Podcasts about Running Out

“Yesteryear,” Caro Claire Burke's debut novel, tells the story of Natalie Heller Mills: an ultrasuccessful tradwife influencer who posts about her life on Yesteryear Ranch, a homestead where she grows her own food, tends to cows and chickens, raises her six children and models a particular brand of conservative Christian womanhood. But not all is as it seems. Behind the cameras, nannies care for the children, Natalie shops for the types of groceries she decries online, she detests her husband with his manosphere beliefs, and she's on the cusp of being exposed by a rogue video producer. One day she wakes up and discovers she has been transported to 1855, forced to live the pioneer persona she has been performing online. How did she get there? How can she escape? And what does her misery mean about the lifestyle she has embraced for profit? "Yesteryear" was met with fanfare after it was published in April. Even before the book was released, it was scooped up for a film adaptation that Anne Hathaway is set to star in and produce. The novel was selected as a “Good Morning America” Book Club pick; Burke appeared on “Late Night With Seth Meyers”; and the book has spent more than a month on The Times's best-seller list. Everyone, it seems, is talking about “Yesteryear.” But does it live up to the hype? On this episode of the Book Review Book Club, the host MJ Franklin discusses the book with his colleagues Jennifer Harlan and Joumana Khatib. Other books mentioned in this episode: “Running Out of Time,” by Margaret Peterson Haddix “Gone Girl,” by Gillian Flynn “The Power,” by Naomi Alderman “Eileen,” by Ottessa Moshfegh “The Compound,” by Aisling Rawle “Hot Girls With Balls,” by Benedict Nguyen “Just Watch Me,” by Lior Torenberg “A Good Person,” by Kirsten King “The Guest,” by Emma Cline Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify. You can also subscribe via your favorite podcast app here https://www.nytimes.com/activate-access/audio?source=podcatcher. For more podcasts and narrated articles, download The New York Times app at nytimes.com/app. Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify. You can also subscribe via your favorite podcast app here https://www.nytimes.com/activate-access/audio?source=podcatcher. For more podcasts and narrated articles, download The New York Times app at nytimes.com/app. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Finding the Will to Recover: Nick Prefontaine on Running Out of the Hospital After Doctors Said He Never WouldAt 14, Nick Prefontaine caught the edge of his snowboard going off the biggest jump in the terrain park — and that was the last thing he remembered. He woke up in a world where doctors had already told his parents he might never walk, talk, or eat on his own again. Less than 90 days later, he ran out of the hospital.In this conversation, Nick takes us inside the recovery the motivational posters never show you. We talk about the mother who refused to let a hopeless prognosis be spoken over her unconscious son, the inner voice that whispered you're going to run out of the hospital, and the STEP system — Support, Trust, Energy, Persistence — that he didn't learn from a textbook but built from inside his own crisis.If you're standing at a starting line you never asked for, wondering whether you have what it takes to get back up, Nick's story is a hand reaching back to pull you forward.About Nick PrefontaineNick is a three-time bestselling author and nationally recognized speaker, named one of the top motivational speakers by Yahoo Finance. He's the founder of Common Goal, where he works with people in the middle of trauma, crisis, and life-altering challenges — helping them not just get through it, but thrive on the other side. He also runs a family real estate business buying and selling homes creatively.What we cover:The day of the accident and the "coincidences" that saved his lifeWhy his parents shielded him from the doctors' prognosis — and how that shaped his recoveryThe STEP system: Support, Trust, Energy, PersistenceThe inner voice that became his common goal, and what Nick now believes that voice isLosing his voice for nearly a decade, and what persistence looked like day by dayThe single moment of doubt he allowed himself — and his mother's answerMaking a full recovery: marathons, snowboarding again, and what he carries forwardConnect with Nick:

Australia's housing crisis is usually framed as a simple supply problem: build more homes, increase density, and affordability will improve. But what if we've been asking the wrong question all along?In this episode, Ross Elliott joins Veronica and Chris to challenge some of the biggest assumptions underpinning Australian housing policy. From the belief that everyone works in a CBD to the idea that high-density housing is automatically cheaper, Ross argues that many of the planning principles guiding our cities are decades out of date.Instead of focusing solely on housing supply, he believes we should be asking whether we're creating places where people can actually live, work, and thrive.Together, they explore why Australia's population growth continues to concentrate in a handful of capital cities, why regional centres have been overlooked, and how decades of planning decisions have contributed to today's affordability challenges. They also unpack the unintended consequences of density-led housing strategies, infrastructure bottlenecks, planning delays, and whether recent government policies will actually increase housing supply or simply drive costs even higher.This conversation goes beyond property and politics to tackle a bigger question: what should Australian cities look like in the future? Whether you're a homeowner, investor, policymaker, or simply concerned about housing affordability, this episode offers a fresh perspective on one of the country's most important challenges.Episode Highlights02:07 – The Biggest Myth in Australian City Planning09:52 – Why Australia Needs More Than Capital Cities15:19 – The Problem With Building Up Instead of Out17:45 – Homes First, Infrastructure Later?19:28 – What Australia's Best Communities Have in Common22:44 – Are Investors Really to Blame?27:09 – The Planning Bottleneck Nobody Talks About34:11 – Running Out of Land? Not So Fast43:16 – Brisbane's Growth Challenge Is Just Beginning47:29 – The Hidden Cost of Apartment Living49:48 – How Dumbo Became One of New York's Best Precincts51:14 – What Great Cities Can Teach Australia55:13 – Why the Best Cities Happen by AccidentAbout the GuestRoss Elliott is one of Australia's leading voices on urban development, housing policy, and city planning. With almost four decades of experience spanning research, construction, development, infrastructure, and public policy, he has worked at the intersection of the industries that shape how Australian communities are built and governed.Ross is widely recognised for his contributions to urban policy and place-making, including his role as Chair of Brisbane's Better Suburbs Initiative, where he has helped drive discussions around suburban renewal, community development, and long-term city planning. Throughout his career, he has advised industry and government stakeholders on housing, infrastructure, population growth, and economic development.His work focuses on understanding how cities evolve and what is required to create communities that are not only affordable but functional, connected, and resilient. Ross brings a rare systems-level perspective to the housing conversation, examining the relationship between planning, infrastructure, jobs, demographics, and housing outcomes.Connect with RossLinkedIn | Ross ElliottLinkedIn | Brisbane City CouncilWebsite | Brisbane City CouncilResourcesVisit our website: https://www.theelephantintheroom.com.auIf you have any questions or would like to be featured on our show, contact us at:The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.auLooking for a Sydney Buyers Agent? https://www.gooddeeds.com.auWork with Veronica: https://www.veronicamorgan.com.auLooking for a Mortgage Broker? alcove.com.auWork with Chris: chrisbates@alcove.com.auEnjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcastSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6EIf you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey!See you on the inside,Veronica & Chris

01. FAWZY – Towards the Sun (Nucrise Extended Remix) 02. Alex BELIEVE, Moonlight Tunes & GRUE – Believe In Me Now (Extended Mix) 03. Aimoon – Save Me (Mike Mendizabal Extended Remix) 04. Eximinds & Alexander Komarov – Over The Moon (Extended Mix) 05. SMR LVE – Home (Extended Mix) 06. Papulin – Rose (Heart of the Ocean) (Extended Mix) 07. Sergey Salekhov – Stellar Drift (Extended Mix) 08. Anton By & Motion Sound & AV – Bandit Petersburg (Extended Mix) 09. Liquid Dream – Entropia (Extended Mix) 10. AFTERUS – Life Before Your Eyes (Extended Mix) 11. Alternate High – Your Destination (Extended Mix) 12. Fernweh, Max Smith & Janie Rox – Light the Sky (Extended Dub) 13. Somnia & DJ Tony Magic – Happy, Joyous and Free (Extended Mix) 14. NyTiGen & Ria Joyse – Dancing In The Sky (Extended Mix) 15. Conner Boyle & Charlotte Williams – Holding On (Extended Mix) 16. DeReN – Chosen Grace (Extended Mix) 17. Grande Piano – Dont Ever Give Up (Trance Society Anthem) (Extended Mix) 18. Georgio Safo – Zythera (Extended Mix) 19. Silva Aves – Flying As A Swift (Extended Mix) 20. Simply Drew – The Breath of Air (Extended Mix) 21. Ruslan Khatmullin & Yuri Melnikov – Antigravity (Extended Mix) 22. Christopher Corrigan – Running Out of Time (Extended Mix) 23. Roman Messer & Diandra Faye – I’ll Be Waiting (Extended Mix) 24. Ton TB – Dream Machine The post Tommy Pi pres. Trance Experience – Episode 844 (09-06-2026) first appeared on Tommy-Pi.com.

Looking to escape the 9-to-5 grind and build true wealth? In this episode of the Jake & Gino Podcast, we sit down with Jens Nielsen, who immigrated from Denmark in 1996 and successfully transitioned from a 25+ year IT career to full-time real estate investing and high-performance coaching. Today, Jens is a direct owner or General Partner in over 2,000+ apartment units and 100,000+ square feet of industrial assets valued at over $250M. Discover how Jens started with a single $117,000 fourplex in Albuquerque, ran out of his own money, and used creative financing, joint ventures, and syndication to scale a massive commercial real estate portfolio. He also breaks down his recent pivot into industrial real estate, explaining the massive benefits of Triple Net (NNN) leases and small-bay flex spaces. As a Certified High Performance Coach, Jens also dives deep into the 5 pillars of success (Clarity, Energy, Courage, Productivity, and Influence) and shares how a near-fatal mountain bike crash completely shifted his perspective on taking immediate action in life. If you want to decouple your time from your income, master your entrepreneurial mindset, and learn how to navigate today's shifting real estate market, this episode is a must-watch!

You've heard it said a hundred times: Spend the money, make the memories, don't die with regret.  However, for certain kinds of retirees, dying as the richest person in the graveyard isn't a tragedy at all. The comfort of simply having the money can be worth more than anything you'd ever buy with it.   Today, we begin with an article, The Many Utilities of Retirement, which talks about RPIG (the Richest Person In the Graveyard) versus FORO (the Fear of Running Out of money). It's an interesting look at the juxtaposition. After that, a question - listener that calls himself the millionaire next door — he'll never spend what he's saved, it's all headed to the kids and grandkids, and yet he still mows his own lawn and changes his own oil. He wants to loosen up and spend a little more… but he also kind of loves the life he's already got. So what do you tell a guy like that? I'll give you my take.  And we wrap up the show with our Retire To Something segment. Resource: Article by William Bernstein and Edward McQuarrie: The Many Utilities of Retirement   Connect with Benjamin Brandt: Subscribe to the This Week in Retirement: http://thisweekinretirement.com Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Work with Benjamin: https://retirementstartstoday.com/start Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart  

In this episode of the Hugonauts we're breaking down what truly defines great Young Adult fiction and answering the ultimate question: do these books actually hold up when you read them for the first time as an adult? We look at the core guidelines of YA literature—from exploring the human condition through a young protagonist's eyes to (ideally) teaching profound stuff that resonates beyond teenhood.  We count down the absolute best YA sci-fi books and YA fantasy recommendations. We dive into legendary dystopian hits like The Hunger Games by Suzanne Collins and Ready Player One by Ernest Cline, masterclass sci-fi like Ender's Game by Orson Scott Card and Red Rising by Pierce Brown, and classic fantasy staples like Harry Potter by J.K. Rowling, J.R.R. Tolkien's The Hobbit, Philip Pullman's The Golden Compass, and C.S. Lewis's The Chronicles of Narnia. But we don't just look at the masterpieces.  We also separate the true YA novels from books that are actually meant for middle-grade kids (like The Giver, Redwall, and The Phantom Tollbooth). Finally, we tackle the controversial "duds" of the genre. Why are massive bestsellers like The Maze Runner, Divergent, and Scythe so incredibly popular, and why did they fall totally flat for us? Grab your reading list and let's find out which books are actually worth your time!  No spoilers anywhere in this episode. Join the Hugonauts book club on discord Or you can watch our episodes on YouTube if you prefer video This episode is sponsored by Memoirs of the End by Vincent Rylan All the books we recommend, plus timestamps: 00:00 The Hunger Games by Suzanne Collins  04:16 Ender's Game by Orson Scott Card  07:02 The Chrysalids by John Wyndham  08:55 SPONSOR - Memoirs of the End by Vincent Rylan  09:30 Ready Player One by Ernest Cline  12:54 Illuminae by Amie Kaufman & Jay Kristoff  15:20 Red Rising by Pierce Brown  18:47 Tomorrow, When the War Began by John Marsden  20:15 A Series of Unfortunate Events by Lemony Snicket  22:39 The Hobbit by J.R.R. Tolkien  23:56 The Golden Compass by Philip Pullman  26:40 The Chronicles of Narnia by C.S. Lewis  29:10 The Wee Free Men by Terry Pratchett  31:38 Powers by Ursula K. Le Guin  34:14 The Wind Through the Keyhole by Stephen King  35:14 The Graveyard Book by Neil Gaiman  36:55 Harry Potter by J.K. Rowling  39:10 Redwall by Brian Jacques 41:17  Mrs. Frisby and the Rats of Nimh by Robert C. O'Brien  41:55 The Giver by Lois Lowry  42:41 The Phantom Tollbooth by Norton Juster  43:34 Artemis Fowl by Eoin Colfer  44:40 Cinder by Marissa Meyer  45:56 Running Out of Time by Margaret Peterson Haddix  46:54 How are these duds so popular?

