Podcasts about investing in real estate

Josh worked for  returns to the Uncommon Real Estate Podcast to share lessons from building a business that creates freedom, wealth, and long-term success.In this episode, Chris and Josh discuss what it takes to build a real estate business that can thrive without your constant involvement, the power of systems and leadership, and why so many entrepreneurs struggle because they keep "moving the goalposts." Josh also shares insights on wealth creation, agent training, and designing a life that doesn't require endless hustle.In This Episode: Building a business that doesn't depend on you  The I-We-They model for leadership and delegation  Creating repeatable systems that scale  Why most agents quit too soon  Coaching and training for long-term success  Wealth building through real estate  Avoiding burnout while growing your business  The importance of defining what "enough" looks like  Why FREEDOM—not production—is the ultimate goalResources Mentioned:The Millionaire Real Estate Agent by Gary KellerConnect with Josh Stern:Email: josh@sternteam.comWebsite: www.sternteam.comConnect with Chris:Instagram: @craddrockFacebook: Chris Craddock BusinessRESOURCES: 

  Join Nick Lamagna on The A Game Podcast with his guest Tommy Harr, the phenom real estate investor, social media star and host of Zombie House Flipping: Family Busines on A&E! Celebrating the launch of Tommy Harr's new hit tv show with a re-release of our fantastic conversation!  We're beyond proud of Tommy and so happy for the opportunity he has to show people how one of the truly good guys in the business is crushing it with the people he loves.  Tommy went from a D-1 Athlete out of Ohio and climbed his way through the ranks of being a home inspector and Property preservationist.  Tommy Transitioned his drive and discipline from soccer to a career In real estate investing and now even a social media STAR with a tremendous following you need to check out if you have not already! In his 20's Tommy has achieved so much including building a portfolio over 65 rentals worth over 15 million, 25 Short term rentals managed in house, done over 100 wholesale deals and renovated over 150 properties!  He has been featured twice on Business Insider in 2022  and he is now building a community where he is teaching others to find the success he has found called The Real Side Real Estate Education. Don't miss this episode with a lot of great straight forward content on getting your first deals, rehabbing, keeping yourself safe in this dynamic market and scaling your business to financial freedom through real estate investing. Topics for this episode include: ✅ How real estate investors should adjust numbers to stay safe in todays market ✅ Is there too big a budget when flipping houses ✅ Can you cash flow with todays interest rates ✅ How real estate investors should pay your contractors ✅ Quick ways to tell if you have a bad contractor ✅ How to use social media to build your real estate business ✅  Growing your social media in a short amount of time + More! See the show notes to connect with all things Tommy Harr!    Connect with Tommy: www.tommyharr.com Tommy Harr on Facebook Tommy Harr on TikTok Tommy Harr on Twitter Tommy Harr on LinkedIn Tommy Harr on Youtube Tommy Harr on Instagram Tommy's Free Wholesaling Course Watch Zombie House Flipping: Family Business on A&E --- Connect with Nick Lamagna www.nicknicknick.com Text Nick (516)540-5733 Connect on ALL Social Media and Podcast Platforms Here FREE Checklist on how to bring more value to your buyers

Today's episode takes a different direction. Instead of talking about where to buy, what to buy, cash flow, financing, rent, tenants, or market trends, Wayne and Gabby talk about something that stops many people before they ever buy their first rental property. Negative people. Fearful people. Family members. Friends. Co-workers. People who mean well, but still fill your head with doubt. In this episode, Wayne and Gabby talk about why so many people want to invest in real estate, learn the strategy, understand the numbers, and still never take action. Sometimes the problem is not money. Sometimes the problem is not mortgages. Sometimes the problem is not a lack of good deals. Sometimes the real problem is the people around you. Wayne shares what he has seen after working with well over 1,000 real estate investors across Canada. Many smart, capable people stop moving forward because they are afraid of what other people will think, what other people will say, or how family and friends will judge them. Gabby explains how negative people rarely stop your success directly. Instead, they stop it indirectly by creating doubt, hesitation, fear, and inaction. Wayne and Gabby also share personal stories about starting out, dealing with unsupportive people, moving across the country, building confidence, and learning how to protect your goals from other people's fears. They discuss why some people criticize because they are jealous, why others criticize because they are scared for you, and why some people simply project their own limitations onto your future. The message is simple: you cannot build a better life while allowing people who are stuck, fearful, jealous, or unsupportive to control your decisions. Sometimes you need to limit exposure. Sometimes you need to set boundaries. Sometimes you need to stop discussing your goals with certain people. And sometimes, when someone is actively trying to hold you back, you may need to create distance or cut them out altogether. Wayne and Gabby also talk about the importance of finding a new circle of supportive people who understand what you are trying to build. Whether that is through mentorship, community, networking, or surrounding yourself with people who are also taking action, the right environment can help you keep going when your old environment tries to pull you back. This episode is for anyone who knows they want more from life but feels stuck because of the people around them. If you are waiting for everyone to understand you, agree with you, support you, or cheer for you before you start, you may never start. At some point, you have to decide whose life you are building. Theirs or yours. What You'll Learn in This Episode Why today's episode is not about real estate strategy, but about why people do not take action Why negative people can stop investors before they ever buy a property Why fear of judgment holds so many people back Why friends, family, co-workers, and relatives can affect your confidence Why some people criticize because they are jealous Why some people criticize because they are projecting their own fears Why even well-meaning family members can create doubt Why negative people rarely stop success directly How doubt, hesitation, fear, and inaction slowly build over time Why Wayne moved across the country to create a fresh start Why Gabby struggled with fear early in their investing journey Why people often bring up worst-case scenarios when you share your goals Why you need to be careful who you share your plans with Why not everyone deserves access to your dreams Why setting boundaries matters Why limiting exposure to negative people may be necessary Why some people need to be cut out if they actively resent your growth Why creating a new circle of supportive people is so important Why community can help investors stay confident and take action Why the REI Masters community is intentionally built around supportive people Why your environment can either pull you forward or hold you back Why you cannot wait for everyone else to believe in your future Why you need to take ownership of your own life and decisions Upcoming Events Edmonton Garden Suites 101 July 24, 2026 Edmonton, Alberta www.reimasters.ca REI Masters Edmonton Real Estate Investing Bus Tour August 22, 2026 www.reimasters.ca/edmontonbustour About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through the REI Masters Mentorship Program, they help Canadians build long-term wealth through rental properties, BRRRRs, joint ventures, seller financing, rent-to-own, garden suites, and other real estate investing strategies. The Canadian Real Estate Investing Morning Show releases new episodes every weekday morning featuring real stories, market analysis, coaching conversations, investor questions, landlord advice, personal development, and practical real estate investing education. Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Bookkeeping and tax help for real estate investors: www.finngo.com/rei Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question: info@reimorningshow.com Thanks to Our Sponsors Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm www.finngo.com/rei Kirkwood & Brennan Mortgage Group – Investor-Focused Mortgage Brokers www.kbmortgages.ca keaton@kbmortgages.ca  

