Podcasts about Location

On Sunday the 3rd of August I had the chance to attend the Black Shuck Festival in Bungay, a lovely town in East Suffolk. We briefly talked about the legendary Black Dog, Black Shuck, in Episode 5 of Season 6, but I wanted to dig deeper. I wanted to know more about its story, its impact on Bungay, and its cultural significance today. Plus, what goes into organizing such a fantastic event? Who's involved, and how do they pull it all together?To get the scoop, I was lucky enough to chat with Chris Reeve and James Mayhew. These individuals not only know the legend of Black Shuck inside out but also understand the intricacies of putting together this fantastic festival.We met at Bungay's Museum, and I had the pleasure of interviewing them both. Their insights were fascinating, and I'm excited to share these interviews with you as we gear up for Season 7 of the Haunted UK Podcast.Before we start, stay tuned for a special prize giveaway! Keep an eye on our Patreon, Kofi, and social media accounts for more details. We hope you enjoy this episode, and who knows, maybe we'll see you at the next Black Shuck Festival.Presented by Steven HollowayRecorded on Location at Bungay Museum, Bungay, East SuffolkProduced by Pink Flamingo Home StudiosDo you have an interesting story which you'd be willing to share with the show? If so, your story could feature in our end of season Listeners' Stories episodes. Please get in touch with the show via our new Haunted UK Podcast Website, or email us at contactus@hauntedukpodcast.com, marking the subject as Listener Story.All stories are treated with the utmost privacy and respect – if you wish to remain anonymous – that's no problem at all. Please check out our  Haunted UK Podcast Patreon page or Ko-fi  to support the show and gain access to reams of bonus content such as our exclusive series ‘Tour Haunts' and the back catalogue of the extended interview series ‘Talk Haunts'– PLUS an EXTRA  episode a month (!!) Also available are early ad-free episodes and lots more. Thank you so much for supporting us here at Haunted UK Podcast – we can't wait for you to listen – and join our growing community!We're waiting for your stories ...You can support us and follow us for updates at:Patreon: Haunted UK Podcast PatreonKo-fi: https://ko-fi.com/hauntedukpodcastWebsite: https://hauntedukpodcast.com/Instagram: Haunted UK PodcastFacebook: FacebookTwitter/X: @hauntedukpodTik-Tok: Tik-TokWe're calling all writers, storytellers and creators of tales of the Paranormal and Supernatural. Do you have a spine-tingling story that's too chilling to keep to yourself? If the answer is yes, then wherever you are in the world…The Haunted UK Fiction podcast wants to hear from you!!Whether you're a published author, an aspiring writer, or someone with a natural gift for storytelling, this is your chance to share your work with a global audience of listeners who crave the eerie, the unexplained, the otherworldly.We're looking for original fictional short stories or novellas with strong paranormal or supernatural themes. Your stories can be suspenseful, mysterious, atmospheric, terrifying, thought provoking, even darkly magical.If your story is selected, we'll professionally narrate, record, mix, and master it into an audiobook-style format, then feature it on the show. You'll get a copy of the finished production to use however you like—and you'll retain full ownership of your work. There are no fees, no contracts, and no hidden jargon.Your story deserves to be heard – whether it's a tale that's been haunting your notebook for years, or maybe something new that you're finally ready to unleash – this is your chance to bring it to life.To submit your story for consideration, email us at hauntedukfiction@hotmail.com, and don't forget to follow the show on Instagram @hauntedukfiction.

Damien joins us for this issue. Including a peak at Kevin's Book of Shadows replica, a discussion on the 2006 Charmed Award categories, and why are the Ultimate Power and Michael Bergin haunting us.Mag #11 - Holly Marie Combs-Contents page-The Bay Mirror-Witch Fulfillment: HMC-Under their Spell: S8 Guide-Make your own BoS-Charmed Magazine Awards-Regarding Henry-Demon Profile: Shax in Perspective-Twisted Sister: Marnette Patterson-Location, Location, Location: The Bay Mirror, Police Station, P3-Classic Charmed: Centennial Charmed-Ask Brad-Charmed Letters: Show and Spell

This episode is something special. Recorded on location at a campsite the night before a scout, I sit down with my dad, Carl (also known as “Phumblemitts”), for a fireside conversation. We talk about some of our best memories from years in the marsh together, his journey with Parkinson's, and what it's like to step away from duck hunting after a lifetime of passion. It's a heartfelt father–son reflection about hunting, family, and the end of an era. Want to get entered in the give away? www.patreon.com/freelanceduckhunting Partner Information (reads) Flight Day Ammunition Premium steel loads that deliver devastating patterns on ducks and geese. Built for waterfowlers who demand the best. Get 10% off with code FDH10 at FlightDayAmmo.com Shotty Gear Waterproof, durable, and affordable duck hunting gear designed by real hunters. From shell pouches to blind bags, rugged gun cases, straps, and apparel — Shotty Gear is field-tested and built to last. Visit ShottyGear.com and get 10% off with code FDH10. Weatherby Shotguns Precision, reliability, and innovation. Weatherby shotguns are made for serious hunters. Explore their lineup at Weatherby.com. Purina Dog Food Trusted nutrition for sporting dogs. Decades of research go into every bag, helping your retriever perform at their best from the marsh to the field. Learn more at Purina.com. Mammoth Guardian Dog Crates Heavy-duty crates built to protect your hunting dog in transport. Featuring a steel roll cage (sold separately), welded tie-down points, and chrome-plated heavy-duty doors. Find them by searching “Mammoth Dog Crate” on Amazon .Use code GUARDIAN15 for 15% off. TideWe Affordable outdoor gear built for hunters, by hunters. From waders to blinds to heated clothing, TideWe makes dependable gear that keeps you in the hunt without breaking the bank. Visit TideWe.com and get 18% off your order with code FDH18. Learn more about your ad choices. Visit megaphone.fm/adchoices

I had one of those conversations that reminded me why I'm so passionate about exploring the intersection of technology and society. Speaking with Mark Smith, a board member at IBC and co-lead of their accelerator program, I found myself transported back to my roots in communication and media studies, but with eyes wide open to what's coming next.Mark has spent over 30 years in media technology, including 23 years building Mobile World Congress in Barcelona. When someone with that depth of experience gets excited about what's happening now, you pay attention. And what's happening at IBC 2025 in Amsterdam this September is nothing short of a redefinition of how we create, distribute, and authenticate content.The numbers alone are staggering: 1,350 exhibitors across 14 halls, nearly 300 speakers, 45,000 visitors. But what struck me wasn't the scale—it's the philosophical shift happening in how we think about media production. We're witnessing television's centennial year, with the first demonstrations happening in 1925, and yet we're simultaneously seeing the birth of entirely new forms of creative expression.What fascinated me most was Mark's description of their Accelerator Media Innovation Program. Since 2019, they've run over 50 projects involving 350 organizations, creating what he calls "a safe environment" for collaboration. This isn't just about showcasing new gadgets—it's about solving real challenges that keep media professionals awake at night. In our Hybrid Analog Digital Society, the traditional boundaries between broadcaster and audience, between creator and consumer, are dissolving faster than ever.The AI revolution in media production particularly caught my attention. Mark spoke about "AI assistant agents" and "agentic AI" with the enthusiasm of someone who sees liberation rather than replacement. As he put it, "It's an opportunity to take out a lot of laborious processes." But more importantly, he emphasized that it's creating new jobs—who would have thought "AI prompter" would become a legitimate profession?This perspective challenges the dystopian narrative often surrounding AI adoption. Instead of fearing the technology, the media industry seems to be embracing it as a tool for enhanced creativity. Mark's excitement was infectious when describing how AI can remove the "boring" aspects of production, allowing creative minds to focus on what they do best—tell stories that matter.But here's where it gets really interesting from a sociological perspective: the other side of the screen. We talked about how streaming revolutionized content consumption, giving viewers unprecedented control over their experience. Yet Mark observed something I've noticed too—while the technology exists for viewers to be their own directors (choosing camera angles in sports, for instance), many prefer to trust the professional's vision. We're not necessarily seeking more control; we're seeking more relevance and authenticity.This brings us to one of the most critical challenges of our time: content provenance. In a world where anyone can create content that looks professional, how do we distinguish between authentic journalism and manufactured narratives? Mark highlighted their work on C2PA (content provenance initiative), developing tools that can sign and verify media sources, tracking where content has been manipulated.This isn't just a technical challenge—it's a societal imperative. As Mark noted, YouTube is now the second most viewed platform in the UK. When user-generated content competes directly with traditional media, we need new frameworks for understanding truth and authenticity. The old editorial gatekeepers are gone; we need technological solutions that preserve trust while enabling creativity.What gives me hope is the approach I heard from Mark and his colleagues. They're not trying to control technology's impact on society—they're trying to shape it consciously. The IBC Accelerator Program represents something profound: an industry taking responsibility for its own transformation, creating spaces for collaboration rather than competition, focusing on solving real problems rather than just building cool technology.The Google Hackfest they're launching this year perfectly embodies this philosophy. Young broadcast engineers and software developers working together on real challenges, supported by established companies like Formula E. It's not about replacing human creativity with artificial intelligence—it's about augmenting human potential with technological tools.As I wrapped up our conversation, I found myself thinking about my own journey from studying sociology of communication in a pre-internet world to hosting podcasts about our digital transformation. Technology doesn't just change how we communicate—it changes who we are as communicators, as creators, as human beings sharing stories.IBC 2025 isn't just a trade show; it's a glimpse into how we're choosing to redefine our relationship with media technology. And that choice—that conscious decision to shape rather than simply react—gives me genuine optimism about our Hybrid Analog Digital Society.Subscribe to Redefining Society and Technology Podcast for more conversations exploring how we're consciously shaping our technological future. Your thoughts and reflections always enrich these discussions.

In this episode of Coffee and Cleavage, hosts Shantal, Lynnie, and Gary unpack three candid fan submissions: being bored by “technically good” vanilla sex and how to introduce kink respectfully; when 24/7 location sharing crosses from reassurance into surveillance; and what to do when a threesome meant to reignite intimacy leaves partners feeling more disconnected. Can a threesome save a relationship or is it doomed after?

