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#687: Your tax refund might be $300 to $1,000 bigger this year, and that's just the beginning of what's changing with your money. The Tax Foundation estimates most Americans will see significantly larger refunds thanks to seven major tax cuts. The child tax credit increased by $200. The standard deduction jumped by $750 for individuals or $1,500 for couples. The state and local tax deduction cap now sits at $40,000. Seniors get an extra $6,000 deduction, and deductions for auto loan interest, tips, and overtime work all increased. Retirement accounts saw major changes too. Catch-up contributions for high earners now must go into Roth accounts, which pushed thousands of employers to add Roth options to their 401k plans between 2024 and 2026. Kevin Warsh, the new Fed chair nominee, thinks the Federal Reserve has been doing it all wrong. The former Fed governor and Wall Street banker believes the Fed focuses too much on backward-looking data and reacts too slowly. He wants strategic, forward-thinking policy instead of chasing lagging indicators. President Trump clarified he never asked Warsh to lower interest rates and wanted to "keep it pure." The labor market shows serious cracks. Job openings dropped by nearly one million year over year to 6.5 million. Unemployment claims jumped to 231,000 last week. January layoffs hit 108,435 people — up 118 percent from last year and the worst January since 2009 during the Great Recession. Big Tech continues its massive AI spending spree. Microsoft, Amazon, Google, Meta, and Oracle will collectively spend over $500 billion on AI infrastructure this year. Google's spending alone doubled from 2025, reaching up to $185 billion focused on data centers and Gemini development. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Here we talked to the Medford high school girls basketball team about their upcoming senior night, Beyond coverage of their game, and what it's like to take on their biggest rival Malden. Fun episode, lots of laughs, and a great listen! 
Stop it with your Bad Bunny Super Bowl Halftime Show trolling, 3D printing is now at your local library, we talk to Eddie from Rose's Daughters about Valentines for Seniors, and who is Will Arnett talking about -- what "Smartless" guess was a horrible person?! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
A wild, wide-ranging episode that starts with extreme cold, energy warnings, and even why birds swarm feeders in winter
We're living in the most age-segregated society in history — and missing out on the complementary skills and talents people of all ages can bring to the table. Our guest today, Janet Oh, is the Senior Director of Innovation and programs at CoGenerate, where older and younger people join forces to solve problems, and co-create the future.Brought to you by NEXTVillageSF.orgNEXT Village SF is a neighborhood nonprofit providing services and support that empowers members to live independently. Contact them at (415) 888-2868
Feeling overwhelmed with caregiving responsibilities? In this episode of Next Steps 4 Seniors, Wendy Jones shares a spiritual perspective that can transform your experience. Discover how surrendering control to God can bring peace, strength, and comfort during difficult times. Key Topics The emotional and spiritual challenges of caregiving The importance of trusting God's love and guidance How to surrender stress and responsibilities to God Scripture reference: 1 Peter 5:7 — "Cast all your cares on him" Practical encouragement to lean on faith, not just effort The power of letting go and trusting God's plan The concept of God as a divine advocate who loves you more than you can imagine The significance of surrendering burdens through prayer and faith The impact of spiritual peace amidst physical and emotional storms Timestamps 00:00 - Introduction: Overcoming caregiving stress through faith00:28 - The spiritual role of God as an advocate for caregivers00:53 - God's love surpasses our understanding01:21 - Surrendering control to God with faith01:51 - Practical steps: releasing burdens physically and spiritually02:18 - Scripture reflection: 1 Peter 5:7 and caring deeply for others02:46 - Embracing divine peace in stressful times03:11 - The importance of not carrying burdens alone03:38 - Trusting God to handle your stress and struggles04:08 - Walking through life's storms with God's presence04:38 - Closing encouragement: You are not alone, God is with you Resources & Links 1 Peter 5:7 - Cast all your cares on him Be sure to like and subscribe on your favorite podcast platform so that you never miss an episode. Every week brings two ways to grow: Tuesdays dive into the physical next steps with real-life guidance for seniors and families, and Fridays uplift the heart with spiritual and emotional next steps—encouragement, faith, and hope for the journey ahead. To learn more about Next Steps 4 Seniors, contact us at 248-651-5010 or visit us online at www.nextsteps4seniors.com Find us on YouTube at https://www.youtube.com/@nextsteps4seniors Facebook Website Learn more : https://nextsteps4seniors.com/See omnystudio.com/listener for privacy information.
The boys discuss the hire of new DC Daronte Jones, discuss the East/West Shrine Bowl Prospects, and dive into the ongoings of the Senior Bowl. Then they answer fan questions to wrap up the show!!Support the show
This time on Code WACK! How does Medicare Advantage - also known as privatized Medicare - fail seniors … especially seniors of color? Why do many seniors find they actually have no other choice than an Advantage plan? What's the consequence of that lack of choice? And how do Medicare Advantage insurance plans actually deepen racial and income disparities? To find out, we spoke with Dr. Belinda McIntosh — an Atlanta-based psychiatrist with more than 20 years of experience, a board member of Physicians for a National Health Program, and co-author of a new PNHP report titled “No Real Choices: How Medicare Advantage Fails Seniors of Color.” This is the first episode in a two-part series. Check out the Transcript and Show Notes for more!
durée : 00:04:21 - Le Grand reportage de France Inter - En France, seuls 60% des actifs de 55 ans et plus ont un emploi. Un taux en augmentation mais toujours nettement inférieur à la moyenne européenne. Les seniors restent aussi bien plus longtemps au chômage. France Travail expérimente un parcours d'accompagnement pour les 50 ans et plus. Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.
Welcome to The Weekly, produced by TAB Media Group, which publishes The Alabama Baptist and The Baptist Paper. Each episode features news headlines read by TAB Media Group staff and volunteers. New episodes are released weekly on Wednesday mornings. Articles featured in this episode: First person: People of all faiths can work together when threats arise World Watch List 2026: Which countries are among the worst? First person: Two ponytail holders and the role of parents in discipleship Explore the Bible and Bible Studies for Life Sunday School Lessons 'Innocent until proven guilty': Stages of a crime investigation Preacher turns old sermons into global ministry through social media Seniors experience 'life-changing' deer hunts Ministries help eliminate medical burdens as debt grows Soccer coach uses life experience to teach players off the pitch George Bullard's new book released by TAB Media Group Order Soaring with Faith here! Visit TAB Media HERE Subscribe on iTunes HERE
The senior living world is growing fast, but the risk profile is changing even faster. We dig into what happens when higher acuity residents stay longer in assisted living, how staffing shortages and inflation strain operations, and why verdicts are getting bigger and tougher to defend. Alongside partners from Future Care RRG, we unpack the friction between occupancy goals and clinical capability, and we explain how those pressures ripple through underwriting, pricing, and coverage structures.You'll hear straight talk on the claims that keep operators up at night and why documentation discipline can be the difference between a defensible file and a six-figure problem. We explain the current capacity landscape, tackle ownership dynamics, including the extra scrutiny on private equity platforms, acquisitions of distressed facilities, and the need to present clear improvement plans to underwriters.If you place, operate, or insure senior living and long-term care, this conversation offers a candid map through a market defined by growth, complexity, and rising stakes. Make sure you reach out to your CRC specialty producer for assistance with your senior living account placements. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace. Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!
In this episode of "Next Steps 4 Seniors," host Wendy Jones and guest Wendy Zimmer Cox, an estate planning expert, discuss the essentials of financial security and estate planning for seniors. They highlight the importance of having key legal documents, choosing the right decision-makers, and organizing vital information in a “death binder.” The conversation covers common pitfalls, such as joint bank accounts and family disputes, and stresses clear communication and proactive planning to prevent conflict and ease transitions for loved ones. Listeners are encouraged to seek professional guidance and start these important conversations early. Be sure to like and subscribe on your favorite podcast platform so that you never miss an episode. Every week brings two ways to grow: Tuesdays dive into the physical next steps with real-life guidance for seniors and families, and Fridays uplift the heart with spiritual and emotional next steps—encouragement, faith, and hope for the journey ahead. To learn more about Next Steps 4 Seniors, contact us at 248-651-5010 or visit us online at www.nextsteps4seniors.com Find us on YouTube at https://www.youtube.com/@nextsteps4seniorsLearn more : https://nextsteps4seniors.com/See omnystudio.com/listener for privacy information.
