Ready Set Free

What Does Retirement Look Like Today? Ep .44 On this episode, I have my talented friend Avita Williams here to talk with me about today's retirement programs. How with our everchanging world, retirement today looks a lot different than it did just 20 years ago. Pensions, 401k's, 403b's, IRAs, social security...how will that look in your current portfolio?What are some other factors that should be considered? Avita is my sister in finance and this is her expertise. Listen while we discuss the changes that we should all onsider in this new economy. To reach Avita, please schedule an appointment at 347-612-0037 » Contact Kye at: http://www.readysetfree.me/ (www.readysetfree.me) or Email: info@readysetfree.me   » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations at CashApp $KyeFinancial Podcast Engineer Social Hooligans; socialhooligans@gmail.com

Welcome to the show a first time guest, Mr. Kevin Wilson of Social Hooligans. In this episode he and I have an informal conversation about the current real estate market. We discuss what we are seeing in our area of the country and the paths we both to to property ownership. Our accounts are first hand experiences and observations based from the our perspectives. We make a couple of predictions on where we think our market is heading, but only time will tell for sure. Contact Kevin at socialhooligans@gmail.com » Contact Kye at: http://www.readysetfree.me/ (www.readysetfree.me) or Email: info@readysetfree.me   » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations at CashApp $KyeFinancial Podcast Engineer Social Hooligans; socialhooligans@gmail.com

Happy First Birthday! Ep .42 I did it! Ready Set Free and Kye Financial turns 1 years old today November 1, 2021. It is been wonderful recording each and every episode. I have learned so much from the guests and the listeners. I have learned about podcasting and audio and video production; I mean the list goes on and on. This week I want to say thank you to everyone that has contributed to the show in anyway. I hope that you have also enjoyed the past episodes and will continue to listen into the second year. What were some of your favorite episode? What would you like to hear in the future? Would you like to be a guest on the show? Contact me with any responses at the email address below. » Contact Kye at: http://www.readysetfree.me/ (www.readysetfree.me)  or Email: info@readysetfree.me   » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations at CashApp $KyeFinancial Podcast Engineers Social Hooligans; socialhooligans@gmail.com

Budgeting and Goal Setting Ep .41 We are a week away from my 1-year show anniversary and this is the same time that I always focus on budgeting and goal setting for next year. We are entering the season of spending. And if you do not already have a set budget, it is way too easy to overspend. At the same time, now is also the time to start planning out your financial goals for next year. What are you improving, what are you changing or what are you adding? Listen to me share my personal budgeting techniques and how I plan for my future. » Contact Kye at: http://www.readysetfree.me/ (www.readysetfree.me) or Email: info@readysetfree.me   » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations at CashApp $KyeFinancial Podcast Engineer Social Hooligans; at socialhooligans@gmail.com

I AM BACK! Ep .40 Yes, I am here, you are here, Welcome back! We are together again. The show is back in production with our weekly episodes. This is a recap of where I was during my break and what is happening now? Thank you for returning after my break. I am so happy be back and more happy to have you here with me. » Contact Kye at: http://www.readysetfree.me/ (www.readysetfree.me)  or Email: info@readysetfree.me   » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations can be sent to CashApp $KyeFinancial Podcast Engineer Social Hooligans at socialhooligans@gmail.com

Guess who my guest is today!?! This episode features my daughter, the beautiful and talented Selah Joy. A while ago she mentioned being on the show so of course I said "HELL YEAH!" She named today's episode and we discussed what was on her mind. I really should not have been surprised at some of the knowledge that she shared with me. We have decided that we will do these episodes quarterly, so stay tuned to hear more from her in the future. » Contact Kye at: www.readysetfree.me or Email: info@readysetfree.me » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations at CashApp $KyeFinancial Podcast Engineer is Orlando Clarke II - MyGoodMediaLLC@gmail.com

This episode focuses on many of the common decisions and scenarios that women overlook, underestimate or do not anticipate that throw us out of balance or off track. Today the marvelous Ms. Cecile Edwards, a Self-Care, Mindfulness Coach and Mother's Wellness Advocate joined me as a guest. I met Cecile at a retreat that we attended in June 2021. We both agreed that while in attendance, we were enlightened and reminded of how it is important for us to maintain our power positions. Remaining centered and focused mentally and spiritually on your own journey is key to your own success. Also be sure to listen and subscribe to Cecile Edwards on her Mommy Matters Podcast available at all podcast streaming locations. Contact of follow Cecile at https://lintr.ee/evolvingself for her services or to join her Monday circle. » Contact Kye at: www.readysetfree.me or Email: info@readysetfree.me » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations at CashApp $KyeFinancial Podcast Engineer is Orlando Clarke II - MyGoodMediaLLC@gmail.com

Today I asked Ms. Wanda Fields to join me as a guest to discuss Fields Financial Funding www.Fieldsfinancialfunding.com. Her company specializes in providing funding to small businesses. Hearing about this business venture made me so excited. Small business funding has been such an under-resourced market. Before covid, the SBA was the primary source of funding and their process was not very friendly or fast nor were many applicants ever approved. Listen to the information Wanda shares on what kind of loans her company can offer, the terms, the qualifications and the rates. They are very competitive and much easier to access then the traditional lending system. Now for the bonus!! You can listen to the Ready Set Free Podcast on Wanda's online radio station, WFNY Radio http://wyny.fm.beenetworkenterprises.com . Her station features an array of financial education shows and musical entertainment. While there, you can listen to Wanda's podcast titled, The Financial Freedom Show. In addition, Wanda is an author of 2 eBooks, 3 rd Gen Investment Guide and 3 rd Gen Stock Market Fundamentals. She is an active options day trader and cryptocurrencies swing trader and teaches classes on both through 3rd Gen Academy online. Please follow Wanda on Facebook @wanda.fields.52 and @WFNYRadiostation and @fieldsfinancialfunding Email her at fieldsfinancialfunding@gmail.com » Contact Kye at: www.readysetfree.me or Email: info@readysetfree.me » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations at CashApp $KyeFinancial Podcast Engineer is Orlando Clarke II - MyGoodMediaLLC@gmail.com

