Podcasts about Evanston

Regular listeners to Unstoppable Mindset have heard me talk about a program called Podapalooza. This event takes place four times a year and is attended by podcasters, people who want to be podcasters and people who want to be interviewed by podcasters. Featured podcasters such as I get to talk with a number of people who sign up to be interviewed by us specifically.   This past Podapalooza saw me get to meet our guest this time, Susan Janzen. Susan wasn't even on of my original matches at Podapalooza, but she and I met and she told me she wanted both to be on Unstoppable Mindset and for me to come on her podcast, “Living & Loving Each Day”. Well, part one has happened. Susan has come on Unstoppable Mindset, and what a remarkable and unstoppable person she is.   Throughout her life she has been a professional singer and recording artist, a special education teacher, a realtor, now a life coach and she, along with her husband Henry, Susan has authored two books.   Make no mistake, Susan has performed all these life experiences well. She has been a singer for more than 30 years and still rehearses with a big band. She was a substitute special education teacher for six years and then decided to switch from teaching to selling real estate to help bring accessible housing to Alberta Canada.   Susan, as you will discover, is quite an inspiration by any standard. I look forward to receiving your comments and observations after you hear this episode. I am sure you will agree that Susan is quite Unstoppable and she will help you see that you too are more unstoppable than you think.       About the Guest:   Susan is an inspiring professional whose achievements span multiple fields. As a professional singer and recording artist, she enchanted audiences across North America. Her legacy as Edmonton's first Klondike Kate includes captivating performances from Las Vegas to the Alberta Pavilion during Expo 1987. Her versatility shines through her educational pursuits, earning a Bachelor of Education and influencing lives as a Special Education teacher. Alongside her husband, Dr. Henry Janzen, Susan co-authored two Amazon Best Sellers, further cementing her creative impact. Empowering Lives Through Coaching and Music Today, Susan combines her passions: Performs with the Trocadero Orchestra, a 17-piece Big Band. Empowers others as a Certified Happy for No Reason Trainer and Jay Shetty Life Coach. Hosts her podcast, Living & Loving Each Day Bridging Barriers sharing powerful stories of overcoming challenges.   Ways to connect Susan:   https://www.facebook.com/home.php https://www.youtube.com/@SusanJanzen www.linkedin.com/in/susan-janzen-b-ed-5940988 https://www.instagram.com/livingnlovingbridgingbarriers/   About the Host:   Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog.   Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards.   https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/   accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/   https://www.facebook.com/accessibe/       Thanks for listening!   Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below!   Subscribe to the podcast   If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset .   Leave us an Apple Podcasts review   Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.       Transcription Notes:   Michael Hingson ** 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us.   Michael Hingson ** 01:20 Well, hi everyone. I am your host, Mike hingson, and you are listening to unstoppable mindset podcast, unstoppable mindset where inclusion, diversity and the unexpected meet, and that's always so much fun. So we do some, we do sometimes talk about inclusion, and we do talk about diversity, and we talk about inclusion first, because diversity usually leaves out disabilities, but in this case, we we like inclusion because we won't let anyone leave out disabilities if they're going to talk about being inclusive. So there you go. But anyway, even more important than that is the unexpected, which is anything that doesn't have anything to do with diversity or inclusion, our guest today kind of has a little bit to do with all of that stuff. Susan Janzen is our guest. I'm assuming I'm pronouncing that right, perfectly, right? Yes, perfect. And Susan is up in Edmonton, Canada, and I met Susan a couple of weeks ago because both of us participated in the patapalooza program. Patapalooza, for those of you who may be listening to this on a regular basis, patapalooza is a program that happens four times a year where people come on who want to be podcasters, who are podcasters, or who want to be interviewed by podcasters. And we all kind of get together and we talk, and we listen to some lectures, and a bunch of us go off into breakout rooms and we get to chat with people. And when I was being scheduled, Susan was not one of the people who, in fact, got scheduled with me, but she came into the room and she said, I want to talk to you. And so there we are. And so Susan, welcome to unstoppable mindset where we can talk.   Susan Janzen ** 03:12 Well, so glad and so glad to be in a room with you here on my screen. This is great. Oh, it's fun.   Michael Hingson ** 03:18 My door is closed so my cat won't come in and bug me, because every so often she comes in and and what she wants is me to go pet her while she eats, but I'm not going to let her do that while the podcast is going on. So there you go. But anyway, it's good to be here, and I'm glad that you're here with us, and I understand that it's kind of nice and crisp and chilly where you are right now. No surprise, we are much more weak,   Susan Janzen ** 03:45 yeah, much warmer. There we had in Alberta. We're always in Edmonton, Alberta. We're called the sunny province because it's doesn't matter how cold it gets. We always have blue cumulus clouds and beautiful blue sky   Michael Hingson ** 04:00 and so. And today you have and today it's my cold.   Susan Janzen ** 04:04 It's, well, it's minus 10 with a skiff of snow. But you know what? Minus 10 here is? Actually, that's kind of my prerequisite for skiing, like, if it's minus 10 or warmer, I'm good, because I'm not a very good added skier. That's why   Michael Hingson ** 04:20 my brother in law used to ski on a regular basis. He in fact, used to take trips and take tours and and allow people to hire him as their tour guide to go over to France to do off peace school in the else. And he is also a cabinet maker and general contractor, and Gary's philosophy always is everything stops in the winter when there is an opportunity to ski. So   Susan Janzen ** 04:50 that would be a beautiful wouldn't that be there? Like the perfect job to probably be a golf pro in the summer in a ski tour? Third guide in the winter. Well,   Michael Hingson ** 05:01 he he was a, he was a contractor in the summer. Now he's doing more contracting all year round. He still skis, but he's not a certified mountain ski guide in France anymore. I think, I assume that kind of runs out after a while, but he hasn't really taken people on trips there for a while. But anyway, we're really glad you're here. I would love to start by maybe you telling us a little bit about the early Susan, growing up and all that well,   05:27 with the early Susan, that sounds great. Sure,   Susan Janzen ** 05:28 let's do   05:30 it that was a long,   Michael Hingson ** 05:32 long time ago in a galaxy far, far away. But let's do it anyway, exactly,   Susan Janzen ** 05:36 exactly. So way back in the day I was, I was actually my history is, is from I had a mother who was a singer, and she and I, I'm also professional singer, but she, she was my influence when I was younger, but when I was born, it was out those terminology at that time was called out of wedlock. Oh my gosh, you know, so bad. And so she was a single mom, and raised me as a very determined and and stubborn girl, and we had our traumas, like we went through a lot of things together, but we survived, and we're and we're, you know, all the things that I went through, I was on in foster care for a little while, and I kind of did a whole bunch of different things as a kid, and went on my own When I was 15. So I left home when I was 15, so I figured I'd be on my own. I figured I was mature enough to just go on my own, right like that made was made total sense and perfect sense to me at the time, and now I realize how young 15 is, but but finished high school and went to on the road and was a singer for like, over 25 years. That's better that. And, yeah. And so that's what I that was kind of like the childhood part of me. And that's, I think, what's putting me into all these play. I was in a convent for a while with   Michael Hingson ** 06:54 honey, and so you, you went off and you sang, you said, for 25 years, yes,   Susan Janzen ** 07:01 and I'm still singing. I'm still singing. That was Yeah.   Michael Hingson ** 07:06 And I was reading that you sing with a seven piece, 17 piece, Big Band orchestra. I do.   Susan Janzen ** 07:12 It's called a Trocadero orchestra. It's so it's the whole horn section, the the rhythm section. It's so much fun, I can't tell you, so I we do that. We don't gig a lot because a lot of people don't want to put out the money for an ATP spend. But we do rehearse a lot, and we do the big, big events in the city. It's really fun. What kind of music? So big bands, so 40s, yes, and so all the Oh, exactly. We can do the Latin stuff I sing that's in mucho the same mucho is one of my songs. And I do, you know, there's so many, like, so many really good songs, but they're older songs that kind of the Frank Sinatra kind of era songs, all the big band stuff. I've   Michael Hingson ** 07:56 always thought that Bing Crosby was a better singer than Frank Sinatra. That's gonna probably cause some controversy. But why that?   Susan Janzen ** 08:04 I wonder. But you know what big, big Crosby was a little bit before, and then Frank Sinatra was called the crooner, and I think it was because of his blue eyes and how he looked. I think he took on a different persona. I think that's why I think it was more the singer than more the singer than the music. Maybe you think, I don't know. I   Michael Hingson ** 08:25 haven't figured that out, because Bing Crosby was, was definitely in the 40s. Especially, was a more well known, and I think loved singer than Frank. But by the same token, Frank Sinatra outlive Bing Crosby. So, you know, who knows, but I like being Crosby, and I like his music, and I like some Frank Sinatra music as well. I mean, I'm not against Frank Sinatra, yeah. I think, personally, the best male singer of all time. Yes, still, Nat King Cole   Susan Janzen ** 09:00 Oh, and I do? I do the dot I do orange colored sky neck and Cole's daughter, yeah, this one on my brain. Her name Natalie Cole, exactly. Yeah. But Nat King Cole was a really good singer, so I do agree with you in that. And we do some that can cool stuff. I do a lot of Ella Fitzgerald too, as well.   Michael Hingson ** 09:24 Yeah. Well, I, I've always liked and just felt Nat King Cole was the best of now, female singers, probably, again, a lot of people would disagree, but I really think that Barbara Streisand is, oh, there is.   Susan Janzen ** 09:37 I love her. Yeah, yeah, I did. I actually, I did an album. In the 719, 78 I recorded an album, and the main song on there was evergreen by Barbra Streisand. I   Michael Hingson ** 09:48 love that tune. Yeah, I was. I just have always liked Barbara Streisand. One of my favorite albums is Barbara Streisand at the forum. She James Taylor. And I forget who the third person was. Did a fundraiser for George McGovern in 1972 and I just always thought that that was Barbara's Best Album.   Susan Janzen ** 10:10 Ah, so such a voice. I mean, she could see anything. Yeah. Beautiful voice, yeah, I agree. I agree. Well, we're on the same page, yeah.   Michael Hingson ** 10:19 Well, that's pretty cool. But so you, you grew up, you sang and and then what happened to you, or what did you do? What, what else occurred in your life that we should know about?   Susan Janzen ** 10:31 Oh, there's so many things. So then I, yeah, I know it's crazy. So I grew up, I think I still, I'm not quite there yet. I'm still growing. And then I when at 18, I got married, and I went on the road with a guitar player, and for 10 years, and then we had two kids. And then after five more years on the road, I actually got a divorce. And so I was six years as a single mom with two babies. The kids were, like, 11 months apart. They were really close. And so then that's when I did all my bigger gigs here in Edmonton, though, those are the like. I was hired as the first ever local Klondike Kate in Edmonton, Alberta. We have Klondike. We used to have Klondike games as our major summer fair, and it was a really big deal. It's kind of like the Calgary Stampede we had the Edmonton on Lake Bay, and so I was the representative of the city of Edmonton for two years. And I actually did it my first year. They made me audition for my second year. So I won it the second year. So I was the first ever two years in a row. And I represented the city all over North America. Actually, I sang, I met Muhammad Ali, I met some really great people, and I sang with Baba patola, did some commercials with him, went down to Vegas and played one of his stages. So I did a lot of really fun things in those two years, and convert a lot of commercials and a lot of telethons. So that was really fun. And then, and then, when that was over, that's when I got remarried to a wonderful man, and he was at University of Alberta, and he was a professor in psychology, education, psychology and so and I'm happy to say that we're just celebrated last week our 36th wedding anniversary. That's how old I am. Michael, congratulations.   Michael Hingson ** 12:18 Well, my wife, my wife and I were married for 40 years, and she passed in November of 2022, so, oh, so I I know what it's like to be married for a long time. I loved it. Love it. Still wonderful memories. It's unfortunate that all too many people don't ever get to have the joy of being married for such a long time. Yes,   Susan Janzen ** 12:43 and happily married, right? Like happily married? Yeah, that's the cavid.   Michael Hingson ** 12:50 Yeah. It's important to to acknowledge the happiness part of it. And I've got 40 years of memories that will never go away, which is great.   Susan Janzen ** 12:58 Nobody can take that away from you, that is for sure. They can't take that away from me. Don't take that away from me. That's   Michael Hingson ** 13:06 right, exactly. So that's that's pretty cool. So you do a lot of rehearsing and a lot of singing. What else do you do in the world today? So also   Susan Janzen ** 13:15 in the world today, I am, and I have been since 2003 I'm a residential real estate expert, so I'm a realtor, and I deal specifically with accessible and barrier free homes. So that's kind of my I was a special ed teacher. Actually, I should squeeze that in there for six years I was, I got my degree in education and with a special ed teacher in secondary ed. So all my kids were junior and senior high. And then when I came out of that, I took up the after I was teaching. I took real estate license, and I got it and I I just felt like I understood anybody with mobility challenges and with any other challenges. And so I took that extra time that is needed and necessary to to help them find homes and to sell.   Susan Janzen ** 14:02 What got you started down that road   Susan Janzen ** 14:05 at the time, I was teaching for six years, and when in Edmonton, I don't know why it was just here. So I was 2003 when I quit. So I had been teaching from the late 1990s and it was like I was subbing, but I was not getting a full time position in that and my Evanston public school board said your your file is glowing. We just don't have any spots for you. So I think it was a government funding issue. And so I ended up just thinking, I don't want to sub forever. I want to get my own classroom, and I want to have my own and I would, I would teach for six months at a time in a school. So it wasn't like I was jumping around crazy but, but I want, really wanted my own classroom. And so when that wasn't happening after six years, I thought I'm going to write the real estate license exam, and if I pass it the first time, that was my Gage, because no, they say the word was that you don't pass it the first time. Everyone has to write it to a. Three times before they pass my rule. For my own ruler for me was to say, if I take the exam, pass it the first time, I will make that move. And that's what happened so and then I just took up with accessible, barrier free homes and that specialty. So   Michael Hingson ** 15:17 was there any specific motivation that caused you to really deal with accessibility and accessible homes and so on.   Susan Janzen ** 15:25 Yes, and at the time, and just actually, my mom had been in a walker and on oxygen. I had quite a few friends who had mobility issues. And then just shortly after that, when I was a realtor already, and my daughter had a baby, and her baby at eight weeks old had a near SIDS incident. So she was eight weeks old, and Candace went to do the dishes one night at nine o'clock at night, and came back and calea is her daughter's name, and she was like blue in the crib. She was she had to be revived. So that was terrifying for all of us, and so it was wonderful news that she did survive, but she had occipital and parietal damage, so she has cortical vision impairment and also cerebral palsy, but she's she's thriving and loving it, and so that actually kind of Got me even doing more accessible homes, because now I'm a grand ambassador, and what's that called when you get out on the street and yell at people for parking in handicap stalls? What is that smart person? A smart person, and I was just passionate about that. I wanted to fix things and to try to make things easier for people as they should be, without having to ask in the first place. So yeah, so that's kind of the other reason I stuck to the that that area in real estate, and I just had the patience for it. I had the knowledge and the understanding and I and I really it was just easy for me because I did. I think it was because the passion I had for that area, and I just love doing it and helping other people   Michael Hingson ** 17:05 well. So how old is your granddaughter now? Now she is 12. Okay, she's 12. Now, does she walk, or does she use a wheelchair?   Susan Janzen ** 17:13 She uses, um, well, because she is as tall as me now, oh, she's using more a wheelchair more often, okay? She She walks with a walker. She can't walk on her own at all, and I think it's because of the vision, right? She if she could, you know, yeah, if she could see, she sees light. It's amazing how that how the brain works. She sees lights, and she sees color. And I can put up any color to her, and she'll identify it right every time, every time, but she doesn't see me. She doesn't see my face. Well, tell   Michael Hingson ** 17:45 me a little bit more about cortical vision. You. You and I talked about that a little bit. So Lacher, yeah, explain that to people. It's   Susan Janzen ** 17:52 really interesting because it's something that it's not readily out there, like you don't hear about it a lot. And even as a special ed teacher, I can tell you that I was trained in all of the different areas of special needs, but that did not come up for me, so this was new when I found out about it, and it just means that her eyes are fine. There's nothing wrong with her eyes, but her she's not processing so the information is coming through her eyes, but she's not processing that information. But she, like I said, if I turn out the light, she'll go, oh, the lights are off. Or if I put the lights on, she'll look up and be surprised at it. She you can tell that she knows. And then I used to put her on my counter in the kitchen, and I had these LED lights underneath my counter, my kitchen counter, and it had all these, these 12 different colors of light, and so I would put the blue on, I'd say, calea, what color is that? And she'd go blue, and I'd say, What color is that, and she'd go red. So it would be variable colors that I'd offer up to her, and she wouldn't get them right every single time. So that's the cortical vision impairment, and where they if she needs to pick up something off of a dresser, off the floor, for instance, it has to be on like a black background, and then she can see it, no problem. But if you have a whole bunch of things on the ground or on the table and ask her to pick up something, that's too much information for her, so she can't just zero in on that one area, right? So it's harder for her. So you just have to make things more accessible, so that she can see things you know, in her way.   Michael Hingson ** 19:25 But this is a different thing than, say, dyslexia, which is also you can see with your eyes, but your brain is in processing the characters and allowing you to necessarily truly read it exactly. And   Susan Janzen ** 19:38 that's that different part of the brain, where it's analyzing the the at least you can you can see it, but you process it differently. That's exactly right where she can't see. So then that's why I was thinking, if she could see better, I think she would be walking, maybe with a cane or with a walker, better. But right now, in that. Stage, we can point her in the right direction and tell her to go, and she'll go, but she's not sure where she is.   Michael Hingson ** 20:08 But that clearly wasn't the start of you doing real estate sales, dealing with accessible homes, but it must have certainly been a powerful motivator to continue with exactly   Susan Janzen ** 20:20 that, exactly that, because my mom was on oxygen, and she had, she had a lot of issues, mobility challenges. And I had a lot of friends who who were also like in that older age group that had mobility challenges. And those are the people that that were, may say, moving from a two story to a bungalow because they couldn't make manage the stairs anymore.   Michael Hingson ** 20:41 So how do we get people like the Property Brothers? Do you ever watch them and you know who they are? Oh yes, oh yes. We get them to do more to deal with building accessibility into the homes that they built. Because the the issue is that we have an aging population in our world. And it just seems like it would be so smart if they built accessibility and rights from the outset in everything that they do, because the odds are somebody's going to need it   Susan Janzen ** 21:11 exactly. And that's the for the forward thinking, right? You know? And it's interesting that some people, some builders, have told me that just to make a door frame three inches wider does not cost you any more money. But the point, the point is just that it's getting all the contractors on board to to come out of the way that they've been doing it for so long. You know, sadly,   Michael Hingson ** 21:38 yeah, my wife was in a chair her whole life, she was a teacher, paraplegic. Oh, so you know, I know about all this really well. And in fact, when we built this house, we we built it because we knew that to buy a home and then modify it would cost a bunch of money, one to $200,000 and in reality, when we built this house, there was no additional cost to make it accessible, because, as you point out, making doors wider, lowering counters, having ramps instead of stairs, all are things that don't cost more If you design it in right from the outset, exactly,   Susan Janzen ** 22:24 exactly, and that's that's the problem. Yeah, that's the problem. I mean, that's exactly the problem.   Michael Hingson ** 22:29 Yeah. Now we built our home in New Jersey when we moved back there, and we did have a little bit of an incremental extra cost, because all the homes in the development where we found property were two story homes, so we did have to put in an elevator, so it's about another $15,000 but beyond that, there were no additional costs, and I was amazed that appraisers wouldn't consider the elevator to be an advantage and an extra thing that made The home more valuable. But when we did sell our home in New Jersey, in fact, the elevator was a big deal because the people who bought it were short. I mean, like 5253, husband and wife, and I think it was her mother lived with them, and we put the laundry room up on the second floor where the bedrooms were, and so the elevator and all that were just really wonderful things for everyone, which worked out really well.   Susan Janzen ** 23:30 Oh, that's perfect. And that's, that's kind of what I do here in evident that I try to match the people who are selling homes that have been retrofitted and made more, you know, accessible. I try to put out the word that this is available, and I try to get the people in who need that. I feel like a matchmaker, a house matchmaker, when it comes to that, because you don't want to waste that like some people, actually, they'll some people who don't understand the situation have chairless For instance, they they're selling their house, and they rip out the chair. Then it's like, well, call me first, because I want to find you somebody who needs that, and that's exactly what they're looking for. Okay, so that's kind of where, how I I operate on my my job   Michael Hingson ** 24:15 well, and I will tell you from personal experience, after September 11 for the first week, having walked down 1400 63 stairs and was stiff as a board for a week, I used the elevator more than Karen did. Oh,   Susan Janzen ** 24:28 at that, but you survived that. And that was, that's amazing, but it   Michael Hingson ** 24:35 was, yeah, you know, you have to do what you gotta do. I think that there's been a lot more awareness, and I I've been back to the World Trade Center since, but I didn't really ask, and I should have, I know that they have done other things to make it possible to evacuate people in chairs, because there were a couple of people, like, there was a quadriplegic. Um. Who I believe is a distant cousin, although I never knew him, but he wasn't able to get out, and somebody stayed with him, and they both perished. But I think that they have done more in buildings like the World Trade Center to address the issue of getting people out.   Susan Janzen ** 25:17 It's just too bad that we have to wait for that, things, terrible things like that to happen to crazy awareness. That's the only bad thing. What? It's not like, it's not like we're not yelling on the streets. It's not like we're not saying things. It's just that people aren't listening. And I think it depends on if you're to a point where you are actually in a wheelchair yourself, or you have a child who's in a wheelchair now, now they understand, well,   Michael Hingson ** 25:43 yes, it is getting better. There's still a lot of issues. Organizations like Uber still really won't force enforce as they should. All the rules and regulations that mandate that service dogs ought to be able to go with Uber passengers who have a need to have a service dog, and so there, there's still a lot of educational issues that that have to occur, and over time will but I think that part of the issue was that when 2001 occurred, it was the right time that then people started to think about, oh, we've gotta really deal with this issue. It is an educational issue more than anything else. That's true. That's   Susan Janzen ** 26:26 true. There's a fellow here in Edmonton that, and I'm sure it's elsewhere too, but one particular fellow that I know, and he builds, they're called Garden suites. Like in Edmonton, we're kind of getting so much the population here is standing so quickly that the city is allowing zoning for they're called Garden suites, so they're just but he goes in and puts in like a two story behind the home, and it's 100% accessible, barrier free, and no basement. And so we're encouraging people to buy those homes, and they don't cost as much because they're quite a bit smaller. They're only two bedroom but they have everything that anybody would need if they had mobility challenges. And so it's it's perfect for either people who have a son or a daughter who is getting close to being an adult and they want their more a little more freedom and independence. They could use that suite at the back. Or I know some adults in particular who are have mobility challenges, and they just physically move to that new place in the backyard and rent out their home right to make home revenue.   Michael Hingson ** 27:31 Since it's two stories, what do they do to make it accessible? They   Susan Janzen ** 27:34 have, they have an elevator. It's a zero entry, and it's 100% everything in it is specifically so you move in, walk, go right in, and it's, it's accessible. That's how he does it, right from scratch. Cool, super cool. And so we're trying to, I'm trying to promote that here, out here, because I, I know the fellow who builds them, and it makes sense. I mean, even if you want to have a revenue property, right? And you want to build that in your backyard and then rent it out to somebody who needs that, then that'd be perfect.   Michael Hingson ** 28:06 It makes, makes a lot of sense to do that. It does. Mm, hmm. Well, do you think that all of the knowledge that you gained in special education and so on has helped you a great deal in this new, more, newer career of doing real estate sales.   Susan Janzen ** 28:25 Oh, 100% because it's just an understanding. It's just having the compassion and understanding what not, because I haven't experienced it myself, but I do understand what they may be going through. It's just an enlightening for me, and I I just appreciate what they're going through, and I am, you know, I want to make it easier for them, you know, to make any decisions that they have to make. And I try. I don't like, I don't waste their time like, I make sure I go preview the homes first, make sure that it's something and I FaceTime them first to say, is this something you want to even come out to? So I don't want them to be wasting their time or their energy just trying to get to a place that's not accessible,   Michael Hingson ** 29:05 right? Mm, hmm. We moved from New Jersey to Novato California, which is in the North Bay, which is now being just bombarded by rain, but Northern California in 2002 and when we started looking for homes, we tried to find a place where we could build, but there was just no place up there where there was land to build a home. So we knew we had to buy a home and modify it. And one day, we went with a realtor, and he took us to a house, and it was clearly a house that wasn't going to work. The this there were, there was no room to put in a ramp, there were lots of steps, and we pointed out all the reasons that it wouldn't work. And then he took us to another home that was really like the first one. We went to four different homes and. We kept saying, this won't work, and here's why, and it was like a broken record, because it was all the same. I'm so sorry. Yeah, you know, I realized that not everyone has the opportunity to really understand and learn about wheelchair access and so on. But people should focus more on on doing it. It wasn't like I needed a lot for the house to be usable by me as a blind person, but, but Karen certainly did. And what we eventually found another realtor took us to a place, and what was really interesting is we described what we wanted before we started looking at homes with Mary Kay, and she said, I have the perfect home. You'll have to modify it, but I have the perfect home. And of course, after our experiences with the other realtors, we were a little bit pessimistic about it, but she took us to a home, and there was a step up into it, but that's easy to modify. Then you go through an entryway, and then you can go left into the kitchen or right, and if you went right, you ended up in a little Nexus where there were three bedrooms, oh, and it wasn't even a hallway. There were just three bedrooms. And so it was, it was perfect. We still had to make significant modifications, but it really was a home that was modifiable by any standard, and we, we bought it. It was perfect   Susan Janzen ** 31:44 for what we needed. I'm so glad I love that's a good start. That's a good story here. Yeah,   Michael Hingson ** 31:50 she, she got it and and it's so important. And I think Realtors need to be aware of the fact that we deal with a very diverse population, and it's important to really understand all of the various kinds of people that you might have to deal with, but we just don't always see that. Needless to say,   Susan Janzen ** 32:08 that's true. Unfortunately, that's so true. Yeah.   