Keith challenges the usual "overpopulated vs. underpopulated" debate and shows why that's the wrong way to think about demographics—especially if you're a real estate investor. Listeners will hear about surprising global population comparisons that flip common assumptions. Why raw population numbers don't actually explain housing shortages or rent strength. How household formation, aging, and migration really drive demand for rentals. Which kinds of markets tend to see persistent housing pressure—and why the US has a long‑term demographic edge. You'll come away seeing population headlines very differently, and with a clearer lens for spotting where future housing demand is most likely to show up. Episode Page: GetRichEducation.com/590 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Keith, welcome to GRE. I'm your host. Keith Weinhold, is the world overpopulated or underpopulated? Also is the United States over or underpopulated? These are not just rhetorical questions, because I'm going to answer them both. Just one of Africa's 54 nations has more births than all of Europe and Russia combined. One US state has seen their population decline for decades. This is all central to housing demand today. On get rich education Keith Weinhold 0:36 since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com Speaker 1 1:21 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:31 Welcome to GRE from Norfolk Virginia to Norfolk, Nebraska and across 188 nations worldwide, you are inside. Get rich education. I am the GRE founder, Best Selling Author, longtime real estate investor. You can see my written work in Forbes and the USA Today, but I'm best known as the host of this incomprehensibly slack John operation that you're listening to right now. My name is Keith Weinhold. You probably know that already, one reason that we're talking about underpopulated versus overpopulated today is that also one of my degrees is in geography and demography, essentially, is human geography, and that's why this topic is in my wheelhouse. It's just a humble bachelor's degree, by the way, if a population is not staying stable or growing, then demand for housing just must atrophy away. That's what people think, but that is not true. That's oversimplified. In some cases. It might even be totally false. You're going to see why. Now, Earth's population is at an all time high of about 8.2 billion people, and it keeps growing, and it's going to continue to keep growing, but the rate of growth is slowing now. Where could all of the people on earth fit? This is just a bit of a ridiculous abstraction in a sense, but I think it helps you visualize things. Just take this scenario, if all the humans were packed together tightly, but in a somewhat realistic way, in a standing room only way, if every person on earth stood shoulder to shoulder, that would allow about 2.7 square feet per person, they would sort of be packed like a subway car. Well, they could fit in a square, about 27 kilometers on one side, about 17 miles on each side of that square. Now, what does that mean in real places that is smaller than New York City, about half the size of Los Angeles County and roughly the footprint of Lake Tahoe? So yes, every human alive today could physically fit inside one midsize us metro area. This alone tells you something important. The world's problem is certainly not a lack of space. Rather, it's where people live and not how many there are. So that was all of Earth's inhabitants. Now, where could all Americans fit us residents using the same shoulder to shoulder assumption, and the US population by mid year this year is supposed to be about 350,000,00349 that's a square about five and a half kilometers, or 3.4 miles on each side. And some real world comparisons there are. That's about half of Manhattan, smaller than San Francisco and roughly the size of Disney World, so every American could fit into a single small city footprint. And if you're beginning to form an early clue that we are not overpopulated globally, yes, that's the sense that you Should be getting. Keith Weinhold 5:01 now, if you're in Bangladesh, it feels overpopulated there. They've got 175 million people, and that nation is only the size of Iowa. In area, Bangladesh is low lying and typhoon prone. They get a lot of flooding, which complicates their already bad sanitation problems and a dense population like that, and that creates waterborne diseases, and it's really more of an infrastructure problem in a place like Bangladesh than it is a population problem. Then Oppositely, you've got Australia as much land as the 48 contiguous states, yet just 27 million people in Australia, and only 1/400 as many people as Bangladesh in density. Now we talk about differential population. About 80% of Americans live in the eastern half of the US. But yet, the East is not overpopulated because we have sufficient infrastructure, and I've got some more mind blowing population stats for you later, both world and us. Now, as far as is the world overpopulated or underpopulated, which is our central question, depending on who you ask and where they live, you're going to hear completely different answers. Some people are convinced that the planet is bursting at the seams. Others warn that we're headed for a population collapse. But here's the problem, that question overpopulated or underpopulated, it's the wrong question. It's the wrong framing, especially if you're into real estate, because housing demand doesn't respond to total headcount or global averages or scary demographic headlines. Housing demand responds to where people live, how old they are, and how they form households. And once you understand this, a lot of things suddenly begin to make sense, like why housing shortages persist, why rents stay high, even when affordability feels stretched, why some states struggle while others boom, and why population headlines often mislead investors. Keith Weinhold 7:20 So today I want to reframe how you think about population and connect it directly to housing demand, both globally and right here in the United States. And let's start with the US, because that's probably where you invest. Keith Weinhold 7:33 Here's a simple fact that should confuse people, but usually doesn't, the United States has below replacement fertility. I'll talk about fertility rates a little later. They're similar to birth rates, meaning that Americans are not having enough children to replace the population naturally and without immigration, the US population would eventually shrink, and yet in the US, we have a housing shortage, rising rents, tight vacancy and a lot of metros and persistent demand for rental housing, which could all seem contradictory. Now, if population alone determine housing demand, well, then the US really shouldn't have any housing shortage at all, but it does so clearly, population alone is not the main driver, and really that contradiction is like your first clue that most demographic conversations are just missing the point. Aging does not reduce housing demand. The way that people think a misconception really is that an aging population automatically reduces housing demand. It does not, in fact, just the opposite. If a population is too young, well, that tends to kill housing demand, and that's because five year old kids and 10 year old kids do not form their own household. Instead, what an aging population often does is change the type of housing that's demanded, like seniors aging in place, some of them downsizing. Seniors living alone. Sometimes after a spouse passes away, others relocating closer to health care or to family. So aging can increase unit demand even if population growth slows. So already, we've broken two myths here. Slower population doesn't mean weaker housing demand, and aging doesn't mean fewer housing units are needed. Now let's explain why. Really, the core idea that unlocks everything is that people don't live inside, what are called Population units. They live in households. You are one person. That does not mean that your dwelling is then one population unit. That's not how that works. You are part of a household, whether that's a house a Household of one person or five or 11 people, housing demand is driven by the number of households, the type of households and where those households are forming, not by raw population totals. So the same population can have wildly different demand. Just think about how five people living together in one home, that's one housing unit, those same five people living separately, that is five housing units, same population, five times the housing demand. And this is why population statistics alone are almost useless for real estate investors, you need to know how people are living, not just how many there are. The biggest surge in housing demand happens when people leave their parents' homes or when they finish school or when they start working, or you got big surges in housing demand when people marry or when they separate or divorce. So in other words, adults create housing demand and children don't. And this is why a country with a youngish, working age population, oh, then they can have exploding housing demand. A country with high birth rates, but low household formation can have overcrowding without profitable housing growth. So it's not about babies, it's about independent adults, and what quietly boosts housing demand, then is housing fragmentation. Yeah, fragmentation. That's a trend that really doesn't get enough attention, and that is the trend, households are fragmenting, meaning more single adults later marriage, like I was talking about in a previous episode. Recently, higher divorce rates, more people living alone and older adults living independently, longer. Each one of those trends increases housing demand without adding any population whatsoever. When two people split up, they often need two housing units instead of one, and if you've got one adult living alone, that is full unit demand right there. So that's why housing demand can rise even when population growth slows or stalls for housing demand. What matters more than births is migration. And another key distinction is that, yes, births matter, but they're on somewhat of this 20 year delay and migration matters immediately, right now. So see, when a working age adult moves, they need housing right away. They typically rent first. They cluster near jobs, and they don't bring housing supply along with them. They've got to get it from someone else. Hopefully you in your rental unit. Keith Weinhold 12:57 This is why migration is such a powerful force in rental markets, and you see me talk about migration on the show, and you see me send you migration maps in our newsletter. It's also why housing pressure shows up unevenly. It gets concentrated around opportunity. If you want to know the future, look at renters. Renters are the leading indicator, not homeowners and not birth rates. See renters create housing demand faster than homeowners, because renters form households earlier. They can do it quickly because they don't need down payments. Renters move more frequently and immigration overwhelmingly starts in rentals, fresh immigrants rarely become homeowners, so even when mortgage rates rise or home purchases slow or affordability headlines get scary, rental demand can stay strong. It's not a mystery, it's demographics. So births surely matter, but only over the long term. It's like how I've shared with you in a previous episode that the US had a lot of births between 1990 and 2010 those two decades, a