Podcasts about No Money

Adam Haman returns to discuss an intriguing panel featuring Elon Musk and Nvidia's Jensen Huang as they announced a business deal with Saudi Arabia.Mentioned in the Episode and Other Links of Interest:The YouTube version of this conversation.This episode's sponsor, the Scott Horton Academy.The panel featuring Elon and Jensen Huang.The HamanNature substack.Help support the Bob Murphy Show.

Episode Description: To stop the POGs' prediction network, Max and Molly realize they need help—and fast. However, they are torn on whether or not they can trust Charlene.  To test her honesty, they recreate an experiment with a “lost” wallet stuffed with cash. Will Charlene pass the test?  As math, probability, and human behavior collide, the Problem Solvers learn that trust might be the most valuable currency of all. Math Concepts: Ratios and fractions; Percent conversion; Probability and win–loss percentages in sports; Division and rounding; Estimation and Averages; Multiplication with large numbersHistory/Geography Concepts: Real-world behavioral science experiment on lost wallets (conducted across 40 countries); Quarantine and disease prevention (mono); The concept of global research studies and data collection

•Stanley Watson, Jr. AKA Stanley RayJr. is a native of Norfolk, VA. He has received International exposure through radio and print such as being interviewed by George Houston of Blessed Lifestyle magazine and hosted his own radio program on WPCE 1350 AM. He also made theNielsen BDS charts in 2009, which has been proclaimed as “the leading supplier of performance monitoring” by Musicrypt. •Stanley Ray's gospel music ministry includes thus far, two Cd releases which are “I Am A New Creature” (2010). "MERCY & GRACE" (2014). Stanley Ray Jr. also collaborated with Domonique Mitchell Presents Inspirational Music For the soul, Vol 1 (2016). And two new singles "I WANT TO BE LIKE JESUS"(2019). ALL POWER IN HIS HAND (2020) And New single "You Lord"(2021) And his Newest hit single "Call On Jesus"(2025} that made the indie Music Charts Top 100! Also on Euro Indie Music Charts Top 100! •Watson also has collaborated with Jurnee Productions based out of Orlando, Florida, headed by CEO Mr. Joe Woodard, forthe company's “Inspiration Celebration” series. During this time, Stanley Ray has shared the stage with some of the gospel music industry's leading artists including Smokie Norful, Deitrick Haddon and Vicki Winans, Just to name a fewIn 2010, Mr. Watson was invited to the 96.3 KISS FM'S Family Reunion Gospel Showcase in Augusta, Georgia. •For the showcase, he shared the stage with James Fortune and FIYA as well as others. Stanley has also taken his God-given talents beyond music. He has modeled for Phillip Michaels Fashion for Men and has had acting roles in theatre (No Money, No Love; God's Trombones) (The touched ones) and T.V (The 700 Club). Stanley is affiliated and registeredwith BMI as a Composer/Writer /Publisher, producing songs of praise and worship. Mr. Watson is ministering to the people proclaiming the Good News that God is ready to heal and mend broken hearts and souls as well as give them anew lease on life in Jesus' name. AMEN!•“Trust In Him” – is available on all digital outlets.•Send an email to Let's Talk: Gospel Music Gold  sharing your thoughts about this show segment; also, if you have any suggestions of future guests you would like to hear on the show. Send the email to ⁠⁠⁠letstalk2gmg@gmail.com⁠⁠⁠ Become a follower on our Facebook page where all of our shows with links are found.•Awarded a “Top Gospel Music Podcast” Badge from Feedspot which has named Let's Talk: Gospel Music Gold one of the Top 10 Gospel Music Podcasts on the web! •LET'S TALK: GOSPEL MUSIC GOLD RADIO SHOW AIRS EVERY SATURDAY 9:00 AM CST / 10:00 AM EST ON WMRM-DB INTERNET RADIO STATION  AND WJRG RADIO INTERNET RADIO STATION 12:00 PM EST / 11:00 AM CST •There is a Let's Talk: Gospel Music Gold Facebookpage ( @LetsTalk2GMG ) where all episodes are posted as well.    •The Podcast and Radio shows are heard anywhere in the World on the Internet! •ANSONIA'S BOOK RELEASES•“Legacy of James C. Chambers And his Contributions to Gospel Music History”•"Molding a Black Princess"Order Information https://www.unsungvoicesbooks.com/asmithgibbs•"If We Can Do It, You Can Too!"

🔥 Programa 453 de Made in Metal – Emitido el 17 de diciembre El año se despide a lo grande en Made in Metal, con un episodio que reúne épica, potencia, melodía y descubrimiento, combinando grandes nombres del metal internacional con bandas emergentes que merecen toda tu atención. En esta edición viajamos desde la contundencia histórica de Sabaton, con dos himnos cargados de épica y batalla, hasta la elegancia vocal de Ronnie Romero, pasando por el hard rock directo de The Dead Daisies y el regreso de leyendas como Fifth Angel. Todo ello sin olvidar el pulso actual del metal europeo y americano, con propuestas frescas, variadas y de gran calidad. 🎶 Bandas y artistas que escucharás en este programa: Frozen Land, Wings of Steel, Sabaton, PR3, Dekta, Nils Patrik Johansson, Phantoms of Future, In Virtue, Mourn the Light, John Macko Music, Fifth Angel, Ronnie Romero, The Dead Daisies, Matt Pascale & The Stomps, Sainted Sinners y Love Your Witch. 🇪🇸 El metal en castellano también tiene protagonismo con PR3 y Dekta, demostrando que la escena nacional sigue creciendo con identidad propia y fuerza creativa. 📡 Made in Metal se emite en: 🇪🇸 España: Sol y Rabia Radio, Asalto Mata Radio Rock 🇦🇷 Argentina: Lado Salvaje Radio 🇵🇷 Puerto Rico: Heavy Metal Mansion 🎧 Si te gusta descubrir bandas nuevas sin perder el contacto con los grandes nombres del rock y el metal, este episodio es para ti. 👉 Dale al play, síguenos en iVoox y apoya el programa con un “Me gusta”. 👉 Comparte este episodio y comenta qué banda te ha sorprendido más. Tu apoyo es clave para que Made in Metal siga creciendo y difundiendo esta música que no entiende de modas ni fronteras. 🤘 El metal sigue vivo. Y aquí lo celebramos cada semana. Canciones que escucharás hoy: 1.Frozen Land - The Carrier, 2.Wings of Steel - Saints and Sinners, 3.Sabaton - A Tiger Among Dragons, 4.Sabaton - Templars, 5.PR3 - Cadenas de Cristal, 6.Dekta - Your Own God, 7.Nils Patrik Johansson - Gustav Vasa, 8.Phantoms of Future - Think About, 9.In Virtue - Ascent Glorious/Sisyphus Awakening, 10.Mourn the Light - The Truth was a Lie, 11.John Macko Music - Singularity, 12.Fifth Angel - In the Fallout, 13.Ronnie Romero - Backbone, 14.The Dead Daisies - Mexico, 15.Matt Pascale & The Stomps - Mr. No Money, 16.Matt Pascale & The Stomps - Sugar Mama, 17.Sainted Sinners - Crown of Thorns, 18.Love Your Witch - Mercy Kill

