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Vidcast: https://www.instagram.com/p/DQdknrnjVnr/For nearly the first time in the history of American public health, there is mass confusion and lack of credible information coming from our usual public health channels about which vaccines adults should receive. I want to arm all of you you with the latest immunization recommendations from the American Academy of Family Physicians and the American College of Obstetricians and Gynecologists. These guidelines are all based on the latest scientific information which demonstrates that these vaccines are safe and very, very effective at preventing and/or minimizing the effects of sometimes deadly diseases. For Pregnant Women since you are immunizing for yourself and your new baby:TDap, in 3rd trimester; Influenza, anytime during flu season; CoVid, anytime; RSV, late 3rd trimester during RSV season.Adults, 18 through 64 year of age: Td/TDap, every 10 years; MMR, if not immune, 1-2 doses; Varicella, if not immune; HPV, through age 26 or 45 if never immunized; Influenza, annually late October; CoVid, 2-3 times a year with latest vaccines; Hepatitis A/B, as needed for travel or chronic illness; Meningitis, as needed for high risk, travel, outbreak, complement deficiency; Pneumococcal, if never immunized, high risk, immunodeficient; RSV, if never immunized, high risk, immunodeficient.Seniors, 65 years and older: Influenza, yearly, high dose or adjuvated; CoVid: high potency mNEXSPIKE (Moderna) or equivalent Twice yearly, regular potency 2-3 times a year; RSV, single dose ? Every 2 years; Pneumococcal, PCV20 or PCV15+PCV23; Shingles, RZV or Shingrix, 2 dose series at 50 years or more, 19 years or more if immunocompromised; TDap, every 10 years.These are the vaccines that each of us should have. Look at this as a scorecard for you to follow along with your medical team. These days, so many of us are mobile, vaccination records may be scattered and not up to date in any single medical record, electronic or otherwise. Your own checklist, digital or paper, should be the most complete. When you do get a vaccine, let's say at your local pharmacy, be certain to text or email your medical team so that the information can be added to your electronic medical record.I have posted the American Academy of Family Physicians summary chart of all adult immunizations on my website at drhowardsmith.com/adult-immunizations-2025-6.https://www.aafp.org/family-physician/patient-care/prevention-wellness/immunizations-vaccines/immunization-schedules/adult-immunization-schedule.htmlhttps://www.drhowardsmith.com/adult-immunizations-2025-6#adults #pregnancy #seniors #immunizations #vaccines
For nearly two decades, Vancouver's All Souls at Mountain View Cemetery has been a cherished space for reflection, remembrance, and community. But after 20 years, the City of Vancouver has decided to end its relationship with the founding artists and pause the event. A troubling new report from Statistics Canada shows that family violence against seniors has reached a record high in Canada. King Charles has stripped his brother Prince Andrew of his remaining royal titles and evicted him from his residence. The move follows growing pressure over Andrew's ties to convicted sex offender Jeffrey Epstein. Learn more about your ad choices. Visit megaphone.fm/adchoices
Entreprendre, être parent, être soi : est-ce compatible ?Que vous soyez RH, recruteur, manager ou entrepreneur, je décrypte le sujet pour vous.Dans cette capsule RH de 5 minutes, je vous partage mes 3 apprentissages suite à mon échange passionnant avec Caroline Chavier, CEO de The Allyance, et fondatrice de la communauté Paris Women in Machine Learning and Data Science.
After enduring a three-year playoff drought, the longest in school history, Bishop McNamara didn't just rebound this year. The Fightin' Irish went 9-0 for the first time in almost 30 years.Become a supporter of this podcast: https://www.spreaker.com/podcast/friday-night-drive--3534096/support.
In this episode, we discuss the growing threat of online scams and cyber fraud that are increasingly targeting seniors across Australia. Cybersecurity expert Sandeep Taileng joins SBS Hindi to share simple and practical steps to stay safe online, from recognising fake messages and suspicious calls to protecting personal information. We also look at how multicultural communities can help their loved ones navigate the digital world with more confidence and awareness.
Här kan du lyssna på en AI-genererad uppläsning av följande artikel: Trots kritik – Kemikalieinspektionen frågade aldrig Arbetsmiljöverket om Seniors skyddsutrustning
Conscious Caregiving with L & L is "Tackling the Tough Conversations." The topic of this episode is "Planning & Seniors" featuring hosts Lori La Bey and Lance A. Slatton. About Lori La Bey: Lori La Bey is the founder of Alzheimer's Speaks and is co-founder of Dementia Map global resource directory and the co-host of Conscious Caregiving with L & L. Lori's mother who lived with dementia for 30 years. Her goal has always been to shift dementia care from crisis to comfort around the world. She offers a variety of free resources to educate, empower, connect, and decrease stigmas; helping families and professionals live graciously alongside dementia. Lori is an international speaker known for her multiple platforms and training programs. About Lance A. Slatton - known as "The Senior Care Influencer"": Known as "The Senior Care Influencer" Lance is a Writer, Author, Influencer, and Healthcare professional with over 20 years in the healthcare industry. Lance A. Slatton is a senior case manager at Enriched Life Home Care Services in Livonia, MI. He is also host of the award winning podcast & YouTube channel All Home Care Matters and Co-Host of Conscious Caregiving with L & L with Lori La Bey along with The Care Advocates and The Caregiver's Journal. Lance's book, "The All Home Care Matters Official Family Caregivers' Guide" was the recent recipient of the 2024 International Impact Book Awards.
Kevin Tang, a 13-year-old from California, was named "America's Top Young Scientist" for 2025 for his fall detection invention, FallGuard STORY: https://www.usatoday.com/story/life/health-wellness/2025/10/26/13-year-old-new-ai-invention-fall-device-grandma/86708278007/
Tiger Talk Podcast by Northeast Mississippi Community College
In this week's episode of TigerTalk, Marketing and Public Relations Specialist Liz Calvery sits down with Northeast President Dr. Ricky G. Ford to discuss how Northeast continues to live up to the “community” in its name. The duo highlights the upcoming TigerTown Tent or Treat, a family-friendly Halloween event that brings students, faculty, and local residents together for an evening of fun and fellowship on the last home football game or a date close to it. Ford also talks about the importance of connecting the college with the community it serves through major events such as the Showband from Tigerland's Band Contest in early October, the Night of Exceptional Baseball at the Plex in the Spring, and many other outreach efforts that showcase Tiger Pride in action. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.
In this episode of Sex Advice for Seniors, I welcome back Michelle Jermy, psychotherapist and founder of The Yoni Therapist, to discuss her groundbreaking work on women's sexual health, low libido, and the often-overlooked relational aspects of desire.Michelle shares her mission to help clinicians and patients better address issues like low libido, pain during penetration, and the pressures many women feel to “perform” sexually. While current clinical tools like the Female Sexual Function Index, which I have never heard mentioned previously, focus on biomedical factors, Michelle emphasises the need to explore relational and emotional dynamics. She is developing a new toolkit to help clinicians ask deeper, more relevant questions, such as, “Do you feel pressured to have sex to maintain your relationship?” or “Do you know what brings you sexual pleasure?”The conversation highlights how women's sexual health is often dismissed or under explored in clinical settings. We discussed the importance of clinicians adopting a more expansive view of sex—not just focusing on penetration, but including a full spectrum of intimacy and pleasure. Michelle also stresses how understanding basic wellness factors, such as sleep, mental health, and physical touch, is essential for restoring desire. We tend to think of libido as purely driven by hormones, but as we discussed in this episode and I have discussed in previous conversations with doctors such as Lauren Streicher MD, it's much more complex than that!Michelle's upcoming research project aims to train clinicians and provide tools for better addressing women's sexual health concerns. For patients, she advocates for proactive communication with healthcare providers, even suggesting template letters to help women articulate their needs confidently.It's so important that we normalise conversations about women's pleasure and sexual health, in order to bridge the gap between patients and clinicians.Why Subscribe to Sex Advice for Seniors? Because Desire Never Retires.Hi, I'm Suzanne Noble, author of the bestselling The Butcher, the Baker, the Candlestick Maker: An Erotic Memoir, and passionate advocate for sexual pleasure at every age. If you're curious about improving your intimate relationships as you age, then Sex Advice for Seniors is your ultimate resource.For just £6.99/month, you'll unlock a wealth of benefits designed to inspire, educate, and empower you to live a more fulfilled, pleasure-filled life:What You'll Get as a Subscriber:* Exclusive Content: Every week, I share personal stories, erotic experiences, podcast highlights, sex toy reviews, or fresh perspectives—all behind a paywall for subscribers only.* Practical Resources: Receive a free copy of my book Sex Toys & Supplements for Thriving in Later Life, packed with tools to enhance your pleasure.* Private Access: Join a private chat community where you can ask me (or other members) personal questions in a supportive, judgment-free space.* Advocacy in Action: Your subscription helps me advocate for sexual pleasure in later life, from speaking at events to distributing practical guides like Sex Toys for Thriving in Later Life. Together, we can smash those final taboos around aging and intimacy.Why Our Readers Love It:* “Not enough older voices talking about sex. Are we just supposed to dry up and fade away?”* “I enjoy staying abreast of new ideas and learning new ways to please my wife.”* “Straight non-judgmental information that relates to my needs.”By subscribing, you're not just accessing valuable content—you're joining a movement to challenge outdated taboos and celebrate the joy of intimacy at every stage of life.Let's keep the conversation going. For just £6.99/month (or £49.99/year), you can help ensure that the right to pleasure and connection doesn't end with age.Subscribe now and rediscover why desire never retires.Let's help smash one of the final taboos. Subscribe to Sex Advice for Seniors and discover why desire never retires. Get full access to Sex Advice for Seniors at www.sexadviceforseniors.com/subscribe