surge of births more than 4 million every single one of those years during those two decades, with that peak birth year at 2007 but see a bunch of babies being born in 2007 Well, that didn't make housing demand surge, since infants don't buy homes. But if you add, say, 20 years to 2007 when those people start renting, oh, well, that rental demand peaks in 2027 or maybe a little after that, and since the first time, homebuyer age is now 40. If that stays constant, well, then native born homebuyer demand won't peak until 2047 so when it comes to housing demand, the important thing to remember is migration has an immediate effect and births have a delayed effect. Keith Weinhold 15:02 and I'm going to talk more about other nations shortly, but the US has two major migration forces working simultaneously, domestic and international migration. I mean, Americans move a lot, although not as much as they used to, and people move for jobs, for taxes, for weather, for cost of living and for lifestyle. So this creates state level winners and losers, and Metro level housing pressure and rent growth in those destination markets and national population averages totally hide this. So that's domestic migration. And then on the international migration. The US has a long history, hundreds of years now on, just continually attracting working age adults from around the world. This matters immensely, because they arrive ready to work, and they form households quickly. They overwhelmingly rent first. They concentrate in metros, and this props up rental demand before it ever shows up in home prices. And this is why investors often feel the rent pressure first those rising rents. Keith Weinhold 16:17 I've got more straight ahead, including Nigeria versus Europe, and what about the overpopulation straining the environment? If you like, episodes that explain why housing behaves the way it does, rather than just reacting to the headlines. You'll want to be on my free weekly newsletter. I break down demographics, housing, demand, inflation, investor trends and real estate strategy in plain English, often complemented with maps. You can join free at greletter.com that's gre letter.com Keith Weinhold 16:53 mid south homebuyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with the Better Business Bureau and 4000 houses renovated. There is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW mid south enjoy cash flow from day one at mid southhomebuyers.com that's midsouthhomebuyers.com Keith Weinhold 17:54 you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989Yep. Text their freedom coach directly again. 1937795, 1-937-795-8989, Keith Weinhold 19:05 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com Chris Martenson 19:37 this is peak prosperity. Is Chris Martinson. Listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 19:53 Welcome back to get rich Education. I'm your host, Keith Weinhold, and this is episode 590 yes, we're in my Geography wheelhouse today, as I'm talking human geography and demographics with how it relates to housing, while answering our central question today is the world and the US overpopulated or underpopulated? And now that we understand some mechanics here, let's go global. Here's one of the most mind bending stats in all of demographics. Are you ready for this? When you hear this, it's going to have you hitting up chat, GPT, looking it up. It's going to be so astonishing. So jaw dropping. Every year, Nigeria has more births than all of Europe plus all of Russia combined. Would you talk about Willis? Keith Weinhold 20:47 Yeah, yes, you heard that, right? Willis, that's what I'm talking about. Willis. The source of that data is, in fact, from the United Nations. Yes, Nigeria has seven and a half million births every year. Compare that to all of Europe plus Russia combined, they only have about 6.3 million births per year. So you're telling me that today, just one West African nation, and there are 54 nations in Africa. Just one West African nation produces more babies than the entire continent of Europe, with all of its nations plus all of Russia, the largest world nation by area. Yes, that is correct. One country in Africa produces more babies every year than France, Germany, Italy, Spain, the UK, all of Europe, including all the Eastern European nations, and all of Russia combined. This is a demographic reality, and now you probably already know that less developed nations, like Nigeria have higher birth rates than wealthier, more developed ones like France or Switzerland. I mean, that's almost common knowledge, but something that people think about less is that poorer nations also have a larger household size, which sort of makes sense when you think about it. In fact, Nigeria has five persons per household. Spain has two and a half, and the US also has that same level two and a half. That one difference alone explains why population growth and housing demand are completely different stories now, the US had 3.3 people per household in 1950 and it's down to that two and a half today. That means that even if the population stayed the same, the housing demand would rise. And this is evidence of what I talked about before the break, that households are fragmenting within the US. You can probably guess which state has the largest household size due to their Mormon population. It's Utah at 3.1 the smallest is Maine at 2.3 they have an older population. In fact, Maine has America's oldest population. And as you can infer with what you've learned now, the fact that they have just 2.3 people per household means that if their populations were the same. Maine would need more housing units than Utah. By the way, if you're listening closely at times, I have referred to the United States as simply America. Yes, I am American. You are going to run into some people out there that don't like it. When US residents call themselves Americans, they say something like, Hey, you need a geography lesson. America runs from Nunavut all the way down to Argentina. Here's what to tell them. No, look, there are about 200 world nations. There is only one that has the word America in it, that is the United States of America that usually makes them lighten up. That is why I am an American, not a Peruvian or Bolivian, and there's no xenophobic connotation whatsoever. There are more productive things to think about moving on. Why births matter is because births today become future workers, renters, consumers and even migrants. But not evenly. Young populations move toward a few things. They're attracted to capital. They move towards stability. They're attracted to opportunity, and young populations move toward infrastructure. That's not ideology, that's the gravity and the US remains one of the strongest gravity wells on Earth, a big magnet, a big attractant. Now it's sort of interesting. I know a few a People that believe that the world is indeed overpopulated, they often tend to be environmental enthusiasts, and the environment is a concern, for sure, but how big of a concern is it? That's the debatable part. And you know, it's funny, I've run into the same people that think that the world is overpopulated, they seem to lament at school closures. You see more school closures because just there weren't as many children that were born after the global financial crisis. And these people that are afraid we have an overpopulation problem call school closures a sad phenomenon. They think it's sad. Well, if you want a shrinking population, then you're going to see a lot more than just schools close so many with environmental concerns, though. The thing is, is that they seem to discount the fact that humans innovate. More than 200 years ago, Thomas Malthus, he famously failed. He wrote a book, thinking that the global population would exceed what he called his carrying capacity, meaning that we wouldn't be able to feed everybody. He posited that, look, this is a problem. Populations grow exponentially, but food production only grows linearly. But he was wrong, because, due to agricultural innovation, we have got too many calories in most places. Few people thought this many humans could live in the United States, Sonoran and Mojave deserts, that's Phoenix in Las Vegas, respectively. But our ability to recycle and purify water allows millions of people to live there. So my point about running out of resources is that history shows us that humans are a resource ourselves, and we keep finding ways to innovate, or keep finding ways to actually not need that rare earth element or whatever it is now, if the earth warms too much from human related activity, can we cool it off again? And how much of a problem is this? I am not sure, and that goes beyond the scope of our show. But the broader point here is that history shows us that humans keep figuring things out, and that is somewhat of an answer to those questions. The world is not overpopulated, it is unevenly populated. Some regions are young, others are growing, others are capital constrained, and then other regions are aging, shrinking and capital rich. And that very imbalance right there is what fuels migration and fuels labor flows and fuels housing demand in destination countries and the US benefits from this imbalance. Unlike almost anywhere else in the world, it's a demographic magnet. Yes, you do have some smaller ones out there, like Dubai, for example. Keith Weinhold 28:04 But why? Why do we keep attracting immigrants? Well, we've got strong labor markets, capital availability, property rights, economic mobility, and US has existing housing stock. Countries today don't just compete for capital, they're competing for people. In the US keeps attracting working age adults, and that is exactly the demographic that creates housing demand, and this is why long term housing demand in the US is more resilient than a lot of people think. In fact, the US population of about 350 million. This year, it's projected to peak at about 370 million, near 2080 and of course, the big factor that makes that pivot is that level of immigration. So that's why the population projections vary now. The last presidential administration allowed for a lot of immigrants. The current one few immigrants, and the next one, nobody knows. You've got a group called the falconist party that calls for increased legal immigration into the US. Yeah, they want to allow more migrants into the country, but yet they want to enforce illegal immigration. That sounds just like it's spelled, F, A, L, C, O, N, i, s, t, the falconist Party, but the us's magnetic effect to keep driving population growth through immigration is key, because you might already know that 2.1 is the magic number you need a fertility rate of at least 2.1 to maintain a population fertility rate that is the average number of children that a woman is expected to have over her lifetime. And be sure you don't confuse these numbers with the earlier numbers of people per. Per household, like I discussed earlier, although higher fertility rates are usually going to lead to more people per household, India's fertility rate is already down to 2.0 Yes, it is the most populated nation in the world, but since women, on average, only have two children, India is already below replacement fertility. The US and Australia are each at 1.6 Japan is just 1.2 China's is down to 1.0 South Korea's is at an incredibly low seven tenths of one, so 0.7 in South Korea, and then Nigeria's is still more than four. So among all those that I mentioned, only Nigeria is above the replacement rate of 2.1 and most of