Podcasts about Small business financing

In this episode, we sit down with Evan, a small business financing expert, to explore how entrepreneurs can access capital without falling into financial traps. We discuss:New financing products every business owner should know aboutThe dangers of predatory Merchant Cash Advance (MCA) companiesShocking tactics used by some lenders to take advantage of small businessesIf you're a small business owner looking for funding options or trying to avoid common pitfalls, this is a must-watch! Don't forget to check out our last episode with Evan on the SBA Bolt Loan—link in the description.

The idea for Fresh Bloom Bins struck Tia Johnson like lightning on a hot summer day. After struggling with a dirty trash can and a teenager reluctant to clean it, Tia was inspired to start her own trash can cleaning business. She hit the ground running, quickly landing a government pilot program.   In this episode, as we continue to celebrate business across the country, Ben heads to Ohio to talk with Tia Johnson of Fresh Bloom Bins and Desmond Bryant from the Columbus Chamber of Commerce. They discuss how to navigate government contracts, clean up sticky situations, and keep your business growing through it all. The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMediaSee omnystudio.com/listener for privacy information.

When Craig Rupp left Iowa in the 80s, he never wanted to step foot on a farm again. A whirlwind career as an engineer took him to some of the biggest companies - Motorola, Apple, Samsung - but he always felt a strong connection to his roots. He had an idea he couldn't shake - an opportunity to change farming forever. Introducing Sabanto and its best-in-class Autonomous Operator, Steward. On the day of their first big test, the tractor froze, stuck in a field in a blizzard - no planting, no company, no future. If Craig wanted this to work, he had to find a solution - and fast.  Ben is back with a series of episodes celebrating businesses from across America, starting with the great state of Iowa and Sabanto Agriculture. Joining Ben is Sachin Seghal Founder of Elevate Digital Marketing in Des Moines and Brian Lamb, Northeast segment head for Middle Market at JPMorgan Chase. Together they discuss the developments in Artificial Intelligence and its importance for small businesses while sharing insights on how small businesses can effectively transition to mid-sized enterprises and beyond.    The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMediaSee omnystudio.com/listener for privacy information.

When Craig Rupp left Iowa in the 80s, he never wanted to step foot on a farm again. A whirlwind career as an engineer took him to some of the biggest companies - Motorola, Apple, Samsung - but he always felt a strong connection to his roots. He had an idea he couldn't shake - an opportunity to change farming forever. Introducing Sabanto and its best-in-class Autonomous Operator, Steward. On the day of their first big test, the tractor froze, stuck in a field in a blizzard - no planting, no company, no future. If Craig wanted this to work, he had to find a solution - and fast.  Ben is back with a series of episodes celebrating businesses from across America, starting with the great state of Iowa and Sabanto Agriculture. Joining Ben is Sachin Seghal Founder of Elevate Digital Marketing in Des Moines and Brian Lamb, Northeast segment head for Middle Market at JPMorgan Chase. Together they discuss the developments in Artificial Intelligence and its importance for small businesses while sharing insights on how small businesses can effectively transition to mid-sized enterprises and beyond.    The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMediaSee omnystudio.com/listener for privacy information.

How is technology revolutionizing access to capital for small businesses? What challenges do these businesses face in securing funding? And what broader role does technology play in improving their access to capital?On the latest episode of Explain to Shane, Shane interviews Anthony Matos, CEO and cofounder of Shubox, a platform designed to help small businesses access capital through the innovative use of data and AI. They discuss how innovative platforms like Shubox leverage AI and alternative data to streamline the lending process, provide valuable insights into business health, and ultimately help small businesses access the capital they need to grow.

The Moneywise Radio Show and Podcast Wednesday, October 2nd BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management instagram: MoneywiseWealthManagement Guest: Matt Damian, SBA & USDA Lending Nationwide at Celtic Bank website: www.celticbank.com/  

Learn More About Attending the Highest Rated and Most Reviewed Business Workshops On the Planet Hosted by Clay Clark In Tulsa, Oklahoma HERE: https://www.thrivetimeshow.com/business-conferences/   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/   Clay Clark Testimonials | "Clay Clark Has Helped Us to Grow from 2 Locations to Now 6 Locations. Clay Has Done a Great Job Helping Us to Navigate Anything That Has to Do with Running the Business, Building the System, the Workflows, to Buy Property." - Charles Colaw (Learn More Charles Colaw and Colaw Fitness Today HERE: www.ColawFitness.com)   Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Actual Client Success Stories from Real Clay Clark Clients Today HERE: https://www.thrivetimeshow.com/testimonials/   See Thousands of Case Studies Today HERE:  www.thrivetimeshow.com/does-it-work/  

Transitioning to civilian life after years of military service can be daunting. Some veterans pursue higher education, while others explore business and entrepreneurship, each journey uniquely personal. What remains constant is the importance of ensuring service members are well-prepared for this transition.    In this special episode of The Unshakeables, Ben sits down with Ryan Pavel, a veteran and CEO of the national nonprofit Warrior-Scholar Project, to discuss his transition from the military. Ryan shares how the discipline and determination he developed during his service helped him achieve his dream job: guiding and preparing other veterans for a fulfilling life after service.    Additionally, Ben is joined by Mark Elliott, Managing Director and Global Head of Military and Veterans Affairs at JPMorgan Chase, who offers his insights on why veterans often become exceptional leaders and passionate entrepreneurs   The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMediaSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Transitioning to civilian life after years of military service can be daunting. Some veterans pursue higher education, while others explore business and entrepreneurship, each journey uniquely personal. What remains constant is the importance of ensuring service members are well-prepared for this transition.    In this special episode of The Unshakeables, Ben sits down with Ryan Pavel, a veteran and CEO of the national nonprofit Warrior-Scholar Project, to discuss his transition from the military. Ryan shares how the discipline and determination he developed during his service helped him achieve his dream job: guiding and preparing other veterans for a fulfilling life after service.    Additionally, Ben is joined by Mark Elliott, Managing Director and Global Head of Military and Veterans Affairs at JPMorgan Chase, who offers his insights on why veterans often become exceptional leaders and passionate entrepreneurs   The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMediaSee omnystudio.com/listener for privacy information.