In this special Roofing Road Trips® episode, Heidi J. Ellsworth hits the road to visit the Attic Breeze manufacturing facility for an inside look at what sets their solar attic fans apart. Filmed on-site, this episode dives into daily production, hands-on quality control and what it takes to build high-performance fans that meet tough standards like TDI/Windstorm and FBC (HVHZ) compliance. Heidi talks with the hardworking team behind the scenes — including voices from the line, workers shaping each product with care and sales representatives from the field. From coating to color matching, solar panel specs to standout efficiency metrics, this episode showcases the craftsmanship, innovation and heart that powers Attic Breeze.  Learn more at RoofersCoffeeShop.com!  https://www.rooferscoffeeshop.com/   Are you a contractor looking for resources? Become an R-Club Member today! https://www.rooferscoffeeshop.com/rcs-club-sign-up   Sign up for the Week in Roofing!  https://www.rooferscoffeeshop.com/sign-up   Follow Us!   https://www.facebook.com/rooferscoffeeshop/   https://www.linkedin.com/company/rooferscoffeeshop-com   https://x.com/RoofCoffeeShop   https://www.instagram.com/rooferscoffeeshop/   https://www.youtube.com/channel/UCAQTC5U3FL9M-_wcRiEEyvw   https://www.pinterest.com/rcscom/   https://www.tiktok.com/@rooferscoffeeshop   https://www.rooferscoffeeshop.com/rss   #AtticBreeze #RoofersCoffeeShop #MetalCoffeeShop #AskARoofer #CoatingsCoffeeShop #RoofingProfessionals #RoofingContractors #RoofingIndustry 

In this Episode, the ever so chill Snoop Dogg is shocked by a question he is asked by his Grandson while watching a Disney movie. The one year anniversary of losing a parent is a tough one. Canada is open season for thieves and thugs. This Episode is Sponsored By: www.lesdeliceslafrenaie.com  Now with a 7th Location in Magog!  IG: @deliceslafrenaie @lafrenaiebrossard The Drive By® Podcast is Brought to you by: www.ownspace.com *the views and opinions expressed on this podcast are of the speakers and do not necessarily reflect the views or positions of paid sponsors. The Drive By-Music-Intro/Extro https://open.spotify.com/track/2tAF0OfAhHdY76D9yCZ0T7?si=12de8dcd0d904211                            

Reading Location Position Value in Microsoft Word Documents Jessy investigated how Word documents store the last visited document location in the registry. https://isc.sans.edu/diary/Reading%20Location%20Position%20Value%20in%20Microsoft%20Word%20Documents/32224 Weaponizing image scaling against production AI systems AI systems often downscale images before processing them. An attacker can create a harmless looking image that would reveal text after downscaling leading to prompt injection https://blog.trailofbits.com/2025/08/21/weaponizing-image-scaling-against-production-ai-systems/ IBM Jazz Team Server Vulnerability CVE-2025-36157 IBM patched a critical vulnerability in its Jazz Team Server https://www.ibm.com/support/pages/node/7242925

Live from the Wyoming Blockchain Symposium, we sat down with three of the earliest pioneers in the space to discuss the unprecedented political, regulatory and market momentum of crypto and blockchain. Franklin Templeton's Jenny Johnson, SALT and Skybridge Capital's Anthony Scaramucci, and Pantera Capital's Dan Morehead joined us to explore the need for bipartisanship, the current use cases for the technology platform, and more. Guests: Jenny Johnson, CEO, Franklin TempletonAnthony Scaramucci, Founder and Managing Partner, Skybridge Capital; Founder and Chairman, SALTDan Morehead, Founder and Managing Partner, Pantera Capital

The Marine Mammal Center has opened a new location in Castroville. And, a new Seaside ordinance tightens restrictions on panhandling and vehicle living.

What happens when everyone tells you your business idea is crazy?For Tiffany Frank, it meant pushing forward anyway and proving everyone wrong. In a small town of just 37,000 people, she built Crave - a late-night dessert shop that turned into a thriving, multi-location business best known for its skillet cookie and safe, family-friendly atmosphere.In this episode of Unapologetically Me with Heather Blankenship, Tiffany shares how she went from real estate agent to dessert entrepreneur, how her partnership with her husband became the backbone of the business, and why she's now focused on building something her kids and grandkids can inherit.Her story shows that sometimes the craziest ideas are the ones worth chasing.Chapters: 00:00 - Intro 03:53 - The Accidental Hit: The Skillet Cookie 13:38 - Lessons in Entrepreneurship 20:00 - More Than a Business: A Mentorship Hub 22:07 - A Generational Legacy 24:38 - The Power of Complementary Skills in Marriage Join Our Women's Mastermind: https://woman.heatherblankenship.com/ Heather's Instagram: https://www.instagram.com/heatherblankenshipx3 Heather's Facebook: https://www.facebook.com/heather.blankenship.182/ Heather's TikTok: https://www.tiktok.com/@heatherblankenshipx3 Heather's LinkedIn: https://www.linkedin.com/in/heather-blankenship-271908140/ Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/unapologetically-me/id1713972310 Listen on Spotify: https://open.spotify.com/show/4EtqDw41QW193bH3TKnCiI Listen, rate and subscribe!

Find more information at: www.destinychurch.com Service Times: Weekend - Sun 10am Location: 1700 S. Aspen Ave. Broken Arrow, OK 74012 Phone: (office is open Monday-Thursday) 918-259-9080

You were made for action, not just to sit on the sidelines.  When you take a step forward in faith, God stretches you – you grow and get stronger. But the step you take doesn't just impact your life, it pushes others forward.  When YOU take new ground, WE take new ground!DISCUSSION QUESTIONS: CLICK HEREABOUT FEARLESS CHURCHFearless Church is here to help you live boldly for Jesus. Wherever you are in your faith journey, we'll walk with you as you grow, take your next step, and make a difference. Let's pursue a movement of faith together that changes lives—starting with yours! LOCATION & TIMES2601 E. Alex Bell Road, Dayton, OH 45459 Sundays - On-campus: 9:30 & 11 AM | Online: Facebook & YouTube at 11 AM. Get more info about us at befearless.org.FIND US ON SOCIAL MEDIAFacebook: https://www.facebook.com/FearlessChurchOhioInstagram: https://www.instagram.com/fearlesschurchohio/YouTube: www.youtube.com/@FearlessChurchOhio

This year at Black Hat USA 2025, the conversation is impossible to escape: artificial intelligence. But while every vendor claims an AI-powered edge, the real question is how organizations can separate meaningful innovation from noise.In our discussion with Evgeniy Kharam, Vice President of Cybersecurity Architecture at Herjavec Group (formerly), Chief Strategy Officer (CSO) at Discern Security, and long-time security leader and author, the theme of AI confusion takes center stage. Evgeniy notes that CISOs and security architects don't have the time or resources to analyze what “AI” means in every product pitch. With over 4,000 vendors in the ecosystem, each layering its own flavor of AI, the burden falls on security leaders to distinguish hype from usable automation.From Gondola Pitches to AI OverloadEvgeniy shares how his creative networking events—skiing, biking, and beyond—mirror the industry's need for genuine connection and trust. Just as his “gondola pitch” builds authentic engagement, buyers want clarity and honesty from technology providers. The proliferation of AI labels, however, makes that trust harder to establish.Where AI Can HelpEvgeniy highlights areas where AI can reduce friction, from vulnerability management and detection to policy writing and compliance. Yet, even here, issues such as hallucinations, privacy tradeoffs, and ethics cannot be ignored. When AI begins influencing employee monitoring or analyzing sensitive data, organizations face difficult questions about fairness, transparency, and control.The Unspoken Challenge: Surveillance and TrustAs we discuss the balance between employee privacy and corporate protection, it becomes clear that AI introduces new layers of surveillance. In Europe, cultural and legal boundaries create clear separation between personal and professional lives. In North America, the lines blur, raising ethical debates that may ultimately be tested in courts.The takeaway? AI has the potential to unlock workflows that were previously too costly or complex. But without transparency, governance, and a commitment to responsible use, the “AI in everything” trend risks overwhelming the very leaders it is meant to help.___________Guest:Evgeniy Kharam, Chief Strategy Officer (CSO), Discern Security | On LinkedIn: https://www.linkedin.com/in/ekharam/Hosts:Sean Martin, Co-Founder at ITSPmagazine | Website: https://www.seanmartin.comMarco Ciappelli, Co-Founder at ITSPmagazine | Website: https://www.marcociappelli.com___________Episode SponsorsThreatLocker: https://itspm.ag/threatlocker-r974BlackCloak: https://itspm.ag/itspbcwebAkamai: https://itspm.ag/akamailbwcDropzoneAI: https://itspm.ag/dropzoneai-641Stellar Cyber: https://itspm.ag/stellar-9dj3___________ResourcesLearn more and catch more stories from our Black Hat USA 2025 coverage: https://www.itspmagazine.com/bhusa25ITSPmagazine Webinar: What's Heating Up Before Black Hat 2025: Place Your Bet on the Top Trends Set to Shake Up this Year's Hacker Conference — An ITSPmagazine Thought Leadership Webinar | https://www.crowdcast.io/c/whats-heating-up-before-black-hat-2025-place-your-bet-on-the-top-trends-set-to-shake-up-this-years-hacker-conferenceCatch all of our event coverage: https://www.itspmagazine.com/technology-and-cybersecurity-conference-coverageWant to tell your Brand Story Briefing as part of our event coverage? Learn More

Action Church exists to REACH people where they are and CONNECT them to everything God has for their life. If you gave your life to Christ today, we would love to partner alongside you to walk you through next steps. Please let us know about your decision here: theactionchurch.com/card If you want be a part of the mission of Action Church to REACH people where they are and CONNECT them to everything God has for their life, you can be a part by worshiping God with your giving through Action Church by visiting: theactionchurch.com/give Stay Connected - Find a Location and Service Time Website: theactionchurch.com Instagram: instagram.com/theactionchurch Facebook: facebook.com/theactionchurch

We are on location at ECULENT in Kemah, Texas! Special Guest: Chef David Skinner from Meticulous Spirits Beer Tasting: Paradigm Brewing Company "Coco Loco" Blonde Ale with Coconut (Tomball, TX) Beer Tasting: Weldwerks Brewing Company "Juicy Bits" Hazy IPA (Greeley, CO) Beer Tasting: The Bruery "American Anthem" Bourbon-Barrel Aged Ale (Placentia, CA) Spirit Tasting: CREATIVE COCKTAILS WITH METICULOUS SPIRITS

Send us a textWe're on location at USF for the SFFilm Youth Filmmakers Camp! (see below) We're joined by SFFilm's Director of Education Keith Zwölfer and Education Manager Soph Schultz Rocha who discuss the importance of a thriving film culture. We also sit with two filmmaking students - Aisha McCulloch and Sky Hsu who share what kind of stories they'd like to tell, and finally we cap it off with filmmaker/mentor Jessica Jones.Support SFFilm Education Programs HERE!Follow Jessica Jones on IGA Little About SFFILM Youth Filmmakers CampSFFILM Education's Youth Filmmaker Camp is an intensive summer program for teens ages 14–18 to learn from world-class film professionals in a fun, interactive, and collaborative environment. The program is broken up into two experience levels: the Starter Lab, which is for beginner students looking to learn the basics of filmmaking and enhance their storytelling skills; and the Advanced Lab, which is for students who want to build upon their existing skills. All students dive deep into the filmmaking process by learning about screenwriting, storyboarding, production, cinematography, sound, editing, and much more.Through a combination of lectures, hands-on exercises, guest speakers, discussions, and workshops, campers form a deeper understanding of the production process from conceptualization to post-production, transform their ideas into proper screenplays, and create group short films of their own. Throughout the duration of camp, students create a short film and rotate roles to experience all positions on a film set including director, cinematographer, sound, and grip. Students will gain technical skills such as editing with Adobe Premiere Pro, screenplay formatting, learning how to use professional cameras, as well as lighting and sound equipment. Camp culminates with a screening of the student's final films and a walk on the red carpet!The curriculum is supplemented with guest speakers of SFFILM supported and Bay Area filmmakers. In recent years guests have included Academy Award nominated Jim Lebrecht (Crip Camp), Bret Parker (Pixar), Academy Award nominated filmmaker Trevor Jimenez (Weekends), Alice Wu (The Half of It), aSupport the showThanks for listening and for your support! We couldn't have won Best of the Bay Best Podcast in 2022 , 2023 , and 2024 without you! -- Fight fascism. Shop small. Use cash. -- Subscribe to our channel on YouTube for behind the scenes footage! Rate and review us wherever you listen to podcasts! Visit our website! www.bitchtalkpodcast.com Follow us on Instagram & Facebook Listen every Tuesday at 9 - 10 am on BFF.FM

Today's episode:A HELL OF A WAY TO DIEAll stories were written and narrated by Steve Hudgins"Hudgins is a Horror-Meister to reckon with!"VICTOR MILLER - Writer of Friday the 13thHere are 5 simple ways to help support the show:1.) Contribute directly to the show here:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.maniacontheloose.com/support⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠2.) Buy some of Steve's books:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.maniacontheloose.com/books⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠3.) Buy some of Steve's audiobooks:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.maniacontheloose.com/audiobooks⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠4.) Buy some Maniac on the Loose Merchandise:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.maniacontheloose.com/store⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠5.) Please Subscribe. Share. Tell everyone you know about the show!