the nations above that rate are in Africa. Israel is a big outlier at 2.9 you've got others in the Middle East and South Asia that are above replacement rate as well. And when I say things like it's still up there, that whole still thing refers to the fact that there is this tendency worldwide for society to urbanize and have fewer children. For those fertility rates to keep falling. And that's why the future population growth is about which nations attract immigrants, and that is the US. Is huge advantage. Now there's a great way to look at where future births are going to come from. A way to do this is consider your chance of being born on each continent in the year 2100 This is interesting. In the year 2100 a person has a 48% chance of being born in Africa, 38% in South Asia, in the Middle East, 5% South America, 5% in Europe or Russia, 4% in North America, and less than 1% in Australia. Those are the chances of you being born on each of those continents in the year 2100 and that sourced by the UN. Keith Weinhold 32:09 the world population is, as I said earlier, about 8.2 billion, and it's actually expected to peak around the same time that the US population is in the 2080s and that'll be near 10 point 3 billion. All right, so both the world and the US population should rise for another 50 to 60 years. Let's talk about population winners and losers inside the US. I mean, this is where population conversations really become useful for investors, because population doesn't matter nationally that much. It really matters locally, unevenly and sometimes it almost feels unfairly. So let me give you some perspective shifting stats. I think I shared with you when I discussed new New York City Mayor Zoran Manami here on the show a month or two ago, that the New York City Metro Area has over 20 million people, nearly double the combined population of Arizona and Nevada together, yes, just one metro area, the same as Two entire sparsely populated states. So when someone says people are leaving New York I mean that tells you almost nothing, unless you know where they're going. How many are still arriving in New York City to replace those leaving, and how many households are still forming inside that Metro? The household formation so scale matters, however, net, people are not leaving New York. New York City recently had more in migration than any other US Metro. Some states are practically empty. Alaska or take Wyoming. Wyoming has fewer than 600,000 people in the entire state. That's fewer people than a lot of single US cities. That's only about six people per square mile. In Wyoming, that's about the population of one midsize Metro suburb. Now, when someone says the US has plenty of land in a lot of cases, they're right. I mean, just look out the window when you fly over Wyoming or the Dakotas. But people don't really live where land is cheap. They actually don't want to. Most of the time. They live where jobs, incomes and their networks already exist. You know, the wealthy guy that retires to Wyoming and it has a 200 acre ranch is an outlier. There's a reason he can sprawl out and make it 200 acres. There's virtually nobody there. Let's understand too that population loss, that doesn't mean that demand is gone, but it does change the rules, especially when you think about a place like West Virginia. They have lost population in most decades since the 1950s and incredibly, their population is lower today than it was in 1930 we're talking about West Virginia statewide. They have an aging population. West Virginia has an outmigration of young adults. So this doesn't mean that no real estate works in West Virginia, but it means that appreciation stories are fragile. Income matters more than equity. Growth and demographics are a headwind, not a tailwind. That's a very different investment posture than where you usually want to be. It's important to understand that a handful of metros, just a handful, are absorbing massive national growth. And here's something that a lot of investors underestimate. About half of all US, population growth flows into fewer than 15 metro areas, and it's not just New York City, Houston, Miami, but smaller places like Jacksonville, Austin and Raleigh, and that really helps pump their real estate market. So that means demand concentrates, housing pressure intensifies, and rent growth becomes pretty sticky, unless you wildly overbuild for a short period of time like Austin did, and this is why some metros just feel perpetually tight over the long term, and others feel permanently sluggish. Population does not spread evenly. It piles up. In fact, Texas is a great case in point here. Understand that Texas is adding people faster than some entire nations do. Texas alone adds hundreds of 1000s of residents per year in strong cycles. Some years, they do add more people than entire small countries, more than several Midwest states combined. And of course, they don't spread evenly across Texas. They cluster in DFW, Houston, Austin and San Antonio, so pretty much the Texas triangle, and that clustering fact is everything for housing demand, yet at the same time, there are fully 75 Texas counties that are losing population, typically out in West Texas. Then there's Florida. Florida isn't just growing. It's replacing people. Florida's growth. It's not just net positive, it's replacement migration, and it's across all different types and ages. You've got retirees arriving, you've got young workers arriving, you've got young households forming, and you've got seniors aging in place. So this way, among a whole spectrum of ages, you've got demand for rentals, workforce housing, age specific, housing and multifamily all in Florida, and this is why Florida housing demand over the long term is not going to cool off the way that a few skeptics expect. Now, of course, some areas did temporarily overbuild in Florida in the years following the pandemic. Yes, that's led to some temporary Florida home price attrition, but that is going to be absorbed. California did not empty out. It reshuffled now. There were some recent years where California lost net population, but here's what that hides. Some metros lost residents. Others stayed flat. You had some income brackets that left California and others arrived. In fact, California has slight population growth today overall, so housing demand definitely did not vanish. It shifted within the state and then outward to nearby states, and that's how Arizona, Nevada and Texas benefited. But overall, California's population count, really, it's just pretty steady, not declining. Keith Weinhold 39:05 population density. It's that density that predicts rent pressure better than growth rates. Do something really important for real estate investors. Dense metros absorb shocks better. They have less elastic housing supply, and they see faster rent rebounds. Sparse areas have cheaper land and easier supply expansion and weaker rent resilience. So that's why rents snap back faster in dense metros, and oversupply hurts more in spread out to regions. Density matters more than raw growth does. Shrinking states can still have tight housing I mean, some states lose population overall, but yet they still have housing shortages in certain metros, and you'll have tight rental markets near job centers, and you've got strong demand In limited sub markets, even if the state is shrinking. And I think you know this is why the slower growing Northeast and Midwest, they've had the highest home price appreciation in the past two years. There's not enough building there. If your population falls 1% but the available housing falls 2% well, you can totally get into a housing shortage situation, and that bids up real estate prices. And when people look at population charts on the state level, a lot of times, they still get misled. When you buy an investment property, you don't buy a state, you buy a specific market within it, so the United States is not full it is lopsided. The US is not overpopulated. It is heavily clustered. It's unevenly dense, and it's really driven by migration. And perhaps a better way to say it is that the US population is really opportunity concentrated housing demand follows jobs, networks, wages and migration flows. It sure does not follow empty land. And really the investor takeaway is, is that when you hear population stats, don't put too much weight on the question, is the population rising or falling? Although that's something you certainly want to know. Some better questions to ask are, where are households forming? Where are adults moving? Where is supply constrained? And where does income support, rent like those are, what four big questions there, because population alone does not create housing demand. It's households under constraint that do so. Our big arching overall question is the world overpopulated or underpopulated? The answer is neither. The world is unevenly populated. It's unevenly aged, and it's unevenly governed. And for real estate investors, the lesson is simple. You don't invest in population counts, you invest in household formation, age structure, migration and supply constraints. Really, that's a big learning summary for you, that's why housing demand can stay strong even when population growth slows. And once you understand that demographic headlines that seem scary aren't as scary, and they start to be more useful. Why I've wanted to do this overpopulated versus underpopulated episode for you for years. I've really thought about it for years. I really hope that you got something useful out of it. Let's be mindful of the context too. When it comes to the classic Adam Smith economics of supply demand, I've only discussed one side today, largely just the demand side and not the supply side so much that would involve a discussion about building and some more things that supply side. Now that I've helped you ask a better question about population and the future of housing demand, you might wonder where you can get better answers. Well, like I mentioned earlier, I provide a lot of that and help you make sense of it, both right here on this show and with my newsletter, geography is something that's more conducive and meaningful to you visually, that's often done with a map, and that's why my letter at greletter.com will help you more if you enjoy learning through maps, just like we've done every year since 2014 I've got 52 great episodes coming to you this year. If you haven't consider subscribing to the show until next week, I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 2 43:57 Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you Keith Weinhold 44:25 The preceding program was brought to you by your home for wealth, building, get richeducation.com
If Donald Trump makes an endorsement in the Kentucky Senate race, Nate Morris will get it.Elon Musk just dumped a RECORD $10 MILLION into a super PAC backing Nate Morris. With Nate's ties to Trump Jr., JD Vance, Charlie Kirk's endorsement, and now Elon Musk — how can Trump go against all his allies in this race?KY Senate passes a Property Tax Win for Seniors — but when will everyone get the property tax relief we need? How should we fund our government instead?Phone-Down Bill Drama: Senate OKs a new law banning handheld phones while driving... but does it go TOO FAR? Loopholes, safety concerns, and why it might make distracted driving WORSE in some cases. It now heads to the House. Overreach or common sense?Massie Primary Challenge Heating Up: Trump-endorsed Ed Gallrein drops his first TV ad against Rep. Thomas Massie in KY-4.