This video explains how to choose the best countries to sell to when building a location-independent business, stressing that your first venture should be kept as simple as possible (ideally selling within your own country or to culturally compatible, same-language markets). It also covers high-leverage exceptions — selling to wealthier foreign markets, neighboring cities, using language skills, currency arbitrage, and nationality-based credibility — while warning about geopolitical risks (the "adjacent enemy" rule) and when to expand internationally.

(The Center Square) – States that refuse to turn over data on food stamp recipients will lose all SNAP funding, U.S. Department of Agriculture Secretary Brooke Rollins announced Tuesday. “If a state won't share data on criminal use of SNAP benefits, it won't get a dollar of federal SNAP administrative funding,” Rollins posted on X. “Let's see which states stand for accountability and which are just protecting their bribery schemes.” USDA is combing through states' SNAP recipient data to reduce ineligible enrollment, but 21 Democrat-governed states have so far refused to provide that information, citing citizen privacy concerns. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Want to start making money online but don't have a bunch of cash to invest upfront? You're in luck. There's a lot of buzz around faceless YouTube channels, AI-generated content, dropshipping, vibe coding, and print-on-demand. And yes, they're all viable options. But today we're diving into 8 realistic ways to make money online, even if you're not an expert, even if you're not technical, and even if you've tried other side hustles and failed in the past. These are low-cost, high-potential businesses you can start right from your laptop. Full Show Notes: 8 Online Businesses You Can Start With (Almost) No Money New to the Show? Get your personalized money-making playlist ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Sponsors: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Indeed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – Start hiring NOW with a $75 sponsored job credit to upgrade your job post! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Quo (formerly OpenPhone)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ — Get 20% off of your first 6 months! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Shopify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ — Sign up for a $1 per month trial! About The Side Hustle Show This is the entrepreneurship podcast you can actually apply! The award-winning small business show covers the best side hustles and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠side hustle ideas⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. We share how to start a business and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠make money online⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and offline, including online business, side gigs, freelancing, marketing, sales funnels, investing, and much more. Join 100,000+ listeners and get legit business ideas and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠passive income⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ strategies straight to your earbuds. No BS, just actionable tips on how to start and grow your side hustle. Hosted by Nick Loper of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Side Hustle Nation⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

 USDA's Brooke Rollins says the 21 states refusing to share SNAP beneficiary information with her department will not receive federal funding until they comply. What are these blue states hiding? Michael and Susan Dell drop a 6 BILLION DOLLAR gift on America's babies. President Trump again talks about eliminating the income tax - sending democrats spiraling as they realize Gen Z will support Trump in droves if his tax abolishment plans come through.

Support this podcast. Help me reach others by supporting this podcast.Support the showBuy me a coffee and support this podcast #FULLTANKwithBrotherBo

What's good family. Your favorite Uncles are back at it again. We sipped on Crown Royal Black and spoke as men do...which means we acted stupid as usual. The government shutdown, relationship mess, and big spoon/lil spoon geometry are just a few of the topics that we hit on. So sit back, pour one up, and rock with us one mo' gin as we lay down some of this Uncles wisdom on ya ass!!! **This episode needed to be edited and reposted due to copyright issues**

Ukraine draws a firm line in the sand which may well render any US-led negotiations with Russia to end the war void. The Vindman brothers are being investigated for making money off the war as President Trump declares Venezuela's De Los Soles cartel a foreign terrorist organization. Is that why he's moved such a strong military presence to Maduro's doorstep? Minnesota democrats choose Somalis who are robbing the social services blind over the needy people in the state. A judge dismisses a jury's guilty verdict against an immigrant who stole millions of US taxpayer dollars in a personal care home scam.