Här kan du lyssna på en AI-genererad uppläsning av följande artikel: Kemikalieinspektionens miss – giftig kemikalie läcker igenom Seniors skyddsutrustning
Här kan du lyssna på en AI-genererad uppläsning av följande artikel: Externa experter sågar Seniors utsläppsberäkningar – stora brister
What do 94% of Poles dream about in 2025 – and how are their fears shaping the future?Next to the weekly democratic and economic security outlook, in this episode of the Visegrad Insight Podcast, recorded live at the Freedom Games in Łódź, Maia Mazurkiewicz – CEO of the PZU Foundation, part of the biggest Polish insurance company – unveils the first-ever comprehensive report on the dreams of Poles: “Czy Polacy potrafią marzyć?” (Do Poles Know How to Dream?), commissioned by her organisation.Despite war on the border, economic pressure, and global uncertainty, 93.5% of Poles still dream – and this groundbreaking study reveals what they dream about, why, and how dreams build resilience in turbulent times.Key Insights from the Report:Top dreams: Health, close relationships, financial stability, and a 'simple good life'Generational divide: Gen Z (18–24): Dream of love, connection, and meaningful relationships – scarred by pandemic loneliness and AI-driven isolationSeniors: Seek peace, travel, and a comfortable homeBiggest fears: Loneliness, dehumanisation from AI, political crisis – but not war as the dominant fearIs it surprising? Poles dream realistically – 87.5% focus on achievable goals, not Nobel Prizes or grandeurCommunity is king: Across all ages and regions, Poles crave belonging – a counterforce to polarisationWhy This Matters for Central Europe & Beyond:While fear-based narratives dominate strategic communication (especially from Russia), this report flips the script. Dreams = hope = motivation = resilience. As Maia says:'We need positive emotions. Dreams give people a sense of life.'Host Wojciech Przybylski explores:Can political leaders win with hope-based strategies instead of fear?Is Poland's economic success creating a tension between money and free time so unique?What do we dream when thinking about AI? English Version Coming November 2025 – Download the Polish report now:
Members of the Victoria Seniors Business Network guest in advance of the upcoming seminar "Navigating the Real Estate Landscape for Seniors"Tony Joe - The PRIME Real Estate Team at RE/MAX Sabre Realty Victoria www.primeteam.ca 250-419-7439Mark Phillips - Home Equity Bank https://www.homeequitybank.ca/Jill Phipps, Home Again transition services https://seniorshomeagain.ca/
In this episode of Specifically for Seniors, host Laurence I. Barsh sits down with Dr. Lee Tannenbaum, a physician and healthcare leader whose career has been devoted to improving addiction treatment across the lifespan. Together, they confront a growing but often invisible crisis: substance misuse among older adults. While addiction in the United States is frequently portrayed as a youth-driven epidemic, this conversation reveals a more complex and urgent reality—one in which seniors are increasingly vulnerable to alcohol misuse, cannabis overuse, and the abuse of prescribed medications.As Americans live longer and face deepening isolation, many older adults find themselves navigating chronic pain, grief, and the challenges of polypharmacy. These factors not only increase the risk of addiction but also complicate diagnosis and treatment. Yet the healthcare system, still largely calibrated to younger populations, often fails to recognize or respond to these issues with the nuance they demand.Dr. Tannenbaum, Senior Medical Director at ARS Treatment Centers, shares insights from decades of experience designing methadone and buprenorphine-based treatment programs, shaping policy, and managing clinical operations through crises like COVID. He and Laurence explore how addiction trends have shifted over the past decade, which substances are driving the most harm, and how mental health challenges intersect with substance use—particularly in aging populations.They discuss how addiction manifests differently across age groups, regions, and racial demographics, and why older adults are frequently misdiagnosed or overlooked. Dr. Tannenbaum outlines the substances most commonly misused by seniors—alcohol, prescription medications, and increasingly, cannabis—and explains how confusion, falls, and even death can result from unrecognized dependence. He also highlights the role of grief, chronic illness, and social disconnection in triggering substance misuse later in life.The conversation turns to the clinical blind spots that caregivers and providers often miss, the cultural and systemic barriers that prevent older adults from accessing care, and the need for treatment centers to adapt their models to better serve aging populations. Dr. Tannenbaum offers a detailed look at treatment protocols for seniors, including approaches to managing alcoholism and benzodiazepine dependence in private practice.They also examine the political landscape, including the impact of recent federal initiatives like the Executive Order titled “Ending Crime and Disorder on America's Streets,” and how such policies affect harm-reduction strategies and medication-focused treatment approaches. Dr. Tannenbaum shares his concerns about governmental overreach and the erosion of programs like needle exchanges that have proven effective in reducing harm.Listeners are invited to explore more of Dr. Tannenbaum's work at addictioncoa.com, and to tune into his podcast, co-hosted with his daughter ,You Don't Have Struggle (https://open.spotify.com/show/51NIjdp4uhQ1wQ9e1dyYCb) where they delve deeper into addiction medicine, treatment innovation, and the evolving challenges of care.This episode is a call to action: to recognize that addiction doesn't retire at 65—it evolves. And if our systems are to meet the moment, they must evolve too.Dr. Tannenbaum's BookThe Addiction Conspiracy: Unlocking Brain Chemistry and Addiction So You Don't Have To Struggle (https://a.co/d/hDQzAfW)
Et si on cessait enfin de considérer les seniors comme “trop vieux pour travailler” ?C'est le thème de cet épisode passionnant de Happy Work avec Olivier Midière, chargé de mission senior auprès de la direction générale de France Travail. Un échange riche, concret et porteur d'espoir pour toutes celles et ceux qui, après 50 ans, veulent — ou doivent — continuer à travailler.
Silver Quintette - "Sinner's Crossroads" [0:00:00] Evangelist David Shows Sr and the Christian Seeker Chorus - "That Liar Shall Not Tarry in Thy Sight" [0:03:18] Mr. Jesse Williams and the Mt. Pisgah Chorus - "Serving the Lord" [0:07:39] Southern Gates Quartet - "I Found the Lord At Last" [0:12:39] Mr. Jesse Williams and the Mt. Pisgah Chorus - "Who Brought Me Safe" [0:17:33] Royal Gospel Travelers - "The Lord is My Shepherd" [0:19:33] Kelly Brothers - "I Couldn't Hear Nobody Pray" [0:22:19] Singing Crusaders - "Now Lord" [0:25:17] Dixie Melo-Tones - "All In My Room" [0:32:22] Mighty Travelneers - "Liar" [0:34:42] Dixie Travelers - "Jesus Has Gone On" [0:39:18] Converters - "He Will Give What You Need" [0:44:55] Seniors of Harmony - "Let Him Come In" [0:41:49] Spiritual Redeemers - "He's My Friend" [0:47:39] Fabulous Golden Wings - "I've Got a Friend" [0:51:20] https://www.wfmu.org/playlists/shows/157479
Session: 4Date of First Use: November 9, 2025Title: When Well-Meaning People Interrupt Your PlansThe Point: God-ordained interruptions call for a sensitive heart.Life Connection: Our lives are interrupted every day: a phone call, catching a red light, a neighbor asking to borrow a tool, or someone stopping us in the hallway at church. Sometimes those moments are just brief blips in our day, but at other times God may want to use that interruption in a meaningful way. We must learn to be sensitive to what God may want to do.Session Passage: Luke 8:40-50,54-56Host: Ryan J. Sanders; Team Leader, Bible Studies for LifeCo-Host: Chris Johnson; Content Editor, Bible Studies for Life: SeniorsGuest: Lloyd Stilley, Mission Strategist for the Bledsoe Baptist Association in Gallatin, Tennessee. Lloyd served as writer of the Personal Study Guide for BSFL Adult and Seniors for this study.
Seniors are one of the fastest growing homeless populations, but most homeless shelters aren't equipped to help with specialized needs. MTPR's Aaron Bolton visited a shelter for seniors in Utah to see if their model could work in Montana.
Chauncey Billups and Terry Rozier have been arrested for a betting scandal that involves the Mafia. L.C. Greenwood has moved on in the Seniors category voting for the Pro Football Hall of Fame. Bob thinks Greenwood should definitely be in. We believe Hines Ward should be in the HOF.
Hour 3 with Bob Pompeani and Joe Starkey: Chauncey Billups and Terry Rozier have been arrested for a betting scandal that involves the Mafia. L.C. Greenwood has moved on in the Seniors category voting for the Pro Football Hall of Fame. Bob thinks Greenwood should definitely be in! ESPN's top trade candidates. ESPN thinks there's a 10% chance that Jaylen Waddle is traded and the Steelers are a top team fit.
In this episode, Don and Marc huddle up for a fourth-quarter financial game plan to help you finish the year strong. With 2025 winding down, Don breaks down the key tax moves every retiree and pre-retiree should know before December 31st- including the expanded SALT deduction, the new Bonus Senior Deduction, and strategies for charitable giving and Roth conversions. Here's some of what we discuss in this episode:
Episode 683: Puke has never sang before. Andrew was a child laborer. Brett thinks time isn't real. Dogs reunite with their owners. A tree of raccoon turds. Brett loves a poopy boy. Andrew's new addiction. Tim Pool and Liquid Death fight over plastic. Who has the best balance? Breaking Down the Query: Farts by Seniors in a Typical CVS Store.
Tiger Talk Podcast by Northeast Mississippi Community College
In this episode of TigerTalk, Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery share how the college helps every student — from high school dual-enrollment participants to returning adult learners — discover their purpose and achieve success. Ford highlights the vital role of the Student Success Center, where personalized guidance and support have transformed countless student journeys. He also celebrates the achievements of the college's award-winning Adult Education Department, which continues to help individuals earn their HiSET diplomas and take the next step toward their goals. Whether a student is fresh out of high school, navigating their way through their first or second year of college, or coming back after time away, Northeast is committed to helping everyone succeed. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.
