Lance Roberts' Real Investment Hour

Should the new retirement age be 70? Richard Rosso explores the financial, social, and personal implications of delaying retirement. What does working longer mean for your retirement planning in 2025 and beyond? Is it a necessity—or a trap? Whether you're nearing retirement or decades away, understanding how changes to the retirement age could affect your benefits and financial independence is critical. Listen or watch to hear what raising the Social Security age could mean for you and why 70 might become the new 65. We introduce another of our Summer Interns, Parker McGill, from the University of Tennessee; the aftershocks of the Trump/Musk feud; retirement savings trends are improving; Denmark has raised its retirement age to 70; should the US take a cue? A preview of today's Government Jobs Report: Will bad news (lower employment) be good news (Fed incentive to cut rates)? SEG-1: Polymarkets Bets on Trump, Musk, & Recession SEG-2: Jobs Report Preview & Raising SS Retirement Age SEG-3: Saving for Retirement & Financial Independence SEG-4: Jobs Numbers: Bad News is Good News? Director of Financial Planning, Richard Rosso, CFP, w Summer Intern, Parker McGill (University of Tennessee) Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=Z6DR5m8qL-Y&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mention in this show: "Buying Stocks Is Always Hard" https://realinvestmentadvice.com/resources/blog/buying-stocks-is-always-hard/ "The Narratives Change. Markets Don't." https://realinvestmentadvice.com/resources/blog/the-narratives-change-markets-dont/ "Ray Dalio Is Predicting A Financial Crisis…Again." https://realinvestmentadvice.com/resources/blog/ray-dalio-is-predicting-a-financial-crisis-again/ ------- The latest installment of our new feature, Before the Bell, "S&P 7,000?" is here: https://www.youtube.com/watch?v=r8b98kV23Ao&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Fed Rates Cuts Do Not Equal Inflation," https://www.youtube.com/watch?v=4BgEM6uejWc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=155s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementAge #SocialSecurity #RetirementPlanning #FinancialIndependence #WorkingLonger #DonaldTrump #ElonMusk #RetirementSavings #JobsNumbers #ADP #BLS #FederalReserve #InterestRates #InvestingAdvice #Money #Investing

Are investors wrong to assume that rate cuts will automatically tame inflation? Lance Roberts and Michael Lebowitz challenge the belief that the Fed's rate cuts always translate into lower inflation. Using historical data and current economic conditions, we explore how monetary policy really interacts with price pressures—and why rate cuts may actually stoke inflation under the wrong conditions. Specifically, Lance and Mike address the real impact of Federal Reserve rate cuts and inflation, why cutting rates doesn't always reduce inflation, and some lessons from past economic cycles. What today's investors should expect in 2025

Is a summer swoon looming in the stock market for 2025? Lance Roberts & Danny Ratliff explore the historical performance of the S&P 500 and major sectors during the summer months—June through August, and examine whether investors should brace for a seasonal pullback, looking at historical June-to-August returns and volatility trends, what typically drives a summer slowdown in stocks, and sector-by-sector analysis: What holds up best in weak seasonal periods? How do global macroeconomic conditions and slowing growth shape investor behavior? Lance and Danny also discuss how markets listen and absorb news...and adapt. The US is NOT going broke; Lance again discusses the economic benefits of needful government spending on infrastructure projects and the multiplier effect. Danny and Lance also parse a potential bill to ban sitting Congresspersons from investing in markets. SEG-1: Sell in May, or Go Away? SEG-2: Why June Isn't Always a Loser Month for Markets SEG-3: The More Markets Hear, the More They Adapt SEG-4a: Is the US Going Broke? SEG-4b: Should Congress Be Banned from Trading? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=55_d45otgA4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Articles mention in this show: "Buying Stocks Is Always Hard" https://realinvestmentadvice.com/resources/blog/buying-stocks-is-always-hard/ "The Narratives Change. Markets Don't." https://realinvestmentadvice.com/resources/blog/the-narratives-change-markets-dont/ "Ray Dalio Is Predicting A Financial Crisis…Again." https://realinvestmentadvice.com/resources/blog/ray-dalio-is-predicting-a-financial-crisis-again/ ------- The latest installment of our new feature, Before the Bell, "Sell in May & Go Away?," is here: https://www.youtube.com/watch?v=k0JoZpN0_40&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Reports of the Death of American Exceptionalism are Greatly Exaggerated," https://www.youtube.com/watch?v=2B9lqcwx9EU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2063s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SellInMay #MarketRally #AmericanExceptionalism #Dollar #Mag7 #MoneyFlows #SummerSwoon #StockMarketTrends #MarketForecast #Investing2025 #SeasonalInvesting #ArtificialIntelligence #AI #InvestingAdvice #Money #Investing

Is America's global leadership really fading? Lance Roberts & Jonathan Penn reveal the truth behind the “decline of American exceptionalism” narrative, and why the U.S. continues to lead in economic strength, innovation, and global influence. Today's show also features several bonus elements, including a recap of Mrs. Robert's trip to the Vegas Bitcoin Expo and convention robots; an exposition on the alleged death of American Exceptionalism, and a follow-up to the story of Mrs. Roberts' instant pickle recipe. Lance & Jonathan opine with chatroom participants about their first PC's, and Jonathan critiques a ChatGPT-created SWAN Portfolio. Parents have apparently failed an entire generation, if a survey of Google search terms is to be believed; Lance and Jonathan expose homeowner "wilding" as reason enough for HOA's, and Lance closes with the promise of opportunity. And amore focused show tomorrow. SEG-1: Be Careful of Negative Narratives SEG-2a: Convention Robots SEG-2b: The Death of American Exceptionalism SEG-3a: Mrs. Roberts' Pickles, Pt-2 SEG-3b: First PC's & AI Multipliers SEG-3c: The SWAN Portfolio SEG-4a: Google Searches & Parental Failures SEG-4b: Wilding Homeowners SEG-4c: Opportunities are Coming Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=2B9lqcwx9EU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2063s ------- Articles mention in this show: "Buying Stocks Is Always Hard" https://realinvestmentadvice.com/resources/blog/buying-stocks-is-always-hard/ "The Narratives Change. Markets Don't." https://realinvestmentadvice.com/resources/blog/the-narratives-change-markets-dont/ "Ray Dalio Is Predicting A Financial Crisis…Again." https://realinvestmentadvice.com/resources/blog/ray-dalio-is-predicting-a-financial-crisis-again/ ------- The latest installment of our new feature, Before the Bell, "Beware of Anti-US Narratives ," is here: https://www.youtube.com/watch?v=T5p7sa_q0rI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Why Buying Stocks is Always hard," https://www.youtube.com/watch?v=24ymsN45E9s&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #AmericanExceptionalism #USEconomicResilience #USGlobalLeadership #AmericasFuture #DebunkTheDecline #Dollar #EmergingMarkets #InternationalMarkets #ForeignCurrency #MoneyFlows #InvestorGreed #ReduceRisk #RaiseCash #MarketConsolidation #AprilVolatility #Gold #Dollar #InvestingChallenges #InvestorMindset #BehavioralFinance #Innovation #ArtificialInetlligence #AI #BitCoin #Robots #SWANPortfolio #HomeOwnership #Wilding #HOA #InvestingAdvice #Money #Investing

Why does the stock market test our patience and nerve? Lance Roberts looks at the psychology of investing, how to master long-term strategies, and ways to navigate market volatility with confidence! Today is National Leave Work Early day...but before you do, make sure to tackle Lance's Monday Mandatory Reading list (links are provided below); Lance shares another tender moment from the Roberts' kitchen, and his essay on why buying stocks is hard any way you look at it (yet investors still do!) and a review of Ten Investing Rules to live and invest by. SEG-1a: National Leave Work Early Day SEG-1b: Wrapping Up May SEG-2: Monday Mandatory Reading List SEG-3a: Mrs. Roberts' Pickle Recipe SEG-3b: Why Buying Stocks is Hard SEG-4: Ten Investing Rules for Navigating Volatile Markets Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=24ymsN45E9s&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mention in this show: "Buying Stocks Is Always Hard" https://realinvestmentadvice.com/resources/blog/buying-stocks-is-always-hard/ "The Narratives Change. Markets Don't." https://realinvestmentadvice.com/resources/blog/the-narratives-change-markets-dont/ "Ray Dalio Is Predicting A Financial Crisis…Again." https://realinvestmentadvice.com/resources/blog/ray-dalio-is-predicting-a-financial-crisis-again/ ------- The latest installment of our new feature, Before the Bell, "6-2-25 Don't Get Greedy," is here: https://www.youtube.com/watch?v=ClTgBtG0z3g&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Is This the Year for Your Roth Conversion?" https://www.youtube.com/watch?v=3Lv4vPAF638&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=17s ------- Register for our next in-person event, "Retirement Income Empowerment Workshop," June 14, 2025: https://tracking.realinvestmentadvice.com/l/1052953/2025-05-08/ysxr ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestorGreed #ReduceRisk #RaiseCash #MarketConsolidation #AprilVolatility #Gold #Dollar #InvestingChallenges #InvestorMindset #BehavioralFinance #InvestingAdvice #Money #Investing

Is 2025 the ideal time for a Roth conversion? RIchard Rosso considers future tax rates potentially on the rise and retirement goals in focus, and why converting to a Roth IRA could be a smart move. We'll break down the rules, potential tax implications, and key strategies to maximize your tax-free retirement income. Whether you're planning for retirement or looking to optimize your wealth, don't miss this essential guide to Roth conversions in 2025 and beyond! [NOTE: Due to technical issues, the missing first segment will be reposted in a separate clip.] SEG-1: Markets, Tariffs, & Corporate Concerns (The Lost Segment can be viewed here: https://www.youtube.com/watch?v=-oCeEyCktR4&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1 ) SEG-2a: Young Interns & '70's Crime Dramas SEG-2b: Dealing with Decumulation SEG-3: The Problem of Under-spending in Retirement SEG-4: PCE Preview & Needed Tweaks in Social Security Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w A&M University Intern, Will Lewis Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=3Lv4vPAF638&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=17s ------- Articles mention in this show: "The Anchoring Problem And How To Solve It" https://realinvestmentadvice.com/resources/blog/the-anchoring-problem-and-how-to-solve-it/ "Trump Tariffs Are Inflationary Claim The Experts" https://realinvestmentadvice.com/resources/blog/trump-tariffs-are-inflationary-claim-the-experts/ ------- The latest installment of our new feature, Before the Bell, "The Correction is Over," is here: https://www.youtube.com/watch?v=_utj49L0G3I&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Death of Narratives" https://www.youtube.com/watch?v=mIl8rM1AW6w&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2&t=2s ------- Register for our next in-person event, "Retirement Income Empowerment Workshop," June 14, 2025: https://tracking.realinvestmentadvice.com/l/1052953/2025-05-08/ysxr ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RothConversion #TaxFreeRetirement #RothIRA2025 #RetirementStrategies #TaxPlanning #MarketNarratives #SocialSecurity #RothIRA #Roth401k #PCE #Inflation #InvestingAdvice #Money #Investing

President Trump's tariffs are being negated by Trade Courts, and markets feel inspired. Nvidia reports earnings, and is poised for a 6% gain today; we're still on the cusp of all that AI can do. Lance and Michael discuss the importance of recognizing and shutting out the narratives that distract investors; why we all seem to need a reason "why" things are as they are. Commentary on Nvidia's technology "moat;" comparisons to Apple's growth curve. How narratives matter (and do not); fundamentals are still long-term market drivers. The relationship between deficits and interest rates explored; beware of being too attached to any narrative. "The End of American Exceptionalism?" Don't you believe it. Consumer confidence...what is the Money Supply doing. SEG-1: Nvidia Earnings & Cusp of AI Growth SEG-2: Shifting Narratives & Reasons Why SEG-3: Fundamentals Drive Markets Long-term SEG-4: Why Tariffs are NOT Inflationary Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=mIl8rM1AW6w&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2&t=2s ------- Articles mention in this show: "The Anchoring Problem And How To Solve It" https://realinvestmentadvice.com/resources/blog/the-anchoring-problem-and-how-to-solve-it/ "Trump Tariffs Are Inflationary Claim The Experts" https://realinvestmentadvice.com/resources/blog/trump-tariffs-are-inflationary-claim-the-experts/ ------- The latest installment of our new feature, Before the Bell, "The Correction is Over," is here: https://www.youtube.com/watch?v=_utj49L0G3I&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Nvidia Day!" https://www.youtube.com/watch?v=WWSQGN1zFrg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our next in-person event, "Retirement Income Empowerment Workshop," June 14, 2025: https://tracking.realinvestmentadvice.com/l/1052953/2025-05-08/ysxr ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #CorrectionOver #NVDA #NvidiaStock #TechStocks #StockMarketNews #MoneyFlows #Nvidia #TrumpTariffs #Inflation #MarketCorrection #MarketPullback #MarketConsolidation #20DMA #50DMA #100DMA #200DMA #MarketNarratives #InvestingAdvice #Money #Investing