New techonology is going to allow emergency services rapid access to cell phone location information in life threatening situations. Up until now it's been a manual process, with emergency services having to request information about a mobile phone's where about from telco, the process taking some time. But the new system is raising questions around privacy. National Operations Manager for Emergency Communications, Mike Higgie spoke to Lisa Owen.

In this Episode, the Quebec Liquor Commission with their stupidest move, yet! Doug Ford finally has some Conservative sense as he gets angry about Criminals having more rights than citizens in Ontario. Another Brand changes its logo for Diversity. More Drunken' stupor rants from Canadian Politicians. #positivity (not really) This Episode is Sponsored By: www.lesdeliceslafrenaie.com  Now with a 7th Location in Magog!  IG: @deliceslafrenaie @lafrenaiebrossard The Drive By® Podcast is Brought to you by: www.ownspace.com *the views and opinions expressed on this podcast are of the speakers and do not necessarily reflect the views or positions of paid sponsors. The Drive By-Music-Intro/Extro https://open.spotify.com/track/2tAF0OfAhHdY76D9yCZ0T7?si=12de8dcd0d904211                          

Go to http://factormeals.com/kindafunny50off and use code kindafunny50off to get 50 percent off plus free breakfast for a year. Go to http://shadyrays.com and use code FUNNY for 35% off polarized sunglasses. Go to http://auraframes.com and use promo code KINDAFUNNY for $35 off their best-selling Carver Mat frame. Thank you for the support! Run of Show - - Start - Housekeeping This month's Premium Collector's Item is Barrett themed with this Mob Psycho inspired poster featuring all of us! Grab it before the month ends. This Friday, Kinda Funny makes their return to Mario Party with the biggest Mario Party stream we've ever done! You've already got our Gamescast reacting to the Hollow Knight Silksong reveal Today after, KFGD, you'll get: If you're a Kinda Funny Member: The Roper Report   - - Forza Horizon 6 Location Leaked by Car Import Company, Fans Believe - Metroid Prime 4 Rating Spotted On Nintendo's Website - Ad - Elden Ring on Switch 2 ‘drops to 15fps' in handheld mode, it's claimed - Pokemon Legends: Z-A reveals Mega Victreebel - Wee News! - SuperChats & You‘re Wrong Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's espresso mini-lesson, we're joined by Anabel from the Coffee Break Spanish team to tackle one of the most common challenges for Spanish learners: choosing between ser and estar when talking about location.

EPISODE THREE HUNDRED AND TWELVE: On the morning of 18th of March 1901, having perpetuated a con to make money, the owner of Stoppani's grocer's shop at 3 Peter Street in Soho was again said to be ‘up to his old tricks', but instead of potentially poisoning almost 10th of Soho's residents, he unwittingly saved a frail and terrified widow from a violent and bloody death.Location: ground floor, 3 Peter Street, Soho, London, UK, W1Date: Monday 18th of March 1901, time unknown, earlyVictims: 'Annie Leopold' (exact name unknown)Culprits: Gustav (surname unknown) and Joseph/Giuseppe StoppaniMurder Mile is one of the best UK / British true crime podcasts covering only 20 square miles of West London. Triple nominated at the True Crime Awards and nominated at the British Podcast Awards. It is researched, written and performed by Michael of Murder Mile UK True Crime Podcast with the main musical themes written and performed by Erik Stein and Jon Boux of Cult With No Name and additional music, as used under the Creative Commons License 4.0. A full listing of tracks used and a full transcript for each episode is listed here and a legal disclaimer.For links click hereTo subscribe via Patreon, click here Support this show http://supporter.acast.com/murdermile. Hosted on Acast. See acast.com/privacy for more information.

I'm Josh Kopel, a Michelin-awarded restaurateur and the creator of the Restaurant Scaling System. I've spent decades in the industry, building, scaling, and coaching restaurants to become more profitable and sustainable. On this show, I cut through the noise to give you real, actionable strategies that help independent restaurant owners run smarter, more successful businesses.In this episode, I discuss the common pitfalls in restaurant marketing and the importance of having solid systems in place for growth. I emphasize that successful scaling requires a business that can operate independently of the owner and a clear plan for replication. I also share how to test readiness for expansion and highlight the significance of understanding financial metrics before making growth decisions.Takeaways:Most restaurant marketing fails because it's built on guesswork.Growth isn't earned through vision, it's earned through replication.If you can't replicate your profit, you're just cloning chaos.The business must be leader-proof before it can be location-proof.Scaling isn't about momentum. It's about predictability.Walk away from the restaurant for three days and see what breaks.You're building a machine so that you can build your dream.If you don't know your math, then you're scaling fiction.Assign ownership, create documentation, and build your replacement strategy.Tell a friend who's thinking about opening another location.Chapters00:00 Introduction to Restaurant Marketing Challenges02:44 The Importance of Systems for Growth05:38 Testing Readiness for ExpansionIf you've got a marketing or profitability related question for me, email me directly at josh@joshkopel.com and include Office Hours in the subject line. If you'd like to scale the profitability of your restaurant in only 5 days, sign up for our FREE 5 Day Restaurant Profitability Challenge by visiting https://joshkopel.com.

 In this episode, we welcomed Julie Goetzinger, an intuitive life coach and astrocartographer, who shared her expertise on how astrocartography can help people find their most supportive locations for business, love, and personal growth. Julie explained how this fascinating branch of astrology can guide you in choosing the perfect places to live, travel, or expand your business.Connect with Julie:- Website: juliegcoaching.com- Instagram: @coachingwithjulieg- Facebook: Coaching with Julie GReady to discover your most supportive locations? Book an astrocartography or intuitive coaching session with Julie through her website.Attract Clients AuthenticallyFREE> Donna's Sacred Marketing Activation: for conscious entrepreneurs who want to grow their business with flow and ease. Discover your unique marketing energy through guided meditation and practical exercises, then create messaging that actually resonates. https://www.donnaashton.com/activationDonna Ashton is a Human Design Projector and Business Priestess (she works a lot with Manifesting Generators.) As host of the podcast "4 Day Weekends," she helps established spiritually minded entrepreneurs leverage their businesses with their natural energy so they attract clients with less effort.With over 15 years of experience running her own 3-day workweek business, Donna intuitively guides entrepreneurs to transform their energy into focused prosperity through ancient rhythms, sacred wisdom, and aligned business practices.FREE Join the FULL MOON COLLABORATION - a monthly 45 min networking with real-time connections, bingo and that doesn't waste your time.Donna's Sacred Circle & Ascension programs help established solopreneurs harmonize their businesses so they can make more money with less effort while embracing who they've become.Learn more at https://www.donnaashton.com/sacredcirclesummer or connect to her on LinkedIn www.linkedin.com/in/donnaashton

In this episode of the Business of Aesthetics Podcast, host Michael Walker talks with Mary Ford, the founder of Smiley Aesthetics. Mary shares how she turned a personal turning point into one of the fastest-growing aesthetics brands in the country. You'll hear how she balances top-tier clinical care with smart business systems, and how she's built a culture of consistency across multiple locations. Mary also opens up about her journey from anesthesia to aesthetics, and why radio frequency microneedling is a top ROI treatment in her practice. From protocols and patient safety to training new injectors and making smart investments, this episode is full of real-life lessons for growing a successful medical aesthetics business.

On this episode, we take a break and talk about something that people find relaxing. Everyone deserves a break once in a while. Marty Foster joins on location.  Contact and Support - https://www.subscribestar.com/dynamic-independence 

In this Episode, Pierre is back to lead the Conservatives (hopefully to victory!) The 12 Apostles gather In Washington. The time of day you take a shower apparently matters. The Ultimate Fear, for humans? A Canadian Nurse is fined and fired for telling the Truth! If you immigrate to Canada, STFU! This Episode is Sponsored By: www.lesdeliceslafrenaie.com  Now with a 7th Location in Magog!  IG: @deliceslafrenaie @lafrenaiebrossard The Drive By® Podcast is Brought to you by: www.ownspace.com *the views and opinions expressed on this podcast are of the speakers and do not necessarily reflect the views or positions of paid sponsors. The Drive By-Music-Intro/Extro https://open.spotify.com/track/2tAF0OfAhHdY76D9yCZ0T7?si=12de8dcd0d904211                          

A real ride in a Kayak, it has been edited but it is a on location show so if you need it super even and sleepy, you might save this for the day time.This episode was recorded on location and contains some ambient nature sounds. It's an older bonus episode, so it's a little looser. There's some gentle singing and discussion of small insect friends. It might not be sleepy for all listeners.Happy Subscriber Summer! All summer long, we're giving you a sneak peek of bonus episodes exclusively available on Sleep With Me Plus. Learn more at sleepwithmepodcast.com/plusGet your Sleep With Me SleepPhones. Use "sleepwithme" for $5 off!!Are you looking for Story Only versions or two more nights of Sleep With Me a week? Then check out Bedtime Stories from Sleep With MeLearn more about producer Russell aka Rusty Biscuit at russellsperberg.com and @BabyTeethLA on IG.Show Artwork by Emily TatGoing through a hard time? You can find support at the Crisis Textline and see more global helplines here.HELIX SLEEP - Take the 2-minute sleep quiz and they'll match you to a customized mattress that'll give you the best sleep of your life. Visit helixsleep.com/sleep and get a special deal exclusive for SWM listeners!ZOCDOC - With Zocdoc, you can search for local doctors who take your insurance, read verified patient reviews and book an appointment, in-person or video chat. Download the Zocdoc app to sign-up for FREE at zocdoc.com/sleep PROGRESSIVE - With the Name Your Price tool, you tell Progressive how much you want to pay for car insurance, and they'll show you coverage options that fit your budget. Get your quote today at progressive.comQUINCE - Quince sells luxurious, ethically-made clothes and bedding at an affordable price. Transition your bed for the season with soft, breathable bedding from Quince. Go to Quince.com/sleep to get free shipping and 365-day returns on your next order. ODOO - Odoo is an all-in-one management platform with a suite of user-friendly applications designed to simplify and connect every aspect of your company in one, easy-to-use software. Odoo is the affordable, all-in-one management software with a library of fully-integrated business applications that help you get MORE done in LESS time for a FRACTION of the price.To learn more, visit www.odoo.com/withme Learn about your ad choices: dovetail.prx.org/ad-choices

Risen Nation Church is united by a vision to see the fulfillment of Acts 15:16—the rebuilding of David's tabernacle. Our deepest desire is to create a space where we can minister to the Lord through worship and where people can become a true dwelling place for His presence.   Join us in worship:  Sundays at 10:00 am (Doors open at 9:00 am)    Location: 1711 Keller Pkwy, Keller, TX 76248    Text “dallas” to (817) 587-1735 for updates.   Support Our Mission: Help us grow and reach more people.  Give here(https://www.risennatio...)