fWotD Episode 3305: Running Out of Time (song) Welcome to featured Wiki of the Day, your daily dose of knowledge from Wikipedia's finest articles.The featured article for Saturday, 23 May 2026, is Running Out of Time (song)."Running Out of Time" is a song by the American rock band Paramore. It was released on May 23, 2023, by Atlantic Records as the fourth single from the band's sixth studio album This Is Why (2023). Hayley Williams, Taylor York, and Zac Farro wrote the song in the early stages of the album's production, and Carlos de la Garza produced it. The band premiered the song at a concert at the Grand Ole Opry on February 7, 2023, and performed it on Jimmy Kimmel Live! on February 14.Described by critics as a pop-rock and dance-rock song, "Running Out of Time" deals with time management and comments on social anxieties over death, aging, and losing friends. Williams said the song was influenced by her personal struggle with punctuality and her friendship with Taylor Swift. Critics positively reviewed the song, praising its lyrics as playful and its composition as well-balanced. In 2023, the song peaked on the New Zealand Hot Singles chart, the UK Singles Chart, and the Billboard Hot Rock & Alternative Songs and Rock Airplay charts in the United States, and ranked on Billboard's year-end Alternative Airplay chart.Ivanna Borin directed a music video for "Running Out of Time" that Paramore released on February 16, 2023. In the video, Williams enters an Alice in Wonderland-themed world, where she confronts the anxieties addressed in the song. The video received praise for its costuming, including vintage Vivienne Westwood and contemporary Rodarte outfits.This recording reflects the Wikipedia text as of 00:48 UTC on Saturday, 23 May 2026.For the full current version of the article, see Running Out of Time (song) on Wikipedia.This podcast uses content from Wikipedia under the Creative Commons Attribution-ShareAlike License.Visit our archives at wikioftheday.com and subscribe to stay updated on new episodes.Follow us on Mastodon at @wikioftheday@masto.ai.Also check out Curmudgeon's Corner, a current events podcast.Until next time, I'm standard Joanna.

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Season 5, Episode 2 — Running Out of EnergyIn this episode of Closed On Mondays, I talk about what it feels like to keep pushing while mentally, physically, and emotionally drained. Sometimes the pressure to perform, provide, stay motivated, and keep everything moving can slowly wear you down without you even realizing it.This conversation is about recognizing burnout before it controls you, understanding the difference between being tired and being empty, and learning how to protect your energy without losing your ambition.I also speak on balancing responsibilities, expectations, personal goals, and the importance of stepping back long enough to reset so you can move forward the right way.If you've been feeling exhausted while still trying to carry everything on your shoulders, this episode will hit home.You can't pour into your future while running on empty

In Mast Furling, Time is Running Out, Feeling Better

I Turned 40… And Realized I'm Running Out of TimeFor the first time in my life, I realized I probably have more years behind me than I do in front of me.That changes how you look at everything.In this solo episode, I'm not coming to you with answers. I'm coming to you with the questions I've been sitting with.What am I doing with the time I have left?Where am I still holding back?And what does it actually mean to live in a way where nothing is left on the table?We move through life like we have time. Like we can start later, say it later, fix it later.But at some point… later starts running out.If you've been feeling that pressure… if you know there's more in you but you've been waiting…This episode is for you.

Iain Bryson shares the heartbreaking true story of how his life was shattered when his three-year-old daughter was taken to Poland by her mother and never returned. In this episode of Locked In with Ian Bick, Iain explains how he unknowingly married into a family he later believed operated like a cult, and how warnings about his daughter being taken eventually became reality. After authorities and international agencies failed to act, Iain traveled to Poland in a desperate attempt to expose what he believed was abuse and trafficking — a decision that ultimately landed him in a Polish prison for 50 months. _____________________________________________ #cultstory #prisontime #truecrime #prisonstory #lockedup #cultsurvivor #prisonexperience #ianbick _____________________________________________ Thank you to Married By The Mob for sponsoring this episode! Visit https://www.marriedbythemob.com/ for tickets! _____________________________________________ Buy Iain's Book: https://www.amazon.com/Love-You-Like-One-Daughter-ebook/dp/B0CYW6XLJT/?_encoding=UTF8&pd_rd_w=mFPa0&content-id=amzn1.sym.3a079c4e-f938-40c9-a0ed-01ef0e9528e9&pf_rd_p=3a079c4e-f938-40c9-a0ed-01ef0e9528e9&pf_rd_r=146-4590805-2145945&pd_rd_wg=CMgCY&pd_rd_r=d74aa1d8-b984-4ce1-a2d4-597f1415c94c _____________________________________________ Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ _____________________________________________ Shop Locked In Merch: http://www.ianbick.com/shop _____________________________________________ Timestamps: 00:00 Thrown Into a Polish Prison — What Happened 00:30 Ian Bryson's Story — From Father to Prisoner 01:02 Early Life & Upbringing 02:56 College, Career Goals & Future Plans 04:57 Marriage, Life Changes & Red Flags 06:27 Moving to Poland — Warning Signs 07:40 Marriage Struggles & Mental Health Issues 09:47 Becoming a Father & Family Life 10:55 Signs of Abuse — Something Was Wrong 13:00 Separation & Daughter Taken by a Cult 14:47 Desperate Search for Help 17:18 Running Out of Options 18:36 Plan to Rescue His Daughter 20:58 Confrontation in Poland — Everything Changes 23:34 Arrested in Poland & Harsh Jail Conditions 27:41 Language Barrier & Legal Confusion 29:49 First Months Inside a Polish Prison 31:36 Daily Life in Polish Prison 34:05 Cellmates, Survival & Prison Culture 37:22 Learning Polish & Adapting 40:43 Polish Court System & Trial Process 45:14 Psychiatrists, Charges & Mental Evaluations 49:07 Sent to a Psychiatric Hospital 51:41 Forced Medication & Losing Control 54:31 Transfer From Max to Minimum Security 58:28 Prison Hustles, Guards & Survival Tactics 01:04:44 Release From Prison & Starting Over 01:09:03 Fighting to Regain Parental Rights 01:14:08 Finding Purpose & Advocacy Work 01:18:54 Writing the Book & Sharing His Story 01:24:01 Contact With Family & Daughter Updates 01:27:18 The Bigger Fight Against Abuse 01:33:02 Life After Prison — Reflections & Purpose Learn more about your ad choices. Visit megaphone.fm/adchoices

Matt and Michael open with a meditation on waiting—something they used to do constantly without realizing it. Remember standing outside school, wondering if your ride forgot you? Or running out of gas on the interstate with no cell phone? Those moments weren't just inconveniences; they were built-in spaces for our minds to wander, to sit with the unknown, to discover what we weren't looking for. The conversation spirals through the tension between "builder mode" and presence, the Dunning-Kruger effect of parenting, and why the most honest Oscar speech is simply "I want to thank God." They land on a paradox: the more skilled you become at anything, the less certain you feel. Along the way: Salvador Dalí's spoon trick, the MMA fighter's fiancée, why Chesterton says true believers in themselves end up in asylums, and whether we're wired for God—or just wired to need something bigger than ourselves. Cheers y'all

We beginnen met een bijzondere verbintenis die Maarten en Keez eindelijk aangaan na bijna drie jaar trouw podcasten - al is Maarten vervolgens wel een beetje afgeleid. Gelukkig heeft Keez genoeg te bespreken; zo staat ‘de game die alles is' Crimson Desert bijvoorbeeld voor de deur. Wat denken we daarvan? We speelden een trits demo's die ons vervoerden van paddotrip tot schaken. In het indie landschap gooit Esotaric Ebb hoge ogen. Kan de game uit de gitzwarte schaduw van Disco Elysium stappen en is ‘disco-like' een levensvatbaar genre? Alsof dit nog niet genoeg was maken we ook nog eens de nieuwe Gameclub game bekend. Let's Go Videogame Show!00:02:05 - Steam Deck / Steam games00:05:35 - Super Nintendo door Keza MacDonald00:06:20 - Dredge00:06:50 - Crimson Desert00:12:40 - Jett The Far Shore00:14:30 - Baby Steps00:30:05 - The Wide Open Sky is Running Out of Catfish00:34:50 - Claire Obscur: Expedition 3300:37:50 - Gambonanza00:46:00 - Gameclub: Obra Dinn00:45:30 - Esoteric Ebb00:48:05 - Papers, please00:51:00 - Esoteric Ebb00:52:10 - Disco Elysium Hosted on Acast. See acast.com/privacy for more information.

Rob Bernstein asks whether we're watching a ghost war between two countries that might not have functioning leaders anymore -- and somehow that's not even the craziest part. Trump claims total air superiority while planes are "spontaneously falling from the sky," Pete Hegseth accidentally announces war crimes on camera, the FCC threatens to pull broadcast licenses for not spinning hard enough, and Trump reveals his five-D chess strategy is just pretending whatever happens is what you wanted. Plus: Fetterman says you need a stroke to see this as a win, Trump will end the war when he "feels it in his bones," the New York Post makes fun of the new Iranian leader's blown-off legs, and Epstein's accountant testifies he saw zero red flags while processing payments to hundreds of survivors. Ro Khanna and Comer drop names -- Rothschilds, Wexner, Leon Black, and a mysterious foreign head of state.Subscribe for $5/month at robbernsteincomedy.comMerch: robbernsteinmerch.comFull episodes and live streams: youtube.com/@RobbieTheFireCHAPTERS- 0:00 - Are We Watching a Ghost War Right Now?- 2:00 - Netanyahu Might Be Dead and Nobody Can Confirm It- 4:05 - Trump as the Reset Button for Planet Earth- 7:53 - Broad Strokes on the Iran War: Air Superiority vs. Running Out of Targets- 9:50 - Kharg Island: Trump Won't Blow It Up Because of Oil- 10:30 - Trump Suddenly Cares About Enemy Countries Getting Their Oil- 11:16 - Planes Spontaneously Falling From the Sky- 13:00 - Islamic Resistance in Iraq Wants Credit With Their "Appropriate Weapon"- 13:55 - Live Chat Comments Round 1- 14:40 - Sponsor: Yo Kratom- 14:55 - Pete Hegseth - 20:10 - Wars Are Won in Another Realm by Who Can Lie the Best- 22:05 - FCC Threatens to Pull Broadcast Licenses for Wrong Propaganda- 26:00 - Conservative Media Annoyed with trump- 28:00 - Live Chat Comments Round 2- 31:00 - Sponsor: robbernsteincomedy.com / Sheath Underwear- 31:45 - Fetterman Says Democrats Should Admit This Is a Win- 33:00 - New York Post: Iran's Leader Is "Impotent" -- Did We Create Darth Vader?- 33:45 - CNN Blames DOGE Spending Cuts for Losing the War- 36:20 - New York Post Fear Piece: Iranian Attack on US Soil Is Not If But When- 37:00 - Trump's 5D Chess: When Oil Goes Up We Make Money- 39:00 - Strait of Hormuz as an Options Trading Desk- 40:30 - Western Leaders Blame Putin's Hidden Hand- 44:15 - Wall Street Journal: Ending Iran War Quickly Carries Big Risk- 44:55 - Epstein's Accountant Tells Congress He Saw No Red Flags- 46:15 - Clip: Comer Names Names -- Wexner, Rothschilds, Sinofsky, Leon Black- 48:15 - Comer Clears Trump (Five Witnesses Under Oath)- 49:20 - Democrats Push Back: Accountant Was Not Forthcoming- 50:45 - Epstein Guard With Shady Bank Transfers to Testify Next- 52:00 - Clip: Ro Khanna on CNN -- Hundreds of Survivors, Not Forthcoming- 53:00 - Ro Khanna on the Trump Accuser Settlement Question- 55:00 - robbernsteincomedy.com Plug / Merch Plug- 56:10 - Episode Wrap: Back Wednesday or Friday / Epstein Storage Unit Sketch Preview