It's “Nvidia Day!” The Big Dog in the Tall Grass for AI reports earnings after the closing bell today. Lance Roberts & Danny Ratliff delve into the anticipation surrounding Nvidia's upcoming earnings report, set to be released after today's market close. We'll explore market expectations, potential impacts on NVDA stock, and the broader implications for the AI and semiconductor sectors. Also a discussion about the inimitable Mrs. Roberts, and the profound changes AI is poised to wrought on global industries. Is the 4% Rule dead or just being updated? Lance bemoans the bots in our X and YouTube channels, and he and Danny review the changes afoot in advisors' recommendations for retirement savings drawdowns. SEG-1: EOM & Shifting Sentiment SEG-2a: Lance' Wife is Scary SEG-2b: Is AI the Next Leg of Industrial Revolution? SEG-3a: Retirement Income Empowerment teaser SEG-3b: Death of the 4% Rule? SEG-4a: Twitter Bots & Chatrooms SEG-4b: Changing the 4% Rule Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=WWSQGN1zFrg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mention in this show: "The Anchoring Problem And How To Solve It" https://realinvestmentadvice.com/resources/blog/the-anchoring-problem-and-how-to-solve-it/ "Trump Tariffs Are Inflationary Claim The Experts" https://realinvestmentadvice.com/resources/blog/trump-tariffs-are-inflationary-claim-the-experts/ ------- The latest installment of our new feature, Before the Bell, "What is the Risk to Nvidia?" is here: https://www.youtube.com/watch?v=6KJCZut3qwU&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Anchoring Problem & How to Solve It" https://www.youtube.com/watch?v=6t41x9fsYv8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s ------- Register for our next in-person event, "Retirement Income Empowerment Workshop," June 14, 2025: https://tracking.realinvestmentadvice.com/l/1052953/2025-05-08/ysxr ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #NvidiaDay #NVDA #NvidiaStock #TechStocks #StockMarketNews #MoneyFlows #Nvidia #TrumpTariffs #Inflation #MarketCorrection #MarketPullback #BuyTheDip #ReduceRisk #RaiseCash #MarketConsolidation #20DMA #50DMA #100DMA #200DMA #AnchoringBias #BehavioralFinance #CognitiveBiases #InvestmentPsychology #SmartInvesting #InvestingAdvice #Money #Investing

Discover the hidden influence of anchoring bias on investment decisions and learn actionable strategies to overcome it. Lance Roberts and Jonathan Penn share behavioral finance concepts and provide practical solutions for navigating cognitive pitfalls in today's markets. Lance and Jon examine the literal ramifications of anchoring (example: real estate prices); why headlines are to be avoided; Lance's Calculus anecdote; secrets clients don't tell advisors. Lance provides a Nvidia Earnings Preview and a look at building AI factories; how deficit trajectories can be changed by higher industrial output; how much money is lost in corrections; what is your time frame for savings. SEG-1: Waiting on Nvidia SEG-2: Solving the Challenge of Anchoring SEG-3: Headlines are Meaningless SEG-4: Changing the Trajectory of Deficits Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=6t41x9fsYv8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s ------- Articles mention in this show: "The Anchoring Problem And How To Solve It" https://realinvestmentadvice.com/resources/blog/the-anchoring-problem-and-how-to-solve-it/ ------- The latest installment of our new feature, Before the Bell, "Today's the Day to Reduce Risk," is here: https://www.youtube.com/watch?v=1gbbRIpFRqE ------- Our previous show is here: "Are There Warts on The One Big Beautiful Bill?" https://www.youtube.com/watch?v=HLSBdKV-eO0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2&t=152s ------- Register for our next in-person event, "Retirement Income Empowerment Workshop," June 14, 2025: https://tracking.realinvestmentadvice.com/l/1052953/2025-05-08/ysxr ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketCorrection #MarketPullback #BuyTheDip #ReduceRisk #RaiseCash #MarketConsolidation #20DMA #50DMA #100DMA #200DMA #AnchoringBias #BehavioralFinance #CognitiveBiases #InvestmentPsychology #SmartInvesting #InvestingAdvice #Money #Investing

Are there hidden flaws in the One Big Beautiful Spending Bill? Danny Ratliff & Jonathan Penn expose what they're not telling you, diving into the fine print of the 2025 federal spending bill. Is it as beautiful as they claim—or are there costly warts hidden beneath the surface? Danny & Jon break down the economic risks inherent in the politics and pork. SEG-1: Will Investors Pause for Memorial Day Weekend? SEG-2: Wart on the One Big Beautiful Bill SEG-3: Advice for the Class of 2025, Pt 1 SEG-4a: Advice for the Class of 2025, Pt 2 SEG-4b: Is Now the Time to Add Bonds? Hosted by RIA Advisors Senior Financial Advisor Danny Ratliff, CFP, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: ------- Articles mention in this show: "Death Of The Dollar: An Eternal Tale" https://realinvestmentadvice.com/resources/blog/death-of-the-dollar-an-eternal-tale/ "Corporate Stock Buybacks – Do They Affect Markets?" https://realinvestmentadvice.com/resources/blog/corporate-stock-buybacks-do-they-affect-markets/ "USA Versus JNJ" https://realinvestmentadvice.com/resources/blog/usa-versus-jnj/ "Moody's Debt Downgrade – Does It Matter?" https://realinvestmentadvice.com/resources/blog/moodys-debt-downgrade-does-it-matter/ ------- The latest installment of our new feature, Before the Bell, "The Pullback We Needed ," is here: https://www.youtube.com/watch?v=y87ApddExgw&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1 ------- Our previous show is here: "Bonds Are Cheap?" https://www.youtube.com/watch?v=y87ApddExgw&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1&t=4s ------- Register for our next in-person event, "Retirement Income Empowerment Workshop," June 14, 2025: https://tracking.realinvestmentadvice.com/l/1052953/2025-05-08/ysxr ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SpendingBill2025 #DebtAndDeficits #FiscalPolicyWatch #EconomicRealityCheck #LegislativeImpact #Bitcoincash #MarketSectors #Economy #EconomicGrowth #BondMarket #InvestingInBonds #FixedIncome #InterestRates2025 #MarketOutlook #MoodysDowngrade #CreditRating #DebtCrisis #BondMarket #USCreditRisk #MarketComplacency #InvestorSentiment #MarketRisk #StockMarketTrends #BubbleWarning #MarketTiming #InvestingAdvice #Money #Investing

Are bonds cheap? Lance Roberts & Michael Lebowitz discuss whether or not bonds are a good buy now, with a composite bond market outlook, and the relationship of interest rates and bond prices. SEG-1: Hurricane Season & Market Pullback SEG-2: Bond Auction Reality - What did the dealers do? SEG-3: Debunking the Narratives & Bad, Scary Charts SEG-4: Why Bonds Are a Good Buy Now Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=y87ApddExgw&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1&t=4s ------- Articles mention in this show: "Death Of The Dollar: An Eternal Tale" https://realinvestmentadvice.com/resources/blog/death-of-the-dollar-an-eternal-tale/ "Corporate Stock Buybacks – Do They Affect Markets?" https://realinvestmentadvice.com/resources/blog/corporate-stock-buybacks-do-they-affect-markets/ "USA Versus JNJ" https://realinvestmentadvice.com/resources/blog/usa-versus-jnj/ "Moody's Debt Downgrade – Does It Matter?" https://realinvestmentadvice.com/resources/blog/moodys-debt-downgrade-does-it-matter/ ------- The latest installment of our new feature, Before the Bell, "The Pullback We Needed ," is here: https://www.youtube.com/watch?v=y87ApddExgw&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1 ------- Our previous show is here: "Has the Correction Started?" https://www.youtube.com/watch?v=mD_sgSpa4Go&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=20s ------- Register for our next in-person event, "Retirement Income Empowerment Workshop," June 14, 2025: https://tracking.realinvestmentadvice.com/l/1052953/2025-05-08/ysxr ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Bitcoin #MarketSectors #Economy #EconomicGrowth #BondMarket #InvestingInBonds #FixedIncome #InterestRates2025 #MarketOutlook #MoodysDowngrade #CreditRating #DebtCrisis #BondMarket #USCreditRisk #MarketComplacency #InvestorSentiment #MarketRisk #StockMarketTrends #BubbleWarning #MarketTiming #InvestingAdvice #Money #Investing

Is this the beginning of a market correction—or just a healthy pullback? Lance Roberts & Danny Ratliff break down recent volatility, key technical signals, and what smart investors should be watching right now; a review of Target & WalMart's earnings reports. Lance rebuts claims by Fisher Investments that stock buy backs do not affect markets. Convincingly. A review of Jamie Dimon's market complacency warnings, and Lance and Danny discuss on line shopping pro's and con's. Danny backs into a preview of our upcoming Retirement Income Empowerment Workshop, how to build and grow wealth, and how Lance plans to distribute his inheritance to his kids. SEG-1: A Retail Tale of Have's & Have-nots SEG-2: Is This the Start of a Correction? SEG-3a: The Buy Back Factor in Markets SEG-3b: Jaime Dimon's Warning of Market Complacency SEG-3c: Retailers, Tariffs, & Online Shopping SEG-4a: Succession Planning for Boomers SEG-4b: Retirement Income Empowerment preview SEG-4c: The First Step to Building Wealth & Self Preservation Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=mD_sgSpa4Go&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=20s ------- Articles mention in this show: "Corporate Stock Buybacks – Do They Affect Markets?" https://realinvestmentadvice.com/resources/blog/corporate-stock-buybacks-do-they-affect-markets/ "USA Versus JNJ" https://realinvestmentadvice.com/resources/blog/usa-versus-jnj/ "Moody's Debt Downgrade – Does It Matter?" https://realinvestmentadvice.com/resources/blog/moodys-debt-downgrade-does-it-matter/ ------- The latest installment of our new feature, Before the Bell, "What Market Sectors Are Telling Us," is here: https://www.youtube.com/watch?v=qsVVT2IzJuo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Are Markets Too Complacent?" https://www.youtube.com/watch?v=N8MpeSQZeRs&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1309s ------- Register for our next in-person event, "Retirement Income Empowerment Workshop," June 14, 2025: https://tracking.realinvestmentadvice.com/l/1052953/2025-05-08/ysxr ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketSectors #Economy #EconomicCommentary #BasicMaterials #Communications #Utilities #Transportation #Energy #AI #RealEstate #MarketCorrection #StockMarket2025 #InvestorInsights #BearMarketWatch #RiskManagement #MarketRally #MarketPullback #BuyTheDip #RaiseCash #MarketConsolidation #20DMA #50DMA #100DMA #200DMA #MoodysDowngrade #CreditRating #DebtCrisis #BondMarket #USCreditRisk #MarketComplacency #InvestorSentiment #MarketRisk #StockMarketTrends #BubbleWarning #MarketTiming #InvestingAdvice #Money #Investing

Are investors dangerously ignoring risk? Despite signs of slowing economic growth, elevated valuations, and geopolitical uncertainty, markets continue to trend higher with remarkably low volatility. Lance Roberts & Jonathan Penn address whether or not markets too complacent, remembering wedding anniversaries, and whether the ratings agencies are to be believed: Why even rate Treasuries at all? A look at bad headlines (If it bleeds, it leads), and whether now is a terrible time to retire; the reality that markets don't really care about anything but forward earnings guidance. We'll explore why investor sentiment appears disconnected from fundamentals, what past periods of complacency have taught us, and how to identify the early warning signs of risk being mispriced. If you're concerned about market bubbles, overconfidence, or “this time is different” thinking, this episode offers important context — and caution. SEG-1: Moody Downgrade, CBO Projections, & Buy the Dip SEG-2a: Happy Anniversary - Tomorrow SEG-2b: Why Have Ratings on Treasuries? SEG-3a: Retirement Income Empowerment tease (registration link below) SEG-3b: Bad Headlines, Retirement Timing, & AC/DC-Squirrel! SEG-4: All Markets Care About is Forward Earnings Guidance Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=N8MpeSQZeRs&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1309s ------- Articles mention in this show: "USA Versus JNJ" https://realinvestmentadvice.com/resources/blog/usa-versus-jnj/ "Moody's Debt Downgrade – Does It Matter?" https://realinvestmentadvice.com/resources/blog/moodys-debt-downgrade-does-it-matter/ ------- The latest installment of our new feature, Before the Bell, "Patience, Grasshopper," is here: https://www.youtube.com/watch?v=HEQXlux8Yfg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Moody's Debt Downgrade – Does It Matter?" https://www.youtube.com/watch?v=UP8yVn_65v0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Register for our next in-person event, "Retirement Income Empowerment Workshop," June 14, 2025: https://tracking.realinvestmentadvice.com/l/1052953/2025-05-08/ysxr ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestorPatience #MarketRally #MarketPullback #BuyTheDip #RaiseCash #MarketConsolidation #20DMA #50DMA #100DMA #200DMA #MoodysDowngrade #CreditRating #DebtCrisis #BondMarket #USCreditRisk #MarketComplacency #InvestorSentiment #MarketRisk #StockMarketTrends #BubbleWarning #RetirementPlanning #RetireSmart #InflationAndRetirement #FinancialFreedom #MarketTiming #InvestingAdvice #Money #Investing

What does a lower credit rating mean for investors, interest rates, and the broader economy? Lance Roberts examines the implications of Moody's recent U.S. debt downgrade, historical precedents, market reactions, and potential consequences for fiscal policy and the bond market.

What if your Social Security benefits were no longer taxed? A new bill in Congress could make that happen — but is it real policy or just political posturing? Richard Rosso unpacks the proposal to eliminate federal income tax on Social Security, what it could mean for retirees, and the fiscal reality behind the promise.