COFFEE MOANING the PODCAST ON APPLE PODCASTS: https://podcasts.apple.com/gb/podcast/coffee-moaning/id1689250679ON SPOTIFY: https://open.spotify.com/show/3p6z4A1RbhidO0pnOGGZl2?si=IqwD7REzTwWdwsbn2gzWCg&nd=1HOW TO STAY MARRIED (SO FAR) the PODCASTON SPOTIFY: https://open.spotify.com/show/57MT4cv2c3i06ryQlIpUXc?si=1b5ed24f40c54ebaON APPLE PODCASTS: https://podcasts.apple.com/gb/podcast/how-to-stay-married-so-far/id1294257563 Hosted on Acast. See acast.com/privacy for more information.

What if your motorcycle wasn't just electric, but designed to evolve with you? That's the question Ryvid, a California-based electric vehicle startup, is answering with their bold new approach to urban mobility. Their modular, lightweight motorcycles are built not only for performance and style, but for sustainability across the full product lifecycle. The electric battery at the heart of the vehicle is swappable and can be easily detached to use as an off-grid power source.  We traveled to Ryvid's headquarters in Fountain Valley, California, to meet CEO and co-founder Dong Tran. Dong shares how Ryvid is reimagining the entire lifecycle of electric transport. We also learn how their bikes are connecting with a passionate community of tech-savvy commuters and lifestyle riders, including celebrity fans like Lana Del Rey and Chris Hemsworth, and PTC's own VP of Sustainability Dave Duncan. Find out more about Ryvid here.Find out more about Creo here.Your host is Paul Haimes from industrial software company PTC. Episodes are released bi-weekly. Follow us on LinkedIn and X for updates.This is an 18Sixty production for PTC. Executive producer is Jacqui Cook. Location recording by Susan Valot. Sound design and editing by Clarissa Maycock. Music by Rowan Bishop.