This week on bigcitysmalltown, we examine the realities behind CPS Energy's record-setting proposed budget and the future of San Antonio's energy infrastructure. As San Antonio and South Texas experience unprecedented growth, CPS Energy—the nation's largest public energy utility—faces a host of challenges and opportunities in delivering reliable, affordable power to more than 1.4 million homes and businesses.Bob Rivard sits down with Rudy Garza, President and CEO of CPS Energy, for a candid conversation about the implications of a 15% budget increase, delayed rate decisions, and how ongoing investments in transmission, generation, and renewables are shaping the city's energy landscape. Garza discusses balancing affordability with reliability, navigating political and economic pressures at City Hall, and adapting to new demands from advanced manufacturing and data centers.They discuss:• The drivers of CPS Energy's $2.87 billion record budget and its proposed rate increase• How rapid population and economic growth in San Antonio are influencing energy needs• The transition away from coal, expansion of solar and wind, and the realistic prospects for reaching climate action goals• Challenges and strategies in building new transmission lines, including the Howard Solstice project and its impact on rural communities• CPS Energy's approach to affordability programs and how the utility is working to protect ratepayers while meeting rising demand• The future role of battery storage, small modular nuclear, and new technologies in San Antonio's energy portfolioThis episode provides an in-depth look at the interplay between politics, economics, and innovation at Texas' largest municipal utility, exploring the decisions that will shape San Antonio's future for decades to come.RECOMMENDED NEXT LISTEN:▶️ #141. Why San Antonio Isn't Running Out of Water — A Conversation with SAWS CEO Robert Puente – If the CPS Energy rate conversation caught your attention, don't miss this deep dive into San Antonio's water supply and infrastructure. Host Cory Ames sits down with Robert Puente, CEO of SAWS, to unpack how strategic planning, conservation, and upcoming investments are keeping the city ahead on water—despite fast growth and climate challenges.-- -- CONNECT

I'd love to hear your thoughts on the podcast! Let me know via text :)Navigating Life Transitions with Dolores Cummins | Trasna: The Crossing Place

Retirement Expert Walter Young, Explains How Modern Retirement Is Dead as We Know It and How Using this Unexpected Asset with Actuarial Science Can Fix It.Watch the Video on Youtube for Visuals - https://youtu.be/5iyIPs4VI0wConnect with Walter Young: Walter@thefifthoption.comWant a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comTimestamps:0:00 Introduction: The Fear of Running Out of Money 1:05 Walter Young, Author of The Fifth Option 2:36 Getting to Retirement vs. Getting Through Retirement 4:48 Accumulation vs. Distribution 5:39 Retirement Income Planning Is Hard 6:17 Cash Flow Focus and Financial Freedom 7:22 A History of Retirement 8:15 Three-Legged Stool of Retirement 9:22 Longevity Magnifies Risk 11:20 Scarcity Mindset 12:33 Personal Finance vs. Corporate Finance 14:11 Desert Island Dilemma 17:22 Sequence of Return Risk and Averages 20:35 The 4% Rule 23:15 Four Frustrating Options 24:43 The Fifth Option Strategies 25:29 Beat the Bear Approach 27:16 Bucketing Strategy 28:59 Pension 2.0 32:44 Disclaimers Before Diving into the Math 35:31 Income Efficiency Test 36:58 What Is Actuarial Science? 39:38 Scenario 1: A 25-Year-Old with Traditional Planning 43:36 The Fifth Option Applied: Beat the Bear Approach 46:30 Net Worth vs. Cash Flow 49:12 The Fifth Option Applied: Pension 2.0 53:30 Pension Max Conversation 57:35 Traditional Balance vs Portfolio Balance 1:00:39 Age 35 with Traditional Planning 1:06:03 4 years in Cash Value 1:10:10 Comparison 1:11:43 Age 45 Planning 1:18:32 How much money do I need to get that $133,000 at 8%? 1:24:00 Tax-Free Cash Flow 1:24:50 Age 55 Planning 1:31:17 Where does actuarial science not help somebody? 1:33:20 Final ThoughtsDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

From Command to Control: Stories of Digital Dilemmas The hosts discuss Apple Mail email signatures and discover that when a website URL lacks a prefix, Apple Mail defaults it to an insecure http link, which can trigger junk filtering; they also note cases where a displayed https link still points to http behind the scenes. They compare Apple Mail to Outlook in business environments, mention limitations around advanced signature management, and comment on Apple's minimal transparency in service-status outage explanations. They cover Apple's iOS 12 update extending certificates for services like iMessage, FaceTime, and device activation through January 2027, and then shift to opinions and speculation about Tim Cook's political pandering possibly being tied to tariffs and CEO succession timing. Returning to tech, they explain Apple Pay's security benefits—device-specific numbers and unique transaction codes—especially after a client's credit card was repeatedly compromised, and discuss adding additional browser protection via Malwarebytes Browser Guard and Chrome/Safari extension deployment through MDM (Addigy), including using ChatGPT to generate a configuration profile. They also describe using ChatGPT to edit MailChimp newsletter HTML quickly, and explore AI-assisted app development ideas such as an iOS app that converts call logs into calendar entries, referencing a Steven Robles video about building an app with AI while noting potential security pitfalls like exposed credentials. Lgistics issue involving gear ordered for testing via an Amazon locker at Staples. When attempting pickup, the host discovers the locker has no keypad and relies on the Amazon app and NFC. Despite signing into the client's Amazon account and enabling required app permissions (Bluetooth and device access), the locker cannot be accessed. Amazon customer service suggests the order data may be incomplete due to a third-party seller and issues immediate refunds or credits.   00:00 Welcome In: Time, the Clock Tower, and "Running Out of Time" 00:46 Client Referral Follow-Up: When People Go Radio Silent 01:39 Apple Mail Link Gotcha: Why Your Clean URL Becomes HTTP 04:13 Hidden Signature Code: Displayed HTTPS, Actual HTTP (and Spam Filters) 05:45 Why Apple Should Default to HTTPS (Google Already Does) 08:34 Signature Tools & Workflows: WiseStamp, Outlook, and What Clients Actually Use 10:37 Apple Still Updating Old iOS: Certificate Expiration and 2027 Cutoff 11:40 Tim Cook, Politics, and the CEO Succession Theory 15:06 Bully-Pulpit News Cycle: Waiting for the Next Outrage 16:08 Epstein Files & Accountability: Why Consequences Aren't Landing in the U.S. 18:16 From Past Scandals to Today: How the Bar Moved (Back to Tech) 19:00 Merch & Sponsorship Shoutouts (The Command Control Power Mug) 19:47 Apple Services Outages & the Vague Status Page Problem 21:14 Why Apple Pay Is Safer After a Card Gets Compromised 23:40 Dashlane vs Malwarebytes Browser Guard: Phishing/Scam Blocking Extensions 28:19 Layered Web Protection: Safari Safe Browsing, DNS Filtering, and Extension Risks 31:36 ChatGPT for Real Work: Fixing a Mailchimp Newsletter with HTML 33:06 AI-Assisted App Idea: Turn Call Logs into Calendar Entries (and Vibe Coding) 37:59 Security Caveats + Wrap-Up Quip About AI Summaries

This week on bigcitysmalltown, we examine Grassroots Carbon—a San Antonio-based company working at the intersection of ranching, environmental stewardship, and carbon markets. Founded in 2021 by Lew Moorman and Ed Byrne, Grassroots Carbon partners with ranchers across Texas and beyond to implement regenerative grazing practices that enhance soil health and facilitate carbon capture.Bob Rivard sits down with Brad Tipper, CEO of Grassroots Carbon, to discuss the science behind soil carbon sequestration and how it's increasingly recognized as a tool for corporate carbon offsetting. Together, they explore the business model that pays ranchers for measurable stewardship and examine the legislative, economic, and cultural challenges facing regenerative agriculture in Texas.They discuss:• How Grassroots Carbon incentivizes ranchers to adopt regenerative grazing practices• The voluntary and federally recognized standards shaping the U.S. carbon market• The economic realities confronting Texas ranchers and the new revenue stream created by carbon credits• The company's commitment to preserving ranch heritage while driving environmental progress• Technical approaches for measuring soil carbon and why trust and education are central to building partnershipsTune in for a clear-eyed look at the evolving carbon capture industry, the role San Antonio plays in this national movement, and what it means for landowners, corporations, and the broader Texas ranching tradition.RECOMMENDED NEXT LISTEN:▶️ #141. Why San Antonio Isn't Running Out of Water — A Conversation with SAWS CEO Robert Puente – Sustainability remains a central theme on bigcitysmalltown, and this episode dives into another pillar: water security. Host Cory Ames sits down with Robert Puente to uncover how strategic planning and conservation have made San Antonio a national leader in managing its water supply, while facing new challenges in rate hikes and infrastructure.-- -- CONNECT

Show Notes:Bassist and composer Lisa Mezzacappa joins host Steve Roby to discuss her latest project, the flexible ensemble Lisa Mezzacappa Five-ish, and their new album Otherworldly. For over two decades, Lisa has been a cornerstone of the Bay Area's experimental jazz scene, crafting adventurous music inspired by speculative fiction, cosmic landscapes, and the art of spontaneous collaboration. In this episode, Lisa reveals how her sextet (yes, it's called Five-ish) came together, blending longtime collaborators such as saxophonist Aaron Bennett and drummer Jordan Glenn with newer voices, including oboist Kyle Bruckman and vibraphonist Mark Clifford. She discusses her unique compositional approach—writing for improvisers as individuals rather than as a uniform ensemble—and how she translates literary and ecological concepts into sonic terrain.Lisa also shares insights into the album's standout tracks, including the urgent opener "Life is Running Out" and the expansive closer "The Dream, the Reality." She explains the concept of "tight looseness"—the sweet spot where precision meets spontaneity—and what audiences can expect from her upcoming performances at SF Jazz's intimate Joe Henderson Lab.Plus, Lisa reveals she's just completed an ambitious project: 12 album releases in 12 months on her own Queen Bee Records label.Featured Music:"Life is Running Out" by Lisa Mezzacappa Five-ish"The Dream, the Reality" by Lisa Mezzacappa Five-ishAll music was supplied by the artist and used with their permission. Show Info & Links:Upcoming Performance:Lisa Mezzacappa Five-ish at the Joe Henderson Lab, SF JazzSunday, February 22nd | Two shows: 6:00 PM & 7:30 PMDoors open 30 minutes before showtime (arrive early for best seating—general admission)Tickets: sfjazz.org More Information:Lisa Mezzacappa's website: lisamezzacappa.comQueen Bee Records on Bandcamp: queenbeerecords.bandcamp.comAlbum: Otherworldly by Lisa Mezzacappa Five-ish (available now) Backstage Bay Area is your window into the vibrant arts and music scene of the San Francisco Bay Area. Subscribe wherever you get your podcasts.

❄️ Could the South really see three snow events in rapid succession? Tara opens the show with a look at unusual winter weather forecasts before diving headfirst into a heated political breakdown.

Is the Bitcoin bull run finally over, or is this just the ultimate "shakeout" before the next leg up?