In the year of covid, we all read, heard or know people that moved around the globe taking advantage of living other places when they had the opportunity. Working from home and schooling from home gave us all a chance to look at HOW we live differently. My returning guests today, Link Green and Briaunna Fuller were two of my many friends that made the decision to move abroad to Costa Rica and see what living in a new place with a lower cost of living could offer them. Listen to them share the good, the challenges that they experienced. How much money did they save versus remaining in their previous home in North Carolina? Follow Link everywhere at @LinkGreenTheKhemist and follow Briuanna at www.theresnoguide.com » Contact Kye at: www.readysetfree.me or Email: info@readysetfree.me » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations at CashApp $KyeFinancial Podcast Engineer is Orlando Clarke II - MyGoodMediaLLC@gmail.com

Did you grow up hearing your family talk about ownership? I did. My entire childhood, I can remember my family talking about, planning for and discussing how they were budgeting to “buy” something. These days, our world is quickly shifting to owning nothing but renting, leasing and subscribing for most of your wants and needs. This movement started off slow, but it has increased rapidly even during the days of covid. Where will it end? At what point will we not longer own anything in our lives? The article mentioned in this episode can be read here How Wall Street Bought Up America's Homes - The Atlantic » Contact Kye at: www.readysetfree.me or Email: info@readysetfree.me » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations at CashApp $KyeFinancial Podcast Engineer is Orlando Clarke II - MyGoodMediaLLC@gmail.com

This is part 2 of the interview with the amazing Keisha Stubbs. Last week Keisha walked us through a life changing decision to quit her job. She shared with us her courage to trust and honor herself to leave lucrative employment that was not appreciating her value. Now a year later, Keisha shares the rest of her story and how a lifetime of events have led her to her accomplishments today. Some of her endeavors include, the non-profit Tied Together, a book Close or be Closed, sales training, speaking engagements and her newest endeavor with her son, Super Charged Kids. Contact Keisha or follow her projects at www.keishavstubbs.com Follow her at FB, IG and Twitter @KeishaVStubbs » Contact Kye at: www.readysetfree.me or Email: info@readysetfree.me » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations can be made on CashApp $KyeFinancial Podcast Engineer is Orlando Clarke II - MyGoodMediaLLC@gmail.com

This episode I was honored to have a new guest join me, Ms. Keisha V. Stubbs. Keisha joined me and had her first public discussion about the decision to quit her job! That is right, I am getting to break her story here! This show was recorded on June 11, 2021, which was the 1st Anniversary of her job separation date. Like last week's subject matter, this episode was right on time. Initially I wanted to interview Keisha for another topic. But because these similar events keep recurring within my circle, I asked Keisha if she would talk about her experience with me? I know that her story is quite similar to so many others. Some of you may need to hear this for reassurance, some need to hear this for education, some need to hear this for encouragement. Keisha sharing her story is definitely part of the emotional healing process from the situation and I am proud of her and her growth. Be sure to tune in next week for part 2 of her interview, when we discuss her progress up to today and all of the incredible projects that have materialized since she left her last employer. Contact Keisha at www.keishavstubbs.com Follow her at FB, IG and Twitter @KeishaVStubbs » Contact Kye at: www.readysetfree.me or Email: info@readysetfree.me » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations can be made on CashApp $KyeFinancial Podcast Engineer is Orlando Clarke II - MyGoodMediaLLC@gmail.com

Some things are right on time! On this episode, my cousin Kelli Michelin-McShan is the perfect person to share with us her 20 years of knowledge on how to maximize the college financial aid process. Many students and parents want children to attend the school of their choice or dreams, but of course that comes with a cost. Listen today on how you can maximize your chances and opportunities at minimizing what you will have to contribute out of pocket to your higher education goals. Kelli has more expertise in this area than anyone else that I know personally. She has been sharing herself as a resource to our family and friends for 2 decades. I am excited that now everyone can benefit from her expertise! If you have any detailed questions that you need answered, please contact me and I will be sure to get the answered returned to you or get you in contact with Kelli. Contact Kye at: www.readysetfree.me or Email: info@readysetfree.me Follow me on Instagram @Ready.Set.Free FaceBook & YouTube @Ready Set Free Show donations can be made on CashApp $KyeFinancial Podcast Engineer is Orlando Clarke II - MyGoodMediaLLC@gmail.com

This episode was recorded so that I could take a break and attend my niece and nephew's high school graduation! There is no guest, just me and Orlando following up on some of the comments and questions that have been received over the past several shows. Congratulations to all of the graduates of every level, our newlyweds and welcome to all of our beloved covid babies! We will return next week with new topics and guests! Follow or contact Kye at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free , FB & YouTube @Ready Set Free Show donations can be made on CashApp $KyeFinancial Engineer Orlando Clarke II - MyGoodMediaLLC@gmail.com