Join host Ellina Yin and Guest David Ginsborg, as we unpack the upcoming Special Election for Santa Clara County Assessor on November 4. This episode breaks down who's running, what each candidate stands for, and why this often-overlooked office plays a critical role in how property taxes fund our schools, cities, and public services. We'll also address circulating misinformation, clarify what's fact versus fiction, and help you make sense of what's truly at stake in this election. You can check out the full episode on the County Assessor here: https://creators.spotify.com/pod/profile/onlyinscc/episodes/Episode-13-County-Assessors-Office-with-David-Ginsborg-e39jgmv/a-ac7ata8 Early Voting at the Registrar of Voters Office: 1555 Berger Drive, Building 2, San Jose, CA 95112Dates & HoursMonday - Friday, October 6, 2025 – November 3, 8:00 a.m. to 5:00 p.m.Saturday and Sunday, October 25, 2025 – October 26, 2025, November 1, 2025 – November 2, 2025, 9:00 a.m. to 5:00 p.m.Election Day, November 4, 2025, 7:00 a.m. to 8:00 p.m.Guest Bio: In 2021, David K. Ginsborg retired from nearly 30 years in government service which included serving as one of the youngest Chiefs of Staff for then Congressman Bob Filner; Policy Director for Supervisor Ron Gonzales; and most recently for nearly 25 years for Assessor Larry Stone as his Deputy Assessor. Previously he also worked in commercial real estate in southern California.Only in San José/Only in Santa Clara County is a civic education podcast series dedicated to demystifying and democratizing the process of local government and civic participation in the City of San José.About Us | Join Patreon | One Time Donation | VolunteerMusic: Spunker by Blue Dot Sessions (https://app.sessions.blue/browse/track/271482) Creative Commons License Attribution - Noncommercial 4.0 International (CC BY-NC 4.0)*Copyright Disclaimer under Section 107 of the Copyright Act of 1976: Allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Resources:Santa Clara County Voter Information: https://vote.santaclaracounty.gov/elections/november-4-2025-statewide-special-election Candidate: Bryan Do https://www.bryando.org/ Candidate: Neysa Fligor https://www.voteneysaforassessor.com/ Candidate: Rishi Kumar https://rishikumar.com/ Candidate: Yan Zhao https://www.yan4assessor.com/ Partial/Reduce Property Tax Exemptions for qualified Seniors: https://www.realtor.com/advice/finance/states-that-exempt-seniors-from-property-taxes/ County Assessor Office: https://www.sccassessor.org/ Annual Assessor Reports: https://www.sccassessor.org/forms-and-publications/annual-report
The news from Northfield, Minnesota on Wednesday, October 21st, 2025:State Senators Hear From Northfield Community Members on the Roadblocks for Seniors' Access to Healthcare A Set of Prescribed Burns Planned for Ames Park and Northfield Fire Hall; October 21st - 31st. Students Look to Create New Mascot for the Northfield Raiders; Initial Ideas and Designs Due on Friday
In this week's episode of Sex Advice for Seniors, I sat down with Sabrina Baldini, a TED speaker, sex educator, and self-proclaimed “geriatric millennial,” to explore how ADHD impacts sex, relationships, and intimacy. As someone diagnosed with ADHD herself, Sabrina provided fascinating insights into how neurodivergence shapes sexual behavior and emotional dynamics. And, if you've ever wondered whether you may have ADHD, then this conversation may turn out to be a real eye opener!ADHD often manifests as extremes, hyperfocus or complete disinterest, which can significantly impact sexual experiences. Sabrina explained how people with ADHD may experience intense bursts of desire or crave novelty to stay engaged. This drive for dopamine can lead to risky behaviours, but it can also be channeled into creative ways to keep sex exciting, such as role play, sexting, or trying new activities.We discussed the challenges of mismatched sex drives, emotional regulation, and rejection sensitivity, which are common for people with ADHD. Sabrina highlighted how kink can be a powerful tool for those with ADHD, as its structure and clear boundaries provide a sense of safety and reduce the risk of failure. From brats and power dynamics to playful exploration, kink offers an outlet for creativity and novelty while fostering connection.Sabrina also illuminated the broader need to redefine sex as more than just penetration. By expanding our understanding of intimacy and pleasure, we can create more fulfilling connections… whether or not ADHD is part of the equation.This conversation was a real eye opener for me and if you're curious about the intersection of neurodivergence and intimacy, I encourage you to have a listen! Whether you're neurotypical or neurodivergent, Sabrina reminds us to stay curious, playful, and open to exploring what works for you and your partner.You can find Sabrina's website here.00:00 Introduction to ADHD and Sex Life02:46 Understanding ADHD and Its Impact on Relationships05:33 Neurodivergence and Sexual Health08:23 The Role of Novelty in Sexual Engagement11:20 Authority Dynamics in Sexual Relationships13:57 Hyperfocus and Its Effects on Sexual Experience16:54 Navigating Rejection Sensitivity in Relationships19:45 Kink as a Tool for ADHD and Sexual Exploration22:43 Defining Sex and Intimacy25:35 Conclusion and Final Thoughts on ADHD and SexualityWhy Subscribe to Sex Advice for Seniors? Because Desire Never Retires.Hi, I'm Suzanne Noble, author of the bestselling The Butcher, the Baker, the Candlestick Maker: An Erotic Memoir, and passionate advocate for sexual pleasure at every age. If you're curious about improving your intimate relationships as you age, then Sex Advice for Seniors is your ultimate resource.For just £6.99/month, you'll unlock a wealth of benefits designed to inspire, educate, and empower you to live a more fulfilled, pleasure-filled life:What You'll Get as a Subscriber:* Exclusive Content: Every week, I share personal stories, erotic experiences, podcast highlights, sex toy reviews, or fresh perspectives—all behind a paywall for subscribers only.* Practical Resources: Receive a free copy of my book Sex Toys & Supplements for Thriving in Later Life, packed with tools to enhance your pleasure.* Private Access: Join a private chat community where you can ask me (or other members) personal questions in a supportive, judgment-free space.* Advocacy in Action: Your subscription helps me advocate for sexual pleasure in later life, from speaking at events to distributing practical guides like Sex Toys for Thriving in Later Life. Together, we can smash those final taboos around aging and intimacy.Why Our Readers Love It:* “Not enough older voices talking about sex. Are we just supposed to dry up and fade away?”* “I enjoy staying abreast of new ideas and learning new ways to please my wife.”* “Straight non-judgmental information that relates to my needs.”By subscribing, you're not just accessing valuable content—you're joining a movement to challenge outdated taboos and celebrate the joy of intimacy at every stage of life.Let's keep the conversation going. For just £6.99/month (or £49.99/year), you can help ensure that the right to pleasure and connection doesn't end with age.Subscribe now and rediscover why desire never retires.Let's help smash one of the final taboos. Subscribe to Sex Advice for Seniors and discover why desire never retires. Get full access to Sex Advice for Seniors at www.sexadviceforseniors.com/subscribe
The Forest Park Library located at 660 Northland Boulevard, will be hosting an event to help seniors understand changes in Medicare that will take effect in 2025. The event will be held from 3 PM to 5 PM, Thursday October 30th. Topics to be covered include common gaps in plans, Read More Shared by United Resource Connection October 22, 2025
Seniors, listen up! Starting in 2025, new deductions could mean big tax savings—but only for the next four years. The “Henssler Money Talks” hosts share strategies for those over 65, from Roth conversions to charitable giving tactics. Learn how to make the most of the $6,000 per taxpayer bonus deduction, the senior deduction, and your standard deduction while the window is open. Original Air Date: October 18 2025 Read the Article: https://www.henssler.com/seniors-youve-got-a-limited-time-tax-advantage-heres-how-to-use-it
In this episode of Retire with Style, hosts Alex Murguia and Wade Pfau are joined by CPA Brett Leyton to discuss the new tax provisions introduced in the One Big Beautiful Bill Act. The conversation covers essential topics such as federal income tax brackets, standard deductions, and various new below-the-line deductions that can benefit taxpayers, especially seniors. The episode delves into the complexities of tax planning, emphasizing the importance of strategic planning in light of the new legislation. Listeners will gain insights into how these changes can impact their financial planning and tax strategies moving forward. Takeaways Tax planning is crucial for all income levels. The complexity of tax rules requires comprehensive planning. New tax brackets simplify some aspects of tax planning. Standard deductions have significantly increased for 2025. Seniors can benefit from additional below-the-line deductions. Qualified business income deductions are now permanent. New deductions for tips and overtime pay are introduced. Auto loan interest deductions have specific requirements. Charitable contributions can be deducted even if not itemizing. Understanding phase-outs is essential for effective tax planning. Chapters 00:00 Introduction to Tax Planning and the One Big Beautiful Bill Act 02:54 Understanding Federal Income Tax Brackets 06:11 New Below-the-Line Deductions: Age 65 Plus 09:07 Qualified Business Income and Its Implications 11:51 Exploring Qualified Tips and Overtime Pay Deductions 14:59 Auto Loan Interest Deductions Explained 17:45 Charitable Contributions for Standard Deduction Filers 21:03 State and Local Tax Deductions: Changes and Challenges Links Explore the New RetireWithStyle.com! We've launched a brand-new home for the podcast! Visit RetireWithStyle.com to catch up on all our latest episodes, explore topics by category, and send us your questions or ideas for future episodes. If there's something you've been wondering about retirement, we want to hear it! The Retirement Planning Guidebook: 2nd Edition has just been updated for 2025! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/ This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/retirement-income-planning-llm/ to download McLean's free eBook, “Retirement Income Planning”
FEEL GOOD STORY - GREELY SENIORS by 101.9POR
Les seniors pâtissent d'un grand nombre d'idées préconçues qui font que leur taux d'emploi est dans beaucoup de pays très bas et que, par ailleurs, en tous cas pour la France, leur chômage de longue durée est plus élevé que pour les autres tranches d'âge.Ces idées préconçues sont d'autant plus graves quand elles sont relayées par des personnes influentes comme le patron du MEDEF par exemple qui trouvait ridicule l'idée qu'une start-up puisse embaucher des seniors (si si, je vous l'assure, il l'a dit).Eh non, passé 50 ans, un salarié n'est pas bon pour aller à la retraite... mais, MIEUX, il est un atout majeur pour l'entreprise. Mais pour en prendre conscience, il y a quelques concepts à changer, et je vous en présente 3 dans cet épisode :1️⃣ Un senior n'est pas plus absent qu'un junior2️⃣ Un senior n'est pas plus cher qu'un junior3️⃣ Un senior n'est pas inapte à travailler dans une start-upPour retrouver tout mon contenu, articles, vidéos, tests de personnalité =>>> www.gchatelain.comSoutenez ce podcast http://supporter.acast.com/happy-work. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
Greg Brady spoke to Susan Walsh, Seniors' Advocate and former Deputy Minister of the Department of Children, Seniors and Social Development for Newfoundland and Labrador about being named the second ever recipient of the RTOERO Award for Eminent Contribution to Seniors in Canada. Learn more about your ad choices. Visit megaphone.fm/adchoices
Your browser does not support the audio element. With Jessie Vachon, Operations Manager for the Sandpoint Senior Center. The post October 21, 2025: Sandpoint Area Seniors appeared first on KRFY Radio.
