeisterung. Sandra Hüller und Hanns Zischler spielen darin Erika und Thomas Mann, die 1949 zum ersten Mal nach Jahren im Exil nach Deutschland zurückkehren – oder besser gesagt: in zwei Deutschlands, die auf sehr unterschiedliche Weisen versuchen, die Verbrechen der Nazis und ihrer Unterstützer hinter sich zu lassen. An den Kinokassen ist Vaterland, der am 3. September gestartet ist, bereits ein Hit – und bei der neuesten FRAMING-Runde? Mit dem Buchautor Jan Jekal und den Filmkritikern Andreas Busche und Matthias Dell diskutiert Hannah Pilarczyk, welchen Blick der Pole Pawlikowski auf die deutsch-deutsche Geschichte wirft, wo er sich erzählerische Freiheiten herausnimmt und wo er Konventionen des Edel-Arthouse-Kinos bedient. Außerdem spürt die Runde der Frage nach: Wie geht es uns mit Peak-Sandra Hüller?Der FRAMING-Newsletter: Alle zwei Wochen verschicken wir einen Newsletter, mit dem wir das Film- und Kulturgeschehen begleiten und euch mit FRAMING-News, Empfehlungen und Texten versorgen. Abonniert den Newsletter ⁠hier⁠⁠.FRAMING unterstützen: Wir verzichten auf Werbung und Paywalls, freuen uns dafür umso mehr über jede freiwillige Unterstützung. Wenn euch unsere Arbeit einen kleinen Betrag im Monat wert ist, dann könnt ihr uns ⁠hier⁠ supporten.Feedback und Vorschläge? Schreibt uns einfach eine ⁠MailUnd so geht es durch die Folge:(00:00:00) Begrüßung und Einführung(00:03:50) Vorgehensweise des Films (00:07:44) Umgang mit der Vorgeschichte der Familie Mann (00:14:50) Internationale oder deutsche Perspektive?(00:18:40) Figuren, Stargesichter, Sandra Hüller(00:20:28) Ist der Film interessant?(00:24:45) Thomas Mann zwischen den Staaten(00:26:29) Framing-Hinweise(00:27:40) Andere Künstlerfiguren im Film (00:34:04) Wer hätte den Stoff auch bearbeiten können? (00:36:46) Tod, Musik & die feiste BRD (00:39:55) Das Ende des Films (00:40:40) Letzte HinweiseWo den Film sehen?Vaterland läuft seit dem 3. September 2026 in den deutschen Kinos. Eine Übersicht über Screenings in eurer Nähe findet ihr hier.Material zur FolgeJan Jekal: Paranoia in Hollywood. Wie die USA exilierte Künstler erst retteten und dann verfolgten 1941–1953Letzte HinweiseJenny Erpenbeck: Aller Tage AbendDas GEGENkino-Festival in Leipzig (10. bis 20. September 2026)Valeria Gordeev: Die Zikade entschlüpft ihrer goldglänzenden HülleMy Summer of Love (Pawel Pawlikowski)Folgt unsFolgt FRAMING bei Instagram, BlueSky und auf FacebookLest Matthias Dell bei ZEIT Online & hört ihn im Deutschlandfunk KulturFolgt Jan Jekal bei Instagram und hört seinen Podcast “Rolling Stone Weekly”Lest Andreas Busche beim TagesspiegelLest Hannah Pilarczyk beim ⁠⁠⁠Spiegel⁠⁠

Contact us. We'd love to serve youGive financially to support the work of helping pastors thriveFind out more information about the Advancing the Church Conference.Write a review on Apple Podcasts or Spotify(01:15) Framing the topic: pastors, money, and the question of retirement(02:30) Biblical tension: trust God vs. plan wisely for the future(04:30) Providing for wives and widows; inheritance and 1 Timothy 5:8(06:45) Calling, longevity in ministry, and the “20–25% who make it to retirement age”(08:30) Brian and Jim's ages and seasons; Dr. Robert Smith Jr. on “I'm not retiring, I'm reassigned”(10:20) Longer lifespans, medical costs, and needing expert financial help(12:05) Life insurance amounts, caring for a likely-longer-lived wife, and Social Security decisions(14:10) Power of starting small: investing early (e.g., $100/month from age 30)(15:40) Split in the road: U.S. context vs. international context for pastors(16:50) Global realities: pastors in parsonages with no home, savings, or safety net (Philippines example)(18:00) Denominational support, pensions drying up, and intergenerational housing as a “retirement plan”(19:00) U.S. pastors: Social Security, basic salary packages, and lack of formal retirement accounts(20:45) Owning a home vs. long-term parsonage living; basic retirement practices for U.S. pastors(22:30) Medical costs, health-sharing programs, and the burden of healthcare in later life(24:10) Core exhortation: don't punt on planning—life insurance, small retirement contributions, home ownership(26:00) International pastors: when retirement options are minimal, planning with children and family(27:00) Developing a life skill / bivocational trade to support long-term provision(28:00) Encouragement for bivocational pastors and challenges for older men without alternate skills(29:15) “Retirement” vs. “reassignment” in ministry callings(30:45) Jim's distinction: calling to full-time pastoral work vs. continued service in other roles(32:10) Case study: seminary president planning to step down at 75, then feeling able to keep serving(33:30) Practical implications: stepping aside from paid role while freeing salary for younger men(34:30) Importance of planned transition before you “feel done” (Alistair Begg example; Brian's own 60+ plan)(35:55) Final exhortations: have a plan; others are affected by your decisions(36:28) Closing prayer for wisdom in retirement and provision planning

A little less than half of workers now use AI regularly on the job. Of that group, 44% admit the output looks finished on the surface and holds nothing underneath. SHRM has a name for it: work slop. Dr. James Atkinson is VP of Thought Leadership at SHRM, where he leads the research teams behind that finding. He spent nine years at Gartner, finishing as Managing Vice President of Data Products for its HR research practice, and ran data products at Payscale before joining SHRM. James walks through SHRM's Skills Revolution research in this conversation. Read the full report here: https://www.shrm.org/topics-tools/research/skills-revolution-preparing-employees-tomorrows-jobs In this episode, he covers: • Why CFOs approve people investments framed as productivity gained and cost avoided, and why SHRM's navigating the C-suite research found finance leaders want that case backed by workforce data • How 44% of AI users admit to producing work slop, and where HR can step in to define what good output looks like • What SHRM's Skills Revolution research says about learning and development systems that can't track how fast skills are changing Timestamps [00:01:01] Why the labor market is uneven rather than hot or cold, and why the last two months shouldn't set your expectations [00:01:51] Healthcare keeps adding jobs as the population ages while federal employment declines and local government picks back up [00:03:13] Framing a people investment as a business opportunity with a productivity number and a cost number attached [00:04:49] SHRM's navigating the C-suite research: CFOs want the ROI spelled out and backed by workforce data [00:05:34] Turnover as the metric finance already understands, because a role sitting empty is a day of lost productivity [00:06:11] Ask your executives how they want to be presented to before you build the deck [00:06:48] Just under half of workers use AI regularly, and 44% of them admit to producing work slop [00:07:28] Why AI needs guardrails and how managers become the people who say what good looks like [00:09:12] The Skills Revolution research: skills are changing faster than learning and development systems can follow [00:11:10] Why skills inventories still haven't replaced job descriptions, and what might finally move that Guest Bio James Atkinson is the VP, Thought Leadership at SHRM, where he leads research teams uncovering key insights on the challenges and trends affecting HR and the workplace. James joined SHRM with more than 15 years of research, data, and product experience, having spent a decade in various leadership roles within the HR industry. Prior to SHRM, James was the Vice President of Data Products at Payscale, where he was responsible for the overall strategy, development, and delivery of data products for compensation professionals. He also spent 9 years at Gartner, finishing his tenure there as the Managing Vice President of Data Products for the HR research and advisory practice. Across his career, his teams have created award-winning research and data products for HR executives and their teams on topics including learning and development, total rewards, recruiting, talent management, HR strategy, HR technology, and diversity, equity, inclusion, and belonging. This work has been featured in top business journals and media outlets such as Harvard Business Review, Wall Street Journal, and Forbes. James holds a PhD in Political Science from the University of Michigan and an MBA from Ohio State University. Brought to You by Paylocity Paylocity is the fastest growing unified platform for HR, Finance, and IT. Paylocity brings your people, processes, and data together in one place so HR leaders can spend less time managing systems and more time doing the work that actually moves their organizations forward. Learn more at paylocity.com Keywords: SHRM research, labor market outlook, work slop, AI guardrails, HR ROI, CFO conversations, workforce data, skills revolution, learning and development, career development, employee attrition, talent retention, healthcare hiring, HR strategy, skills inventory, job descriptions, people analytics, workforce planning, HR Mixtape