⁠Show notes⁠ / ⁠Free Audiobook ⁠/

Reflecting on Galatians 4:4–5, Dot and Cara unpack the difference between chronos (our day-to-day, chronological time) and kairos (God's appointed, intersecting moments) and share honestly about their fear of wasting time, singleness, and aging. This conversation invites you to loosen your grip on the clock and trust that God has not forgotten you. Grab your Bible and a journal and settle in with us! Got a question about today's episode or something else you'd like to hear us talk about on the show? Let us know! Episode recap:Start by writing down Galatians 4:4-5 (0:08)God brought the idea of time to Dot and Cara simultaneously (4:07)Time isn't passing us by, we are moving through time (7:40) Moses' life shows us that time is not wasted even when we don't understand (11:10)God's timing is perfect (15:35)Jesus had to be born at the time He was to fulfill prophecy (20:27)Our faith is our response to what God is doing (22:59)Are you interested in having Dot come and speak to your community? Email us at hello@dotbowen.com.Watch Write this Down! on YouTubeFind Dot Bowen on Instagram and Facebook Scripture Verse:  Galatians 4:4-5 (ESV) “But when the fullness of time had come, God sent forth his Son, born of woman, born under the law, to redeem those who were under the law, so that we might receive adoption as sons.”Jamie Winship's "Time Isn't Running Out" video: https://www.youtube.com/watch?v=ABuYaHGx438

Brad Dalke joins Smylie Kaufman following his victory at the Internet Invitational — an event that shattered YouTube golf records and introduced millions to one of the most talented ball-strikers in the creator space. Brad breaks down: • What the week was really like • The emotion of winning alongside Francis and the late Cody “Beef” Franke • How the million-dollar pressure exposed every golfer • His unbelievable junior/amateur career (Thunderbird win at 13, 5 Wyndham Cups, U.S. Am finalist) • Arm-wrestling Rory McIlroy at 13 • Battling driver issues through college & pro golf • His unexpected transition into Good Good & YouTube stardom • The future of creator golf, Big Break returning, and where he sees golf content headed • Building the “perfect YouTube golfer” Chapters below ↓ #TheSmylieShow #BradDalke #InternetInvitational #GoodGoodGolf #BobDoesSports #YouTubeGolf ⏱️ FULL CHAPTERS 00:00 – Brad Dalke Joins the Show 01:00 – Keeping the Win Secret (NDAs, wives, chaos) 03:00 – What the Internet Invitational Did for YouTube Golf 04:30 – How Brad Got Invited (Bob reaching out) 06:00 – Why the Format Worked Perfectly 07:10 – Draft Strategy & Riggs' Captain Decisions 08:20 – Frankie's Heartbreak  10:00 – The Pink Jacket + Champions Dinner 11:30 – Francis' Food Rituals 13:00 – Luke Kwon  14:45 – Transition to Brad's Junior/Amateur Greatness 15:30 – Starting Golf at 11 Months Old 17:00 – Junior Tour Battles with Scottie Scheffler 18:40 – AJGA Majors & Thunderbird Win at Age 13 19:50 – Committing to Oklahoma at 12 (!!) 22:00 – How Coach Hybl Shaped His Game 23:45 – Rory McIlroy Arm-Wrestling Story 27:30 – Pressure of Expectations vs. Pro Golf Reality 29:00 – Battling Driver Issues & the Low-Point Miss 31:30 – Finally Finding the Technical Fix 33:20 – Running Out of Money on the Mini Tours 35:00 – The God-Moment That Brought Him to Good Good 37:00 – What YouTube Golf Gave Him Back 38:20 – Behind the Scenes of Good Good Production 49:00 – Kids & Amateurs Asking Brad for Advice 51:20 – Building the Perfect YouTube Golfer 55:15 – The Return of Big Break & Brad's Involvement 56:20 – Closing Thoughts