Christian College Sex Comedy: Part 11 Weekend Drama In 30 parts, By FinalStand. Listen to the podcast at Explicit Novels. We make the friends we have, not the ones we want, because they are people, not tools "Hi, I'm Rio," my buddy muttered darkly as she followed me inside, "I'm the girl standing next to the guy you just mugged." Allison went pounding up the stairs and I was left to a chorus of 'Hi, Zane', and we even got a few 'Hey, Metal Girl' greetings (Rio had all fourteen of her piercings back in). Right as Leigh, dressed in super-tight jeans and a pink bra, and Allison came down the stairs, Tawny came from the direction of the kitchen. "Zane," Leigh and Tawny said one right after the other, but Tawny's carried the greater weight. "Zane, we need to talk," Tawny demanded. Rio growled menacingly. "I apologize. Hello, Rio." There was a hush in the room and even Leigh looked contrite. "Zane, Kappa Sigma does not condone violence of any kind. If you ever thought we wanted you fighting our battles for us, you were sorely mistaken," Tawny explained. "Are we clear?" "Okay, I understand, but, how did you know? I didn't tell anyone anything about what was said," I wondered. "You should have never put your neck out for these Sorority bitches," Rio snapped. "Hang on, Rio. I did what I did for my own reasons, not for them," I calmed my friend. Rio was clearly not making friends but Tawny held up her hands for peace. "You didn't even tell her, your best friend, did you?" Tawny smiled with surprised satisfaction. "Christina knows, but that is understandable and she's told no one except me." I looked at her for some explanation. "It seems two co-eds from the University thought you might be in trouble and followed you. They covered your exit from the building, the argument, and the fight that followed," Tawny grinned. "They posted it on their site. By 10:00 this morning, everyone knew." "Except for us idiots with limited internet access," groaned Rio. "My fellow Kappa Sigma presidents wanted to make sure everyone knew that we had nothing to do with your actions," she completed. "That being said," she stepped up and hugged me, "Thank you." I received a round of applause from the gathered sisters. "Fine. Would someone tell me what my idiot friend did?" Rio griped. "Rio," Leigh snickered as she snuck to my side and wrapped an arm around me, "those three assholes called the Kappa Sigma House a bunch of whores and then told him they were going to rape Chastity and Hope, then come and rape Paris and me when they were done." And that's when Rio hit me. "Moron, why couldn't you tell the police this? They don't put you in jail for defending women under imminent threat," Rio snapped. "I think that was the point," Tawny sighed at Rio. "He didn't want to drag us into what was essentially his choice; just like he kept Chastity and Hope out of things." "Because he's a dumb-shit," Rio declared. "Rio," Tawny groaned, "be happy Zane has personality to spare, because you work really hard at having no other friends. I put up with your crap because Zane thinks the world of you and he's not been wrong about a person yet." "Wow, Tawny, I'm so touched," Rio sneered sarcastically. Before anything else could happen I grabbed Rio by her nipple chain and elevated it rapidly. "Ow, ow, ow, whimpered Rio. "That hurts!" "It supposed to," I glowered. "You are acting crazy. The Kappa Sigs are being nice and all you are doing is burning through the weekend time I've devoted to you." I let go and her hands flew up to her offended flesh. "You had better kiss them and make them better," Rio glared at me while cupping her nipples. "I promise," I pledged. "Fine. Tawny, all you Kappa Sigs, I apologize for being, unfriendly," Rio ground out. "Okay," Tawny allowed. "Now, Zane, what brings you here tonight?" "Zane came here to see me," Leigh grinned, as she started tugging me toward the stairs. "Leigh," Paris questioned, "don't you have a date tonight?" Leigh looked guilty. "Zane, why are you here?" Tawny asked again. "Actually, I need help with my English term paper. I'm doing it on Edmund Burke and I was hoping to use the UV library," I told her. "Of course," Tawny nodded. "I'll get the pledges to figure what books and archival material we have on Burke and I'm sure we can find a few volunteers to check out what you need." "Thanks, Tawny. And on that note, I do really have to get going. I promised Aunt Jill we'd help with dinner," I smiled. Tawny grinned in response and waved me away. A series of 'bye's followed, after which Rio and I made our way back home. "So, are you upset that I didn't tell you what happened?" I inquired. "Nah," Rio shrugged. "I imagine you were trying to avoid the beating I would have given you had I found out this morning." "Thank you for understanding," I commented. "No problem; you are my bro," she snorted. "Do you still want me to work over your nipples?" I asked. "Is the Pope Catholic?" Rio smirked. Passing the Night in Confusion I sat at one end of the sofa, Rio stretched out with her head in my lap as we digested our dinners. Jill sat on the chair closest to me, watching TV but stealing an overprotective glance my way from time to time. My aunt and I had a serious argument earlier about where Rio would sleep. She had insisted that Rio sleep in the guest room Barbie Lynn had used last weekend. I had held adamant to the fact that it didn't matter where we put her, Rio would end up in bed with me. I swore on the Bible that I wouldn't have sex with her if Jill relented and let Rio stay in my bed over the weekend instead. I won out through persistence and because I went down on my knees and begged. To add to the weirdness, Rio was downright affectionate. No, she was not feeling me up or attempting to arouse me; she snuggled against me and would occasionally rub my knee while I stroked her hair, ear, and jawline gently. At 10:00 we agreed to call it a day. Rio was kind enough to only shed her jeans once we were in my room. Rio draped an arm over my stomach and her thigh over my thigh as we drifted off to sleep. It was wonderful contact because the sexual elements were submerged to keep the moment uncomplicated. It was so special that I was disappointed when I woke up hours later with Rio lying on top of my body and my cock had, of course, responded. Damn it. "Zane, there is someone at the window," she whispered to me. It then occurred to me that Rio had been crawling over me to get to my window, which was over a trellis. It was the route Leigh had used last week too. We both scooted off the bed and went to the window. It was Paris, not Leigh. "Zane, Leigh needs you," Paris pleaded softly once we opened the window for her to get in. "Let me get dressed," I responded quietly, this being necessary because I sleep in the nude. "I'm coming too," Rio hissed. We quickly got on some jeans and I put on a shirt before we snuck through the house and out the front door. Bare-footed, we crossed over to the Kappa Sigma house and up to Leigh and Paris' room. Leigh was curled up on her bed, a pillow hugged to her chest and her back to the door. Paris stepped aside and let me in. I padded up to Leigh's bed and sat beside her. Paris and Rio fidgeted by the door a bit before migrating toward Paris' bed where they could keep an eye on us. "You don't need to be here," Leigh mumbled. She'd been crying. "I heard a rumor that you needed someone to talk to," I teased her. She didn't comment for a bit. "Zane, I'm sorry," she sobbed. "About what?" I asked as I moved her so she was facing me on her side. "The video; I didn't think about how badly it could impact your life, what people would think of you," she muttered. "Don't worry about it; I'll cope," I assured her. "I'm not sure I can," she simpered. "Tell me what happened," I encouraged. "There was this guy on campus I knew since last semester. Tuesday he asked me out. We went out on a date but he forgot his wallet so I paid for dinner, and we went back to his apartment to get it before heading out to a club," she told me. "The thing was, he had two friends over and while he went to his room to get his wallet, they began talking about me, about you and me. I wanted to bolt but he convinced me to stay and have a drink. When I tried to leave they got physical, and only when I started screaming did they let me get out of there," she related. "Who is he?" I asked calmly. "No," Leigh sighed, "I don't want you to hurt him. It is my fault for not thinking that everyone would see me as a slut." "You are not a slut and anyone who thinks so is an insecure ass and not worth your time. That video was a single snapshot of your life; it doesn't define you," I stated. "But all those girls now treat you, she murmured. "If they treat me like crap, I move on. Listen Leigh, don't let a few people who could never look past your cup size ruin what was a good time for you, Paris, and I. We don't need them because we still have each other; right?" I insisted. Leigh snuggled into me and sighed away some of her tension. "Can you stay awhile?" Leigh asked softly. "You have to ask Rio; this is her weekend after all," I reminded Leigh. "Sure, he can stay," grumbled Rio playfully, "but scoot over; I'm joining you two." I was on the outside, Leigh was tight up against me, her head pressed into my neck, and Rio was against the wall, her front pressed into Leigh's back and her arm over both of us. "Zane, what am I going to do on Monday? What are they going to say now?" Leigh whispered. "Laugh; laugh against the darkness, because while we can laugh, we cannot be defeated," I told her. "When someone asks about it, tell them he was such a disappointment you left." "I was going to say, call him a psycho-rapist scumbag," Rio snarled, "but if you feel nice, listen to what Zane said." Leigh gave a weary snicker. "Thanks, Paris," she called over to her roommate. "You are welcome, Sister," Paris responded. I set Leigh's alarm for four in the morning and settled in for a short night's rest. When the buzzing woke the three of us up, I rolled out of bed, Rio climbed out over Leigh, and we kissed Leigh goodbye. On the way down the stairs we stumbled across Tawny sitting by the pool. "Hey, Zane, Rio," she said. "Good morning, Tawny," I responded. Rio was silent. "Zane, if she had given you his name, would you have gone and kicked his ass?" she questioned. "No; that wouldn't have done Leigh any good. I'd have found another way to get at him, but I'd have taken my time," I replied. "I'd like to think I occasionally learn something." "Thank you, Zane, for the answer and coming to help Leigh; you too, Rio," Tawny smirked. "You know me," Rio chuckled, "I'll never pass up a chance to grab some of that cheap Sorority tail." "Rio, you have a good friend in Zane; don't lose him," Tawny advised her. "I know; I'm getting a dog collar and leash for Christmas so I can keep him in line," Rio beamed to Tawny. Tawny chuckled and shook her head in amusement. "Just for that, you get to sleep on the floor for the rest of the morning," I grumbled to Rio. "You try that, Jungle-Boy," Rio snapped playfully as we made our way to the property line. "I'm going to staple-gun your bra to the floor," I explained. "I'm not wearing a bra," Rio snorted. "Yeah, wrestling you into one is going to be half the fun," I teased her. Rio laughed and took off running. We were still snickering over events when we snuck back into my room. Aunt Jill was curled up on my side of the bed asleep in her nightgown. Rio looked at me questioningly and all I could do was shrug. I walked over to the bell and knelt beside Jill. "Zane, I came in to check on you and you two were gone," she yawned. "Leigh had a bad date and Paris asked me to go over and have a talk with her," I related. "Did you, have sex with her?" Jill asked as he propped herself up on one elbow. Her breasts nearly spilled out of the partially buttoned top. I tried not to ogle. "No," Rio interjected. "He held her hand and let her rest her head on his shoulder until she fell asleep. Trust me; I kept an eye on them the entire time." "Yes," I confirmed Rio's statement, "she had been treated shabbily and needed to talk to a guy." "Zane, do you really want to be sneaking into young women's bedrooms well past midnight?" Jill inquired, somewhat exasperated. My initial answer would be 'Yes', but that certainly wouldn't be the correct one for right now. "Jill, it would have