What is happening in the local real estate markets? What programs are available today? Who are these corporate landlords and are they helping or hurting? Listen today as I speak with realtor Andrea Morgan on what she is seeing and experiencing as a sales representative in the individual buyers and seller's market. To purchase her Home Buyer's workbook click here: https://gumroad.com//30dayhomebuyersworkbook and receive a 25% discount with the code LiveFree which is good until June 13, 2021. You can also find her book Pretty Girls Own Property: Your Guide to reducing Real Estate Intimidation here: https://read.amazon.com/kp/embed?asin=B07PJLYRPD&preview=newtab&linkCode=kpe&ref_=cm_sw_ r_kb_dp_AXJ7JEN2JMG3E0GKV065 Reach Andrea Morgan at andreaforreaestate@gmail.com or by phone at 404-803-4033 Follow her on IG @limitededitionaliving or FB @andream1 Follow or contact Kye at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free , FB & YouTube @Ready Set Free Show donations can be made on CashApp $KyeFinancial Engineer Orlando Clarke II - MyGoodMediaLLC@gmail.com

Today our discussion about our life insurance advances to the next level. We are moving on to how to use to them and maximizing the benefits. And guess what? Some of the ideas shared today benefit you while you are LIVING. So, let's not just think about death, use it strategically while you are alive. Hear us share how you can get gains, without taking any losses. How to use the life living benefits. And our newly discovered favorite, Becoming Your Own Banker, book written by Nelson R. Nash. There is so much more to life insurance than just paying out beneficiaries after death. Follow Dan Hernandez on IG @Dan_unleashed , FB @Dan Hernandez , Tik Tok @moneymagnetdan Follow or contact Kye at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free , FB & YouTube @Ready Set Free Show donations can be made on CashApp $KyeFinancial Engineer Orlando Clarke II - MyGoodMediaLLC@gmail.com

New Topic Alert!! But familiar friend of the show!! Welcome back guest and friend of the show, Link Green the Khemist. Today he returns as the true expert on this relatively new thing called NFTs. I felt kind of bad when we recorded this episode because I really gave him a hard time but after listening to the replay, I think he may actually have me convinced on their value. Take a listen and see what you think. Are you ready to get started with me? Follow Link on his YouTube channel https://www.youtube.com/channel/UCJAsFo_mtEaPzC0yfCNQy_Q Facebook & IG @Link Green The Khemist Follow or contact Kye at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free Show donations can be made on CashApp $KyeFinancial Engineer Orlando Clarke II - MyGoodMediaLLC@gmail.com

Do you think you know a lot about the Small Business Administration (SBA) Covid Relief Programs? We all saw and heard the commercials and new reports everywhere in every Cares Act release. Just apply here for quick and easy access to receive grants and/or loans with low interest and even loans that are fully forgivable. Today CPA Paul Njoku of PKN Accounting and Tax Services PLLC is my special guest here to discuss all the stuff we did and did not know about these programs. He shares so many details, hints and tips, you almost cannot go wrong if you simply follow his advice. If you have already secured one of these loans, or if you want to apply, listen to this episode TWICE. Take notes both times like I did. And then contact Paul if you still need help. I can definitely say that this has been an episode that has taught me the most information on a topic so far. So sit back, relax, listen and enjoy the show! You can contact Paul at www.pknaccting.com Follow or contact Kye at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free Show donations can be made on CashApp $KyeFinancial Engineer Orlando Clarke II - MyGoodMediaLLC@gmail.com

You knew the day would come that we would have to have “the talk”. No, not relationships or sex ed, I mean TAXES. ☹ Today I am joined by Charles J. Kelly, aka CJ The Smart Guy, to share with us the latest information on what we need to know and do when it comes to staying out of debt, delinquency or jail with the Internal Revenue Service (IRS). CJ is a CPA location in Houston, TX who has a specialty of knowledge in the cryptocurrency market. For the 12 years since bitcoin started, finding an accountant or even a tax preparing to help you file taxes when cryptocurrencies are involved was very difficult and felt impossible. Today CJ offers the best of both worlds to help you with your personal or business and digital currency filings. CJ in an expert in this area! Listen as he gives us steps to follow, timelines, the pitfalls and excellent tips. Sit back, relax, listen and enjoy the show! You can contact or follow Charles @CJtheSmartGuy on Instagram, Facebook, Twitter and ClubHouse or at cjthesmartguy.com. As well he also offers classes on u.sunjoined.com. Follow or contact Kye at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free Show donations can be made on CashApp $KyeFinancial Engineer Orlando Clarke II - MyGoodMediaLLC@gmail.com

Today you get something a little different then my usual. This episode had no official agenda or topic. It is me and two of my closest friends talking about bunch of different topics and loosely around their financial impacts. The first guest is a return from last week, Mrs. Estelle Blockoms and my other close friend Ms. Alisa Lucy joins the discussion. Hear topics like child rearing, women's independence and the current era of “folks that are doing too much.” And remember, if you are one that subscribes to YOLO (you only live once) buy some life insurance. Your one life needs it! (Listen to the previous week's episode for more information.) Please like, share, comment, subscribe, rate and review. Ready Set Free Show donations can be made on CashApp $KyeFinancial Follow or contact me at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free For Insurance email: kwilso2@amfam.com or call 770-284-2311 Orlando Clarke II - Media Engineer, My Good Media LLC Email: MyGoodMediaLLC@gmail.com