Are rising yields a warning sign, or are they reflecting renewed economic strength? Lance Roberts & Michael Lebowitz dive into the latest movements in bond yields and what they signal for markets, the Fed, and your portfolio. Lance and Mike analyze the shape of the yield curve, interest rate forecasts, and what it all means for investors in 2025: * Why the 10-year Treasury yield is making headlines * Is the inverted yield curve still relevant? * What to watch from the Fed and inflation data * How bond market signals impact equity prices Stay informed. Stay ahead. ➤ Subscribe for more market insight and financial commentary. SEG-1: If You Don't Raise Cash, You Can't Buy the Dip SEG-2: Inflation Continues to Modulate Lower SEG-3: Markets Are Driven by Trading Dynamics SEG-4: The Problem with the Buffett Indicator Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=nkCQucjucCo&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2 ------- Articles mention in this show: "The Wealth Effect Is Not Always Virtuous" https://realinvestmentadvice.com/resources/blog/the-wealth-effect-is-not-always-virtuous/ "A Bear Market Rally?" https://realinvestmentadvice.com/resources/blog/a-bear-market-rally/ ------- The latest installment of our new feature, Before the Bell, "Now is the Time to Not Be Greedy" is here: https://www.youtube.com/watch?v=bdJgbyS_PkA&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Equity Chase is On" https://www.youtube.com/watch?v=1zRtjeKGJ7o&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- REGISTER FOR OUR NEXT CANDID COFFEE (5/3/25) HERE: https://realinvestmentadvice.com/resources/events/live-chat/ ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BondYields #InterestRates #YieldCurve #MarketUpdate #TreasuryYields #MarketRally InvestorGreed #BuyTheDip #RaiseCash #MarketConsolidation #MarketPullBack #Mag7Stocks #StockMarket2025 #StockMarketRally #EquityOutlook #BullMarket2025 #InvestmentStrategy #MarketRally #MarketConsolidation #MarketPullBack #PatiencePays#MarketRally #100DMA #50DMA #200DMA #BearMarketRally #StockMarketUpdate #MarketVolatility #InvestmentStrategies #EconomicForecast #LanceRobertsBirthday #InternationalScout #InvestingAdvice #Money #Investing

As markets climb higher, investors are rushing back into stocks. But is the chase for equity returns grounded in fundamentals—or just FOMO? Lance Roberts & Danny Ratliff dive into the sudden surge in equity markets and the renewed appetite for risk. Is this rally sustainable—or are investors simply chasing performance at the top? What's fueling the stock market rally in 2025, how is sentiment shifting, and why chasing returns in bull markets can be dangerous without a disciplined investment strategy. Lance & Danny also explore portfolio positioning and risk management tips that can help you stay grounded amid the hype. How to get back into the market? Is a bid to offer 4 X leverage for retirement accounts a good idea? What changes our thesis about Bonds? Whether you're managing your own money or working with an advisor, now's the time to revisit your equity exposure and prepare for what comes next. SEG-1: Do We Sell in May & Go Away? SEG-2: How Do We Get Back In? SEG-3: 4 x Leverage for 401k? SEG-4: What Changes our Thesis on Bonds? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=1zRtjeKGJ7o&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s ------- Articles mention in this show: "A Bear Market Rally?" https://realinvestmentadvice.com/resources/blog/a-bear-market-rally/ ------- The latest installment of our new feature, Before the Bell, "Markets Turn Positive for the Year...barely" is here: https://www.youtube.com/watch?v=Dp2bd5BsGmE&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Is Tariff-driven Volatility Over?" https://www.youtube.com/watch?v=t5U_4ulK_Pw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- REGISTER FOR OUR NEXT CANDID COFFEE (5/3/25) HERE: https://realinvestmentadvice.com/resources/events/live-chat/ ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketConsolidation #MarketPullBack #Mag7Stocks #StockMarket2025 #StockMarketRally #EquityOutlook #BullMarket2025 #InvestmentStrategy #MarketRally #MarketConsolidation #MarketPullBack #PatiencePays#MarketRally #100DMA #50DMA #200DMA #BearMarketRally #StockMarketUpdate #MarketVolatility #InvestmentStrategies #EconomicForecast #LanceRobertsBirthday #InternationalScout #InvestingAdvice #Money #Investing

Tariffs rattled markets. Then… silence. Are we in the clear—or is another shock coming? Lance Roberts and Jonathan Penn tackle the question: Is Tariff Volatility Over? The reversal of tariffs is only a 90-day reprieve; markets are very over bought, and after Monday's rally are due for some pullback (sooner or later); be patient and bide your time before jumping into the fray. Lance and Jonathan discuss why contrarian investing is smart. Preview of today's inflation print; the danger of not doing proper research before investing: Know what you own. Wondering where to invest next? What do you use on an everyday basis? Watch now and subscribe for more real-world investing insight. SEG-1: This is Inflation Week SEG-2: Why Contrarian Investing is Important SEG-3: The Danger of Not Doing the Research SEG-4: The Importance of Understanding What You Own Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=t5U_4ulK_Pw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mention in this show: "A Bear Market Rally?" https://realinvestmentadvice.com/resources/blog/a-bear-market-rally/ ------- The latest installment of our new feature, Before the Bell, "It Pays to Be Patient" is here: https://www.youtube.com/watch?v=KtbRbUJF0L8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How to Deal with a Bear Market Rally" https://www.youtube.com/watch?v=uTZmVaVMzpg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- REGISTER FOR OUR NEXT CANDID COFFEE (5/3/25) HERE: https://realinvestmentadvice.com/resources/events/live-chat/ ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketConsolidation #MarketPullBack #PatiencePays #TariffVolatility #GlobalMarkets #StockMarket2025 #TradeWarAftermath #RealInvestmentShow #MarketRally #100DMA #50DMA #200DMA #BearMarketRally #StockMarketUpdate #MarketVolatility #InvestmentStrategies #EconomicForecast #LanceRobertsBirthday #InternationalScout #InvestingAdvice #Money #Investing

It's Lance Roberts' 60th birthday, and the birthday faery made an early visit to the studio. Markets will be boosted today by news of an agreement between the US and China over tariffs. Is the recent market rebound a sign of recovery—or just a classic bear market trap? Lance Roberts breaks down what defines a bear market rally, why investors often get whipsawed by false hope, and how to position your portfolio amid short-term optimism and long-term uncertainty. With earnings season in full swing and rate cuts still in question, we'll explore whether this bounce has legs or is setting up for another leg lower. Lance is looking for a classic truck and has his eye on a '71 International Scout; interestingly, commentary on valuations, and the prices people are willing to pay. A history lesson on market corrections, recessions, and bottoms (with charts); why it's important to not ignore bear market signs. SEG-1: 60th Birthday, Mother's Day & Bear Market Rally SEG-2a: Bidding on a '71 Scout SEG-2b: Valuations Are What People Are Willing to Pay SEG-3: Bear Market Rallies and Market Bottoms SEG-4: Do Not Ignore Bear Market Signs Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=uTZmVaVMzpg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mention in this show: "A Bear Market Rally?" https://realinvestmentadvice.com/resources/blog/a-bear-market-rally/ ------- The latest installment of our new feature, Before the Bell, "S5-12-25 Do You Want to Make Some Money?" is here: https://www.youtube.com/watch?v=ngmFyV6B9TY&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Will Tax Reform Stall?" and "Money Advice for Single Moms on Mother's Day:" https://www.youtube.com/watch?v=7_0Zpmbtb-I&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2&t=2s Watch the first-hour of the show here: https://www.youtube.com/watch?v=kwfW2yddsWI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=9s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- REGISTER FOR OUR NEXT CANDID COFFEE (5/3/25) HERE: https://realinvestmentadvice.com/resources/events/live-chat/ ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketConsolidation #100DMA #50DMA #200DMA #BearMarketRally #StockMarketUpdate #MarketVolatility #InvestmentStrategies #EconomicForecast #LanceRobertsBirthday #InternationalScout #RayDaleo #JohnHuntsman #PEterSchiff #InvestingAdvice #Money #Investing

Being a single mom means wearing every hat—and that includes the CFO of the household. In this special Mother's Day edition of Financial Fitness Friday, Richard Rosso & Matt Doyle offer tailored financial planning advice for single moms, covering essential strategies for budgeting, building an emergency fund, managing debt, and long-term investing. Rich and Matt also cover market trends, tariff news, and Qualified Charitable Deduction Strategies. SEG-5: Will the Tax Bill Pass - How to Prepare SEG-6: Memory Care & Tax Changes Coming SEG-7: Qualified Charitable Deduction Strategies SEG-8: Money Advice for Single Mom's on Mother's Day Hosted by RIA Advisors DIrector of Financial Planning, Richard Rosso, CFP, w Senior Relationship Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=7_0Zpmbtb-I&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2&t=2s What the first-hour of the show here: https://www.youtube.com/watch?v=kwfW2yddsWI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=9s ------- The latest installment of our new feature, Before the Bell, "Shallow Pullbacks Still Spell Opportunity" is here: https://www.youtube.com/watch?v=rqKH5pCCtr8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Fed Stays Hawkish" https://www.youtube.com/watch?v=cn7-AOMEbKY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- REGISTER FOR OUR NEXT CANDID COFFEE (5/3/25) HERE: https://realinvestmentadvice.com/resources/events/live-chat/ ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SingleMomFinance #MothersDayMoneyTips #FinancialIndependenceForMoms #SmartMoneyForMoms #BudgetingForSingleMoms #TaxReform2025 #CapitalGainsTax #CorporateTaxChanges #TaxPolicyUpdate #CongressionalGridlock #FederalReserve #FOMC #InterestRates #MarketUpdate #HigherForLonger #SmartInvesting #FinancialAdvice #StockMarket #RebalancePortfolio #ReduceRisk #MarketRally #MarketRisk #FedDay #FOMC #InterestRates #FederalReserve #ChinaBlinks #ChinaTariffs #TradeWar #AI #ArtificialIntelligence #JobElimination #TargetDateFunds #RiskManagement #InvestingTips #StockMarketUpdate #InvestingAdvice #Money #Investing

With a new administration in Washington and control of Congress shifting, tax reform is once again a high-stakes issue for investors and business owners. Richard Rosso & Matt Doyle analyze what's on the table—proposals to adjust capital gains rates, reduce or expand corporate tax burdens, and modify personal income brackets. We'll break down where negotiations stand, what's likely to change, and how gridlock could delay progress. This episode is a must-listen for anyone trying to position their portfolio ahead of potential tax legislation. SEG-1: Why It's Never "Really Different This Time" SEG-2: The American Pope & Mother's Day Spending SEG-3: Tax "Reform" May Not Look Like You Want SEG-4: When Roth vs Pre-Tax Works Best Hosted by RIA Advisors DIrector of Financial Planning, Richard Rosso, CFP, w Senior Relationship Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=kwfW2yddsWI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 What the second-hour of the show here: https://www.youtube.com/watch?v=7_0Zpmbtb-I&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2&t=2s ------- The latest installment of our new feature, Before the Bell, "Shallow Pullbacks Still Spell Opportunity" is here: https://www.youtube.com/watch?v=rqKH5pCCtr8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Fed Stays Hawkish" https://www.youtube.com/watch?v=cn7-AOMEbKY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- REGISTER FOR OUR NEXT CANDID COFFEE (5/3/25) HERE: https://realinvestmentadvice.com/resources/events/live-chat/ ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #TaxReform2025 #CapitalGainsTax #CorporateTaxChanges #TaxPolicyUpdate #CongressionalGridlock #FederalReserve #FOMC #InterestRates #MarketUpdate #HigherForLonger #SmartInvesting #FinancialAdvice #StockMarket #RebalancePortfolio #ReduceRisk #MarketRally #MarketRisk #FedDay #FOMC #InterestRates #FederalReserve #ChinaBlinks #ChinaTariffs #TradeWar #AI #ArtificialIntelligence #JobElimination #TargetDateFunds #RiskManagement #InvestingTips #StockMarketUpdate #InvestingAdvice #Money #Investing