Michael Hingson ** 32:14 So do you how? How much time do you spend doing real estate? Is that a full time job for you.   Susan Janzen ** 32:20 Well, it always has been. I've been full time, full service, so I'm on call, really is kind of what it boils down to. But I've also pursued, in the last since COVID, I've pursued coaching courses because that's something I'd like to get into. And so now I'm a certified Jay Shetty resilience and confidence coach, and so I'm kind of leading, I think, as I age and as I, you know, getting tired of I've been a realtor 21 years now, so I would like to eventually slow down in that area and focus more on coaching people. That's kind of where I'm leaning now a little bit, but I'm still full time up there. And singer   Michael Hingson ** 33:02 and singer and your coach, yeah. So do you ever see your coaching customers? Just check, no no   Susan Janzen ** 33:10 checking. I send them the recording. I'll send them my CD. You can go and get you could get two of my CDs on iTunes, so I'll send them there, or else tell them one of my geeks.   Michael Hingson ** 33:20 Oh, cool. Well, I'll have to go look you up on iTunes. I have, yes, oh, it   Susan Janzen ** 33:25 is a Christmas there's a Christmas one there. I think you'd like that. Michael, is it really cool?   Michael Hingson ** 33:29 And I have Amazon unlimited music. I wonder if. I'll bet there too. You   Susan Janzen ** 33:33 just take in. Susan Jansen, and I come up. I have the greatest love of all is my one, and the other one's called the gift for you, and that's my Christmas split. Oh,   Michael Hingson ** 33:41 cool, yeah. Well, we will. We will check them out, by all means. Well, so when do you rehearse? When do you when do you do singing?   Susan Janzen ** 33:52 Well, the big band rehearses every Saturday. So we, we all get together and we do. So it's, I just, you know, I love the rehearsals, like it's so much fun for me. So that's what we do with my other singing. I still get I still get hired, especially during the summer festival time, I get hired to come back and we call it throwback Klondike dates. And I have one costume of all my costumes that were made for me this you can imagine my costumes is called that Kate were like, a lot of sequins, full dresses with the big furry bottoms and then the feathery hats. So I used to wear those. So I still have one costume that still fits me, and so I use that every summer, and I go out, and I'm asked to do different functions during the summer, and then during all throughout the year, I do parties, you know, like, what if somebody hires me to do a birthday or some special celebration? I still do that. Okay, so   Michael Hingson ** 34:47 how often does the big band actually go out and perform and earn some money? Or does that happen much at all? Not that much because of   Susan Janzen ** 34:54 the size of us, right? Yeah. So, you know, we've done, you know, like the 100th anniversary of Arthur. Is a dance floor. And so we did their 100th anniversary celebration. And can you imagine, like the dance floor was just, it was like I was watching my own show from from the stage, because they we did all the Latin tunes, and they came out and danced the Sava and the rambas and the tangos and everything. It was beautiful. So I got to so that was a really fun gig for us, and then, and so we do other big and larger functions, like in ballroom. So you can imagine a conference, perhaps that's having a big celebration will be the ballroom entertainment. Well,   Michael Hingson ** 35:32 you know, you're in Canada. Can't you get Michael Buble to hire you guys? Ooh,   Susan Janzen ** 35:35 wouldn't that be nice? He's got his own man. He's   Michael Hingson ** 35:39 got, yeah, he does. I know these old charts and yeah, but he occasionally brings to the choir. I know that we, we went to see him well. Karen passed in November of 2022 we actually went to see him in Las Vegas in May of 2022 that was the last concert that we got to do together. And we ended up being relocated from up in the balcony in what Henry, what Harry Belafonte, would call the scholarship section. We We got moved down to the orchestra pit, and we were like in row 18, even two rows in front of Michael's family, but we ended up being there for the concert. It was wonderful. Oh, and he walked out and shook hands with everyone while he was singing, and all that was a lot of fun. But, yeah, he does have his own band, but music's great,   Susan Janzen ** 36:36 so good, and he does that so well. Like my favorite show is the voice. And so he's a judge on there too, and I really appreciate input. And he comes off very Canadian. I think he's this is very friendly and very silly and fun and and just really caring too. So I think he represents us well on the voice.   Michael Hingson ** 36:56 He does not take himself too seriously, which is so important, I think for so many people, so true. He does so well with that. So true. Well, so we mentioned pada Palooza, and you have a podcast. Well also, and you, you've written a book, right?   Susan Janzen ** 37:14 Yes. So I've co authored a few books, and then, plus my husband and I Well, my husband actually is a psychologist. He wrote the book, I typed it, and then he gave me credit, because I kept putting in my own stories and and he would, he was kind enough to put my name on the cover. So and we wrote a book called living and loving each day. And that's how, why I made my podcast that same name, and, and, but when we wrote it, the full title is living and loving each day success in a blended family. Because at that time when we got married, I had the two children, and they were just under you know, they were nine and 10 years old, eight and nine years old, and his boys, he had three boys that were older, like teenagers, and so and his wife passed away from cancer. So we all got together. And I mean blended families, that's a whole nother world, you know, if you're not used to that, that's something else. And, and then it turned out that his oldest son was diagnosed schizophrenic, so that was something that we dealt with together as a family. And, and, and then yeah we so we just felt like this was our life, and we wanted to share that. But that's like combining two separate families together, and how that works, and the dynamics of that. So he wrote some great, great stuff about how to deal with in laws, X laws and outlaws. He called them Yeah, and how to deal with every family celebration, Christmas and Easter, everything you know, like, there's so many things that come up even think about until you're in that situation, like, how do you do it? Right?   Michael Hingson ** 38:52 But it's so great that you two made the choice to do it and to blend the families and not give up on each other, or any of the people in the family, exactly,   Susan Janzen ** 39:04 and that's in that's huge for me. And I can share a little story with you. Feel like the view is okay. So this is kind of cool. So this so when I was singing, and I was just at the end of my second year as Klondike Kate, and I was doing a lot of gigs, like a lot of singing and and I was just kind of cut, you know how they like you're, you see on the calendar that they're you're tuning down here. The end of the year is coming. The end of the gigs are coming, and you're not in that role anymore because they chose a new Klondike. And so those six years that I was a single mom, my husband now had his own radio show, and it was called that's living and there was a show out of Edmonton, and it actually won Canadian awards for this was a talk show during the day for one and a half hours, and it had two psychologists, and the psychiatrists were the hosts. And so on the Tuesdays and Thursdays with Dr Jan, that was my husband and I used. To listen every day because I had, I was a single mom. I really didn't have a lot of support, and I worked every night singing so and I had my kids all day. So it was just like my favorite show to listen to. And when I remember listening to and I heard this Dr Johnson's voice, I always thought he had, like, long white hair, long white beard, so he was just so calm and so compassionate and so smart that he was just such a I never knew what he looked like, but that's what I pictured him looking like. And then it turned out that right at the end of my my singing, I remember listening one day, and he was on the air, and he I was going to my agents I was driving down Main Street in Edmonton, and I remember going to my agent's office to see what was next for me, like, what's next? What next gig do I have? And I remember he came on the air that day, and he said, You know what, folks, I have to let you know that his he said, My wife passed away. And he said, My boys and I've been grieving since the day we found out six months ago. But I need to be here to be of service to you, and I need to be on the air to help you today. And hope you don't mind. I hope you understand, you know he was, you know, and it was, it was so emotional, and like I was sitting in my van, like crying, thinking, because I'd been listening to him all those years, and I just felt so sad for him. And then I kind of, I'm a God fearing woman, and I said, Lord, why can't I meet a man like that that needs me as much as I need him. That was my outside prayer. And you know what? It wasn't even a week and a half later, I get a call from that station, CTC, saying, hey, Sue, can you do a Christmas Bureau fundraiser for us? He said, There's no pay involved, but you can be MC and and, you know, help us. You know, raise money for the Christmas funeral. And so I was happy to do that. And so that's how, how I met my husband was when at that particular function. So that was kind of my, you know, and like, just an answer to prayer and something that I really, you know, it was interesting how, how that all happens when you are very specific and, and so that's how we met. And, yeah, so we've been together ever since 36 years now. Well,   Michael Hingson ** 42:06 as I tell people, you know, Karen passed away two years ago, and I don't move on from Karen, but I move forward exactly because I think if I I've always interpreted Moving on is you go on and you forget, and I don't, and I don't want to forget, so I move forward Exactly. And besides that, I know that if I misbehave, I'm going to hear about it, so I gotta be a good kid, or she's going to get me one way or another. Yeah, that's right. And so, you know, as I, as I said to somebody yesterday, I don't even chase girls, so you know, it works out very well, but you know, the the the issue is that those 40 years of memories are always going to be there, and there's so much to learn from that. And again, it's all about choice. This is so important well, so tell us more about the podcast on how long have you been doing it? How did that start? And and so on,   Susan Janzen ** 43:03 right? So I was actually my daughter has this a nonprofit where she was she works with other parents who have children with adaptive needs, and so she asked if I would interview her parents just to find out about parents stories and you. I'm sure you understand where you want to just tell your story, what happened without having to explain. And, you know, I don't know, just give all the, you know, the background to everything. They just wanted to share this story and to be heard on with no judgment and with compassion. So I said, No, I can do that. I can interview them, and I want to hear their stories. And they need, I think they need to share them those stories too, for whatever happened, you know, with whatever incident happened with their children. So, so I said to my daughter, I sure I'll do a podcast for them, you know, and just interview them. And then I only did it through zoom and not knowing anything about how to do that, I've been MC for fundraisers, but I don't know how to do a podcast. So I did that the best I could, using Zoom. And then I when I was done it, I liked it so much, I thought, well, I better figure out how to do this, like the right way, right? So I actually did take a course. And there was a lady out of Toronto that was giving a course called cash in on camera. And so she talked about how to set up restream, how to set up air table, how to do your mic, your lighting, and all of the things that you need to consider. And so I took that course. And so then I interviewed a few more people and a few experts for her, for her. So that's kind of how I got started, with just focusing specifically on on my daughter's audience. So those parents.   Susan Janzen ** 44:40 And how long ago was that?   Susan Janzen ** 44:41 That was, what, two years ago now total, because I've been doing my podcast now for just over a year.   Susan Janzen ** 44:48 And do you how many episodes a week? Do you do one?   Susan Janzen ** 44:51 I do one, but I, you know what? I've got 140 that I've done. And I'm thinking, I've got quite. If you in the books, you know how that works. Where you report I'm you, Michael, give me advice on this. So I have three recorded that are waiting for me, but plus I have 14 others that are on my book to interview like I'm getting a lot of interest and people who want to be on my podcast, which is wonderful, but then I got, now gotta figure out how to do that, or how to actually, you know, organize it. How often should I be putting out podcasts? Like every three days now, like otherwise, we're going to be going into middle of 2025 I don't know.   Michael Hingson ** 45:33 I started for accessibe, doing unstoppable mindset in August of 2021 when I started using LinkedIn seriously to look for podcast guests in 2022 and I use sales navigators, so we profile authors or coaches or whatever, and we'll send out emails saying, I saw your profile. It looks like you'd be an interesting guest. Would you love to explore coming on unstoppable mindset, what we do is then we, when they're willing, we schedule a meeting and we we talk about it, and if they want to come on, which usually they do, then we actually schedule the time, and I ask them to send me some information, as you know, like a series of questions that they want to talk about, a bio, other things like that, but we got a pretty significant backlog. And I've learned that a lot of people with very successful podcasts do have backlogs. Oh, good. There's nothing wrong with that. Okay, good. It's better to have them. You can always add an extra podcast if you want to play more, but we do two a week now, and just today, we published episode 286, wow. Since August of 2021, and so it's a lot of fun. I enjoy it, and I get to meet so many people. And as I tell people, if I'm not learning at least as much as anyone who listens to the podcast, I'm not doing my job well. I agree, quite invested in it. I think it's so important to be able to do that. So the bottom line is that we do get a lot of interesting people. I talked to someone just the other day who is very much involved in energy and healing and so on. Well, she also was a singer in Australia, had a very serious auto accident, and kind of went away from seeing for a while, and then she realized she started doing a lot of creating, of affirmations, but then she put the affirmations to music, and she points out that, you know, the lyrics are in the left side of the brain, but the music's in the right side, and they actually work together, and so by having them in a musical form, you you're more likely to really be able to internalize them. So she even sang one for us on the earth, a lot of fun, but, but the bottom line is that, you know, it's she also does her own podcast, which is kind of fun, but there is so much to learn from so many different people. I've had so much fun doing it, and I enjoy very much the opportunities to learn. Yeah,   Susan Janzen ** 48:29 no, I'm right there with you, and I think that's why I just keep going, because it's fascinating. And then, and it seems like the right different people come into my, my, you know, my area, just to ask if they can be on it. And it's, it always works out really well, like it's always something that else that I've just kind of broadens it a little bit, but I, I'm trying to be more focused this night, last two months now, in that, you know, in conjunction with my daughter and just doing the parents with accessible, you know, needs, or kids with adaptive needs. And also, some adults are coming to me now too, saying they've in their 30s and 40s, they were in psycho with ADHD, and so they're that diverse, neuro, diverse group. So, I mean, who knows where that will take me, right? I'm open to it   Michael Hingson ** 49:18 well, and that's what makes it so much fun. You never know where the journey is going to take you, or if you do, and you're all embracing it, so much the better. But if you don't know what's an adventure, and that's good too, that's   49:28 great. No, I agree with you, yeah. So I love how   Michael Hingson ** 49:31 many, how many pot of Palooza events have you been to? That   Susan Janzen ** 49:34 was my first one. I know I did not have a clue what to expect. I put you down as my potential guest, though, but I don't know how it didn't come up forward. So I'm glad we're doing this now, but I I really enjoyed it. I love the people, and you could tell we were all in the same room with the same visions and the same, you know, compassionate areas that we're working in. So. I was really grateful for a lot of the people I met, great people. Well   Michael Hingson ** 50:03 now you and I also have an event time scheduled next Tuesday. Do we good? Yeah, are you? Well, you scheduled it in my Zoom. But if you, if you, when you go look at your calendar, you'll see, I think what you did was you scheduled it, forgetting this was supposed to be a 60 minute interview conversation. But if you send me a link, this is live radio sports fans. If you send me a link, then I will come to yours next time, next Tuesday, at the time that we're supposed to meet, rather than you coming into the Zoom Room, where we are, or I can make you a co host, and you can record it your choice.   Susan Janzen ** 50:45 Oh, what? Hey, yes, let's do it. Okay,   Michael Hingson ** 50:49 I'll just, we'll, we'll get together, and I'll make you a host or a co host, that'd be perfect.   Susan Janzen ** 50:54 And then you can record it that'd be great. Or, I have three streams, so I can send you the link for that you   Michael Hingson ** 51:01 choose, but long as it's accessible to screen readers, I'm happy. And,   Susan Janzen ** 51:09 yeah, thank you for that, Michael, I did. We'll do that. You got it good. We're booked. Yeah, we are   Michael Hingson ** 51:16 already booked. So it's next Tuesday, so that'll be good. That'll be great, but it's a lot of fun.   Susan Janzen ** 51:23 Yeah, really it's it's nice to get to know people. It's really nice to know other people's journeys. And especially, what I find most fascinating is all over the world, like we're meeting people that we would have never met. Yeah, you know before. So I'm glad. I really   Michael Hingson ** 51:36 appreciate that I've met a number of people from Australia. We interviewed? Well, we had a conversation with somebody from Uganda, number of people in England and people throughout the United States. So it's a lot of fun.   Susan Janzen ** 51:49 It really is, yeah, so we're blessed that that's great. It's a   Michael Hingson ** 51:53 wonderful blessing. I mean, doing this is so enjoyable. I used to do radio in college, and so this the neat thing about doing a podcast, at least the way I do it, is you're not absolutely governed by time, so you don't have to end at four o'clock and and it's so much more fun than radio, because you are the one that's really in control of what you do. So it's it's a lot of fun, but I very much enjoy doing the podcast, right?   Susan Janzen ** 52:23 You're right is that if they start having to go to worship break and not have to take the time and stopping and starting, that is really,   Michael Hingson ** 52:30 oh, that people seem to like it. They they keep emailing me and saying they like it. And I, I'm hoping that they continue to do that. As long as people are happy with me doing it, I'm going to do it. And you know, as I tell everyone, if you know anyone who ought to be a guest on unstoppable mindset, want to hear from you and provide us with an introduction, because it is part of what we do. And so, so much fun,   Susan Janzen ** 52:53 so much fun. So tell me why you Why did you choose that name unstoppable mindset?   Michael Hingson ** 52:59 You know, I was looking for a name. And I've heard some people kind of talking about unstoppable in their lives in some way, but I also thought that we really needed to define what unstoppable meant. And so I just thought about it for a while, and it just really kind of clicked. And I said, Okay, God, that must be what you want me to do. So we're going to have unstoppable mindset. We're inclusion, diversity in the unexpected beat. Love it and it's and it is stuck. And every title for people starts with unstoppable. So you'll be unstoppable something or other. I gotta think about the title, unless you've got some bright idea.   Susan Janzen ** 53:48 Oh yeah, you have to let me know.   Michael Hingson ** 53:51 Well, I'm trying to use something like unstoppable. Woman of many talents. But you know,   Susan Janzen ** 53:56 yeah, I don't have just 111, little lane. I love learning about everything, and I love open and grateful for every opportunity. So that's probably my problem. Yeah, that's our problem. That's not really a problem, but I know it's not,   Michael Hingson ** 54:11 and it's so much fun. So what are your goals for the podcast? How do you hope it will make a difference in the world?   Susan Janzen ** 54:21 I think my, my biggest thing is to say, you know, I've been through, I think it's showing people that they're not alone, that there are people out there who do understand, and there are people there that really do care about them, and that we want to provide information and services, and we want to hear their story. We want them to just know. I think a lot of people feel when they're in situations that are not whatever normal is, whatever that is even mean that they're just they're in isolation, and they're there's nobody that cares and that they don't matter. And I think my biggest thing in my coaching and in my podcast. Have to just say, You know what, we're here, and we really want to understand, if we don't understand, explain it to us. So we do, and that you're not alone in this, and we we're here to help, you know, to collaborate and to help each other.   Michael Hingson ** 55:11 Yeah, well, tell us a little bit more about the whole coaching program, what's what's happening now, what your goals are for that, and and how you're finding people and so on,   Susan Janzen ** 55:22 right? So the coaching my specific areas are confidence and resilience is my is my title, like confidence and resilience coach and I, and I'm going based on my past and the resilience that I've overcome so many different things. So I've got kind of a long list of things every time. So you talk to say, yeah, no, I that's happened to me, but, and just to, just to encourage people to come into either one on one coaching, or I'm going to have group coaching. And on my website, I also want to have drivers where we we create more value, so that if they're a member, then they can get more podcasts that are more about the how tos, like exactly, specifically areas that they might be interested in. And I also want to create a group where we can have, like a one day a week, coffee time, coffee chat, so we can get people together who are in the same boat, especially those parents with children with a breath of me, and just a place where they can just, kind of no agenda, just to chat and and I also would love to have, like a retreat by the end of the year. Let's all gather, and let's just have a day, you know, together, where we can enjoy each other's company. So that's kind of what I'd like to build with my, with my, with my coaching packages, and then also one on one, of course, as well. And that's, yeah, I would like to have a community, like, build a community. So   Michael Hingson ** 56:51 do you do any of your coaching virtually, or is it all in person? Well,   Susan Janzen ** 56:55 right now it's virtual, like, the one coaching I've done so far and but I'm open to either, like, I'm happy to meet people I don't have an office. Um, is that interesting? How, if you would have asked me that question before COVID, bc I would have just had an office somewhere, and where now it's, like, virtual just is so convenient. Yeah? Meeting full and just all the driving I've eliminated, it's been amazing. So, yeah, I would be open to eat it. You know,   Susan Janzen ** 57:27 how far away have you had clients from?   Susan Janzen ** 57:31 Basically, the ones I've had are the ones that I've had up till now. Really, interestingly enough, are local. They're more local people so we could have met for coffee. Yeah,   Michael Hingson ** 57:43 and still might, and we still, I'm   Susan Janzen ** 57:47 sure we will. I'm sure we will, because I keep in touch with them, and they're doing great, but interesting, isn't that interesting? It's a really good question, though, because I'm curious to see you know how far you know, the word will get out to come and join me, you know, in the coaching program, yeah, that'd be human.   Michael Hingson ** 58:08 Well, it sounds like a lot of fun. It sounds like fun, yeah, so why do you still continue to sing? Oh, I   Susan Janzen ** 58:15 can't stop I can't shut up. I just think it's like, even it, yeah, it's too hard for me to stop. It's my joy. That's where I find my you know, even as a kid, going through all the tough times I went through, that was my my joy. It was my vice happy place. So I just   Michael Hingson ** 58:32 so do you think that that singing helps others with confidence and resilience?   Susan Janzen ** 58:36 I um, I think, I think the the techniques that are used in singing, a lot of them are used in podcasting or speaking. A lot of them, we are speakers, for instance. And then they have, they worry about confidence on camera specifically, and when that where light comes on, or when the light comes on, and they just don't know how they're looking or how people are seeing them, those kind of areas, those are the things that I kind of tackle when I talk, talk to them and just explain it as a like, I sang the national anthem for a Stanley Cup playoff game. That's scary, like, that's that's really scary. So I mean, I know I've been there, and I know what that feels like, and I know how your body feels, and I know the importance of breathing, and I think one of the biggest things is just getting people to, just to take deep breaths. You know, when   Michael Hingson ** 59:28 you're when you relax and you lean into it, which I'm sure you do because you're used to it. That gives you a confidence that you can then project onto other people 100% Yeah, exactly. You talked about the red light on the camera coming on. It reminds me of one of my favorite stories. Yeah, right after September 11, I was interviewed on Larry King Live on scene. Oh, wow, wow. We actually had five different interviews, and when the second one occurred, mm. Uh, the the the producer, the director, came into the studio where I was and Larry was still out in California, and I was doing it from CNN in New York. And you know, when they, when they do their shows, everything is like, from sort of the chest up. It's mainly dealing with your face and so on. So for Roselle, excuse me, for Roselle to be able to be my guide dog, to be part of the show, they build a platform that we put her up on. Now she was just laying there. And the director came in and he said, you know, your dog isn't really doing anything. Is there anything we can do to make her more animated? And I said, are the Clea lights on? Because I couldn't really tell and he said, No. I said, then don't worry about it. When those lights come on, she will be a totally different dog, because she figured out cameras. She loved to go in front of the camera. The klieg lights came on, she lifts up her head, she's yawning, she's blinking, she's wagging her tail. It was perfect. Yeah, it's one of my favorite stories. But that is so great. I guess it's also the time to tell you that the name of my third guide dog was, here it comes, Klondike. Oh, really, my third guide dog, anything was a golden retriever. His name was Klondike.   Susan Janzen ** 1:01:18 Oh, that's and I know I'm public dates, and then you got two of us here. This is great. Yeah, that is so cool. Well,   Michael Hingson ** 1:01:26 if people want to reach out and get get in contact with you, they want to learn about your coaching programs and so on. How do they do that?   Susan Janzen ** 1:01:35 So I think the best way is, my website is this, www, dot Sue. Janssen, I'm just going by my short Susan. So S, U, E, J, a, n, z, e n, dot, C, A diamet, and that'll kind of give you everything there. There'll be a little video of my granddaughter on there. There'll be ways to get in touch with me and to book a call. So that would be great. And then we'll chat about it,   Michael Hingson ** 1:01:59 and we have an image of your book cover in in the show notes and so on. And so I hope people will pick that up. Um, I always ask this, although a lot of times it doesn't happen. But does it happen to also be availabl