Desi Perkins launched her YouTube and Instagram profiles to focus on makeup-and people LOVED it. And when she launched a line of sunglasses with a major sunglass brand, people ate that up, too. But when it came time to renegotiate the contract with that brand… that didn't go as planned. She and her husband Steven set out to do it on their own, knowing if the brand failed it was on them.    Join Ben and Tanya as they chat with Desi and Steven about their daring real-life expansion of the online brand. Discover how they converted digital followers into real sales, demanding the best from their suppliers and refusing to settle for lackluster deal terms from a major company. These are The Unshakeables.     The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMediaSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Desi Perkins launched her YouTube and Instagram profiles to focus on makeup-and people LOVED it. And when she launched a line of sunglasses with a major sunglass brand, people ate that up, too. But when it came time to renegotiate the contract with that brand… that didn't go as planned. She and her husband Steven set out to do it on their own, knowing if the brand failed it was on them.    Join Ben and Tanya as they chat with Desi and Steven about their daring real-life expansion of the online brand. Discover how they converted digital followers into real sales, demanding the best from their suppliers and refusing to settle for lackluster deal terms from a major company. These are The Unshakeables.     The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMediaSee omnystudio.com/listener for privacy information.

In episode 91 of The Payments Show Podcast, I spoke to George Csahiouni who is the CEO at Swoop Finance Swoop Finance helps Small to Medium businesses upgrade, replace, or acquire new technology on a low monthly payment plan.VIDEO and PDF Transcript:- click here https://thepaymentsshow.substack.com/p/91 Summary of topics discussed:(01:16) - Introduction to Swoop Finance(02:06) - The Growing Market of POS and PaaS(03:50) - What Sets Swoop Apart in the Marketplace(04:50) - Exploring Swoop's Innovative Financing Solutions(14:35) - Swoop's Impact on SMBs: Lowering Payment Processing Costs(22:40) - The Benefits of Swoop's Solutions for End Users(23:09) - Exploring Flexible Financing Solutions(23:31) - Customized Lease Terms and Micro Lending(24:25) - The Challenge of Small Business Financing(25:48) - Comprehensive Financing Beyond Technology(26:24) - Emergency Funding and Business Expansion Support(28:20) - Real-World Business Scenarios and Solutions(30:33) - Optimizing Payment Processing and Technology Upgrades(32:04) - Acquiring Customers and Implementing Solutions Quickly(34:26) - Future Trends in Payment and Retail SpacesDetails:- Recorded on 16 Apr 2024- Host: Satwant Phull- Guest: George Csahiouni, CEO, Swoop Finance [Next Steps]- Get in touch with Satwant: digitalmoneylab.com - Swoop Finance: swoopfinancing.com | info@swoopfinancing.com | USA: +1 877.707.9667

Rob Starkman's sophomore year was not a typical college experience. He spent most days chugging energy drinks and sweating over fabric dyes in his dorm room. It had all started a few months before, when Rob took on a new role as student manager of the men's basketball team and it all almost ended when one of the largest companies in the world sent him a cease and desist letter.    Join Ben and Tanya as they chat with Rob about the stroke of inspiration that started Rock ‘Em Socks in a dorm room, and the large legal team that went after the business. Discover how he fought back, overcoming obstacles from outside and inside—his company, and the hard-won lessons that put Rock'Em on the map.    The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMediaSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Rob Starkman's sophomore year was not a typical college experience. He spent most days chugging energy drinks and sweating over fabric dyes in his dorm room. It had all started a few months before, when Rob took on a new role as student manager of the men's basketball team and it all almost ended when one of the largest companies in the world sent him a cease and desist letter.    Join Ben and Tanya as they chat with Rob about the stroke of inspiration that started Rock ‘Em Socks in a dorm room, and the large legal team that went after the business. Discover how he fought back, overcoming obstacles from outside and inside—his company, and the hard-won lessons that put Rock'Em on the map.    The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMediaSee omnystudio.com/listener for privacy information.

The 2008 Global Financial Crisis was hard for almost everyone. Fuquan Bilal remembers it like it was yesterday. A real estate investor, among other things, he came home to the news of the crash and the sharp realization that he lost $2 million overnight. That could have been the end with advisors telling him to file for bankruptcy.    Join Ben and Tanya as they chat with Fuquan about how he fought to keep his companies afloat. Discover how he brought his business back from the dead, ignoring common sense, for his own gut instincts, his investments to diversify his income, and back into better communities for all. These are The Unshakeables.      The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMediaSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The 2008 Global Financial Crisis was hard for almost everyone. Fuquan Bilal remembers it like it was yesterday. A real estate investor, among other things, he came home to the news of the crash and the sharp realization that he lost $2 million overnight. That could have been the end with advisors telling him to file for bankruptcy.    Join Ben and Tanya as they chat with Fuquan about how he fought to keep his companies afloat. Discover how he brought his business back from the dead, ignoring common sense, for his own gut instincts, his investments to diversify his income, and back into better communities for all. These are The Unshakeables.      The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMediaSee omnystudio.com/listener for privacy information.