What does it really mean to take faith-filled risks in your beauty business? In this powerful, deeply spiritual, and wisdom-packed episode, Sheila Bella sits down with Carolyn Cyprian, medical esthetician, multi–med spa owner, coach, and founder of Carolyn Skincare. Together, they unpack the true meaning behind the phrase "Scared money makes no money." For faith-driven entrepreneurs, success isn't just about financial gain — it's about stewardship, obedience, identity, and learning to trust God with every decision, even the ones that cost you something. Carolyn shares her raw journey through betrayal, rebuilding her team, restructuring her business, and walking through a season of financial drought that reshaped her relationship with money forever. Her story will stretch your faith, challenge your fears, and remind you that surrendered money multiplies. If you've been sitting on a decision, procrastinating out of fear, or praying for clarity about your next move… this episode is your confirmation. 5 Key Points Discussed in This Episode 1. The Difference Between Reckless Risk vs. Righteous Risk Carolyn and Sheila explore how faith-led decisions feel different from impulsive ones — and how God uses discomfort (not chaos) to grow you. 2. Healing Your Relationship With Money Carolyn shares how generational scarcity, childhood beliefs, and inherited fears shaped her financial mindset — and how God led her through a 3-month drought to break those patterns. 3. Hiring, Betrayal & Surrendering Your Business to God They discuss the emotional cost of building a team, why betrayal is often part of leadership, and how to hire slowly, fire fast, and trust God to send the right people. 4. Sales as Ministry: Selling Without Shame Sales isn't "selling" — it's serving. Carolyn explains how she teaches her team to view sales as a mutual exchange and an opportunity to help people. 5. Discernment, Peace & Making Big Decisions They clarify the difference between fear and lack of peace, how to pray for signs and revelation, and why obedience often requires discomfort but never confusion. Watch the full episode on Youtube at Sheila Bella YouTube channel. Tune in for a mindset makeover that'll help you stick to what you start—and finally see results that last. // BEAUTY BIZ SECRETS FACEBOOK GROUP!  // BOOKED AND BUSY CHALLENGE // FREE BEAUTY BUSINESS AUDIT // www.SheilaBella.com |  // Instagram: @CEOglowshow & @realsheilabella //  YOUTUBE Channel youtube.com/@SheilaBella

In this episode, I break down exactly how you can start investing in real estate even if you don't have much money. I share my own story of getting started with almost nothing, including how a totaled Harley unexpectedly became my first down payment. I walk through several beginner-friendly strategies like VA loans, FHA loans, house hacking, and other owner-occupied financing options that let you get in the game with very low cash. I talk about how these tools helped me secure my first 13 doors while rarely putting more than 6% down. My goal is to show how realistic and attainable your first deal can be once you understand the financing landscape.   Timestamps (00:00) – Intro (01:11) – My first rental story  (02:14) – Best beginner loan options  (03:13) – House hacking explained  (04:37) – Seller financing benefits  (09:00) – No-money investing mindset   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

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Your first real estate deal doesn't need to be a home run. If it gives you a little cash flow and the confidence to keep going, it's worth it. Ashley and Tony had very little real estate investing experience and almost no money saved when they found their first rentals, but they took action, and the rest is history. YOU can do the same! Welcome back to the Real Estate Rookie podcast! In this episode, Ashley and Tony are breaking down their very first real estate deals, step by step. They talk about everything from building their buy boxes and analyzing rental properties to funding their deals with help from real estate partners and local banks. Of course, you'll learn what went right, but you'll also hear about some of the rookie challenges they had to overcome. Their first deals weren't perfect, but they didn't need to be. These properties gave them the knowledge, skills, and experience to scale their real estate portfolios. Copy their rookie blueprint and you'll be buying your first, second, and third rental properties in no time! In This Episode We Cover How Ashley and Tony found and funded their first real estate deals How to buy a rental property (step by step) without a big bank account Low-money-down financing options you probably haven't heard of Matching your buy box with your investing strategy and long-term goals How to manage and complete a home renovation project in a different market And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-644 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Links & ResourcesFollow us on social media for updates: ⁠⁠Instagram⁠⁠ | ⁠⁠YouTube⁠⁠Check out our recommended tool: ⁠⁠Prop Stream⁠⁠Thank you for listening!

It's a big week for Starmer and Reeves as the Budget looms. How's it going to go down? Plus, talks over a plan to end the war between Russia and Ukraine continues, Trump gets a new best friend and Cop30 ends on a disappointing note. Rafael Behr and Jacob Jarvis discuss the news to look out for this week.  Support us on Patreon for episodes ad free and early: www.patreon.com/bunkercast    Follow us on BlueSky: https://bsky.app/profile/bunkerpod.bsky.social  www.patreon.com/bunkercast    • Head to ⁠nakedwines.co.uk/thebunker⁠ to get a £30 voucher and 6 top-rated wines from our sponsor Naked Wines for £39.99, delivery included.  Written and presented by Jacob Jarvis with Rafael Behr. Audio production: Simon Williams. Managing Editor: Jacob Jarvis. Group Editor: Andrew Harrison. Music by Kenny Dickinson. THE BUNKER is a Podmasters Production.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

As the academic year ends, thousands of international students are signing on for holiday work. But if things go wrong, experts warn that few understand their legal entitlements or how to recover unpaid wages. - เรื่องราวของนักศึกษาต่างชาติที่ไปทำงานช่วงปิดเทอม โดยขาดความรู้เรื่องสิทธิแรงงาน ทำให้เขาถูกโกงค่าแรงเกือบหมื่นดอลลาร์และต้องอดทนอยู่ในสภาพเลวร้ายที่ฟาร์มในแถบชนบทในออสเตรเลีย ผู้เชี่ยวชาญชี้ การจงใจไม่จ่ายค่าจ้างหรือเงินสวัสดิการแก่พนักงานถือเป็นความผิดอาญา

In this heartfelt episode of Restaurant Owners Uncorked, Wil sits down with Asheville-based caterer and soon-to-be café owner Svitlana Eadie, whose journey from a small Ukrainian village to launching Slava, her café bakery on Wall Street in downtown Asheville, is nothing short of inspiring. She shares how growing up on a self-sustaining farm shaped her love for food and community, how immigrating to the U.S. with no English and no money forced her to adapt and work tirelessly, and how years in kitchens, bakeries, and hospitality strengthened her passion for sharing culture through food. Through setbacks, delays, construction challenges, and the chaos of COVID wiping out her catering business, she kept pushing, relying on grit, planning, and what she calls “experience assets.” Supported by her family, including her mother and sister, who will help run the bakery, Svitlana is building not just a café but a gathering place meant to reconnect people, share stories, and restore the kind of close-knit community she remembers from her childhood.10 Takeaways  Svitlana immigrated from a tiny Ukrainian village where community, shared food, and hospitality were woven into everyday life. She arrived in the U.S. at age 20 with no English and no money, adapting quickly by working any job she could find in hospitality. Her culinary foundation is deep, with studies in restaurant/hotel management and food science before leaving Ukraine. Her career path is broad—dishwasher, prep cook, server, banquet captain, baker, and more, including roles at Crowne Plaza, Grove Park Inn, a French bakery, and Whole Foods. She launched her catering company in 2017, which grew steadily until COVID abruptly canceled every event on her calendar. Finding the right café space took nearly four years, and once she found it, unexpected plumbing issues and contractor changes significantly delayed opening. She financed the café through disciplined saving, a HELOC, and finally a seed loan, emphasizing that nothing happened quickly or easily. Her menu will showcase traditional Ukrainian foods and recipes from her grandmother, along with breads, cakes, and familiar options for newcomers. Community is the heart of her mission—she wants the café to be a place where people talk, connect, and step away from screens. Her mindset is her superpower—optimism, resilience, gratitude, and what she calls building “experience assets” have carried her through every challenge.