Folk music surged in popularity across America in the late 1950s through the ‘70s, including here in the Chicago area. Last episode, we looked at how a few area coffeehouses catered to many patrons in their teens and early twenties. These were alcohol-free spaces where people could listen to live music and hangout for hours. Curious City host Erin Allen looks at one of those beloved coffeeshops of the 1970s: Amazingrace, which was born out of Vietnam War protests on the campus of Northwestern University and later moved to the heart of downtown Evanston. She was joined by a panel of Amazingrace founders, performers and patrons at last year's Evanston Folk Festival. WBEZ is a programming partner of the Evanston Folk Festival, which is taking place this year Sept. 6-7, 2025. A pre-sale is happening now through April 22. Enter the code EFFWBEZ to access the sale.

In this episode, The Daily summarizes major headlines covering Prof. Steven Thrasher termination, graduate student deferral and the Evanston Mayoral Election. Read the full article here: https://dailynorthwestern.com/2025/04/14/audio/the-weekly-student-visa-termination-antisemitism-relation-to-federal-funding-freeze-deering-library-renovation/

The Huskers travel to 1st-place (3-way tie) Northwestern with a huge chance to close the gap on the top of the standings. Oh, and play Creighton as well.   The Nebraska Cornhuskers travel to Evanston, IL, this weekend for a conference tilt with perennial Big 10 power, Northwestern. This is their biggest chance to try and jump up with the current big 3 in the B1G whom they trail by 2 games in standings.  We'll also chat some about Wednesday night's game with Creighton, but if we're honest, losing that game would be a disaster - we'll tell you why. SO jump in tonight & participate by adding your comments!

0:00 - Tariff Temperature Check 34:03 - Hunter Metcalf 's eyewitness account of his brother's stabbing death 58:20 - K12 01:09:39 - Evanston child's cry for help 01:32:04 - Lumberton, NJ, Mayor Gina LaPlaca DUIed at house 01:42:26 - Mike Klotz 01:49:48 - Founder, CIO Perry International Capital Partners, LLC., Jim Perry, preaches patience and optimism as we go through tariff turbulence. For market intelligence and actionable insights you won't find anywhere else perryinternationalcapitalpartners.com02:12:05 - OPEN MIC FRIDAYSee omnystudio.com/listener for privacy information.

Chris Collins, head basketball coach at Northwestern, joins John Williams and Dave Eanet to talk about reaching an agreement to remain the head coach through 2030. Coach says he is excited to build something special in Evanston and keep pushing the program forward. Who is coach rooting for in this weekend’s Final Four (You probably know)?

Chris Collins, head basketball coach at Northwestern, joins John Williams and Dave Eanet to talk about reaching an agreement to remain the head coach through 2030. Coach says he is excited to build something special in Evanston and keep pushing the program forward. Who is coach rooting for in this weekend’s Final Four (You probably know)?

Chris Collins, head basketball coach at Northwestern, joins John Williams and Dave Eanet to talk about reaching an agreement to remain the head coach through 2030. Coach says he is excited to build something special in Evanston and keep pushing the program forward. Who is coach rooting for in this weekend’s Final Four (You probably know)?

Chris Collins, head basketball coach at Northwestern, joins John Williams and Dave Eanet to talk about reaching an agreement to remain the head coach through 2030. Coach says he is excited to build something special in Evanston and keep pushing the program forward. Who is coach rooting for in this weekend’s Final Four (You probably know)?

We're spreading kindness and celebrating creativity on this uplifting episode of Taking the Plunge! We'll start by sharing our latest wellness find - a puppy yoga experience that was as adorable as it was unexpected. Then, we'll share an unexpected random act of kindness that one of our listeners surprised us with, and we're encouraging you to send in your own stories to inspire others. After that, we're thrilled to introduce you to Art Makers Outpost, an Evanston small business cultivating community, sustainability, and artistic expression through unique classes, events, and recycled materials. From their sustainable maker camps for kids to their intimate live music series, there's something for everyone at this vibrant hub. Join us for an inspiring look at how one person's passion is making a difference!To Follow Art Makers Outpost:https://www.instagram.com/artmakersoutpost/To follow Taking The Plunge or to submit random acts of kindness:https://www.instagram.com/plungeshow/

In this episode of Everything Evanston, The Daily talks to voters about how they prepared to vote in the election. Voters used resources such as campaign websites and consulted peers to research candidates. Read the full story here: https://dailynorthwestern.com/2025/04/02/audio/everything-evanston-voters-use-social-media-community-sources-to-decide-ballots/

In hour 1 of The Mark Reardon Show, Mark and the crew discuss the Cardinals very successful Opening Weekend against the Minnesota Twins. But why were there so many empty seats? They also discuss the upcoming Final Four and all one seeds making it for just the second time in history. Mark shares his thoughts on Chicago Mayor Brandon Johnson and St Louis Mayor Tishaura Jones teaming up in a final attempt to save Jones' campaign as election day nears. Mark is then joined by Salena Zito. Salena is a columnist for the Pittsburgh Post Gazette and the Washington Examiner. She shares her thoughts on a Pennsylvania county that turned blue last Tuesday in a special election. Could the same thing happen in Wisconsin soon? They wrap the hour with an Evanston story about how a child's "Cry for Help" was turned into a hate crime. In hour 2, Sue hosts, "Sue's News" where she discusses the latest trending entertainment news, this day in history, the random fact of the day, and much more. Mark is then joined by Jessica McBride, an investigative journalist that writes for "Wisconsin Right Now". They discuss the battle for a seat on the state's Supreme Court. How could that effect future elections for the state? He is later joined by KSDK Sports Director Frank Cusumano. They discuss the red hot Blues who have won nine straight games, the Cardinals solid Opening Weekend, and more. In hour 3, Mark is joined by David Strom, an Associate Editor with HotAir.com. They discuss the latest trending political news, Scott Jennings staying at CNN, and much more. Mark is later joined by Paul Mauro, a FOX News Contributor, a retired NYPD inspector, attorney, and the founder of the OpsDesk.org. They discuss the re-trial in the Karen Read case which is set to begin tomorrow in Massachusetts. They wrap up the show with the Audio Cut of the Day.

In hour 1 of The Mark Reardon Show, Mark and the crew discuss the Cardinals very successful Opening Weekend against the Minnesota Twins. But why were there so many empty seats? They also discuss the upcoming Final Four and all one seeds making it for just the second time in history. Mark shares his thoughts on Chicago Mayor Brandon Johnson and St Louis Mayor Tishaura Jones teaming up in a final attempt to save Jones' campaign as election day nears. Mark is then joined by Salena Zito. Salena is a columnist for the Pittsburgh Post Gazette and the Washington Examiner. She shares her thoughts on a Pennsylvania county that turned blue last Tuesday in a special election. Could the same thing happen in Wisconsin soon? They wrap the hour with an Evanston story about how a child's "Cry for Help" was turned into a hate crime.

Johnny Mac shares five uplifting news stories, starting with St. Andrew's University's research on Loch Ness monster sightings. He also highlights a bike repair initiative for refugees in Evanston and revolutionary gene therapy that helps blind children see. Furthermore, he tells the touching tale of a family adopting three dogs from a shelter and discusses a viral TikTok story where a pilot left a romantic note for a passenger. Unlock an ad-free podcast experience with Caloroga Shark Media! Get all our shows on any player you love, hassle free! For Apple users, hit the banner on your Apple podcasts app. For Spotify or other players, visit caloroga.com/plus. No plug-ins needed! You also get 20+ other shows on the network ad-free! 00:12 Loch Ness Monster Sightings Analyzed02:07 Mike's Bicycle Donations for Refugees03:00 Groundbreaking Gene Therapy for Blindness03:30 Heartwarming Dog Adoption Story04:35 Pilot's Note to Passenger Sparks Debate 

Mark Pracht & Tad discuss Alan Moore, Chris Sprouse, & Company's Tom Strong and SO. MUCH. MORE.Mark will be at Books & Beginnings in Evanston reading from and signing his 4-Color Trilogy on Tuesday, April 1 at 6pmhttps://www.bookendsandbeginnings.com/event/2025-04-01/mark-pracht-house-ideas-play-reading-and-qaConsider becoming a patron!Support the show