The Federal Reserve kept its stance firmly hawkish at their latest FOMC meeting — but what does that mean for stocks, bonds, and the economy? Lance Roberts & Michael Lebowitz break down the Fed's latest interest rate decision, Jerome Powell's comments, and the immediate market reaction, covering key sectors impacted, investor sentiment shifts, and the Fed's outlook for inflation, growth, and monetary policy going forward. Lance and Michael discuss why Fed Head Jerome Powell was surprised by the Trump Tariffs, the relative strength of the dollar, and how the economy is "normalizing" with "higher" interest rates. Lance and Michael also discuss the merits of Ai with Apple & Google, and the multiplier effect artificial intelligence will produce for supporting industries; the importance of identifying and investing in companies poised for generating earnings growth. Don't miss this critical update as the Fed's tough tone shapes the path ahead for portfolios and financial markets. SEG-1: Fed Day Snoozer; Earnings Season Wraps SEG-2: Why It's Okay to Run a Trade Deficit SEG-3: The Economy is Actually Normalizing SEG-4a: Apple vs Google-Ai SEG-4b: Investing in Companies Generating Earnings Growth Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=O9m45eTIyu0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1------- Articles mentioned in this report: "The Storm Before The Calm" https://realinvestmentadvice.com/resources/blog/the-storm-before-the-calm/ “Curb Your Enthusiasm” In 2025 https://realinvestmentadvice.com/resources/blog/curb-your-enthusiasm-in-2025/ "Resistance Is Futile” – For Both Bulls And Bears" https://realinvestmentadvice.com/resources/blog/resistance-is-futile-for-both-bulls-and-bears/ "Economic Decline Gains Momentum" https://realinvestmentadvice.com/resources/blog/economic-decline-gains-momentum/ "Spock And The Logic Based Approach To Volatility" https://realinvestmentadvice.com/resources/blog/spock-and-the-logic-based-approach-to-volatility/ ------- The latest installment of our new feature, Before the Bell, "Can the Market Continue to Build?" is here: https://www.youtube.com/watch?v=e00bUJpRZZc ------- Our previous show is here: "China Blinks" https://www.youtube.com/watch?v=cn7-AOMEbKY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2&t=5s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- REGISTER FOR OUR NEXT CANDID COFFEE (5/3/25) HERE: https://realinvestmentadvice.com/resources/events/live-chat/ ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketConsolidation #20DMA #50DMA #200DMA #FederalReserve #InterestRate #HawkishFed #InvestingOpportunity FederalReserve #FOMC #InterestRates #MarketUpdate #HigherForLonger #SmartInvesting #FinancialAdvice #StockMarket #RebalancePortfolio #ReduceRisk #MarketRally #MarketRisk #FedDay #FOMC #InterestRates #FederalReserve #ChinaBlinks #ChinaTariffs #TradeWar #AI #ArtificialIntelligence #JobElimination #TargetDateFunds #RiskManagement #InvestingTips #StockMarketUpdate #InvestingAdvice #Money #Investing

The Federal Reserve Open Market Committee meeting concludes this afternoon; expect some volatility. As the U.S. pushes forward with new tariffs and a tougher trade stance, China appears to blink — signaling potential cracks in its economic armor. Lance Roberts and Danny Ratliff dive into the latest developments in the U.S.–China trade conflict, why China is making strategic concessions, and what it means for global markets, supply chains, and future negotiations. Danny reviews his trip to South Africa, and they discuss the possible impact of AI on employment; market dynamics are being pulled by two forces: older, more bearish investors, and youthful, more bullish types; dealing with investor exhaustion. The first fallout from the GLP-1 craze is Weight Watchers' bankruptcy; health = wealth. SEG-1: Fed Day Preview - China Blinks SEG-2a: Speaking Like Alpha's & Danny's Travelogue SEG-2b: China Returns to the Table SEG-3a: What Is Overall Impact of AI? SEG-3b: Market Dynamics - Where Are Investors Going? SEG-4: GLP-1 Fallout - Weight Watchers' Bankruptcy Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=cn7-AOMEbKY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Articles mentioned in this report: “Curb Your Enthusiasm” In 2025 https://realinvestmentadvice.com/resources/blog/curb-your-enthusiasm-in-2025/ "Resistance Is Futile” – For Both Bulls And Bears" https://realinvestmentadvice.com/resources/blog/resistance-is-futile-for-both-bulls-and-bears/ "Economic Decline Gains Momentum" https://realinvestmentadvice.com/resources/blog/economic-decline-gains-momentum/ "Spock And The Logic Based Approach To Volatility" https://realinvestmentadvice.com/resources/blog/spock-and-the-logic-based-approach-to-volatility/ ------- The latest installment of our new feature, Before the Bell, "Shallow Pullbacks Still Spell Opportunity" is here: https://www.youtube.com/watch?v=rqKH5pCCtr8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "No Free Lunch: The Hidden Costs of 'Free' Investment Advice" https://www.youtube.com/watch?v=-dNIEwh8Coc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- REGISTER FOR OUR NEXT CANDID COFFEE (5/3/25) HERE: https://realinvestmentadvice.com/resources/events/live-chat/ ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketSellOff #20DMA #50DMW #200DMA #InvestingOpportunity #FinancialAdvice #SmartInvesting #StockMarket #RebalancePortfolio #ReduceRisk #MarketRally #MarketRisk #FedDay #FOMC #InterestRates #FederalReserve #ChinaBlinks #ChinaTariffs #TradeWar #AI #ArtificialIntelligence #JobElimination #TargetDateFunds #RiskManagement #InvestingTips #StockMarketUpdate #InvestingAdvice #Money #Investing

Think you're getting "free" investment advice? Think again. Lance Roberts and Jonathan Penn uncover the hidden costs behind so-called "free" financial services. Lance reveals the toughest jobs in America, and a look at the end of markets' winning string. Learn how mutual fund share classes — A shares vs. B shares — reveal how advisors get paid, and why front-end and back-end loads can quietly erode your returns. If you're not sure who's paying the fees, it's probably you. Lance and Jonathan take on the great AI debate: Whose jobs will be eliminated? Why Target Date Mutual Funds are the worst financial product on the planet. SEG-1A: The Toughest Jobs in America SEG-1B: Markets End Winning String SEG-2: Pre-show Planning & No Free Lunch SEG-3: The Great AI Debate: Whose Jobs Will Be Replaced? SEG-4: Target Date Mutual Funds: The Worst on the Planet Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=-dNIEwh8Coc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Articles mentioned in this report: "Resistance Is Futile” – For Both Bulls And Bears" https://realinvestmentadvice.com/resources/blog/resistance-is-futile-for-both-bulls-and-bears/ "Economic Decline Gains Momentum" https://realinvestmentadvice.com/resources/blog/economic-decline-gains-momentum/ "Spock And The Logic Based Approach To Volatility" https://realinvestmentadvice.com/resources/blog/spock-and-the-logic-based-approach-to-volatility/ ------- The latest installment of our new feature, Before the Bell, "Markets Sell Off" is here: https://www.youtube.com/watch?v=9NDfokdu8Bo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Doing Debt the American Way" https://www.youtube.com/watch?v=_8BLk9Ewn6k&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- REGISTER FOR OUR NEXT CANDID COFFEE (5/3/25) HERE: https://realinvestmentadvice.com/resources/events/live-chat/ ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketSellOff #PeakOil #OilPrices #OilProduction #DrillBabyDrill #20DMA #50DMW #200DMA #InvestingOpportunity #InvestmentFees #NoFreeLunch #MutualFunds #FinancialAdvice #SmartInvesting #StockMarket #AI #ArtificialIntelligence #JobElimination #TargetDateFunds #RiskManagement #InvestingTips #StockMarketUpdate #InvestingAdvice #Money #Investing

May begins and stock buy backs return; earnings season has been okay, on lowered expectations. Employment report is stronger than expected, but showing slippage. Lance Roberts explores why resistance levels are challenging both bulls and bears in today's volatile market. Over the past two weeks, the market has had a furious nine-day rally, the longest winning streak in 21 years. However, there are two takeaways from such a historic advance. First, it is “bullish” as investors return to the market. However, investors should also recognize that if the rally is the longest in 21 years, then previous such rallies failed. As shown in the chart below, there have been longer rallies, with 14 trading days being the peak. But in every case, it is worth remembering the following: “Record levels' of anything are records for a reason. It is where the point was reached where previous limits existed. Therefore, when a ‘record level' is reached, it is NOT THE BEGINNING, but rather an indication of the MATURITY of a cycle.” SEG-1: May Begins & Stock Buy Backs Return SEG-2: Why Wall Street Doesn't Want You to Hold Cash SEG-3: Parsing the Employment Report: Resistance is Futile SEG-4: There is No Magic Wand in Investing Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=-dNIEwh8Coc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Articles mentioned in this report: "Resistance Is Futile” – For Both Bulls And Bears" https://realinvestmentadvice.com/resources/blog/resistance-is-futile-for-both-bulls-and-bears/ "Economic Decline Gains Momentum" https://realinvestmentadvice.com/resources/blog/economic-decline-gains-momentum/ "Spock And The Logic Based Approach To Volatility" https://realinvestmentadvice.com/resources/blog/spock-and-the-logic-based-approach-to-volatility/ ------- The latest installment of our new feature, Before the Bell, "Has the Market Rally Peaked?" is here: https://www.youtube.com/watch?v=MeqfgKzbwJk&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Doing Debt the American Way" https://www.youtube.com/watch?v=_8BLk9Ewn6k&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- REGISTER FOR OUR NEXT CANDID COFFEE (5/3/25) HERE: https://realinvestmentadvice.com/resources/events/live-chat/ ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #TechnicalAnalysis #MarketTrends #BullMarket #BearMarket #RebalancePortfolio #ReduceRisk #MarketRally #MarketRisk #MarketNormalization #RiskOff #MarketLows #ReflexiveRally #DownsideRisk #MarketVolatility #MarketCorrection #RiskManagement #InvestingTips #StockMarketUpdate #InvestingAdvice #Money #Investing

Why are Americans drowning in debt? In today's episode, Jonathan McCarty and Matt Doyle uncover the real story behind 'Doing Debt the American Way.' Jonathan and Matt discuss the financial implications to Buy-now/Pay-later plans, how to save money at home, and the choices consumers are making to make ends meet. SEG-1: China's Long Game with Tariffs SEG-2: Debt American Style SEG-3: How to Save Money at Home SEG-4: First Time Investing for the Younger Crowd Hosted by RIA Advisors Senior Financial Advisor Jonathan Penn, CFP, Senior Relationship Manager, Matt Doyle, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=_8BLk9Ewn6k&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Articles mentioned in this report: "The Path Ahead: Soar, Stall, Or Plummet" https://realinvestmentadvice.com/resources/blog/the-path-ahead-soar-stall-or-plummet/ "Interest Rate Swaps: Plumbing Of The Financial System" https://realinvestmentadvice.com/resources/blog/interest-rate-swaps-plumbing-of-the-financial-system/ "A Rare Zweig Breadth Thrust Provides Optimism" https://realinvestmentadvice.com/resources/blog/a-rare-zweig-breadth-thrust-provides-optimism/ "Correction Continues – The Value Of Risk Management" https://realinvestmentadvice.com/resources/blog/correction-continues-remain-cautious/ "Spock And The Logic Based Approach To Volatility" https://realinvestmentadvice.com/resources/blog/spock-and-the-logic-based-approach-to-volatility/ ------- The latest installment of our new feature, Before the Bell, "Market Corrections are Investing Opportunity" is here: https://www.youtube.com/watch?v=4baHmCJqfYU&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "What Is Up with Yields?" https://www.youtube.com/watch?v=dXH5dCkquaI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1827s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- REGISTER FOR OUR NEXT CANDID COFFEE (5/3/25) HERE: https://realinvestmentadvice.com/resources/events/live-chat/ ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #AmericanDebt #DebtCrisis #FinancialHealth #ConsumerDebt #MoneyMatters #BondYields #InterestRates #YieldCurve #MarketTrends #InvestingInsights #MarketCorrection #InvestingOpportunity #Gold #Oil #Liquidity#StayTheCourse #InvestingAdvice #MarketVolatility #LongTermInvesting #FinancialPlanning #TakeProfits #RebalancePortfolio #ReduceRisk #MarketRally #MarketRisk #MarketNormalization #RiskOff #MarketLows #ReflexiveRally #DownsideRisk #MarketVolatility #MarketCorrection #RiskManagement #InvestingTips #StockMarketUpdate #InvestingAdvice #Money #Investing

Bond yields are rising — but why now, and what does it mean for your investments? In this episode, we break down what's driving Treasury yields higher, how the Federal Reserve and inflation expectations are playing a role, and what the risks (and opportunities) are for stocks, bonds, and the broader economy. Stay ahead of market shifts with expert insights and practical strategies for the changing rate environment." SEG-1: Meta & MSFT Results to Float all Boats SEG-2: What's Up with Yields, Pt-1 - The Inputs to CPI SEG-3: What's Up w Yields, Pt-2 - Debt Refinancing Myths SEG-4: What's Up w Yields, Pt-3 - Margin, Liquidity, & Volatility Risk Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=dXH5dCkquaI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1827s ------- Articles mentioned in this report: "Interest Rate Swaps: Plumbing Of The Financial System" https://realinvestmentadvice.com/resources/blog/interest-rate-swaps-plumbing-of-the-financial-system/ "A Rare Zweig Breadth Thrust Provides Optimism" https://realinvestmentadvice.com/resources/blog/a-rare-zweig-breadth-thrust-provides-optimism/ "Correction Continues – The Value Of Risk Management" https://realinvestmentadvice.com/resources/blog/correction-continues-remain-cautious/ "Spock And The Logic Based Approach To Volatility" https://realinvestmentadvice.com/resources/blog/spock-and-the-logic-based-approach-to-volatility/ ------- The latest installment of our new feature, Before the Bell, "Market Corrections are Investing Opportunity" is here: https://www.youtube.com/watch?v=4baHmCJqfYU&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Why is the Trade Deficit at Record Levels?" https://www.youtube.com/watch?v=dXH5dCkquaI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1827s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- REGISTER FOR OUR NEXT CANDID COFFEE (5/3/25) HERE: https://realinvestmentadvice.com/resources/events/live-chat/ ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BondYields #InterestRates #YieldCurve #MarketTrends #InvestingInsights #MarketCorrection #InvestingOpportunity #Gold #Oil #Liquidity#StayTheCourse #InvestingAdvice #MarketVolatility #LongTermInvesting #FinancialPlanning #TakeProfits #RebalancePortfolio #ReduceRisk #MarketRally #MarketRisk #MarketNormalization #RiskOff #MarketLows #ReflexiveRally #DownsideRisk #MarketVolatility #MarketCorrection #RiskManagement #InvestingTips #StockMarketUpdate #InvestingAdvice #Money #Investing