In this episode of Platemark, Ann Shafer sits down with master framer Thoren Vadala of Make-A-Frame Atlantic to explore the meticulous, often overlooked world of picture framing. From the technical realities of custom woodworking versus manufactured MDF to conservation standards like cotton rag mats and UV-filtering glass, Thoren breaks down what it truly takes to protect and elevate a work of art on paper. Tune in for an engaging discussion on framing philosophy, avoiding the trap of standard black-and-white presentation, and why early collaboration between artists and framers makes all the difference.   Show me the images !!   Frameatlantic.com IG @makeitframe   Other suppliers Gaylord: gaylord.com Spink and Gabor: no website Small Corporation: smallcorp.com Bark Frames: barkframeworks.com University Products: universityproducts.com

► Access All Courses & Books: ⁠https://beacons.ai/tomtorero⁠In this archived gear breakdown, Tom Torero walks through his exact YouTube camera setup for street vlogging, podcasting, and filming on the go.Tom explains his minimalist, low-profile approach to equipment—focusing on gear that delivers clear audio and high-quality video without drawing unnecessary attention in public spaces. Whether you are a content creator, street vlogger, or looking to build a portable setup for recording podcasts and real-world interactions, this breakdown covers the essentials of practical gear selection.⏱️ TIMESTAMPS:0:00 - Introduction: The Goal of a Low-Profile Setup0:45 - Choosing the Right Camera Body for Street Vlogging1:35 - Audio Essentials: Microphones & Wind Protection2:20 - Lenses, Framing & Portable Tripods3:10 - Quick Setup vs. Stealth Recording in Public4:00 - Key Gear Recommendations & Final Advice

Tyler is back with an update on where his house build actually stands, what has gone according to plan, and where he has intentionally chosen practicality over perfection. He gets into framing the house, crawl space and insulation decisions, managing costs, working alongside a framing crew, upcoming windows and rough-ins, and the lessons he is learning from being both the builder and the client. It is also a look at everything happening around the project, from TRG and Modern Craftsman to family, work, and trying to keep all of it moving at once. Join the Modern Craftsman Community

Bibliography**Advertising, Branding, and Consumer Identity**Aaker, *Managing Brand Equity* (1991); Bernays, *Biography of an Idea* (1965); Bernays, *Propaganda* (1928); Ewen, *Captains of Consciousness* (1976); Keller, *Strategic Brand Management* (1998); McCracken, “Culture and Consumption,” *JCR* 13 (1986): 71–84; Schudson, *Advertising, the Uneasy Persuasion* (1984); Tye, *The Father of Spin* (1998); Zajonc, “Attitudinal Effects of Mere Exposure,” *JPSP* 9 (1968): 1–27.**Propaganda, Language, and Ideology**Ellul, *Propaganda* (1965); Klemperer, *The Language of the Third Reich* (2000); Lasswell, *Propaganda Technique in the World War* (1927); Lifton, *Thought Reform and the Psychology of Totalism* (1989; orig. 1961); Stanley, *How Propaganda Works* (2015).**Framing, Agenda Setting, and Public Attention**Entman, “Framing,” *Journal of Communication* 43 (1993): 51–58; Iyengar, *Is Anyone Responsible?* (1991); Lippmann, *Public Opinion* (1922); McCombs, *Setting the Agenda* (2014); McCombs and Shaw, “The Agenda-Setting Function of Mass Media,” *POQ* 36 (1972): 176–87; Noelle-Neumann, *The Spiral of Silence* (1993).**Dehumanization and Moral Disengagement**Bandura, “Moral Disengagement in the Perpetration of Inhumanities,” *PSPR* 3 (1999): 193–209; Haslam, “Dehumanization,” *PSPR* 10 (2006): 252–64; Haslam and Loughnan, “Dehumanization and Infrahumanization,” *ARP* 65 (2014): 399–423; Kelman, “Violence Without Moral Restraint,” *JSI* 29 (1973): 25–61.**Repetition, Misinformation, and Online Diffusion**Bail, *Breaking the Social Media Prism* (2021); Berger and Milkman, “What Makes Online Content Viral?” *JMR* 49 (2012): 192–205; Brady et al., “Emotion Shapes the Diffusion of Moralized Content,” *PNAS* 114 (2017): 7313–18; Pennycook et al., “Prior Exposure Increases Perceived Accuracy of Fake News,” *JEP:G* 147 (2018): 1865–80; Pennycook et al., “Fighting COVID-19 Misinformation,” *Psychological Science* 31 (2020): 770–80; Vosoughi, Roy, and Aral, “The Spread of True and False News Online,” *Science* 359 (2018): 1146–51.**Availability, Consensus, and Social Silence**Kuran and Sunstein, “Availability Cascades and Risk Regulation,” *Stanford Law Review* 51 (1999): 683–768; Prentice and Miller, “Pluralistic Ignorance and Alcohol Use on Campus,” *JPSP* 64 (1993): 243–56; Sunstein, *On Rumors* (2009).**Liturgy, Civil Religion, and Collective Ritual**Bell, *Ritual Theory, Ritual Practice* (1992); Bellah, “Civil Religion in America,” *Daedalus* 96 (1967): 1–21; Durkheim, *The Elementary Forms of Religious Life* (1995; orig. 1912); Hobson et al., “The Psychology of Rituals,” *PSPR* 22 (2018): 260–84; Rappaport, *Ritual and Religion in the Making of Humanity* (1999); Whitehouse, *Modes of Religiosity* (2004); Xygalatas, *Ritual* (2022).**Crowd Psychology, Synchrony, and Collective Identity**Canetti, *Crowds and Power* (1962); Drury, “Social Identity Processes in Mass Emergency Behaviour,” *ERSP* 29 (2018): 38–81; Drury and Reicher, “Collective Action and Psychological Change,” *BJSP* 39 (2000): 579–604; Le Bon, *The Crowd* (1896); McNeill, *Keeping Together in Time* (1995); Reicher, “The St. Pauls' Riot,” *EJSP* 14 (1984): 1–21; Reicher, Spears, and Postmes, “A Social Identity Model of Deindividuation,” *ERSP* 6 (1995): 161–98; Stott and Reicher, “How Conflict Escalates,” *Sociology* 32 (1998): 353–77; Tajfel and Turner, “An Integrative Theory of Intergroup Conflict” (1979); Turner et al., *Rediscovering the Social Group* (1987); Vickhoff et al., “Music Structure Determines Heart Rate Variability,” *Frontiers in Psychology* 4 (2013): 334; Wiltermuth and Heath, “Synchrony and Cooperation,” *Psychological Science* 20 (2009): 1–5.**Prebunking, Inoculation, and Resistance**Compton, “Inoculation Theory” (2013); Linegar et al., “Prebunking Election Rumors” (preprint, 2024); McGuire, “Inducing Resistance to Persuasion,” *Advances in Experimental Social Psychology* 1 (1964): 191–229; Roozenbeek et al., “Psychological Inoculation Improves Resilience Against Misinformation,” *Science Advances* 8 (2022): eabo6254; Traberg, Roozenbeek, and van der Linden, “Psychological Inoculation Against Misinformation,” *Annals AAPSS* 700 (2022): 136–51.Also want to remind people about the website, if you're into reading we have tons of information by multiple contributors, and we got t-shirts up on the site if you're interested. Fun fact, the art is all based on the eyeball. 