The HP97 Programmable Calculator - Part 2 - With Wlodek Mier-Jedrzejowicz Patreon: https://www.patreon.com/FloppyDays  Video version of the episode at YouTube: https://www.youtube.com/channel/UC6DQ3cyp8h373H0lXSJ8yqQ  Sponsors: 8-Bit Classics  Arcade Shopper   FutureVision Research  New Acquisitions 1027 print heads - https://forums.atariage.com/topic/271589-revive1027-order-thread/  ABBUC (Atari Bit-Byter Users Club) - https://www.abbuc.de  Best Electronics - https://www.best-electronics-ca.com/  inexpensive keyboard available on Amazon (for domes) - https://amzn.to/3FU9ASx  “Atari 400/800 Student Pilot Reference Guide” by Atari - https://archive.org/details/atari_pilot-student-guide  PortaCoCo - https://portacoco.com/  Tim Halloran video on making an adapter that allows you to run much of your CoCo off of battery - https://youtu.be/6UN1XvJG-bs  Ian Mavric's TRS-80 store - https://www.ebay.com/str/trs80universe  Upcoming Shows Midwest Gaming Classic - April 4-6 - Baird Center, Milwaukee, WI - https://www.midwestgamingclassic.com/ VCF East - April 4-6, 2025 - Wall, NJ - http://www.vcfed.org  Indy Classic Computer and Video Game Expo - April 12-13 - Crowne Plaza Airport Hotel, Indianapolis, IN - https://indyclassic.org/  The Commodore Los Angeles Super Show - April 26-27 - Burbank VFW Hall, Burbank, CA - https://www.portcommodore.com/dokuwiki/doku.php?id=class:start  The 32nd Annual “Last” Chicago CoCoFEST! - May 2-3, 2025 - Holiday Inn & Suites Chicago-Carol Stream (Wheaton), Carol Stream, Illinois - https://www.glensideccc.com/cocofest/  VCF Europe - May 3-4 - Munich, Germany - https://vcfe.org/E/  Retrofest 2025 - May 31-June1 - Steam Museum of the Great Western Railway, Swindon, UK - https://retrofest.uk/  Vancouver Retro Gaming Expo - June 14 - New Westminster, BC, Canada - https://www.vancouvergamingexpo.com/index.html  VCF Southwest - June 20-22, 2025 - Davidson-Gundy Alumni Center at UT Dallas - https://www.vcfsw.org/  Southern Fried Gaming Expo and VCF Southeast - June 20-22, 2025 - Atlanta, GA - https://gameatl.com/  Pacific Commodore Expo NW v4 - June 21-22 - Old Rainier Brewery Intraspace, Seattle, WA - https://www.portcommodore.com/dokuwiki/doku.php?id=pacommex:start  KansasFest - July 18-20 - Virtual only - https://www.kansasfest.org/  VCF Midwest - September 13-14, 2025 - Renaissance Schaumburg Convention Center in Schaumburg, IL - http://vcfmw.org/  Tandy Assembly - September 26-28 - Courtyard by Marriott Springfield - Springfield, OH - http://www.tandyassembly.com/  Portland Retro Gaming Expo - October 17-19 - Oregon Convention Center, Portland, OR - https://retrogamingexpo.com/  Chicago TI International World Faire - October 25 - Evanston Public Library, Evanston, IL - https://www.chicagotiug.org/home  Schedule Published on Floppy Days Website - https://docs.google.com/document/d/e/2PACX-1vSeLsg4hf5KZKtpxwUQgacCIsqeIdQeZniq3yE881wOCCYskpLVs5OO1PZLqRRF2t5fUUiaKByqQrgA/pub  User Groups HP Handheld Conference - annual conference in the US: Website - https://hhuc.us/  YouTube channel - https://www.youtube.com/@hpcalc  HHC 2024 USB Drive - https://commerce.hpcalc.org/hhcusb.php  Handheld and Portable Computer Club - https://www.hpcc.org/  Magazines/Newsletters HPX Exchange - http://www.hp41.org/LibView.cfm?Command=List&CategoryID=9  Hewlett Packard Journal: journals - http://www.hp41.org/LibView.cfm?Command=List&CategoryID=7  contents - https://www.vcalc.net/hp-jrnl.htm#JOURNAL  Hewlett Packard Personal Calculator Digest Vol. 1, 1976 - (contents) - https://www.vcalc.net/hp-jrnl.htm#DIGEST  HP KEYNOTES - https://www.vcalc.net/hp-jrnl.htm#KEY  PPC Journal - produced by the PPC group: http://www.hp41.org/LibView.cfm?Command=List&CategoryID=14  available on USB drive from Jake Schwartz' PPC Archive - http://www.pahhc.org/ppccdrom.htm  Datafile, the HPCC club journal: https://www.hpcc.org/datafile/index.html  Back issues, excluding the current volume, are available on USB drive from Jake Schwartz - http://www.pahhc.org/ppccdrom.htm  References Wikipedia - https://en.wikipedia.org/wiki/HP-67/97#67  Museum of HP Calculators (David Hicks) - https://www.hpmuseum.org/hp6797.htm   

Erin Lee is the head distiller at FEW Spirits in Evanston, Illinois. Lee became a certified tea sommelier in 2021 and quickly discovered a love for the tasting process. That passion led her into the world of whiskey, and soon after, she was selected for the inaugural class of interns for the STEPUP Foundation—an inclusion and equity program that aims to provide underserved and underrepresented individuals with training, encouragement and opportunities to enter the craft spirits community. In this episode, Erin shares her journey to becoming head distiller at FEW, and how she's blending her dual passions for spirits and tea—from the release of FEW Smashing Pumpkins Bourbon to a recent presentation she gave on demystifying tea. She also offers insight into FEW's core lineup and reflects on the pivotal role the STEPUP internship played in shaping her career.

Crain's health care reporter Katherine Davis talks with host Amy Guth about the latest news from the local health scene, including innovations from a Northwestern wearable sensor tech spinout.Plus: Stellantis offers buyouts, retirement incentives to workers in Illinois, Michigan and Ohio; Evanston hedge fund Magnetar has a huge stake in one of Wall Street's most anticipated IPOs;  a big downtown office tenant that isn't cutting back on space; and Crain's newest list ranks Chicago's largest wealth management firms.

Oh rats! It's a real dog sport, and now available in Evanston from City Sniffers. Megan Renner is a Certified Canine Sports Training Professional and Certified Canine Training & Behavior Specialist. Currently she is a judge for Happy Ratters and Rat Games. What the heck is that all about? Who will win the Windy City Sweets cookie […]

Join us on the cityCURRENT Show as we delve into the inspiring world of Nicole “Coco” J. Colin, the creative force behind Coco Design & Build Company. In this enlightening episode, host Andrew Bartolotta explores Coco's journey from an aspiring fashion designer in New York to a revered interior designer in Evanston, Illinois. Discover how her passion for design is not only about aesthetics but also about enhancing the quality of life for her clients and strengthening community ties through her nonprofit initiative, Thee Old Fishbowl Gallery.Highlights:Origin Story: Nicole shares her transformative journey into the world of interior design and her motivation for founding Coco Design & Build. She discusses how personal experiences and her environment influenced her career path and design philosophy.Impact of Design on Well-being: Learn about the profound impact that thoughtful design can have on mental and emotional health. Coco provides insights into how the right environment can significantly reduce stress and promote a sense of peace.Community and Art: Explore Thee Old Fishbowl Gallery, a project close to Coco's heart, designed to support local artists and foster community spirit through art and design. Coco discusses how this initiative aligns with her goal of giving back to the community and supporting local talent.Client Transformations: Coco shares touching stories of how her designs have positively changed her clients' lives, from creating functional and serene living spaces to tailor-made designs that reflect their personal stories and enhance daily living.Future Visions: Looking ahead, Coco talks about her aspirations for Coco Design & Build and Thee Old Fishbowl Gallery. She outlines her vision for future projects and how she plans to continue impacting lives through creative and functional design.Engagement and Support: Coco invites listeners to engage with Coco Design & Build and support Thee Old Fishbowl Gallery in Evanston, Illinois. She provides information on how individuals and businesses can contribute to these initiatives, fostering broader community well-being and support for the arts.Learn more: https://cocodesignbuild.com/

