Podcasts about hackinghow

Tim Yunusov is hacker with a special interest in banking and payment systems. He's also written a series of articles on hacking for New Money Review.He's been hired by financial institutions to see if he could breach their online banking systems and mobile apps, their card payment systems or their automated teller machines (ATMs).In many cases he could. In 2019, for example, he showed how to get around the limit on contactless card payments (£30 at the time in the UK) by altering the information exchanged by the contactless device and the card reader.In a more recent case, Tim went around UK petrol stations using cryptocurrency-based payment cards and found he could refuel for free.Tim has also written articles on faking digital identity, how to steal money from buy-now-pay-later (BNPL) schemes and whether someone in possession of your mobile phone can drain your bank account (spoiler: the answer is yes).His article on BNPL fraud didn't go down well with one of the main lenders, who complained to me by email that it was “a step-by-step guide that will encourage criminals further in their activity of stealing money from consumers”.I responded that Tim was showing BNPL's security flaws in the public's interest.But there's clearly a fine line between ethical hacking and breaching systems with malicious intent. So I asked Tim onto the New Money Review podcast to talk more about his work. In the podcast, we discuss:Why cybercriminals love cards and paymentsWhy every new technology comes with its own security risksWhy the US and Latin America are honeypots for payments fraudstersWhy ransomware led to a boom in cybercrimeWhy fintechs and crypto firms are more prone to fraud than banksWhy combining crypto and payment card technology created security risksThe global divergence in payments systemsFake IDs and the future of hackingHow to stay safe when making digital payments

Click here for the show notes:I am thrilled to have David Goudreau joining me on the World Vegan Travel Podcast today because we are talking about one of the most requested topics - travel hacking. Many of you will know that David Goudreau is Colleen Patrick-Goudreau's partner and Seb and I have traveled with them both to 17 countries David always accompanies Colleen on her Joyful Vegan trips and uses his points to get to and from our trips!David has been travel hacking for about 6 years now and honestly when David joins us on our trips, both he and Seb get so many questions about travel hacking and some ideas on how to get started so David has kindly agreed to put all that information in one place for all of you to check out.In this episode we discuss:How David got into travel hackingHow to get started travel hacking beginners without getting overwhelmedHow to make the most of your effortsCommonly asked questionsThe commandments of travel hackingReferral links and how they workCheck out our website | Check out all the podcast show notes | Follow us on Instagram