Navigating Market Volatility: Why Income-Focused Investing Beats Speculation for Kentucky Retirement When the tech-heavy Nasdaq drops 4% in a week and market sentiment shifts dramatically, how should those thinking about retirement or already in retirement respond? In this timely market update from The Financial Hour of The Tom Dupree Show, Tom Dupree and Mike Johnson provide real-time insights into recent market turbulence while reinforcing a critical principle: predictable income trumps price speculation when you’re living off your portfolio. Unlike mass-market advisory firms that leave clients guessing about portfolio holdings during volatile periods, Dupree Financial Group’s personalized investment management approach ensures you understand exactly what you own and why. This episode demonstrates how direct access to portfolio managers who invest in individual securities—rather than opaque packaged products—provides clarity and confidence when markets get choppy. Key Takeaways: Market Insights and Retirement Strategy Tech Sell-Off Context: The Dow dropped 794 points on Thursday as growth stocks pulled back from stretched valuations—a predictable correction in what Tom calls a “toppy market” Fed Rate Cut Expectations Shift: Market pricing for a December Fed rate cut moved from 95% probability to essentially a coin flip (50/50) in just days, affecting growth stock valuations Conservative Portfolios Outperform During Volatility: While the Nasdaq fell 4%, Dupree Financial Group’s dividend-focused, income-producing portfolio actually made money during the same period Flight to Quality Emerges: Investors moving toward healthcare, Berkshire Hathaway, and dividend-paying stocks as speculation cools Retirement Income Is Everything: Cash flow predictability matters more than price appreciation when you’re living off your investments 2026 Contribution Limits Announced: 401(k) increases to $24,500; IRAs to $7,500; new Roth catch-up rules for high earners Opportunities in Volatility: Dupree Financial Group added several positions in recent weeks, including quality names like Kroger Understanding the Recent Tech Sell-Off: What Happened and Why Tom Dupree opens the episode with characteristic directness about Thursday’s market action: “Stocks notch worst day in over a month as tech sell-off intensifies. The market was down 794, which you know, was probably about right and I think it’s still going down today.” But rather than expressing alarm, Tom’s reaction is measured: “I mean, you had to have known it was gonna happen.” Mike Johnson provides context: “Last Friday, you had a huge downdraft early Friday morning, and then it turned around, came back. That is a sign of a toppy market. At some point, you’ll get a longer sell-off.” Why Growth Stocks Pulled Back Tom explains the mechanics behind the sell-off: “When you have things trading at stretch multiples, you don’t necessarily have to have bad news for those things to come back down to earth. Sometimes just the news—they run up on the news or the expectation of the news, then they come off on the news itself.” This phenomenon particularly affects high-growth technology stocks that trade at premium valuations. Mike notes: “Since last Monday, the Nasdaq is down about 4%. That’s the super speculative, more growthy kind of names.” For those thinking about retirement in Kentucky, this volatility underscores why personalized portfolio analysis focused on income production rather than speculation provides more sustainable results. How Fed Rate Expectations Impact Growth Stocks One of the week’s most significant developments involved a dramatic shift in Federal Reserve rate cut expectations. Mike explains: “The market has drastically changed its expectations in terms of a Fed rate cut in December. It was priced in like 95% chance that they were gonna cut rates in December. Today, that’s basically a coin flip—50/50 is where it’s pricing it in.” The Interest Rate and Growth Stock Connection Why does this matter for stock valuations? Mike provides the technical explanation: “Growth stocks will typically warrant a higher multiple when rates are low or going down, positively correlated to falling interest rates. Warren Buffett used to talk about it—it’s the risk-free rate of return, typically the US government bond.” Tom adds practical context: “If it is lower, then it allows for a growth stock’s P/E to go higher. It doesn’t always correlate directly, but at times, there is a positive correlation that way. It’s a tailwind—it allows for the speculation, gives it permission to go higher.” However, both emphasize this is “not at all necessarily related to their business or how well it’s doing.” A company can report strong earnings and still see its stock drop 30% if market expectations were even higher. This disconnect between business fundamentals and stock price movements highlights why the Dupree Financial Group investment philosophy prioritizes income-producing securities over growth speculation for retirement portfolios. Conservative Portfolio Performance: Making Money While Tech Falls Tom shares a striking performance contrast: “Our firm, the portfolio we manage, is a more conservative setup. We’ve actually made a little money in here. Doesn’t mean we’ll always do that, but if you want to invest in the growth of America over a long period of time, you should have some money in growth stocks.” He explains their balanced approach: “We’re beginning to buy some around the margins. Not doing too well at it the last couple of days, but it’s tiny smidgen amounts. But we will do well with it because I think our research is good that we’re doing.” The Dividend and Bond Foundation The portfolio’s resilience comes from its core structure. Tom details: “For the other mix, we are buying dividend-paying stocks that are well known and government bonds. And so it’s enabled us to put together a pretty good year so far. We’re a month and a half from being over with.” This approach demonstrates a fundamental principle for those in or approaching retirement: predictable income from dividends and bonds provides stability that growth speculation cannot match. Mike reinforces this: “You made a lot of money, especially since April, in these growthier names. But they all finally give up the ghost at some point.” Flight to Quality: Where Smart Money Is Moving Mike identifies an important trend: “The last two weeks, you have started to see the—if you want to call it—flight to quality. You started to see areas broaden out into the rally, broaden out into other areas. Healthcare has actually done pretty well.” The Berkshire Hathaway Example Tom shares a specific investment decision that illustrates their active management approach: “We sold our Berkshire at a very nice price, and it pulled way back. And now we’re back in. We weren’t market timing—we were simply looking at the valuation and based on where investors seemed to think the company was gonna go, given that the big dude was just retiring. We thought it was too expensive. Sold it, bought it back. Looks like they’re still executing.” Mike adds context: “He actually just put out his Thanksgiving letter. It was five, six pages. He kind of does his little stories in there growing up. It was a nice letter. I’d encourage listeners to go read it.” The letter mentions Greg Abel (Buffett’s successor), gives a shout-out to Charlie Munger, and confirms Buffett will continue writing Thanksgiving letters, though stepping back from shareholder letters and annual meeting speaking. Tom notes why Berkshire attracts capital during volatile periods: “You saw a flight to quality because they have just an enormous cash hoard right now, and plus the businesses that they own—those are rock solid good companies.” This selective buying and selling based on valuation—rather than following index allocations—exemplifies the advantages of personalized investment management over autopilot strategies. Technology’s Impact on Employment: The Verizon Example Mike highlights a trend emerging from the AI and technology revolution: “You’ve seen several companies announce large job layoffs this week. Verizon announced 15,000 cut to the workforce, but when you look at it as an investor, this is the aspect of AI and just technology that we’ve been talking about the last year.” He explains the market’s reaction: “As the technology matures, you’re gonna see companies benefit from just the economies of scale. Verizon, ‘s stock was green, partly because of that announcement. They also appointed a new CEO who’s gonna focus more on the customer.” Tom adds historical perspective: “Anytime there’s a technological revolution, there’s a retraining process.” For Kentucky retirement planning, this underscores the importance of owning quality companies that can adapt to technological change while continuing to generate income—the type of holdings you can actually see and understand when working with local financial advisors who provide portfolio transparency. 2026 Retirement Account Contribution Limits: What You Need to Know Mike provides timely information for retirement savers: “They just came out with the new contribution limits for 401(k)s and IRAs for 2026.” The New Numbers 401(k) Contribution Limit: Increased to $24,500 (up $1,000) IRA Contribution Limit: Increased to $7,500 Catch-Up Contributions Age 60-63: Even higher contribution allowed during this specific age window Important New Rule for High Earners Mike highlights a critical change: “If you have a 401(k) with your employer and you’re—as the IRS quantifies it—a high earner (which in their definition is if you make over $150,000), if you do a 401(k) catch-up to your plan, which that’s if you’re over 50, they changed the rule on this. That catch-up contribution now has to go to a Roth 401(k).” He acknowledges the complexity: “It gets a little complicated because of if it’s this, then it’s that and the little rules. If you have questions about your 401(k), give us a call. We can talk with you about it because the rules are important. You want to maximize the assets that you have and you want to use everything to your advantage that’s given to you.” Beyond the 401(k): Why You Need Additional Investment Strategies Tom delivers a contrarian perspective on retirement planning’s most popular vehicle: “Money that you can save aside that’s not in a 401(k)—that is actually your own money. You can invest that money far more creatively than you can within most 401(k) plans.” He continues: “I would actually advise people not to use their 401(k) as their sole retirement planning source. Invest in some things outside of that that you can—buy some stocks. You can’t buy stocks inside a 401(k). I’m glad to have 401(k) rollovers when they come to us. I think it’s great. I’m glad that people have built money over time, but it’s not the most creative way to invest.” The In-Service Rollover Strategy Mike offers a solution many don’t know exists: “Let’s say you’re still working and you’re 59 and a half. The employer matches—you can still take part in the employer match into the 401(k), but you can take your balance of the 401(k), move that to an IRA. It’s what’s called an in-service rollover. No tax consequences.” The advantage? “Then you can invest it in some of these other things that we’ve been talking about. You can do that while at the same time still utilizing the 401(k) for the match or the tax deferral. It’s just strategically using the tools that are available.” This flexibility allows those approaching retirement to maintain employer matching benefits while gaining access to individual stock and bond investing—the foundation of Dupree Financial Group’s income-focused approach. Retirement’s Real Risk: Running Out of Money vs. Running Out of Life Tom references the statistic Mike shared in a previous episode: “You were talking about earlier—there was a study done that Americans are more worried about running out of money than they are about death.” He connects this to retirement timing: “I would think that applies more to people who’ve already retired who know that they’re not doing anything more to put anything back. That’s why I tell people, if you don’t have to, don’t retire because it’s not good for you. It’s good for people to have something to do, a reason to get out of bed in the morning, a reason to do this, to do that.” The Purpose Question: What Are You Retiring To? Mike emphasizes a critical distinction: “The biggest success stories of clients have been people who have that—what are you retiring to? It’s not where you’re retiring from. What are you retiring to? That’s where we’ve always seen success—is when they’re engaged, they’re active. And a lot of times, more and more often, it’s some sort of gainful employment.” Tom agrees: “Gainful employment can be a lot of things, but it has to be something that requires you to be involved in something—putting some points on the board.” For Kentucky retirement planning, this philosophical perspective complements the financial strategy: combining meaningful activity with income-producing investments creates both purpose and security. Why Retirement Is Inherently Risky (And How to Mitigate That Risk) Mike delivers a candid assessment: “The idea of retirement—I don’t care how big the pool of assets are—the idea of retirement is a risky proposition just because it’s unnerving. It’s scary. It’s a scary thing for people for a reason because you’re giving up control. You’re trying to replicate an income stream through the assets that you’ve saved. So it is a risky thing just by nature, and people are living longer.” He defines the advisor’s role: “Our job as advisors to our clients, as investors, is how do we in the most prudent way produce an income stream?” Tom responds: “Well, that’s where the rubber meets the road—cash flow. And to do that takes experience. You have to have seen some things in the past that worked and some things that didn’t work.” This accumulated wisdom—47 years in Tom’s case—represents a significant advantage of working with experienced local financial advisors rather than being assigned an investment counselor at a large national firm who may lack this historical perspective and market cycle experience. Finding Opportunities in Market Volatility Tom shifts to the practical implications of recent market choppiness: “Right now, you’re gonna need to look at some of these stocks that have gotten beat up and find some bargains in there because they’re gonna be there. There’s always opportunities.” He recalls recent successful positioning: “In April, when everybody was scared to death, you’re starting to see some things now that we’ve added several things to the portfolio in the last three weeks.” The Kroger Purchase: Quality at Reasonable Prices When asked to name something recognizable they’ve added, Tom reveals: “One place where you buy your milk and your gasoline—Kroger. We bought some Kroger.” This purchase exemplifies several principles: Buying quality companies during market weakness Investing in businesses that people actually use and understand Focusing on stable, dividend-paying companies rather than speculation Taking advantage of price volatility to acquire good businesses at better valuations This active decision-making—buying specific companies for specific reasons at specific times—contrasts sharply with passive index investing that automatically buys whatever the index holds, regardless of valuation or business quality. Review the market commentary archive to see how Dupree Financial Group has identified opportunities across various market environments. The Cornerstone of Retirement Portfolios: Predictable Income Mike emphasizes the foundation of their approach: “Markets are choppy—that’ll probably continue. That’s the nature of markets. But just you have to be diligent, always looking for opportunities, always looking for things that accomplish your goals. Fundamentals—look at the companies. That’s what we’re doing. We try to do that every day. We try to find things that work for our clients. That’s the goal.” He highlights what makes this possible: “But there’s accountability. Our clients know what they own. And the cornerstone of the portfolio is income because that is more predictable than price appreciation or price movement.” Tom connects this to retirement reality: “It’s very important in retirement too because you’ve got to have income to pay the bills that you’re used to having your work income pay for.” This focus on predictable cash flow rather than unpredictable price appreciation represents the fundamental difference between speculation and sustainable retirement investing. Portfolio Transparency: Knowing What You Own and Why Throughout the episode, the theme of transparency and accountability recurs. When clients can see exactly which companies they own—Kroger, Berkshire Hathaway, dividend-paying stocks, government bonds—they understand where their retirement income originates. This contrasts with: Index funds where you own whatever 500 companies meet arbitrary criteria Target-date funds that Tom calls “zero in terms of creativity” Annuities backed by insurance company bond portfolios you never see Any “black box” product that obscures actual holdings The advantage of transparency becomes especially clear during volatile markets like the current environment. When the Nasdaq drops 4% but your portfolio generates positive returns, you understand why: you own dividend-producing companies and government bonds selected for income stability, not speculation on growth. Market Outlook: Navigating Continued Choppiness Tom provides his near-term perspective: “You’re gonna have your up days and down days. And you’re gonna make your most money with growth over time. Take some risk, think about what you’re buying, and go for it.” Mike offers guidance for the coming period: “Markets have been choppy the last couple of weeks. That’ll probably continue. That’s the nature of markets.” The takeaway for those thinking about retirement or already in retirement in Kentucky: choppy markets are normal, but having experienced advisors who actively manage portfolios—buying quality companies when they’re on sale, maintaining income-producing core holdings, and providing direct access to explain every decision—makes navigating volatility far less stressful than watching index funds fluctuate with no understanding of what you actually own. Ready to Understand What You Own During Market Volatility? If recent market turbulence has you questioning whether your portfolio is positioned correctly for retirement—or if you’re realizing you don’t actually know what you own or why you own it—Dupree Financial Group offers complimentary portfolio reviews for Kentucky residents thinking about retirement or already in retirement. During your consultation, you’ll receive: Honest assessment of how your current portfolio performed during recent volatility Analysis of whether your holdings are positioned for income production or just speculation Evaluation of 401(k) strategies, including in-service rollover opportunities Direct conversation with experienced portfolio managers who personally manage client assets during market ups and downs Clear explanation of what you would own and why—no index funds, no black boxes Discussion of how to find opportunities when others panic (like the April and recent pullbacks) Review of 2026 contribution limits and how to maximize tax-advantaged savings Don’t let market volatility create anxiety about retirement. Schedule your complimentary portfolio review today. Call Dupree Financial Group at (859) 233-0400 or visit www.dupreefinancial.com to schedule directly from our homepage. Experience the difference that personalized investment management, income-focused strategies, and direct access to portfolio managers makes when markets get choppy. Frequently Asked Questions About Market Volatility and Retirement Income Investing What caused the recent tech stock sell-off? The Nasdaq dropped approximately 4% as growth stocks trading at “stretch multiples” (high valuations) pulled back. Tom Dupree explains this was predictable in a “toppy market” where stocks had run up significantly. The catalyst included shifting Federal Reserve rate cut expectations (from 95% probability to 50/50 for December) and natural profit-taking after strong gains. Importantly, this correction didn’t require bad news—simply the reality meeting elevated expectations. How did Dupree Financial Group’s portfolio perform during the tech sell-off? While the Nasdaq fell 4%, Tom Dupree reports their more conservative portfolio “actually made a little money” during the same period. The portfolio’s foundation of dividend-paying stocks and government bonds provided stability while they selectively added growth positions “around the margins” in small amounts. This demonstrates how income-focused investing protects capital during volatility while still participating in growth opportunities. Why do interest rates affect growth stock valuations? Mike Johnson explains that growth stocks typically warrant higher price-to-earnings multiples when interest rates are falling. Warren Buffett discussed this concept: the risk-free rate (typically US government bonds) serves as a baseline for all investments. When this rate is lower, investors will pay more for growth potential. Tom adds it’s “a tailwind that allows for speculation” and “gives it permission to go higher.” However, this is separate from actual business performance—a company can report great earnings and still fall if rate expectations shift. What is a “flight to quality” in investing? Mike describes how, during market uncertainty, investors move capital toward more stable, proven companies and assets. Recent examples include increased interest in healthcare stocks, Berkshire Hathaway (with its enormous cash reserves and solid businesses), and dividend-paying stocks. This contrasts with speculative growth investments. For those in Kentucky retirement planning, this trend validates the income-focused approach that prioritizes quality over speculation. What are the 2026 retirement account contribution limits? The IRS announced: 401(k) contributions increase to $24,500 (up $1,000); IRA contributions increase to $7,500; and individuals aged 60-63 can contribute even more. A significant new rule: high earners (defined as making over $150,000) must now make catch-up contributions (for those over 50) to a Roth 401(k) rather than traditional pre-tax. Mike recommends calling for personalized guidance since “it gets a little complicated” with various age brackets and income thresholds. Can I move my 401(k) to an IRA while still working? Yes, through an “in-service rollover” if you’re 59½ or older. Mike explains you can continue receiving employer matching in your 401(k) while simultaneously moving your existing balance to an IRA with no tax consequences. This allows investment in individual stocks and bonds—which Tom notes “you can’t buy stocks inside a 401(k)”—while maintaining employer benefits. This strategy provides far more investment flexibility than typical 401(k) options like index funds or target-date funds. Should I use my 401(k) as my only retirement savings? Tom Dupree advises against this: “I would actually advise people not to use their 401(k) as their sole retirement planning source.” He notes that money outside a 401(k) “is actually your own money” that “you can invest far more creatively.” While he’s “glad to have 401(k) rollovers,” he acknowledges “it’s not the most creative way to invest” since most people invest through indexes or target-date funds—”zero in terms of creativity.” Maintaining savings in both qualified and non-qualified accounts provides more flexibility. Why is income more important than growth for retirement portfolios? Mike emphasizes: “The cornerstone of the portfolio is income because that is more predictable than price appreciation or price movement.” Tom adds it’s “very important in retirement too because you’ve got to have income to pay the bills that you’re used to having your work income pay for.” When living off your portfolio, you can’t wait for prices to recover from a downturn—you need cash flow regardless of market conditions. Dividends and bond interest provide this predictability that growth speculation cannot. What does it mean that retirement is “inherently risky”? Mike explains: “I don’t care how big the pool of assets are—the idea of retirement is a risky proposition just because it’s unnerving. It’s scary. You’re giving up control. You’re trying to replicate an income stream through the assets that you’ve saved.” People are also living longer, extending the period assets must last. The solution, according to Tom, requires experience: “To do that takes experience. You have to have seen some things in the past that worked and some things that didn’t work.” Should I retire if I can afford to financially? Tom offers contrarian advice: “If you don’t have to, don’t retire because it’s not good for you. It’s good for people to have something to do, a reason to get out of bed in the morning.” Mike emphasizes the critical question: “What are you retiring to? It’s not where you’re retiring from. It’s what are you retiring to?” Their most successful clients remain engaged and active, often with “some sort of gainful employment.” This philosophy combines financial security with life purpose—both essential for successful retirement. How do you find investment opportunities during market volatility? Tom advises: “You’re gonna need to look at some of these stocks that have gotten beaten up and find some bargains in there because they’re gonna be there. There are always opportunities.” He recalls April when “everybody was scared to death” and notes they’ve “added several things to the portfolio in the last three weeks”—including Kroger. The key is having a process: “Be diligent, always looking for opportunities, always looking for things that accomplish your goals. Fundamentals—look at the companies.” This requires direct access to portfolio managers who actively manage rather than autopilot index strategies. Why does portfolio transparency matter during volatile markets? Mike states, “Our clients know what they own. And the cornerstone of the portfolio is income.” When markets drop and the Nasdaq falls 4%, but your portfolio generates positive returns, transparency lets you understand why: you own dividend-producing companies selected for income stability, not speculation. This contrasts with index funds (where you own arbitrary collections of stocks), target-date funds, or annuities, where you never see underlying holdings. Understanding what you own eliminates anxiety during volatility. About The Financial Hour of The Tom Dupree Show The Financial Hour provides real-time market insights and practical retirement planning guidance for Kentucky residents approaching or living in retirement. Hosted by Tom Dupree (with 47 years of investment experience), founder of Dupree Financial Group, with portfolio manager Mike Johnson, each episode delivers actionable strategies based on decades of navigating market volatility through income-focused, transparent investment management. Listen to more episodes and read additional market commentary at www.dupreefinancial.com/podcast. The post Why Income-Focused Investing Beats Speculation for Kentucky Retirement 11-15-25 appeared first on Dupree Financial.