Our guest this time, Kane Brolin, will quickly and gladly tell you that as a blind person born in Iowa in 1965 he was mightily blessed to be born in that state as it had the best programs for blind people in the nation. Kane was born prematurely and, because of being given too much oxygen he became blind due to a condition known as retinopathy O. Prematurity. In fact I am blind due to the same circumstance. As it turns out, Kane and I share a great many life experiences especially because of the attitudes of our parents who all thought we could do whatever we put our minds to doing. Kane attended public school and then went to Iowa State University. He wanted to be a DJ and had a bit of an opportunity to live his dream. However, jobs were scarce and eventually he decided to go back to school at Northwestern University in Illinois. He formed his own financial and investment company which has been in business since 2002. He is a certified financial planner and has earned the Chartered Special Needs Consultant® designation.   We talk quite a bit about financial matters and he gives some sage advice about what people may realize are good investment ideas. He talks about investing in the stock market and urges investing for the long term. I leave it to him to discuss this in more depth.   Kane is quite committed to “pay it forward” insofar as dealing with blind people is concerned. He is currently the president of the National Federation of the Blind of Indiana. He also serves as a member of the Board of Directors for Penny Forward, Inc., a not-for-profit founded and run by blind people which strives to build a diverse and aspirationally-focused community of blind people who help one another achieve financial fitness, gainful employment, and overall fulfilment in life.   I find Kane quite inspirational and I hope you will do so as well. He has much to offer and he provided many good life lessons not only about financial matters, but also about blindness and blind people.       About the Guest:   Born in 1965, Kane Brolin spent his formative years in the state of Iowa and later went on to earn a Master's degree from the JL Kellogg School of Management at Northwestern University in Evanston, Illinois, which is near Chicago.  Since the year 2002, he has owned and operated a financial planning and investment management business based in Mishawaka, Indiana, located not far from The University of Notre Dame.  Over the years, he has become a CERTIFIED FINANCIAL PLANNER™ Professional and has earned the Chartered Special Needs Consultant® designation.  When doing business with his clients, securities and Advisory Services are offered through Commonwealth Financial Network, a Registered Investment Advisor which is a Member of FINRA and SIPC,.   Having been totally blind for all his life, Kane feels indebted to many people who selflessly gave of their time, talent, and resources to help him acquire the education, skills, and confidence that enable him to lead a busy and productive life in service to others.  Many of those who made the biggest impact when Kane was growing up, also happened to be members of the National Federation of the Blind.  So after getting established on his current career path, he increasingly felt the impulse to give back to the organized blind movement which had served his needs from an early age.   Kane co-founded the Michiana Chapter in the National Federation of the Blind in 2012 and subsequently was elected to serve a two-year term as president of the Indiana State Affiliate of the NFB in October, 2022.  He is thankful for the early introduction of Braille, as well as for the consistent drumbeat from parents, peers, and professors which set and reinforced continuously high expectations.     In addition to his work with the NFB, Kane serves as a member of the Board of Directors for Penny Forward, Inc., a not-for-profit founded and run by blind people which strives to build a diverse and aspirationally-focused community of blind people who help one another achieve financial fitness, gainful employment, and overall fulfilment in life.   Kane lives in Mishawaka with Danika, his wife of 27 years, and their four children.  Kane and Danika were active foster parents for 11 years.  The Brolin family have been committed to numerous civic organizations; they and their family are active in their place of worship.  Giving back to the world is a continuously high priority.  They endeavor to teach their children by example, and they impart to them the wisdom of Dr. Martin Luther King Jr.: “You can all be great, because you can all serve.”   Ways to connect with Rob:   BrolinWealth.com LinkedIn public profile nfb-in.org pennyforward.com   About the Host:   Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog.   Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards.   https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/   accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/   https://www.facebook.com/accessibe/       Thanks for listening!   Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below!   Subscribe to the podcast   If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset .   Leave us an Apple Podcasts review   Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.       Transcription Notes:   Michael Hingson ** 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us.   Michael Hingson ** 01:20 Hi, everyone. I am your host, Michael Hingson, or you can call me Mike. It's okay. And this is unstoppable mindset where inclusion, diversity in the unexpected. Meet today. We're going to do a little bit of all. We're inclusive because my guest Kane Brolin, or if you're from Sweden, it's Brolin, and it's pronounced Brolin, not Brolin, but Kane bralin, or broline, is in Indiana, and Kane also happens to be blind, and has been blind his entire life. We'll get into that. He is very much involved in investing and dealing with money matters that I'm interested to get a chance to really chat about it's always fun to talk to people about how they're helping people with finances and money and getting insights. And I'm sure that he has some to to offer. So we'll get to that. Kane also happens to be the president of the National Federation of the Blind of Indiana, and so that keeps him busy, so he deals with money, and he's a politician to boot. So what else can you ask for? I pick on Kane by doing that, but nevertheless, Kane, welcome to unstoppable mindset. We're glad you're here. Thank   Kane Brolin ** 02:34 you. And there are there are times when the politics and the money issues can be a dream. There are other times it can be an absolute nightmare, either one, either one or both and and the thing that ties those together in common ground is that I walk in in the morning, and sometimes they have no idea what I'm about to walk into. So it does make for an adventure. Well,   Michael Hingson ** 02:57 the Fed has lowered interest rates. What do you think about that?   Kane Brolin ** 03:01 Well, there is some ramification for what happens in the consumer marketplace. The main thing that I've been hearing today is that even with those lowering of short term interest rates, you're seeing some long term interest rates go down the mortgage rates, especially, and those two are not necessarily always related. You don't always see the long term interest rates that the market determines through supply and demand. They don't always go in sync with the short term baseline rate that the Federal Reserve banking system sets, but in this particular case, they are, and what I've been reading this morning is that that may be at least good news in the short run for consumers, because they'll be paying Lower interest for new mortgages and also perhaps lower credit card rates or credit card payments. Of course, the downside is that if one invests and is lending money instead of borrowing it, that means sometimes lower rates of income that you can get from things like a certificate of deposit or an annuity. So there's always two sides of the same coin, and then it depends on which side you happen to be looking at. At the moment, right now, the market seems to like this convergence of interest rate activities, and the stock market has generally been up today. So by the time people hear this, that won't matter because it's a whole different day, but, but right now, the early returns coming in are pretty good for the the common human being out there trying to just manage their money.   Michael Hingson ** 04:54 Well, that's not really surprising, in a sense, because rates have been high for a while. Yeah, and things have been tough. So it's not surprising that people have made, and I would put it this way, to a degree, the marketing decision to respond favorably to the rates going down, and I know there's been a lot of pressure for the thread to lower its rate, and so they did. And I think that a lot of different entities kind of had to respond in a reasonably positive way, because they kept saying that it's time that the rates go down. So they had to respond. So we'll see how it it all goes. I   Kane Brolin ** 05:33 think, you know, and there's an issue I think that's salient to people with disabilities, blind people, included, if it's less expensive for the consumer to borrow money, it should follow that in the coming weeks, it should be less expensive for businesses to borrow money if they need some, and they may be more inclined to open up more jobs to people or to not shrink the jobs or The hiring that they have done by laying people off so and that's what I was just about. No one is a recession, and so it may mean that there are openings, there's room in the job market for more of us, because the thing I'm most passionate about in this whole game of helping blind people is getting us access to money and getting us access to gainful permanent work.   Michael Hingson ** 06:24 And that's what I was actually going to going to talk about, or not talk about a long time, but, but mention was that the real test will be how it affects the job market and the unemployment rate and so on. And I hope that that that will go down. I know it's been sort of ticking up a little bit, although in reality, of course, for persons with disabilities, the unemployment rate is a whole lot higher than around 4% so it'll be interesting to see how all that goes all the way around. But even just the national unemployment rate, I would hope that if that has been an excuse because the rates have been high, that now we'll see that start to drop, and, you know, so we'll see. But I think it's a it's going to be one of those waiting games to see how the world responds. Of course, we have a whole political thing going on with the election and I'm sure that some people on the political side like the the drop better than people on the other side do, but again, we'll see how it all goes. So it's it makes life fun. Well, tell me a little bit about you, if you would, sort of maybe the early cane growing up and all that sort of stuff. You were born, according to your bio, back in 1965 so I was 15 at the time, so I remember the year. So you've, you've been around a little while, though, however, so tell us a little bit about the early cane.   Kane Brolin ** 07:54 Yeah, I don't remember too many years, or any years, really, prior to about maybe 1971 or 72 with any degree of real clarity. You know, I would say that my early years were a mixed bag, but in the main they were good, of course, being immediately confronted with rLf, or retinopathy of prematurity, as they call it these days, and being blind from the very beginning, most people would probably out there consider it a tragedy. But if I if I knew that it was my fate to be a blind person, which I suppose it is, then I won the lottery as being a blind person, I think. And that might be a controversial statement, but the truth is that there is no place in the United States, and probably no place in the world that would have been better for me to grow up in in the late 1960s and 1970s than in Iowa, because now there was, there was no other blindness in my family. It's not hereditary. My parents had no idea how to deal with it in the very beginning.   Michael Hingson ** 09:12 Were you born prematurely? I was, yeah, which is why I weigh you have that   Kane Brolin ** 09:16 something like two pounds, 10 ounces at birth. So there is a part of me that realizes that I am very fortunate to be alive, and I'm very fortunate that my brain has functioned pretty well for most of my life. You can't always count on that either, you know, and when you get when you get older, my my father was a very bright person, and yet he lived during the last 10 years of his life, he struggled with dementia and some other problems so but I can say that I've had a good run so far, and you know what they what they didn't know. At least my parents and others in my family knew what they didn't know. And I. But when you don't know what you don't know, you flounder and and settle for almost anything, including fear. But when you know what you don't know, then you understand you need to research things. And I happened to be in a state that had been graced by the presence of Dr Kenneth Jernigan, principally. And of course, other people that I had no idea who they were at that time. You know, folks like James gaschell and James on VIG right, and and others. I think Joanne Wilson came out of that mix. I didn't know her either, but I've read about all these people in the past, but, but first and foremost, my parents found out that Dr Jernigan was number one, very brilliant. Number two did not settle for low expectations. And number three had the advantage of being both the head of the Iowa Commission for the Blind, which was a state sanctioned Agency, and the National Federation of the Blind, which is, or, you know, has been for most of the last 84 years, the leading advocacy organization and civil rights organization of the Blind in in the United States. Now, I'm not here to make a political point about that, but in Iowa, they were definitely more well known than anyone was, and because he could pull strings which influence things like educational budgets, and he also had very much a civil rights mindset and an aggressive mindset of going forward and breaking down barriers, this is a rare combo platter of traits and possibilities that I very much benefited from. And when I say that, I mean that from the very beginning, at five or six years old, I had Braille. I didn't have Braille in the beginning, but, but my parents did and and my dad actually knew enough about it to construct a set of blocks with print lettering on one side, Braille on the other side. And so not only did I have a really good teacher in my first couple of years of public school education named Doris Willoughby, some may be familiar with her. I know Doris will rip she has passed on in the past couple years, but she made a great impact in in my life, and a very deep impact in others lives too. But because of her influence and like minded people, I had access to books. I had access to mostly mainstreamed integrated education, where I was in the classroom with other sighted students, except for certain parts of certain days, you know, I had access to a great big wall mounted tactile map that was like a puzzle. And I understand Dr Jernigan designed that one too, where I could actually feel and take apart the states of the Union. And so I could tell where Oklahoma was, where Massachusetts was, where Indiana is. I could tell the shapes of the various states. I thought it was kind of curious that California, where you are from, Michael, is shaped very much like a banana, or at least that's what occurred to me at that time. I had recorded books. I had talking books. And you know, while there are things I did not get out of a mainstream public education that I kind of wish I had gotten out of it, from a social standpoint, from an athletic standpoint, the academics were on point, and I had access to resources, and I kind of just was living in a in a dream world, in a way, because even through my college days, I thought, Well, gee, it's great that we have all this now. Why is there all this blind civil rights stuff going on now? Because this was solved from the beginning of my childhood. Little did I realize that that is not the case in most other parts of the country or the world, but I got what I needed to at least have a shot on goal at success, and I'm very grateful for that, and it's one of the reasons that I have chosen to dedicate a portion of my life, during my prime working years, even to the National Federation of the Blind, because I want to pay this forward and help out some people that may not have had all the advantages that I had, even, even in the bygone days that I was growing up,   Michael Hingson ** 14:23 sure? So tell me, because I went through some of the same experiences you did in terms of being born premature and becoming blind due to rLf, which stands for retro enteral fibroplasia. And if people want to know how to spell that, they can go by thunder dog, the story of a blind man, his guide dog, and the triumph of trust at ground zero. And you can learn how to spell it there, because I don't remember how to spell it. We put it in the book, but that's what I remember. But so when you be when it was discovered that you were blind, how did your parents handle that? What did they say? Right? What did the doctors say to them? Because my experience was and, you know, of course, I didn't know it at the time, but my parents told me later that the doctor said, send him off to a home because he could never amount to anything, because no blind child could ever contribute to society. What was, if, from your understanding from your parents, what was what happened to you? If any   Kane Brolin ** 15:21 doctor ever said that to them? They never told me about it. What I what I do know is that there is an eye doctor that was a part of their lives, who I saw a couple of times, probably in my childhood, who was a a female optometrist or maybe an ophthalmologist in the area, and they really had a lot of respect for her. I never felt marginalized or dismissed. Yeah, as a part of my childhood, part of it is that I don't think my parents would have tolerated that, and my   Michael Hingson ** 15:55 parents didn't, either my parents and my parents didn't either they said, No, you're wrong. He can grow up to do whatever he wants, and we're going we're going to give him that opportunity. And they brought me up that way, which is, of course, part of what led to my psyche being what it is. And I too, believe in paying it forward and doing work to try to educate people about blindness and so on, and supporting and and I've been involved with the National Federation of the Blind since 1972 so it's been a while. Yeah, I would say,   Kane Brolin ** 16:27 I know I remember. I have a very, very fuzzy memory of being four, maybe five years old, and I know that they considered putting me into the Iowa Braille and sight saving School, which was a school for the blind in Iowa no longer exists, by the way, but they did consider it and decided against it. I don't think they wanted me to just go off to boarding school I was five. I know that that does work for some people, and I know that in later years, I've read that in some cases, even Dr Jernigan believed that schools for the blind were better, especially in places where there wasn't a truly sincere effort by public school systems to integrate and set high expectations for blind students. Well,   Michael Hingson ** 17:13 of course, here in California, for example, in the 50s and so on, as the California School for the Blind we had and and earlier, Dr Newell Perry, among others, who was a blind mathematician. Of course, Dr tembrech was was out here, and there were values and reasons why the schools could make a difference. My parents were pushed really hard by my elementary school principal to send me off to that school, and I actually remember hearing shouting matches between them, because parents said ah and and I didn't go to the school. I don't know what it was like by the time we moved out here and we were putting me in kindergarten, first and second grade. So like in 5657 I'm not sure what the school was like, but my parents didn't want me to not have a real home environment. So, you know,   Kane Brolin ** 18:12 yeah, and so, you know, I remember my childhood is, well, it wasn't like everybody else's childhood. One of the the issues happened to be that my the neighborhood that my family lived in, did not have a lot of kids in it that were my age for most of the time I was there, the schools in the early to mid 70s at least that admitted blind students in the town that I grew up in, which was Cedar Rapids, Iowa, there was only one set of schools on the opposite side of town where they were sending blind kids for those resources. Now that later changed and the decision was made. I guess I made the decision to stay out there. So one of the differences was that I was bussed from the southeast side of town to the southwest side of town. So there were kids I got to know through school, but I didn't have any kind of social life with most of them, with a couple different exceptions, through my childhood. So it was a lot of academics, it wasn't a lot of play time, right? That certainly informed how I grew up, and it's made me a little bit struggle to understand and and be a really sensitive, playful, patient type parent, because my my kids and I'll, we'll go there when we get there, but my, my children, I have four, they're all still in home right now, are very normal kind of rambunctious kids that enjoy and struggle with the same things that any other kids do. They are all sighted, but, but my parents were. Was pretty strict. They set high expectations, but some of that was high expectations for behavior as well. So I really wasn't ramming around and causing trouble and getting into mischief and, you know, getting on my bike and riding for miles outside the way kids did in the 70s. So there there were limitations in my childhood, but, but, you know, my parents, too, expected me to utilize and to have the resources that would lead me to be anything I wanted to be. And I honestly think that if I had said, I want to be the President of the United States, they would not have ruled it out. Now, the only thing I've really been president of is several different civic organizations and the Indiana branch of the NFB. You know, that's something not everyone does. I've interviewed a governor before when I was a journalism student. That was fun, and I've met congress people, but they did not set the limitations. You know, sometimes maybe I did, but but they didn't. And so I'm really grateful for that, that as long as I knew what I wanted, they made sure that I had the tools and access to whatever training they knew about that could help me to   Michael Hingson ** 21:18 get there. So you you went through school. And I think our our younger lives were fairly similar, because I also, when I went into fourth grade, and we finally had a resource teacher in the area, I was bused to the other side of town for that. And all of that kind of came together when I started high school, because everyone in Palmdale went to the same high school, so anyone I knew prior to going across town, I got to know again, and still knew as as friends growing up, but we all went to high school together. But you know, I hear exactly what you're saying, and my parents did not impose limitations either, and I'm very blessed for that. But you went through school and then you went to college. Tell me about college.   Kane Brolin ** 22:19 It was a fun experience. Glad that I went through it. I attended Iowa State University for my bachelor's degree. I know that you've never, ever heard this before, but I really dreamed about being a radio personality. And I say that sarcastically. It's what I wanted to be, because I had a cousin that was in the business. But of course, since then, as I've gotten more into blind blindness culture and met many other people that I never knew growing up, I know that that the media and especially radio as a gift, is really fascinating to many of us, and a lot of us have had rotations in different parts of that, especially with the advent of the internet, but this was back during the 70s and 80s, and what I wanted to be at first was a DJ. Used to pretend to be one at home all the time and then, but I also knew where the library was, and I developed a great love of books and information and data. To some degree, I wasn't really a math guy, more of a word guy, but I then developed a deep interest in journalism and investigation and research, and so by the middle to late 80s, what I wanted to be was, let's just call it the next Peter Jennings, if one can remember who that is, right. And I'm sure that there are probably, you know, facsimiles of him today,   Michael Hingson ** 23:50 but it's hard to be a facsimile of Peter Jennings. But yeah, he really is,   Kane Brolin ** 23:55 and that he was great and but you know the disadvantage, the advantage and the disadvantage of going to Iowa State University. I Why did I go there? Because any of my few relatives that had gone to college, including my dad, had had gone there. My dad was very loyal to his alma mater, and he told both myself and my sister, who is a very different person and not blind at all. If it was good enough for me, it's good enough for you, and if you want me to pay for it, here's where you're going to go. Now, Iowa State is mostly an engineering and agricultural school. It's a land grant institution. And I know that land grant institutions are a little controversial in today's climate where there is more of an emphasis on diversity, equity, inclusion and making up for some past societal wrongs, but these are deeply respected institutions that mainly turned out people that ended up well, doing things like building. Bridges and being mechanical engineers and developing new seed corn hybrids and things of this nature. It did have a telecommunicative arts program, and I was in it, but there were very few of us in it, and I did get a chance to get my hands on the equipment. I was a broadcaster, first on a student radio station at Iowa State called K usr. Then I actually did work for pay, sort of for a number of years for w, O I am and FM, which were flagship stations of what we would now call the the NPR network. You know, these were around since the 20s, and I actually did work for them. I was on air a little bit. I ran the control board a lot, and I worked for those two stations on a part time basis, probably about a three quarter time basis, for several years after leaving college, and it was really a student job, but I had trouble finding any other more meaningful work in the industry. What I gradually came to find out is that I loved radio, but radio really didn't love me, and I wasn't really thinking strategically. At that time, I graduated in 1988 it is that very same year that a little known figure from Kansas City named Rush Limbaugh hit the American airwaves like a ton of bricks. And because of him and some other people like him, all of a sudden, local stations realized that they could drop their news and information programming, stop hiring so many people, and because Mr. Limbaugh was as popular as he was, they could basically run a lot of satellite based programming, have somebody sort of halfway monitor the board and hire somebody else to program computer systems that would put automated commercial breaks on and things like this, and they wouldn't really have to produce local content. We also saw the elimination of the equal time standard and the Fairness Doctrine, which required local stations to put on a variety of viewpoints and air programming every week that was in the public interest, that didn't necessarily have commercial value. And so the things I wanted to do became a lot harder to do, because by the time I was ready to get hired to do them, not a lot of radio stations were hiring people to do it, even in the even in the television world, and so strategically, I was buying into a sinking market, and That wasn't a great place to be at that time. And so with some reluctance, after a lot of fruitless job searching, I chose another path, not necessarily knowing where that path would lead. And so the last time I ever got paid to run a shift for a radio station was in late June of 1993 I've been a guest on a couple of different shows and some podcasts like this one. I greatly enjoy it. I've even thought about doing some internet broadcasting. I don't have the time, really to do that now, but, but, and I miss it, but I have found out there are ways of diverting the skill sets I have to another path.   Michael Hingson ** 28:25 And what path did you choose?   Kane Brolin ** 28:28 Initially, the path I chose was graduate school. I was fortunate enough to have gotten good enough grades that I was able to get approved by a number of different business schools. You know, the first path I really wanted to do is be a Foreign Service Officer for the diplomatic corps. I applied for the US Department of State. And I had some hopes in doing that, because around 1990 a gentleman named Rami Rabbi. You may know him, I do did became the first blind person ever to be a Foreign Service Officer. Now, he had advantages. He had traveled the world. I had traveled to Mexico and Costa Rica, and I spoke Spanish, and I was pretty fluent, but he was a little bit more qualified in different ways that they were looking for. So I wanted some international experience. I applied for the Peace Corps, and I had no real shot at that. What they were looking for was something very different from what I was then. But I did apply to the Foreign Service, and I made it almost all the way down the hiring process. I made the final 3% cut among the class they were looking at in 1990 and 91 I went to Virginia to, I think Alexandria and I sat for the last round of interviews and simulations that they did. Unfortunately, I was in the top 3% and they wanted the top 1% so I had a really fun few days out there at the government's expense. But I also found that I was not going to be hired to be the second blind. Foreign Service officer. I later found out that Mr. Robbie had to actually file a lawsuit and win that lawsuit to get his opportunity. So I know that the system were not exactly bought in to blame people doing this on a regular basis. I know there's others that have gotten there since that, and I've met one of them, but but that that wasn't for me, but they also said what I really needed was more management experience. I'd never done anything in management, so I decided to go to management school or business school as graduate school. I got accepted by a few different places. I chose Northwestern University in Chicago. My sister had gone through that program. I guess that's maybe one of the reasons I selected that one. I could have gone to a couple of others that also had accepted me, and sometimes I wonder what would have happened had I done that. But I did spend two years in Chicago land met some of the most impressive people that I've ever met in my life. Figured out train systems and pace bus systems, and went all over the place and had friends in the city, not just in the school. I made the most of that time, and that's what I did from 1993 to 1995 unfortunately, I found out you can get a an MBA or a master of management, but they still, still weren't hiring a lot of blind people out there. And so while my associates were getting jobs at McKinsey and Company, and Booz Allen Hamilton, as it was known at that time, and they were working for Bank of America, doing all kinds of interesting things and and also brand management companies like disco and Kellogg and all that. I got all of one job offer coming out of one of the top 5b schools in the country, and I took that job offer, which led me to Midland, Michigan, where I knew nobody at that time, but I spent about three and a half years doing various types of business research for the Dow Chemical Company, and that did not last as a career, but I got a chance to make the first real money I had ever earned. At that time through another connection that wasn't related to Dow, I happened to meet the woman that I eventually married and am with now, and have had four kids with, and so that was a whole different kettle of fish. But at the end of 98 I was downsized, along with several others in my department, and we decided at that time that entrepreneurship was probably not a bad way to go, or, you know, something that wasn't just strictly speaking corporate. In 2000 I landed in the South Bend, Indiana area, which is where she is from. I had never lived here before. This is where I am now. And while struggling to find a place here, I realized that I could get hired on as what is called a financial advisor. I had no idea what that was. Well, you know, with a business degree, I could probably be a credible hire as a financial advisor. Little did I know that that involved tele sales. In the very beginning, never thought I was a salesperson either. Since then, I have found out that I have more selling ability than I had ever thought that I might and that that is an honorable profession if you're convincing people to do what is right for themselves. And so I've found that over the years, being what I am enables me to, well, in a way, keep my own hours. We've chosen the small business, sort of independent contracting route, rather than the employee channel, working for a bank or for somebody else's brokerage. I get to be a researcher, I get to be a public speaker now and then, and I get to help people problem solve, which is something I would not have had a chance to do on the radio. And when someone comes up to you, as a few people have and have, said, you know, thank you for making it possible for me to retire and to do what I want to do, and to spend time with grandkids and to live where I want to live. You know, that's a that's definitely a hit. That's a great feeling to have someone say, Thank you for helping me to do and to be what I didn't know I could do or be. So   Michael Hingson ** 34:38 investing isn't what you had originally planned to do with your life. So I can't say that it was necessarily a lifelong goal from the beginning, but you evolved into it, and it seems to be going pretty well for you.   Kane Brolin ** 34:51 Well, yeah, I think it has. It's investing means different things to different. People, to some clients, the goal is, I just don't want to lose money. Please put me in something that earns a little bit, but I don't want the chance for anything I'm in to go down for others. What investing means is, I want to be more aggressive. I want to build what I have. What do you think about this or that opportunity? What stock should I be in? Because I really want to grab onto an opportunity and seize the day and have as much as I can have at the end of the day. And you know, For still others, it means, it means giving. It means building something up so I can pass it along, either to a charity, to the kids, to the grandkids, to to my religious institution of choice, whatever that is. So I find that investing is not just investing, the the at the root, at the heart of investing, the heartbeat of it, is really the people that I serve. And you know, I was told early on, hey, you don't have a practice. All you're doing is practicing, unless you have people to be in front of. And so in my mind, you know, and I'm not that much of a quantitative guy. I'm I'm not the person out there working as an actuary for Symmetra Life Insurance Company figuring out how much money has to go in and how much it must earn to be able to give 50,000 people the payouts they want from an annuity till the end of their projected lifespans. That's that's not where I am. I'm not designing a mutual fund that's more like what a certified financial analyst would be. I am a Certified Financial Planner practitioner, and what a CFP does is takes numbers that you see and translates those into action steps that I can explain in plain English terms to a client I'm in front of that can give that individual person, family or small business the kinds of outcomes that they want. So I'm on the retail end of the food chain, and my job is to try to take the numbers that others are generating and boil that down into something that is digestible to the common man and woman, that allows them to, we hope, live the way they want. So   Michael Hingson ** 37:29 I gather from listening to you though, that you enjoy what you do.   Kane Brolin ** 37:36 I do particularly when it works.   Michael Hingson ** 37:39 Well, there's times.   Kane Brolin ** 37:40 There are times it gets a little tricky. 2001 2002 I know that you had a very personal experience that vaulted you, Michael, into this, into the realm of the famous, or the Almost Famous, on 911 I remember what 911 was like as a very small time retail investment person working out of a field office. I was somebody's employee at that point. I was working for American Express financial advisors, and I remember my life was never in danger in 911 but there were a lot of clients that thought their money and their data were in danger, and then the country that the country itself, might even be in danger. And so I morphed during that week from being a telemarketing person trying to set appointments with people I'd never met to being a person who was trying to dole out comfort and a feeling of security and solace to people I had met who the few that I was managing their accounts at that time, calling them and saying, You know what, your money and your data are safe. I'm here. The company that you have your stuff invested with is based in Minneapolis. It's not based in the Twin Towers, the markets are shut down. There will be volatility, but you're not crashing today, just so   Michael Hingson ** 39:08 the other the other side of it, the other side of that, was that during that week after September 11, there were a lot of people who were working and moving, literally Heaven and Earth, if you will, to bring Wall Street back. And I know I'm working with some of those companies and providing them with the backup equipment, or not so much at the time, backup equipment, but the equipment that would be able to read existing tape backups and put that back on computers. And I know, I think it was Morgan Stanley had found an office space sometime during the week after September 11. Then, as they describe it, it was the building with a floor the size of a foot. Football field, and they scrounged and scavenged and got their providers of equipment, like IBM to provide them with computers, even taking them from IBM employees desks to provide enough equipment to be able to set up what was the equivalent to the trading floor that had been in the world trade center that was destroyed on September 11, and literally from Friday afternoon that would have been the 14th to the 16th in 36 hours. They not only reconstructed physically what the trading floor was but because of what we provided them with, they were able to completely reconstruct what everything looked like on their computers. So when Wall Street reopened on the 17th, everything was like it was when everything shut down on the 11th now, I think there's some blessings to the fact that the towers were struck before Wall Street opened. I don't know how much easier that made it maybe some, but the reality is that data is backed up regularly, so they would have been able to to survive, but the fact that the markets hadn't opened in the US certainly had to help. But by Monday, the 17th, they brought Wall Street back, just as if nothing had happened. It was a monumental feat to be able to do that. That is a story   Kane Brolin ** 41:37 that I would love to read, because I've never heard that story before, and that makes me feel very unintelligent. Michael, you know, I can't even imagine the logistics and the people and just even the imagination that it would take to reconstruct that. I'm sure it was 1000s. I'm sure it was 1000s of people. And I'm sure that probably that's something that somebody had thought about even before the 911 incident happened. I don't think that was invented out of whole cloth on Friday the 14th, but that's a story that would be a very captivating book, and if no one's written it, then, gosh, would that be a fun thing to research and write.   Michael Hingson ** 42:21 Well, you know, the reality is, the SEC required that all data from financial institutions had to be backed up and kept available off site for seven years. So first of all, the data was all around and that's why I think it was an especially great blessing that the markets hadn't opened, because all the backups from the previous night, and probably from all the not only the futures, but the sales from foreign markets, were pretty much all backed up as well. So everything was backed up. That, of course, was the real key, because getting the hardware, yes, that was a logistical nightmare that they were able to address, getting the computers, getting everything where they needed it. Then companies like ours providing them with the wherewithal to be able to pull the data from the tapes and put it back onto the computers. It had to be quite a feat, but it all worked. And when Wall Street opened, it opened as if nothing had happened, even though some of the the offices were now in completely different places across the river. But it all worked, incredible. Yeah, I was, it was, it was pretty amazing. I knew people from the firms. And of course, we helped them by providing them with equipment. But at the same time, hearing about the story later was was really quite amazing, and and they did a wonderful job to bring all that back. So it was pretty, pretty amazing that that all that occurred. So that was pretty cool all the way. And   Kane Brolin ** 44:00 of course, the other struggle was in 2007 2008 I remember when I would be sitting at my desk and I'm not a day trader, I'm, I'm, I'm a long term investor. That's what most of my clients want. I'm not in there, you know, trading, trading daily options. I'm not doing inverse leveraged products that have to be bought in the morning and then sold in the afternoon under most cases. But I remember sitting at my desk in 2008 when the great recession was going on with the financial crisis happened and and when banks and huge investment banks, brokerage institutions were, in some cases, completely failing, that's a whole other story that was chronicled in books like The Big Short as an example, but I remember sitting at my desk and timing it and watching in a five minute period of time. As the Dow Jones Industrial Average, which was back in in those days, was, was what maybe 6000 or so as a benchmark. It was going up and down by a margin of error of 800 points in five minutes, it would be 400 up one minute, and then 400 down from that level. In other words, an 800 point swing within a five minute period of time. There was one day I went to take a test, because I have continuing education on a pretty regular basis, had to go to a testing center and take a test that lasted maybe three hours. I got back, and I think the market for at least the Dow Jones had dropped by 800 points during the time that I was in the testing center. And that gives you some stomach acid when that sort of thing happens, because even though it it's, you know, things always bounce back, and they always bounce up and down. Clients call and they say, oh my gosh, what happens if I lose it all? Because people really think that they could lose it all. Now, if you're in a mutual fund with 100 different positions, it's very unlikely, right? All of those positions go to zero. What I found out is that when people's money is concerned, it's emotional. Yeah, it's all rational. They're not looking at the empirical data. They're thinking fight or flight, and they really are concerned with what in the world am I going to do if I go to zero? And   Michael Hingson ** 46:38 it's so hard to get people to understand, if you're going to invest in the market, it has to be a long term approach, because if you don't do that, you can, you can disappoint yourself, but the reality is, over the long term, you're going to be okay. And you know now, today, once again, we're seeing the evidence of that with what the Fed did yesterday, lowering by a half a point, and how that's going to affect everything. But even over the last five or six years, so many people have been worried about inflation and worried about so many things, because some of our politicians have just tried to scare us rather than dealing with reality. But the fact of the matter is that it all will work out if we're patient and and allow things to to work. And what we need to do is to try to make wise decisions to minimize, perhaps our risk. But still, things will work out.   Kane Brolin ** 47:43 Yeah, I remember, I think, the Dow Jones Industrial Average, which is what always used to get quoted, at least on the radio and the television. It was somewhere in the somewhere in the 11,000 range, before the 2008 debacle. And it fell to, I think, 6400 right was the low that it reached. Now it's over 41,000   Michael Hingson ** 48:11 closed up above 42 yesterday. I'm not   Kane Brolin ** 48:13 sure it very well may have so you know when you when you really think about it, if you just stayed in and it's more complicated than that. One of course people have with the market is that when the market crashes, they also may need to get their money out for different, unrelated reasons. What if I lost my job as a result of the market crashing? Right? What if? What if there is a need that I have to fulfill and that money has to come out for me to make a house payment. You don't know that. And so that's the unfortunate part, is that a lot of the academic missions don't take into account the real human factor of real people that need to use their money. But if you could stand to hang on and leave it in, it would be worth you know, what would that be like six or seven times more than it was in 2008 but that's not what what clients often do. They they often want to sell out of fear when things are down, and then wait too long to buy back in when the elevator has already made its way quite a ways up, right?   Michael Hingson ** 49:25 I remember once, and I don't remember what the cause was, but Rolls Royce dropped to $3 a share. And there were some people saying, this is the time to buy. It is it's not going to go away. And those who did have done pretty well. Bank   Kane Brolin ** 49:44 of America was $3 a share for quite some time. It was, it was technically a penny stock. This is Bank of America, you know, one of the leading financial institutions in the in the country, which, incidentally, has a very interesting. History. It wasn't born in New York, it was born in the south, right? But, yeah, if you only knew what those trough opportunities were and knew exactly when to buy in and and I'm constantly telling people, look my my goal is, is not so much to figure out what to buy but when to buy in. We're trying to buy low and sell high, and just because something did well last year doesn't mean you have to hang on to it. It might mean we want to trim that position a little bit, take some profit and and pick something that doesn't look as attractive or sexy because of last year's lackluster returns, but maybe this year. It will just due to changing conditions. Financial markets run in cycles. And it's not that some things are inherently good or bad. Some things are in favor now. They were not in favor last year, and they might not be in favor, you know, two years from now, but they are now. So that's the hard part. You're not supposed to really time the market. We can't predict all these things, but that's why you encourage people to diversify and to have some things that are not correlated with each other in terms of doing well or badly at the same time. So you can always sometimes be gaining with in with your left hand, while your right hand is is struggling a bit. Hence,   Michael Hingson ** 51:25 the need for people who are certified financial planners, right? So there you go. So you, you got married, what, 27 years ago, and you married someone who was fully sighted, who probably didn't have a whole lot of exposure to blindness and blind people before. How did all that work out? Obviously, it's worked out because you're still married. But what was it like, and was it ever kind of an uncomfortable situation for you guys?   Kane Brolin ** 51:58 I don't think blindness. Surprisingly enough, I don't think it was super uncomfortable for her. Now, she had not encountered lots of blind people before, maybe not even any before. She met me, but I met her, and this is where I had it easy. She didn't have it easy, but I met her through her family. I knew my wife's name is Danica. I knew her brother before I knew her, because he and I had been buddies. We for a little while. We ended up living in the same town up in Michigan, and it was not here in the South Bend area where she is, but I went home and had a chance to be to tag along as he was doing some some family things and some things with his friends so but, but my wife is a very interesting father. She has a very interesting dad who is no longer with us. May he rest in peace? No, no. Hello. Sorry. My nine year old just made a brief appearance, and she's incorrigible.   Michael Hingson ** 53:00 You wouldn't have it any other way. No, there   Kane Brolin ** 53:03 are days when I would, but I don't. So anyway, the I found out some interesting things raising kids as a blind parent too, but you know, her dad did not see really any kind of limitations when the world around him was racist he really wasn't. When the world around him was ableist. He really didn't. And one of the things he encouraged me to do, they had a little acreage Danika parents did. And he actually asked me one time when it was a leaf blowing or leaf storing season, it was in the fall, lots of oak trees, different things there to drive the garden tractor, as there was a Baleful leaves behind that he was taken to an area where they would eventually be burned up or composted or something. And I did that. He had an old garden tractor with a, you know, his gas powered, and it had pedals and steering wheel, and he would literally run around alongside it, didn't go very fast, and tell me kind of when and where to turn. I'm told that I almost crashed into the pit where the basement of the home was one time, but I didn't. So he was one of these people that like saw virtually no limitations. Encouraged his kids and others to do great things. He didn't have a great feel for people. He would have been an anti politician. He had trouble remembering your name, but if you were a decent person and treated him right, it didn't matter if you were black, purple, green, blind, deaf, whatever. He saw it as an interesting challenge to teach me how to do things. He taught me how to kayak. He taught me how to cross country ski. Back in those days before climate change, we actually got quite a bit of snow in the area where I live, even as early as Thanksgiving to. I'm in November. And so the first couple of winters that we lived here, and we would go to a local park, or, you know, even just out in the in the backyard of where his property was, and, and, and ski, Nordic ski, not downhill ski, really, but it was, it was an amazing exercise. It's an amazing feel to be able to do that, and I have no memory, and I had no relatives that that were in touch with the true Scandinavian heritage, that ancestry.com says that I have, but the act of doing a little bit of Nordic skiing with him gave me a real feel for what some people go through. Because traditionally, skiing was a form of transportation in those countries. In the Larry P you skied to work, you skied to somebody else's house. So, you know, I thought that that was fun and interesting. Now, the last few winters, we haven't gotten enough snow to amount to anything like that, but I do have, I still have a pair of skis. So no, that may be something that we do at some point when given the opportunity, or some other place where we have a bit more of a snow base.   Michael Hingson ** 56:10 Well, I'm sure that some people would be curious to to know this being blind and doing the work that you do, you probably do. Well, you do the same things, but you probably do them in different ways, or have different technologies that you use. What's some of the equipment and kind of technologies that you use to perform your job?   Kane Brolin ** 56:32 Well, you know, I wouldn't say that. I'm cutting edge. I'm sure there are people who do differently and better than I do, but I do most of my work in a PC based environment. It's a Windows based environment at the present time, because the broker dealers and the other firms that I work through, you know, I'm independent, in a way, meaning I pay my own bills and operate out of my own space and have my name of Berlin wealth management as a shingle on my door, so to speak. But you never walk alone in this business. And so I chose, ultimately, a company called the Commonwealth financial network to serve as my investment platform and my source of technology, and my source of what is called compliance, which means, you know, they are the police walking alongside what I do to make sure that I've documented the advice I've given to people, to make sure that that advice is suitable and that I'm operating according to the law and in the best interest of my clients, and not Not taking money from them, or, you know, doing phony baloney things to trade into a stock before I recommend that to somebody else. You know, there's a lot of malfeasance that can happen in this type of industry, but all these securities that I sell and all the advice that I given are done so with the blessing of the Commonwealth Financial Network, which is a member of FINRA and SIPC, I just need to point that out here. But they also provide technology, and most of their technology is designed to work in a Windows environment, and so that's typically what I have used. So I use JAWS.   Michael Hingson ** 58:23 And JAWS is a screen reader that verbalizes what comes across the screen for people who don't know it right, or puts   Kane Brolin ** 58:28 it into Braille, or puts it into Braille in the in the in the early days of my doing the business, many of the programs that we had to use to design an insurance policy or to pick investments, or to even monitor investments were standalone programs that were not based on a web architecture that would be recognizable. And so I was very fortunate that there was money available from the vocational rehab system to bring somebody in from Easter Seals Crossroads here in Indiana, to actually write Jaws script workarounds, that is, that could help jaws to know what to pull from the graphics card on the screen or in the system, to be able to help me interact. Because otherwise, I would have opened up a program and to me, it would have just been like a blank screen. I wouldn't be able to see or interact with data on the screen. Now, with more things being web based, it's a little easier to do those things. Not always. There are still some programs that are inaccessible, but most of what I do is through the use of Windows 10 or 11, and and with the use of Jaws, I do have, I devices. I like Apple devices, the smaller ones. I'm actually speaking to you using an iPad right now, a sixth generation iPad I've had for a while. I have an iPhone so I can still, you know, look up stock tickers. I can send 10. Text messages or emails, if I have to using that. But in general, I find that for efficiency sake, that a computer, a full on computer, tends to work best and and then I use that more rapidly and with more facility than anything else, right? I use the Kurzweil 1000 system to scan PDFs, or sometimes printed documents or books, things like that, into a readable form where I'm trying to, trying to just kind of anticipate what other things you may ask about. But you know, I use office 365, just like anybody else might. You know, I I have to use a lot of commonly available programs, because the people monitoring my work, and even the clients that I interact with still need to, even if they have sight, they need to read an email right after I send it. You know, they've my assistant has to be able to proof and manipulate a document in a form that she can read, as well as one that I can listen to or use Braille with. I'm a fluent Braille reader and writer. So there are some gizmos that I use, some braille displays and Braille keyboards and things of that nature. But, you know, most people seem to be under the misconception that a blind guy has to use a special blind computer, which must cost a king's ransom, not true, if anybody's listening to the program that isn't familiar with 2024 era blindness technology, it's mostly the same as anybody else's except with the modifications that are needed to make stuff accessible in a non visual format, and   Michael Hingson ** 1:01:45 the reality is, that's what it's all about. It's not like it's magically expensive. There are some things that are more expensive that do help. But the reality is that we use the same stuff everyone else uses. Just have some things that are a little bit different so that we are able to have the same access that other people do, but at the same time, that's no different than anyone else. Like I point out to people all the time, the electric light bulb is just a reasonable accommodation for light dependent people. Anyway, it's just that there are a whole lot more people who use it, and so we spend a whole lot more time and money making it available that is light on demand to people. But it doesn't change the fact that the issue is still there, that you need that accommodation in order to function. And you know that that, of course, leads to and, well, we won't spend a lot of time on it, but you are are very involved in the National Federation of the Blind, especially the NFB of Indiana, and you continue to pay it forward. And the NFB has been all about helping people to understand that we're not defined by blindness. We're defined by what we are and who we are, and blindness is happens to be a particular characteristic that we share   Kane Brolin ** 1:03:09 well, and there's a lot of other characteristics that we might not share. As an example, somebody, I don't know that he is involved in the NFB as such, but you know blind, if you're involved in American Blind culture and and that you've probably heard of a man named George Wurtzel. He is the brother of the guy that used to be president of the NFB of Michigan affiliate. But I understand that George is very good at things that I am not at all good at. He, you know? He understand that he almost built his own house from the ground up. His skill is not with computers and email and all this electronic communication that they do today, but he's a master woodworker. He's an artisan. You know, I I'm also involved, and I'd be remiss if I didn't mention it, I'm also involved with an organization called Penny forward, which is, you know, it could be the direction that I ultimately head in even more because it dovetails with my career. It's financial, education and fitness by the blind, for the blind, and it was started by a young man named Chris Peterson, who's based in the Twin Cities, who is not an NFB guy. He's actually an ACB guy, but his values are not that much different, and he's been a computer programmer. He's worked for big organizations, and now he started his own and has made a full time business out of financial fitness, educational curricula, podcasting, other things that you can subscribe to and buy into. And he's trying to build a community of the varied blind people that do all kinds of things and come from all sorts of backgrounds. And in one of the later editions of his podcast, he interviewed a man who's originally from Florida, who. Founded a company called Cerro tech that some might be familiar with, Mike Calvo, and Mike came to some of the same conclusions about blindness that you and I have, except that he's much younger. He's from Florida, and he's a Cuban American. He's a Latino whose first language growing up probably was Spanish, and who actually came out of, out of the streets. I mean, he was, he was in gangs, and did all kinds of things that were very different from anything I was ever exposed to as a young person. So I think in a lot of ways, we as blind people face the same types of issues, but we don't. None of us comes at it from the same vantage point. And, you know, we're, we're all dealing with maybe some of the same circumstances, but many, many, we've gotten there in very many different ways. And so I try to also impose on people. We are all different. We're a cross section. We don't all tie our shoes or cook our meals the same way. We don't want to live in the same environment. We don't want to do the same hobbies. And we don't all have better other senses than sighted people do. I don't know how many times you've heard it. I'd be a very rich man if I had $1 for every time someone said, Well, yeah, but you know, being blind, your hearing must be so much better, your sense of smell must be so much more acute. Well, no, the the divine forces in the universe have not just compensated me by making everything else better. What do you do with someone like Helen Keller, who was blind and deaf. There are people with plenty of people with blindness, and also other morbidities or disabilities, or I don't even like disabilities, different different abilities, different strengths and weaknesses. Along with blindness, there are blind people who also happen to be autistic, which could be an advantage to them, in some ways a disadvantage to others. I would like to go beyond the discussion of disability and think of these things, and think of me and others as just simply being differently able, because, you know, what kinds of jobs and roles in life with people that have the characteristic of autism, maybe they are actually better at certain things than a non autistic person would be. Maybe overall, people who live with the characteristic of bl