I finally made it to the discussion around my favorite insurance product, life insurance! The only reason I waited this long is because I wanted to do this episode with my best friend Estelle Blockoms. Estelle has worked in this industry for as long as I have, so today, we tried to stay formal and educational as we tell you what everyone should know when buying life insurance. This is the 101 episode, in later episodes I will discuss more details, secrets, hints, recommendations and life insurance extras. (Stay tuned for next week's episode for our girlfriend chatter.) So, sit back, relax and enjoy. Please remember to like, share, subscribe, rate and review the podcast. Follow or contact me at: info@readysetfree.me www.readysetfree.me Facebook & YouTube @Ready Set Free Instagram @Ready.Set.Free

Today I am joined again by my friend Thomas “TJ'” Lofton to discuss Real Estate. In our regular style, we start out discussing real estate and how covid and the economy has affected the market and predictions of the future. From there, you'll hear little bit about a bunch of stuff. I think I may rebrand his sessions as Talks with TJ! So, sit back, relax and enjoy. If you want to inquire about TJ's classes or book, please find him at the following places: FB, Instagram, YouTube & Twitter @ Thomas “TJ” Loftin www.Thomastjloftin.com or thomasloftin@ymail.com Please remember to like, share, subscribe, rate and review the podcast. Follow or contact me at: info@readysetfree.me www.readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free

Are any of you in the sandwich generation like me? Or are you that are close to or considering life once you reach “official senior” status? For the final week of Woman's History Month, my guest Karen Stiggers joins me today discuss the ends and outs of the senior healthcare. You would think that they would make it easy for us and the seniors, but that is not quite the reality. Karen in an expert in this area! She walks us through the steps to follow, the timelines, the pitfalls and excellent tips. Sit back, relax, listen and enjoy the show! You can contact or Karen Stiggers at 404-246-9493 or email her at corefinancialgroup@outlook.com. Remember, she can help you everyone with health and life insurance although her focus is seniors, she is a real estate agent and she offers insurance training. Ready Set Free Show donations can be made on CashApp $KyeFinancial Follow or contact me at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free For Insurance email: kwilso2@amfam.com or call 770-284-2311 Orlando Clarke II - Media Engineer, My Good Media LLC Email: MyGoodMediaLLC@gmail.com

Today I have a SUPER treat! I am joined today by my younger sister Cicely Fleming, Alderwoman of the 9 th Ward in Evanston, Illinois. I have had had an influx of contacts and messages around the reparations news because Evanston is my hometown. Following my sister's media, I can imagine just how many calls and messages that she must receive. I feel honored both, personally and professionally, that she joined me today to share the real details and her feelings. At the time of this recording, we were only 4 days prior to the Evanston City council vote on their highly publicized “Reparations” program. On Monday, March 22, 2021, the day this episode airs, the city council will be voting in the evening of the fate of the current projected program. I will share the council meeting live on my Ready Set Free and my personal FB pages if you want to watch or listen in. Many people say that we look alike but even more people say that we sound alike! You tell me what you think? Sit back, relax, listen and enjoy the show as you hear my thoughts on our money's future! You can contact or Cicely a send a donation to her at www.cicelylfleming.com On social media, find her one FB, Instagram & Twitter @CicelyLFleming Ready Set Free Show donations can be made on CashApp $KyeFinancial Follow or contact me at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free For Insurance email: kwilso2@amfam.com or call 770-284-2311 Orlando Clarke II - Media Engineer, My Good Media LLC Email: MyGoodMediaLLC@gmail.com

Today I just let it roll! First let's do a quick recap of the history of our American currency and then move on to the current events around the stimulus packages. Checks and loans are once being handed out like candy bars and the cryptocurrencies are still experiencing continuous highs. Hear my thoughts on where this all could be headed and some things that you should be sure to keep our eyes and attention on. Sit back, relax, listen and enjoy the show as you hear my thoughts on our money's future! The Monthly Budget and Investing Journal can be purchased here for $21.99 https://readysetfree.me/product/my-financial-year-monthly-budgeting-and-investing-planner/ Show donations can be made on CashApp $KyeFinancial Follow or contact me at: www.readysetfree.me Email: info@readysetfree.mediscuss Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free For Insurance email: kwilso2@amfam.com or call 770-284-2311 Orlando Clarke II - Media Engineer, My Good Media LLC Email: MyGoodMediaLLC@gmail.com

This episode is video recorded on the Ready Set Free channel on YouTube channel so you can view my special guests. Last week you heard 4 of my favorite adults friends and today I have 4 of my favorite younger companions. Welcome for their first visit to the show, Ms. Selah, Mr. Noah, Mr. Malakai and Mr. Mordecai ages 7 to 10 years old. It has been quite a while since I have sat with children to discuss the world of money but today was a treat. Heard directly from the children what they know and what they want to learn more about when it comes to their financial knowledge. I am sure that some of their answers will surprise you! Thank you to the Jackson and Andre families for allowing their sons to participate! Sit back, relax, listen and enjoy the show as we listen to what our future has to say! The Ready Set Free Monthly Budget and Investing Journal can be purchased here for $21.99 https://readysetfree.me/product/my-financial-year-monthly-budgeting-and-investing-planner/ Show donations can be made on CashApp $KyeFinancial Follow or contact me at: www.readysetfree.me Email: info@readysetfree.mediscuss Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free For Insurance email: kwilso2@amfam.com or call 770-284-2311 Orlando Clarke II - Media Engineer, My Good Media LLC Email: MyGoodMediaLLC@gmail.com