November 27th, 2001. South Philadelphia, Pennsylvania. Termaine Hicks responded to a woman's screams for help in the early morning hours. Moments later, he was shot by a police officer responding to the scene, and was charged with rape. Connect With Us Website: genwhypod.com Instagram: @generationwhypodcast Facebook: facebook.com/thegenerationwhypodcast TikTok: @genwhypod YouTube: https://www.youtube.com/@thegenerationwhypodcastSupport the Show For special episodes, outtakes, and more from Justin & Aaron, visit: patreon.com/generationwhyAudible subscribers can listen to all episodes of Generation Why ad-free right now. Join Audible today by downloading the Audible app.Privacy Policy See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Kein Faktencheck, sondern Medienkritik. Aline hat das an einem Beispiel festgemacht: die Kampagne gegen das Gebäudeenergiegesetz, den sogenannten „Heizhammer”, die maßgeblich vom Axel-Springer-Konzern vorangetrieben, aber von erschreckend vielen anderen Medien einfach übernommen wurde. Markus Söder behauptete damals, eine Wärmepumpe koste Hausbesitzer*innen 300.000 Euro - eine vollkommen aus der Luft gegriffene Zahl. Ein Faktencheck widerlegt so etwas. Die Aufgabe von Brandmelder beginnt danach: zu analysieren, warum so viele Redaktionen eine derart offensichtliche Fantasiezahl trotzdem unkommentiert weitergereicht haben. Das hat mich sofort an meine eigene Arbeit erinnert. Wenn in Polizeimeldungen „Auto übersah Radfahrerin” statt „Autofahrer*in achtete an einer Kreuzung nicht auf die dann angefahrene Radfahrer*in” steht, ist das exakt dasselbe Prinzip: Sprache, die etwas unsichtbar macht, obwohl die Fakten längst bekannt sind. Werbung in eigener Sache: Dieser Podcast und vieles andere von mir ist kostenfrei nutzbar. Das ist mir wichtig, damit alle informiert werden, auch Jene mit wenig Geld. Solltest du sieben Euro im Monat übrig haben, dann freue ich mich über ein Abo meines wöchentlichen Newsletters. Er finanziert meine Arbeit, die als einzige Mobilitätsexpertin mit radikal intersektionalem Fokus in Zeiten des fossilen und patriarchalen Backlashs grad nicht einfacher wird. Danke für jeden finanziellen Support! Framings, die uns täglich in die Irre führen. Einige Beispiele aus dem Gespräch sind mir besonders im Gedächtnis geblieben: Das saarländische Umweltministerium veröffentlichte eine Rote Liste gefährdeter Arten mit der Überschrift „Ein Drittel der Arten im Saarland ist gefährdet”. Die dpa machte daraus: „Zwei Drittel sind nicht gefährdet.” Aline sagt, das sei für sie bis heute das schlimmste Framing-Beispiel, das ihr je untergekommen ist. Ein weiteres Beispiel ist der Wetterbericht: 30 Grad im Mai als „schönes Wetter” zu bezeichnen oder zweistellige Temperaturen im Winter, bei denen die Bäume schon austreiben, als Grund zur Freude zu verkaufen. Der Witz dabei, sagt Aline, sei, dass „schönes Wetter” selbst schon ein Framing sei, was jedoch nie hinterfragt werde, da der Wetterbericht ja angeblich neutral sei. Oder die Weltklimakonferenz: Wird dort eine klimaschädliche Entscheidung getroffen, heißt es oft „Misserfolg für Klimaschützer*innen“ - als würden diese das Klima nur für sich selbst schützen und nicht für uns alle. Warum Klima kein Sonderthema sein darf. Warum wird das Thema Klima in Redaktionen immer noch als Nischenthema behandelt, obwohl es doch ein Querschnittsthema für praktisch jede Berichterstattung ist? Aline nennt mehrere Gründe: Jahrzehntelange Desinformation hat vor allem ältere Kolleg*innen geprägt, ohne dass ihnen das bewusst ist. Zum anderen sind es klassische Nachrichtenfaktoren, die auf plötzliche Ereignisse ausgelegt sind und mit einer seit Jahrzehnten schleichend eskalierenden Krise nicht gut zurechtkommen. Und eine Art vorauseilende Selbstzensur, gerade im öffentlich-rechtlichen Rundfunk: Bloß nicht „Klima” sagen, weil die Leute angeblich genervt sind – was vor allem daran liegt, dass die Gegenseite in den sozialen Medien lauter ist als die Befürworter:innen. Und schließlich ist da noch das leidige Neutralitätsargument. Aline bringt es auf den Punkt: Journalismus kann gar nicht neutral sein, da jede Journalistin und jeder Journalist durch die eigene Biografie geprägt ist. Was möglich ist, ist Objektivität – aber Neutralität einzufordern, wenn ein Faktum wie der Klimawandel zur Debatte steht, führt direkt in die „False Balance“: 1 999 Klimawissenschaftler:innen sagen, die Erderhitzung sei real, eine Person sagt das Gegenteil – und beide als „ausgewogen“ gleich zu behandeln, ist keine Neutralität, sondern Verzerrung.

Richmond Dinh lost $1.2 million before he found the model that built his multi-seven-figure coaching company. He's an international speaker at Funnel Hacking Live, the creator of the Tiny Challenge methodology, and the author of the book behind it. In this episode we get into: - The psychological pattern the $1.2 million loss forced him to break - Proximity is power: why the most important decision you'll ever make is who you spend time with - The Tiny Challenge: how he closes $2,000 to $15,000 deals with one person, over just 3 to 5 days, without a funnel, a website, or an email list - The Five F's: Future, Frustrations, Failures, Fears, and Framing, and why pulling out someone's past failures matters so much to closing them - Why AI is flooding the coaching space, and why the only AI-proof offer sells experiences, community, and challenges - How he runs a team of 24 full-time employees with 0% churn, and what he actually does differently in hiring and culture - Reinventing himself three times: optometrist, life coach, business coach, and what it actually costs to walk away from an identity If you're a coach trying to figure out how to get your first client without a big audience, or a founder rethinking what your offer needs to look like in an AI world, this episode is for you. Subscribe for more real conversations with people who've built something worth owning, and share this with someone still chasing the wrong model. Connect with Richmond Dinh: Website: richmonddinh.com Instagram: instagram.com/richmonddinh Facebook: facebook.com/coachrichmonddinh YouTube: youtube.com/@richmonddinh-neversettle Everything about business. Nothing held back. All Business with Vince Perri is built for business owners who want straight talk about starting, scaling, and building something worth owning. New episodes every week. Subscribe and hit the bell so you never miss an episode.

Het geweld dat eerder deze week plaatsvond in het Gelderse Overasselt werd door burgemeester Joerie Minses van de gemeente Heumen getypeerd als ‘on-Nederlands'. Die uitspraak riep veel reacties op. Want hoe on-Nederlands is bendegeweld eigenlijk echt? Dat zul je vast ook op deze zender voorbij hebben horen komen. Maar dit gesprek wordt niet altijd gevoerd. Hoe werkt framing eigenlijk zonder dat we het doorhebben? En op welke manier worden we, bewust of onbewust, gestuurd in ons denken over misdaad? We praten erover met dr. Ilse Ras, Universitair docent criminologie.

Warum essen wir am Buffet oft mehr, als wir eigentlich wollen – und was hat das mit deinen Marketing-Angeboten zu tun? Ob im All-Inclusive-Urlaub oder beim B2B-Dienstleister: Wenn wir eine Pauschale zahlen, greift psychologisch das sogenannte Buffet-Syndrom. Wir wollen den gefühlten Wert unserer Investition maximieren und möglichst viel „herauszuholen“. In dieser Folge erklärt Matthias Niggehoff, wie du diesen psychologischen Hebel (Sunk Cost Fallacy & Preisschmerz-Reduktion) nutzt, um von nerviger Kleinst-Projektarbeit auf planbare Flatrate- und Retainer-Modelle umzustellen. Das lernst du in dieser Folge: Das Buffet-Syndrom erklärt: Warum Kunden bei Flatrates zufriedener sind und das Gefühl haben, mehr Wert zu bekommen. Preisschmerz killen: Warum ständige Einzelrechnungen deine Kunden nerven und wie du den wahrgenommenen Wert deiner Leistung steigerst. Planbarkeit & Sicherheit im B2B: Wie Agenturen und Berater erfolgreich auf monatliche Retainer umstellen. Schutz vor Ausnutzung: Warum klare Regeln und Framing entscheidend sind, damit Flatrates nicht in Dauer-Stress enden. Umsetzen schafft Umsatz! Willst du dein Angebot so aufbauen, dass Kunden schneller buchen und langfristig bleiben?

In this commentary segment from The Tara Show, host Tara and co-host Lee Rogers discuss a recent headline from The Federalist alleging that Senate GOP leadership would rather cede Texas to Democrats than back its own grassroots voters. The discussion focuses on political funding dynamics within the Republican Party, highlighting comments from Senate figures like Louisiana Senator John Kennedy regarding budget allocations in key general election contests like the Texas Senate race between Republican Ken Paxton and Democrat James Talarico. The host criticizes establishment campaign arms for allocating significant resources during primary battles while refusing to back non-establishment nominees in general elections. Framing this as an institutional betrayal of conservative voters, the segment argues that party leaders prioritize maintaining establishment control over securing legislative majorities.