Dora Zhang interviews Shiven Shah, CFO at Libra Solutions, on the "Weinberg in the World" podcast. Shiven discusses his extensive career in finance, including roles at Merrill Lynch, Citi, Peak6, ABN AMRO Clearing Group, and OppFi, where he helped take the company public. He emphasizes the importance of flexibility and teamwork, and highlights the supportive community and lasting relationships he formed at Northwestern University. Transcript:  Dora: Welcome to the Weinberg in the World podcast, where we bring stories of interdisciplinary's thinking in today's complex world. My name is Dora Zhang and I'm your student host of the special episode of the podcast. I'm currently a junior studying economics, psychology with an IMC certificate. And today, I'm very excited to be speaking with Mr. Shiven Shah, who is a CFO at Libra Solutions, a PE-backed specialty finance company. Mr. Shiven, thank you so much for taking the time to speak with me today. So to start off, do you mind introducing yourself? Shiven: Yeah, it's a pleasure to be here. Thank you Dora, for having me on the podcast. My name, as you mentioned, is Shiven Shah. I graduated in Northwestern, the class of '99. So I've just had my 25th year reunion recently, which was great to see a lot of old faces and friends and colleagues from many years ago. So I have had a really tight connection with the Northwestern community. I'm a member of the NULC, helped with admissions committee, and also with some mentoring projects as well. Background wise, I grew up in the Chicago area, right outside of Oak Park, Illinois, which is a western suburb, very similar to Evanston in a lot of ways, a diverse community. And my first choice was Northwestern and I ended up being fortunate enough to be accepted in, and studied economics and minored in statistics. And then I ended up going into a career in finance, starting right after undergrad in New York City at Merrill Lynch in investment banking. I did that for a few years, and then went to business school. I ended up in a financial management program during the financial crisis, and it was really interesting times 2007, 2008, where we had to bail Citi out with the too big to fail and the credit derivatives and the swaps. So it was a very interesting time to be there. So I ended up staying at Citi in a variety of finance roles for about eight years. And then ended up coming back to Chicago, and then worked at a trading company called Peak6, which was a diversified company. They had several investments in small private equity type investments, private placements, and also had bought a couple other companies and sold a couple of companies while I was there. So really, really great experience. And then I ended up going into another CFO role at ABN AMRO Clearing Group running the Americas business for trading clients. And then I really, really found my footing in 2017 when I joined a company called OppFi, which is a mission-driven company to help the hundreds of millions of Americans that live paycheck to paycheck and with 70% of America having savings of less than a thousand dollars. We tried to provide an alternative to payday loans and other high interest rate products, with a fully amortizing product that really gave people an opportunity to withstand an emergency situation. We ended up building the company up over a five year period from startup and then we ended up taking the company public via the SPAC process in 2021. I stayed with the company one year post public and then I joined another company, similar space, similar mission to help those in an emergency situation. In this case, Libra Solution is responsible for consumer litigation funding, so mostly personal injury. So when people get into a car accident, a motor vehicle accident, we help them out by providing an advance against the case settlement. So while they wait on a case which can last anywhere from an average of a year and a half to sometimes more than five years, we provide... And also have relationships with providers and attorneys to help them get the right care. So that's my background. Really excited to be here, as I said. I'm looking forward to the questions. Dora: Yeah, thank you so much for sharing your background. Because you've previously talked about your recent reunion with the Northwestern community, do you want to talk a little bit about the Northwestern alumni network? How would you describe the network? And are you in touch with any of the alumni? Shiven: Yeah, I think some of my best friends are from Northwestern, who I still keep in touch with, talk to on a daily basis really, and spend a lot of time. I think the greatest thing from my experience at Northwestern, were definitely the relationships that I formed there. I think the friendships are long lasting, lifelong and genuine. And the best part about the Northwestern alumni network, is that people really are out there to help each other. And I think whether it's a more recent alum or somebody that's more seasoned, or that's been out of school for a longer period of time, I think the ability to leverage the network and leverage the relationships and the friendships, I think is one of the best things ever. So yeah, not just the reunion, but again, on an ongoing basis, having that connectivity with the school and the university is very important to me. Dora: Is there any other resources you remember taking advantage of at school? Shiven: Yeah, so I think there's a lot of resources at the school, the career network, I think the student clubs are great as well, to network into different companies. The relationships that the co-op program that I wasn't a part of, but a lot of friends were, is another great opportunity. And I think, just the number of organizations, I was in the Greek system, so I had joined a fraternity there and a lot of the relationships I had from there continue to last for years post Northwestern. So I had a really good experience there. I was involved with cultural groups and affinity groups, the South Asian Student Association. And was involved with some of the dances and the performances and the festivals that we celebrated. So I think that that diversity is also super important with so many people from so many different backgrounds. That's what makes Northwestern really unique. Dora: Yeah, absolutely. And going back to your career, were you thinking about doing a career or jobs in finance when you first came to Northwestern? Or how was that process of choosing what career? Shiven: Yeah, no, I came in thinking like a lot of the Asian and Indian parents want their kids to be doctors. So I came in being told that I should be a doctor. And unfortunately, after about a year and a half and struggling through organic chemistry, I realized that it wasn't my calling to do medicine. And to the disappointment of making that phone call, I'll never forget to my parents, they were very disappointed that I decided not to go. And I got a very long lecture about why my career and my life is going the wrong direction. And they thought I was just goofing around the whole time during Northwestern, which is partially true, but not fully. I ended up with Northwestern really realizing that math was my calling in life, and I like the business side and how using mathematics and data to solve business problems, I thought it was what I wanted to do. And so over the course of a couple of years really by my junior year I thought I wanted to do something more in financial services and where I can do something that I'm more passionate about. So yeah, I feel like it was the right decision and I feel good about where we are. Dora: Yeah, thank you for sharing that. Is there any particular skills or habits do you think is important for your career? Shiven: Yeah, I think the most important characteristic one can have, and my advice is to be flexible in a company and be versatile. Not just do something that this is your immediate job, but offer perspectives, offer out of the box thinking. And I think that the other piece is be a team player. There should be no job that's too menial. Whatever you're told to do, view it as a service to your company and try to do the best, not for yourself, but for the broader and the greater organization. Be a culture champion, make it a positive experience, help other people out. I think it's super important. I think the other piece is as a leader, is care about your people, really care about the individual, care about their development and make it an environment where people want to work. They're not just there to collect a paycheck, but they're having a fun time there and really making an impact and really fulfilling the mission of what that company is. So I think it's go for what you're interested in rather than trying to check boxes. Dora: Yeah. And another question I have, is that during your academic or professional journey, is there anything that you regret or wish you could do differently? Shiven: Yeah, I think what I would have said, is I would have been more honest with myself in what I really wanted, what my passions were. And I think the other piece of it, is be who you are, even who you spend time with. And I would say, early on in my college career I was trying to like fit in as opposed to being myself, both with my family at home and trying to be a doctor. And also with the people I associated with, I was trying to, adhere to what I thought what people liked. And then as you get older you're like, "You know what? You are who you are, be yourself, be a good human being, but don't try to be somebody you're not and be true to yourself." Dora: Yeah. And also I feel like as a college student sometimes we'll meet some obstacles in school and also in recruiting and stuff. So is there any advice you can give the students to keep them motivated? Shiven: Yeah, I think my biggest advice is I think there's no substitute for hard work. And whether that's in recruiting, whether that's in your schoolwork, whether that's in as you look for a job or decide on a career path in general, I think you got to spend the time, right? So for example, if you're looking for a job, people aren't going to reach out to you, and there's so many qualified individuals, so how do you differentiate yourself? One, is you make an effort. You go to these career fairs but also start to figure out who's in your network? Who's at Northwestern? Have introductory coffees together and try to learn from them and seek help. And you may reach out to a hundred people and only one or two people respond, but it's one or two more than you would've had if you didn't make any effort. And if you look at like how people get to where they are, a lot of it is really based on the people you know and the people that have helped you out. As a society we help each other out, but you have to seek that help. And so don't be afraid to ask for help and not do it all on your own, but get guidance of those that have done it in the past. Dora: And I think you've already touched a little bit about this, but is there any specific tips for networking for students in college or after graduation? Shiven: Yeah, I think it's important to be part of the student organizations that are connected to the field of study that you want to do or the career that you want to pursue. And also, I think using job networks like LinkedIn and the Northwestern alumni network, there are thousands of alum all over the world, tens of thousands of alum. It's just a question of finding them, right? And so I think using those resources, going through databases and reaching out, and just asking like, "I'm a Northwestern student seeking advice," you will get responses. And it's not going to be a hundred percent as I said, but find and make a point each week to meet at least two new people. That I would say, would be a goal. Have conversations with two new people each week in your field of study. Dora: And just for students who are interested in financial services or finance, do you have any general advice for the students to do in school or in recruiting? Shiven: Yeah, for finance in general, I think a lot of the skills with a liberal arts background are transferable. You don't need to have been in an undergraduate in business school to be successful. I think it's the way of thinking. Take classes that involve critical thinking, that involve data and numbers and analytics. So I think statistics, science courses are very helpful, math courses, computer science. The other thing in finance is that there are two ways to go about it. You're going to go into finance right out of undergrad, or you work in a company, like let's say, you're interested in science and you go work at a biotech company. Or you're interested in art or whatever it may be, or you're an engineer, develop skills that are problem solving skills and analytical. Then you can go back, get your MBA and then do more of a finance specialty. So there's a couple of paths to go on that. Dora: And I know a lot of students, they didn't know what to do for their career when they were in college. So do you think it's important for them to decide what to do before graduation? Or do you think it's okay for them to just navigate and figure it out through their journey in Northwestern? Shiven: I think it is important to have some idea prior to graduating in the first couple of years. I think it's important to explore, keep your options open. But by junior year, like having a path of where you want to go I think is important and having a focus, because you want to hit the ground running out of college. And I think the more you wait to figure that out, the bigger issues that you'll have. And use the time by speaking to others, that have been in different fields and getting a feel for what people do. Go to different companies, go to company visits, go to career fairs and that's how you learn and talk to people. But I think it is important to figure it out before you graduate. Dora: Perfect. Thank you so much for speaking with us today. I think that is all the questions I have. It was really wonderful getting to know you. And thank you again for joining us today. Shiven: Yeah, absolutely. It's a pleasure to be on here and I'm happy to speak to other individuals that have questions on their career. And as I said, use the network and use the opportunity that you have at Northwestern in a positive way. Dora: And thank you for listening to this special episode of Weinberg in the World podcast. We hope you have a great weekend, and go Cats.  