Dan, Manny, & Billy talk about the recent shutting down of MTV music channels in the UK and what that means for the future of MTV, while putting some iconic music videos that aired on MTV in the 80s and 90s to the ultimate test—THE NOSTALGIA TEST! “MTV created culture.” -Manny After hearing about MTV music channels being shut down in the UK after 40 years, the guys had to call an audible and to talk about what they think this means for the future of MTV, music videos, and the cultural impact that MTV had on pop-culture. They also talk about what this means for MTV in the US? The episode then dives into a celebration of iconic music videos that aired in MTV from the 80s and 90s, like Michael Jackson's “Thriller,” Beastie Boys' “Sabotage,” Peter Gabriel's “Sledgehammer,” and Duran Duran's “Hungry Like the Wolf.” There's also the classic Nostalgia Test Podcast tangents, Billy's hot take about Pearl Jam, and so much more. This is part 1 of a series on MTV, so stay tuned for episodes on TRL and Carson Daly, MTV2, Beavis & Butthead, and everything else MTV.   Email us (thenostalgiatest@gmail.com) your thoughts, opinions, and topics for our next Nostalgia Test! Suggest A Test & Be Our Guest! We're always looking for a fun new topic for The Nostalgia Test. Hit the link above, tell us what you'd like to see tested, and be our guest for that episode!   Approximate Rundown 00:00 MTV Shuts Down in UK and Europe 01:07 Corporate Restructuring and Layoffs 03:44 MTV's Shift to Reality TV 05:11 The Decline of Music Videos 06:33 Nostalgic Memories of MTV 09:25 Impact of Technology on Social Interaction 11:29 Driving and Navigation in the Digital Age 15:05 The Evolution of Music Videos 20:30 Iconic Music Videos and Their Legacy 36:10 MTV Music Awards and Controversies 47:16 Hilarious Movie Quotes and Intro Discussion 48:04 Running Out of Gas Stories 49:59 Michael Jackson's Transformation and Movie Theater Scene 54:41 Iconic Music Videos and Their Impact 01:15:09 MTV's Influence on Culture and Reality TV 01:28:29 Conclusion and Future Episodes   Book The Nostalgia Test Podcast Bring The Nostalgia Test Podcast's high energy fun and comedy on your podcast, to host your themed parties & special events!  The Nostalgia Test Podcast will create an unforgettable Nostalgic experience for any occasion because we are the party! We bring it 100% of the time! Email us at thenostalgiatest@gmail.com or fill out the form at this link. LET'S GET NOSTALGIC!     Keep up with all things The Nostalgia Test Podcast on Instagram | Substack | Discord | TikTok | Bluesky | YouTube | Facebook   The intro and outro music ('Neon Attack 80s') is by Emanmusic. The Lithology Brewing ad music ("Red, White, Black, & Blue") is by PEG and the Rejected

Welcome back to When Words Fail Music Speaks, the podcast that battles depression one chord at a time. In today's episode, host James “the professional handicapped” Cox sits down with a remarkable guest whose life reads like a soundtrack of survival—Tony Kessel.Born in North Dakota, raised in a foster home, and now a full‑time National Guard officer, husband, and father of five, Tony has turned his tumultuous journey into a compelling memoir, "It's All in the Lyrics". Together, James and Tony unpack how music became Tony's lifeline—from the first Garth Brooks radio hit that soothed an eight‑year‑old in a foster home, to the heavy‑metal anthems that carried him through combat engineer training, to the faith‑driven Christian rock that guided his post‑military healing.We'll hear:The raw, honest story of Tony's childhood trauma and how specific lyrics acted as his personal therapist.The way his 22‑year military career reshaped his relationship with sound—because sometimes a rifle's cadence feels like a drumbeat.A deep dive into his “Side A – Matters of the Head” and “Side B – Matters of the Heart” concept, the two‑album project he's crafting to chronicle the mental and emotional battles he's faced.The songs that would make a rescue playlist for his younger self—Garth Brooks' Unanswered Prayers, The Dance, and 12 Stones' “Running Out of Pain.”A candid confession about the one track he can no longer listen to, the moment it intersected with a suicide attempt, and why sharing that pain matters for listeners battling their own darkness.Tony's story is a vivid reminder that when words fail, music speaks—bridging gaps, offering a voice, and building a community where no one has to fight alone. Whether you're a veteran, a foster‑care survivor, or simply someone looking for a song that can lift you out of the fog, this conversation is a beacon of hope.Stay tuned, turn up the volume, and let the healing power of music guide you through today's episode of Woodward's Music SpeaksGo to:https://dualistmedia.com for more info!

On Episode 182 of Floating Through Film, we're continuing our series picked by Blake, Johhnie To! On this week of the series, we're starting with reviewing one of To's early MilkyWay Production films, 1999's Running Out of Time, before skipping 9 years to review his film about pickpockets, the 2008 film Sparrow (1:01:19). We hope you enjoy! Episode Next Week: Don't Go Breaking My Heart + Romancing in Thin Air Music:- Intro: Running Out of Time (https://www.youtube.com/watch?v=hGoDRd96KEg&list=PL-1jQpOrgXH11L_rMui0_SY-R Wn5U3x3&index=7)- Break: Sparrow (https://www.youtube.com/watch?v=L5cG0hCgR78&list=PLMF3ZKxAE_5CuFi6K90_TzkdgimJHJ vl&index=3)- Outro: Sparrow (https://www.youtube.com/watch?v=aa1ATxzctP8&list=PLMF3ZKxAE_5CuFi6K90_TzkdgimJHJuv &index=5) Hosts: Luke Seay (LB: https://letterboxd.com/seayluke/, Twitter: https://x.com/luke67s)Blake Tourville (LB: https://letterboxd.com/blaketourville/, Twitter: https://x.com/vladethepoker)Dany Joshuva (LB: https://letterboxd.com/djoshuva/, Twitter: https://x.com/grindingthefilm) Podcast Links:Spotify and Apple: https://linktr.ee/floatingthroughfilmLetterboxd: https://letterboxd.com/floatingfilm/Email: floatingthroughfilm@gmail.com

Kristin and Jen road trip to see a friend in need. The gas gauge says low fuel. Kristin says they are fine. Jen says they are not. Did they make it? CHAPTERS00:00:00 - Podcast Intro & Diet Coke Addiction00:07:14 - Supporting Friend Brett00:09:33 - Running Out of Gas Crisis00:21:53 - Mom Box: Road Trip Listener Story00:28:03 - Tribute to Brett's Family00:29:22 - Midwest Values & Showing UpMORE PODCAST EPISODES: https://youtube.com/playlist?list=PLTGuNbPgq2EartAwwgs_H-LVho3FvWnXpJUST LISTEN TO THE PODCAST: https://link.chtbl.com/imomsohardSEE US ON TOUR: (FALL DATES COMING SOON)https://www.imomsohard.com/WATCH OUR AMAZON PRIME SPECIAL: https://www.amazon.com/IMomSoHard-Live/dp/B07VBJ34DTIf you are interested in advertising on this podcast email ussales@acast.comTo request #IMOMSOHARD to be on your Podcast, Radio Show, or TV Show, reach out to talent@pionairepodcasting.comFOLLOW US: Facebook: https://www.facebook.com/imomsohardInstagram: https://www.instagram.com/imomsohard/Twitter: https://twitter.com/imomsohardGet our sponsor DISCOUNT CODES here!https://linktr.ee/imshpodcastABOUT US Female comedy duo Kristin Hensley and Jen Smedley have been performing, teaching, and writing comedy internationally for a combined 40+ years. They have been moms for one quarter of that time and it shows. How do they cope? They laugh about all of the craziness that comes with being a mom and they want you to laugh about it too! From snot to stretchmarks to sleepless nights, Kristin and Jen know firsthand that parenting is a hard job and they invite you to join them in taking it all a little less seriously (even if for a few short minutes a day). After all, Jen currently has four days of dry shampoo in her hair and Kristin's keys are still in her front door. They try, they fail, they support each other, and they mom as hard as they can.Disclaimer: This podcast is for entertainment purposes only. Views expressed on this podcast solely reflect those of the host and do not reflect the views of Pionaire. Hosted on Acast. See acast.com/privacy for more information.

SummaryIn this episode, co-hosts Ayelet Shipley and Christian Hassold welcome guests Erik Morton, former EVP of Corporate Development for Rithum (formerly CommerceHub & ChannelAdvisor), and Chris Barnes, former SVP of Corporate Development for Syndigo, to discuss the announced acquisition of 1WorldSync by Syndigo. In this episode, the guests discuss the origin of both Syndigo and 1WorldSync, the deal rationale, as well as some of the reasons why the acquired business had some potential barriers to finding the right acquirer over the course of its year long sale process. The discussion highlights the dynamics of M&A in the e-commerce sector, the competitive dynamics between major players like Syndigo, Bazaarvoice, and Salsify, and the prospects of inorganic growth following years of aggressive M&A activity. TakeawaysSyndigo's growth trajectory from Gladson to a materially sized platform in the commerce ecosystem1WordSync's origin and significance in the product information spaceThe competitive dynamics between 1Worldsync, Syndigo, and Salsify in the commerce marketThe significance of geographical expansion in M&A strategies.The importance and benefits of strong alignment between sponsors and holding company executive leadership on M&A strategyChapters0:12 Deal Context 1:43 Guest Backgrounds 5:48 Syndigo Founding and Acquisition Strategy 9:32 Investor View on Syndigo's M&A Thesis 13:47 1WorldSync Origins and Strategy 18:07 PowerReviews and Strategic Misalignment 22:09 Syndigo Deal Execution and Private Equity Dynamics 24:04 Running Out of Targets 25:40 Industrial Logic Behind the Merger 27:39 Competitive Landscape and Salsify 30:49 Future Outlook on Marketplaces and IPO 38:38 Wrap-Up and Final ThoughtsConnect with Christian and AyeletAyelet's LinkedIn: https://www.linkedin.com/in/ayelet-shipley-b16330149/Christian's LinkedIn: https://www.linkedin.com/in/hassold/Web: https://www.inorganicpodcast.coIn/organic on YouTube: https://www.youtube.com/@InorganicPodcast/featuredConnect with our guest Chris Barnes on LinkedInhttps://www.linkedin.com/in/chris-barnes-a0a7022/Connect with our guest Erik Morton on LinkedInhttps://www.linkedin.com/in/erikimorton/ Hosted on Acast. See acast.com/privacy for more information.