Keith discusses the recent executive order by the White House, which could bring Americans closer to retirement plan access for real estate, private equity, and crypto. He also interviews two listeners:  Luke Frizell, a Navy officer who leverages principles from the show to invest in residential assisted living (RAL) properties, and Dr. Axel Meierhoefer, who uses turnkey properties and agricultural investments to build a diversified portfolio.  Both guests share their strategies and insights into real estate investing.  Resources: Explore the exclusive Texas income property deals available to Get Rich Education listeners, with up to $41,000 in incentives, book a strategy session here. Show Notes: GetRichEducation.com/567 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith, welcome to GRE. I'm your host. Keith Weinhold, it's an episode focused on you as we feature two GRE listener guests today. See how they've leveraged listening to this show into real world, real estate investing action then a property opportunity to announce to you on get rich education.   Keith Weinhold  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:22   Welcome to GRE from Mannheim, Germany, to Mannheim, Pennsylvania and across 188 nations worldwide. You're listening to get rich Education. I'm your host. Keith Weinhold, you probably grew up playing the board game Monopoly. Well, imagine playing Monopoly and never buying an asset that generates income. What if you just went around the board collecting $200 giving your money to the rich and trying to stay out of jail. Does that sound ridiculous? Well, that's how most people live their lives. We don't do that here at GRE we add real assets that pay us while we own them, and more and more people can potentially soon get exposure to these asset types. The White House recently reported that Trump made an executive order that is bringing Americans closer to getting retirement plan access to real estate, private equity and crypto. I mean, think about what that could do to overall real estate demand, pushing up prices. It could make the industry boom. Sort of how the advent of 401, KS helped the stock market boom. Also, another development is that in order to qualify for mortgage loans, crypto could soon be used as an asset in your mortgage qualification. That's per the FHFA, and that's what they're moving toward. Now there's been a lot of novel information and developments and stories like that this year, as we're in a presidential administration that shakes up all kinds of status quo policies, from foreign wars to tariffs to us real estate. Journalistically, it's important to be accurate and avoid misinformation and false news as the AI era is near its nascency. Still, you have got to be increasingly cautious about where you get your information. I got a stark reminder of this recently, now former presidential candidate and HHS Secretary, Robert F Kennedy Jr and I recently did a stair climber workout together at a gym. You probably know that RFK Jr leads the MaHA movement make America healthy again, which I support, and much like me, he's an avid fitness enthusiast, and that's the kind of stuff that we talk about. Well, there are now some photos of RFK, JR And I out there exercising together, something that's okay with me. I'm even proud of that. I shared one of those on my social media myself. He and I don't talk politics or vaccines or even diet or just exercise enthusiasts. That's what we talk about. That's our common ground. Well, a Facebook post of RFK JR and I exercising together, and here's where the terribly irresponsible misinformation comes in. Meta AI has a one touch link from there to what they call Weinhold and RFK Jr collaborations. Here's how it reads. I'll read it all word for word, and so much of it is false. Keith Weinhold and Robert F Kennedy Jr have a close friendship that has garnered significant attention. Keith Weinhold, a businessman and podcaster, has been a vocal supporter of Kennedy's work and advocacy their friendship has been built around shared interests and values, including their passion for environmental issues and their skepticism of mainstream narratives. Weinhold has often featured Kennedy as a guest on his podcast, where they discuss issues ranging from vaccine safety to corporate accountability. Together, they have collaborated on various projects, including the promotion of Kennedy's book the real Anthony Fauci. Their friendship has been subject to scrutiny, with some critics accusing them of spreading misinformation. That's the end of the meta AI page. What in the world? How do they come up with this stuff? The only shared interest we've collaborated on is fitness at the gym. And you as listener know that he's never been a guest on this show. Now, if his expertise were real estate investing or economics, well, then I might invite him on. How does meta AI come up with this stuff about vaccines and Fauci I mean, that is so far away from my area of focus. I haven't weighed in on any of that stuff. My gosh, this meta AI page, it is published work for all to see, and it is about 90% false. So my point is, there's a lot of information out there about everything from real estate investing to endangered sharks to cooking tomato soup. Be careful. Pay attention to information that has cited reliable sources. And AI in its current fledgling stage, it really muddies the picture. One thing that might help is that open AI's chatgpt Five, which recently debuted, it is better. It's an improvement. For example, if it does not know the answer to a question that you have, it will tell you that it does not know the answer, instead of making up something fake just to give some sort of answer like previous versions. Did we need more of that coming up here on the show. In future weeks, we have vital monolog material from me, as always prominent guests, new guests and repeat guests. Last week, I answered your listener questions here on air, you can always write in with your questions or comments at get rich education.com/contact this week, it's interviewees like you, as I talk to the first of two listener guests.   Keith Weinhold  8:17   He has been an avid GRE listener for a few years, and says that he shifted from bigger pockets and other content over almost exclusively to get rich education for real estate and market content. He uses the principles taught through GRE to focus on his niche, which is residential assisted living, R, A, l, investments at the single family home level, he owns two single family units that also have ADUs and a handful of Ral units, which has helped him reach his goal of replacing his military income with property cash flow. He is a husband, father of three boys and active duty Navy officer currently stationed in Virginia Beach, Virginia, a buy and hold investor. He began investing in real estate in 2017and now owns a portfolio that includes rental properties in San Diego, five Ral homes in Phoenix and GP stakes in two Ral syndications. He is also the founder of open range capital in the Ral room, there are two platforms dedicated to scaling the Ral model. Again, that's residential assisted living, scaling those across the US. And when he's not serving or investing, you can find him on the lacrosse field, playing, basketball, training, Jiu Jitsu or chasing down any kind of competition. Hey, welcome to GRE. Luke frazell,    Luke Frizzell  9:37   Keith, thank you for the introduction. Appreciate that very kind. And once I started investing in 2017 I got started with the bigger pockets train, and pretty avidly listened to their podcast and taking some action on my own, I actually found your podcast and your website, and it was so much more efficient in the information that I needed to hear. I. Know, and the the time that I could spend actually paying attention to real estate news and the important things that I need to be paying attention to as an investor, that I exclusively and paying attention through your email list and through your podcast, it's always great information. So I appreciate being on and thanks for having me. Keith,   Keith Weinhold  10:18   thanks. I try to keep things nutrient dense around here, Frizzell is spelled F, R, I, z, E, L, L, and look, I know your investing philosophy is strongly influenced by one of GRE most seminal and central mantras, and something that the world first learned right here on this show back in 2015 real estate pays five ways. Tell us about that.   Luke Frizzell  10:42   That is one of the best just mantras for whenever I'm talking to people about getting into real estate, yes. And I literally say, what the five ways that real estate pays, because that's how I heard about it was through you. And I was like, That is such a perfect illustration of why this beats, let's say, the stock market, or why this beats a lot of other investment vehicles, because you're not just getting the cash flow, which is a huge reason why people get involved in it, and that's actually the first thing that I'm scrubbing for whenever I'm looking for an investment. But of course, you're hoping for the appreciation, which I really just count as the cherry on top. And if I'm looking at a market from the macro lens, I'm making sure that the the city is growing, the jobs are coming in, there's a decent population, and at a macro level, that's the first thing you need to do before you dig into a city to make sure it's good to go. When appreciation happens, it's probably because those things are all in the right spot. And you're you're picking the right neighborhood, but just, you know, leverage, and being able to buy with 20% of the full amount down, that's a huge piece. And just the hedge against inflation that you get through a loan all the ways, I'm probably missing one, but that's one of the first things that I say when somebody's on the fence on whether they get into real estate investing is, Hey, these are the five ways I learned it from Keith's website, and I'll point them to you guys. That's how I found residential assisted living was really Yes, I had been an investor in San Diego and had great success there with, you know, the buy, rehab, rent, refinance, repeat, the burn method, and putting those five ways into practice. But what I really wanted, as I was looking towards getting out of the military in a few years was more the cash flow piece. So that's what drew me to Phoenix. I actually heard a podcast where somebody was talking about this strategy where you buy a home and you lease it out to a senior care operator and they are paying two to three times the lease amount that you would pay or get from a single family rental, and yet you're also getting all the benefits of real estate. So it seemed pretty hands off, which checked the box for me on that since I was working an active duty job, and then it was also very high, high cash flow. So that's what got me into residential assisted living, and has kept me into it, and I've brought a couple partners into what we're doing, and really bringing my partners in is brought us so much further than I would have ever gone myself. The core tenets of five ways real estate pays has definitely influenced my thoughts as an investor and everything that I've done   Keith Weinhold  13:16   yeah, I can't believe more people don't talk about the compelling why for real estate investing? And I think real estate pays five ways. Is the most efficient and comprehensive way of doing that for sure, when it comes to Property selection and adding to your portfolio, like you touched on, I know that you like to say that you don't chase doors, you chase quality, and you have sort of this peace of mind with intentional investing over scale. Can you tell us about that?   Luke Frizzell  13:43   That's a great question. It was really a forcing function that formed my investor mindset was it has to be quality, because I don't have the time as somebody who's doing a full time job that's very time intensive, and sometimes I'm leaving for months on end before I come back and in my spouse works in something completely separately, so she doesn't have time to manage properties and things like that. It was forced upon me to be very efficient with what I invested in, and my wife was not. She, just like me, didn't grow up learning about real estate investing, so they had to really hit bang for buck whenever we made that first investment in order to buy her or get her buy in on it. And when that first rental check came in, I was able to take her out to a sushi dinner and say it was paid for by our our tenants. And that was kind of the first buy in piece Got it, got us in there. But, yeah, I really Chase quality. And we were very fortunate, and got a little bit lucky with the timing of our properties in California with covid and the interest rates we bought to early on in 2017 and then in 2020 before interest rates started going up, before prices got crazy out there. And those have done really well for. For us. But as interest rates continued to rise and as prices on homes continued to rise, I had to keep the efficient piece in the back of my mind. That's when I heard about the senior care investing number one. I was like, hey, yeah, the demographics, it makes sense. There's so many, that demographic of seniors, the boomer generation, reaching, you know, 80 years old, and coming to that time of life where they need care that is not going down. The medical system as flawed as it can be in our country. You know, people are living longer, and we need to house them, and people don't want to stay in a big box facility anymore that feels like a hotel and not personal, and you have a one caregiver to 30 resident ratio. People want more personalized care, like you would get at a private school. At a public school, you get what you get, and you don't throw a fit, which kind of the analogy I make for a facility versus residential assisted living. So what we invest in is the residential level, where you actually buy just a regular house and it may have four or five bedrooms in it, and let's say three bathrooms, and if it's a single story home that has, let's say 3000 square feet, that is a prime home to actually build out into a senior care home. And every state needs these. Every state has different laws and rules and regulations as to what some are going to require, different size door frames, different width requirements in the halls, ramp requirements, of course, for wheelchair access and such. At the end of the day, every state needs more housing for seniors, and it's really going to be an education piece on getting people up to speed. We have five homes in Phoenix doing this, this model. There's a lot of network already available there. Like people love to retire in warm weather. Phoenix is just a hotbed for these residential assisted living homes. So that's where we got started. But when you move into, you know, let's say rural Nebraska, it's not going to be as as prevalent. So you really got to do a lot more networking and education to zoom back to your question about quality over quantity. If you think about scaling to $10,000 per month in passive income, quote, unquote, passive, the way I look at it, if I can have one residential assisted living home that nets $10,000 per month when I talk about the one residential assisted living home that could make net $10,000 per month that would be running the operations yourself, where you have let's say the average resident across America is going to pay 4000 to $6,000 per month to stay in a home like what I'm talking about if One home, let's go with the low end of $4,000 per month has a capacity of 10 residents in the house, then you can have 10 residents at $4,000 per month. So that's $40,000 gross. And then if you the average, if you're running an efficient home, just having straight up staffing costs, that maybe cost you $15,000 per month, and then you have your mortgage and your debt, that takes you another $10,000 per month, and let's say another five for excess costs and food and things, that's $30,000 of expenses. So 40,000 minus 30,000 is $10,000 per month. That's an efficiently run home. But that is not the height of what someone could do with this strategy. We have partners that do $40,000 net per month in this strategy, and that's generally in the dementia care, memory care space. What we did when we started was something called the lease to operator model, and that's a little bit more hands off, actually, I would say a lot more hands off than the actual operations of the home, like what I just said, because if you're doing the staffing and you have the business liability, that's all pretty involved, and there's a lot of education and a lot of networking that you need to do to get to that point. When I got started in this, I did the least operator model, because I was time constrained and I didn't want to actually get involved with the hands on care number one, because I was in Virginia Beach, and the homes that we were buying were in Phoenix, so there was no possible way for me to do that when we bought our first home at 10 capacity, so there's 10 residents that can fit in the home. I found an operator and vetted them and moved them into the house, and they're paying me a lease for five years, so it's somewhat of a commercial lease, but it's a residential home, and I actually got residential insurance on the house. The business owner that is leasing from me has the business liability insurance, and now they're paying me two and a half times what would have been the regular lease amount that I could have gotten for that home. So in that area, they're paying me $8,000 per month on a five year lease, and that goes up 3% per year. However, if I was renting that out like a normal house, I'm. Be getting 2020 $500 per month, every month, on a long term lease.   Keith Weinhold  20:05   That's this way the manager operates it, rather than you, right? So I   Luke Frizzell  20:09   actually empower the manager, or this operator, is what we call them. That's why it's leased to operator. I empower this manager to actually run it themselves. I don't tell them you can't paint the inside of the house. I don't tell them you can't redo the floors when you want. If they want to do that, that's on them, but they owe me that lease amount every month, and I empower them to run the home however they want. What I'm making sure happens is I'm paying for the insurance on the house, and I'm making sure the roof is stable and the walls are not going to collapse. Everything else, from utilities to whatever is on them, and they are a full fledged business owner in there, and hopefully they stay once the five years is up.   Keith Weinhold  20:48   That's a really interesting way to do it, by the way. Just dropping back to your earlier comment, I like how you say your wife doesn't have time to do the property management. I think we both know that we are protecting her standard of living and quality of life when she is not the property manager. Yes, I think it's common knowledge in America that the senior population is growing faster than the overall population. In fact, about four past GRE episodes featured the late great gene Guarino here on the show, a big educator in the residential assisted living space. We've got this aging population, the silver tsunami, the demographics about it are surely undeniable. I think a holdup for some people is that you're merging real estate investing with an active business. However, you've just described something where you're sort of withdrawing from that active business part, getting a leaseholder to pay you two and a half times the market rent, if you just had it as a buy and hold property and having them operated, is that right?   Speaker 2  20:48    Yeah, and I that's obviously a rough I say two to three times. I like to call it Airbnb numbers in a good market, without the stolen paper towels.   Keith Weinhold  20:48   You know what I mean? Like that, the stolen paper towels, the vacancy, the managing a listing, the clean. So   Speaker 2  20:48   you're doing all the you're getting the reaping the rewards of, let's say, an Airbnb without any headache. Because once you've set that operator in there, and you've empowered them to do it, and you have a rock solid lease, you're wiping your hands clean, I have to reach out to my operators to get an update from them to make sure that everything's going well, because they're not reaching out to me they're running their home. And hopefully, if I've empowered them the right way, and I am allowing them to be successful, and they reach out to me and say, Hey, Luke, I want to actually expand operations. So if you buy another house in this area, let me know, so that I can expand my operations there as well.    Luke Frizzell  21:23   Yeah. Well, do you have any last things to tell us about the residential assisted living for example, I know you have four strategies. For one, to get invested in it.   Luke Frizzell  22:44   That's a good question. And and just to hit on your last point, you're I actually like that. You can mix the real estate with the business, if you have time for that. And many people can do that, especially if you come from a healthcare background, or you're a nurse, that you're just looking to do something out on your own and not just spending your hours working at the hospital. And maybe you're a caregiver that's not paid well enough, and you're overworked, but you know that you could go and do something like that, or you're a doctor, a lot of people can go out and do this themselves, but if you're like me, and you're just a working professional that doesn't have time to get into that, but you do have people skills, and can figure out, like, Hey, I've interviewed about five different operators for this, and I can tell that this one meets all the marks, and they're going to get in there, and I can trust them, and they have a good, extensive experience in this space, and they're going to pay me a reasonable lease. That makes sense for why I'm putting the risk into this. Yeah, I'm going to pick them and get them in there. That's a really good option for people. So that's one of the strategies, is lease to operator. Another strategy is the one we already talked about, which is own and operate. So you're getting the power of real estate. You're leasing from yourself as so it's one entity, one business entity owns the property, one business entity owns the care business, and you're leasing from yourself, and there's some major tax benefits to doing it that way. That's obviously the most time intensive, and you're probably going that route if you want to make this your life's path. The other option is actually, if you don't have the money right now to buy a house, but you have the drive and you have the experience to get into the actual operations, you could just lease from somebody like me and who owns the house and doesn't want to get involved in the operations just yet, and now you can just set up a lease with them. Phoenix is a really good hub. Houston is a really good hub, but cities across America are going to start finding out about this and needing to get this into their advertise, basically because the senior housing issue that we talked about. And then finally, you can passively invest in these through open range capital, we are investing in these, and we're actually developing some memory care homes in Northern Virginia right now. So if you go to open range capital, you'll be able to find opportunities to invest in these as a passive investor. Or there's folks in the rail room who are building. Memory Care Homes in Houston area, and they're offering over 20% returns to people who just want to, hey, you have money, but you don't have time, and you don't have the interest to actually do some of this yourself. But you understand the power of residential assisted living, and the way that this medical problem and the senior care housing issue is growing in our country. Well, you can put your money there instead of doing it yourself.   Keith Weinhold  25:25   These are four distinct strategies for investing in residential assisted living, from the very much hands on to the passive hands off. Oh, this has really been helpful. Why don't you go ahead and let our audience know how they can learn more about the Raoul room and your website.   Luke Frizzell  25:42   Thanks for that. So we saw that there was a huge knowledge gap between real estate investors and business owners. And just anybody who's an entrepreneur thinking about how to get into this. You see the Cody Sanchez's of the world talking about business ownership and all those things you hear about the problem with our senior housing. And if you put those two things together, there's a huge gap in the marketplace. We wanted to educate people on this, because when we got started, there was a lot of unknowns, and it's really hard to sift through all the confusion about, you know how to get licensed. How do I know how many people I can fit into my home and actually care for? How do I find operators? How can I learn from other people who are actually doing this across the country and figure out which market to get into? So we wanted to combine all of that and have a network of people who know how to find these homes, know how to get you started in doing these and of course, we've been learning along the way as well, and that that was part of our goal as well when we started the Ral room. But we have a community of over 115 people. At this point, you can go to the ralroom.com r a l room.com and find out more. It's a great opportunity to learn about what it is. We have freebies in there about how to get started, from one to 10 step guide, and we even have a free podcast called The Ral room podcast. So tune into that. If you haven't done it yet.   Keith Weinhold  27:04   This has been informative, terrific stuff from Luke Frizzell. The audience will benefit from your point of view. Thanks for your time and intention today.    Luke Frizzell  27:14   Yeah, absolutely, Keith. Appreciate you.   Keith Weinhold  27:17   This was our first of two GRE listener guest profiles. We've got the second one when we come back. I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  27:26   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Chaley Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Keith Weinhold  27:58   You know what's crazy your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866,    Richard Duncan  29:08   this is Richard Duncan, publisher on macro. Watch, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You   Keith Weinhold  29:26   this week's GRE listener guest profile is with an Air Force vet turned real estate investor, and today he even runs the ideal investor show. He's from Germany and lives in San Diego today, using strategies like turnkey real estate, 1031, exchanges and more. He now owns multiple properties in different countries and states. These include the states of Ohio, Idaho, Illinois and Florida, and the nations of Belize, Panama, Spain and more. He's been a GRE listener since episode. 100 which was in 2016 and this helped him connect with income property providers and get started and really growing his wealth through compound leverage, not just compound interest. He ultimately ended up with eight properties in what he calls well performing locations. Hey, it's great to have you here. Welcome to GRE Dr Axel meyerhoffer, hey, Keith, thank you for having me. Meyerhoffer is spelled m, e, i, e r, H, O, E, F, E R. I know that coming on to GRE is something that you've wanted to do for a while, but let's pull back first, what is your doctorate in? And then how do you use that degree or distinction today?   Dr Axel Meierhoefer  30:40   Well, my doctorate is in organizational change and leadership, and the dissertation that I wrote as the study at the end of the degree program was about business coaching and whether it's better for a company to have internal coaches versus external coaches. And when you're diving really deep, my like, I don't know if you're aware, but PhD stands, at least in my book for pilot high and deep, high and deep, right? And so, you know, I really dug into this, and what I learned about coaching is still helping me, even though idea wealth grow is a little bit more mentoring program than a coaching program, but still, the practice of engaging people and getting out of them what they really want to accomplish is valid every day   Keith Weinhold  31:28   when we wonder about what's piled high and deep, I'm sure that thing is knowledge couldn't possibly be anything else. Dr meyerhoffer, tell us what you learned from listening here that piqued your interest?   Dr Axel Meierhoefer  31:43   Well, the one thing is, I had found the book turnkey revolution, by Chris closure, who, for those who don't know he, is the one of the family members of the founders of Memphis invest that is now known as Rei Nation. I'm sure you're very familiar with it, Keith and I've heard of them. Yeah, I read the book, and it was very helpful, but it wasn't very clear, other than his family's company, how do you apply this as a regular investor, which I was at the time. And then I listened to your episodes over and over, talking about how you can use turnkey investing to invest out of state, being far away. And I remember, if I'm not mistaken, that you were in Alaska and investing somewhere in lower 48 and so that kind of got me triggered to look into that.    Keith Weinhold  32:30   You figure, if you're in San Diego, you can invest in Alabama, if a person from Honolulu or anchorage can do that same thing. All right, so you've built up, it sounds like, is it eight turnkey properties? It's   Dr Axel Meierhoefer  32:45   eight turnkey properties. And then I have a few other things, like, I also listen to episodes that you had about agricultural investing. So, yeah, like in Panama, the first investment was in a coffee farm. And then a little later, I also discovered some you would call them, like little cabin, kind of like vacation cabin investments and stuff. So yeah, I've actually learned a lot and benefited, and I always appreciated that, you know, you're not just saying, Hey, here's something you can do, but you oftentimes have a connection or relationship with an organization. And so several times my investments were at least informed, let's say, by GRE,   Keith Weinhold  33:26   yes. And oftentimes I'm investing right next to you, the investor myself, with some of the same GRE marketplace providers. You have eight properties. Are they all cash flowing? Are they all producing positive cash flow?   Dr Axel Meierhoefer  33:41   Yeah. I mean, that's actually one of the things that I wanted from the get go, and that's also part of our idea rights grow a mentoring program to look at properties now. Right now, with the higher interest rates, it's admittedly a little harder to find locations and properties that have a good balance between the quality of the property, the area that the property is in and then also being cash flowing. We have fundamentally for renovated properties. We're still looking for 1% rule. It's harder to find, but you know, as a starting point to say, Should I even consider as long as it's close to that most of the time, the numbers work out, even at seven or eight percentages, you still make at least a little bit of money   Keith Weinhold  34:20   overall. Yes, the real estate deals just aren't as good as they were, say, five years ago, because both rents and prices are up, but rents haven't risen as much as prices have. I still don't know where you're going to find a better risk adjusted return in any investment, though, than with income property bought with a loan.   Dr Axel Meierhoefer  34:42   Yeah, I'm with you on that. And I mean, I remember vividly, not in only in books and other research, that people have this apples to oranges comparison thing going on all the time, right? I always say, Okay, well, tell me if you can buy stocks where somebody gives you 80% of the money, and I already need to put 20 right? What tell me if you can buy stocks and somebody says, Oh, the stock is gonna depreciate in the next 27 and a half years. So, you know, you write some of it off your tax return, and those kind of things. Tell me where somebody gives you money but allows you to keep 100% of the increase in value all these things. I mean, you have beautiful graphics and stuff that you made over time, but when you really try to do apples to apples comparison, there's nothing there. And one thing maybe for the audience, that I think is an important thing to know is, and I know Keith, you have said this so many times, real estate, especially residential real estate and investing, is really the long term game. And that also means to realize, okay, even in times like right now, you might only start with, like, 50 or $100 positive cash flow. But when you look at the longer term, I always say, and I say this to our clients, the first five and maybe right now, it's more like seven years. It's kind of like the hard time of this investment where you just barely break even, where you might be a little disgruntled when you get a maintenance bill and you haven't really built a big reserve yet, because you're still with your first few properties, but when you look at the trajectory, and I can see it now, you know, I've six years in all properties are cash flow positive, the rate that we're getting, even if we only increase rents by 2030, $35 a month, year over year. Like you said, right? You want to train your tenants. When I look at the overall picture, it's basically getting better every year. If you have that in mind, to say, I make an investment. I call, by the way, the point what we want to get to. I call that the time freedom point where your portfolio generates enough cash flow so yet you have a choice to say, Do I go work or do I live off the income? And that is why you still have mortgages, right? So if the listeners ever think, Okay, well, what happens when one after the next, the mortgages get paid off, it's like paradise at that point, right? If you really think of it from a purely cash flow perspective,   Keith Weinhold  36:56   starting is the hardest, because it's clunky to buy your first property, and then it also takes a few years until you really feel the effect of all these wealth multipliers at the same time. You're sort of touching on the third in the inflation Triple Crown, cash flow enhancement, if you only increase the rent three or 4% per year. Yeah. So what it feels like you're only keeping up with inflation, but the fact that your principal and interest payment stays fixed means a three to 4% rent increase might be a 10% cash flow increase. As that compounds year after year, you really begin to feel those effects. But yes, it does take the addition of time, but not decades.   Dr Axel Meierhoefer  37:38   I'm with you. It's just for me, important that anybody who is considering should I get into this right, especially in an environment where people constantly pointing to the fact that the stock market keeps going up, gold is going up, silver is going up, Bitcoin is going up, right? And to me, these are the apples, and they are nice apples, don't get me wrong, right? They're beautiful apples, but we're dealing in oranges, right? And we have these five different things that you keep counting on, and have all kinds of beautiful descriptions about that we get as real estate investors. And it's a choice, right? People can make a choice, and I'm all for diversification, but if you make the choice, then you really have the beginning of building a legacy. And for many people, I find more and more that becomes important to say it's not just for me, like if you were to ask me, it's not just for me, it's also knowing that my daughter will have a much better portfolio than I ever had when I was young. Yeah, our now, like almost two year old grandson, he is going to be safe pretty much forever   Keith Weinhold  38:37   getting started and even after starting for some people, there are certain mindsets that they need to overcome. One of them is getting out of state property. So do you have any thoughts or approaches with adding out of state properties, which is still a foreign proposition to some people?   Dr Axel Meierhoefer  38:56   Well, one thing that I do and emphasize very strongly in our mentoring program is besides the investing and helping people to get the connections to like the turnkey providers and the lenders and the property managers, inspectors and stuff, the other part, and I'm sometimes almost feel, is more important than the investing itself. Obviously, it's kind of a requirement, but the other part is to really as the mentor, help people to develop the mindset of the king or queen of their own empire, or basically the owner of the investing business. And when you think about it that way, I often times portray it in the way look at all the components, all the services that you need for the out of state investor, right? You need the turnkey provider, property management, bank or lender. You need inspectors and stuff. I try to convey to people, we are building an LLC, and that LLC is hiring these people as if they were employees. And if you look at it that way, and you start adopting that mindset. And. You look at their performance like any employer would look at the performance of their employees. If the performance is great, they get praise and the raise. If the performance sucks, you let him go and get another one when you're not going to hang out with the same property management out of state, constantly complaining, not doing their job, not treating the tenants well, not treating your property well. Why would you keep somebody like that? So it's this aspect of building a mindset of, yes, you might have a job, a regular w2 job, but for the purposes of building your real estate portfolio, you are the business owner, and you're hiring all these services. And when that clicks and you start treating the people that you're working with in that way, with respect, but with every expectation that you pay them for their services so they're supposed to perform. That changes, in my opinion and my experience. That changes everything   Keith Weinhold  40:54   comes down to the fact that the team is more important than the property, and a lot of people perhaps overemphasize the geographic location of that property. Location surely matters, but it's just not nearly the most important thing I know. One approach that you take is you have this mantra that underdog properties often outperform hot properties. However, can you speak to that some more   Speaker 3  41:21   Well, I think it has to do with it, with this kind of analogy of Steady as she goes right underdog property, I'm more inclined to look in a nice neighborhood and establish nice neighborhood. I always say, Let's try, with the help of a turnkey provider, to find the ugly duckling in a nice neighborhood and get that renovated and that neighborhood, I'm not a big fan of this term blue color versus white color or anything like that, but if you bring the ugly duckling back to be the white swan of that neighborhood, you have, I believe, a very good probability that that will be a very long time longevity, well respected, well rented, well performing property, rather than, you know, running after the shiny object the most you know, like, I don't want to really open wounds, but I know that a lot of people ran to Austin, Texas, because everybody said, that's the market you gotta be in, Right prices, outrageous rents, looked good for a little while, then the property taxes got adjusted, the market collapsed, and now everybody is whining. I rather have my nice property in Dayton or in Cincinnati, and it's doing steady, as she goes, every month, every year, right? So that's what I meant by that   Keith Weinhold  42:30   a friend and prolific apartment investor, Ken McElroy, who's been a frequent guest on this show, Ken says, look for distressed properties, not distressed markets. There's a lot in that.   Dr Axel Meierhoefer  42:53   Yeah, I'm very much with Ken on that. And it's not just for apartment complexes. I think it fits just as well for single family or duplex triplex fourplex properties? Yeah, we   Keith Weinhold  43:03   want to avoid those distressed markets. It takes a long time for them to turn around, and every property in that market floats up or down with it. Well. Dr meyerhoffer, as we think about the future, you've been around this space for a while now, like you mentioned, you're even helping mentor some others. Where do you think the residential real estate market is headed the next few years? From your perspective,   Dr Axel Meierhoefer  43:27   I really have the feeling it's kind of a little bit like a coil spring that is basically being wound tighter and tighter and tighter. Because people may not agree with me. I think everybody is entitled to their own opinion, but I'm a little bit refusing to believe that the dream and the interest of owning your own property for yourself and your family supposedly has gone away. What I believe is that the circumstances both from a Can I qualify for a loan? Can I afford the price? Can my wages actually work for what I want to accomplish that balance is out of whack a lot right now, but I can totally see when we're looking in the future, that we will see interest rates coming down, properties still being in high demand. And for us as investors, I don't know if you had it on your show before, but I oftentimes being asked, you know, is it still the right time to invest. And my answer is always, like most people in residential real estate, the best time was 20 years ago. The second best time is today. Yeah. And if you adopt this idea of, like, this cold spring getting ready, I mean, just ask yourself people, the last time they really did anything meaningful was basically in 2022 let's just assume it takes another year until interest rates come down, and another six to nine months for the market to really start adjusting. So that takes us to the middle of 2027 that would mean for five years, hundreds of 1000s, if not billions, of people wanted to do something, wanted to move, wanted to get a house, wanted to get a bigger place. They've. Finally can that's kind of the window that I'm looking at with. Not to say there will never be another opportunity. But why would you wait until the market goes crazy when you have it really nice, really calm right now, almost no competition for an owner occupants. It's really an investor market right now. We can pick and we can be diligent, and we can negotiate with the builders and all this nice stuff, no time pressure. They even tell you, I know Keith. They tell you, too, when you have a client, make first sure that the client is qualified before we even talking about price. I remember times when I bought where I was told you have 72 hours to decide if you want it or not and get it under contract because of 100 people out the door who want it, it's the calm before the storm. If you ask me, I can tell exactly when that storm is really gonna hit, but nobody can convince me that if five years the market is basically frozen, that when you release it and open the door, that it's not going to be pretty crazy. Yeah, no, in my opinion,   Keith Weinhold  46:01   that's a good analogy. We're in this period where we have a compressed spring lower interest rates could open up that spring to bounce up, because we have, really, it's all this pent up demand, a pent up demand spring, and we know as mortgage rates fall, millions more people qualify increasing demand for a fixed supply of housing. Well, this has been helpful for the audience. In closing, Dr meyerhoffer, do you have any last thoughts, anything else that you want to share with the GRE audience at all?   Dr Axel Meierhoefer  46:35   Well, the one thing I would say is, you know, you want to work with somebody real estate investing, when you have somebody who has built the experience, like you have Keith with you, the programs and all the partners you're working with, similar to me, over the last 10 years, I think it's a great opportunity to do it now, where you can and have the time to learn and work together and take advantage of this relatively Calm market, because it's probably not going to stay that way. And on the other hand, I also feel that too many people are going like you said, in a slightly different context, after the current shiny object. And I would hate for people that made good money in the last year or two in the stock market to lose it all, because what goes up comes down, especially in these kind of assets, why not take some profits and put it where you really have the long term perspective, like you and I have always suggested for people,   Keith Weinhold  47:29   and is there a good resource where someone can connect with you? Because we've learned that you've taken such an interest in this and you've begun mentoring people. Is it ideal wealth grower?   Dr Axel Meierhoefer  47:38   Yeah. Idealwealthgrower.com we have a button for a complimentary conversation to just book a call. I would assume you agree. You know, when you work with people for longer term and for the personal things like money and investing, you kind of have to have a good relationship. You have to kind of in agreement where you want to go and whether you like each other and have a good energy with each other. So I always feel, let's talk, let's get to know each other. And if we decide we want to work together, then we do that. And if somebody says, You know what I really want to do, apartments. I know people. You know people, we can direct them to. Some people want to do storage units or whatever. So these conversations are really to say, let's get to know each other and see if the goals you have match with what I can help you with. And if that's a yes, then we are off to the races.   Keith Weinhold  48:24   Sort of reassuring in this algorithmic world that we live in, in this highly digital world that people you know really still matter, it's still about your connections with people. Dr Meyer Hopper, it's been great getting your perspective. Thanks so much for coming onto the show.    Dr Axel Meierhoefer  48:42   Thank you, Keith, for having me.   Keith Weinhold  48:49   Yeah, with the first GRE listener guest, Luke, it's just exemplary of how when you own the property now you make the rules, and in this case, you can increase your income multiples by converting your rental property into residential assisted living with the second listener guest, Dr meyerhoffer, I like his analogy of the coiled spring ready to open up as pent up housing demand should get released With lower interest rates. Both guests have a Military Connection, which is merely a coincidence. But today's listener guests were chosen because, unlike others that we've had here, they've each started their own real estate mentoring platforms influenced by listening to this show.    Keith Weinhold  49:35   Now in the preview to today's episode, I let you know that I have an opportunity to tell you about it's been pretty well documented that both Florida and Texas have temporarily overbuilt pockets, and this is where home builders, sometimes desperate, are willing to give you a deep deal. I've discussed Florida and their specific opportunities. What? About Texas? Listen to these deep deals, because Texas, it is one of the most in demand states for real estate investing, but cash flow is often hard to find due to property taxes and rising prices. That's why I'm excited to announce that here at GRE us with our coaches, we found a tiny stash of new construction, yet tenant occupied properties in San Antonio, the Houston suburbs and Dallas suburbs, and they are available exclusively to GRE listeners, four bed homes under 340k here's what's remarkable. There's up to $41,000 to you in incentives. That is 12% back at closing, interest only loan options as low as four and three quarter percent. Yes, they're already leased to long term tenants. This is a 19% cash on cash return potential put these properties into service and get bonus depreciation, like I discussed last week, up to $94,000 these incentives are just massive, and you can qualify with DSCR loans, no tax returns required, no w2 required. I mean, this whole thing is a bigger deal than a Bucky brisket sandwich, something else you'll find in Texas. These are all built either this year or last year. For example, like this beautiful three bed, two bath, single family rental in Conroe, Texas that I'm looking at right now. The sale price is just $279,900 and then you get all those incentives. The rent is almost $2,000 it's 1950 and it's over 1500 square feet on this really good looking property with garage. That's just an example of one of the income properties I'm talking about here. They are off market and they won't be available long. Don't miss out on this best performing Texas inventory we've seen many are already cash flowing, $500 plus a month. Chat with a GRE investment coach, and they'll show you the best picks before this inventory evaporates. Book time with them. It's free. You can do that at GRE investment coach.com. Until next week. I'm your host, Keith Weinhold, don't quit your Daydream.   Speaker 4  52:47   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  53:10   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point, because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream. Letter, it wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text gre 266, 866,   Keith Weinhold  54:26   The preceding program was brought to you by your home for wealth. Building, get richeducation.com 