In this week's episode we tackle some intriguing relationship questions, exploring the new trend of forming connections with AI and what that means for the future of love. Join us as we delve into the implications of these digital relationships and how they might reshape our understanding of companionship.Additionally, we spotlight our Small Business of the Week, featuring an exciting conversation with Ernesto, of El Molcajete Sauces, a talented sauce creator from Evanston. We then dive into his creative process, the inspiration behind his flavors, and what makes his sauces a standout in the culinary scene.Tune in for a delightful blend of insightful discussions and delicious stories that are sure to spice up your day!To follow El Molcajete Sauces: https://www.instagram.com/el.molcajete.sauces/ To follow our show or suggest an act of kindness for our "Kindness Connection" initiative: https://www.instagram.com/plungeshow/

What has the last quarter of Daily coverage looked like? What changes have been made to The Daily? How is the city of Evanston using its Sustain Evanston grants? The Daily answers these questions and recaps other top stories from the last week.

The Big Ten has released pre-seeds for its 2025 wrestling championships. The two-day event is slated for this Saturday and Sunday, March 8-9, at Northwestern. Big Ten Network will televise the opening, semifinal, and final sessions. B1G+ will stream the rest of them. Blue-White Illustrated will have complete coverage throughout the weekend as Penn State seeks its thrid straight conference tournament title.Below, we have three things we learned from the pre-seeds, which are not finalized until after Friday's coaches meeting in Evanston but are unlikely to change. You can also watch the BWI Penn State wrestling show and find links to the podcast version.1. The seeds look mostly as expectedUnlike some years, there was little social media outrage about the pre-seeds this year. They look mostly as many anticipated them to. Penn State has five top seeds -- Beau Bartlett (141), Shayne Van Ness (149), Mitchell Mesenbrink (165), Levi Haines (174), and Carter Starocci (184) -- as expected. Gabe Arnold is in for Iowa instead of Angelo Ferrari at 184 and is the No. 4 seed, which means he could meet Starocci in the semifinals after plenty of trash talk was exchanged before the Hawkeyes-Lions dual meet but Iowa went with Ferrari over Arnold opposite Starocci.Looking back at our roundup of seed projections, there were questions about where sophomore 133-pound starter Braeden Davis would end up. He is at No. 4, which was one potential landing spot. And, while most figured Shayne Van Ness would have the top seed at 149, there was some question about it. But, he did indeed land it.

Today's guest is Ellen King, co-owner of Hewn Bread in Illinois and the author of the 2018 cookbook, “Heritage Baking.” Hewn is beloved for its dedication to heritage grains and traditional bread-making techniques. With locations in Evanston, Libertyville, and Winnetka, it's become a community staple, and Ellen's work has earned national recognition. Ellen joins host Jessie Sheehan to share her journey from discovering truly good bread in Norway to the influence Chad Robertson's “Tartine Bread” had on her craft to her underground bread club. Then, the duo walk through Ellen's banana bread recipe from “Heritage Baking,” and the baker shares her trick for getting extra moist and flavorful loaves. Click here for Ellen's Banana Bread recipe.To get our new Love Issue, click here. For Jubilee 2025 tickets, click here.Visit cherrybombe.com for subscriptions, show transcripts, and tickets to upcoming events.More on Ellen: Hewn Bread, website, “Heritage Baking” cookbookMore on Jessie: Instagram, “Salty, Cheesy, Herby, Crispy Snackable Bakes” cookbook

Rusty patched bumble bees lost 87% of their population over the last couple of decades nationwide, and their local populations declined as well. Scientists and residents in the greater Chicago area are conducting research and designing conservation efforts to help this bee and other pollinators. Read the full story here: https://dailynorthwestern.com/2025/02/27/audio/everything-evanston-the-buzz-around-rusty-patched-bumble-bees/

Evanston Salt Costs Climbing @ Rogue Machine Theatre - 10 out of 10! Masterpiece! LA Theatre Bites Recommended! Jan 25 - March 9, 2025. www.latheatrebites.com

If you have watched a Corn Nation video in the past couple of years, chances are you have heard the name Fred Sacco. Fred joins Minnie on Monday Night Therapy to talk about his experience growing up and living in Nebraska. As a Nebraska alum during the birth of the Golden Era in Nebraska Football he will share how electrifying plays by Tommie Frazier led the Cornhuskers to back-to-back national championships in the ‘90's, with the legendary Tom Osborne as head coach. As the dynasty continued with Eric Crouch in the 2000's, he led Nebraska to another championship appearance and was awarded the Heisman Trophy in 2001. Crouch's impact on the program solidified Nebraska's place as a national power. The years after Crouch saw a succession of head coaches and quarterbacks. While success was mixed, the program continued to find ways to win. From head coaches Bo Pellini to Mike Riley, Nebraska fans needed a change, with the return of the ‘95-'97 champion QB Scott Frost who fans dubbed ‘Golden Boy' to begin a new chapter as head coach. The high hopes they had for Nebraska to return to national prominence were met with inconsistencies at the play caller position with Adrian Martinez. Despite the ups and downs, Frost attracted top recruits back to the program. After HCSF, Matt Rhule, a coach known for his program-building success, takes the reins in Lincoln. Rhules arrival signaled a fresh start and a renewed focus on building a winning culture. However as the landscape of college football is ever changing, Rhule has had to learn and adjust quickly. The first big key towards winning football came in the shape of 5 star recruit Dylan Raiola, Nebraska's quarterback. Dylan has had a full season to learn to navigate the more competitive nature and the high demands of playing at the college level. Will Nebraska football be great again? After Tyson Terry, 4 star DT 2025 football recruit won his 4th straight Nebraska State Wrestling Title and finished his high school career with an undefeated record, it just might be that players with that ultra competitive spirit are exactly what this team needs to give us the edge. Also, Nebraska wrestling will have finished their regular season on Sunday the 23rd as they go into West Lafayette ranked #5 in the NCAA. We will discuss the final dual against Purdue and what the B1G Wrestling Championship in Evanston, Illinois will look like.

In this episode, The Daily reports on how the City of Evanston is celebrating Black History Month this year. The events are spearheaded by an informal committee within the City of Evanston and events are held at the library and other public spaces. Read the full story here: https://dailynorthwestern.com/2025/02/23/audio/everything-evanston-city-celebrates-black-history-month/

In the revived series, ‘Who Asked You?,' The Daily's opinion desk talks their hot takes and top Opinion stories. In this Best of Evanston episode, The Daily explores the best foods of Evanston. Read the full story here: https://dailynorthwestern.com/2025/02/24/featured-stories/best-of-evanston/best-of-evanston-2025/who-asked-you-best-of-evanston-edition/

Robin Rue Simmons, Founder and Executive Director of FirstRepair, a not-for-profit organization that informs local reparations, nationally. She's also the former Reparations commission chair in Evanston, IL, the first U-S city to make reparations to Black residents for past discrimination and the legacy of slavery.

What are employees saying about Colectivo Coffee's workplace environment? What were the hot button issues at an Evanston candidate forum? How is Trump's diversity, equity and inclusion executive order impacting instruction? How did NU celebrate Valentine's Day? The Daily answers these questions and recaps other top stories from the last week. Read the full story here: https://dailynorthwestern.com/2025/02/17/audio/the-weekly-colectivo-coffee-candidate-forum-federal-funding-valentines-day/

From Colombia to Vietnam and beyond the US dollar is the currency in which much of international business is conducted and which many people outside the US use as a means of exchange and a store of value. So how did a country with just over 4 percent of the world's population come to dominate global banking and trade? When the position of the US dollar as the linchpin of global commerce was confirmed at the end of the Second World War, not everyone was happy with this state of affairs: the French soon spoke of the Americans having an ‘exorbitant privilege'. Did they have a point? And what of the more recent efforts to replace the Greenback with other currencies? Iszi Lawrence follows the history of the US dollar from its origins to today with H W Brands Jr., Professor of history at the University of Texas at Austin; Barry Eichengreen, Professor of economics and political science at the University of California, Berkeley; Carola Frydman, Professor of finance at the Kellogg School of Management, Northwestern University in Evanston; Perry Mehrling, Professor of international political economy at the Pardee School of Global Studies, Boston University and World Service listeners.[Photo: A roll of US dollar notes. Credit: Getty Images]

On this payday, Amber and Erika explore the impact of generational poverty on Black communities and the systemic barriers to wealth accumulation. Joined by Taylor Darks, a PhD candidate at Florida State University, who studies reparations policies, we lay out the evidence that poverty is more than a mindset. Dr. Darks highlights the Evanston, Illinois reparations program, which provides $25,000 for homeownership or repairs, and the controversy surrounding cash payments. The discussion also touches on the broader implications of reparations, the role of black women in the movement, and the challenges posed by the current political climate. The hosts acknowledge the benefits of financial literacy while demonstrating that it is not enough to overcome the hurdles of generations of systemic racism. Tune in to get the scoop! Receipts/Homework: HR 40 Information: What is HR 40?

Jason Narducy is living his musical dream. He plays songs with the artists that helped frame his musical taste. It all started at the tender age of ten, playing in his punk band, Verböten. This year, he will tour with Michael Shannon to perform R.E.M.'s 'Fables of the Reconstruction' and more. It will be followed immediately by a tour playing alongside Bob Mould to support his latest album, Here We Go Crazy. You can also catch Jason performing with Superchunk and Sunny Day Real Estate, and last year, he reunited with Verböten. Somehow we caught him in a rare spot, at his home in Evanston, to talk with us about his true fables of life on the road with his musical heroes. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jason Narducy is living his musical dream. He plays songs with the artists that helped frame his musical taste. It all started at the tender age of ten, playing in his punk band, Verböten. This year, he will tour with Michael Shannon to perform R.E.M.'s 'Fables of the Reconstruction' and more. It will be followed immediately by a tour playing alongside Bob Mould to support his latest album, Here We Go Crazy. You can also catch Jason performing with Superchunk and Sunny Day Real Estate, and last year, he reunited with Verböten. Somehow we caught him in a rare spot, at his home in Evanston, to talk with us about his true fables of life on the road with his musical heroes. Learn more about your ad choices. Visit megaphone.fm/adchoices

How is norovirus impacting the Northwestern community? How is NU men's basketball doing? What is happening at Evanston's dog beach? The Daily answers these questions and recaps other top stories from the last week. Read the full story here: https://dailynorthwestern.com/2025/02/10/audio/the-weekly-norovirus-march-madness-evanston-dog-beach/

In this week's episode of the podcast, we kick things off by exploring our wellness find of the week: foot detoxes. We discuss their potential benefits and playfully ponder whether they're truly effective or just a passing trend. Next, we delve into the multifaceted topic of forgiveness, examining the different perspectives and judgments that come into play, and highlighting some of the beneficial aspects of embracing forgiveness in our lives. Finally, we wrap up with our small business spotlight on Ward Eight, an amazing cocktail bar in Evanston. Join us as we chat with owner Jeremy, who shares his experiences and insights about running a vibrant bar in the community. Tune in for a thought-provoking and enjoyable episode!To follow  Taking The Plunge or to nominate a small business to be featured on our show:https://www.instagram.com/plungeshow/Check out Ward Eight: https://www.instagram.com/wardeightbar/

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Welcome to episode 67: From nosey to necessary: The Impact of Evantson Made with Lisa Degliantoni"I started this work at 40, which just goes to show that it's never too late to begin something new and impactful" - Lisa DegliantoniSummary of the episodeToday's conversation centers on the vital role of community arts education and advocacy, delivered with profound insights from Lisa Degliantoni, a dedicated advocate for artists in her community. As the founder and co-director of Evanston Made, Lisa embodies a commitment to fostering visibility and support for artists, emphasizing the necessity of kindness and engagement in a world that often feels overwhelming. Throughout our conversation, we explore how Lisa's journey into arts advocacy began later in life, reminiscent of notable figures who found their calling beyond traditional timelines. She elucidates the importance of creating community among artists, highlighting that the isolation often experienced can be alleviated through collective support and shared experiences. This episode serves not only as a reminder of the power of community but also as an invitation to engage actively in fostering the arts within our own neighborhoods.Topics Discussed:local initiatives can foster support and visibility for artists.Lisa's journey into arts advocacy demonstrates that significant career transitions can occur later in life, inspiring individuals to pursue their passions.How Evanston Made serves as a model for community-driven arts organizations, focusing on the needs and aspirations of local artists.Meet Lisa -Lisa is a community advocate for artists and makers and is a passionate Community Arts Builder in Evanston. Working as the founder and co-director of the nonprofit arts organization, Evanston Made, Lisa's enthusiasm for community art building drives the organization's mission-based programs and events that bring visibility and opportunity to the artists in the community.Chapters:00:08 - Introduction to Community Arts and Kindness03:40 - The Heart of Community Engagement in Evanston19:10 - Creating Community Through Art Advocacy31:24 - Navigating Community and Self-Awareness43:23 - Community Engagement and Cultural RenaissanceResources mentioned in this episodeSeriously Baddass Women Interview with Lisa DegliantoniEvanston MadeLefty's BagelsMensch's DeliTerrain BiennialZentli on DempsterConnect with LisaEvanston Made on InstagramLisa's Instagram: @thelisadshowhttps://www.lisadegliantoni.com/Connect with StephanieInstagram: @stephaniegraham

The Evanston Health and Human Services Department has launched a new Health Hub that offers free screening and health consultations to residents at Ebenezer AME Church. The program was created in partnership with TBF Diagnostic. Read the full story here: https://dailynorthwestern.com/2025/02/04/audio/everything-evanston-health-hub-expands-community-access-to-medical-screenings/