Today's episode takes a different direction. Instead of talking about where to buy, what to buy, cash flow, financing, rent, tenants, or market trends, Wayne and Gabby talk about something that stops many people before they ever buy their first rental property. Negative people. Fearful people. Family members. Friends. Co-workers. People who mean well, but still fill your head with doubt. In this episode, Wayne and Gabby talk about why so many people want to invest in real estate, learn the strategy, understand the numbers, and still never take action. Sometimes the problem is not money. Sometimes the problem is not mortgages. Sometimes the problem is not a lack of good deals. Sometimes the real problem is the people around you. Wayne shares what he has seen after working with well over 1,000 real estate investors across Canada. Many smart, capable people stop moving forward because they are afraid of what other people will think, what other people will say, or how family and friends will judge them. Gabby explains how negative people rarely stop your success directly. Instead, they stop it indirectly by creating doubt, hesitation, fear, and inaction. Wayne and Gabby also share personal stories about starting out, dealing with unsupportive people, moving across the country, building confidence, and learning how to protect your goals from other people's fears. They discuss why some people criticize because they are jealous, why others criticize because they are scared for you, and why some people simply project their own limitations onto your future. The message is simple: you cannot build a better life while allowing people who are stuck, fearful, jealous, or unsupportive to control your decisions. Sometimes you need to limit exposure. Sometimes you need to set boundaries. Sometimes you need to stop discussing your goals with certain people. And sometimes, when someone is actively trying to hold you back, you may need to create distance or cut them out altogether. Wayne and Gabby also talk about the importance of finding a new circle of supportive people who understand what you are trying to build. Whether that is through mentorship, community, networking, or surrounding yourself with people who are also taking action, the right environment can help you keep going when your old environment tries to pull you back. This episode is for anyone who knows they want more from life but feels stuck because of the people around them. If you are waiting for everyone to understand you, agree with you, support you, or cheer for you before you start, you may never start. At some point, you have to decide whose life you are building. Theirs or yours. What You'll Learn in This Episode Why today's episode is not about real estate strategy, but about why people do not take action Why negative people can stop investors before they ever buy a property Why fear of judgment holds so many people back Why friends, family, co-workers, and relatives can affect your confidence Why some people criticize because they are jealous Why some people criticize because they are projecting their own fears Why even well-meaning family members can create doubt Why negative people rarely stop success directly How doubt, hesitation, fear, and inaction slowly build over time Why Wayne moved across the country to create a fresh start Why Gabby struggled with fear early in their investing journey Why people often bring up worst-case scenarios when you share your goals Why you need to be careful who you share your plans with Why not everyone deserves access to your dreams Why setting boundaries matters Why limiting exposure to negative people may be necessary Why some people need to be cut out if they actively resent your growth Why creating a new circle of supportive people is so important Why community can help investors stay confident and take action Why the REI Masters community is intentionally built around supportive people Why your environment can either pull you forward or hold you back Why you cannot wait for everyone else to believe in your future Why you need to take ownership of your own life and decisions Upcoming Events Edmonton Garden Suites 101 July 24, 2026 Edmonton, Alberta www.reimasters.ca REI Masters Edmonton Real Estate Investing Bus Tour August 22, 2026 www.reimasters.ca/edmontonbustour About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through the REI Masters Mentorship Program, they help Canadians build long-term wealth through rental properties, BRRRRs, joint ventures, seller financing, rent-to-own, garden suites, and other real estate investing strategies. The Canadian Real Estate Investing Morning Show releases new episodes every weekday morning featuring real stories, market analysis, coaching conversations, investor questions, landlord advice, personal development, and practical real estate investing education. Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Bookkeeping and tax help for real estate investors: www.finngo.com/rei Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question: info@reimorningshow.com Thanks to Our Sponsors Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm www.finngo.com/rei Kirkwood & Brennan Mortgage Group – Investor-Focused Mortgage Brokers www.kbmortgages.ca keaton@kbmortgages.ca  

Most agents say they want to grow, but very few make the changes necessary to reach the next level. In this solo episode, Chris unpacks why change is so difficult and shares the three key ingredients that create lasting transformation in business and life: education, accountability, and tribe. Through stories from his own journey in real estate, coaching, fitness, and leadership, Chris explains why your environment matters more than your intentions—and how getting around the right people can completely change your trajectory.In This Episode: Why most people want change but struggle to sustain it  The hidden reason motivation alone never works  How continuous education creates growth opportunities  Why accountability accelerates results and eliminates excuses  The role coaching played in Chris's business transformation  How identity and community influence performanceHit Chris up: Facebook - https://www.facebook.com/ChrisCraddockBusiness/Instagram - https://www.instagram.com/craddrock/RESOURCES: 

In this episode of Uncommon Real Estate, Chris shares some of his biggest takeaways from his experience with Tony Robbins. From leadership and investing to mindset, fear, gratitude, and personal responsibility, Chris breaks down the lessons that challenged his thinking and reinforced what it takes to build lasting wealth.Success isn't about having perfect timing or perfect conditions. It's about developing the mindset to anticipate opportunities, take action despite fear, and consistently invest in your future. The people who build extraordinary businesses and lives aren't necessarily smarter—they simply learn to think differently and act decisively when others hesitate.Whether you're a real estate agent, investor, entrepreneur, or someone looking to level up in life, this episode is packed with practical insights and timeless wisdom you can apply immediately.In This Episode, You'll Learn: Why "leaders anticipate, losers react"  The importance of monthly recurring revenue (MRR) in building wealth  How successful investors navigate uncertain markets  Why time in the market beats timing the market  The powerful mindset lesson behind the "monkey and the apple" story  How fear and rejection keep people from reaching their potential  What Tony Robbins taught Chris about leadership, growth, and opportunity Hit Chris up: Facebook - https://www.facebook.com/ChrisCraddockBusiness/Instagram - https://www.instagram.com/craddrock/RESOURCES: 

In this episode, Rodrigo Serzedello shares his journey from family real estate investments in Brazil to becoming a successful realtor and investor in San Diego and Cincinnati. He discusses investment strategies, market challenges, and practical advice for aspiring investors looking to grow in competitive markets.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Most real estate agents assume the highest offer always wins. But Chris has learned that price is only part of the equation.In this solo episode of the Uncommon Real Estate Podcast, Chris breaks down the negotiation strategies that consistently help his buyers win even when someone else is willing to pay more. From creating certainty for sellers to leveraging stronger terms, lender relationships, and strategic offer deadlines, you'll learn the practical tactics that separate winning agents from everyone else.In This Episode, You'll Learn: Why the highest offer doesn't always win  How to use BATNA (Best Alternative to a Negotiated Agreement) in negotiations  Why certainty is one of the most valuable assets in any real estate transaction  The role lender communication plays in winning competitive offers  The importance of reputation and likability in long-term success  How to make your offer "easy to say yes to"  Simple systems every buyer's agent should implement immediately Resources MentionedNever Split the Difference by Chris Voss Getting to Yes by Roger Fisher and William Ury How to Win Friends and Influence People by Dale Carnegie Influence by Robert CialdiniHit Chris up: Facebook - https://www.facebook.com/ChrisCraddockBusiness/Instagram - https://www.instagram.com/craddrock/RESOURCES: 