When 4 financial minds sit down together, what do they talk about? Money of course! This episode includes a lively discussion with my friends, financial partners and support team, Briaunna Fuller, Link Green and Kendall Jackson. Since Janet Yellen has recently begun to speak publicly about the upcoming “digital dollar” (specifically what we believe to be the FedCoin project) the impending shift to the mass adoption of digital currency seems inevitable. Sit back, relax, listen and enjoy the show as we discuss what could be the potential repercussions of such a shift. You can follow Link on YouTube at Link Green The Khemist, follow Briaunna on Instagram @BriLoveF and you can find Kendall at www.1010Computers.com The Ready Set Free Monthly Budget and Investing Journal can be purchased here for $21.99 https://readysetfree.me/product/my-financial-year-monthly-budgeting-and-investing-planner/ Show donations can be made on CashApp $KyeFinancial Follow or contact me at: www.readysetfree.me Email: info@readysetfree.mediscuss Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free For Insurance email: kwilso2@amfam.com or call 770-284-2311 Orlando Clarke II - Media Engineer, My Good Media LLC Email: MyGoodMediaLLC@gmail.com

Here is part two to our insurance didn't you know series? My guest today is my friend and claims expert, Ms. Pamela Greene. Pamela has over 23 years of experience in the auto insurance claims division. Working on the opposite side of sales, she is happy to share with you more tips and advice on things that you want to consider when building your insurance coverages. Together we discuss the biggest pain points that we encounter when assisting our customers. We both agreed that customer satisfaction is always our goal. Let us help you. Sit back, relax, listen and enjoy the show. The Monthly Budget and Investing Journal can be purchased here for $21.99 https://readysetfree.me/product/my-financial-year-monthly-budgeting-and-investing-planner/ Show donations can be made on CashApp $KyeFinancial Follow or contact me at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free For Insurance email: kwilso2@amfam.com or call 770-284-2311 Orlando Clarke II - Media Engineer, My Good Media LLC Email: MyGoodMediaLLC@gmail.com

Welcome Back as we return this week to our regularly scheduled material! My guest this episode is a longtime friend and fellow insurance professional, David Thedinga. Today will begin with the first episode around traditional health insurance policies and other health related programs. With the world changing rapidly, you are no longer limited to using the standard recognized plans. There are other options that are gaining popularity and offer flexible service options, more focus on prevention activities and may save you money.     Sit back, relax, listen and enjoy the show.      You can reach David for questions at david.thedinga@knewhealth.com or check out the plan that David mentioned here. http://bit.ly/JoinKnewHealth (http://bit.ly/JoinKnewHealth)   The Monthly Budget and Investing Journal can be purchased here for $21.99 https://readysetfree.me/product/my-financial-year-monthly-budgeting-and-investing-planner/ (https://readysetfree.me/product/my-financial-year-monthly-budgeting-and-investing-planner/) Show donations can be made on CashApp $KyeFinancial Follow or contact me at: http://www.readysetfree.me/ (www.readysetfree.me)  Email: info@readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free For Insurance email: kwilso2@amfam.com or call 770-284-2311 Orlando Clarke II - Media Engineer, My Good Media LLC Email: MyGoodMediaLLC@gmail.com  

FOMO = Fear of Missing Out. This is what we ARE NOT doing on the Ready Set Free Podcast. Our listeners are studied and well informed. They do not make hasty investment decisions, they are planned, calculated and thought-out risks. After having to decide on a last-minute topic, due to a guest reschedule, Orlando and I decided that we thought this was actually a very good episode with great information. We both jumped on the microphone totally unscripted to talk about the current financial environment and attitudes of people with all of the current events happening right now. Listen and learn the basics about investing sentiments and preferences and individual styles. We are not all the same, so portfolios should not be identical either. This show probably would have been good at the first few episodes of the podcast debut. But that is okay, because now is not too late. So, sit back, relax, listen and enjoy the show. The Monthly Budget and Investing Journal can be purchased here for $21.99 https://readysetfree.me/product/my-financial-year-monthly-budgeting-and-investing-planner/ Show donations can be made on CashApp $KyeFinancial Follow or contact me at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free For Insurance email: kwilso2@amfam.com or call 770-284-2311 Orlando Clarke II - Media Engineer, My Good Media LLC Email: MyGoodMediaLLC@gmail.com

Today's guest is a person that should be familiar to you if you have listened to some of the previous episodes. My cousin Jerome Summers was initially mentioned in episode #1 as a family member who was instrumental in providing me knowledge and direction in my financial education journey. Through the years he taught the basics and fundamentals that I still use today. Now, you may also remember me mentioning how he can be preachy at times, but a good preachy. Take a listen and tell me what you think? Through all of his words, lessons, parables and stories, you will always learn something new or valuable. Did you hear his simple and subtle gems that he shared in every discussion? Listen closely. Play it twice. Here is a big public Thank You to my cousin Jerome! You can contact Jerome on Facebook @Jerome Summers or email JeromeSummers@yahoo.com Please use this link to purchase his book The Parables from the Outskirts of Polite Society https://www.amazon.com/Parables-Outskirts-Polite-Society-necessarily-ebook/dp/B01EGL721S/ref=sr_1_1?dchild=1&keywords=j.r.+summers&qid=1612140058&sr=8-1 . Show donations can be made on CashApp $KyeFinancial Follow or contact me at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free For Insurance email: kwilso2@amfam.com or call 770-284-2311 Orlando Clarke II - Media Engineer, My Good Media LLC Email: MyGoodMediaLLC@gmail.com

Surprise!! Here is my first bonus episode. Honestly Orlando thought it was important that I take a moment to discuss what is currently happening in the trading market right now. TD Ameritrade, GameStop, shorts, retail investors etc.  Although this podcast is not necessarily a “current events” or “news story” format, what is happening falls strictly under the finance category. And honestly it had me very upset and angry to see the response from the brokerage firms and the United States government that was acting on immorally on behalf of the wealthy and powerful and totally disrespecting, disregarding and cheating the people.  So sit back and listen to my mini rant if you will.