Navigating a loved one's mental health struggles can feel like walking a tightrope between wanting to save them and trying to keep your own head above water.In this episode, Dr. David Dozois from the University of Western Ontario highlights his book, What to Do When Your Partner Is Depressed, talking through the toll depression can take on relationships and why the supporting partner's experience so often goes unnoticed.He shares with us why our instinct to "fix" a partner's pain can often backfire, and offers up actionable strategies for giving real support, encouraging treatment, and how to shift from frustration to true connection, without taking on the role of an unpaid therapist.Plus, David touches on essential self-care, navigating tricky boundary dynamics, and safely approaching heavy, sensitive topics couples tend to avoid.Listen and Learn: How clinical depression differs from ordinary sadness, how it impacts both partners in a relationship, and actionable, evidence-based strategies to support a depressed partner without burning out or sacrificing their own well-being The complexities of supporting a depressed partner and reveal why the human impulse to "fix" things often backfires, sharing research-backed strategies on how to move from wrestling with your partner to truly connecting with them first The art of true active listening, explaining why genuine empathy means tuning into your partner's heart rather than just rehearsing your next response Framing depression as a shared "we" problem rather than an individual label to encourage a struggling partner to seek help without putting them on the defensive How non-depressed partners can support their loved one without burning out or slipping into the role of an unpaid therapist How excessive reassurance seeking can strain a relationship, and why setting compassionate boundaries and practicing response prevention are essential for long-term trustNavigating the delicate balance between self-care and supporting a loved one through depression Resources: David's Website: https://dozoislab.comDavid's book: What to Do When Your Partner Is Depressed: Supporting Your Loved One While Caring for Yourselfhttps://uk.bookshop.org/p/books/what-to-do-when-your-partner-is-depressedPre-order Yael's new book, Why Don't You Understand Me?: The Surprising Science Behind Connecting in a World of Missed Signals. Then fill out THIS form to get pre-order bonuses!Link to Yael's newsletter and (for paid subscribers), a chance to win a copy of David's book!About David DozoisDavid Dozois is a professor of psychology and psychiatry at the University of Western Ontario, where he directs the clinical psychology graduate program and studies cognitive vulnerability to depression, the "why" behind who gets stuck in depressive thinking and why it's so hard to climb out. He's published more than 200 scientific articles and books and has served as president of the Canadian Psychological Association twice.His new book, What to Do When Your Partner Is Depressed: Supporting Your Loved One While Caring for Yourself, tackles something couples therapists see constantly and talk about far too little: depression is never really a solo experience. It moves into the relationship and unpacks its bags. The partner who isn't depressed often becomes the default project manager of the household, the mood, and the marriage, all while getting none of the concern, support, or permission to fall apart themselves. David's work is a rare combination of rigorous science and genuinely useful, human advice for the partner nobody's checking in on.Related Episodes:135. Power of Empathy and Motivational Interviewing with Stephen Rollnick255. Influence is Your Superpower with Zoe Chance397. The Mindful Path to Intimacy with James Cordova408. Connecting Like a Hostage Negotiator with Gary Noesner413. Validate with Caroline Fleck449. How to Feel Loved with Sonja Lyubomirsky and Harry Reis472. One Relationship, Two Brains with Cindy ArielSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

My guest today is Professor Paul Johnson, a veteran value investor, long-time Columbia and Fordham professor, and co-author of The Enduring Value of Roger Murray, Pitch the Perfect Investment, and The Gorilla Game. He's taught in the same value investing tradition that runs from Benjamin Graham through Roger Murray, and he brings both a practitioner's and a historian's eye to our conversation today.02:10 – Origin story: a teenage bet on a gold penny stock turned $250 into $2,500 and hooked Paul on markets with "no physical labor."08:46 – Debut theory: the '73–'74 crash plus the rise of relative performance permanently reshaped investing after Graham.10:54 – Buffett's 1991 letter: value and growth investing are "basically the same thing" — the label "value investing" is redundant.24:54 – Correction for the record: David Dodd, not Murray, taught Security Analysis until 1961.27:04 – Murray's core contribution: rigor and discipline — illustrated by the Leon Cooperman "400-number table" story.33:26 – The magnet metaphor: intrinsic value pulls price toward it over time, though price can overshoot or undershoot.42:28 – Paul pushes back on his own construct: ignoring the future still means betting value stays stable.47:39 – Bruce Greenwald's addition: sustainable competitive advantage, and the 1997 "Competitive Advantage Period" paper with Mauboussin.51:53 – Why growth concentrates in mega-caps: scale, internet infrastructure, and the "optionality" to acquire threats early.58:45 – Framing device: "What if AI is just a normal disruptive technology?" — like electricity or the internal combustion engine.01:16:14 – "I say the key to investment" — a superior value estimate plus the ability to hold through volatility.01:17:33 – A Buffett-adjacent friend rode $10K to $1B because he "didn't want to disappoint Warren."Podcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed.

Framing the Roles in Marriage. Fullfilling the Roles in Marriage.

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Scared of planned giving because it feels too technical, expensive, or “only for big institutions”? In this episode, you'll learn how even the smallest nonprofit can launch a simple, effective planned giving program in just one week—without a big budget, complex gift vehicles, or a team of experts. Key Takeaways: Small and mid-sized nonprofits can be highly successful with planned giving by focusing on simple, practical actions instead of waiting for perfect materials or large teams. Launching planned giving is less about a formal campaign and more about starting real conversations with your most loyal donors. Framing legacy giving around the long-term life and impact of the mission, rather than death, makes the conversation more natural and values-driven. Starting with gifts in wills keeps things simple for both organizations and donors, avoiding technical complexity while still generating meaningful future support. Consistent stewardship—personal thanks, insider treatment, and recognition—reinforces a donor's decision to include an organization in their will and deepens the relationship over time. “[Planned giving] is a conversation that's the opposite of death. It's a conversation about life: the life, longevity, and sustainability of your nonprofit in your community.” “MEAL is an acronym for Meals Expertly Allow Learning.” “The most powerful idea in planned giving is also the simplest: start.” - Tony Martignetti Tony Martignetti is the evangelist for Planned Giving. In September, he publishes his book, Planned Giving Accelerated, to help small- and mid-size nonprofits launch by making Planned Giving fundraising easy, accessible, and affordable. All the book info is at PlannedGivingAccelerated.com. He started as a front-line Planned Giving fundraiser in 1997 and kicked off his consulting in 2003. Tony is a lawyer, but he doesn't talk like one. Instead, he weaves in his stand-up comedy and improv past to bring Planned Giving within reach for small- and mid-size nonprofits. Reach out to Tony Martignetti at: Website: https://www.plannedgivingaccelerated.com/ LinkedIn: https://www.linkedin.com/in/tonymartignetti/ Let's Work Together to Amplify Your Leadership + Influence1. Group Coaching for Nonprofit LeadersWant to lead with more clarity, confidence, and influence? My group coaching program is designed for nonprofit leaders who are ready to communicate more powerfully, navigate challenges with ease, and move their organizations forward. 2. Team Coaching + TrainingI work hands-on with nonprofit teams to strengthen leadership, improve communication, and align around a shared vision. Whether you're growing fast or feeling stuck, we'll create more clarity, collaboration, and momentum—together. 3. Board Retreats + TrainingsYour board has big potential. I'll help you unlock it. My engaging, no-fluff retreats and trainings are built to energize your board, refocus on what matters, and generate real results.Get your free starter kit today at www.theinfluentialnonprofit.comConnect with Maryanne about her coaching programs:https://www.courageouscommunication.com/connect Book Maryanne to speak at your conference:https://www.courageouscommunication.com/nonprofit-keynote-speaker

MichaelAaron and Richard explore why charity donations are especially resistant to typical marketing tactics. They unpack behavioral studies on anchoring, present preference bias, reciprocity, and overhead aversion that show small shifts in framing and timing can raise donations by double digits.

Culture doesn't scale a company - systems do. Kristin Oja built STAT Wellness from one location into a multi-state operation, and in this episode she's honest about what actually made it work: the people systems under the growth, not a bigger brand or budget.In this episode, Kerri walks through:Framing business growth in stages - childhood, adolescence, young adulthood - and what "tying knots" means before the next locationHiring for culture and growth mindset, not just skillThe two core values that run the business: relentless customer service and a growth mindsetRadical transparency with the team, including the financials, and how it built ownershipWhere transparency ends and leader boundaries beginUsing data and KPIs so decisions get made on numbers, not feelingsYOUR ACTION ITEM: Pick one number you've been running on gut, put a real KPI on it this week, and tell one teammate what it is.Scaling your team and your people systems still live in your head? Take the free HR Audit to see exactly where the gaps are before your next hire finds them. → saltandlightadvisors.com/hrauditResources to keep building:

In this podcast, Greg Voisen sits down with award-winning author and global marketer Jobert E. Abueva to discuss his transformational book, The Janus Plan: A No-Resolutions Path to Begin Your Year with Intention. Ever wondered why 90% of New Year's resolutions crash and burn by "Quitter's Day"? What if the secret to breaking free from soul-crushing burnout isn't making more empty promises, but standing at life's thresholds with dual vision? From waking up immobilized in a Hong Kong hotel room at the peak of a high-flying corporate career to discovering the ancient wisdom of the two-faced Roman god Janus, Abueva reveals how confronting your past with brutal honesty can completely reshape your future.