What separates average listing agents from elite negotiators? In this episode, Chris Craddock breaks down the negotiation tactics every listing agent should know to help sellers maximize leverage, create competition, and avoid leaving money on the table.Chris shares why getting a home under contract “in four hours” may actually be a bad thing, how strategic pricing creates stronger offers, and why days on market can quietly destroy seller leverage. He also dives into the psychology behind multiple-offer situations, emotional decision-making, escalation clauses, and how top agents guide buyers and sellers through high-stakes negotiations without letting ego get involved.Whether you're representing sellers, buying investment properties, or simply trying to become a stronger negotiator in every area of life, this episode is packed with practical strategies you can implement immediately.In This Episode: Why “days on market” is the enemy of price  The biggest negotiation mistakes listing agents make  Why accepting an offer too quickly can cost sellers money  Chris's ideal listing launch strategy  How to create leverage through multiple offers  Why escalation clauses often hurt sellers  The psychology of emotional investment in negotiations  The difference between verbal and written negotiations  What the “dang it number” means for buyers  How ego destroys real estate deals Key Takeaway:Great negotiation is not about “winning” the battle — it's about creating the best possible outcome for your client while keeping emotions and ego under control.Hit Chris up: Facebook - https://www.facebook.com/ChrisCraddockBusiness/Instagram - https://www.instagram.com/craddrock/RESOURCES: 

To begin investing in real estate with a self-directed IRA, schedule a call with our team at Directed IRA: https://directedira.com/appointment/In this special episode of the Directed IRA Podcast,  we had Nate Hare (Vice President at Directed IRA) walk through the step-by-step process of buying real estate inside a self-directed IRA. This episode covers how self-directed IRAs work, funding your account, purchasing property correctly, handling expenses and rental income, avoiding prohibited transactions, using non-recourse financing, and when an IRA/LLC or Checkbook Control IRA may make sense. Whether you're new to self-directed investing or looking to expand your retirement strategy into real estate, this episode provides practical guidance and real-world examples to help you get started.Directed IRA Resource Directory: https://directedira.com/resource-directory/For questions or to learn more about this episode's topic, book a call with an IRA specialist here: https://directedira.com/appointment/Other:Mat Sorensen: https://matsorensen.comMark J. Kohler: https://markjkohler.com/ KKOS: https://kkoslawyers.comMain Street Business https://mainstreetbusiness.com

As AI reshapes the real estate industry, the agents who win won't necessarily be the ones working harder — they'll be the ones leveraging systems, automation, and virtual assistants better than everyone else.In this throwback episode, Chris sits down with former teacher turned real estate investor and entrepreneur Adrienne Green to unpack how she used virtual assistants to scale her business, buy back her time, and ultimately build a company she could step away from completely.Adrienne shares how leveraging overseas talent allowed her to focus on high-value activities, create a sellable business, and design a lifestyle centered around freedom instead of burnout.If you've ever felt stuck doing everything yourself, this episode is your wake-up call.Connect with Adrienne:VA Placement & Executive Assistant Services: https://workergenix.comInvestor Systems Coaching & Freedom Blueprint: https://adriennegreen.comHit Chris up: Facebook - https://www.facebook.com/ChrisCraddockBusiness/Instagram - https://www.instagram.com/craddrock/RESOURCES: 

What separates agents who survive from agents who thrive?In this powerful episode of the Uncommon Real Estate Podcast, Chris Craddock sits down with Branden Beasley to unpack the mindset shift that transformed his career — and his life. From Division I wrestling and boxing at the Naval Academy to nearly losing everything during the toughest real estate market in years, Branden shares how learning to “take a punch” became the foundation for explosive growth in business.Just two years ago, Branden closed only two deals and was bartending at night to stay afloat. Today, he's leading one of the fastest-growing operations in Richmond, building community through Hive Agent, and helping other agents level up their businesses.This conversation dives deep into rejection, resilience, leadership, personal reinvention, and why your ability to recover after setbacks matters more than talent alone.If you've ever been discouraged by the market, betrayed by a client, or questioned whether you're cut out for this business — this episode is for you.In This Episode, We Cover: Why rejection hits so hard in real estate  Lessons from wrestling, boxing, and combat sports  How elite performers recover after setbacks  The emotional reality of entrepreneurship  Why environment matters more than motivation  The mindset required to rebuild after failure  Going from 2 deals to explosive growth  Building confidence through systems and consistencyHit up Branden:Connect with Branden Beasley Instagram: @RealEstateBeasley  Hive Agent: Hive Agent Instagram: @Hive_AgentConnect with Chris:Instagram: @craddrockFacebook: Chris Craddock

If you've ever been told you're “great with people” but your production doesn't reflect it… this episode is what you need to hear.In this episode of the Uncommon Real Estate Podcast, Chris sits down with TJ O'Connell to unpack the hard truth that many agents never realize:

Most agents ignore renters. Andre built his business on them.In this episode, Chris sits down with Northern Virginia agent Andre Gutierrez to break down how a bunch of low-commission rental leads turned into buyers, repeat clients, and over a decade of referrals.Early on, Andre wasn't chasing listings, he was taking the deals nobody else wanted. Calling renters back. Asking better questions. And actually giving a damn about the outcome. That simple shift turned into: Consistent monthly income  A steady pipeline of buyers  And relationships still paying off 10+ years later What You'll Learn: Why renters are one of the most overlooked opportunities in real estate  The exact screening questions that separate time-wasters from real clients  How to position buying as the better option (without sounding pushy)  What most agents get wrong about “being helpful”  How one renter turned into 15+ deals over time  Why calling people back is still a competitive advantage  How to build relationships that actually compoundConnect with Andre:Instagram: @andresellsvaCall/Text: 703-586-7338

Vintage has long been critical to wine, scotch, cheese and other types of food, beverage, collectibles and so on. But vintage also counts in real estate investing. Dave Welk, managing director of acquisitions at Origin Investments, explains why. (04/2026)

Vintage has long been critical to wine, scotch, cheese and other types of food, beverage, collectibles and so on. But vintage also counts in real estate investing. Dave Welk, managing director of acquisitions at Origin Investments, explains why. (04/2026)

Are you making money… or actually building wealth and keeping more of it? In this episode of Life Changing Money, Barbara breaks down why real estate is one of the most powerful wealth-building tools for business owners and how it can dramatically reduce your tax bill at the same time. If you're generating income but not strategically turning it into long-term wealth, this episode will shift how you think about money. Barbara walks through practical ways to leverage what you already have (your income, your home, and your equity) to start building a real estate portfolio. Tune in to hear: Why real estate is a “dual-purpose” asset (wealth + tax savings) How to turn your personal home into your first rental property Creative ways to use equity (HELOCs & leverage) to buy more properties The truth about spending vs. investing as a business owner Key tax deductions real estate investors should never miss How home office deductions apply to rental properties What the self-rental strategy is and how it can offset business income How cost segregation can create massive upfront tax savings Why your accountant might be costing you money (and what to do instead) Overlooked deductions like vehicles, mileage, and equipment The importance of actually understanding your numbers (not outsourcing blindly) How to scale wealth faster by combining business income + real estate  