This time on Code WACK! How does Medicare Advantage - also known as privatized Medicare - fail seniors … especially seniors of color? Why do many seniors find they actually have no other choice than an Advantage plan? What's the consequence of that lack of choice? And how do Medicare Advantage insurance plans actually deepen racial and income disparities? To find out, we spoke with Dr. Belinda McIntosh — an Atlanta-based psychiatrist with more than 20 years of experience, a board member of Physicians for a National Health Program, and co-author of a new PNHP report titled "No Real Choices: How Medicare Advantage Fails Seniors of Color." This is the first episode in a two-part series. Check out the Transcript and Show Notes for more! Keep Code WACK! on the air with a tax-deductible donation at heal-ca.org/donate.
[Housing Wire] Here's why many seniors' homes sell for less. [Justia] Ask a lawyer: Should I sign an heirship release on my dad's house? [RMI] Reverse Market Insight's Market Minute with Jon McCue. Watch our video podcast here!
UAMS Age Wise (by the Arkansas Geriatric Education Collaborative)
Join us in a discussion with Laura Spradley, Outreach Manager with the Arkansas Geriatric Education Collaborative on disaster preparedness tips! There are special considerations when thinking about preparing for disasters and we are here to help keep you and your loved ones safe.Helpful Resources:AGEC Website: https://agec.uams.edu/Online Community Programs: https://patientslearn.uams.edu/agec/Emergency Kit: https://www.ready.gov/kitRed Cross of Arkansas:https://www.redcross.org/local/arkansas.html?srsltid=AfmBOorOSzSfmFRI_YwuSp1Zv24NMhGeqUDP40XyfuYe2yMOS90sMCjC
In this episode of "Next Steps 4 Seniors: Conversations on Aging," host Wendy Jones welcomes Pastor Ben Mae from Oakland Church, Michigan, to discuss the spiritual and emotional challenges of waiting as we age. Drawing from his sermon series, Pastor Ben shares three biblical purposes of waiting, emphasizing its meaning and value in the Christian faith. The conversation explores how waiting can prompt intercessory prayer, encourage rest, and deepen relationships with God and loved ones, offering encouragement and practical insights for seniors navigating seasons of uncertainty and anticipation. Be sure to like and subscribe on your favorite podcast platform so that you never miss an episode. Every week brings two ways to grow: Tuesdays dive into the physical next steps with real-life guidance for seniors and families, and Fridays uplift the heart with spiritual and emotional next steps—encouragement, faith, and hope for the journey ahead. To learn more about Next Steps 4 Seniors, contact us at 248-651-5010 or visit us online at www.nextsteps4seniors.com Find us on YouTube at https://www.youtube.com/@nextsteps4seniors Learn more : https://nextsteps4seniors.com/See omnystudio.com/listener for privacy information.
This is the 4pm All-Local update on Thursday, Jan. 22nd.
In this week's interview, we see the return of Ed Tech 64! Ed has been on the show before, so make sure you check out that interview too if you enjoy this one. Ed has been growing cannabis for over 40 years, and now he is running a weekly grow class for seniors so he can help the older generation learn to grow their own medicine. We chat about his classes, his grows, his new studio, and we talk about AI and the impact it could have on the future too. A great conversation where we bounce around many different topics, as we usually do. I hope you enjoy this one, roll a few fat ones and all that, and don't forget to follow Ed on social media! Do you have any suggestions for guest on the show? Let us know by getting in touch over at Percys, or on our Discord Server!
Send us a textEvents Assistant Layla Diaz joins the show to break down the Arvada Festivals Commission's event lineup for 2026! Included in this episode: Arvada Winterfest on Saturday, Feb. 28 in Olde Town Volunteer with the Arvada Festivals Commission Arvada Kite Festival on Sunday, April 12 at Stenger Sports ComplexHistory of the Arvada Kite Festival videoArvada Summerfest on Saturday, June 6 at Ralston Park Addition Movies Around Town on Friday evenings July through October High Tea for Seniors on Saturday, Aug. 8 at the Apex Community Center News and events: Ralston Creek Trail closure at the Indiana St. underpass New sewer line project at 86th Parkway from Moore to AlkireTennyson sewer line work is complete; Sheridan sewer line project expected to be complete in FebruaryThe Arvada Reservoir is in need of new volunteer Rangers for the 2026 seasonVolunteers are needed for Jefferson County's annual Point-In-Time Count on Jan. 26-27Sign up for Visit Arvada's newsletter for all the best ways to explore ArvadaEmail us at podcast@arvada.org or text us using the link at the top of the show notesVisit us at arvadaco.gov/podcast or email us at podcast@arvada.org.
In this episode of "Next Steps 4 Seniors: Conversations on Aging," host Wendy Jones welcomes Dr. William Fox, a board-certified vascular and interventional specialist, to discuss innovative, minimally invasive procedures for managing joint pain. The conversation highlights the prevalence of joint pain among seniors and the limitations of traditional surgical options. Dr. Fox emphasizes the importance of addressing inflammation rather than just the symptoms, introducing techniques like genicular artery embolization that target the source of pain without the need for major surgery. Throughout the discussion, Dr. Fox shares insights on various conditions such as osteoarthritis, golfer's elbow, and plantar fasciitis, explaining how these issues can be effectively treated with less invasive methods. He also touches on the significance of maintaining muscle mass to support joint health and prevent further deterioration. The episode concludes with practical advice for seniors on staying active and the benefits of exploring alternative treatments before resorting to surgery. _______________________________________________________________________________ Be sure to like and subscribe on your favorite podcast platform so that you never miss an episode. Every week brings two ways to grow: Tuesdays dive into the physical next steps with real-life guidance for seniors and families, and Fridays uplift the heart with spiritual and emotional next steps—encouragement, faith, and hope for the journey ahead. To learn more about Next Steps 4 Seniors, contact us at 248-651-5010 or visit us online at www.nextsteps4seniors.com Find us on YouTube at https://www.youtube.com/@nextsteps4seniors Learn more : https://nextsteps4seniors.com/See omnystudio.com/listener for privacy information.
Dominique, 70 ans, partage son parcours de vie marqué par une obsession pour la minceur et le poids, influencée par le regard des autres et les réflexions sur l'apparence physique de sa mère. Elle exprime son désir de s'accepter telle qu'elle est et de trouver la paix intérieure. Chaque soir, en direct, Caroline Dublanche accueille les auditeurs pour 2h30 d'échanges et de confidences. Pour participer, contactez l'émission au 09 69 39 10 11 (prix d'un appel local) ou sur parlonsnous@rtl.frHébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Jenny, une auditrice de 75 ans, partage son expérience de vie en soulignant l'importance de cultiver des raisons d'être heureuse malgré les difficultés extérieures. Elle évoque également son parcours de perte de poids. Chaque soir, en direct, Caroline Dublanche accueille les auditeurs pour 2h30 d'échanges et de confidences. Pour participer, contactez l'émission au 09 69 39 10 11 (prix d'un appel local) ou sur parlonsnous@rtl.fr. Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
This episode features three seniors from the Wabash College Video Network's live broadcast crew, Myles Bernat '26, Kean Chen '26, and Braiden Foster '26, discussing their experience after just completing oral comprehensive exams, the value-add of fraternity life, and learning while live on-air (Episode 397).