Renting vs buying a house. It's an easy decision. If you have the option to buy, you should buy. Shouldn't you? That line of thinking, according to Ken Johnson, real estate economics expert, can cost you a lot of money. His team at Florida Atlantic University, along with other data–first economic experts, have spent a lot of time studying whether or not it makes more sense to rent or buy a home.Ken breaks down how most Americans have gotten the rent vs buy debate all wrong, how renters can beat homeowners to long-term wealth, and which housing conditions lead to better deals. We also bring in our expert panel of guests to get their take on whether or not owning is a smarter choice than renting. You'll hear multiple opinions on how you can make a more lucrative decision on your first primary residence and whether being a “renter-landlord” makes sense in 2022.Surprisingly, in a time when more people are being forced into renting, Ken describes how “corporate landlords” could benefit the housing market, not deteriorate it. If you're worried about the United States turning into a “renter nation”, Ken offers a glimmer of hope on why that may not be the case, and how even if it was, it wouldn't be a bad thing.In This Episode We CoverRenting vs buying a home and which decision makes the most sense for you in 2022Which real estate markets are about to see wild price drops in the coming yearsThe housing affordability problem and why renting has become cheaper than owningWhether or not more corporate/Wall Street landlords is a good thing for rentersSubsidizing your mortgage/rent by house hacking or rent hackingHow renting and buying rental properties could be a win-win for average AmericansAnd So Much More!Links from the ShowBiggerPockets ForumsBiggerPockets AgentJoin BiggerPockets for FREEOn The MarketJoin the Future of Real Estate Investing with FundriseConnect with Other Investors in the “On The Market” ForumsTry The BiggerPockets “Rent or Buy Tool”Big Radius ToolBH&J Buy vs. Rent IndexTop 100 Housing MarketsWaller, Weeks and Johnson Rental IndexDave's BiggerPockets ProfileDave's InstagramHenry's BiggerPockets ProfileJames' BiggerPockets ProfileJamil's BiggerPockets ProfileHenry's InstagramJames' InstagramJamil's InstagramCheck the full show notes here: https://www.biggerpockets.com/blog/on-the-market-15Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Not many college students get their real estate license while in college, let alone during freshman year. Andres Bustamante did just that, becoming a leasing agent so he could cover his housing and tuition costs. Andre didn’t know if he would go into real estate full-time after college, but when he found the BiggerPockets Podcast in the Summer of 2019, he decided to make the jump.Andres reached out to a guest on the show, who later became his mentor and asked Andres to join his team! In his first year of full-time real estate Andres managed to sell 15 houses, with 15 more under contract as we speak. He lives in a house hack, has another house hack under contract, and bought an AirBnB as a short-term rental.Since Andres had 1099 income he wasn’t able to take the traditional route to house hacking that W2 employees have available to them. Instead, Andres found new construction projects going up, put down earnest money for them, and locked in the deal. As Andres describes, he was able to get into these projects at “stage 1”, so as the builders were building, Andres was guaranteed a price for a house that was appreciating everyday in his growing market.As Andres has been house hacking he's come up with some great ways to verify that tenants will work for you and for your profit margins. He talks about what he provides, what he puts in his leases, how he decides on tenants, and more helpful tips for any aspiring house-hacker!In This Episode We Cover:How to get a property for house hacking when you don’t have a W2What you’ll need to get a new build under contractHow earnest money differs from a down paymentThe criteria you should have in place for househack tenantsHow to split utilities among tenants when house hackingHow to make equity profit from new buildsAnd SO much more!Links from the ShowReal Estate Rookie Facebook GroupBiggerPockets PodcastBiggerPockets Podcast 352: No Driver’s License, No Money, No Excuses: How Diego Corzo Blazed a Trail to 18 DoorsBiggerPockets Podcast 329: Financial Freedom Before 30 Through Just 10 Deals With Felipe MejiaDiego Corzo’s InstagramStessaAshley's InstagramTony's InstagramCheck the full show notes here: https://www.biggerpockets.com/rookie49

“Passive income is built on the blood, sweat, and tears of passive income.” A lack of options forces us to be creative. That’s exactly what our guest experienced as she fought to keep her household afloat during and after the Great Recession. This frightening moment in history made her realize that having a job wasn’t enough. She realized that she had to build an asset that would weather any economic storm. She realized it wouldn’t be an easy feat. But she also realized that it would all be worth it. At the age of 44, the mother of four was officially retired.Anna Kelley, founding partner of Zenith Capital Group, began investing in real estate over 20 years ago. She was hit particularly hard by the 2008 recession; but soldiered on nevertheless and today enjoys the fruit of her labor. Anna shares two decades worth of investing wisdom, covering topics such as house hacking, the landlord-tenant relationship, recovering from a recession, seller financing, raising financially intelligent kids, and paying it forward once you achieve financial freedom. WHAT TO LISTEN FORThe importance of delayed gratification when striving for financial freedomMinimizing potential risks when investing in multi-family units via house hackingHow to deal with troublesome tenantsAnna’s long-term strategy to thrive following the global financial crisis of 2007-2008How to effectively use seller financing in lieu of a traditional bank mortgage RESOURCES FROM THIS EPISODEWebsites: ReiMom & Zenith Capital GroupFacebook Group: Creating Real Estate Wealth That Lasts With ReiMom  CONNECT WITH USTo connect with Annie and Julie, as well as with other Investing For Good listeners, and to get the latest scoop on new and upcoming episodes, join the Investing For Good Podcast Community on Facebook.To learn more about real estate syndication investment opportunities, join the Goodegg Investor Club.Be sure to also grab your free copy of the Investing For Good book (just pay S&H).--Thanks for listening, and until next time, keep investing for good!