The 2008 Global Financial Crisis was hard for almost everyone. Fuquan Bilal remembers it like it was yesterday. A real estate investor, among other things, he came home to the news of the crash and the sharp realization that he lost $2 million overnight. That could have been the end with advisors telling him to file for bankruptcy.    Join Ben and Tanya as they chat with Fuquan about how he fought to keep his companies afloat. Discover how he brought his business back from the dead, ignoring common sense, for his own gut instincts, his investments to diversify his income, and back into better communities for all. These are The Unshakeables.      The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMediaSee omnystudio.com/listener for privacy information.

When Denise Woodard found out her daughter Vivi had severe food allergies, she went into super mom mode. She looked for food that was nutritious and fun but what she found at the store was disappointing at best. So she took to the kitchen and started making her own snacks for Vivi, laying the foundation for Partake Foods, a Black-owned, female-led company offering allergy-friendly foods. As her snacks started to gain traction, Denise realized she needed more capital—and fast—if she wanted Partake to succeed.    Join Ben and Tanya as they chat with Denise about Partakes-humble beginnings and near failure to launch. Discover her commitment to funding Partake, pawning her engagement ring and emptying her savings in the process, and a chance meeting in a trade show bathroom that unlocked new doors for the company. These are The Unshakeables.    The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMediaSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

When Denise Woodard found out her daughter Vivi had severe food allergies, she went into super mom mode. She looked for food that was nutritious and fun but what she found at the store was disappointing at best. So she took to the kitchen and started making her own snacks for Vivi, laying the foundation for Partake Foods, a Black-owned, female-led company offering allergy-friendly foods. As her snacks started to gain traction, Denise realized she needed more capital—and fast—if she wanted Partake to succeed.    Join Ben and Tanya as they chat with Denise about Partakes-humble beginnings and near failure to launch. Discover her commitment to funding Partake, pawning her engagement ring and emptying her savings in the process, and a chance meeting in a trade show bathroom that unlocked new doors for the company. These are The Unshakeables.    The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMediaSee omnystudio.com/listener for privacy information.

We dive into the world of small business financing on the ROCC Pod, highlighting two key programs aimed at supporting entrepreneurs. Our guests, Belinda Turner-DuBois from CEED Lending and Cathy Rasegan from the US Small Business Association, share insights into their respective lending programs designed to help small businesses access capital. Belinda introduces CEED Lending, a part of the Great Lakes Women's Business Council, which offers loans to businesses unable to secure traditional funding. She details the types of businesses eligible for CEED's programs, emphasizing support for startups and businesses planning to expand. CEED Lending's approach includes not just financial assistance but also mentorship and technical support to ensure businesses thrive.Cathy discusses the SBA 504 Loan Program, explaining its focus on helping small for-profit businesses acquire fixed assets like buildings and equipment. She outlines the program's benefits, such as lower down payments and fixed interest rates, making it an attractive option for businesses looking to grow. Both guests highlight the importance of their programs in fostering economic development and supporting underserved communities.Belinda's contact info: 248-460-3973 / Great Lakes Women's Business Council CEED Lending: https://www.greatlakeswbc.org/ceed-lending/Cathy's SBA contact info: 248-858-5101 / raseganc@oakgov.com / oakgov.com/bfc Learn more about the Royal Oak Chamber of Commerce: https://www.royaloakchamber.com/Connect with our hosts:Jon Gay from JAG in Detroit Podcasts - http://www.jagindetroit.com/Lisa Bibbee from Keller Williams - http://soldbylisab.com/

It can be tough to start a business. And if you're a young family on the brink of the birth of your first child, it can be even tougher. Yet George and Margarita Rivera did it anyway. When George came home and told Margarita he quit his job to start his own electric company, she had apprehensions. Could they keep their family afloat while starting this new company?    Join Ben and Tanya as they chat with the founders of Doc Watts Electric about those first rocky months. Discover how they built a company as they built their family, learned the tools of the trade while learning how to run a successful business— and avoided their competitor's mistakes by looking to the future. These are The Unshakeables.    The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMediaSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

It can be tough to start a business. And if you're a young family on the brink of the birth of your first child, it can be even tougher. Yet George and Margarita Rivera did it anyway. When George came home and told Margarita he quit his job to start his own electric company, she had apprehensions. Could they keep their family afloat while starting this new company?    Join Ben and Tanya as they chat with the founders of Doc Watts Electric about those first rocky months. Discover how they built a company as they built their family, learned the tools of the trade while learning how to run a successful business— and avoided their competitor's mistakes by looking to the future. These are The Unshakeables.    The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMediaSee omnystudio.com/listener for privacy information.

It can be tough to start a business. And if you're a young family on the brink of the birth of your first child, it can be even tougher. Yet George and Margarita Rivera did it anyway. When George came home and told Margarita he quit his job to start his own electric company, she had apprehensions. Could they keep their family afloat while starting this new company?    Join Ben and Tanya as they chat with the founders of Doc Watts Electric about those first rocky months. Discover how they built a company as they built their family, learned the tools of the trade while learning how to run a successful business— and avoided their competitor's mistakes by looking to the future. These are The Unshakeables.    The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMediaSee omnystudio.com/listener for privacy information.