been unchristian to have ignored a neighbor's request for aid," I suggested. "After all, it was Leigh that saw to it that I didn't totally screw up your new clothes collection." Jill digested that bit of news with conflicted emotions. "Let's go to bed," I yawned. Jill stared at me, so I stepped over her and collapsed on the bed. Rio winked at me and walked around to the far side of the bed, wiggled out of her jeans and climbed in on her side of the bed. I was still in my jeans mainly because I didn't have underwear on. "Night, Aunt Jill," I muttered before dropping off. It was inevitable that bedroom dynamics would push me to the edge of the bed. Rio has the habit of wrapping herself around her bed partner while she sleeps, it is a body-heat issue. It seems that Jill does the same thing, so as the skyline went from night to grey, the heat of their combined bodies woke me up. For a moment I thought I was the only one awake but I felt Rio's hand run along my thigh to my crotch. She moved her hand up and down over it for a few moments when I felt her head tilt and her look at me. Our eyes locked and a wicked glint came into her eyes. Her hand wandered over my hip to Jill's thigh that was resting there. I incrementally shook my head but Rio flexed her eyebrows in amusement, refusing my warning. Instead, she inched Jill's gown up and began tracing a finger along its length. Jill stirred but fell silent in a moment. "Don't!" I hissed. Rio gave me a toothy grin in response. I couldn't move my arm that was pinned by Jill but I could maneuver the one next to Rio. I wiggled my arm between her legs and she ground against me, trying to press me too tight to get free. Upping her game, Rio reached up and scooped up Jill's right breast. Jill stirred and we both froze. "Stop it!" I hissed. "Her nipple is so hard in my hand," she taunted me. Jill shifted, causing her gown to shift up to her hips when her leg moved, and dropping her hand on my abdomen while pressing her groin against my wrist. When she went still, Rio went back to massaging her breast. First came the moans, then Jill's hips gently pumped against me, and finally her eyes sleepily opened. Rio and I had shut our eyes barely a second ago but it seemed enough to make her believe we were still asleep. It took her another second to figure out where Rio's hand was, then another to figure out that pressure between her legs was my wrist and hand. She stiffened and held her breath. Slowly she started to untangle herself but I felt Rio's hand flex. "Ah," Jill gasped. Her hand flattened against my stomach and her body trembled. Jill kept very still for several moments and I figured she'd take the opportunity to slip out of bed and let me settle down for some more sleep. She did move; her head rose and I'm sure she was looking over me and Rio for signs of life. She slowly put her head back down and moved her hand around in slow circles on my stomach. Jill kissed my shoulder softly but I elected to stir anyway, causing her to feign sleep as well. Rio couldn't let things go, though. She gave Jill's breast a squeeze, then another, followed by a low moan on my friend's part. I really needed to kick Rio. Jill began to rub her crotch along my arm while flitting her hand down to the zipper on my jeans. Reflexively my hand stroked her thigh just below the panty line. For over a minute Jill kept her tempo against me slow but steady. "Zane?" groaned Rio, pretending to just be awakened. Jill slowly withdrew. Rio gave Jill's breast one last feel. "That's not Zane," Rio whispered for dramatic effect, then louder, "Jill?" "Oh, what? Huh?" Jill stammered. "Umm, is that your hand?" "Oh," Rio mused, then gave yet another squeeze, "Whoops; that would be me. Sorry." "I, what are you doing?" Jill whispered. "I was having this sweet dream," Rio grinned back. "I, you, my," Jill questioned. I took that moment to stir and open my eyes. "What's going on?" I yawned. "Nothing," Jill declared abruptly. "I should get up and make breakfast." "Jill, it is still dark outside," I smiled. "Let's go back to bed." "I'll go to my bed, Zane. You get back to sleep and I'll wake you at 7:00," Jill assured me. She backed out of bed and quickly made for the door. "You are going to pay for this," I grumbled to Rio. She rolled onto her stomach. "That's right, Big Daddy, spank my bottom and call me a bad girl," she giggled. "Oh, God!" I groaned to the ceiling. "You are incorrigible." "If it is any consolation, I wuv you," Rio batted her eyelashes. I swatted her panty-covered bottom; she giggled and I willed myself back to sleep. Saturday with Rio and so much more. The First Game The first soccer game of the season was against Braydon College in Maryland. They were a very exclusive private co-ed college but were large enough to have both a women's and men's team. Today was Christina's second match-up against Braydon. Last year they had beaten her and she was holding a grudge, or so the scuttleass said. As the half-time break rolled around, the teams had managed a 1-1 tie. Three Braydon players in their black shirts and burgundy shorts crossed the field and were intercepted by Christina, in white and gold, on the sidelines. A brief discussion ensued, then Christina looked over her shoulder and up into the stands close to where I was sitting with Rio. Iona was at my dorm, taking care of things. Faith came up the stands to me with a quizzical look and motioned me to come with her. "What's up, Faith?" I asked, as I stood up and followed her to the field. Rio followed along. "Some of the Braydon players wanted to see you," Faith explained. "Who do you know at Braydon?" "Not a clue," I shrugged. "I'd never even heard of the place until I saw the team's schedule." As we walked up, several more FFU players had gathered around the Braydon trio. "I am Kinu Yamada, Captain of the Braydon Women's Soccer team and Kappa Sigma President," the leader turned and greeted me. "You, look better in other attire." "They field test this stuff to be the ultimate in female repellent," I grinned, referring to my school uniform. "Now, is there something I can do for you? I'm afraid I don't know who you are." "Well, Braydon's Kappa Sigmas are in a contest with several other houses for that Spring Break weekend with you and I wanted to see what we were getting into," Kinu grinned. "Weekend?" Christina and I said simultaneously. "I recall the original offer being one night and Brianna Kincaid of Colorado State being the one I was pledged to," I added. "We decided to up the ante for the purpose of a contest," Kinu stated. "What contest, Ms. Yamada?" Christina inquired with a guarded tone. "The House with the best G P A and athletic record gets to send three sisters to share the weekend with Zane Braxton," Kinu explained. "He agreed to this?" Christina questioned. "He did not," I corrected. "Unless Briana releases me from my obligation, I can't do any of that stuff. She is the one I'm indebted to." "She has done so for the sake of her sisterhood," Kinu informed me. "Are you still up for the challenge?" "I'll do it for the sake of Lancaster's Kappa Sigma House, but I'll leave the final decision up to Christina, leader of our faction here at Freedom Fellowship," I declared. Christina appeared to think it over a bit before finally nodding her head. "FFU owes Tawny Flores and the rest of the local house a debt and if Zane is willing to pay it off for us, we'll support your contest and his decision, though it will take place at FFU's Spring Break location." "I'll let everyone know," Kinu grinned before turning and crossing back to their side of the field. "Christina, where is our Spring Break location?" I whispered to her. "I haven't a clue, Zane. Christian school girls don't do Spring Break," she replied. "I'll come up with something." I wished her luck and headed up into the stands. "Barely a B-cup, but did you catch the ass on that sweet slice of Asian cuisine?" Rio panted. "I wouldn't know; those were the most intense brown eyes I've ever seen. That's a woman who knows what she wants and will cut a bloody swath to get it," I observed. "So, you didn't notice her breast size?" Rio teased. "I didn't say that, she's a 32 B, but she has large areoles and nipples as thick as my pinkie," I told her. "How do you know that shit?" Rio gawked. "Mom took me lingerie shopping when I was younger and I picked up on how the saleswomen did their jobs," I replied. "Your Mom took you lingerie shopping? My Mom could barely tell me how to use a tampon," Rio griped. "Mom told me that the only thing worse than buying a woman lingerie for her birthday was buying it in the wrong size," I related. "You buy those things on your birthday for your lady to look sexy in, for you to enjoy." "Your Mom sounds pretty neat," Rio mused. "Mom had a way of tricking you into thinking she was your friend, not your Mother, then she'd sneak this lesson in on you; like lingerie shopping, or not getting a pet you couldn't devote the time to," I told her. "She'd have loved you." "Hardy, har, har," Rio snorted. "Seriously, you're similar enough to have gotten along, but not so much that it would be creepy," I explained. "She didn't take crap from anyone; not my Dad, my Granddad, or even her old man. She'd never abandon a friend either." "I'm not like that, Zane," Rio muttered sadly. "If you've left someone, it was because they weren't your friend, Rio," I assured her. "You are such an idiot," she grumbled, but she did put her hand in mine. "Let's fuck tonight." "Nope; we promised Jill we wouldn't, and besides, next time I nail you I want you on all fours, with me pounding your cunt raw while yanking your head back with a big handful of your hair," I envisioned for us. "Would you like that?" "Damn straight," Rio licked her lips. "Well, tough, next time we get together I'm going to make long, passionate love to you," I grinned. "I prefer option A," she prodded me. "I know, but that's only because you've never had option B," I countered. "Zane, sometimes a girl wants to be treated like a cheap slut," Rio instructed. "Has someone ever spent a whole night devoted to nothing less than having sex with you?" I asked. "Yes, of course," Rio grumbled. "I'm freaking Cleopatra. I've got guys lining up the block." "Well, damn; I guess we are back to bending you over and slamming you like a cheap slut," I teased. "I see I'm too much of a woman for you," she sneered with amusement. "That's a challenge I'm willing to take up, Rio. If you think you can stand up to whatever I can think up for you, I'm willing to prove you wrong," I grinned. "I'll make it fun; I'll bring Mercy and have her be a piece of furniture," Rio suggested. "I still don't know how that happened," I said, in reference to Rio's relationship to Mercy. "I'm not sure either," Rio confessed. "Maybe being such a pervert myself, I bring out perversions in those around me. Only Iona seems immune." "Oh, it looks like Rhaine, Joy, Mercy, and I are going to have a round two," I remembered. "Oh, I want part of that," Rio brightened up, "I am going to fuck Rhaine so hard she won't walk straight for a week. You let her off too easy last time." "No," I shook my finger. "I'm not sure how this is going to play out so if you want Rhaine, you are going to have to seduce her all on your own." "Crapola," Rio bitched. "I'll have to settle for corrupting Felicity first but I'll get Rhaine one day, mark my words." Our attention was drawn back to the game when Opal scored our second goal of the day, propelling us to the lead. Apparently, the battle had become quite brutal while Rio and I had been talking. There was nothing like woman-on-woman combat to keep Rio's attention and for the rest of the second half we watched the game with interest. In the end, FFU pulled it out 4-3, but that was only because both goalies put in heroic performances. No one charged the field after the final seconds slipped away because apparently they frown on that in the United States, but I still made my way down to congratulate my fellow students. In the gentle press of bodies I came across Opal who spun on me, jumped into my arms and took my breath away with a kiss. Since this was not the norm for FFU student interaction, I did my best to look embarrassed while keeping Opal pressed up against me. "Congrats on the win," I smiled. "We get to keep you," Opal exulted. Huh? "Christina told us that if we lost, we had