Platforms are scaleable and powerful. No one knows that better than platform designer Simone Cicero who explains how platform design thinking enables self-organization giving it an edge over industrial models. The open source Platform Design Toolkit canvases allow you to:reduces the complexity of a problemgain the advantages of thinking of your business as a storyswitch the narrative to empowering ecosystem potentialcollaborate and compete in the same momentIn this conversation Simone Cicero explains how the Platform Design Toolkit:Connects platform thinking to learningConnects with the existing world of design thinkingThe outcomes the five design canvases generate: transactional and relationshipThe spectrum from vision-prototype-validation and growth hackingHow platform design help health, for example, achieve more by spending lessHow platforms accelerate scalingTwo ways to innovate the business of your company.Simone Cicero is a self-starter, strategist, product and service designer interested in co-design, design thinking and innovation. He sees the reasons underpinning change and connects the dots to design relevant and consistent strategies and products. A Lean and Agile practitioner with experience in adapting methodologies, Simone runs workshops for strategy co-creation, product and service design and more. Coaching and participated learning are true paths to innovation. A blogger and public speaker, Simone speaks about innovation, disruption, resilience and ecosystems. Under the Meedabyte banner, Simone’s content has been featured on forward thinking magazines and blogs such as: Repubblica, Domus, Shareable, Ouishare Media, and Les Echos.Go to www.PlatformDesignToolkit.com to download what you need to think through your platform. Dawna Jones, host of the Insight to Action program, designs creative ways to get tough conversations and tasks accomplished. Her expertise lies in using personal and organizational energy for creative and constructive purposes, decision making in complexity and self-realized leadership. www.InsighttoAction.com Follow me on Twitter http://Twitter.com/EPDawna_Jones or LinkedIN: https://www.linkedin.com/in/dawnahjones/The intro music is provided by Mark Romero of www.markromeromusic.com. Mark is the former CEO of a semi-conductor firm whose music has been scientifically tested and proven to create coherence in the body. See acast.com/privacy for privacy and opt-out information.

How do you build up a sizable real estate portfolio when you live in one of the most expensive cities in America? That’s the topic we dive into today on the BiggerPockets Podcast with guest Nazz Wang. Nazz has gone from 0 to 51 units in the past several years, both local in California and across the country. You’ll learn how Nazz overcame a bad first investing experience to find her niche in “lazy real estate investing” and how you can do the same!In This Episode We Cover:Who is Nazz and how she’s been investing for 10 years nowHow she got started through house hackingHow she acquired the mindset of a landlord back in collegeNazz’s first property — and her first big mistakeHow neglecting the cash flow analysis ended up costing herThe issues surrounding owning condo unitsHow to discover and thrive in your nicheHow many units she currently hasThe problem with HOAsHow she bought in the Midwest to maximize cash flowA discussion about property appreciation (are there any indicators?)Speculation vs. buying things you can afford to keepHow Nazz educated herself in real estateHer experience investing as a womanHow she finds, finances, and manages properties outside of her areaHow to establish a pipeline to make investing easierThe benefits of the BRRRR strategyHow to manage property managersAnd SO much more!Links from the ShowTurning “Weird” Properties Into Cash-Flowing Monsters with Johnny YoussefBRRRR StrategyInvesting in Rental Properties When Your Local Area is Too Expensive With Mehran KamariBuilding a $350 Million Real Estate Empire Using the 10X Rule with Grant Cardone7 Ways to Find Incredible Real Estate Deals with Chad CarsonBooks Mentioned in this ShowRich Dad Poor Dad by Robert KiyosakiDune by Frank HerbertTweetable Topics:“I would never pay money to lose money.” (Tweet This!)Connect with NazzNazz’ BiggerPockets Profile