Melissa Gallardo's childhood smelled like dark-roast coffee and lavender Fabulosa. As an adult, she found it difficult to find fragrances that made her feel at home, so she took it into her own hands and taught herself to make candles. It was a fun hobby side hustle until a 5,400 candle order almost sent her over the edge.    Join Ben and Tanya as they chat with Melissa, founder of Bonita Fierce Candles, about taking her passion project from her side hustle to her full-time job. Discover how she started the company in her spare room while working 9-5 and finishing a graduate degree, built a relatable brand by focusing on her personal experience and how she landed her first big order. These are the Unshakeables.   The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMedia Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Melissa Gallardo's childhood smelled like dark-roast coffee and lavender Fabulosa. As an adult, she found it difficult to find fragrances that made her feel at home, so she took it into her own hands and taught herself to make candles. It was a fun hobby side hustle until a 5,400 candle order almost sent her over the edge.    Join Ben and Tanya as they chat with Melissa, founder of Bonita Fierce Candles, about taking her passion project from her side hustle to her full-time job. Discover how she started the company in her spare room while working 9-5 and finishing a graduate degree, built a relatable brand by focusing on her personal experience and how she landed her first big order. These are the Unshakeables.   The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMedia See omnystudio.com/listener for privacy information.

Melissa Gallardo's childhood smelled like dark-roast coffee and lavender Fabulosa. As an adult, she found it difficult to find fragrances that made her feel at home, so she took it into her own hands and taught herself to make candles. It was a fun hobby side hustle until a 5,400 candle order almost sent her over the edge.    Join Ben and Tanya as they chat with Melissa, founder of Bonita Fierce Candles, about taking her passion project from her side hustle to her full-time job. Discover how she started the company in her spare room while working 9-5 and finishing a graduate degree, built a relatable brand by focusing on her personal experience and how she landed her first big order. These are the Unshakeables.   The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMedia See omnystudio.com/listener for privacy information.

 Alex Vega always loved cars. It started with a $500 car in high school and led to a custom detailing and modification business. Until one day, a business partner revealed his true colors and unceremoniously dumped Alex back to square one. But that wasn't the first time that happened to Alex—and it wouldn't be the last.   Join Ben and Tanya as they chat with Alex, owner of The Auto Firm, about how even the biggest red lights in the world can't stop you when you know your brand, the importance of paperwork (especially when working with friends), and how finally finding a trusted advisor-led to his greatest growth yet. These are The Unshakeables.    The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMediaSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

 Alex Vega always loved cars. It started with a $500 car in high school and led to a custom detailing and modification business. Until one day, a business partner revealed his true colors and unceremoniously dumped Alex back to square one. But that wasn't the first time that happened to Alex—and it wouldn't be the last.   Join Ben and Tanya as they chat with Alex, owner of The Auto Firm, about how even the biggest red lights in the world can't stop you when you know your brand, the importance of paperwork (especially when working with friends), and how finally finding a trusted advisor-led to his greatest growth yet. These are The Unshakeables.    The Unshakeables is brought to you by Chase for Business and Ruby Studio by iHeartMediaSee omnystudio.com/listener for privacy information.

Data from Payments Intelligence highlights the challenges small businesses are facing today when it comes to accessing credit to support their businesses. Only 48% of small businesses generating annual revenues of 10 million or less report having access to business or personal financing.

In March 2020, while the entire world was shutting down, Doug and Jason Barrow, brothers and owners of Luna Gourmet Coffee & Tea, had other problems. One morning at the office, one of their employees said the building smelled like campfire. Now roasting coffee does get a little toasty—but never like this.   Join Ben and Tanya as they chat with the Barrow brothers about their business's phoenix-like comeback. Discover how they rebounded, securing fresh funding, finding unexpected allies, and building a dedicated support team that propelled them to greater heights. These are The Unshakeables.   The Unshakeables is brought to you by Chase for Business and Ruby Studio.Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

In March 2020, while the entire world was shutting down, Doug and Jason Barrow, brothers and owners of Luna Gourmet Coffee & Tea, had other problems. One morning at the office, one of their employees said the building smelled like campfire. Now roasting coffee does get a little toasty—but never like this.   Join Ben and Tanya as they chat with the Barrow brothers about their business's phoenix-like comeback. Discover how they rebounded, securing fresh funding, finding unexpected allies, and building a dedicated support team that propelled them to greater heights. These are The Unshakeables.   The Unshakeables is brought to you by Chase for Business and Ruby Studio.See omnystudio.com/listener for privacy information.

In March 2020, while the entire world was shutting down, Doug and Jason Barrow, brothers and owners of Luna Gourmet Coffee & Tea, had other problems. One morning at the office, one of their employees said the building smelled like campfire. Now roasting coffee does get a little toasty—but never like this.   Join Ben and Tanya as they chat with the Barrow brothers about their business's phoenix-like comeback. Discover how they rebounded, securing fresh funding, finding unexpected allies, and building a dedicated support team that propelled them to greater heights. These are The Unshakeables.   The Unshakeables is brought to you by Chase for Business and Ruby Studio.See omnystudio.com/listener for privacy information.