If rejection is the price of success, how many “no's” are you willing to endure before you get your breakthrough “yes”? In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with powerhouse agent, author, and YouTube influencer Kati Spaniak. From her beginnings in photography and graphic design to building a half-billion-dollar sales career, Kati shares the pivotal moments that shaped her journey—navigating 9/11's economic crash, re-entering real estate post-divorce, and scaling to become one of the top agents in her market. Her story reveals the discipline of hyperlocal focus, the power of rejection as a growth tool, and the necessity of deep market knowledge. Kati also opens up about her YouTube strategy that grew to over 64,000 subscribers and 3 million views. She breaks down the do's and don'ts of national vs. local content, why you must speak to one clear audience, and how she's turned her platform into a nationwide referral network. Whether you're a new agent, a seasoned pro, or a content creator looking to grow your influence, her insights on business focus, mentorship, and personal branding are invaluable. Subscribe to the Real Estate Excellence podcast and connect with us on social media for more unfiltered conversations with top industry leaders. Ready to level up your real estate game? Take Kati's challenge—commit to mastering your craft, one hyper focused step at a time.   Highlights: 00:00 - 12:45 Early Career & Breaking Into Real Estate ·        From photography to graphic design in real estate marketing ·        Launching her own marketing firm before 9/11 ·        Economic collapse forcing a career pivot ·        Partnering with her mother in real estate ·        Early industry observations before the 2008 crash 12:46 - 21:05 Restarting & Rising to the Top Locally ·        Re-entering real estate post-divorce ·        Hyperlocal strategy for market domination ·        Running the numbers to identify opportunity ·        Scaling from $3M to $24M in three years ·        Avoiding overexpansion mistakes 21:06 - 29:15 Brokerage Choices & Agent Mindset ·        Why your business isn't your brokerage's brand ·        Choosing the right brokerage model for your strengths ·        Cloud brokerages vs. traditional offices ·        Resilience through rejection ·        Coaching and continuous education 29:16 - 38:40 Building a Real Estate Team ·        Recognizing personal strengths & weaknesses via DISC ·        Early mistakes and financial pitfalls of team building ·        Paying for tasks before sharing commissions ·        The reality of turnover and agent retention ·        Location-dependent viability of teams 38:41 - 47:55 YouTube Strategy & Growth Lessons ·        Initial failed attempts with outsourced video production ·        Narrowing audience focus to sellers ·        The dangers of mixing national and local content ·        Hyperlocal channel creation for Valencia subdivision ·        Understanding YouTube's algorithm and audience trust 47:56 - 1:21:20 Referrals, Brand Power & Social Proof ·        Converting YouTube reach into a referral network ·        Vetting agents and maintaining standards ·        Balancing national reach with local presence ·        Social proof as a marketing asset ·        Using video strategically for credibility   Quotes: “Selling real estate made me a better person because it taught me how to get back up after thousands of rejections.” – Kati Spaniak “You can only speak to one person on YouTube—mixing messages will kill your channel.” – Kati Spaniak “A team is a losing proposition unless you know exactly how to structure and feed it.” – Kati Spaniak “If sellers choose the wrong agent, they can lose tens or even hundreds of thousands of dollars.” – Kati Spaniak   To contact Kati Spaniak, learn more about her business, and make her a part of your network, make sure to follow her on her Website, Instagram, Facebook, and YouTube.   Connect with Kati Spaniak! Website: https://www.katispaniak.com Instagram: https://www.instagram.com/katispaniak/ Facebook: https://www.facebook.com/katispaniak YouTube: https://www.youtube.com/channel/UChYYnJlrKrEZySmGzhzj7-Q   Connect with me! Website: toprealtorjacksonville.com   Website: toprealtorstaugustine.com    SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best.   #RealEstateExcellence #KatiSpaniak #RealEstateSuccess #YouTubeForRealtors #HyperlocalMarketing #RealEstateTips #TeamBuilding #RealEstateAgentLife #SellerTips #RealEstateCoaching #ReferralNetwork #AgentMindset #RealEstateBranding #SocialProof #CloudBrokerage #MarketDomination #OvercomingRejection #RealEstateStrategy #ListingAgentTips #ContentMarketingForAgents