As the academic year ends, thousands of international students are signing on for holiday work. But if things go wrong, experts warn that few understand their legal entitlements or how to recover unpaid wages.

Download the FREE PDF HERE!VISIT US AT ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠NCLEXHIGHYIELD.COM⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠No matter where you are in the world, or what your schedule is like, access the entire course at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.NCLEXHighYieldCourse.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  The NCLEX High Yield Podcast was featured on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Top 15 NCLEX Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!Make sure you ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠JOIN OUR NEW VIP FACEBOOK GROUP!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://nclexhighyield.com/blogs/news/nclex-high-yield-quick-links⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠A topic that confuses many, but listen to how Dr. Zeeshan breaks this bad boy down! Many people get overwhelmed with all the information that's out there, we keep it simple! Join us weekly for FREE Zoom Sessions and be one of the many REPEAT test takers that passed the exam by spending NO MONEY with NCLEX High Yield!NCLEX High Yield is a Prep Course and Tutoring Company started by Dr. Zeeshan in order to help people pass the NCLEX, whether it's the first time , or like the majority of our students, it's NOT their first time.We keep things simple, show you trends and tips that no one has discovered, and help you on all levels of the exam!Follow us on Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@NCLEXHighYield ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠or check out our website www.NCLEXHighYield.comMake sure you join us for our FREE Weekly Zoom Sessions! Every Wednesday 3PM PST / 6PM EST.Subscribe to our newsletter at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠nclexhighyield.com⁠⁠⁠⁠⁠⁠⁠

What's good kinfolk...your favorite uncles are back at it again!! This weeks topics include the government shutdown, big spoon-lil spoon dynamics, first date etiquette, and a few other crazy topics. Crown Royal Black was the truth serum of choice this week and it had the Uncles on the good foot.

Real estate investing isn't always pretty. Just ask today's guest, who quit his W-2 job to focus on real estate full-time and took down 10 deals in just one year, only for common rookie mistakes to derail his investments. If you want to know exactly what to do (and what not to do) when starting out, you won't want to miss this episode! Welcome back to the Real Estate Rookie podcast! After a “home run” first deal, rookie investor Chris Reichenbach was feeling on top of the world. Eager to scale his real estate portfolio as quickly as possible, he got several more properties under contract—raising private money and forming real estate investing partnerships to get the funding he needed. But then, his flips started going sideways. Projects weren't being run correctly, and his newly renovated properties were sitting on the market for way too long. After unearthing one problem after another, Chris decided to hit pause on his investments. Now, he's relaunching his real estate business and completing one deal at a time—the right way. In this episode, you'll hear about not only the successes that come from taking consistent action but also the mistakes that YOU can easily avoid by following his advice! In This Episode We Cover How Chris bought 10 properties in just one year of investing Quitting your W-2 job to become a full-time real estate investor Three different ways to build and scale a real estate portfolio Lowering your living expenses with the house hacking strategy How to keep your renovation projects on schedule (and within budget!) Creative ways to raise private money for your next investment Red flags to watch out for when forming a real estate partnership And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-635 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

No Money, No Mission: The Truth About Pricing Your Cash Practice In this episode, Doc Danny Matta shares what he's seeing across dozens of clinics: most cash PT owners are undercharging—especially in high cost-of-living markets. He breaks down a four-clinic pricing test, why price ≠ local median income, and clear targets for sustainable margins so you can hire, retain talent, and keep your mission alive. Quick Ask Help us reach our mission of adding $1B in cash-based services to physical therapy: share this episode with a clinician friend or post it to your Instagram stories and tag @dannymattaPT so he can reshare! Episode Summary Pricing drives scale: Bigger, healthier clinics almost always charge more and keep volume steady enough to grow. Four-clinic test: Comparing average visit rates vs. local median household income showed no clean correlation—the lowest-income market had the highest price point. Fear tax: Owners fear backlash when raising prices; in reality, drop-off is rare and usually limited to poor-fit patients. Market targets: Most markets need $190–$200+/visit average. High-cost markets (NYC, SF, LA, Boston, Chicago, etc.) should target $250+/visit. Mid-sized-city edge: Lower overhead + above-average pricing = clinics running 40%+ net margins. No money, no mission: Healthy pricing funds salaries, benefits, space, culture, leadership development—everything that sustains impact. Lessons & Takeaways Price for your costs, not your fears: Match rates to COL, rent, salaries, and benefits—or growth stalls. Volume x Price = Revenue: Find your sweet spot; small price lifts often don't dent demand. Benchmark with peers: Mastermind conversations expose underpricing fast. Raise with intent: Reinvest into team, space, and patient experience. Mindset & Motivation Permission to charge: Premium outcomes and experience justify premium pricing. Mission requires margin: You can't build great jobs or serve at scale without profit. Courage compound: Every successful price raise builds confidence for the next. Pro Tips for Owners Set targets by market: Standard markets: $190–$200+ AVV. High-COL markets: $250+ AVV. Audit contribution margin: Know your per-visit profit after labor, room, and overhead. Use pricing tiers: Eval premium, follow-up standard, package/plan discounts tied to outcomes (not minutes). Communicate simply: "To reach your goal, most people need X visits over Y months. The investment is Z." Then pause. Grandfather gracefully: Honor legacy rates for a window; apply new pricing for new plans. Notable Quotes "What you charge isn't just income—it's how you fund salaries, benefits, space, and leadership." "No money, no mission. Your purpose can't survive long-term on underpricing." "Most fear a mass exodus after a price raise. It almost never happens." Action Items Calculate your actual AVV (average visit value) over the last 90 days. Compare against your market target ($190–$200+ or $250+ in high-COL areas). Plan a 10–20% price adjustment with clear rollout (date, scripts, FAQs). Reinvest the lift into team comp/benefits and patient experience. Benchmark with two peers this week—confirm you're not the outlier undercharging. Programs Mentioned PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Get crystal clear on your numbers, pick your path, and build a one-page plan. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge About the Host: Doc Danny Matta — physical therapist, entrepreneur, and founder of PT Biz and Athlete's Potential. He's helped over 1,000 clinicians start, grow, and scale successful cash-based practices across the U.S.