Join us for an enlightening episode as we delve into the world of small business financing with Ray Drew, an SBA lending expert and the host of the SBA Ray Podcast, the #1 SBA lending podcast. Ray is also the Managing Business Development Officer at Fund-Ex Solutions Group. In this episode, you'll gain insights into Ray's remarkable background and journey in small business lending. With 12 years of experience, Ray has dedicated his career to helping small business owners navigate the complexities of SBA borrowing. Discover how Ray transitioned into non-bank lending and played a pivotal role in elevating his previous institution to a top 10 lender in the country. He shares the passion that drives him to assist small business owners and aspiring entrepreneurs in building their business empires through various financial strategies, including owner-occupied commercial real estate, business acquisitions, and partner buyouts. As Florida sees a growing number of baby boomers looking to retire and sell their businesses, Ray sheds light on the intricacies of buying an existing business. Learn about the due diligence process and the key factors to consider when evaluating a business's financial health and value. Ray discusses the importance of financial due diligence and the role of the seller note in ensuring a smooth transition after the purchase. He also emphasizes the significance of qualitative factors like customer relationships in the evaluation process. Discover Ray's podcast, "The Art of SBA Lending," where he provides invaluable insights into SBA lending best practices, interviews with industry experts, and information on accessing capital. Whether you're a small business lender or a borrower seeking financial solutions, Ray's podcast offers a wealth of knowledge. Ray touches on recent changes in the SBA lending landscape, including sweeping updates to the 7A program and the importance of technology in streamlining the lending process. Learn how the SBA is driving efficiency and making it easier for small business owners to access capital. Don't miss this opportunity to gain a deeper understanding of small business financing, entrepreneurship, and the future of SBA lending with one of the industry's most trusted voices, Ray Drew. Recorded live at this year's FLAGGL Small Business Lender's Conference hosted at The JW Marriott Orlando, Grande Lakes Learn more about Fund-Ex Solutions Group: https://fundexsolutions.com/  Tune into Ray's Podcast: https://www.artofsba.com/ Check out Ray's YouTube Channel: https://www.sbaray.com/ 

Join us in this informative episode as we navigate the world of small business financing with Richard Giessert, Vice President and SBA Loan Officer at Marine Bank & Trust. Discover Richard's background, his pathway to Marine Bank & Trust, and the vital role he plays in helping small business owners access the capital they need to grow and thrive. Richard shares insights into the significance of community banks and how they differ from larger institutions. Learn about the flexibility, responsiveness, and personalized service that community banks like Marine Bank & Trust provide to their clients. With a local focus and decision-making authority, community banks can tailor financial solutions to meet the unique needs of small businesses. Explore the various government-guaranteed products available to small business owners, including 7A and 504 loans. Richard breaks down the primary uses of these loans, from working capital to business acquisitions, real estate, and equipment financing. Discover how the 504 loan program allows borrowers to get in with as little as 10% down, offering significant savings compared to conventional loans. Understand the importance of a well-structured business plan and financial projections when seeking financing for expansion or acquisition. Richard emphasizes the value of collaboration with organizations like the Small Business Development Center (SBDC) in preparing loan applications. Richard also delves into the SSBIC (State Small Business Investment Company) program, highlighting its unique role in providing financial support to businesses that may not qualify for conventional lending. Discover how the SSBIC program can be leveraged under specific circumstances to help small businesses succeed. Learn about the approval process for SBA loans and how local decision-making and partnerships with organizations like the SBDC play a crucial role in advancing loan applications. Richard shares the importance of marketing and continually nurturing a strong pipeline of loan opportunities. Explore the nuances between SBA and SSBIC programs, including differences in guarantees and eligibility criteria. Discover how the SSBIC program can be a valuable resource for businesses with unique needs, such as nonprofits. Join us for an enlightening conversation that provides valuable insights into the world of small business financing and the essential role community banks play in supporting local businesses. Recorded live at this year's FLAGGL Small Business Lender's Conference hosted at The JW Marriott Orlando, Grande Lakes Learn more about Marine Bank & Trust: https://www.marinebankandtrust.com/ 

In this special episode of Small Biz Florida, we're coming to you live from the Florida Association of Government Guaranteed Lenders conference. Our focus is clear: assisting small business owners and operators in accessing the capital they need to start, grow, and expand their businesses. To guide us through this financial landscape, we have a distinguished guest, Mr. William A. Wilson, CCIM, CFP(R), Vice President & Business Development Officer for Southwestern Florida Markets at Florida First Capital. William brings a wealth of experience to the conversation, with almost three decades in the banking industry. He shares his journey, from being a branch manager in southern Nevada to his current role at Florida First Capital. His mission is simple yet impactful: helping small business owners secure the necessary funds for significant capital investments, such as equipment and machinery. Florida First Capital, a non-profit government financial institution, plays a pivotal role in administering the SBA 504 program. This program, shaped by Congress in the 1980s, is celebrated for its exceptional rates and terms, making it an attractive option for small businesses. William explains how it combines government bonds with private lending from banks and credit unions, allowing entrepreneurs to buy commercial properties, machinery, and equipment with a low down payment. During the episode, William highlights the collaborative nature of CDCs (Certified Development Companies) like Florida First Capital, working in partnership with local banks and credit unions to structure loans that meet the unique needs of small business owners. The result? Small business owners only invest a modest percentage of the total cost, while banks and credit unions enjoy added security. William also discusses the Green Energy Program, which enables businesses to borrow additional funds for energy-efficient projects like solar power installations. This initiative not only supports sustainability but also creates more jobs, enhancing the overall economic landscape. If you're a small business owner looking to understand how to access capital and unlock growth opportunities, this episode is a must-listen. Join us as we demystify the world of small business financing and discover how organizations like Florida First Capital are dedicated to empowering entrepreneurs. Recorded live at this year's FLAGGL Small Business Lender's Conference hosted at The JW Marriott Orlando, Grande Lakes Learn more about Florida First Capital Finance Corporation: https://ffcfc.com/ 