In this introspective episode of "Business Growth Talks," host Mark Hayward delves deep into the role of AI in modern businesses. With no guests to disrupt the flow, Mark directly addresses listeners with a personal and cautionary tale about the perils and promises of AI. He emphasizes the importance of delineating the tasks AI should handle, such as repetitive work, and those that must remain under human control, like decision-making. This episode is a critical listen for business leaders eager to harness AI technology without sacrificing their decision-making power.Mark Hayward kicks off the conversation by acknowledging the undeniable advantages of AI, especially tools like Claude and ChatGPT, in improving efficiency by handling mundane tasks. However, he warns against over-reliance, underscoring that AI's inability to feel or anticipate the consequences of its actions makes human intervention indispensable for maintaining business integrity. Hayward articulates a balanced AI strategy, one where automation aids but does not replace human judgment in areas crucial to business reputation and success.SPONSORCEO Friend: A tool for competitor analysis that aids in strategic decision-making and growth planning. Go to link https://bit.ly/4vkeNXQAnd go to a free month trial on  https://bit.ly/4eKb15o Chapters- Show Intro & Framing — 0:09- The Honest Part: AI is Amazing — 0:38- Where It Gets Interesting: Drafting vs Deciding — 1:26- Would You Let AI Decide? — 2:09- Why Full Automation Is Neglect, Not Efficiency — 2:30- Three Things Humans Bring — 3:55- Lessons From Rachel's Automated Business — 5:00- Looking Ahead With Caution — 5:41- AI as Co-Pilot, Not Pilot — 6:01- Automation vs Human Intervention — 7:18- Recap & Takeaway — 8:47Key Takeaways:AI as a Tool, Not a Decision-Maker: AI should be used to automate repetitive tasks, but critical business decisions with far-reaching implications must remain human responsibilities.Importance of Human Creativity and Judgment: Creativity, trust, and nuanced judgment are uniquely human traits that AI cannot replicate, thus vital in maintaining the core of business relationships and strategy.AI's Limitations in Decision-Making: AI can draft communications and suggest actions, but without the capacity to understand context and consequences, humans need to review and finalize decisions.Guarding Against Over-Automation: Business leaders should use AI as a co-pilot, ensuring they maintain control over their strategic direction and are not lulled into AI dependency.Future of AI in Business: While AI is set to evolve, current capabilities limit its role to a supportive rather than a leadership tool, and business models must reflect this reality.Resources:Podcast Contact: Connect with Mark Hayward on LinkedIn or via podcastintroduction.com for discussions about podcasting and guest appearances.Listeners are encouraged to absorb the insights shared in the episode and stay tuned for more guidance and discussions from "Business Growth Talks." Dive deeper into AI's role in your business with this enlightening episode and be inspired to balance technology integration with human insight.Support the showIf you want to watch the full video of this episode go to:https://www.youtube.com/@markhayward-BizGrowthTalksDo you want to be a guest on multiple podcasts as a service go to:www.podcastintroduction.comFind more details about the podcast and my coaching business on:www.businessgrowthtalks.comFind me onLinkedIn - https://www.linkedin.com/in/mark-hayw...Tik Tok - https://www.tiktok.com/@mjh169183YouTube Shorts - https://www.youtube.com/@markhayward-BizGrowthTalks/shorts

At the risk of sounding corny (and real in a world of AI slop podcast descriptions), let me add a fourth F: Ford. As in Tom Ford. No, not that one -- the cinematographer Tom Ford, who made my favorite film of the year absolutely shine through his work years ago.What do I mean by that? As we talk about, much of what I love about URCHINS is its lighting, and that came from enduring relationships that Tom built over the years that he brought on for this film. There's a huge lesson in that and Tom's career; you can have all the talent in the world, but if you aren't a team player, the big brands and great films won't call you.That's not this Tom Ford's problem. Just the opposite. Film Independent Spirit Awards, are you listening? URCHINS should win awards for its visually stunning canvas, and I'm so glad to be joined by the person who made it happen.Tom and I talk about:how he got to be such a great shooter for top brands and films like URCHINS;learning vs. innate understanding of cinematography;why he's been so successful working with brands like Nike and top fashion;how freeing it was to have a director that kept him separated from clients' demands;advice for people wanting to work with top brands;whether he wants to direct and how to properly manage that relationship;the general state of cinematography in independent film and how it relates to URCHINS;how a guy from the United Kingdom shoot a love letter to Florida;the importance of the team Tom Ford has assembled throughout the years;his favorite shot in the film;avoiding cliches in URCHINS;his advice for aspiring filmmakers;what's next for him;working on short films;where cinematographers can go wrong.Tom's Indie Film Highlight: SOME RAIN MUST FALL (2024) dir. by Qiu Yang Memorable Quotes:" Framing's always been more instinctive versus yeah, rule of thirds."" it's all about just building connections with other people who have an interest in that kind of work."" I grew up in a kinda small town in England where it has some similarities to Florida."" Adam also offered back ends to everyone."" Sometimes we can try and always show the face too much, and sometimes it's interesting to withhold a bit from the audience so they can put two and two together themselves or come up with their own meaning."" Yeah, I definitely wouldn't put loads of money into a short. I think it's worth doing a short as a proof of concept, but even if it's a proof of concept, you don't need everything to be perfect as long as the storytelling's good."" If it's just white walls and a camera, it's like you can have the nicest lenses in the world, but it's not gonna do as much for the story as a proper like decked out place."Links:Follow Tom On InstagramListen To Part One With URCHINS Director Adam Rioux

Crippling Iran through economic warfare. Framing the narrative in Judea & Samaria: settler violence or propaganda strategy? Israel on alert re: Syrian front. Analysis: MEMRI's Yigal Carmon on Iran. Students' lives changed during Regent U Poland trip.

Jeff Mains sits down with Logan Yonavjak, a nearly two-decade veteran of impact investing and venture capital, who built the Founder Readiness Institute after watching a promising founding team unravel post-investment. Logan explains why "people risk" — not market or product risk — is the leading cause of startup failure, and how her Founder Readiness Level assessment uses AI-driven quantitative linguistics (rooted in adult developmental psychology) to measure a founder's capacity for complexity, resilience, and coachability. The conversation covers her pivot from selling to VCs to selling to mid-market companies (200–2,000 employees), why she favors partnerships over "owning the whole stack," what building the tool taught her about her own leadership blind spots, and where people analytics is headed as AI reshapes what's left for humans to do.Key Takeaways4:46 — The deal that started it all: a founder who "buckled" after investment closed, and the lesson about charisma bias.7:16 — Why investors spend more time on the pitch deck than on the person who has to execute it.9:18 — The data: ~65% of startup failures trace back to people problems (Noam Wasserman / Harvard Business Review, 10,000 founders studied).10:18 — How the Founder Readiness Level differs from personality tests: it measures developmental stage, not static self-reported traits.13:27 — Why AI made scoring open-ended, scenario-based responses possible at scale (versus hand-coded transcripts).17:30 — What "managing complexity" actually looks like in high-level leaders: holding multiple interdisciplinary frameworks at once.19:15 — The go-to-market mistake: mistaking "this is interesting" for a real, fundable pain point among VCs.21:50 — Repositioning the ICP: C-suite and L&D leaders at Series B/C+ startups in high-innovation industries.29:02 — The Steve Jobs thought experiment: high strategic complexity, likely lower relational intelligence early on.35:04 — Build vs. partner: why "ecosystem builder" is a higher-complexity strategic move than trying to dominate a category.38:32 — The question every founder should be asking themselves: "How coachable am I?"39:17 — Where to find Logan and the assessment (readinessengine.io, LinkedIn).Tweetable Quotes"Charisma is a remarkable camouflage. A great storyteller can make a structurally fragile leadership team look like a dynasty, right up until the growth pressure hits.""We bet on the horse, not the jockey... we say we're betting on the jockey, but we don't give them any tools.""It's not about being better or worse, it's just that it depends on where you would be best situated professionally.""AI has taken the bottom out of [junior-level work]. So what's left for humans to do is actually more complex tasks.""It's a higher level strategic complexity move to be more of an ecosystem builder than someone trying to dominate a market.""How coachable am I? ... that growth mindset to success — everyone should be asking themselves that on a regular basis.""Sixty-five percent of startups don't die because the product was bad. They die because the founder couldn't see themselves clearly when things got hard." — Jeff MainsSaaS Leadership LessonsPeople risk beats market risk. Roughly two-thirds of startup failures trace back to human/leadership breakdowns, not product or timing.Charisma is not a leadership metric. The most compelling storytellers in the room are often the hardest to accurately evaluate.Self-reported assessments have a ceiling. Static, forced-choice tests can be gamed and don't track development over time — open-ended, scenario-based signals are harder to fake.Position around infrastructure, not features. Framing the product as "developmental intelligence infrastructure" rather than another HR tech point-solution avoided category fatigue.Partner before you build or acquire. Complementary players (e.g., behavioral analytics firms) can expand value to shared clients faster than trying to own the entire stack.Coachability and flexible identity predict survival. The founders who pivot fastest under negative market feedback are the ones who don't over-identify with a single idea.Guest Resourceswww.founderready.iohttps://www.facebook.com/loganyonhttps://www.linkedin.com/in/loganyonavjak/https://www.instagram.com/loganyon/https://x.com/LoganyonEpisode SponsorThe Futureproof Series - https://www.youtube.com/playlist?list=PLfkXKUPZ5xuOqMPR7_gzGybncTtavyR1NThe Captain's KeysSmall Fish, Big Pond – https://smallfishbigpond.com/ Use the promo code ‘SaaSFuel'Champion Leadership Group – https://championleadership.com/https://jeffmains.com/books/SaaS Fuel ResourcesWebsite - https://championleadership.com/Jeff Mains on LinkedIn - https://www.linkedin.com/in/jeffkmains/Twitter - https://twitter.com/jeffkmainsFacebook - https://www.facebook.com/thesaasguy/Instagram - https://instagram.com/jeffkmains