Join Dustin's Inner Circle Mastermind by applying here: https://masterpassiveincome.com/mastermindGet my real estate investing course for free! https://masterpassiveincome.com/freecourseJoin Dustin Heiner's 1on1 Real Estate Investor Coaching: engenier https://masterpassiveincome.com/coaching//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/AI is taking over all jobs and if you are not investing in real estate, you will not be able to afford to live.Links referenced in this episode:masterpassiveincome.com/freecourse

Dusten Hendrickson: The Passive Income Revolution: Investing in Real Estate Syndication Mailboxmoneyre.com About the Guest(s): Dusten Hendrickson is a seasoned real estate professional with over 20 years of experience in real estate development, design, and construction. He has managed projects totaling over $500 million, specializing in strategic land selection and wellness-focused apartment design. As the founder of Mailbox Money Real Estate, Dustin focuses on providing desirable, affordable housing solutions and strong investor outcomes. His expertise lies in delivering high-quality, strategic real estate options while addressing the affordable housing crisis in the Midwest USA. Episode Summary: In this dynamic episode of The Chris Voss Show, real estate guru Dusten Hendrickson dives into his expertise in sustainable development and passive real estate investment. As an accomplished developer and CEO of Mailbox Money Real Estate, Dustin elaborates on how he and his company have revolutionized apartment living by catering to young professionals seeking affordable, wellness-focused apartments in the Midwest. Armed with insights from years of successful projects, Dustin discusses strategic land selection and the advantages of building in less saturated markets. Throughout this engaging conversation, Dusten Hendrickson dissects why investing in real estate, specifically in the Midwest, is incredibly appealing for accredited investors looking for passive income. Listeners will gain insights into Mailbox Money Real Estate’s efficient building strategies, the benefits of being in the landlord’s seat without the typical responsibilities, and how their business model allows for potential investors to diversify their portfolios through collective ownership. Furthermore, the episode touches on how small-town values and a digital shift post-COVID contribute to the company’s sustainable growth. Key Takeaways: Midwest Opportunities: There is significant growth potential in the Midwest real estate market due to less saturation, lower costs, and cultural understanding. Passionate about Passive Income: Investing through a firm like Mailbox Money Real Estate offers up to 20% returns without the hassles of direct property management or liabilities. Accredited Investors Only: Opportunities are available for accredited investors who can commit their funds without needing immediate liquidity. Long-term Strategy: Real estate investments through Mailbox Money Real Estate offer strategic tax advantages and are meant for long-term capital growth and income streams. Digital Transformation’s Impact: Post-pandemic, conducting business out of major urban centers is more feasible, supporting suburban and exurban residential growth. Notable Quotes: “We simply, we build apartments very desirable, wellness-designed modern workforce housing apartments.” “The Midwest seems to be the best for me. I understand the culture of the best here.” “Efficiency. I’ve always had this knack for efficiency.” “Our returns that you’re gonna get are gonna be very similar to what you’re gonna get if you go and do the work yourself.” “All wealth flows to real estate. Eventually, if you build wealth, you have to put it in real estate.”

“If you're not doing three transactions a month, you're not getting enough reps to grow.”If your real estate business feels slow, inconsistent, or unpredictable, the problem might be simpler than you think. In this solo episode, Chris breaks down the single most important metric that separates top-producing agents from everyone else: daily conversations. Drawing from real data, team performance, and hard-earned lessons, Chris explains why the average agent is failing—and how committing to just 10 two-minute conversations a day can completely transform your income, pipeline, and confidence.Key Takeaways The average agent has less than 1 prospecting conversation per day Why 10 daily real estate conversations is the new non-negotiable standard  How increasing conversations alone can instantly grow your pipeline The difference between activity vs. skill (and why both matter)  Why doing more deals (even rentals) leads to higher-level opportunities Connect with Chris:Instagram: @craddrockFacebook: Chris CraddockResources:

I'd love to help you go from stuck to clarity with your Real Estate strategy! Let's hop on a call and chat! https://calendar.app.google/xFyiMcYxfdNS3g35A If you are brand new to real estate or you have been stuck for a while and feel like you are starting over, this episode is for you. I am walking you through exactly what I would do if I were starting from scratch today with everything I know now after 10 years of investing and 35+ rental properties. No fluff. Just the order I would do it in and why.

Neal Bawa is here today to discuss the investing intersection of real estate with ai science. Neil explains how he transitioned from a tech career into real estate by applying data science to identify high-performing markets, emphasizing that factors like job growth, population growth, income growth, home price trends, and crime reduction can significantly improve investment outcomes. He outlines how his team uses advanced analytics and AI tools to rank cities, analyze deals, and uncover insights that humans often miss, while also integrating AI deeply into company operations through structured systems like EOS. He highlights selective opportunities in distressed multifamily assets and emerging areas like senior housing, while cautioning that single-family and industrial assets remain expensive. We discuss...  Neil Bawa transitioned from tech to real estate, using it as a tax-efficient path to build long-term wealth. Key drivers of real estate performance include job growth, population growth, income growth, home price trends, and crime reduction. He developed a data-driven system to rank U.S. cities and identify high-performing markets like Madera, California. AI is deeply integrated into his company, with employees required to use it daily and contribute to building internal tools. AI improves efficiency and insight generation, even if it occasionally makes calculation errors. He expects modest interest rate declines in 2026, with mortgage rates around 6–6.3%. Home prices are likely to remain flat or grow slightly (1–2%) due to improving supply and demand dynamics. The "lock-in effect" from ultra-low pandemic-era mortgages has constrained housing supply and prevented price declines. As rates ease, more sellers and buyers are expected to re-enter the market, balancing prices. Multifamily real estate saw price declines with rising rates, unlike the single-family market. Distressed multifamily deals present niche opportunities, especially in overleveraged markets. The office sector is likely near a bottom, with gradual recovery driven by return-to-office trends and limited new supply. Private credit is growing but carries elevated risk, requiring careful selection of managers. Real estate overall is in a transitional phase after several challenging years, particularly for commercial sectors. Today's Panelists: Kirk Chisholm | Innovative Wealth Barbara Friedberg | Barbara Friedberg Personal Finance Marc Walton | Forex Mentor Pro Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the full show notes at https://moneytreepodcast.com/real-estate-with-ai-science-neal-bawa-808 