Joyce talks about evil in the world and how a Chinese National who was denied visa in Australia harmed an infant at random. Joyce also talks about Secretary of Homeland Security Kristi Noem having to be moved to another secure location after new papers revealed her address. Marco Rubio shutting down the media over false information about European leaders visiting the White House and Zelenski. Don Lemon says the media shouldn't cover Trump, and Trump to end mail-in ballots and voting machines to end voter fraud. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Find more information at: www.destinychurch.com Service Times: Weekend - Sun 10am Location: 1700 S. Aspen Ave. Broken Arrow, OK 74012 Phone: (office is open Monday-Thursday) 918-259-9080

You were made for action, not just to sit on the sidelines.  When you take a step forward in faith, God stretches you – you grow and get stronger. But the step you take doesn't just impact your life, it pushes others forward.  When YOU take new ground, WE take new ground!DISCUSSION QUESTIONS: CLICK HEREABOUT FEARLESS CHURCHFearless Church is here to help you live boldly for Jesus. Wherever you are in your faith journey, we'll walk with you as you grow, take your next step, and make a difference. Let's pursue a movement of faith together that changes lives—starting with yours! LOCATION & TIMES2601 E. Alex Bell Road, Dayton, OH 45459 Sundays - On-campus: 9:30 & 11 AM | Online: Facebook & YouTube at 11 AM. Get more info about us at befearless.org.FIND US ON SOCIAL MEDIAFacebook: https://www.facebook.com/FearlessChurchOhioInstagram: https://www.instagram.com/fearlesschurchohio/YouTube: www.youtube.com/@FearlessChurchOhio

Action Church exists to REACH people where they are and CONNECT them to everything God has for their life. If you gave your life to Christ today, we would love to partner alongside you to walk you through next steps. Please let us know about your decision here: theactionchurch.com/card If you want be a part of the mission of Action Church to REACH people where they are and CONNECT them to everything God has for their life, you can be a part by worshiping God with your giving through Action Church by visiting: theactionchurch.com/give Stay Connected - Find a Location and Service Time Website: theactionchurch.com Instagram: instagram.com/theactionchurch Facebook: facebook.com/theactionchurch

⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: http://coachcarson.com/rpm   

Mike and Wes review all the happenings from Indianapolis, featuring the update on QB Jordan Love (1:27), their takeaways from the joint practice with the Colts (5:21), including a particularly strong day for the defense (7:53) and the work of K Brandon McManus (12:21). They also preview what they're watching for in Saturday's preseason game (16:48).See omnystudio.com/listener for privacy information.