Why is the trade deficit at record levels? Lance Roberts breaks down the record-setting U.S. trade deficit and its far-reaching implications. From global trade imbalances and currency pressures to the potential impact on interest rates and inflation, we unpack what this growing deficit could signal for the U.S. economy in 2025. Lance Roberts explores: How the trade deficit affects GDP and growth Whether trade surpluses or deficits are “bad” for the economy Key sectors driving the imbalance What investors need to watch going forward SEG-1: Be Careful in May (and don't go away) SEG-2: The Problem with Buy Now-Pay Later SEG-3: The Truth about "Tariff-fueled" Inflation SEG-4a: What Markets Really Care About SEG-4b: Market Open Preview Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=dXH5dCkquaI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1827s ------- Articles mentioned in this report: "A Rare Zweig Breadth Thrust Provides Optimism" https://realinvestmentadvice.com/resources/blog/a-rare-zweig-breadth-thrust-provides-optimism/ "Correction Continues – The Value Of Risk Management" https://realinvestmentadvice.com/resources/blog/correction-continues-remain-cautious/ "Spock And The Logic Based Approach To Volatility" https://realinvestmentadvice.com/resources/blog/spock-and-the-logic-based-approach-to-volatility/ ------- The latest installment of our new feature, Before the Bell, "Are Markets Normalizing?" is here: https://www.youtube.com/watch?v=IgzHlYeVdYM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1&t=6s ------- Our previous show is here: "Should You "Stay the Course" Now?" https://www.youtube.com/watch?v=GtRcKMkKoFQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- REGISTER FOR OUR NEXT CANDID COFFEE (5/3/25) HERE: https://realinvestmentadvice.com/resources/events/live-chat/ ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StayTheCourse #InvestingAdvice #MarketVolatility #LongTermInvesting #FinancialPlanning #TakeProfits #RebalancePortfolio #ReduceRisk #MarketRally #MarketRisk #MarketNormalization #RiskOff #MarketLows #ReflexiveRally #DownsideRisk #MarketVolatility #MarketCorrection #RiskManagement #InvestingTips #StockMarketUpdate #InvestingAdvice #Money #Investing

Should you stay invested during today's market volatility? Lance Roberts and Jonathan Penn dive into why staying the course could be your best long-term strategy — and when it might make sense to rethink your plan. Whether you're worried about a market correction or planning for the future, we'll help you navigate through the noise with smart, practical advice. Lance and Jonathan also address how to define risk, the Math of Loss, and how liquidity gives you options. The emerging issue of AI interviews for job openings; why leverage is not a bad thing, and why the rich have no aversion to debt. SEG-1: Why Inflation Fears are Unfounded SEG-2: The Problem with Buy & Hold SEG-3: Why Warren Buffett is Holding Cash SEG-4a: Interviewing AI Applicants SEG-4b: Why Rich People Have no Aversion to Debt Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=GtRcKMkKoFQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s ------- Articles mentioned in this report: "A Rare Zweig Breadth Thrust Provides Optimism" https://realinvestmentadvice.com/resources/blog/a-rare-zweig-breadth-thrust-provides-optimism/ "Correction Continues – The Value Of Risk Management" https://realinvestmentadvice.com/resources/blog/correction-continues-remain-cautious/ "Spock And The Logic Based Approach To Volatility" https://realinvestmentadvice.com/resources/blog/spock-and-the-logic-based-approach-to-volatility/ ------- The latest installment of our new feature, Before the Bell, "Time to Start taking Profits " is here: https://www.youtube.com/watch?v=nlVXku2L9ow&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Correction Continues - How Risk Management Protects Your Portfolio" https://www.youtube.com/watch?v=zo7ij56aoBM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- REGISTER FOR OUR NEXT CANDID COFFEE (5/3/25) HERE: https://realinvestmentadvice.com/resources/events/live-chat/ ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StayTheCourse #InvestingAdvice #MarketVolatility #LongTermInvesting #FinancialPlanning #TakeProfits #RebalancePortfolio #ReduceRisk #MarketRally #MarketRisk #RiskOff #MarketLows #ReflexiveRally #DownsideRisk #MarketVolatility #MarketCorrection #RiskManagement #InvestingTips #StockMarketUpdate #InvestingAdvice #Money #Investing

The market correction continues, and understanding the value of risk management is more critical than ever. Lance Roberts breaks down why market volatility is a normal part of investing, how risk management strategies protect your portfolio, and practical steps you can take today to stay disciplined. Learn how to navigate downturns, control emotions, and plan for long-term success. Key Topics: • Market correction insights • Importance of managing investment risk • Risk management strategies during volatility • How to avoid emotional investment decision SEG-1: Correction Likely to Continue SEG-2: Now is a Good Time to Reduce Risk SEG-3: For Every Buyer there's a Seller SEG-4: The Probabilities of Armageddon Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=zo7ij56aoBM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2 ------- Articles mentioned in this report: "Correction Continues – The Value Of Risk Management" https://realinvestmentadvice.com/resources/blog/correction-continues-remain-cautious/ "Spock And The Logic Based Approach To Volatility" https://realinvestmentadvice.com/resources/blog/spock-and-the-logic-based-approach-to-volatility/ ------- The latest installment of our new feature, Before the Bell, "The Rally We've Been Looking For" is here: https://www.youtube.com/watch?v=rrau1crd3LM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Wouldn't You Rather Roth?" https://www.youtube.com/watch?v=1U-OXgzj4g4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- REGISTER FOR OUR NEXT CANDID COFFEE (5/3/25) HERE: https://realinvestmentadvice.com/resources/events/live-chat/ ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketRisk #RiskOff #MarketLows #ReflexiveRally #DownsideRisk #MarketVolatility #MarketCorrection #RiskManagement #InvestingTips #StockMarketUpdate #InvestingAdvice #Money #Investing

Are you contemplating a Roth IRA conversion in 2025? With potential tax rate increases on the horizon, now might be the optimal time to act. Richard Rosso and Jonathan McCarty delve into:​ * The benefits of converting to a Roth IRA before 2026 * Strategies to minimize taxes during conversion * How Roth conversions can impact your retirement planning * The role of Roth IRAs in estate planning​ Rich and Jonathan explore how a Roth IRA can offer tax-free withdrawals, eliminate required minimum distributions (RMDs), and provide greater flexibility in retirement. We'll also discuss the implications of the Tax Cuts and Jobs Act expiring in 2026 and how that affects your decision-making.​ SEG-1: Why China Needs the U.S. SEG-2: Roth Evangelism SEG-3: Planning for Longevity in Retirement SEG-4: The Joy (and Strategy) of Gifting Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan McCarty Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=1U-OXgzj4g4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "The Path Ahead: Soar, Stall, Or Plummet" https://realinvestmentadvice.com/resources/blog/the-path-ahead-soar-stall-or-plummet/ "The Death Cross And Market Bottoms" https://realinvestmentadvice.com/resources/blog/the-death-cross-and-market-bottoms/ "Is Risk Off Positioning Signaling A Market Low?" https://realinvestmentadvice.com/resources/blog/is-risk-off-positioning-signaling-a-market-low/ ------- The latest installment of our new feature, Before the Bell, "Markets' Middlin Momentum" is here: https://www.youtube.com/watch?v=CA6HUOOge7Y&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: The Path Ahead: Soar, Stall, Or Plummet? https://www.youtube.com/watch?v=mx2LIiXrMlc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RothIRA #TaxPlanning #RetirementStrategies #RothConversion #SmartMoneyMoves #EconomicTrends #StockMarketFuture #BullOrBear #MarketRally #MarketRisk #RiskOff #MarketLows #ReflexiveRally #DownsideRisk #MarketVolatility #DonaldTrump #JeromePowell #FederalReserve #DeathCross #MarketBottom #TechnicalAnalysis #StockMarketTrends #BearMarket #InvestingAdvice #Money #Investing

Will the market soar to new heights, stall in uncertainty, or plummet into correction? Lance Roberts & Michael Lebowitz break down the key drivers that will shape the economy and stock market in the months ahead. From Federal Reserve policy shifts to earnings forecasts, geopolitical risks to liquidity conditions—this is your investor's guide to what's next. Whether you're managing a portfolio or planning your financial future, this episode offers data-driven insights and strategic foresight you won't want to miss. SEG-1: The Burrito Economic Indicator SEG-2: Three Paths Forward for Markets SEG-3: Bear Market vs Bull Market: Putting Markets in Context SEG-4: Is a Liquidity Crisis Brewing? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=mx2LIiXrMlc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Articles mentioned in this report: "The Path Ahead: Soar, Stall, Or Plummet" https://realinvestmentadvice.com/resources/blog/the-path-ahead-soar-stall-or-plummet/ "The Death Cross And Market Bottoms" https://realinvestmentadvice.com/resources/blog/the-death-cross-and-market-bottoms/ "Is Risk Off Positioning Signaling A Market Low?" https://realinvestmentadvice.com/resources/blog/is-risk-off-positioning-signaling-a-market-low/ ------- The latest installment of our new feature, Before the Bell, "Markets' Middlin Momentum" is here: https://www.youtube.com/watch?v=CA6HUOOge7Y&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Trump vs. Powell: Should the Fed Chair Be Fired?" https://www.youtube.com/watch?v=wk1oFwfzi90&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #OilPrices #OilDemand #ConsumerDemand #MarketOutlook2025 #InvestorForecast #EconomicTrends #StockMarketFuture #BullOrBear #MarketRally #MarketRisk #RiskOff #MarketLows #ReflexiveRally #DownsideRisk #MarketVolatility #DonaldTrump #JeromePowell #FederalReserve #DeathCross #MarketBottom #TechnicalAnalysis #StockMarketTrends #BearMarket #InvestingAdvice #Money #Investing

On today's show, Lance Roberts & Danny Ratliff dig into the growing tensions between Donald Trump and Fed Chair Jerome Powell. Should Trump fire Powell? What would it mean for interest rates, inflation, and market stability? Join me as we explore the politics behind the Fed, the potential fallout for investors, and what history tells us about presidential pressure on the central bank. SEG-1: The Economy IS Slowing SEG-2: Trump vs Powell SEG-3: Tariffs & Consumer CHoice SEG-4: Tariffs Are Never a Positive Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=wk1oFwfzi90&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "The Death Cross And Market Bottoms" https://realinvestmentadvice.com/resources/blog/the-death-cross-and-market-bottoms/ "Is Risk Off Positioning Signaling A Market Low?" https://realinvestmentadvice.com/resources/blog/is-risk-off-positioning-signaling-a-market-low/ ------- The latest installment of our new feature, Before the Bell, "Taking Risk Off the Table" is here: https://www.youtube.com/watch?v=U7E7r7Qx48Q&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "If Spock Was Your Financial Advisor" https://www.youtube.com/watch?v=ZmqBwxAEAmU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketRisk #RiskOff #MarketLows #ReflexiveRally #DownsideRisk #MarketVolatility #DonaldTrump #JeromePowell #FederalReserve #DeathCross #MarketBottom #TechnicalAnalysis #StockMarketTrends #BearMarket #InvestingAdvice #Money #Investing

We're not exactly going where no man has gone before, but a recent piece in Forbes.com caught our eye, and it's worth...exploring. Lance Roberts and Jonathan Penn blend a little pop culture with personal finance on today's episode: What if logic—not emotion—guided your financial decisions? How might the legendary Vulcan's rational mindset be applied to modern investing. From avoiding behavioral biases to making objective portfolio decisions, we break down what it truly means to invest like Spock. Whether you're a die-hard Star Trek fan or just looking for smarter money habits, this episode blends pop culture with practical financial wisdom. Live long—and invest logically. Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior FInancial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer SEG-1: Market Tariff Turmoil, Trump -Powell Feud SEG-2: Dealing with Dire Headlines vs Reality SEG-3: Investing Lessons From a Vulcan SEG-4a: Dealing w the Dollar or Going with Gold? SEG-4b: How Much Money You Need for Retirement - debunked Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=ZmqBwxAEAmU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "The Death Cross And Market Bottoms" https://realinvestmentadvice.com/resources/blog/the-death-cross-and-market-bottoms/ "Is Risk Off Positioning Signaling A Market Low?" https://realinvestmentadvice.com/resources/blog/is-risk-off-positioning-signaling-a-market-low/ ------- The latest installment of our new feature, Before the Bell, "Are Markets Mimicking 2022?" is here: https://www.youtube.com/watch?v=d88hmC6Ipjs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Death Cross And Market Bottoms" https://www.youtube.com/watch?v=X8jmA-coFbo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketLows #ReflexiveRally #DownsideRisk #MarketVolatility #LogicalInvesting #SpockFinance #VulcanWisdom #RationalInvestor #MoneyMindset #DeathCross #MarketBottom #TechnicalAnalysis #StockMarketTrends #BearMarket #InvestingAdvice #Money #Investing