After the first bullion episode #7, I surprisingly had a large number of responses and engagement from the listeners. For this second episode of bullion, I invited some of the respondents to join me and bring some of their collection for our discussion. **This a video recorded episode that can be viewed at the Ready Set Free Channel on YouTube https://www.youtube.com/channel/UCT04bPC2uRH9hLL2lpysJTw (https://www.youtube.com/channel/UCT04bPC2uRH9hLL2lpysJTw) ** Today I welcomed Ms. J'Netta to the Ready Set Free studio and with her she brought some of her favorite items to share with me and the viewers. Wow was her collection impressive! I think that pairing the two of us together for this show was an excellent decision. As you will see, J'Netta has focused her collection more on the side of currency, including both metal and fiat. She leans more towards the nostalgia and historical collector. Whereas my personal collection is centered mostly around bullion collection for the purposes the metal investment value or possible barter usages. Although I have many pieces that I hold for sentimental reasons, I am more of and wealth preservation collector. I hope you enjoy viewing a part of both of our passions. Janetta has definitely been a serious collector for more years than I have, but between the two of us you will see and hear more than 40 years of combined history. Lastly, I would to say congratulations to our absent guest this episode, Ismail. This show was recorded on the afternoon of Thursday, January 21, 2021 and Ismail's wife went into labor that morning causing him to have to miss the recording. They welcomed their healthy Baby Boy into the family on the following day Friday, January 22 which was also on MY BIRTHDAY. Congratulations, my birthday twin will be quite a special child. So sit back, relax and have fun while you listen. You can contact J'Netta for her vegan cuisines Juiced by J or JJ Baby Bakes under the Vegan Sexee label (Simplistic Exotic Enjoying Experiences) at the following places: FB – VeganSexee Instagram -VeganSexee  Clubhouse – J'Netta Heyward  Reminder, the new Facebook Group Ready Set Free Financial Self Improvement is now open to join. Come participate in different group challenges and/or individual goal getting for yourself. There we will help, challenge and encourage each other to achieve our 2021 goals. To purchase the journal, click here https://readysetfree.me/product/my-financial-year-monthly-budgeting-and-investing-planner/ (https://readysetfree.me/product/my-financial-year-monthly-budgeting-and-investing-planner/) Show donations can be made on CashApp $KyeFinancial Follow or contact me at: http://www.readysetfree.me/ (www.readysetfree.me)   Email: info@readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free For Insurance email: kwilso2@amfam.com or call 770-284-2311 Orlando Clarke II - Media Engineer, My Good Media LLC   Email: MyGoodMediaLLC@gmail.com

Have you heard this quote from Steve Cyros? “When disaster strikes the time to prepare has passed.” The one thing that I am almost as equally passionate about as money is being prepared for the unknown. It really bothers me when I am not prepared with things that are a normal, expected or anticipated necessity. How can you not plan for your future?   Well, boy oh boy did I hit the jackpot when I met these two remarkable men! Not only are they brothers, but they are identical twins an equally as knowledgeable on this topic. Please meet the founders of Lynx Survivalist, Elisha and Elijah. Together this dynamic duo can teach us all how to survive any unforeseen situation.    Some of the skills held between them are hunting, foraging, emergency sheltering, health and first aid, personal protection training, bartering skills, gardening, proper food and water storage and I was surprised to learn one of the Eli's is a linguist and speaks 5 fluid languages.   Even though this is just the beginning of this ongoing topic, this episode gives you plenty of things to consider when getting yourself physically prepared. Sit back, relax and have fun while you listen.   The new Facebook Group is now open to join. Come participate in different group challenges and/or individual goal getting for yourself. There we will help, challenge and encourage each other to achieve our 2021 goals. To purchase the journal, you can click here https://readysetfree.me/product/my-financial-year-monthly-budgeting-and-investing-planner/ (https://readysetfree.me/product/my-financial-year-monthly-budgeting-and-investing-planner/)   You can contact Elisha and Elijah at following places: lynx.survivalist@gmail.com  on IG @lynx_survival and FB@Lynx Survivalist   Show donations can be made on CashApp $KyeFinancial Follow or contact me at: http://www.readysetfree.me/ (www.readysetfree.me)  Email: info@readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free For Insurance email: kwilso2@amfam.com or call 770-284-2311 Orlando Clarke II - Media Engineer, My Good Media LLC Email: MyGoodMediaLLC@gmail.com