Preena Shroff, a third-year student at Northwestern, hosts the “Weinberg in the World” podcast and interviews Joel Meek, a 2001 graduate. Joel, who recently served as VP of finance and operations at Reddit, discusses how his studies in economics and mathematical methods shaped his career. He emphasizes the value of a broad education, mentioning impactful classes in astronomy, psychology, and Japanese. Preena and Joel highlight how Northwestern's interdisciplinary approach teaches students to think critically and approach problems creatively. Transcript: Preena Shroff: Welcome to Weinberg in the World podcast where we bring stories of interdisciplinary thinking in today's complex world. My name is Preena Shroff, and I'm your student host of this special Weinberg in the World episode. I'm a third year student majoring in neuroscience and global health with a minor in data science, and today I have the pleasure of speaking with Joel Meek, who graduated from Weinberg College in 2001 with a bachelor of arts in economics and mathematical methods in the social sciences. Joel most recently was the VP of finance and operations at Reddit, a community platform where users submit content and share advice for other members. Throughout his technology career, Joel has led functions across sales, operations, business development and finance. Joel, thank you so much for being here with us today. Joel Meek: Very excited to be here. Thanks for having me. Preena Shroff: We are so excited to learn about your work in technology, but would love to start out with how your career path was shaped by your time at Northwestern. So maybe if you can tell us more about your undergraduate experience. What were some impactful classes, extracurriculars or maybe even mentorship experiences that you had, which impacted your postgraduate career? Joel Meek: Of course. Yeah, so I think as you mentioned, my major at Northwestern was economics and mathematical methods in the social sciences. I'll start with the economics. Actually, it was really helpful for me in studying both macro and microeconomics to just get a broad view of how the economy works. How does things like the money supply affect inflation, employment, GDP growth? Why are some industries more fragmented than others like the restaurant industry or why are some products more price sensitive than others? I can't say that I use sort of economic theory directly in my day-to-day career, but it definitely shaped my perspective when thinking about different business challenges in my business career. And then with mathematical methods in social sciences, this is really a very data centric major where you're looking to apply your knowledge of math to a social science. And so actually my senior year I did a thesis that was similar to the movie Moneyball with Brad Pitt and I looked at which baseball players yielded the best bang for the buck. So really bringing that sort of background to the business world and being able to break down problems was really helpful. And then I think last, just being part of the College of Arts and Sciences, it was awesome to really just get a broad exposure to a wide array of topics. I still remember taking my astronomy class and just learning about the universe and how it was formed or taking a psychology class, which has helped me better understand the inner workings of the mind and how people work. And I took Japanese, which eventually led me to go living in Japan for a year after college. So I think in total, when I really think back about Northwestern, it was building that curiosity and that love of learning that's really helped me take on new challenges once I graduated. Preena Shroff: Wow. Yeah. Thank you. And I think something that a lot of students here at Northwestern maybe aren't able to experience just yet but kind of have an idea is that these classes are teaching students how to think as opposed to exactly what you're going to require in your career. It's more about how to approach problems and how to develop from that. So thank you for sharing that. Joel Meek: Of course. Preena Shroff: So now moving forward a little bit beyond Northwestern, what led you on your career path? So which skills would that be, interactions or experiences that you were able to build up that have been critical in your field today? Joel Meek: Yeah, so when I graduated Northwestern, I honestly didn't really know. I knew I wanted to do business, but I didn't really know what type of business I wanted to do. So I ended up choosing banking and consulting as my first two jobs out of college. And it was actually a really good first couple jobs to do out of college because you really get a 30,000-foot view of the business world. I got to work across a ton of different industries and work on a ton of different problems, and I learned a lot about myself. I learned that I really liked numbers and finance, but I wasn't really into the 80-hour weeks of the finance world. In consulting I loved the business problem solving of consulting, but I really wanted to be the decision maker actually owning the decisions. And so I ended up transitioning into technology, which was really exciting because all the innovation that was happening, and I moved into more of an operator role, which I ended up doing for the past 16, 17 years in technology. I think the skill that was probably most important that I got from Northwestern that I was able to apply to my career was really just, I mean you mentioned it, just problem solving. In the technology space in particular, things are moving very quickly and often there is not a blueprint for how to solve a problem because it maybe hasn't been solved before. I can think of a time when I was at Pinterest and we had millions of users on the site and we had a challenge with a lot of spammy content on the site, people that were trying to get click baited into clicking through the links and then trying to take advantage of people. And so we only had a small team because Pinterest was, when I joined, was still less than a hundred people, and we had to figure out how to clean up this site that had millions of users so that they didn't have a bad experience. So there was really no playbook for how to do that, and you just had to really approach the problem from first principles and break it down. And I think that building that skill set through really helped me later on in my career. Preena Shroff: Yeah, absolutely. And I think actually I wanted to ask you for a follow-up on your discussion about that pivot point from investment banking into the tech industry. I know students nowadays go in with a mindset of whichever career they're looking to get into, they want to make sure they're very well-prepared beforehand. And sometimes I guess a pivot isn't something you can always plan for. My question is, do you think a student today who might encounter this sort of pivot or maybe is trying to plan one thing and ends up might changing? Do you think it's still possible to have that kind of career switch today? Or what advice would you give to a student who's maybe unsure about that decision? Joel Meek: You can definitely make career switches. I probably made four or five career switches in my career from right out of college. I was in banking, then I went to consulting. I ended up jumping to work for Google where I worked in their Google cloud division when cloud computing was taking hold in an operational role. And then my boss gave me an opportunity to move into sales, and then I jumped into some startups. I went to Pinterest, I went to Reddit, eventually ended up running finance at Reddit, was my last job. I would say that if I think about just my path, I would do a lot of moonlighting. I would do a lot of just researching the place where I wanted to go or the new function I wanted to go into. I would meet with people, I would just try to be a sponge and soak things up as much as possible. And what I learned was that it can be difficult to make a career switch, because people will look at your background and say, "Well, how are you relevant for this job?" But what I learned is it only takes one. You only need one person to be willing to give you a chance. And I was fortunate to have a few moments in my career where someone was willing to take a chance on me, and then it's up to you to prove that you can do it. So I definitely would not hesitate if you're interested in making a career change. Just go for it. Just start learning as much as you can about that path that you want to go. Eventually, if you keep trying, you'll get there. Preena Shroff: Yeah, thank you. That's great advice. And I know you brought up Pinterest and Google. I actually wanted to ask you, having been closely involved with building up a developing company or at least a department within each of these last three companies, Google, Pinterest, and Reddit, how do you manage conflicting priorities between growth and sustainability? So by that I mean just company growth and also making sure it's economically stable, everything's on track. Joel Meek: Yeah, it's a great question. I think it's really going to be very company dependent, and it's also probably going to be dependent upon the stage of the industry in which the company operates in. I can start off with Google. I joined in 2007, and this is when cloud computing was the buzzword. Before that everyone was using Microsoft Office, Windows, Excel, PowerPoint on a desktop, and we were providing that all in the cloud at a much more affordable price. And we knew we had a critical window where we could get market share. And so really the focus was really on, at that point, growth. We had our eye on profitability and sustainability always, but really we felt like this was important enough for Google as a company that we wanted to grab market share. When I was at Pinterest, I joined in 2012. Again, it was about less than a hundred people at the time, the giants were Facebook and Twitter, and they had many more users, a lot more employees, a lot more capital. And we knew, again, we had a short window to get market share. And so our focus was really on growing our users and growing our revenue. We had our eye on the unit economics and we wanted to make sure that we could get there and we knew we did, but we were willing to pull forward some investment and be less profitable in the short term to get growth in the longer term. And I'd say the same thing was true at my experience at Reddit as well. So in all three of my experiences, it was really around growth in the short term and then flipping the profitability in the long term. Preena Shroff: Okay. Yeah, for sure. And thinking about how would you make that kind of decision? What about a company and where it is in development lets you decide between profit and making that shift? Joel Meek: Yeah, I think it's going to be a function of the industry that you're in. What is the competitive landscape look like and how important is scale? And we knew that it was only going to be a handful of players in this cloud computing space really serving these wholesale applications like email, docs and calendar. And so it was our moment to really sort be that option that people went to, and then if we didn't, someone else was going to go there first. So I think in other industries, maybe it's more fragmented, maybe there's less competition. Maybe you have a competitive advantage over the competition where you're able to charge more and you can focus a little bit more on profitability. But it's just going to be, I think, specific to each company and industry that they're in. Preena Shroff: Is there any job that you've felt gave you a full circle moment back to your time at Northwestern? Maybe any experiences like that? Joel Meek: Yeah. When I was at Google, one of the first things I was asked to do is to help bring Gmail calendar, Google Docs to the universities throughout the United States. Preena Shroff: Oh, wow. Joel Meek: And so we were looking for a few brave souls to be some of our initial customers. And actually Northwestern was one, I think maybe the first university, if not one of the first five universities to use Gmail calendar and Docs. I remember we had a whole campaign to get the students motivated to switch over. We called it Kid on the Bus and we painted a school bus and we drove it to Evanston and I sat, I think in front of the Rock, it was handing out flyers to tell people all about Gmail calendar and docs. Credit to Northwestern. They were pioneers in adopting new technology. And that was a really cool full circle moment to bring that stuff that I was passionate about back to the campus. Preena Shroff: That's a great memory. And I know you mentioned earlier that you wanted to get or be more of the decision maker in your role. And so I was wondering, since Northwestern from graduating from Northwestern to all the way to today, how has your leadership style evolved over time, whether it be decision making or just working in a group setting? Joel Meek: So directly out of college, I think I was much more of an informal leader. I was an individual contributor. So it was more about leading through example, working hard, being a part of a team, prioritizing integrity in everything that I did. It wasn't really until I entered the tech industry that I became more of a formal leader. I was actually quite fortunate. The division in Google I joined was led by Sheryl Sandberg, who later became the chief operating officer at Facebook. And she placed a really high premium on attracting talented leaders as well as investing in leadership training for junior managers like myself. So it was really valuable. I got frameworks around how do you hire A players, how do you organize and structure your team? How do you set strategy and goals? How do you execute? How do you run one-on-ones, deliver feedback, how do you promote, how do you fire people? I didn't know any of that. And I got a really good education in my first job in technology at Google. And then through that, I over time learned what kind of leader I was. I learned about what I was good at, and actually I learned about what I was not good at. And from there I learned to play to my strengths and then build a team around me where I was weaker. For example, I was always really good at structuring problems and creating process for us to scale things to really, really large numbers. But I wasn't the most creative person in the world, so I'd always make sure there was people on my team that would be able to bring new ideas. I think it's really when I understood who I was as a leader and what I was good at, that's when I was actually most successful in my career. Preena Shroff: And I think it's really incredible that you've been able to find so many mentors along the way. And even within Northwestern, I know students are always seeking mentorship, whether that be from alumni, their professors, anyone in the industry they're interested in. Do you have any advice for finding mentorship or is it something you seek out or something that can just develop over time? Joel Meek: Whenever I was choosing a new job, whether it was in banking or in technology at Google, Pinterest or Reddit, I was not just looking at the job I was going to be taking, but I was looking at who I'd be working for because your boss is someone you're going to spend a lot of time with. And I was very fortunate to have a few really great bosses across my time at specifically Google, Pinterest, and Reddit. And I learned a ton from them, and it really shaped who I was as a leader. So I would just say as you're jumping into the working world, have a really focused eye for who your boss is going to be. Make sure that you gel with that person. Make sure you think about, "Okay, what can I learn from this person? How can I grow with that person?" That will be almost as important as the job that you pick. Preena Shroff: Okay. Yeah, for sure. And then taking a pivot here, I guess for those of our listeners who are interested in working in the tech industry, what is the common misconception about working in the industry that you would like to debunk? Joel Meek: Maybe a common misperception is that either it's like everyone's working on the next big thing or everyone's going to get rich quick. The reality is that even for the next big thing, there is a lot of very routine day-to-day mundane stuff that's required to make that happen. And it ends up adding up to something amazing, but it's just like every other job, there's going to be that methodical day-to-day work that you got to do. And then in getting rich quick, most companies, most startups don't succeed just statistically speaking. And so I think it's an amazing experience. It's where I've pursued most of my career, but I think if you're doing it just for the money alone, it's probably not going to work out. You got to really just love technology and love being a part of that startup culture. I think that's going to probably breed more success than just going there to try to make money. Preena Shroff: Yes, for sure. That's great advice. And then I actually have one more question and then I might do some follow-ups based on everything. But I guess in terms of career overall, are there any obstacles or challenges that you've overcome? I remember you mentioned in Pinterest there was difficulty dealing with scammers or something like that. So anything like that, like a challenge, an obstacle, and then did your time at Northwestern impact your approach to solving this problem? Joel Meek: Yeah, honestly, I would speak to my career. I think the biggest obstacle really was just getting doors opened. And I still remember at Northwestern, applying for those, for example, banking and consulting jobs. Thankfully there was an amazing career center at Northwestern, but I think I ended up doing 30 to 40 interviews. And I can't say that my success rate was good, but it only takes one. And thankfully I was able to get the job that I eventually took and had a good experience from that. So I would just say be very entrepreneurial and opportunistic about going for the thing that you really want. And I think building up an ability to take rejection is actually a really important skill because I probably was rejected way more times than I was accepted to things. But what I found was whatever the next thing I wanted to do in my career is that as long as I kept swinging, eventually a door would open and I'd be able to jump through it and have success. Preena Shroff: Yeah, it seems like a theme. Only one door, only one person, and then you can get to where you are. Joel Meek: Exactly. Preena Shroff: Yeah. No, that's really great, and this is really insightful and super helpful I'm sure to all the students who are a little bit nervous about starting their careers as I am in my third year, just kind of looking towards the future. It's very daunting just to be like, "It's about to happen now." So it was really nice speaking with you about that. Joel Meek: Thank you. It was really nice talking with you as well. Preena Shroff: Thanks so much for joining us today. Have a wonderful day, everyone. Thank you for tuning in to this episode of Weinberg in the World.  

In this week's episode, we explore a variety of engaging topics centered around wellness and urban adventures. Mara shares her exhilarating experience of taking a live Peloton class in New York City, bringing the energy of the city into the workout. We both immerse ourselves in our inaugural Reiki sessions, revealing the intriguing contrasts in our experiences and the valuable insights we uncovered. Moreover, we invite our listeners to share their best tips for sleep, hinting at our future exploration of hypnotherapy. To wrap things up, we highlight a wonderful independent bookstore, featuring an insightful conversation with one of the owners, who also shares her top book recommendations that you won't want to miss . Join us for a fun and enlightening journey!To follow Taking The Plunge or nominate a small business to be on our show:https://www.instagram.com/plungeshow/To learn more about Booked in Evanston: https://www.instagram.com/bookedevanston/ 

The raw brilliance and color of glass are primary inspirations in Rita Shimelfarb's work. The deeper she explores the technical side of working with glass, the more it leaves her in awe at the range of possibilities for something new and beautiful to emerge. Building upon the millennia-long tradition of stained glass art, Shimelfarb pushes her material beyond traditional imagery and conventional construction methods by utilizing both time-proven as well as innovative contemporary glass forming and painting techniques. By combining modern and traditional, play and purpose, she makes the seemingly conflicting entities sing together in harmony. Shimelfarb's unforgettable series, The Sacred Feminine Grace Archetypes, recognizes the universal interconnectedness and divine essence of all living beings. Through moving portraits of strong, wise and soulful female subjects, the work embodies beauty in movement, thought and action, reflecting an inner harmony that transcends physical appearance. This state is not just external; it is a quality that emanates from within, allowing individuals to navigate life's challenges with poise and dignity. It's an acknowledgment that life's challenges are opportunities for growth, and by flowing with these experiences, one can find wisdom and serenity.  States Shimelfarb: “The subjects I choose are meant to slow you down mentally for long enough to have the light start working its magic. To me, the purpose of my art is not about making you see something pretty, or having your brain analyze a specific story, or having your heart be overtaken by a specific emotion. It is more about the whole re-tunement. I feel that there is no end to the myriad ways glass allows me to do this. I prefer to mix the techniques, for instance, combining traditional glass painting and contemporary fused elements with dichroic glass. Engineering new ways to not just approximate, but zero in on evoking the exact frequency I am after is a never-ending quest, sometimes frustrating, sometimes surprising, but always hopeful and exciting.”  Born in the USSR in 1972, Shimelfarb immigrated to US from Ukraine in 1989. A refugee, she eventually made Chicago her home. She completed a Bachelor's degree in Math and Computer Science and finds her analytical background indispensable in solving various glass-construction challenges and in developing new processes for image and medium manipulation. She has worked extensively with her mentor Sylvia Laks, a celebrated stained glass painter, and has taken several glass forming and painting workshops with world renown glass artists.   Shimelfarb has exhibited her work nationwide and is included in numerous public and private collections. Commission work by her Glass Can Dance Studio has been featured on the cover of Ed Hoy's catalog, at the Ronald McDonald House near Central Du Page Hospital, IL, and at Chute Middle School in Evanston, IL.  In 2025, Shimelfarb will teach a glass painting / mosaic workshop for Campanella Choir kids at the Children's Educational Center Campanella in Northbrook, IL, March 15 – 16. The solo exhibition of her glass paintings there just closed January 18. She will also teach a glass painting workshop at Delphi Glass, Lansing, MI, April 19 – 20. Her work can be seen in a group show of Chicago area glass painters to take place in April and May at the Illumination Art and Design Gallery in Chicago as well as at EvanstonMade's summer member exhibit. Meanwhile, there is a new series of glass paintings in progress on her bench with the working title Unintegrated. 

Indiana continued its frustrating pattern of inconsistency on Tuesday night, falling 79-70 at Northwestern for their fifth straight loss to the Wildcats. After building a six-point halftime lead with an 18-2 run to close the first half, IU's defense completely fell apart after intermission as Northwestern scored 54 second-half points on a blistering 62.5% shooting.While Indiana showed brief signs of life with a 10-0 second-half run to take a 52-49 lead, Northwestern responded with a devastating 21-4 run that effectively ended any hopes of IU's first win in Evanston since 2019. The loss drops Indiana to 14-6 (5-4 B1G).Key Talking Points:• Northwestern torched IU's defense for 1.69 points per possession in the second half• Four Wildcats (Barnheizer, Martinelli, Barry, Leach) combined for 77 of Northwestern's 79 points• IU's offense remained overly reliant on contested mid-range jumpers while Northwestern generated clean looks• Malik Reneau showed significant rust in his return, going 0-6 in 11 limited minutes• Another game defined by IU's inability to sustain positive momentum when taking leadsPlus, as always, the Banner Moment, Meaningful Moments You Might Have Missed, Inside the Numbers, and our Game Balls, Hustle Award, and Lingering Questions. That's all in this edition of The Assembly Call.On the mics: Andy Bottoms, Coach Brian Tonsoni, and Josh PosSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Brett is joined by Zach Osterman of the Indy Star in today's first hour to discuss the Indiana Hoosiers Men's Basketball Team dropping a game on the road in Evanston last night to Northwestern after a very poor second half and being shot out of the game. Also in the first hour, a look back at the College Football Playoffs Championship between Notre Dame and Ohio State! See omnystudio.com/listener for privacy information.

What's your purpose now? It's a big question, an important one - and one that many people get stuck on when they retire. Dr. Jordan Grumet believes we need to change how we think about purpose. He rejoins us to discuss his new book The Purpose Code: How to unlock meaning, maximize happiness, and leave a lasting legacy. Jordan Grumet joins us from Illinois. _________________________ Bio Jordan Grumet, born in Evanston, Illinois in 1973, found the spark to become a doctor after a deeply personal event reshaped his life's trajectory. The unexpected loss of his father, an oncologist, ignited a passion within him to practice medicine and instilled a unique vantage point that later melded seamlessly with his financial expertise. This convergence of roles has spurred him to explore profound notions like wealth, abundance, and financial independence with a thoughtful and critical lens. Completing his studies at the University of Michigan, Jordan earned his medical degree from Northwestern University before embarking on a journey in Internal Medicine in Northbrook, Illinois. Presently, he serves as an associate medical director at Unity Hospice. With a profound understanding of both medicine and finance, Jordan unveiled his thoughts through blogging, specifically focusing on financial independence and wellness. This passion culminated in the launch of the Earn & Invest podcast in 2018. His dedication bore fruit in 2019 when he was honored with the Plutus Award for Best New Personal Finance Podcast, followed by consecutive nominations for Best Personal Finance Podcast of the year in 2020 and 2021. In August 2022, Jordan's literary pursuit took shape as his book, Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life, was published by Ulysses Press. His second book, The Purpose Code, was published by Harriman House Press. Jordan's journey intertwines medical insight and financial wisdom, resonating deeply with those seeking a balanced, meaningful life. _________________________ For More on Dr. Jordan Grumet The Purpose Code Website Our first podcast conversation with Jordan Grumet on Taking Stock _______________________ Podcast Episodes You May Like Retiring: Creating a Life That Works for You – Teresa Amabile Living Like You Mean It – Jodi Wellman _______________________ About The Retirement Wisdom Podcast There are many podcasts on retirement, often hosted by financial advisors with financial motives, that cover the money side of the street. This podcast is different. You'll get smarter about the investment decisions you'll make about the most important asset you'll have in retirement: your time. About Retirement Wisdom I help people who are retiring, but aren't quite done yet, discover what's next and build their custom version of their next life. A meaningful retirement doesn't just happen by accident. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms. __________________________ Wise Quotes On Purpose "The studies show that purpose in life is associated with health, happiness, and longevity, very clearly in tons of studies. On the other hand, I found other studies that show that up to 91% of people get anxious when it comes to purpose at least some point in their life, they feel frustrated and thwarted and depressed. And so the big question is how could it be both? And what I really came to the conclusion is purpose is not one thing but two. And one of those versions of purpose, what I call big P purpose, is more associated with anxiety while the other, what I call little p purpose, is probably more associated with that happiness, longevity, and health. And so I wrote this book to help people pursue that better version of purpose." On Purpose Anchors

It was a rough week for the Men's Basketball team. After a real physical game at Penn State where the free throw differential was immense, the Cats went down to West Lafayette where they ran into a Purdue squad shooting the lights out. On the bright side, we continue to see incredible returns from the Football transfer portal with some former Jackrabbits coming to Evanston to play for Zach Lujan again.

Jordan Grumet, born in Evanston, Illinois, discovered his calling as a doctor after the loss of his father, an oncologist, inspired his passion for medicine. He earned his medical degree from Northwestern University and now practices Internal Medicine. He serves as Associate Medical Director at Unity Hospice in Northbrook, Illinois.Blending his expertise in medicine and finance, Jordan launched the award-winning Earn & Invest podcast in 2018, exploring financial independence and living a meaningful life.His first book, Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life, received critical acclaim. Harriman House Press will publish his upcoming book, The Purpose Code, on January 7, 2025. Jordan's work offers profound insights for those seeking wealth, purpose, and balance.For full episode show notes, visit here. Listen to his first appearance on the show here.Watch the full interview on our YouTube channel! Subscribe here.My new book is officially available to buy! Order Financially Lit! Today!Want our merch? Get yours here!Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero Become a member at https://plus.acast.com/s/YoQuieroDinero. Hosted on Acast. See acast.com/privacy for more information.