Are you caring for aging parents with pets, or aging with a pet yourself, and hoping it'll all “work out” when something changes? Because the biggest risk usually isn't age, it's waiting for a fall, a hospitalization, or memory issues to force a last-minute pet care scramble.In this episode, Amy Castro is joined by Kathi Miracle of Silver Tsunami Aging Info to talk about seniors and pets, and the pet care plan families avoid, the red flags that a pet's care is slipping, and why “my family will take the pet” isn't a plan unless it's written down and realistic, especially when assisted living or memory care enters the picture.BY THE TIME YOU FINISH LISTENING, YOU'LL DISCOVER:What to decide now, at any age, so your pet doesn't become a last-minute “figure it out” problem laterThe subtle red flags that a pet is starting to lose care quality, even when the person says everything's fineWhy “we'll bring the pet to assisted living” often falls apart fast, and what families need to face before it doesIf you're a senior with a pet, how to protect your independence while still protecting your pet's safetyWhy asking for support early is not giving up, it's the move that keeps you and your pet together longer CONNECT WITH KATHI MIRACLE WEBSITE | mysilversunami.com - contact Kathi with your questions about seniors and petsOTHER RESOURCES MENTIONED IN THIS EPISODE:Pet Parent Hotline Episode on Pet Trusts: "What Happens to Your Pet if You Don't Make It Home?" Support the showExpert Pet Advice for busy pet parents! Love the show? Leave a 5-star review so more pet parents can find us, and share this episode with someone who needs it. Follow:
Welcome back and happy New Year! We hope 2026 has been everything you hoped for thus far and to bring you into the weekend, we have a great show with some of our favorite moments from this past week! To kick it off, we welcome Kyle Clower, the Executive Director of Serve Wisconsin, which oversees both the Wisconsin Chapter of AmeriCorps, but also has information on so many opportunities to volunteer in your community. He discusses the mission of the organization, how AmeriCorps is for people of all ages (yes, Seniors, too!) and how you can be of service on Dr. Martin Luther King, Jr. Day, which is a National Day of Service in this country. Next, it's time for the premiere of a new game here on the show: Take It or Leave It! We introduce Senior Producer Tucker to the world and we try a game where Greg voices his opinion on things, even if he hasn't watched, read or heard of them! Finally, we wrap up the week, international-style with This Shouldn't Be A Thing - Smokin' In The Boys Room Edition. As always, thank you for listening, texting and calling, we couldn't do this without you! Don't forget to download the free Civic Media app and take us wherever you are in the world! Matenaer On Air is a part of the Civic Media radio network and airs weekday mornings from 9-11 across the state. Subscribe to the podcast to be sure not to miss out on a single episode! You can also rate us on your podcast distribution center of choice. It goes a long way!
Stories featured in this episode:DNR Motorcycle Club for Seniors by Mark Soden, Jr. -music by Phog Masheeen - https://phogmasheeen.com/ -read by the author -Supper's Ready by Jean-Paul L. Garnier -music by TSG - https://tsgmusic.bandcamp.com/ -read by the author -theme music by Dain Luscombe -Simultaneous Times is a monthly science fiction podcast produced by Space Cowboy Books in Joshua Tree, CA. -https://www.spacecowboybooks.com -https://ko-fi.com/spacecowboybooks7054
In the second hour, we welcome Kyle Clower, the Executive Director of Serve Wisconsin, which oversees both the Wisconsin Chapter of AmeriCorps, but also has information on so many opportunities to volunteer in your community. He discusses the mission of the organization, how AmeriCorps is for people of all ages (yes, Seniors, too!) and how you can be of service on Dr. Martin Luther King, Jr. Day, which is a National Day of Service in this country. For Audio Sorbet, we highlight a local business in Wisconsin and today with speak with Hellcat Tattoo Co. in Madison! We discuss their history and how they support their neighborhood and community. And we're wrapping it all up today with This Shouldn't Be A Thing - Monkeying Around Edition. As always, thank you for listening, texting and calling, we couldn't do this without you! Don't forget to download the free Civic Media app and take us wherever you are in the world! Matenaer On Air is a part of the Civic Media radio network and airs weekday mornings from 9-11 across the state. Subscribe to the podcast to be sure not to miss out on a single episode! You can also rate us on your podcast distribution center of choice. It goes a long way! Guests: Kyle Clower, Mikayla Thompson
Some seniors in Santa Cruz are opposing a proposed housing development. And, Californians can use a new state website to block hundreds of data brokers.
Every year, Pella Christian students participate in unique classes, career exploration opportunities, and trips for their annual Winterim Experience. Pella Christian seniors Garrett Wielard and Julia Shmalcs spent their Winterim working at KNIA/KRLS Radio last week. Garrett
In this episode of Next Steps 4 Seniors, host Wendy Jones discusses the challenges faced by seniors as they navigate aging and the importance of addressing both physical and spiritual needs. She emphasizes the significance of understanding life’s final steps, the necessity of forgiveness, and the path to salvation through faith in Jesus Christ. Wendy encourages listeners to consider their spiritual journey and the reality of heaven, urging them to take the necessary steps to ensure eternal life. Please subscribe, follow, and share with others who need Jesus our Savior of the world. Thanks for tuning into Next Steps 4 Seniors conversations on aging. Learn more : https://nextsteps4seniors.com/See omnystudio.com/listener for privacy information.
This week on Around the ACL, Meesh, Trey, and Jake break down all the action from Signature #1, where the 2026 season officially kicked off in a big way. We start with a recap of Pro Doubles, highlighting Ryan Wiedenfeld & Chris Roybal's standout run, before diving into Singles where Mark Richards once again proved why he's the standard everyone is chasing. We also cover championship performances across Women's, Seniors, and Juniors, including Kamryn Belvin, Matt Guy, and Gabriel Clauson, and wrap things up with a look at the next generation of talent in the High School and College divisions. From future stars to seasoned champions, Signature #1 gave us our first clear look at what this season could become.
In this episode, we talk with Mary Bernuth, a psychotherapist who became the co-founder of Pharos Brands, a growing hemp beverage company. Mary shares how working with people who struggled with alcohol made her want to build a safer, low-dose THC drink. Her story shows how one business owner saw a real problem and created a simple, helpful product to solve it.We explore how the hemp drink market is growing, why seniors like gentle THC drinks, and how to educate distributors on this new category. Mary breaks down the business side of co-packing, testing, quality control, and how the three-tier system works in beverages. She also explains how the new hemp policy changes are pushing companies to work together and speak with one clear message.Mary closes by sharing what business owners should watch for in 2026, from rising demand to new education programs for older adults. She explains the risks for farmers, brands, and the supply chain if the rules shift toward a ban instead of smart regulation. And she shows why she believes hemp drinks can open doors for the whole cannabis industry and help more people discover safer, better ways to socialize.
116. Psychedelics and Aging: Meaning in Later LifeAn educational conversation on psychedelics and aging, exploring meaning-making, grief, safety, and integration through lived experience and research.Episode SummaryWhat happens when psychedelic experiences arrive later in life—after careers, caregiving, grief, and loss have already shaped the nervous system? In this episode, April Pride sits down with journalist and author Abbie Rosner to explore psychedelics and aging through the lens of elderhood, meaning-making, and maturity. Rather than framing psychedelics as a return to youth, this conversation looks at how these experiences can land differently for older adults—bringing reflection, perspective, and emotional capacity rather than novelty or intensity. Together, April and Abbie discuss research on end-of-life anxiety, lived experiences of grief and joy, and why preparation, support, and integration matter more than peak experiences. This episode offers a grounded, harm-reduction–oriented exploration of what psychedelics may offer later in life—without hype, pressure, or promises.
Steve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
This Sunday we got to hear from our Seniors' Pastor, Mark Webster. He came from the book of Philippians with the title "Not Your Plan, but God's Plan". Get your Bibles out and pens ready to take notes, this message will encourage you to trust in Jesus and keep pressing forward.Pastor Herb Hartso III, head pastor of Antioch Bible Churchinvites you to join us in person. You belong here.