Hey I‘m back!! And today I have for you another “friends and family kitchen table” episode. Like in one of the fan favorite episode #2, Credit - Friends in Debt, today is another personal financial history of me and my longtime friend, Marilyn Holmes. We talk about how we were raised in such similar environments for our entire childhood, yet still resulted with such varying individual journeys. Again, we sit back, relax and have fun listening to our playground, summer camp and candy store financial life lessons. Remember to purchase your “Budget and Investing Planner” on my website. The new Facebook Group will be opening soon. Come and join us as we participate in different challenges and goal getting for ourselves? We will help, challenged and encourage each other to achieve our 2021 goals. To purchase the journal, you can click here https://readysetfree.me/product/my-financial-year-monthly-budgeting-and-investing-planner/ (https://readysetfree.me/product/my-financial-year-monthly-budgeting-and-investing-planner/) You can contact Marilyn Homes to inquire about her bookkeeping services, please email her Marilyn.Holmes@workflowcorp.net or info@workflowcorp.net Show donations can be made at CashApp $KyeFinancial Follow or contact me at: http://www.readysetfree.me/ (www.readysetfree.me)   Email: info@readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free For Insurance email: kwilso2@amfam.com or call 770-284-2311 Orlando Clarke II - Media Engineer, My Good Media LLC Email: MyGoodMediaLLC@gmail.com  

Happy Near Year!!! Welcome Back! I am happy to see that you made it into the new year and I hope that you have been focusing on the things that you want to happen differently this year. Today's episode is a video recording, so you can go over to the Ready Set Free YouTube channel and see me and my beautiful guest Mrs. Geraldine Andre as we created this episode. If you can recall in very popular episode #3 titled, Credit – Friends in Debt, I mentioned Geraldine's name as trusted advisor. I often refer my clients her if they want to utilize a service to repair or improve their credit profiles. Geraldine shares with us some extra secrets and little-known facts about the credit industry and things that we all can do to help protect ourselves and improve our scenarios. Also, remember that if you go to the YouTube page and subscribe and comment on this episode, I will enter you into a drawing to win the new “My Financial Year Budget and Investing Journal.” Who is going to join me in the private Facebook group where we will participate in different challenges or goal getting for ourselves? To purchase the journal, you can click here https://readysetfree.me/product/my-financial-year-monthly- budgeting-and-investing-planner/ Thanks for coming, sit back, relax and enjoy learning something new. You can contact Geraldine Andre at www.geraldineandre.com FB: Geraldine Andre Regal Credit Instagram: The Real Geraldine Andre Show donations can be made at CashApp $KyeFinancial Follow or contact me at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free For Insurance email: kwilso2@amfam.com or call 770-284-2311 Orlando - Media Engineer, My Good Media LLC Email: MyGoodMediaLLC@gmail.com

Welcome to the world of fulltime investors! You hear about traders, day traders, swing traders…who are they? What is the difference? Do you want to know what it takes to become a trader? In this episode I am joined by my friend, experienced coach and trader Maurice Jackson. This conversation is all about the basics of being a trader; descriptions of different assets, trading styles, learning curves and suggestions. Once again, this is the start of a new financial topic for this show and a deeper discussions will continue in future episodes. Thanks for listening, sit back, relax and enjoy. You can reach Maurice Jackson on Facebook at www.facebook.com/MJackson612 Charts with Mo is every Tuesday on FB at 8:30pm EST or on Zoom. Maurice is a member of DCG Mastermind and a partner at the Gladstone & Company. Click here https://www.facebook.com/readysetfree/events/?ref=page_internal or here https://www.eventbrite.com/organizations/events if you want to register for one of my upcoming Introduction to Bitcoin classes. Dates at this time are 12/29/2020 & 01/06/2021. New dates are added frequently so always check back on my Ready Set Free social media pages for the latest updates. Show donations can be made at CashApp $KyeFinancial Follow or contact me at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free For Insurance email: kwilso2@amfam.com or call 770-284-2311 My Good Media LLC, Media Engineer Orlando Email: MyGoodMediaLLC@gmail.com

Okay, the day is finally here. This is my first FULL episode on bitcoin. And right now, it is in a bull market so it is a great time to learn. Listen to Kendall and I, two cryptocurrency enthusiasts, talk about our bitcoin beginnings and how bitcoin started. In this episode, you will get a bitcoin crash course. What is it? What do you do with it? How does it work? Please know that this is just enough for you to have the most basic understanding, there will be many more episodes in the future. Or you can skip ahead and sign up for one of my live Zoom classes. Just for kicks and giggles, I am going to record the price of bitcoin at the time this episode was recorded. On Friday, December 18 th at 1:30pm the value of 1 bitcoin was $22,804.55. If this is the first time that you have learned about bitcoin, you will always be able to come back to this episode note to see the recorded price when you entered the world of cryptocurrency. Thanks for coming, sit back, relax and enjoy. To sign up for a Coinbase account click here: www.coinbase.com/join/wilson_ub Click here https://www.facebook.com/readysetfree/events/?ref=page_internal or here https://www.eventbrite.com/organizations/events if you want to register for one of my upcoming Introduction to Bitcoin classes. Dates at this time are 12/29/2020 & 01/06/2021. New dates are added all the time so always check back on my Ready Set Free pages for the latest updates. You can contact Mr. Kendall Jackson co-owner of www.1010computers.com here contactus@1010computers.com or at 404-585-6253. His business is located at 1107 McDonough Pl, McDonough, GA 30253. He is on Facebook and Instagram @1010 Computers, LLC. Show donations can be made at CashApp $KyeFinancial Follow or contact me at: www.readysetfree.me Email: info@readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free For Insurance email: kwilso2@amfam.com or call 770-284-2311 My Good Media LLC, Media Engineer Orlando Email: MyGoodMediaLLC@gmail.com