In this week's episode of The Blueprint Podcast, I explain to you how to do property deals with no money, using my tried-and-tested 4 Step Blueprint that's built countless six and seven-figure portfolios inside Property Entrepreneur.   Whether you're just starting out and have no money or you're levelling up your portfolio, this episode will show you how to get into the game, raise finance ethically, and scale from zero capital to financial independence as quickly as possible.   You don't need your own money to start — you just need the right strategy, structure, and system and in this episode I'm going to cover packaged deals, scaling with JVs and private finance, and then reinvesting profits to build real, lasting wealth.   Success and failure are both very predictable.   I hope you enjoy. Want to learn more?  

Get ready for all the able bodied people on food stamps to want your stuff.

Brent Bowers shares how he built a successful real estate investing business from scratch—without relying on money or credit. From his first land deal to achieving financial freedom, Brent opens up about the lessons, mindset shifts, and practical steps that helped him transform his life. Even if you're just starting out or looking for a way to break into real estate with limited resources, this episode will show you what's possible when you take imperfect massive action.Visit The Landsharks Program for more deal making tips.---------Show notes:(0:45) Beginning of today's episode(1:10) How to invest in real estate with no money and credit(6:30) Selling his one of his first land deal (7:38) From living paycheck to paycheck to become financially free(9:58) Taking imperfect massive action(12:40) How doable it is to start investing in real estate with no money----------Resources:RedfinMLSTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?

Links & ResourcesFollow us on social media for updates: ⁠⁠Instagram⁠⁠ | ⁠⁠YouTube⁠⁠Check out our recommended tool: ⁠⁠Prop Stream⁠⁠Thank you for listening!

Start prepping with no money by focusing on mindset, safety, water, and food using what you already have and skills you can build. The post Prepping With No Money: Where to Start and What to Do appeared first on Mind4Survival.

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In this weeks episode, we discuss NYR's salary cap problem, the very early but encouraging signs, concerns and moreHow to support us and our sponsors:Columbia Sports ApparelESPN+ SubscriptionFanaticsDraft Kings - CODE ITRThanks for listening! Please rate and review our show on your favorite listening platform. Check out our partner's website at www.insidetherink.com for all your latest hockey news.

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How do you build a business when you have little money for sales and marketing?  That's a question I field in this piece.  Just because you are a Christian, you are not exempt from the laws of business.  Most small business fail because they don't do sales well. Join me as we look into this.

Hosts: Ramona Rae, Marcus Straub Air date: Oct 07, 2025

In this episode, Michael Pinter chats with Houston-based investor Brant Phillips, who went from broke and burned-out at his 9-to-5 to becoming a seasoned real estate investor, builder, and mentor with nearly two decades in the game. 

In today's episode, Keith Kalfas shares the raw, unfiltered story of how he hit rock bottom—working a dead-end landscaping job, broke, exhausted, and stuck—and how one life-changing piece of advice from a millionaire mentor set everything in motion. From dropping his shovel in defeat to starting his first business out of the trunk of his wife's car, Keith reveals what it really takes to break free from fear, rebuild from nothing, and create a life on your own terms. Packed with hard-earned wisdom, gut-punch motivation, and the kind of truth most people are afraid to say out loud, this episode will light a fire under anyone who's ever felt trapped and ready for more.     “Action is what brought me back to life. The shovel wasn't just a tool — it was my resurrection.” – Keith Kalfas   Topics Covered: Why the “perfect time” never comes (and why that's a good thing) How taking any action beats endless planning and self-doubt The moment Keith realized he was already dead inside — and how that freed him to finally live How humility, faith, and raw grit can build a six-figure business from nothing   Key Takeaways Rock Bottom Can Be the Turning PointKeith's story proves that hitting rock bottom isn't failure — it's clarity. When you finally realize that staying where you are hurts more than taking a risk, you stop hesitating. That's when real change begins. For Keith, the moment he dropped the shovel wasn't the end — it was the start of a new life. Pride Keeps You Broke Starting from nothing meant letting go of ego. Pulling weeds, working out of a trunk, knocking on doors — Keith did it all. Once he stopped caring about looking “successful,” he became unstoppable. Pride keeps you stuck; humility gets you paid. You Don't Need Money — You Need Movement Most people wait for the “perfect time” or enough savings to start a business. Keith learned that waiting is the real trap. The millionaire who told him to “get a shovel and start knocking on doors” wasn't being dismissive — he was teaching him that resourcefulness beats resources. Action creates opportunity, not the other way around.   Connect with Keith Instagram: https://www.instagram.com/keithkalfas/ Facebook: https://www.facebook.com/thelandscapingemployeetrap Website: https://www.keithkalfas.com/resources Youtube: https://www.youtube.com/@keith-kalfas   Resources and Websites:  Start Getting Leads Now https://www.footbridgemedia.com/keith The Untrapped Alliance: https://www.keithkalfas.com/alliance Resources You Need To Build A Successful Business https://www.keithkalfas.com/resources

Another Monday means it's time for another installment of our “5 Ways To Monday” series… That something this round is tactfully market against your competitors. We're not talking about taking the gloves off and hitting below the belt–but we are talking about honestly and accurately measuring how YOU do vs. how your competitors do–and using that information to your advantage.