Many people dream of moving to a different country, either for something new, a lower cost of living, politics, or because they just want to live somewhere else.Our guest today, Jen Barnett of Expatsi, helps people through the adjustment period, bureaucracy, paperwork, language barriers, safety concerns and healthcare access. Brought to you by NEXTVillageSF.orgNEXT Village SF is a neighborhood nonprofit providing services and support that empowers members to live independently. Contact them at (415) 888-2868
We often avoid end-of-life talks because we don't want to "upset" anyone. It's normal to feel stuck, but avoidance often leaves a mess for the people we love most. In our latest episode, we're breaking down how to "come in sideways," choose the right moments, and keep these conversations soft and present.
What did you think? Text us by clicking here! We are unable to reply on this app, so include phone # or email address.Scammers have grown increasingly sophisticated, and their schemes can target anyone, whether a ninety-two-year-old widow or someone with a PhD. After a scam, victims are often left confused and unsure of what to do next. How should someone respond when they realize they've been scammed? And what role should the church, specifically deacons, play in helping those affected?In this episode of The Reformed Deacon, Tim Hopper, a deacon at Shiloh Presbyterian Church in North Carolina, speaks with John McCann, a seasoned police officer with expertise in financial crimes, and Evan Strickland, a cybersecurity professional with nearly twenty years of experience.Listen in as they discuss common scams, practical steps for prevention, and how the church can care wisely and compassionately for those who have fallen victim.Referenced in this episode:Visa Freud Report: https://www.visaacceptance.com/en-us/insights/fraud-report.htmlFBI Holiday Scam Reminders: https://www.fbi.gov/how-we-can-help-you/scams-and-safety/common-frauds-and-scams/holiday-scamsFree site free website to check whether an email address has appeared in known data breaches: https://haveibeenpwned.com/ You can find all of our episodes at thereformeddeacon.org. Make sure to follow us on your favorite podcast player, so you don't miss an episode. Follow us on Facebook and Instagram for giveaways and more information. Find other resources on OPCCDM.org. Make sure to send us some feedback on your podcast player or ask a diaconal question by going to OPCCDM.org.
As we age, the complexities of love and intimacy evolve, often leading to challenges that can impact our relationships. In this episode of “Sex Advice for Seniors,” I engaged in a candid conversation with clinical psychologist Dr. Karen Stewart, exploring the intersection of mental health, retirement, and sexual relationships among older adults. One of the key themes we discussed was the profound effect of mental health on sexual relationships, particularly for men in later life. Dr. Stewart pointed out that many older adults experience a crisis of identity after retirement. For instance, men who have defined themselves by their careers may struggle with feelings of depression and aimlessness post-retirement. This shift can lead to challenges in intimacy, as depression can diminish sexual desire. Dr. Stewart emphasised that it's difficult to engage in a fulfilling sex life when one is battling feelings of inadequacy or sadness.Ageing is a complex journey that affects our relationships in profound ways. As Dr. Stewart highlighted, understanding the interplay between mental health, medication, and intimacy is vital for older adults. Open communication, empathy, and a willingness to explore new forms of intimacy can help partners navigate the challenges that arise as they age together. By fostering understanding and connection, couples can maintain vibrant, fulfilling relationships well into their later years.Unlock even more pleasure, clarity, and confidence in your intimate life by becoming a paid subscriber. You'll gain full access to every weekly blog, the complete archive of 150+ expert-led podcasts, the private chat room for candid Q&A, and my 32‑page guide Sex Toys and Supplements for Thriving in Later Life. If you're ready to deepen your knowledge, explore new possibilities, and feel fully supported on your journey, upgrade today only £6.99/month or £49.99/year. Get full access to Sex Advice for Seniors at www.sexadviceforseniors.com/subscribe
The latest North State and California news on our airwaves for Tuesday, December 30, 2025.
In this episode of "Next Steps 4 Seniors: Conversation on Aging," host Wendy Jones and guest Pastor Lorenzo Sewell from 180 Church in Detroit discuss the emotional complexities of aging during the holiday season. They emphasize the importance of forgiveness, letting go of regrets, and the joy of giving. Pastor Sewell shares personal stories and encourages listeners to reflect on their relationships and cherish memories of loved ones. The episode highlights the significance of community, connection, and spiritual reflection, urging listeners to embrace the holiday season with an open heart and to find fulfillment in acts of kindness and generosity. Have questions or suggestions? Call 248-651-5010 or email hello@nextsteps4seniors.com. For podcast topics or sponsorship opportunities, contact marketing@nextsteps4seniors.com. Don’t forget to subscribe, follow, and share on your favorite podcast platform. Visit NextSteps4Seniors.com to learn more and explore additional resources. Let’s take the next steps together! Introduction to the Podcast (00:00:00)Wendy introduces the podcast and its purpose to help seniors with resources and information. Season of Giving (00:00:31)Wendy discusses how aging prompts reflections on life, forgiveness, and regrets during the holiday season. Welcoming Pastor Lorenzo Sewell (00:01:18)Pastor Sewell is introduced, highlighting his role and understanding of the emotional aspects of aging. Importance of Letting Go (00:01:53)Pastor Sewell emphasizes the need to let go of unforgiveness and regret during the season of giving. Maturity and Reflections on Life (00:02:30)Wendy and Pastor Sewell discuss how aging brings deeper reflections on life and relationships. Dealing with Loss During the Holidays (00:03:19)Pastor Sewell shares personal experiences of loss and encourages listeners to find comfort in God's presence. Giving Grace to Oneself (00:03:44)The speakers discuss the importance of forgiving oneself and recognizing imperfections in life. Encouragement to Reach Out (00:04:24)Wendy encourages listeners to mend relationships by reaching out and apologizing to those they’ve hurt. Emotional Gifts of the Season (00:05:16)Pastor Sewell highlights giving emotional support, love, and forgiveness as vital gifts during the holidays. Maximizing Moments (00:06:15)Pastor Sewell reflects on living with joy and giving selflessly without expecting anything in return. Sacrificial Giving (00:07:23)The speakers discuss the significance of giving sacrificially and helping those in need. Coping with Heartache (00:08:15)Wendy addresses listeners dealing with loss and encourages focusing on positive memories. Finding Joy in Helping Others (00:10:15)Wendy suggests that helping others can bring joy and alleviate feelings of loneliness. Returning to Conversations on Aging (00:11:57)Wendy welcomes listeners back and emphasizes the importance of deeper conversations about aging. Forgiveness and the Afterlife (00:13:05)Wendy shares the importance of forgiveness and spiritual beliefs at the end of life. Historical Context of Jesus' Birth (00:13:31)Pastor Sewell discusses the prophetic details surrounding the birth of Jesus. Personal Transformation Through Faith (00:15:38)Pastor Sewell shares his personal story of transformation and the power of faith in changing lives. Encouragement to Seek a Relationship with God (00:16:52)Pastor Sewell invites listeners to consider a relationship with God as the ultimate gift this season. Understanding Pain and Loss (00:17:48)Pastor Sewell shares personal experiences of loss and questions about faith during difficult times. The Story of Job (00:18:35)Discussion on Job’s suffering and the belief that God has a purpose behind pain. God's Promise of Restoration (00:19:30)Encouragement that God will provide healing and restoration for past troubles if one believes. Prayer for Healing (00:20:15)Pastor Sewell leads a prayer to fill the void and pain for listeners. Embracing Love and Hope (00:21:06)Wendy emphasizes the importance of love and hope during the holiday season and encourages sharing. Community and Support (00:22:12)A reminder that we are not alone in our struggles and the importance of supporting one another. Call to Action (00:22:40)Listeners are encouraged to reach out, connect, and make a difference in others' lives.Learn more : https://nextsteps4seniors.com/See omnystudio.com/listener for privacy information.
On the latest episode of the "Your Health" Podcast: Falls are a leading cause of injury for older adults, but a program through Purdue Extension is helping seniors stay on their feet and confident. Kelsie Jo Muller, Human Development and Family Science Extension Specialist, shares more about the program called “A Matter of Balance” that's designed to reduce the fear of falling while improving balance, strength, and mobility.