In this episode, Uryah Babineau shares his innovative approach to real estate investing by creating mental health housing solutions that are both impactful and profitable. He discusses leveraging government programs like Medicaid, scaling operations across multiple states, navigating regulatory challenges, and transforming lives through socially responsible real estate investments.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Sometimes the biggest obstacle to buying a rental property isn't finding real estate deals, or funding them, but getting your significant other on board! This is a major barrier for many new investors, and today, we're helping you break through that barrier. In just a few months, your partner could be a full-fledged real estate rookie, too! Welcome back to the Real Estate Rookie podcast! In this episode, we share our five-step framework for getting your spouse on board with rental property investing. Don't have a significant other? Use this blueprint to pitch real estate investing to a friend, family member, or coworker and form an investing partnership! We show you how to identify the long-term goals you have in common and connect them to real estate. You'll also learn how to not only address any worst-case scenarios so you come across as competent and confident but also involve them in your plan. Whether your potential partner is completely opposed to the idea, cautiously supportive, or nearly ready to jump in, we'll help you move them across the finish line! In This Episode We Cover Five steps to getting your spouse on board with real estate investing The number one reason why your partner won't invest with you (yet!) The three responses investors usually get from their non-investing partners Three small steps that will involve your spouse in your investing strategy How to form a partnership with a spouse, partner, friend, or family member And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠https://www.biggerpockets.com/blog/rookie-705. Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we welcome Jussi Askola – Finnish-born REIT specialist, founder of Lundberg Capital, and author of The REIT Advantage – to Dividend Talk. Jussi runs one of the largest paid REIT investor communities online, High Yield Landlord, and advises family offices and institutional investors on REIT strategy.We dig into the current wave of private equity M&A sweeping the REIT sector, why management quality is Jussi's first and most important filter, how European REITs compare to their US counterparts, and what the five-year outlook for the sector looks like from someone with half their net worth in real estate investment trusts.Topics covered:Why REITs have been in a bear market for four years – and why that matters for value investorsHow to spot conflicted management before it destroys your returnsInternal vs. externally managed REITs and what to look forThe case for REITs over private real estate (including the leverage misconception)European REITs: opportunities, risks, and empire-building management teamsSpecific stock views: Camden, Rexford, EPR, Primary Health, Shurgard, HASI and moreResidential REITs as the next turnaround play for 2027Join us :Jussi's Newsletter - ⁠High Yield Landlord | Jussi Askola, CFA | SubstackFacebook Community - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Dividend Talk Facebook Group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Discord group - ⁠⁠⁠⁠https://discord.gg/nJyt9KWAB5⁠⁠⁠⁠Follow us: Twitter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@DividendTalk_⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@European_DGI⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Become a Premium Member for just 129 Euros a year: ⁠⁠⁠https://dividendtalk.eu⁠⁠⁠Disclaimer: Educational content only. Not financial advice.

Rick Howell, who's raised over $16 million in private money, breaks down how to fund your real estate deals without using your own cash. He walks through how to structure deals so lenders feel protected, how to pitch opportunities the right way, and the exact system he uses to keep investors coming back. If your capital is tied up or you're trying to land your first flip, this is a clear path to getting deals funded and scaling faster.   KEY TALKING POINTS: 0:00 - Intro 0:37 - The Opportunity For Private Lenders 4:27 - Setting The Terms 6:50 - Offering An Opportunity 7:52 - The Documents You Need 9:23 - How It Works 13:36 - The Elevator Pitch 15:12 - Outro   LINKS: Instagram: Rick Howell https://www.instagram.com/rickhowellrei/   Links: Rick Howell https://www.solo.to/rickhowell   Instagram: David Lecko https://www.instagram.com/dlecko   Website: DealMachine https://www.dealmachine.com/pod   Instagram: Ryan Haywood https://www.instagram.com/heritage_home_investments   Website: Heritage Home Investments https://www.heritagehomeinvestments.com/

Join Dustin Heiner's 1on1 Real Estate Investor Coaching: https://masterpassiveincome.com/coachingGet my real estate investing course for free! https://masterpassiveincome.com/freecourse//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/AI is taking over all jobs and if you are not investing in real estate, you will not be able to afford to live.Links referenced in this episode:masterpassiveincome.com/freecoursefinancial independence, quit your job, real estate investing, passive income, financing options, creative financing, rental properties, property investment, investment strategies, cash flow, money management, DSCR loans, FHA loans, hard money loans, seller financing, private money loans, portfolio loans, home equity loans, investment coaching, financial educationNOTE: This description may contains affiliate links to products we enjoy using ourselves. Should you choose to use these links, this channel may earn affiliate commissions at no additional cost to you. We appreciate your support!

Watch my FREE masterclass replay: Fund Your Freedom : How to Buy Properties that Pay for your Lifestyle

Join Dustin Heiner's 1on1 Real Estate Investor Coaching: https://masterpassiveincome.com/coachingGet my real estate investing course for free! https://masterpassiveincome.com/freecourse//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/AI is taking over all jobs and if you are not investing in real estate, you will not be able to afford to live.Links referenced in this episode:masterpassiveincome.com/freecoursefinancial independence, quit your job, real estate investing, passive income, financing options, creative financing, rental properties, property investment, investment strategies, cash flow, money management, DSCR loans, FHA loans, hard money loans, seller financing, private money loans, portfolio loans, home equity loans, investment coaching, financial educationNOTE: This description may contains affiliate links to products we enjoy using ourselves. Should you choose to use these links, this channel may earn affiliate commissions at no additional cost to you. We appreciate your support!

In this throwback episode of the Uncommon Real Estate Podcast, Chris sits down with long-time friend and powerhouse team leader Susan Arant to talk about what it really takes to grow a thriving real estate business with your spouse — without losing your mind or your marriage.Susan and her husband Gene have led one of Austin's most respected real estate teams, selling over 3,000 homes with a concierge-level client experience and a team culture rooted in intentionality and excellence. From navigating work-life balance, to crafting a vision together, to staying profitable in shifting markets — Susan drops unfiltered wisdom for agents looking to build both wealth and lasting relationships.Topics Covered:How Susan and Gene scaled a real estate team while raising a familyThe systems and mindset shifts that keep their marriage and business thrivingHow their team drives 75% of deals through repeat clients and referralsWhat NLP is — and how it's helping agents rewire for successUsing data-driven conversations to fuel prospecting (without sounding salesy)The secret to staying in your “genius zone” and finding the right team membersBuilding wealth beyond the cash machine — and giving back through the Gene Arant FoundationConnect with Susan:Email: susan@genearant.comWebsite: austintexasrealestate.com Referrals to Austin? Reach out to Susan and her team directly — they'd love to help!Connect with Chris:Instagram: @craddrockFacebook: Chris CraddockResources:

Join the Co-Investing Club and start building passive income through real estate: https://sparkrental.mykajabi.com/co-investing-club-sparkrental Every asset class looks frothy right now. The S&P 500 has had three straight years of outsized returns. Nvidia is up 721% in three years. Gold and silver are surging. Home prices hover near record highs. So where do you actually put your money? In this session, Brian and Deni break down how they personally invest in real estate when everything looks like a bubble… and why multifamily might be the exception. We cover: → → Why multifamily already had its crash (down 25-30% from 2022 peak) → The three biggest risks in real estate right now: recession, inflation and geopolitical uncertainty → How recessions are a double-edged sword (lower NOI but also lower interest rates and cap rates) → Recession-resilient strategies: property tax abatements, LIHTC properties and the Section 8 overhang loophole → Why Class B multifamily can actually benefit during downturns → How new multifamily supply is crashing (creating tailwinds for existing properties) → What the 2025 UBS Billionaire Survey says about where the ultra-wealthy are moving money → Dollar cost averaging into passive real estate ($5k at a time across 12+ deals per year) → Diversifying across geography, asset types, operators and investment timelines → Creating a bell curve of returns instead of betting everything on one deal → Real lessons from deals that went south (and how to vet lead sponsors vs. co-sponsors) Whether you're worried about a stock market correction or looking for alternatives to overpriced assets, this session walks through a practical framework for investing through uncertainty. New to passive real estate investing? Take our free course: https://sparkrental.com/free Questions? Email us: support@sparkrental.com #RealEstateInvesting #MultifamilyInvesting #PassiveRealEstate #RecessionProofInvesting #DollarCostAveraging #RealEstateSyndication #PassiveIncome #AssetAllocation #InvestmentDiversification #RealEstateRisk #LIHTC #Section8Investing #AlternativeInvestments #WealthBuilding #FinancialIndependence

In this solo episode of the Uncommon Real Estate Podcast, Chris breaks down the brutal truth about building your first $100K: why it feels so slow, frustrating, and honestly…not worth it in the beginning.If you've ever felt like you're doing all the right things but not seeing results yet, this episode will hit home.Chris unpacks the math behind saving and investing, explains why your money isn't working for you (yet), and reveals the psychological shift required to push through the hardest phase of wealth building.But more importantly, he shows how real estate can accelerate your path. Turning small amounts of money into serious long-term wealth through leverage, house hacking, and smart decision-making.What You'll Learn: How to stay consistent when results feel invisible  The exact phase where most people give up—and how to push past it  How to use real estate as a shortcut to building net worth  Why process matters more than outcome in the early stagesHit Chris up: Facebook - https://www.facebook.com/ChrisCraddockBusiness/Instagram - https://www.instagram.com/craddrock/RESOURCES: 

In this inspiring interview, Sharon Restrepo shares her journey from poverty to real estate success, emphasizing the importance of mindset, relationship-building, and taking action. Discover practical insights on wholesaling, overcoming fear, and scaling your real estate investments.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

What separates agents who struggle from those who scale fast?In this episode, Chris sits down with Kelli Brown, who went from being completely broke, overwhelmed, and unsure if real estate was even a viable career… to closing multiple deals a month in less than a year.Her secret? She stopped avoiding hard problems—and started running straight at them.From tracking down a missing property owner living under a bridge to navigating complex title issues, Kelli proves that the biggest paydays in real estate come from solving the toughest challenges.Key TakeawaysEverything Is Figureoutable: the agents who win aren't the smartest—they're the ones who refuse to quit when things get hard.The Bigger the Problem = The Bigger the Paycheck: most agents avoid complex deals… which is exactly why opportunity lives there.Environment Changes Everything: proximity to the right people, systems, and accountability can completely accelerate your growth.From Chaos to Structure: success came when Kelli stopped guessing and started following proven daily actions.Identity Shift Is the Real Breakthrough: her results changed when she stopped seeing herself as someone “trying to make it”… and started operating like a top producer.Connect with KelliPhone: 484-643-8758Hit Chris up: Facebook - https://www.facebook.com/ChrisCraddockBusiness/Instagram - https://www.instagram.com/craddrock/RESOURCES: 

If you've been curious about investing in real estate but worried about qualifying for another mortgage, DSCR loans might be worth understanding. In this episode, we break down what DSCR loans are, how they work, and why they've become a popular financing option for real estate investors.Unlike traditional mortgages that rely heavily on personal income, DSCR (Debt Service Coverage Ratio) loans focus on the income the property itself can generate. That means qualifying for an investment property can look very different than qualifying for your primary home.In this episode, we cover:What a DSCR loan is and how it worksHow lenders evaluate rental incomeWho these loans are best suited forPros and cons compared to traditional financingWhat investors should know before using a DSCR loanWhether you're thinking about your first investment property or growing a portfolio, this episode will help you understand how DSCR loans fit into today's real estate financing landscape.To learn more or to start the process, connect with Shelley at www.shelleyconnell.com

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you building wealth in the right order—or accidentally delaying the very foundation that makes bigger opportunities possible?If you're a business owner sitting on retained earnings, it's easy to treat every new opportunity like the priority—especially when real estate, acquisitions, or other growth plays look exciting. But this episode challenges a costly assumption: that a corporate wealth reservoir has to wait until after the next deal. Instead, it reframes that reservoir as the infrastructure that helps you pursue future opportunities with more control, liquidity, and long-term efficiency.In this episode, you'll hear how to:Rethink corporate-owned whole life insurance as foundational wealth infrastructure—not as a competing investment.Avoid the sequencing mistake that can quietly cost you years of compounding.Build a smarter capital strategy that supports liquidity, leverage, tax efficiency, and future investing flexibility.Press play to learn how to build your financial foundation first—so your next investment opportunity doesn't come at the cost of long-term wealth.

Real estate isn't a hobby—it's a high-stakes professional sport.If you are an ambitious new agent feeling overwhelmed, broke, or like an "imposter," this episode is for you. Chris sits down with his "Franchise Player," Belle Tunstall, who went from crying in her car with a failing engine to being named one of the Top 30 agents under 30 in the world. She explains exactly how she translated her background as an elite college athlete into a real estate career that consistently clears 65+ transactions a year.What You'll Learn:How to turn a single closing into 13 pieces of high-authority content so you look like a market leader even when you're a "nobody."Why elite "Franchise Players" hunt for low-stakes showings and rentals early on to master the mechanics while the average agent is "too good" to work.How to stop "Tokyo Drifting" into your 9:00 AM meetings and start prepping for a listing appointment like it's a National Championship game.Belle's strict rules for protecting her headspace and why she refuses to play "defense" against client texts before 8:30 AM.The High-Volume One-Two Punch: When to stop doing everything yourself and how to hire a "Showing Partner" to explode your transaction count past 65+ a year.Connect with Belle:@buy_w_bellebelle.tunstall@thereduxgroup.comHit Chris up: Facebook - https://www.facebook.com/ChrisCraddockBusiness/Instagram - https://www.instagram.com/craddrock/RESOURCES: 