Take in the latest episode of The Mighty Decibel on Wild Dogs Radio! We've taken over the Home | Wild Dogs Radio airwaves every Saturday at noon EST where we're playing the best in new underground metal and hardcore punk ... along with some select older material that'll get that head bangin'. Here's the September 13th episode if you missed it, which includes a History Of ... segment regarding early speed metal albums. Who let the dogs loose?!!! NEKRO CULT DESECRATION - "Arsenic Angels" HANZAISHA - "Angel Lust" HEDONIST - "Parasitic Realm" BLUTSAUGER - "Blood Solstice" AFGAN HAZE - "Phobe" HEIDRUN - "Solar" GRIN - "Incantation" DISCOPS - "Deny, Defend, Depose" MORTAR - "Error in the Process of Evolution" AUGSEBOMBT - "Runnin' Riot" RETORSION - "Leprajarvany" BARRICADE - "Rule of Thumb" VARDIS - "Love Is Dead" PRAYING MANTIS - "Panic in the Streets" TYGERS OF PAN TANG - "Running Out of Time" ANGELWITCH - "Angelwitch" MOTORHEAD - "Sharpshooter"

Crystal D'Agostino, a veteran real estate broker with 16 years in the industry and owner of Start Realty in Rhode Island, partners with her husband, Chris D'Agostino, whose 25 years in the automotive business and love for classic cars bring a unique drive to their ventures. Their real estate journey began in 2009 with a single family flip, quickly evolving into 20 self-managed multifamily units between 2011 and 2018. Since joining the Warrior Program, they have accelerated their portfolio to 122 doors, with 66 as limited partners and 36 as general partners, while staying rooted in their passions for travel, family, and building community.   Here's some of the topics we covered:   From Selling Used Cars to Flipping Houses to Owning Multifamily Empires Insider Scoop on the Hottest Moves in the Texas Multifamily Market How the Warrior Group Led Them to the Perfect Partner What the Local Job Market Says About Your Asset's Future Behind the Scenes of the Value-Add Strategy on Our First Deal The Harsh Truth About Investing in Small Towns Why a Rockstar Property Manager Can Make or Break Your Investment Pro Secrets for Running Out-of-State Properties Like a Pro   If you'd like to apply to the warrior program and do deals with other rockstars in this business: Text crush to 72345 and we'll be speaking soon. For more about Rod and his real estate investing journey go to www.rodkhleif.com

When Damon Mitchell lost the ability to do a single pushup, it triggered a reckoning—not just with his body, but with his identity as “the strong guy.” In this raw and reflective episode, Damon opens up about the neurological injury that sidelined his body but awakened something deeper. He shares how sobriety, self-trust, and intentional brotherhood became anchors through pain, disconnection, and uncertainty. Now a coach for men navigating the relationships that matter most, Damon offers hard-earned insights on leadership, masculinity, and what it means to fight for something real. If you've ever questioned your worth when you couldn't perform, provide, or push through—this conversation is your invitation to show up anyway.Chapters:00:00:00 - Meet Damon Mitchell: Real Talk Begins00:00:51 - Iguanas, Engagements, and Unlikely Adventures00:01:41 - From Trainer to Coach: Damon's Backstory00:02:16 - Dogs, Loyalty, and Emotional Anchors00:03:09 - Drinking Days and the Sobriety Decision00:04:40 - Pain, Pride, and Pushing Through00:06:28 - “Something's Not Right”: The Body Breaks Down00:08:25 - Misdiagnosed, Misunderstood, and Running Out of Options00:10:05 - Surgery, Survival, and Mental Battles00:17:51 - Airports, Breakdown, and Emotional Exhaustion00:20:23 - Climbing Back: The Physical and Mental Recovery00:20:55 - “What Can I Fight For Now?”00:21:58 - Regaining Strength—and the Will to Be Independent00:25:05 - Freedom, Movement, and Meaning00:26:29 - Puzzle Pieces and the Nature of Addiction00:28:42 - The Real Story Behind Getting Sober00:30:32 - Business Pressure Meets Personal Pain00:31:01 - Taco Bros Day: Healing Over Tacos00:33:50 - Building Tolomen: Brotherhood with Intention00:39:59 - Lightning Round: What Fuels Damon's FireLinks And Resources:Official Website – Intentionalize My LifeTolomenSubstack – Live HappierDamon Mitchell on LinkedInThanks so much for joining us this week. Want to subscribe to Eternal Optimist? Have some feedback you'd like to share? Connect with us on iTunes and leave us a review!

Curated Vibes for Tyler, the Creator (Fan Appreciation) 1. Igor's Theme 2. Hot Wind Blows 3. Hey Now (Freestyle) 4. Corso 5. Sticky 6. Don't Tap That Glass 7. I Ain't Got Time 8. Rah Tah Tah 9. Who Dat Boy 10. Yonkers 11. Rusty 12. She 13. Earfquake 14. Smuckers 15. See You Again 16. Don't Worry Baby 17. Darling, I 18. I Thought You Wanted to Dance 19. Ring, Ring, Ring 20. 911 21. Palace (The Internet) 22. IFHY 23. 2 Seater 24. Lumberjack 25. Big Persona (Maxo Kream) 25. Cracc Era (Maxo Kream) 26. Running Out of Time 27. Come On, Let's Go 28. Rise!

Oooooohhhhh my god there are so many video games. 45 of them are in this episode.Today we're talking about the June 2025 Steam NextFest with special guest NBZ!Follow NBZ on Bluesky!Listen to This Nintendo Life!Check the full list of games we played on our Backloggd---ALL OF THE GAMES WE TALKED ABOUT:Games for Dice and Card PervertsDice GambitMy Card Is Better Than Your CardThe Royal WritHeroes of the Seven IslandsFreak GamesHouse of NecrosisGun in a WellOne-Eyed LikhoKulo Niku Bowl Up!Am I NimaMoonlighter 2AnuraInkshadeThe Wide Open Sky is Running Out of CatfishDiscountyEasy Delivery Co.Your Holy & Virtuous HereticHolstinGames About the Future (Good)All Will Fall Generation Exile Jump Ship MotionRec Star Birds Crescent County Gecko Gods Games About the Future (Bad)Morsels Ambrosia SkyAeromachina OVIS LOOP (STAND-ALONE: Ep 0) Goodbye Seoul Possessor(s) Games About the Past (Bad)Compensation Not Guaranteed MORSE Girl Mode Will Not Like These GamesDispatchGames to Make Me CryConsume MeThe award that changes the lives of its winners from Post GamesFishbowl Away From Home Ninja Gaiden Ragebound Pipistrello and the Cursed YoYo Undusted: Letters from the Past Cast & Chill Games About Being a FloristFlowers and Favours Puni the Florist Games That Are ToysRollick N' Roll Outside the Blocks This is The OneAbsolum Danchi Days VOID/BREAKER Occlude ---Support us on Kofi!Visit our website!Follow us on Twitch!Follow the show on Bluesky!Check out The Worst Garbage Online!---Art by Tara CrawfordTheme music by _amaranthineAdditional sounds by BoqehProduced and edited by AJ Fillari---Timecodes:(00:00) - WE GOTTA GO (00:29) - No time for shenanigans (01:32) - We're doin categories today (02:44) - Games for Dice and Card Perverts (02:53) - Dice Gambit (06:13) - My Card is Better Than Your Card (08:59) - The Royal Writ (12:48) - Heroes of the Seven Islands (14:53) - Freak Games (15:44) - House of Necrosis (19:01) - Gun in a Well (22:36) - One-Eyed Likho (26:43) - Kulo Niku Bowl Up! (29:16) - Am I Nima (32:28) - Moonlighter 2 (36:58) - Anura (38:20) - Inkshade (41:59) - The Wide Open Sky is Running Out of Catfish (44:24) - Discounty (46:20) - Easy Delivery Co. (49:2...

1 - Found It!2 - Running Out of At Bats3 - New Wallet Strategy?4 - Idiotic Giannis Trade Porn5 - ANDY POLLIN6 - Overbuilding Tennis Courts7 - Restaurant Fatigue8 - Big Family, Eatin' Cheap9 - Knicks Fire Tibs10 - Bad Owners Ruin Everything11 - Bears Gonna Get Sold... For Alot!12 - RIP Jim MarshallOur Sponsors:* Check out Hims: https://hims.com/CZABE* Check out Indeed: https:// indeed.com/CZABEAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Send us a textA seemingly innocuous sermon question shook Daniel Ochoa's religious foundation to its core: "What makes you think you're on that off-ramp to heaven?" Despite six years of faithful church attendance, Bible study, and involvement in church activities, Ochoa realized he had mistaken religious participation for salvation.Daniel shares the pivotal conversation with his pastor that transformed his understanding of faith. "There's a cost to follow Jesus," his pastor explained—not just belief, but surrender of finances, time, reputation, even relationships. That night, Ochoa committed his life fully to Christ, marking the beginning of authentic discipleship characterized by hunger for God's Word and radical life changes.This powerful testimony frames our discussion of Daniel's book, "Time is Running Out," which challenges readers to honestly examine whether they're in good standing with God. Using vivid analogies, Daniel explains that Christianity isn't like buying a diet book or joining CrossFit—it's meaningless without implementation and visible transformation. While clarifying he doesn't believe in works-based salvation, he emphasizes that true faith naturally produces fruit, demonstrating the Holy Spirit's presence.The conversation takes a fascinating turn toward end times prophecy, with Daniel offering thought-provoking perspectives about Israel's 1948 establishment as a key prophetic marker. He expresses concern that many Christians remain unprepared for challenging times ahead, focusing exclusively on God's grace while ignoring accountability. Daniel believes demonic forces are actively dividing families and promoting self-centeredness—signs pointing to Christ's imminent return.Beyond just information, this episode delivers a heartfelt call to spiritual vigilance. Discover why Daniel believes we're living in prophetic times and how you can prepare not just intellectually but spiritually for what's ahead. Check out his YouTube channel "Life on the Narrow Road" for deeper teaching on authentic faith and end times prophecy.Are you merely attending church or truly following Jesus? Has your heart been transformed? As Daniel reminds us, the narrow path to heaven requires more than casual belief—it demands complete surrender. Time is indeed running out.Support the showWe have BIG plans at Foxhole Symphony and sure could use your financial support. Would you prayerfully consider a small monthly contribution to support us in our mission to catalyze transformation in the hearts of men? Support Our MissionFind us at:https://www.facebook.com/foxholesymphonyhttps://www.instagram.com/foxholesymphony/https://www.youtube.com/channel/UCuvcXdDpE79S_D_hInblcDw

If you don't know which you are, your family will find out….after you die. Marci's mariachi marathon in Mexico.

Peter dives into the pressures of the real estate industry and how societal expectations can push individuals to chase success at the cost of their well-being. He shares a touching story about guiding a former employee, Patrick, to prioritize passion over external benchmarks, reinforcing the importance of personal fulfillment. Peter also reflects on his upcoming book, Running Out of Saturdays, a powerful reminder of life's fleeting nature and the need to prioritize joy and connection. Through his own “sliding doors” moment, he highlights how small choices can lead to life-changing opportunities—if we have the courage to take them.About our guest:Peter Brewer is a seasoned business professional with over 40 years of experience in the property industry. Having served as Board Chairman of one of Queensland's largest real estate marketing companies and currently holding the position of Chairman at the Real Estate Institute of Queensland, Peter has transitioned into one of Australia's most respected business mentors and brand champions. Renowned as an Ambassador for the USA-based Inman News Organization, Peter is a highly influential voice in online marketing. Known for his unfiltered, passionate, and sometimes controversial views, he has worked with some of the largest real estate companies and associations in Australia, New Zealand, and the United States, offering cutting-edge insights into the future of small business.Follow Our Guest:Website: https://thatpeterbrewer.com/Facebook: https://www.facebook.com/thatpeterbrewerLinkedIn: https://www.linkedin.com/in/thatpeterbrewer/Instagram: https://www.instagram.com/thatpeterbrewer/Follow Us On:Instagram:https://www.instagram.com/thestevehodgson/https://www.instagram.com/sharewithsteve/Episode Highlights:01:27 - Why strong connections matter in tough times05:15 - The Burden of External Expectations10:24 - The motivation behind writing a book13:35 - The Meaning Behind "Running Out of Saturdays"15:33 - The Value of Effort

The Protect America's Rock Climbing Act was signed into law at the end of President Biden's term. The PARC Act mandates that various government departments issue guideance recognizing rock climbing as a legitimate use of public lands, including the placement and maintenance of fixed anchors in Wilderness. This historic act was the result of a multi-year campaign spearheaded by the Access Fund. Our guests today are Access Fund executive director Heather Thorne and deputy director Erik Murdock. This interview was recorded on January 28th, before the news of DOGE's cuts to many positions, including at our national parks. To check out the Access Fund's position on the DOGE cuts, see the linked article in our Show Notes. But first, we tee up our conversation with the Access Fund by talking about this recent news, including the upside-down American flag that was hung from the top of El Capitan last week by Yosemite's recently dismissed locksmith and others. Our final bit is from a climber at heart, Madi Rindge, aka, Madi Bisharat, my cousin and a brilliant musician whose music I'm honored and excited to share. Check out the show notes for links to her albums, including this song Alien, as well as a GoFundMe to support her father who lost his house in the Palisades fire this year. Become a RunOut Rope Gun! Support our podcast and increase your RunOut runtime. Bonus episodes, AMA, and more will be available to our Rope Guns. Thank you for your support! http://patreon.com/runoutpodcast Show Notes VICTORY! Congress Passes Protecting America's Rock Climbing Act -- Access Fund A New Era for Climbing: PARC Act's Impact and the Path Forward -- Access Fund Tell Lawmakers How Firing Public Lands Employees Impacts You -- Access Fund Donate to the Access Fund How the Yosemite Climbing Community Is Reacting to DOGE Layoffs -- Climbing.com Protesters Display Upside-Down American Flag at Yosemite -- NYT Cat rescue Follow Madi Rindge on Instagram Listen to Running Out of Oxygen on Spotify Order Running out of Oxygen from Madi. GoFundMe for Charlie Bisharat's home that was lost in the Palisades fire