Join us in this episode of Small Biz Florida as we sit down with Terry Crispen, representing United Midwest Savings Bank, Terry has a rich history in SBA lending and shares his insights on the current banking landscape and how businesses can access capital. Terry discusses the evolution of United Midwest Savings Bank, founded by industry professionals who wanted to make banking more enjoyable and efficient. He delves into the current state of lending, noting the challenges businesses face in accessing capital. Despite rate increases and tightened conditions, Terry emphasizes that United Midwest Savings Bank is dedicated to helping small businesses. Discover the key criteria for accessing capital through United Midwest Savings Bank, including the importance of business viability and the ability to generate revenue. Terry sheds light on specific industries that are well-suited for their lending model and highlights how they tailor funding to align with businesses' launch points. Learn about United Midwest Savings Bank's innovative $50,000 unsecured loan product designed to provide quick access to capital for both startups and existing businesses. Terry explains the loan terms, including a 10-year amortization period, no balloon payments, and prime plus three-and-a-quarter interest rates. Find out how to connect with United Midwest Savings Bank through your local SBDC and explore their website at SBDC.Loan. Discover how you can secure the financing you need to launch or grow your small business. Recorded live at this year's Florida SBDC Network Small Business Success Summit hosted at The Westin Fort Lauderdale Beach Resort.    Learn more about United Midwest Savings Bank: https://www.umwsb.com/  Get more information about the loan mentioned in this episode: SBDC.Loan 

Federico Travella went from turning his childhood hobbies into businesses to launching a fintech start that has transacted well over a billion dollars. The company, Novicap, has attracted funding from top-tier investors like Fasanara Capital, Techstars, Partech, and The Net Street.

Learn how the FHLB Dallas Small Business Boost (SBB) program helps small businesses and entrepreneurs start and grow their businesses. We talk with a credit union and one of their customers on how it works.

The Month End provides emerging inventory-based brands real life knowledge in the accounting, finance, and operational world. Our guests are not only similar brand founders and owners, but key stakeholders and contributors to the industry. Each episode provides a glimpse into the vast experience and insight from its guest's unique backgrounds in a casual, conversational tone.• • •In episode twenty-nine, Accountfully's CEO and Partner, Brad Ebenhoeh, sits down with the Financing Man and the vision behind K2 Financing. Keith knows the preparation needed at various stages of business to be best aligned with the correct type of financing based on its goals and vision. Brad and Keith address a number of considerations a small business should be attuned to, especially in the current economic climate, where funding is more stringent. If you have been struggling with understanding the different types of loans available for your business size and stage, this is a must-watch/listen.MORE INFO and VIDEO RECORDING:  www.accountfully.com/podcasts/episode-29-keith-kohler-financing-manTheFinancing Man Website:  www.financingman.com• • •MORE RESOURCESMore CPG Resources:  http://bit.ly/Accountfully_Resources​Use the power of your inventory to grow your business -Download The Inventory Handbook:  http://bit.ly/TheInventoryHandbook​For more small business and CPG- focused resources, visit Accountfully's resources page, where you will find helpful articles, guides, eBooks and more. • • •Follow us on social media to take advantage of even more info and news.

Today we are talking to Jonathan Fodera, who has been in business financing for 14 years and has helped thousands of entrepreneurs get over 500 million in funds for their businesses. He's the founder of Integrated Business Financing (https://www.integratedbusinessfinancing.com/), which is a small business lending marketplace that specializes in getting businesses into the best financing programs they qualify for. Learn all about business financing, how to get money for your business, when you should get financing, where to start, and how to grow. Should you get a loan? Should you get a line of credit? When should you do that? When should you avoid that? All those steps and more.  This is the Brands On Brands Podcast with Brandon Birkmeyer GET THE WEEKLY NEWSLETTER This is the best way to have branding and marketing secrets delivered to your inbox, and get first looks at new resources. https://www.brandsonbrands.com/bteam SUBSCRIBE TO MY CHANNEL Watch each week as we interview the top minds in marketing and share tips to build brands that matter. https://www.brandsonbrands.com/youtube CONNECT WITH ME Connect with me on social media: https://www.brandsonbrands.com/hotlinks JOIN THE PODCAST BRANDING ACADEMY Get your free podcasting 101 starter kit and more! https://www.podcastbrandingacademy.com CONVERT 1 HOUR INTO 1 MONTH OF CONTENT Get my Ultimate Guide to Repurposing Content, which includes 3 Content Creation Tips, 11 Content Creator Tools, 30 Repurposed Post Examples, 28 Content Calendar Prompts, & 30 Bonus Post Ideas https://www.brandsonbrands.com/toolkit

Jonathan Fodera is the Founder, Director, and CEO of Integrated Business Financing.  He primarily works with small businesses helping owners grow and scale their businesses.  His experience took him from Wall Street to the world of entrepreneurship and he shares the tales of his journey.  Jonathan is highly skilled in banking, business development, entrepreneurship, and business planning.  We talk about failed partnerships and what can be learned.  Jonathan discusses the importance of helping others and the benefits gained by assisting without expectations.  