Join me in Nashville at Income Building Live! https://masterpassiveincome.com/iblGet 10% off your pass with promo code: DUSTINGet my real estate investing course for free! https://masterpassiveincome.com/freecourse//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/The primary focus of this podcast episode is to elucidate the notion that money should not be perceived as an insurmountable obstacle in the pursuit of real estate investment. I present a comprehensive exploration of at least fourteen distinct strategies for securing financing, designed to empower aspiring investors to acquire properties and generate consistent cash flow.Through a methodical examination of each financing option, I aim to dismantle the common misconception that a lack of funds precludes individuals from embarking on their investment journeys. Furthermore, I share personal anecdotes and testimonials from students who have successfully navigated similar challenges, thereby underscoring the accessibility of real estate investment for all.It is my fervent hope that listeners will be inspired to recognize the myriad avenues available to them, ultimately leading to their financial independence and the relinquishment of traditional employment.Links referenced in this episode:incomebuildinglive.commasterpassiveincome.com/freecoursefinancial independence, quit your job, real estate investing, passive income, financing options, creative financing, rental properties, property investment, investment strategies, cash flow, money management, DSCR loans, FHA loans, hard money loans, seller financing, private money loans, portfolio loans, home equity loans, investment coaching, financial educationNOTE: This description may contains affiliate links to products we enjoy using ourselves. Should you choose to use these links, this channel may earn affiliate commissions at no additional cost to you. We appreciate your support!Mentioned in this episode:Join Me In Nashville For Income Building LiveGet your pass for Income Building Live here: https://masterpassiveincome.com/iblIncome Building LiveGet 10% OFF your pass with Promo: DUSTIN https://www.incomebuildinglive.comJoin Me In Nashville For Income Building LiveGet your pass for Income Building Live here:...

Key Takeaways:Cash flow alone will not scale you quickly.A 10 percent cash on cash return sounds strong, but earning 10K per year on 100K of equity can trap you in slow growth. It can take years just to stack enough capital for the next deal.Equity growth is the real accelerator.Forced appreciation, increasing NOI through better leases, operations, or repositioning, can create six figures in value almost overnight. Small income increases can dramatically change valuation.Commercial property is valued on income, not emotion.If you raise NOI by 10K and the market cap rate is 5 percent, you just created 200K in value. That is the power of understanding how properties are priced.Value creation beats passive investing early on.The most successful investors focus on creating value first. They put in the work, increase equity, then transition into more passive assets later.1031 exchanges multiply momentum.Instead of paying taxes on gains, rolling equity into larger deals compounds growth. This is how small deals turn into meaningful portfolios.Cash flow becomes powerful after equity is built.Once you have scaled your equity base, even a modest return generates significant monthly income. That is when cash flow truly changes your lifestyle.

Join me in Nashville at Income Building Live! https://masterpassiveincome.com/iblGet 10% off your pass with promo code: DUSTINGet my real estate investing course for free! https://masterpassiveincome.com/freecourse//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/The primary focus of this podcast episode is to elucidate the notion that money should not be perceived as an insurmountable obstacle in the pursuit of real estate investment. I present a comprehensive exploration of at least fourteen distinct strategies for securing financing, designed to empower aspiring investors to acquire properties and generate consistent cash flow.Through a methodical examination of each financing option, I aim to dismantle the common misconception that a lack of funds precludes individuals from embarking on their investment journeys. Furthermore, I share personal anecdotes and testimonials from students who have successfully navigated similar challenges, thereby underscoring the accessibility of real estate investment for all.It is my fervent hope that listeners will be inspired to recognize the myriad avenues available to them, ultimately leading to their financial independence and the relinquishment of traditional employment.Links referenced in this episode:incomebuildinglive.commasterpassiveincome.com/freecoursefinancial independence, quit your job, real estate investing, passive income, financing options, creative financing, rental properties, property investment, investment strategies, cash flow, money management, DSCR loans, FHA loans, hard money loans, seller financing, private money loans, portfolio loans, home equity loans, investment coaching, financial educationNOTE: This description may contains affiliate links to products we enjoy using ourselves. Should you choose to use these links, this channel may earn affiliate commissions at no additional cost to you. We appreciate your support!Mentioned in this episode:Join Me In Nashville For Income Building LiveGet your pass for Income Building Live here: https://masterpassiveincome.com/iblIncome Building LiveGet 10% OFF your pass with Promo: DUSTIN https://www.incomebuildinglive.comJoin Me In Nashville For Income Building LiveGet your pass for Income Building Live here:...

In this throwback solo episode from the COVID days, Chris breaks down how smart investors are using tax law, retirement rollouts, and creative strategies to build massive wealth even without a pile of cash.You'll learn how to tap into your retirement accounts penalty-free, how to compare stock market vs. real estate returns the right way, and how to use depreciation and principal paydown to legally reduce your tax bill while stacking cashflow.Chris also shares his personal playbook for deciding whether to flip or hold, his favorite types of properties to invest in, and how to get started with no money and no experience using a simple strategy anyone can do from their car.Hit Chris up: Facebook - https://www.facebook.com/ChrisCraddockBusiness/Instagram - https://www.instagram.com/craddrock/RESOURCES: 

In this banger episode, Chris breaks down the jaw-dropping new NAR data: 71% of real estate agents did zero transactions in 2025. If that doesn't light a fire under you, nothing will.Chris calls out the excuses, dismantles the lies agents tell themselves, and delivers a no-BS roadmap to rising above the 71% and finally building a business that prints both cash and long-term wealth.Whether you're new to the game or 10 years in, this episode will challenge you, inspire you, and give you the real blueprint to stop sucking — respectfully.What You'll Learn in This Episode:Why thinking you're working hard doesn't countThe difference between the “cash machine” and the “wealth machine” — and how to build bothThe only activity that matters if you're doing fewer than 2 deals/monthWhy branding, websites, and social media won't save youWhat Chris did when he had no listings, no leads, and no teamHow to prospect like a pro (even if you suck at it right now)Hit Chris up: Facebook - https://www.facebook.com/ChrisCraddockBusiness/Instagram - https://www.instagram.com/craddrock/RESOURCES: 

Most agents want to "act" like entrepreneurs when they're actually unemployed. If you don't have a client, you don't have a business.In this throwback episode, host Chris goes into the essential strategies for scaling a real estate business from goose eggs to 24 deals per year. He offers actionable insights to help real estate professionals navigate common pitfalls and achieve sustained success.Takeaways:- Focus on the right activities.- Master the basics before getting fancy.- Turning your "shoulds" into "musts."- Lean on your network to find deals now and in the future.Action steps:- Compile a list of contacts and reach out consistently.- Concentrate on lead-generating activities.- Practice scripts to build confidence.- Transform "shoulds" into "musts" and maintain high motivation.- Provide value to contacts to leverage reciprocity.In-episode mentions:Influence: The Psychology of Persuasion by Robert CialdiniHow to Win Friends and Influence People by Dale CarnegieHit Chris up: Facebook - https://www.facebook.com/ChrisCraddockBusiness/Instagram - https://www.instagram.com/craddrock/RESOURCES: 