to give you to Braydon for the rest of the day and night, but we showed them, didn't we?" "Yes, right, you sure did," I stuttered. A few more teammates stopped by and gave me a slap on the back, or ass, while I hung onto Opal, but I had to disentangle myself because I still wanted to have a word with Christina. I hadn't traveled ten more feet when Kinu appeared before me. "Sorry," she told me with a smile. "Sorry, for losing?" I questioned. Her ponytail had become ragged during the game so I pushed some strands out of her face and hooked them behind her ear, which only made her smile broader. "No. I'm sorry we won't have another chance at you until Regionals," she grinned lasciviously. "There is something I don't get; you are a co-ed school. I'm the only guy on this campus, which explains some of my charm, but you look like you could have any guy on your campus you want, so what's up with this contest?" I inquired. "I don't know," she chuckled, "but it could be that you fuck like a stallion and a girl feels like a million bucks when you are done. You know, something like that." She reached out and ran her fingers down my chest to the top of my pants. "One thing; get a fake ID because I know any girl who gets you is going to want to take you to a few clubs, you need to look 21." "Yeah," Rio snorted, "because Zane doesn't have enough problems with the law already." "Excuse me," Christina said right after that, putting her hand on Kinu's. "I believe any confusion concerning Zane has been rectified." "For now," Kinu allowed, looking from my eyes to Christina's. "See you at Regionals." Kinu turned and with a flip of her long ponytail made her way to the far side of the field. "You wagered Zane!" Rio squawked to Christina, "After all the crap you give him?" "We won so we don't have to worry about what Kinu would have made him do," the Queen answered. "Shower up," I saluted Christina, "and congratulations on the win. I know you were looking forward to it." "We look forward to winning every game," Christina grinned. "So do I; maybe we can celebrate later at the Solarium," I suggested. "We have to take the Braydon team out to a late lunch, then the post-game meeting with the Coach, but maybe later," Christina allowed. She turned and sauntered away and I was more than willing to watch that ass move beneath those shorts. "She is so going to kill you when she finds out," Rio whispered in my ear. "She'll forgive me, but it may take some time," I explained. "When she sided with me, she accepted a certain degree of ruthlessness on my part." "You think you are being ruthless?" Rio sneered. "When you have everything else in life, what you value most is trust, Rio," I stated. "Now let's go see how my room is getting along." Dana Gorman was righteously pissed when she came storming up to my dorm 'room'. A dozen students rapidly made themselves scarce as word of her imminent arrival was made known. "I don't know how you did this, Zane, but I'm putting a stop to this right now," she snapped. "What? Everything I'm doing, I have permission for," I grinned, and I was pretty happy she didn't knock my teeth out of my head when she rounded on me. "That's bullshit! You forged my signature on those entry permits," she snarled. "Nope. You signed them, though it is most likely you thought you were signing something else at the time," I confessed. "This isn't some kind of game," she countered. "All of this stuff is going back to wherever you bought it from." "Hauling things away will be on your dime," I said. "You and the Chancellor did give me permission to fix my place up and that is what I've done. You will note that all my contractors are women, per school regulations." "And all this furniture? When did we give permission to have all of this put in?" Gorman countered. "You may not like it but I'm not doing anything illegal," I pointed out. "It doesn't mean I can't tear it all down," she growled. "Dana, you and the other facility promised me this space. Go ahead and tear it all down. I'll just find another way to do it," I promised. "You are an insufferable little prick," she hissed. "Yeah, I can be," I agreed, "but at least I haven't done all of this for my sole benefit. I made it for the whole freshman class." Dana looked around the room. "It is not like I need the whole floor for myself, after all." "What have you done?" she grumbled. "I've made a place for the freshman class to hang out. Since it is my dorm room, they are safe from upper classmen," I reminded her. Gorman glared at me, then went back to soaking up the surroundings. "Wide-Screen TVs, drink dispensers, what is that?" Dana observed. "Umm, our hot tub," I grinned nervously. "And that, the coach continued. "Those would be the showers and the sauna," I answered. "Zane, have you lost your God-damn mind?" Dana seethed. "We are not going to let you keep any of that stuff." "Well, it is 4:00 o'clock now and the installers are either finished or almost finished, so I guess you can try to find someone willing to take it down tomorrow but that's going to cost an arm and a leg," I mused. Dana rounded on me and stuck her finger in my face. "Zane, I, gurr," she growled. "Aargh!" she howled, then stormed off back downstairs. Iona came skulking up to my side. "Did we pull it off?" she whispered. "Yeah, yeah, I think we did," I responded. Cordelia and Paige came right up behind her. "So, can we hook up the satellite dishes now?" Cordelia asked. "I don't think she'll be back tonight so I'd appreciate it if you got it done before dark," I told her. "One thousand channels coming up," Cordelia smirked, "and I have to say, this is going to be my second favorite place to hang out." "I don't know, Cordelia," Paige said in a considerate tone, "what can help you deal better with a hard day of coding than a sauna and a V-8?" "Was that all you are interested in?" Iona questioned. "I was curious why I found you crawling under the covers of Zane's bed." The albino Paige blushed furiously. "The sensation is far superior when you do it naked, Paige," I stated with a gleam in my eye. "Feel free to come by sometime and try it out." Instead of responding, Paige stalked off to fix up the telecommunications gear. Cordelia snickered and followed after her. "Where is Rio?" Iona wondered. "She went hunting for Mercy, but she needs to get back in the next half hour if I'm going to make it back to Jill's by five," I informed her. The plan had been one part deception and one part splitting of resources. We had let the powers that be know the move was being made Sunday when it was really happening today. With the first game of the season, we had campus security looking at the game and not at us. We had the proper forms for what we were accomplishing that baffled the few security types we had to deal with. By the time Coach Gorman broke free from the team, it was essentially too late to stop us. Monday would bring what Monday would bring, but today we had our victory. Besides, we had the new door in place and that would make any operations by the administration against my digs much harder. My contractors informed me they would have everything up and running by 9:00 tonight. Rio was the first to arrive but Christina and company arrived with the three Kappa Sigmas from Braydon, almost all of them expecting to see a single room. Christina was once more pissed with me and I knew that attitude would get worse before it got better. "Christina, and ladies, please come with me to my room. I have an important situation to discuss," I pleaded. Catching sight of Brandi, I flagged her over. "Brandi, could you show our guests from Braydon around while I take care of a piece of personal business?" "Kinu, Kappa Sigmas from Braydon, I'll be with you in a minute and apologize for the delay," I told them with a nod of the head before heading off to my room and activating the rooms 'cut off' switch. Rio and Iona came with me, along with Christina, Hope, Chastity, Heaven, and Faith. "You told the Seniors that you were doing this on Sunday and I made plans for us to help you, Zane," Christina rounded on me. "I apologize for the deception, but it was necessary to finding out something important; namely, who was spying on you," I informed everyone in the room but Rio. I hadn't even told Iona the whole truth. "What was the purpose of this deception, Zane, this lie?" Christina questioned me harshly. "Someone in this room betrayed Heaven's secret and a few other pieces of information that have been floating around a very small circle of people, things like me moving in today," I began. "Oh, and Iona doesn't know the secret, so Iona, I hope you understand that certain things are not for me to share with you, but I trust you enough to have you here with me now." "So that's why you told Hope and I your little secret about today," Chastity stated coldly. "You were testing us. I'm not sure I like that." Hope looked even less pleased. "Yes and no; I actually was only testing Hope. I already knew you weren't the one," I replied to Chastity. Again, Hope didn't seem all that happy. "But I didn't get raided today so it wasn't either of you. For obvious reasons, Christina isn't spying on herself, and it would be a cold day in Hell before Heaven would betray Christina, so, Faith, you have been working with the Chancellor against us," I laid it out. Faith gasped fearfully. "Faith has been with me since sophomore year," Christina defended her friend, "which is a sight longer than I've known you." "Two things: it had to be someone who knew that secret, and only the people in this room, one police officer, and the Chancellor know. The cop didn't betray us and Rio didn't know until after the threat," I clarified. "If you have another explanation of the facts, please let me know," I confronted Christina. "Face it, the Chancellor knew you would be a force at this University late in your freshmen year, so she chose someone to get close to you, to keep an eye on you so she could manipulate you when the time came." Christina refused to believe me but I noted Heaven, Hope, and Chastity were all staring at Faith. "It's not so," Faith declared. "Oh, I guess you want to see all the logs of your communications with the Chancellor, then, eh, Faith?" I goaded her. "You weren't as careful as you thought." "Oh, God," Faith whispered. "No, " "Damn it, Faith," Christina rumbled, "that was the most obvious trick in the book. He had no other evidence against you. He fooled you. After all, he didn't even know it was you until late this morning." She placed a hand on Heaven's shoulder because Heaven was about to lose it. "I'd thank you, Zane," Christina said in a suddenly weary voice, "but what I really want to do is punch your lights out." "What do we do about Faith?" Chastity questioned. "Nothing," I butted in. "This doesn't involve you," Hope grumbled. "I beg to differ," I said, "I like all of you and it pisses me off that you are suffering, but this isn't Faith's fault; it is the Chancellor's. If you dump on Faith, she will know we've discovered Faith's role. If we do nothing, we can now feed information to her, but only what we want her to know." "Butt out, Zane," Heaven responded coldly. "No. If you fight yesterday's battles, we get our asses kicked. There is no profit in it for us," I kept hammering away. "She was our friend and she betrayed us," Chastity fired away. "You wouldn't understand." "What? Oh, hell no!" I snapped. "I had to sit there and take her threats about Heaven with a smile on my face, and then I had to crack a joke about it when I knew she was capable of breaking Heaven's heart. Don't you dare tell me I am not invested in this fight. She comes after me, that's fine, but when she comes after my friend, she must pay." "I may not have been with you for the past three years but don't you dare tell me I'm not invested in this fight; that's insulting," I growled. "Zane is right," Christina declared decisively. "We will act normal the rest of the day and tonight, we five will decide what to do next. Yes, Faith, I'm including you. We were once friends, after all." That last bit stung Faith a bitter blow. Christina took Heaven by the hand and led her out of my room with Faith trailing along. Hope regarded me with narrowed eyes and an icy anger. "Hope," Chastity intervened, "he trusted you with the right answer. He trusted you with his plans." "He had us set up Christina , and