On this episode of the BiggerPockets Podcast we sit down with a real estate investor who quit his six-figure full-time job at a Fortune 100 company to pursue his real estate investing dreams. Our guest, Nick Baldo, shares his story of starting with nothing and turning that into a sizable business that both flips and rents houses. Oh, and Nick isn’t even thirty yet! Don’t miss this informative episode of the BiggerPockets Podcast!In This Episode We Cover:How Nick got into real estateWhere he is currently investing and the typical prices of houses in his areaHow he began flipping houses when he was just 23!Where he got his fundingHow he was able to do business with a private money lenderLessons learned from the first dealsThe importance of ARV analysisWhy he took that first step despite the lack of knowledgeThe ins & outs of transitioning from flipping houses to house hackingHow to handle real estate investing as a businessHow to scale your business by building systemsThe online tools he uses for managing his businessHow to use networking as marketingWhere Nick’s business is todayTips for those who want to quit their jobs and become full time investorsAnd SO much more!Links from the ShowBP Podcast 142: 22 ½ ACTIONABLE Tips for Beginner Real Estate Investors With Josh and Brandon!PodioAsanaGoogle DriveAppFolioBuildiumQuickBooksBiggerPockets Keyword AlertsBiggerPockets ForumsBooks Mentioned in this ShowFLIP: How to Find, Fix, and Sell Houses for Profit by Rick Villani and Clay DavisThe Millionaire Real Estate Investor by Gary KellerThink and Grow Rich by Napoleon HillOutwitting the Devil: The Secret to Freedom and Success by Napoleon HillTweetable Topics:“There are always people with extra money not knowing what to do with it.” (Tweet This!)“It’s impossible to get started without your character.” (Tweet This!)“We did things as a business that had a 100 rentals would do it.” (Tweet This!)Connect with NickNick’s BiggerPockets ProfileNick’s Company WebsiteNick’s Blog

Travel Tactics is back! This series is all about how to travel for as long as you want to, by getting free flights and accommodation and by building a business that you can run from anywhere.In this episode I speak with Travis Sherry from Extra Pack of Peanuts, Nora Dunn from The Professional Hobo, and Rob from Making It Anywhere.We discuss who should and shouldn't try travel hacking, why you should trade work for accommodation, and which type of business you should start if you want to make it anywhere.You will learn:The top 3 things that will keep you traveling for as long as you wantWhat travel hacking isWho should and shouldn’t start travel hackingHow travel hacking with credit cards affects your credit scoreHow to get free accommodation around the worldThe worst places Nora Dunn has ever sleptHow Nora got a job working in a hostelThe advantages of working in exchange for accommodationHow to make the leap to running a location independent businessHow to do an audit of your skillsWhich type of business it’s best to start withWhat kind of timeframe is realistic for making it anywhereResources MentionedTravel Tactics Part 1Travel Tactics Part 2Travel Tactics Part 3Zero To Travel Podcast archivesThe Paradise PackEpic Bike RidesExtra Pack Of PeanutsLocation IndieThe Professional HoboMaking It AnywhereThe Ultimate Guide To Frequent Flyer MilesCredit KarmaCredit SesameEPoP 060: Top 16 Breweries in AmericaEPoP 070: Top 12 Sporting Events Around the WorldHow To Get Free Accommodation Around The WorldWorkingRoad.comWWOOFingThe Caretaker GazetteHelp ExchangeGrowFood.orgTravel Like A Pro: Road-Tested Tips for Digital Nomads and Frequent TravelersThe 7 Day Startup: You Don't Learn Until You LaunchThe Tropica MBAElanceFor more actionable content, don't forget to join the Zero To Travel Caravan, by subscribing using the box on the top and to the right.The post Travel Tactics Part 4: How to Travel Indefinitely : Zero To Travel Podcast appeared first on Zero to Travel.