VISIT US AT ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠NCLEXHIGHYIELD.COM⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠No matter where you are in the world, or what your schedule is like, access the entire course at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.NCLEXHighYieldCourse.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  The NCLEX High Yield Podcast was featured on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Top 15 NCLEX Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!Make sure you ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠follow us on YouTube for weekly sessions!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://nclexhighyield.com/blogs/news/nclex-high-yield-quick-links⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠A topic that confuses many, but listen to how Dr. Zeeshan breaks this bad boy down! Many people get overwhelmed with all the information that's out there, we keep it simple! Join us weekly for YOUTUBE Sessions and be one of the many REPEAT AND FIRST TIME test takers that passed the exam by spending NO MONEY with NCLEX High Yield!NCLEX High Yield is a Prep Course and Tutoring Company started by Dr. Zeeshan in order to help people pass the NCLEX, whether it's the first time , or like the majority of our students, it's NOT their first time.We keep things simple, show you trends and tips that no one has discovered, and help you on all levels of the exam!Follow us on Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@NCLEXHighYield ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠or check out our website www.NCLEXHighYield.comMake sure you join us for our FREE YOUTUBE Sessions! Every Wednesday 3PM PST / 6PM EST.Subscribe to our newsletter at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠nclexhighyield.com⁠⁠⁠⁠⁠⁠

How do you build a business when you have little money for sales and marketing?  That's a question I field in this piece.  Most small businesses fail because they don't do sales well. Join me as we look into this. ************************************************************************ Dave Kahle's goal is to provide sales leaders and small businesspeople with practical actionable ideas that can make an immediate impact on your sales performance.          Dave is a B2B sales expert, and a Christian Business thought leader.  He has authored 13 books, presented in 47 states and 11 countries and worked with over 500 sales organizations.  In these ten-minute podcasts, his unique blend of out-of-the-box thinking and practical insights will challenge and enable you to sell better, lead better and live better.        Subscribe to these ten-minute helpings of out-of-the-box inspiration, education and motivation. The Sales Leader's Excellence & Influence Course  Dave's Substack page Subscribe to Dave's Newsletters Check out the website

On today's Wholesale Hotline Podcast (Subto Edition), Pace Morby sits down with Michael Franke, a doorknocking master to break down the art of doorknocking in real estate. Today's episode is part of our Throwback Series where we re-air some of our most popular shows. This episode originally aired on 6/7/2024. Show notes -- in this episode we'll cover: Michael highlights the importance of tracking metrics like doors knocked, conversations had, and deals closed (the exact numbers you need to hit). Persistence is key -- Pace advises beginners to knock on at least 100 doors before expecting results. Michael emphasizes using SMS, calls, and social media to follow up with potential leads from initial door knocking efforts. Michael is making about $25K per deal -- here's how you can to in the next 30 days.   ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ ☎️ Welcome to Wholesale Hotline & Subto Breakout✌️✌️! ☎️ Need discounts and free trials!? Check this out for the softwares/websites/contracts/scripts/etc we use in our business: ✌️ https://shor.by/pace-youtube ✌️ ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖

You're allowed to walk away without explaining why. Silence is a full sentence.Run a business you can advertise by being you

Brandi checks in from the great town of Stanley, Idaho, where trucks break down and hippies apparently hold money-free festivals. Believe it or not, Wells has his own Stanley story (what are the odds?) about hacky-sacks, frisbees, and a sketchy little weed quest. Luckily it all worked out because…hippies, right? Meanwhile in the real world, do we have a new Bachelorette??? Let the Mormon jokes fly. Wells already caught some online flack for one, but hey, what's a podcast without a little controversy? Plus, he did finally learn the difference between polygamists and swingers — which feels like a PSA on its own. So while Brandi makes plans to leave Stanley in the rear-view, back at home, Wells is taking up both canning and bread-making, so clearly he's prepping for the apocalypse. You've been warned, YFT'ers! And of course, lots of fave things this week — including a spicy review of the new Unknown Caller show you don't want to miss. Enjoy, we love ya!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What does Airbnb's latest fee increase mean for your bottom line, and how should it change the way you evaluate deals?In this episode of the Cash Flow Positive Podcast, Kenny Bedwell sits down with Rachel Gniady, full-time real estate investor and STR Insights consultant, to talk about how the new 15.5% host fee is reshaping underwriting, deal selection, and long-term strategy.Rachel shares how she is being even more conservative with revenue estimates, why she is rejecting deals that don't have a wide enough margin, and why being “one of one” in a market is more important than ever. Together, Kenny and Rachel dive into moats, market trends, appraisals, and the importance of thinking like an investor first, even as competition heats up and the “middle” of the STR market gets squeezed.Want to keep spotting high-margin STR deals even as fees climb? Listen now and sharpen your strategy. If you've enjoyed this episode of the Cash Flow Positive podcast, be sure to leave a review and subscribe today! Listen now and enjoy!Key takeaways:Why Airbnb's fee change demands more conservative underwritingHow to evaluate properties with a “good, better, best” revenue approachWhy being unique in your market protects your profitsThe dangers of chasing trends and how to know when to walk awayWhy comps, cost basis, and appraisals matter more than everHow to protect yourself in today's “Wild West” real estate marketWhy stability can beat higher short-term returns in the long runThe importance of making offers quickly and confidentlyAnd much more...Guest Bio: Rachel Gniady is a full-time real estate investor and consultant for STR Insights, where she has helped over 50 clients close deals and build profitable short-term rental portfolios. Based in New Orleans, she has nearly 20 years of experience buying, improving, and selling properties. Resources:Connect with Kenny on LinkedInFollow Kenny on InstagramPart 2: Finding High ROI STR Deals with No Money with Rachel GniadyConnect with Rachel on LinkedInDisclaimer: The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of the Cash Flow Positive podcast or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk.