In Part 2 of our “Connected” series, Matt Heard speaks about “Framing a Flourishing Marriage.” He takes a look at 4 priorities every couple can focus on as they pursue a marriage that is patterned after God's original design described in Genesis 2:24-25: “Therefore a man shall leave his father and his mother and hold fast to his wife, and they shall become one flesh. And the man and his wife were both naked and were not ashamed.” He emphasizes that healthy marriages don't just happen — they require intentionality and work which results in something beautiful and rewarding. When a couple prioritizes Concentration, Commitment, Companionship, and Communication in their relationship, they will experience a climate of attentiveness, durability, intimacy, and authenticity which are foundations of a flourishing marriage. (08/16/2026)

Send us Fan MailSomeone else got the role. The one you had your eye on. The one you had quietly been preparing for.And the hardest part is not even the no. It is that you still have to show up the next morning, lead your team, and be gracious in the hallway while something inside you is genuinely grieving.Being passed over is not a verdict on your worth. It is a moment. And what you do in the 90 days after that moment can shape how the decision affects your career far more than you may realize.In this episode of Communicate to Lead, Kele Belton walks through what to do when you get passed over for a promotion. This is not about the mechanics of the next role. It is about the first 90 days afterward: how to get the real reason instead of the polite one, decide whether to stay or go, and protect your reputation and relationships while you process something that genuinely hurts.What You Will LearnWhy the first 48 hours call for steadiness, not decisions, and the one thing never to do in that window.How to have the conversation that surfaces the real reason you were passed over instead of accepting the polite non-answer.The exact way to open that conversation so your manager can be more honest with you.How to ask for feedback you can actually act on and what to do when the answer stays vague.Why the gap that holds many high-performing women back is visibility, not competence.How to decide whether to stay and reposition or move on from clarity rather than from the wound.How to protect your reputation and handle the person who got the role while you recover.Who This Is ForThis episode is for high-performing women in middle and senior management who were passed over for a promotion they had earned and want to respond in a way that protects their future rather than quietly derailing it.If you are in the middle of this right now—or you want to be prepared if it happens—this episode is for you.Your Action StepIf you were passed over recently and accepted the smooth answer, go back and book the conversation.Open with:“I want to grow into a role like that one. Can you help me understand what would have made me the obvious choice?”Then ask for the one or two specific things that would close the gap, and hold the silence.If it has not happened to you, ask yourself one question instead: If the next role opened tomorrow, would the people making the decision see you as the obvious choice? If you are not sure, that is not a failure. It is useful information you can act on now.Mentioned in This EpisodeThe clean ask and the power of silence in a negotiation, from the previous Thursday episode on negotiating what you are worth.Common Questions About Getting Passed OverWhat should I do first when I get passed over for a promotion?For the first 48 hours, do not make any decision you cannot undo. Give the feeling room away from work, stay steady in the office, and wait until you can decide from clarity rather than from hurt.How do I find out the real reason I did not get promoted?Have the conversation, but open it forward rather than backward. Instead of asking why you did not get it, ask what would have made you the obvious choice. Then ask for the one or two specific things that would close the gap. Framing the question as small and forward-looking makes it easier for your manager to be honest.Should I quit after being passed over?Not from the wound. The decision to stay or go depends on the real reason you uncover, whether the gap is closable where you are, and whether you still trust the people above you. If you stay, set a real deadline and name what has to change by then.How do I stay professional around the person who got the role?Their win is not your loss, even though the two happened in the same moment. Visible resentment can reinforce doubts about your readiness, even when the disappointment itself is completely understandable. Genuine grace in a hard moment demonstrates maturity and protects your future leadership reputation.Related QuestionsHow do you recover from being passed over for a promotion?What do you say to your boss after not getting promoted?Why do high performers get overlooked for promotions?Should you leave a job after being passed over?Ready to Go Deeper?If you are sitting in the middle of this right now—if you were passed over and do not know whether to stay or go, or you want to stay but cannot see how to come back from it—that is exactly the work Kele does with clients.A Leadership Strategy Call is a complimentary 30-minute conversation where you look at your actual situation: the real reason, the decision in front of you, and the plan to make you the obvious choice next time.Let's talk about where you are, where you want to go, and what it will take to get there.Book your Leadership Strategy CallAbout Your HostKele Belton is a communication and leadership facilitator, coach, and consultant who helps high-performing women in middle and senior management move from essential but invisible to seen, sponsored, and promoted through strategic communication. She is the founder of The Tailored Approach and host of Communicate to Lead.Connect with KeleLinkedIn: https://www.linkedin.com/in/kele-ruth-belton/ Instagram: https://www.instagram.com/thetailoredapproach/Website: https://thetailoredapproach.comBook a Leadership Strategy Call: https://calendly.com/kele-thetailoredapproach/leadership-strategy-call

John Quinn, founder and CEO of Wellnecity, joins Stacey Richter for an outtake from their conversation last fall on rethinking how self-insured employers build their provider networks. Rather than treating the network as one big, undifferentiated system, Quinn argues employers should think like a manufacturing supply chain: break healthcare into defined "subassemblies," or pods of care — pediatric care, a cancer journey, a kidney stone episode — and direct-contract for those pods whenever the price beats the fee-for-service average. If the boundaries of the pod are clear and the price comes in lower, Quinn says, the plan and the member both win, quality being equal. WHAT YOU'LL LEARN ✅ Why Stacey Richter says the provider-network debate could fill "a 20-hour show," and why networks still have real upsides — administrative infrastructure, claims coordination, guaranteed provider payment, and broad access — even as critics like Mark Cuban ask on LinkedIn, "Why do we need networks? It is just a way for insurers to play pricing games." ✅ A real example of network rigidity: a self-insured employer identified 40 physicians who cost the plan upwards of $15 million in a single plan year while patient harm was occurring, and their ASO couldn't figure out how to remove those doctors from network under the existing contract structure ✅ How John Quinn defines a "subassembly" or "pod of care" — a bounded, definable episode like pediatric care or a cancer journey — and why purchasing that pod for less than the fee-for-service average is a win for the plan and member, assuming quality stays neutral ✅ Quinn's kidney stone example: a physician who says he can now treat a kidney stone in a 48-hour to five-day episode for roughly $2,000 to $3,000, versus the typical six weeks of pain, overuse of pain medication, and a price north of $10,000 ✅ Why Quinn frames network optimization as a manufacturing supply-chain problem — the same way an automobile gets built from subassemblies sourced from specialized providers around the globe — because it's a mental model CFOs and senior leadership at self-insured employers already trust ✅ Quinn's bottom line: "We have the tech and we've got the tools to do this at this point. We just have to get ourselves out of" the fee-for-service hangover WHY THIS MATTERS Provider networks have real tradeoffs: broad access and guaranteed payment on one side, opaque pricing and rigid contracts on the other. John Quinn's pitch to self-insured employers isn't to blow up the network model, but to layer bounded, directly contracted "pods of care" on top of it wherever a clear price beats the fee-for-service average. Framing that as supply-chain sourcing, rather than a wholesale network overhaul, gives risk-averse finance and HR leaders a model they already understand — and, Quinn argues, the technology to act on it already exists. MENTIONED IN THIS EPISODE LinkedIn Post by Mark Cuban Article: Medical Economics, "An Idea Whose Time Has Gone: Healthcare Provider Networks," by Jim Jusko, JD EP457 with Cynthia Fisher: Apple Podcasts | Spotify | Other Apps EP433 with Justin Leader: Apple Podcasts | Spotify | Other Apps EP501 with Ivana Krajcinovic, PhD: Apple Podcasts | Spotify | Other Apps EP503 with Ryan Wells; Leo Spector, MD, MBA; and Adam Stavisky: Apple Podcasts | Spotify | Other Apps EP485 with Cristin Dickerson, MD: Apple Podcasts | Spotify | Other Apps EP486 with Stan Schwartz, MD: Apple Podcasts | Spotify | Other Apps EP493 with John Quinn: Apple Podcasts | Spotify | Other Apps EP495 with Mick Connors, MD: Apple Podcasts | Spotify | Other Apps EP505 with Ahilan Sivaganesan, MD: Apple Podcasts | Spotify | Other Apps === LINKS ===