This episode features Eric Youngstrom from Austin, TX-based Onramp Funds. Before Onramp, he helped launch, scale, and successfully exit ShippingEasy, which was acquired by Stamps.com in 2016 for $55M in cash. Today he is widely regarded as the go-to source for early-stage eCommerce growth specializing in SMB lending, shipping, and raising capital. Listen as Eric shares the definition of a small business and how difficult it can be for a small business to get a loan. He discusses some of the common reasons that people are looking for additional funding and what happens if a borrower is unable to pay back. Eric deep dive into his experience with growing and selling a company and gives a piece of actionable advice to a business owner thinking about applying for a small business loan. Discover how Onramp started and what needs Eric saw in the market that started the company. Learn how OnRamp is different from the competitors. Episode Action Items: To find more information about Onramp, go to http://www.onrampfunds.com (www.onrampfunds.com) ABOUT THE HOST: Andy Splichal is the World's Foremost Expert on Ecommerce Growth Strategies. He is the acclaimed author of thehttps://www.makeeachclickcount.com/ ( Make Each Click Count) Book Series, the Founder & Managing Partner ofhttps://www.trueonlinepresence.com/ ( True Online Presence), and the Founder ofhttps://www.makeeachclickcountuniversity.com/ ( Make Each Click Count University). Andy was named to The Best of Los Angeles Award's Most Fascinating 100 List in both 2020 and 2021. New episodes of the Make Each Click Count Podcast, are released each Friday and can be found onhttps://podcasts.apple.com/us/podcast/make-each-click-count-hosted-by-andy-splichal/id1517807004 ( Apple Podcast),https://www.iheart.com/podcast/269-make-each-click-count-host-85465345/ ( iHeart Radio),https://podcasts.apple.com/us/podcast/make-each-click-count-hosted-by-andy-splichal/id1517807004 ( iTunes),https://open.spotify.com/show/6EevPFDyrVeeJK9Zns6Xkh ( Spotify),https://www.stitcher.com/show/make-each-click-count-hosted-by-andy-splichal ( Stitcher),https://music.amazon.com/podcasts/f7ab598f-7f0d-45bc-8e9c-39358321ad10/make-each-click-count-hosted-by-andy-splichal ( Amazon Music),https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5jYXB0aXZhdGUuZm0vbWFrZS1lYWNoLWNsaWNrLWNvdW50Lw== ( Google Podcasts) andhttps://my.captivate.fm/www.makeeachclickcount.com ( www.makeeachclickcount.com).

You want to build your small business but the financing is tough. From Bank Loans, to SBA Loan, and even loans that bypass the traditional lenders, it can be tricky for the most skilled financier. We tackle the issue today. The Jay King Show. 

Jeremy has spent the last decade working with entrepreneurs and craftspeople around the world. He is passionate about knowledge sharing, transparency, and creative collaboration and is a member of the Cultural Intellectual Property Rights Initiative. He is driven to help others succeed and has a strong love for the community.Alloy Development Co. is a marketplace where organizations, businesses, and communities can find the resources they need to grow. We are a commercial capital lender, a growth lab for startups, and an economic development partner all under one roof, which makes us an active and influential business partner, able to assist any organization at any stage of growth.Support the show

Finance and Operations - Doug and Mark spoke about the lack of adequate funding is a common challenge that entrepreneurs face when starting their businesses. Securing the right financing is crucial to the success of your business and can be the deciding factor between success and failure. Learn more at https://markritter.com/ (https://markritter.com/) Doug's business specializes in partnering with companies and non-profits to create value and capture cost savings without layoffs to fund growth and strengthen financial results.  You can find out more athttp://www.terminalvalue.biz ( www.TerminalValue.biz) You can find the audio podcast feed athttp://www.terminalvaluepodcast.com ( www.TerminalValuePodcast.com) You can find the video podcast feed athttp://www.youtube.com/channel/UCV5a4QbT-dXhpgb-8HJHdGg ( www.youtube.com/channel/UCV5a4QbT-dXhpgb-8HJHdGg) Schedule time with Doug to talk about your business athttp://www.meetdoug.biz ( www.MeetDoug.Biz)

This episode is extremely informative! We provide information on accessing Small Business Financing from the experts at Lendio. We had a business conference with several small business owners via Virtual conferencing, where we discussed and had the privilege of being presented with information and resources about Small Business Financing. I also had the opportunity to participate in the discussions and I share other pertinent information about Investments and the SBA loan and the importance of having a Business Plan. We explored the following: 1. Types of SB Financing and loan options. 2. What Lenders look out for when we talk about financing a business. 3. Why do Lenders like to use Personal Credit (and alternative type of financing for scores below 500). 4. Revenue, Why do lenders like to look at revenue especially those above 50k. 5. What are the Biggest Hurdles when it comes to applying for a loan? 6. Preparing before you apply for a loan. 7. Other types of Financing. 8. Required Documentation. 9. Loan application time. 10. How did the PPP change the way we access Business Loans. 11. How does the online market place affect (digital) privacy and security. 12. Where can we go to access loans? 13. Business Plans. 14. Lendio 15. What's the first thing you do when you wanna start a business? 16. How do you and why do you need to get business a business profile and reputation? 17. Does it matter what type of Company? 18. What are the Lending rates? What's the down-payment required for a business loan? 19. What do lenders like to see when borrowing? 20. Why would someone use a walk-in bank instead of an online-market-place? 21. Who do you call for assistance with accessing SB financing? We discussed these and much more in the packed episode. This episode will be available as an article later Sunday evening at renaldocmckenzie.com and theneoliberal.com. This episode is brought to you by Anchor.fm by Spotify. The Neoliberal Round is produced and owned by The Neoliberal Corporation/Rev. Renaldo C. McKenzie, a grassroots, think tank, news commentary, publishing and resources center that is serving the world today to solve tomorrow's challenges. Visit us at theneoliberal.com. Support this show to keep it going and to provide free service by making a monthly donation in any amount by visiting https://anchor.fm/theneoliberal/support. We'd like to encourage you to visit our brand partners: 1. Real Estate Wealth Builder - https://advancedpropertyanalysis.7eer.net/5bGWXo, 2. Alaska Airlines - https://alaska.gqco.net/NKJW62, 3. Hilton Honors Rewards - https://hilton.ijrn.net/DVmYjG, 4. Southwest Airlines Rewards - https://swa.eyjo.net/2rezd7, 5. IHG Rewards Club - https://ihg.hmxg.net/2rebkM, 6. Qatar Airways Privilege Club - https://qatarpts.pxf.io/KeGaKv, 7. Clubs and Sticks - https://clubsandsticks.7eer.net/LP1Aa3, 8. Belkin US - https://belkin.evyy.net/rnyk4d. You can email us at renaldomckenzie@theneoliberal.com. Or follows us on twitter @theneoliberalco or renaldomckenzie. We're also on Linkedin at Theneoliberalcorporation or on Facebook and twitter at Renaldo.mckenzie and theneoliberalcorporation. And if you haven't gotten a copy of my new book yet, here's a link to the audible copy but it's available in all formats worldwide: https://www.audible.com/pd/B099LFCD79/?source_code=AUDFPWS0223189MWT-BK-ACX0-267926&ref=acx_bty_BK_ACX0_267926_rh_us. Thank you for making The Neoliberal Round one of the top podcasts in News Commentary. Stay tuned to the Breaking story tomorrow! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/theneoliberal/message Support this podcast: https://anchor.fm/theneoliberal/support