Faith," Hope seethed back. "And if he didn't? Would one of us have hunted Faith down, revealed the traitor? Hope," Chastity explained, "we couldn't do this, turn on one of our own, so we kind of left that burden on Zane, so I don't feel right hating him for trying to keep us safe, again." Hope stormed out of the room. Chastity gave me a helpless shrug then followed. "I'm stunned," muttered Iona once they were gone. "We had a traitor in our midst?" "Zane's not a total idiot," Rio joked. "I'm stunned too," I stated. "By what?" Iona asked. "Didn't this go according to your plan, whatever that was?" "No, I am stunned Rio kept her mouth shut the entire time," I grinned. Rio punched me in the arm. For me, that helped break the unbearable tension I was feeling right then. "I see your point," Iona smiled shyly. "Ow," Iona peeped, as Rio punched her too. There was still work to be done and Rio and I only had an hour to spare before heading back to Jill's. It was still wonderful to see freshmen take a look around and seeing 'their' space coming together. I even caught Kinu and company taking pictures of the place. "This will look nice on your web page," Kinu told me. "Web page?" I questioned, then pinned Iona in place with a glance. "Please, tell me about my web page." "It has all your background information, plus tons of photographs and videos of you here on campus as well as you back at your house, or the Kappa Sigma House," "Yay me," I cheered sarcastically. "There's this really nice one of you out in the woods," Kinu gave me a sly grin. "It was really, intriguing how you picked out each sister despite their masks. I can appreciate a man with an eye for detail." "Thanks, but a little more privacy in my life wouldn't suck," I groaned. "Cheer up, Zane," Kinu tipped my chin down close to her lips, "you have a fan club." "I don't pursue women to create a fan base; I do it because women are the best thing in the world, bar none," I told her. "That is why it is going to be such a pleasure owning you this spring," Kinu smiled. "Now, don't forget that ID." With that, she turned and walked away. Both of the women with her ran their hands across my stomach before following Kinu away. "Zane, I don't like the sound of that," Iona mumbled. "They treat you like a piece of meat." "It is his piece of meat they are interested in, those Sorority sluts," Rio snickered. "Well, I wish I could go to Spring Break so I could look after you," Iona sighed. "Of course, you and Rio are going with me," I looked amused. "Who else is going to protect me from doing something stupid?" "Certainly not me," chirped Rio. "Doing-Stupid-Shit is my middle name." "That explains so much about you," Iona quipped to Rio. "I don't think my parents will let me go anyway." "Lie to them," Rio responded. "No, tell them it is a learning experience and that about a dozen girls, and me, will be watching over you," I told her, "Your parents trust you and for good reason." "Will I be able to spend some time with you while I'm there?" Iona asked me. "Sure. Let me know what you want to do," I hugged her. "I hope it is Florida," Iona smiled. "I want to go to Disney World again. It was so much fun the other three times my family went." "For the love of God!" gasped Rio, "Tranquilize me first." I chuckled, Rio scowled, and we set off to do a little more work before the day was done. Breaking Down Walls, Mending Fences It was five minutes until 8:00 in the evening when the doorbell rang. Jill virtually catapulted herself from the chair she'd been fidgeting in and raced to answer it. "Hunting time," Rio grinned with predatory glee, and I found myself praying that Felicity left wearing something more than a confused, yet dreamy, smile on her face. Jill welcomed Mrs. Rochelle Wellington, the Mayor's wife, and Felicity Tolliver, fianc to Rochelle's youngest son, into our house. Rio and I stood as they entered the room. Felicity had an open and friendly expression on her face while Rochelle was much more guarded and unsure. "Hey ladies, thank you for coming by tonight," I greeted them. "Mrs. Wellington, I've been making extra notes on last meetings discussions I'd like to go over with you," I said with my most disarming smile. "Felicity, we've done this incredible renovation project at school, we students, and I'd like to show you all we've accomplished so you can, ya know, give us some pointers as to what to do next," Rio beamed with a frivolity that I found personally terrifying. "Okay," Felicity grinned back at Rio. "Let's see what you have." I kind of felt sorry for Felicity; she wasn't taking Rio too seriously and had no idea of the carnivore that lurked just beneath the younger woman's exterior. Rochelle Wellington was far more cautious. "Greetings, Zane. I am happy to help the newest member of my committee adjust," Rochelle told me. I quickly cracked open my laptop and moved aside so that Rochelle could join me as I went over this and that from the last meeting. "Felicity and Jill, why don't we go check out some of the rooms Jill's already done and see what we can come up with," Rio suggested. Jill seemed a little nervous so Felicity stepped in. "I'd love to see what Ms. Braxton has done with her home. I always admired this old house, but Lance wanted something on the north side of town," Felicity sighed. "I tried to make things very homey," Jill informed them. "I didn't have much to work with. My late husband and I didn't have many possessions." "I think you did a fine job, Jill," Rio poured it on. "Zane considers this his home and looks forward to coming here on the weekends." That seemed to perk things up. "But why are you here, Rio? Are you Zane's, girlfriend?" Felicity wondered. "Oh, no," Rio laughed. "My family is in Arizona and Zane knows I'm alone here, so he and Jill have taken me under their wing and made me feel like a daughter, and a sister." How Jill stopped herself from choking at the, exaggeration was putting it kindly, was beyond me. It did show me that Rio could be personable and manipulative if she so desired. The three women headed off to the dining room, leaving me with Rochelle. "Why don't we move to the kitchen?" I suggested to her. "Working over the coffee table isn't good for our backs." "Oh," she clearly studied me, "okay, if you think that's best." We moved to the bar in the kitchen and I behaved myself for all of five minutes. I started bringing up her ideas that had been somewhat ill-received and showed her what work I had done on them. "I'm not sure how much of this matters," she sighed. "I don't think I have the votes." "Don't give up. After all, I have the tie-breaking vote now," I reminded her. "Oh, I hadn't considered you a voting member but I suppose you are right. I admit, I didn't see you hanging around all that long, being a young man and all," she explained. "Why would I not want to stay? I had fun," I countered. "I would imagine a young man would have better things to do than hang out with a bunch of old ladies," she said. "If I find a bunch of old ladies, I'll let you know," I grinned. "Besides, I had some friends go over some of the suggestions you put forth and they created some 3-D images for you to present next Wednesday," I related, as I began opening the first program. "Oh, my," Rochelle murmured. As she got the hang of things, she maneuvered through the presentations and rotated the pictures. "Are you hot?" I inquired. "Can I get you something to drink?" "That would be nice," she agreed. "Do you have tomato or orange juice?" "We have that, and we have beer and Scotch too," I grinned. "Oh, please," she moaned, "I could use a good Scotch. It has been a long week." While I prepared a double Scotch for her and a beer for myself, Rochelle took off her jacket and laid it on the bar. I handed her the glass when I returned. "That's smooth," she commented after a sip. "I don't like this," she pointed to a feature on the screen. "How do I alter it?" I reached around her, pressing my body onto her side and back gently. "Here you go, do this and this." I highlighted the keys she needed to use to get the desired effects. I could tell she was distracted, both physically and intellectually. Rochelle hesitantly moved some features around for a few seconds so I chose to back off for a minute. "I want to do this," she requested, "without changing, " "Oh, okay. Let's try this," I answered, while wrapping her in my arms once more. This time I held the embrace longer, and when I withdrew, my hand rested on her far shoulder. "This is really good work, Zane," Rochelle turned her head to complement me only to find my face a few inches away. She gulped and looked at me with a certain level of confliction. "Really, it was this small group of girls at school who did the real work. Isn't that always the case, women doing all the real work so some guy can get the credit?" I teased her. "Why, why did they do this for you?" she stammered. "They go to our church, of course," I smiled. "What did you think I did, seduce them?" "I, no, definitely not," Rochelle blushed, and turned back to the screen. "You are such a nice boy." "I wouldn't go that far, Mrs. Wellington. I am afraid I'm begging forgiveness most Sunday mornings," I joked. "Oh, come on now," she mused, "what do you have to talk to Jesus about?" "Impure thoughts," I confessed. "Well, you go to an all-girls school," she said. "I'm sure that gives you ample opportunity." "What makes you think I'm not being tempted right now?" I suggested. "Oh, I guess you could be," she replied quietly. "I'm glad we got that out of the way," I sighed. "What? Got what out of the way?" she asked. "It's hard to tell a lady that she's attractive without it being taken the wrong way," I lied. I had every intention of her taking this the 'wrong' way. "It is that I've always found you very beautiful but was unsure how you would take it." "I'm a married woman," she declared, but severely lacked conviction. "Absolutely, and we both understand the limitations of our relationship because of that," I continued. "Limitations?" she questioned. "Well, I can do this," I kissed her on the neck below the ear, "and we both know that it is only something between friends." "Ah, good," she moaned. "I mean, it is good we understand our boundaries." I went back to kissing her neck, then went up to her ear. Rochelle remained patiently still under my passion for a long time. "I want to take another look at this diagram," she suddenly said. She didn't pull away, though, instead, working away steadily on the keyboard while I let my lips play along her exposed flesh and my hands roamed her shoulders. She kept a steady patter of conversation going as I deviated farther and farther from her shoulders, around her back, to the sides of her breasts. "Your top button," I whispered to her. "Button, she murmured. She looked to my eyes, then followed them down to her cleavage. I saw the mental struggle going on inside her, lust versus a loveless marriage. I imagine she convinced herself this was all harmless fun because her trembling hands undid not only the first button, but the second one as well. "Beautiful," I complimented her quietly. "You are very beautiful, Rochelle." She didn't say anything but she sat up straighter and stuck out her chest with more confidence. My left hand edged around the side of her breast and took that orb into my hand and began massaging it, exciting her nipple through her satin blouse and silk bra. My right hand followed a similar path, but at the base of the breast I roamed down along the fleshy roll of her stomach to her belt, rubbing along and kneading the pliant tissue. She was slightly embarrassed
Montana head coach Bobby Hauck along with seniors Elijawah Tolbert & Josh Gale addressed the media ahead of UM's trip to Sacramento to take on Sac State on Friday night.
According to local health professionals, older adults are increasingly vulnerable to addiction and co-occurring mental health issues — especially in recent years. Substance abuse — most commonly alcohol but also prescription drugs like opioids — doesn't necessarily indicate a mental health condition, but they can often be connected. To get a sense of what lies behind the increase and what treatment options are out there, and what families and caregivers should watch for and how they can support loved ones in seeking help, we talk with someone from the Hazelden Betty Ford Clinic in Naples.