Is the dreaded death cross a warning sign—or a buying opportunity? In this episode, I break down what the death cross really signals for the stock market and whether it reliably marks a market bottom or just more volatility ahead. We'll look at historical patterns, technical analysis indicators, and investor behavior during past bear markets. If you're trying to navigate through the noise and make smarter investment decisions, this episode is for you. We also deal with an electrical power outage in the third segment, resulting in a truncated show. SEG-1: Markets Are Working Thru Retesting SEG-2: Be Careful of Rationalization SEG-3: The Death Cross Explained (w thunder crash) SEG-4: Campfire Tales Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Articles mentioned in this report: "The Death Cross And Market Bottoms" https://realinvestmentadvice.com/resources/blog/the-death-cross-and-market-bottoms/ "Is Risk Off Positioning Signaling A Market Low?" https://realinvestmentadvice.com/resources/blog/is-risk-off-positioning-signaling-a-market-low/ ------- The latest installment of our new feature, Before the Bell, "Did the "Death Cross" Mark a Market Low?" is here: https://www.youtube.com/watch?v=QBl6GOYthE8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "A Dozen Ways to Prepare for Recession" https://www.youtube.com/watch?v=X8jmA-coFbo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #DeathCross #MarketBottom #TechnicalAnalysis #StockMarketTrends #BearMarket #InvestingAdvice #Money #Investing

Markets could experience volatility today as options expire; healthcare stocks are also being sympathetic to UnitedHealthCare's unhealthy quarterly report and performance of weight loss drug makers' stocks. Markets are recovering from recent lows: Did the "Death Cross" mark the bottom? Federal Reserve Chair Jerome Powell's recent remarks criticizing President Trump's tariff policies, highlighting their potential to exacerbate inflation and slow economic growth has reignited tensions between Powell and Trump, reminiscent of their earlier disputes during President Trump's first term.​ UnitedHealthCare is struggling with Medicare and Medicaid costs; drug stocks are part of a sector rotation story that includes weight loss pills and clinical trials; Lance and Michael discuss the relative relevance of the Dow vs the S&P, sector rotations, and the danger of listening too closely to negative narratives in the media. SEG-1: Options Expirations to Generate Market Volatility SEG-2: Powell vs Trump: Liquidity Problems SEG-3: The Saga of UnitedHealthCare SEG-4: Dealing with the Dow vs S&P: Sector Rotations Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's full show video here: https://www.youtube.com/watch?v=Mt6uvwuEjCQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Swaps And Basis Trades Warn Of Mounting Liquidity Problems" https://realinvestmentadvice.com/resources/blog/swaps-and-basis-trades-warn-of-mounting-liquidity-problems/ “Curb Your Enthusiasm” In 2025" https://realinvestmentadvice.com/resources/blog/curb-your-enthusiasm-in-2025/ "The Dollar And Inflation: Don't Believe The Hype" https://realinvestmentadvice.com/resources/blog/the-dollar-and-inflation-dont-believe-the-hype/ "Yield Spreads Suggest The Risk Isn't Over Yet" https://realinvestmentadvice.com/resources/blog/yield-spreads-suggest-the-risk-isnt-over-yet/ "Basis Trade Sent Yields Soaring – Is It A Warning?" https://realinvestmentadvice.com/resources/blog/basis-trade-sent-yields-soaring-is-it-a-warning/ ------- The latest installment of our new feature, Before the Bell, "Did the "Death Cross" Mark a Market Low?" is here: https://www.youtube.com/watch?v=QBl6GOYthE8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "A Dozen Ways to Prepare for Recession" https://www.youtube.com/watch?v=X8jmA-coFbo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #TrumpVsPowell #FederalReserve #InterestRates #Election2025 #MonetaryPolicy #MarketLow #EconomicActivity #DeathCross #MarketConsolidation #CorrectiveCycle #MarketLow #TariffImpact #JeromePowell #DonaldTrump #FederalReserve #RecessionReady #FinancialPlanning #EconomicDownturn #MoneyTips #RecessionProof #RecessionSignals #BondMarketWatch #CreditSpreads #EconomicRisk #FederalReserve #InvestingAdvice #Money #Investing

Lance Roberts' opening monologue covers Easter prep, DMA Death Crosses, and rising recession risk; an earnings season update (so far, okay), the lack of forward guidance, and negative earnings revisions (except in the Russell 2000); the significance of the 50-DMA crossing below the 200-DMA: Know the context. Event-driven vs. Construct-driven corrections; Scott Bessent and tariffs, tax cuts, and deregulation; what if the US and China reach an accord? Defining Bear Markets vs Corrections; what to do to prepare for Recessions; what comes next, after tariffs? Is now the best time to take RMD's, or wait until EOY? Tariffs are "The Art of the Deal." Charitable ways to take RMD's. Donuts, 8-Balls, & Tax Planning: strategies for buying & selling; the danger of being overly negative. SEG-1: Recession Risk Rises SEG-2: When the Death Cross Occurs SEG-3: Bear Market vs Correction - How to Prepare for Recession SEG-4: Strategies for Buying and Selling Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's full show video here: https://www.youtube.com/watch?v=X8jmA-coFbo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Articles mentioned in this report: “Curb Your Enthusiasm” In 2025" https://realinvestmentadvice.com/resources/blog/curb-your-enthusiasm-in-2025/ "The Dollar And Inflation: Don't Believe The Hype" https://realinvestmentadvice.com/resources/blog/the-dollar-and-inflation-dont-believe-the-hype/ "Yield Spreads Suggest The Risk Isn't Over Yet" https://realinvestmentadvice.com/resources/blog/yield-spreads-suggest-the-risk-isnt-over-yet/ "Basis Trade Sent Yields Soaring – Is It A Warning?" https://realinvestmentadvice.com/resources/blog/basis-trade-sent-yields-soaring-is-it-a-warning/ ------- The latest installment of our new feature, Before the Bell, "DMA Death Cross Signals Consolidation," is here: https://www.youtube.com/watch?v=9A7En3WnClw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "It's Tax Day!" https://www.youtube.com/watch?v=dYhGAfYYmZk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #DeathCross #MarketConsolidation #CorrectiveCycle #TariffImpact #RecessionReady #FinancialPlanning #EconomicDownturn #MoneyTips #RecessionProof #RecessionSignals #BondMarketWatch #CreditSpreads #EconomicRisk #FederalReserve #InvestingAdvice #Money #Investing

It's Tax Day 2025 — are you ready? Lance Roberts and Jonathan Penn review last-minute tax tips, filing strategies, and how to avoid costly IRS penalties. But frankly, if you haven't gotten it done by today... There are market benefits from Tax Day, as some tax return money finds its way back into play; stock buy back will also supply some support to markets. In an event-driven market (tariffs), have we passed the markets' low? How the US Dollar is dealing with pressure. Last-minute tax tips include HSA advice, and shwat diversification is not. Treasury Sec'y Scott Bessent and Bond Market turmoil: Is it beginning to taper? Will there be a battle between the Treasury and the Fed? Lance and Jonathan review HSA's and 72-T rules & penalties. Volatility in the market: There's nothing really wrong. Portfolio management mistakes: You don't really make money until you sell. Everything reverts to the mean; how markets work; dealing with loss avoidance; what goes up must come down. SEG-1: Have We Passed the Market Low? SEG-2: Last Minutes Tax Day Tips SEG-3a: More Tax Tips: HSA's & 72-T's SEG-3b: Volatility in the Market - Why Hedge? SEG-4: You Don't Make Money Until You Sell Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO,w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's full show video here: https://www.youtube.com/watch?v=dYhGAfYYmZk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "The Dollar And Inflation: Don't Believe The Hype" https://realinvestmentadvice.com/resources/blog/the-dollar-and-inflation-dont-believe-the-hype/ "Yield Spreads Suggest The Risk Isn't Over Yet" https://realinvestmentadvice.com/resources/blog/yield-spreads-suggest-the-risk-isnt-over-yet/ "Basis Trade Sent Yields Soaring – Is It A Warning?" https://realinvestmentadvice.com/resources/blog/basis-trade-sent-yields-soaring-is-it-a-warning/ ------- The latest installment of our new feature, Before the Bell, "The Dollar Under Pressure," is here: https://www.youtube.com/watch?v=_C0sBBJ9EPE&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Yield Spreads Suggest The Risk Isn't Over Yet" https://www.youtube.com/watch?v=qp7qlAhspWQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #TaxDay2025 #TaxTips #IRSDeadline #LastMinuteTaxes #FileYourTaxes #USDollar #ReserveCurrency #InternationalTrade #YieldSpreads #TariffImpact #StockMarket2025 #YieldCurve2025 #RecessionSignals #BondMarketWatch #CreditSpreads #EconomicRisk #FederalReserve #NAFTA #BillMaher #DonaldTrump #InvestingAdvice #Money #Investing

Are we heading toward a recession in 2025? In this episode, Lance Roberts explores why yield curve inversions and widening credit spreads suggest the risk isn't over yet, what the bond market is telling investors, and how these indicators have predicted past recessions and what it could mean for your portfolio. Lance covers: * The Tariff impact on Apple * The mistake of confusing trade deficits with tariffs * Markets' relief rally * Tariffs paused not likely to return * Yield curve inversion and economic signals * Credit spreads and financial stress * Implications for the stock and bond markets * The Fed's hands are not tied * The dark side of NAFTA SEG-1: After Moratorium, Will Tariffs Return? SEG-2a: Bill Maher & Donald Trump SEG-2b: The Importance of Yield Spreads SEG-3: The Fed's hands Are Not Tied SEG-4: YouTube Bans & The Dark Side of NAFTA Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's full show video here: https://www.youtube.com/watch?v=qp7qlAhspWQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Yield Spreads Suggest The Risk Isn't Over Yet" https://realinvestmentadvice.com/resources/blog/yield-spreads-suggest-the-risk-isnt-over-yet/ "Basis Trade Sent Yields Soaring – Is It A Warning?" https://realinvestmentadvice.com/resources/blog/basis-trade-sent-yields-soaring-is-it-a-warning/ ------- The latest installment of our new feature, Before the Bell, "Markets Get Tariff Relief," is here: https://www.youtube.com/watch?v=ToBQdtd1Ydg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Best Tariff Tactic May Be a Roth Conversion " https://www.youtube.com/watch?v=Cp4VjyYxIGg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #YieldSpreads #TariffImpact #StockMarket2025 #YieldCurve2025 #RecessionSignals #BondMarketWatch #CreditSpreads #EconomicRisk #FederalReserve #NAFTA #BillMaher #DonaldTrump #InvestingAdvice #Money #Investing

Quarterly reporting season is upon us, with JP Morgan setting the tone for earnings, as the tariff tango with China continues; how are advisors handling the turmoil? Consumer front loading pulling forward future demand will lead to economic irregularities later. Richard and Matt discuss dealing effectively during corrections and taking advantage of tax efficiencies; creating a "loss bank;" paying taxes means you're making money. cutting through the headlines and the negative influence of social media; the evolution of work in America: Where did all the jobs go? Rich and Matt point out the value of having a financial plan in place during tumultuous times like these; dealing with the psychological shift that comes with retirement; the opportunity for Roth conversions; making"Tikie-Tokies." The Social Security tax torpedo and The Retirees First Act; Rich & Matt discuss taxing Socia lSecurity and the three forms of US taxation; Yellen vs Greenspan. SEG-1: JP Morgan Sets Tone for Earnings Season SEG-2: Managing Money Effectively During Corrections SEG-3: The Value of a Financial Plan in Times Like These SEG-4: The Social Security Tax Torpedo Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Relationship Manager, Matt Doyle, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's full show video here: https://www.youtube.com/watch?v=Cp4VjyYxIGg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Trumps Economic Revolution: Unraveling A Blessing And A Curse" https://realinvestmentadvice.com/resources/blog/trumps-economic-revolution-unraveling-a-blessing-and-a-curse/ "Stupidity And The 5-Laws Not To Follow" https://realinvestmentadvice.com/resources/blog/stupidity-and-the-5-laws-not-to-follow/ "Corporate Yield Spreads Start To Widen" https://realinvestmentadvice.com/resources/blog/daily-market-commentary/ "The Market Crash – Hope In The Fear" https://realinvestmentadvice.com/resources/blog/the-market-crash-a-set-up-for-a-rally/ "The “Liberation Day” Tariffs Crash The Market" https://realinvestmentadvice.com/resources/blog/the-liberation-day-tariffs-crash-the-market/ ------- The latest installment of our new feature, Before the Bell, "Markets Reverse All Losses," is here: https://www.youtube.com/watch?v=JLHne8xJaHs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Monster Rally or market Bottom?" https://www.youtube.com/watch?v=GpK9eML4BM4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RothConversion #TaxStrategy #RetirementPlanning #TariffImpact #StockMarket2025 #MarketRally #InvestingInsights #BullOrBear #FinancialTalk #MarketLosses #MarketGains #LossReversal #CorrectiveCycle #BondYields #MarketInstability #BasisTrade #LiquidityCrisis #MarketVolatility #FinancialStress #MarketBottom #TariffWar #BondMarket #DownsideRisk #Tariffs #MarketLows #InvestingAdvice #Money #Investing