Conscious Caregiving with L & L is "Tackling the Tough Conversations." The topic of this episode is "Holiday Traditions & Seniors" featuring hosts Lori La Bey and Lance A. Slatton. About Lori La Bey: Lori La Bey is the founder of Alzheimer's Speaks and is co-founder of Dementia Map global resource directory and the co-host of Conscious Caregiving with L & L. Lori's mother who lived with dementia for 30 years. Her goal has always been to shift dementia care from crisis to comfort around the world. She offers a variety of free resources to educate, empower, connect, and decrease stigmas; helping families and professionals live graciously alongside dementia. Lori is an international speaker known for her multiple platforms and training programs. About Lance A. Slatton - known as "The Senior Care Influencer"": Known as "The Senior Care Influencer" Lance is a Writer, Author, Influencer, and Healthcare professional with over 20 years in the healthcare industry. Lance A. Slatton is a senior case manager at Enriched Life Home Care Services in Livonia, MI. He is also host of the award winning podcast & YouTube channel All Home Care Matters and Co-Host of Conscious Caregiving with L & L with Lori La Bey along with The Care Advocates and The Caregiver's Journal. Lance's book, "The All Home Care Matters Official Family Caregivers' Guide" was the recent recipient of the 2024 International Impact Book Awards. Connect with Lori La Bey: Official Website: https://alzheimersspeaks.com/ Official Dementia Map Website: https://www.dementiamap.com/ Connect with Lance A. Slatton - "The Senior Care Influencer": Official Website: https://www.lanceaslatton.com Official Website for All Home Care Matters: https://www.allhomecarematters.com Lance A. Slatton and Lori La Bey Co-Host and Produce Conscious Caregiving with L & L. Visit their website at: https://consciouscaregivingll.com/ To learn more about Lance A. Slatton and Lori La Bey you can visit their websites.
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durée : 00:28:58 - Les Pieds sur terre - par : Sonia Kronlund, Jérôme Sandlarz - Reportage à Aubervilliers, auprès des membres de la chorale des séniors "La clef des champs" d'Aubervilliers. Ils sont réunis aujourd'hui pour un goûter de Noël. Par Jérôme Sandlarz. - réalisation : Laurent Paulré, Doria Zénine
The Tech talk to have with family over the holidays. We dive into why tracking passwords and setting up two-step authentication safely is a must—especially for seniors and elderly users. Plus we have hunting news of a rare pheasant. Join radio hosts Rebecca Wanner aka ‘BEC' and Jeff ‘Tigger' Erhardt (Tigger & BEC) with the latest in Outdoors & Western Lifestyle News! Rare White Pheasant Harvested in North Dakota According to KFYR TV, a Minot, North Dakota hunter harvested a rare white Pheasant south of the city on December 7, 2025. 37-year-old Eric Henke of Minot first saw the bird a few years ago on his family farm. A couple weeks ago, he and six others, plus four dogs, went out for a pheasant hunt. The group flushed the bird, and it flew into some brush. It was flushed again about 10 yards from Henke. With a pull of the trigger from his Benelli Super Black Eagle II 12 gauge, the bird dropped and ran, thankful to have one of the dogs retrieve it for him. Henke is now having the bird mounted by Dakota Taxidermy in Bismarck, North Dakota. In addition to being a rare white pheasant, it also had magnificent tail feathers that measured to about 22.5 inches long. Congrats Eric Henke! The Importance of Tracking Passwords and Two-Step Authentication for Seniors and Families Why Password Management Is More Important Than Ever In today's digital world, almost every essential service requires a password—banking, medical portals, email, social security accounts, utilities, and even prescription refills. For elderly and older adults, managing multiple passwords can quickly become overwhelming. Forgotten passwords, locked accounts, and inaccessible phones can lead to stress, financial risk, and complete loss of access to critical services. Common Problems Seniors Face: Forgotten passwords or PINs Locked accounts due to failed login attempts Smartphones breaking, updating, or resetting Two-step authentication codes sent to unavailable devices Difficulty remembering complex security rules Without a proper system in place, a simple phone update can become a major crisis. What Is Two-Step Authentication (2FA) — and Why It Can Be Risky Without Backup Two-step authentication (also called 2FA or multi-factor authentication) adds an extra layer of security by requiring: Something you know (password) Something you have (phone, text message, authentication app) While 2FA improves security, it can lock users out permanently if: The phone is lost or broken The phone number changes The device updates or resets The authentication app is deleted This is especially dangerous for seniors who rely on one single smartphone. How to Set Up Two-Step Authentication the Right Way (Senior-Friendly) To avoid lockouts, seniors and families should always set up backup access options. Best Practices: Save backup recovery codes on paper and digitally Add a trusted family member's email or phone number Use authentication apps that allow device recovery Avoid using only SMS codes when possible Tip: Print recovery codes and store them in a safe, labeled folder at home. Final Checklist for Seniors and Caregivers Track all passwords in one secure place Set up 2FA with backup recovery options Share access with trusted family members Store printed recovery information safely Review passwords yearly or after major updates Final Thought - A broken phone or forgotten password should never mean losing access to your life. OUTDOORS FIELD REPORTS & COMMENTS We want to hear from you! If you have any questions, comments, or stories to share about bighorn sheep, outdoor adventures, or wildlife conservation, don't hesitate to reach out. Call or text us at 305-900-BEND (305-900-2363), or send an email to BendRadioShow@gmail.com. Stay connected by following us on social media at Facebook/Instagram @thebendshow or by subscribing to The Bend Show on YouTube. Visit our website at TheBendShow.com for more exciting content and updates! https://thebendshow.com/ https://www.facebook.com/thebendshow WESTERN LIFESTYLE & THE OUTDOORS Jeff ‘Tigger' Erhardt & Rebecca ‘BEC' Wanner are passionate news broadcasters who represent the working ranch world, rodeo, and the Western way of life. They are also staunch advocates for the outdoors and wildlife conservation. As outdoorsmen themselves, Tigger and BEC provide valuable insight and education to hunters, adventurers, ranchers, and anyone interested in agriculture and conservation. With a shared love for the outdoors, Tigger & BEC are committed to bringing high-quality beef and wild game from the field to your table. They understand the importance of sharing meals with family, cooking the fruits of your labor, and making memories in the great outdoors. Through their work, they aim to educate and inspire those who appreciate God's Country and life on the land. United by a common mission, Tigger & BEC offer a glimpse into the life beyond the beaten path and down dirt roads. They're here to share knowledge, answer your questions, and join you in your own success story. Adventure awaits around the bend. With The Outdoors, the Western Heritage, Rural America, and Wildlife Conservation at the forefront, Tigger and BEC live this lifestyle every day. To learn more about Tigger & BEC's journey and their passion for the outdoors, visit TiggerandBEC.com. https://tiggerandbec.com/
Today - This weekend, the Delivering Smiles Campaign brought holiday warmth, laughter, and heartfelt community spirit to seniors in Douglas and Bisbee.Support the show: https://www.myheraldreview.com/site/forms/subscription_services/See omnystudio.com/listener for privacy information.
Conscious Caregiving with L & L is "Tackling the Tough Conversations." The topic of this episode is "Holiday Gifts for Seniors" featuring hosts Lori La Bey and Lance A. Slatton. About Lori La Bey: Lori La Bey is the founder of Alzheimer's Speaks and is co-founder of Dementia Map global resource directory and the co-host of Conscious Caregiving with L & L. Lori's mother who lived with dementia for 30 years. Her goal has always been to shift dementia care from crisis to comfort around the world. She offers a variety of free resources to educate, empower, connect, and decrease stigmas; helping families and professionals live graciously alongside dementia. Lori is an international speaker known for her multiple platforms and training programs. Connect with Lori La Bey: Official Website: https://alzheimersspeaks.com/ Official Dementia Map Website: https://www.dementiamap.com/ About Lance A. Slatton - known as "The Senior Care Influencer"": Known as "The Senior Care Influencer" Lance is a Writer, Author, Influencer, and Healthcare professional with over 20 years in the healthcare industry. Lance A. Slatton is a senior case manager at Enriched Life Home Care Services in Livonia, MI. He is also host of the award winning podcast & YouTube channel All Home Care Matters and Co-Host of Conscious Caregiving with L & L with Lori La Bey along with The Care Advocates and The Caregiver's Journal. Lance's book, "The All Home Care Matters Official Family Caregivers' Guide" was the recent recipient of the 2024 International Impact Book Awards. Connect with Lance A. Slatton - "The Senior Care Influencer": Official Website: https://www.lanceaslatton.com Official Website for All Home Care Matters: https://www.allhomecarematters.com Lance A. Slatton and Lori La Bey Co-Host and Produce Conscious Caregiving with L & L. Visit their website at: https://consciouscaregivingll.com/