    Bleeding is what kills people after trauma. That single fact sits at the center of this WarDocs episode, in which host Dr. Wayne Causey, a vascular surgeon, sits down with two military interventional radiologists — Dr. John Pavlus of Brooke Army Medical Center and Dr. Jonathan Schutt, an interventional radiology resident at Yale — to examine one of the fastest-moving areas in modern medicine and what it could mean for the wounded service member. Endovascular care, as they describe it, is deceptively simple to explain and remarkably hard to field: a small stick in the groin or the wrist, image guidance instead of an incision, and wires and catheters small enough to be called straws, threaded through the vascular tree to block a bleeding artery or reline an injured one. As one guest puts it, the patient goes home with a band-aid.    The conversation moves quickly from definition to system. At Brooke Army Medical Center, a trauma activation commits the interventional team to needle-stick access within sixty minutes of the call, day or night. That standard was not bought with equipment. It was built on years of bi-directional trust with the trauma surgeons, to the point that the team now responds without stopping to relitigate the imaging. Both guests are blunt that ownership is the price of admission: if interventional radiology wants a seat on the trauma team, it has to show up at two in the morning for cases that are neither lucrative nor glamorous.   The harder question is how far forward this capability can go. REBOA is scaled today at Role 2, and stent graft and embolization cases in Role 3 remain largely case-reportable events performed by clinicians who brought their own equipment. The limiting factor, both guests argue, is not technique — it is imaging, logistics, and institutional will. Meanwhile, Israeli teams transition to bunker operations within twenty-four hours, and Ukrainian experience with drone-driven injury patterns is already reshaping assumptions about REBOA and embolization that the United States has not yet tested.   The episode closes on people rather than platforms: the case for a military interventional community that crosses Service lines and partners with surgical colleagues, the argument for a skill identifier that lets the system find the right clinician, and a practical inventory of what one interventional radiologist would carry in a backpack if told to deploy tomorrow. Chapters (01:11-06:26) Two Pathways Into Military Interventional Radiology (06:26-10:15) Endovascular Care Explained: A Lot Through a Pinhole (10:15-17:02) The Sixty-Minute Trauma Activation at Brooke Army Medical Center (17:02-26:11) Forward Capability: REBOA, Stent Grafts, and the Role 2 and Role 3 Gap (26:11-35:54) Silos, Superpowers, and the Real Cost Equation (35:54-49:56) Allied Lessons, a Military IR Community, and What Fits in a Backpack Chapter Summaries (01:11-06:26) Two Pathways Into Military Interventional Radiology Both guests trace how they arrived at interventional radiology and at military service — one from the Air Force Academy and a fighter pilot track redirected by a day shadowing an orthopedic surgeon, the other from a childhood spent in a pararescue uncle's uniform and an HPSP commissioning. Each was pulled toward endovascular work by the same realization: that the future of the specialty was in doing more through less. Their training routes differ, one through diagnostic radiology and fellowship, the other through an integrated residency pathway. (06:26-10:15) Endovascular Care Explained: A Lot Through a Pinhole The guests define endovascular care in the language they use with patients: a small poke in the groin or the wrist, image guidance rather than an open field, and catheters threaded through the vascular tree like a plumber working pipes. Roughly ninety-five percent of the work is image guided, most often with fluoroscopy. The host adds the surgeon's framing — always ask what can be fixed through the blood vessel before opening a chest or an abdomen. (10:15-17:02) The Sixty-Minute Trauma Activation at Brooke Army Medical Center A blunt trauma patient arrives, CT shows active extravasation from a high-grade splenic injury, and the trauma activation commits the interventional team to needle-stick access within sixty minutes. The guests describe how that pathway was built on bi-directional trust rather than debate over each scan, and why the team now launches without relitigating the imaging. Both stress that owning trauma call — unglamorous, poorly reimbursed, and at all hours — is what earns interventional radiology its place on the team. (17:02-26:11) Forward Capability: REBOA, Stent Grafts, and the Role 2 and Role 3 Gap The conversation turns to what exists downrange. REBOA is scaled today at Role 2, and endovascular hemorrhage control at Role 3 remains largely a set of case reportable events performed with clinician-supplied equipment. The guests explain stent grafts as simultaneous hemorrhage control and reconstruction, and identify imaging, transport, and packaging — not procedural skill — as the true limiting factors on projecting this capability forward. (26:11-35:54) Silos, Superpowers, and the Real Cost Equation One guest argues that interventional radiology has been siloed by civilian incentives the military has no reason to copy, and that the specialty's real advantage is the fusion of diagnostic reading and procedural skill he calls a superpower. The host and guests weigh the higher up-front cost of advanced imaging and devices against the dramatically lower recovery burden of a pinhole procedure. The biggest hurdle, one guest says flatly, is people — convincing decision makers the capability is worth funding. (35:54-49:56) Allied Lessons, a Military IR Community, and What Fits in a Backpack Israeli teams shifting hospitals to bunker operations within twenty-four hours and Ukrainian experience with drone-driven injury patterns are held up as evidence the United States is playing catch-up. The guests describe the effort to build a military interventional radiology community across Services and to partner with the American College of Surgeons military chapter. The episode closes with a practical deployment loadout — ultrasound, micropuncture kits, sheaths, a base catheter, coils, and wire — and a walk through current training pathways into the specialty. Take Home Messages Bleeding is the mission. The immediate cause of preventable death after trauma is hemorrhage, which is why endovascular capability belongs in the operational conversation at all. Every argument for pushing this capability forward reduces to stopping the bleeding fast enough, and doing it without creating a second catastrophe. Framing the specialty this way makes its military relevance impossible to dismiss. Trust is the system, not the equipment. A sixty-minute call-to-stick standard at a level one trauma center was not purchased — it was built over years of bi-directional trust between the trauma team and the interventional service. Once that trust exists, the activation launches without relitigating the imaging, and everything else falls into motion. Any unit trying to replicate the capability should build the relationship before it buys the gear. Ownership earns the seat. Trauma call is unglamorous, poorly reimbursed, and inconvenient, which is exactly why some centers have written interventional radiology out of the pathway entirely. Showing up at two in the morning, reviewing imaging alongside the trauma team, and taking responsibility for the patient is what secures a permanent place on that team. Presence before the activation is what makes the activation work. The limiting factor is logistics, not technique. Everything done at a level one trauma center is technically achievable far forward — the constraint is diagnostic imaging, fluoroscopy, packaging, and airlift, not procedural skill. Progress therefore depends on investment decisions and institutional will rather than on new procedures. Convincing leaders that the capability is valuable is the hurdle, and funding follows conviction. Allies are already ahead, and the injury patterns are changing. Israeli teams move a hospital into bunker operations within twenty-four hours, and Ukrainian experience with drone-driven wounding is already reshaping assumptions about balloon occlusion and embolization. Planning for the last war is the fastest way to arrive unprepared for the next one. Learning from partner nations now is cheaper than relearning under fire. Episode Keywords military medicine, interventional radiology, endovascular care, WarDocs podcast, non compressible torso hemorrhage, REBOA, stent graft, embolization, hemorrhage control, combat casualty care, Brooke Army Medical Center, trauma activation, expeditionary interventional radiology, Role 2 care, Role 3 care, military trauma system, vascular surgery, image guided procedures, John Pavlus, Jonathan Schutt, Air Force medicine, Army medicine, military health system, battlefield medicine, damage control #WarDocs, #MilitaryMedicine, #InterventionalRadiology, #EndovascularCare, #CombatCasualtyCare, #HemorrhageControl, #TraumaCare, #MilitaryHealthSystem Honoring the Legacy and Preserving the History of Military Medicine The WarDocs Mission- WarDocs exists to honor the legacy of Military Medicine, preserve its history, and inspire every generation — across all Services, Corps, and Ranks — to serve with excellence and pride. Through mentorship, coaching, and education, we equip those considering, entering, and serving in military medicine with the knowledge, connections, and community they need to thrive. We celebrate Who we are, What we do, and, most importantly, How we serve Our Patients, the DoW, and Our Nation. Find out more and join Team WarDocs at https://www.wardocspodcast.com/ Check our list of previous guest episodes at https://www.wardocspodcast.com/our-guests Subscribe and Like our Videos on our YouTube Channel: https://www.youtube.com/@wardocspodcast Listen to the “What We Are For” Episode 47. https://bit.ly/3r87Afm WarDocs- The Military Medicine Podcast is a Non-Profit, Tax-exempt-501(c)(3) Veteran Run Organization run by volunteers. All donations are tax-deductible and go to honoring and preserving the history, experiences, successes, and lessons learned in Military Medicine. A tax receipt will be sent to you. WARDOCS documents the experiences, contributions, and innovations of all military medicine Services, ranks, and Corps who are affectionately called “Docs” as a sign of respect, trust, and confidence on and off the battlefield, demonstrating dedication to the medical care of fellow comrades in arms. Follow Us on Social Media Twitter: @wardocspodcast Facebook: WarDocs Podcast Instagram: @wardocspodcast LinkedIn: WarDocs-The Military Medicine Podcast YouTube Channel: https://www.youtube.com/@wardocspodcast