Time is Running Out Daniel OchoaIn a thought-provoking episode of the Kingdom Crossroads podcast, Pastor Bob Thibodeau engages with Daniel Ochoa, a dedicated Bible teacher and author, to explore the critical subject of spiritual readiness for the return of Christ. The discussion challenges listeners to confront the unsettling reality of their own preparedness, as Ochoa articulates the urgency of embracing a faith that is both active and intentional. Through a series of poignant questions, the conversation navigates the complexities of contemporary faith, urging believers to refrain from the complacency that often accompanies the assumption of having more time to align with God's will. Ochoa draws from his extensive background in biblical teaching to illuminate the signs of the times, emphasizing the significance of recent historical events, particularly the establishment of Israel in 1948, in relation to prophetic scripture. He asserts that understanding these events is crucial for discerning the spiritual climate of the present and recognizing the imperative to live with urgency. Throughout the episode, he invokes the parable of the ten virgins, illustrating the necessity of being spiritually prepared for Christ's return, urging listeners to avoid the fate of the foolish virgins who were unprepared when the bridegroom arrived. The conversation culminates in a powerful exhortation for listeners to examine their spiritual lives and commit to a path of discipleship that reflects true readiness. Ochoa's insights encourage a departure from mere ritualistic practices towards a genuine and transformative relationship with Christ. By the end of the episode, the listener is left with a profound understanding of the implications of their faith and the urgency to act, as Ochoa's book, 'Time Is Running Out', serves as a vital resource for those seeking to deepen their knowledge and preparedness in these critical times.Takeaways: Pastor Bob Thibodeau emphasizes the necessity of spiritual readiness in anticipation of Christ's return, urging listeners to reflect on their faith and commitment. Daniel Ochoa elaborates on the misconception that believers have ample time to prepare for the end times, urging immediate action and introspection. The podcast highlights the urgent call for Christians to engage with biblical teachings, especially regarding the signs of the times and the implications for contemporary faith. Listeners are reminded that spiritual readiness involves more than mere belief; it requires an active, intentional lifestyle aligned with the teachings of Christ. Daniel Ochoa's experiences illustrate the transformative journey from a superficial understanding of faith to a deeper, more committed relationship with Jesus. The discussion addresses the alarming reality that many who identify as Christians may not be genuinely saved, highlighting the importance of authentic belief and discipleship. CONTACT INFORMATION: Email: daniel@timeisrunningoutthebook.com Website: https://timeisrunningoutthebook.com Book: “Time is Running Out” – on Amazon _____________________________________________Check Out These Amazing LinksPastor Bob "HIGHLY" recommends

In this episode, I sit down with the inspiring Peter Brewer, a dynamic force in the real estate world who shares his wisdom on life, leadership, and personal growth. We explore Peter's philosophy on making every Saturday count, especially as he prepares to release his book Running Out of Saturdays, encouraging us to live with urgency and purpose. With his trademark flamboyance, Peter reflects on how embracing his individuality has shaped his career and helped him build a supportive community. We also discuss the importance of leadership over management, the value of nurturing talent within organizations, and how resilience during tough times, like his recovery from knee replacements, has reinforced his belief in the power of asking for help and fostering meaningful relationships.About our guest:Peter Brewer is a seasoned business professional with over 40 years of experience in the property industry. Having served as Board Chairman of one of Queensland's largest real estate marketing companies and currently holding the position of Chairman at the Real Estate Institute of Queensland, Peter has transitioned into one of Australia's most respected business mentors and brand champions. Renowned as an Ambassador for the USA-based Inman News Organization, Peter is a highly influential voice in online marketing. Known for his unfiltered, passionate, and sometimes controversial views, he has worked with some of the largest real estate companies and associations in Australia, New Zealand, and the United States, offering cutting-edge insights into the future of small business.Follow Our Guest:Website:https://thatpeterbrewer.com/Facebook:https://www.facebook.com/thatpeterbrewerLinkedIn:https://www.linkedin.com/in/thatpeterbrewer/Instagram:https://www.instagram.com/thatpeterbrewer/Follow Us On:Instagram:https://www.instagram.com/thestevehodgson/https://www.instagram.com/sharewithsteve/Episode Highlights:00:00 - Episode Trailer01:49 - The Power of Nonconformity06:24 - Why investing in your people is the best marketing strategy09:43 - Managing vs. Leading11:12 - Who is  Peter Brewer16:16 - Hitting the Help Button in Life22:02 - Why strong connections matter in tough times26:50 - Why staying true to yourself is more valuable than any paycheck31:01 - The motivation behind writing a book despite academic struggles36:43 - The Sliding Doors Moment44:17 - How Casual Conversations Shape Careers50:20 - The mental paralysis of facing the unknown01:00:20 - The Burden of Leadership01:06:14 - The Journey of Personal Reinvention01:10:07 - Peter's Definition of What Success Truly Means01:14:28 - The Unconditional Love of a Mother

SEASON 3 EPISODE 87: COUNTDOWN WITH KEITH OLBERMANN A-Block (1:44) SPECIAL COMMENT: A reminder that what would become the Confederate states thought that secession was constitutional. A reminder that three and a half years earlier the Supreme Court ruled that Congress had no right to ban slavery and slaves had no rights at all. I was thinking of that as President Biden gave his farewell speech last night. Where in the constitution does it say that the nation must commit suicide because a slim majority of its voters have been fooled into believing it ISN’T? Where in the law does it say that a criminal has to be protected from all laws by judges he corruptly appointed? Where in the law does it say that one man is above it? Where in our agency over our own lives does it say that we must defer to a traitor who has corrupted politics, voting, the judiciary, everything that we must defer to him just because he’s good at being evil? And where does a President's loyalty to his people rest? In protecting the forms and rules of a broken system, or protecting those people from the greatest threat they have ever faced – the threat of his successor who has perverted that broken system to serve himself and a few cronies and whores, and condemn the rest of us? Is it Joe Biden's constitutional and moral responsibility to declare a state of insurrection and put them all behind bars… or NOT to do so? As I’ve said before, I do not have either enough words nor enough time to tell you how much this ISN’T going to happen – Doomsday, and national suicide, will continue as scheduled. Have fun! ALSO: The good news is: Pete Hegseth was interrupted three times by hecklers at the hearing for his nomination as Secretary of Brylcreem… the bad news is: it wasn’t three HUNDRED times. He might be the SMARTEST. Pam Bondi apparently didn’t hear a single threat Trump made during his campaign and Tulsi Gabbard doesn’t know what her new job is. Trump goes full Reagan: tries to grab credit for Biden and Blinken’s Hostage Deal and Cease fire. Times, Running Out: is the New York Times actually INTENTIONALLY following the self-destructive path of The Washington Post and CNN. This is not a boat accident. You don’t know Jack-Smith: going out with a whimper not a bang. Love him, but what the hell was that. And how much fun was it to hear Elon Musk make a fool of himself as LA firefighters doused his conspiracy theories with reality? B-Block (29:00) THE WORST PERSONS IN THE WORLD: The final shoe has dropped in the saga of my ex, and it has knocked Ryan Lizza out cold. Someone named Dakota Lee Dilley has completely personified the Trump (lack of) mentality: sure they were traitors but they were GIFTED traitors. And if you hate Dan Abrams or Chuck Todd, wait'll you hear Dan Abrams DEFENDING Chuck Todd. C-Block 49:30 THINGS I PROMISED NOT TO TELL: Lawrence O'Donnell's last interview? My heart raced with excitement. Then it turned out it was Joe Biden's last interview. Lawrence was just doing it and he, who correctly predicted years ago he could never host a cable news show with any skill for any considerable span, is staying. A terrible human who tried to take Countdown away from me while he was filling in for me while my dad was dying.See omnystudio.com/listener for privacy information.

Many people struggle with money anxiety, even those in the FIRE community. Your money fears could keep you on the sidelines, or it could have the opposite effect, making you ultra-conservative with your retirement savings. Today, we're diving into five of the most common financial fears, whether they're worth fretting about, and what to do about them! Welcome back to the BiggerPockets Money podcast! Do you ever worry about your finances? You're not alone! Maybe you're concerned about your FIRE number being too low and running out of money in retirement. Maybe you've wondered whether you'll ever be able to afford a house or if the “grind” to financial independence is even worth it. We've pulled the most common concerns about money and are going to respond to each of them in today's show! Tune in to learn how much money you actually need to comfortably retire, how to deal with burnout on the journey to FIRE, and if you're “missing out on life” by practicing frugality in your youth. Scott and Mindy will even debate whether the returns from real estate investing are worth the trouble of managing rental properties! In This Episode We Cover How much money you actually need to retire (and if the four-percent rule still works) Renting versus buying a house amidst today's high home prices and interest rates Whether the “grind” to early retirement is worth it (and what you should do if it's not!) Active versus passive real estate investing (and which delivers the highest returns) Whether you “miss out on life” by living frugally and racing toward retirement And So Much More! Links from the Show Mindy on BiggerPockets Scott on BiggerPockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Join BiggerPockets for FREE Email Mindy: Mindy@biggerpockets.com Email Scott: Scott@biggerpockets.com BiggerPockets Money Facebook Group BiggerPockets Money 455 – REITs: How to Make Real Estate Money WITHOUT Owning Rentals Rent vs. Buy Spreadsheet The Passive Real Estate Investing Show The 1% Rule “Determining Withdrawal Rates Using Historical Data” Try Baselane, the One Platform for All Your Property Banking & Finances Buy Scott and Mindy's Book, “First-Time Home Buyer” Find an Investor-Friendly Agent in Your Area BiggerPockets Money 522 – How to Get PAID to Live in an Affordable City & Fast-Track Financial Freedom (00:00) Intro (01:27) “Missing Out” on Life (08:01) Running Out of Money (15:41) High Housing Costs (24:10) Low Rental Property Returns (32:13) Burnout Before FIRE (34:19) What We're Reading! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-587 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

As we hit our 50s, our bodies and minds start to change—and so should our businesses. In this episode, I'm sharing how to set up your business now for the next chapter of life. We talk about preparing for the inevitable shifts in energy, focus, and priorities, and how to build a business that supports more flexibility, freedom, and sustainability. From streamlining your processes to delegating tasks, this episode is all about future-proofing your business so it can thrive when you're no longer able (or willing!) to give 100%. Important Links Check out the episodes I mentioned here>>> Running Out of Time or Talent Regulating Your Nervous System Ava's Life Update Save TIME & MONEY by running your biz on a single platform- check out my software, Equipt360, here >>> https://equipt360.com/

This week on Blocked and Reported, Jesse is joined by Dan Williams, a philosopher who is skeptical that we can “vaccinate” people against “misinformation,” which is the sort of thing someone would say if the RUSSIANS got to them. Okay, “Danielovich” “Williamoputinski.” (Image courtesy of Grok, which has an infinitely more evolved sense of humor than ChatGPT.)https://conspicuouscognition.com/https://danwilliamsphilosophy.com/https://x.com/danwilliamsphilThe Fake New About Fake News - The Boston ReviewI'm Running Out of Ways to Explain How Bad This Is - The Atlantic This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.blockedandreported.org/subscribe

 “Something is clearly not right” with the former president, The New Abnormal co-hosts agree. Then, The Washington Post's national columnist Philip Bump joins the program to discuss his approach to covering Trump—which Levy says is a “rare bright spot” in the genre. Plus! A talk with Charlie Warzel, a staff writer at The Atlantic, about his most recent piece, titled “I'm Running Out of Ways to Explain How Bad This Is,” and the crisis of misinformation currently plaguing America. Hosted on Acast. See acast.com/privacy for more information.