Back to the beginning. If you remember from episode 1, Who is Kye, I talked about bullion being one of my earliest types of assets that I personally invested in. That episode also included a discussion between only me and my podcast engineer, Orlando. So today here we are, back to all of the beginnings. In this episode, you will get a bullion 101 crash course. What is it? What do you do with it? Which kinds are best? Why buy some? Hear my opinion on why I think (and Orlando agreed) that this is an asset that will never disappear. Sit back, relax and enjoy. Also click here https://www.facebook.com/readysetfree/events/?ref=page_internal or here https://www.eventbrite.com/organizations/events if you want to register for one of my upcoming Introduction to Bitcoin classes. Dates are 12/16/20, 12/19/20, 12/29/20 & 01/06/20 Follow or contact me at: www.readysetfree.me Instagram @Ready.Set.Free Facebook & YouTube @Ready Set Free Email: info@readysetfree.me My Good Media LLC, Media Engineer Orlando mygoodmediallc@gmail.com

I am cataloguing this episode under budgeting, but will you be pleasantly surprised to hear just how many topics are covered in the discussion today with Financial Coach Betty Lewis and FinTech & Cryptocurrency expert Link Green. This episode includes gems galore! There is something for everyone when you talk about budgeting. Listen in for budgeting ideas, house hacking, cash vs, cards, cryptocurrencies, emotional money mindsets and more! The discussion is vast and I ensure you that you will hear something new, I know I did! Sit back, relax and enjoy. To inquire about Betty's services, please find her at the following places: Instagram, FB, YouTube @YoungRichRooted and www.YoungRichRooted.com To reach Link, please find him at: Insta @jo3y_gallactic FB @Link Green YouTube @Link Green The Khemist Please remember to like, share, subscribe, rate and review the podcast. Follow or contact me at: www.readysetfree.me Instagram @Ready.Set.Free Facebook @Ready Set Free You Tube @Ready Set Free Email: info@readysetfree.me Contact Audio/Video Engineer Orlando at mygoodmediallc@gmail.com

Money and Emotions Guess what? Today is a treat for all of the listeners! Not only am I joined by a truly valuable guest, Jarvis Jordan, but today you can WATCH me as this episode was video recorded. Go to my YouTube channel at (13) Ready Set Free - YouTube and you can view episode #5. During the discussion today Jarvis Jordan, Life Coach at Passion Purpose Coaching, and I talk about how your emotional mindset affects your money decisions. Because we are human, no one is immune to emotions or life challenging life experiences. But the key is to recognize the situation and not to allow a temporary feeling or circumstance set you back or off track financially. Self-mastery at controlling and eliminating emotional money mistakes are key. Seek a coach if you need help clearing your path or planning one. Jarvis has been one of the best life coach that I never hired. Sit back, relax and enjoy. To inquire about Jarvis's services, please find him at the following places: Instagram @PassionPurposeCoaching and @Ghost_jrvs www.passionpurposecoaching.com or Info@passionpurposecoaching.com Please remember to like, share, subscribe, rate and review the podcast. Follow or contact me at: www.readysetfree.me Instagram @Ready.Set.Free Facebook @Ready Set Free You Tube @Ready Set Free Email: info@readysetfree.me For Orlando Instagram: @officialicon Email: mygoodmediallc@gmail.com

Real Estate and more…. Today I am joined by my friend Thomas “TJ'” Loftin to discuss Real Estate. In our conversation hear about the less traditional options when it comes to buying your first property or investment property. During this discussion you'll hear little bit about a bunch of stuff. Sit back, relax and enjoy. If you want to inquire about TJ's classes or book, please find him at the following places: FB, Instagram, YouTube & Twitter @ Thomas “TJ” Loftin www.Thomastjloftin.com or thomasloftin@ymail.com Please remember to like, share, subscribe, rate and review the podcast. Follow or contact me at: www.readysetfree.me Instagram @Ready.Set.Free Facebook @Ready Set Free You Tube @Ready Set Free info@readysetfree.me

What Do You Mean That's Not Covered?!? ☹ In this episode my friend Wayne Swanson and I have a conversation on the commonly overlooked coverages when buying auto and homeowners insurance. During the discussion, I share the things that are frequently requested or rejected by the customer. And Wayne responds with the how a different decision at the time of purchase could have made a substantial difference of benefits at the time of a claim. Sit back, relax and enjoy this easy and informative conversation. If you want to inquire about Wayne's natural raised protein products, all clean food, no pesticides and no hormones, you can find him at the following places: FB, Instagram, YouTube & Twitter @ Swanson Family Farm SwansonFamilyFarmLLC.com cswansonfamily@gmail.com P) 404- 358-8132 And as always, please like, share, subscribe, rate and review. Follow or contact me at: http://www.readysetfree.me (www.readysetfree.me) Instagram @Ready.Set.Free Facebook @Ready Set Free You Tube @Ready Set Free info@readysetfree.me

Ready Set Free Podcast  Hosted by Kye Wilson  Where I want you to be financially free, emotionally free, physically free and mentally free Episode 2- Credit

Welcome to Ready Set Free! Podcast with Kye Wilson. Here you will find easy tools, resources and opportunities to help you become financially, emotionally, spiritually free! We will broadcast every Monday and look forward to having you along for our journey!

In our first Ready Set Free! Podcast episode, I sit down with my producer Orlando Clarke II, to discuss my background and journey in finance. Follow us on social media https://www.facebook.com/readysetfree https://www.instagram.com/ready.set.free/ https://www.youtube.com/channel/UCT04bPC2uRH9hLL2lpysJTw