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Please pray for Dave and Bethlie as they continue this season of pause on the podcast. If you're a brand new listener or a orignal listner from 6 years ago, we're sure this series will be a blessing. Series Recap Fear God — To fear God, kids must first know God (can't stand in awe of someone unfamiliar). Keep God First — God takes priority over comfort, convenience, and blessing. A home can look put together (loving spouses, "good kids," active church attendance) and still fail at these principles. None of this happens by accident; it requires deliberate, daily practice. Parents can "perform" faith at church, but they cannot fool their own family — kids sense whether God is genuinely first. Step 3 (this episode): Love God with All Your Heart, Soul, Mind, and Strength "No one rebels against that which they love." What you love becomes obvious to others (illustrated humorously via sports team loyalty). How to Train Kids to Love God In the good times: Teach kids to be thankful. Teach them to be thankful for each other (birthdays, Father's/Mother's Day, graduations), and for God's provision through others (writing thank you notes). Prioritize church attendance even when life is comfortable — ease is often when people quietly deprioritize God. Invest financially/practically in opportunities for kids to encounter God (e.g., sending kids to summer camp despite the cost). In the dark times: Personal Example: loss of children (infant loss), loss of both of Bethlie's parents, church transitions, ministry conflicts/misunderstandings. Foundation matters: loving God consistently in good times prepares a family not to be "blown out of the water" by hard times. Framing for kids: hardship isn't God abandoning the family — it's the reality of living in a fallen/sin-cursed world; God remains good and can grow us through difficulty. Model consistency: continue church attendance, Bible reading, prayer, and kindness within the home even when discouraged — kids watch whether parents' faith holds up under pressure. Have honest, age-appropriate conversations with kids about what's happening and reaffirm the family's commitment to keep loving God through it. Serving others during hard times shifts focus off self and onto others — described as "powerful." Callback to Episode 1 theme: "serve the Lord with gladness" — serving happily in both good and bad times testifies to love for God. Caution on guarding the tongue (referencing James 1:26) — complaining/negativity undercuts a credible testimony of loving God, especially in front of children. Closing Thought "Love is never stagnant — it is either growing or declining. "Relationship with God requires ongoing, active pursuit, not a one-time declaration. Summary challenge to listeners: fear God, keep God first, and love God with heart, soul, mind, and strength — then train the next generation to do the same.

Russell Shorto, author of Smalltime: A Story of My Family and the Mob, provides a historical and personal exploration of organized crime in the small industrial town of Johnstown, Pennsylvania, framing the American Mafia as a "mirror of American capitalism." The story traces the family's roots back to Sicily, where the author's great-grandfather, Antonino Scioto (later Tony Shorto), emigrated to work in coal mines before his mysterious murder in Italy in 1920. This tragedy forced his son, Rosario "Russell" Shorto, to become the family's provider at age six, eventually finding his way into the world of bootlegging and gambling during Prohibition. Russell developed specialized skills as a card and dice cheat, finding a mentor in a neighborhood "Black Hand" leader. In the late 1930s, Shorto partnered with Joe Regino, a mobster sent from Philadelphia to establish a local franchise. Their base of operations, City Cigar, became a central hub for a gambling empire that included the numbers racket, pinball, and card games, all protected by a sophisticated system of bribing local police and politicians. Shorto emphasizes the social context of ethnic prejudice, noting that many Italianimmigrants turned to the "underworld" because legitimate economic paths were often closed to them. The book also examines the internal family toll of this lifestyle—secrets, alcoholism, and the strain of living multiple lives—as the author and his father attempt to reconstruct the history of a man who never "broke cover." The empire eventually crumbled under the pressure of federal investigations led by Bobby Kennedy and local fallout from the unsolved 1960 murder of bookie Pippy diFalco. (2)1899 CAMBRIA COUNTY, PA

The Senate confirms Jay Clayton to lead ODNI. A new CISA framework highlights critical infrastructure isolation capabilities. OpenAI's rogue agent breached more than just Hugging Face. The average cost of a data breach continues to rise. Indirect prompt injection proves irresistible to cyber criminals. Broadcom patches multiple VMware products. ShinyHunters claims responsibility for Ernst & Young's recent breach. Our guest is Sean Zadig, CISO at Yahoo, discussing the impact of AI on the defense side. These aren't the droids you're looking for. Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest Today we are joined by Sean Zadig, CISO at Yahoo, discussing the impact of AI on the defense side without all the hype in either direction, what is a CISO actually doing about it. Selected Reading Senate Confirms Jay Clayton to Lead U.S. Intelligence Community (The New York Times) China and Iran Are Already Inside US Grids: CISA Demands Tested Isolation Plans (Tech Times) OpenAI's rogue agent compromised a customer at a second tech firm, executive says (Reuters) Anatomy of a Frontier Lab Agent Intrusion: A Technical Timeline of the July 2026 Incident (Hugging Face) The Average Cost of a Data Breach Rises to $5 Million (Infosecurity Magazine) USSPACECOM Issues Space Warfighting Environment 2040 for Joint Force Space Operations (ExecutiveGov) THE SPACE WARFIGHTING ENVIRONMENT 2040 Framing the Future for the Joint Warfighter (U.S. Space Command)  Notes from Underground: Adversarial Prompt Injection (Proofpoint) Critical VM Escape Vulnerability Patched in VMware ESXi (SecurityWeek) ShinyHunters Claims Ernst & Young Hack (SecurityWeek) America bans imported robots due to supply chain and security risks (The Register) Share your feedback. What do you think about CyberWire Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show. Want to hear your company in the show? N2K CyberWire helps you reach the industry's most influential leaders and operators, while building visibility, authority, and connectivity across the cybersecurity community. Learn more at sponsor.thecyberwire.com. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc.

Your spouse shoots down every FI conversation with "we can't afford it" or "retirement at 35 sounds crazy." You respond with better spreadsheets, tighter logic, more compelling numbers—and somehow make things worse. The problem isn't your math. It's that you're bringing a calculator to an emotional fight. Why FI Conversations Trigger Defensiveness 00:05:30 — When we talk about money, we're not really talking about money. We're talking about security, social status, control, self-worth, and love. FI challenges the social contract most people internalized since childhood: work until 65, then retire. Violating this norm triggers psychological reactance—the tendency to resist when autonomy feels threatened. 00:12:00 — Pursuing FI signals more than personal choices. It implies judgment about others' decisions. If you're pursuing work-optional status at 40, you're indirectly questioning why someone else plans to work until 67. That's why seemingly rational discussions about savings rates become emotionally charged. 00:18:00 — Five common mistakes guarantee FI conversations will fail: Leading with numbers instead of values Using community jargon ("4% rule," "coast FI") with outsiders Framing as "early retirement" rather than "work optional" Presenting FI as a done deal instead of a mutual exploration Evangelizing instead of listening The Communication Framework That Actually Works 00:28:00 — Start values-based conversations by asking open-ended questions: "If you woke up without work or money worries, what would your perfect Tuesday look like?" This explores shared desires without triggering resistance. People generate their own reasons for change—which proves far more persuasive than any argument you present. 00:35:00 — The elicit-provide-elicit framework from motivational interviewing: Elicit: Ask questions to understand their perspective first Provide: Share relevant information only after listening Elicit: Get their response to create dialogue, not lecture Instead of: "We should save 50% of our income to retire by 40." Try: "What does financial security mean to you? ... I've been reading about building flexibility into our careers. What aspects of that appeal to you?" 00:43:00 — Validation acknowledges concerns without requiring agreement. When your partner worries about market crashes, don't counter with historical data. Say: "I hear you're concerned about losing everything in a downturn. That's a legitimate worry worth addressing." Then explore solutions together. 00:50:00 — Regular money dates reduce emotional charge. Schedule monthly 30-minute check-ins specifically about finances. Make them pleasant—coffee shop, weekend morning, whatever feels special. Low-stakes repetition normalizes these conversations. When One Partner Resists FI 00:56:00 — First understand the resistance. What do they feel they're losing? Status from career advancement? Daily structure? Social connections? Address the emotional concern behind the objection. Start with minimal commitments rather than aggressive savings rates. Instead of "let's save 60% of income," try "what if we saved an extra $100 this month?" Build momentum through small wins that don't trigger reactance. 01:02:00 — The four essential communication skills: Open-ended questions (who, what, where, when, why, how) Affirmations (recognizing strengths and efforts) Reflections (repeating back what you heard) Summaries (pulling together themes from the conversation) Notable Quotes Jasper Lee: "You cannot beat an emotional objection with a logical argument." Jasper Lee: "When we talk about money, we're not really talking about money. We're talking about security, social status, control, your self-worth, love." Jasper Lee: "People are always more persuaded by arguments they generate themselves than by arguments you present to them." Brad Barrett: "The journey to FI is probably about ninety percent psychological and maybe only five percent to ten percent about the actual mechanics of money." Jas…