In this throwback episode, Chris sits down with Mercy Lugo-Struthers, a top real estate professional and team leader, to break down the secrets to closing online leads and building a thriving real estate business. Mercy shares how her team has mastered online lead conversion, particularly through platforms like Zillow Flex, and the mindset and strategies agents need to succeed in today's market.Whether you're struggling to turn online leads into sales or looking for ways to improve your real estate business, this episode is packed with actionable advice to help you build a cash machine that fuels long-term wealth.What You'll Learn in This Episode:The mindset shift needed to convert online leads effectivelyHow to differentiate yourself and add value to potential clientsStrategies for building trust quickly with online buyersThe importance of follow-up and consistency in lead conversionHow Mercy trains her team to stay disciplined and accountableCommon mistakes real estate agents make with online leads – and how to avoid themResources Mentioned:The 5 AM Club by Robin SharmaThink and Grow Rich by Napoleon HillThe Pumpkin Plan by Mike MichalowiczConnect with Mercy:Phone: 703-861-6510Email: mercy@casalsrealtors.comCompany Website: Casals RealtorsHit Chris up:Facebook - Chris Craddock Business Instagram - @craddrockRESOURCES: 

Dakota Bailey has quietly built a seven-year real estate operation that put 350 deals under contract in a single year — all in a small Midwest market. In this episode, Dakota breaks down how he went from car sales to running a high-volume wholesaling business, why simplifying his operation was critical to scaling, and how hiring the right acquisitions manager led to 37 deals in one month. He also talks candidly about inventory risk, leadership mistakes, hard conversations, and the mindset required to stay calm while managing dozens of active deals at once. KEY TALKING POINTS:0:00 - Intro0:49 - An Overview Of Dakota Bailey's Business3:06 - The Importance Of Focusing On One Strategy4:36 - The Story Of How He Got Into Business11:11 - Buying Out His Partners15:46 - Sales Tips18:33 - What His Team Looks Like Now20:17 - Personal Development23:25 - His Book & Early Struggles28:17 - The Biggest Thing He Learned Last Year31:07 - Losing Money On Deals & Stress Management36:05 - How They Find Their Deals39:51 - Data They've Been Looking For46:13 - The Dangers Of Investing48:54 - What He's Excited For & His Other Businesses53:24 - Closing Thoughts And Dakota's Social Media53:39 - Outro LINKS:Instagram: Dakota Baileyhttps://www.instagram.com/dakotabailey.in Links: Dakota Baileyhttps://linktr.ee/DakotaBailey Instagram: David Leckohttps://www.instagram.com/dlecko Website: DealMachinehttps://www.dealmachine.com/pod Instagram: Ryan Haywoodhttps://www.instagram.com/heritage_home_investments Website: Heritage Home Investmentshttps://www.heritagehomeinvestments.com/

Join me on the Million Dollar Investor Masterclass: https://masterpassiveincome.com/masterclassJoin me in Nashville at Income Building Live! https://masterpassiveincome.com/iblGet 10% off your pass with promo code: DUSTINGet my real estate investing course for free! https://masterpassiveincome.com/freecourse//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for FREE! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexLearn more about Dustin Heiner and find resources to build an automatic real estate investing business: https://masterpassiveincome.com/The primary focus of this podcast episode is to elucidate the notion that money should not be perceived as an insurmountable obstacle in the pursuit of real estate investment. I present a comprehensive exploration of at least fourteen distinct strategies for securing financing, designed to empower aspiring investors to acquire properties and generate consistent cash flow.Through a methodical examination of each financing option, I aim to dismantle the common misconception that a lack of funds precludes individuals from embarking on their investment journeys. Furthermore, I share personal anecdotes and testimonials from students who have successfully navigated similar challenges, thereby underscoring the accessibility of real estate investment for all.It is my fervent hope that listeners will be inspired to recognize the myriad avenues available to them, ultimately leading to their financial independence and the relinquishment of traditional employment.Links referenced in this episode:incomebuildinglive.commasterpassiveincome.com/freecoursefinancial independence, quit your job, real estate investing, passive income, financing options, creative financing, rental properties, property investment, investment strategies, cash flow, money management, DSCR loans, FHA loans, hard money loans, seller financing, private money loans, portfolio loans, home equity loans, investment coaching, financial educationNOTE: This description may contains affiliate links to products we enjoy using ourselves. Should you choose to use these links, this channel may earn affiliate commissions at no additional cost to you. We appreciate your support!Mentioned in this episode:Join Me In Nashville For Income Building LiveGet your pass for Income Building Live here: https://masterpassiveincome.com/iblJoin Me In Nashville For Income Building LiveGet your pass for...

David takes you inside a $10M real estate deal with Ashley Rhame for a full walkthrough of a rare, large-scale redevelopment. This isn't a typical flip. You'll see how historical restrictions, multi-year timelines, massive capital requirements, and design decisions shape an eight-figure project. Along the way, Ashley breaks down what went right, what went wrong, and why deals at this level require a completely different mindset than standard residential investing. KEY TALKING POINTS:0:00 - Intro0:17 - The Backyard Of The Property3:22 - Touring The Kitchen And Living Room4:47 - The Front Of The Property8:21 - Funding & Finding The Deal9:50 - Continuing The Tour20:47 - Touring The Garage21:13 - How She Was Able To Afford This Deal24:28 - Outro LINKS:Instagram: Ashley Rhamehttps://www.instagram.com/ashley_bettencourt_rhame/ Instagram: David Leckohttps://www.instagram.com/dlecko Website: DealMachinehttps://www.dealmachine.com/pod Instagram: Ryan Haywoodhttps://www.instagram.com/heritage_home_investments Website: Heritage Home Investmentshttps://www.heritagehomeinvestments.com/

On this episode of Animal Spirits: Talk Your Book, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Michael Batnick⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ben Carlson⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ are joined by Charlie Rose from Invesco to discuss: investing in private real estate, credit in real estate as an asset class, the different types of real estate investments and more. Find complete show notes on our blogs... Ben Carlson's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠A Wealth of Common Sense⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Michael Batnick's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Irrelevant Investor⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Feel free to shoot us an email at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠animalspirits@thecompoundnews.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ with any feedback, questions, recommendations, or ideas for future topics of conversation. Check out the latest in financial blogger fashion at The Compound shop: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://idontshop.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. See our disclosures here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/podcast-youtube-disclosures/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The Compound Media, Incorporated, an affiliate of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ritholtz Wealth Management⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/advertising-disclaimers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of NFL Players: Second Acts, Peanut Tillman and Roman Harper are joined by former Bengals running back Giovani Bernard to find out what he’s been up to since he retired three years ago. Giovani opens up about the loss of his newborn son and the joy he’s found in becoming a parent of twin girls. He also explains how he dealt with the Bengals’ lack of playoff success during career and why he decided to retire after ten years. Then Giovani shares the multiple passions he’s found in second act, including photography, endurance sports, and investing in real estate. See omnystudio.com/listener for privacy information.

Is renting really throwing money away? That is just one of the hot real estate topics Nicole gets into today with Paul Mark Morris— real estate expert and host of the podcast Radical Wealth Plan. Nicole and Paul talk about whether now is a good time to buy, Paul's three rules of real estate and whether 1031 exchanges are as cool as they seem on TikTok. Plus, Paul also gives a masterclass in the art and science of closing a sale. All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC.  *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.