What really happened behind the scenes as President Trump seemingly performed an about-face on tariffs, sending markets zooming on Wednesday: Markets enjoyed their 3rd best performance since WW-2, erasing all the losses since tariffs were first announced last week. Lance reviews the Basis Trade terror, not tariffs, that caused the turn about. The correction cycle is likely not over, however; markets are challenging resistance. Lance reviews what RIA bought and sold. Lance and Michael discuss how we avoid the next financial crash, and the impact of leverage on the Basis Trade. Where do we go from here? Dealing with Bond Risk. Tariffs add pressure to the economy, and the goal is to lower inflation and interest rates to better manage excessive debt. What is the Fed likely to do next? The market is based on moral hazard; there's too much debt, and too much leverage. Should hedge funds be limited on amount of leverage? Looking at the 3rd largest day on Wall Street since WW-2: Nobody talks about the ten-worst days in the market;don't be impulsive: Use rules to guide portfolio moves. SEG-1: Markets Erase Losses SEG-2: The Impact of Leverage on Basis Trade SEG-3: The Whole Market is Based on Moral Hazard SEG-4: Nobody Talks About the Ten Worst Days in the Market Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's full show video here: https://www.youtube.com/watch?v=GpK9eML4BM4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s ------- Articles mentioned in this report: "Trumps Economic Revolution: Unraveling A Blessing And A Curse" https://realinvestmentadvice.com/resources/blog/trumps-economic-revolution-unraveling-a-blessing-and-a-curse/ "Stupidity And The 5-Laws Not To Follow" https://realinvestmentadvice.com/resources/blog/stupidity-and-the-5-laws-not-to-follow/ "Corporate Yield Spreads Start To Widen" https://realinvestmentadvice.com/resources/blog/daily-market-commentary/ "The Market Crash – Hope In The Fear" https://realinvestmentadvice.com/resources/blog/the-market-crash-a-set-up-for-a-rally/ "The “Liberation Day” Tariffs Crash The Market" https://realinvestmentadvice.com/resources/blog/the-liberation-day-tariffs-crash-the-market/ ------- The latest installment of our new feature, Before the Bell, "Markets Reverse All Losses," is here: https://www.youtube.com/watch?v=JLHne8xJaHs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Liquidity Cracks" https://www.youtube.com/watch?v=oo_zfOuvXVw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2705s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket2025 #MarketRally #InvestingInsights #BullOrBear #FinancialTalk #MarketLosses #MarketGains #LossReversal #CorrectiveCycle #BondYields #MarketInstability #BasisTrade #LiquidityCrisis #MarketVolatility #FinancialStress #MarketBottom #TariffWar #BondMarket #DownsideRisk #Tariffs #MarketLows #InvestingAdvice #Money #Investing

China retaliates to Trump's retaliation to China's tit-for-tat response to tariffs; downward pressure continues as markets trying to recalibrate with a moving tariff target; there are cracks appearing in the treasury market from the basis trade; what will the Fed do? Lance explains the latest gyrations in markets and the sharp rise in bond yields. Basis trade explained; appears to be at 20X leverage: Is someone getting margin calls and liquidating? Tariffs are not the issue here; will the Fed step in? Wall Mart reports earnings, but cannot provide guidance until tariff trouble is resolved. How much money does it take to move markets one-point? Slowing economy = less demand = high unemployment. It's going to get worse before it gets better. There is an alarming trend of 401k early withdrawals; "leakage" has been a problem for a while. Lance and Danny examine the eruption in the bond market; don't over react. The VIX has spiked, but is moderating. What will the Fed do? The best tariff trade is the Roth conversion. SEG-1: Tit-for-tat on Tariffs SEG-2: What is the Basis Trade? SEG-3: It's Going to Get Worse Before It Gets Better SEG-4: Eruption in the Bond Market Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's full show video here: https://www.youtube.com/watch?v=oo_zfOuvXVw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2705s ------- Articles mentioned in this report: "Stupidity And The 5-Laws Not To Follow" https://realinvestmentadvice.com/resources/blog/stupidity-and-the-5-laws-not-to-follow/ "Corporate Yield Spreads Start To Widen" https://realinvestmentadvice.com/resources/blog/daily-market-commentary/ "The Market Crash – Hope In The Fear" https://realinvestmentadvice.com/resources/blog/the-market-crash-a-set-up-for-a-rally/ "The “Liberation Day” Tariffs Crash The Market" https://realinvestmentadvice.com/resources/blog/the-liberation-day-tariffs-crash-the-market/ ------- The latest installment of our new feature, Before the Bell, "Yields Belie Market Instability," is here: https://www.youtube.com/watch?v=pnT6n_NY_tY&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Markets Rally; What's Next?" https://www.youtube.com/watch?v=aLv00PZtAHM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #LiquidityCrisis #MarketVolatility #FinancialStress #CreditCrunch #FedWatch #BondYields #MarketInstability #BasisTrade #ETF #Liquidity #StockMarketRally #MarketOutlook2025 #InvestingInsights #FinanceNews #EconomicTrends #MarketCrash2025 #FearAndFinance #InvestingInUncertainty #FinancialCrisis #HopeInTheCrash #EarningsImpact #TariffEffect #MarketAnalysis #InvestorInsight #TradeWar2025 #MarketBottom #TariffWar #BondMarket #DownsideRisk #Tariffs #MarketLows #InvestingAdvice #Money #Investing

Markets jumped on a false report of a 90-day wait on tariffs, and took investors on a roller-coaster ride Monday.ance Roberts & Jonathan Penn explore the possibilities, plus why should shouldn't even LOOK at your portfolio right now...also, is a recession coming? That is the billion-dollar question investors now face. One gauge to help us answer the question is corporate bond yield spreads. When the yield differential between corporate bond yields and risk-free Treasury bonds widens significantly, it signals that bond investors are taking a risk-averse stance. Simply, they are pricing higher odds of corporate defaults, typical when economic growth slows, especially during recessionary periods. Lance and Jonathan also cover more tariff talk, and Lance's preferred path, a brief interlude (but no spoilers) about Taylor Sheridan's "1923" finale episode (there is a connection), and a review of the Five Laws of Stupidity (link is provided below). SEG-1: Earnings Season Reconvenes SEG-2: The Two Camps of Investors SEG-3: What Credit Spreads are Telling Us SEG-4: Five Laws of Stupidity Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's full show video here: https://www.youtube.com/watch?v=aLv00PZtAHM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Stupidity And The 5-Laws Not To Follow" https://realinvestmentadvice.com/resources/blog/stupidity-and-the-5-laws-not-to-follow/ "Corporate Yield Spreads Start To Widen" https://realinvestmentadvice.com/resources/blog/daily-market-commentary/ "The Market Crash – Hope In The Fear" https://realinvestmentadvice.com/resources/blog/the-market-crash-a-set-up-for-a-rally/ "The “Liberation Day” Tariffs Crash The Market" https://realinvestmentadvice.com/resources/blog/the-liberation-day-tariffs-crash-the-market/ ------- The latest installment of our new feature, Before the Bell, "Are Markets Ready to Rally?," is here: https://www.youtube.com/watch?v=GxKBXB4s4Vg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Market Crash - Hope in the Fear" https://www.youtube.com/watch?v=zUFhH72D1T4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketRally #MarketOutlook2025 #InvestingInsights #FinanceNews #EconomicTrends #MarketCrash2025 #FearAndFinance #InvestingInUncertainty #FinancialCrisis #HopeInTheCrash #EarningsImpact #TariffEffect #MarketAnalysis #InvestorInsight #TradeWar2025 #MarketBottom #TariffWar #BondMarket #DownsideRisk #Tariffs #MarketLows #InvestingAdvice #Money #Investing

Are markets close to a short-term bottom? The response to the unexpected magnitude of tariffs creates pain and anxiety, as markets reprice valuations and trade negotiations begin. Some markets suspend short-selling; US markets are over-sold; bonds are doing well; the Fed is expected to cut rates five times. Lance discusses markets' hope and fear (charts); lessons investors can learn from the Coog's vs Duke (Lance's wife is not amused). Wall Street will find a narrative to rally markets, and then sell. A look at our Fear/Greed indicator (and how it differs from others'); probabilities vs possibilities, the risk range report. Looking for a reflex rally now; what we're going to do. SEG-1: Markets Respond to Tariffs SEG-2: Markets' Hope & Fear SEG-3: Coogs vs Duke: Dealing with the Unexpected SEG-4: Probabilities & Possibilities Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's full show video here: https://www.youtube.com/watch?v=zUFhH72D1T4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "The Market Crash – Hope In The Fear" https://realinvestmentadvice.com/resources/blog/the-market-crash-a-set-up-for-a-rally/ "The “Liberation Day” Tariffs Crash The Market" https://realinvestmentadvice.com/resources/blog/the-liberation-day-tariffs-crash-the-market/ ------- The latest installment of our new feature, Before the Bell, "Markets Are Fishing for a Bottom," is here: https://www.youtube.com/watch?v=VPQ16u0rgr0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Will Tariff Turmoil Cause Retirement Revisions?" https://www.youtube.com/watch?v=GJXH8JLD6Fg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2329s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketCrash2025 #FearAndFinance #InvestingInUncertainty #FinancialCrisis #HopeInTheCrash #EarningsImpact #TariffEffect #MarketAnalysis #InvestorInsight #TradeWar2025 #MarketBottom #TariffWar #BondMarket #DownsideRisk #Tariffs #MarketLows #InvestingAdvice #Money #Investing

Markets scuttled over 5% following President Trump's initial reveal of intended tariffs on trading partners he says have been trading unfairly with the U.S. The fallout continues today, and Richard Rosso and Jonathan McCarty examine Tariffs and Retirement Planning, the rise of protectionism vs globalism, and how tariffs affect the economy. Bonds are playing an important role in a 60/40 portfolio, and here are some possible Retirement Portfolio Strategies for the rest of 2025. Rich and Jonathan also discuss Market Volatility and Retirement and the Trade War's Impact on Investments. Does this week's market rout provide buying opportunities? It's unwise to completely ignore your portfolio, just as it is dangerous to execute knee-jerk changes in response to news headlines. Rich & Jonathan also discuss the Tax Cut and Jobs Act, which they believe will either sunset or drastically change. SEG-1: Markets Get a Tariffic Headache SEG-2: Bonds Are Doing Their Job in a 60/40 Portfolio SEG-3: Will Tariff Troubles Cause Retirement Plan Revisions? SEG-4: Looking at the Mega Roth Option Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's full show video here: https://www.youtube.com/watch?v=GJXH8JLD6Fg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2329s ------- Articles mentioned in this report: "Trump's Puzzle" https://realinvestmentadvice.com/resources/blog/trumps-puzzle/ "Liberation Day: A Bullish Scenario" https://realinvestmentadvice.com/resources/blog/liberation-day-a-bullish-scenario/ "Sellable Rally Or “Buy The Dip”" https://realinvestmentadvice.com/resources/blog/sellable-rally-or-buy-the-dip/ ------- The latest installment of our new feature, Before the Bell, "EMERGENCY UPDATE: Tariff Terror," is here: https://www.youtube.com/watch?v=4L7DmJ4JA8M&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Markets' Tariff Tizzy" https://www.youtube.com/watch?v=-uAO2xjOt-w&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementPlanning #MarketVolatility #TradeWar2025 #FinancialFreedom #TradeTensions2025 #TariffTalk #GlobalMarkets #EconomicUpdate #TradeTariffs #LiberationDay2025 #USChinaTrade #MarketImpact #EconomicPolicy #TariffTerror #DownsideRisk #Tariffs #LiberationDay #MarketCorrection #StockMarketCorrection #200DMA #TechnicalAnalysis #MarketInsights #InvestSmart #BuyTheDip #StockMarket2025 #InvestingStrategies #BullTrapOrBreakout #MarketRally #MarketPullback #MarketBounce #200DMA #MarketSupport #BlackSwan #CorporateEarnings #ConsumerConfidence #PCE #GDP #FinancialResponsibility #MarketLows#InvestingAdvice #Money #Investing

President Donald Trump's tariff terrors were revealed Wednesday afternoon, and markets were not enthused. At all. The worse than expected tariff rates are the highest ever. Trade policy is still uncertain, however, as the tariffs are seen as a negotiating tactic, and subject to revision. But this makes it difficult for companies to re-calculate forward looking estimates of earnings. And as the ripple effects of higher expenses are felt in the economy, the risk of recession rises. Lance takes a break to extol his wife's virtues as a basketball savant; Lance and Michael discuss the likely Fed response to higher tariffs and slower economic growth, review a chart of the VIX (more volatility on the way), and emphasize the importance of context and perspective before reacting to the tariffs' effects. Markets are not not red or blue; disallow political influences when making investment decisions. Lance and Michael reveal the silver lining behind the tariffs' effects; narratives will drive markets for the next few weeks until fresher economic data is seen. With the imposition of these tariffs, will Trump be emboldened to talk tax cuts? SEG-1: Trump Tariffs: Worse Than Expected SEG-2: The Risk of Recession Rises SEG-3a: Mrs. Roberts Basketball Savant SEG-3b: What Will Fed's Response to Tariffs Be? SEG-4: The Bad News/Good News About Tariffs Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's full show video here: https://www.youtube.com/watch?v=-uAO2xjOt-w&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Articles mentioned in this report: "Trump's Puzzle" https://realinvestmentadvice.com/resources/blog/trumps-puzzle/ "Liberation Day: A Bullish Scenario" https://realinvestmentadvice.com/resources/blog/liberation-day-a-bullish-scenario/ "Sellable Rally Or “Buy The Dip”" https://realinvestmentadvice.com/resources/blog/sellable-rally-or-buy-the-dip/ ------- The latest installment of our new feature, Before the Bell, "EMERGENCY UPDATE: Tariff Terror," is here: https://www.youtube.com/watch?v=4L7DmJ4JA8M&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Failure At The 200-DMA – Correction Continues" https://www.youtube.com/watch?v=1kkazRwbURU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2402s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #TradeTensions2025 #MarketVolatility #TariffTalk #GlobalMarkets #EconomicUpdate #TradeTariffs #LiberationDay2025 #USChinaTrade #MarketImpact #EconomicPolicy #TariffTerror #TradeTariffs #LiberationDay2025 #USChinaTrade #MarketImpact #EconomicPolicy #DownsideRisk #Tariffs #LiberationDay #MarketCorrection #StockMarketCorrection #200DMA #TechnicalAnalysis #MarketInsights #InvestSmart #BuyTheDip #StockMarket2025 #InvestingStrategies #BullTrapOrBreakout #MarketRally #MarketPullback #MarketRally #MarketBounce #200DMA #MarketSupport #Tariffs #BlackSwan #CorporateEarnings #ConsumerConfidence #PCE #GDP #FinancialResponsibility #MarketLows#InvestingAdvice #Money #Investing