In this episode, Jason talks with Dr. Jairo Borja, an author and consultant who helps entrepreneurs find funding for their businesses. Dr. Borja shares his own story of how he turned a side hustle in financial and leadership coaching into his main business back in 2019. They discuss the first practical steps someone should take when they have a business idea but need between $10,000 and $100,000 to get started.Dr. Borja gives a step-by-step guide on what to prepare before approaching a lender, including a business plan, customer research, and financial projections. He explains the difference between getting a loan through an institution versus raising private money from your network, and what to expect with the timeline for each. The conversation also covers his personal experience investing in real estate and the importance of masterminds for growth.Guest Links:Website: https://borjaconsultinggroup.com/Dealmakers! book: https://www.amazon.com/Dealmakers-Raise-Unlimited-Capital-Deals/dp/B0F6K9WXZ8

* On Mormons: Bob Enyart and Doug McBurney interview Lynn Wilder who taught young people preparing to be Mormon missionaries. Hear Dr. Wilder's encouraging testimony of the power of God to save even someone even from the depths of a cult. (See also kgov.com/cults.) * The Pro-Abortion Mormon "Church": See also all the excuses the LDS church offers for the intentional dismemberment of unborn boys and girls, at ProlifeProfiles.com/Mormonism. Also, consider that the false teaching of the Book of Mormon regarding one of its central claims, that pre-Columbian American Indians were primarily of Jewish ancestry, has been falsified. See also: - Part 2 of Bob's Interview with Lynn Wilder - Secret Recording of Bob Enyart talking to Mormons - Bob's interview with Mark Cares, Speaking the Truth in Love to Mormons - Bob's interview with Mark Cares (Part 2) - Bob's interview with Matt Wilder of Adam's Road - Screenshots from the official Mormon "church" website listing the kids they say you can kill - Bob's interview with Brannon Howse on David Barton and Mitt Romney - Bob debates an ex-Mormon polygamist - Brigham (liked-'em) Young and so did Smith (just below) - Coins and monetary units, every coin in the Bible has been excavated whereas the fake monetary units in the Book of Mormon of course have never been confirmed - The BEL program, What Mitt Romney's Mormon Relative Says Bonus: Here are some notes from that BEL program, What Romney's Mormon Relative Says: * Bill Keller, Gregg Jackson & Bob Enyart: These three Christian activists present some of the uglier aspects of Mitt Romney's Mormonism including the cult's longtime claim, as reiterated by Marion Romney at the LDS General Conference, that Mormonism uniquely teaches that God the Father was once a man who grew up on a planet similar to Earth. Weird and heretical. * God the Father was Once a Man said Brigham Young: Not speaking of the incarnation of the Son but speaking of the Father, LDS president, prophet, and successor to Joseph Smith, Brigham Young, said, "The idea that the Lord our God is not a personage of tabernacle [body] is entirely a mistaken notion. He was once a man. Brother Kimball quoted a saying of Joseph [Smith] the Prophet, that he would not worship a God who had not a Father... He [God] once possessed a body, as we now do..." -President & Prophet Brigham Young, Journal of Discourses, Vol. 9 see exmormon.org * More Brigham Young: "...the Father of Heights... Yes, he was once a man like you and I are and was once on an earth like this, passed through the ordeal you and I pass through. He had his father and his mother and he has been exalted through his faithfulness, and he is become Lord of all. He is the God pertaining to this earth. He is our Father." -President & Prophet Brigham Young, 14 July 1861 see exmormon.org * Mormon Prophet and President Lorenzo Snow: Again, not speaking of the incarnation but of the Father, Snow said, "I had a direct revelation of this. ... If there ever was a thing revealed to man perfectly, clearly, so that there could be no doubt or dubiety, this was revealed to me, and it came in these words: "As man now is, God once was; as God now is, man may be." - President & Prophet Lorenzo R. Snow, Unchangeable Love of God see exmormon.org * Mormon "Church" President Equivocates: LDS president Gordon Hinkley in an interview with the San Francisco Chronicle lied and then equivocated... Q: There are some significant differences in your beliefs. For instance, don't Mormons believe that God [the Father] was once a man? A: [Lying] I wouldn't say that. There was a little couplet coined, "As man is, God once was. As God is, man may become." Now that's more of a couplet than anything else. [And equivocating] That gets into some pretty deep theology that we don't know very much about. Q: So you're saying the church is still struggling to understand this? A: Well, as God is, man may become. We believe in eternal progression. Very strongly. * Brigham (liked-'em) Young and so did Smith: Some early Mormons denied that their earliest leaders were polygamists and it was claimed that Brigham (liked-'em) Young introduced the practice. Young had 55 wives. He married ten teenagers while in his 40s including 15-year-old Clarissa Decker when he was 42 and 16-year-old Lucy Bigelow when he was 45. Also, from age 41 to age 66, Young married 23 women in their 20s. Finally in 2014 the Mormon "church" acknowledged that their founder Joseph Smith had up to 40 wives (some historians put it at 49), taking single and even married women. The church claims that some of these marriages were without physical relations, which they would seeing that Smith's youngest bride, Helen Kimball, was only 14, the marriage listed by Smith's own clerk as one of the women the founder married in early May 1843. Helen would later write: [My father] asked me if I would be sealed to Joseph … [Smith] said to me, 'If you will take this step, it will ensure your eternal salvation & exaltation and that of your father's household & all of your kindred.