Markets found their footing this week as optimism returned over U.S.–China trade talks. With the government shutdown putting key economic data on hold, investors are turning their attention to a strong start for third-quarter earnings.We're also diving into a major regulatory shift under discussion at the SEC, where Chair Paul Atkins says he's “fast-tracking” President Trump's proposal to make quarterly earnings reports optional. Could semiannual reporting cut costs and reduce short-term thinking—or leave investors in the dark? We'll unpack what fewer updates might mean for portfolio transparency and market volatility.Then, we take a closer look under the hood at Tesla. From affordable Model Y releases to ambitious projects like the Optimus humanoid robot, the company keeps making headlines—but does the stock meet the Henssler Investment Criteria? Our experts discuss whether Tesla's innovation justifies its valuation, or if hype is driving the story.And finally, seniors, listen up! Starting in 2025, new deductions could mean big tax savings—but only for the next four years. . We'll share strategies for those over 65, from Roth conversions to charitable giving tactics. Learn how to make the most of the $6,000 per taxpayer bonus deduction, the senior deduction, and your standard deduction while the window is open. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — October 18, 2025 | Season 39, Episode 42Timestamps and Chapters 7:03: Shutdown Silence, Market Buzz13:07: Transparency or Trouble22:40: Innovation or Overvaluation40:26: The 4-Year Tax WindowFollow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Dans les campagnes sud-coréennes, la chute du nombre d'élèves contraint certaines écoles à fermer leurs portes. Ce phénomène est lié au taux de natalité du pays, le plus bas de l'OCDE. Pour éviter ces fermetures, des établissements accueillent des seniors qui ne sont jamais allés en classe. Reportage dans la province de Gyeongsang du Nord, à la rencontre de ces élèves un peu particuliers. De notre correspondante de retour de Jeungsan, Dans cette salle de classe du petit village de Jeungsan, les élèves ne sont pas tous des enfants. L'établissement accueille aussi, depuis plus d'un an, des seniors analphabètes. Objectif : ne pas fermer la dernière des trois écoles du village. Une des élèves, octogénaire, se fait un café. Les quelques enfants de l'établissement vont, eux, prendre leur petit déjeuner dans la pièce d'à côté, en attendant que les retardataires arrivent. Aujourd'hui, c'est classe verte. La directrice, Kwon Kyong-mi, est aussi de sortie : « Il y a trois raisons pour lesquelles nos aînés aiment venir à l'école : échapper à leur vie, devenue aliénante et solitaire, pouvoir enfin s'éduquer et aider l'établissement à ne pas disparaître. À cause de l'exode rural et du taux de natalité qui chute de manière spectaculaire, les campagnes sont de moins en moins peuplées d'enfants. » À 9h précise, la vingtaine d'élèves, enfants et seniors, montent dans un bus. Direction, la forêt montagneuse, qui veille sur les alentours. Si certains grimpent les flancs de la montagne avec les enfants et les deux professeurs, les plus âgés se reposent sous un kiosque en attendant. Lee Gi-nam, 86 ans, est assise parmi eux, en chaussettes. Elle a fait sa rentrée en 2024. « Il y a beaucoup de choses que je ne savais pas, confie-t-elle. Avant, je ne faisais que manger et travailler [dans les champs]. Maintenant, j'apprends les mathématiques, le coréen, et même la musique, ce qui me rend très heureuse. » Une seconde chance sur les bancs de l'école Avant de fréquenter l'école de Jeungsan, la plupart de ses camarades ne savaient même pas écrire leur prénom. Derrière ces difficultés quotidiennes, des parcours de vie souvent très bouleversés. Après l'armistice en 1953, le pays est appauvri par la guerre… Le miracle économique sud-coréen a demandé bien des sacrifices. « À cette époque, on vivait dans la pauvreté. Ma mère est tombée malade et est décédée quand j'avais neuf ans, raconte Park Lye-sun, agricultrice et élève de 77 ans. J'ai eu une vie difficile et je n'ai pas pu aller à l'école. » Adulte, elle est atteinte de dépression. « J'ai pris des antidépresseurs pendant environ dix ans. Mais je les ai arrêtés dès que j'ai fait ma rentrée à Jeungsan. J'ai du mal à réaliser, mais je suis tellement heureuse. » Le village n'est pas le seul en Corée du Sud à accueillir des seniors pour remplir ses salles de classe. Dans la capitale, d'autres établissements fusionnent pour faire face à la baisse du nombre d'élèves. Un des nombreux défis que pose le taux de natalité sud-coréen, l'un des plus bas du monde.
Seniors looking to relocate or downsize can use a little-known, specialized financial tool which will allow retirees to finance a new primary residence using their equity and a down payment. Today's Stocks & Topics: QXO, Inc. (QXO), Innovative Industrial Properties, Inc. (IIPR), Market Wrap, Celestica Inc. (CLS), Portfolio Management, Berkshire Hathaway Inc. (BRK-B), Bank Earnings, Interactive Brokers Group, Inc. (IBKR), OneMain Holdings, Inc. (OMF), P.E. Ratios.Advertising Inquiries: https://redcircle.com/brands
Today on the Mind Caddie we are joined by former Manchester United star Lee Sharpe to talk about his journey from a top Premiership Footballer to potential player on the European Seniors Golf Tour We had a fascinating conversation about his development of skills as a footballer. Kicking a ball against a wall over and over again to gain skill and control over the football. Going into an environment of excellence with greats of football like Bryan Robson and Eric Cantona The way training was structured by Sir Alex Ferguson and Archie Knox Dealing with ‘imposter syndrome' and how to handle the nervousness of running out into the cauldron of football called ‘Old Trafford' The influence of Eric Cantona and what individuals can do to a team environment How golf came into Lee's life and ultimately became a support after his football career ended. The first round at Heaton Park in Manchester starting with 3 balls and losing 2 on the first!! Falling in love with the game of golf The role of golf psychology in his early development Going on a quest to see what is possible with his golf and the dream of the Seniors Tour. The benefits of golf from a mental health perspective. Giving purpose to each day. Being willing to explore a different way to play and learn the game. A fascinating conversation with a top footballer and aspiring Senior Tour golfer To join us on the Mind Caddie journey go to https://www.mindcaddie.golf/ Shop with code : MINDFACTOR10 at checkout for 10% OFF your next order at www.fenixxcell.com @fenixxcell
In this episode, Wendy Jones and Lori-Ann Rickard from Rickard & Associates discuss the complexities of healthcare for seniors, emphasizing the importance of preparation and advocacy. They explore topics such as the differences between observation and admission in hospitals, the role of emergency medical cards, and the necessity of having an advocate during hospital stays. Tune in every Tuesday and Friday to hear new episodes from Next Steps 4 Seniors. To learn more about Next Steps 4 Seniors, visit us online at www.nextsteps4seniors.com 00:00:01 Introduction to Senior Healthcare 00:00:30 Lori-Ann's Journey and Expertise 00:01:00 Understanding Hospital Procedures 00:01:58 The Role of Advocacy 00:03:19 Emergency Medical Cards 00:05:06 Coordinating Care 00:08:23 Impact of Hospital Routines 00:10:17 Practical Tips for SeniorsLearn more : https://nextsteps4seniors.com/See omnystudio.com/listener for privacy information.
Nonprofit leaders, what does it take to lead one of the largest and oldest nonprofits in a major city—and do it as the first woman in its 165-year history? In this episode, I talk with Lauren Koontz, President and CEO of the YMCA of Metro Atlanta, about stepping into leadership, navigating crises, and building partnerships that truly serve the community. Lauren shares her journey from development officer to CEO, lessons learned through the pandemic, and why advocating for yourself and empowering others is essential for lasting impact. Episode Highlights 00:00 Introduction: The Y as a Third Place 00:04 Addressing Senior Loneliness and Isolation 00:09 Reaching Out to Seniors 00:17 Offering Help and Support 00:18 Delivering Essential Items My guest for this episode is Lauren Koontz. Lauren Koontz is the President and CEO of the YMCA of Metro Atlanta, where she became the first woman to lead the organization in its 165+ year history. She oversees 20+ branches, 19 early learning centers, 60+ afterschool sites, five camps, and thousands of staff and volunteers serving Atlanta's communities. Lauren joined the Y in 2012 and previously held leadership roles at the Leukemia & Lymphoma Society, Emory University, and more. A recognized leader, she's been honored as one of Atlanta's Most Admired CEOs, a YWCA Academy of Women Achievers inductee, and a “40 Under 40” alum. She serves on numerous boards, speaks widely on nonprofit leadership, and is committed to advancing education, wellness, and youth development across the region. Connect with Lauren: Website: https://ymcaatlanta.org/ LinkedIn: Lauren Koontz Sponsored Resource Join the Inspired Nonprofit Leadership Newsletter for weekly tips and inspiration for leading your nonprofit! Access it here >> Be sure to subscribe to Inspired Nonprofit Leadership so that you don't miss a single episode, and while you're at it, won't you take a moment to write a short review and rate our show? It would be greatly appreciated! Let us know the topics or questions you would like to hear about in a future episode. You can do that and follow us on LinkedIn.
Chaque soir, en direct, Caroline Dublanche accueille les auditeurs pour 2h30 d'échanges et de confidences. Pour participer, contactez l'émission au 09 69 39 10 11 (prix d'un appel local) ou sur parlonsnous@rtl.fr Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Gary and Shannon pitch their new “vertical short” Space Wars before diving into #SWAMPWATCH, where they break down the latest out of D.C., including President Trump accusing TIME Magazine of digitally “disappearing” his hair. Shannon's directorial debut keeps the team distracted as #TerrorInTheSkies unfolds: an American Airlines flight forced to turn around after passengers reported a mysterious odor. Plus, WestJet plans to charge for reclining seats. Later, Parenting with Justin Worsham tackles whether we're creating struggles just to feel challenged, and why California might be forgetting its seniors.
Tiger Talk Podcast by Northeast Mississippi Community College
Join Marketing and Public Relations Specialist Liz Calvery and Northeast President Dr. Ricky G. Ford for another episode of TigerTalk, the official podcast of Northeast Mississippi Community College. In this episode, Dr. Ford recaps the major events that have shaped the first half of the semester and gives listeners an inside look at what's ahead for the remainder of the year. Dr. Ford also highlights one of the region's biggest annual traditions — the Northeast Mississippi Regional Marching Band Championships, now recognized as the largest marching band festival in the state, drawing more than 20,000 visitors to the Booneville campus each October. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.
Gary and Shannon bring in their friend, Justin Worsham, to talk whether we're creating struggles just to feel challenged, and why California might be forgetting its seniors.