From Dearborn to Detroit, Jer and Devon have you covered on this Friday edition of your Daily Detroit. Recorded at the under-renovation historic Fair Lane house, the historic home of Henry Ford, we discuss: Fun things and progress on the historic home project - A recent trip to the new Warda in Little Village in Detroit, and how it's magical on McClellan, a neighborhood Jer knows well The new Qimmah coffee shop in West Dearborn in the old Lynch's space on Howard Plus commentary on the importance of taking some risks that pay off Feedback as always - dailydetroit -at- gmail -dot- com or leave a voicemail 313-789-3211. Follow Daily Detroit on Apple Podcasts: https://podcasts.apple.com/us/podcast/daily-detroit/id1220563942  Or sign up for our newsletter: https://www.dailydetroit.com/newsletter/  

Click Here for the Show Notes In this episode, the host answers a question from Jade, who is considering refinancing a nearly paid-off rental to invest in more cash-flowing properties. He explains that this strategy often increases overall income, even with added debt, as long as the new properties are in good markets. A 30-year mortgage near retirement isn't a major concern if the goal is long-term cash flow and wealth-building. Jade also asks about Airbnb or short-term rentals in multifamily properties, which can work well if the location has strong demand, but long-term rentals offer more stability. Overall, the strategy seems sound if the numbers work. Contact Us to schedule your call today. -------------------------------- Throwback Thursday Episode (The episode originally took place in the year 2019) This episode is part of our Throwback Series and may include references to older content such as webclasses, events, promotions, or links that are no longer active or available. While the conversation and insights still hold value, please note that some information may be outdated. -------------------------------- If you missed our last episode, be sure to listen to Leverage, Location, and a Little Memphis Magic Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Our team of Investment Counselors has much more inventory available than what you see on our website.  Contact us today for more deals.

On Monday the 12th of May 1975 at 2:40pm, two prostitutes on the first and second floors of 3 Peter Street were ‘entertaining' their clients. With these small flats connected by a communal door, their punters rang the right bell for Jeanne, the left bell for ‘Sheila' and were greeted on the stairwell by the correct prostitute's maid. It was all very businesslike and efficient for these two professional woman.But with a campaign of violence between rival gangs having torn apart this side of the city, as bad men did bad things for selfish reasons, two women would become the unwitting victims of ‘The Syndicate'.Location: second floor, 2-3 Peter Street, Soho, London, UK, W1Date: Monday the 12th of May 1975 at 2:40pm Victims: Jeanne Odette Juliette Western & Pietrina ConzimuCulprits: Joseph Frendo acquitted (Alfred Paul Tabone, John Everett) - never triedMurder Mile is one of the best UK / British true crime podcasts covering only 20 square miles of West London. Triple nominated at the True Crime Awards and nominated at the British Podcast Awards. It is researched, written and performed by Michael of Murder Mile UK True Crime Podcast with the main musical themes written and performed by Erik Stein and Jon Boux of Cult With No Name and additional music, as used under the Creative Commons License 4.0. A full listing of tracks used and a full transcript for each episode is listed here and a legal disclaimer.This episode features a promo by our good friends at Seeing Red. For links click hereTo subscribe via Patreon, click here Support this show http://supporter.acast.com/murdermile. Hosted on Acast. See acast.com/privacy for more information.

- block releases proto mining open source and modular mining rig https://proto.xyz - treasury secretary scott bessent says SBR is around 125k btc, does not intend to buy more, will focus on confiscation https://x.com/TFTC21/status/1956013601741005172 - US Producer Prices Rise by Most in Three Years on Services https://archive.is/xzohV - Polymarket: Fed decision in September? https://polymarket.com/event/fed-decision-in-september - Bolivia | Banks Limit Withdrawals as Digital Asset Usage and Inflation Climb In Bolivia, where annual inflation has reached 25% and banks have been limiting withdrawal of US dollars to $100 a week, Bloomberg reports that Bolivians are turning to Bitcoin and digital assets as alternatives to the boliviano. “I'm not the only one using Bitcoin,” Christopher Salas, a coffee vendor in La Paz, said. “There's a barbershop over there and a gym that also accepts satoshis.” For Salas, Bitcoin is both a hedge and a protest: “a way to preserve the value of my savings, but also a way to go against the system, against bureaucracy.” Bolivia's hybrid authoritarian regime lifted a decade-long ban on digital assets in 2024. Since then, the volume of digital asset payments has grown more than fivefold to nearly $300 million in the first half of 2025. The University of San Andres allegedly pays its international faculty in Bitcoin. Carlos Neira, co-founder of Colombian wallet provider Meru, reports a staggering 6,600% increase in Bolivian users since the ban was lifted. FinancialFreedomReport.org - Founder of SimpleX on why he is not implementing MLS https://www.poberezkin.com/posts/2025-08-12-mls-the-naked-king-of-end-to-end-encryption.html - Signal boss: ‘disturbing' laws show the UK doesn't understand tech https://archive.is/BtZD0 - Location tracking based on photos https://archive.is/YjaYy + https://x.com/heinenbros/status/1941943605343785219 - American Hodl vlogs on nostr https://primal.net/e/nevent1qqs9gs5rrya4f3zql67yzemwmkehm96d7cxwakypjelp4xayqa36a2ctlx4zp 0:00 - Intro 2:35 - Block Rig 14:46 - Monero attacks 23:24 - Bessent's stealing your coins 27:29 - PPI 32:50 - Polymarket fed decision 36:53 - HRF Story of the Week 52:09 - Poberezkin MLS blog 56:14 - Ark mainnet 1:00:40 - Signal boss calls out UK 1:01:57 - AI Surveillance 1:06:46 - HODL v-logging on Nostr 1:10:46 - Boosts 1:17:11 - Stoneridge Shoutout to our sponsors: Coinkite https://coinkite.com/ Bitkey https://bitkey.world/ Stakwork https://stakwork.ai/ Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/marty Newsletter https://tftc.io/martys-bent/ Podcast https://tftc.io/podcasts/ Follow Odell: Nostr https://primal.net/odell Newsletter https://discreetlog.com/ Podcast https://citadeldispatch.com/

Support #Millennial! Pledge on Patreon and receive lots of perks: https://patreon.com/millennial Visit our merch store: https://shop.millennialshow.com Watch episodes on YouTube: https://www.youtube.com/@millennialpodcast Real talk y'all: this week we're busting the myth about Instagram's new Map feature. No, it's not sharing your live location by default, so take a rest from those social media chain letters. We're also pouring one out for AOL Dial-Up: believe it or not, 1% of US internet users were still relying on this! Plus: Trump's authoritarian move to federalize the police force in D.C., and the implications that move has for first amendment rights. We also tackle the latest CDC data showing the U.S. fertility rate has hit a historic low. What's behind the drop, and why are politicians and pronatalists freaking out? We unpack the cultural, economic, and personal reasons more people are choosing to go child-free, and the absurdity of thinking. that restricting access to healthcare and a bigger tax credit can fix it all. It's a TV-centric recommendations kinda week: ABC Summer Games (Andrew), 'Hurricane Katrina: Race Against Time' on Hulu/Disney+ (Laura), and 'Outlander: Blood of My Blood' on Starz (Pam). And in this week's installment of After Dark: Inspired by our findings in the main show that Instagram's new Maps feature is not sharing your location by default, we're asking ourselves... how much info is TOO much info to share? Location sharing may be a modern convenience, but it's also inspiring friend group drama and a ton of privacy fails. Should we be more deeply concerned about how much we're willing to share (and stalk) via location apps? And right on cue, a revelation is made on air that creates jealousy on the panel re: location sharing. Oops! Learn more about your ad choices. Visit megaphone.fm/adchoices

View this video at https://macmost.com/how-to-change-photo-time-and-location-in-mac-photos.html. If the date and time of a photo in your Photos library is wrong, you can change it by adjusting the time zone or just changing the date or time itself. You can do this for multiple photos at the same time. You can also set or change the GPS location of a photo.

Ann Pells shows aspiring entrepreneurs how to acquire already profitable, professionally managed small businesses that can net $10K/month—while requiring only about an hour a week to oversee. Drawing on her own journey from financial crisis to portfolio business owner, Ann explains how to find, fund, and operate recession-resistant companies without becoming a full-time operator yourself. On this episode we cover: From pink slip to passive ownershipYears ago, Ann's family was blindsided when her husband was laid off—their only income source at the time. With three young kids, she vowed never to rely on one job again. After trying time-intensive real estate investing, she realized she needed teams and systems to create income without 60–80 hour work weeks. The turning pointFive years ago, she discovered a funding and management team (via a 5‑minute YouTube video) that helped her pay off her house in five years and access $200K for business acquisitions. That same team now helps her—and her clients—find, vet, fund, and manage those businesses. First acquisition Type: Water delivery service (home essentials niche) Structure: Partnered with ~10 existing investors, stepped into a deal mid-process with management team in place. Why that industry: Recession-resistant necessity (like plumbing, HVAC, medical, funeral homes, etc.). Deal sourcing Common public marketplaces: BizBuySell, Website Closers, etc. Ann's management team does the research, shortlists candidates that match her criteria, and later operates the business post-close. Location can be local or remote if a strong manager is in place. Buyer criteria Target: ~25% profit margin Industries with steady demand regardless of economy. Prefer businesses already running well—opportunities to add tech or optimization for increased value at resale. Always buy with an exit strategy in mind (3–5 year horizon), even if planning to hold long term. Financing approaches Revenue-based financing: Loans underwritten on the target business's financials, not the buyer's personal credit. Seller financing where possible. Partnering to share risk and split profits. Her current portfolio 4 operating businesses Purchasing 2 more now Leverages same management/funding network for all deals Practical Advice for Aspiring Acquirers: Think recession resistance: Focus on “needs” industries like home services, healthcare, essentials. Use other people's expertise: Partner with existing managers and acquisition pros—don't try to play every role. Let the numbers guide you: Profit margin, stable cash flow, and solid P&L history matter more than “charm” or trendiness. Ask “How can I?” not “Can I?” — Shifts your brain into solution-finding mode. Top 3 Takeaways: Buying beats building: Acquire something already working with cash flow and processes in place. Partnering & management = leverage: You don't need to personally operate the business to benefit from it. Funding is out there: Revenue-based and seller financing can drastically reduce or eliminate upfront out-of-pocket costs. Notable Quotes: “Instead of telling ourselves we can't, ask: How can I?” “We don't buy to give ourselves another job—we buy with management teams in place so it's hours a week, not hours a day.” “Recession-resistant means: people need it whether the economy booms or busts.” Connect with Ann Pells: Website: lifegiverlegacy.com

Click Here for the Show Notes "Leverage, Location, and a Little Memphis Magic" emphasizes that long-term success in real estate and business comes from a powerful combination: using leverage strategically, selecting the right location or neighborhood grade, investing in a city with strong fundamentals like Memphis, and surrounding yourself with a great team. Leverage allows investors to grow faster by using financing or partnerships, while choosing neighborhoods with solid growth potential ensures long-term value. Memphis stands out with its central location, logistics infrastructure, cultural vibrancy, and affordability—making it a smart place to invest. But none of this works without a trusted team of professionals—realtors, lenders, contractors, and advisors—who help execute the vision. When you combine smart capital, strategic geography, the right people, and a little Memphis magic, the result is a powerful path to sustainable success. Ready to take the next step? Build your team, do your homework, and start investing in Memphis—where opportunity meets momentum.