['] This promise was so great that I willingly gave myself to purchase so glorious a reward. Lorenzo Snow, mentioned above, the fifth president, 1989 - 1901, only had nine wives, though a number of them were teenagers half (and much less than half) his age. Recall that the Koran includes Mohammad's warning to his first wife that she faced eternal punishment for objecting to him lying with the young Coptic servant girl whom, allegedly, "Allah" had "made lawful" to him, so too, Joseph Smith dictated a similar warning to his first wife Emma in the founder's "inspired" Doctrine and Covenants. And we see above that though 14-year-old Kimball wasn't threatened she was similarly manipulated nonetheless. * Mitt Romney's Second Cousin Once Removed: "...like begets like [i.e., reproduction after its kind; an organism begets similar organisms] and that for the offspring to grow to the stature of his parent is a process infinitely repeated in nature. We can therefore understand that for a son of God to grow to the likeness of his Father in heaven is in harmony with natural law... This is the way it will be with spirit sons of God. They will grow up to be like their Father in heaven. Joseph [Smith] taught this obvious truth. As a matter of fact, he taught that through this process God himself attained perfection. From President Snow's understanding of the teachings of the Prophet on this doctrinal point, he coined the familiar couplet: "As man is, God once was; as God is, man may become." This teaching is peculiar to the [LDS] restored gospel of Jesus Christ." -Elder Marion G. Romney, General Conference, October 1964 see exmormon.org * No Cities, No Money: Archaeologists and historians have confirmed the existence of scores of biblical cities. However, the No true Scotsman informal fallacy notwithstanding, not a single one of the 38 cities mentioned by Joseph Smith in the Book of Mormon have been recognized by any notable secular historian or archaeologist. And while every coin in the Bible has been found and documented, none of the monetary units described in the Book of Mormon have ever been found. * Mormonism Falsely Claims that Indians are Jews: One of the central historical claims of the Book of Mormon, as stated in its introduction as late as 1981, is that Jews were "the principal ancestors of the American Indians" and that would include the Aztecs, Incas, Mayans, Navajos, etc., are Jews. This false teaching states that some Jews left Jerusalem by ship in about 600 B.C. and built a great civilization in the Americas. Also wrongly about the Americas, "The whole face of the land had become covered with buildings" (Mormon 1:7) including with “fine workmanship… in machinery, and also in iron and copper, and brass and steel, making all manner of tools” (Jarom 1:8; 2 Nephi 5:15) with “silks… oxen… cows… sheep… horses… donkeys… elephants…” (Ether 9:17-19) and "shipping and their building of ships, and of synagogues" and “swords… shields… head-plates… armor…” (Alma 43:18-19; Ether 15:15). None of this is true. * The Lembas: An African tribe, the Lembas, have long been believed to be descendants of the Jews, for they circumcise, keep the Sabbath and the dietary law, and in their DNA they possess the Jewish genetic marker, being perhaps the descendants of King Solomon and the Queen of Sheba. DNA research shows that American Indians are not related to the Jews, nor closely related to any Semitic peoples or the descendants of Shem, but rather, that they are primarily of Hamitic stock, from Asian people, having migrated to the Americas not by sailing the Atlantic but by crossing the Bering Straight. * Genetics Confirms Actual Biblical Relationships: In contrast to genetic predictions based on the Bible, those based on the Book of Mormon fail. Regarding the origin 4,000 years ago of people groups descended from Abraham, Dr. Jonathan Sarfati quotes the director of the Human Genetics Program at New York University School of Medicine, Dr. Harry Ostrer, who in 2000 said: Jews and Arabs are all really children of Abraham … And all have preserved their Middle Eastern genetic roots over 4,000 years. This familiar pattern, of the latest science corroborating biblical history, continues in Dr. Sarfati's article, Genesis correctly predicts Y-Chromosome pattern: Jews and Arabs shown to be descendants of one man. * Likewise, Jewish Priests Share Genetic Marker: The journal Nature in its scientific correspondence published, Y Chromosomes of Jewish Priests, by scientists from the University of Arizona, Haifa (Israel's) Technical Institute, and University College of London, who wrote: These Y-chromosome haplotype differences confirm a distinct paternal genealogy for Jewish priests. As expected, genetic science does not reinforce but rather contradicts Mormon claims. The obvious falsehood extends beyond genetics to culture, religion, and history. Contrariwise, because the Judeo-Christian Scriptures are true, mountains of evidence corroborate their historic claims. Regarding Jewish priests, Dr. Sarfati adds to the above that, "These Jews have the name Cohen, the Hebrew for priest, or variants like Cohn, Kohn, Cowen, Kogan, Kagan, etc." and that, "Even today, it is possible to identify the Levites, because they have names such as Levy, Levine, Levinson, Levental..."   * If You Fear Obama, You'll Vote for Romney; If You Fear God, You Won't: Don't fear Obama. Fear God, for that is the beginning of wisdom! Besides, Obama is Romney-lite. And because Romney has already implemented policies that are so destructive that Obama only dreams of accomplishing such things, therefore, a vote for Romney is a vote for Obama. Today's Resource: Meet the Apostle John. He was the youngest of the Twelve. And at the time of this writing, he's now one of the last remaining. If you were an eyewitness to Christ's earthly ministry, what would concern you decades after the resurrection? From the battles that John fought we can learn lessons that will help us as we ourselves fight for the truth and battle false teaching within the church. By looking at "the things that differ," we can know what details in John's three epistles applied to the circumcision believers of his day and which of his teachings apply directly to us. Available on this 4-DVD Video Set and also in audio on MP3-CD or MP3 Download. * THE CONCLUSION OF THE MATTER: Make sure you don't miss Part 2 of Bob Enyart's great interview with former BYU professor Lynn Wilder.  

In our back to school episode, we have never been more excited for these kids to scram. We talk Anna's trip to Las Vegas and the nerve of Lil Wayne. Faith discusses her upcoming international travel, and the outfits to match living out her Emily in Paris dream. Happy Back to School! And just remember, moms, it's ALL hard, and we got you ❤️.

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