Liberation Day arrives: Clarity about tariffs should help markets. What will be the impact on economic growth: Will consumers pay higher prices or choose alternatives? There are too many variables to calculate the true economic impact. Market performance this year is all about diversification of assets within portfolios...and what's working this year may not work next year. Avoid complacency! Before the bell, downside risk still remains. RIP, Val Kilmer. Today is "Liberation Day" (from what?) Have markets already priced-in the effects? This is a difficult market to hedge: Do you bet on the Mag-7 or the other 493? The best thing to do today is...nothing. The truth about tariffs: Foreign nations have been charging the US tariffs all along (40% of US Corporate profits come from exports); Trump just wants to equalize the playing field. The unknown variable is Consumer Choice: No one knows what folks will choose to purchase. Lance looks at interest rates, what drives them, and where they're likely going. Tariffs do lead to slower economic growth, but current economic data does not support bear porn. Increased costs = reduced demand. Inflation expectations are parsed by political proclivities. SEG-1: Liberation Day: Downside Risks Remain SEG-2: Liberation from What? SEG-3: The Truth About Tariffs SEG-4: Where Are Interest Rates Going - What are the Drivers? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's full show video here: https://www.youtube.com/watch?v=1kkazRwbURU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2402s ------- Articles mentioned in this report: "Liberation Day: A Bullish Scenario" https://realinvestmentadvice.com/resources/blog/liberation-day-a-bullish-scenario/ "Sellable Rally Or “Buy The Dip”" https://realinvestmentadvice.com/resources/blog/sellable-rally-or-buy-the-dip/ ------- The latest installment of our new feature, Before the Bell, "Downside Risks to Markets Remain," is here: https://www.youtube.com/watch?v=BZ06pEvG38E&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Failure At The 200-DMA – Correction Continues" https://www.youtube.com/watch?v=Ao2ScUuK-Oo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2722s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #TradeTariffs #LiberationDay2025 #USChinaTrade #MarketImpact #EconomicPolicy #DownsideRisk #Tariffs #LiberationDay #MarketCorrection #StockMarketCorrection #200DMA #TechnicalAnalysis #MarketInsights #InvestSmart #BuyTheDip #StockMarket2025 #InvestingStrategies #BullTrapOrBreakout #MarketRally #MarketPullback #MarketRally #MarketBounce #200DMA #MarketSupport #Tariffs #BlackSwan #CorporateEarnings #ConsumerConfidence #PCE #GDP #FinancialResponsibility #MarketLows#InvestingAdvice #Money #Investing

Investors must remember that we're coming off two years of exceptional market returns, and that market corrections must be viewed in their proper context...and expected. Lance discusses the positive and negative impact of Mag-7 stocks on markets due to their weighting; meanwhile, the First Quarter has ended with institutional buyers acting in the final minutes of Monday's trading day, boosting stocks to a less than 1% gain at the close. Markets give signals, but context is needed. Corrections are generally buying opportunities. Lance shares a tale of his wife's candy stash and an example of her "largesse" in sharing same; plus a spoiler alert fo the 1923 TV series. How should investors act after a correction? So far, there are no signals indicating a shift from bullish to bearish trends. Lance and Jonathan discuss what "reducing exposure" in a portfolio really means, and lessons learned from 2008. Commentary on BlackRock's Larry Fink (a.k.a Darth Vader) plans to open private investing to Main Street investors, and why it's a horrible idea. Why is Hooters filing for bankruptcy? We keep abreast of the story. SEG-1: Keep Market Corrections in Context SEG-2: Corrections are Buying Opportunities SEG-3a: Christina's Hoard & 1923 Spoiler Alert SEG-3b: Lessons from 2008: What Reducing Exposure Really Means SEG-4: Blackrock's Making Private Markets Public Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's full show video here: https://www.youtube.com/watch?v=Ao2ScUuK-Oo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2722s ------- Articles mentioned in this report: "Sellable Rally Or “Buy The Dip”" https://realinvestmentadvice.com/resources/blog/sellable-rally-or-buy-the-dip/ ------- The latest installment of our new feature, Before the Bell, "Markets Teeter over Tariffs," is here: https://www.youtube.com/watch?v=WMynEDDoNhY&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Saleable Rally or "Buy the Dip?"" https://www.youtube.com/watch?v=Y8cfmIcojDI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Tariffs #LiberationDay #MarketCorrection #StockMarketCorrection #200DMA #TechnicalAnalysis #MarketInsights #InvestSmart #BuyTheDip #StockMarket2025 #InvestingStrategies #BullTrapOrBreakout #MarketRally #MarketPullback #MarketRally #MarketBounce #200DMA #MarketSupport #Tariffs #BlackSwan #CorporateEarnings #ConsumerConfidence #PCE #GDP #FinancialResponsibility #MarketLows#InvestingAdvice #Money #Investing

There are no discernable signs of economic stress...yet, bu tconsumers are concerned about wages and job security. The question begging to be asked: When is the Fed going to step in (Fed purview: Employment and price stability...AND by extension, consumer confidence). How will markets react to Liberation Day (4/2)? Corporate buy backs will resume 3rd week of April. Markets pulled back on Friday (mimicking four similar pull backs last year.) Make no changes just yet; wait for the next market bounce. Can corporations pass along the expense of increased tariffs? When will the Fed act? Goldman is cutting its earnings expectations for 2025, and valuations are beginning to fall. Lance explains the relevance of Consumer Confidence to PCE, which contributes 70% of GDP. A decline in Consumer Confidence results in a decline in PCE...and earnings. Turmoil in the markets: Don't panic; this, too, shall pass. Tariffs are a tax corporations pay; consumer choice is a big factor: choose to not buy, or purchase for less elsewhere. Market declines have nothing to do with tariffs; tariffs are not a black swan event. Lance shares about the Roberts' blended family, and how he's making his kids independent in the face of a report showing 50% of parents are supporting their adult children in some fashion. SEG-1: How Might Markets React to Liberation Day? SEG-2: When Will the Fed Act? SEG-3: Tariffs Are Not a Black Swan Event SEG-4: When Parents Support Adult Children Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's full show video here: https://www.youtube.com/watch?v=Y8cfmIcojDI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Articles mentioned in this report: "Sellable Rally Or “Buy The Dip”" https://realinvestmentadvice.com/resources/blog/sellable-rally-or-buy-the-dip/ ------- The latest installment of our new feature, Before the Bell, "Don't Sell Before the Bounce ," is here: https://www.youtube.com/watch?v=Y8cfmIcojDI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Our previous show is here: "Will Healthcare Expenses Outpace Your Retirement Savings?" https://www.youtube.com/watch?v=rEvPkwCQ3GY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=31s------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BuyTheDip #StockMarket2025 #InvestingStrategies #BullTrapOrBreakout #MarketRally #MarketPullback #MarketRally #MarketBounce #200DMA #MarketSupport #Tariffs #BlackSwan #CorporateEarnings #ConsumerConfidence #PCE #GDP #FinancialResponsibility #MarketLows#InvestingAdvice #Money #Investing

Richard Rosso and Matthew Doyle discuss rising healthcare costs and their impact on retirement healthcare planning: What would happen if you were to outlive retirement savings...and how to successfully initiate financial planning for medical expenses so you can better manage healthcare inflation in your retirement years. There's also conversation about Tariff Terror and the markets' dislike for uncertainty; what would a Spam tariff look like? Bond pricing and the viability of tariffs if the economy continues to weaken; Seniors living along is on the rise: "Un-partnered." Is America going the way of Japan demographically? Richard's concept for a retirement "village:" Dead Ends. How technology helps Seniors age in place (FiveWishes.org) Richard & Matt discuss Gene Hackman's estate and financial/estate planning foibles of the rich & famous; estimating healthcare expenses in retirement (Richard's birthday is this weekend: What Medicare package will he choose?) The value of nutrition in retirement. SEG-1: Tariff Terror & Market Uncertainty SEG-2: Bond Pricing & Tariff Talk SEG-3a: Candid Coffee preview SEG-3b: Seniors Living Alone SEG-4a: Gene Hackman's Estate SEG-4b: Estimating Healthcare Costs in Retirement Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Relationship Manager, Matt Doyle, CFP Produced by Brent Clanton, Executive Producer ------- REGISTER FOR OUR NEXT CANDID COFFEE (3/29/25) HERE: https://streamyard.com/watch/Gy68mipYram2 ------- Watch today's full show video here: https://www.youtube.com/watch?v=rEvPkwCQ3GY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=31s ------- Articles mentioned in this report: "Is The Correction Over?" https://realinvestmentadvice.com/resources/blog/is-the-correction-over/ ------- The latest installment of our new feature, Before the Bell, "Tariff Talk Tatters Traders," is here: https://www.youtube.com/watch?v=vNacMxVvnQA&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "When Economic Forecasts Diverge," https://www.youtube.com/watch?v=qizvC5xxIX0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1409s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #HealthcareCosts #RetirementPlanning #FinancialWellness #MedicalExpenses #MoneyMatters #EconomicForecasts #GDPNow #Nowcast #MarketOutlook2025 #RecessionOrRecovery #InvestingInUncertainty #TariffTalk #AutomobileTariffs #EconomicOutlook #MarketRisk #FinancialTalk #InvestingInsights #StockMarketRally #BullMarket #InvestingTips #MarketTrends #FinancePodcast #MarketRally #MarketSellOff #MarketCorrection #MarketBottom #MarketVolatility #StockMarketUpdate #MarketCorrection #StockMarketUpdate #MarketCorrection #Investing2025 #Tesla #Savanna Bananas #FinancialNews #EconomicOutlook #FinanceTalk #InvestingTrends #InvestingAdvice #Money #Investing

Tariff talk is giving markets a fit, unable to price equities or make reasonable earnings estimates amidst the on-again, off-again tariff threats. The Atlanta Fed's GDPNow economic forecasting tool predicts an imminent recession, which is fueling investor angst. However, the New York and St. Louis Feds' Nowcast economic forecasts predict continued economic growth in the first quarter. Confused? Lance Roberts & Michael Lebowitz explore the GDPNow and Nowcast models to understand the recent forecast divergences. How do these affect economic forecasts for 2025? How do they align with recession predictions vs growth outlook and the Federal Reserve interest rate outlook? What should investors do when presented with conflicting economic indicators, and how should you factor-in market uncertainty analysis? Also a look at the impact of Gold on the trade deficit, and a look at the Debt Ceiling and X-Date. SEG-1: Tariff Talk & Sentiment Shift SEG-2: Bear Porn Nirvana SEG-3: GDP Now & Nowcast Divergencies SEG-4a: Impact of Gold on Trade Deficit SEG-4b: The Debt Ceiling and X-Date Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- REGISTER FOR OUR NEXT CANDID COFFEE (3/29/25) HERE: https://streamyard.com/watch/Gy68mipYram2 ------- Watch today's full show video here: https://www.youtube.com/watch?v=qizvC5xxIX0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1409s ------- Articles mentioned in this report: "Is The Correction Over?" https://realinvestmentadvice.com/resources/blog/is-the-correction-over/ ------- The latest installment of our new feature, Before the Bell, "Tariff Talk Tatters Traders," is here: https://www.youtube.com/watch?v=vNacMxVvnQA&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Is the Risk of Recession Rising?" https://www.youtube.com/watch?v=uLfl-tzH17k&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1984s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #EconomicForecasts #GDPNow #Nowcast #MarketOutlook2025 #RecessionOrRecovery #InvestingInUncertainty #TariffTalk #AutomobileTariffs #EconomicOutlook #MarketRisk #FinancialTalk #InvestingInsights #StockMarketRally #BullMarket #InvestingTips #MarketTrends #FinancePodcast #MarketRally #MarketSellOff #MarketCorrection #MarketBottom #MarketVolatility #StockMarketUpdate #MarketCorrection #StockMarketUpdate #MarketCorrection #Investing2025 #Tesla #Savanna Bananas #FinancialNews #EconomicOutlook #FinanceTalk #InvestingTrends #InvestingAdvice #Money #Investing