Financing a laundromat can feel complicated. Whether you're new and trying to buy your first laundromat, a current laundromat owner needing to finance new equipment, a business owner trying to expand your empire, or you're needing to refinance loans, there are a lot of details to understand. It can feel overwhelming.Well, today's guest, Chris Michalek of Prime Capital, joins us to answer all of your questions about laundromat financing. Of course, he can't answer every question in one podcast episode, but he can answer a lot of the biggest questions! And for the rest, Chris is going to join me in hosting a free live Q&A  on all things laundromat financing-related. He invites you to bring your general AND specific laundromat financing questions and has committed to staying on until he's answered them all!You can sign up to join the webinar at https://laundromatresource.com/events!As for this episode, Chris and I cover a lot of ground! We talk about:Interest rates- how they work, what they're based on, getting rate locksRefinancing loans- when and how to refinanceAll-asset liens and cross-collateralizationCash flow statementsEquipment age vs. loan lengthCompetitors retoolingLease length vs. loan lengthdebt servicingBusiness plansAnd a LOT more! Tune in for this epic interview then join us for the live Q&A! You can also see this live Q&A replay and every other webinar we host when you join our Pro Community!Show Noteshttps://laundromatresource.com/show93Show SponsorsAtmosphereTV- 50+ channels of positive, fun TV programming, allowing you to cut your cable bill and create a great atmosphere in your laundromat! Get the registration fee waived by using this link!https://atmosphere.tv/partner/laundromat-resourceLaundromat Resource Marketing- We know marketing and we know laundromats! Let us help you build your website and market your laundromat today!https://laundromatresource.com/getonlineLinksLaundromat Financing Live Q&AChris's first Laundromat Resource Podcast appearancePrime CapitalGet ConnectedJoin Laundromat ResourceLaundromat Marketplace- Sell Your Laundromat [free listings]Diligence Capital InvestmentsLaundromat Investor ResourcesLaundromat Resource EventsLaundromat Resource ForumsLaundromat Resource BlogBe a guest on the podcastLaundromat Resource Coaching* Some links may be affiliate links in which the channel owner may receive compensation when you make a purchase using those links. Thank you for supporting the channel

Zach and Andy explore the various forms of financing available to small business owners outside of venture capital. Hit that subscribe button to not miss an episode of our Podcast!

Zach and Andy explore the various forms of financing available to small business owners outside of venture capital. Hit that subscribe button to not miss an episode of our Podcast!

Today I asked Ms. Wanda Fields to join me as a guest to discuss Fields Financial Funding www.Fieldsfinancialfunding.com. Her company specializes in providing funding to small businesses. Hearing about this business venture made me so excited. Small business funding has been such an under-resourced market. Before covid, the SBA was the primary source of funding and their process was not very friendly or fast nor were many applicants ever approved. Listen to the information Wanda shares on what kind of loans her company can offer, the terms, the qualifications and the rates. They are very competitive and much easier to access then the traditional lending system. Now for the bonus!! You can listen to the Ready Set Free Podcast on Wanda's online radio station, WFNY Radio http://wyny.fm.beenetworkenterprises.com . Her station features an array of financial education shows and musical entertainment. While there, you can listen to Wanda's podcast titled, The Financial Freedom Show. In addition, Wanda is an author of 2 eBooks, 3 rd Gen Investment Guide and 3 rd Gen Stock Market Fundamentals. She is an active options day trader and cryptocurrencies swing trader and teaches classes on both through 3rd Gen Academy online. Please follow Wanda on Facebook @wanda.fields.52 and @WFNYRadiostation and @fieldsfinancialfunding Email her at fieldsfinancialfunding@gmail.com » Contact Kye at: www.readysetfree.me or Email: info@readysetfree.me » Follow me on Instagram @Ready.Set.Free » Facebook & YouTube @Ready Set Free Show donations at CashApp $KyeFinancial Podcast Engineer is Orlando Clarke II - MyGoodMediaLLC@gmail.com